making money without risk of loss

17
1 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected] All you have ever dreamed Welcome to Gold Mine International. GMI helps you build a profitable home based business. Currently, there's a vast amount of interest in work at home programs, so now is the time to get in and start building your business. In GMI, the work you do now will provide residual income for you and your family for years to come. Once you've chosen a business plan, you'll need to promote it. Please feel free to use the resources in this document and good luck with your business. GMI Profile GMI is a kind of financial revolution, the likes of which have not yet been seen anywhere in the 21st Century. GMI has completely eradicated the sordid notions associated with home based work and even has compelled people from established jobs to say good-bye to their hectic office lives and embrace the comfort of their homes while making an incredible amount of profit from GMI. Gold Mine International, formerly involved in custom made designer gold jewelry started their network marketing venture at the cusp of the new millennium. This e-commerce endeavor of GMI has proved so fruitful that GMI has never looked back ever since then. GMI refines the term network marketing with its near perfect system that is only fueled by dedication and hard work. GMI offers its customers a slick, easy to use and flexible network marketing system that enables them to take reigns of the their own business right from the comfort of their homes as the GMI Network Marketing System is easily manageable through internet. In return, the customers get a handsome residual income that never expires or need to be renewed as it continues to flow uninterruptedly for the rest of the customers’ posterity. Upon choosing to join GMI, the customer is given a choice of plans to take that varies in terms of efforts and earnings. Once choosing the appropriate plan for his or her liking, the customer is ready to make profit without any delay or annoying activation period what so ever. GMI puts an unbelievable level of freedom into their customer’s hands thus making them the master of their own business and not burdening them with hidden or subtext dues. This is the

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Page 1: Making money without risk of loss

1 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

All you have ever dreamed

Welcome to Gold Mine International. GMI helps you build a profitable home based business.

Currently, there's a vast amount of interest in work at home programs, so now is the time to

get in and start building your business.

In GMI, the work you do now will provide residual income for you and your family for years to

come. Once you've chosen a business plan, you'll need to promote it. Please feel free to use the

resources in this document and good luck with your business.

GMI Profile

GMI is a kind of financial revolution, the likes of which have not yet been seen anywhere in the

21st Century. GMI has completely eradicated the sordid notions associated with home based

work and even has compelled people from established jobs to say good-bye to their hectic

office lives and embrace the comfort of their homes while making an incredible amount of

profit from GMI.

Gold Mine International, formerly involved in custom made designer gold jewelry started their

network marketing venture at the cusp of the new millennium. This e-commerce endeavor of

GMI has proved so fruitful that GMI has never looked back ever since then.

GMI refines the term network marketing with its near perfect system that is only fueled by

dedication and hard work. GMI offers its customers a slick, easy to use and flexible network

marketing system that enables them to take reigns of the their own business right from the

comfort of their homes as the GMI Network Marketing System is easily manageable through

internet. In return, the customers get a handsome residual income that never expires or need

to be renewed as it continues to flow uninterruptedly for the rest of the customers’ posterity.

Upon choosing to join GMI, the customer is given a choice of plans to take that varies in terms

of efforts and earnings. Once choosing the appropriate plan for his or her liking, the customer is

ready to make profit without any delay or annoying activation period what so ever.

GMI puts an unbelievable level of freedom into their customer’s hands thus making them the

master of their own business and not burdening them with hidden or subtext dues. This is the

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2 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

sole reason for GMI’s success as from a bird’s eye view; it is GMI that keeps on giving its

customers without taking anything in return.

By providing you with the means of setting up your own business where you are the boss and

employee at a negligible initial investment, you are ready to take on the world from the

comfort of your own living room and take charge of your own financial life. And the crux of the

matter is this: by becoming a part of GMI just once, you can reap the benefits of your efforts

forever. Yes that’s right. In a world where even blood bonds don’t last longer, GMI gives you the

chance to earn a handsome living for a life time without any hidden

This perfect and unbeatable system single handedly blows a crushing defeat to the troubles of a

simple man such as too much hours and not enough income, job insecurity, corporate layoffs,

retirement or unemployment. GMI guarantees that with a little bit of dedication and hard work,

the road towards becoming a millionaire can easily be paved and it has been proven.

Firmly believing that the customer satisfaction is more important than profit, GMI facilitates its

esteemed customer with round the clock and state of the art online tech support as well as

valuable guidance’s of veteran GMI customers who have made earned millions with the aid of

GMI. By doing this, GMI ties all its customers into a knot of brotherhood or fraternity where

each customer can prosper by helping the other customer. This in return develops true

duplication and totally lives up the soul of Network Marketing.

Simply putting it down, GMI offers:

Everlasting residual income

Easy and flexible duplication system, true to the spirit of network marketing

Round the clock support from GMI tech team or veteran customers that are regarded in

GMI fraternity as The Leaders

The ability to work from home at anytime and anywhere

Minimal investment and 100% money back guarantee in case of dissatisfaction

Worldwide community

Alliance with high profile corporations and certified

Absolutely zero risk

In an unpredictable world where nothing is reliable, GMI gives you a solid, tried and tested and

simple way to put you on the path of becoming a millionaire.

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3 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

Terms and Conditions

Terms and Conditions of GMI Gold Reward Program

By signing up with GMI Gold Reward Program, the customer agrees to all of the terms and

conditions of this agreement. If customer does not agree to these terms, activation of the Gold

Account will not take place.

Joining the Gold Reward Program

By filling out the signup form you will agree to become a customer and are bound by the terms

of this agreement. Your participation in the Gold Reward Program is solely to get a GMI product

in addition to receive a commission on products purchased by your referrered individuals

joining under you in your Gold Tree.

By filling out the signup form you acknowledge that you have read the terms and conditions,

understand, and agree with them.

Terms of the Agreement

The terms of this agreement will begin upon your acceptance to join GMI Gold Reward Program

and will end when terminated by either party. Either you or GMI may terminate this agreement

at any time, with or without cause, by giving the other party written notice of termination. You

are only eligible to earn commission on sales under your Gold tree occurring during the term.

GMI reserves the right to change any of these Terms & Conditions for any reason deemed fit

and at its discretion.

Overview

Upon signing up for GMI’s Gold Reward Program, all customers agree to comply with GMI’s

terms and conditions. These terms will begin upon your signup with the GMI’s Gold Reward

program and will end when your Gold Account is terminated. The terms of this agreement may

be modified by GMI at any time. If a customer is unable to comply with the modified terms and

conditions, his or her account will be terminated as GMI reserves the right to amend or

augment these terms and conditions. Customers continuing participation in the Gold Reward

program will constitute to the acceptance of any change.

BECOMING A GMI CUSTOMER

o The customer must be of the legal age of his or her region in order to sign up

with GMI.

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4 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

o GMI reserves the right to accept and/or reject customer referred without

providing any reasons or explanations on such rejection. GMI will not entertain

any appeal on rejected cases.

o A customer of GMI is not an employee, agent, representative, or franchisee of

the company, and agrees not to incur any obligation, debt, and expense on

behalf of, or in the name of GMI and its websites. He/she is only authorized to

purchase products from GMI and/or refer new Customers to GMI in accordance

with the Terms & Conditions stipulated herein.

o All customers of GMI are eligible to benefit from commissions and/or bonuses in

accordance with the Gold Reward Program.

o Payment of all taxes and/or tariffs applicable will be the responsibility of the

customers in their respective countries.

o There is currently no annual customer/ member fee and Customer

administration fee. This fee, however, may be added in the future at GMI's sole

discretion.

RESPONSIBILITIES OF A CUSTOMER

o GMI expects its customers to market products and the Gold Reward Program

under a set of moral codes and ethical standards set by society to all the GMI's

potential customers.

o GMI is against customers who sell or promote to other customers a similar or

competitive products or services or recruit or enroll other customers in any

other network-marketing programs or company.

o It is understood that although customer may refer other customers in GMI’s

Gold Reward Program, the program does not allow customer to profit solely

from the activity of referring other Member/Customer. Commissions are paid

only for enrolling a new customer successfully to Gold Reward Program. No one

has made any promise or guarantee that Member/Customer will derive any

specific income or profit as a Member/Customer. It is understood that any

income a customer earns in GMI is determined by customer's personal activity as

an independent member and company's universal Gold Step Commission plan.

Customer understands that product sales commissions shall be paid only to the

qualified customers and to his or her downline and upline. Customer will not be

able to make any income representations except those set forth herein or

otherwise specifically set forth in official https://www.goldmineint.com/ Web

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site. Customer also understands that the incomes as displayed on website are

only an indicative of your potential earnings and are no guarantees.

o GMI prohibits demonstration of unrealistic income figures and false statements

to create temptation to recruit new customers.

o There are no limitations on territories or franchises to the Gold Reward Program

and no restriction as to the location of GMI Customers who can refer as many

new customers, but all Customers are personally responsible for their own

decision and must satisfy all laws and regulations applicable in their respective

countries.

ORDERING OF PRODUCT

o All products are to be directly ordered from GMI.

o GMI system identifies the respective customer according to the Gold Account

name. All purchase orders must be accompanied with a Gold Account name.

o Customers are responsible for their decision on purchase with GMI.

o Providing password to the new customer is the responsibility of introducer after

the confirmation of order.

o To assure Gold Reward Program’s payment on weekly basis, the cut-off date for

confirmed order is fixed at mid-night on Sunday. Order confirmation received

after this time shall be considered for the following week and shall be calculated

accordingly.

o Customers could order their products by making full payment or through the

purchase of GMI Gold Easy Payment Plan.

Full Payment:

A customer who has paid in Full Payment Plan would receive the

product within the time stipulated herein and would be assigned

a Gold Account in accordance to the purchase page description.

GMI Gold Easy Payment Plan:

To provide flexibility, GMI allows customers to place an order

through GMI's Gold Easy Payment Plan.

Placement of an order through Gold Easy Payment Plan and /or

Commissions earned will entitle customers to GEC Voucher(s)

which may be used to redeem a Product from GMI at the value of

Gold Vouchers. Each Gold Center will be assigned GEC Voucher

according to the selected Gold Plan.

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6 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

There is a limit as to the number of Gold Accounts a Customer can

obtain to maximum "3" Gold Accounts in a single Gold Tree.

However, GMI strictly prohibits any Customer from obtaining a

large or an unreasonable quantity of Gold Accounts for the

purpose of manipulating or disrupting the Gold Reward Program.

GEC Vouchers are not transferable and carries an expiry period of

10 years from the date of sign-in.

Please note that if GECV's are not used over a period of ten years

you may not be able to utilize them for your product purchase

however your GMI account never gets expired and there are no

yearly renewal charges for your Gold Account.

Customers keep getting their commission as per the growth of

their tree for indefinite period.

There are no extra charges or fees for manual redemption of the

product except for customers who redeem Gold Coins. Manual

redemption cost for Gold Coin is 10% in addition to the total cost

of Gold coin.

For ordering any product from GMI, customer will have to bear

the delivery cost including all the local custom and VAT charges

along with duties levied by their respective countries.

CONFIRMATION OF PURCHASE ORDER:

o All orders shall be stored or placed in the system until the account information of

the customer is verified and scrutinized for fraud or bunching, and commission

will be released on the first cut off day.

o Any cash payment to GMI is the responsibility of country agent and not the

individual customer.

o Upon confirmation of cash payment received by GMI, the respective Gold

Account Country Agent (Sender) would be credited and order would be

confirmed by the Agents using their cash statement or Gold E-Card.

PAYMENT TO GMI

o Any Cash Payment to GMI is the responsibility of the country agent only.

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7 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

o GMI accepts payment from Authorized Country Agents remitted via Telegraphic

Transfer (T.T.) to the designated GMI accounts as described in agent’s

agreement.

o If the agent fails to include the mentioned bank charges, GMI reserves the right

to deduct from the commission earned or withhold such order until the

mentioned bank charges are remitted to GMI.

o Agent is responsible to ensure that the Telegraphic Transfer (T.T.) reaches GMI's

account in good order, and GMI is not responsible for any Telegraphic Transfer

(T.T.) not received or misplaced during transition.

CHANGES AND ALTERATIONS TO GOLD CENTER

o Changes made to the placement of a Gold Centre that has been officially

confirmed can only be made via a formal written request to GMI Admin within

the first five days of sign-up. It is introducer’s duty to make necessary

changes using the change of placement option provided in their account within

the right time frame.

PRODUCT REDEMPTION

o GMI's customers are allowed to use their Gold Vouchers to offset the purchase

price in accordance with the retail price of the desired product.

o GMI's customers reserve the right to purchase their desired product by making

full payment to GMI at any time.

o GEC Vouchers can be used to redeem Product from GMI through on-line

redemption link provided at GMI's website. A customer is required to pay the

balance (after deducting the Gold Voucher's value) to Gold Mine International

Gold Vouchers.

GMI automatically sends the Gold Coin to the customer according to their

updated personal profile address. If a customer has accumulated enough

Gold Vouchers to redeem products, deduction of GV is reflected in the

Customer’s GV statement. Note: In case of certain exclusive products, the

accumulated GV’s of the customers even if they fulfil the criteria for the

product redemption, needs to be accompanied by a certain percentage

of the product cost paid through the customer’s Gold Bank.

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Commission

GMI's Customers can also use their earned commission and adjust it

against the redeemed product.

DELIVERY OF PRODUCTS

o Delivery of Product is made within 3 – 4 weeks from the date of official

confirmation of order or redemption. (Subject to the country's Law).

o GMI and their Agents are using reliable courier services for the product delivery.

o Delivery charges will have to be paid by the customer at the time of

purchasing/redeeming the product that can range from $15 to $50 as per the

customer's region. GMI will not be responsible of all the local duties, custom

taxes or VAT levied upon customer per their country's respective law.

o Products that have been returned to GMI due to customer’s incorrect mailing

address, telephone number or any other reason such as an absent customer etc

will cost the customer delivery charges + Admin reshipping charges (vary from

region to region) if the customer requests for a re-shipment of the product.

o It is strongly advised to the customers to provide their correct mailing address

with all the formalities that have been asked in the making of the profile page.

Valid mailing details mean swift product delivery.

o In case of unavoidable circumstances when GMI is unable to deliver the product

as shortage of product or product discontinuation, GMI has right to replace the

requested product with any of its existing products with same or higher value

without any notice to customer.

o Exceptional cases where GMI products cannot reach the destination due to

severe or complex customs rules and regulations, the customer will have to

acquire the product themselves from the nearest territorial service centre or an

authorized agent. GMI will not be responsible for the traveling or any other

expanses borne by the customer to acquire their product in that case.

o All the details provided by the customers are highly confidential between GMI

and its respective customer and can never be compromised under any

circumstances.

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9 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

GOLD VOUCHER

o Gold Vouchers are offered to customers from GMI's Gold Reward Program and

such vouchers are not transferable unless all products are redeemed from each

active Gold Account.

o Gold Vouchers can be used to redeem the GMI products, or after the

redemption of a single product these vouchers can also be used at 33% of value

to buy Gold E-Cards.

o Gold Vouchers cannot be exchanged with Gold E-Cards unless customer has

received at least two GMI exclusive or gold products from an active Gold Centre.

CANCELLATION OR EXCHANGE OF PRODUCTS REDEEMED

o Customer's account is debited by 10% of the product value. In case of

cancellation of any confirmed redemption order however cancellation of the

order is only possible if the product is not dispatched before cancellation

notification reaches GMI.

TRANSFER OF GOLD CENTER

INHERITABILITY:

o The GMI Gold Account, like any other business or asset can be transferred or

even inherited. The Gold Account is fully transferable in accordance with the

terms of nominee, or in the absence of nominee on record, it passes to heirs

pursuant to the applicable interstate succession laws.

o Ownership Transfer of any individual Gold Centre is not allowed, except all

Fifteen (15) Gold Centres are being sold or transferred. Transfer of ownership of

Gold Account can be made online through Gold Messenger support and will cost

US$5.

COMMISSION PAYMENT

o All newly confirmed orders are processed by GMI on weekly basis. GMI pays the

commission to qualified customers in the following manner:

a. Commissions earned shall be paid within ONE (1) week from the sales cut-off

date.

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10 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

o Your weekly commission is automatically deposited to your Earned Commission

Bank (Statement), however Customers can request for a Telegraphic Transfer

(T.T.) or Company's Cheque, the admin fee of minimum US$20.00 for per T.T. or

cheque or 4% of amount requested (Whichever is higher) will be deducted from

the respective customer’s Earned Commission Bank.

o Due to a wrong bank or residence address if any T.T. or cheque is returned to

GMI, A fee of US$20 for T.T. and US$20 for cheque sent through courier service

will be charged for second delivery.

o Minimum amount to request for a T.T or Cheque is US $ 500 and Maximum

amount allowed per transaction is US $ 3000.

TRANSFER FUND

GMI has provided the freedom of fund transfer from one account to another for customer’s

convenience, misuse of this service may result in suspension of Gold Account.

o Make sure you know the customer you are getting funds from, through Transfer

Fund option.

o Company has the right to suspend all the accounts that are involved in the illegal

funds transactions.

o As a customer of GMI, you are responsible for any funds transferred in and out

of your account. The company will not accept excuses such as unable to locate

the customer who sold you the funds.

o It’s your duty to inform GMI if you find that funds have been transferred in or

out of your account without your knowledge.

o The company will suspend all the accounts involved in the transfer transactions

until the full amount has been recovered by the victim.

CUSTOMER CONDITION

Customers are responsible for any content that they send to GMI.

Customers may not use the site or other content or data that belongs to GMI to:

o Interfere with any GMI customer’s downliners or upliners or misuse of GMI’s site

for other offerings.

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11 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

o Conducting any unlawful activity.

o Intentionally solicit or harm minors.

o Misrepresent or forging of identities.

o Alter or remove any copyright, trademark or other proprietary rights notices;

“frame”, “mirror” or “deep link” any part of the site or other offerings without

our prior written authorization

ADVERTISING AND PROMOTION

o Customers are not allowed to advertise GMI's product, use any literature

written/recorded or any other promotional materials that may implicate the

company in any manner.

o Customer may request in writing to GMI for approval to be granted for any

advertising or promotional exercise for which copies of the materials must have

been submitted to GMI for written approval prior to the said exercise via

authorized Agent/Dealer.

o Self created literature regarding the product and company is the total

responsibility of the customer and GMI will have nothing to do with it.

PRODUCT

o All Gold Coins supplied by GMI are made of pure 24 Carat gold.

o All other gold products vary from 18 carat to 21 carat.

o Some of the GMI watches are 18 Carat Gold Plated

o Customers are strongly advised to return any defective product within a period

of TEN (10) Days from the date of receipt, failing to do so will result a deduction

from your account.

SECURITY

Each Customer must keep GMI’s GOLD ACCOUNT passwords and other security access

information confidential and notify GMI promptly if the customer believes that the security of

an account has been compromised. GMI. has taken reasonable steps to protect the security of

online transactions. HOWEVER, GMI CANNOT AND DOES NOT WARRANT SUCH SECURITY AND

WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES RESULTING FROM ANY SECURITY

BREACHES.

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12 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

GMI Notifications Service

This service helps you to monitor activities performed on your Gold Account. After subscription,

this service can only be unsubscribed by the email notification(s) of this service that you will

receive on your primary email address

GMI Notification Service subscription period is 6 months for a fee of US$ 15.00.

By Activating this service user gets notification email for any or all below mentioned activities in

their account as per their selection.

A: Login to Gold Account

B: Locking/Unlocking of Gold Account

C: Any transaction performed in Gold Account

GENERAL BUSINESS ETHICS POLICY

o GMI seeks to conduct its business in a professional, ethical and credible manner

and expects all its employees, representatives and customers to do likewise.

o Customer understands that cross sponsoring, cross recruiting and cross line

jumping is prohibited in GMI and may result in the imposition of penalty, as

more fully set forth hereafter, but may include immediate termination of this

agreement. "Cross sponsoring" means soliciting a Member/Customer or any

closely related person or entity into a downline different from the existing

downline for that Member/Customer. "Cross recruiting" means soliciting a

Member/Customer, or a closely related person or entity, into another MLM

company. "Cross line jumping" means a Member/Customer or any closely

related person or entity voluntarily becoming Customer that is not under same

upline as the one in which the Customer was enrolled earlier. A "closely related

person or entity" is any person in the household of the Customer (e.g. spouse,

son, daughter, parent living in the same household) or partnership, which is

controlled by the customer

o Any action, activity that may cause or intended to cause GMI, its customers the

loss of good reputation or that is detrimental to the business interests of GMI

shall be considered an unethical practice and will result in termination of

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customer’s Gold Account. An unethical practice includes the offer of an

inducement for a member from one up line in one genealogy to cross-over to

another up line in a different genealogy.

o When using any e-mail address provided to you on or through the site or other

offering, you agree not to transmit to any person or entity

any content that is unlawful, fraudulent, threatening, abusive, libelous,

defamatory, vulgar, obscene, harmful, harassing, tortuous, invasive of

another’s privacy, hateful, or is racially, ethnically or otherwise

objectionable, or is subject to an agreement of confidentiality, or

infringes upon our or any third party’s intellectual property or other

rights;

any non-public information about any company;

any trade secret;

any computer code, files or programs (for example, a computer virus)

designed to interrupt, destroy, compromise the security of or limit the

functionality of any device.

Spamming is strictly prohibited. Spam is defined for this purpose as

sending an unsolicited message to any persons, entities, newsgroups,

forums, e-mail lists or other groups or lists unless prior authorization has

been obtained from the e-mail recipient who explicitly permits sending e-

mail communication to them, or unless a business or personal

relationship has already been established with the e-mail recipient.

IF YOU ARE “SPAMMED” BY SOMEONE WHO IS SELLING OR DESCRIBING

GMI’S PRODUCT OR BUSINESS OPPORTUNITY, PLEASE CONTACT US AT

[email protected] SO THAT APPROPRIATE ACTION

MAY BE TAKEN.

The use of false headers in e-mails or falsifying, forging or altering the

origin of any e-mail in connection with GMI and/or its product and

services is prohibited.

If a person or entity indicates that they do not want to receive e-mail, you

agree not to send e-mail to such person or entity. If a person initially

agrees to receive e-mail, but later asks to stop receiving e-mail, you must

abide by that request.

GMI prohibits engaging in any of the foregoing activities by using the

service of another provider, remailer service or otherwise

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Any complaint against another customer must be directed to GMI

Management for investigation to determine the truth of the

allegation. The decision of GMI Management is final and

conclusive.

Any complaint against customers sending abusive language or

religious violation words, or offers made for pulling a member

from one genealogy to another on Gold Messenger would be

considered serious violation of GMI business ethics and result in

permanent cancellation of the customer's Gold Account without

any notice, as all messenger communication is closely monitored

and recorded by GMI admin.

TERMINATION OF CUSTOMER

o Customer may voluntarily terminate this agreement by sending a written notice

any time for any reason. In case of customer choosing to terminate his or her

GMI agreement, he or she will not be able to sign up with GMI for a period of 1

month if they wish to join back GMI. If a customer re-joins on-line in violation of

this policy then that customer’s agreement will be terminated and he or she will

not be allowed to earn any commissions from the new position.

o GMI reserves the right to terminate a customer who is found in violation of these

Terms and Conditions or any statutory law in the respective country and/or

regulations that pertain to the business of GMI and such termination may result

in GMI exercising its right to pursue reasonable legal recourse.

o If a customer breaches any of the provisions of this agreement, violates any

applicable law or regulation or engages in any false, misleading or unfair trade

practice, including but not limited to, making misleading income representations

or making promises to potential customers that cannot be kept (herein called

"Violation") any such violation is grounds for the imposition of penalty, as more

fully set forth hereafter. The company may suspend customer, including

suspension of checks earned at the time, pending investigation of any alleged

violation. Customer will be notified of the alleged violation by e-mail, fax or

other rapid method of communication and will have seven days thereafter to

respond in writing (verbal response will not be considered) to any alleged

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violation (s). Failing to do so will be considered as an implicit acceptance of the

violation the customer has been alleged for. It is the customer’s responsibility to

see that company receives the response, with supporting documentation, if any,

within the seven-day period. If at the end of the investigation it is determined

that customer is to be penalized, the date of the imposition of the penalty can

be, at the Company's option. A Customer found in breach or violation of these

Terms and Conditions may be subject to disciplinary action by GMI, which may

include limitations imposed on customer's privileges or the outright termination

of his/her account.

o A customer wishing to appeal for a disciplinary action must do so within fourteen

(14) days from the date of disciplinary or termination notice, after which the

disciplinary or termination action shall be considered as final and conclusive. It is

the goodwill of GMI to review any appeal and to consider any other appropriate

action. GMI shall promptly notify the customer of its decision, and the GMI

decision shall be final and not subject to further review.

o In all termination cases, the affected customer shall lose all rights to his/her

referred Customer and shall no longer be entitled to receive benefits stipulated

in GMI's Gold Reward Program, or any other compensation whatsoever from

GMI.

o Signing up additional Gold Accounts for” Bunching “purpose to earn unrealistic

sales commission is expressly forbidden and subject to suspension or

termination of Gold Account. A Customer or Referrer who repeatedly and

deliberately manipulates the submission of new sales not in accordance with

natural development and which can result in an un-natural burden to the

company, shall have his/her Gold Account suspended and this may lead to

his/her permanent termination.

o A customer or referrer shall face termination if found manipulating the

placement of GA or manipulating the confirmation of an order which violates the

policy of GMI which says that a GA should be confirmed immediately and

password must be passed on to a new customer as soon as payment has been

received.

o New Customers are advised to ask for their password from the referrer and

change their password immediately to avoid any security based inconvenience.

o Customers exceeding more than three GAs (Gold Accounts) in one particular tree

violate the GMI policy of holding maximum three Gold Accounts in one particular

tree. Such customers will result in getting their accounts seized permanently.

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o The failure by a customer to meet or follow any of the above Terms of Use or

who may be in breach of applicable law is grounds for account deactivation. GMI

will be the sole arbiter as to what constitutes a violation of the Terms of Use.

GMI reserves the right to remove any account without prior notice. When GMI

becomes aware of an alleged violation of its Terms of Use, GMI will initiate an

investigation into the alleged violation. During the investigation, GMI may

restrict a customer's access in order to prevent further potentially unauthorized

activity. Depending on the severity of the violation, GMI may, at its sole

discretion, restrict, suspend, or terminate a customer's Gold Account and/or

pursue other civil remedies. If such violation is a criminal offence, GMI will notify

the appropriate law enforcement authorities. GMI does not issue credits for

outages incurred through service disablement resulting from Terms of Use

violations. In such an event GMI will not be liable for any loss suffered by the

customer as a result of the suspension of their services. GMI customers agree to

indemnify and hold harmless.

CUSTOMER DETAILS, DATABASE

o GMI allows its customers to change and update the customer details at anytime

on their own. GMI provides tools for customers to fully manage their Gold

Account, commission receivables, personal details update, personal and group

sales activities.

Glossary

Term Description

Customer(s) A Customer is any person who has confirmed an order(s) with GMI for the purchase of

GMI's product(s). Any written agreement with GMI is considered an authentic and

binding legal document. A Customer also agrees to adhere to and abide by GMI's Terms

& Conditions.

Direct Reward Commission (DRC) An incentive for every Customer referred to The Company.

GMI GMI refers to GOLD MINE INTERNATIONAL, and includes of all its service centers

around the world.

Gold Account (GA) A Gold Account is a requirement for a Customer to receive commissions and/or

bonuses from GMI's Gold Reward Program (GRP), and shall be placed in accordance

with the Rules and Regulations of the Gold Reward Program of GMI.

Gold Center (GC) A Gold Center is a requirement for a GMI to calculate commissions and/or bonuses

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17 TO JOIN THIS BUSINESS, EMAIL US RIGHT NOW AT [email protected]

within the Gold plan.

Gold Bank (GB) Gold bank is the statement where you can check all of your cash transaction.

Gold Tree (GT) A report showing you and your organization in levels. You can view your organization

through the Special Report Option in Gold Office.

Gold E-Card (GEC) Cards worth 30, 70, 130, 220 US $, to sign in new customers.

Gold Card Bank (GCB) Where all your cards detail is sent when you purchase Gold E-Cards online.

Gold Reward Program (GRP) Gold Mine International's 4 different rewarding Plans.

Gold Voucher (GV) A Gold Voucher is earned in accordance with the Rules and Regulations governing the

Gold Reward Program (GRP). This voucher is strictly for redemption of GMI's products.

Gold ecVoucher (GecV) A Gold ecVoucher is redeemable for GMI's products and represent an alternative way

of purchasing a Gold Coin from GMI.

Gold Motivation Step (GMS) GMI always believes in providing unique advantages to networkers and new customers,

GMS is a part of that. Any customer who introduce one person in their downline on

either leg, once its balance on the other leg by him/her or by upliner completes the

1st step which is called GMS. regardless of the plan he/she has joined. This offer is

only valid for the 1st step of the 1st rotation.

Golden Team Status (GTS) Golden Team Status is achieved upon activation of all 60 Gold Centers and receipt of

minimum 4 Gold coins.

The Product(s) The Product(s) refer to products promoted, marketed and sold by GMI as described in

the website. Any Gold Coin product manually redeem costs 10% Extra, Customers are

only eligible for one standard and one Zodiac coin for auto redemption.

The Company The Company refers to GOLD MINE INTERNATIONAL , inclusive of all its service

centers around the world.

The Management The Management is inclusive of GMI official employees, directors and consultants who

are officially involved in GMI's daily operations.