NEWCORP 403(B)PLANCase Number: 196­80408

053393

2

3

4

196­80408, NEWCORP 403(B) PLANNovember 30, 2012

Plan and Fee Disclosure

This document includes important information about the expenses you pay for participating in your company's retirement plan.It's important to review this information annually. It is divided into three sections:

• Part I provides general information regarding the operation of the Plan

• Part II provides information regarding charges for administrative expenses the plan may incur

• Part III provides information regarding individual expenses you may incur as a Plan Participant or Beneficiary

Later in this document, you'll find what's referred to as the "Comparative Chart of Investment Options" ("Comparative Chart"),which will give you information about the plan's investment options. You can get both of these documents on Nationwide'sweb site:

• Participants should login at www.nationwide.com/login

• Eligible employees should log in at www.nationwide.com/myretirement

Part I ­ General Plan Information

1. Giving investment instructions. If you are eligible but not yet enrolled, please contact your employer for an enrollmentpacket. After you are enrolled in the Plan, in order to manage your Plan investments, you may call the Nationwideparticipant call center at 800­772­2182 or make your election online at www.nationwide.com/login. You may direct theinvestment of your account according to the provision of your Plan. For more information, please see your Summary PlanDescription.

2. Limitations on instructions. You may give investment instructions on any day the New York Stock Exchange is open forbusiness.

3. Voting and other rights. Your rights under the Plan, and any restrictions, are subject to the terms of the Plan. Please referto your Summary Plan Description.

4. Designated investment alternatives. The Plan provides designated investment alternatives into which you can direct theinvestment of your plan funds. The Comparative Chart lists the designated investment alternatives and providesinformation regarding the alternatives.

5. Self­directed brokerage account option. In addition to the investment alternatives listed on the Comparative Chart, thePlan offers you the option of making your own investments through a brokerage account option established with TDAmeritrade. To set up a self­directed brokerage account, you'll first need to complete a TD AMERITRADE Self­directedBrokerage Account for Plan Participants application. You can find a link to the TD AMERITRADE application on your onlineretirement plan account at the Investor Service Center (ISC) website or by calling TD AMERITRADE at 1­866­766­4015. Pleasenote that the plan's fiduciaries do not monitor the investments available in the brokerage account.

6. Fund Window option. The Plan offers you the ability to research and select investments beyond the designatedinvestment alternatives listed on the Comparative Chart. You can access the Fund Window online atwww.nationwide.com/login. Please note that the plan's fiduciaries do not monitor the investments available in the FundWindow.

5

Part II ­ Administrative Expenses

The Plan pays outside service providers for Plan administrative services, such as legal, accounting and recordkeeping services,unless the plan sponsor elects, at its own discretion, to pay some or all of the Plan administrative expenses. The cost for theseservices fluctuates each year based on a variety of factors. To the extent these expenses are not charged against forfeitures orpaid by the employer, or reimbursed by a third party, the Plan charges these expenses pro rata (i.e., based on the relative size ofeach account), at a flat rate per participant, or based on asset size against participants' accounts.

Please note that a contingent deferred sales charge (CDSC) may be assessed against the plan's assets in the event theinvestment contract is terminated or if certain withdrawals are taken. If a CDSC is assessed, this reduces the value of yourindividual account. For more information, please contact your Plan Sponsor.

Some of your plan's operating expenses are paid from the total annual operating expenses of one or more of the designatedinvestment alternatives. For more information, please see the Comparative Chart of Investment Options.

Please note that administrative service fees are subject to change.

Part III ­ Individual Expenses

The Plan imposes certain charges against individual participants' accounts, rather than against the Plan as a whole, whenindividual participants incur the charges. These charges may arise based on your use of a feature available under the Plan (e.g.,participant loans), or based on the application of applicable law (e.g., processing a domestic relations order in case of a divorce).In addition, buying or selling some investments may result in charges to your individual account, such as commissions orredemption fees. The Comparative Chart provides information regarding these expenses. The Plan imposes the followingcharges:

Fees charged by Nationwide

Exchange FeesHARD COPY EXCHANGE FEE $6.00 per transaction, per "from" fund

SDB IN KIND TRANSFER FEE $100.00 per transaction

Please refer to your Third Party Administrator's Annual Disclosure Statement for additional fees.

6

NOTIFICATION TO ELIGIBLE EMPLOYEES OFNEWCORP 403(B) PLAN

196­80408

Dear Participant:

We have some important information to share about your company's retirement plan:

1. Qualified Default Investment Alternative

You have the right to direct the investment of your assets in your retirement plan. If you have not already given investmentdirections to your employer, any contributions made or allocated to your account in the retirement plan named above will beinvested in the following fund. Please refer to the fund profile for information about the fund's investment objectives, risk andreturn characteristics, fees and expenses.

NW Inv Dest Mod R2

You can always choose a different fund in which to invest your contributions. For more information about all investment fundsavailable in the plan, go to nationwide.com/login and review the investment options available. You can change the investmentof your account at nationwide.com or by calling 1­800­772­2182.

If you have already given investment directions to your employer, your contributions will be allocated to your previously choseninvestments.

For more information about the available investment options, including all charges and expenses, please consult afund prospectus. Fund prospectuses and additional information relating to your retirement plan can be obtained bycontacting your pension representative or calling 1­800­772­2182. Before investing, carefully consider the fund'sinvestment objectives, risks, charges and expenses. The fund prospectus contains this and other importantinformation. Read the prospectus carefully before investing.

2. Questions

If you have any questions regarding your plan's qualified default investment alternative, please contact your employer, at theaddress listed in the Summary Plan Description, for assistance.

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution• Not insured by any federal government agency • May lose value

The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. Theunregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trustservices are offered by Nationwide Trust Company, FSB, a division of Nationwide Bank. Nationwide Investment ServicesCorporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Nationwide Mutual Insurance Company andAffiliated Companies, Home Office: Columbus, OH 43215­2220.

Nationwide, the Nationwide framemark and On Your Side are service marks of Nationwide Mutual Insurance Company.

PNN­0450AO.2 7

8

Case #196­80408Nationwide Retirement Innovator

Comparative Investment Chart

NEWCORP 403(B) PLANPeriod Ending 10/31/2012 for month end results

The performance data featured represents past performance, which is not a guarantee of future results. Investment return and principal valuefluctuate so that the fund's value, when redeemed, may be worth more or less than the amount invested. Current performance may be higher orlower than the performance quoted.

Performance SummaryAnnualized as of 09/28/2012

Pricing INQUIRE Gross Exp InceptionSinceInvestment Option (Ticker) Tier Code Ratio Month YTD 1­Year 3­Year 5­Year 10­Year Inception Date

SpecialtyInvsco Util A (IAUTX) S 2911 1.37% 1.33% 5.62% 10.67% 10.11% ­0.29% 9.60% 6.26% 03/28/2002MFS Emrg Mkt Db A (MEDAX) S 3978 1.14% 0.65% 14.70% 19.34% 10.04% 8.70% 11.69% 10.92% 03/17/1998

International StocksAbrden Intl Eq A (GIGAX) S 251 1.47% ­0.25% 8.73% 16.88% 6.40% ­3.54% 10.93% 2.85% 08/30/2000Index: EAFE 0.83% 11.00% 13.75% 2.12% ­5.24% 8.20%

Mid­cap StocksPrncpl MdCap Blnd A (PEMGX) S 2718 1.08% 0.29% 14.31% 28.53% 15.97% 4.20% 9.80% 6.95% 12/06/2000Index: S&P 400 ­0.79% 12.87% 28.54% 14.33% 3.83% 10.77%

Large­cap StocksBlkRk LgCap Gr Inv A (MDLHX) S 1058 1.27% ­3.24% 12.75% 29.34% 10.66% 0.10% 6.10% 0.66% 12/22/1999Col Divd Oppr A (INUTX) S 2110 1.10% ­1.01% 10.31% 24.37% 13.42% 0.95% 7.48% 7.36% 08/01/1988Invsco Comstk A (ACSTX) S 910 0.88% 0.19% 15.10% 28.28% 10.02% ­0.66% 7.15% 9.50% 10/07/1968Index: S&P 500 ­1.85% 14.29% 30.20% 13.20% 1.05% 8.01%

BalancedAmFds Cap Inc Bldr R3 (RIRCX) S 484 0.97% ­0.35% 8.87% 15.88% 7.00% ­0.83% 6.65% 8.04% 07/30/1987NW Dest 2010 R2 (NWDBX) S 2077 1.17% ­0.45% 6.22% 10.11% 4.95% ­0.71% N/A ­0.03% 08/29/2007NW Dest 2015 R2 (NWEBX) S 2078 1.17% ­0.54% 7.24% 12.07% 5.62% ­0.26% N/A 0.42% 08/29/2007NW Dest 2020 R2 (NWFTX) S 2079 1.17% ­0.64% 8.10% 13.81% 6.26% ­0.25% N/A 0.47% 08/29/2007NW Dest 2025 R2 (NWHBX) S 2080 1.17% ­0.75% 8.86% 15.85% 6.76% ­0.40% N/A 0.38% 08/29/2007NW Dest 2030 R2 (NWBIX) S 2081 1.16% ­0.86% 9.51% 17.83% 7.15% ­0.93% N/A ­0.05% 08/29/2007NW Dest 2035 R2 (NWLBX) S 2082 1.16% ­0.87% 9.99% 19.39% 7.45% ­1.30% N/A ­0.40% 08/29/2007NW Dest 2040 R2 (NWMDX) S 2083 1.16% ­0.89% 10.04% 19.78% 7.45% ­1.98% N/A ­1.01% 08/29/2007NW Dest 2045 R2 (NWNBX) S 2084 1.16% ­0.90% 10.10% 19.87% 7.50% ­2.05% N/A ­1.02% 08/29/2007NW Dest 2050 R2 (NWOBX) S 2085 1.16% ­0.93% 9.88% 19.76% 7.33% ­2.05% N/A ­1.00% 08/29/2007NW Dest 2055 R2 (NTDTX) S 2885 1.16% ­0.86% 10.01% 19.75% N/A N/A N/A 2.68% 12/27/2010NW Inv Dest Aggr R2 (GAFRX) S 1843 1.11% ­0.89% 10.84% 21.52% 7.44% ­1.96% 6.48% 0.73% 03/03/2000NW Inv Dest Cnsrv R2 (GCFRX) S 1844 1.12% ­0.19% 3.42% 5.73% 3.37% 1.87% 3.14% 2.32% 03/30/2000NW Inv Dest Mod Aggr R2 (GMARX) S 1846 1.10% ­0.84% 9.46% 18.59% 6.88% ­0.80% 6.01% 1.35% 03/30/2000NW Inv Dest Mod Cnsrv R2 (GMMRX) S 1847 1.12% ­0.48% 5.61% 10.59% 5.05% 1.48% 4.34% 2.32% 03/30/2000NW Inv Dest Mod R2 (GMDRX) S 1845 1.10% ­0.61% 7.62% 14.55% 6.08% 0.45% 5.14% 1.87% 03/30/2000NW Rtrmt Inc R2 (NWRBX) S 2086 1.18% ­0.52% 3.99% 6.27% 3.25% 1.07% N/A 1.49% 08/29/2007WR Ivy Asst Strat Y (WASYX) S 679 1.00% ­0.34% 12.63% 20.51% 4.91% 2.32% 9.68% 8.69% 12/29/1995Index: Balanced Benchmark ­0.60% 8.89% 15.58% 8.74% 3.03% 8.67%

BondsBlkRk GNMA Inv A (BGPAX) S 694 1.09% ­0.51% 2.69% 4.02% 4.92% 6.00% 4.07% 4.66% 05/18/1998BlkRk Hi Yld Bd Inv A (BHYAX) S 592 1.07% 0.90% 12.55% 17.26% 12.28% 7.02% 9.00% 6.33% 11/19/1998DE Divrs Inc A (DPDFX) S 1242 0.97% ­0.01% 5.41% 7.45% 6.78% 7.11% 6.91% 7.02% 12/29/1997FidAdv Strat Inc A (FSTAX) S 666 0.99% 0.26% 7.76% 10.14% 7.16% 6.85% 7.64% 7.35% 10/31/1994PIMCO Real Rtn A (PRTNX) S 676 0.87% 0.68% 7.70% 9.37% 8.30% 7.13% 5.47% 6.26% 01/29/1997WR Ivy Hi Inc Y (WHIYX) S 681 0.99% 0.69% 12.82% 18.18% 11.92% 8.75% 8.62% 6.51% 12/30/1998Index: Lehman Bros Agg Bd 0.20% 4.20% 5.16% 6.19% 6.53% 5.32%

Short­term BondsBlkRk Low Dur Bd Inv A (BLDAX) S 597 0.98% 0.17% 3.43% 3.80% 3.08% 1.86% 1.62% 2.84% 01/12/1996Index: Citigroup 1­3 Govt/Corp 0.02% 1.07% 1.31% 1.90% 3.27% 3.24%

9

Fee and Expense SummaryTotal Annual Operating

ExpensesNet AMC/ Net Exp Shareholder­type

Investment Option (Ticker) Asset Fee* Ratio As a % Per $1,000 expenses

SpecialtyInvsco Util A (IAUTX) 1.10% 1.37% 2.47% $24.70 The fund house limits the number

of trades to 1 in 30 days. Themaximum amount transferred in is$5000. The maximum amounttransferred out is $5000.

MFS Emrg Mkt Db A (MEDAX) 1.10% 1.13% 2.23% $22.30 N/A

International StocksAbrden Intl Eq A (GIGAX) 1.10% 1.43% 2.53% $25.30 N/AIndex: EAFE

Mid­cap StocksPrncpl MdCap Blnd A (PEMGX) 1.10% 1.08% 2.18% $21.80 N/AIndex: S&P 400

Large­cap StocksBlkRk LgCap Gr Inv A (MDLHX) 1.10% 1.27% 2.37% $23.70 N/ACol Divd Oppr A (INUTX) 1.10% 1.10% 2.20% $22.00 N/AInvsco Comstk A (ACSTX) 1.10% 0.88% 1.98% $19.80 The fund house limits the number

of trades to 1 in 30 days. Themaximum amount transferred in is$5000. The maximum amounttransferred out is $5000.

Index: S&P 500

BalancedAmFds Cap Inc Bldr R3 (RIRCX) 1.10% 0.97% 2.07% $20.70 The fund house limits the number

of trades to 1 in 30 days. Themaximum amount transferred in is$5000. The maximum amounttransferred out is $5000.

NW Dest 2010 R2 (NWDBX) 1.10% 1.17% 2.27% $22.70 N/ANW Dest 2015 R2 (NWEBX) 1.10% 1.17% 2.27% $22.70 N/ANW Dest 2020 R2 (NWFTX) 1.10% 1.17% 2.27% $22.70 N/ANW Dest 2025 R2 (NWHBX) 1.10% 1.17% 2.27% $22.70 N/ANW Dest 2030 R2 (NWBIX) 1.10% 1.16% 2.26% $22.60 N/ANW Dest 2035 R2 (NWLBX) 1.10% 1.16% 2.26% $22.60 N/ANW Dest 2040 R2 (NWMDX) 1.10% 1.16% 2.26% $22.60 N/ANW Dest 2045 R2 (NWNBX) 1.10% 1.16% 2.26% $22.60 N/ANW Dest 2050 R2 (NWOBX) 1.10% 1.16% 2.26% $22.60 N/ANW Dest 2055 R2 (NTDTX) 1.10% 1.16% 2.26% $22.60 N/ANW Inv Dest Aggr R2 (GAFRX) 1.10% 1.11% 2.21% $22.10 N/ANW Inv Dest Cnsrv R2 (GCFRX) 1.10% 1.12% 2.22% $22.20 N/ANW Inv Dest Mod Aggr R2 (GMARX) 1.10% 1.10% 2.20% $22.00 N/ANW Inv Dest Mod Cnsrv R2 (GMMRX) 1.10% 1.12% 2.22% $22.20 N/ANW Inv Dest Mod R2 (GMDRX) 1.10% 1.10% 2.20% $22.00 N/ANW Rtrmt Inc R2 (NWRBX) 1.10% 1.18% 2.28% $22.80 N/AWR Ivy Asst Strat Y (WASYX) 1.10% 0.97% 2.07% $20.70 N/AIndex: Balanced Benchmark

BondsBlkRk GNMA Inv A (BGPAX) 1.10% 1.09% 2.19% $21.90 N/ABlkRk Hi Yld Bd Inv A (BHYAX) 1.10% 0.93% 2.03% $20.30 N/ADE Divrs Inc A (DPDFX) 1.10% 0.92% 2.02% $20.20 N/AFidAdv Strat Inc A (FSTAX) 1.10% 0.99% 2.09% $20.90 N/APIMCO Real Rtn A (PRTNX) 1.10% 0.85% 1.95% $19.50 N/AWR Ivy Hi Inc Y (WHIYX) 1.10% 0.99% 2.09% $20.90 N/AIndex: Lehman Bros Agg Bd

Short­term BondsBlkRk Low Dur Bd Inv A (BLDAX) 1.10% 0.81% 1.91% $19.10 N/AIndex: Citigroup 1­3 Govt/Corp

*A portion of the Net Asset Fee may be paid as commission to the financial advisor and/or may be paid as override/administrative services fee to theadministrator. The Net Asset Fee amount may also include an administrative fee which is paid to the administrator.

10

For more information about the funds available, including all charges, expenses, and expense waivers and reimbursement information, pleaseconsult a prospectus. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your PensionRepresentative. Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. The fund prospectus contains thisand other important information. Read the prospectus and trust program documents carefully before investing.

Performance figures represent the total change in net assets with capital gains and income dividends reinvested, and reflect the deduction of Nationwide's assetfee of 1.10% as indicated in the Net Asset Fee column above. Returns are based on the current charges being applied to all historical time periods and do notinclude any other fees or expenses including a contingent deferred sales charge, or any plan or participant fees, if applicable. Such fees and charges, if applicableand reflected, would have lowered the performance described above. For information about these expenses, contact your Pension Representative. NationwideTrust Company, FSB is not making any recommendations regarding these funds. Although gathered from reliable sources, data accuracy and completenesscannot be guaranteed. Unusually high performance may be the result of current favorable market conditions including successful IPOs or strength of a particularmarket sector­­this performance may not be replicated in the future.

The Nationwide Retirement Innovator program is offered by Nationwide Trust Company, FSB. Nationwide Investment Services Corporation, Member FINRA.

Market indices have been provided for comparison purposes only; they are unmanaged and do not reflect the deduction of any fees or expenses. Indexperformance does not provide an indicator of how individual investments performed in the past or how they will perform in the future. Individuals cannotpurchase or invest directly in an index.

Understanding Risks

Markets are volatile and can decline in response to adverse developments. Particular investments can react differently to these developments. For specific risksrelated to each investment, see the prospectus.

Nationwide Investor Destinations Funds / Fidelity Advisor Freedom Portfolios: Designed to provide diversification and asset allocation across several types ofinvestments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the portfolio, you are indirectly paying aproportionate share of the applicable fees and expenses of the underlying funds.

Government funds: While the funds invest primarily in the securities of the U.S. government and its agencies, the values are not guaranteed by these entities.

High­yield funds: Funds that invest in high­yield securities are subject to greater credit risk and price fluctuations than funds that invest in higher­qualitysecurities.

International/emerging markets funds: Funds that invest internationally involve risks not associated with investing solely in the U.S., such as currency fluctuation,political risk, differences in accounting and the limited availability of information.

Money market funds: These funds are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other federal governmentagency. Although they seek to preserve the value of your investment at $1.00 per share, it's possible to lose money by investing in money marketfunds.

Small company funds: Funds investing in stocks of small or emerging companies may have less liquidity than those investing in larger, established companiesand may be subject to greater price volatility and risk than the overall stock market.

Non­diversified funds: Funds that invest in a concentrated sector or focus on a relatively small number of securities may be subject to greater volatility than amore diversified investment.

Real estate funds: Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and governmentactions.

Index Funds: For investors seeking minimum expenses, these funds invest in broad sectors of stocks and bonds for less volatility; individuals cannot investdirectly in an index.

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

37

38

39

40

41

42

43

44

45

46

47

48

49

50

196­80408.

51

52

nationwide.com.

53

nationwide.com.

54

v123

011Enrollment FormCase Number: 196­80408 NATIONAL BENEFIT SERVICES LLCNEWCORP 403(B) PLAN

Yes, sign me up.Follow these four easy steps:

Please clearly print current and accurate information below. Please note that this enrollment form is foryour initial enrollment only. For future changes, refer to the account access card on the back cover. Allemployees who have met the plan's eligibility requirements, regardless of whether you choose toparticipate, must complete all applicable sections of the form.

Social SecurityNumber: Name:

Last First MI

Address:Street & Apt#/PO Box City State ZIP Code

/ / / /Date of Birth Date of Hire Gender (M or F) Marital Status

ELECTIVE DEFERRALS

I elect to participate and contribute $ of compensation per pay period on a pre­tax (traditional) basis. (Maximumplan limit for pre­tax contributions: $17,500 for 2013 or $23,000, if you are age 50 or older in 2013).I elect to participate and contribute $ of compensation per pay period to a Roth (after tax basis). (Maximum planlimit for pre­tax and Roth contributions: $17,500 for 2013 or $23,000, if you are age 50 or older in 2013).I elect not to make elective deferrals until further notice. I understand that if I do not participate now, or discontinueparticipation, I must wait until the next available enrollment date. Although I elect not to save through payroll deduction, Iunderstand my employer may elect to contribute a discretionary contribution to the plan, and I authorize such acontribution to be invested as indicated below. If I elect to roll over money into the plan I also authorize my rollover to beinvested as indicated below.

Please turn to the next page and proceed to Step Three.PLEASE BE SURE TO RETURN ALL PAGES OF THIS FORM

55

56

Social SecurityNumber: Name:

Last First MI

Case Number: 196­80408 NATIONAL BENEFIT SERVICES LLCNEWCORP 403(B) PLAN

The following investment allocation will apply to all new money deposited into an existing group annuity or trust contract unlessotherwise directed. Monies previously deposited to this contract will not be changed to reflect the selections below. If you donot select a fund on this form or if the form is not completed by the time the first deposit to your account is received, and yourplan has a default fund, then deposits will be made to the plan's default fund.

Please complete one of the "Do It For Me", "Help Me Do It", or "I'll Do It Myself" sections based on your investment style and goals.

DO IT FOR MEProfessional Money ManagementI prefer to let a registered investment adviser choose and monitor my investments for me.

Check the box below, then go to the next step and sign your name.

I understand that I must complete and return the Investment Adviser Agreement. All money initially invested will be heldin the fund listed below until the registered investment adviser receives the Agreement and invests my money.

Temporary Default Fund: Inquire Code: Allocation Percentage:688 100%

HELP ME DO ITI prefer to pick just one fund, based on the year I plan to retire.

Check one box below that aligns closest to your expected retirement date, then go to the next step and sign your name.

Fund Name: Inquire Code: Allocation Percentage:NW Dest 2010 R2 2077 100% NowYouSeeItNW Dest 2015 R2 2078 100% NowYouSeeItNW Dest 2020 R2 2079 100% NowYouSeeItNW Dest 2025 R2 2080 100% NowYouSeeItNW Dest 2030 R2 2081 100% NowYouSeeItNW Dest 2035 R2 2082 100% NowYouSeeItNW Dest 2040 R2 2083 100% NowYouSeeItNW Dest 2045 R2 2084 100% NowYouSeeItNW Dest 2050 R2 2085 100% NowYouSeeItNW Dest 2055 R2 2885 100% NowYouSeeItNW Rtrmt Inc R2 2086 100% NowYouSeeIt

Funds continued on next page.

57

58

Social SecurityNumber: Name:

Last First MI

Case Number: 196­80408 NATIONAL BENEFIT SERVICES LLCNEWCORP 403(B) PLAN

I prefer to pick just one fund, based on my investor profile.

Select the fund below that matches your profile, then go to the next step and sign your name.

Fund Name: Inquire Code: Allocation Percentage:NW Inv Dest Aggr R2 1843 100% NowYouSeeItNW Inv Dest Mod Aggr R2 1846 100% NowYouSeeItNW Inv Dest Mod R2 1845 100% NowYouSeeItNW Inv Dest Mod Cnsrv R2 1847 100% NowYouSeeItNW Inv Dest Cnsrv R2 1844 100% NowYouSeeIt

I'LL DO IT MYSELFI elect to invest as follows:

Select investments below based on your profile, then go to the next step and sign your name. All allocations must be made inwhole percentages, and the total must equal 100%.

Asset Inquire Asset InquireClass Fund Name Percentage Code Class Fund Name Percentage CodeSP Invsco Util A 2911% BA NW Dest 2050 R2 2085%SP MFS Emrg Mkt Db A 3978% BA NW Dest 2055 R2 2885%IS Abrden Intl Eq A 251% BA NW Inv Dest Aggr R2 1843%MC Prncpl MdCap Blnd A 2718% BA NW Inv Dest Cnsrv R2 1844%LC BlkRk LgCap Gr Inv A 1058% BA NW Inv Dest Mod Aggr R2 1846%LC Col Divd Oppr A 2110% BA NW Inv Dest Mod Cnsrv R2 1847%LC Invsco Comstk A 910% BA NW Inv Dest Mod R2 1845%BA AmFds Cap Inc Bldr R3 484% BA NW Rtrmt Inc R2 2086%BA NW Dest 2010 R2 2077% BA WR Ivy Asst Strat Y 679%BA NW Dest 2015 R2 2078% BD BlkRk GNMA Inv A 694%BA NW Dest 2020 R2 2079% BD BlkRk Hi Yld Bd Inv A 592%BA NW Dest 2025 R2 2080% BD DE Divrs Inc A 1242%BA NW Dest 2030 R2 2081% BD FidAdv Strat Inc A 666%BA NW Dest 2035 R2 2082% BD PIMCO Real Rtn A 676%BA NW Dest 2040 R2 2083% BD WR Ivy Hi Inc Y 681%BA NW Dest 2045 R2 2084% SB BlkRk Low Dur Bd Inv A 597%

Total Percentage 100%Double­check that your selections equal 100%

Asset Class Legend: IS ­ International Stocks, SC ­ Small­Cap Stocks, MC ­ Mid­Cap Stocks, LC ­ Large­Cap Stocks, BA ­ Balanced, BD ­ US BondsSB ­ Short­Term Bonds, CA ­ Cash, SP ­ Specialty, AA ­ Asset Allocation

Additional funds are available to you after this enrollment process is completed by visiting nationwide.com.

PLEASE BE SURE TO RETURN ALL PAGES OF THIS FORM59

60

Social SecurityNumber: Name:

Last First MI

Case Number: 196­ 80408 NATIONAL BENEFIT SERVICES LLCNEWCORP 403(B) PLAN

Please return this completed form to HUMAN RESOURCE REPRESENTATIVE.

Signature: X Date:

Welcome to your plan!

Don't forget to set up your online access at nationwide.com.

PLEASE BE SURE TO RETURN ALL PAGES OF THIS FORM61

62

Case Number: 196­80408 NATIONAL BENEFIT SERVICES LLCNEWCORP 403(B) PLAN

Return form to: YOUR PAYROLL DEPARTMENT.63

64

196­80408 NATIONAL BENEFIT SERVICES LLCNEWCORP 403(B) PLAN

196­80408.

Nationwide FinancialPrivate Sector Retirement PlansRR1­04­F65100 Rings RoadDublin, OH 43017

196­80408 196­80408

65

Nationwide FinancialPrivate Sector Retirement PlansRR1­04­F65100 Rings RoadDublin, OH 43017

196­80408 196­80408

196­80408

YOUR HUMAN RESOURCES REPRESENTATIVE.

66

NEWCORP 403(B)PLAN

Case Number: 196­80408