merrill lynch retirement plus® - transamerica insurance, investments & retirement · ·...
TRANSCRIPT
Merrill Lynch Retirement Plus®
The performance quoted represents past performance and does not guarantee future results; and current
performance may be lower or higher than the performance quoted. The annuity value will fluctuate with
market conditions so that when surrendered, it may be worth more or less than total of premium
payments.
This material gives performance numbers for the Merrill Lynch Retirement Plus®. Variable annuities are
long-term, tax deferred vehicles that offer investment options through subaccounts and insurance
features such as annuitization and death benefit options. Investors should consider the investment
objectives, risks, charges and expenses of each investment company carefully before investing. Both the
contract prospectus and underlying fund prospectus contain this and other information about the
investment companies. The contract prospectus and underlying fund prospectus should be read carefully
before investing. Please contact 800-535-5549 for a prospectus. To obtain performance data current to
the most recent month-end go to www.transamerica.com.
Taxes are due upon distribution of earnings. Distribution of earnings made prior to age 59½ may be subject
to a 10% federal tax penalty. Surrender charges may also apply according to the terms of the variable
annuity contract.
The fees and charges reflected in the performance figures shown may not be specific to your annuity
contract and, therefore, not reflect the returns your annuity earned. Some portfolios may not be available to
existing annuity owners. Generally, each portfolio has broad risks that apply to all portfolios, such as market
risk, as well as specific risks of investing in particular types of portfolios. Investing in certain types of
portfolios, such as foreign (non-U.S.) securities or small or mid-cap funds, subjects your annuity to greater
risk and volatility than the general market. The risks of a fund may be increased by the use of derivatives,
such as futures, options and swaps. Please see the contract prospectus and underlying fund prospectus for
the specific risks associated with each subaccount. Some portfolios may not be available to existing annuity
owners.
Returns reflect performance of the portfolio and subaccounts assuming a single premium payment at
inception (date next to name), are net of all asset-based fees, including the daily mortality and expense risk
fee and administrative charge equal to 1.35% annually (collectively M&E&A), 12b-1 fees (if any) and all
other actual portfolio expenses. Standardized returns in "With Surrender Charge & Contract Charge
Deducted" column include a pro rata deduction of the $40 annual contract charge and any surrender
charge that would apply if you terminated the contract at the end of each period indicated. Merrill Lynch
Retirement Plus surrender charge is a percentage of amount withdrawn (in excess of any surrender
charge free amount) and declines as follows: 7-6-5-4-3-2-1-0%. Non-standardized returns in "Without
Surrender Charge & Contract Charge Deducted" column do not include these charges
Returns do not include charges for other optional riders, or any taxes that may apply at distribution. IF
THEY HAD, PERFORMANCE WOULD BE LOWER. Returns prior to the subaccount inception date are
hypothetical and reflect performance as if the annuity was available. The figures in the tables may reflect
waiver of advisory fees and reimbursement of other expenses. IN THE ABSENCE OF SUCH WAIVERS,
THE PERFORMANCE WOULD HAVE BEEN LOWER.
Investment option names may vary from their corresponding portfolio names. Please see the contract
prospectus for portfolio names.
This material was prepared for general distribution. It is being provided for informational purposes only
and should not be viewed as an investment recommendation. If you need advice regarding your particular
investment needs, contact a financial professional.
TALRPPR0118 2 v7.13 05/11/2012
Portfolio Monthly Performance
Adjusted Historical Average Annual Returns
Without surrender charge & contract
charge deducted as of 04/30/2018
With surrender charge & contract
charge deducted as of 04/30/2018
Portfolio
Since
Inception
10
Year
5
Year
3
Year
1
Year
Year to
Date
One
Month
Since
Inception
10
Year
One
Month
Year to
Date
1
Year
3
Year
5
Year
Inception
Date
4.484.019.887.5215.30-1.07-0.6101/11/1996
AB Global Thematic
Growth Portfolio - Class
A 4.463.989.586.329.27-6.87 -7.30
8.709.1215.8512.6617.943.010.8906/26/1992
AB Large Cap Growth
Portfolio - Class A # 8.699.0915.6011.5711.91-5.48 -3.50
5.168.9114.6812.0720.663.941.1705/01/2001
American Century VP
Ultra® Fund - Class I 5.138.8814.4310.9614.62-5.21 -2.64
9.626.6211.699.5912.460.70-0.3604/20/1982
BlackRock Advantage
Large Cap Core V.I.
Fund - Class I Shares £ 9.616.6011.408.446.43-6.64 -5.65
6.314.839.937.658.75-1.57-0.0204/23/2001
BlackRock Advantage
Large Cap Value V.I.
Fund - Class I Shares ¤ 6.294.809.636.462.79-6.32 -7.76
8.447.3210.107.2910.59-1.38-0.3504/20/1982
BlackRock Advantage
U.S. Total Market V.I.
Fund - Class I Shares ¥ 8.437.299.806.094.56-6.63 -7.59
7.965.578.323.487.08-1.021.4507/01/1993
BlackRock Basic Value
V.I. Fund - Class I 7.955.548.002.191.23-4.95 -7.25
3.397.9214.3212.1325.347.702.1804/03/2000
BlackRock Capital
Appreciation V.I. Fund -
Class I 3.367.8914.0611.0319.31-4.27 0.86
5.803.123.702.315.30-1.26-0.5302/28/1992
BlackRock Global
Allocation V.I. Fund -
Class I 5.793.093.321.03-0.44-6.79 -7.47
3.982.506.866.2414.801.380.5606/05/1998
BlackRock Global
Opportunities V.I. Fund -
Class I 3.952.476.525.028.77-5.78 -5.02
7.425.713.142.752.01-0.490.5904/20/1982
BlackRock High Yield
V.I. Fund -Class I 7.415.682.761.46-3.54-5.75 -6.76
4.130.724.754.9312.12-2.350.8606/10/1998
BlackRock International
V.I. Fund - Class I 4.110.694.383.676.09-5.50 -8.49
4.899.2815.3113.8023.647.992.1504/30/1999
BlackRock Large Cap
Focus Growth V.I. Fund
- Class I Shares § 4.869.2615.0612.7317.61-4.30 1.13
6.427.2011.098.7611.44-0.930.2312/13/1996
BlackRock S&P 500
Index V.I. Fund - Class I 6.407.1710.807.595.41-6.08 -7.17
5.402.310.29-0.37-1.55-2.47-0.7604/20/1982
BlackRock Total Return
V.I. Fund - Class I 5.392.28-0.10-1.61-6.88-7.01 -8.60
3.031.09-0.74-1.24-2.69-2.29-0.7505/02/1994
BlackRock U.S.
Government Bond V.I.
Fund - Class I 3.011.06-1.13-2.46-7.96-7.00 -8.43
4.635.4010.178.4713.18-1.231.6907/01/1999Davis Value Portfolio 4.615.379.877.297.15-4.73 -7.45
8.147.5014.7311.2424.468.610.0404/30/2002
Federated Kaufmann
Fund II - Primary Shares 8.127.4814.4710.1218.43-6.27 1.71
-2.42-0.45-0.91-2.273.82-1.820.0806/19/2000
Federated Managed Tail
Risk Fund II - Primary
Shares -2.47-0.48-1.30-3.48-1.84-6.23 -8.00
8.077.9313.3810.4114.964.060.3707/03/1995
Invesco V.I. American
Franchise Fund - Series
I Shares # 8.067.9113.119.278.93-5.96 -2.53
5.907.239.546.7013.73-0.742.1204/30/1999
Invesco V.I. Comstock
Fund - Series I 5.887.209.235.487.70-4.33 -6.99
6.545.086.353.395.26-1.320.2905/02/1994
Invesco V.I. Core Equity
Fund - Series I Shares 6.525.066.012.09-0.49-6.03 -7.53
8.019.2614.1812.7321.235.490.5007/24/1995
MFS® Growth Series -
Initial Class 7.999.2313.9211.6415.20-5.83 -1.19
3.882.98-0.080.05-0.97-2.49-0.9512/31/1997
PIMCO Total Return
Portfolio - Administrative
Class 3.862.95-0.47-1.19-6.34-7.18 -8.62
3.032.844.903.6012.51-0.151.8301/02/1997
TA Greystone
International Growth -
Service Class ± 3.002.814.532.316.48-4.60 -6.44
2.75N/A2.10-0.063.33-2.24-0.7005/01/2012
TA Legg Mason Dynamic
Allocation - Balanced -
Service Class ¶ 2.57N/A1.70-1.30-2.30-6.95 -8.38
3.87N/A3.190.505.71-1.74-0.4305/01/2012
TA Legg Mason Dynamic
Allocation - Growth -
Service Class ¶ 3.70N/A2.80-0.76-0.07-6.70 -7.92
3.18N/A3.362.585.87-1.33-0.3605/01/2008
TA Managed Risk -
Balanced ETF - Service
Class ¶ 3.15N/A2.981.290.08-6.64 -7.54
3.83N/A2.752.204.16-1.94-0.6711/19/2009
TA Managed Risk -
Conservative ETF -
Service Class ¶ 3.80N/A2.360.92-1.52-6.93 -8.10
TALRPPR0118 3 v7.13 05/11/2012
Portfolio Monthly Performance
Adjusted Historical Average Annual Returns
Without surrender charge & contract
charge deducted as of 04/30/2018
With surrender charge & contract
charge deducted as of 04/30/2018
Portfolio
Since
Inception
10
Year
5
Year
3
Year
1
Year
Year to
Date
One
Month
Since
Inception
10
Year
One
Month
Year to
Date
1
Year
3
Year
5
Year
Inception
Date
3.59N/A4.703.478.07-1.97-0.0305/01/2008
TA Managed Risk -
Growth ETF - Service
Class ¶ 3.56N/A4.342.172.16-6.33 -8.13
4.24N/A4.192.175.34-1.07-1.2809/17/2012
TA Market Participation
Strategy - Service
Class ¶ 3.92N/A3.820.89-0.41-7.49 -7.30
2.83N/A3.502.013.82-2.84-0.6905/01/2009
TA PIMCO Tactical -
Balanced - Service
Class ¶ 2.80N/A3.120.73-1.84-6.94 -8.94
2.15N/A2.881.612.70-2.84-0.7905/01/2009
TA PIMCO Tactical -
Conservative - Service
Class ¶ 2.13N/A2.490.34-2.89-7.04 -8.94
2.69N/A4.102.355.50-2.82-0.4405/01/2009
TA PIMCO Tactical -
Growth - Service Class ¶ 2.66N/A3.731.07-0.26-6.71 -8.92
2.28N/A1.721.363.40-2.40-0.7505/01/2011
TA QS Investors Active
Asset Allocation -
Conservative - Service
Class ¶ 2.25N/A1.320.10-2.24-7.00 -8.53
2.88N/A2.391.765.93-2.26-0.7005/01/2011
TA QS Investors Active
Asset Allocation -
Moderate - Service
Class ¶ 2.85N/A2.000.490.15-6.96 -8.41
3.46N/A3.222.258.84-2.34-0.6205/01/2011
TA QS Investors Active
Asset Allocation -
Moderate Growth -
Service Class ¶ 3.43N/A2.840.972.88-6.88 -8.48
7-Day Current Yield 7-Day Effective Yield
Monthly Quarterly QuarterlyMonthlyPortfolio
0.07 -0.03 0.07 -0.03
BlackRock Government Money Market V.I. Fund - Class I -
Account A Ø, Ŧ, Ω
0.77 0.67 0.78 0.68
BlackRock Government Money Market V.I. Fund - Class I -
Account B Ø, Ŧ, Ω
TALRPPR0118 4 v7.13 05/11/2012
Subaccount Monthly Performance
Average Annual Total Returns
With surrender charge & contract
charge deducted as of 04/30/2018Since
Inception
Inception
Date
One
Month
Year to
Date
1
Year
3
Year
5
Year
10
YearSubaccount
-6.8705/01/2001 -7.30 9.27 6.32 9.58 3.98AB Global Thematic Growth Portfolio - Class A 0.91
-5.4812/18/1996 -3.50 11.91 11.57 15.60 9.09AB Large Cap Growth Portfolio - Class A # 6.88
-5.2105/01/2004 -2.64 14.62 10.96 14.43 8.88American Century VP Ultra® Fund - Class I 7.01
-6.6402/21/1992 -5.65 6.43 8.44 11.40 6.60
BlackRock Advantage Large Cap Core V.I. Fund - Class
I Shares £ 7.45
-6.3205/01/2001 -7.76 2.79 6.46 9.63 4.80
BlackRock Advantage Large Cap Value V.I. Fund -
Class I Shares ¤ 6.06
-6.6302/21/1992 -7.59 4.56 6.09 9.80 7.29
BlackRock Advantage U.S. Total Market V.I. Fund -
Class I Shares ¥ 8.19
-4.9507/01/1993 -7.25 1.23 2.19 8.00 5.54BlackRock Basic Value V.I. Fund - Class I 7.95
-4.2704/03/2000 0.86 19.31 11.03 14.06 7.89BlackRock Capital Appreciation V.I. Fund - Class I 3.36
-6.7902/28/1992 -7.47 -0.44 1.03 3.32 3.09BlackRock Global Allocation V.I. Fund - Class I 5.79
-5.7806/05/1998 -5.02 8.77 5.02 6.52 2.47BlackRock Global Opportunities V.I. Fund - Class I 3.95
-5.7502/21/1992 -6.76 -3.54 1.46 2.76 5.68BlackRock High Yield V.I. Fund -Class I 5.54
-5.5006/10/1998 -8.49 6.09 3.67 4.38 0.69BlackRock International V.I. Fund - Class I 4.11
-4.3006/18/1999 1.13 17.61 12.73 15.06 9.26
BlackRock Large Cap Focus Growth V.I. Fund - Class I
Shares § 4.90
-6.0812/18/1996 -7.17 5.41 7.59 10.80 7.17BlackRock S&P 500 Index V.I. Fund - Class I 6.39
-7.0102/21/1992 -8.60 -6.88 -1.61 -0.10 2.28BlackRock Total Return V.I. Fund - Class I 3.65
-7.0005/16/1994 -8.43 -7.96 -2.46 -1.13 1.06BlackRock U.S. Government Bond V.I. Fund - Class I 3.02
-4.7304/03/2000 -7.45 7.15 7.29 9.87 5.37Davis Value Portfolio 4.09
-6.2705/01/2004 1.71 18.43 10.12 14.47 7.48Federated Kaufmann Fund II - Primary Shares 8.37
-6.2305/01/2004 -8.00 -1.84 -3.48 -1.30 -0.48Federated Managed Tail Risk Fund II - Primary Shares 1.53
-5.9604/27/2012 -2.53 8.93 9.27 13.11 N/AInvesco V.I. American Franchise Fund - Series I Shares # 11.66
-4.3305/01/2004 -6.99 7.70 5.48 9.23 7.20Invesco V.I. Comstock Fund - Series I 6.53
-6.0312/18/1996 -7.53 -0.49 2.09 6.01 5.06Invesco V.I. Core Equity Fund - Series I Shares 2.96
-5.8312/18/1996 -1.19 15.20 11.64 13.92 9.23MFS® Growth Series - Initial Class 6.95
-7.1804/03/2000 -8.62 -6.34 -1.19 -0.47 2.95PIMCO Total Return Portfolio - Administrative Class 4.00
-4.6008/18/2017 -6.44 N/A N/A N/A N/ATA Greystone International Growth - Service Class ± N/A
-6.9505/01/2012 -8.38 -2.30 -1.30 1.70 N/A
TA Legg Mason Dynamic Allocation - Balanced - Service
Class ¶ 2.57
-6.7005/01/2012 -7.92 -0.07 -0.76 2.80 N/A
TA Legg Mason Dynamic Allocation - Growth - Service
Class ¶ 3.70
-6.6405/01/2012 -7.54 0.08 1.29 2.98 N/ATA Managed Risk - Balanced ETF - Service Class ¶ 3.91
-6.9305/01/2012 -8.10 -1.52 0.92 2.36 N/ATA Managed Risk - Conservative ETF - Service Class ¶ 3.10
-6.3305/01/2012 -8.13 2.16 2.17 4.34 N/ATA Managed Risk - Growth ETF - Service Class ¶ 5.49
-7.4909/17/2012 -7.30 -0.41 0.89 3.82 N/ATA Market Participation Strategy - Service Class ¶ 3.92
-6.9405/01/2009 -8.94 -1.84 0.73 3.12 N/ATA PIMCO Tactical - Balanced - Service Class ¶ 2.80
-7.0405/01/2009 -8.94 -2.89 0.34 2.49 N/ATA PIMCO Tactical - Conservative - Service Class ¶ 2.13
-6.7105/01/2009 -8.92 -0.26 1.07 3.73 N/ATA PIMCO Tactical - Growth - Service Class ¶ 2.66
-7.0005/01/2012 -8.53 -2.24 0.10 1.32 N/A
TA QS Investors Active Asset Allocation - Conservative -
Service Class ¶ 2.25
-6.9605/01/2012 -8.41 0.15 0.49 2.00 N/A
TA QS Investors Active Asset Allocation - Moderate -
Service Class ¶ 3.09
-6.8805/01/2012 -8.48 2.88 0.97 2.84 N/A
TA QS Investors Active Asset Allocation - Moderate
Growth - Service Class ¶ 4.17
TALRPPR0118 5 v7.13 05/11/2012
7-Day Current Yield 7-Day Effective Yield
Subaccount QuarterlyMonthlyQuarterlyMonthly
BlackRock Government Money Market V.I. Fund - Class
I - Account A Ø, Ŧ, Ω -0.030.07-0.030.07
BlackRock Government Money Market V.I. Fund - Class
I - Account B Ø, Ŧ, Ω 0.680.780.670.77
TALRPPR0118 6 v7.13 05/11/2012
Subaccount Quarterly Performance
Average Annual Total Returns
With surrender charge & contract
charge deducted as of 03/31/2018Since
Inception
10
Year
5
Year
3
Year
1
Year
Year to
Date
One
Month
Inception
DateSubaccount
0.954.7910.127.1513.51-6.73-7.7605/01/2001AB Global Thematic Growth Portfolio - Class A
6.869.7115.4110.7115.36-4.34-8.5412/18/1996AB Large Cap Growth Portfolio - Class A #
6.969.2214.5310.7516.59-3.76-9.2305/01/2004American Century VP Ultra® Fund - Class I
7.497.0911.678.588.74-5.31-8.0802/21/1992
BlackRock Advantage Large Cap Core V.I. Fund - Class
I Shares £
6.105.229.746.663.44-7.74-7.3605/01/2001
BlackRock Advantage Large Cap Value V.I. Fund -
Class I Shares ¤
8.247.749.725.825.55-7.26-8.0502/21/1992
BlackRock Advantage U.S. Total Market V.I. Fund -
Class I Shares ¥
7.915.918.081.94-1.42-8.57-8.6607/01/1993BlackRock Basic Value V.I. Fund - Class I
3.258.2813.7910.5720.25-1.28-8.4904/03/2000BlackRock Capital Appreciation V.I. Fund - Class I
5.833.363.881.791.20-6.98-7.2002/28/1992BlackRock Global Allocation V.I. Fund - Class I
3.943.146.845.3010.17-5.55-6.9806/05/1998BlackRock Global Opportunities V.I. Fund - Class I
5.546.052.961.63-3.15-7.30-6.8602/21/1992BlackRock High Yield V.I. Fund -Class I
4.081.234.914.478.18-9.27-7.8206/10/1998BlackRock International V.I. Fund - Class I
4.809.4214.9111.8717.94-0.99-8.5206/18/1999
BlackRock Large Cap Focus Growth V.I. Fund - Class I
Shares §
6.407.6511.137.806.14-7.38-8.7612/18/1996BlackRock S&P 500 Index V.I. Fund - Class I
3.692.330.30-1.50-5.56-7.90-5.9402/21/1992BlackRock Total Return V.I. Fund - Class I
3.060.88-0.83-2.36-6.95-7.74-5.9005/16/1994BlackRock U.S. Government Bond V.I. Fund - Class I
4.015.829.917.497.15-8.97-10.0004/03/2000Davis Value Portfolio
8.427.9614.3610.2119.851.68-4.9405/01/2004Federated Kaufmann Fund II - Primary Shares
1.54-0.08-1.13-3.42-1.22-8.07-6.2705/01/2004Federated Managed Tail Risk Fund II - Primary Shares
11.67N/A13.198.5111.26-2.88-9.1904/27/2012Invesco V.I. American Franchise Fund - Series I Shares #
6.417.319.255.585.17-8.90-8.4305/01/2004Invesco V.I. Comstock Fund - Series I
2.955.336.172.28-0.03-7.80-8.1112/18/1996Invesco V.I. Core Equity Fund - Series I Shares
6.959.8713.8811.1618.30-1.68-8.1312/18/1996MFS® Growth Series - Initial Class
4.073.07-0.09-1.09-4.77-7.75-6.0504/03/2000PIMCO Total Return Portfolio - Administrative Class
N/AN/AN/AN/AN/A-8.11-7.5308/18/2017TA Greystone International Growth - Service Class ±
2.59N/A2.17-1.14-0.87-7.75-6.7105/01/2012
TA Legg Mason Dynamic Allocation - Balanced - Service
Class ¶
3.70N/A3.22-0.581.17-7.53-7.2505/01/2012
TA Legg Mason Dynamic Allocation - Growth - Service
Class ¶
3.89N/A3.391.571.38-7.21-6.8505/01/2012TA Managed Risk - Balanced ETF - Service Class ¶
3.12N/A2.781.190.03-7.48-6.2505/01/2012TA Managed Risk - Conservative ETF - Service Class ¶
5.45N/A4.742.443.29-8.11-7.7405/01/2012TA Managed Risk - Growth ETF - Service Class ¶
4.22N/A4.271.260.95-6.10-7.6809/17/2012TA Market Participation Strategy - Service Class ¶
2.91N/A3.690.95-0.21-8.31-7.1505/01/2009TA PIMCO Tactical - Balanced - Service Class ¶
2.24N/A3.070.48-1.22-8.22-6.7905/01/2009TA PIMCO Tactical - Conservative - Service Class ¶
2.74N/A4.261.331.17-8.52-7.9505/01/2009TA PIMCO Tactical - Growth - Service Class ¶
2.27N/A1.750.37-0.59-7.85-6.6505/01/2012
TA QS Investors Active Asset Allocation - Conservative -
Service Class ¶
3.12N/A2.480.741.84-7.76-7.1005/01/2012
TA QS Investors Active Asset Allocation - Moderate -
Service Class ¶
4.21N/A3.341.204.70-7.91-7.6305/01/2012
TA QS Investors Active Asset Allocation - Moderate
Growth - Service Class ¶
TALRPPR0118 7 v7.13 05/11/2012
7-Day Effective Yield7-Day Current Yield
Subaccount QuarterlyMonthlyQuarterlyMonthly
BlackRock Government Money Market V.I. Fund - Class
I - Account A Ø, Ŧ, Ω -0.03-0.03-0.03-0.03
BlackRock Government Money Market V.I. Fund - Class
I - Account B Ø, Ŧ, Ω 0.680.680.670.67
TALRPPR0118 8 v7.13 05/11/2012
Ω - The seven-day yield refers to the annualized income generated by an investment in the subaccount over a specified seven-day period.
For the effective yield, the income earned by an investment in the subaccount is assumed to be reinvested. The yield calculation does
not reflect the deduction of surrender charges. See the Prospectus and Statement of Additional Information for further details regarding
calculations of yields.
Ŧ - The BlackRock Government Money Market V.I. Fund is available through both Separate Account A and Separate Account B. In addition,
the BlackRock Government Money Market V.I. Fund Separate Account B has a mortality and expense risk charge deducted daily at an
annual rate of 0.65%.
# - This subaccount is closed to new investments.
¶ - The underlying funds of the investment options have different strategies and risks; please see the underlying funds’ prospectuses for a
complete description of these strategies and risks for the available investment options.
Ø - YOU COULD LOSE MONEY BY INVESTING IN THE FUND. ALTHOUGH THE FUND SEEKS TO PRESERVE THE VALUE OF YOUR
INVESTMENT AT $1.00 PER SHARE, IT CANNOT GUARANTEE IT WILL DO SO. AN INVESTMENT IN THE FUND IS NOT INSURED
OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY. THE
FUND'S SPONSOR HAS NO LEGAL OBLIGATION TO PROVIDE FINANCIAL SUPPORT TO THE FUND, AND YOU SHOULD NOT
EXPECT THAT THE SPONSOR WILL PROVIDE FINANCIAL SUPPORT TO THE FUND AT ANY TIME.
¥ - Effective June 12, 2017 BlackRock Value Opportunities V.I. Fund was renamed BlackRock Advantage U.S. Total Market V.I. Fund.
¤ - Effective June 12, 2017 BlackRock Large Cap Value V.I. Fund was renamed BlackRock Advantage Large Cap Value V.I. Fund.
§ - Effective June 12, 2017 BlackRock Large Cap Growth V.I. Fund was renamed BlackRock Large Cap Focus Growth V.I. Fund.
£ - Effective June 12, 2017 BlackRock Large Cap Core V.I. Fund was renamed BlackRock Advantage Large Cap Core Growth V.I. Fund.
± - Effective August 18, 2017 American Century Investments VP International Fund was substituted with Transamerica MFS International
Equity pursuant to an order received from the Securities and Exchange Commission. Please refer to the prospectus supplement dated
August 18, 2017 for additional details regarding the substitution.
Policy Form ML-VA-002, ML-VA-002FL, ML-VA-010OR and state variations thereof
The investment objectives and policies of certain funds may be similar to those of other funds managed by the same investment advisor. No representation is
made, and there can be no assurance given, that any fund’s investment results will be comparable to the investment results of any other fund , including other
funds with the same investment advisor or manager. The fund’s investment results may be expected to differ from the results of such other funds due to
differences such as portfolio size, investments held, contract and fund expenses and other factors. Investment results and principal value will fluctuate so that
an investment may be worth more or less than its original cost. The performance data shown represents past performance, past performance should not be
considered a representation of future performance. Current performance may be lower or higher than the performance shown.
Transamerica Advisors Life Insurance Company is a Transamerica company and member of the Aegon Group . Merrill Lynch Retirement Plus® is a registered
service mark of Merrill Lynch & Co., Inc., under license to Aegon USA.
Annuities issued in all states except New York by Transamerica Advisors Life Insurance Company , Little Rock, Arkansas. Annuities are underwritten and
distributed by Transamerica Capital, Inc. References to Transamerica may pertain to one or all of these companies .Merrill Lynch Retirement Plus® was
offered through Financial Advisors of Merrill Lynch , Pierce, Fenner & Smith Incorporated, 4 World Financial Center, New York, NY 10080.
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