loan interest rates report
DESCRIPTION
Loan interest rates reportTRANSCRIPT
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Loan Interest Rates DetailsRetail Loans
Base Rate 10.2% (p.a) w.e.f Jun 16, 2014Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 tillnext renewal)
17.75% (p.a) w.e.f Nov 07, 2011
Description of loan scheme/ product Range of Interest Rates(% p.a) *Housing Loan up to Rs. 75 lakhs (Floating Rate) Base Rate + 0.00% to Base Rate + 0.15%Housing Loan of Rs.75 lakhs and above (Floating Rate) Base Rate + 0.30% to Base Rate + 0.40%Housing Loan (Fixed Rate) 0.50% above floating rate HLProperty Power Loan (LAP) Base Rate + 3.20% to Base Rate + 5.10%Home Invest Base Rate + 2.05% to Base Rate + 2.90%Auto Loan (floating rates) Base Rate + 0.70% to 2.05%Auto Loan (fixed rates) 0.25% above floating rate ALEducational Loan Base Rate + 3.25% to Base Rate + 4.90%Gold Loan Base Rate + 3.80%Business Gold Loan Base Rate + 5.00%Advance Against Own Deposits Deposit Rate + 2.00%Advance Against Third Party Deposits Higher of (Base Rate + 2.80%) OR (Deposit Rate + 2.00%)Advance Against Approved Securities (NSC,IVP, KVP, LIC Policies) Base Rate + 2.85% to Base Rate + 3.10%Easy Cash (OD against approved securities) Base Rate + 3.10% to Base Rate + 3.35%Personal Loan Base Rate + 5.30% to Base Rate + 10.85%