Medico’s Dental, Vision, & Hearing Product

DVH Plus

Medico

• Medico Insurance Company is a financially strong company with industry leading technology offering outstanding service for our policyholders and agents.

• We are a company that emphasizes moderate rate increases, with a portfolio of products that meets the needs of our agents and their customers

• Our goal is to make doing business with Medico simple and easy by providing innovative resources to our distribution.

Medico – Your Company of Choice

• Trusted carrier with financial strength and stability since 1930

• Company that is easy to do business with• Full portfolio of products that meets your clients

needs

Medicare Supplement First Diagnosis CancerDental, Vision & Hearing Hospital IndemnityShort-Term Recovery Care Final Expense

DVH PlusMarketing Highlights

• Under $ 50 per month• Guarantee Issue• 3 services in 1 product• Covers things that Medicare does not• Simple and easy to describe and enroll• Increasing benefits

MONTANA

WYOMING

IDAHO

WASHINGTON

OREGON

NEVADA

UTAH

CALIFORNIA

ARIZONA

NORTH DAKOTA

SOUTH DAKOTA

NEBRASKA

COLORADO

NEW MEXICO

TEXAS

OKLAHOMA

KANSAS

ARKANSAS

LOUISIANA

MISSOURI

IOWA

MINNESOTA

WISCONSIN

ILLINOIS INDIANA

KENTUCKY

TENNESSEE

MISS

ALABAMAGEORGIA

FLORIDA

SOUTHCAROLINA

NORTH CAROLINA

VIRGINIA

WV

OHIO

MICHIGANNEW YORK

PENN

MARYLAND

DELAWARE

NEWJERSEY

CONNRI

MASS

MAINE

VT

NH

ALASKA

HAWAII

DVH A48 & Plus

DVH A48

DVH Plus DVH Plus 4-1-14

DVH Plus Policy Features

• $100 Policy Year Deductible• Policy Year Maximum Benefit Choices:

• $1,000• $1,500

• Increasing Co-Insurance– 60% - 1st Year– 70% - 2nd Year*– 80% - 3rd Year*

*Does not apply to Major services

DVH Plus Features (cont.)

• Freedom to choose any provider for Dental Vision and Hearing Services.

Dental ONLY• Passive PPO Option• Over 200,000 providers in the network• For the network

– Visit - www.careington.com/co/maxcare• Policy pays based on contracted fee for Participating Dentists

and Reasonable and Customary Charges for Non-Participating Dentists, up to the Policy Year Maximum

Visit www.fairhealthconsumer.org

DVH Plus Features (cont.)

• Effective Date – 1st of the month following signature date and receipt of the application in our office

• Guaranteed Issue• No Policy Fee• We accept ADA claim forms/ itemized bill• No Coordination of Benefits• 30 Day Free Look• Pay the provider or policyholder

DVH Plus Dental Coverage – Day One

• Fillings• Extractions up to 4 annually –

– excludes impacted wisdom teeth• Diagnostic X-Rays• Diagnostic Exams• Emergency Palliative Treatment

DVH Plus 3 Month Waiting Period

• Routine Examinations and Cleanings– (2 per year)

• Routine X Rays

DVH Plus 1 year waiting period

• Following Dental Procedures paid at 60%*– Endodontics, including root canals– Periodontal Surgery– Bridges, Crowns, Full or partial dentures

*Paid at 60% regardless of how long the policy has been active. Not a comprehensive list. Please review policy for exact benefits

DVH Plus Vision Coverage

• Immediate coverage for Eye Exams• After 6 months

Eyeglasses or contact lenses:Up to $200 over 2 yearsSubject to Policy Year Maximum Benefit

DVH Plus Hearing - 1 Year Waiting Period

• Hearing Exam• Hearing Aids

– Limited to $500 annually– Subject to Policy Year Maximum Benefit

MyEnroller MyEnroller Anytime. Anywhere.

No matter where your job takes you, MyEnroller is there.

• Download My Enroller To Your Desktop• Internet or No Internet Connection…It Works!• All Product Quoting Engine• Application Tracking Availability• Easily Transmit Applications to Medico• Electronic and Voice Signature Processing all products except

DVH.• Quick Application Processing

• Medicare Supplement• Dental, Vision & Hearing• Recovery Care Platinum• First Diagnosis Cancer• Final Expense

Questions

Agent Services800-547-2401

Option 3