Motorcycle Rally Safety Concerns: Adequate Motorcycle Insurance?

During Spring Myrtle Beach Harley Rally, otherwise known as “Harley Bike Week”, thousands of motorcyclists attended and participated in the annual events.

With many motorcycles on the road along with cars and pedestrians, it was understood that there were going to be inherent risks…

• Possibility of vehicular crashes• Accidents• Driving under influence• Risky behaviors related to drugs or alcohol

Motorcycle Insurancecould mean a world of difference in handling

what could be a nightmare if an incident occurred

If any of those motorcyclists were drinking or taking drugs it could increase the chance of an accident occurring due to…

• Slower motor skills• Loss in vision • Impaired judgment that could lead to stupid risks or

making bad decisions

If drivers aren’t aware of motorcycles and can’t see them, then when

they’re making left turns, changing lanes, or stopping suddenly they can endanger the lives of motorcyclists

In the case that a motorcyclist suffers an injury, It’s imperative that they not only have acceptable South Carolina motorcycle insurance but good motorcycle insurance in order to cover for all related costs, including medical services regardless of liability.

Unfortunately, motorcyclists often only have the bare minimum coverage on their motorcycle insurance policies which may not be enough to ensure

adequate coverage

Liability coverage is mandatory under motorcycle insurance, there are optional additions that you may want to consider when determining the right level of motorcycle insurance coverage for you

• Do you want collision coverage that will help pay for costs even if you’re at fault?

• Would you want comprehensive coverage that covers for vandal, theft, or other non-accident related dangers?

• What if someone without insurance or inadequate insurance hits you or damages your motorcycle?

• What are the limits and deductibles on motorcycle replacement coverage?

• What kind of accessory coverage is available?

• How much does it cost for Roadside Assistance?

• Do they cover custom parts or motorcycles?

• How many motorcycles can be included under the coverage?

• Are there discounts for multi-vehicle coverage?

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• Whether you’re participating in a large ride, like those associated with the Harley Bike Week rally or just regularly on your own

• In order to have peace of mind, consider if you have good motorcycle insurance that will fully allow you to enjoy your ride.

• Contact Us to get the best insurance rate & for a free insurance quote.