MORE TH>N Travel & Life Product Guide

July 2012

Introduction

This document is designed to give Affiliates a clear and comprehensive guide to all the information they require in order to accurately sell MORE TH>N Travel and Life Insurance.

All information in this pack is up to date and approved as at 31.07.2012 A/1151/2012 - Expiry 31/01/2013

Important note: all caveats must be clearly shown on the same page as it’s relevant marketing message, as detailed in the following slides and in order for the Product information to remain compliant.

Every time there are any changes to the Key Marketing messages and/or Product details, this document will be amended and distributed accordingly.

Logos and Banners

The above are guidelines as to which banners and logo’s should be used by our Affiliate partners.

Promotional messaging

TRAVEL: Instant quality cover with 24 hour Emergency Assistance

LIFE: Making it easy... choose the cheapest premium from our panel

Travel product copy While you're busy dreaming of distant lands don't forget to buy holiday insurance! MORE TH>N offers a range of cheap travel insurance options: single trip from only £7.76* or you can enjoy cover for several trips a year from as little as £24.99** with our annual travel insurance. Once you've bought your travel insurance then you're free to enjoy your holiday. Some of the features and benefits include:

• 24hr Emergency Medical Assistance – available 365 days a year

• Premier & Economy cover available

• Money, Cancellation & baggage cover available

• Annual, Single, Winter sports, Adventure & Outdoor Activity Insurance (Premier Cover Only)

• We also provide Golf holiday insurance and Business Travel Insurance (Premier Cover Only)

*Price based on a healthy individual aged over 18 & under 40 years of age taking out a Single Trip Policy with Economy Cover, travelling in Europe (excluding Cyprus ,Spain, Malta and Turkey) for up to 5 days, excluding baggage.

**Price based on a healthy individual aged over 18 & under 40 years of age taking out an Annual Economy Policy, travelling in Europe (excluding Cyprus, Spain, Malta and Turkey), excluding baggage..

Travel cover

Life product copy

Getting a cheap life insurance quote is easy thanks to MORE TH>N's comprehensive online quote facility. All you need to do is provide a few details and MORE TH>N will present you with a selection of life insurance quotes from the UK’s leading providers:

• Prices from just £5 a month*

• We compare products from top life insurers for you

• Choose the cheapest cover that suits your needs

• No complicated or lengthy forms

• Mortgage Life, Critical Illness Cover and Income Protection insurance also available

*Price based on a 25 year old healthy male non-smoker with £100,000 level term cover over 25 years

Life cover