ANNOUNCEMENTThis presentation was prepared for your benefit so that you may know and understand the empowering business programs of VMobile.If you are in any way distracted by person(s) sitting around you, please politely ask such person(s) to respect the presentation and the people attending. If you suspect that there is/are unscrupulous individual(s) promoting other products or companies, please don’t hesitate to call the attention of the speaker so we can politely PREVENT their unethical actions and request them to leave the premises.

Friendly Reminders!!

• All the Mobile Phones must be on silent mode

• No Texting or Calling while on meeting

• Questions shall be entertained right after the presentation.

Thank you for your usual Thank you for your usual cooperation cooperation

Begin your day with muchHope, Love and Faith.

AT AGE 65WHAT RETIREMENT?

63 % - DEPENDENT24 % - STILL WORKING 7 % - DECEASED 5 % - SECURE 1 % - WEALTHY

Global Statistics, 2002Developed nations

94 % Dead or Dead Broke

20132008 2018P____ P

____ P____

NEEDS10K / Month

DREAMS

30M

SCARCITY MENTALITY

WANTS

10K / Month 20K / Month

EMPLOYMENT / SELF EMPLOYED

10,000 / Month

x 10 Years

1.2 MBUSINESS / INVESTMENT

x 12

1.2 M / Year

6 Months TrainingBusiness Skills and Knowledge

DREAMS

30M

x 12 = P120,000.00

P100,000.00 / Month

20132008 2018P____ P

____ P____

WANTS

WAYS TO GET YOUR DREAMS

1)EmploymentEmployment Skills and Knowledge

6 Years Elementary

4 Years High School 4 Years College

+ 1 Year Review

15 Years

10,000.00 Salary- 1,000.00 Tax

9,000.00- 4,500.00 Food (P150/Day)

4,500.00- 2,000.00 Rent

2,500.00- 1,000.00 Water / Electricity

1,500.00- 1,000.00 Fare

500.00

AFTER GRADUATION(Requirements for Job Seekers) RESUMEWHAT SCHOOLWHAT GRADESCONNECTIONEXPERIENCE NEEDEDNBI,POLICE,BARANGAY CLEARANCEWRITTEN EXAMINTERVIEWPHYSICAL EXAMWITH PLEASING PERSONALITY6 MONTHS PROBATIONARY (CONTRACTUAL , NO BENEFITS)

• WITH PLACEMENT FEE (80T-120T)• 1 – 2 YEARS CONTRACT• VACATION NO PAY• AWAY FROM FAMILY• SOMETIMES IT CAUSE BROKEN FAMILY• LUMALAKI ANAK SA PICTURE• “SIKAT PAG UWI” DAMI FRIENDS &

RELATIVES

BOSS VS EMPLOYEE

OFW / OCW

DON’T BE BUSY FOR OTHER PEOPLES DREAM

WAYS TO GET YOUR DREAMS

1)Employment

WAYS TO GET YOUR DREAMS

1)Employment

1)Business

Traditional Business•BIG CAPITAL•EXPERIENCE / SKILLS•RISKa)UTANGb)COMPETITIONc)CALAMITYd)HUMAN FACTOR

WAYS TO GET YOUR DREAMS

1)Employment

1)Business

Traditional Business

Franchising•30M and UP Franchise Fee, depends on the location •Ex. Jollibee, McDonalds, KFC, Etc

WAYS TO GET YOUR DREAMS

1)Employment

1)Business

Traditional Business

Franchising

Direct Selling

•NO SALE, NO INCOME

REQUIREMENTS

CELLPHONE WITH BIG DREAMS WITH SPONSOR NO EXPERIENCE REQUIRED EDUCATIONAL BACKGROUND NOT

NECESSARY AS LONG AS WILLING TO LEARN PART TIME / FULL TIME

INTRODUCING THIS 2013

Powered by:

A Subsidiary of

OFFICE: 111h, 19th and 20th Floors, Galleria Corp Center

EDSA Quezon City, Metro Manila, Philippines

Leading independent investment house in the Philippines

A Financing Company/ Quasi Bank

Established in 1957

FOOD

SHELTER

CLOTHING

LOAD

BASIC NEEDS

TARGET MARKET

NTC2 Billion SMS

A day

90MCell phones90% Prepaid

Revenue in 2011

250 Billion

K.A.T.E.A.M. F.A.I.T.H.

WHAT CAN YOU DO WITH YOUR CELLPHONES?

K.A.T.E.A.M. F.A.I.T.H.

CELLPHONE: EXPENSE GENERATING DEVICE

K.A.T.E.A.M. F.A.I.T.H.

Personal Cellphone Personal Cellphone ConsumptionConsumption

According To Surveys an Average Filipino Spends P500 to P600 for Prepaid Products every month.

P 600 a monthP 7,200 a yearIn 10 years:

P 72,000

Family of 5:

P 360,000

SARI-SARI STORE

LOAD NA DITOLOAD NA DITO

TURNING CELL PHONE FROM LIABILITY INTO AN ASSET

GOAL: USERS TO BECOME EMPOWERED CONSUMERS

K.A.T.E.A.M. F.A.I.T.H.

ActivationExcellence

ActivationAchiever

AirtimeAchiever

AirtimeExcellence

VMOBILE 2011 AWARDS fromVMOBILE 2011 AWARDS fromSMART TELECOMSMART TELECOM

We have our own sim for Menu Based Loading

Packed with Exclusive Denominations

VMOBILE 2012 AWARDS fromVMOBILE 2012 AWARDS fromSMART TELECOMSMART TELECOM

K.A.T.E.A.M. F.A.I.T.H.

Use your existing Sim Card! Use 1 VWallet, Load Everything!

Savings to more than 300 Prepaid Products!

Have 2 FREE WEBSITE ACCOUNTS

Load Your Self Using the WEB!Automated Inventory System!

Use your existing cell phone!

ADVANTAGES

CELL PHONE CARDS•Globe•Smart •Sun •Talk N’ Text•Touch Mobile•IMX Mobile

ELECTRONIC LOADS•Smart Buddy •Globe Autoloadmax•Sun Express

ONLINE GAMING•Ragnarok •Gunbound•Tantra•Ran•FIU•Eagle games•Amped Games•E-games

ONLINE CARDS•ISP Bonanza•Infocom Warpspeed•Blast•PLDT Vibe•Surfmax•Nitro•Surfster•Airborne Access

LAND LINE CARDS•Globe Lines•Digikard•PLDT Budget Card•PLDT Touch Card•PLDT TelesulitPREPAID CABLE•Smart Link•Dream Satellite

Other Products•Malayan•Cignal Postpaid

K.A.T.E.A.M. F.A.I.T.H.

AVERAGE 9% SAVINGS

EXCLUSIVE FOR MEMBERS

PREPAID INSURANCE

CIGNAL EXPERIENCE

1 Technopreneur Card 20 Technouser Cards 3 M-Power Sims 1 myLIFE PRO primer 20 QuickGuide #1 20 QuickGuide #2 10 myTURF brochure #3 1 Product Guide #4 10 Price List #5 1 VMobile Tarpaulin 1 Apollo Toothpaste 1 Moringa Exeed (10’s)

CELL PHONE CARDS•Globe•Smart •Sun •Talk N’ Text•Touch Mobile•IMX Mobile

ELECTRONIC LOADS•Smart Buddy •Globe Autoloadmax•Sun Express

ONLINE GAMING•Ragnarok •Gunbound•Tantra•Ran•FIU•Eagle games•Amped Games•E-games

ONLINE CARDS•ISP Bonanza•Infocom Warpspeed•Blast•PLDT Vibe•Surfmax•Nitro•Surfster•Airborne Access

LAND LINE CARDS•Globe Lines•Digikard•PLDT Budget Card•PLDT Touch Card•PLDT TelesulitPREPAID CABLE•Smart Link•Dream Satellite

LIFETIME* DISCOUNT AVERAGE 9%

*Account must remain active

How do you reload your VWALLET?

Sign up 20 Friends using TechnoUsers Access Cards (may be bundled with M-Power Sim) and get up to 9% Personal Discount on All Prepaid Product

ACCESS CARD SIGN UP

ACCESS CARD OVERRIDE (GRO)1 TechnoUser = 1,000/day

20 TechnoUsers = 20,000/day

Estimated 600,000/month

1% = 6,000 / month2% = 12,000 / month

1-2% Overriding Commission

from your own TechnoUsers!

2%

2%

2%

2%2%2%

2%

2%

2%

2%

2%2

%

2%

2%

2%

2%

2%

2%

2%

WHAT IF YOUR YEARLY INCOMEBECOMES YOUR

MONTHLY INCOME

IMAGINE THIS

Telcos pay EndorsersTelcos pay Endorsers

DIRECT REFERRAL (DRI)

DIRECT REFERRAL (DRI)

E2

A1 B1 E1D1C1

P700 DRI P700 DRI P700 DRI P700 DRI P700 DRI

P700 DRI

Each time you sell a Technopreneur subscription under the myLIFE PRO Business Program, a fixed amount of seven hundred pesos (P700.00) will be credited to your account in real time.

YOU

INDIRECT REFERRAL (SSB)

A fixed amount of Php 250 will be given as SSB for every subscription sold within your sales network (from the 2nd to the 9th level of sales generation)

P250 SSBP250 SSB

P250 SSBP250 SSB

P250 SSB

P250 SSB

P250 SSB

P250 SSBP250 SSB

P250 SSBP250 SSBP250 SSB

P250 SSBP250 SSBP250 SSBP250 SSB

P250 SSBP250 SSBP250 SSBP250 SSBP250 SSBP250 SSB

P250 SSBP250 SSBP250 SSBP250 SSBP250 SSBP250 SSBP250 SSB

P250 SSBP250 SSBP250 SSBP250 SSBP250 SSBP250 SSBP250 SSBP250 SSB

E2

E3

E4

E5

E6

E7

E8

E9

A1 B1 C1 D1 E1

YOU

A2

QUALIFYING PERIOD (QP)

Product Amount Code PATRONAGE POINTS Qualifying Period

P300P500

LIFEG100XP3.00P5.00

12 Days20 Days

P300P500P300P500

LIFES300XLIFES500X

VM300VM500

P3.00P5.00P3.00P5.00

10 Days20 Days10 Days20 Days

P300P500

LIFESU300XLIFESU500X

P3.005.00

12 Days20 Days

P30P100

VGuard30VGuard100

P0.60P2.00

3 Days11 Days

Each product under myLIFE PRO has its equivalent QUALIFYING PERIOD (QP) that sets your Full Eligibility Expiry Date (FEED) to earn, transfer,

convert, and request for payment of bonuses

QUALIFYING PERIOD (QP)

Product Amount Code PATRONAGE POINTS Qualifying Period

P300 APOLLO P6.67 20 Days

P150

P180

MORINGA

POLICISANOL

P2.22

P3.33

10 Days

12 Days

P1,200 PERSONAL PACK P16.65 75 Days

P600 TRIAL PACK P7.78 31 Days

Every time you make succeeding purchases, your account's FEED gets adjusted forward equivalent to the product's Qualifying Period (QP) value.

PATRONAGE BONUS (PPB)

YOU

A1

B1

D1

E1

C1

E2

PPB 2.22 PPB 16.67

PPB 5.00

PPB 6.67

PPB 2.22

PPB 3.00

Purchase Insurance 100QP: 11 days

Purchase Personal PackQP: 75 days

Purchase Load500QP: 20 days

Purchase ApolloQP: 20 days

Purchase MoringaQP: 10 daysPurchase Load 300QP: 12 daysPPB 3.00

E3 Purchase Trial

PackQP: 31 days

PPB 7.78PPB 7.78PPB 7.78

Dynamic Compression

myLIFE PRO employs Dynamic Compression to ensure that you earn on ALL levels of consumer

network under your account.

This feature ensures that there is no ‘breakage’ of commission payout

The VMobile system will search and find eight (8) QUALIFIED members in the system. Non- qualified members will not be given SSB.

TP

E2

E3

E4

E5

E6

E7

E8

E9

E1 A1 B1 C1 D1

A1

E10

Qualified

P250New Register

Qualified

P250

Qualified

P250

Not Qualified

Qualified

P250

Qualified

P250

Qualified

P250

Qualified

P250

Qualified

P250

The VMobile system will search and find nine (9) QUALIFIED members up the consumer network leg. Non- qualified members will not be given PPB.

Purchase Personal Pack

E1

TP

E2

E3

E4

E5

E6

E7

E8

E9

A1 B1 C1 D1

A2

E1

Qualified

QP: 75 days

P16.65

Qualified

P16.65

Qualified

P16.65

Not Qualified

P16.65

Qualified

Qualified

P16.65

Qualified

P16.65

Qualified

P16.65

Qualified

P16.65 E10

Qualified

P16.65

LEADERSHIP BONUS (LB)

Leadership Bonus will be given to an individual/ account who achieves the required criteria for the ‘Leadership’ rank:

Ranked Leader will get the chance to earn additional income from Subscription Sales within and beyond their nine (9) levels of sales network

1) PROFESSIONAL 2) EXECUTIVE 3) AMBASSADOR

LEADERSHIP BONUS (LB)

*Group Product Consumption refers to the accumulated volume you and your network of consumers purchased at Established Retail Price (ERP). ¹ You will not receive Leadership Bonus when a subscription sale is made under the group of an individual with the same or higher rank than you.

REQUIREMENTS (Accumulated)

PROFESSIONAL

EXECUTIVE AMBASSADOR

Direct Referrals 10 30 60

Subscription Sales Bonus P1M P3M P9M

Personal Product Consumption

P10,000 worth

P15,000 worth P20,000 worth

Group Product Consumption P6M worth P12M worth P36M worth

LEADERSHIP BONUS¹ P50.00 P100.00 P150.00

LEADERSHIP BONUS (LB)

Leadership Bonus will only be credited when a subscription sale is made under the group of non-ranked or lower-ranked individual.

New Register

Ambassador

P150

Professional

P50P150

Executive

P50

P150P100

Ambassador

P150

New RegisterP150 LBP250 SSB A3

TP

E2

E3

E4

E5

E6

E7

E8

E9

E10

A1

A2

B1 C1 D1 E1

AmbassadorAmbassador

BREAK-AWAY

EDUCATION, TRAVEL & CAR INCENTIVES (E.T.C.)

Rewards members who reach certain ‘milestones’ in their myLIFE PRO career:

Technopreneur TIP: You may use the “myLIFE PRO Power of 3”

EDUCATION VOUCHER CAR INCENTIVE

TRAVEL INCENTIVE

You just started NOW!

Worst Case Scenario

Endorsed 3 myLIFE Pro Business Package

in 1 Month!

Pass your misfortune to all of your sales force.

IN YOUR LIFETIME!

Save all your income within the 9 Months.

WORST CASE SCENARIO

FEASIBILITY STUDY (POWER OF 3)

Month Sales Force DRI / SSB PPB (P600) Incentives

1

2

3

4

5

6

7

8

9

EDUCATION VOUCHER

IMAGINEEXPAND YOUR BUSINESS

NATIONWIDE BUT WHY STOP THERE?

WORLDWIDEEXPAND YOUR

BUSINESS

INITIAL QUALIFYING PERIOD The initial QP is 30days from the date of your subscription.

INITIAL QUALIFYING PERIOD The initial QP is 30days from the date of your subscription.

1 Technopreneur Card 20 Technouser Cards 3 M-Power Sims 1 myLIFE PRO primer 20 QuickGuide #1 20 QuickGuide #2 10 myTURF brochure #3 1 Product Guide #4 10 Price List #5 1 VMobile Tarpaulin 1 Apollo Toothpaste 1 Moringa Exeed (10’s)

WHAT IF YOUR YEARLY INCOMEBECOMES YOUR WEEKLY INCOME

IMAGINE THIS

3D Technoprenuer Pack

PHP 14,99722M DRI/SSB + 432K (MONTHLY)

BEST SELLER

Bills PaymentAirline TicketingMoney TransferSoon: Prepaid Electricity

What’s next for ?

1) Lifetime Discount2) Access Card Sign-up3) Access Card Override (GRO)4) Direct Referral (DRI)5) Indirect Referral (SSB)6) Patronage Bonus (PPB)7) Leadership Bonus (LB)8) Education, Travel and Car

Incentives (E.T.C.)

Changing people’s lives

Consumer Empowerment

NOW GRASP & FEELTIME & FINANCIAL FREEDOM!!!

Will You NOW Grab this Opportunity?

PAYAMAN!

TAYONG LAHAT!

TAYONG LAHAT!

PAYAMAN!

THANK YOU!THANK YOU!