mar-11 (accion network and partners)-monthly report

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Banco Ademi 9,447 107,361 94.6% 45,724 195,163 1,818 4.40% 125,347 145,206 37.84 Banco Compartamos 215,008 2,018,056 92.7% 1,009,288 894,998 443 2.01% n/a n/a 11.91 Bandelta 1 1,181 7,646 97.3% 8,151 33,720 4,410 1.85% 74,299 9,349 1.00 Banco do Nordeste (Crediamigo) 2 64,143 780,992 97.4% 214,482 462,831 593 1.27% n/a n/a 1.66 Banco Solidario 3 8,230 135,260 95.9% 71,355 269,859 1,995 2.50% 166,913 75,883 1.00 BancoSol 16,693 149,277 92.0% 103,961 463,793 3,107 0.91% 442,235 432,707 6.90 Banco Popular 1,774 15,192 96.3% 6,762 44,483 2,928 10.00% 16,084 24,925 18.90 BanGente 4,276 41,146 92.7% 34,687 76,341 1,855 1.12% 69,667 75,914 4.30 Financiera Fama 4,387 28,196 95.5% 7,291 21,999 780 8.18% n/a n/a 22.15 Finamerica 7,156 65,152 94.4% 37,974 189,304 2,906 10.35% 131,228 119,998 1,879.47 Financiera El Comercio 4 4,368 40,567 90.2% 20,904 73,587 1,814 5.27% 83,917 28,268 4,058.00 Finsol 162 6,513 98.0% 4,781 29,504 4,530 4.46% 9,894 33,756 18.90 Integral 2,282 42,236 88.8% 16,078 75,025 1,776 6.73% n/a n/a 1.00 Mibanco 35,857 403,301 92.2% 325,726 1,333,604 3,307 6.27% 1,110,111 511,930 2.80 SCM Amazonas 65 65 100.0% 97 96 1,472 0.00% n/a n/a 1.63 SUB TOTAL-REGULATED AND PRIVATE COMPANIES 375,029 3,840,960 94.5% 1,907,260 4,164,307 1,084 3.95% 2,229,696 1,457,936 Credife (Banco del Pichincha) 8,090 97,345 95.9% 100,473 335,301 3,444 1.60% n/a n/a 1.00 Santander Microcredito (Santander Bank) 7,773 93,450 90.4% 48,872 73,597 788 2.94% n/a n/a 1.63 SogeSol (SOGEBANK) 2,780 12,732 89.3% 7,025 13,925 1,094 21.47% n/a n/a 40.26 SUB TOTAL-SERVICE COMPANIES 18,643 203,527 91.9% 156,370 422,824 2,077 2.49% n/a n/a Fundación Mario Santo Domingo 360 6,845 69.8% 2,412 9,126 1,333 31.08% n/a n/a 1,879.47 Fundación Paraguaya 6,083 46,460 92.0% 10,681 21,253 457 3.82% n/a n/a 4,058.00 Génesis 14,184 135,680 94.3% 23,223 68,458 505 2.32% n/a n/a 7.69 SUB TOTAL-NGO'S 20,627 188,985 85.4% 36,317 98,837 523 5.30% n/a n/a TOTAL LATIN AMERICA AND THE CARIBBEAN 414,299 4,233,472 92.8% 2,099,947 4,685,968 1,107 3.85% 2,229,696 1,457,936 Akiba 5 4,911 18,862 79.0% 11,570 28,938 1,534 5.27% 50,409 160,420 1,498.12 Accion Microfinance Bank 1,201 9,735 91.2% 4,725 6,861 705 4.62% 2,086 49,845 151.02 EB-ACCION Ghana 980 7,726 91.8% 3,494 6,918 895 9.84% 5,287 48,335 1.50 EAMF Cameroon 163 711 93.6% 550 967 1,360 14.77% n/a n/a 463.26 Swadhaar FinServe Pvt.Ltd. 13,607 56,727 96.9% 5,715 11,289 199 1.09% n/a n/a 44.65 Saija 3,178 16,330 86.8% 1,482 2,146 131 0.19% n/a n/a 44.65 AMC 98 616 91.9% 1,996 3,866 6,277 2.48% n/a n/a 6.56 TOTAL AFRICA, INDIA AND CHINA INSTITUTIONS 24,138 110,707 90.2% 29,531 60,985 551 4.74% 57,783 258,600 TOTAL ACCION INTERNATIONAL 438,437 4,344,179 92.2% 2,129,478 4,746,953 1,093 3.86% 2,287,479 1,716,536 * (Total Accounts+Total Net Depósits) 1 Data of Bandelta/Panama only include Working Capital and Autos Micro products. 2 Data of Crediamigo/Brazil is available as of February 2011. 4 Data of Financiera El Comercio/Paraguay only include Microempresa Rural and Microempresa Urbana products. 5 The information of Akiba/Tanzania does not include the overdrafts data. NON REGULATED INSTITUTIONS (NGO´S) Monthly Statistics - Network and Partners March 2011 INSTITUTION New Borrowers Active Borrowers Borrowers Retention Amount Loaned (000's) Active Portfolio (000's) Average Loan Balance Portfolio at Risk>30 days Savings* Balance Savers* Exchange Rate REGULATED INSTITUTIONS AND PRIVATE COMPANIES SERVICE COMPANIES AFRICA, INDIA AND CHINA INSTITUTIONS 3 Figures of Banco Solidario/Ecuador include its product "Olla de Oro" with 54.965 clients and US 53.306 thousand in Active Portfolio as of March 2011.

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Mar-11 (Accion Network and Partners)-Monthly Report

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Page 1: Mar-11 (Accion Network and Partners)-Monthly Report

Banco Ademi 9,447 107,361 94.6% 45,724 195,163 1,818 4.40% 125,347 145,206 37.84 Banco Compartamos 215,008 2,018,056 92.7% 1,009,288 894,998 443 2.01% n/a n/a 11.91 Bandelta 1 1,181 7,646 97.3% 8,151 33,720 4,410 1.85% 74,299 9,349 1.00 Banco do Nordeste (Crediamigo) 2 64,143 780,992 97.4% 214,482 462,831 593 1.27% n/a n/a 1.66 Banco Solidario 3 8,230 135,260 95.9% 71,355 269,859 1,995 2.50% 166,913 75,883 1.00 BancoSol 16,693 149,277 92.0% 103,961 463,793 3,107 0.91% 442,235 432,707 6.90 Banco Popular 1,774 15,192 96.3% 6,762 44,483 2,928 10.00% 16,084 24,925 18.90 BanGente 4,276 41,146 92.7% 34,687 76,341 1,855 1.12% 69,667 75,914 4.30 Financiera Fama 4,387 28,196 95.5% 7,291 21,999 780 8.18% n/a n/a 22.15 Finamerica 7,156 65,152 94.4% 37,974 189,304 2,906 10.35% 131,228 119,998 1,879.47 Financiera El Comercio 4 4,368 40,567 90.2% 20,904 73,587 1,814 5.27% 83,917 28,268 4,058.00 Finsol 162 6,513 98.0% 4,781 29,504 4,530 4.46% 9,894 33,756 18.90 Integral 2,282 42,236 88.8% 16,078 75,025 1,776 6.73% n/a n/a 1.00 Mibanco 35,857 403,301 92.2% 325,726 1,333,604 3,307 6.27% 1,110,111 511,930 2.80 SCM Amazonas 65 65 100.0% 97 96 1,472 0.00% n/a n/a 1.63

SUB TOTAL-REGULATED AND PRIVATE COMPANIES 375,029 3,840,960 94.5% 1,907,260 4,164,307 1,084 3.95% 2,229,696 1,457,936

Credife (Banco del Pichincha) 8,090 97,345 95.9% 100,473 335,301 3,444 1.60% n/a n/a 1.00 Santander Microcredito (Santander Bank) 7,773 93,450 90.4% 48,872 73,597 788 2.94% n/a n/a 1.63 SogeSol (SOGEBANK) 2,780 12,732 89.3% 7,025 13,925 1,094 21.47% n/a n/a 40.26

SUB TOTAL-SERVICE COMPANIES 18,643 203,527 91.9% 156,370 422,824 2,077 2.49% n/a n/a

Fundación Mario Santo Domingo 360 6,845 69.8% 2,412 9,126 1,333 31.08% n/a n/a 1,879.47 Fundación Paraguaya 6,083 46,460 92.0% 10,681 21,253 457 3.82% n/a n/a 4,058.00 Génesis 14,184 135,680 94.3% 23,223 68,458 505 2.32% n/a n/a 7.69

SUB TOTAL-NGO'S 20,627 188,985 85.4% 36,317 98,837 523 5.30% n/a n/a

TOTAL LATIN AMERICA AND THE CARIBBEAN 414,299 4,233,472 92.8% 2,099,947 4,685,968 1,107 3.85% 2,229,696 1,457,936

Akiba 5 4,911 18,862 79.0% 11,570 28,938 1,534 5.27% 50,409 160,420 1,498.12 Accion Microfinance Bank 1,201 9,735 91.2% 4,725 6,861 705 4.62% 2,086 49,845 151.02 EB-ACCION Ghana 980 7,726 91.8% 3,494 6,918 895 9.84% 5,287 48,335 1.50 EAMF Cameroon 163 711 93.6% 550 967 1,360 14.77% n/a n/a 463.26 Swadhaar FinServe Pvt.Ltd. 13,607 56,727 96.9% 5,715 11,289 199 1.09% n/a n/a 44.65 Saija 3,178 16,330 86.8% 1,482 2,146 131 0.19% n/a n/a 44.65 AMC 98 616 91.9% 1,996 3,866 6,277 2.48% n/a n/a 6.56

TOTAL AFRICA, INDIA AND CHINA INSTITUTIONS 24,138 110,707 90.2% 29,531 60,985 551 4.74% 57,783 258,600

TOTAL ACCION INTERNATIONAL 438,437 4,344,179 92.2% 2,129,478 4,746,953 1,093 3.86% 2,287,479 1,716,536

* (Total Accounts+Total Net Depósits)1 Data of Bandelta/Panama only include Working Capital and Autos Micro products. 2 Data of Crediamigo/Brazil is available as of February 2011.

4 Data of Financiera El Comercio/Paraguay only include Microempresa Rural and Microempresa Urbana products. 5 The information of Akiba/Tanzania does not include the overdrafts data.

NON REGULATED INSTITUTIONS (NGO´S)

Monthly Statistics - Network and PartnersMarch 2011

INSTITUTION New Borrowers Active Borrowers

Borrowers Retention

Amount Loaned (000's)

Active Portfolio (000's)

Average Loan Balance

Portfolio at Risk>30 days

Savings*Balance Savers* Exchange Rate

REGULATED INSTITUTIONS AND PRIVATE COMPANIES

SERVICE COMPANIES

AFRICA, INDIA AND CHINA INSTITUTIONS

3 Figures of Banco Solidario/Ecuador include its product "Olla de Oro" with 54.965 clients and US 53.306 thousand in Active Portfolio as of March 2011.

Page 2: Mar-11 (Accion Network and Partners)-Monthly Report

Monthly Statistics - Network and Partners

Banco Ademi 40,833 104,024 84.0% 174,889 190,833 1,848 3.87% 111,475 134,035 37.42 Banco Compartamos 827,040 1,961,995 84.2% 3,302,841 790,309 403 1.98% n/a n/a 12.35 Bandelta 2,869 6,674 87.5% 20,931 28,358 4,249 3.88% 67,874 8,990 1.00 Banco do Nordeste (Crediamigo) 335,330 737,826 85.4% 1,181,913 462,498 627 1.55% n/a n/a 1.67 Banco Solidario 36,104 132,782 82.2% 308,420 263,460 1,984 1.77% 164,146 76,803 1.00 BancoSol 65,877 145,608 74.4% 384,827 441,102 3,029 0.94% 412,881 414,154 6.94 Banco Popular 5,020 14,553 70.0% 29,732 44,451 3,054 10.78% 15,467 25,540 18.90 BanGente 18,041 40,094 74.4% 132,278 74,012 1,846 1.14% 68,521 70,851 4.30 Financiera Fama 11,571 26,237 69.9% 25,919 23,241 886 10.77% n/a n/a 21.88 Finamerica 27,294 61,880 88.6% 150,009 181,771 2,937 8.98% 124,554 109,389 1,913.98 Financiera El Comercio 18,510 40,628 76.1% 91,677 67,703 1,666 5.25% 78,286 26,303 4,558.00 Finsol 591 6,484 74.4% 20,198 28,319 4,367 2.55% 9,302 33,333 18.90 Integral 13,698 45,236 n/a 63,578 74,479 1,646 5.36% n/a n/a 1.00 Mibanco 160,869 401,788 78.6% 1,294,426 1,301,661 3,240 6.36% 1,096,087 475,121 2.81

SUB TOTAL-REGULATED AND PRIVATE COMPANIES 1,563,647 3,725,809 79.2% 7,181,638 3,972,197 1,066 3.92% 2,148,592 1,374,519

Credife (Banco del Pichincha) 28,483 93,390 84.6% 332,309 309,968 3,319 1.69% n/a n/a 1.00 Columbia Microcredito 667 1,644 58.6% 1,598 1,275 776 24.89% n/a n/a 3.97 Santander Microcredito (Santander Bank) 35,391 95,612 79.7% 168,148 74,970 784 3.13% n/a n/a 1.67 SogeSol (SOGEBANK) 5,029 11,483 62.0% 27,872 14,402 1,254 31.39% n/a n/a 39.88

SUB TOTAL-SERVICE COMPANIES 69,570 202,129 71.2% 529,927 400,615 1,982 3.10% n/a n/a

Fundación Mario Santo Domingo 566 9,448 79.2% 5,583 14,365 1,520 25.21% n/a n/a 1,913.98 Fundación Paraguaya 19,142 44,399 78.6% 35,102 18,052 407 3.13% n/a n/a 4,558.00 Génesis 58,439 129,744 86.1% 82,033 65,028 501 2.06% n/a n/a 8.01

SUB TOTAL-NGO'S 78,147 183,591 81.3% 122,718 97,445 531 5.67% n/a n/a

TOTAL LATIN AMERICA AND THE CARIBBEAN 1,711,364 4,111,529 77.9% 7,834,282 4,470,257 1,087 3.88% 2,148,592 1,374,519

Akiba 17,349 18,973 57.7% 43,607 30,029 1,583 7.78% 50,284 154,010 1,474.58 Accion Microfinance Bank 5,237 9,473 73.5% 17,143 6,988 738 5.24% 1,983 47,071 148.67 EB-ACCION Ghana 4,557 7,437 79.5% 14,037 7,265 977 6.21% 5,820 42,453 1.45 EAMF-Cameroon 671 597 89.0% 1,396 828 1,386 7.66% 1,394 4,405 485.03 Swadhaar FinServe Pvt.Ltd. 30,142 44,909 86.2% 11,845 8,357 186 1.43% n/a n/a 44.81 Saija 13,542 15,640 88.7% 3,948 1,722 110 0.19% n/a n/a 44.81 AMC 603 572 94.2% 5,900 3,693 6,456 0.14% n/a n/a 6.62

TOTAL AFRICA, INDIA AND CHINA INSTITUTIONS 72,101 97,601 81.2% 97,875 58,881 603 5.68% 59,480 247,939

TOTAL ACCION INTERNATIONAL 1,783,465 4,209,130 78.8% 7,932,157 4,529,138 1,076 3.91% 2,208,072 1,622,458

December 2010

REGULATED INSTITUTIONS AND PRIVATE COMPANIES

INSTITUTION New Borrowers Active Borrowers

Borrowers Retention

Amount Loaned (000's)

Active Portfolio (000's)

Average Loan Balance

Portfolio at Risk>30 days

Savings*Balance Savers* Exchange Rate

SERVICE COMPANIES

NON REGULATED INSTITUTIONS (NGO´S)

AFRICA, INDIA AND CHINA INSTITUTIONS

Page 3: Mar-11 (Accion Network and Partners)-Monthly Report

Monthly Statistics - Network and Partners

Banco Ademi 23.1% 3.2% 10.66 26.1% 2.3% -1.6% 0.53 12.4% 8.3% 0.01 Banco Compartamos 26.0% 2.9% 8.49 30.6% 13.2% 10.1% 0.03 n/a n/a (0.04) Bandelta 41.2% 14.6% 9.87 38.9% 18.9% 3.8% (2.03) 9.5% 4.0% - Banco do Nordeste (Crediamigo) 19.1% 5.9% 12.00 18.1% 0.1% -5.5% (0.28) n/a n/a (0.00) Banco Solidario 22.8% 1.9% 13.74 23.1% 2.4% 0.6% 0.73 1.7% -1.2% - BancoSol 25.3% 2.5% 17.53 27.0% 5.1% 2.6% (0.03) 7.1% 4.5% (0.01) Banco Popular 35.3% 4.4% 26.26 22.7% 0.1% -4.1% (0.78) 4.0% -2.4% - BanGente 23.7% 2.6% 18.38 26.2% 3.1% 0.5% (0.02) 1.7% 7.1% - FAMA 37.9% 7.5% 25.51 28.1% -5.3% -11.9% (2.60) n/a n/a 0.01 FINAMERICA 26.2% 5.3% 5.81 25.3% 4.1% -1.1% 1.38 5.4% 9.7% (0.02) Financiera El Comercio 23.6% -0.2% 14.06 22.8% 8.7% 8.9% 0.02 7.2% 7.5% (0.11) FINSOL 27.4% 0.4% 23.64 23.7% 4.2% 3.7% 1.91 6.4% 1.3% - Integral 16.7% -6.6% n/a 25.3% 0.7% 7.9% 1.37 n/a n/a - Mibanco 22.3% 0.4% 13.57 25.2% 2.5% 2.1% (0.08) 1.3% 7.7% (0.00)

SUB TOTAL-REGULATED AND PRIVATE COMPANIES 24.0% 3.1% 15.33 26.6% 4.8% 1.7% 0.04 3.8% 6.1% -

CREDIFE (Banco del Pichincha) 28.4% 4.2% 11.33 30.2% 8.2% 3.8% (0.09) n/a n/a - Columbia Microcredito n/a n/a n/a n/a n/a n/a n/a n/a n/a - Santander Microcredito (Santander Bank) 22.0% -2.3% 10.66 29.1% -1.8% 0.4% (0.19) n/a n/a (0.02) SogeSol (SOGEBANK) 55.3% 10.9% 27.26 25.2% -3.3% -12.8% (9.92) n/a n/a 0.01

SUB TOTAL-SERVICE COMPANIES 26.8% 0.7% 20.62 29.5% 5.5% 4.8% (0.61) n/a n/a -

Fundación Mario Santo Domingo 63.6% -27.6% (9.41) 43.2% -36.5% -12.3% 5.87 n/a n/a (0.02)

Fundación Paraguaya 31.8% 4.6% 13.44 30.4% 17.7% 12.5% 0.68 n/a n/a (0.11) Génesis 24.3% 4.6% 8.21 28.3% 5.3% 0.7% 0.26 n/a n/a (0.04)

SUB TOTAL-NGO'S 26.4% 2.9% 4.08 29.6% 1.4% -1.5% (0.38) n/a n/a -

TOTAL LATIN AMERICA AND THE CARIBBEAN 24.2% 3.0% 14.92 26.8% 4.8% 1.8% (0.03) 3.8% 6.1% -

Akiba 28.3% -0.6% 21.30 26.5% -3.6% -3.1% (2.51) 0.2% 4.2% n/aAccion Microfinance Bank 22.9% 2.8% 17.75 27.6% -1.8% -4.5% (0.61) 5.2% 5.9% 0.02 EB-ACCION Ghana 21.5% 3.9% 12.31 24.9% -4.8% -8.3% 3.63 -9.1% 13.9% 0.04 EAMF Cameroon 24.3% 19.1% 4.58 39.4% 16.8% -1.9% 7.11 n/a n/a (0.04)

Swadhaar FinServe Pvt.Ltd. 45.1% 26.3% 10.75 48.2% 35.1% 6.9% (0.34) n/a n/a (0.00) Saija 23.5% 4.4% (1.90) 37.5% 24.6% 19.4% (0.00) n/a n/a (0.00) AMC 16.3% 7.7% (2.29) 33.8% 4.7% -2.8% 2.35 n/a n/a (0.01)

TOTAL AFRICA, INDIA AND CHINA INSTITUTIONS 33.5% 13.4% 8.93 30.2% 3.6% -8.7% (0.94) -2.9% 4.3% n/a

TOTAL ACCION INTERNATIONAL 24.6% 3.2% 13.39 26.8% 4.8% 1.6% (0.04) 3.6% 5.8% n/a

Percentage Changes Between March 2011 and December 2010

INSTITUTIONNew Borrowers (As % of total

Dec 2010)

Active Clientes (Change over

Dec 2010)

Clients Retention

(Percentage Points)

Amount Loaned (As % of total Dec 2010)

Active Portfolio

(Change over Dec 2010)

SERVICE COMPANIES

NON REGULATED INSTITUTIONS (NGO´S)

AFRICA, INDIA AND CHINA INSTITUTIONS

Average Loan Balance

(Change over Dec 2010)

Portfolio at Risk > 30

(Percentage Points)

Savings ( Change over

Dec 2010)

Savers ( Change over

Dec 2010)

Exchange Rate (Change over

Dec 2010)

REGULATED INSTITUTIONS AND PRIVATE COMPANIES

Page 4: Mar-11 (Accion Network and Partners)-Monthly Report

Year International Operations Change

31/12/1997 283,195 15.21%

31/12/1998 318,557 12.49%

31/12/1999 380,353 19.40%

31/12/2000 378,349 -0.53%

31/12/2001 459,961 21.57%

31/12/2002 598,041 30.02%

31/12/2003 898,370 50.22%

31/12/2004 1,118,363 24.49%

31/12/2005 1,441,076 28.86%

31/12/2006 1,877,285 30.27%

31/12/2007 2,365,488 26.01%

31/12/2008 2,850,359 20.50%

31/12/2009 3 301 543 15 83%

ACTIVE BORROWERS

ACCION International Affiliates and PartnersSummary of Activities - 03/31/2011

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

5,000,000

31/12/2009 3,301,543 15.83%

31/12/2010 4,209,130 27.49%

31/03/2011 4,344,179 3.21%

Year International Operations Change

31/12/1997 195,628 43.55%

31/12/1998 214,577 9.69%

31/12/1999 236,173 10.06%

31/12/2000 243,377 3.05%

31/12/2001 294,006 20.80%

31/12/2002 376,085 27.92%

31/12/2003 541,633 44.02%

31/12/2004 757,004 39.76%

31/12/2005 1,070,280 41.38%

31/12/2006 1,620,643 51.42%

31/12/2007 2,282,061 40.81%

31/12/2008 2,812,985 23.27%

31/12/2009 3,466,367 23.23%

31/12/2010 4,529,138 30.66%31/03/2011 4,746,953 4.81%

ACTIVE PORTFOLIO (Thousands)

ACCION International Affiliates and PartnersSummary of Activities - 03/31/2011

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

5,000,000

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

5,000,000

31/03/2011 4,746,953 4.81%

ACCION International Affiliates and PartnersSummary of Activities - 03/31/2011

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

5,000,000

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

5,000,000

Page 5: Mar-11 (Accion Network and Partners)-Monthly Report

COUNTRY INSTITUTION 31/03/2010 31/12/2010 31/03/2011Change last 3 months

(%)

Change last 12 months

(%)

Dominican Republic Banco Ademi 87,037 104,024 107,361 3.21% 23.35%

Mexico Banco Compartamos 1,546,059 1,961,995 2,018,056 2.86% 30.53%

Panama Bandelta 4,662 6,674 7,646 14.56% 64.01%

Brazil Banco do Nordeste 558,582 737,826 780,992 5.85% 39.82%

Ecuador Banco Solidario 128,884 132,782 135,260 1.87% 4.95%

Bolivia BancoSol 132,729 145,608 149,277 2.52% 12.47%

Honduras BanCovelo 18,452 14,553 15,192 4.39% -17.67%Venezuela BanGente 34,861 40,094 41,146 2.62% 18.03%

Nicaragua Financiera Fama 24,060 26,237 28,196 7.47% 17.19%

Colombia Finamerica 43,479 61,880 65,152 5.29% 49.85%

Paraguay Financiera El Comercio 33,768 40,628 40,567 -0.15% 20.13%

Honduras Finsol 7,592 6,484 6,513 0.45% -14.21%

El Salvador Integral 29 654 45 236 42 236 6 63% 42 43%

REGULATED INSTITUTIONS AND PRIVATE COMPANIES

ACCION International Affiliates and PartnersActive Borrowers - Percentage Increase

El Salvador Integral 29,654 45,236 42,236 -6.63% 42.43%

Peru Mibanco 358,784 401,788 403,301 0.38% 12.41%

Brasil SCM Amazonas n/a n/a 65 n/a n/a3,008,603 3,725,809 3,840,960 3.1% 27.7%

Ecuador CREDIFE 82,511 93,390 97,345 4.23% 17.98%Argentina Columbia Microcrédito 1,956 1,644 n/a n/a n/aBrazil RealMicrocredito 86,699 95,612 93,450 -2.26% 7.79%Haiti SogeSol 11,341 11,483 12,732 10.88% 12.27%

182,507 202,129 203,527 0.7% 11.5%

Colombia Fundación Mario Santo Domingo 11,325 9,448 6,845 -27.55% -39.56%Paraguay Fundación Paraguaya 38,381 44,399 46,460 4.64% 21.05%Guatemala Génesis 96,356 129,744 135,680 4.58% 40.81%

146,062 183,591 188,985 2.9% 29.4%3,337,172 4,111,529 4,233,472 3.0% 26.9%

Tanzania Akiba 16,497 18,973 18,862 -0.59% 14.34%Nigeria Accion Microfinance Bank 7,865 9,473 9,735 2.77% 23.78%Ghana EB-ACCION 5,070 7,437 7,726 3.89% 52.39%Cameroon EAMF-Cameroon n/a 597 711 19.10% n/aIndia Swadhaar FinServe Pvt.Ltd. 27,391 44,909 56,727 26.32% 107.10%India Saija 7,960 15,640 16,330 4.41% 105.15%China AMC 35 572 616 7.69% 1660.00%

64,818 97,601 110,707 13.4% 70.8%

3,401,990 4,209,130 4,344,179 3.2% 27.7%

Total Latin America and The CaribbeanAFRICAN, INDIAN AND CHINA PARTNERS

Total - Africa, India and China

Grand Total ACCION International

Sub Total - Regulated and Private CompaniesSERVICE COMPANIES

Sub Total - Service CompaniesNON REGULATED INSTITUTIONS (NGOs)

Sub Total - NGO's

ACCION International Affiliates and PartnersActive Borrowers - Percentage Increase

Page 6: Mar-11 (Accion Network and Partners)-Monthly Report

COUNTRY INSTITUTION 31/03/2010 31/12/2010 31/03/2011Change last 3 months

(%)

Change last 12 months

(%)

Dominican Republic Banco Ademi 170,239 190,833 195,163 2.27% 14.64%

Mexico Banco Compartamos 685,611 790,309 894,998 13.25% 30.54%

Panama Bandelta 18,418 28,358 33,720 18.91% 83.09%

Brazil Banco do Nordeste 286,707 462,498 462,831 0.07% 61.43%

Ecuador Banco Solidario 193,310 263,460 269,859 2.43% 39.60%

Bolivia BancoSol 364,328 441,102 463,793 5.14% 27.30%

Honduras BanCovelo 50,054 44,451 44,483 0.07% -11.13%

Venezuela BanGente 45,247 74,012 76,341 3.15% 68.72%

Nicaragua FAMA 27,387 23,241 21,999 -5.34% -19.67%

Colombia FINAMERICA 86,997 181,771 189,304 4.14% 117.60%

Paraguay Financiera El Comercio 54,335 67,703 73,587 8.69% 35.43%

Honduras FINSOL 26,156 28,319 29,504 4.18% 12.80%

El Salvador Financiera Integral 61,605 74,479 75,025 0.73% 21.78%

Peru Mibanco 1,116,787 1,301,661 1,333,604 2.45% 19.41%

B il SCM A / / 96 / /

REGULATED INSTITUTIONS and PRIVATE COMPANIES

ACCION International Affiliates and PartnersActive Portfolio - Percentage Increase

Brasil SCM Amazonas n/a n/a 96 n/a n/a3,187,181 3,972,197 4,164,307 4.8% 30.7%

Ecuador CREDIFE 239,299 309,968 335,301 8.17% 40.12%

Argentina Columbia Microcrédito 1,521 1,275 n/a n/a n/a

Brazil RealMicrocredito 50,602 74,970 73,597 -1.83% 45.44%

Haiti SogeSol 14,485 14,402 13,925 -3.31% -3.87%305,907 400,615 422,824 5.5% 38.2%

Colombia Fundación Mario Santo Domingo 15,831 14,365 9,126 -36.47% -42.35%

Paraguay Fundación Paraguaya 13,757 18,052 21,253 17.73% 54.49%

Guatemala Génesis 44,858 65,028 68,458 5.27% 52.61%74,446 97,445 98,837 1.4% 32.8%

3,567,533 4,470,257 4,685,968 4.8% 31.4%

Tanzania Akiba 27,768 30,029 28,938 -3.63% 4.21%

Nigeria Accion Microfinance Bank 5,803 6,988 6,861 -1.82% 18.23%

Ghana EB ACCION 4,533 7,265 6,918 -4.78% 52.61%

Cameroon EAMF-Cameroon n/a 828 967 16.79% n/a

India Swadhaar FinServe Pvt.Ltd. 4,334 8,357 11,289 35.09% 160.46%

India Saija 1,013 1,722 2,146 24.63% 111.86%

China AMC 182 3,693 3,866 4.70% 2026.92%43,634 58,881 60,985 3.6% 39.8%

3,611,166 4,529,138 4,746,953 4.8% 31.5%

Sub Total - Regulated and Private CompaniesSERVICE COMPANIES

Sub Total - Service CompaniesNON REGULATED INSTITUTIONS (NGOs)

Sub Total - NGOsTotal - Latin America & CaribbeanAFRICAN, INDIAN AND CHINA PARTNERS

Total - Africa, India and China

Grand Total - ACCION International

ACCION International Affiliates and PartnersActive Portfolio - Percentage Increase

ACCION International Affiliates and PartnersActive Portfolio - Percentage Increase

Page 7: Mar-11 (Accion Network and Partners)-Monthly Report

COUNTRY INSTITUTION 31/03/2010 31/12/2010 31/03/2011 Change last 3 months

Change last 12 months

Dominican Republic Banco Ademi 5.12% 3.87% 4.40% 0.005 -0.007Mexico Banco Compartamos 2.40% 1.98% 2.01% 0.000 -0.004Panama Bandelta 10.22% 3.88% 1.85% -0.020 -0.084Brazil Banco do Nordeste 2.34% 1.55% 1.27% -0.003 -0.011Ecuador Banco Solidario 3.03% 1.77% 2.50% 0.007 -0.005Bolivia BancoSol 1.23% 0.94% 0.91% 0.000 -0.003Honduras BanCovelo 18.08% 10.78% 10.00% -0.008 -0.081Venezuela BanGente 2.91% 1.14% 1.12% 0.000 -0.018Nicaragua FAMA 16.61% 10.77% 8.18% -0.026 -0.084Colombia FINAMERICA 9.43% 8.98% 10.35% 0.014 0.009Paraguay Financiera El Comercio 4.93% 5.25% 5.27% 0.000 0.003Honduras FINSOL 7.14% 2.55% 4.46% 0.019 -0.027

REGULATED INSTITUTIONS and PRIVATE COMPANIES

ACCION International Affiliates and PartnersPortfolio at Risk - Percentage Point Change

El Salvador Integral 8.05% 5.36% 6.73% 0.014 -0.013Peru Mibanco 6.97% 6.36% 6.27% -0.001 -0.007Brasil SCM Amazonas n/a n/a 0.00% n/a n/a

4.85% 3.92% 3.95% 0.000 -0.009

Ecuador CREDIFE 2.21% 1.69% 1.60% -0.001 -0.006Argentina Columbia Microcrédito 29.18% 24.89% n/a n/a n/aBrazil RealMicrocredito 4.97% 3.13% 2.94% -0.002 -0.020Haiti SogeSol 11.38% 31.39% 21.47% -0.099 0.101

3.23% 3.10% 2.49% -0.006 -0.007

Colombia Fundación Mario Santo Domingo 24.64% 25.21% 31.08% 0.059 0.064Paraguay Fundación Paraguaya 5.58% 3.13% 3.82% 0.007 -0.018Guatemala Génesis 2.36% 2.06% 2.32% 0.003 0.000

7.69% 5.67% 5.30% -0.004 -0.0244.77% 3.88% 3.85% 0.000 -0.009

Tanzania Akiba 7.98% 7.78% 5.27% -0.025 -0.027Nigeria Accion Microfinance Bank 8.75% 5.24% 4.62% -0.006 -0.041Ghana EB ACCION 9.13% 6.21% 9.84% 0.036 0.007Cameroon EAMF-Cameroon n/a 7.66% 14.77% 0.071 n/aIndia Swadhaar FinServe Pvt.Ltd. 0.91% 1.43% 1.09% -0.003 0.002India Saija 0.00% 0.19% 0.19% 0.000 0.002China AMC 0.00% 0.14% 2.48% 0.023 0.025

7.28% 5.68% 4.74% -0.009 -0.025

4.80% 3.91% 3.86% 0.000 -0.009

Total Latin America & CaribbeanAFRICAN, INDIAN AND CHINA PARTNERS

Total - Africa, India and China

Grand Total - ACCION International

Sub Total - Regulated and Private CompaniesSERVICE COMPANIES

Sub Total Service CompaniesNON REGULATED INSTITUTIONS (NGOs)

Sub Total - ONG's

ACCION International Affiliates and PartnersPortfolio at Risk - Percentage Point Change

ACCION International Affiliates and PartnersPortfolio at Risk - Percentage Point Change

Page 8: Mar-11 (Accion Network and Partners)-Monthly Report

COUNTRY INSTITUTION Average First Loan

Average Loan Disbursement

Average Loan Balance

GNI Per Capita (US$) As of 2009

Depth (Ave. Balance/GNI Per Capita)

Dominican Republic Banco Ademi 1,937 2,095 1,818 4,510 40.3%Mexico Banco Compartamos 480 630 443 8,920 5.0%Panama Bandelta 3,953 4,406 4,410 6,710 65.7%Brazil Banco do Nordeste 420 748 593 8,040 7.4%Ecuador Banco Solidario 1,925 1,792 1,995 3,920 50.9%Bolivia BancoSol 3,137 3,422 3,107 1,620 191.8%Honduras BanCovelo 1,776 2,015 2,928 1,820 160.9%Venezuela BanGente 2,400 2,886 1,855 10,150 18.3%Nicaragua Financiera Fama 483 702 780 1,000 78.0%Colombia Finamerica 2,269 1,336 2,906 4,930 58.9%Paraguay Financiera El Comercio 1,083 1,622 1,814 2,270 79.9%Honduras Finsol 7,546 3,798 4,530 1,820 248.9%El Salvador Integral 2,058 1,475 1,776 3,370 52.7%

REGULATED INSTITUTIONS

ACCION International Affiliates and PartnersAverage Loan Size

g , , , ,Peru Mibanco 2,436 2,916 3,307 4,150 79.7%Brazil SCM Amazonas 1,492 1,492 1,472 8,040 18.3%

936 877 1,084 4,751 22.8%

Ecuador CREDIFE 2,275 3,696 3,444 3,920 87.9%Argentina Columbia Microcrédito n/a n/a 776 7,570 10.2%Brazil RealMicrocredito 992 1,338 788 8,040 9.8%Haiti SogeSol 493 1,179 1,094 660 165.7%

1,474 2,244 2,077 5,048 41.2%

Colombia Fundación Mario Santo Domingo 4,221 1,756 1,333 4,930 27.0%Paraguay Fundación Paraguaya 0 424 457 2,270 20.2%Guatemala Génesis 443 1,267 505 2,620 19.3%

379 809 523 3,273 16.0%933 917 1,107 4,604 24.0%

Tanzania Akiba 1,672 1,775 1,534 500 306.8%Nigeria Accion Microfinance Bank 958 1,253 705 1,140 61.8%Ghana Eco Bank 1,214 1,647 895 700 127.9%Cameroon EAMF-Cameroon 1,725 2,050 1,360 1,136 119.7%India Swadhaar Finaccess 276 302 199 1,180 16.9%India Saija 187 236 131 1,180 11.1%China AMC 10,338 13,046 6,277 3,590 174.8%

671 776 551 1,347 40.9%

919 915 1,093 3,817 28.6%

Total - Latin America & CaribbeanAFRICAN, INDIAN AND CHINA PARTNERS

Total - Africa, India and China

Total - ACCION International Network -

Sub Total - Regulated and Private CompaniesSERVICE COMPANIES

Sub Total - Service CompaniesNON REGULATED INSTITUTIONS (NGOs)

Sub Total - NGOs

ACCION International Affiliates and PartnersAverage Loan Size