marketing volatility
TRANSCRIPT
Kip Prahl Associates
The road toward retirement security:
Presented by:
Don Recker and Bob Pascuzzi
Creative Planning Advisor866-909-5148
www.the401kadvocate
• Look back to 2008
• Current Market Activity
• Taking the right steps
Six Steps to help cope with market volatility
Six Steps
Maintain Long-Term Perspective
Creative Planning, Inc.Creative Planning, [email protected]@thinkingbeyond.com
(913) 338-2727(913) 338-2727
While investors added a record $230 billion into:
In 2002, investors pulled a record $27 Billion out of:
Irrational behavior led many investors to do the
exact opposite of what was required in both instances.
The markets ups and downs
Six Steps
Investment Fund Mapping
Map to similar investment options
Stay fully invested in the market
Maintain your current investment strategy
Income from government-sponsored programs
Sources for Retirement Income
Source: Social Security Administration 2008
Plan Information
• Your employer’s retirement plan
• Plan basics
– Part I: Contributing
• Maximize Match
• Maximize Contributions
– Part II: Investing
• Disciplined Approach
• Working with us
Identifying Risk
Diversification
The following charts illustrate diversification. Chart A is an example of a portfolio with investment options in only one asset class, and Chart B is an example of a diversified portfolio with investment options across asset class categories.
This chart is for illustrative purposes only.
No investment strategy, such as diversification, can guarantee a profit or protect against loss in periods of declining value.
What Type of Investor Are You?
Do-it-myself Do-it-for-me
• You may have time to regularly monitor investment options and rebalance as needed
• You may feel comfortable with concepts of investing
• You may want to be very involved in retirement planning
What type of investor are you?
• You may not have time to monitor investment options
• You may not feel comfortable with concepts of investing
• You may not have time to rebalance regularly
Do-it-myself
Choose from the investment options available
• Evaluate your tolerance of risk
• Adjust for your time horizon
• Establish a rebalance schedule
• Monitor periodically
CP Model Portfolios(Risk Based)
-Investment selection based on risk
-Strategic rebalancing
- Multiple fund families
- Actively managed by Creative Planning Registered Investment Advisor
-Creative Planning recognized in Worth and Barron's magazines as a leader in the industry
“Be fearful when others are greedy and be greedy when others are fearful.”
- Warren Buffett
Questions regarding your investment options or choices contact:
Don Recker
913-754-1365
1-866-909-5148