ocean city today - june re guide

REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS/OCEAN CITY TODAYPAGE 2 JUNE 2012

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Hobo Ocean 2BR/2BAOcean ViewCorner UnitTurn Key!Updated -Inside & Out!Large Deck

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UNDER CONTRACT SOLD!!!!

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MLS 468394

4BR/3BA+Multi-Slip DockBoaters Dream100 ft. DockBeautifulUpdated HomeHuge Sunroom

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505 Penguin Dr. U10 - 3BR/3BABest Buy with SlipBeautifully UpdatedLow Fees

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Bahia Vista 4BR/3BA & SlipTop FloorNorth CornerWrap-Around Decks-Bay & Ocean Views

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304 Salty Sands 2BR/2BAGreat Ocean ViewsTerrific LocationLow Condo FeesClose to Shops &Restaurants

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Direct Bay Front lot- West OCMillion dollarviews for just$219,999. Buildyour dream homewith spectacularviews of OceanCity Skyline.

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9600 Ocean View LnMLS 477356

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Townhome #10 3BR/3.5BA+SlipGreat Views3 Bayfront DecksOutdoor PoolClose to Beach &Boardwalk

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Resort Dream Home Boasting 7,700 Sq. Ft.Private Gated EntranceViews to Assateague & InletDouble Waterfront Lot

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Real EstateTHE COASTAL REAL ESTATE RESOURCE Coastal Association of Realtors/Ocean City Today

Published monthly by Ocean City Today for the Coastal Association of REALTORS. Adver-tising in this publication is limited to members and affiliated members of the Coastal Associationof Realtors.

The COASTAL ASSOCIATION OF REALTORS® (CAR) is a trade organization for realestate professionals in Wicomico, Worcester and Somerset Counties on the Eastern Shore ofMaryland. Its membership consists of more than 1,000 REALTORs® and affiliate membersserving the home-buying and home-selling needs of the public since 1957.

The term REALTOR® is a registered collective membership mark, which may be usedonly by real estate professionals who are members of the NATIONAL ASSOCIATION OF RE-ALTORS® and subscribe to its strict Code of Ethics.

The COASTAL ASSOCIATION OF REALTORS is located at 314 Franklin Avenue, Suite106 • Berlin, MD 21811. Phone: 410-641-4409. On the Web: www.coastalrealtor.org

OCEAN CITY TODAY is the leading newspaper publisher on the Maryland coast, withOcean City Todaypublishing weekly on Friday and Ocean City Digestpublishing on Thursdayand Real Estate, the Coastal Real Estate Resourcepublishing monthly. Ocean City Today is lo-cated at 8200 Coastal Highway, Ocean City, MD 21842. Office hours are 8:30 a.m. to 5 p.m.,Monday - Friday. Phone: 410-723-6397. On the Web: www.oceancitytoday.net

Publisher . . . . . . . . . . . . . . . . . . . . . . . . . . .Stewart Dobson [email protected]

Assistant Publisher . . . . . . . . . . . . . . . . . . . . Elaine Brady [email protected]

Account Representative . . . . . . . . . . . . Frank Bottone [email protected]

Account Representative . . . . . . . . . . . . . . .Sandy Abbott [email protected]

Account Representative . . . . . . . . . . . . .Mary Cooper [email protected]

Operations Director . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . John Dobson

Senior Designer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Susan Parks

Graphic Artist . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Tyler Tremellen

Graphic Artist . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .David Hooks

Comptroller . . . . . . . . . . . . . . . . . . . . . . . . .Christine Brown [email protected]

410-723-6397 WWW.OCEANCITYTODAY.NET

In an election year, rhetoric heats upand many issues come to the foreground;some have even questioned the long-standing value of American homeowner-ship. To ensure that homeownership,housing and real estate issues are a publicpolicy priority in this country, Realtorsfrom across the country rallied in Wash-ington, D.C. on May 17 to protect theAmerican dream.

“As the leading advocate for home-ownership and housing issues, Realtorswant our country’s current and futureleaders to understand the vital role realestate plays in both the long- and short-term health of this nation,” said SheilaDodson, executive vice president of theCoastal Association of Realtors (CAR).“That is why we [joined] forces … inWashington. Realtors believe that every-one should have the opportunity to pur-sue the dream of homeownership, and wewill fight against obstacles that make itmore difficult for people to buy, own andinvest real estate.” CAR members servethe Somerset, Wicomico and Worcestercounties of Maryland.

The Rally to Protect the AmericanDream took place in front of the Wash-ington Monument. Members of Congressjoined Realtors as they heard from speak-ers about how homeownership issues af-fect individuals, communities, smallbusinesses and the nation.

The rally also highlighted the impor-

tant role housing plays in the economicrecovery.

Speakers included National Associationof Realtors President Moe Veissi, NARChief Economist Lawrence Yun, California

Sheila Dodson

See REALTORS on Page 3

Realtors bring attentionto housing’s importance

REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS/OCEAN CITY TODAY PAGE 3JUNE 2012

Association of Realtors Treasurer ChrisKutzky, Florida State Representative andRealtor Matt Hudson, Certified Commer-cial Investment Member Greg Hrabcak,as well as U.S. Rep. Steny Hoeyer andU.S. Sen. Johnny Isakson.

Approximately 10,000 Realtors at-tended the rally, which was part ofNAR’s Midyear Legislative Meetings &Trade Expo in Washington.

Recent opponents have said the gov-ernment should take a step back in its

role to further homeownership and thathomeowners shouldn’t be able to takeadvantage of certain tax benefits. Criticshave also voiced concerns that owning ahome may not be a wise investment.

NAR says issues like the mortgage in-terest deduction, foreclosures and shortsales, affordable financing and availablecredit don’t just affect people who own ahome – homeownership shapes com-munities and strengthens the nation’seconomy.

Coastal Association of Realtors also

points out that housing is a key driver inour national economy. Housing ac-counts for more than 15 percent of theU.S. Gross Domestic Product and homesales in this country generate more than2.5 million private-sector jobs in an av-erage year.

“Over the past few years our localmembers have seen buyers in with goodjobs and strong credit histories turneddown for loans,” said Dodson. “Theyhave also seen hardworking families un-able to refinance into a lower monthly

mortgage payment and people losinghomes to foreclosure because the bankwas too slow to process a short sale.

“These problems are happening inevery neighborhood across the country,and Realtors are more determined thanever to fight against these obstacles andmake sure the American Dream ofhomeownership is protected for currentand future generations.”

For more information about the Rallyto Protect the American Dream, visitwww.realtorrally.org.

35+ Years Experience in the Local Real Estate & Building IndustryDAVID K. DYPSKY • NEWPORT BAY REALTY

9921 STEPHEN DECATUR HWY • WEST OCEAN CITYwww.daviddypsky.com • Direct 410.726.5020 Office 410.213.7040

New! 4 Bedrooms, 3.5 Baths. An-other Quality Construction byMonogram Custom Homes. 3,767sq.ft. on 2.53 acres. Features in-clude First Floor Master and allViking kitchen appliances.$595,000 (mls 469957)

Directions: Rt 611 South. Right

onto South Point Rd. Right

onto Newport Bay Drive. At

corner of Heritage Rd.

33.8 ACRES with a 3 bedroom, 2 bathrancher and a 32 ft. x 60 ft. outbuilding.Situated on nice, high land, the property

slopes down to a small creek with turkeys, ducks and geese.

Only an 8 minute drive to Berlin and 15minutes to Snow Hill. $347,500

(mls 477839)

SOUTH POINT – OPEN HOUSESAT., JUNE 2ND & SUN., JUNE 3RD 1-5PM • 11440 Newport Bay Drive, Berlin

33.8 ACRES – 8 MINUTES TO BERLINJUST LISTED! 10313 Hayes Landing Road, Berlin

Realtors rally in D.C. to show importance of homeownershipContinued from Page 2

Positive underlying economic factorsare helping relieve a pent-up housing de-mand, according to a presentation at aresidential real estate forum at the Real-tors Midyear Legislative Meetings &Trade Expo in Washington, D.C.

National Association of Realtors ChiefEconomist Lawrence Yun said there aremany improving factors that are helpinghome sales. “Historically high housing af-fordability conditions, ongoing job creation,a solid stock market recovery, rising rents,a larger pool of qualified renters, a pent-updemand and improving confidence aredrawing buyers to the market,” he said.

“Smart money, largely from investorsresponding to low home prices and risingrents, is chasing real estate, and we could

see a potential surge once the broad per-ception of homeownership changes tothat of an appreciating asset,” Yun said.“We just finished the strongest first quar-ter for home sales in five years, pendingcontracts are pointing to a strong secondquarter, and the favorable conditions arehelping the economy recover from an un-usual slowdown in household formationin recent years with more young peoplenow leaving their parents’ homes.”

Despite a minor gain in total home saleslast year, owner-occupied sales fell. “A re-covery in investment- and vacation-homesales and a high proportion of all-cash dealsare hiding the current dysfunctional mort-gage market,” Yun said. “Tight mortgagecredit is holding back a stronger recovery.

Banks are hoarding cash, possibly fromregulatory uncertainties and lawsuits.”

Home sales had been basically flat from2008 through 2011. Yun forecasts 4.6 to4.7 million existing-home sales in 2012, upstrongly from 4.26 million last year, andadditional improvement in 2013 with salesrising to the range of 4.7 to 4.8 million.

Mortgage interest rates are projectedto rise gradually and then average 4.9 per-cent in 2013 - still historically favorable.“The pressure of rising rents on consumerinflation could force the Federal Reserveto raise interest rates in 2014, whichmight be good for home sales. Refinanc-ing would fall and bank staff would beable to focus more on mortgage origina-tion for home purchases,” Yun said.

Inflation currently remains under controlwith the Consumer Price Index rising about2.4 percent this year and 2.8 percent in 2013.

Yun expects the Gross Domestic Prod-uct to grow 2.4 percent this year and 3.1percent in 2013, adding 2.2 million jobsthis year and 2.5 million in 2013.

Housing starts, which have been wellbelow the long-term average of about 1.5million, are expected to rise to 770,000this year from 610,000 in 2011, and tocontinue growing to 970,000 in 2013.New-home sales are seen at 400,000 thisyear, up from a record low 306,000 in2011, and rising to 530,000 in 2013. “Witha growing population, we could see hous-ing shortages in 2014 or 2015 if buildersSee HOMEOWNERSHIP on Page 6

Smart money begins going after real estate


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Hileman Real Estate Inc. • 11065 Cathell Road • Berlin MD 21811 • 410-208-9200 office • 410-208-9562 fax • 800-337-7368 toll freeCheck out our website for more hot properties www.Po2team.com

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Building Lots for SaleOC Skyline ViewsWest OC Waterfront

$425,000

40.5 AcresBeautiful Sunset Views

$425,000

Ocean PinesWaterfront$225,000

Glen RiddleWaterfront$199,900

BerlinPerked & ready to build on

$174,900

Berlin10 acres w/well & septic

$250,000

Racetrack Rd.9.13 acres �

Development Potential$425,000

SalisburyAlmost 1 acre – ready to build

$35,900

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Cam Bunting, Broker, ABR, CRS, e-Pro, GRI, WCR, WHC24 Broad Street, Berlin, MD 410-641-3313 • 410-713-2065

Virtual Tours www.buntingrealty.com

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�� don’t increase production,” Yun said.

A sustained decline in housing inven-tory - both for listed homes and “shadowinventory” of those with seriously delin-quent mortgages - is the biggest factor af-fecting home prices, with broadly balancedconditions developing in much of thecountry. Yun said the median existing-home price is likely to improve modestlythis year, rising just over 1 percent, with again of about 3 percent forecast for 2013.

Yun’s forecast assumes no adverse Wash-ington policy or tax changes affecting home-ownership. He adds there would besignificant economic fallout if there is no newbudget compromise by the end of the year.

Raven Molloy, Senior Economist at theFederal Reserve Board of Governors inWashington, D.C., offered her personal as-sessment on one residential trend. “Inter-nal migration in the United States is at a30-year low, and has been declining sincethe 1980s,” she said. “The widespread na-ture of the decrease suggests that the dropin mobility is not related to demographics,income, employment, labor-force partici-pation, or homeownership.”

Most short-distance moves are housingrelated, such as needing a larger home, while

most long-distance moves are job related.Younger households move more frequently.

Her research shows the downtrend inmobility has been a fairly steady trendover time, with no sharp drops coincidingwith the housing market downturn oreconomic recession. Although rentersmove much more frequently than home-owners, the aging of the population maybe a factor in the general slowdown.

Molloy notes that migration out of stateswith many underwater homeowners hasnot fallen more than in other states. How-ever, other research shows that local movesare lower for underwater homeowners.

Migration within the U.S. remainshigher than it is within most other devel-oped countries.

Molloy said the link between migrationand macroeconomic performance has re-ceived relatively little attention. “High levelsof migration may reduce commitment tothe provision of local public goods or cor-rode social ties in other ways, in which caselower mobility might raise aggregate well-being and possibly economic output. Thisis an important topic for future research.”

Earlier NAR research found home-ownership helps to foster stable commu-nities and economic well-being.

Take that old cell phone andsmash it to protect yourself

Data security experts suggests that youmay be better off smashing your aginglaptop or cellphone instead of donating itor selling it if you want to keep sensitiveinformation you had on it safe, the Na-tionals Association of Realtors reported ina recent newsletter.

Windows XP laptops and Androidsmartphones — even when reset to theiroriginal factory settings — were found tobe the most vulnerable and still containedsensitive personal information that couldbe uncovered on the devices, Robert Sicil-liano, a McAfee identity theft expert, toldUSA Today.

Sicilliano purchased 30 used devices offCraigslist. He found that half the deviceswere clean, but 15 of the devices still con-

tained a lot of personal information. Hewas able to find bank account numbers,Social Security numbers, work documents,and court records on some of the devices.

Apple’s iPhone and iPad as well as Re-search in Motion’s BlackBerry were foundto not pose the same risks as Androidsmartphones, Sicilliano said. Nevetheless,users should reset the devices to theiroriginal factory settings before givingthem away.

Mary Ann Miller, financial fraud expertat Nice Actimize, told USA Today that de-vice makers need to provide more guidanceon how to responsibly get rid of old elec-tronic devices to prevent security breeches.

Until then, Sicilliano says: “I wouldbeat the thing to death.”

More to buying a home thanits pricing and its appearance

While many buyers may be swayed bythe home’s appearance, financing, and loca-tion when choosing a home, housing expertssay they often overlook other important fac-tors that may keep them happy for years tocome with their home purchase.

The National Association of Realtorscited a recent article at U.S. News &World Report lists tips for those often-forgotten aspects of home ownership.Here is one of those overlooked aspects:

Zoning of nearby areas: What you seetoday may not be what you see a fewyears from now. Communities’ and

neighborhoods’ landscapes can drasti-cally change in a few years. And whilesome of these changes may be good —such as the addition of a nearby recre-ation park or school — some may beviewed as a negative, like a new highwayoverpass behind the property, the articlenotes.

By reviewing upcoming plans and ex-isting zoning at the city’s urban develop-ment department, home buyers can get abetter idea of what the future may holdfor the surrounding area of the neighbor-hood they choose.

Continued from Page 3

Homeownership fostersstability in communities


Tom NiemkiewiczREALTOR®, GRI, LICENSED IN MD & DE

Buying or Selling - Let My 18 Years of Experience Work For YouOffice Toll Free: 800-992-7777 x1146 Cell: 410-603-2136

Agent’s Website: TOMNIEMKIEWICZ.LNFRE.COME-Mail: [email protected]

11701 Coastal Hwy.Ocean City MD 21842

FOR ADDITIONAL PHOTOS OF THESE LISTINGS GO TO MY WEBSITE: TomNiemkiewicz.lnfre.com

WATERFRONTWITH DOCKFully furnished,1st floor unitw/southern ex-posure. Water-front balcony,steps to boat slip#11, easy accessto the bay. Trailer

parking available on premises. Outdoor pool. Convenientto beach, Northside Park, shopping & restaurants. A mustsee unit. $165.000

SPACIOUSCONDO

TOWNHOUSESpacious 2,350sq. ft. 3BR/2.5BAvaulted ceilings,bright skylights,views of wet-lands, laundryroom, utility

room, 2 car garage. Nestled at the very end of the golfingcommunity ‘’The Innerlinks’’, across from Ocean PinesYacht Club with all of it’s amenities. $286,000

DIRECT BAY FRONTWith the best southwest corner lo-cation. Beautifully decorated andfurnished 3BR, 2BA unit providesgreatest views of open bay & unbe-lievable sunsets, especially from liv-ing room, master & wraparoundbalcony. Enjoy many upgraded fea-

tures - crown molding, B-board in wide entrance hall, extra tile, solidsurface counter tops, gas fireplace, etc. Conveniently located on samefloor as outdoor pool. Other amenities to enjoy: fitness room, privatepier to wetlands & bay. Midtown location provides close relationshipto everything, especially the beach. You just have to see it. $398,000.

OCEANFRONT BUILDING

Beautifully furnished, 3BR,2BA south side end unit withmany upgrades, Great balcony to capture spectacular sunsets that illuminate the entire bay.What a view from your livingarea and master bedroom.

Large nicely designed lobby, heated indoor pool, gameroom and storage locker for your beach chairs and toys.$348,000.

WATER VIEWLOT

One of only a fewnice wooded lotswith mature treesstill available inthe recently devel-oped waterfront community inOcean Pines called

'The Point'. Enjoy water views from front & back of yournew home on this beautiful tree lined street & all theamenities Ocean Pines has to offer. $65,000.

DIRECT BAY FRONTThis 1 BR, 1BA unit isone of a very few with anopen unobstructed viewof the bay from the largeprivate balcony, livingroom, kitchen and bedroom. Enjoy fabuloussunsets after a day offishing and crabbing off of the spacious bay

front deck. Boat slips available through the condo association. $169,000.

GREATSTARTER

HOMEVery nicely main-tained, 3 BR, 2BA,1344 sq. ft. homethat is ready towelcome a newfamily. Peaceful

wooded lot with a private deck and storage shed for all of your garden equipment. It’s hard to beat all of thecommunity amenities Ocean Pines has to offer. A mustsee property. $169,000.

OCEAN PINES WATERFRONT HOMELarge 2,224 sq. ft. 5BR,3BA home. Extraordinary17,996 sq. ft. waterfront lot spans the entire end of a wide canal with an expansive water view

down the canal to the Ocean Pines golf course. Expandeda-frame with lg. kitchen, living area & family room withFP. Lots of bulkhead space for boat dockage & watersports. Enjoy all the amenities Ocean Pines has to offer.A Must see property. $298,000.

CAINE WOODS NORTH OC

This beautifully deco-rated 2 bedroom, 2 bathspacious contemporarytownhouse styled pent-house with a vaultedceiling & bright skylightmakes this unit a pleas-ure to enter. With no oneoverhead and the build-

ing nestled off the road gives you a sense of quiet retreat.To see it is to enjoy it. $139,900.

OCEANFRONT END UNIT

Unique 2BR, 2BA plus den &laundry room, with private balcony on the ocean side andprivate courtyard side balcony.Fully furnished, new sliders &windows plus fresh paintmakes this unit move in

condition. What makes this condo so popular are the manyamenities including indoor pool, outdoor pool, 3 tenniscourts, basketball court, volleyball court, saunas, fitnessroom, game room, playground and shops. $265,000.

INNERLINKS –OCEAN PINES

Charming, beautifully designed 4 BR, 2.5 BAwith 1st fl. Master.Built with high qual-ity features such asgranite kitchencounter tops. 3 season

room overlooking a maintenance free, very private, beau-tifully landscaped exterior. Nestled in the middle of theOcean Pines golfing community close to the yacht club.$298,000

EXTRA-ORDINARY WATERFRONT

HOMEPalm Beach comes to TernsLanding with its majesticlook & bold maintenancefree landscaping. 6953 sq.ft. extraordinary 6 BR, 4.5BA, great/sun room, formal

dining room, den/office, game room, impressive entrance hall with mag-nificent free standing spiral staircase & overlooking loft. Features in-clude: giant sun filled rooms with water views from every room, 1st &2nd flr. master BR, and deep water dock w/lift. $1,700,000.

LONG & FOSTER REAL ESTATE, INC.11701 Coastal Hwy | Ocean City Square Shopping Center | 410-524-1700Ocean City

JACK & JOAN WALTERSales Agents, Licensed in MD & DEOffice: 1-877-655-6170Cell: 410-430-1088

www.buyoceancity.netemail: [email protected]

TopProducers

Call UsFor Our Listof Foreclosures

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LONG & FOSTER® REAL ESTATE, INC.11701 Coastal Hwy Ocean City Square Shopping CenterOcean City 410-524-1700800-992-7777

Ocean City

The Market IsHeating

Up!

TIM MEADOWCROFT

Cell: 443-235-7266

Office: 410-520-2704

SEA LODGETop floor ocean view 2BR/2BA. Greatmid town location. Furnished, newer ceramic tile throughout living areas, up-dated baths. Buyers must honor all 2012

booked rentals. Short sale. $249,900

PINEY ISLANDSpacious contemporary with cathedralceilings, bright sunroom, tropics inspireddeck, fireplace, separate laundry room,

and split floor plan. $279,000

EXCALIBURAwesome ocean views. 2 parking spaces,sprinkler system, hurricane shutters, pool.

Nicely furnished, many upgrades including corian, newer kitchen & bathroom flooring, newer carpet.

$299,900

DIRECT BAYFRONTBoaters dream w/southern exposure, awesome sunsets on deck or sunny

3 season room. Deeded dock. 3 BR 2 BAopen floor plan w/cathedral ceilings &

skylights. Breathtaking views! $499,999

CAMELOTGreat ocean view, well maintained, bright & beachy, steps to the sand. Tilethroughout, attractive furnishings, andvery roomy. Great rental but doesn't showit. Buyers must honor all booked rentals.

$319,000

BECKYMITCHELL

Direct: 410-603-0528

BRAEMAR TOWERSNicely furnished, 2BR unit w/awesomeocean views. Tile floors! Amenities incl.

pool, sundeck, game rm, fitness rm. 131st St. & Ocean. Buyer to honor all rentals.

$244,900

CAPRI3BR, wood laminate floors. Whirlpooltub in master bath. Indoor pool, fitness & game room w/basketball & tennis

courts, pool tables, pinball, library, saunas.$369,900

ADAGIOTastefully furnished. Open floor plan. Lg. kitchen w/granite counter & break-fast bar. Gas FP, ocean view, walk

to restaurants. Indoor pool & fitness rm.$25,000 in GRI for 2011.

$415,000

CAROUSELOceanfront in the ''Grande Dame'' of Ocean City. Nicely furnished & recently updated. Amazing views from the 17th floor!!! Amenities

are the best in town.$319,900

THE PLAZA Premiere Oceanfront Building located at98th St and ocean offers heated out/inand kiddie pools, tiki bar/grill, restaurant,hot tub, saunas, game rooms, 24 hr secu-rity and 2 parking. 2BR+den starting at$360,000; 3BR/2BA starting at $485,000

OLD PORT COVELovely waterfront townhome. 2BR/

1.5BA, large deck, private boat slip, directaccess to open bay. Beautifully redonekitchen, new ceramic tile, lovely furnish-ings, wood burning fireplace. 476906

$230,000

HARBOUR CLUB #2C2BR/2BA, on canal with deeded boat slip inprivate community with 3 outdoor pools, in-door pool, exercise room, tennis, saunas,meeting rooms. Lovely furnishings, great

rental income, great buy. 473715$290,000

GOLDEN SANDSLovely Oceanfront 1BR/1BA, floor to ceilingwindows for incredible views. Updatedkitchen, beautifully redone bath. Perfectbeach getaway or amazing rental. 472826

$239,900

#319 136TH STREETAmazing Single Family Home on water withprivate boat slip, just 4 blocks to ocean.

6BR/3.5BA, large living room with fireplace,1st & 2nd floor master suites, huge deck,

2-car garage. 475059$549,900

THE QUAY Premiere Oceanfront Building located at107th St and ocean offers heated out/inpools, saunas, tennis, game rooms, inter-net cafe, 24 hr security and loads ofparking. 2BR starting at $275,000;3BR/2BA starting at $495,000

LIKE NEW!2BR/1BA furnished w/southern expo-sure, waterfront balcony, deeded fingerpier w/boat lift, waterfront pool. Bldg. inexcellent condition w/common storage

& strong association. 441573$219,000

FANTASTIC OCEAN VIEWfrom these 2 BR tastefully furn. condos.Outdoor pool, atrium w/lap pool, sauna,fitness ctr, Jacuzzi. Steps to the beach.

Starting at $310,000

LOOK AT THIS!Bayview 3BR/2.5BA, 3-level TH! 2,275 sf. w/DreamKitchen w/ energy eff. s/s appls, granite counters &pantry. Lndry Rm w/shower, cathedral ceilings, 4 bal-conies! Tile floors, berber carpet, ceiling fans, 4 parkingspots, multi-zone heat pump, vinyl siding. 474318

$420,000

LG. 2BR/2BACONDO

on 1st floor w/balcony. Poolw/tennis courts. New floor-ing, self-cleaning range justinstalled. Sellers offering$2,000 toward closing costsor decorator allowance. $149,000

MYRNAWRIGHT

Cell: 410-641-4438

Office: 410-524-1700

BLUE MARLINBlue Marlin. Lovely 2 bed-room, top floor, cathedralceilings & fireplace. Watchthe fireworks from your bal-cony! 2 pools & great viewof the open bay from huge

balcony on a canal”

SHELLIELEVETON

Cell: 443-373-1972

Office:

MARYMCCRACKEN

Cell: 410-430-7302

Office: 410-524-1700

MARY LOU HEARNCell:

410-726-8280Office:

410-524-1700

Great Vacation or Investment Prop-erty. Super family room w/fireplace,dining area, kitchen w/breakfastbar, laundry area off kitchen,3BR/2BA. Relax under the covereddeck, oversized garage. New Roof.HOA amenities include outdoorpool & lawn maintenance. Easy tripto Ocean City Boardwalk & As-sateague Parks.

JUST REDUCED -$218,900

LINDAZARETSKY

Cell: 410-603-6625

Office: 410-524-1700

410-524-1700, x1117

HAWAIIANVILLAGE

REDUCED!


“Mr. Bill” NielanderAssociate Broker CRS, GRI

Cell: 410-430-8783Email: [email protected]

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COLLEEN [email protected] • 443-880-3471

11001 Manklin Creek Rd. #4 Ocean Pines, MD 21811 • 410-641-5700

Dedicated Service

Prompt Communication

Protection of Your Best Interest

Technology to Achieve Your Objectives

Analysis of CurrentMarket Values

Help With All Aspectsof Transaction

My 20 years ofExperience

All MyReal Estate Clients

Receive:

FREEHOME WARRANTYFor My Clients

COUNTRY LIVINGwith town services.

Large living room, coun-try kitchen, family room

&workshop.Low taxes.$159,900

FEATURE

ATTEND CONFERENCE Brent Miller and Amy Miller of Sperry Van Ness-Miller Commercial Real Estate Advisors, and KevinMaggiacomo, president and CEO, of Sperry Van Ness display the plaque naming Van Ness-Millerone of the top 10 firms. The Millers, along with Henry Hanna, John McClellan and David Wilk, re-cently attended the SVN “Get Connected” Spring Conference in San Diego. McClellan was recognizedas a top advisor ranking 20th and Hanna ranked 22nd in the country. Hanna also received the SVN“Ambassador of the Year” award.

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GEORGE RINESLicensed in MD & VA11001 Manklin Creek Rd Unit 4, Berlin, MD 21811Office - (410) 641-5700 / Fax - (410) 208-1200Mobile - (410) 603-6382Direct Office - (410) [email protected] / www.cropperrines.com

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Enjoy the 125 feet of bulkheaded waterfront from this5 bed 3 bath home. 2 car garage, 8000 lb boat lift and 2 jet ski lifts, shed for extra storage & 2444 sq. ft. of liv-ing space. Three season room, sun deck and balconyfrom which you can soak up the ease & comfort ofEastern Shore living. MLS #476754

$449,900

The Sounds of Silence – Ocean Pines��

Great Ocean Pines home with 3BD/2BA, hardwood,tile and granite are just the beginning of a long listof upgrades. The extra’s continue to the outsidewhere you can lounge beside the pool on the custom deck next to the hot tub. MLS 478277

$295,000

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4BR/3BA with open cleared lot. Two car garagew/plenty of workspace and cars!! Open living areas,large screen porch & deck overlook spacious back-yard. Large shed for addl. storage. Ample parking,many updates...too many to list! #475498

$239,900

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Popular ‘’Mariner’’ model by Grace Construction. Thisis your chance to get a new home without the wait!Wood floors, Florida room, fireplace, screened porch &covered front porch, 1st floor master, 2 car garage,walk-in attic storage, separate laundry and much,much more. MLS #476340

$304,900

3BR/2BA, 3season room &detached shedfor extra stor-age. Bambooflooring, tile &carpet. Manyupdated itemsinclude water

heater ('09), HVAC ('09) 20x10 addition ('06), new flooring inlaundry room ('12). Caliban home with 200 sq. ft. added livingspace. MLS#477564

$210,000

When Only the Best Will Do...

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This well maintained 1st floor2 BR/2 BA condo locatedwithin walking distance toNorthside Park, the beach &restaurants. Some water &park views. Hidden Harbouroffers a beautiful communityw/ a private pool. Unit is

offered fully furnished w/ a deeded boat slip (# 234) Some recent improve-ments in the last few years include heat/ac, w/d stack, hot water heater &garbage disposal. MLS #473124

$239,000

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Ideal location and nice views of the ocean and bay from this 1 BR 1.5 BA oceanblock unit. 2 new AC units 4/09. Exterior ofCoral Reef has recently been redone and looks great. MLS #455752

$149,999

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62.5 ft. of bulkheaded waterfront w/ room for 3 boats. An income producing 2 BR apt. & an oversized 2 car garage. This 3 BR, 2 BA home is freshly painted & has new flooring. Large eatin kitchen, separate laundry room and custom bar overlookingthe water. MLS #476652 $549,500

WHEN QUALITY AND HONESTY COUNT...REPUTATION TELLS THE STORY.

JUST ASK THE HUNDREDS OF SATISFIED HOME OWNERS THAT HAVEGRACE CONSTRUCTION HOMESWith models starting under $87.50 sq.ft.

It just make “cents” to build new. Call George L. Rines III for prices, a customer list, and directions to our model home.

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This lovingly maintained 3 BR/2.5 BA townhome sits on the beautiful Fenwick Ditch. Awesome waterfront views. Features a garage, an extra long pier and an attached shed.Kitchen overlooks the living room w/ gas FP & out to the enclosed three season roomwith panoramic views of the Fenwick Ditch. MLS #476655 $449,500

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areas, granite counters, freshly painted master BR & foundation ofthe home. Large garage, patio, awesome views from waterfrontmaster suite & balcony. MLS #473353 $364,900

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Other Settled Properties


MICKEY LOBB, GRICell: 443-880-2064Office: [email protected]

��Beautiful Cape May Model Shows the Meaning ofPride of Ownership. Walk to OP Yacht Club & 2Marinas. Upgrades Incl: Laminate Flooring(09),New Heat Pump (10), Kitchen (08) -Corian Coun-ters, Refrig. & DW, New Carpet(08), Storm Shuttersin Front BR,, Hand Painted Tiles in BA, Vinyl Tech3 Season Rm. & Rear Deck. $290,000

�� Spacious Double Wide, MBR w/Jacuzzi BA & Skylight, New Carpets, Recent Upgrades In 2006Include Tankless Hot Water, Roof, Kit. Appliances,W/D & Disposal! Lg Deck, Beautiful LandscapeGarden W/ Waterfall, Outdoor Shed. Close To TheBeach. No Ground Rent. HOA Fee Includes Water,Sewer, Trash Removal & Common Area Maint. Financing Available. $100,000

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11001 Manklin Meadow Lane

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��Beautiful Bright & Airy Contemporary Home.Recent Upgrades, Hardwood Fls. in Foyer, LR &DR, Ceramic Tile Fls. in the Kit. & Sunroom,Tiled Gas FP, In Ground Sprinklers, Brick PaverPatio, 1st Fl. Master W/Walkin Closet, NewerStove & DW. Across the Street from a RobertTrent Jones Designed Golf Course. $289,000

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Energy saving, indoor qualitypush green home construction

Remodeling and construction of sin-gle-family homes to make them moregreen continues to grow as more attentionis placed on the benefits of going green forenergy efficiency savings and better in-door quality, the National Association ofRealtors reported.

City a new study and a report by Mc-Graw-Hill Construction, the NAR said thegreen home market share has grown to 17percent in 2011. McGraw-Hill Construc-tion’s SmarkMarket Report said that per-centage is expected to rise to 29 percentto 38 percent by 2016.

According to the report, the two keyforces driving the green growth: Greenhomes are often viewed as higher qualityand can potentially save consumersmoney on utility costs.

“In the current residential market, thereis an enormous need to differentiate yourhomes for consumers,” says Harvey Bern-stein, vice president of Industry Insights andAlliances at McGraw-Hill Construction.“When builders are able to offer homes thatnot only are green but also offer the combi-nation of higher quality and better value,they have a major competitive edge overthose building traditional homes.”

In the past, builders have cited higherupfront costs as a roadblock to buildinggreen. However, the survey found that amuch lower percentage of builders viewthat as an obstacle now than in 2008.

The report was produced by McGraw-Hill Construction, in conjunction with theNational Association of Home Buildersand Waste Management.

Fannie Mae shows big improvementFannie Mae, which backs the most loans

in the country, announced that it would notneed taxpayer aid to cover losses for thefirst time since the federal government tookcontrol over the mortgage giant in 2008.

Fannie posted a profit in the first quarterof the year, reporting a net income of $2.7billion compared to a $6.5 billion loss theyreported in the first quarter of 2011.

“We expect our financial results for 2012to be significantly better than 2011,” says

Susan McFarland, Fannie Mae’s chief finan-cial officer. “As our serious delinquency ratedeclines and home prices stabilize, we expectto reduce our reserves, which combined withrevenue from our high-quality new book ofbusiness, will drive our future results.”

Several analysts say there are signs of thehousing market stabilizing: The decline inhome prices is slowing, more Americansare buying homes than a year ago, andhousing starts have climbed in the last year.

Debbie BenningtonRealtor® SFR®[email protected]

410-208-3500 x308 410-603-8065

866-666-172711001 Manklin Meadows Lane

Ocean Pines, MD

Prudential PenFed Realty

ONE OF A KIND!

$419,000NOCITY

TAXES!

DEEDEDBOATSLIP

WATERFRONT

$349,900

ABSOLUTELY GORGEOUS

$175,900

CUSTOM BUILT

$375,000

LIGHT FILLED CONDO

$156,900

2 EASTON

$235,000

THE PARKE – 55+ COMMUNITY

27 ARCADIA COURT

$229,000

55 CHATHAM COURT

$312,500

DRASTIC PRICE

REDUCTION

INNERLINKS

$369,000

ONGOLF

COURSE!

ABSOLUTELY STUNNING

$275,000REDUCED

$15K!WATER-FRONT

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Home buyers who want a bargain maywant to act now because the housing mar-ket is in the midst of a turnaround, the Na-tional Association of Realtors reported inits weekly updates.

Home prices have fallen and mortgagerates are hovering near record lows,pushing home affordability for the aver-age family to record highs. Meanwhile,the National Association of Realtors re-ports that rents have been on the rise,making owning a home cheaper thanrenting in most areas of the country.

But the housing deals aren’t expectedto stick around much longer. An improv-ing job market, a decrease in the numberof home owners falling behind on theirmortgage, and an anticipated improve-ment in access to mortgages is expectedto help home prices start bouncing backby next year, economists say.

Investors eyeing profits in rentals alsohave been snapping up bank-owned prop-erties, which Clear Capital’s Alex Villacorteattributes as helping to lead to an increase inprices on foreclosed properties. This “couldhave a significant impact on the marketoverall in terms of providing a rising floor tohome values,” Villacorte told CNNMoney.

Some areas are already seeing prices rise.In Phoenix, housing prices have already in-creased 8.4 percent during the threemonths ending April 30, and Miami sawprices bump up 4.6 percent quarter overquarter, according to Clear Capital data.

“Stuff I was selling six months ago for$60,000 to $80,000 is now $90,000 to$110,000,” Tanya Marchiol, founder of

Team Investments in Phoenix, told CNN-Money.

As for mortgage rates, buyers maywant to act more quickly because they areexpected to tick up slightly by the end ofthe year. The increase is being sparked bygreater demand, says Doug Lebda, CEOof LendingTree. He predicts 30-yearfixed-rate mortgages will inch up to 4.5percent by the end of the year, which isstill low, however, by historical standards.

According to the NAR, the MortgageBankers Association is also predicting abig leap in mortgage loans next year. Forthis year, MBA estimates that buyers willtake out loans totaling about $415 billion,but by 2013 that number is expected tonearly double to $706 billion.

With signs of a housing turnaround get-ting stronger, housing experts say buyers arefinding several recent changes when they goto put in an offer on a home. A recent articleat U.S. News & World Report highlightssome of these changing “rules” for buyers:

1. Lowball offers won’t likely stick: Sure,deals are still around, but lowball offers thataren’t in line with comparable sales data areincreasingly proving to be a waste of time.Buyers may be better off asking for sellerconcessions, such as closing cost assistanceor making home repairs, rather than mak-ing offers way below the asking price. “Keepin mind that a lowball number may turn offthe seller and close down any chance at ne-gotiation,” the U.S. News & World Reportarticle cautions potential buyers.

2. Get pre-approved: Getting a loan isn’teasy nowadays as lenders have tightened

their credit standards in recent years. Se-rious buyers should check their credit andget pre-appoved for a loan to determinehow much of a home they can even affordeven before they start their home search.

3. Get realistic about the market: Realestate agents can show buyers compara-ble nearby sales to help educate themabout local market conditions. Transac-tions from the last six months are themost important. Another important pieceof information for buyers is knowing howlong properties are staying on the market.

4. Expect some competition. Housinginventories are dropping in many areasand spurring an increase in demand.Home buyers may face increased compe-tition for the home they want, particularlyamong short sales and foreclosed proper-ties, in which they may be up against in-vestors who are making all-cash offers.That’s why experts say it’s importantbank-financed buyers know their financialsituation in advance to better compete.

5. Conduct property research: Real es-tate agents will help guide clients on whatall they need to do when they find a prop-erty they like, but one important stepnowadays: Buyers should hire a titlecompany to check for any liens or tax ar-rearages, the article notes. Housing ex-perts also recommend hiring a homeinspector, verifying the accuracy of theproperty line (by asking seller for the sur-vey or having your own conducted), andmake sure all necessary disclosures aboutthe property, required by the state, havebeen made.

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Check Out My Web Site: www.marleneott.com

Call Me Today To See Any of These Homes!

MARLENE OTTAssociate Broker

Email: [email protected] Racetrack Road, Berlin, Maryland 21811Ofc: 410-641-5222 • Cell: 410-430-5743

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Vacation homebuyers stay closerto main residence

Bargain home prices have jump-started sales on second homes, but morepurchasers are opting to buy propertiesmuch closer to their primary residence.

In the past, second-home buyerstended to buy properties out-of-state orwere lured to vacation homes near far-flung resorts and tourist destinations.But second-home purchases these daysseem to be more restrained, as morepurchasers opt for vacation spots thatare within a relatively short drive ofwhere they live. Moreover, these prop-erties aren’t as glitzy as in recent years,The Wall Street Journal reports.

The median distance between abuyers’ vacation home and primaryresidence took its first decline onrecord, averaging a 305-mile distancein 2011, a drop of 19 percent from2010, according to data from the Na-tional Association of Realtors.

“People want to stay within drivingdistance because they’re more able tomaintain the homes, they have betternetworks in place, and friends and fam-ily nearby to use and sustain the homes,”Jon Gray, vice president of HomeAway-.com, told The Wall Street Journal.

A recent HomeAway survey foundthat vacation homebuyers prefer to buya home nowadays that can be reachedin four hours or less from their primaryhome.

Low-ball offers not working as before


Student artistswin recognitionin poster contest

To commemorate April’s Fair HousingMonth, the Maryland Association of Re-altors (MAR) annual Fair Housing PosterConatest winners were announced andrecognized at an awards ceremony heldat the State House in Annapolis recently.

Each year, 14 pieces of artwork arechosen out of thousands of entries fromaround the state, and these selections areincluded in the annual MAR calendar.

Selected as the first place winner fromthe local Coastal Association of Realtors(CAR) was Alexander McCullough, a 4thgrader at The Salisbury School.

Alexander’s artwork was then submit-ted on the state level, and he had his art-work chosen by MAR as one of thewinning entries to be included in the2013 MAR Fair Housing calendar. He at-tended the reception held in Annapolis toreceive his award plaque from the Mary-land State Treasurer, Nancy K. Kopp.

The contest’s theme for the 2013 cal-endar was “Fair Housing Lives in Mary-land”, and the contest seeks artwork fromchildren between kindergarten and 8thgrade age group. CAR solicited artworksubmissions from schools throughout thetri-county area of Worcester, Wicomicoand Somerset.

After reviewing hundreds of submis-sions, the Community Services Com-mittee at CAR selected these winningartwork samples that best illustrated

how “Fair Housing Lives in Maryland”:1st Place: Alexander McCullough, 4thgrade, The Salisbury School; 2nd Place:

Kelly Polk, 4th grade, WorcesterPreparatory School; 3rd Place: AlexisRobertson, 2nd grade, The Salisbury

School; and, Honorable Mentions tostudents from Deal Island School andPrincess Anne Elementary.

ERA HOLIDAY REAL ESTATERESORT LEADER FOR OVER 40 YEARS

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Walking distance to the beach & boardwalk.$899,999 MLS 468394

12938 Sunset Ave—Double Deep Water Lot6 BD, 4 BA, 2 Half BA & 7,7700 sq ft

$2,900,000 / MLS 468105

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The Who’s Who of Deluxe Resort Properties!

Bahia Vista - Bay Front 11th StUnit 508 – 4 BD, 3 BA &Slip. Top FloorNorth Cornerwith Wrap-

around decks-bay & oceanViews. Close tobeach & board-walk. Outdoorpool. MLS477476

1548 Teal Dr.—Direct Bay Front 3 BD/3.5 BA &Protect Slip & Pool. Fabulous Sunsets & IncredibleDirect Bay Front Views with Protected Docks.

Beautiful outdoor pool with waterfalls. Remodeledinterior with luxury finishes. $1,399,999 MLS 476553

Denise A. MilkoREALTOR R

Cell: 410-430-7188 • Toll Free: 888-642-6254 • Email: [email protected] • “Your Realtor For Life!”ERA HOLIDAY REAL ESTATE, INC. • 7700 Coastal Highway, Ocean City, MD 21842 • 410-524-7700

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The winning entry in the Maryland Association of Realtors’ “Fair Housing Poster Contest.”

ocean city today - june re guide

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