next generation of online banking and bill pay. 2 © 2010 – proprietary & confidential the...

Next Generation of Online Banking and Bill Pay

2© 2010 – Proprietary & Confidential

The Next Generation of Online Banking and Bill Pay is Here!


My Accounts


My Accounts: Accounts Summary



End-users will have Quick Links on every screen that will allow them to quickly maneuver to key screens.

Add Payee – The End-user will be directed to the add payee screen.

Make A Payment – The End-user will be directed to the payment center.

View Demo – The End-user will be able to view a demo of the online banking and bill pay product.



The Help option will display information that is specific to the screen the End-user is on.



Just as you do today, your Financial Institution will still have the ability to display Global Messages to all End-users at the bottom of the My Accounts screen.

Note: To learn more on how to display global messages to your end-users please go to the client forum and listen to the “QRC Marketing Utilities” recorded training.


My Accounts: Account Activity


My Accounts: Transaction Detail


My Accounts: View Check


My Accounts: Online Activity


My Accounts: MoneyHQ


Transfers: New Transfer


Transfers: Transfer Activity


Transfers: External Transfers


Transfers: Add Interbank Account


Bill Pay: Payment Center


Bill Pay: Payment Center / Pay A Bill


Bill Pay: Payment Center / Pay Multiple Bills



End-users will now have the ability to add a memo (note to self) to each of their payments. This memo will not appear on the actual payment to the merchant. The End-user will be able to view this memo within Online Activity


Review Payment Screen

The End-user will be presented with the review payments screen each time they submit a new payment. They must click on the “Submit” button in order for their payment(s) to be submitted.

Note: This screen is replacing the two-step logout and session summary screen.



The End-user will be presented with the Send On date for each of their payments on this screen. This is the date the funds will be deducted from their account.


Debit Impacts

Going forward, in order to ensure a consistent experience for end-users when scheduling payments, the “Send On” date calculated by the online service for standard payments will always be the latest available debit date that will allow Online Resources to deliver the payment on-time. As a result of this debiting logic, Online Resources will no longer perform weekend debits to end-user accounts for standard bill payments.

Please note: if offered by your Financial Institution, Expedited Payments are not impacted by this debit timing change.

Payments that your end-users have scheduled as of the date of your release will not be changed to the new “Deliver By” scheduling methodology. The “Send On” date originally entered by the end-user (even if it is a weekend day) and the corresponding “Deliver By” date for their payments will remain in effect and will be used to debit and remit the payment.


Bill Pay: Online Activity


Bill Pay: Payment Activity


Bill Pay: Payees


Bill Pay: Payees

End-users will now have the ability to update their payee’s addresses online.


Bill Pay: Payees


Bill Pay: Payees – Add A Payee



By popular request from our clients, the Payee Nickname field has been expanded to 25 characters.


Bill Pay: Payees – Adding An Individual


eBills


Account Services: Services

The options presented on the Account Services tab have been streamlined and organized into End-user-friendly categories.


Account Services: Manage Alerts


Manage Alerts: eBill Alerts


Consumer Education Campaigns


Just for You!

Thank you for attending this valuable training webinar!

To show our appreciation for your attendance, each employee who attended today’s training is eligible to enter a free sweepstakes,

courtesy of Online Resources!

Simply send your name, your financial institution name and number, and your business mailing address to:

[email protected]

The winner will receive a $2,500 credit towards the purchase of a new product or service from Online Resources*!

Thank you again for attending - we appreciate your business!

* Winner will be selected at random on July 30, 2010. Credit must be used by December 31, 2010.

mailto:[email protected]

Welcome to the New Generation of Online Banking and Bill Pay!

MoneyHQ Enhancements


MoneyHQ Enhancements

Enhanced MoneyHQ integration and removal of MoneyHQ tab

New MoneyHQ home page

More prominent display and integration of the MoneyHQ Account Aggregation feature

Convenient new location of MoneyHQ account details

Streamlined Account to Account/External Transfer process

Ability for end users to now conduct future and recurring Account to Account/External Transfers

Expansion of eBills to all online bill payers and better integration of eBills with your online bill payment service

Sunset of the MoneyHQ People Payments (P2P) feature

Improved integration of MoneyHQ balance and eBills alerts

More prominent display of the Personal Finance Manager feature (spending reports)


My Accounts: MoneyHQ


Account Summary: MoneyHQ


Account Activity: MoneyHQ


MoneyHQ: Add New Account


MoneyHQ: Add New Account Step 1


MoneyHQ: Add New Account Step 2


External Transfers: Overview


External Transfers: Transfer Funds


External Transfers: Manage Accounts


MoneyHQ: Personal Finance Manager


MoneyHQ: Alerts

Welcome to the New Generation of Online Banking and Bill Pay!

next generation of online banking and bill pay. 2 © 2010 – proprietary & confidential the...

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