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12 page Annual Report Concept including cover page.

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  • Annual Report

    Level 1, Ra Marama House91 Gordon Street, SuvaP. O. Box 14213, Suva

    Phone: (679) 331 405 5Fax: (679) 330 002 6Email: info@m.com.fjwww.m.com.fj

  • HistoryMerchant Finance & Investment Company Limited (Merchant Finance) formerly known as Merchant Bank of Fiji Limited was officially established in 1986, as a joint initiative between Australian Guarantee Corporation (AGC), International Finance Corporation (IFC) and the Fiji Development Bank primarily to offer an array of financing facilities. In April of 1992, the company was licensed as a Credit Institution expanding their capabilities as a financial institution in permitting the company to issue investment products, primarily term deposits.

  • VisionMerchant Finance aspires to be the preferred provider of innovative financial solutions in the Fiji Islands

    MissionMerchant Finance is committed to the achievement of its mission statement as set out below:

    We will achieve consecutive years of profitable growth

    We will be the best employer

    We will be the market leader in our product offerings

    We will be relentless in our pursuit to meet the needs of our customers

    Since 1986

  • Talk to us first

  • Contents

    Financial Highlights

    Corporate Governance

    Sub Committees Report

    Board of Directors

    Management Team

    Chairmans Report

    General Managers Report

    Statement by Directors

    Independent Auditors Report

    Staement by Directors

    Independent Auditors Report

    Statements of Comprehensive Income

    Statements of Changes in Equity

    Statements Financial Position

    Statements of Cash Flows

    Notes to and Forming Part ofFinancial Statements

    Level 1, Ra Marama House 91 Gordon Street, Suva P. O. Box 14213, Suva Phone: (679) 331 405 5Fax: (679) 330 002 6 Email: info@mfl.com.fj www.mfl.com.fj

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  • 04FinacialHighlights

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    05

  • 06Corporate Governance

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    SHAREHOLDERS

    SHAREHOLDERSAUDITOR

    COPORATEGOVERNANCE

    COMMITTEE

    HUMANRESOURCESCOMMITTEE

    BOARD OF DIRECTORS

    MANAGEMENT

    RISKCOMMITTEE

    AUDITCOMMITTEE

    Structure

  • 07

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