middle market - detailed appetite guide 2015 version 1 · 2020-01-27 · 2015 version 1 middle...

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ 0782 Lawn and Garden Services Agriculture ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred 1541 ᵈGeneral Contractors-Industrial Buildings and Warehouses Construction ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable 1711 ᵈPlumbing, Heating, and Air-Conditioning Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable 1721 ᵈPainting and Paper Hanging Construction ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred 1731 ᵈElectrical Work Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable 1742 ᵈPlastering, Drywall, Acoustical, and Insulation Work Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable 1751 ᵈCarpentry Work Construction ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable 1771 ᵈConcrete Work Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable 2021 Creamery Butter Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred 2022 Natural, Processed, and Imitation Cheese Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2023 Dry, Condensed, and Evaporated Dairy Products Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2024 Ice Cream and Frozen Desserts Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred 2032 Canned Specialties Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2033 Canned Fruits, Vegetables, Preserves, Jams, and Jellies Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2034 Dried and Dehydrated Fruits, Vegetables, and Soup Mixes Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2035 Pickled Fruits and Vegetables, Vegetable Sauces and Seasoning… Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2037 Frozen Fruits, Fruit Juices, and Vegetables Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2043 Cereal Breakfast Foods Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2045 Prepared Flour Mixes and Doughs Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2051 Bread and Other Bakery Products, Except Cookies and Crackers Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred 2052 Cookies and Crackers Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred 2064 Candy and Other Confectionery Products Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2066 Chocolate and Cocoa Products Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2067 Food And Kindred Products - Unclassified Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2068 Salted and Roasted Nuts and Seeds Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2084 Wines, Brandy, and Brandy Spirits Mfg. - Food / Kindred ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable 2086 Bottled and Canned Soft Drinks and Carbonated Waters Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred 2095 Roasted Coffee Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2097 Manufactured Ice Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred 2098 Macaroni, Spaghetti, Vermicelli, and Noodles Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2221 Broadwoven Fabric Mills, Manmade Fiber and Silk Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2251 Women's Full-Length and Knee-Length Hosiery, Except Socks Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2262 Finishers of Broadwoven Fabrics of Manmade Fiber and Silk Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2269 Finishers of Textiles Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2295 Coated Fabrics, Not Rubberized Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2311 Men's and Boys' Suits, Coats, and Overcoats Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2321 Men's and Boys' Shirts, Except Work Shirts Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2322 Men's and Boys' Underwear and Nightwear Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2323 Men's and Boys' Neckwear Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2325 Men's and Boys' Trousers and Slacks Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2329 Men's and Boys' Clothing Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2331 Women's, Misses', and Juniors' Blouses and Shirts Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance reflects the business for which we have the products and capabilities to write successfully. Liberty Mutual defines Middle Market business as companies with 50 to 1,000 employees or at least $75,000 in pr emium. Preferred: Consistent success writing the busines Acceptable: Varying capacity to write the business Undesirable: Limited interest in writing the business Appetite by Line of Business 10/28/2015

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Page 1: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

0782 Lawn and Garden Services Agriculture ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

1541 ᵈGeneral Contractors-Industrial Buildings and Warehouses Construction ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

1711 ᵈPlumbing, Heating, and Air-Conditioning Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

1721 ᵈPainting and Paper Hanging Construction ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

1731 ᵈElectrical Work Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

1742 ᵈPlastering, Drywall, Acoustical, and Insulation Work Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

1751 ᵈCarpentry Work Construction ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable

1771 ᵈConcrete Work Construction ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

2021 Creamery Butter Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

2022 Natural, Processed, and Imitation Cheese Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2023 Dry, Condensed, and Evaporated Dairy Products Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2024 Ice Cream and Frozen Desserts Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

2032 Canned Specialties Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2033 Canned Fruits, Vegetables, Preserves, Jams, and Jellies Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2034 Dried and Dehydrated Fruits, Vegetables, and Soup Mixes Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2035 Pickled Fruits and Vegetables, Vegetable Sauces and Seasoning… Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2037 Frozen Fruits, Fruit Juices, and Vegetables Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2043 Cereal Breakfast Foods Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2045 Prepared Flour Mixes and Doughs Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2051 Bread and Other Bakery Products, Except Cookies and Crackers Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

2052 Cookies and Crackers Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

2064 Candy and Other Confectionery Products Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2066 Chocolate and Cocoa Products Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2067 Food And Kindred Products - Unclassified Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2068 Salted and Roasted Nuts and Seeds Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2084 Wines, Brandy, and Brandy Spirits Mfg. - Food / Kindred ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

2086 Bottled and Canned Soft Drinks and Carbonated Waters Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

2095 Roasted Coffee Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2097 Manufactured Ice Mfg. - Food / Kindred ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

2098 Macaroni, Spaghetti, Vermicelli, and Noodles Mfg. - Food / Kindred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2221 Broadwoven Fabric Mills, Manmade Fiber and Silk Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2251 Women's Full-Length and Knee-Length Hosiery, Except Socks Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2262 Finishers of Broadwoven Fabrics of Manmade Fiber and Silk Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2269 Finishers of Textiles Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2295 Coated Fabrics, Not Rubberized Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2311 Men's and Boys' Suits, Coats, and Overcoats Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2321 Men's and Boys' Shirts, Except Work Shirts Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2322 Men's and Boys' Underwear and Nightwear Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2323 Men's and Boys' Neckwear Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2325 Men's and Boys' Trousers and Slacks Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2329 Men's and Boys' Clothing Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2331 Women's, Misses', and Juniors' Blouses and Shirts Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2015 Version 1

Middle Market - Detailed Appetite Guide

The Middle Market appetite of Liberty Mutual Insurance reflects the business for which we have the products and capabilities to write

successfully. Liberty Mutual defines Middle Market business as companies with 50 to 1,000 employees or at least $75,000 in premium.

▲ Preferred: Consistent success writing the busines ▬ Acceptable: Varying capacity to write the business ▼ Undesirable: Limited interest in writing the business

Appetite by Line of Business

10/28/2015

Page 2: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

2335 Women's, Misses', and Juniors' Dresses Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2337 Women's, Misses' and Juniors' Suits, Skirts, and Coats Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2339 Women's, Misses', and Juniors' Outerwear Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2341 Women's, Misses', Children's, and Infants' Underwear and Nigh… Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

2342 Apparel And Other Textile Products - Unclassified Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

2353 Hats, Caps, and Millinery Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2371 Fur Goods Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2381 Dress and Work Gloves, Except Knit and All-Leather Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2384 Robes and Dressing Gowns Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2385 Waterproof Outerwear Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2386 Leather and Sheep-Lined Clothing Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2387 Apparel Belts Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2389 Apparel and Accessories Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2392 Housefurnishings, Except Curtains and Draperies Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2394 Canvas and Related Products Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2395 Pleating, Decorative and Novelty Stitching, and Tucking for t… Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2396 Automotive Trimmings, Apparel Findings, and Related Products Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2397 Schiffli Machine Embroideries Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2434 Wood Kitchen Cabinets Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2511 Wood Household Furniture, Except Upholstered Mfg. - Wood/Furniture/Paper ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2514 Metal Household Furniture Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2521 Wood Office Furniture Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2522 Office Furniture, Except Wood Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2531 Public Building and Related Furniture Mfg. - Wood/Furniture/Paper ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2541 Wood Office and Store Fixtures, Partitions, Shelving, and Loc… Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2542 Office and Store Fixtures, Partitions, Shelving, and Lockers,… Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

2652 Setup Paperboard Boxes Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2653 Corrugated and Solid Fiber Boxes Mfg. - Wood/Furniture/Paper ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

2655 Fiber Cans, Tubes, Drums, and Similar Products Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2657 Folding Paperboard Boxes, Including Sanitary Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2671 Packaging Paper and Plastics Film, Coated and Laminated Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2672 Coated and Laminated Paper Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2673 Plastics, Foil, and Coated Paper Bags Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2676 Sanitary Paper Products Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2677 Envelopes Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2678 Stationery, Tablets, and Related Products Mfg. - Wood/Furniture/Paper ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2731 Books: Publishing, or Publishing and Printing Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

2732 Book Printing Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2752 Commercial Printing, Lithographic Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

2754 Commercial Printing, Gravure Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2759 Commercial Printing Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

2761 Manifold Business Forms Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2771 Greeting Cards Mfg. - Printing and Publishing ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2782 Blankbooks, Loose-leaf Binders and Devices Mfg. - Printing and Publishing ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2789 Bookbinding and Related Work Mfg. - Printing and Publishing ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2791 Typesetting Mfg. - Printing and Publishing ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2796 Platemaking and Related Services Mfg. - Printing and Publishing ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3021 Rubber and Plastics Footwear Mfg. - Rubber and Plastics ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3052 Rubber and Plastics Hose and Belting Mfg. - Rubber and Plastics ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3131 Boot and Shoe Cut Stock and Findings Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3142 House Slippers Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3143 Men's Footwear, Except Athletic Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3144 Women's Footwear, Except Athletic Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3149 Footwear, Except Rubber Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3151 Leather Gloves and Mittens Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3161 Luggage Mfg. - Textiles and Leather ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3171 Women's Handbags and Purses Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3172 Personal Leather Goods, Except Women's Handbags and Purses Mfg. - Textiles and Leather ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

10/28/2015

Page 3: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

3211 Flat Glass Mfg. - Stone/Clay/Glass ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3221 Glass Containers Mfg. - Stone/Clay/Glass ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3229 Pressed and Blown Glass and Glassware Mfg. - Stone/Clay/Glass ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3231 Glass Products, Made of Purchased Glass Mfg. - Stone/Clay/Glass ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3253 Ceramic Wall and Floor Tile Mfg. - Stone/Clay/Glass ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3261 Vitreous China Plumbing Fixtures and China and Earthenware Fi… Mfg. - Stone/Clay/Glass ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3263 Fine Earthenware (Whiteware) Table and Kitchen Articles Mfg. - Stone/Clay/Glass ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3269 Pottery Products Mfg. - Stone/Clay/Glass ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3272 Concrete Products, Except Block and Brick Mfg. - Stone/Clay/Glass ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

3423 Hand and Edge Tools, Except Machine Tools and Handsaws Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

3432 Plumbing Fixture Fittings and Trim Mfg. - Fabricated Metals ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

3442 Metal Doors, Sash, Frames, Molding, and Trim Manufacturing Mfg. - Fabricated Metals ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

3444 Sheet Metal Work Mfg. - Fabricated Metals ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

3446 Architectural and Ornamental Metal Work Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

3451 Screw Machine Products Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

3452 Bolts, Nuts, Screws, Rivets, and Washers Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3469 Metal Stamping Mfg. - Fabricated Metals ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

3471 Electroplating, Plating, Polishing, Anodizing, and Coloring Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

3571 Electronic Computers Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3572 Computer Storage Devices Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3575 Computer Terminals Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3577 Computer Peripheral Equipment Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3578 Calculating and Accounting Machines, Except Electronic Comput… Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3579 Office Machines Mfg. - Industrial Equipment ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3581 Automatic Vending Machines Mfg. - Industrial Equipment ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3651 Household Audio and Video Equipment Mfg. - Industrial Equipment ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable

3661 Telephone and Telegraph Apparatus Technology ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

3663 Radio and Television Broadcasting and Communications Equipmen… Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3827 Optical Instruments and Lenses Mfg. - Industrial Equipment ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

3873 Watches, Clocks, Clockwork Operated Devices and Parts Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

3914 Silverware, Plated Ware, and Stainless Steel Ware Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3915 Jewelers' Findings and Materials, and Lapidary Work Mfg. - Fabricated Metals ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3931 Musical Instruments Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3951 Pens, Mechanical Pencils, and Parts Mfg. - Rubber and Plastics ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3952 Lead Pencils, Crayons, and Artist's Materials Mfg. - Rubber and Plastics ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3953 Marking Devices Mfg. - Rubber and Plastics ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3965 Fasteners, Buttons, Needles, and Pins Mfg. - Fabricated Metals ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3991 Brooms and Brushes Mfg. - Rubber and Plastics ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3993 Signs and Advertising Specialties Mfg. - Fabricated Metals ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3995 Burial Caskets Mfg. - Wood/Furniture/Paper ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5013 Motor Vehicle Supplies and New Parts Wholesale ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

5021 Furniture Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

5023 Home Furnishings Wholesale ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5043 Photographic Equipment and Supplies Wholesale ▲ Preferred ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

5044 Office Equipment Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

5045 Computers and Computer Peripheral Equipment and Software Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5046 Commercial Equipment Wholesale ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

5048 Ophthalmic Goods Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

5063 Electrical Apparatus and Equipment Wiring Supplies, and Const… Wholesale ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred

5064 Electrical Appliances, Television and Radio Sets Wholesale ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

5072 Hardware Wholesale ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

5087 Service Establishment Equipment and Supplies Wholesale ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

5111 Printing and Writing Paper Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5112 Stationery and Office Supplies Wholesale ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5113 Industrial and Personal Service Paper Wholesale ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5136 Men's and Boys' Clothing and Furnishings Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5139 Footwear Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5141 Groceries, General Line Wholesale ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

10/28/2015

Page 4: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

5146 Fish and Seafoods Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

5147 Meats and Meat Products Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable

5149 Groceries and Related Products Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

5181 Beer and Ale Wholesale ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable

5182 Wine and Distilled Alcoholic Beverages Wholesale ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

5192 Books, Periodicals, and Newspapers Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5193 Flowers, Nursery Stock, and Florists' Supplies Wholesale ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5251 Hardware Stores Retail ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred

5311 Department Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5431 Fruit and Vegetable Markets Retail ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

5441 Candy, Nut, and Confectionery Stores Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5451 Dairy Products Stores Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5461 Retail Bakeries Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

5611 Men's and Boys' Clothing and Accessory Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5621 Women's Clothing Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5632 Women's Accessory and Specialty Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5641 Children's and Infants' Wear Stores Retail ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

5651 Family Clothing Stores Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5661 Shoe Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5699 Miscellaneous Apparel and Accessory Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5712 Furniture Stores Retail ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

5713 Floor Covering Stores Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

5719 Miscellaneous Homefurnishings Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

5722 Household Appliance Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5731 Radio, Television, and Consumer Electronics Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5734 Computer and Computer Software Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5735 Record and Prerecorded Tape Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5736 Musical Instrument Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5812 Eating and Drinking Places Restaurants ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

5942 Book Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5943 Stationery Stores Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5944 Jewelry Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5945 Hobby, Toy, and Game Shops Retail ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

5946 Camera and Photographic Supply Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5947 Gift, Novelty, and Souvenir Shops Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

5948 Luggage and Leather Goods Stores Retail ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5949 Sewing, Needlework, and Piece Goods Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

5961 Catalog and Mail-Order Houses Retail ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

5963 Direct Selling Establishments Retail ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

5992 Florists Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5995 Optical Goods Stores Retail ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

6411 Insurance Agents, Brokers, and Service Finance ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

6512 Operators of Nonresidential Buildings Real Estate ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

6531 Real Estate Agents and Managers Real Estate ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

7011 Hotels and Motels Hospitality ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

7213 Linen Supply Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7217 Carpet and Upholstery Cleaning Services ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▼ Undesirable ▲ Preferred

7218 Industrial Launderers Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7219 Laundry and Garment Services Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7221 Photographic Studios, Portrait Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7231 Beauty Shops Services ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred

7241 Barber Shops Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

7251 Shoe Repair Shops and Shoeshine Parlors Services ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7291 Tax Return Preparation Services Services ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7311 Advertising Agencies Services ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

7331 Direct Mail Advertising Services Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7334 Photocopying and Duplicating Services Services ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

7335 Commercial Photography Services ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

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Page 5: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

7336 Commercial Art and Graphic Design Services ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7338 Secretarial and Court Reporting Services Services ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7349 Building Cleaning and Maintenance Services Services ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

7371 Computer Programming Services Technology ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred

7372 Prepackaged Software Technology ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable

7378 Computer Maintenance and Repair Technology ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

7384 Photofinishing Laboratories Services ▲ Preferred ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7389 Business Services Services ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

7521 Automobile Parking Real Estate ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

7538 General Automotive Repair Shops Vehicle Dealers/Rentals/Repair ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

7542 Carwashes Vehicle Dealers/Rentals/Repair ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

7622 Radio and Television Repair Shops Misc Repair ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7631 Watch, Clock, and Jewelry Repair Misc Repair ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7641 Reupholstery and Furniture Repair Misc Repair ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

7832 Motion Picture Theaters, Except Drive-In Entertainment ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

8011 Offices and Clinics of Doctors of Medicine Healthcare ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable

8021 Offices and Clinics of Dentists Healthcare ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8031 Offices and Clinics of Doctors of Osteopathy Healthcare ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8041 Offices and Clinics of Chiropractors Healthcare ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8042 Offices and Clinics of Optometrists Healthcare ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8043 Offices and Clinics of Podiatrists Healthcare ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8049 Offices and Clinics of Health Practitioners Healthcare ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

8071 Medical Laboratories Healthcare ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

8111 Legal Services Services ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable

8412 Museums and Art Galleries Entertainment ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

8641 Civic, Social, and Fraternal Associations Membership Organizations ▲ Preferred ▼ Undesirable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

8661 Religious Organizations Membership Organizations ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

8711 Engineering Services Services ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred

8712 Architectural Services Services ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

8713 Surveying Services Services ▲ Preferred ▲ Preferred ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred

8741 Management Services Services ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

8743 Public Relations Services Services ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

0742 Veterinary Services for Animal Specialties Agriculture ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable

0781 Landscape Counseling and Planning Agriculture ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▼ Undesirable

0783 Ornamental Shrub and Tree Services Agriculture ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1311 ᵇCrude Petroleum and Natural Gas Energy ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

1321 ᵇNatural Gas Liquids Energy ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

1381 ᵇDrilling Oil and Gas Wells Energy ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

1382 ᵇOil and Gas Field Exploration Services Energy ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

1389 ᶜOil and Gas Field Services Energy ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

1521 ᵈGeneral Contractors-Single-Family Houses Construction ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

1542 ᵈGeneral Contractors-Nonresidential Buildings, Other than Ind… Construction ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable

1611 ᵉHighway and Street Construction, Except Elevated Highways Construction ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1623 ᵉWater, Sewer, Pipeline, and Communications and Power Line Co… Construction ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1629 ᵉHeavy Construction Construction ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1741 ᵈMasonry, Stone Setting, and Other Stone Work Construction ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1743 ᵈTerrazzo, Tile, Marble, and Mosaic Work Construction ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1752 ᵈFloor Laying and Other Floor Work Construction ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

1761 ᵈRoofing, Siding, and Sheet Metal Work Construction ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable

1781 ᵈWater Well Drilling Construction ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1791 ᵈStructural Steel Erection Construction ▬ Acceptable ▼ Undesirable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable

1793 ᵈGlass and Glazing Work Construction ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1794 ᵈExcavation Work Construction ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1796 ᵈInstallation or Erection of Building Equipment Construction ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

1799 ᵈSpecial Trade Contractors Construction ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

2011 Meat Packing Plants Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2013 Sausages and Other Prepared Meats Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2026 Fluid Milk Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

10/28/2015

Page 6: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

2038 Frozen Specialties Mfg. - Food / Kindred ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▲ Preferred ▲ Preferred

2041 Flour and Other Grain Mill Products Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2044 Rice Milling Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2046 Wet Corn Milling Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2047 Dog and Cat Food Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2048 Prepared Feed and Feed Ingredients for Animals and Fowls, Exc… Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2053 Frozen Bakery Products, Except Bread Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

2061 Cane Sugar, Except Refining Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2062 Cane Sugar Refining Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2063 Beet Sugar Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2074 Cottonseed Oil Mills Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2075 Soybean Oil Mills Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2076 Vegetable Oil Mills, Except Corn, Cottonseed, and Soybeans Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2077 Animal and Marine Fats and Oils Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2079 Shortening, Table Oils, Margarine, and Other Edible Fats and … Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2082 Malt Beverages Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2083 Malt Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2085 Distilled and Blended Liquors Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2087 Flavoring Extracts and Flavoring Syrups NEC Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2091 Canned and Cured Fish and Seafood Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2092 Prepared Fresh or Frozen Fish and Seafoods Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2096 Potato Chips, Corn Chips, and Similar Snacks Mfg. - Food / Kindred ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2099 Food Preparations Mfg. - Food / Kindred ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2211 Broadwoven Fabric Mills, Cotton Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2231 Broadwoven Fabric Mills, Wool (Including Dyeing and Finishing… Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2241 Narrow Fabric and Other Smallware Mills: Cotton, Wool, Silk, … Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2252 Hosiery Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2253 Knit Outerwear Mills Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2254 Textile Mill Products - Unclassified Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2257 Textile Mill Products - Unclassified Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2258 Textile Mill Products - Unclassified Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2259 Knitting Mills Mfg. - Textiles and Leather ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2261 Finishers of Broadwoven Fabrics of Cotton Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▼ Undesirable ▬ Acceptable

2273 Carpets and Rugs Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2281 Yarn Spinning Mills Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2282 Yarn Texturizing, Throwing, Twisting, and Winding Mills Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2283 Textile Mill Products - Unclassified Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2284 Thread Mills Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2297 Nonwoven Fabrics Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2298 Cordage and Twine Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2299 Textile Goods Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2326 Apparel And Other Textile Products - Unclassified Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2361 Girls', Children's, and Infants' Dresses, Blouses, and Shirts Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2369 Apparel And Other Textile Products - Unclassified Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2391 Curtains and Draperies Mfg. - Textiles and Leather ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2393 Textile Bags Mfg. - Textiles and Leather ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2399 Fabricated Textile Products Mfg. - Textiles and Leather ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

2426 Hardwood Dimension and Flooring Mills Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2431 Millwork Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2435 Hardwood Veneer and Plywood Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2436 Softwood Veneer and Plywood Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2441 Nailed and Lock Corner Wood Boxes and Shook Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2448 Wood Pallets and Skids Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2449 Wood Containers Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2452 Prefabricated Wood Buildings and Components Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2493 Reconstituted Wood Products Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2499 Wood Products Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2512 Wood Household Furniture, Upholstered Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

2515 Mattresses, Foundations, and Convertible Beds Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

2517 Wood Television, Radio, Phonograph and Sewing Machine Cabinet… Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2519 Household Furniture Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2591 Drapery Hardware and Window Blinds and Shades Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2599 Furniture and Fixtures Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

2621 Paper Mills Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2631 Paperboard Mills Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2656 Sanitary Food Containers, Except Folding Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2674 Uncoated Paper and Multiwall Bags Mfg. - Wood/Furniture/Paper ▬ Acceptable ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2675 Die-Cut Paper and Paperboard and Cardboard Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

2679 Converted Paper and Paperboard Products Mfg. - Wood/Furniture/Paper ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

2711 Newspapers: Publishing, or Publishing and Printing Mfg. - Printing and Publishing ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2721 Periodicals: Publishing, or Publishing and Printing Mfg. - Printing and Publishing ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2741 Miscellaneous Publishing Mfg. - Printing and Publishing ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

2893 Printing Ink Mfg. - Chemicals/Petroleum ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2952 Asphalt Felts and Coatings Mfg. - Chemicals/Petroleum ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

2992 Lubricating Oils and Greases Mfg. - Chemicals/Petroleum ▬ Acceptable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable

3053 Gaskets, Packing, and Sealing Devices Mfg. - Rubber and Plastics ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3061 Molded, Extruded, and Lathe-Cut Mechanical Rubber Goods Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3069 Fabricated Rubber Products Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3081 Unsupported Plastics Film and Sheet Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3082 Unsupported Plastics Profile Shapes Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3083 Laminated Plastics Plate, Sheet, and Profile Shapes Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3084 Plastics Pipe Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3085 Plastics Bottles Mfg. - Rubber and Plastics ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

3086 Plastics Foam Products Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

3087 Custom Compounding of Purchased Plastics Resins Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable

3088 Plastics Plumbing Fixtures Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3089 Plastics Products Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3199 Leather Goods Mfg. - Textiles and Leather ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

3241 Cement, Hydraulic Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3251 Brick and Structural Clay Tile Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3259 Structural Clay Products Mfg. - Stone/Clay/Glass ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3262 Vitreous China Table and Kitchen Articles Mfg. - Stone/Clay/Glass ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

3264 Stone, Clay, And Glass Products - Unclassified Mfg. - Stone/Clay/Glass ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3271 Concrete Block and Brick Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3281 Cut Stone and Stone Products Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3295 Minerals and Earths, Ground or Otherwise Treated Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

3297 Nonclay Refractories Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable

3299 Nonmetallic Mineral Products Mfg. - Stone/Clay/Glass ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3315 Steel Wiredrawing and Steel Nails and Spikes Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3316 Cold-Rolled Steel Sheet, Strip, and Bars Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3317 Steel Pipe and Tubes Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3351 Rolling, Drawing, and Extruding of Copper Mfg. - Primary Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3353 Aluminum Sheet, Plate, and Foil Mfg. - Primary Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

3354 Aluminum Extruded Products Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3355 Aluminum Rolling and Drawing Mfg. - Primary Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3356 Rolling, Drawing, and Extruding of Nonferrous Metals, Except … Mfg. - Primary Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3357 Drawing and Insulating of Nonferrous Wire Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3363 Aluminum Die-Castings Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3364 Nonferrous Die-Castings, Except Aluminum Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3365 Aluminum Foundries Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3399 Primary Metal Products Mfg. - Primary Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3411 Metal Cans Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3412 Metal Shipping Barrels, Drums, Kegs, and Pails Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3421 Cutlery Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3425 Saw Blades and Handsaws Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3429 Hardware Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

3431 Enameled Iron and Metal Sanitary Ware Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3433 Heating Equipment, Except Electric and Warm Air Furnaces Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3441 Fabricated Structural Metal Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3448 Prefabricated Metal Buildings and Components Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3449 Miscellaneous Structural Metal Work Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3462 Iron and Steel Forgings Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable

3463 Nonferrous Forgings Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

3465 Automotive Stamping Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

3466 Crowns and Closures Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3479 Coating, Engraving, and Allied Services Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

3491 Industrial Valves Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3492 Fluid Power Valves and Hose Fittings Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3493 Steel Springs, Except Wire Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3494 Valves and Pipe Fittings Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3495 Wire Springs Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3496 Miscellaneous Fabricated Wire Products Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3497 Metal Foil and Leaf Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3498 Fabricated Pipe and Pipe Fittings Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3499 Fabricated Metal Products Mfg. - Fabricated Metals ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

3511 Steam, Gas, and Hydraulic Turbines, and Turbine Generator Set… Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

3519 Internal Combustion Engines Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3523 Farm Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3524 Lawn and Garden Tractors and Home Lawn and Garden Equipment Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3531 Construction Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable

3532 Mining Machinery and Equipment, Except Oil and Gas Field Mach… Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3533 Oil and Gas Field Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3534 Elevators and Moving Stairways Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3535 Conveyors and Conveying Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3536 Overhead Traveling Cranes, Hoists, and Monorail Systems Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3537 Industrial Trucks, Tractors, Trailers, and Stackers Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3541 Machine Tools, Metal Cutting Type Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3542 Machine Tools, Metal Forming Type Mfg. - Industrial Equipment ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3543 Industrial Patterns Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3544 Special Dies and Tools, Die Sets, Jigs and Fixtures, and Indu… Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

3545 Cutting Tools, Machine Tool Accessories, and Machinists' Prec… Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3546 Power-Driven Handtools Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3547 Rolling Mill Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

3548 Electric and Gas Welding and Soldering Equipment Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3549 Metalworking Machinery Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3552 Textile Machinery Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3553 Woodworking Machinery Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3554 Paper Industries Machinery Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3555 Printing Trades Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3556 Food Products Machinery Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3559 Special Industry Machinery Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3561 Pumps and Pumping Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3562 Ball and Roller Bearings Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3563 Air and Gas Compressors Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3564 Industrial and Commercial Fans and Blowers and Air Purificati… Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3565 Packaging Machinery Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3566 Speed Changers, Industrial High-Speed Drives, and Gears Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3567 Industrial Process Furnaces and Ovens Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3568 Mechanical Power Transmission Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3569 General Industrial Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3582 Commercial Laundry, Drycleaning, and Pressing Machines Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3585 Air-Conditioning and Warm Air Heating Equipment and Commercia… Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3586 Measuring and Dispensing Pumps Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3589 Service Industry Machinery Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

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Page 9: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

3592 Industrial Machinery And Equipment - Unclassified Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3593 Fluid Power Cylinders and Actuators Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3594 Fluid Power Pumps and Motors Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3596 Scales and Balances, Except Laboratory Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3599 Industrial and Commercial Machinery and Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

3613 Switchgear and Switchboard Apparatus Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3621 Motors and Generators Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3624 Carbon and Graphite Products Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

3625 Relays and Industrial Controls Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3629 Electrical Industrial Apparatus Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3631 Household Cooking Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3632 Household Refrigerators and Home and Farm Freezers Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3633 Household Laundry Equipment Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3634 Electric Housewares and Fans Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3635 Household Vacuum Cleaners Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3639 Household Appliances Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3641 Electric Lamp Bulbs and Tubes Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3643 Current-Carrying Wiring Devices Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3644 Noncurrent-Carrying Wiring Devices Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3645 Residential Electric Lighting Fixtures Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3646 Commercial, Industrial, and Institutional Electric Lighting F… Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3647 Vehicular Lighting Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3648 Lighting Equipment Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3652 Phonograph Records and Prerecorded Audio Tapes and Disks Technology ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

3669 Communications Equipment Technology ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

3671 Electron Tubes Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3672 Printed Circuit Boards Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3674 Semiconductors and Related Devices Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3675 Electronic Capacitors Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3676 Electronic Resistors Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3677 Electronic Coils, Transformers, and Other Inductors Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3678 Electronic Connectors Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3679 Electronic Components Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3691 Storage Batteries Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3694 Electrical Equipment for Internal Combustion Engines Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3695 Magnetic and Optical Recording Media Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

3699 Electrical Machinery, Equipment, and Supplies Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3711 Motor Vehicles and Passenger Car Bodies Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3714 Motor Vehicle Parts and Accessories Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3715 Truck Trailers Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3751 Motorcycles, Bicycles, and Parts Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3752 Transportation Equipment - Unclassified Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3799 Transportation Equipment Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

3821 Laboratory Apparatus and Furniture Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3822 Automatic Controls for Regulating Residential and Commercial … Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3823 Industrial Instruments for Measurement, Display, and Control … Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3824 Totalizing Fluid Meters and Counting Devices Mfg. - Industrial Equipment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3825 Instruments for Measuring and Testing of Electricity and Elec… Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3826 Laboratory Analytical Instruments Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3829 Measuring and Controlling Devices Mfg. - Industrial Equipment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3841 Surgical and Medical Instruments and Apparatus Life Sciences ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3842 Orthopedic, Prosthetic, and Surgical Appliances and Supplies Life Sciences ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3843 Dental Equipment and Supplies Life Sciences ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3851 Ophthalmic Goods Life Sciences ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3861 Photographic Equipment and Supplies Mfg. - Chemicals/Petroleum ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

3911 Jewelry, Precious Metal Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable

3942 Dolls and Stuffed Toys Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3944 Games, Toys, and Children's Vehicles, Except Dolls and Bicycl… Mfg. - Rubber and Plastics ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

10/28/2015

Page 10: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

3949 Sporting and Athletic Goods Mfg. - Rubber and Plastics ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3955 Carbon Paper and Inked Ribbons Mfg. - Rubber and Plastics ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable

3961 Costume Jewelry and Costume Novelties, Except Precious Metals Mfg. - Fabricated Metals ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

3996 Linoleum, Asphalted-Felt-Base, and Other Hard Surface Floor C… Mfg. - Rubber and Plastics ▬ Acceptable ▼ Undesirable ▲ Preferred ▼ Undesirable ▼ Undesirable ▬ Acceptable

3999 Manufacturing Industries Mfg. - Misc. ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4212 Local Trucking Without Storage Trucking ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable

4213 Trucking, Except Local Trucking ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▼ Undesirable

4214 Local Trucking with Storage Trucking ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable

4221 Farm Product Warehousing and Storage Trucking ▬ Acceptable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

4225 General Warehousing and Storage Trucking ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

4226 Special Warehousing and Storage Trucking ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4724 Travel Agencies Transportation ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4731 Arrangement of Transportation of Freight and Cargo Transportation ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

4785 Fixed Facilities and Inspection and Weighing Services for Mot… Transportation ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

4812 Radiotelephone Communications Communication ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

4813 Telephone Communications, Except Radiotelephone Communication ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4822 Telegraph and Other Message Communications Communication ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4832 Radio Broadcasting Stations Communication ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4833 Television Broadcasting Stations Communication ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4841 Cable and Other Pay Television Services Communication ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

4899 Communications Services Communication ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4959 Sanitary Services Utilities ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

4971 Irrigation Systems Utilities ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

5012 Automobiles and Other Motor Vehicles Wholesale ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5014 Tires and Tubes Wholesale ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5015 Motor Vehicle Parts, Used Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5031 Lumber, Plywood, Millwork, and Wood Panels Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5032 Brick, Stone and Related Construction Materials Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

5033 Roofing, Siding, and Insulation Materials Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5039 Construction Materials Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5047 Medical, Dental, and Hospital Equipment and Supplies Wholesale ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5049 Professional Equipment and Supplies Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5051 Metals Service Centers and Offices Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

5065 Electronic Parts and Equipment Wholesale ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5074 Plumbing and Heating Equipment and Supplies (Hydronics) Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

5075 Warm Air Heating and Air-Conditioning Equipment and Supplies Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5078 Refrigeration Equipment and Supplies Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5082 Construction and Mining (Except Petroleum) Machinery and Equi… Wholesale ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5083 Farm and Garden Machinery and Equipment Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5084 Industrial Machinery and Equipment Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

5085 Industrial Supplies Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

5088 Transportation Equipment and Supplies, Except Motor Vehicles Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5091 Sporting and Recreational Goods and Supplies Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5092 Toys and Hobby Goods and Supplies Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5094 Jewelry, Watches, Precious Stones, and Precious Metals Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5099 Durable Goods Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

5131 Piece Goods, Notions, and Other Dry Goods Wholesale ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5137 Women's, Children's, and Infants' Clothing and Accessories Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5142 Packaged Frozen Foods Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5143 Dairy Products, Except Dried or Canned Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5144 Poultry and Poultry Products Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5145 Confectionery Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5148 Fresh Fruits and Vegetables Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5153 Grain and Field Beans Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5159 Farm-Product Raw Materials Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5162 Plastics Materials and Basic Forms and Shapes Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5191 Farm Supplies Wholesale ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

5199 Nondurable Goods Wholesale ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

5211 Lumber and Other Building Materials Dealers Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5231 Paint, Glass, and Wallpaper Stores Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5261 Retail Nurseries, Lawn and Garden Supply Stores Retail ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

5331 Variety Stores Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5399 Miscellaneous General Merchandise Stores Retail ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable ▬ Acceptable ▲ Preferred

5411 Grocery Stores Retail ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

5421 Meat and Fish (Seafood) Markets, Including Freezer Provisione… Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5499 Miscellaneous Food Stores Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5511 Motor Vehicle Dealers (New and Used) Vehicle Dealers/Rentals/Repair ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

5531 Auto and Home Supply Stores Retail ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5541 Gasoline Service Stations Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5599 Automotive Dealers Vehicle Dealers/Rentals/Repair ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

5714 Drapery, Curtain, and Upholstery Stores Retail ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5813 Drinking Places (Alcoholic Beverages) Restaurants ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

5912 Drug Stores and Proprietary Stores Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred

5921 Liquor Stores Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5932 Used Merchandise Stores Retail ▬ Acceptable ▲ Preferred ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5941 Sporting Goods Stores and Bicycle Shops Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5962 Automatic Merchandising Machine Operator Retail ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5983 Fuel Oil Dealers Retail ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

5994 News Dealers and Newsstands Retail ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

5999 Miscellaneous Retail Stores Retail ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

6011 Federal Reserve Banks Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6019 Depository Institutions - Unclassified Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6021 National Commercial Banks Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6022 State Commercial Banks Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6029 Commercial Banks Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6035 Savings Institutions, Federally Chartered Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6036 Savings institutions, Not Federally Chartered Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6061 Credit Unions, Federally Chartered Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6062 Credit Unions, Not Federally Chartered Finance ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

6081 Branches and Agencies of Foreign Banks Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6082 Depository Institutions - Unclassified Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6091 Nondeposit Trust Facilities Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6099 Functions Related to Deposit Banking Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

6111 Federal and Federally-Sponsored Credit Agencies Finance ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

6141 Personal Credit Institutions Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6153 Short-Term Business Credit Institutions, Except Agricultural Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6159 Miscellaneous Business Credit Institutions Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6162 Mortgage Bankers and Loan Correspondents Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6163 Loan Brokers Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6211 Security Brokers, Dealers, and Flotation Companies Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6221 Commodity Contracts Brokers and Dealers Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6231 Security and Commodity Exchanges Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6282 Investment Advice Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6289 Services Allied With the Exchange of Securities or Commoditie… Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6311 Life Insurance Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6321 Accident and Health Insurance Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6324 Hospital and Medical Service Plans Finance ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6331 Fire, Marine, and Casualty Insurance Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6351 Surety Insurance Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6361 Title Insurance Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6371 Pension, Health, and Welfare Funds Finance ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

6399 Insurance Carriers Finance ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

6514 Operators of Dwellings Other Than Apartment Buildings Real Estate ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

6519 Lessors of Real Property Real Estate ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6541 Title Abstract Offices Real Estate ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6552 Land Subdividers and Developers, Except Cemeteries Real Estate ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

6553 Cemetery Subdividers and Developers Real Estate ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6712 Offices of Bank Holding Companies Finance ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6719 Offices of Holding Companies Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6722 Management Investment Offices, Open-End Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6726 Unit Investment Trusts, Face-Amount Certificate Offices, and … Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6732 Education, Religious, and Charitable Trusts Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6733 Trusts, Except Educational, Religious, and Charitable Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6794 Patent Owners and Lessors Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6798 Real Estate Investment Trusts Real Estate ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

6799 Investors Finance ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7211 Power Laundries, Family and Commercial Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7212 Garment Pressing, and Agents for Laundries and Drycleaners Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7215 Coin-Operated Laundries and Drycleaning Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7261 Funeral Services and Crematories Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7299 Miscellaneous Personal Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7312 Outdoor Advertising Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

7313 Radio, Television, and Publishers' Advertising Representative… Services ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7319 Advertising Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7323 Credit Reporting Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7342 Disinfecting and Pest Control Services Services ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable

7352 Medical Equipment Rental and Leasing Services ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7353 Heavy Construction Equipment Rental and Leasing Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7359 Equipment Rental and Leasing Services ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7363 Help Supply Services Services ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

7373 Computer Integrated Systems Design Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7374 Computer Processing and Data Preparation and Processing Servi… Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7375 Information Retrieval Services Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7376 Computer Facilities Management Services Technology ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7377 Computer Rental and Leasing Technology ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

7379 Computer Related Services Technology ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred

7383 News Syndicates Services ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

7532 Top, Body, and Upholstery Repair Shops and Paint Shops Vehicle Dealers/Rentals/Repair ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7533 Automotive Exhaust System Repair Shops Vehicle Dealers/Rentals/Repair ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

7536 Automotive Glass Replacement Shops Vehicle Dealers/Rentals/Repair ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

7537 Automotive Transmission Repair Shops Vehicle Dealers/Rentals/Repair ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

7539 Automotive Repair Shops Vehicle Dealers/Rentals/Repair ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7549 Automotive Services, Except Repair and Carwashes Misc Repair ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7623 Refrigeration and Air-Conditioning Services and Repair Shops Misc Repair ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

7629 Electrical and Electronic Repair Shops Misc Repair ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7692 Welding Repair Misc Repair ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7694 Armature Rewinding Shops Misc Repair ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7699 Repair Shops and Related Services Misc Repair ▬ Acceptable ▲ Preferred ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

7812 Motion Picture and Video Tape Production Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7819 Services Allied to Motion Picture Production Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7820 Motion Pictures - Unclassified Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7822 Motion Picture and Video Tape Distribution Entertainment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7829 Services Allied to Motion Picture Distribution Entertainment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7833 Drive-In Motion Picture Theaters Entertainment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7841 Video Tape Rental Entertainment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7911 Dance Studios, Schools, and Halls Entertainment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7922 Theatrical Producers (Except Motion Picture) and Miscellaneou… Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7929 Bands, Orchestras, Actors, and Other Entertainers and Enterta… Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7933 Bowling Centers Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7991 Physical Fitness Facilities Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7992 Public Golf Courses Entertainment ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

7997 Membership Sports and Recreation Clubs Entertainment ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable

8051 Skilled Nursing Care Facilities Healthcare ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable

8052 Intermediate Care Facilities Healthcare ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

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Page 13: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance

SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

8062 General Medical and Surgical Hospitals Healthcare ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8069 Specialty Hospitals, Except Psychiatric Healthcare ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable

8072 Dental Laboratories Healthcare ▬ Acceptable ▼ Undesirable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8092 Kidney Dialysis Centers Healthcare ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable

8093 Specialty Outpatient Facilities Healthcare ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8099 Health and Allied Services Healthcare ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8211 Elementary and Secondary Schools Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8221 ᶢColleges, Universities, and Professional Schools Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8222 Junior Colleges and Technical Institutes Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8231 Libraries Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8243 Data Processing Schools Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8244 Business and Secretarial Schools Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8249 Vocational Schools Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8299 Schools and Educational Services Education ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8331 Job Training and Vocational Rehabilitation Services Services ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8611 Business Associations Membership Organizations ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8621 Professional Membership Organizations Membership Organizations ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8631 Labor Unions and Similar Labor Organizations Membership Organizations ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8651 Political Organizations Membership Organizations ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

8699 Membership Organizations Membership Organizations ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8721 Accounting, Auditing, and Bookkeeping Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8731 Commercial Physical and Biological Research Life Sciences ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▬ Acceptable

8732 Commercial Economic, Sociological, and Educational Research Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8733 Noncommercial Research Organizations Life Sciences ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8734 Testing Laboratories Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

8742 Management Consulting Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

8744 Facilities Support Management Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▬ Acceptable ▬ Acceptable

8748 Business Consulting Services Services ▬ Acceptable ▬ Acceptable ▬ Acceptable ▲ Preferred ▲ Preferred ▬ Acceptable

8999 Services Services ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9111 Executive Offices Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9199 ᶢGeneral Government Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9211 ᶢCourts Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9221 ᶢPolice Protection Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9222 ᶢLegal Counsel and Prosecution Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9223 ᶢCorrectional Institutions Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9224 ᶢFire Protection Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

9229 ᶢPublic Order and Safety Government ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable ▬ Acceptable

0741 Veterinary Services For Livestock Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0751 Livestock Services, Except Veterinary Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0752 Animal Specialty Services, Except Veterinary Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0761 Farm Labor Contractors and Crew Leaders Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0762 Farm Management Services Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

0811 Timber Tracts Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0831 Forest Nurseries and Gathering of Forest Products Agriculture ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0850 Forestry - Unclassified Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0851 Forestry Services Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0912 Finfish Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0913 Shellfish Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0919 Miscellaneous Marine Products Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0921 Fish Hatcheries and Preserves Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0971 Hunting and Trapping, and Game Propagation Agriculture ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1011 Metal Mining - Unclassified Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1021 Copper Ores Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1031 Lead and Zinc Ores Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1041 Gold Ores Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1044 Silver Ores Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1061 Ferroalloy Ores Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1081 Metal Mining Services Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

1094 Metal Mining - Unclassified Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1099 Miscellaneous Metal Ores Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1221 Bituminous Coal and Lignite Surface Mining Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1222 Bituminous Coal Underground Mining Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1231 Anthracite Mining Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1241 Coal Mining Services Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1411 Dimension Stone Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1422 Crushed and Broken Limestone Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1423 Crushed and Broken Granite Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1429 Crushed and Broken Stone Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1442 Construction Sand and Gravel Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1446 Industrial Sand Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1455 Nonmetallic Minerals, Except Fuels - Unclassified Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1459 Clay, Ceramic, and Refractory Minerals Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1474 Nonmetallic Minerals, Except Fuels - Unclassified Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1475 Nonmetallic Minerals, Except Fuels - Unclassified Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1479 Nonmetallic Minerals, Except Fuels - Unclassified Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1481 Nonmetallic Minerals Services Except Fuels Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1499 Miscellaneous Nonmetallic Minerals, Except Fuels Mining ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

1522 ᵈGeneral Contractors-Residential Buildings, Other Than Single… Construction ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

1531 ᵈOperative Builders Construction ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

1622 ᵉBridge, Tunnel, and Elevated Highway Construction Construction ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

1795 ᵈWrecking and Demolition Work Construction ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2015 Poultry Slaughtering and Processing Mfg. - Food / Kindred ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2111 Cigarettes Mfg. - Food / Kindred ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2121 Cigars Mfg. - Food / Kindred ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2131 Chewing and Smoking Tobacco and Snuff Mfg. - Food / Kindred ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2141 Tobacco Products - Unclassified Mfg. - Food / Kindred ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2296 Tire Cord and Fabrics Mfg. - Textiles and Leather ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2411 Logging Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2421 Sawmills and Planing Mills, General Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2429 Special Product Sawmills Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2439 Structural Wood Members Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2451 Mobile Homes Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2491 Wood Preserving Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2611 Pulp Mills Mfg. - Wood/Furniture/Paper ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2812 Alkalies and Chlorine Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2813 Industrial Gases Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2816 Inorganic Pigments Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2819 Industrial Inorganic Chemicals Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2821 Plastics Material and Synthetic Resins, and Nonvulcanizable E… Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2822 Synthetic Rubber Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2823 Cellulosic Manmade Fibers Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2824 Manmade Organic Fibers, Except Cellulosic Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2833 Medicinal Chemicals and Botanical Products Life Sciences ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2834 Pharmaceutical Preparations Life Sciences ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2835 In Vitro and In Vivo Diagnostic Substances Life Sciences ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2836 Biological Products, Except Diagnostic Substances Life Sciences ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2841 Soaps and Other Detergents, Except Speciality Cleaners Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2842 Speciality Cleaning, Polishing, and Sanitary Preparations Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2843 Surface Active Agents, Finishing Agents, Sulfonated Oils, and… Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2844 Perfumes, Cosmetics, and Other Toilet Preparations Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2851 Paints, Varnishes, Lacquers, Enamels, and Allied Products Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2861 Gum and Wood Chemicals Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2865 Cyclic Organic Crudes and Intermediates, and Organic Dyes and… Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2869 Industrial Organic Chemicals Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2873 Nitrogenous Fertilizers Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2874 Phosphatic Fertilizers Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

2875 Fertilizers, Mixing Only Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2879 Pesticides and Agricultural Chemicals Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2891 Adhesives and Sealants Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2892 Explosives Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2895 Carbon Black Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2899 Chemicals and Chemical Preparations Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2911 Petroleum Refining Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2951 Asphalt Paving Mixtures and Blocks Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

2999 Products of Petroleum and Coal Mfg. - Chemicals/Petroleum ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3011 Tires and Inner Tubes Mfg. - Rubber and Plastics ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3111 Leather Tanning and Finishing Mfg. - Textiles and Leather ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3255 Clay Refractories Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3273 Ready-Mixed Concrete Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3274 Lime Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3275 Gypsum Products Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3291 Abrasive Products Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3292 Asbestos Products Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3296 Mineral Wool Mfg. - Stone/Clay/Glass ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3312 Steel Works, Blast Furnaces (Including Coke Ovens), and Rolli… Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3313 Electrometallurgical Products, Except Steel Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3321 Gray and Ductile Iron Foundries Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3322 Malleable Iron Foundries Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3324 Steel Investment Foundries Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3325 Steel Foundries Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3331 Primary Smelting and Refining of Copper Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3334 Primary Production of Aluminum Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3339 Primary Smelting and Refining of Nonferrous Metals, Except Co… Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3341 Secondary Smelting and Refining of Nonferrous Metals Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3366 Copper Foundries Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3369 Nonferrous Foundries, Except Aluminum and Copper Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3398 Metal Heat Treating Mfg. - Primary Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3443 Fabricated Plate Work (Boiler Shops) Mfg. - Fabricated Metals ▼ Undesirable ▬ Acceptable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3482 Small Arms Ammunition Mfg. - Fabricated Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3483 Ammunition, Except Small Arms Mfg. - Fabricated Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3484 Small Arms Mfg. - Fabricated Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3489 Ordnance and Accessories Mfg. - Fabricated Metals ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3612 Power, Distribution, and Specialty Transformers Technology ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3692 Primary Batteries, Dry and Wet Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3713 Truck and Bus Bodies Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

3716 Motor Homes Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3721 Aircraft Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3724 Aircraft Engines and Engine Parts Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3728 Aircraft Parts and Auxiliary Equipment Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

3731 Ship Building and Repairing Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3732 Boat Building and Repairing Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3743 Railroad Equipment Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3761 Guided Missiles and Space Vehicles Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3764 Guided Missile and Space Vehicle Propulsion Units and Propuls… Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3769 Guided Missile Space Vehicle Parts and Auxiliary Equipment Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3792 Travel Trailers and Campers Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3795 Tanks and Tank Components Mfg. - Industrial Equipment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3812 Search, Detection, Navigation, Guidance, Aeronautical, and Na… Technology ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3844 X-Ray Apparatus and Tubes and Related Irradiation Apparatus Life Sciences ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

3845 Electromedical and Electrotherapeutic Apparatus Life Sciences ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4011 Railroads, Line-haul Operating Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4013 Railroad Switching and Terminal Establishments Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4111 Local and Suburban Transit Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4119 Local Passenger Transportation Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

4121 Taxicabs Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4131 Intercity and Rural Bus Transportation Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4141 Local Bus Charter Service Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4142 Bus Charter Service, Except Local Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4151 School Buses Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4173 Terminal and Service Facilities for Motor Vehicle Passenger T… Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4215 Courier Services Except by Air Trucking ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4222 Refrigerated Warehousing and Storage Trucking ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4231 Terminal and Joint Terminal Maintenance Facilities for Motor … Trucking ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4311 United States Postal Service Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4412 Deep Sea Foreign Transportation of Freight Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4424 Deep Sea Domestic Transportation of Freight Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4432 Freight Transportation on the Great Lakes - St. Lawrence Seaw… Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4449 Water Transportation of Freight Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4481 Deep Sea Transportation of Passengers, Except by Ferry Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4482 Ferries Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4489 Water Transportation of Passengers Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4491 Marine Cargo Handling Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4492 Towing and Tugboat Services Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4493 Marinas Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4499 Water Transportation Services Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4512 Air Transportation, Scheduled Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4513 Air Courier Services Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4522 Air Transportation, Nonscheduled Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4581 Airports, Flying Fields, and Airport Terminal Services Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

4725 Tour Operators Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

4729 Arrangement of Passenger Transportation Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

4741 Rental of Railroad Cars Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4783 Packing and Crating Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

4789 Transportation Services Transportation ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4952 Sewerage Systems Utilities ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4953 Refuse Systems Utilities ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

4961 Steam and Air-Conditioning Supply Utilities ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5052 Coal and Other Minerals and Ores Wholesale ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5093 Scrap and Waste Materials Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5122 Drugs, Drug Proprietaries, and Druggists' Sundries Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

5154 Livestock Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5169 Chemicals and Allied Products Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5171 Petroleum Bulk Stations and Terminals Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5172 Petroleum and Petroleum Products Wholesalers, Except Bulk Sta… Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5194 Tobacco and Tobacco Products Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5198 Paint, Varnishes, and Supplies Wholesale ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5271 Mobile Home Dealers Retail ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

5521 Motor Vehicle Dealers (Used Only) Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5551 Boat Dealers Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5561 Recreational Vehicle Dealers Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5571 Motorcycle Dealers Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5984 Liquefied Petroleum Gas (Bottled Gas) Dealers Retail ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5989 Fuel Dealers Retail ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

5993 Tobacco Stores and Stands Retail ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

6513 Operators of Apartment Buildings Real Estate ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

6515 Operators of Residential Mobile Home Sites Real Estate ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

6517 Lessors of Railroad Property Real Estate ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

6792 Oil Royalty Traders Finance ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7021 Rooming and Boarding Houses Hospitality ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7032 Sporting and Recreational Camps Hospitality ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7033 Recreational Vehicle Parks and Campsites Hospitality ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7041 Organization Hotels and Lodging Houses, on Membership Basis Hospitality ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

7216 Drycleaning Plants, Except Rug Cleaning Services ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▬ Acceptable ▬ Acceptable

7322 Adjustment and Collection Services Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

7350 Business Services - Unclassified Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

7361 Employment Agencies Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

7381 Detective, Guard, and Armored Car Services Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

7382 Security Systems Services Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

7513 Truck Rental and Leasing, Without Drivers Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7514 Passenger Car Rental Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7515 Passenger Car Leasing Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7519 Utility Trailer and Recreational Vehicle Rental Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7534 Tire Retreading and Repair Shops Vehicle Dealers/Rentals/Repair ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7941 Professional Sports Clubs and Promoters Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7948 Racing, Including Track Operations Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7979 Amusement & Recreation Services - Unclassified Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7993 Coin-Operated Amusement Devices Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7996 Amusement Parks Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

7999 Amusement and Recreation Services Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

8040 Health Services - Unclassified Healthcare ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

8059 Nursing and Personal Care Facilities Healthcare ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

8063 Psychiatric Hospitals Healthcare ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

8082 Home Health Care Services Healthcare ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

8322 Individual and Family Social Services Healthcare ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable

8351 Child Day Care Services Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

8361 Residential Care Healthcare ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

8399 Social Services Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

8422 Arboreta and Botanical or Zoological Gardens Entertainment ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

8811 Private Households Services ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

9121 Legislative Bodies Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

9131 Executive and Legislative Offices, Combined Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

9311 Public Finance, Taxation, and Monetary Policy Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9411 Administration of Educational Programs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9431 Administration of Public Health Programs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9441 Administration of Social, Human Resource and Income Maintenan… Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9451 Veterans' Affairs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9511 Air and Water Resource and Solid Waste Management Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

9512 Land, Mineral, Wildlife, and Forest Conservation Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9531 Administration of Housing Programs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9532 Administration of Urban Planning and Community and Rural Deve… Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9611 Administration of General Economic Programs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9621 Regulation and Administration of Transportation Programs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9631 Regulation and Administration of Communications, Electric, Ga… Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9641 Regulation of Agricultural Marketing and Commodities Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9651 Regulation, Licensing, and Inspection of Miscellaneous Commer… Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▬ Acceptable ▼ Undesirable ▼ Undesirable

9661 Space Research and Technology Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

9711 National Security Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

9721 International Affairs Government ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable ▼ Undesirable

0111 ᵐWheat **Refer to Ag. App. Guide - - - - - -

0112 ᵐRice **Refer to Ag. App. Guide - - - - - -

0115 ᵐCorn **Refer to Ag. App. Guide - - - - - -

0116 ᵐSoybeans **Refer to Ag. App. Guide - - - - - -

0119 ᵐCash Grains **Refer to Ag. App. Guide - - - - - -

0131 ᵐCotton **Refer to Ag. App. Guide - - - - - -

0132 ᵐTobacco **Refer to Ag. App. Guide - - - - - -

0133 ᵐSugarcane and Sugar Beets **Refer to Ag. App. Guide - - - - - -

0134 ᵐIrish Potatoes **Refer to Ag. App. Guide - - - - - -

0139 ᵐField Crops, Except Cash Grains **Refer to Ag. App. Guide - - - - - -

0161 ᵐVegetables and Melons **Refer to Ag. App. Guide - - - - - -

0171 ᵐBerry Crops **Refer to Ag. App. Guide - - - - - -

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SIC SIC Description Industry Class Summary Auto General Liability Property Workers Comp Umbrellaᵃ

Appetite by Line of Business

0172 ᵐGrapes **Refer to Ag. App. Guide - - - - - -

0173 ᵐTree Nuts **Refer to Ag. App. Guide - - - - - -

0174 ᵐCitrus Fruits **Refer to Ag. App. Guide - - - - - -

0175 ᵐDeciduous Tree Fruits **Refer to Ag. App. Guide - - - - - -

0179 ᵐFruits and Tree Nuts **Refer to Ag. App. Guide - - - - - -

0181 ᵐOrnamental Floriculture and Nursery Products **Refer to Ag. App. Guide - - - - - -

0182 ᵐFood Crops Grown Under Cover **Refer to Ag. App. Guide - - - - - -

0191 ᵐGeneral Farms, Primarily Crop **Refer to Ag. App. Guide - - - - - -

0211 ᵐBeef Cattle Feedlots **Refer to Ag. App. Guide - - - - - -

0212 ᵐBeef Cattle, Except Feedlots **Refer to Ag. App. Guide - - - - - -

0213 ᵐHogs **Refer to Ag. App. Guide - - - - - -

0214 ᵐSheep and Goats **Refer to Ag. App. Guide - - - - - -

0219 ᵐGeneral Livestock, Except Dairy and Poultry **Refer to Ag. App. Guide - - - - - -

0241 ᵐDairy Farms **Refer to Ag. App. Guide - - - - - -

0251 ᵐBroiler, Fryers, and Roaster Chickens **Refer to Ag. App. Guide - - - - - -

0252 ᵐChicken Eggs **Refer to Ag. App. Guide - - - - - -

0253 ᵐTurkey and Turkey Eggs **Refer to Ag. App. Guide - - - - - -

0254 ᵐPoultry Hatcheries **Refer to Ag. App. Guide - - - - - -

0259 ᵐPoultry and Eggs **Refer to Ag. App. Guide - - - - - -

0271 ᵐFur-Bearing Animals and Rabbits **Refer to Ag. App. Guide - - - - - -

0272 ᵐHorses and Other Equines **Refer to Ag. App. Guide - - - - - -

0273 ᵐAnimal Aquaculture **Refer to Ag. App. Guide - - - - - -

0279 ᵐAnimal Specialities **Refer to Ag. App. Guide - - - - - -

0291 ᵐGeneral Farms, Primarily Livestock and Animal Specialties **Refer to Ag. App. Guide - - - - - -

0711 ᵐSoil Preparation Services **Refer to Ag. App. Guide - - - - - -

0721 ᵐCrop Planting, Cultivating, and Protecting **Refer to Ag. App. Guide - - - - - -

0722 ᵐCrop Harvesting, Primarily by Machine **Refer to Ag. App. Guide - - - - - -

0723 ᵐCrop Preparation Services For Market, except Cotton Ginning **Refer to Ag. App. Guide - - - - - -

0724 ᵐCotton Ginning **Refer to Ag. App. Guide - - - - - -

0740 ᵐAgricultural Services - Unclassified **Refer to Ag. App. Guide - - - - - -

4612 ᵏCrude Petroleum Pipelines **Refer to Energy App. Guide - - - - - -

4613 ᵏPipelines, Except Natural Gas - Unclassified **Refer to Energy App. Guide - - - - - -

4619 ᵏPipelines **Refer to Energy App. Guide - - - - - -

4911 ᵏElectric Services **Refer to Energy App. Guide - - - - - -

4922 ᵏNatural Gas Transmission **Refer to Energy App. Guide - - - - - -

4923 ᵏNatural Gas Transmission and Distriution **Refer to Energy App. Guide - - - - - -

4924 ᵏNatural Gas Distriution **Refer to Energy App. Guide - - - - - -

4925 ᵏMixed, Manufactured, or Liquefied Petroleum Gas Production a… **Refer to Energy App. Guide - - - - - -

4931 ᵏElectric and Other Services Comined **Refer to Energy App. Guide - - - - - -

4932 ᵏGas and Other Services Comined **Refer to Energy App. Guide - - - - - -

4939 ᵏComination Utilities **Refer to Energy App. Guide - - - - - -

4941 ᵏWater Supply **Refer to Energy App. Guide - - - - - -

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Page 19: Middle Market - Detailed Appetite Guide 2015 Version 1 · 2020-01-27 · 2015 Version 1 Middle Market - Detailed Appetite Guide The Middle Market appetite of Liberty Mutual Insurance