national advantage

Your National AdvantageTM Plan Membership Bookii

Welcome to Your National AdvantageTM Plan!(TEXAS: Administrated by Dorsey Discount Services; Administered by Careington International in all states other than Texas)

We hope you will enjoy your new membership. You now have access to thousands of local and national providers.

Your membership is simple and easy to use. You may begin saving money as soon as you receive this membership packet. It is quick and easy to locate participating providers in your area by using the toll-free number listed in your membership literature or the attached provider lists. Simply present your membership card at provider locations to receive immediate savings. Refer to this booklet for complete information on the use of each service.

We believe in customer satisfaction. Please keep the Plan Membership booklet in a safe place for future reference. Put your membership cards in your wallet so they are with you at all times. This will help you if you need to call us for information.

If you have any questions or need assistance in using your new membership services, contact us at 281-580-4111 in the Houston Metropolitan Area or 800-880-4343. Our office is open from 8:30 a.m. to 5:00 p.m. Monday through Thursday, and 8:30 a.m. to 2:00 p.m. on Friday. If you cannot contact us directly, please leave a message and we will return your call in a timely manner.

Member Services/Billing Inquiries: 800-880-4343 • 281-580-4111

This package of services is not a substitute for comprehensive health insurance.

WELCOME!

National AdvantageTM

Your National AdvantageTM Plan Membership Book 1PB 1Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book

WellnessShieldTM

Table Of Contents

Table Of ContentsIntroductory Section

Terms & Conditions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2-3The Solution To The Healthcare Crisis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4-5

Dental Plus Plan Section

Introduction To Section . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6-7National Dental Plan – Aetna Dental AccessTM Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8-9Vision – EyeMed Vision Care (National Plan) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10-12Prescription Drug Plan (National Plan) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13Pet Assure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14-15

Prevention Plus Section

Introduction To Section . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16-17Comprehensive Wellness Profile . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18National Discount Laboratory Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19Chiropractic and Alternative Medical Networks (National) . . . . . . . . . . . . . . . . . . . 20-21

PHCS Section (National Medical Services)

Introduction To Section . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22-23PHCS Medical Network . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24Letter for Doctors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25

Legal Plus Stress Easers Section

Introduction To Section . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26-27Legal Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28-29ID Theft Restoration & Insurance Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30Roadside Assistance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31Credit Repair Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32Debt Resolution . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33

Option Section

Introduction To Section . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34-35 CallMD . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36-37

US11N Adv05/2012

Terms & Conditions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2-3Listing of All Services with Toll-Free Numbers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4

National Dental Plan – Aetna Dental AccessTM Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6-7National Vision Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8-10 National Prescription Drug Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11Hearing Aids and Audiology Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12Nutritional Supplements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

National Premier AdvantageTM Plan

Introduction

Table of Contents


Table of Contents

Your National AdvantageTM Plan Membership Book22 3Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book2 3Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book

Terms and Conditions of Your Membership

WellnessShieldTM

Terms and Conditions

RENEWAL CONDITIONS: By joining a plan, you are authorizing Dorsey Discount Services to bill your credit card or checking account for the plan you have selected. This charge shall remain in force until you notify Dorsey Discount Services of request to cancel. By joining, you indicate you have read the terms and conditions of the plan. This plan will automatically renew at the end of your membership term on an annual basis, and your credit card or bank account will be automatically charged or drafted for the appropriate amount.

Termination Conditions: Dorsey Discount Services and Careington reserves the right to terminate plan members from its plan for any reason, including non-payment.

Cancellation Conditions: You have the right to cancel within the first 30 days from the date you join the plan to use the plan risk-free. FL Residents: You have the right to cancel within the first 30 days after effective date. If for any reason during this time period you are dissatisfied with the plan and wish to cancel and obtain a refund, you must submit a written cancellation request. Dorsey Discount Services will accept and cancel plan memberships at any time during the membership period and will cease collecting membership fees in a reasonable amount of time, but no later than 30 days after receiving a cancellation notice. Please send a cancellation letter and a request for refund with your name and member number to Dorsey Discount Services, 14413 Cornerstone Village Drive, Houston, Texas 77014 or fax to: (281) 580-0933. You may also submit cancellation by email: www.wellnessshield.com.

If Dorsey Discount Services is billing you quarterly, semi-annually or annually, Dorsey Discount Services will, in the event of cancellation of the membership by either party, make a pro-rata reimbursement of the periodic charges to the member.

Description of Services: Please see the enclosed materials for a specific description of the programs that you have purchased.

Limitations, Exclusions & Exceptions: Savings are based upon the provider’s normal fees. Actual savings will vary depending upon location and specific services or products purchased. Please verify such services with each individual provider. The discounts contained herein may not be used in conjunction with any other discount plan or program. All listed or quoted prices are current prices by participating providers and subject to change without notice. Any procedures performed by a non-participating provider are not discounted. From time to time, certain providers may offer products or services to the general public at prices lower than the discounted prices available through this program. In such event, members will be charged the lowest price. Discounts on professional services are not available where prohibited by law. This plan does not discount all procedures. Providers are subject to change without notice and services may vary in some states. It is the member’s responsibility to verify that the provider is a participant in the plan. At any time Dorsey Discount Services has the right to eliminate a Participating Professional from the respective network in which they are associated and may substitute Provider networks at its sole discretion.

This discount health care card is NOT insurance .

RENEWAL CONDITIONS: By joining a plan, you are authorizing Dorsey Discount Services to bill your credit card or checking account for the plan you have selected. This charge shall remain in force until you notify Dorsey Discount Services of request to cancel. By joining, you indicate you have read the terms and conditions of the plan. This plan will automatically renew at the end of your membership term on an annual basis, and your credit card or bank account will be automatically charged or drafted for the appropriate amount.

Termination Conditions: Dorsey Discount Services and Careington reserves the right to terminate plan members from its plan for any reason, including non-payment.

Cancellation Conditions: You have the right to cancel within the first 30 days from the date you join the plan to use the plan risk-free.

FL Residents: You have the right to cancel within the first 30 days after effective date. If for any reason during this time period you are dissatisfied with the plan and wish to cancel and obtain a refund, you must submit a written cancellation request. Dorsey Discount Services will accept and cancel plan memberships at any time during the membership period and will cease collecting membership fees in a reasonable amount of time, but no later than 30 days after receiving a cancellation notice. Please send a cancellation letter and a request for refund with your name and member number to Dorsey Discount Services, 14413 Cornerstone Village Drive, Houston, Texas 77014 or fax to: (281) 580-0933. You may also submit cancellation by email: [email protected]. If Dorsey Discount Services is billing you quarterly, semi-annually or annually, Dorsey Discount Services

will, in the event of cancellation of the membership by either party, make a pro-rata reimbursement of the periodic charges to the member.

Description of Services: Please see the enclosed materials for a specific description of the programs that you have purchased.

Limitations, Exclusions & Exceptions: Savings are based upon the provider’s normal fees. Actual savings will vary depending upon location and specific services or products purchased. Please verify such services with each individual provider. The discounts contained herein may not be used in conjunction with any other discount plan or program. All listed or quoted prices are current prices by participating providers and subject to change without notice. Any procedures performed by a non-participating provider are not discounted. From time to time, certain providers may offer products or services to the general public at prices lower than the discounted prices available through this program. In such event, members will be charged the lowest price. Discounts on professional services are not available where prohibited by law. This plan does not discount all procedures. Providers are subject to change without notice and services may vary in some states. It is the member’s responsibility to verify that the provider is a participant in the plan. At any time Dorsey Discount Services has the right to eliminate a Participating Professional from the respective network in which they are associated and may substitute Provider networks at its sole discretion. Dorsey Discount Services cannot guarantee the continued participation of any provider. If he or she leaves the plan, you will need to select another provider. Providers contracted by Dorsey Discount Services are



WellnessShieldTM Service is not available in WA, VT and MT.

Your National AdvantageTM Plan Membership Book 32 3Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book2 3Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book

WellnessShieldTM


Dorsey Discount Services cannot guarantee the continued participation of any provider. If he or she leaves the plan, you will need to select another provider. Providers contracted by Dorsey Discount Services are solely responsible for the professional advice and treatment rendered to members and Dorsey Discount Services disclaims any liability with respect to such matters. Services and service providers may change or be discontinued at anytime with notice as required by law.

Complaint Procedure: If you would like to file a complaint or grievance regarding your plan membership, you must submit your grievance in writing to: Dorsey Discount Services, 14413 Cornerstone Village Drive, Houston, Texas 77014. All complaints or grievances are documented in the monthly Quality Assurance log along with the date and content of the complaint or grievance. Members have the right to request an appeal of the complaint and grievance resolution. Appeals will be sent to the Committee and will be entitled to a second review with different individuals. After completing the complaint resolution process and you remain dissatisfied, you may contact your state insurance department. TX Residents: All complaints will be completed within 72 hours of receipt with the exception of billing inquiries that require further research or documentation.

Disclosures:

THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*

This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at www.wellnessshield.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont.

*Medicare statement applies to MD residents when pharmacy discounts are part of program.

Terms and Conditions of Your Membership (continued)

solely responsible for the professional advice and treatment rendered to members and Dorsey Discount Services disclaims any liability with respect to such matters. Services and service providers may change or be discontinued at anytime with notice as required by law.

Complaint Procedure: If you would like to file a complaint or grievance regarding your plan membership, you must submit your grievance in writing to: Dorsey Discount Services, 14413 Cornerstone Village Drive, Houston,Texas 77014. All complaints or grievances are documented in the monthly Quality Assurance log along with the date and content of the complaint or grievance. Members have the right to request an appeal of the complaint and grievance resolution. Appeals will be sent to the Committee and will be entitled to a second review with different individuals. After completing the complaint resolution process and you remain dissatisfied, you may contact your state insurance department.

TX Residents: All complaints will be completed within 72 hours of receipt with the exception of billing inquiries that require further research or documentation.

Disclosures: THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.

* This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from

those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at www.wellnessshield.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco,TX 75034; phone 800-441-0380. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. *Medicare statement applies to MD residents when pharmacy discounts are part of program.

FLORIDA RESIDENTS: THIS PLAN IS NOT INSURANCE. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers online using the website printed on your membership ID card. Discount Medical Plan Organization and Administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone: 800-441-0380.

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers.



Your National AdvantageTM Plan Membership Book4

Services Available Plus Toll-Free Numbers, Listed Plan-by-Plan .

National AdvantageTM PlanNational Aetna Dental Access® Plan . . . . . . . . . . . . . . 800-290-0523EyeMed Vision Care . . . . . . . . . . . . . . . . 800-290-0523National MedImpact RX Plan . . . . . . . .800-778-7155 (Mail Order Pharmacy: 866-744-0621)Newport Audiology/ Hearing Aids . . . . . . . . . . . . . . . . . . . . 855-489-6433 Swanson Nutritional Supplements . .800-437-4148 . . . . . . . . . . . . . . . . . . . . . . . When calling, use the term:

“Partners’ Promotional Code is CARE 725 .”

For any questions regarding any plan, call the DDS Customer Service

telephone toll-free at 800-880-4343

5Your National AdvantageTM Plan Membership Book

We Offer Additional Benefit Plans For You! Karis Basic Comprehensive Total Services Group Wellness Wellness Wellness Only Shield Shield Shield

The Karis Group – Medical Bill Negotiation Service Patient Advocacy and Surgery Saver √ √ √ √CallMD® – 12 Free Doctor Consultations per year Available 24/7 √ √ √ Call In Prescription Service

National Dental Network √ √ √

National Vision Network √ √ √

Pharmacy and Mail Order Rx Discounts √ √ √

Newport Hearing Aids and Audiology Services √ √ √

Lab Tests √ √ √Imaging MRIs, CT Scans, X-rays √ √ √

Swanson Nutritional Supplements √ √ √

National Chiropractic & Alternative Medicine Network √ √ √

Free Annual Comprehensive Blood Profile √ √

Personal Health Coach – Trotter Wellness® √ √

PHCSTM Physician Network Medical Supplies & Equipment; MRIs, CT Scans & X-rays Also includes Access to Nationwide Services for Away from Home Needs: √ √ National Aetna Dental Network √ National Imaging √ National Labs √ National Vision √ National Chiropractic & Alternative Medicine

Cost for Entire Household $15 .00 $23 .00 $33 .00 $49 .95 Month Month Month Month For groups of 20 or more please call for quote

6 Your National AdvantageTM Plan Membership Book

National Aetna Dental Access® Plan

WellnessShieldTM

National Aetna Dental Access Plan®

Members may take advantage of savings through the Aetna Dental Access® Network, one of the largest, most recognized discount dental networks in the nation.Members save an average of 15% to 50% on everything from general dentistry to root canals, crowns and orthodontia at over 76,000 available dental practices nationwide.

How to Access Discounts:Step 1: To locate a participating provider, call or visit our website at www.wellnessshield.com. When calling a dentist for an appointment, members identify themselves as a member with access to the Aetna Dental Access Network®.Step 2: Members must show the membership card at the time of service to receive the discount.Step 3: Members are responsible for the total bill, less the applicable savings, at the time service is rendered.

What Are Your National Dental Savings?

VERY IMPORTANT, PLEASE NOTE: The Provider of the discounts below are from the Aetna Dental Access® Plan. To locate a participating provider for the Aetna® Plan, call (800) 290-0523 and identify yourself as a member of the Aetna Dental Access® Plan.

8 9Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book

National Aetna Dental Access® Plan 800-290-0523

Members save an average of 15% to 50% on everything from general dentistry to root canals, crowns and orthodontia at over 80,000 available dental practices nationwide.

National Dental Plan



WellnessShieldTM









WellnessShieldTM







WellnessShieldTM


What Are Your National Dental Savings? (continued)

Aetna Dental Access® Network - Information• ThisprogramisnotavailableinVTandMT.• TheselectregionalaveragefeerepresentstheaveragefeesfortheprocedureslistedaboveinLosAngeles,Orlando,ChicagoandNewYorkCity

• Participantsmustpayhealthcareprovidersdirectly.• ThisisNOTinsurance• ActualDiscountswillvarybasedonthegeographiclocationofthedentalproviderandtheservicesprovided.

• CareingtonprovidesaccesstoAetnaDentalAccess®Network.ThisnetworkisadministeredbyAetnaLifeInsuranceCompany(ALIC).NeitherALICnoranyofitsaffiliatesoffersoradministerstheCareingtonmembership.NeitherALICnoranyofitsaffiliatesisanaffiliate,agent,representative,oremployeeofCareingtonInternationalCorporation.DentalprovidersareindependentcontractorsandnotemployeesoragentsofALICoritsaffiliates.ALICdoesnotprovidedentalcareortreatmentandisnotresponsibleforoutcomes.

• AetnaDentalAccess®isaservicemarkofAetnaInc.

CareingtonInternationalCorporation,7400GaylordPKWY,Frisco,TX75034,1-800-290-0523.

Product/Service Select Regional Average Cost with Average Cost Aetna Dental Access Total SavingsAdult Cleaning $88 $53 $35 Child Cleaning $63 $37 $26 Routine Checkup $43 $28 $15 Four Bitewing X-rays $55 $32 $23 Composite (White) Filling $144 $78 $66Crown (porcelain fused to noble metal) $889 $597 $292Complete Upper Denture $1,037 $777 $260 Molar Root Canal $900 $638 $262 Extraction (single tooth) $136 $70 $66

Sample Savings


D111 Adult Cleaning $121 $58 $63

D1120 Child Cleaning $76 $41 $35

D0120 Periodic Oral Exam $55 $30 $25

D0274 Four Bitewing X-rays $67 $35 $32

D2330 Filling - 1 Surface Resin (White) Filling $170 $87 $83 Front (Anterior) ToothD5110 Complete Upper Denture (Maxilliary) $1236 $859 $377D3330 Molar Root Canal (excluding final restoration) $1238 $725 $513D7140 Extraction of erupted tooth or exposed root - $184 $80 $104 includes local anesthesia and suturing if needed

Service and ADA Code Usual Fee Discounted Fee Member Savings

Current Aetna Sample Savings

This program is not available in VT, MT & Washington State

National Dental Plan

National AdvantageTMWellnessShieldTM


What Are Your National Dental Savings? (continued)

Aetna Dental Access® Network - Information• ThisprogramisnotavailableinVTandMT.• TheselectregionalaveragefeerepresentstheaveragefeesfortheprocedureslistedaboveinLosAngeles,Orlando,ChicagoandNewYorkCity

• Participantsmustpayhealthcareprovidersdirectly.• ThisisNOTinsurance• ActualDiscountswillvarybasedonthegeographiclocationofthedentalproviderandtheservicesprovided.

• CareingtonprovidesaccesstoAetnaDentalAccess®Network.ThisnetworkisadministeredbyAetnaLifeInsuranceCompany(ALIC).NeitherALICnoranyofitsaffiliatesoffersoradministerstheCareingtonmembership.NeitherALICnoranyofitsaffiliatesisanaffiliate,agent,representative,oremployeeofCareingtonInternationalCorporation.DentalprovidersareindependentcontractorsandnotemployeesoragentsofALICoritsaffiliates.ALICdoesnotprovidedentalcareortreatmentandisnotresponsibleforoutcomes.

• AetnaDentalAccess®isaservicemarkofAetnaInc.

CareingtonInternationalCorporation,7400GaylordPKWY,Frisco,TX75034,1-800-290-0523.

Product/Service Select Regional Average Cost with Average Cost Aetna Dental Access Total SavingsAdult Cleaning $88 $53 $35 Child Cleaning $63 $37 $26 Routine Checkup $43 $28 $15 Four Bitewing X-rays $55 $32 $23 Composite (White) Filling $144 $78 $66Crown (porcelain fused to noble metal) $889 $597 $292Complete Upper Denture $1,037 $777 $260 Molar Root Canal $900 $638 $262 Extraction (single tooth) $136 $70 $66

Sample Savings


8 Your National AdvantageTM Plan Membership Book10 Your WellnessShieldTM Plan Membership Book

Vision: EyeMed Vision Care (800) 290-0523

WellnessShieldTM

National Vision Plan

What Is The EyeMed Vision Care Plan?

Members save 20% to 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program. Members are eligible for discounts on exams, eyeglasses and contact lenses from more than 40,000 providers nationwide including

independent optometrists, ophthalmologists, opticians, and leading optical retailers such as LensCrafters®, Sears Optical® Target Optical®, JCPenney® Optical, and most Pearle Vision® locations.

How to Access Your DiscountsStep 1: Locate the EyeMed provider most convenient for you by calling our Customer Service at (800) 290-0523 or by visiting our Web site at www.careington.com.Step 2: Schedule an appointment. When making an appointment tell the provider you are an EyeMed

member and provide your name, name of your organization or plan and your member number.Step 3: When you arrive, identify yourself as an EyeMed member and present your membership card.



10 Your WellnessShieldTM Plan Membership Book


WellnessShieldTM


What Is The EyeMed Vision Care Plan?

Members save 20% to 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program. Members are eligible for discounts on exams, eyeglasses and contact lenses from more than 40,000 providers nationwide including

independent optometrists, ophthalmologists, opticians, and leading optical retailers such as LensCrafters®, Sears Optical® Target Optical®, JCPenney® Optical, and most Pearle Vision® locations.

How to Access Your DiscountsStep 1: Locate the EyeMed provider most convenient for you by calling our Customer Service at (800) 290-0523 or by visiting our Web site at www.careington.com.Step 2: Schedule an appointment. When making an appointment tell the provider you are an EyeMed

member and provide your name, name of your organization or plan and your member number.Step 3: When you arrive, identify yourself as an EyeMed member and present your membership card.

Vision: EyeMed Vision Care 800-290-0523


11Your WellnessShieldTM Plan Membership Book

WellnessShieldTM


EyeMed Vision Care Plan (continued)

Laser Vision CorrectionEyeMed and LCA-Vision have arranged to provide this discount to all EyeMed members through one of the largest laser networks available, the U.S. Laser Network. Members are entitled to 15% off the retail price or

5% off the promotional price of LASIK or PRK procedures, whichever is the greater discount.

Replacement Contact Lenses by MailEyeMed members may order replacement contact lenses via the Internet and have them mailed directly to the member’s home. This service is for replacement contact lenses only, and the EyeMed discount does not apply.

The member’s initial pair of contact lenses must still be purchased from their eye care provider to ensure proper fit and follow-up care. Visit www.eyemedcontacts.com for more information or to place an order.

Sample Savings Chart Vision Care Service Retail Price* Member Cost Savings ExamEye Exam $100 $95 $5LensesSingle Vision Lenses $120 $50 $70FrameExample $150 $98 $52Lens OptionsStandard ScratchResistant and UV Coating $40 $30 $10TOTAL $410 $273 $137*Thischartreflectsasamplesavingsandactualretailpricingwillvarybylocation.

Vision Care Service Member Discount

Vision Care Service Member DiscountExamExam with Dilation as Necessary $5 off comprehensive exam $10 off contact lens examComplete Pair Eyeglasses Purchase Discounts*:Frames, lenses and lens options purchased in the same transactionFramesAny available frame at provider location 35% off the retail price Standard Plastic Lenses: Single Vision $50 Bifocal $70 Trifocal $105Lens OptionsUV Coating $15Standard Scratch Resistant Coating $15Tint (Solid and Gradient $15Standard Polycarbonate $40Standard Anti-Reflective Coating $45Standard Progressive (Add-on bifocal) $65Other Add-Ons and Services 20% off the retail priceContact Lenses: (discounts applies to materials only)Conventional 15% off the retail priceLaser Vision Correction:LASIK or PRK from U.S. Laser Network 15% off the retail price -or- 5% off the promotional price

*Frame,lensesandlensoptionsdiscountsapplyonlywhenpurchasingacompletepairofeyeglasses.Ifpurchasedseparately,membersreceive20%offtheretailprice.

Program Description



11Your WellnessShieldTM Plan Membership Book

WellnessShieldTM


EyeMed Vision Care Plan (continued)

Laser Vision CorrectionEyeMed and LCA-Vision have arranged to provide this discount to all EyeMed members through one of the largest laser networks available, the U.S. Laser Network. Members are entitled to 15% off the retail price or

5% off the promotional price of LASIK or PRK procedures, whichever is the greater discount.

Replacement Contact Lenses by MailEyeMed members may order replacement contact lenses via the Internet and have them mailed directly to the member’s home. This service is for replacement contact lenses only, and the EyeMed discount does not apply.

The member’s initial pair of contact lenses must still be purchased from their eye care provider to ensure proper fit and follow-up care. Visit www.eyemedcontacts.com for more information or to place an order.

Sample Savings Chart Vision Care Service Retail Price* Member Cost Savings ExamEye Exam $100 $95 $5LensesSingle Vision Lenses $120 $50 $70FrameExample $150 $98 $52Lens OptionsStandard ScratchResistant and UV Coating $40 $30 $10TOTAL $410 $273 $137*Thischartreflectsasamplesavingsandactualretailpricingwillvarybylocation.

Vision Care Service Member Discount

Vision Care Service Member DiscountExamExam with Dilation as Necessary $5 off comprehensive exam $10 off contact lens examComplete Pair Eyeglasses Purchase Discounts*:Frames, lenses and lens options purchased in the same transactionFramesAny available frame at provider location 35% off the retail price Standard Plastic Lenses: Single Vision $50 Bifocal $70 Trifocal $105Lens OptionsUV Coating $15Standard Scratch Resistant Coating $15Tint (Solid and Gradient $15Standard Polycarbonate $40Standard Anti-Reflective Coating $45Standard Progressive (Add-on bifocal) $65Other Add-Ons and Services 20% off the retail priceContact Lenses: (discounts applies to materials only)Conventional 15% off the retail priceLaser Vision Correction:LASIK or PRK from U.S. Laser Network 15% off the retail price -or- 5% off the promotional price

*Frame,lensesandlensoptionsdiscountsapplyonlywhenpurchasingacompletepairofeyeglasses.Ifpurchasedseparately,membersreceive20%offtheretailprice.

Program Description

10 Your National AdvantageTM Plan Membership Book12 13Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book


WellnessShieldTM


National LASIK Network (LCA-VISION) [EyeMed, continued]

NATIONAL LASIK NETWORK (LCA-VISION)Careington International Corporation has a preferred pricing plan for LASIK eye surgery through the National Lasik Network with over 570 locations nationwide. The arrangement with the National Lasik Network means you can have LASIK vision correction surgery at a significantly reduced rate.

LASIK can provide freedom for many individuals who wear glasses or contact lenses. The National Lasik Network surgeons have performed over 1,000,000 procedures to correct nearsightedness, farsightedness, and astigmatism. The medical professionals at National Lasik Network will work with you to create a personalized vision plan to achieve optimal vision.

Member Pricing:•SignificantSavingsandaFreeinitialconsultation•Allin-networkprovidersextend

the following discounts •15%offstandardpricesOR5%

off promotional prices

Featured Pricing:•Exclusivelyavailablewith“featured

providers” (locations nationwide):

To locate a provider or to obtain additional information, please call 1-866-921-2106 or visit our website at www.careingtonlasik.comSomeRestrictionsMayApply

Program Description

Technology Set Price Enhancements

Traditional LASIK with IntraLase

$695 per eye**Nearsightedbetterthan-2withastigmatism

betterthan-1andotherrestrictionsapply.

Free enhancements for one year


$1,395 per eye Free enhancements for life

Custom or Wavelight LASIK with IntraLase

$1.895 per eye Free enhancements for life





WellnessShieldTM











Program Description










Vision: EyeMed Vision Care 800-290-0523

11Your National AdvantageTM Plan Membership Book12 13Your WellnessShieldTM Plan Membership BookYour WellnessShieldTM Plan Membership Book


WellnessShieldTM











Program Description











WellnessShieldTM

National Prescription Drug Plan

What Is Your Prescription Drug Plan?

Prescription Drug Plan

RX Comparative Pricing Chart*

IMPORTANTThere are important questions you should ask your doctor regarding

possible side effects before accepting a prescription. See the WellnessShieldTM website at www.wellnessshield.com to find out more!

* Pricesatvariouslocationsmayvaryandaresubjecttochangewithoutnotice.** Basedonpricingofbrandnamedrugsaslistedasof1/2010obtainedfrominternetpricingofmajorchaindrugstores.Pricesarenotguaranteedandare subjecttochangewithoutnotice.*** Quantityof30availableatnationalretailstoresonly.Quantitiesandpricesfor90tabletsbasedona3monthsupplyavailablethroughourmailorderprovider.

❖ Normal Savings 10% up to 60%❖ Over 33,000 Pharmacies Available Nationally❖ Pharmacies Available Include: Albertson’s•BrookshireBrothers•CVS• CostcoDrugEmporium•HEB•K-Mart•Publix• Randall’s•Rite-Aid•TomThumb•Target•Von’s• Walgreens•Wal-Mart•WinnDixie•andMore❖ Dorsey Mail Order for Prescriptions

How To Use This Program:Go to wellnessshield.com and enter your I.D. Number to access the website or show your I.D. card at the pharmacy.

Questions,call:PharmacyHelpDesk,800-361-4542orDorsey Discount Services at 800-880-4343.

Brand Name

Tenormain 50 mg (100 count)

Vasotec 10 mg (30 count)

Lasix 40 mg (30 count)

NationalAverage Retail

Brand Name Price**30 Days

$179.29

$ 88.99

$ 27.99

LocalPharmacy

DDS Generic Price***30 Days

$20.50

$17.50

$ 7.00

DDS Mail OrderDDS Generic Price***

90 Days

$26.01

$ 8.77

$ 7.04

Maximum Savingsby Dorsey Generic

Mail Order vs.Average Retail

Price for 30 Days

95%

97%

92%

As a member, you are entitled to prescription savings offered by MedImpact. Discounts are available at over 58,000 participating pharmacies nationwide.

At the pharmacy, simply present your membership card to receive an average savings from 15% to 60% off generic drugs and average saving from 15% to 25% off brand name prescriptions. The pharmacist will enter your information from the identification card and you will receive significant savings at the time of purchase.

For prescription drug pricing or to locate a participating pharmacy in your area, please call toll free (800) 778-7155, or visit www.careington.com/medimpact.

Mail Order Pharmacy Save more on maintenance medications through our convenient and money saving mail-service MedVantx. To start using the mail service, please call toll free (866) 744-0621 or visit www.medvantx.com. You may also mail your prescription along with a completed order form and payment to: MedVantx PO Box 5736 Sioux Falls, SD 57117-5736

When starting mail order, please ask your doctor for a new prescription for the maximum day's supply

allowed by your plan (e.g. 90 days with three refills). Send the completed form, your prescription and payment to the address above. Your order should arrive in 10 to 14 days.

If you need to start your medicine right away, ask your doctor to write you two prescriptions–one for a smaller quantity (less than a 30-day supply) to be filled at a participating pharmacy, and one for between a 30 and 90 day supply to be filled by MedVantx.

Refills can be ordered online, by telephone through the automated refill service, or use the refill form that arrives with your order.

MedImpact - Prescription Drug Plan

National Prescription Drug Plan


About Your National Prescription Plan

12 Your National AdvantageTM Plan Membership Book

Hearing Aids and Audiology Services


About Your Hearing Aid Plan

Newport Audiology - Hearing 1-855-489-6433

For years hearing loss was considered only a disease of the aging population. Research has proven that hearing problems can affect anyone at any age, regardless of his or her background or occupation. Hearing loss most often occurs at such a gradual rate that individuals are not aware of its severity until they are in the latter stages of hearing loss. It is then that they begin to seek help.

As a Careington member, you and your family have access to hearing aid discounts of 35% at 2,000 Newport Audiology network providers nationwide. Newport Audiology Centers also offer the latest technology for hearing aids and accessories as well as wireless capabilities for television and cellular devices.

How to Access1. For information about the program or to schedule an appointment, please call Newport Audiology at 1-855-489-6433.

2. When you schedule an appointment with a participating provider, the provider will test your hearing to determine if a hearing aid will help, and a recommendation will be made as to which technology and style would best suit your needs.

3. If you choose to purchase hearing aids from the participating provider, the discounted rate for the hearing aids must be paid at the time of delivery. (Payment plans are available)

4. You have a 60 day, no obligation trial period. If not completely satisfied, the money will be refunded. (Less applicable state & restocking fees)

See Chart.

Usual Cost for General Public:• InitialAudiologyScreening . . . . . . . . . . . . . . . $119• Twoyearsupplyofbatteries

per instrument . . . . . . . . . . . . . . . . . . . . . . . . . .$98• Twoyearmanufacturerswarranty

(Loss + Damage) . . . . . . . . . . . . . . . . . . . . . . $350• Unlimitedfollow-upvisits . . . . . . . . . . . . . . . $439

(assumes a minimum of 6 visits)• 100%ServiceSatisfactionGuarantee

Cost To You:

FREE

FREE

FREEFREE

FREE

Your Plan Offers:

The above is valued at over $1,000. PLUS you receive: 35% Discount for Members on the

Cost of Hearing Devices


Nutritional Supplements


Swanson Health Products sells discount vitamins and supplements, organic foods, natural skincare products, homeopathic remedies and more at the lowest possible prices.

“...Swanson Health Products is in the unique position of being able to offer products direct to customers without going through a middleman. They are able to save customers 50% to 70% on their nutritional supplements and those savings are on some of the highest quality products in the world...” —Lee Swanson

Now as a Dorsey Discount Services member your savings are even greater! When you order your supplements, call 1-800-437-4148 or visit their website www.swansonhealthproducts.com then give your Promotional Code CARE725 for an additional 10% savings!

If you need further assistance call our member services hotline at 800-880-4343.

“I have been buying Swanson products for many years and can’t say enough good things about the quality. I have spent an incredible amount of time researching nutritional products and consulting with the leading experts in the field. Swanson simply provides the best for less. I encourage everyone to put their health and wellness at the forefront because no matter what you have or do, it means nothing without good health .” —Mike Stern, CEO of Dorsey Discount Services

Swanson Health Products is the Leader in affordable vitamins and offers discounts on products related to:

Our members have access to:

Flat Rate Shipping of $4.99 on any size order shipped within the 48 contiguous states.

Swanson’s 100% Money Back Guarantee: If a customer is not satisified with a product for any reason, the total cost of the product is refunded whenn returned within one year from the pruchase date, including return shipping and handling on domestic orders.

Outstanding Customer Service is available 24 hours a day 7 days a week. Phone, email and live chat representatives have been trained to efficiently handle members’ concerns with a high degree of product expertise and professionalism.

In-Depth Articles, expert information, supplemental facts, email newsletters and many other leading tools both in Swanson’s catalog and on the website.

How to Access Savings:

Step 1: To access site, please visit www.swansonvitamins.com.

Step 2: Shop online and fill your shopping cart. When you checkout, enter the promo code CARE725 to receive an additional 10% off.

Step 3: For customer care assistance, call 800-437-4148 or email [email protected] or go to live chat on www.swansonvitamins.com.

What Is Swanson Health Products?

Swanson Health Products 800-437-4148

•BloodPressure•BloodSugar•CalciumandBoneHealth•CardiovascularHealth•Children’sHealth•Cholesterol•DigestiveHealth•FitnessandEnergy

•Herbs•HomeopathicRememdies•ImmuneSupport•JointHealth•MemoryandBrainSupport•MoodandEmotionalHealth•StressReliefandSleep

From Our Family To Yours.

Dorsey Discount ServicesP.O. Box 683006

Houston, TX 77268

Dorsey Discount ServicesP.O. Box 683006

Houston, TX 77268NationalN Adv 05/12


national advantage

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