masterpass för utvecklare -frukostseminarium hos dibs
TRANSCRIPT
• +15.000 kunder
• +13 miljoner konsumenter varje år
• +130 miljarder i kundomsättning
• +1,5 miljoner transaktioner om
dagen
• +1,2 miljarder transaktioner sen
start
0%
5%
10%
15%
20%
25%
30%
35%
Oct
-12
No
v-1
2
Dec
-12
Jan
-13
Feb
-13
Mar
-13
Ap
r-1
3
May
-13
Jun
-13
Jul-
13
Au
g-1
3
Sep
-13
Oct
-13
No
v-1
3
Dec
-13
Jan
-14
Feb
-14
Mar
-14
Ap
r-1
4
May
-14
Jun
-14
Jul-
14
Share of Tablet/Mobile
MOBIL TRAFIK PÅ
BETALSIDOR
• Stöd för bl a MasterCard, Maestro, American
Express, Diners Club, Discover och Visa
• Kortuppgifter och leveransadress lagras
• Ingen MasterPass-app
• Säker lösning
• Desktop, surfplatta och smartphone
• Erbjuder kunderna en enkel upplevelse
• Avstämning sker på samma sätt som för vanliga kortköp
• Säkra transaktioner utan 3DS-fönster
• Bättre konvertering speciellt i mobila enheter
FÖRDELAR FÖR WEBBUTIKEN
• Ingen registrering
• Behöver inte ange leveransadress
• Behöver inte ange kortuppgifter
• Van vid Mobilt BankID
• Behöver inte installera ny app
FÖRDELAR FÖR KONSUMENTEN
Mars – Första plattformsleverantören lanserar
April – Första webbutikerna lanserar
Maj – Nordea ansluter ca 2 miljoner kortinnehavare
Maj – Swedbank lanserar med egen registrering
Juni – ICA Banken, SEB, m fl.
Oktober – DNB ansluter 4 miljoner kort
TIMELINE
Team Lead
DIBS for 8 years
Java Developer
Involved in
https://dk.linkedin.com/in/jensstoevhase
JENS STØVHASE
• MasterPass flow - how to integrate
• MasterPass parameters
• Liability Shift
• Get started
• Best practice
• Q & A
AGENDA FOR TODAY
• DT• https://secure.incab.se
• D2• https://payment.architrade.com
• DX
• https://v2.api.dibspayment.com
MASTERPASS FLOW
Same flow for all platforms
• mpInit
• Initiate MasterPass wallet request
• mpValidate
• Validate MasterPass request
• mpAuthorize
• Authorize MasterPass payment
MASTERPASS FLOW
mpInit
• Initiate MasterPass wallet request
• Get URL from DIBS and redirect
consumer to MasterPass
• Consumer enters credentials and
choses creditcard
MASTERPASS FLOW
mpValidate
• Validate MasterPass request
• DIBS fetches creditcard info from
MasterPass (and 3D Secure info)
MASTERPASS FLOW
mpAuthorize
• Authorize MasterPass payment
• DIBS initiates a normal acquirer
authorization
MASTERPASS FLOW
suppressShippingAddress
• Use when selling electronic goods
• Or shipping address is used
from the webshop
MASTERPASS PARAMETERS
URL from MasterPass to WebShop
https://example.com/?mpstatus=success&checkout_resource_url=https%
3A%2F%2Fsandbox.api.mastercard.com%2Fonline%2Fv5%2Fcheckout%2
F151259599&oauth_verifier=30f70f9c7849af150ba41709b2452901bb3018
1c&oauth_token=70587514718a99246e7ee1c927a7780251ef42db
MASTERPASS PARAMETERS
Note: the URL must currently be configured at DIBS
• MasterPass can handle 3D Secure
• Liability shift is ensured the same way as with normal
3D Secure
• 3D Secure can for example be processed with Bank ID
LIABILITY SHIFT
TESTING
• MasterPass Test agreement
• Test with MasterPass Sandbox
• Credentials from DIBS Support
GET STARTED
LIVE
• MasterPass Acquirer agreement
• Live Wallet
• What about boarding of live consumer creditcards ?
GET STARTED
a MasterPass transaction
• Can be cancelled, settled, refunded as any other card
transaction
• Can be used for subscription (recurring payments) –
depending on the acquirer agreement.
BEST PRACTICE
CONTACT DIBS SUPPORT
Jacob Lindahl
Sales Support
Mail: [email protected]
Tel: +46 8 527 525 23
https://se.linkedin.com/in/lindahljakob/