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10% off on dine-in dinner from Mondays to Thursdays Applicable from 6pm to 11pm onlyCannot be used in conjunction with YOKU MOKU membership cardNot applicable to 10% service chargeNot applicable to public holidays 10% off upon purchase of HK$150 Not applicable to purchase cash coupons, combo items (e.g. Buy 1 Get 1 Free, HK$10 for 3 products etc.) and redeemable itemsCannot be used in conjunction with VIP card privilegeNot applicable to Airport and discount outletsApplicable to outlets in Hong Kong only Café Rivoli / Regal Palace / Alto 88 10% off on food items Reservation is requiredA maximum of 12 diners per patronageApplicable to dine-in consumption only Not applicable to charges for tea and condiments, bottled wine and spirits, beverages, banquet, special promotional items and menus, private room dining and ticket sales events10% service charge applies based on original priceCannot be used in conjunction with complimentary valet parking Offers of Regal Palace are not applicable to 13-18 Feb, 12-13 May, 16-17 Jun, 23-24 Sept, 15, 16 & 22 Dec 2018Offers of Café Rivoli and Alto 88 are not applicable to 1 Jan, 14 Feb, 13 May, 24-26 & 31 Dec 2018 Dining Fashion Beauty & Skincare Jewellery & Watch Lifestyle & Leisure Healthcare Kids Digital From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants. Dining 5% off on grand menu upon dine-in patronage Applicable to outlets in Winsdsor House, Lee Theatre Plaza, Whampoa Garden, Tsim Sha Tsui Mary Building, Olympian City, Pioneer Centre, Kwun Tong One Pacific Centre, Sunshine City Plaza and V city onlyNot applicable to breakfast set, lunch set, tea set, student set and any set menuThe offer can be used once for each table only. Number of diners of each table is subjected upon registration. Split transactions is not accepted 10% off on regular-priced items Year Round Privileges for NCB ATM Card Customers 2865 0355 www.okashiland.com 2797 9967 www.regalhotel.com 2890 6633 www.watami.com.hk 3158 0218 www.fookmingtong.com 2295 0368

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10% off on dine-in dinner from Mondays to Thursdays

Applicable from 6pm to 11pm only‧Cannot be used in conjunction with YOKU MOKU membership card‧Not applicable to 10% service charge‧Not applicable to public holidays

10% off upon purchase of HK$150

Not applicable to purchase cash coupons, combo items (e.g. Buy 1 Get 1 Free, HK$10 for 3 products etc.) and redeemable items‧Cannot be used in conjunction with VIP card privilege‧Not applicable to Airport and discount outlets‧Applicable to outlets in Hong Kong only

Café Rivoli / Regal Palace / Alto 8810% off on food items

Reservation is required‧A maximum of 12 diners per patronage‧Applicable to dine-in consumption only‧Not applicable to charges for tea and condiments, bottled wine and spirits, beverages, banquet, special promotional items and menus, private room dining and ticket sales events‧10% service charge applies based on original price‧Cannot be used in conjunction with complimentary valet parking‧Offers of Regal Palace are not applicable to 13-18 Feb, 12-13 May, 16-17 Jun, 23-24 Sept, 15, 16 & 22 Dec 2018‧Offers of Café Rivoli and Alto 88 are not applicable to 1 Jan, 14 Feb, 13 May, 24-26 & 31 Dec 2018

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

Dining

5% off on grand menu upon dine-in patronage

Applicable to outlets in Winsdsor House, Lee Theatre Plaza, Whampoa Garden, Tsim Sha Tsui Mary Building, Olympian City, Pioneer Centre, Kwun Tong One Pacific Centre, Sunshine City Plaza and V city only‧Not applicable to breakfast set, lunch set, tea set, student set and any set menu‧The offer can be used once for each table only. Number of diners of each table is subjected upon registration. Split transactions is not accepted

10% off on regular-priced items

Year Round Privileges for NCB ATM Card Customers

2865 0355

www.okashiland.com2797 9967

www.regalhotel.com2890 6633

www.watami.com.hk3158 0218

www.fookmingtong.com2295 0368

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

Fashion

10% off on regular-priced items

Applicable to flagship stores only

10% off on regular-priced items

Not applicable to crossover items and limited edition items‧Not applicable to outlet in Citygate

10% off on frame, lens and sunglasses

Not applicable to selected items, accessories and contact lens products

10% off on regular-priced items

5% off on regular-priced items

Applicable to outlets in Hong Kong only

Year Round Privileges for NCB ATM Card Customers

www.eikowada.com.hk2742 0800

www.evisu.com

www.puyi.com2700 8833

www.maudfrizon.com2581 2666

www.ll-porter.com2735 8000

‧10% off on selected regular-priced items‧5% off on racket and paddle items

Not applicable to selected brands, no-discount items and concession counters

www.sportshouse.com2412 1809

Fashion

Extra 5% off on regular-priced items

Not applicable to selected items‧Can be used in conjunction with basic discount

‧15% off on regular-priced items‧Extra 5% off on discounted items up to 30% off

10% off on regular-priced items

Not applicable to leather caring products

10% off on regular-priced shoes and bags

www.twist.hk2797 2111

www.veeko.com.hk2310 8837

www.staccato.com2785 9011

www.joy-peace.com2489 8005

A complimentary skincare or makeup consultation service and receive a sample upon completion

Reservation is required

Year Round Privileges for NCB ATM Card Customers

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

5% off on selected items

A complimentary organic skincare travel set upon purchase of HK$2,200 on regular-priced items

A complimentary advanced hand treatment (valued at HK$320) upon any purchase

Reservation is required

‧15% off on Shiseido Professional The Hair Care products, Haircut and Chemical service‧20% off on head spa therapy, facial and body treatments

Reservation is required

Beauty & Skincare

10% off and a complimentary welcome gift (BEAUNESS Spa Essence(30ml) and Exfoliate Moisturizing Herb Mask(20g), valued at HK$240)

upon purchase of HK$1,000 at first patronage

www.clinique.com.hk2378 0641

beyorgbeauty.com2882 5218

www.colourmix-cosmetics.com2201 8668

www.jurlique.hk2408 9797

www.lamodsalon.com2881 1092

www.menard.com.hk3426 3866

Beauty & Skincare

15% off upon purchase of HK$200 on regular-priced makeup items

‧Purchase Ultimune Power Infusing Eye Concentrate Set at HK$550 (total valued at HK$820)

Including: Ultimune Power Infusing Eye Concentrate (15ml), White Lucent Brightening Cleansing Foam (30ml), White Lucent Luminizing Infuser (25ml) and White Lucent Anti-Dark Circles Eye Cream (5ml)

‧A Complimentary Vital-Perfection White Revitalizing Skincare Set (total valued at HK$710) upon purchase of HK$1,500 (at least 2 Vital-Perfection items must be included)

Each cardholder is entitled to enjoy the offer once only‧Mot applicable to value set)Including: Treatment Cleansing Foam (30ml), White Revitalizing Emulsion Enriched (30ml), White Revitalizing Softener Enriched (25ml) and White Circulator Serum (10ml)

‧HK$50 off upon purchase of regular-priced natural health food (Applicable to counters and shops only)

‧Enjoy first time trial of 75-minute Japanese Royal Recommendation Qigong Acupressure and Massage Facial Treatment (original price HK$1,560) at HK$380, which is fully redeemable on regular-priced products after service

Not applicable to special priced products and value sets‧Applicable to outlets at 18/F 18 Pennington Street, Causeway Bay, 6/F Mira Place, Tsim Sha Tsui, 27/F One Pacific Centre, Kwun Tong and 9/F New Town Tower, Sha Tin‧Advance reservation is required at 2972 2833

www.tonymoly.com.hk2790 0781

www.shiseido.com.hk

www.squina.com2882 4884

Year Round Privileges for NCB ATM Card Customers

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

12% off on regular-priced items

Not applicable to pure gold and platinum products, jewellery vouchers, watches and licensed items

10% off on regular-priced items

Not applicable to gold items and online purchase‧Applicable to outlets in Hong Kong only

Jewellery & Watch

10% off upon purchase of HK$10,000 on regular-priced items

Not applicable to outlet in Kwai Chung

‧20% off on craftmanship and design fee upon purchase of pure gold items‧Purchase a selected item at redemption price

Cannot be used in conjunction with other promotion offers (including gold club or jewellery club redemption, VIP gift vouchers and promotion coupons issued by Chow Tai Fook)‧Not applicable to purchase of pure gold nuggets, investment gold coins and gold bar, corporate gift orders and deposits‧Can be used in conjunction with wedding gift card‧Not applicable to Hong Kong Disneyland branch

8% off on diamond, natural fei cui (jadeite), pearl, gemstones and karat gold items

Not applicable to fixed-priced, special-priced, privileged-priced, authorised, Collector series, gold items and timepieces

10% off upon purchase of HK$3,000

www.agatha.fr3529 6777

www.3d-gold.hk2766 3693

www.chowtaifook.com2526 8649

www.linksoflondon.com2285 7288

www.lukfook.com2710 9368

www.monicavinader.com3568 6628

Jewellery & Watch

10% off on regular-priced jewellery items

Not applicable to Estrella diamond, un-mounted diamond, karat gold, pure gold, platinum, fixed-priced items, redemption items and tailor-made items

www.tslj.com2628 6228

Year Round Privileges for NCB ATM Card Customers

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

5% off on regular-priced items

Not applicable to limited edition and selected items

5% off on regular-priced items

Lifestyle & Leisure

A complimentary Spinex II (model no. SPX-520)

(valued at HK$799) upon purchase of HK$10,000 on regular-priced items

Not applicable to department store counters in Hong Kong‧Not applicable to the purchase of accessories, payment of maintenance, repair and spare part costs, shipping, delivery costs and other service charges

10% off on regular-priced items

Not applicable to travel accessories

‧10% off on regular-priced men's/ ladies' wear, shoes, and handbags‧5% off on regular-priced household and electrical items ‧A complimentary VIP membership upon any purchase

Not applicable to selected items

5% off on selected items

Not applicable to 6 and 12 months installments plans

www.airland.com2206 3388

www.cathkidston.hk2310 6073

www.otobodycare.com2549 4611

www.samsonite.com.hk3753 6789

www.sincere.com.hk2830 1016

www.giormani.com2688 2072

Year Round Privileges for NCB ATM Card Customers

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

10% off new-priced dried bird's nest items

A Complimentary NS Clover Honey (250g)

(valued at HK$82) upon purchase of HK$600

Not applicable to ginseng, cordyceps, bird’s nest, herbal products, dried seafood, canned abalone, milk powder, baby supplies, consignment counter, redemption and fixed-priced items, selected discounted items and gift certificates‧Not applicable to VIP days

Healthcare

‧22% off on regular-priced cordyceps products (1 tael or above)‧10% off on regular-priced dried birds products (1 tael or above)

Applicable to outlets in Hong Kong only (except counters)‧Cannot be used in conjunction with wholesales and bulk purchase discount items, member discount or joint promotion and cash coupon‧Not applicable for online and phone order

A complimentary bowl of same flavor Tortoise Plastron Jelly upon purchase of each set (10 pieces) of Herbal Tortoise Plastron Jelly coupon or Lucid Ganoderma Tortoise Plastron Jelly coupon

www.nest1964.com2815 5811

www.crcare.com.hk2839 1100

www.ibnest.com2390 6668

www.hungfooktong.com2920 2206

Healthcare

‧15% off on selected physical check-up plans for men and women (Platinum, Executive, Premium and Elite physical check-up plan)

‧Breast Cancer Screening at HK$1,080 (original price HK$1,180)(ET94)

‧Lung Cancer Screening at HK$1,580 (original price HK$1,700)(ET95)

‧Colorectal Cancer Screening at HK$8,500 (original price HK$9,500)(ET96)

Reservation is required

5% off on regular-priced items

Not applicable to purchase of gift certificates‧Applicable to outlets in Hong Kong only (except e-store, clinics, cruise harbor, cruise stores and exhibitions)

Buy 1 get 1 free on regular-priced jiang xuan tea and deep ocean fish oil softgel

www.qhms.com8301 8301

www.euyansang.com.hk2544 3308

www.tongrentang.com.hk2972 4022

Year Round Privileges for NCB ATM Card Customers

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

10% off on regular-priced items

Applicable to outlets in Hong Kong only

5% off upon single purchase of HK$800 on regular-priced items

Kids

HK$150 off upon purchase of HK$3,000

HK$100 off upon purchase of HK$2,000 on regular-priced items

Not applicable to mobile phones, Apple products and tablet computers

Digital

HK$200 off upon purchase of HK$2,000 on single regular-priced item

Not applicable to selected items

Up to 20% off on selected home appliances, health & beauty care products, headphones and earphones

Applicable to Ninki Denki shops at Tsim Sha Tsui, Yau Tong and Tsuen Wan and outlets at SOGO Causeway Bay, Tsim Sha Tsui East Showroom

www.chicco.com.hk2810 7896

www.eugenegroup.com.hk2811 4522

www.uthk.com3173 2555

www.cyeshop.com2349 9111

www.cmk.hk6283 9099

www.panasonic.hk2833 0955

Year Round Privileges for NCB ATM Card Customers

Dining Fashion Beauty & Skincare

Jewellery & Watch

Lifestyle & Leisure Healthcare Kids Digital

From 1 January to 31 December 2018, NCB ATM Card customers can enjoy fabulous year-round offers in Hong Kong and Macau from a variety of merchants.

10% off on regular-priced items

Applicable to outlets in Hong Kong only

5% off upon single purchase of HK$800 on regular-priced items

Kids

HK$150 off upon purchase of HK$3,000

HK$100 off upon purchase of HK$2,000 on regular-priced items

Not applicable to mobile phones, Apple products and tablet computers

Digital

HK$200 off upon purchase of HK$2,000 on single regular-priced item

Not applicable to selected items

Up to 20% off on selected home appliances, health & beauty care products, headphones and earphones

Applicable to Ninki Denki shops at Tsim Sha Tsui, Yau Tong and Tsuen Wan and outlets at SOGO Causeway Bay, Tsim Sha Tsui East Showroom

www.chicco.com.hk2810 7896

www.eugenegroup.com.hk2811 4522

www.uthk.com3173 2555

www.cyeshop.com2349 9111

www.cmk.hk6283 9099

www.panasonic.hk2833 0955

More offers, please visit: www.unionpayintl.com/hk/promotion/yro

Terms and Conditions of Year Round Offers:1. The promotion is applicable to NCB ATM Cards number starting with 62 (refers to “NCB ATM Card”),

except the RMB cards issued by specific Hong Kong and Macau card issuing institution.2. The offers are valid from 1 January to 31 December 2018 (both dates inclusive) unless specified.3. Nanyang Commercial Bank, Ltd. (refers to “the Bank”), UnionPay International Company Limited (refers to

“UnionPay International”), are not responsible for and shall have no liability in respect of the quality of theproducts and services provided by the relevant merchants.

4. Cardholders must notify the usage of NCB ATM Card when making appointment, ordering or beforepayment. Payment should be settled with NCB ATM Card via UnionPay network in order to enjoy theo�ers.

5. The offers cannot be used in conjunction with other special promotion, members' privileges, discounts,promotional coupons, discounted and fixed-priced items unless specified.

6. The offers or gifts carry no cash value and cannot be exchanged for cash or other offers.7. Each customer can enjoy the offer or redeem the gift once only in each transaction unless specified.8. The offers or gifts are only available while stock lasts. Participating merchants reserve the right to change

the gift item with the same value.9. The prices shown are for reference only.10.The offers are applicable to all outlets of merchants in Hong Kong and Macau unless specified.11.Should a participating merchant close, any offer provided by said participating merchant will be terminated

immediately.12.Individual terms and conditions apply to merchant offers. Please refer to respective merchant offer details

or check with merchants.13.The Bank accepts no liability for the quality of or any other matters relating to the food, product, services

provided by the merchant. The Merchant is solely responsible for all obligations and liabilities relating tothe food, products and services on o�er.

14.The Bank, UnionPay International reserves the right to amend or terminate the o�ers and terms andconditions at any time without prior notice, and shall not bear any responsibility caused by theamendments or the terminations.

15.In case of disputes, the decisions of the Bank, UnionPay International, and the participating merchantsshall be final and conclusive.

16.Should there be any discrepancy or inconsistency between the English and the Chinese versions of theseterms and conditions, the Chinese version shall prevail.

General Terms and Conditions: ‧ Products, services and offers provided by the Bank are subject to the relevant terms. For details, please

refer to the relevant promotion materials or contact the staff of the Bank.‧ The Bank reserves the right to amend, suspend or terminate the products, services and offers, and to

amend the relevant terms at any time at its sole discretion without prior notice.‧ In case of any dispute, the decision of the Bank shall be final.