mat honan's social media background check

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  • 8/6/2019 Mat Honan's Social Media Background Check

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    FCRA CONSUMER RIGHTS ATTACHED

    Social Media Consumer ReportClient: Gizmodo

    Subject Name: Mathew (Mat) Honan Date Ordered:2011-06-30Date Completed:2011-07-01

    Information Provided

    Address Information

    Address Line1 : N o t P r o v i d e d

    City: San Francisco

    State: CA

    PostalCode:

    Not Prov ided

    Contact Information

    HomePhone :Not provided

    CellPhone: Not provided

    OtherPhone:Not provided

    Em ail Address: [email protected]

    Summary

    An extensive review of Mat Honans online presence and activity was conducted by Social Intelligence Corp. A number of

    items found were identified as negative based on the clients pre-defined criteria.

    SIC provides the information contained in this report to End-User to be used solely for a permissible employment purpose

    as defined in the Fair Credit Reporting Act. If the End-User intends to take adverse action based in whole or in part on the

    contents of this report, the End-User must provide the consumer with notices that it is taking adverse action and those

    notices must comply with the FCRA and state law. All information contained in this report is provided pursuant to theterms of the End-User Agreement. End-User further understands that it uses any and all information provided by

    CIA at its own risk and End-User is solely liable for complying with all federal, state, and local laws.

    The information contained in this report is confidential and may only be accessed by authorized employees of End-User,

    provided to the consumer about who it relates, or provided as otherwise required by law.

    mailto:[email protected]:[email protected]:[email protected]:[email protected]
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    Total Site Matches: 6

    Subject Summary

    Hit#1: Mat's Blog

    Classification:Negative

    Category:Blogs

    Filter:Unlawful Activity

    Sub-Filter:Not provided

    Website Name:EmptyageWebsite URL:http://e mptya ge .ho na n.ne t/mth/2008/05/do e s -the -ne w -yo .html

    MatchedBy: First Name, Last Name, Username

    Comment:Negative information found regarding subject. Subject admits to use of cocaine as well as LSD

    Redacted Image:

    http://emptyage.honan.net/mth/2008/05/does-the-new-yo.htmlhttp://emptyage.honan.net/mth/2008/05/does-the-new-yo.htmlhttp://emptyage.honan.net/mth/2008/05/does-the-new-yo.html
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    Hit#2: Mat's LinkedIn Profile

    Classification:Pass

    Category:Profiles

    Filter:Not provided

    Sub-Filter:Not provided

    Website Name:LinkedIn

    Website URL:http://w w w .linke din.co m/in/ma tho na n

    MatchedBy: First Name, Last Name, Employer

    Comment:Material found contains neutral information. Subject's public profile contains limited information

    Redacted Image:

    http://www.linkedin.com/in/mathonanhttp://www.linkedin.com/in/mathonanhttp://www.linkedin.com/in/mathonan
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    Hit#3: Emptyage Blog

    Classification:Negative

    Category:Blogs

    Filter:Unlawful Activity

    Sub-Filter:Photos, videos or references to drugs (All others)

    Website Name:Emptyage

    Website URL:http://e mptya ge .ho na n.ne t/mth/2009/05/i-re me mbe r-1999.htmlMatchedBy: First Name, Last Name, Prior Address

    Comment:Negative information found regarding subject. Subject references use of Ketamine

    Redacted Image:

    http://emptyage.honan.net/mth/2009/05/i-remember-1999.htmlhttp://emptyage.honan.net/mth/2009/05/i-remember-1999.htmlhttp://emptyage.honan.net/mth/2009/05/i-remember-1999.html
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    Hit#4: Wired Magazine Post

    Classification:Pass

    Category:News

    Filter:Not provided

    Sub-Filter:Not provided

    Website Name:Wired

    Website URL:http://w w w .w ire d.co m/unde rw ire /2009/03/ma t-ho na n-a ga in/

    MatchedBy: First Name, Last Name, EmployerComment:Material found contains neutral information.

    Redacted Image:

    http://www.wired.com/underwire/2009/03/mat-honan-again/http://www.wired.com/underwire/2009/03/mat-honan-again/http://www.wired.com/underwire/2009/03/mat-honan-again/
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    Hit#5: Personal Webpage

    Classification:Pass

    Category:Other

    Filter:Not provided

    Sub-Filter:Not provided

    Website Name:Honan

    Website URL:http://w w w .ho na n.ne t/He llo .html

    MatchedBy: First Name, Last Name, Home Address, EmployerComment:Subject's personal website.

    Redacted Image:

    http://www.honan.net/Hello.htmlhttp://www.honan.net/Hello.htmlhttp://www.honan.net/Hello.html
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    Hit#6: Facebook Profile

    Classification:Pass

    Category:Profiles

    Filter:Not provided

    Sub-Filter:Not provided

    Website Name:Facebook

    Website URL:http://w w w .fa ce bo o k.co m/ma the w .ho na n

    MatchedBy: First Name, Last Name, Home AddressComment:Profile is private.

    Redacted Image:

    http://www.facebook.com/mathew.honanhttp://www.facebook.com/mathew.honanhttp://www.facebook.com/mathew.honan
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    Social Media Consumer ReportClient:Gizmodo Report #:1

    Consumer Rights Under California Civil Code 1786.22

    FOR CALIFORNIA RESIDENTS ONLY

    (a) An investigative consumer reporting agency shall supply files and information required under Section 1786.10 during normal businesshours and on reasonable notice.

    (b) Files maintained on a consumer shall be made available for the consumer's visual inspection, as follows:

    (1) In person, if he appears in person and furnishes proper identification. A copy of his file shall also be available to the consumer forafee not to exceed the actual costs of duplication services provided.

    (2) By certified mail, if he makes a written request, with proper identification, for copies to be sent to a specified addressee.Investigative consumer reporting agencies complying with requests for certified mailings under this section shall not be liable for

    disclosures to third parties caused by mishandling of mail after such mailings leave the investigative consumer reporting agencies.

    (3) A summary of all information contained in files on a consumer and required to be provided by Section 1786.10 shall be provided bytelephone, if the consumer has made a written request, with proper identification for telephone disclosure, and the toll charge, if any,for the telephone call is prepaid by or charged directly to the consumer.

    (c) The term "proper identification" as used in subdivision (b) shall mean that information generally deemed sufficient to identify a person.Such information includes documents such as a valid driver's license, social security account number, military identification card, and creditcards. Only if the consumer is unable to reasonably identify himself with the information described above, may an investigative consumerreporting agency require additional information concerning the consumer's employment and personal or family history in order to verify hisidentity.

    (d) The investigative consumer reporting agency shall provide trained personnel to explain to the consumer any information furnished him

    pursuant to Section 1786.10.

    (e) The investigative consumer reporting agency shall provide a written explanation of any coded information contained in files maintainedon a consumer. This written explanation shall be distributed whenever a file is provided to a consumer for visual inspection as requiredunder Section 1786.22.

    (f) The consumer shall be permitted to be accompanied by one other person of his choosing, who shall furnish reasonable identification. Aninvestigative consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumerreporting agency to discuss the consumer's file in such person's presence.

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    Social Media Consumer ReportClient:Gizmodo Report #:1

    Para informacion en espanol, visitewww.ftc.gov/credito escribe a la FTC Consumer Response Center, Room 130-A 600Pennsylvania Ave. N.W., Washington, D.C. 20580.

    A SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT

    The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reportingagencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under theFCRA. For more information, including information about additional rights, go towww.ftc.gov/creditor write to: ConsumerResponse Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.

    You must be told ifinformation in your file has been used against you. Anyone who uses a credit report or another type ofconsumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you -must tell you, and must give you the name, address, and phone number of the agency that provided the information.

    You have the right to know what is in your file. You may request and obtain all the information about you in the files of aconsumer reporting agency (your file disclosure). You will be required to provide proper identification, which may include yourSocial Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:

    a person has taken adverse action against you because of information in your credit report;

    you are the victim of identity theft and place a fraud alert in your file;

    your file contains inaccurate information as a result of fraud; you are on public assistance; you are unemployed but expect to apply for employment within 60 days.

    In addition, by September 2005 all consumers will be entitled to one free disclosure every 12 months upon request from eachnationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.ftc.gov/credit for additionalinformation.

    You have the right to ask for a credit score. Credit scores are numerical summaries of your credit worthiness based on informationfrom credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores usedin residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit scoreinformation for free from the mortgage lender.

    You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete orinaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.ftc.gov/credit for an explanation of dispute procedures.

    http://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credit
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    Social Media Consumer ReportClient:Gizmodo Report #:1

    Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate,incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agencymay continue to report information it has verified as accurate.

    Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agencymay not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

    Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need --usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.

    You must give your consent for reports to be provided to employers. A consumer reporting agency may not give outinformation about you to your employer, or a potential employer, without your written consent given to the employer. Writtenconsent generally is not required in the trucking industry. For more information, go to www.ftc.gov/credit.

    You may limit prescreened offers of credit and insurance you get based on information in your credit report. Unsolicitedprescreened offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your nameand address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-

    888-567-8688).

    You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or afurnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

    Identity theft victims and active duty military personnel have additional rights. For more information, visitwww.ftc.gov/credit.

    http://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credithttp://www.ftc.gov/credit
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    Social Media Consumer ReportClient:Gizmodo Report #:1

    States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have morerights under state law. For more information, contact your state or local consumer protection agency or your state AttorneyGeneral.

    Federal enforcers are:

    TYPE OF BUSINESS: CONTACT:Consumer reporting agencies, creditors and others not listed

    below.Federal Trade Commission:

    Consumer Response Center - FCRA

    Washington, DC 20580 1-877-382-4357National banks, federal branches/agencies of foreign banks

    (word National or initials N.A. appear in or after banks

    name)Office of the Comptroller of the Currency

    Compliance Management, Mail Stop 6-6

    Washington, DC 20219 800-613-6743Federal Reserve System member banks (except national

    banks, and federal branches/agencies of foreign banks)

    Federal Reserve Board

    Division of Consumer & Community Affairs

    Washington, DC 20551 202-452-3693Savings associations and federally chartered savings banks

    (word Federal or initials F.S.B. appear in federal

    institutions name)Office of Thrift Supervision

    Consumer Complaints

    Washington, DC 20552 800-842-6929Federal credit unions (words Federal Credit Union appear in

    institutions name)National Credit Union Administration

    1775 Duke Street

    Alexandria, VA 22314 703-519-4600State-chartered banks that are not members of the Federal

    Reserve SystemFederal Deposit Insurance Corporation

    Consumer Response Center, 2345 Grand Avenue,

    Suite 100

    Kansas City, Missouri 64108-2638 1-877-275-3342Air, surface, or rail common carriers regulated by former Civil

    Aeronautics Board of Interstate Commerce CommissionDepartment of Transportation, Office

    of Financial Management

    Washington, DC 20590 202-366-1306Activities subject to the Packers and Stockyards Act, 1921 Department of Agriculture, Office of DeputyAdministrator - GIPSA

    Washington, DC 20250 202-720-7051