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Page 1: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

MobilePayment&SocialNetwork&Cryptocurrency

Page 2: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

TableofcontentsTitle Pages1.Introduction 32.TechnologyDevelopment 53.MobilePaymentPotentialIncomeStream 64.SocialNetworking 85.AppsFeatures 96.Application 107.UserMarketShare 118.CompetitorsFeaturesComparison 129.CompetitorsFeaturesComparison 1310.TheCompany 1411.TheBackgroundofBlockchain 1512.ICOGeneralOverview 1713.PurposeofKahnChatICO 1814.RoadMap 1915.KahnChatPre-ICOSales 2216.KahnChatGeneralICOSales 2417.DistributionStructure 2718.KahnChatICOBonusScheme 2819.SalesProcedures 2920.UsesofFund 3021.Team/Advisor 3122.LegalDisclaimer 3523.RiskStatement 3624.Conclusion 3825.ContactInformation 39

Page 3: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

1.IntroductionPlansareinplaceatKahnTechnologyLtdtodevelopamobilepaymentsystemintegratedtothesocialmediaapp.ThisdevelopmentwillcommenceassoonastheICOcampaignisconcluded.KahnTechnologyLtdbelievesthatthefutureofblockchaintechnologyholdssomuchpotentialasadatastorageandplanstosetupthefirstprototypeoftheKahnChatappinthenext6to7months.Thislaunchwillenableuserstoexperiencetheapp’sworkflowwhilethedevelopmentteamcontinuewiththedevelopmentofthemainversionoftheKahnChatappforafuturerelease.

TheKahnChatappincorporatesmorethanjustthenormalchattingfeatureassociatedwithmostcommunicationapps. It is a one-stop app for everyuser between the ages of 18-65years. The app can be used formessaging via text, voice and video,paying bills and fund transfer, orderpayments, user-story sharingand forincreasingthefanbaseandfollowersofabusinessorapublicfigure.

User features includebeingable toaddyour friends fromtheaddressbookeitherorbyscanningaperson’s QR code. Life stories can also be shared by users in the form of pictures, videoswith anoptionforfurtherengagementthroughcomments.Userswillbeabletocreategroups,invitefriendsto groups, following famous artist by scanning the public figures’ public QR code to get the latestupdatesandnews.

Page 4: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

Users canalso followvariousbusinesses justby scanning itspublic QR code to receive a discount voucher, specialpromotion package and other extras. The app also allowssecured payment of utility bills using the majorcryptocurrencies, debit and credit cards and normal bankaccounts.

Cryptocurrencies canbeused to topup theapp’saccount ba lance with f iat currency orcryptocurrency. Buying cryptocurrency with theappwill bemade possible using a debit or creditcardorbytransferringfundsfromabankaccount.

KahnChat’sbusinessfeaturesofferbusinessownerstheleveragetogrowtheircustomerbasesimplybydisplayingtheirappsQRcodeforcustomerstoscanandfollowuptheirbusinessactivities.

Page 5: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

2.TechnologyDevelopment

Kahn Technology Ltd has several steps in place for thepurpose of the app development. These steps aresequentially followed to maximize the development ofthe app. At the initial launch, the project will offer aBlockchain-backed digital wallet to allow users topurchase cryptocurrencies, make payments for ordersandtransferfundsbetweenusers.Atthisstage,socialmediafeatureslikemessaging,voiceandvideochatandfilesharingwillstillusethestandard(non-blockchain)technologytocompleteprocesses.Thesecondstepwillinvolveupgradingsocialmediafeaturestofullyutiliseblockchaintechnologyassoonastherequiredinfrastructureiscompleted.

Page 6: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

3.MobilePaymentPotentialIncomeStream

Mobile payment is one of theincome streams for KahnChatapp. According to 'TheUK Cards

Association' source, £643.6bwasspentoncardsin2016intheUnitedKingdomalone.KahnChat mobi le payment

targets1% of themarket shareafter the launch of the mobilepayment app. This comes to

£6.4b worth of transactionsperyear.KahnChat mobi le paymenttransaction fee for themerchant

is only 0.6% per transaction,giving the company a potentialincome of £38.6m from themobilepaymentfeaturealone.

The forecast abovedoesnot include theother27EUmember states andother countries across theglobe.Consequently,KhanChatapphastremendousgrowthpotential.KahnChatdigitalwalletacceptsfiatcurrency.Thewalletalsoacceptscryptocurrency,allowingtheusertocashintheircryptocurrencyintoKahnChatwalletforpurchase,transferorwithdrawal.

2016UKCardTransactions

(Soruce:TheUKCardsAssociation)

Page 7: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

According to ‘The Statistics Portal’ source. Totalvalue of card transactions in Germany, France,Italy and Netherlands for the year of 2016 is

1061.7b€(ExcludeTheUnitedKingdom)

IfthetotalvalueofcardtransactionsintheUnitedKingdomconvertedintoEuropedollarandaddedtotheabovefigure.Thetotalcardtransactionsforthesefivecountriesare1787.8b€

726.3b€ 492b€ 260b€ 177.8b€ 131.7b€(Theforecastabovedoesnotincludetheother23EUmemberstatesandothercountriesacrosstheglobe.)

KahnChatMobile Paymentmarket share target is set at1% of the total value of card transaction. As per theforecast above, this will result with a potential of a

17.9b€turnoverformobilepaymentalone.TheMobile Payment transaction fee is planned at 0.6%per transaction when launched. The potential oftransaction fees income for the company would be

107.3m€.

1%0.6%

Page 8: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

4.SocialNetworkingKahnChatisn'tjustamobilepaymentplatform,itisintegratedwithasocialmediaappandcombinedmorefeaturestohelpsimplifyourdailylife.Theapphelpsinmakingpayments,voicechat,videochat,textmessaging,followsandmore.

Page 9: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

5.AppsFeaturesa)Mobilepaymentb)Fundtransferc)Cryptocurrencyexchanged)Messaginge)Voicechat/messagef)Videochat/conferenceg)Filetransferh)Personal/Businesspageg)Private/Publicgroupdiscussionh)Lifemomentsharingi)Bloggingj)Livestreamk)Mobilegames

Page 10: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

6.Applicationa)Restaurantb)Pubsc)Beautysalond)Entertainmente)Fashionshopf)Varioustypesofsupermarketsg)Logisticsh)Takeawayi)Taxij)Equipmentrentalk)Onlineshoppingplatforml)Commercialpaymentm)Businesstransfern)Customerserviceplatformo)Businessnewspushp)Discountcoupons

Page 11: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

7.UsermarketshareKahnChatsocialmediafeaturesisopentoworldwideusers.AppisavailableiniOSandAndroidversion.

KahnChattargetis

2%or152musersbasebytheendof2020

(source:Wikipedia)

The world population was estimated tohave reached 7.6 billion as ofDecember 2017. The United Nations

estimatesitwillfurtherincreaseto11.8billionbytheyear2100.(source:Worldpopulation-Wikipedia)

Page 12: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

8.CompetitorsFeaturesComparison(MobilePayment)Businessversion KahnChat Paypal Skype WhatApps Facebook Telegram Line

1 Mobilepayment Y N N N In-App N N2 Page Y N N N N N N3 Receiptgenerate Y Y N N Y N N

4Exporttransactionrecord Y Y N N N N N

5Linktoaccountingsoftware Y Y N N N N N

6 Transactionfees 0.6% 1.9%-3.5%+0.2p

- - - - -

7 AccountBalancewithdrawalfees 0.1% Free - - - - -

8 B2BFundTransfer 0.1% 1.9%-3.5%+0.2p

- - - - -

9 FundTransferLimits Unlimited Unlimited

Page 13: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

9.CompetitorsFeaturesComparison(SocialMedia)

Userversion KahnChat WeChat Paypal Skype WhatApps Facebook Telegram1 Messaging Y Y N Y Y Y Y2 VoiceChat Y Y N Y Y N N3 VoiceMessage Y Y N Y Y Y Y4 VideoChat1to1 Y Y N Y Y N N5 VideoChat1tomany Y Y N Y Y N N6 FileTransfer Y Y N Y Y Y Y7 VideoTransfer Y Y N Y Y N N8 CustomEmoji Y Y N N N Y N9 EncryptedChat N N N N Y N Y11 MobileGames Y N N N N Y N12 LiveStream Y N N N N N N13 Poolfeature Y N N N N Y N14 Moments Y Y N N N N N15 Blogs Y N N N N N N16 KnowYourCustomer Y Y Y N Y N Y17 MobileWallet Y Y Y N N N N18 MobilePayment Y Y Y N N N N19 QRCodeScan Y Y Y N N N N20 FundTransfer Y Y Y N N N N

21 FundTransferLimits Unlimited ¥200k/mUnlimited/y

2,500€-Unverifiedacct.

UnlimitedVerifiedAcct

- - - -

22 FundTransferFees Free Free 3.4% + 20p - - - -

23 Accountbalancewithdrawalfees 0.1% <¥1000-Free>¥1000–0.1% Free - - - -

24 Calltophysicalnumber N N N Y N N N

Page 14: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

10.TheCompanyKahnChat is committed to creating a fully professional, legal and certified mobile payment &integratedsocialmediaappbasedontheblockchaintechnologyplatform.Thisappwillbebackedbyotherblockchaincommunities,developers,financialinstitutionsandotherthird-partyagents.KahnChatisanappnameforKahnTechnologyLtd,whichisincorporatedintheUnitedKingdomwithregistrationnumber11073626and is registeredatKempHouse,160CityRoad, London,EC1V2NX.Ourmainfocusisonbusinessanddomesticsoftwaredevelopment.Ourteammemberscomefromdifferentmanagementandsoftwarecadresbutall shareacommonfaithincryptocurrenciesanditspotentialforthefuture.Weareconfidentoftheinvestmentpotentialandcapabilitiesofcryptocurrenciesandlovebeingapartofthisgrowingcommunity.Asa team,our focus is to improve theexperience inusing socialmediaandvirtual currency inoureverydaylifebyincorporatingitintoanappthatcombinesbothfeaturesseamlessly.Webelievewehaveafoundationthatisaperfectecosystemtobuild,fosterandrenovatetheworldofsocialmediaapplicationsthroughoursocialmedia-paymentappcalledtheKahnChatapp.Thisappisbackedbyblockchaintechnologyandreliesonpeer-to-peerpaymenttransferstodeliverultra-fastbutsecuretransactionprocesses.Companyname:KahnTechnologyLtdRegistrationnumber:11073626Registeredaddress:KempHouse,160CityRoad,London,EC1V2NXWebsite:www.kahnchat.comFacebook:https://www.facebook.com/kahntechltd/Twitter:https://twitter.com/kahnchat

Page 15: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

11.Thebackground/importanceofblockchain

Inthepastyears,TCPandIPprotocolswereused to transfer informationandkeep in touch with family and friendsbefore the emergence of Blockchaintechnology.Thishas changed todayast he deve lopment and u se o finterconnectivity and its attendantintegrated technology l ike theAugmented/Virtual Reality and theInternet of Things have furtherp r o v i d ed d i f f e r en t mean s o fc ommun i c a t i o n , i n f o rm a t i o ndistributionandsharing.

Today,informationcontinuestobetokenizedanddigitized,yetthisisnotenoughtomeetthebasicdevelopment needs of our emerging anddeveloping society. This has given rise to thequestionofhowwecan transferordistributecommunication throughsocialmedia,digitalvalueandpaymentsamongourselvesinthecryptocurrencymarket.We need to consider if we can digitally integrate social media with a peer-to-peer paymentsuccessfully inoneapplication.Otherpreviouspaymentmethods inexistencerequiredathird-partypayment processor between the peers to be successful. The Bitcoin has nullified this due to itssupportplatform.TheBitcoinholdstherecordofbeingthefirstpeer-to-peervaluetransferprotocolinexistence.InthisWhitepaper,wehaveintroducedapracticalimplementationofaVTPthroughtheinternet.

Page 16: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

Theworldisbecomingincreasinglyglobalizedwithprivateandpublicbusinessesstrivingtoputtheirservices and solutions online. Most of these companies are in critical sectors like education,healthcare,commerceandtourism/hospitality.The digitalization effort made by these businesses is to help themmeet up with the demands ofkeepingwithcompetitionwhileservicingnewandexistingcustomersglobally.The KAHN project is geared towards providing better facilities and enhancing the crypto-paymentindustrythroughthedeploymentoftheBlockchainecosystem.

Page 17: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

12.ICOGeneralOverview

An Initial Token Sale or Initial CoinOffering (hereinafter -"ICO") is theeventatwhichacryptocurrencyprojectsellspart of its cryptocurrency tokens to early adopters andenthusiasts inexchangeforfunding.Forthepartyofferingthetokensforsale,thisprovidesaprovenmethodologyforraising funds and ensuring adoption of the tokens oncetheyare in circulationand is apopularway toupscaleanexisting product or service. On the other hand, for thepurchasersoftokens,ICOisanopportunitytoparticipateintheearlydevelopmentofcryptocurrencybusiness.

InitialCoinOfferings("ICOs")hasquicklygrowntoaccountformorestartupfundinginblockchain-basedcompaniesthanallofVentureCapital.Nearly$2.3billionhasbeenraisedtodateinICOs,withthelargemajorityofthattakingplaceinthefirsthalfof2017.ThemassiveincreaseinthevalueofcryptocurrenciessignificantlycontributedtothegrowthofICOmarketduringthelastyear.ThemarketcapitalizationofallCryptocurrencyhasrisenfrom$7billioninJanuaryof2016toover$130billionasofnowinSeptember2017.Bitcoinhasappreciatednearly30XsinceSeptemberof2013($135USDperBitcoin),reachingover$7,500 per Bitcoin inNovember of 2017. In part, this is due to Bitcoin’s role as themostwidelyknown,used,andacceptedcryptocurrencyforpayments.Ether has appreciatedmore than 100X since August of 2015 ($2.83 USD), reaching over $290 inNovemberof2017.Inpart,thishasbeenduetoEther’sroleasthecoreutilitytokenofEthereum-themostwidelyusedblockchain-basedcomputingplatformforICO’s/tokensales.

Page 18: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

ICOsareawayforearlycryptocurrencyholderstodiversifytheirholdingsusingthecryptocurrencyitself.In the last year, we’ve seen an incredible move by startups and founders towards the use ofblockchain technology and tokenizedmodels. Rather than building new products on centralizedarchitecturesanddatabase structures,an incrediblewaveofnewdevelopmentand innovation ishappeningonblockchaintechnologytokickoffnewdecentralizedservicesandmodels.There’s adeep technical community running full speed towards ablockchain- based future,withexperiencedtechnologycompanyfoundersjumpingintothefraywithblockchain.AmajorityoftheICOsyou’reseeingtodayarefornewcompanies,whoisyettolaunchtheirproductstothemarket.

13.PurposeofKahnChatICOThemainpurposebehindtheKCHInitialCoinOfferorICOistocommencetheresearchanddevelopmentneededtodevelopthesocialmediaappusingBlockchaintechnologywhileraisingcapitalfortheapplicationofthePaymentInstitutionLicenseneededforthedigitalwalletpaymentsystem.AsuccessfulICOwillprovidemoreopportunitytotakeinmoresoftwareengineersneededtodevelopthe various features as stated in this whitepaper. It will also allow us to deploy more effectivemarketing techniques and promotion strategies to launch the KahnChat app simultaneously indifferentcountries.

Page 19: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

14.RoadMap

Q32017• KahnChatideabirth• Discussionwiththethird-partiesserviceprovider,developersandbusinesses

Q42017

• KahnTechnologyLtdformationintheUnitedKingdom• Whitepaperpreparation• Websitedevelopment• Smartcontractdevelopment• Teamformation• Pre-ICOmarketing

Q12018• Brandawareness• Tokensales

Page 20: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

Q22018

Administration:• Teamrecruitmentforexpansion• PaymentInstitutionLicenseapplication

KahnChatDevelopment:• AppdevelopmentinXMPPtechnology• OfficialAccountfeaturedevelopment• Digitalwalletdevelopmentwithblockchaintechnology• Userandbusinesseswebfeaturesdevelopment• APIDevelopment• Corporateversion–Staffsmanagementdevelopment• Corporateversion–Customersupportplatformdevelopment• Socialmediablockchaintechnologyresearchanddevelopment

Q32018

• LaunchKahnChatapp(standardtechnology)version• LaunchKahnChatdigitalwallet• LaunchAPIfeatures• DiscountVoucherfeaturedevelopment• Point-of-salessoftwareandhardwaredevelopment• Socialmediablockchaintechnologyresearchanddevelopment• Marketingandpromotion

Q42018

• LaunchDiscountVoucherfeature• ContinuedevelopextrafeaturesforKahnChatapp• Continueblockchaintechnologydevelopment• Marketingandpromotion

Page 21: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

Q12019

Corporateversion:• LaunchCustomersupportplatform• LaunchStaffsmanagement• LaunchDiscountVouchermanagement• Miniprogramplatformdevelopment• Marketingandpromotion

Q22019

• LaunchPoint-of-Salessoftwareandhardware

• LaunchKahnChatappblockchaintechnologyversion• Mobilegamingplatformdevelopment• Marketingandpromotion

Q32019

• LaunchMiniprogram

• Morebusinessapplicationintegrationtoapp

• Livestreamingplatformdevelopment• Marketingandpromotion

Q42019• LaunchMobilegamingbetaversion• Marketingandpromotion

Q12020• LaunchLivestreamingplatform• Marketingandpromotion

Page 22: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

15.KahnChatPre-ICOSales

Tokenname: KahnChatTokenticker: KCHTokentype: ERC20

Tokenissuer: KahnTechnologyLtd(aUKLimitedcompany)Tokenprice: 1KCH=0.002ETH(500KCH=1ETH)

Amountonoffer: 20,000,000KCH(including25%bonus)Startdate: 1stFebruary2018,00:00:00(GMT+0)

PercentageofKCHonoffer: Approximately25%

Enddate: 3rdFebruary2018,23:59:59(GMT+0)Minimumpurchase

amount: 500KCH(worthof1ETH)

Maximumpurchaseamount: Unlimited

Mining: Nomining or any othermeans of increasing token amountswillapplytoKCHToken

Totalsupply:80,000,000KCHs25%-Pre-ICOSales(20,000,000KCHs)55%-GeneralICOSales(44,000,000KCHs)5%-Advisors(4,000,000KCHs)5%-Partners/Team(4,000,000KCHs)5%-AffiliateProgram(4,000,000KCHs)5%-Foundation/Bounty(4,000,000KCHs)

Page 23: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

On1stFebruary2018at00:00:00GMT+000theDistributorwillofferamaximum(fixedlimit)of20,000,000ofKCHtokens(approximately25%ofallKCHtokensifthemaximumlimitduringpre-saleisreached,includingbonus)inapre-saleeventbeforecommencingwiththeICOtothegeneralpublic.Thisistoletstrategicinvestorsparticipateandittakesplace3daysbeforethesaletothegeneralpublic.EachKCHtokenwillbesoldfor0.002ETH,inotherwords,0.002ETHwillenablethepurchaseof1KCHtoken.ThePre-salewillbeopentoanypartythatwishestosubscribetoaminimumof500KCH(est.1ETHminimumpledge).Inaddition,25%bonustokenwillbeaddedtotheamountpurchased.In order to be eligible in KahnChat ICO Pre-Sale whitelist, the buyer must register an account atwww.kahnchat.combefore20thJanuary2018.

Pre-ICOSales25%ExtraBonusRegisterbefore20thJan2018

Page 24: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

16.KahnChatGeneralICOSalesTheKahnChatICOGeneralSaleswillcommenceonthe4thFebruary2018infourphases.Eachphaseoffersadifferentbonuswithadifferentminimumpurchaserequirement.On4thFebruary,2018at00:00:00GMT+000theDistributorwillofferamaximum(fixedlimit)of44,000,000KCHtokens(approximately55%ofallKCHtokensifthemaximumlimitduringpre-saleandICOtothegeneralpublicisreached,includingbonus)forsaletothegeneralpublic.Therewillbeacumulativemaximum(hardcappedlimit)of66,000,000KCHtokens(includingbonus)intheKahnChatPre-ICOSaleandICOtothegeneralpubliccombined.ThetotalamountofKCHtokensdistributedduringthepre-saleandduringtheICOtothegeneralpublicwillconstitute80%ofallKCHtokens.Theremaining20%ofKCHtokenswillbedistributedamongtheadvisors,bountyteam,developmentteamandpartners.

Phase115%Bonus

Phase210%Bonus

Phase35%Bonus

Phase42.5%Bonus

Page 25: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

•  GeneralICOSalesPhase1start•  From4thFebruary201800:00:00LondonTimezone

GMT+000•  To12thFebruary201823:59:59LondonTimezone

GMT+000•  Received15%extrabonusonthetotaltokenspurchase.•  Minimumpurchaseof50KCHTokens(0.1ETH)•  MaximumtokensallocatedforGeneralICOSalesforall

phasesare44,000,000KCHTokens.•  Salesmightcloseearlyifthemaximumof44,000,000KCH

wassold.

16.1PublicICOPhase1with15%bonus

16.1PublicICOPhase2with10%bonus•  GeneralICOSalesPhase2start

•  From 13th February 2018 00:00:00 London Time zoneGMT+000

•  To18thFebruary201823:59:59LondonTimezoneGMT+000

•  Received10%extrabonusonthetotaltokenspurchase.•  Minimumpurchaseof1KCHTokens(0.002ETH)•  MaximumtokensallocatedforGeneralICOSalesforallphases

are44,000,000KCHTokens.•  Salesmightcloseearlyifthemaximumof44,000,000KCHwas

sold.

Page 26: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

16.3Phase3with5%bonus

16.4Phase4with2.5%bonus

•  GeneralICOSalesPhase3start•  From 19th February 2018 00:00:00 London Time zone

GMT+000•  To24thFebruary201823:59:59LondonTimezoneGMT

+000•  Received5%extrabonusonthetotaltokenspurchase.•  Minimumpurchaseof0.5KCHTokens(0.001ETH)•  MaximumtokensallocatedforGeneralICOSalesforallphases

are44,000,000KCHTokens.•  Salesmightcloseearlyifthemaximumof44,000,000KCHwas

sold.

•  GeneralICOSalesPhase4start•  From25thFebruary201800:00:00LondonTimezone

GMT+000•  To 28th February 2018 23:59:59 London Time zone

GMT+000•  Received2.5%extrabonusonthetotaltokenspurchase.•  Minimumpurchaseof0.1KCHTokens(0.0002ETH)•  Maximum tokens allocated for General ICO Sales for all

phasesare44,000,000KCHTokens.•  Salesmightcloseearlyifthemaximumof44,000,000KCH

wassold.

Page 27: Mobile Payment & Social Network & Cryptocurrency...& Social Network & Cryptocurrency Table of contents Title Pages 1. Introduction 3 2. Technology Development 5 3. Mobile Payment Potential

17.DistributionStructure80%ofallKCHtokenswillbeforsaletothepublicbetweenthephasesoftheICOpre-saleandtheICOsaletothegeneralpublic.Atthesametime,KCHfeelsthatitisessentialthattheinterestsofKahnChatarealignedwiththoseoftheecosysteminthelong-term.Inordertosupportlong-termgrowthinasustainableway,foundersand the development teamof KahnChatwill be rewardedwith 5%of tokens in exchange for theireffortsandresourcescontributedtothedevelopmentoftheKahnChatproducts.Detailsofthedistributionoftokens:

Totalsupply:80,000,000KCHs25%-Pre-ICOSales(20,000,000KCHs)55%-GeneralICOSales(44,000,000KCHs)5%-Advisors(4,000,000KCHs)5%-Founder/Team(4,000,000KCHs)5%-AffiliateProgram(4,000,000KCHs)5%-Foundation/Bounty(4,000,000KCHs)

5%5% 5% 5%

25%

55%

(*)-TokensissuedduringtheICOpre-saleandICOsaletothegeneralpublicwillconstitute80%ofallKCH tokens. The abovementioned percentagewill be reached in the event thatmaximums (fixedlimits)arereachedonbothstages.IntheeventthatnotallTokensavailableforpurchaseintheTokenSalearesoldpriortoClosing,allunsoldTokenswillbeheldintheFoundationasReserveTokensforfuturesale.

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18.KahnChatICOBonusSchemeWhen you make a purchase, bonus tokens will be added to the KCH tokens that you have justacquired.Forexample,ifyouhavepledgedtobuy100KCHtokenswithinthefirst24hoursofGeneralICO,youwillreceive10KCHtokensasbonus,so110KCHtokenswillbereceivedintotal.

KahnChatPre-ICOSale–From1stFebruary2018,00:00:00(GMT+000)–Tothe3rdFebruary2018,23:59:59(GMT+000)–Minimumpurchase500KCH(1ETH)

PublicICOSalesPhase1–From4thFebruary2018,00:00:00(GMT+000)–Tothe12thFebruary2018,23:59:59(GMT+000)–Minimumpurchase50KCH(0.1ETH)

PublicICOSalesPhase2–From13thFebruary2018,00:00:00(GMT+000)–Tothe18thFebruary2018,23:59:59(GMT+000)–Minimumpurchase1KCH(0.002ETH)

PublicICOSalesPhase3–From18thFebruary2018,00:00:00(GMT+000)–Tothe24thFebruary2018,23:59:59(GMT+000)–Minimumpurchase0.5KCH(0.001ETH)

PublicICOSalesPhase4–From25thFebruary2018,00:00:00(GMT+000)–Tothe28thFebruary2018,23:59:59(GMT+000)–Minimumpurchase0.1KHC(0.0002ETH)

25%

10%

5%

2.5%

15%

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19.SaleProcedures19.1RegistrationYoumustbeaverifiedKahnChatusertoreceiveKCHtokens.UserswithoutaKahnChataccountshouldsignupatwww.kahnchat.combeforetheycanproceedtotheKahnChataccountwheretheICOparticipationlinkwillbedistributed.Uponfollowingtheparticipationlink,theICOTerms&Conditionsshouldbeaccepted.–Thereafter,theuserwillberedirectedtotheICOparticipantpersonalaccount.UserswhoalreadyhavetheirKahnChataccountmayentertheirlogin&passwordonwww.kahnchat.comandaccepttheICOTerms&ConditionsbeforeproceedingtotheICOparticipantpersonalaccount.UserswhoarealreadyloggedintoKahnChatshouldfollowtheonscreeninstructionintheirKahnChataccountandaccepttheICOTerms&Conditions.

19.2.PurchasingKCHTokensEachKCHtokenwillbesoldfor0.002ETH.ETHorcreditcardistheacceptedpaymentmethod.KCHtokenswillbeavailableforpurchaseintheICOparticipantpersonalaccount.TheuserwillbeabletoseetheaddressesandQRcodesofKahnChatEthereumwalletsaddresstowhichhe/shecansendfundstopurchasetokens.Informationonthetotalamountoftokenspurchased,theICOschedule,tokencap,andthepercentageofthetotalamountoftokenssoldwillalsobeavailableintheICOparticipantpersonalaccountsoon.Thedetailsofthetransferwillbecomeavailableintheuser'spurchaseorderlistintheICOparticipantpersonalaccountafterthetransactionconfirmationisreceived.Transactiondetailscontaintheconfirmationtime,transactionamount,thenumberoftokensreceived,andthenumberofbonustokensdependingontheICOphase.

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Tokenswillbedeliveredtotheuser'sspecifiedETHwalletshortlyafterthepaymentisconfirmed.TheKahnChatteamwillmaketheirbestefforttopromptlysummarizeandreconcileallthenecessarystatisticsthatwillbeneededfortheappropriatetokendeliverytoallICOparticipants.19.3.TokenListingKCHtokenswilltradeunderthetickersymbolKCH,andwillbelistedonmajorexchangesshortlyaftertheICO.ManagementwilldotheirbesttoensureKCHtokenislistedonreputabledigitalcurrencyexchangespriortothetokensaleeventinordertoincreaseliquidity.Thereis,however,noguaranteethatthiswilloccurasitisoutofthecontrolofthemanagement.

20.Usesoffund

20%Wages&Contractorsfees

2%Legalrelatedexpenses

50%Marketing&Promotion

10%Salesexpenses

5%Administration

3%Equipments&Tools

5%Bankguarantee

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21.Team/Advisor

Dr. Ulrich HatjeCo-Founder

FoundedthecompanyAlgorithmixGmbHin1997tillnow,dedicatedtodevelophigh-end,highlyefficientDSPalgorithms,PCsoftwareandEthereum

blockchain

Mr. David KanCo-Founder

10+ years of industry experienceanalysing systems and developingstrategic solutions which lead toworkflowoptimisationandcostsavings.Ut i l i se technical expert ise andinterpersonal skills to motivate,influence, and connect with people,leadingtoeffectivenegotiations.

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Mr.GuoweiZouSeniorEngineer

ComputerScienceC/C++,Node.js,HTML5/CSS/JavaScript

Mr.HaiyuZhang SoftwareEngineer

ComputerScienceHTML5/CSS/JavaScript

Mr.JunfengLiu SoftwareEngineer

ComputerScienceNode.js,HTML5/CSS/JavaScript

Mr.WeijianZhang SoftwareEngineer

ComputerScienceNode.js,HTML5/CSS/JavaScript

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Dr.DavidMeszarosDoctorofLaw(J.D.)LegalAdvisor

International lawyer specialised in M&A, international commercialtransactionsandarbitration.

Mr.SrdjanVeselinovicMasterofLaws(LL.M.),InternationalLawLegalAdvisor

LL.M. (The Masters of Law) specialized in international, business,contract and family law under U.S., U.K. and Russian jurisdiction.CurrentlyemployedinKazan,Russiaatamulti-billionoilandgas-tradingcorporationon thepositionof a lawyerandanadvisor to theCEO forinvestmentquestions.Graduatedin2017withhighesthonors,havingafullscholarshipprovidedbytheMinistryofEducationofRussiaandanadditional scholarship for exceptional scholar success throughout mystudies.

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Mr.KhalidFarhanBachelorofBusinessAdministration(B.B.A.),MarketingMarketingAdvisor

The owner of Passivejournal.com and www.passive.digital. Khalid hasbeenanSEOandcontentexpertformostofhiscareer.Heisacompletestrategistwithmore than enough expertise inWhiteHat and BlackHatSEO.Digitalmarketingisapassionforhimmorethananything.

Mr.AnthonyXuCEOofLepuTechnologySoftwareAdvisor

A CEO of Lepu Technology with 20+ software engineers. Specialised inmobilee-commerce solutions,operations services,user interfacedesignandcustomdevelopment.

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22.LegalDisclaimerPleasereadthefollowingnoticecarefullybeforeproceedingtoreadthisWhitepaperdocumentissuedbyKahnTechnologyLtd,acompanyincorporatedunderthelawsoftheUnitedKingdom(hereinafter–“Distributor”).Thisnoticeappliestoallpersonswhoreadthisdocument.Pleasenotethisnoticemaybealteredorupdated.TheWhitepaperdoesnotconstituteanyrelationsbetweenyou(hereinafter–“you”or“Holder”)andtheDistributor.AcquisitionoftheKahnChattokens(hereidafter–“KCH”)issuedbytheDistributorisavailableonlyafteracceptingtheTokenSaleAgreement(hereinafter–“TSA”).AcquisitionofKCHcryptographictokensdoesnotpresentanexchangeofcryptocurrenciesforanyformofordinarysharesoftheDistributorandaHolderofKCHcryptographictokenisnotentitledtoanyguaranteedformofthedividend,HoldersofKCHtokensareonlyentitledtocertainrightswithintheTSA.KCHtokensarenotintendedtoconstitutesecuritiesinanyjurisdiction.ThisWhitepaperdoesnotconstituteaprospectusorofferdocumentofanysortandisnotintendedtoconstituteanofferofsecuritiesorasolicitationforinvestmentsinsecuritiesinanyjurisdiction.ThisWhitepaperisforinformationpurposesonly.ThecontentsofthisWhitepaperarenotafinancialpromotion.Therefore,noneofthecontentsofthisWhitepaperservesasaninvitationorinducementtoengageinanysortofinvestmentactivity.ProspectiveacquirersofKCHtokensshouldcarefullyconsiderandevaluateallrisksanduncertaintiesassociatedwiththecryptocurrencies,KahnTechnologyLtdandtheirrespectivebusinessesandoperations,theKCHtokensandtheKCHInitialCoinOffering.FamiliariseyourselfwithalltheinformationsetoutinthisWhitepaperandtheTSApriortoanypurchaseofKCHtokens.

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EnsurethatyouareawareofallofthemwouldberiskspriortoobtainingKCH.TheRiskStatementdetailsallpotentialrisksthatyoushouldconsider.Werecommendthatyouseekoutindependentfinancialadvicebeforeengaginginanysortofbusinessendeavour.

23.RiskStatementNoregulatoryauthorityhasexaminedorapprovedanyoftheinformationsetoutinthisWhitepaper.Nosuchactionhasbeenorwillbetakenunderthelaws,regulatoryrequirementsorrulesofanyjurisdiction.Thepublication,distributionordisseminationofthisWhitepaperdoesnotimplythattheapplicablelaws,regulatoryrequirements,orruleshavecomplied.Tothemaximumextentpermittedbytheapplicablelaws,regulationsandrules,KahnTechnologyLtdanditsaffiliatesandtheirrespectiveofficers,employees,advisorsoragentswill,inrelationtothewebsiteandKCHtokens,notbeliableforanydamagesofanykind,including,butnotlimitedto,direct,consequential,incidental,specialorindirectdamages(includingbutnotlimitedtolostprofits,lossofrevenueorthirdpartylosswhetherforeseeableorotherwise,tradinglossesordamagesthatresultfromuseorlossofuseofthewebsiteandKCHTokens).Fortheavoidanceofdoubt,TheDistributorexpresslydisclaimsanyandallresponsibilityforanydirectorconsequentiallossordamageofanykindwhatsoeverarisingdirectlyorindirectlyfrom:(i)relianceonanyinformationcontainedinthisdocument,(ii)anyerror,omissionorinaccuracyinanysuchinformation,(iii)anyactionresultingtherefrom,or(iv)usageoracquisitionofproducts,availablethroughthewebsite.YouacknowledgeandagreethatyouarenotpurchasingKCHtokensforpurposesofinvestment,speculation,assometypeofarbitragestrategy,forimmediateresaleorotherfinancialpurposes.

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SomeofthestatementsintheWhitepaperincludeforward-lookingstatementsthatreflecttheDistributor'scurrentviewswithrespecttoexecutionroadmap,financialperformance,businessstrategyandfutureplans,bothwithrespecttotheDistributorandthesectorsandindustriesinwhichtheDistributoroperates.Statementswhichincludethewords''expects'',''plans'',''believes'',''projects'',''anticipates'',''will'',''aims'',''may'',''would'',''could'',''continue''andsimilarstatementsareofafutureorforward-lookingnature.Allforward-lookingstatementsaddressmattersthatinvolverisksanduncertainties.Accordingly,thereareorwillbeimportantfactorsthatcouldcausetheDistributor’sactualresultstodiffermateriallyfromthoseindicatedinthesestatements.ThesefactorsincludebutarenotlimitedtothosedescribedinArticles5and9oftheTSA,whichshouldbereadinconjunctionwiththeothercautionarystatementsthatareincludedintheTSA.Anyforward-lookingstatementsintheWhitepaperreflecttheDistributor’scurrentviewswithrespecttofutureeventsandaresubjecttotheseandotherrisks,uncertaintiesandassumptionsrelatingtotheDistributor’soperations,resultsofoperationsandgrowthstrategy.Theseforward-lookingstatementsspeakonlyasofthedateoftheWhitepaper.ProspectivebuyersoftheKCHtokensshouldspecificallyconsiderthefactorsidentifiedintheWhitepaperandTSAthatcouldcauseactualresultstodifferbeforemakingapurchasedecision.NostatementintheWhitepaperisintendedasaprofitforecastandnostatementintheWhitepapershouldbeinterpretedtomeanthattheearningsoftheDistributorforthecurrentorfutureyearswouldbeasmaybeimpliedinthisWhitepaper.

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24.Conclusion

Webelievethatblockchainandcryptocurrenciesarethetechnologyandpaymentmethodofthefuture.Inordertomakesuchtechnologyandpaymentspossibleforallconsumerswithmaximumconvenience,weaimtoconnecttheblockchainatthebackgroundandofferaneasy-to-useinterfacetoanyoftheblockchainandtraditionalassets.WiththeICOtobeconductedbytheDistributor,awiderangeofindividualswillhavetheopportunitytoparticipateinourlong-termgrowthandsuccessstorytofundamentallychangetheworldofpayments,brokerageandbanking.

References:TheUKCardsAssociation

(http://www.theukcardsassociation.org.uk/2016-facts-figures/index.asp)TotalvalueofcardtransactionsinGermany

(https://www.statista.com/statistics/436212/value-of-card-transactions-in-germany/)TotalvalueofcardtransactionsinFrance

(https://www.statista.com/statistics/436279/value-of-card-transactions-in-france/)TotalvalueofcardtransactionsinItaly

(https://www.statista.com/statistics/436281/value-of-card-transactions-in-italy/)TotalvalueofcardtransactionsinNetherlands

(https://www.statista.com/statistics/436319/value-of-card-transactions-in-the-netherlands/)

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23.ContactInformation

Name:Dr.UlrichHatjiEmail:[email protected]:+4916096313467Name:Mr.DavidKanEmail:[email protected]:+447463698400Website:www.kahnchat.comGeneralemail:[email protected]:+442071937228

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