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NEW ENGLAND STYLE LUXURY HOMES
BUILT BY
www.bishardhomes.com
Only 30 lots available in this one of kind community. Situated on Lake Joyce and beside the Chesapeake Bay. Enjoy both beach and lake life as well as all the restaurants of Shore Drive and convenient, easy access to the interstate.
Location: 4400 Shore Drive | Virginia Beach, Virginia 23455
Priced from: Low $600’s
School District: Cox
Elementary School: Hermitage Elementary
Middle School: Great Neck Middle
High School: Cox High School
Builder: Bishard Homes
Sales Agent: Scott Berry (757) 377-1721
Mortgage Lender: John Frankos (757) 650-7575
BAYVILLE AT LAKE JOYCE
Bishard Homes has been building quality residential homes and condominiums in Virginia Beach for more than 15 years. We specialize in building homes in sought-after resort communities in close proximity to the water. Our designs incorporate a natural blend of Southern (Charleston-influenced) and Coastal Living architectural styles that integrate well with existing neighborhoods.
We have earned a reputation for unique custom designs and superior craftsmanship throughout the waterfront areas of Virginia Beach and Norfolk and in other Hampton Roads communities. You’ll find our homes and condos in the finest neighborhoods, with floor plans to suit your needs now and well into the future.
We use traditional southern features such as scrollwork, wrought iron, porches and pergolas to help bridge the transition between outdoor living and inside comfort and elegance.
THE BISHARD DIFFERENCE
www.bishardhomes.com
COMMUNITY FEATURES• Lakefront park• Linear parks throughout community• Community garden, deliverable fresh vegetables by Neighborhood Harvest• Decorative street lights• Open space for outdoor living• Dog park
WHOLE HOME FEATURES• Exclusive one-year Builder Warranty• Termite treatment• Security System• Gas line for exterior grill• Garage door openers linked up to smart house system
EXTERIOR FEATURES• James Hardie “Color Plus” fiber cement siding and shake• Raised slab foundation with brick skirt• Coordinated maintenance-free trim• Attached two-car garages (front and rear load, based on plan)• 30-year fiberglass architectural roof shingles• Brick front steps• Standing seam metal porch roofs (selected models)• 2 Story decks (selected models)• Stone columns and accents for select models• Raised panel shutters with hardware on front windows• Front and rear exterior faucets• Professional landscaping package to include sodded front and side yards, front hedge, flowering trees and shrubs• Paver strip walks
INTERIOR FEATURES• Nine-foot ceiling on first floor• Gas fireplace with decorative mantel and hearth• Ceiling fans in Family Room & Master Bedroom• Pre-wire for ceiling fans in all Bedrooms, comes standard with flush mount lighting• Oversized interior trim moldings• Smooth texture walls and ceilings• Sherwin Williams painted walls with semi-gloss trim• Craftsman interior doors with lever style door hardware• Painted custom shelving in closets• Washer and dryer hook-up connections• Structured wiring package• Electrically-wired smoke and CO2 detector with battery back-up• Color coordinated wall-to-wall carpet• Hardwood flooring on first floor except master and laundry area• Painted garage and trim• Hardwood stair treads with painted risers
KITCHEN & BATH FEATURES• Kenmore Stainless steel Dishwasher, Gas Range and Microwave Oven combination.• Upgraded Kenmore appliances included in water front homes• Armstrong Salerno 5 piece drawers Cabinets with choice of finish• Dovetail drawers, soft-close doors and drawers, and pull out trash cabinets in kitchen islands• Full Tile Back splash in Kitchen w/glass and stone options• Choice of Granite countertops in Kitchen with stainless steel undermount sink and single head faucet sprayer• Sink mounted garbage disposal switch• Granite countertops in master bath with quartz options• Large eat-in Breakfast Area in select models• Recessed Lighting• Delta faucets in Kitchen and Baths with brushed nickel finish• Full Tile shower in the master bathroom with bench, deco strip and double shower heads. Expanded shower options• Tile walls in secondary baths• Waterfront homes have frameless shower door• Non-Waterfront homes have semi-frameless shower door• Choice of ceramic tile flooring, tub surround, and shower in Master Bath• Elevated vanities with double sinks in Master Bath• Fiberglass shower/tub pan with ceramic tile• Exhaust fans in all Baths• Oversized glass mirrors over vanities• Ground fault electrical interrupter circuits in Kitchen, Bath, and exterior receptacles• Under cabinet lighting• Ceiling high glass mirror with beveled edges
ENERGY SAVING FEATURES• Goodman 14 seer Two-unit efficient gas and air conditioning with individual zones on First and Second Floor• Tankless hot water heater• R-30 insulation in ceiling• R-13 insulation in walls, Garage excluded• Carriage style steel Garage door with glass inserts• Fiberglass insulated exterior entry doors with deadbolts• Maintenance-free low-E glass tilt-in windows with screens
OPTIONAL LIFESTYLE AMENITIES• Deluxe Miele built-in coffee bar• Custom wood dock (lakefront homes only)• Two hour consultation with professional decorator• Custom paver patios with firepit/fireplace and gas grill island• Community outdoor dining area with keypad operated gate for easy access to Leaping Lizard
Features & Amenities
the Bar Harbor
Bar Harbor (A)
2,713 Square Feet4 Bedrooms (Down Stairs Master)3.5 BathroomsCovered Front and Back Porch2 Car Rear Load GarageMedia Room
MODEL 39 | LOTS 21-30
Bar Harbor (B) Standard Elevation
2,713 Square Feet4 Bedrooms (Down Stairs Master)3.5 BathroomsCovered Front and Back Porch2 Car Rear Load GarageMedia RoomModel
DN
13'-8" X 11'-11"
9'-2" X 7'-1"
13'-2" X 12'-0"
6'-8" X 5'-6"
14'-6" X 11'-8"
5'-7" X 4'-9"
6'-8" X 5'-2"
7'-3" X 5'-9" 6'-0" X 5'-9"
10'-8" X 15'-9"
13'-8" X 14'-4"
2'-7" X 1'-3"
5'-6" X 7'-9"
5'-5" X 1'-11"
CLOSET
SUITE 2
CLOSET
HALL
BATH BATH
BEDROOM 3 CLOSET
CLOSET
BEDROOM 4
LOFT
CLOSET
MEDI ROOM / OPT. BEDROOM
BATH
SF_39
UP
13'-4" X 17'-4"
4'-1" X 3'-5"
19'-4" X 19'-8"
13'-8" X 16'-4"
13'-2" X 12'-0"
9'-3" X 9'-4"
14'-10" X 8'-0"
20'-11" X 6'-0"
2'-0" X 2'-8"
5'-0" X 8'-11"
8'-3" X 8'-3"
5'-4" X 6'-7"
5'-0" X 4'-11"
19'-3" X 11'-11"
5'-3" X 7'-0"
1'-7" X 2'-4"
6'-8" X 11'-10"
2'-11" X 6'-2"
1'-7" X 4'-0"
3'-11" X 4'-0"
S3S3
Cross Section 3
S10S10
Cro
ss S
ectio
n 10
GARAGE
PORCH
PORCH
DINING
MASTER BDRM 1
MASTERBATH
WC
CLOSET
LINEN
PWD
LAUNDRY
KITCHEN
MUD RM
HALLPANTRY
HALL
FOYER
CLOSETHALL
LIVING
Opt. Transom
FlushCounter Top
Opt. Transom
Opt. Transom
SF_39
UP
13'-4" X 17'-4"
4'-1" X 3'-5"
19'-4" X 19'-8"
13'-8" X 16'-4"
13'-2" X 12'-0"
9'-3" X 9'-4"
14'-10" X 8'-0"
20'-11" X 6'-0"
2'-0" X 2'-8"
5'-0" X 8'-11"
8'-3" X 8'-3"
5'-0" X 4'-11"
19'-3" X 11'-11"
5'-3" X 7'-0"
5'-4" X 6'-7"
1'-7" X 2'-4"
6'-8" X 11'-0"
2'-11" X 6'-2"
1'-7" X 4'-0"
3'-11" X 4'-0"
GARAGE
PORCH
PORCH
DINING
MASTER BDRM 1
MASTERBATH
WC
CLOSET
LINEN
PWD
LAUNDRY
KITCHEN
MUD RM
HALLPANTRY
HALL
FOYER
CLOSETHALL
LIVING
Opt. Transom
Opt. Transom
Opt. Transom
FlushCounter Top
SF_39
DN
13'-5" X 11'-11"
9'-5" X 7'-1"
13'-2" X 12'-0"
6'-8" X 6'-6"
14'-6" X 11'-8"
5'-7" X 4'-9"
6'-8" X 5'-2"
7'-3" X 5'-9" 6'-0" X 5'-9"
10'-8" X 15'-9"
13'-8" X 14'-4"
2'-7" X 1'-3"
5'-6" X 7'-9"
5'-5" X 1'-11"
S3S3
Cross Section 3
S10S10
Cro
ss S
ectio
n 10
CLOSET
SUITE 2
CLOSET
HALL
BATH BATH
BEDROOM 3 CLOSET
CLOSET
BEDROOM 4
LOFT
CLOSET
MEDI ROOM / OPT. BEDROOM
BATH
SF_39
Optional bath 39
56 SQ FT
65 SQ FT
22 SQ FT
5 SQ FT
22 SQ FT
MASTER BATH
WC
CLOSET
LINEN
TILE SHOWER
www.BishardHomes.com • Call Scott Berry 757-377-1721 MARKETED BY ROSE & WOMBLE REALTY
©2014 Bishard Development Corporation.Builder reserves the right to change prices, plan components and specifications, to withdraw any plan, without notice.All illustrations are artist’s concepts and accuracy is not guaranteed.
Extra-cost options may be shown in illustrations. Individual homes may differ from the models or from each other depending on field conditions.
the Bar Harbor
second floor A second floor B
first floor A first floor B
Model 39
baOptional Master Shower
the Camden
the Camden (A) Standard Elevation
2,958 Square Feet4 Bedrooms (First Floor Bedroom)3 BathroomsCovered Front and Back Porch2 Car Rear Load GarageMedia RoomSecond Story Deck
MODEL 40 | LOTS 21-30
the Camden (B)
2,935 Square Feet4 Bedrooms (First Floor Bedroom)3 BathroomsCovered Front and Back Porch2 Car Rear Load GarageMedia RoomSecond Story Deck
DN
14'-0" X 12'-0"
10'-6" X 11'-7"
19'-10" X 13'-5"
5'-0" X 3'-9"
9'-2" X 5'-8"
6'-8" X 5'-4"
3'-11" X 22'-0"
7'-2" X 9'-10"
4'-8" X 11'-7"
2'-2" X 1'-9"
14'-0" X 12'-6"
6'-0" X 5'-8"
14'-4" X 8'-11"
1'-9" X 2'-4"
17'-10" X 14'-3"
2'-11" X 5'-4"
6'-6" X 4'-10"
6'-6" X 4'-8"
HALL
CLOSET
CLOSET
CLOSET
BATH
CLOSET
MASTERBATH
MASTER BDRM
WC
LIN.
LAUNDRY
LOFT
CLOSET
BATH
BEDROOM
BEDROOM
LINEN
DECK
SF_40
UP
14'-4" X 8'-6"
18'-7" X 17'-7"
19'-10" X 19'-11"
6'-2" X 12'-0" 13'-4" X 12'-0"14'-0" X 11'-0"
14'-0" X 11'-5"
14'-0" X 14'-9"
9'-8" X 5'-3"
4'-1" X 4'-3"
32'-11" X 7'-0"
3'-11" X 7'-2"
6'-6" X 1'-11" 2'-10" X 1'-11"
PORCH
GARAGE
PORCH
BEDROOM
CLOSET
BATH
LINEN
HALL
ENTRY DINING
NOOK
KITCHENFAMILY
PANTRY
SF_40
Opt
. Ben
ch
S
eat
B12
22R
52 SQ FT
5 SQ FT
37 SQ FTBATH
112 SQ FTMASTER BATH
WC
LIN.
BATH
2
Optional bath 40
Opt. BenchSeat
www.BishardHomes.com • Call Scott Berry 757-377-1721 MARKETED BY ROSE & WOMBLE REALTY
©2014 Bishard Development Corporation.Builder reserves the right to change prices, plan components and specifications, to withdraw any plan, without notice.All illustrations are artist’s concepts and accuracy is not guaranteed.
Extra-cost options may be shown in illustrations. Individual homes may differ from the models or from each other depending on field conditions.
the Camden
first floor second floor
Optional Master Shower
Model 40
the Newport
the Newport (A)
2,852 Square Feet4 Bedrooms (First Floor Master)3.5 BathroomsCovered Front and Back Porch2 Car Front Load GarageMedia Room
MODEL 41 | LOTS 1-6, 17-20
the Newport (B) Standard Elevation
2,852 Square Feet4 Bedrooms (First Floor Master)3.5 BathroomsCovered Front and Back Porch2 Car Front Load GarageMedia Room
second floor
DN
5'-0" X 4'-11"
17'-8" X 16'-0"
6'-6" X 5'-11"
11'-10" X 12'-2"
3'-5" X 2'-0"
14'-10" X 12'-6"
5'-0" X 10'-0"
5'-11" X 6'-0"
13'-4" X 12'-6"
4'-5" X 6'-9"
8'-7" X 2'-9"
11'-8" X 3'-9"
6'-6" X 3'-9"
5'-11" X 5'-7"
2'-0" X 2'-9"
2'-2" X 1'-10"
BEDROOM 4
BEDROOM 3
BEDROOM 2
CLOSET
CLOSET LINEN
BATH
LINEN
BATH
CLOSET
HALL
CLOSET
LIN.
BATH
MEDIA ROOM
BATH
SF_41
UP
9'-8" X 12'-7"
2'-11" X 5'-8"
19'-8" X 20'-3"
5'-0" X 4'-11"
19'-4" X 13'-1"
17'-2" X 9'-8"
5'-0" X 8'-4"
20'-6" X 16'-0"
11'-3" X 12'-2"
4'-11" X 4'-5"
5'-0" X 7'-1"
17'-10" X 8'-0"
4'-3" X 7'-0"
17'-11" X 6'-0"
5'-7" X 15'-11"
2'-1" X 3'-4"
9'-8" X 6'-5"
FAMILY
PORCH
PORCH
GARAGE
ENTRY
DINING
CLOSET
LAUNDRY
PANTRY
BUTLER'SPANTRY
KITCHEN
MUD ROOM
CLOSET
PWDR.MASTER
BATH
MASTER BDRM 1
WC
Opt. FreeStanding Tub
Opt. GlassTransom
Opt. GlassTransom
Opt. GlassTransom
SF_41
first floor
the Newport
Model 41
Optional bath 41
Opt. BenchSeat
42x72 Tile Shwr
94 SQ FT
19 SQ FT
70 SQ FTCLOSET
MASTER BATH
WC
F2
Optional Master Shower
www.BishardHomes.com • Call Scott Berry 757-377-1721 MARKETED BY ROSE & WOMBLE REALTY
©2014 Bishard Development Corporation.Builder reserves the right to change prices, plan components and specifications, to withdraw any plan, without notice.All illustrations are artist’s concepts and accuracy is not guaranteed.
Extra-cost options may be shown in illustrations. Individual homes may differ from the models or from each other depending on field conditions.
the Kennebunk
the Kennebunk (A)
3006 Square Feet4 Bedrooms 3.5 BathroomsCovered Front and Back Porch2 Car Front Load GarageLoft and Second Story Deck
MODEL 42 | LOTS 7-16
the Kennebunk (B) Standard Elevation
2770 Square Feet4 Bedrooms 3.5 BathroomsCovered Front and Back Porch2 Car Front Load GarageLoft and Second Story Deck
DN
2'-11" X 5'-0"
13'-3" X 8'-1"
17'-11" X 8'-6"
17'-11" X 6'-0"
14'-0" X 11'-7"
19'-5" X 15'-8"
13'-4" X 13'-0"
13'-3" X 9'-10"
8'-8" X 5'-5"
0'-11" X 3'-1"
17'-2" X 12'-0"
13'-10" X 10'-7"
5'-3" X 9'-3"
9'-5" X 5'-0"
5'-11" X 5'-3"
5'-3" X 1'-11"
3'-3" X 6'-9"
6'-1" X 5'-0"
3'-1" X 1'-7"
DECK
DECK
CLOSET
LIN.
BATH
CLOSET
BATH
LOFT / OPT. BEDROOM
LAUNDRY
CLOSETWC
LIN
WCOptional Free Standing Tub
BEDROOM 3
BEDROOM 2
CLOSET
MASTER BATH
MASTER BDRM 1
HALL
SF_42
UP
18'-2" X 15'-6"
17'-11" X 6'-0"
7'-7" X 6'-3"
11'-11" X 12'-0"
19'-8" X 20'-11"
5'-11" X 5'-10"
23'-10" X 8'-6"
4'-11" X 4'-5"5'-6" X 4'-5"
13'-4" X 14'-10"
16'-10" X 13'-6"
5'-5" X 11'-1"
7'-7" X 4'-5"
1'-3" X 2'-3"
4'-11" X 12'-0"
1'-11" X 4'-5"
9'-11" X 3'-9"
3'-9" X 4'-5"
PORCH
PORCH
BATH
GARAGE
KITCHEN
LIVING
DINING ENTRY
HALLCLOSET
PAN.
BUT. PAN
CLOSET
MUD ROOM
SUITE 4
BATH
HALL
LIN.
Opt. Transom
Opt. Transom
Opt. Transom
Opt. Transom
Opt. Transom
SF_42
Optional bath 42
BO
OK
SH
ELF
42x72 Tile Shwr
121 SQ FT
66 SQ FT
5 SQ FT
29 SQ FT
13'-7"
LIN.
WC
CLOSET
MASTER BATH BOOK SHELF
www.BishardHomes.com • Call Scott Berry 757-377-1721 MARKETED BY ROSE & WOMBLE REALTY
©2014 Bishard Development Corporation.Builder reserves the right to change prices, plan components and specifications, to withdraw any plan, without notice.All illustrations are artist’s concepts and accuracy is not guaranteed.
Extra-cost options may be shown in illustrations. Individual homes may differ from the models or from each other depending on field conditions.
second floorfirst floor
the Kennebunk
Optional Master Shower
Model 42
the Newcastle
the Newcastle (A) Standard Elevation
3103 Square Feet5 Bedrooms (2 Master Suites)4.5 BathroomsCovered Front and Back Porch2 Car Front Load GarageSecond Floor Covered DeckMedia RoomWith Options 3407 Square Feet Loft/Media Room
MODEL 43 | LOTS 7-16, 1-6 & 17-20
the Newcastle (B)
3091 Square Feet5 Bedrooms (2 Master Suites)4.5 BathroomsCovered Front and Back Porch2 Car Front Load GarageSecond Floor Covered DeckWith Options 3395 Square Feet Loft/Media Room
Optional Master Shower
DN
3'-2" X 6'-0"
11'-1" X 12'-3"
17'-2" X 14'-9"
23'-5" X 16'-2"
11'-7" X 8'-4"
12'-5" X 13'-6"
7'-8" X 19'-7"
7'-0" X 5'-7"
13'-6" X 15'-10"
1'-8" X 3'-5" 10'-0" X 26'-2"
7'-10" X 1'-11"
5'-10" X 8'-4"
5'-0" X 7'-11"
7'-0" X 1'-11"
1'-8" X 2'-6"
1'-8" X 2'-11"
5'-10" X 5'-7"
18'-0" X 8'-0"
MASTER BDRM 2
WC
BEDROOM 4
OPEN BELOW
BEDROOM 3
SUITE 5
BATH
BATH
CLOSET
HALLCLOSET
CLOSET
DECK
BATH
MASTERBATH
LIN.
CLOSET
CLOSET
CLOSET
SF_43
11'-1" X 12'-3"
19'-8" X 16'-2"
18'-0" X 8'-0"
BEDROOM 4
LOFT
DECK
SF_43
UP
18'-5" X 16'-2"
18'-0" X 8'-0"
19'-8" X 20'-8"
11'-10" X 12'-0"
17'-11" X 6'-0"
5'-0" X 12'-0"
5'-0" X 4'-5" 5'-5" X 4'-5"1'-11" X 4'-5"
3'-9" X 4'-5"
13'-5" X 15'-9"
5'-5" X 7'-8"
8'-10" X 13'-4"
6'-1" X 8'-5"
3'-5" X 6'-3"
5'-11" X 5'-3"
13'-5" X 9'-5"
4'-7" X 3'-0"
2'-7" X 1'-10"
6'-11" X 7'-3"
GARAGE
PORCH
PORCH
MASTER BDRM 1
MASTER BATH
CLOSET
CLOSET /OPT.SITTING AREA
LAUNDRY
KITCHEN
LIN.
PWD
LIVING
DINING
HALLCLOSET
PAN.
BUT. PAN.
WC
MUD RM
Opt. GlassTransom
Opt. GlassTransom
Opt. GlassTransom
Opt. GlassTransom
FlushCounter Top
ENTRY
SF_43
Optional bath 43
Opt
. Ben
ch
Opt. Bench
Seat
42x84 Tile Shwr
24 SQ FT
123 SQ FT
6 SQ FT
38 SQ FT
(2)2x10
WC
8 SQ FTCLOSET
MASTER BATH
LIN.
CLOSET
A2 2
16" Deep Bench Seat
Optional Extended Master Bedroom
www.BishardHomes.com • Call Scott Berry 757-377-1721 MARKETED BY ROSE & WOMBLE REALTY
©2014 Bishard Development Corporation.Builder reserves the right to change prices, plan components and specifications, to withdraw any plan, without notice.All illustrations are artist’s concepts and accuracy is not guaranteed.
Extra-cost options may be shown in illustrations. Individual homes may differ from the models or from each other depending on field conditions.
the Newcastle
first floor second floor
loft option
Model 43
THE SCOTT BERRY DIFFERENCE
Scot Berry believes that people are more important than houses.
Who are we? We are people first -- your neighbors, friends and family here in Hampton Roads, Virginia. We are REALTORS® sharing a high-level of professional ethics and a deep respect for our role in your life when you are buying and selling a home. We are your local real estate resource and are committed to providing you up-to-the-minute market data and a superior customer experience.
PeopleWe are a dynamic and successful team of over 600 local real estate agents and supporting personnel in resale, property management, relocation, new homes and marketing services divisions. Our affiliated partnerships include mortgage, title and settlement, market research, land planning and development.
Realtors®As REALTORS®, we adhere to a strict Code of Ethics that is higher than those mandated by law. Our agents receive continuous training to remain current. We have a stable foundation and have consistently been named in the top 1% of real estate firms in the United States. Our Principals are industry visionaries with over 75 years of combined experience in the local real estate market.
LocalWe have deep roots in this community. We know its neighborhoods, cultures and lifestyles. We care. Through our Rose & Womble Foundation, we work at a grassroots level to give back through contributions of time, funds and goods. We are your local real estate resource.
Scott BerryREALTOR®
Direct (757) 377-1721 [email protected]&Womble.com
THE COASTAL DIFFERENCE
Since opening the doors in September 2005, Coastal Home Mortgage a partnership with TowneBank Mortgage set their sights on becoming the most desired and effective lender in the community. Coastal Home specializes in residential lending featuring a wide variety of loan products designed to assist each client in achieving their own personal financial goals. Having the understanding that no client is the same helps set us apart from our competition.
It is our core standards, principles of fair dealing, integrity and high ethical conduct that have earned Coastal Home the outstanding reputation in the industry.
9 Local underwriting, local processing, and local closing... our loan officers know where their loan is at all times, and are available to assist in gathering supporting documentation ensuring a quick and easy closing.
9 Executive management down the hall...decisions are made here.
9 Low interest rates... with a team of professionals who research investors, manage the risk and ultimately provide the best interest rates available.
John FrankosVice President/Branch Manager | NMLSR# 766975
Direct (757) 650-7575 [email protected] www.CoastalHomeMtg.com/jfrankos
9 Approved lender of specialty programs...VHDA, FHLB, USDA & other grant programs offering downpayment assistance to 1st time homebuyers.
9 One of a kind construction department specializing in construction loans, lot loans, renovation/repair and 203K financing.
9 Trained and educated professionals who pride themselves on giving 100% for each client and building lifelong relationships through exceptional service.
Builder reserves the right to change prices, plans, components and specifications, to withdrawn any plan, without notice. All illustrations are artist’s concepts and accuracy is not guaranteed. Extra cost options may be shown in illustrations. Individual homes may differ from the models or from each other depending on field conditions. This is for informational purposes only and should not be relied upon by you. Rose & Womble Realty Company and Bishard Homes is not a mortgage lender. Contact Coastal Home Mortgage Co., LLC. directly to learn more about its mortgage products and your eligibility for such products. Equal Housing Opportunity This financing is designed
to assist you in selecting the loan program that most closely suits your budget. Financing is shown for comparison only. This is not an offer of credit or commitment to lend. Loans are subject to buyer/property qualification. Rates/fees are subject to change without notice. Cash reserves may be required for some conventional loans.
FOR ALL OF YOUR REAL ESTATE AND MORTGAGE NEEDS,
LOOK TO THE PROFESSIONALS.
JOHN FRANKOSVice President/Branch Manager
NMLSR# 766975Direct (757) 650-7575
[email protected] www.CoastalHomeMtg.com/jfrankos
(757) 333-8750 | 4104 Holly Road, Virginia Beach, VA 23451
SCOTT BERRYREALTOR®
Direct (757) 377-1721 [email protected]
www.Rose&Womble.com