loan interest rates report

1
Loan Interest Rates Details Retail Loans Base Rate 10.2% (p.a) w.e.f Jun 16, 2014 Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 till next renewal) 17.75% (p.a) w.e.f Nov 07, 2011 Description of loan scheme/ product Range of Interest Rates(% p.a) * Housing Loan up to Rs. 75 lakhs (Floating Rate) Base Rate + 0.00% to Base Rate + 0.15% Housing Loan of Rs.75 lakhs and above (Floating Rate) Base Rate + 0.30% to Base Rate + 0.40% Housing Loan (Fixed Rate) 0.50% above floating rate HL Property Power Loan (LAP) Base Rate + 3.20% to Base Rate + 5.10% Home Invest Base Rate + 2.05% to Base Rate + 2.90% Auto Loan (floating rates) Base Rate + 0.70% to 2.05% Auto Loan (fixed rates) 0.25% above floating rate AL Educational Loan Base Rate + 3.25% to Base Rate + 4.90% Gold Loan Base Rate + 3.80% Business Gold Loan Base Rate + 5.00% Advance Against Own Deposits Deposit Rate + 2.00% Advance Against Third Party Deposits Higher of (Base Rate + 2.80%) OR (Deposit Rate + 2.00%) Advance Against Approved Securities (NSC,IVP, KVP, LIC Policies) Base Rate + 2.85% to Base Rate + 3.10% Easy Cash (OD against approved securities) Base Rate + 3.10% to Base Rate + 3.35% Personal Loan Base Rate + 5.30% to Base Rate + 10.85%

Upload: dicosta3379

Post on 15-Nov-2015

213 views

Category:

Documents


0 download

DESCRIPTION

Loan interest rates report

TRANSCRIPT

  • Loan Interest Rates DetailsRetail Loans

    Base Rate 10.2% (p.a) w.e.f Jun 16, 2014Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 tillnext renewal)

    17.75% (p.a) w.e.f Nov 07, 2011

    Description of loan scheme/ product Range of Interest Rates(% p.a) *Housing Loan up to Rs. 75 lakhs (Floating Rate) Base Rate + 0.00% to Base Rate + 0.15%Housing Loan of Rs.75 lakhs and above (Floating Rate) Base Rate + 0.30% to Base Rate + 0.40%Housing Loan (Fixed Rate) 0.50% above floating rate HLProperty Power Loan (LAP) Base Rate + 3.20% to Base Rate + 5.10%Home Invest Base Rate + 2.05% to Base Rate + 2.90%Auto Loan (floating rates) Base Rate + 0.70% to 2.05%Auto Loan (fixed rates) 0.25% above floating rate ALEducational Loan Base Rate + 3.25% to Base Rate + 4.90%Gold Loan Base Rate + 3.80%Business Gold Loan Base Rate + 5.00%Advance Against Own Deposits Deposit Rate + 2.00%Advance Against Third Party Deposits Higher of (Base Rate + 2.80%) OR (Deposit Rate + 2.00%)Advance Against Approved Securities (NSC,IVP, KVP, LIC Policies) Base Rate + 2.85% to Base Rate + 3.10%Easy Cash (OD against approved securities) Base Rate + 3.10% to Base Rate + 3.35%Personal Loan Base Rate + 5.30% to Base Rate + 10.85%