Avoiding and Dealing With Debt

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Holiday Style

How do you give your family the holiday you want to give them, without breaking the bank?

The answer is simple. Good budgeting is key to being successful.

Here are some tips for a financially successful season we recently shared with CTV Live.

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Visit Ghosts of Holidays Past

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Look at spending on past holidays.

Calculate and Compare.

Adjust your current lists and budgets accordingly.

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Do Your Homework.

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Research your purchases.

Comparison Shop.

Look for Coupons.

There are always deals to be found on the web. Be mindful ofimpulse purchases.

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Get Crafty

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Make it, Bake it or Take it!

Homemade gifts come from the heart and are easy on the pocket.

Ornaments, baked goods and photo items are wonderful gifts that will be appreciated foryears to come.

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Reuse, Regift, RecycleReuse those partially used giftcards to

purchase gifts off your list.

Consider regifting cards you might have received in the past for stores you don’t shop in, but someone else may enjoy.

Recycle those gifts (with tags) you never got to (or wanted to) enjoy to someone who will love them.

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One of the best ways to enjoy the holiday season is by avoiding debt so there’s no need to deal with it later.

Give a gift to yourself this year – money in the bank!

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For more information about budgeting or managing debt,

visit our website or contact a trustee at one of our locations

in Winnipeg or Kenora.

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