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Come to our branches Call 1300 88 6688 Click www.maybank2u.com CONTENTS Insurance Look into the plan that protects your household contents

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Page 1: Look into the plan that protects your household contents...Look into the plan that protects your household contents. Are you concerned about the safety of your belongings ... perabot,

Come to our branches Call 1300 88 6688 Click www.maybank2u.com

CONTENTS

Insurance

Look into the plan that protectsyour household contents

Page 2: Look into the plan that protects your household contents...Look into the plan that protects your household contents. Are you concerned about the safety of your belongings ... perabot,

Are you concerned about the safety of your belongings every time you’re away from home? Do you find yourself worrying about thievery occurring in your home, or natural disasters that can potentially damage your property?

While we cannot predict uncertainties in life, we can definitely choose to protect ourselves from financial losses due to unforeseen mishaps.

Brought to you by Maybank, MaxiHome Contents is a comprehensive household contents policy designed specifically to insure your valuables, furniture, clothing and other personal belongings against possible loss or damage as a result of theft, natural disasters and accidental

damage. In addition, this product comes with Personal Liability which will indemnify you against legal liabilities in the event you accidentally cause injury or property damage to others.

Putting away as little as 65 sen a day, your home contents will be protected round the clock.

all the time.

Natural Disasters

Loss or Damage

Theft Personal Liability

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Table of PremiumTable of Annual Premium based on Total Home Contents Value

Make sure you choose the Total Home Contents Value that reflects the true value of your contents so that you will be adequately compensated when you have to make a claim.

What will I enjoy with MaxiHome Contents? Comprehensive coverage with affordable premium Immediate cover from the day our Financial Executive

approves your proposal On-the-spot policy issuance Hassle free autodebit of annual premium from your

Maybank account (Current/Savings) or any credit card Automatic renewal subject to autodebit instruction signed No increase in premium rate

Annual Total Premium Home Personal inclusive of Contents Personal Liability RM10 Stamp Value Money Limit Duty (RM) (RM) (RM) (RM)

30,000 750 250,000 240

40,000 1,000 250,000 312

50,000 1,500 250,000 384

60,000 1,500 250,000 456

70,000 1,750 250,000 528

80,000 1,750 250,000 600

90,000 2,000 250,000 672

100,000 2,000 250,000 744

110,000 2,000 250,000 816

120,000 2,000 250,000 888

130,000 2,000 250,000 960

140,000 2,000 250,000 1,032

150,000 2,000 250,000 1,104

MaxiHome Contents Coverage

The wide range of coverage includes:

Theft

Loss of or damage to property including personal money kept at home caused by theft.

Natural Disasters

Loss of or damage to property as a result of: • Lightning and thunderbolt• Hurricane, cyclone, typhoon and windstorm• Earthquake and volcanic eruption• Flood• Subsidence or landslip

Loss or Damage

Loss of or damage to property as a result of: • Fire and explosion• Bursti g or domestic water tanks, apparatus or pipes• Falling aerial devices or aircraft• Impact by road vehicles• R ot, strike and civil commotion• Malicious persons and vandals

Accidental damage to:• Electrica and electronic appliances in your home• Mirro s, plate glass and glass in furniture

Personal Liability

Indemnifies you against legal liabilities in the event you accidentally cause injury or property damage to others.

ExclusionsMaxiHome Contents does not cover:• Theft without any sign of break-in (forcible entry or exit)• Theft by domestic servant• Your home if left vacant for more than 90 days• War, terrorism, radioactive contamination and sonic boom• The excess amount imposed as stated in the policy contract

The above exclusions are not exhaustive. For a complete list of exclusions, please refer to the policy contract.

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All you need to know about MaxiHome Contents1. Does this plan cover jewellery? Yes, but the total value of jewellery or valuables shall not

exceed one third of the selected sum insured. For example, if you have RM60,000 coverage, you will be able to make claims of up to RM20,000 for jewellery.

2. How is MaxiHome Contents different from other home insurance products? Unlike other home insurance products which offer protection

for residences, MaxiHome Contents offers a comprehensive coverage which insures your personal belongings against accidental damage and loss. Besides that, it also covers damages and defence costs in respect of accidental death or bodily injury to any person (excluding family members residing with you) or accidental damage to third party’s property caused by negligence within Malaysia.

3. RM5,000 cash was stolen from my house due to forcible and violent entry. Will MaxiHome Contents cover this?

Yes. MaxiHome Contents will cover for the amount lost, up to RM2,000 depending on your selected Home Contents Value.

4. Someone used a master key to enter my house and some items were stolen. Is this claimable?

This policy is subject to theft through forcible and violent entry or exit only. Losses without proof or forcible and violent entry or exit are not claimable.

5. Will I need to declare my household contents when I sign up for this policy?

You are not required to declare your household contents if you are agreeable with the sum insured based on rating criteria assisted by the Financial Executive.

6. How do I make a claim? Please contact our Claims Assist at 1300 88 1007.

MaxiHome Contents insurance is exclusively designed for customers of Maybank and is only meant for modern built private homes (brick/concrete walls & tiles/concrete/asbestos roof).

Important Note

This brochure is a brief description only and is not exhaustive. For complete details on exclusions, limitations, terms and conditions, please refer to your policy contract.

In the event of conflict between the English, Bahasa Malaysia and Mandarin versions, the English version shall prevail.

This plan is underwritten by Mayban General Assurance Berhad (4157-A), a subsidiary of Malayan Banking Berhad (3813-K). Mayban General Assurance Berhad is located on Level 19, Tower C, Dataran Maybank, No. 1 Jalan Maarof, 59000 Kuala Lumpur.

Adakah anda prihatin tentang keselamatan harta kepunyaan anda setiap kali anda meninggalkan rumah? Adakah anda bimbang tentang kecurian berlaku di rumah anda, atau bencana alam yang berpotensi merosakkan harta anda?

Walaupun kita tidak boleh meramalkan perkara yang akan berlaku dalam kehidupan, kita boleh memilih untuk melindungi diri kita daripada kerugian kewangan akibat kemalangan yang tidak dijangka.

Dibawakan oleh Maybank, MaxiHome Contents merupakan polisi isi rumah komprehensif yang direka khusus bagi melindungi barangan berharga anda, perabot, pakaian dan barangan peribadi lain terhadap kemungkinan kerugian oleh kerosakan daripada kecurian, bencana alam dan kemalangan yang tidak disengajakan. Tambahan lagi, produk ini juga memberikan perlindungan Liabiliti Peribadi yang akan melindungi anda daripada liabiliti sah, jika anda dengan tidak sengaja menyebabkan kecederaan atau kerosakan harta orang lain.

Hanya serendah 65 sen sehari, barangan rumah anda akan dilindungi sepanjang masa.

Miliki polisi yang melindungi isi rumah anda sepanjang masa.

Bencana Alam

Kehilangan atau

Kerosakan

Kecurian Liabiliti Peribadi

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Manfaat Perlindungan MaxiHome ContentsPelbagai perlindungan diberikan termasuk:

Kecurian

Kerugian atau kerosakan harta termasuk wang peribadi yang disimpan di rumah, akibat daripada kecurian.

Bencana Alam

Kerugian atau kerosakan harta benda akibat daripada: • Kilat dan petir• Puting beliung, siklon, taufan dan angin ribut• Gempa bumi dan letupan gunung berapi• Banjir• Tanah runtuh

Kehilangan atau Kerosakan

Kerugian atau kerosakan harta benda akibat daripada: • Kebakaran dan letupan• Pecahan atau limpahan tangki, radas atau paip air rumah• Kejatuhan pesawat udara atau sebarang peralatan udara • Perlanggaran kenderaan• Rusuhan, mogok dan kekecohan yang mengganggu ketenteraman awam• Perbuatan individu yang berniat jahat dan vandalisma

Kemalangan yang tidak disengajakan terhadap:• Barangan elektrik dan elektronik dalam rumah anda• Cerm , kepingan kaca dan perabot berkaca

Liabiliti Peribadi

Melindungi anda daripada liabiliti sah jika anda dengan tidak sengaja menyebabkan kecederaan atau kerosakan harta orang lain.

PengecualianMaxiHome Contents tidak melindungi:• Kecurian tanpa tanda-tanda pencerobohan (memecah

masuk atau keluar rumah tanpa kekerasan)• Kecurian oleh pembantu rumah • Rumah anda jika ditinggalkan tanpa penghuni lebih

daripada 90 hari• Peperangan, keganasan, pencemaran radioaktif dan

letupan sonik • Amaun lebihan yang dikenakan seperti dinyatakan dalam

kontrak polisi

Pengecualian yang tertera di atas adalah tidak menyeluruh. Untuk senarai lengkap pengecualian, sila rujuk kontrak polisi.

Jadual PremiumJadual Premium Tahunan Berdasarkan Jumlah Nilai Isi Rumah

Pastikan anda memilih Jumlah Nilai Isi Rumah (Total Home Contents Value) yang merupakan nilai sebenar isi rumah anda supaya anda menerima nilai pampasan secukupnya apabila membuat apa-apa tuntutan.

Apakah kelebihan MaxiHome Contents? Perlindungan komprehensif dengan premium yang mampu

dibayar Perlindungan serta-merta apabila Eksekutif Kewangan kami

meluluskan permohonan anda Pengeluaran polisi serta-merta Kemudahan sistem autodebit untuk pembayaran premium

tahunan daripada akaun Maybank (Semasa/Simpanan) atau mana-mana kad kredit anda

Pembaharuan automatik tertakluk kepada borang arahan autodebit yang ditandatangani

Kadar premium tidak akan meningkat

Jumlah Premium Nilai Had Tahunan Isi Wang Liabiliti termasuk Duti Rumah Peribadi Peribadi Setem RM10 (RM) (RM) (RM) (RM)

30,000 750 250,000 240

40,000 1,000 250,000 312

50,000 1,500 250,000 384

60,000 1,500 250,000 456

70,000 1,750 250,000 528

80,000 1,750 250,000 600

90,000 2,000 250,000 672

100,000 2,000 250,000 744

110,000 2,000 250,000 816

120,000 2,000 250,000 888

130,000 2,000 250,000 960

140,000 2,000 250,000 1,032

150,000 2,000 250,000 1,104

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Page 8: Look into the plan that protects your household contents...Look into the plan that protects your household contents. Are you concerned about the safety of your belongings ... perabot,