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Page 1: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Merrill Lynch Retirement Plus®

The performance quoted represents past performance and does not guarantee future results; and current performance

may be lower or higher than the performance quoted. The annuity value will fluctuate with market conditions so that

when surrendered, it may be worth more or less than total of premium payments.

This material gives performance numbers for the Merrill Lynch Retirement Plus®. Variable annuities are long-term, tax

deferred vehicles that offer investment options through subaccounts and insurance features such as annuitization and

death benefit options. Investors should consider the investment objectives, risks, charges and expenses of each

investment company carefully before investing. Both the contract prospectus and underlying fund prospectus contain

this and other information about the investment companies. The contract prospectus and underlying fund prospectus

should be read carefully before investing. Please contact 800-535-5549 for a prospectus. To obtain performance data

current to the most recent month-end go to www.transamerica.com.

Taxes are due upon distribution of earnings. Distribution of earnings made prior to age 59½ may be subject to a 10% federal tax

penalty. Surrender charges may also apply according to the terms of the variable annuity contract.

The fees and charges reflected in the performance figures shown may not be specific to your annuity contract and, therefore, not

reflect the returns your annuity earned. Some portfolios may not be available to existing annuity owners. Generally, each portfolio

has broad risks that apply to all portfolios, such as market risk, as well as specific risks of investing in particular types of portfolios.

Investing in certain types of portfolios, such as foreign (non-U.S.) securities or small or mid-cap funds, subjects your annuity to

greater risk and volatility than the general market. The risks of a fund may be increased by the use of derivatives, such as futures,

options and swaps. Please see the contract prospectus and underlying fund prospectus for the specific risks associated with each

subaccount. Some portfolios may not be available to existing annuity owners.

An investment in the money market subaccount is not insured or guaranteed by the Federal Deposit Insurance

Corporation or any other government agency. Although it seeks to preserve the value of your investment at $1 per share,

it is possible to lose money by investing in the subaccount.

Returns reflect performance of the portfolio and subaccounts assuming a single premium payment at inception (date next to

name), are net of all asset-based fees, including the daily mortality and expense risk fee and administrative charge equal to

1.35% annually (collectively M&E&A), 12b-1 fees (if any) and all other actual portfolio expenses. Standardized returns in "With

Surrender Charge & Contract Charge Deducted" column include a pro rata deduction of the $40 annual contract charge

and any surrender charge that would apply if you terminated the contract at the end of each period indicated. Merrill

Lynch Retirement Plus surrender charge is a percentage of amount withdrawn (in excess of any surrender charge free

amount) and declines as follows: 7-6-5-4-3-2-1-0%. Non-standardized returns in "Without Surrender Charge & Contract

Charge Deducted" column do not include these charges

Returns do not include charges for other optional riders, or any taxes that may apply at distribution. IF THEY HAD,

PERFORMANCE WOULD BE LOWER. Returns prior to the subaccount inception date are hypothetical and reflect performance

as if the annuity was available. The figures in the tables may reflect waiver of advisory fees and reimbursement of other

expenses. IN THE ABSENCE OF SUCH WAIVERS, THE PERFORMANCE WOULD HAVE BEEN LOWER.

Investment option names may vary from their corresponding portfolio names. Please see the contract prospectus for portfolio

names.

TALRPPR0815 1

Page 2: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Portfolio Monthly Performance

Adjusted Historical Average Annual Returns

Without surrender charge & contract

charge deducted as of 08/31/2016

With surrender charge & contract

charge deducted as of 08/31/2016

Portfolio

Since

Inception

10

Year

5

Year

3

Year

1

Year

Year to

Date

One

Month

Since

Inception

10

Year

One

Month

Year to

Date

1

Year

3

Year

5

Year

Inception

Date

3.613.044.817.185.442.421.9001/11/1996

AB Global Thematic

Growth Portfolio - Class

A # 3.593.004.445.97-0.32-4.53 -4.05

8.067.0714.6514.108.312.470.0606/26/1992

AB Large Cap Growth

Portfolio - Class A £, ¤ 8.057.0414.3913.032.38-6.24 -4.00

3.931.563.340.66-4.08-3.55-0.9405/01/1994

American Century VP

International Fund -

Class I 3.911.532.95-0.60-9.27-7.18 -9.60

3.636.9212.0610.685.522.64-0.3205/01/2001

American Century VP

Ultra® Fund - Class I 3.606.8911.789.55-0.25-6.59 -3.85

8.005.0511.567.656.589.411.6107/01/1993

BlackRock Basic Value

V.I. Fund - Class I 7.985.0111.276.460.75-4.80 2.45

1.685.7610.6410.783.390.570.3304/03/2000

BlackRock Capital

Appreciation V.I. Fund -

Class I 1.645.7310.349.65-2.25-5.99 -5.77

5.764.173.662.972.142.650.3302/28/1992

BlackRock Global

Allocation V.I. Fund -

Class I 5.744.143.281.67-3.42-6.00 -3.84

3.123.595.954.103.223.171.6506/05/1998

BlackRock Global

Opportunities V.I. Fund -

Class I 3.093.565.592.82-2.41-4.76 -3.35

7.565.485.843.413.849.121.8804/20/1982

BlackRock High Yield

V.I. Fund -Class I 7.555.455.492.12-1.83-4.55 2.18

3.25-0.522.310.53-1.830.071.4306/10/1998

BlackRock International

V.I. Fund - Class I 3.22-0.561.91-0.72-7.16-4.97 -6.23

9.274.3411.009.035.402.080.9204/20/1982

BlackRock Large Cap

Core V.I. Fund - Class I 9.274.3010.717.86-0.36-5.45 -4.36

3.245.6812.4911.457.753.100.1604/30/1999

BlackRock Large Cap

Growth V.I. Fund - Class

I 3.215.6512.2110.341.86-6.15 -3.41

5.543.0610.618.015.363.081.3304/23/2001

BlackRock Large Cap

Value V.I. Fund - Class I 5.513.0210.316.82-0.39-5.07 -3.43

5.885.7312.7310.4010.686.59-0.0212/13/1996

BlackRock S&P 500

Index V.I. Fund - Class I 5.865.7012.469.274.64-6.32 -0.17

5.773.032.773.213.894.53-0.2704/20/1982

BlackRock Total Return

V.I. Fund - Class I 5.762.992.381.91-1.78-6.55 -2.09

3.512.250.812.202.883.37-0.3605/02/1994

BlackRock U.S.

Government Bond V.I.

Fund - Class I 3.492.210.410.92-2.73-6.63 -3.17

8.264.8611.218.178.1211.942.9404/20/1982

BlackRock Value

Opportunities V.I. Fund -

Class I 8.254.8210.926.982.20-3.57 4.94

3.683.8310.217.496.224.561.7807/01/1999Davis Value Portfolio 3.653.799.916.290.42-4.64 -2.06

6.756.1511.9910.572.262.550.1804/30/2002

Federated Kaufmann

Fund II - Primary Shares 6.726.1211.719.43-3.31-6.13 -3.93

-3.020.411.73-2.81-7.06-4.08-0.3306/19/2000

Federated Managed Tail

Risk Fund II - Primary

Shares -3.080.371.33-4.01-12.07-6.60 -10.09

7.376.9110.739.926.731.04-0.2607/03/1995

Invesco V.I. American

Franchise Fund - Series

I Shares ¤ 7.366.8810.448.770.89-6.54 -5.33

5.044.5311.246.035.315.532.4504/30/1999

Invesco V.I. Comstock

Fund - Series I 5.024.4910.954.79-0.44-4.02 -1.15

6.545.128.865.846.347.920.1205/02/1994

Invesco V.I. Core Equity

Fund - Series I Shares 6.525.098.544.610.53-6.19 1.06

TALRPPR0815 2 v7.13 05/11/2012

Page 3: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Portfolio Monthly Performance

Adjusted Historical Average Annual Returns

Without surrender charge & contract

charge deducted as of 08/31/2016

With surrender charge & contract

charge deducted as of 08/31/2016

Portfolio

Since

Inception

10

Year

5

Year

3

Year

1

Year

Year to

Date

One

Month

Since

Inception

10

Year

One

Month

Year to

Date

1

Year

3

Year

5

Year

Inception

Date

7.178.5413.1011.238.203.23-0.9207/24/1995

MFS® Growth Series -

Initial Class 7.158.5112.8310.112.28-7.16 -3.30

4.344.342.032.413.464.11-0.3012/31/1997

PIMCO Total Return

Portfolio - Administrative

Class 4.314.311.621.13-2.18-6.58 -2.48

3.07N/AN/A3.280.361.16-0.4405/01/2012

TA Legg Mason Dynamic

Allocation - Balanced -

Service Class ¥ 2.40N/AN/A1.98-5.09-6.71 -5.22

3.63N/AN/A3.13-1.46-0.36-0.4105/01/2012

TA Legg Mason Dynamic

Allocation - Growth -

Service Class ¥ 2.98N/AN/A1.84-6.81-6.68 -6.64

2.67N/A4.053.143.303.01-0.1005/01/2008

TA Managed Risk -

Balanced ETF - Service

Class ¥, § 2.64N/A3.671.84-2.33-6.40 -3.50

3.99N/A3.683.774.814.73-0.2611/19/2009

TA Managed Risk -

Conservative ETF -

Service Class ¥, ± 3.84N/A3.302.48-0.92-6.54 -1.90

2.52N/A5.333.072.742.32-0.0105/01/2008

TA Managed Risk -

Growth ETF - Service

Class ¥, ¶ 2.49N/A4.971.77-2.85-6.31 -4.14

4.14N/AN/A4.294.243.32-1.1309/17/2012

TA Market Participation

Strategy - Service

Class ¥ 3.20N/AN/A3.02-1.45-7.35 -3.22

2.65N/A2.484.884.855.23-0.1005/01/2009

TA PIMCO Tactical -

Balanced - Service

Class ¥ 2.62N/A2.083.62-0.87-6.39 -1.43

2.16N/A1.945.075.385.85-0.1605/01/2009

TA PIMCO Tactical -

Conservative - Service

Class ¥ 2.13N/A1.533.82-0.38-6.45 -0.86

2.02N/A1.904.393.463.93-0.1205/01/2009

TA PIMCO Tactical -

Growth - Service Class ¥ 1.99N/A1.503.11-2.18-6.41 -2.64

2.04N/A2.712.193.153.61-0.4005/01/2011

TA QS Investors Active

Asset Allocation -

Conservative - Service

Class ¥, Ø 1.67N/A2.310.91-2.47-6.68 -2.94

2.09N/A3.181.761.852.70-0.3805/01/2011

TA QS Investors Active

Asset Allocation -

Moderate - Service

Class ¥, Ŧ 1.71N/A2.790.48-3.70-6.65 -3.79

1.92N/A3.571.220.491.75-0.2205/01/2011

TA QS Investors Active

Asset Allocation -

Moderate Growth -

Service Class ¥, Ω 1.54N/A3.19-0.05-4.97-6.51 -4.68

7-Day Current Yield 7-Day Effective Yield

Monthly Quarterly QuarterlyMonthlyPortfolio

-1.24 -1.21 -1.23 -1.20

BlackRock Government Money Market V.I. Fund - Class I -

Account A Δ, Φ, Ψ

-0.54 -0.51 -0.54 -0.51

BlackRock Government Money Market V.I. Fund - Class I -

Account B Δ, Φ, Ψ

TALRPPR0815 3 v7.13 05/11/2012

Page 4: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Subaccount Monthly Performance

Average Annual Total Returns

With surrender charge & contract

charge deducted as of 08/31/2016Since

Inception

Inception

Date

One

Month

Year to

Date

1

Year

3

Year

5

Year

10

YearSubaccount

-4.5305/01/2001 -4.05 -0.32 5.97 4.44 3.00AB Global Thematic Growth Portfolio - Class A # -0.60

-6.2412/18/1996 -4.00 2.38 13.03 14.39 7.04AB Large Cap Growth Portfolio - Class A £, ¤ 5.95

-7.1805/01/2001 -9.60 -9.27 -0.60 2.95 1.53American Century VP International Fund - Class I 1.59

-6.5905/01/2004 -3.85 -0.25 9.55 11.78 6.89American Century VP Ultra® Fund - Class I 5.32

-4.8007/01/1993 2.45 0.75 6.46 11.27 5.01BlackRock Basic Value V.I. Fund - Class I 7.98

-5.9904/03/2000 -5.77 -2.25 9.65 10.34 5.73BlackRock Capital Appreciation V.I. Fund - Class I 1.64

-6.0002/28/1992 -3.84 -3.42 1.67 3.28 4.14BlackRock Global Allocation V.I. Fund - Class I 5.74

-4.7606/05/1998 -3.35 -2.41 2.82 5.59 3.56BlackRock Global Opportunities V.I. Fund - Class I 3.09

-4.5502/21/1992 2.18 -1.83 2.12 5.49 5.45BlackRock High Yield V.I. Fund -Class I 5.61

-4.9706/10/1998 -6.23 -7.16 -0.72 1.91 -0.56BlackRock International V.I. Fund - Class I 3.22

-5.4502/21/1992 -4.36 -0.36 7.86 10.71 4.30BlackRock Large Cap Core V.I. Fund - Class I 6.83

-6.1506/18/1999 -3.41 1.86 10.34 12.21 5.65BlackRock Large Cap Growth V.I. Fund - Class I 3.23

-5.0705/01/2001 -3.43 -0.39 6.82 10.31 3.02BlackRock Large Cap Value V.I. Fund - Class I 5.27

-6.3212/18/1996 -0.17 4.64 9.27 12.46 5.70BlackRock S&P 500 Index V.I. Fund - Class I 5.84

-6.5502/21/1992 -2.09 -1.78 1.91 2.38 2.99BlackRock Total Return V.I. Fund - Class I 4.05

-6.6305/16/1994 -3.17 -2.73 0.92 0.41 2.21BlackRock U.S. Government Bond V.I. Fund - Class I 3.50

-3.5702/21/1992 4.94 2.20 6.98 10.92 4.82BlackRock Value Opportunities V.I. Fund - Class I 7.93

-4.6404/03/2000 -2.06 0.42 6.29 9.91 3.79Davis Value Portfolio 3.04

-6.1305/01/2004 -3.93 -3.31 9.43 11.71 6.12Federated Kaufmann Fund II - Primary Shares 6.78

-6.6005/01/2004 -10.09 -12.07 -4.01 1.33 0.37Federated Managed Tail Risk Fund II - Primary Shares 1.25

-6.5404/27/2012 -5.33 0.89 8.77 N/A N/AInvesco V.I. American Franchise Fund - Series I Shares ¤ 9.17

-4.0205/01/2004 -1.15 -0.44 4.79 10.95 4.49Invesco V.I. Comstock Fund - Series I 5.41

-6.1912/18/1996 1.06 0.53 4.61 8.54 5.09Invesco V.I. Core Equity Fund - Series I Shares 2.66

-7.1612/18/1996 -3.30 2.28 10.11 12.83 8.51MFS® Growth Series - Initial Class 5.97

-6.5804/03/2000 -2.48 -2.18 1.13 1.62 4.31PIMCO Total Return Portfolio - Administrative Class 4.52

-6.7105/01/2012 -5.22 -5.09 1.98 N/A N/A

TA Legg Mason Dynamic Allocation - Balanced - Service

Class ¥ 2.40

-6.6805/01/2012 -6.64 -6.81 1.84 N/A N/A

TA Legg Mason Dynamic Allocation - Growth - Service

Class ¥ 2.98

TALRPPR0815 4 v7.13 05/11/2012

Page 5: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Subaccount Monthly Performance

Average Annual Total Returns

With surrender charge & contract

charge deducted as of 08/31/2016Since

Inception

Inception

Date

One

Month

Year to

Date

1

Year

3

Year

5

Year

10

YearSubaccount

-6.4005/01/2012 -3.50 -2.33 1.84 N/A N/ATA Managed Risk - Balanced ETF - Service Class ¥, § 2.78

-6.5405/01/2012 -1.90 -0.92 2.48 N/A N/A

TA Managed Risk - Conservative ETF - Service Class

¥, ± 2.65

-6.3105/01/2012 -4.14 -2.85 1.77 N/A N/ATA Managed Risk - Growth ETF - Service Class ¥, ¶ 3.70

-7.3509/17/2012 -3.22 -1.45 3.02 N/A N/ATA Market Participation Strategy - Service Class ¥ 3.20

-6.3905/01/2009 -1.43 -0.87 3.62 2.08 N/ATA PIMCO Tactical - Balanced - Service Class ¥ 2.62

-6.4505/01/2009 -0.86 -0.38 3.82 1.53 N/ATA PIMCO Tactical - Conservative - Service Class ¥ 2.13

-6.4105/01/2009 -2.64 -2.18 3.11 1.50 N/ATA PIMCO Tactical - Growth - Service Class ¥ 1.99

-6.6805/01/2012 -2.94 -2.47 0.91 N/A N/A

TA QS Investors Active Asset Allocation - Conservative -

Service Class ¥, Ø 1.51

-6.6505/01/2012 -3.79 -3.70 0.48 N/A N/A

TA QS Investors Active Asset Allocation - Moderate -

Service Class ¥, Ŧ 1.75

-6.5105/01/2012 -4.68 -4.97 -0.05 N/A N/A

TA QS Investors Active Asset Allocation - Moderate

Growth - Service Class ¥, Ω 2.09

7-Day Current Yield 7-Day Effective Yield

Subaccount QuarterlyMonthlyQuarterlyMonthly

BlackRock Government Money Market V.I. Fund - Class

I - Account A Δ, Φ, Ψ -1.20-1.23-1.21-1.24

BlackRock Government Money Market V.I. Fund - Class

I - Account B Δ, Φ, Ψ -0.51-0.54-0.51-0.54

TALRPPR0815 5 v7.13 05/11/2012

Page 6: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Subaccount Quarterly Performance

Average Annual Total Returns

With surrender charge & contract

charge deducted as of 06/30/2016Since

Inception

10

Year

5

Year

3

Year

1

Year

Year to

Date

One

Month

Inception

DateSubaccount

-1.022.540.795.19-14.09-9.93-7.8405/01/2001AB Global Thematic Growth Portfolio - Class A #

5.736.5411.2712.92-5.69-8.81-8.4112/18/1996AB Large Cap Growth Portfolio - Class A £, ¤

1.421.590.23-0.82-16.28-12.00-9.8405/01/2001American Century VP International Fund - Class I

4.956.039.2710.03-7.93-8.62-7.8505/01/2004American Century VP Ultra® Fund - Class I

7.834.887.985.51-10.51-2.08-7.7107/01/1993BlackRock Basic Value V.I. Fund - Class I

1.305.166.818.65-10.14-10.88-8.1204/03/2000BlackRock Capital Appreciation V.I. Fund - Class I

5.654.031.911.04-9.88-6.74-6.4002/28/1992BlackRock Global Allocation V.I. Fund - Class I

2.803.221.931.38-13.43-8.60-7.4606/05/1998BlackRock Global Opportunities V.I. Fund - Class I

5.495.223.861.37-7.00-1.58-6.2402/21/1992BlackRock High Yield V.I. Fund -Class I

2.88-0.90-1.95-1.78-18.36-12.06-10.8406/10/1998BlackRock International V.I. Fund - Class I

6.673.896.997.02-8.71-8.75-7.6802/21/1992BlackRock Large Cap Core V.I. Fund - Class I

2.984.968.689.74-6.14-7.87-7.9006/18/1999BlackRock Large Cap Growth V.I. Fund - Class I

5.032.726.835.90-8.91-7.41-7.2905/01/2001BlackRock Large Cap Value V.I. Fund - Class I

5.705.629.908.61-3.36-3.58-6.2112/18/1996BlackRock S&P 500 Index V.I. Fund - Class I

4.063.232.661.65-1.97-2.36-4.7002/21/1992BlackRock Total Return V.I. Fund - Class I

3.542.481.020.76-2.14-2.95-4.9305/16/1994BlackRock U.S. Government Bond V.I. Fund - Class I

7.664.006.674.88-11.16-2.67-5.4002/21/1992BlackRock Value Opportunities V.I. Fund - Class I

2.683.276.694.81-8.78-7.98-8.9704/03/2000Davis Value Portfolio

6.475.537.889.36-12.94-8.30-6.4005/01/2004Federated Kaufmann Fund II - Primary Shares

1.240.73-0.39-3.92-15.96-10.44-7.3605/01/2004Federated Managed Tail Risk Fund II - Primary Shares

8.05N/AN/A9.40-8.09-10.52-8.1704/27/2012Invesco V.I. American Franchise Fund - Series I Shares ¤

4.954.147.323.22-13.15-7.03-7.8605/01/2004Invesco V.I. Comstock Fund - Series I

2.474.976.043.99-8.35-2.80-6.9812/18/1996Invesco V.I. Core Equity Fund - Series I Shares

5.827.9510.6110.30-3.22-6.85-7.2312/18/1996MFS® Growth Series - Initial Class

4.534.531.580.61-2.63-3.07-5.0904/03/2000PIMCO Total Return Portfolio - Administrative Class

2.39N/AN/A1.86-7.06-5.65-5.3705/01/2012

TA Legg Mason Dynamic Allocation - Balanced - Service

Class ¥

2.94N/AN/A1.83-9.80-7.23-6.0905/01/2012

TA Legg Mason Dynamic Allocation - Growth - Service

Class ¥

TALRPPR0815 6 v7.13 05/11/2012

Page 7: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Subaccount Quarterly Performance

Average Annual Total Returns

With surrender charge & contract

charge deducted as of 06/30/2016Since

Inception

10

Year

5

Year

3

Year

1

Year

Year to

Date

One

Month

Inception

DateSubaccount

2.48N/AN/A1.51-6.59-5.07-5.5705/01/2012TA Managed Risk - Balanced ETF - Service Class ¥, §

2.47N/AN/A2.16-3.49-2.99-5.1505/01/2012

TA Managed Risk - Conservative ETF - Service Class

¥, ±

3.24N/AN/A1.46-9.64-6.42-6.8005/01/2012TA Managed Risk - Growth ETF - Service Class ¥, ¶

3.03N/AN/A2.70-5.69-4.31-5.7609/17/2012TA Market Participation Strategy - Service Class ¥

2.33N/A1.222.84-5.83-3.79-5.5905/01/2009TA PIMCO Tactical - Balanced - Service Class ¥

1.89N/A0.323.04-4.31-2.87-5.0005/01/2009TA PIMCO Tactical - Conservative - Service Class ¥

1.64N/A-0.432.35-8.42-5.31-6.4905/01/2009TA PIMCO Tactical - Growth - Service Class ¥

1.32N/AN/A0.65-5.84-3.91-5.5005/01/2012

TA QS Investors Active Asset Allocation - Conservative -

Service Class ¥, Ø

1.53N/AN/A0.28-8.33-4.90-6.0605/01/2012

TA QS Investors Active Asset Allocation - Moderate -

Service Class ¥, Ŧ

1.80N/AN/A-0.19-11.38-6.10-6.4905/01/2012

TA QS Investors Active Asset Allocation - Moderate

Growth - Service Class ¥, Ω

7-Day Effective Yield7-Day Current Yield

Subaccount QuarterlyMonthlyQuarterlyMonthly

BlackRock Government Money Market V.I. Fund - Class

I - Account A Δ, Φ, Ψ -1.20-1.20-1.21-1.21

BlackRock Government Money Market V.I. Fund - Class

I - Account B Δ, Φ, Ψ -0.51-0.51-0.51-0.51

TALRPPR0815 7 v7.13 05/11/2012

Page 8: Merrill Lynch Retirement Plus®€¦ ·  · 2016-09-20Merrill Lynch Retirement Plus® The performance quoted represents past performance and does not guarantee future results; and

Ψ - The seven-day yield refers to the annualized income generated by an investment in the subaccount over a specified seven-day period.

For the effective yield, the income earned by an investment in the subaccount is assumed to be reinvested. The yield calculation does

not reflect the deduction of surrender charges. See the Prospectus and Statement of Additional Information for further details regarding

calculations of yields.

Φ - The BlackRock Government Money Market V.I. Fund is available through both Separate Account A and Separate Account B. In addition,

the BlackRock Government Money Market V.I. Fund Separate Account B has a mortality and expense risk charge deducted daily at an

annual rate of 0.65%.

¤ - This subaccount is closed to new investments.

¥ - The underlying funds of the investment options have different strategies and risks; please see the underlying funds’ prospectuses for a

complete description of these strategies and risks for the available investment options.

£ - Effective May 1, 2015, AllianceBernstein Large Cap Growth Portfolio will be renamed AB Large Cap Growth Portfolio.

# - Effective May 1, 2015, AllianceBernstein Global Thematic Growth Portfolio will be renamed AB Global Thematic Growth Portfolio.

Ŧ - Effective July 1, 2015, TA Aegon Tactical Vanguard ETF – Balanced subadvised by Aegon USA Investment Management, LLC will be

renamed TA QS Investors Active Asset Allocation – Moderate and subadvised by QS Investors, LLC

Ø - Effective July 1, 2015, TA Aegon Tactical Vanguard ETF – Conservative VP subadvised by Aegon USA Investment Management, LLC

will be renamed TA QS Investors Active Asset Allocation – Conservative and subadvised by QS Investors, LLC

Ω - Effective July 1, 2015, TA Aegon Tactical Vanguard ETF – Growth VP subadvised by Aegon USA Investment Management, LLC will be

renamed TA QS Investors Active Asset Allocation – Moderate Growth and subadvised by QS Investors, LLC

§ - Effective July 1, 2015, TA Vanguard ETF - Balanced subadvised by Aegon USA Investment Management, LLC will be renamed TA

Managed Risk – Balanced ETF and subadvised by Milliman Financial Risk Management, LLC

± - Effective July 1, 2015, TA Vanguard ETF - Conservative subadvised by Aegon USA Investment Management, LLC will be renamed TA

Managed Risk – Conservative ETF and subadvised by Milliman Financial Risk Management, LLC

¶ - Effective July 1, 2015, TA Vanguard ETF - Growth subadvised by Aegon USA Investment Management, LLC will be renamed TA

Managed Risk – Growth ETF and subadvised by Milliman Financial Risk Management, LLC

Δ - Effective September 1, 2015, BlackRock Money Market V.I. Fund - Class I, was renamed BlackRock Government Money Market V.I.

Fund - Class I.

Policy Form ML-VA-002, ML-VA-002FL, ML-VA-010OR and state variations thereof

The investment objectives and policies of certain funds may be similar to those of other funds managed by the same investment advisor. No representation is

made, and there can be no assurance given, that any fund’s investment results will be comparable to the investment results of any other fund , including other

funds with the same investment advisor or manager. The fund’s investment results may be expected to differ from the results of such other funds due to

differences such as portfolio size, investments held, contract and fund expenses and other factors. Investment results and principal value will fluctuate so that

an investment may be worth more or less than its original cost. The performance data shown represents past performance, past performance should not be

considered a representation of future performance. Current performance may be lower or higher than the performance shown.

Transamerica Advisors Life Insurance Company is a Transamerica company and member of the Aegon Group . Merrill Lynch Retirement Plus® is a registered

service mark of Merrill Lynch & Co., Inc., under license to Aegon USA.

Merrill Lynch Retirement Plus® is a flexible premium variable annuity issued by Transamerica Advisors Life Insurance Company , Little Rock, AR. Merrill

Lynch Retirement Plus® was offered through Financial Advisors of Merrill Lynch , Pierce, Fenner & Smith Incorporated, 4 World Financial Center, New

York, NY 10080.

Underwritten and distributed by Transamerica Capital, Inc.

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