nejm : “the partisan divide – the mccain and obama plans for us health care reform “
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NEJM : “The Partisan Divide – The McCain and Obama Plans for US Health Care Reform “ August 21, 2008. - PowerPoint PPT PresentationTRANSCRIPT
McCain’s Plan Current Status
Eliminate tax exclusion employer based health insurance
Approx 60% employer basedValue depends on tax bracket
Establish tax creditsPurchase of private insurance$2,500 individual/$5,000 family
Tax exclusion only benefits persons with employer sponsored insurance
Create guaranteed access planAccess pool: Provide insurance for individually medically uninsurable
34 states offer high risk pools
Promote individually purchased less comprehensive insurance
plans
Individual plans have medical underwriting higher
premiums
Deregulation of insurance markets
States can mandate current benefits
Bundle Medicare payments based on outcome
Fee for service reimbursement
Cost control and quality improvement measures
Invisible unlimited tax exclusion
NEJM: “The Partisan Divide – The McCain and Obama Plans for US Health Care Reform “ August 21, 2008