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News Real Newsle er of the High Point Regional Associa on of REALTORS®

November 2018

Inside this Issue Page 1 ‐ President Article

Page 2 ‐ Upcoming Events

Page 2 ‐ Community Services Activities

Page 3 ‐ Lender Corner

Page 4 ‐ YPN Social

Page 4 ‐ Membership Changes

Page 4 ‐ NAR Convention

Page 5 ‐ REALTOR® Safety

Page 5 ‐ Community Services Corner

Page 5 ‐ Upcoming CE

Page 6 ‐ HPRAR Family Picnic

Page 7 ‐ RPAC Updates

Page 8 ‐ Committee/Council Form

Page 9 ‐ Committee/Council Form

Hello my Dear HPRAR Family!! October was a very busy month working and planning for all the events we have coming in November and December. 2018 is almost over, but not our projects!! The High Point Association of REALTORS® is still growing and getting stronger. Our new leadership is solidified for 2019, however we need to have more participation from you, the members, to represent the voice of HPRAR. This is the time to take a step forward by participating in HPRAR Committee/Councils will expose you to many career building and networking opportunities at the Local and State level, and who knows, maybe even the National level. You will meet other HPRAR volunteer leaders and increase your professional development and leadership skills. (See pages 8-9 for Committee/Council Form) Our 2018 RPAC is still ON until December 7, 2018. A reason to contribute to RPAC is to help elect real estate-friendly candidates to public office. If you ben-efit in any way from the real estate business, you have a vested interest in ensur-ing that the individuals who pass the laws believe in private property rights and the free enterprise system. The 2018 NAR Conference & Expo will be in Boston and our HPRAR will be represented by our 2018 President-Elect and EVP. This will be a very important and strategic event that will put us back at the National level. We will all be waiting for all the NAR updates and ideas for the coming year. Please keep working as a unique and personal ambassador for the HPRAR. Wherever you go, share your experience as an HPRAR family member with your clients, with other REALTORS®, and with other professional. Don’t for-get to invite them to join us! Have a Very Successful Month of November and a very Happy Thanksgiving to each one of you!!!!

Miguel Carreno, 2018 President

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2‐5 NAR Conference & Expo

7 9:00 a.m. City Doctor Seminar

8 9:00 a.m. Governmental Affairs Commi ee

8 1:00 p.m. Small Firms Council

8 2:00 p.m. Cultural Diversity Commi ee

9 11:45 a.m. Associa on Monthly Mee ng

13 8:00 a.m. NCR Blight Training

14 11:45 a.m. RCA Luncheon (String & Splinter)

15 2:00 p.m. YPN Mee ng

16 5:30 p.m. YPN Turkey Fry

22‐23 Thanksgiving Holiday‐ Office Closed

27 10:00 a.m. Finance Commi ee

28 9:00 a.m. HPRAR Board of Directors

8 3:00 p.m. HPRAR Founda on Fund BOD

Upcoming Events for November

November 2018

REALTORS® Commercial

Alliance Luncheon

Wednesday, November 14th, 2018

11:45 a.m.

String & Splinter Club

Program:

“Downtown High Point Updates”

Speaker:

Ray Gibbs, Execu ve Director,

Forward High Point

Monthly Associa on Mee ng Friday, November 9, 2018

**Please not the date change** Associa on Office

11:45 a.m. Lunch

12:00 noon Business Mee ng

Thank you to our Sponsor Absolute Home Inspec ons!

Program:

“Veteran's Presenta on”

Speaker:

Bob Uber, Heroes Center

Cost:

Members: FREE

Guests: $16

To make your reserva on, go to our website

h p://hprar.org

Reserva on deadline is 12:00 noon on

Tuesday, November 6th.

Community Services Committee Projects

Labor of Love - Beginning in February - Drop off

at the Association meetings or anytime at the office

Toy Drive - September - November - Deadline

November 30th

REALTOR® for Warmth - Collection at

Christmas Party

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Lender Corner

November 2018

Register at ncrealtors.org or contact the Associa on

office...336‐889‐8181

Rising interest rates are still a hot topic in the mortgage industry. Not that we need another reason to get our skeptical buyers off the fence, but a “cost of waiting” discussion may be all it takes. Example: A $175,000 purchase price with a 5% down payment and current interest rate of 5.00%, 30-year term equates to a principal & interest payment of $892. In 6 months, with a projected interest rate of 5.5%, principal & inter-est goes up to $944 ($52 per month difference in 6 months). In 1 year, with a projected interest rate of 5.75%, principal & interest goes up to $970 ($78 per month difference in 1 year). Not only are payments increasing, waiting a year would cost buyers appreciation, estimated at over 2% in year 1 alone! Disclaimer: These loan scenarios are for demon-stration purposes only and in no way guarantee what actual payments or results may be. The inter-est rates are subject to change. The forecasts and projections for waiting to purchase are not a guar-antee. Actual results may vary. Your active Lender Council members would be happy to talk with you further about interest rates, and how we can work together to make sure we are serving our clients properly.

The Associa on office will be closed Thursday,

November 22nd and

Friday, November 23rd for the Thanksgiving

Holiday. The office will

reopen at 9:00 a.m. on Monday, November

26th.

Have a safe and

Happy Thanksgiving!

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Have you visited the

Lately??

We’ve got brochure boxes, rider signs, direc onal signs, measuring devices—

the list goes on!!

Looking for something that we don’t have?? Ask us!! We’ll find it for you!!

Just a few items in stock at the REALTOR® store! Come by today!

November 2018

MISSION STATEMENT

Our Associa on exists to meet and exceed the diverse needs of our members

While serving the interest of the public in real estate transac ons

Serving members through educa on and training • Crea ng greater awareness through communica on

Enforcing the Code of Ethics • Promo ng private property rights

APPLICANTS: Tracy Gosnell……………………………Keller Williams Realty-KV Yakira Hairston…………………………….CB Triad, REALTORS® Michael Johnson……………………………….Re/Max Connections Tammy Mensel……………………………...Stan Byrd & Assocaites Stephanie Richardson……….Price & Associates, REALTORS®-HP Lynn Slate………………………………..Keller Williams Realty-KV Karen Wilson…………………………….Keller Williams Realty-KV If you have any comments about these REALTOR® applicants, please contact Monica Underwood, Chairperson, Member Services ALLIED APPLICANT: Salvador Santana…………Risa Home Improvements & Construction TRANSFERS: Luke Barnes……….From GRRA to Solid Rock Realty & Associates RESIGNATIONS: Gail Hayworth………………….………………….Mabe & Company Jonathan Luna………………...The Virtual Realty Group of the Triad

Membership Changes All HPRAR members are cordially invited to attend the

REALTOR® YPN Third Annual Turkey Fry

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Friday, November 16th, 2018 5:30 p.m.

Location: Association Office 1830 Eastchester Drive, High Point

Calling all professionals!! Come enjoy a great night of networking and

socializing.

Turkey provided. Covered dishes are welcome! Sign up is listed on the

Facebook event page!

We look forward to seeing you there!!!

Mark your calendars and make sure you stay up‐to‐date with everything happening with the Associa‐

on! Keep yourself informed!

Monthly Associa on Mee ngs Friday, November 9th

Wednesday, December 19th

REALTORS® Commercial Alliance Mee ngs Wednesday, November 14th Wednesday, December 12th

Don’t forget to come support your Associa on while keeping yourself informed!

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Are you having trouble finding time to take both your Mandatory Update class and your Elective class?

You can now take your Elective class online and work

at your own pace!!!

The following topics are available:

“Environmental Issues in Your Real Estate Practice”

For more information or to take an Online Elective class, go to

http://hprar.org/continuing-education/ and click on RECampus.

REALTOR® Safety Corner Weekly Safety Content Thank you for helping to keep your community safe! In today’s day and age, social media is an important mar-keting tool for the real estate agent. Unfortunately, it is also an important tool for predators and those who stalk. Remember, if you catch the attention of a predatory or obsessive individual, your best chance of having them lose their interest is to give them little or no material of interest to them. Social Media Do’s • Have separate personal and professional pages • Eliminate or Abbreviate your last name on your personal pages • Use different images on your personal and professional pages • Periodically, use Google© to search for yourself to see how difficult it is to find your personal pages • Use the social media site’s security to help ensure your personal site information is hidden to all who are not your direct friend or contact Social Media Don’ts • Don’t use location tracking • Don’t post your habits (i.e. “I love this coffee shop, I come here every day”) • Don’t post information that could be used to identify your children’s school, spouse’s workplace, etc.

November 2018

CONTINUING EDUCATION COURSES 2018 - 2019 LICENSE RENEWAL

Sponsored by the High Point Regional

Association of REALTORS® Inc.

Wednesday, December 5, 2017 “BIC Update”

(Only Brokers-In-Charge may take this course) 8:30 a.m. until 12:30 p.m. ~~~~~~~~~~~~~~~~~~~

“REALTOR® Professional Standards” 1:30 p.m. until 5:30 p.m.

Instructor: George Bell

Registration Deadline:

Friday, November 30th at 5:00 p.m.

Location: High Point Regional Association

of REALTORS® 1830 Eastchester Drive High Point, NC 27265

To register go to our website at www.hprar.org and specify which class you are interested in taking or call 889-8181 for a registration form.

Community Service Corner

The High Point Regional Associa on of REALTORS Community Service Commi ee

Holiday Toy Drive 2018 TOY DRIVE WILL BE

DONATED TO

Coopera ve Community Ministry & Fairgrove Family Resource Center

We are accep ng ANY new unwrapped toy dona on or

monetary contribu on

All dona ons can be dropped off on or before November 30th at the High Point

Regional Associa on of REALTORS office at(1830 Eastchester Drive, High

Point) or during the November Associa on mee ng.

FOR MORE INFORMATION, CALL 336‐889‐8181

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Paid for by NCAR, NC law requires poli cal commi ees to report the name, mailing address, job tle or profession and name of

employer or employee’s specific field for each individual whose contribu ons aggregate is in excess of $50 in an elec on cycle.

Contribu ons can only be accepted from individuals in the form of personal checks or credit cards. Contribu ons from corpora-

ons, labor unions or business en es cannot be accepted. Contribu ons are not deduc ble for income tax purposes. Contribu-

ons are voluntary and are used for poli cal purposes. The amount suggested is merely a guideline and you may contribute

more or less than the suggested amount but not in excess of applicable limits. You may refuse to contribute without reprisal and

the Na onal Associa on of REALTORS®, or any of its state associa ons or local boards will not favor or disfavor any member

because of the amount contributed. Please be advised that 70% of each contribu on is used by your state PAC to support state

and local poli cal candidates. 30% is sent to Na onal RPAC to support federal candidates and is charged against your limits

under 2 U.S.C. 441a. In-kind contribu ons/dona ons do not count for RPAC credit. If you select monthly contribu on dra s on

your credit card, your credit card will be charged on the 1st business day of every month for the amount you select. You may

cancel this agreement at any me with one week wri en no ce to rpac@ncrealtors.org prior to the first of every month.

What RPAC is not? RPAC is NOT par san and not a vote buying vehicle. We are inves ng in the future direc on of the country and the laws enacted at the

local, state and federal levels. The R behind your name stands for REALTOR®, not Republican or Democrat.

What is RPAC? RPAC is voluntary dollars that come from REALTOR® members that goes to support

REALTOR® friendly candidates. It is tangible support that allows us to provide to those legislators who support the

real estate industry. It is about making friends and keeping them. It helps open the doors to lawmakers

Think of RPAC as an investment You don’t donate to RPAC, you donate blood. You don’t contribute to RPAC, you contribute to chari es. You invest in your career, your future, your industry; therefore, you invest in RPAC.

2018 Goal: $9,734.81

2018 RPAC Investors

100

90

80

70

60

50

40

30

20

10

0

$9800

$9000

$8500

$8000

$7500

$7000

$6500

$6000

$5500

$5000

$4500

$4000

$3500

$3000

$2000

Total Collected: $10,620

Member Participation: 40%

Gloria Adams Beth Alexander Brian Allred Dawn Allred Karen Allred Taz Ameen Kelly Anders Bonnie Antrim Curtis Austin Monty Bachar Donise Bailey Lauren Baity Marti Baity Goldie Baker Linda Ball Bill Baughn Sheneda Baxter Linda Beck Tim Beeson Ghazala Bibi Brian Biggs Ann Black Lindsey Bradley Lynn Brady Jenny Brewer Paul Brigman Gloria Brinkley Angela Brown Janet Brown Sharon Burgos Caroline Burnett Dorothy Bush Lindsay Byrd Michael Byrd Natasha Byrd Stan Byrd, Jr Stan Byrd, Sr Mark Cardillo Miguel Carreno Magnolia Chavez de Moya Earla Clark Sharon Collins Bryan Colquitt Tara Cook Billy Corn Moo Moo Councill Farrah Cox Cam Cridlebaugh Ron Crowder

Christy Crumpler Chip Culler Jennifer Cutright Anne Ferguson Dallas Allen Dantzler Fidel Davila Deborah Davis Emily Davis Phyllis Davis Amy Dawkins Charlie Dean Gwen DeBerry Robin Dillard Joshua Donardt Kathy Dobbins Debet Durham Ellie Edwards Laurie Edwards Dot Elliott Tiffany Ellis Katy Erikson Amber Escontrias John Faircloth Linda Faircloth Amanda Farabow Foster Ferryman Anne Flater Bob Fowler Laura Faircloth Gault Napoleon Gainey Daniel Gibson Edi Gibson Elizabeth Gloor Nancy Graham Janet Parris Gray Renee Hackett Andrew Hancock Jamie Harrelson Bert Hayes Amy Hedgecock Rick Henderson Traci Hennessee Nathan Hepler Renee Hicks Wendy Hill Lisa Hollins Zelma Holyfield Jill Hoult Lynn Hunt

Amy Jackson Kevin Jay Jim Johnson Richard Johnson Teresa Johnson Nicholas Jordan Rhonda Justus Christy Kelly Keener Ted Kelly Lee Kemp Libba Kennedy Ijaz Khan Joyce Kinley Paul Kostraba Madalyn Kunow John Leach Sally Ledford Sandra Lenins Mark Lindsay Lori Locklear Linda Long Eddie Longbottom Kristi Lucas Monica Lucks Cindy Martin Darrell McCall Jennifer McCannon Ashley McGhee Stephen McPherson Clark Michael Leanne Miller Lori Miller Karen LeBeau-Montlavan Hugh Moore Ken Moore Marshall Morgan William Morris Brandy Morton Scott Myers Doug Newton L. Darrell Nicholson Deloris Nicholson Lesley Nicholson Emily Nifong Fonda Norris Rebecca Norris Vanessa Olson Cristina Ordonez Sharon Patterson-Daniel Todd Peacock Ryan Perry

Deanea Pettie Kristin Phillips Soraya Pike Erin Pinter Rachel Powell Stacy Pranger Will Price Andrew Priddy Aaron Randall Julie Ratkus Calvin Reynolds Ayesha Richardson Karen Boulware Roberson Phim Sampson Elizabeth Sheffield Crystal Shores Kim Simmons Tanya Simmons Angel Sims Sharon Sink Carmen Smith Tammy Smith Gary Snipes Mike Sowers Janice Spainhour Jenny Spradley Ed Stafford Kevin Stephenson Jeanne Stewart Chip Stroud Joan Swift Don Swing Eric Taylor Tim Taylor Sandra Thompson Liza Tice Monica Underwood Jessica Ussery Ryan Wall Mike Wannamaker Ben Watford Pam Webb Deborah West Vivian Wilborne Charles Willett Charles Withcher McCullough Woodward Jennifer Wooten Thad Wymer Christine Wynne Carol Young Hugo Zapata Cathi Zichi

November 2018

8 November 2018

9 November 2018