life and homes syracuse new york

Household Solutions

New Year - New Address

Centsational Tips

Color

FreeJanuary 2013

Residential • Commercial • Multi-Family www.LifeandHomes.com

Life and

HomesSyracuse NY

Happy New Year 2013!!!Beloved, I wish above all things that you may prosper and be in good health, even as your soul prospers.3 John 1:2

We want to thank all our readers and advertisers for a wonderful year!

Wishing you and your loved ones a very Happy, Healthy, Safe and Prosperous New Year!

For more information, contact David Lisi

[email protected]

SyracuSe Ny, eDitioN

Published ByLISI MERCHANT SOLUTIONS, INC.

Publication Franchisee, rMcDAvID P. LISI

corporate editorKIM LISI

[email protected]

How to reach us Press Releases or Letters to the Editor

Our e-mail address is [email protected](Please do not send attachments)

Or send to:

LifeandHomes MagazinePO Box 18 Holland Patent, NY 13354

account executive TINA PLEvRITIS

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STEPHANIE SCHILLINg 315-527-1315

[email protected]

Advertising Deadline February Issue

January11, 2012

corporate office Lisi Merchant Solutions, inc.

PO Box 18 Holland Patent, NY 13354

315-865-5845Fax 1-315-865-7418

www.LifeandHomes.com

For franchise information call, 315-865-5845

this information has been compiled from public records and other sources we believe

to be reliable, but we make no guarantee with respect to its accuracy or completeness or

the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly,

from using the contents of this site.Copyright © 2013 Lisi Merchant Solutions, Inc.

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2 We bring people and homes together.

Motorists Should check 511 Before traveling, Be Prepared for ConditionsNY State Department of Transportation is reminding motorists they can access NYSDOT’s free 511NY traffic and travel information system, which provides real-time travel information, by calling 511 or visiting www.511NY.org.

The website features a winter travel advisory system, with real-time travel reports and a color-coded map indicating which state roads are snow covered, ice covered, wet, dry, or closed to help drivers determine if travel is advisable. The system provides real-time snow and ice conditions for interstates and other heavily traveled roads, as reported by snowplow operators. Users should consult 511NY before traveling, or have a passenger access the system for information.

Some of the most important tips for safe winter driving include:

• Never follow a snowplow too closely or attempt to pass one.

• Adjust speed for road conditions and maintain a safe distance from other vehicles;

• Schedule extra time for winter travel and be patient during ice and snow removal operations;

• Assume that bridge surfaces are slippery, as they freeze more quickly than road surfaces;

•Watch for black ice, which can be difficult to see but makes conditions slippery when pavement temperatures are below freezing;

• Have a cell phone handy, if possible, but do not text while driving; distracted driving is illegal and becomes even more dangerous during storm events;

• Never venture from your vehicle if snowbound;Equip your car with emergency supplies including sand, shovel, flares, booster cables, rope, ice scraper, portable radio, flashlight, blankets and extra warm clothes;

• Inform a responsible person of your destination, intended route, and estimated time of arrival; and

• Keep calm and do not panic in case of a vehicle breakdown, accident, or if you become snowbound.

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

airbag Fraud: Danger Behind The Wheel Drivers and passengers generally assume the airbags in a car will work properly. However, when it comes to used vehicles, that may not be the case

The federal government recently announced that up to 250,000 counterfeit airbags may have been used to replace deployed units. These faulty airbags may explode or not deploy at all in the event of a collision.

To protect yourself when buying a used car, here are a few tips:

• Turn on the ignition. The airbag indicator light should appear momentarily and then go out. If the indicator light remains on or flashes, this may indicate a problem with the airbag system.

• get the Carfax vehicle History Report. The report may include salvage or junk titles, accident indicators such as frame damage or airbag deployments, and repair details.

• Another way to help check for faulty airbags is to get a professional inspection by a mechanic or airbag specialist.

To learn more, visit www.carfax.com. (NAPSI)


Three Steps To Quieter FloorsThe next time you need to squash the squeaks in your floor, you may be glad to learn about a special tool that can help you do it quickly and easily.

Keeping floorboards from moving is critical when it comes to silencing a squeak, so the tool is designed to let you screw down the floorboards and silence that squeaky floor-even when the area is carpeted. Called Squeeeeek No More, it comes in a kit that also contains specially designed screws that can pass through a carpet without causing any damage.

That means you don’t have to pull up the carpet to screw down the floorboards. That can be a real time-saver for do-it-yourselfers.

Step one: Locate the floor joists using the joist-finding tool that comes in the kit. Then push the alignment and depth control fixture, which also comes in the kit, firmly into the carpet.

Step two: Place your weight around the fixture and drive the scored screw down as far as the fixture allows it to go.

Step three: Place the gripper part of the fixture over the screw head. Then, rock the fixture left to right, until the screw head snaps off. The screw breaks at the weak spot that is consistently just below the surface of the floor. For more information, call O’Berry Enterprises at (800) 459-8428 or visit www.squeaknomore.com. (NAPSI)

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Home affordable Foreclosure Alternatives ProgramIf you can't afford your mortgage payment and it's time for you to transition to more affordable housing, the Home Affordable Foreclosure AlternativesSM (HAFA) program may be for you.

HAFA provides two options: a short sale or a Deed-in-Lieu (DIL) of foreclosure. In a short sale, the mortgage company lets you sell your house for an amount that falls "short" of the amount you still owe. In a DIL, the mortgage company lets you give the title back, transferring ownership back to them.

You may be eligible for HAFA if you meet all of the following criteria:

• You have a documented financial hardship.

• You have not purchased a new house within the last 12 months.

• Your first mortgage is less than $729,750.

• You obtained your mortgage on or before January 1, 2009.

• You must not have been convicted within the last 10 years of felony larceny, theft, fraud, forgery, mon-ey laundering or tax evasion in connection with a mortgage or real estate transaction.

•*Eligibility criteria are for guidance only. Contact your mortgage servicer to see if you qualify for HAFA.

If you have additional questions about getting mortgage help, contact a HUD-approved housing expert at 888-995-HOPE (4673). (www.makinghomeaffordable.gov)


Don't Get caught in the cold: Know the Facts About Winter Gas Mileage

Winter and colder temperatures are notorious for creating difficult driving conditions that can place strain on drivers and their vehicles. And as the temperature drops this winter, so will your gas mileage.

Colder temperatures mean cold oil, tires and cold air in the carburetor - all factors that reduce gas mileage. With higher prices lingering at the gas pumps, a few fuel-saving tips can help protect your miles per gallon (MPg) this winter.

*Warm your car up the right way

Many people believe the myth that you must warm your car up in the winter. The truth is that idling your car actually destroys your MPg and isn't necessary.

Modern cars don't require a warm-up, even when the temperatures drop below zero, according to AAA. Modern engines, those built since about 1990, have fuel injection systems rather than carburetors and need no more than 10 to 30 seconds to get oil moving through the engine properly.

Auto experts recommend driving moderately in cold weather to allow the engine and other systems to warm up slowly and reduce wear and tear. So even though many people choose to warm up their car in the winter for personal comfort or to defrost windows, idling a vehicle for more than even one minute is simply wasting gas.

*Get your car winter ready

From changing the oil to checking the tire pressure on a regular basis, improving your winter gas mileage is easier than you might think.

"Your vehicle's motor oil becomes thicker in colder temperatures, which adds stress to the engine," says Jim Rossbach, CHS director of technical services

and quality. "Try a thinner grade of oil to keep your engine running smoothly in the colder months." Rossbach recommends using a high-performing synthetic oil like Cenex Maxtron, which is designed to perform well in low temperatures and improve fuel economy.

Proper tire inflation can also improve fuel economy by up to 3 percent, according to the U.S. Department of Energy. It is important to check tire pressure several times throughout the winter when colder temperature can reduce tire pressure at a rate of one pound per square inch (PSI) for every 10 degrees change.

*Lighten the load

Extra weight from cargo or snow also reduces fuel efficiency. Cleaning out your car and clearing off heavy snow is an easy way to get better gas mileage.

In the past, carrying sandbags in the trunk was a common method for gaining more traction and helping rear-wheel drive cars perform better on snow and ice. Today, most cars are front-wheel drive with the engine over the front wheels, creating that same grip. Carrying extra weight does not add traction on snow and ice, but simply lowers your fuel economy.

For more gas-saving tips and to learn how you can nominate someone for a free tank of gas, visit www.tanksofthanks.com. (BPT)


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The Ingraham GroupLic. Assoc. R.E. Broker Ofc: 315-458-8121 x380 Cell: 315-345-7866 www.excelrealtorsny.com

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Clay $84,900Charm abounds in this lovely brick cape. Hardwood floors, large living room w/ wood fireplace, all windows have been replaced, recently remodeled kitchen & new appliances. Convenient location & a fabulous, large fenced & private yard awaits. MLS #S281328

Manlius $118,900Fabulous new kitchen with solid surface counter tops and all new appliances. remodeled full bath, with gorgeous ceramic tile. Newer carpet thruout. Large enclosed ,heated room with skylights that could be a family room. MLS #S281294

Baldwinsville $79,900Add some sweat equity to this great village property. Needs painting and cosmetics, has newer siding, windows, roof, kitchen and heating system. Oversized detached two car garage with an extra deep treed yard. MLS #S269181

Geddes $99,900Great Solvay cape w/ lots of potential for growth. Currently 3 bedroom, possible 4th. ½ bath could be a 2nd full bath.Lots of improvements in the last 5 years, metal roof,vinyl siding, central air, upgraded electrical & bathroom updates. MLS #S281890

Auburn $244,900Own a piece of history in the brick and stone 3600 square foot home, located steps away from the William Seward House. Enjoy the ambiance of yesteryear but with the amenities of today. Complete home rewiring, new plumbing for the entire house. MLS #S282899

Minoa $339,900Just what you are looking for ! Almost 4,000 sq ft that cries for get togethers. Incredible open fl oor plan with two story great room that adjoins your gourmet kitchen with breakfast island as well as an eat in area and a walk in pantry. MLS #S280189

Clay $117,500Bright townhome, former model home. Kitchen has updated countertops w/ breakfast bar & recessed lighting. Dining area w/ crown molding & chair rail, Living room w/ fi replace & beautiful 12 feet of glass windows to deck. MLS #S282921

Sullivan $162,900Five year young colonial boasting neutral colors and excellent condition. Spacious kitchen with walk in pantry adjoining a family size great room. Mud room off the garage. Three good sized bedrooms, 2.5 baths, upstairs laundry. MLS #S282420

Schroeppel $109,900Shows like a model !!! A real 10 ! Open fl oor plan, gourmet kitchen with breakfast bar and gas fi replace and open to the great room. Kitchen also overlooks dining area that has slider to over sized deck and a bay window. MLS #S282922

Cicero $149,900WATERFRONT Start enjoying this beautiful Oneida Lakefront home boasting new carpeting and new fl ooring thruout. Decorator colors welcome you home with an over sized kitchen with all appliances remaining. MLS #S277462

Clay $119,900Four level split , large deck with a fabulous private yard ( fully fenced ) and bordered by green area. Family sized kitchen with breakfast bar and lots of cabinetry. Three / four bedrooms, one full and one half bath, family room, wood stove. MLS #S282214

Lysander $264,900Light streams through an elegant front door into a two story foyer that opens into a great room(approx. 1000 sq. ft.)boasting a gourmet kitchen w/ granite counters, large island/breakfast bar, wine chiller, sub-zero refrigerator, huge eat in area. MLS #S282273

RENT FOR $1200

RENT FOR $1000

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Ofc: 315-458-8121

Search the CNY MLS from Your Cell Phone: Text “excel” to 32323 for AppWWW.EXCELREALTORSNY. COM

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Cicero $189,999Hiller Heights 2000 sq. ft. Colonial/Contempary which is move in ready for it’s new home owners. This home has been totally remodeled to give it a complete open fl oor plan. MLS #S269404

Bea Maher Associate Broker

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Syracuse $84,900Well kept raised ranch in convenient location. Built in 1999,vinyl siding and a fully fenced yard. Short distance from Wheaton Park. (Refrigerator in garage stays,not the refrigerator in the kitchen) MLS #S276010

Salina $95,000Vinyl Siding, roof, central air approx 11 years old. Comfort windows, 2 bay windows plus garden window in kitchen. Woodburning fi replace in livingroom. High dry waterproofed walkout bamt. Master bedroom has bath. MLS #S278324

Marcellus $112,500 Three bedroom Ranch, priced to sell,being sold as is. Home overlooks Village of Marcellus. Close to schools ,church, stores,restaurants, golf course,park,Baltimore woods and more. Located between Syracuse and Auburn. MLS #S278198

Phoenix $184,900Look no further this is the perfect log home nestled in the serenity of 2.5 acres wooded and cleared land. It̀ s a four bedroom home 2 full baths with a finished walkout basement with large family room and tons of storage in and out of the house. MLS #S280129

Lake Ontario $299,900Lakeshore Homes for Sale, Lake Ontario, 108 Rainbow Shores Road, Richand. Over 350 feet of Lake Ontario shoreline! 4 Bedroom classic summer home situated on private treed lot with detached two car garage. MLS #S275910

Manlius $199,900Beautiful McGinnis built energy star home with extra wide corner lot. Large master bedroom with master bath, walk in closet & extra closet. 3 more good sized bedrooms with double closets. 1st floor familyroom with gas fireplace, eat in kitchen. MLS #S282087

Clay $69,900Well kept townhome in Cherry Estates, 2 bed-rooms,1 1/2 baths, and an attached garage. Vinyl siding, central air, and a very convenient location. MLS #S274392

Salina $134,900Beautiful split level, with lots of updates makes this home a must see, Beautifully landscaped yard, with lots of parking. Fully fenced back yard, with a coverd porch, and 2 sheds for storing tools, and garden equipment. MLS #S274927

Cicero $165,9001,900 Sq.Ft. Contemporary colonial in mint condition, central a/c, new windows, eat-in-kitchen, formal dining room, slider to large recently stained deck, fully-fenced private yard, shed, family room w/fireplace, attached 2-car garage garage w/openers. MLS#S277762

Baldwinsville $88,900This home is not a drive by big lot with lots of yard for the kids to play in, so why not start your home buying here. Beautifully maintained 3 bedroom ranch with 1 bath, an open fl oor plan from kitchen to living area. MLS #S282459

Cicero $154,900Fabulous Patio Ranch. Shows Like New. Features Open Catheral Ceilings. Oak Hardwood, W/W Carpeting. Gourmet Kitchen-breakfast bar-pantry. Open to DiningRoom W/Huge Pallidium Window, Opens to Great Room w/ Gas Fireplace. MLS #S282257

Clay $139,900Very well maintained colonial in Fairway East. Three bedrooms and one and a half baths. Two car garage with newer garage doors. All appliances are included, even the newer front load washer and dryer. MLS #S279741

Cicero $218,900$11,000 below access value, this home is price to sell!!! Stunning 4 bedroom 2 1/2 bath colonial located in Cicero has it all. Features: Huge open fl oor plan - Large eat-in Kitchen with tons of cabinet space. MLS #S281675

Elbridge $74,900Beautiful Lot on the ERIE Canal Trail. Owner has cared for this mobile home w/huge enclosed porch. Pella Stove keeps you toasty warm in winter.Two car attached Garage and POLE Barn. Nice eat-in kitchen. MLS #S279054

Join Central New York’s Fastest GrowingLocal & Independent Real Estate Office!

Excel, REALTORS, a team of carefully selected

real estate professionals, is seeking hardworking career motivated individuals that are looking for the fl exibility and freedom of being their own boss with no limits on income.

For a confi dential conversation, please contactDiana Ingraham(315) 458-8121(315) 345-7866

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Immaculate & Tastefully DecoratedEuropean style kitchen cabinets, skylights fl ood interior with light, sun room overlooking private wooded rear yard. Located on a cul-de-sac set back off of street allowing great privacy for both front and rear yards. $232,000.

Residential Multiuse Districtallows for all residential uses including apartments along w/commercial uses ie: professional offices, bed & breakfast, funeral home, etc. On 4+/- acres with 577+/- ft frontage on Route 92 and 300+/- ft frontage on Enders Rd in Manlius. $449,000.

Spectacular Views, Private SettingSpacious home off ers 4 BR, 1 full & 2 half baths, formal dining & living rooms, family room w/fl oor to ceiling stone fi replace, oversized 2 car attached garage and large basement w/great potential for fi nishing. $168,000.

High Traffi c Commercial Location20,000 sq ft building in excellent condition only 3/4 mile to Thruway exit 34 off ers 4,000 sq ft offi ce area w/HVAC including 2 ADA baths & kitchen as well as 16,000 sq ft area w/radiant heat including open area, work shop & 4 overhead doors. $495,000.

Wonderful Stone HouseNew kitchen, updated electric, heating/AC and some new windows. Hardwood fl oors, all original wood doors and trim. Great space division with living room, formal dining room, den, large foyer, eat-in kitchen and 3 bedrooms. $127,500.

Recreation PropertyWonderful 130 mile recreation, hiking, fi shing, horseback riding, snowmobile trail system. 13,000 acres of state forest adjacent to rear property line. Property fronts year round creek. Well water, septic, kitchen, bath and 4 BR on 5 acres. $89,000.

Great Ranch, Recently RenovatedThis home with 3 bedrooms and 1.5 baths has some hardwoods fl oors, cathedral ceiling, eat-in kitchen, family room and fi rst fl oor laundry. Set on a private partially wooded lot, it is close to village amenities yet feels country. $97,000.

Great Commercial LocationWell built masonry building has 5200+/- sq ft including 3500+/- offi ce/retail area and 1700+/- sq ft warehouse. Located at an intersection on NYS Route 5 with a traffi c control device having high traffi c and high visibility. $490,000.

LandARTHUR JENKINS AVE, LENOX, 0.23+/- AC, $10,000.BLACKMANS CORNER, VERONA, 5+/- AC, $16,000.CANAL RD, LENOX, 1+/- AC, $39,900.I-90 & RT 13, LENOX, 20+/- AC, commercial, $80,000.LENOX LN, LENOX, 0.20+/- AC, $15,500.NELSON RD, LENOX, 2+/- AC, $30,000.RAVINE ST, LENOX, 0.20+/- AC, $15,000.RT 5, LENOX, 2.6+/- AC, commercial, $78,500.RT 5, SULLIVAN, 5.4+/- AC, commercial, $100,000.SEEBER RD, LINCOLN, 2+/- AC, $25,000.SEEBER RD, LINCOLN, 1.3+/- AC, $9,950.WARNERS RD, LENOX, 26+/- AC, hunting, $35,900.

TERRA REAL ESTATE

Century 21 Terra Real Estate3166 Seneca Turnpike, Canastota, New York 13032

315-697-3400C21TerraRE@gmail.comwww.Century21TerraRealEstate.comTERRA REAL ESTATE

Spectacular Fit & FinishCompletely gutted and redone from top to bottom in the last 5 years. 1800+/- sq ft of upscale living space. Two commercial areas of 900+/- sq ft each. High traffic, high visibility location only 1/2 mile to Thruway exit 34. $249,000.

Camillus - Warners Rd $124,900This Friendly 1800 sq. ft. Cape, sitting on an acre, boasts hardwoods, curved archways, and expansive windows. MLS #S282711

Elbridge - Willowcrest Drive $159,900You will be amazed when you step inside this superbly updated Village home.$50,000+ in upgrades: looks better than it did the day it was built. MLS#S279048

Solvay-Pineherst $250,000Located in one of the most prestigious neighborhoods in Geddes. Upgrades and improvements during the past 2 years. MLS#S280674

Elbridge - Dumar Drive $259,900The three county views from this incredible home are as magnifi cent as any other home you will ever visit. MLS#S276783

RANKED #1 COMPANY WIDECrocker Team

(Closed Transactions-2010)

315.689.6167 • [email protected] • Licensed Associate Real Estate Brokers

Elbridge - River Rock Drive $315,000The quality of construction and amenities make this “builder’s own” 3000+ sq. ft. Ranch one of the finest homes in the area. Many upgrades. MLS #S267877

Weedsport-Village $239,900Upgrades include: walk-out basement, granite countertops, morning room w/ deck access, vaulted & 9 ft. ceilings, breakfast bar, ss appliances. MLS#S283162

Camillus - Canton St $109,000The modern kitchen, high ceilings, large bedrooms, and bright open fl oor plan add to this home’s appeal. MLS#S282823

Elbridge - Clinton St $68,500It is not often you fi nd a well maintained, completely updated home, in a country setting that is listed below $70,000. MLS#S277243

Thinking of Selling Your Home?Have Some Questions?

Call Bill & Sharon315.345.4056

Camillus - Natick Circle $74,900This immaculate Weatheridge Townhouse has a lot to offer for a monthly payment comparable to renting. Low utility costs, maintenance free exterior. MLS #S281502

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www.cnykeyteam.comCurrently ranked top two realtors in all of Onondaga & Madison county for all closed sales YTD!

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Fayetteville $614,9004313 sq ft estate on 6 acres! 5 bdrms, 3 full baths, mahogany library/offi ce, stunning patio, gleaming hardwoods throughout, marble owners bath & salt water pool/pool house! STUNNING! MLS #S281575

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Manlius $247,699Unbelievable new cherry ktchn w/granite counter-tops & SS appliances! 2243 sq ft, 4 oversized bdrms, 2.5 remodeled baths, 2 car garage. Updates include: New roof, A/C, gutters, soffi ts, vinyl siding, deck, and landscaping! MLS #S281682

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Manlius $224,900Great location with no village taxes! 2270 sq ft, 4 bdrms, 2.5 baths situated on a double cul-de-sac! Updates include attic fan, furnace, humidifi er & A/C unit! Gorgeous refi nished fl ooring throughout the home, 2 fi replaces, new appliances! MLS #S281700

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Manlius $328,7504 bdrms, 2.5 baths, 2 car side entry garage all situated on a 1+ acre home site! Gleaming hardwood flooring, 9’ ceilings w/42” cherry cabinetry, gourmet kitchen, granite countertops & oversized island w/bkfst bar & roll out shelving! MLS #S281976

F-M SCHOOLS

Fayetteville $209,9004 bdrms, 2nd fl oor laundry, 2.5 newly renovated bathrooms, large family room addition, gleaming hardwoods throughout, many updates here! MLS #S275946

J-D SCHOOLS

Syracuse $194,9002832 sq ft, 4 oversized bdrms, 1.5 baths, soaring ceilings, oversized trim detail throughout, gorgeous hdwds, newer roof. A TRUE CHARMER!MLS #S283460

SYRACUSE CITY

Chittenango Schools $121,000Convenient village living in this updated home! Enjoythe spacious kitchen & all appliances stay! 1st floor owners bdrm is oversized & is complimented by a 1st floor full bath & 1st floor laundry! 3 bdrms total, 2 full baths, 2 car garage.

Sarah Collins & Meghan Dabulewicz Proudly Welcome Wendy Bernstein to the CNY KEY TEAM!Wendy is a 3rd generation realtor who will be specializing in listing properties, working with buyers & new construction sales! She previously had a successful and rewarding career in education. The CNY Key Team is excited for this new addition & reminds you all that it costs no more to hire a top producing team than to work with an individual agent! We look forward to working with you in 2013!

Cell: 315-449-6712 | Email: [email protected]

Cazenovia $224,900This well maintained sun drenched 2444 sq ft home off ers 3 large BDRMS, 1st fl oor laundry, full walk up attic, 3 full renovated baths & 2 car garage! The owners suite off ers a large dressing area, closet & private bath. MLS #S277799

CAZENOVIA SCHOOLS

Manlius $995,000Luxury living! Situated on 3.5 acres, 8166 sq ft, inground pool, 1100 sq ft heated/AC pool house, 1.25 acre pond, gourmet kitchen, fi nished basement! STUNNING! MLS #S279722

F-M SCHOOLS

Minoa $274,900Less than 1 yr old! 3061 sq ft, 5 bdrms, 2.5 baths, 2 car garage and 2nd fl oor laundry! Gleaming hdwds on 1st fl r, gourmet maple spice ktchn includes 9’ceilings, 42” cabinets, SS appliances, pantry & bkfst bar! MLS #S282476

ESM SCHOOLS

Geddes $129,900This adorable cape will wow you w/ its open spaces, oversized rooms, update ktchn, and newly renovated bathrooms! 3 bdrms 2 full baths, 2 woodburning fireplaces, hardwoods & ceramics! Home sits on a private home site that is 223’ deep! MLS #S281297

WESTHILL SCHOOLS

CHITTENANGO SCHOOLS

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LifeandHomes.com Open Market Listing Service™

2371 Canal Rd 3 Bedrooms / 1.5 BathsQSN #200768

Camillus $329,900

Keller Williams SyracuseKathleen Kennedy

Realtor

315-256-3064 [email protected]

3927 Burlingame Rd 3 Bedrooms / 3.0 BathsQSN #254360

Cazenovia $527,000

Hunt Real Estate ERANancy Proctor

Realtor


2543 Route 20 3 Bedrooms / 1.5 BathsQSN #230288

Cazenovia $139,900

Hunt Real Estate ERALisa Liddell

Realtor


7016 Jersey Path 4 Bedrooms / 2.5 BathsQSN #276715

Cicero $299,900

South Bay RealtyJudy Joynt

Broker/Owner


4706 E Lake Rd 4 Bedrooms / 4.0 BathsQSN #275597

Cazenovia $469,900

Hunt Real Estate ERALinda Crawford

Realtor


9507 Glengarriff Dr 3 Bedrooms / 1.0 BathsQSN #254654

Cicero $139,900

Hunt Real Estate ERARobert A. Freunscht

Realtor


2890 West Lake Road 4 Bedrooms / 2.0 BathsQSN #171950

Cazenovia $1,399,900


Realtor


8377 Boyko Farm 2 Bedrooms / 2.0 BathsQSN #274002

Cicero $154,900

Excel, REALTORSBeatrice A. Maher

Realtor


0 Stone Quarry Road Land or Lot/2+acres/approved building lotQSN #265649

Cazenovia $45,000

Hunt Real Estate ERAJane Stevens

Realtor


5916 Smith Rd 4 Bedrooms / 2.0 BathsQSN #232459

Cicero $114,750

Excel, REALTORSFritz Lathrop

Realtor


For all of your Real Estate needs

including estate sales and liquidating estates

Certifi ed Buyer RepresentativeLic. Real Estate SalespersonManlius Offi ce315-682-7197, X259Cazenovia Offi ce315-655-8300, X214

315-447-0163, [email protected]

Experienced • Professional • Courteous

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

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Linda Jovanovich of the American Hardwood Information Center agrees and reminds us that, "From intricate crown mouldings and filigreed fireplace mantels to traditional wainscoting and baseboard trim, generations of designers and homeowners have counted on hardwood mouldings and millwork to add warmth, character, and beauty to their favorite living spaces." So let's get started.

Where has all the millwork gone?Years ago, most American homes were built with at least a minimum level of interior ornamentation. Builders used hardwood details to make each residence unique, reflecting the individuality and taste of their owners. Unfortunately, after World War II, the popularity of millwork began to wane. Builders sacrificed craftsmanship for speed in order to keep pace with an unprecedented demand for new homes in the country's booming suburbs.

Today, most new homes in America continue to be built with time and cost-efficiency in mind, leaving homeowners with few options for endowing their residences with a sense of individuality. But that doesn't mean homeowners have to settle for cookie-cutter designs.

What's a homeowner to do?Susan Muschweck, a Pittsburgh-based interior designer, says painting walls and upgrading floors is a great way to dress up a listless space, but for

many clients, she often suggests another cost-effective option. "I like to recommend hardwood moulding," she says. "Trim brings a room to life. And by using hardwood, you really add permanent warmth, distinction and value to your home."

To make the best of your hardwood investment, Muschweck says consistency is critical. "When adding millwork, use crown, baseboard and other millwork patterns that complement each other," she explains. "Be sure to maintain the same style throughout your home, but capitalize on the design flexibility different spaces offer. In the dining room, for example, choose wainscoting or a chair rail to create a sense of charm or formality."

What's the best wood to use?Nothing stands up to wear and tear better than American hardwoods, yet experience tells Pittsburgh architect Mary Cerrone that certain hardwood species are more suited to particular applications than others.

"For millwork that is likely to get bumped or beat-up, such as window and door casings, baseboards, paneling and chair rails, I suggest using a harder species, like white oak," she says. "For mouldings and millwork in less accessible areas - especially those that will be painted - homeowners can save money by using less expensive hardwoods, such as poplar."

imagination makes millwork affordableCustom moulding can be pricey, but the American Hardwood Information Center says there are simple, creative ways to get the custom look you want, at a cost you can afford.

"Lumber supply centers and home improvement stores can have up to 350 off-the-shelf moulding patterns available," Jovanovich says. "Combining or 'stacking' two or more stock moulding 'profiles' creates the effect of a single, hand-carved piece of wood and provides the unique look of custom millwork at a fraction of the cost."

Or achieve the look of a more expensive hardwood, like cherry, by using a cherry stain on a less expensive hardwood. This technique works especially well in decorative applications above eye-level, such as crown moulding and recessed ceiling patterns.

How to transform plain into sizzling?Use your imagination and be sure to visit the American Hardwood Information Center at www.HardwoodInfo.com to see a multitude of ways that mouldings and millwork crafted from authentic American hardwoods will dress up your home. (BPT)

transform an aging room into a Dazzling ShowcaseLooking for a simple, inexpensive way to turn an aging family room into a dazzling showcase? Inspired design professionals will tell you one of the most popular and cost-effective ways to transform a plain space into a room with sizzle is to adorn it with millwork crafted from American hardwoods.

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00 Horseshoe Island Rd Land or Lot 16+ Acres/secluded wooded propertyQSN #242017

Clay $49,900

EXIT POINT REALTYRobert Foster

Broker/Realtor


8351 Caughdenoy Rd 4 Bedrooms / 2.0 BathsQSN #276717

Clay $199,900


Broker/Owner


7459 Waxwood Cir 4 Bedrooms / 3.0 BathsQSN #266628

North Syracuse $200,000

Prudential CNY RealtyMarvella Oberg

Realtor


183 Dry Bridge Rd 3 Bedrooms / 2.0 BathsQSN #273509

Hastings $179,900


Broker/Realtor


4962 Astilbe Path 3 Bedrooms / 2.5 BathsQSN #131459

Clay $269,900

Prudential CNY RealtyMary C Malvasi

Realtor


71 Hardwicke Drive 3 Bedrooms / 2.5 bath BathsQSN #275937

Geddes - Solvay $274,500

Hunt Real Estate ERAMariRae Dopke

Realtor


7698 Foxtail Pines 4 Bedrooms / 2.5 BathsQSN #247942

Clay $249,900

Prudential CNY RealtyA.J. Kalil

Realtor


211 Ambergate Rd 4 Bedrooms / 2.0 BathsQSN #260765

Dewitt $199,500

Prudential CNY RealtySuzanne G. DeMartino

Realtor

[email protected]

8228 Perrugia Ln 4 Bedrooms / 1.5 BathsQSN #257884

Clay $144,900

Hunt Real Estate ERAMonroe Gordon

Realtor


000 Center St Land or Lot 6+ AcresQSN #82324

Constantia $11,500

Oneida Lake RealtyKat Neracker

Broker/Owner


Open Market Listing Service™ LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

190 US Rt. 11 Central Square, NY 13036Offi ce: 315-676-EXIT(3948)

Kelley Raunec315-289-4163

[email protected]

We are Proud to Welcome These Great Agents to the EXIT Point Realty Team of Professional Real Estate Agents

Vicki Genter315-416-3741

[email protected]

MariRae DopkeLicensed Associate RE Broker

Your 24/7 Real Estate Pro2010 & 2011 Top Sales Agent Cicero BranchExperienced, Dedicated, Creative

www.marirae.com


THIS WEEKEND ‘SOPEN HOUSES

THIS WEEKEND ‘SOPEN HOUSES

LifeandHomes.com/Syr-NY - Open House Info updated every Friday @ 4:30

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LifeandHomes.com Open Market Listing Service™

324 Baird St 4 Bedrooms / 2.5 BathsQSN #273764

Minoa $199,900


Realtor


2 Lynian Way 5 Bedrooms / 5.0 BathsQSN #272641

Oswego-City $299,900


Realtor


4628 Bloomsbury Dr 4 Bedrooms / 2.5 BathsQSN #276716

Onondaga $279,900


Broker/Owner


204 Meyers Rd 3 Bedrooms / 1.0 BathsQSN #261404

Salina $104,000

Hunt Real Estate ERAMolly Robinson

Realtor


4428 Dolomite Dr 4 Bedrooms / 2.5 BathsQSN #250967

Onondaga $319,900

Prudential CNY RealtySarah Pelligrini

Realtor


210 Charlane Pkwy. 3 Bedrooms / 2.0 BathsQSN #253080

Salina $95,000

Excel, REALTORSBeatrice A. Maher

Realtor


3119 Hitchings Rd 4 Bedrooms / 3.0 BathsQSN #245627

Onondaga $129,500

Prudential CNY RealtyCathi Hasselwander

Realtor


6164 Little York Lake Rd 3 Bedrooms / 1.0 BathsQSN #262266

Preble $165,000


Realtor


116 Gadwall Ln 2 Bedrooms / 2.5 BathsQSN #275595

Manlius $339,900


Realtor


100 Villiard Rd 3 Bedrooms / 2.0 BathsQSN #253949

Palermo $114,900


Broker/Realtor



REDO REFRESH REDESIGN!THE ALTERNATIVE TO DECORATING USING WHAT YOU ALREADY OWN.

Maria Skinner, Design Coordinator315-272-3120 | [email protected]

INTERIOR REDESIGNREAL ESTATE STAGINGDECORATINGCONSULTATION

Mr. FritzAssociate Broker

Cell: (315) 254-3557Offi ce: (315) [email protected] all of Central New York

Molly RobinsonLicensed Real Estate SalespersonHunt Real Estate - Fayetteville-Dewitt Branch

[email protected]

Local Knowledge & Expertise A True Real Estate Professional

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Open Market Listing Service™ LifeandHomes.com 6 Richard Ave 4 Bedrooms / 2.5 BathsQSN #212214

Schroeppel $155,000


Realtor


308-310 Park Ave # 10 3 Bedrooms / 2.5 BathsQSN #253957

Syracuse $193,900

Keller Williams SyracuseKathleen Kennedy

Realtor


206 Arthur St 6 Bedrooms / 2.0 BathsQSN #236015

Syracuse $47,500


Realtor


13 Shaw Rd 3 Bedrooms / 2.0 BathsQSN #238665

West Monroe $309,900


Broker/Owner


177 W Genesee St 3 Bedrooms / 2.0 BathsQSN #272862

Sullivan $144,000


Realtor


0 Breckheimer Rd Land or Lot 3 AcresQSN #276650

West Monroe $10,000


Broker/Owner


106 Jacobs Ln 3 Bedrooms / 2.5 BathsQSN #275633

Sullivan $274,900


Realtor


48 Silversides Way 3 Bedrooms / 2.5 BathsQSN #253512

Baldwinsville $164,900

Prudential CNY RealtyEdlyn Polito

Realtor


320 Brinkerhoff Street 4 Bedrooms / 3.0 BathsQSN #251372

Sullivan $144,900


Realtor


208 Mooney Ave 3 Bedrooms / 1.0 BathsQSN #247940

Syracuse- Eastwood $76,000

Prudential CNY RealtyJaime Brooks

Realtor



Bea MaherBroker Associate

Cell: (315) 575-0590email: [email protected]

Experienced in Retirement & Estate Sales

Bob FreunschtLicensed Associate Real Estate Broker

A Realtor who’s involved and cares about the Community he lives in and shows it!

COMMERCIAL | RESIDENTIALC: 315-415-7286O: 315-687-6109 x [email protected]

7905 Hall Rd, Cleveland, NY 13042315.427.9415 (F) 315.675.9269www.oneidalakerealty.net

Kat NerackerLicensed Real Estate Broker/Owner

[email protected]

Nikki HenryLicensed Real Estate Salesperson

[email protected]

Serving: Oneida, Madison, Onondaga & Oswego Counties

Visit Our New Location1531 State Route 49

Constantia, NY 13044315-623-2112

(F) 315-623-2113For All Your Real Estate Needs!

www.oneidalakerealty.net

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Whether it's the new year, a new job, a new baby or simply the right time to get your finances order, the process usually starts with setting some goals. The first step in the process of achieving your financial goals is to recognize what needs to be done to put yourself in the position you want to be in. Once you've identified those goals, you just need to figure out how to accomplish them.

TransUnion, one of the national credit reporting companies, recently asked people what type of financial goals they were looking to accomplish in the next year. Here are four of the most common answers and how you can achieve them if you, too, are looking to obtain financial health:

* Spend less on unnecessary expenses: The first step in cutting out unnecessary expenses is to determine your current spending habits to understand just how much disposable income you have so you can set a monthly budget and manage it wisely. TransUnion Plus is a new tool that allows you input all of your information about your bank

accounts, loans and any other accounts that influence how you budget. By examining your spending habits during the past few months and inputting monthly payments and deposits using this tool, you can get a better idea about where you can possibly cut spending. To help stay on track, it is important to check your budget monthly to see how you are doing.

* achieve healthier credit: Start by checking your score. This will give you a baseline, making it easier to track your progress. From there, check your credit reports frequently and look for any bad financial habits that may be keeping your score down, such as late payments or bloated credit card balances. Checking regularly can also help you minimize your exposure to identity theft and ensure your credit report accurately reflects your credit history. -If you discover information on your report that might not be accurate, you can find an online dispute form at TransUnion.com.

* Save more money: Once you've created your monthly budget, you can begin to identify ways to

cut unnecessary expenses and save more. Sit down with your financial adviser to see what type of investments, such as a 401k, make sense with any money that's left over. As you are reassessing your financial goals, review your investments to solidify your returns.

* Pay down existing debts: For most folks, paying down debts is the first step toward saving more, so the two often go hand in hand. Identify which debts carry the highest interest rates and focus on paying those off first. Attack credit card debt before you increase principal payments on "good" debt like students loans with low interest rates. As you're setting your monthly budget, dedicate any money that's left over to paying down your debts.

When you're setting financial goals, it pays to develop a plan that you can execute and then have the discipline to stick to it. For more information about how you can achieve your financial goals and obtain budgeting tools, visit www.transunionplus.com.(BPT)

How to achieve 4 common Financial Goals

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To advertise your business in this space and

be a part of Syracuse’s ever growing Home

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LifeandHomes™ community!

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Questions? LIVE CHAT with a Local Business Expert!Go to www.LifeandHomes.com, select your category and click on Live Chat.

REdo, REfresh, REdesign! An alternative to

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delivering impressive results on a reasonable

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315-272-3120 Member Since 12/11

Interior DesignSIMPLY DESIGNED SPACES

GCT professionals both perform services and sell

DIY SafeScience® products (including steam sys-

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CleaningGREEN CLEANING TECHNOLOGIES, LLC Your full service home inspection company

serving all of Central New York.

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www.absolutehomeinspection.com

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Home InspectionABSOLUTE HOME INSPECTION

High quality dust free fl oor refi nishing.

Generations of high tech methods, knowledge

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315-735-5299Member Since 05/10

FlooringTRU-LINE LANE & FLOOR

If you bring any competitor’s written estimate

and we can’t beat it, you will walk out with a

$50 Gas giftcard!

315-866-4976Member Since 03/12

CARPET BROKERS

Snow plowing • shoveling walks/roofs • salt/

sanding • 24 hour availablility • snow removal &

hauling. “Green or White” Call the Wrights!

315-334-2087315-337-8997 Member Since 12/11

Lawn CareWRIGHT’S LAWN CARE

Empire is a locally owned company featuring

a complete kitchen & bath showroom. Our

cabinet lines include: Omega, Plain N’ Fancy and

Armstrong. Let our design team help you with

your next project.

315-733-0408Member Since 04/08

Kitchen & BathsEMPIRE BATH & KITCHEN, INC.

Serving CNY. Check out our winning combina-

tion of Kitchen Design Center & Custom Stair

& Millwork. We handle Yorktowne & Kraftmaid

Cabinetry

315-724-7049Member Since 07/08

KITCHEN DESIGN CENTER

Servicing all your interior/exterior

painting needs. Fully Insured/Lead

Certifi ed. Free Estimates.

mohawkvalleypainting.com

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PaintingMOHAWK VALLEY PAINTING

Why pay top dollar for a new roof

when all you may need is a simple repair?

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Roofi ngLAKESIDE ROOFING - HOME OF KANGAROOF

“We inspect it like we were buying it”

Home Inspections, Pre-Inspections,

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315-698-TEAMMember Since 06/12

TOTAL HOME INSPECTION

Andrew KillianOwner

For more than 70 years, people all across

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800-437-4856Member Since 12/11

HeatingFERRELLGAS

We Specialize in: Home Theater Systems

Media Rooms Central Audio Systems Home

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& Installation New or Existing Homes

315-735-8893 Member Since 07/12

Home EntertainmentAVANTI HOME ENTERTAINMENT

Installing custom designed & competitively priced renewable energy systems since 1978 throughout all of Central NY: solar electric, solar thermal space heating and domestic hot water, and geothermal ground source heating and cooling. Free site evaluations and estimates.

607-847-6366Member Since 10/12

EnergyGREAT BROOK SOLAR

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LifeandHomes™

rentals &open Houses

Apartments to Rent, Rent-to-Own Homes, Lease options, Seller financing, Commercial Leased properties and Lots for rent.

Open HouseInfo at

LifeandHomes.comDaily Updates

Ofc: 315-458-8121 www.excelrealtorsny.com

Excel Property Management

Professional Full Service Property ManagementAdvantages of Using Property Management:

Full Tenant Screening Complete background check Complete credit check Monthly rent collection

Direct deposit available Routine property inspections Full reporting and accounting

Custom Plans to Meet Your Needs(315) 458-8121

Put Your Investment to Work For YouCall today!

Rent Own Call Now!

to

No Realtor Commission or Fees

Steve RuscittoReal Estate Services

315-761-7277www.SteveHomeSeller.com

Attention Landlords & Property Owners!

We prescreen and qualify tenants for your vacant apartments and homes.

Let us do the work for you!

ATTENTION TENANTS:Let us � nd the perfect place for you!

The Apartment Connection Utica Area’s Premier Rental Agency NY State Licensed Real Estate Company 315-733-7501 2033 Genesee St., Utica, NY Angela Pohleven Deborah Grossi

[email protected]

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i.a. | Investment Alternatives

We Pay CASH & Close in 7 DAYS

Have a Property You Need to Unload?

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Long-term Financing for Commercial Properties

315-737-8228 OR EMAIL [email protected]

We help companies fi nd fi nancing at or lower rates than what is available in the

marketplace. We provide consulting services for commercial properties

regarding issues of fi nance, development, acquisition, construction,

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• Construction Financing

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• Resorts

• Shopping Centers

• Student Housing

COMMERCIAL LENDING CONSULTANTS

ASSISTING WITH:

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Rates Have Never Been LowerAct NOW!

Local underwriting and processing – We know the market and how to get your loan closed. With the ever changing mortgage guidelines it’s imperative to work with a lender that can make the mortgage process easy to understand.

Now is a great time to take advantage of the great low rates

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Locally and Family Owned – We are the largest independently owned mortgage lender in upstate NY.

C O N V E N T I O N A L • F H A • V A • U S D A 1 0 0 % F I N A N C I N G

www.ssimortgage.comLocal Office

7763 Turin Road Rome NY13340315-533-7160

NMLS ID #134875

Roger GuerrieriCell: 315-338-3055

[email protected] ID #53832

The Area’s #1 Independent Mortgage Banker

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Our Family Serving YoursPut our experience to work for you

Peter Denney, CRS, GRILicensed Associate Real Estate Broker

[email protected] Denney-EricksonLicensed Real Estate Salesperson

[email protected]

601 Lakeport Rd Chittenango, NY

13037

Chittenango $74,900Great location across from Sullivan Park and near schools. Hardwood fl oors under carpet. Updated bathroom, separate dining room, full basement, newer furnace/central air, siding, driveway, and garage door. MLS#S282324

Oneida $149,900Brick Colonial on large lot. Oak trim, hardwood floors, piano glass in dining room, new cherry custom cabinets w/granite countertops, first floor bathroom updated. Large dining room, family room, walk to city conveniences and enjoy the park. MLS#S281366

Canastota $239,900 Spacious Colonial (2,470 sq. ft.) in a great location. Five bedrooms, including a first floor master suite, and 3.5 baths. Open living room, kitchen and formal dining room. Public water and natural gas. Quiet setting on 1.22 acres. MLS #S281450

Chittenango $139,900Great opportunity, great location! Previously the Valley View Restaurant, the building comes with much of the equipment and furnishings. Open fl oor plan, bar, beamed ceilings, large windows overlooking the rolling hills. MLS#S269637

Minoa $119,900Kirkville - just outside Village of Minoa. Nice location with large lot. Cheerful interior includes spacious rooms, hardwoods under carpets. Full basement partially fi nished for game room. 3 season room. Nice condition. MLS#S278280

Chittenango $29,800 .28 Acres. Village building lot. Great location, convenient to all village amenities. Possible approval for duplex dwelling. MLS#S258476

Chittenango $26,0005.63 acres. Great location to build your next home! Beautiful views on this large corner lot. Stop in to see the survey and start planning your dream home! MLS#S274759

Wampsville $64,900Colonial in village of Wampsville on half acre lot. Needs some TLC. MLS#S279983

Chittenango 268,895Custom-built ranch with open floor plan, 9 ft. ceilings, hardwoods, granite countertops, gas fireplace, paladium windows; calamante whirlpool tub in master bath, plus large shower. Wonderful views w/ private feel, yet convenient to village amenities. MLS# S255263

Chittenango $120,000 3 bedroom ranch in village setting, walking distance to shopping, parks, creekwalk, & schools. Offers large master bedroom w/walk-in closet and private bath. Full, dry basement. Updated kitchen flooring; more updates coming soon. Nice yard. MLS # S279623

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