national flood insurance (nfip) - an alternative approach

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Page 1: National Flood Insurance (NFIP) -  An Alternative Approach
Page 2: National Flood Insurance (NFIP) -  An Alternative Approach

Ocean County, NJ:2010 Population: 576,5672013 Budget: 418,647,5932013 Tax Revenue: 303,182,866(72% Revenue from Taxes)

Page 3: National Flood Insurance (NFIP) -  An Alternative Approach
Page 4: National Flood Insurance (NFIP) -  An Alternative Approach
Page 5: National Flood Insurance (NFIP) -  An Alternative Approach
Page 6: National Flood Insurance (NFIP) -  An Alternative Approach
Page 7: National Flood Insurance (NFIP) -  An Alternative Approach

…. ? FREQUENCY ? …. 1% ?, .25% ?, .14%?

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Page 9: National Flood Insurance (NFIP) -  An Alternative Approach

Ocean County

Page 10: National Flood Insurance (NFIP) -  An Alternative Approach
Page 11: National Flood Insurance (NFIP) -  An Alternative Approach
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Mapping a 1% Event

Page 15: National Flood Insurance (NFIP) -  An Alternative Approach

Toms River, Ocean County, NJCoastal Inundation Extents:

- Irene- Sandy

(Source: FEMA MOTF)

Page 16: National Flood Insurance (NFIP) -  An Alternative Approach

Sandy HWM – Source FEMA MOTF

Brick Township – Ocean County, NJ

Page 17: National Flood Insurance (NFIP) -  An Alternative Approach

FEMA Post Sandy Pre-FIRMs– released 3/28/14

Brick Township – Ocean County, NJ

Page 18: National Flood Insurance (NFIP) -  An Alternative Approach

FEMA Post Sandy Pre-FIRMs– released 3/28/14

Brick Township – Ocean County, NJ

Page 19: National Flood Insurance (NFIP) -  An Alternative Approach

Sandy HWM – Source FEMA MOTF

Bayville – Ocean County, NJ

Page 20: National Flood Insurance (NFIP) -  An Alternative Approach

FEMA Post Sandy Pre-FIRMs– released 3/28/14

Bayville – Ocean County, NJ

Page 21: National Flood Insurance (NFIP) -  An Alternative Approach

I agree that flood mapping is valuable for construction, zoning, land use restrictions, However the 1% flood line is theoretical – But it can cost homeowners along a coast real money – Money that can essentially evict the average family – Especially for those who are moved into hazard zones – where none existed before – Despite your interpretation of the laws – that homeowner will pay more for flood Insurance in the future, period – and that house will, especially inland homes,Will become unsellable.