nc a&t state university benefits overvie · nc a&t state university benefits overview ......

North Carolina Agricultural and Technical State University

NC A&T State University Benefits Overview

The information contained in this presentation is not a contract and is subject to change by the proper authorities. It should be

understood that explanations in this summary cannot alter, modify or otherwise change the controlling legal documents or

general statutes in any way, nor can any right by reason of any inclusion or omission of any statement in this presentation.


VISION

North Carolina A&T State University will be recognized

as a preeminent land-grant institution of choice for high-

achieving students who are inspired by outstanding

teaching and learning, civic engagement, transformative

research, and creative scholarship to solve societal

challenges.

2


MISSION

North Carolina Agricultural and Technical State

University is a public, doctoral/research, 1890 land-

grant university committed to exemplary teaching and

learning, scholarly and creative research, and effective

engagement and public service. The university offers

degrees at the baccalaureate, master’s and doctoral

levels and has a commitment to excellence in a

comprehensive range of experiences that foster

transformation and leadership for a dynamic and global

society.

3


Learning – We embrace a culture

that enriches the learning

experience, enhances critical

thinking, and promotes a desire for

life-long personal development.

Excellence – We pursue excellence

in all our endeavors.

Integrity – We demonstrate high

moral character and ethical

behavior.

Respect – We are an inclusive

community that values differences in

perspectives, ideas, learning styles,

and cultures.

Creativity – We foster an

innovative environment that

encourages the rich exchange of

ideas, services, and resources.

Engagement – We develop vital

partnerships that impact the

social and environmental

challenges of regional, national,

and global communities.

Service – We proactively

respond to the needs of those we

serve.

4

Core Values


Who’s Eligible

Permanent (non-temporary) part-time employees working 20 – 29

hours per week are eligible for many benefit programs, typically

without employer contributions.

Permanent (non-temporary) part-time employees working 30 – 39

hours per week or permanent full-time employees working 40 hours

per week are considered to be benefits eligible.

5


Payroll Information

All permanent employees (EPA and SPA) are paid monthly on

the last working day of the month.

All nine month faculty members will be paid over twelve (12)

months beginning July and ending June 30 of each year.

New nine month faculty who begin work at the beginning of the

fall semester will receive two months (2/12) of salary in August.

Twelve month faculty members are paid on a monthly basis.

New twelve month faculty members who begin work at the

start of the fall semester will be paid for a pro-rated amount for

the month of August.

6


Payroll Information

Direct Deposit – Mandatory Participation

As a University employee, your paycheck must be directly deposited

into your financial institution (bank or credit union).

Electronic Direct Deposit Notification (or DepNote)

Each employee receives their direct deposit notification via an e-mail

with “Depnote” in the subject line. In order to access your electronic

direct deposit notification:

Open the email entitled “Depnote”

When prompted for a password, enter the first four letters of your

last name and then the last four digits of your social security

number (Ex:jone9999)

7


Health Benefits


Health Benefits

State Health Plan of NC – administered by Blue Cross and

Blue Shield of North Carolina (BCBSNC)

Use any medical provider you choose

» In Network: Costs are lower when you use a doctor, hospital or other

provider from the BCBSNC Blue Options network.

» Out of Network: For other providers, your deductibles, coinsurance and

copays may be higher.

Choose from three plan options:

» Traditional 70/30 Plan (lower contributions, lower coverage levels)

» Enhanced 80/20 Plan (higher contributions, higher coverage levels)

» Consumer-Directed Health Plan (CDHP) (higher deductible, Health

Reimbursement Account (HRA))

9


Traditional 70/30 Plan: Highlights

10

How Plan Coverage Works

PLAN DESIGN FEATURE IN NETWORK OUT OF NETWORK

Annual Deductible

(Single/Family)

$933/$2,799 $1,866/$5,598

Coinsurance You pay 30% of eligible

expenses after deductible

You pay 50% of eligible

expenses after deductible, plus

difference between charge and

allowed amount

Preventive Care • Office visit: $35

• Specialist visit: $81

Not covered

Office visits (non-preventive) • Office visit: $35

• Specialist visit: $81

You pay 50% after deductible,

plus difference between

charge and allowed amount

Inpatient Care $291 copay, then 30% after

deductible

$291 copay, then 50% after

deductible

Emergency Room $291 copay, then 30% after

deductible


deductible


Enhanced 80/20 Plan: Highlights

11

How Plan Coverage Works PLAN DESIGN FEATURE IN NETWORK OUT OF NETWORK

Annual Deductible

(Single/Family)

$700/$2,100 $1,400/$4,200

Coinsurance You pay 20% of eligible expenses

after deductible

You pay 40% of eligible expenses

after deductible, plus difference

between charge and allowed

amount

Preventive Care Covered at 100% Not covered

Office visits

(non-preventive)

• Office visit: $30 ($15 if you use the

PCP on your ID card)

• Specialist visit: $70 ($60 if you use

a Blue Options designated

specialist)

You pay 40% after deductible, plus


allowed amount

Inpatient Care $233 copay, then 20% after

deductible; copay not applied if you

use Blue Options designated hospital


deductible

Emergency Room $233 copay, then 20% after

deductible; copay not applied if you

use Blue Options designated hospital


deductible


CDHP (with HRA): Highlights

12



HRA The Plan funds your Health Reimbursement Account (HRA ) annually based on

coverage level you elect (Employee, Employee +1, Employee + 2 or more)

Annual Deductible

(Single/Family)

$1,500/$4,500 $3,000/$9,000

Coinsurance You pay 15% of eligible expenses after

deductible

You pay 35% of eligible expenses

after deductible, plus difference

between charge and allowed

amount

Preventive Care Covered at 100% Not covered

Office visits

(non-preventive)

You pay 15% after deductible You pay 35% after deductible, plus


allowed amount

Inpatient Care You pay 15% after deductible; $50 added

to HRA if a Blue Options designated

hospital is utilized



allowed amount

Emergency Room You pay 15% after deductible; $50 added

to HRA if a Blue Options designated

hospital is utilized



allowed amount


Prescription Coverage –

70/30 and 80/20 Plans

Prescription coverage (in-network) provided by Medco:

» Generic: $12 copay, up to 30-day supply

» Preferred Brand-name: $40 copay, up to 30-day supply

» Non-preferred Brand-name: $64 copay, up to 30-day supply

» Specialty: 25% coinsurance up to $100 or $150 (depending on the

medication), 30-day supply

» ACA preventive medications covered at 100% for 80/20 Plan; not

applicable for 70/30 Plan

Prescription coverage (out-of-network) provided by Medco:

» Applicable copay and the difference between charge and allowed

amount

» ACA preventive medications covered at 100% for 80/20 Plan; not

applicable for 70/30 Plan

13


Prescription Coverage – CDHP

Prescription coverage (in-network) provided by Medco:

» Generic, Preferred Brand-name, Non-Preferred Brand-name: 15%

coinsurance after deductible

» ACA preventive medications covered at 100%

» CDHP Preventive Medications covered at 15%, no deductible

Prescription coverage (out-of-network) provided by Medco:

» Generic, Preferred Brand-name, Non-Preferred Brand-name: 35%

coinsurance after deductible

» ACA preventive medications covered at 100%

» CDHP Preventive Medications covered at 15%, no deductible

14


Wellness Premium Credits

15

Wellness Activities Credits for Enhanced

80/20 Plan

Credits for Consumer

Directed Plan

Smoking Attestation

Attest that you and your

covered spouse (if

applicable) are non

smokers or commit to a

smoking cessation

program

$20 per month

$20 per month

Health Assessment

Complete a confidential

Health Assessment

$15 per month $10 per month

Primary Care Provider

Select a Primary Care

Provider for yourself and

each covered dependent

(if applicable)

$15 per month $10 per month


Additional Health Plan Resources

NC Health Smart: voluntary program offering tools and

resources to help you live a healthier life such as:

» Member Focus newsletter, information on the 24-hour nurse

line, the Stork Rewards program, Eat Smart, Move More,

Weigh Less program

Sign up for the State Health Plan Member Newsletter at

www.shpnc.org

16


Monthly Rates for Health Coverage

17

Medical Coverage

PLAN

EMPLOYEE

ONLY

EMPLOYEE

+ CHILDREN

EMPLOYEE

+ SPOUSE

EMPLOYEE

+ FAMILY

Traditional 70/30 Plan $0.00 $205.12 $528.52 $562.94

Enhanced 80/20 Plan $63.56 $336.36 $692.10 $729.94

CDHP $40.00 $224.60 $515.68 $546.64

• If you are enrolled in the Enhanced 80/20 Plan or the Consumer-

Directed Health Plan, you will have the opportunity to earn

wellness premium credits each year, which will reduce your

monthly premiums

• Health insurance premiums are paid one month in advance of

coverage (i.e., January premiums pay for February coverage)

• No pre-existing condition exclusion


NCFlex Health & Other

Insurance Programs


NCFlex Health & Other Insurance Programs

These voluntary programs provide a variety of plans to meet the

needs of you and your family

You pay the full cost of coverage through payroll deductions on a

pre-tax basis

Programs include: Dental, Vision, Health Care Flexible Spending

Account, Dependent Day Care Flexible Spending Account,

Cancer, Critical Illness, Group Term Life Insurance, Core AD&D

and Voluntary AD&D Insurance

19


Dental Coverage

Coverage provided through United Concordia

Choose from two plan options:

» High Option: Includes orthodontia for children under 19

» Low Option: Does not include orthodontia

Under both options:

» Visit any provider

» You are responsible for deductibles

» You or your dentist may file claims

» You may be subject to a waiting period before certain benefits

are payable under the plan (see “Benefit Waiting Period” chart

under Dental coverage on NCFlex website)

20


Dental Coverage

21

How Plan Coverage Works Under Each Option PLAN DESIGN FEATURE HIGH OPTION LOW OPTION

Annual Deductible $50 person/$150 family $25 person/$75 family

Preventive/Diagnostic Services

• Exams, cleanings, X-rays, etc.

Plan pays 100% on eligible

expenses, no deductible

Plan pays 100% on eligible

expenses after deductible

Basic Services

• Fillings, extractions, endodontics,

periodontics

• Most services: You pay 20%

after deductible

• Periodontic: You pay 50%

after deductible

• Fillings and simple extractions:

You pay 20% after deductible

• Periodontic and other services:

You pay 50% after deductible

Major Services

• Crowns, inlays, dentures, bridges

You pay 50% after deductible Not covered

Maximum Annual Benefit $1,250 per person (excluding

orthodontia)

$1,000 per person

Orthodontia for dependent

children under age 19

Plan pays 50% up to $1,500

lifetime benefit per person

Not covered


Monthly Rates for Dental Coverage

22

Dental Coverage

PLAN

EMPLOYEE

ONLY

EMPLOYEE

+ SPOUSE

EMPLOYEE

+ ONE CHILD

EMPLOYEE

+ TWO OR MORE

CHILDREN FAMILY

High Option $37.40 $75.00 $71.96 $90.96 $132.42

Low Option $21.34 $43.04 $41.30 $52.62 $73.68


Ameritas Dental (Post-Tax))

$2,000 Calendar Year Maximum on Preventive, Basic and

Major Dental Services

After-Tax Plan (Post-Tax)

Preventive Dental Services Paid at 100%

Basic Dental Services Paid at 80%

Major Dental Services Paid at 50% with a $750 Calendar Year

Maximum

23


Ameritas Dental Rates

Employee Only $ 39.76

Employee/Spouse $ 78.20

Employee/Child/ren $ 73.76

Employee/Family $112.20

24


Vision Coverage

Coverage provided through Superior Vision Services (SVS)

Choose from three coverage options:

» Core Wellness Plan

» Basic Plan

» Enhanced Plan

Under all options, can visit any provider but may pay lower

expenses with in-network SVS provider

25


Vision Coverage: Core Wellness Plan

26



Annual Comprehensive Eye

Exam

Plan pays 100% after $20

copay

Not covered

Frames and Lenses Discounts available Not covered


Vision Coverage: Basic and Enhanced Plan

27

How Plan Coverage Works PLAN DESIGN FEATURE IN NETWORK OUT OF NETWORK

Routine Eye Exam $20 copay • Up to $44 allowance for

ophthalmologist

• Up to $39 allowance for

optometrist

Frames – once every 24 months Up to $125 allowance ($175

allowance for Enhanced

Plan) plus 20% discount on

coverages

Up to $50 allowance ($81 for

Enhanced Plan)

Lenses Plan pays 100% Plan pays up to: • Single vision: $34

• Bifocal: $48

• Trifocal: $64

• Lenticular: $88

Contact Lenses (elective) Plan pays up to $120 ($150

for Enhanced Plan)

allowance

Plan pays up to $100

allowance

Contact Lenses (necessary) Plan pays 100% Plan pays up to $210

allowance


Monthly Rates for Vision Coverage

28

Vision Coverage

PLAN EMPLOYEE ONLY FAMILY

Core Wellness Plan $0.00 N/A

Basic Plan (Exams and Materials) $5.76 $15.98

Enhanced Plan

(Enhanced Exams and Materials)

$8.88 $23.62


Health Care Flexible Spending Account Coverage provided through P&A Group

Set aside money through pre-tax contributions to pay for

eligible out-of-pocket medical, dental and vision

expenses:

» Deductibles

» Co-pays and coinsurance

» Out-of-network expenses

» Uncovered procedures

Contribute from $120 to $2,500 per year

Convenience card (debit card) for all participants

“Use it or lose it” rule; you forfeit any unused

contributions

» Expenses can be incurred between January 1, 2014 and March 15, 2015,

provided you remain actively employed for all of 2014. Prior year claims must

be submitted by April 30, 2015.

29


Dependent Day Care

Flexible Spending Account Set aside money through pre-tax contributions to pay eligible

child care and adult day care expenses so you (and your

spouse) can work or attend school full-time:

» Care of dependent children under age 13

» Care of dependent adult who lives with you at least 8 hrs/day

You may contribute from $120 to $5,000 per year

“Use it or lose it” rule: you forfeit any unused contributions

» Expenses can be incurred between January 1, 2014 and

March 15, 2015, provided you remain actively employed for all

of 2014. Prior year claims must be submitted by April 30,

2015.

30


Other NCFlex Health Programs

Cancer Insurance provided through American Heritage Life:

pays benefits for cancer-related expenses

» Employee Only or Employee + Family Coverage

» Low, High and Premium options

Critical Illness Insurance provided through Met Life: pays lump-

sum benefit in event of certain health conditions

» Employee, Spouse, Children or Family Coverage

» Three categories of coverage available

31


Monthly Rates for Cancer Coverage

32

Cancer Insurance

PLAN EMPLOYEE ONLY EMPLOYEE + FAMILY

Low Option $6.78 $11.26

High Option $15.68 $26.06

Premium Option $21.64 $35.96


Monthly Rates for Critical Illness Coverage

33

Critical Illness Coverage

AGE EMPLOYEE SPOUSE

Less than 25 $1.42 $1.42

25-29 $1.64 $1.64

30-34 $2.78 $2.78

35-39 $4.56 $4.56

40-44 $7.70 $7.70

45-49 $13.00 $13.00

50-54 $20.04 $20.04

55-59 $30.34 $30.34

60-64 $45.46 $45.46

65-69 $68.28 $68.28

70-74 $99.64 $99.64

75-79 $157.68 $157.68

80-84 $197.64 $197.64

85 and older $213.62 $213.62

Employees may also cover eligible dependent children. Employee will pay one flat rate ($0.90) no matter

how many children are covered.


Voluntary Group Term Life Insurance

Group Term Life provided through ING

Coverage available for yourself, your spouse and child(ren). You

must be enrolled to cover your spouse/child(ren)

Employee only and Employee & Spouse coverage in $10,000

increments, from $20,000 to $500,000 (limited to five times your

base annual earnings); spouse coverage cannot exceed 100% of

employee’s elected amount

Coverage over $100,000 subject to Evidence of Insurability (EOI)

Dependent child(ren) coverage for $5,000 or $10,000

34


Monthly Rates for Life Insurance Coverage

35

Voluntary Group Term Life Insurance for Employee Only and Employee & Spouse

YOUR AGE RATE PER $1,000 OF COVERAGE

Under 24 $0.048

25-29 $0.058

30-34 $0.078

35-39 $0.088

40-44 $0.12

45-49 $0.18

50-54 $0.28

55-59 $0.512

60-64 $0.764

65-69 $1.56

70-74 $2.28

75 and above $2.28


Monthly Rates for Life Insurance

Coverage

36

Voluntary Group Term Life Insurance for Child(ren)

Per Dependent Unit

$5,000 $0.68

$10,000 $1.36


Life Insurance

(Post-Tax)

The following companies offer post-tax life insurance:

Cigna – Term Life Insurance with a maximum benefit of

$20,000

Colonial Life and Accident Insurance – provides life

insurance, sickness, accident and cancer coverage

SEANC (State Employees Association of NC)

37


Cigna Life Insurance Rates

Life Insurance AD&D Employee Only Employee/Dep(s)

Amount Amount Rate Rate

$20,000 $20,000 $16.40 $17.51

38


Accident Insurance

Core Accidental Death and Dismemberment (AD&D) Insurance

provided through A.C. Newman

» Elect coverage of $10,000 for yourself only

» University pays full cost of coverage; however, you must enroll

for coverage

» Payment to your beneficiaries in case of your accidental death

» Payment to you in case of your accidental dismemberment

Voluntary AD&D Insurance provided through A.C. Newman

» Elect coverage up to $500,000 for you and your family

» You pay the full cost of coverage

39


Monthly Rates for Accident Insurance

40

Accidental Death & Dismemberment (AD&D) Insurance (Examples)

BENEFIT AMOUNT EMPLOYEE ONLY COVERAGE EMPLOYEE + FAMILY COVERAGE

$50,000 $0.96 $1.50

$75,000 $1.42 $2.26

$100,000 $1.90 $3.00

$125,000 $2.38 $3.74

$150,000 $2.86 $4.50

$175,000 $3.32 $5.26

$200,000 $3.80 $6.00

$250,000 $4.76 $7.50

$300,000 $5.70 $9.00

$350,000 $6.64 $10.50

$400,000 $7.60 $12.00

$500,000 $9.50 $15.00


Income Protection Programs


Income Protection Programs

Programs designed to provide you and/or your family with financial

protection in the event of your death, disability or long-term illness

Some are offered at no cost to you; others require you to pay for

coverage

42


Disability Plans Disability coverage provided under the Disability Income Plan of North

Carolina (DIP-NC)

Short-Term Disability

» Provided to eligible employees at no cost

After one year of contributing membership to TSERS or participation in the ORP.

» Pays 50% of base compensation up to $3,000/month

» Payable up to 365 days, after 60-day waiting period

Long-Term Disability

» Provided to eligible employees at no cost

After five years of contributing membership to TSERS or participation in ORP

» Pays 65% of base compensation up to $3,900/month

» Payable as long as you remain permanently disabled, until eligibility for unreduced service retirement

43


Supplemental Disability Plans

Can help fill gaps in State coverage

» Replacement income while you are ineligible for state

Short-Term Disability Plan

» Waiting period: 90 days

» Pays 66-2/3% of gross monthly salary up to $10,000

Voluntary benefit; you pay full cost of coverage after-tax

Coverage through The Standard if you elect ORP

» Includes continuing ORP contributions into your ORP account on

your behalf

Coverage through Liberty Mutual if you elect TSERS

44


Retirement Programs


Retirement Programs

Participation in a retirement program is mandatory

You may choose between:

» The North Carolina Teachers' and State Employees' Retirement

System (TSERS), a defined benefit plan or

» The UNC Optional Retirement Program (ORP), a defined

contribution plan

You must make your election between TSERS and ORP within 60

days of your date of hire

Once you make the choice it cannot be changed; it is

irrevocable

46


TSERS Plan Highlights

Defined benefit plan

State controls the investments

Benefit you receive is based on a formula (factors

include your age, your average final compensation

and your years/months of creditable service)

You must contribute 6% of your pay on pre-tax basis

47


Teachers’ and State Employees’ Employer

Contributions

─ Pension Accumulation Fund 9.14%

─ Death Benefit Trust Fund 0.16%

─ Retiree Health Plan Reserves 5.49%

─ Disability Income Plan 0.41%

─ Qualified Excess Benefit 0.01%

Total 15.21%

48


ORP Plan Highlights

Defined contribution plan

You control your investments

The benefit you receive at retirement is based on investment

performance and payment option chosen

Program serves as an alternate option to TSERS for certain faculty

and EPA non-faculty and other employees as approved by the UNC

Board of Governors

You must contribute 6% of your pay on a pre-tax basis

The University contributes 6.84%

Choose from two investment providers (Fidelity Investments and

TIAA-CREF)

49


Optional Retirement Program (ORP)

Employer Contributions

─ Employer Contribution 6.84%

─ Retiree Health Plan Reserves 5.49%

─ Disability Income Plan 0.41%

Total 12.74%

50


Retirement Plan Resources

51

To review the booklet in greater detail, it is included in your benefits packet of

materials.

http://www.northcarolina.edu/hr/Mandatory_Retirement_Plan_Decision_Guide.pdf

http://www.northcarolina.edu/hr/Guide_to_Investing.pdf


Retirement Plan Resources

52

Two more resources to assist you in making a decision between TSERS

and the ORP. This information is included in your benefits packet.

https://www.tiaa-cref.org/public/plancalcintro/unc

http://www.northcarolina.edu/hr/Retirement_Transfer_Guide.pdf


Supplemental Retirement Plans

Allows you to put money away on a pre-tax basis for your retirement in addition

to the 6% you contribute to TSERS or the ORP

There are three types of plans available

» 403(b) plan administered by two different vendors, Fidelity and TIAA-CREF,

and sponsored by the University

» A 401(k) plan administered through Prudential and sponsored by the State of

North Carolina

» A 457 plan administered through Prudential and sponsored by the State of

North Carolina

You may elect to begin, change the amount you contribute or stop your

participation at anytime

You may elect to participate in the 403(b), 401(k) and the 457 at the same time;

however the IRS limits the amount you can contribute

53


Enrolling in Your Benefits


When Coverage Becomes Effective

55

Coverage Effective Dates

PLAN NAME COVERAGE EFFECTIVE

Health Benefits First of the month or first of the

second month following employment

date

NCFlex Benefits First of the month following

employment date

Short-Term Disability After one year of contributing

membership to TSERS or ORP

Long-Term Disability After five years of contributing

membership to TSERS or ORP

Supplemental Disability Plan Employment date

TSERS Employment date

ORP Employment date

Supplemental Retirement Plans May enroll at anytime


Enrollment for Health & NCFlex

Benefits

You must enroll within 30 days of your employment date

To enroll, follow these simple steps:

» Log on to https://ncat.hrintouch.com/ Enter your Login ID

and Password

» Select the “Enroll Now” button

» Select “Get Started” and follow the prompts

» At the end, you will see a Summary screen. Review your

information and click “Save” to save your elections

» Print a copy of your Benefit Summary before logging out

56

http://unc.hrintouch.com/




Enrollment for Income Protection

Programs All employees must complete online enrollment within 60 days of

their employment date

Enroll for Supplemental Disability Insurance (after tax) through The

Standard, if you choose the UNC ORP, by completing the

enrollment forms located online at

http://www.northcarolina.edu/hr/unc/benefits/financial/index.htm

Enroll for Supplemental Disability Insurance (after tax) through

Liberty Mutual, if you choose TSERS, by completing the enrollment

forms located online at


57




Enrollment in TSERS

You do not need to complete an enrollment form for TSERS, but will

be automatically enrolled.

You must designate a beneficiary by completing the following forms:

» Form 2DB - Designating Beneficiary(ies) for the Death Benefit

» Form 2RC - Designating Beneficiary(ies) for The Retirement

System Return of Contributions

» For these two forms visit

https://orbit.myncretirement.com/Orbit/Info/Pages/ListAllForms.aspx

?formCat=F3BENDESG

58

https://orbit.myncretirement.com/Orbit/Info/Pages/ListAllForms.aspx?formCat=F3BENDESG

https://orbit.myncretirement.com/Orbit/Info/Pages/ListAllForms.aspx?formCat=F3BENDESG


Enrollment in the ORP

You must complete the following forms:

» Form ORP-1 The University of North Carolina Optional Retirement

Program (ORP) Election And Forfeiture Agreement

» ORP Carrier Enrollment Application (Complete the ORP Carrier

form(s) for the carrier you want for your contributions and the

University contributions.)

Follow the instructions provided by your campus Human

Resources/Benefits Office for instructions on where to return forms

You must enroll within 60 days of your date of hire or you will

automatically be enrolled in TSERS

59


Enrollment in the


403(b) Plan

» Visit www.northcarolina.edu/hr/ga/benefits/retirement/Suppmtl-Ret/403bMain.htm

» Complete a Salary Reduction Agreement (form and instructions available on the website)

» Enroll in the Plan with Fidelity and/or TIAA-CREF

457 Plan

» Visit www.retirement.prudential.com/cws/ncplans

» Complete an NC 457 Deferred Compensation Plan Enrollment Form (forms and instructions available on the website)

» Send the form to:

NC Plans Processing Center, PO Box 5340, Scranton, PA 18505, or fax to 1-866-439-8602

60

http://www.northcarolina.edu/hr/ga/benefits/retirement/Suppmtl-Ret/403bMain.htm



http://www.retirement.prudential.com/cws/ncplans


Enrollment in the


State 401(k) Plan

» Visit www.retirement.prudential.com/cws/ncplans

» Complete an NC 401(k) Plan Enrollment Form (forms and

instructions available on the website

» Send the form to:

NC Plans Processing Center,

PO Box 5340

Scranton, PA 18505,

or fax to 1-866-439-8602

61

http://www.retirement.prudential.com/cws/ncplans


For More Information

Visit www.northcarolina.edu/hr/unc/benefits/index.htm for more

information about the benefits provided by the University

You can also check your campus’ website for the NCAT Benefit Office

contacts:

62

Name Title E-mail Phone

Nanita Cole Benefits Manager [email protected] (336)285-3788

Ester Jones Benefits Counselor [email protected] (336)285-3787

Jeanette Foulks Benefits Counselor [email protected] (336)285-3793

Delois Frost Leave Administrator [email protected] (336)285-3790

http://www.northcarolina.edu/hr/unc/benefits/index.htm


Welcome to NC A&T

63

nc a&t state university benefits overvie · nc a&t state university benefits overview ......

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