Transition to a successful business by helping protect America’s retirees

DISCIPLINE |PROTECT |SUCCESS

As an American Republic Insurance Services representative, you can:• Use your disciplined approach to business to add to

the family of American Republic Insurance Services customers

• Join an organization specializing in life and health insurance for retirement planning

• Help provide a comfortable life for you and your family - now and in the future

• Enjoy a role in your community as a trusted advisor

• Work with respected providers of life and health insurance

“As someone who is new to the insurance business, I wasn’t sure what to expect. American Republic Insurance Services has a DISCIPLINE to their business practices that helped me be successful out of the gate.” F_Name L_Name - Military Rank,

Position

2

This is an exciting opportunity that American Republic Insurance Services will help you capitalize upon with:

• Business development tools, sales and product training programs

• Access to multiple product solutions to help protect your clients’ financial assets

• World-class marketing, training and technology support from American Republic Insurance Services’ responsive office staff

Every 8 seconds another baby boomer turns 60.2

Each of those boomers is in need of someone with your experience to help them plan for their future.

Qualified veterans can build their own business using a disciplined business model without the risks and costs of doing it all on their own. Building your own business is a challenge, but if you’re ready to work hard and dedicate

yourself to the effort, there’s no limit to what you can achieve professionally and financially by

providing advice and solutions to the rapidly growing retirement population.

With its multiple parts and many choices, Medicare can be complicated and confusing.

The only thing clear is Medicare does not provide comprehensive financial protection against

health-related expenses. The average baby boomer is predicted to retire with $500,000 to

$1,000,000 in assets.1 They need the guidance of a trained life and health insurance specialist

to help ensure their financial security.

Through American Republic Insurance Services you will:

• Work one-on-one with your clients to help them assess the financial risks they may face in retirement

• Introduce them to products from multiple companies to provide the protection they need

• Tailor product solutions that best fit their financial needs

1 Baby Boomers ‘Retirement’ Facts. http://www.whatsnextinyourlife.com/_pdf/WhatsNextInYourLife_BoomerFastFacts.pdf

2 http://blcih.org/why-boomers-why-now.php 3

The financial incentives you need to build a profitable business

As an American Republic Insurance Services Representative, you’ll have the opportunity for performance-based earnings, allowing you to determine your own financial success.*

• Outstanding, competitive first-year commissions, including an industry-leading advanced commission schedule

• Bonus programs to enhance your total compensation

• Competitive renewal commissions with the opportunity to build residual income

• When you retire or leave American Republic Insurance Services, you will continue to receive all vested commissions on policies you placed through American Republic Insurance Services, as long as those policies remain in-force.

For those veterans selected, American Republic Insurance Services offers everything needed to build a successful business as a life and health insurance specialist focused on retirement planning.

1

4

*Vesting schedule applies, Renewal commission period and service fee splits vary by product; see commission schedule for details. Commissions are subject to change.

The support you need to effectively grow your business

As an American Republic Insurance Services representative, you have the independence to build your own business with the support you need to be successful.

• Comprehensive marketing support, including your own personalized website

• Computer-based lead generation and tracking program

• Direct access to American Republic Insurance Services’ home office staff

• Proactive field management staff to support you in building your business

“After two decades protecting my country, I’m proud to help PROTECT America’s financial future through life and health insurance products and retirement planning.” F_Name L_

Name - Military Rank, Position

The education you need to distinguish yourself as a trusted advisor

Representatives of American Republic Insurance Services build their reputations and careers by being a reliable source of information and helping their clients plan a secure retirement. To support you in building your reputation, we offer:

• Education programs focused on the issues faced by retirees

• In-depth training on Medicare and other government insurance programs

• Marketing training to assist you in building your business

• Sales training programs to help increase your sales effectiveness

• Product training to help you meet your clients’ needs

32

5

“Transitioning to a career with American Republic Insurance Services (ARIS) was a great move for me and my family. ARIS has given me all the tools I need to achieve SUCCESS in this market, and I am grateful.” F_Name L_Name - Military Rank, Position

The technology you need to keep ahead of the competition

American Republic Insurance Services not only invests in building your success through education and training, we also invest in the technology to help you succeed.

• Web-based tools provide you with 24/7 service and support

• Programs to provide you with instant quotes and on-line enrollment

• Simplify your work with the American Republic Insurance Services Tablet, a unique and proprietary tool to access emails and the internet, execute product presentations, quote multiple products and enroll clients from any location

The recognition you need to excel

As a successful American Republic Insurance Services representative, you’ll be recognized for your outstanding efforts in numerous ways.

• Referrals from clients who value the advice and products you provide

• Sales achievement awards

• Sales incentive trips and conventions

• Career path opportunities

54

6

The products you need to meet the needs of your clients

American Republic Insurance Services works closely with select insurance companies so our representatives have the best available solutions.

When we choose companies, we look closely at the following criteria:

• Financial strength to meet their obligations today and in the future

• Comprehensive insurance and investment products in the markets served by our representatives

• Superior customer service

• Experience serving the needs of life and health insurance representatives

Through the companies we represent, we offer these products:

• Medicare supplement insurance

• Medicare Advantage

• Medicare Prescription drug plans

• Short-term convalescent care insurance

• Long-term care insurance

• Life insurance

• Annuities

• Short-term medical insurance

• Dental insurance

6

7

See if you qualify to transition to a career as an American Republic Insurance Services Representative

The time has never been better to begin building a business through American Republic

Insurance Services. With 76.4 million baby boomers3, the need for specialists in health

insurance and retirement planning has never been greater. If you qualify, you’ll have the

strength and support of the American Republic Insurance Services organization behind you.

American Republic Insurance Services was established to serve

the needs of the retirement market through advice, service and

products. American Republic Insurance Services represents top-rated,

financially strong insurance companies that allow our insurance

representatives to tailor their recommendations to specific client

needs. American Republic Insurance Services is an affiliate of

American Enterprise Group, Inc., a financially strong organization

with companies that have been doing business since 1929.

This document shall not constitute an offer or agreement or employment or agent contract or appointment.

For agent use only. Not for consumer solicitation.

The descriptions contained in this brochure are provided as a general guide to American Republic Insurance Services (“ARIS”) and the benefits that may be available to its agents. The actual benefits provided to agents are governed by that agent’s specific contract, including the incorporated vesting schedules, which is the final authority on all matters regarding the terms and conditions of that agent’s relationship with ARIS. Although every effort has been made to ensure its accuracy, the material contained in this brochure cannot be considered a guarantee and does not constitute a contract between the agent and ARIS.

© 2014 American Republic Insurance Services, LLC.SM American Republic Insurance Services and eagle logo are service marks of American Republic Insurance Services, LLC.

07 118 0020 0214 US

3 http://www.history.com/topics/baby-boomers

www.AmericanRepublicInsuranceServices.com

800-954-3301

DISCIPLINE |PROTECT |SUCCESS