micro finance ratio calculations
DESCRIPTION
This will enable ration calculations in Micro finance institutions.TRANSCRIPT
Profitability Ratios 2012Gross profit Margin = gross profit/ salesOperating Profit Margin = operating profit/salesPretax Profit Margin = ebt/salesNet Profit Margin =net profit/salesOperating Expense ratio =operating expense/sales
Return on Investment
Return on assets =net profit/ave total assets
Growth of Income (%) Growth of Net Profit (%) Net Assets Growth (%) Growth of Loans (%) Return on Assets (%)
Dependent VariablesYears in businessProfit for the yearNumber of emploees
Non performing loans (over 12 months)Non performing loans as a % income
2013 2014 2015