medicare, health reform, and you. don’t worry! the benefits that medicare guarantees will not...
TRANSCRIPT
![Page 1: Medicare, Health Reform, and You. Don’t Worry! The benefits that Medicare guarantees will not change](https://reader035.vdocuments.mx/reader035/viewer/2022062322/56649db65503460f94aa8293/html5/thumbnails/1.jpg)
Medicare,Health Reform,
and You
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Don’t Worry!The benefits that
Medicare guarantees will not change.
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What Will Reform Do?• Reduce out-of-pocket costs
• Improve quality of care
• Increase Medicare security
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Health reform decreases
out-of-pocket costs.
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3 Ways ReformDecreases Your Costs
1. Gives relief in the doughnut hole
2. Makes preventive care more affordable
3. Improve programs for low-income beneficiaries
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Medicare Part D and the Doughnut Hole
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Growth of Doughnut Hole Without Reform
$3,610
in 2009
$6,000
in 2016
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Reform Will CloseThe Doughnut Hole
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Reform MakesPreventive Care Affordable
• No more deductibles
• No more coinsurance
• Free annual wellness visit
In other words . . .
free preventive care
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Reform Helps People with Limited Incomes
• Makes it easier to enroll and stay in the Part D low-income subsidy
• Expands prescription drug coverage for some low-income people
• Helps low-income beneficiaries with premiums and copayments
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Health reform improves
quality of care.
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Don’t Worry!No one in between you
and your doctor
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Reform Promotes Quality And Coordination of Care• Promotes primary care
• Promotes coordinated payments among doctors and hospitals
• Encourages providers to work together
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Health reform increases Medicare
security.
LifetimeGuarantee
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Reform Eliminates Overpayments
• Levels the playing field between traditional Medicare and Medicare Advantage• No cuts to guaranteed Medicare
benefits• Reduces overpayments to insurance
companies in Medicare advantage
• Helps sustain Medicare for future generations of Americans
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How Elimination of Overpayments Affects You• Most people with Medicare will be
unaffected
• Medicare Advantage plans choose how to deal with cuts in overpayments• High-quality plans will get bonuses
• They CANNOT cut guaranteed Medicare benefits
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Reform Extends Medicare’s Solvency
• Keeps Medicare Trust Fund in the black an additional 12 years
• Creates a center to test payment and service delivery models
• Allows Medicare to be around for future generations of Americans
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Health reform improves coverage
for your children and grandchildren.
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Reform Makes theInsurance Marketplace Fair
• Creates a new, regulated marketplace
• Focuses insurance company spending on care, not profits
• No more denials due to pre-existing conditions
• Stops unfair rescissions
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Reform Expands Coverage
• Helps families with coverage costs
• Provides tax credits to small businesses to help cover employees
• Allows coverage for young adults through parents’ plan
• Expands Medicaid coverage to millions
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Wrap-up
• Lower out-of-pocket costs
• Better access to your doctor
• Increase Medicare security
• Improvements in coverage for children and grandchildren
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Questions?