kipco targeting to double profit by 2018
TRANSCRIPT
KIPCOLifeThe magazine of the Kuwait Projects Company (Holding) Iss
ue 4
9: A
pril
2015
KIPCO targeting to double profit by 2018
Contents
Head Office: Kuwait Projects Company (Holding)P.O. Box 23982 Safat 13100 Kuwaitwww.kipco.comFor inquiries please call (+965) 2294 3423 or email [email protected]
2 KIPCOtargetingtodoubleprofitby2018
6 MayorofLondonvisitsKIPCO
7 KIPCOGroup’sInternalAuditteamholdsannualconference
8 QPICmarks10-yearsuccessstory
9 TAKAUDpartnerswithBahrain’sCapitalGovernorate
12 URC’suniqueAswarResidencesprojectinEgypt
27 MrSadounAli:QPIC’sinvestmentsarefinanciallystable
34 OSN…Innovatingsuccess
KIPCOLifeThe magazine of the Kuwait Projects Company (Holding) Iss
ue 4
9: A
pril
2015
KIPCO targeting to double profit by 2018
22
KIPCO targeting to double profit by 2018
KIPCO, during its annual Investors’ Forum, said that the company targets to double its 2014 profit by 2018. This will be driven by growth in operating profits of its underlying entities and a lower cost of debt.
KIPCO SHAFAFIYAH
Mr Faisal Al Ayyar (center) heading the General Assembly; with Group SVP - Finance & Operations, Mr Mazen Hawwa (left), and Mr Waleed Al Osaimi of Al Aiban, Al Osaimi & Partners
3
During the forum, KIPCO presented a review of 2014 and its current outlook for the next four years to an audience of shareholders, financial analysts and institutional investors. The forum followed the company’s General Assembly meeting where KIPCO shareholders approved a cash dividend of 25% (25 fils per share).
Review of 2014As part of its review, KIPCO said that 2014 was its twenty-third consecutive year of profitability. The company achieved its objectives for the year and
delivered on its promise of double-digit growth.
KIPCO’s operating profit in 2014 increased 26% to KD 166 million (US$ 567 million), compared to KD 132 million (US$ 451 million) in 2013. The company’s total revenue from continuing operations increased 16% in 2014 to stand at KD 598 million (US$ 2 billion), compared to the KD 514 million (US$ 1.76 billion) reported in 2013.
KIPCO’s Vice Chairman (Executive), Mr Faisal Al Ayyar said, “In last
year’s Shafafiyah Investors’ Forum, we expected double-digit growth to become our underlying financial trend, and our main companies delivered on that promise. Burgan Bank’s net profit increased by 207% and OSN’s by 66%. QPIC’s net profit increased by 22%, while that of GIG jumped to 18%. URC and UGB’s revenues increased by 23% and 163% respectively in 2014. These results reflect the strong performance indicators in our core sectors. They also reflect the Group’s approach of building scale, capabilities and footprint while maintaining sound profitability levels.”
2014 is Kipco's twenty-third
consecutive year of profitability
KIPCO SHAFAFIYAH
4
OutlookKIPCO expects that its portfolio of core companies which includes Burgan Bank, OSN, GIG, UGB, URC, QPIC, SADAFCO and United Education Company will continue to deliver growth over the next four years. In the case of OSN, KIPCO sees enormous potential for continuing growth in the number of customers, revenue and profits based on the favorable demographics of OSN’s target base and its world-class customer propositions. The cumulative dividend potential of OSN over the next five years could reach around US$ 1 billion. OSN is expected to distribute US$ 100 million to its shareholders during 2015, subject to approvals.
Commenting on the outlook for 2015, Mr Al Ayyar said, “We enter 2015 with profitable and growing businesses across the sectors in which we operate. Our target is to double our 2014 profit by 2018, driven by underlying operating
KIPCO SHAFAFIYAH
During the press conference that was held following the Shafafiyah Forum
Attendees of the General Assembly and Shafafiyah Forum
5
profit growth in our core companies, particularly those in the financial services and media sectors, and lower the cost of debt. Indicators point to gradual local and regional economic recovery and our companies are poised to benefit from this improvement in their respective markets and to continue to be profitable and dividend paying in 2015 and beyond.”
Results for 2014Earlier in the year, KIPCO had announced a net profit of KD 46.1 million (US$ 157.4 million), or 33 fils (US$ 11.3 cents) per share for the year ended 31 December, 2014. The results reflect an increase of 15% on the KD 40.1 million (US$ 137 million), or 27.92 fils (US$ 9.5 cents) per share, reported in 2013.
The Group’s core sectors, which include banking, media, real estate
and insurance, posted significant performance growth trends. In the banking sector, Burgan Bank continued to achieve strong profitability, while OSN, continues its path on the course of revenue increase, while enhancing overall customer experience.
KIPCO’s fourth quarter profit (for the three months ended December 31, 2014) came to KD 14.3 million (US$ 49 million), an increase of 2% on the KD 14 million (US$ 48 million) profit achieved in the same period of 2013.
Significant growth trends in all core
sectors“ “
KIPCO SHAFAFIYAH
From left: GM of GIRC, Mr Tareq Al Sahhaf; CEO of KAMCO, Mr Faisal Sarkou; KIPCO’s CEO – Investment, Mr Tariq AbdulSalam; Chairman of GIG, Mr Farqad Al Sane; Group CEO of GIG, Mr Khaled Al Hasan; Mr Faisal Al Ayyar; CEO of UFM, Mr Ahmed Al Kandari; and GIG Corporate Communications & IR Manager, Mr Khaled Al Sanousi
Mr Faisal Al Ayyar
6
KIPCO NEWS
UIC has officially delisted from the KSE following approvals from concerned authorities. KAMCO was appointed as financial advisor to the overall process.
Sheikh Khalifa Al Abdullah Al Jaber Al Sabah, UIC’s Chairman said, “The decision to delist was taken after carefully examining that the book value per share is greater than its market value.”
“This decision will not impact the transparency approach with UIC’s shareholders, and we will continue to hold our annual ‘Shafafiyah’ Investors’ Forum which is held by KIPCO and its operating companies in the interest of transparency,” added Al Sabah.
KAMCO announced during its recent extraordinary general assembly, that its commercial name has been changed from KIPCO Asset Management Company (Kuwaiti Shareholding Closed Company) to KAMCO Investment Company (Kuwaiti Public Shareholding Company).
KAMCO’s Vice Chairman, Ms Entisar Al Suwaidi said, “Changing the name of the company comes as part of identifying the KAMCO brand as a leading asset management and investment banking organization across the local and regional markets.”
“Our shareholders and management believe that this change will further strengthen the company’s brand image in line with its planned strategic growth initiatives,” added Al Suwaidi.
KAMCO modifies its name
Ms Entisar Al SuwaidiSheikh Khalifa Al Abdullah Al Jaber Al Sabah
UIC voluntarily withdraws from KSE
Mayor of London visits KIPCO
KIPCO’s Vice Chairman (Executive), Mr Faisal Al Ayyar, welcomed Lord Mayor of the City of London, Mr Alderman Alan Yarrow, and the Sheriff of the City of London, Ms Fiona Adler.
During the meeting, which was
attended by KIPCO’s senior management, the two sides discussed opportunities for mutual collaboration.
The Mayor was heading a high ranking delegation of British businessmen and representatives of financial and
investment institutions on an official visit to Kuwait to promote investment partnership prospects between the two countries.
KIPCO senior management, headed by Mr Al Ayyar (ninth from right), with the Lord Mayor of the City of London (ninth from left) and his accompanying delegation to Kuwait
7
KIPCO NEWS
KIPCO Group’s Internal Audit team held its 13th annual conference in December 2014, this year hosted by UGB. Twenty seven attendees, drawn from Group companies across the region, were welcomed by the Group Chief Audit Executive, Mr Moshen Ali Husain.
In his opening remarks addressing the conference, Mr Husain said, “With the continuous focus on governance, risk and compliance locally and worldwide, the role of internal audit has widened to include the role of a trusted consultant rather than just an assurance provider, and with continuous evolution in the markets and changes in regulations, the assurance provided by internal audit has become more critical and valuable. Therefore, it is important that we, the internal auditors, are always up-to-date with new regulations and ensure that our audit plans are modified focusing on significant risk exposures to incorporate the necessary work we need to do to add value to our organizations and help management to mitigate the risks.”
Mr Husain also welcomed all the new internal auditors who were attending the conference for the first time, especially from SADAFCO, URC and Burgan Bank.
The conference hosted guest speakers from PricewaterhouseCoopers who gave a presentation on governance trends shaping the board of the future. The topics covered included updates and legislative changes in the Foreign Account Tax Compliance Act (FATCA) presented by Ms Deepa Chanrdasekhar, the COSO revised internal control framework, internal audit and cloud computing, KPMG’s 2014 global audit committee survey, GRC: a single version of the truth, the role of internal audit in mitigating fraud and eputation risk, the fraud resistant organization, internal audit’s reliance on operational risk outcomes, and new internal audit practice guides. The attendees also discussed general internal audit concerns and training requirements.
KIPCO Group’s Internal Audit team holds 13th Group annual conference
Participants during the annual internal audit group meeting
8
KIPCO NEWS
AUK’s Board of Trustees held the first session of its biannual meeting for the year 2015 to review semi-annual reports, highlight administrative and academic developments and affairs, discuss budget updates, and the President and Dartmouth-AUK reports.
Board members went over AUK’s international program accreditations, academic planning and program development, as well as admissions and enrollment updates. Reports from the Executive Committee, Academic Affairs Committee and the President’s State of the University noted the development in various areas of faculty recruitment, the status of campus facilities and AUK’s ongoing partnership with Dartmouth College.
AUK’s Board of Trustees includes Sheikha Dana Nasser Sabah Al Ahmad Al Sabah, Founder and Chair of AUK; Mr Meshal Ali, Co-Founder and Vice Chair of AUK; Mr Wael Abdul Ghafoor, Co-Founder of AUK; Mr Faisal Al Ayyar, KIPCO’s Vice Chairman; Mr Samer Khanachet, KIPCO’s Group Chief Operating Officer; Dr Thomas Bartlett, Former President of Colgate University and American University in Cairo (AUC); Dr Tim Sullivan, Professor and Provost Emeritus, AUC; Dr Walid Moubarak, Director of the Institute of Diplomacy and Conflict Transformation, Lebanese American University; Professor Dr Nizar Hamzeh, AUK’s President; and Dr Dale Eickelman, Relationship Coordinator (Director), the Dartmouth College-AUK Program.
AUK Board of Trustees holds biannual meeting
QPIC celebrated its 10th year of successful partnership with Kuwait Petroleum Corporation (KPC) and its subsidiaries and affiliates. The celebration was attended by leading decision makers and senior executives across the country’s oil, gas and petrochemical sectors.
H.E. Dr Ali Al Omair, Kuwait’s Minister of Petroleum, State Minister of National Assembly Affairs and KPC Chairman, was the guest of honor.
Sheikh Mubarak Abdullah Al-Mubarak Al-Sabah, QPIC’s Chairman said, “We are proud to celebrate the company’s achievements throughout the past 10 years. QPIC represents a successful partnership that started as an initiative by the Kuwaiti government to encourage the private sector to invest in the petrochemicals industry. This has resulted in a number of leading investments that we are proud to be a part of today, and wish for another decade of success.”
Mr Sadoun Ali, QPIC’s Vice Chairman and CEO said, “We continue to create partnerships that aim at enhancing the company’s position across the petrochemical industry. A prime example is EQUATE Petrochemical Company and The Kuwait Olefins Company, which are regarded amongst the most successful Public Private Partnership models in Kuwait’s petrochemical sector.”
QPIC marks 10-year success story
From left: Dr Walid Moubarak, Dr Dale Eickelman, Sheikha Dana Nasser Sabah Al Ahmad Al Sabah, Dr Thomas Bartlett, Dr Tim Sullivan and Mr Samer Khanachet
UFM’s CEO listed on POWER 50
Sheikh Mubarak Abdullah Al-Mubarak Al-Sabah (center, left) presenting a token of appreciation to H.E. Dr Ali Al Omair
Mr Ahmad Al Kandari, Vice Chairman and CEO of UFM, was selected amongst the top professionals in Facilities Management Middle East magazine’s POWER 50 list for the second consecutive year.
Al Kandari said, “As the facilities management industry led by the management of real estate properties continues to grow, we believe that it’s extremely important to apply and implement the new trends in this area to meet the expectations of our customers.”
Al Kandari, a veteran in the real estate and facilities
management industry, has been successfully leading UFM and establishing it as a major facilities management provider in Kuwait. Under his leadership, UFM has grown to include over 3,000 employees employed across the GCC.
Feature on Ahmed Yousef Al Kandari
9
KIPCO NEWS
Mr Luc Métivier (second from left) and H.E. Shaikh Hisham Bin Abdulrahman Al Khalifa (third from right) during the meeting
TAKAUD partners with Bahrain’s Capital Governorate
KAMCO advises Burgan Bank on its capital increase transaction
TAKAUD has organized a series of
financial education workshops in
collaboration with the Bahrain Capital
Governorate in an effort to enhance
public perception on financial planning
and the need to save.
As part of the initiative, Bahrain’s
Mr Métivier said, “The Capital
Governorate is known for its
distinguished active social programs
across the local community. Our
mission is to help empower people to
prepare for their long term financial
future and success in achieving their
personal life aspirations.”
KAMCO was appointed as the financial
advisor to Burgan Bank’s capital
increase process.
Burgan Bank’s CEO, Mr Eduardo Eguren
said, “KAMCO played an important
role during this transaction which
included facilitating an overall smooth
process when dealing with concerned
authorities. The company and Burgan
Bank share a successful track record
of joint partnerships in a number of
projects.”
KAMCO’s CEO, Mr Faisal Sarkhou
also said, “Our work with Burgan
Bank reflects the synergy both
organizations enjoy, and highlights
KAMCO’s overarching strategy towards
maintaining its leadership position in
local and regional asset management
and investment markets.”
Capital Governor, H.E. Sheikh Hisham
Bin Abdulrahman Al Khalifa, met with
TAKAUD’s CEO, Mr Luc Métivier, and
TAKAUD’s Chief Distribution Officer, Mr
Loay Ragheb, to discuss opportunities
for mutual cooperation across social and
cultural initiatives.
Mr Eduardo Eguren Mr Faisal Sarkhou
10
Mr Mohammad Al Hajj (third from right) with representatives from the PBC during the signing ceremony
Gulfsat offers broadcasting services in Palestine
KUCM extends KNPC contract to mid-2016
Gulfsat Communications partnered
with the Palestine Broadcasting
Corporation (PBC) by offering
satellite broadcasting capacity that
accommodates up to 45 megabytes.
Mr Mohammad Al Hajj, Gulfsat’s
Chairman and CEO said, “The
agreement, which provides increased
capacity to Palestinian TV channels
by orbiting at eight degrees adjacent
to Nile Sat’s orbital position, gives
Dr Riyadh Al Hassan, President of
the Palestinian Information Authority
said, “This is a momentous occasion in
Palestine’s media and communications
sector. The new satellite, ‘Sat Pal’,
allows Palestine to use around 20
stations, where the PBC will utilize five
to six stations that include news and
sports channels as well as Palestine
48.”
Kuwait United Construction
Management Company (KUCM), a
URC subsidiary, has extended its
contractual agreement with Kuwait
National Petroleum Company (KNPC)
for the Main Support Emergency and
Operation Center Project at Ahmadi
until mid-2016.
more room for television networks and
broadcasting radio channels to operate
across the MENA region.”
“The new service acquired by PBC
includes a range of added value benefits
such as a non-disruptive secured
frequency, where connections are made
through fiber optics that are connected
from Ramallah to the designated
station,” added Mr Al Hajj.
The agreement was marked with a dinner
celebration at Safir Hotel & Residences
Kuwait – Fintas, and included URC’s
Chairman, Mr Tariq AbdulSalam, KUCM’s
CEO, Eng Gamal Alnomiry, and KNPC
representatives.
Mr Tariq AbdulSalam said, “The contract
extension is a testament to the high
standards that KUCM has maintained
in existing projects, and is a strong
indicator of the successful partnership
that we have forged with KNPC.”
Representatives of KUCM and KNPC at the dinner celebration
KIPCO NEWS
11
KIPCO NEWS
Arab Orient Insurance held its annual meeting to review
the company’s activities and achievements in 2014. The
meeting served as a platform to agree on and approve
objectives for the current year.
The meeting was headed by Mr Isam Abdelkhaliq, Arab
Orient Insurance’s CEO, who provided valuable insight on
the company’s strategic plans and way forward to members
of the Executive Committee, managers and general staff.
Arab Orient holds annual staff meeting
GIG launched a range of
new tools on its website
to enhance its overall
investor relations (IR)
practice. The Group’s
IR solutions help
facilitate the process of
following and analyzing
performance through
annual and quarterly
key figures, as well as
updated share information tools and fact sheets.
Mr Khalid Al Sanousi, GIG’s Corporate Communications and
IR Manager said, “The new IR tools help provide shareholders
and other stakeholders with transparent and a consistent
flow of information, while giving a detailed insight into our
operations. Transparency is a core value of our business,
allowing us to communicate stock related information while
adhering to market authority regulations and delivering on a
best practice IR policy.”
GIG launches new IR tools
Arab Orient Insurance’s team during their annual meeting
TAKAUD sponsors Bahrain’s annual HR Management Summit
Mr Khalid Al Sanousi
Mr Luc Métivier (third from right) and H.E. Dr Abdulhussain Bin Ali Mirza (center) with participating delegates during the event
TAKAUD sponsored the sixth annual HR Management
Summit. The event, which was held under the patronage
of H.E. Dr Abdulhussain Bin Ali Mirza, Bahrain’s Minister of
State for Electricity and Water Affairs, included a wide range
of topics such as talent management, reward schemes,
employee value proposition and performance incentives.
During the event, TAKAUD emphasized the significance and
ability of companies to recruit, reward and retain their key
talent for success and sustainable growth.
Mr Luc Métivier, TAKAUD’s CEO said, “Such events are
important platforms to highlight best practices and policies
companies should be implementing to deliver an overall
added value. The employment market is changing across
the region. Employers must be more innovative in terms of
their employee reward systems.”
1212
KIPCO NEWS
URC has pooled in its expert knowledge, creative design, comprehensive expertise with commitment and highly effective communications to offer its customers in Egypt an extremely innovative project, Aswar Residences. Its aim is to provide a unique development that resonates within the Egyptian community and one that positively improves its real estate offering.
For families seeking residential opportunities in Egypt’s thriving modern city of New Cairo, Aswar Residences is a community of 75 villas, with average built-up areas starting from 530 sqm up to 765 sqm per villa, providing residents with security, space and privacy.
It is close to the American University of Cairo, Dar Al Shiffa Specialized Clinics, Carrefour, El Akkad Hospital, Cairo International Airport and central downtown Cairo.
With 24 hour security, the project is comprised of three story villas, a sumptuous range of landscape gardens, the widest variety of facilities, outdoor swimming pool, children’s play
URC’s Aswar Residences introduces new levels of creativity, innovation and modernity
area and a clubhouse with a fully equipped gymnasium and locker room.
Each villa in Aswar Residences includes a minimum of three bedrooms and a basement level, designed to accommodate a parking garage, multipurpose room, and an additional room with a bathroom. Villas are divided into four clusters with 16 to 24 villas per cluster.
Aswar Residences, which is expected to be completed in 2015, is located in Egypt’s New Cairo’s fifth settlement, Gamal Abd El Nasir Street, East Lotus Area. The arrangement of the properties and their strategic placement provides privacy for each home while allowing access to the main inside roads for each circulation.
KIPCO Group employees can avail exclusive offers for Aswar Residences. Those interested, are encouraged to contact URC’s Sales and Leasing Department to learn more about the opportunities available.
1313
KIPCO NEWS
QPIC acquires new HQ at KIPCO Tower
Mr Sadoun Ali (left) during the signing ceremony with Mr Ahmed Al Sumait
QPIC acquired its new headquarters at KIPCO Tower. The company’s new premises, located on the 26th floor, boasts a 920 sqm of ideal working environment equipped with the latest and most advanced business tools.
Mr Sadoun Ali, QPIC’s Vice Chairman and CEO said, “Acquiring the company’s new HQ is a strategic decision that reflects many benefits. We are committed to providing a friendly working atmosphere in one of the country’s most prestigious and technologically advanced towers. The initiative also reflects the synergy and trust amongst group companies, particularly United Towers Holding Company.”
Mr Ahmed Al Sumait, Chairman and CEO of United Towers Holding Company also stated, “QPIC’s decision to acquire their new office reflects the utmost care in the quality of services provided to our tenants.”
Burgan Bank introduced a new service that allows customers applying to any of the bank’s debit or credit cards to receive them instantly and choose their own PIN in an efficient and secure manner.
The bank developed a dynamic issuance system that permits customers to receive their personalized debit and credit cards on the go at selective branches that include the main branch, Adaliya, Shuwaikh Industrial Area, Jahraa 2, Airport, Salmiya, Farwaniya and Rigga. The facility to select and change the cards’ PIN is available across all branches.
Burgan Bank introduces new service
FIMBank recently launched its Easisave US Dollar savings account and fixed term deposits. The new service enables customers to open online savings account and fixed term deposits while benefitting from competitive interest rates.
The Easisave platform is easy, flexible and secure. It allows Burgan Bank account holders in Kuwait, Turkey and Jordan to interlink their existing Burgan Bank accounts with an Easisave account.
Customers can open their savings accounts and fixed term deposits in either the Euro or US Dollar currencies by logging on to Easisave.com. The minimum requirement for fixed term deposits is EUR 1,000 or US $1,000, giving more room to smaller savers who wish to open an account within European Union remits.
FIMBank launches new service
14
KIPCO NEWS
AUK’s Center for Continuing Education (CCE) launched its first leadership and supervisory skills certificate program, Emerging Leaders. The program is offered exclusively for corporates on a customized basis and accommodates various developmental needs for middle management professionals across any industry sector.
The purpose of this program is to unlock business potential by examining the complex role of leaders through interactive, action oriented team engagement activities. It aims to build their core functional skills and develop an individual leadership philosophy.
The program examines participants’ strengths as individual leaders, helps develop necessary management communication skills, and achieve different learning objectives through specific projects drawn from their very own industry sector.
Participants do not have to be managers in their companies. The approach used in this program is represented in a concentric model, with the employee as the innermost circle of the model and the leadership skills acquired throughout the program as the surrounding circles.
Participants in the program study different modules that include defining leadership, communication in the workplace, building and leading high performance teams, conflict resolution, exceptional customer care, creative problem
AUK’s CCE launches leadership program
solving, motivational leadership and achieving successful results.
Upon completion, participants receive a professional certificate from the CCE.
The Emerging Leaders Model
15
KIPCO NEWS
Safir Hotel & Residences Kuwait – Fintas participated in HORECA Kuwait for the second consecutive year.
During the event, the hotel was recognized in 10 categories, winning two gold, one silver and six bronze medals. Mr Saif Eddin Mohammed, the hotel’s GM, awarded winners with certificates of appreciation and gift vouchers.
HORECA Kuwait is a comprehensive event covering the hospitality, catering and food industry sectors in Kuwait and the GCC.
Safir Fintas participates in HORECA Kuwait 2015
GIG’s subsidiary, Gulf Insurance and Reinsurance, participated in the third annual Kuwait Yacht Show 2015 as the official insurance partner. The exhibition, which was held at the Marina Crescent, featured a host of international marine brands and dealers.
Mr Khalid Al Sanousi, GIG’s Corporate Communications and IR Manager said, “The Kuwait Yacht Show provided an excellent opportunity for visitors to explore a variety of insurance schemes for their boats and yachts. Our participation is based on the company’s underlying commitment to provide customers with the best possible insurance solutions.”
GIG participates in Kuwait Yacht Show 2015
Safir Fintas winners with Mr Saif Eddin Mohammed
JKB organizes leadership development program
Kuwait’s Minister of Finance, H.E. Mr Anas Al Saleh (far left) with the GIG team
The instructor during the training session
JKB organized a leadership development training program for its branch managers and representatives of different departments.
The program, ‘Lead Like a Pro’, focused on self-development, institutional leadership, innovation, planning and methods of
guidance, problem solving, managing errors and nurturing motivational skills.
The training course included a range of simulative and interactive activities that illustrated the overall objectives of developing leadership skills across the sectors.
16
KIPCO NEWSKIPCO NEWS
United Building Company (UBC), a fully owned subsidiary of URC, signed a mega contract with Kuwait’s Ministry of Justice to construct the new Public Prosecution’s Headquarters. The value of the company’s deal amounts to KD 24,547,000 and is the largest since its re-establishment in 2011.
The project, which is expected to be completed by March 2017, consists of three basement levels, a ground floor, nine typical floors, a service level and a roof. The new building will be built over 70,000 sqm and includes a parking space that accommodates more than 580 cars.
The building enjoys a strategic location in the heart of Kuwait City on Jamal Abdul Nasser Street, facing the Gulf Road, providing ease of access from different roads. It is expected to drive a positive impact across its surrounding geographic area with a complete enhancement in the district’s infrastructure to meet the building’s requirements.
Moreover, UBC has successfully completed and delivered four residential buildings to Al Diyea Real Estate Company in Hawally. The project reflects the company’s efforts to accommodate the growing residential real estate sector in Kuwait. It represents a strong investment opportunity due to the increased demand on residential real estate projects.
Each of the buildings includes 24 apartments across nine floors, two service elevators and 48 parking spaces. The apartments, which range between 75-100 sqm, include two bedrooms, two
UBC engages in prominent construction projects across Kuwait
bathrooms, a living room, and a fully furnished kitchen.
UBC continues to strengthen its position in the field of engineering, construction and contracting. The company is committed to making a strong and successful contribution to the contracting sector by submitting tenders to meet the requirements of upcoming projects that are considered an integral part of the country’s overall infrastructure.
Residential buildings in Hawally
The Public Prosecution’s HQ
17
KIPCO NEWS
GIG organized a comprehensive workshop on claims reserving for its employees in Kuwait and the region. The session was developed by Actuarial Group, an education quality certified company, and conducted by its MD, Mr Luis Portugal.
The objective of the workshop was to help participants understand the features and restrictions of claims reserving, learn about the advantages and disadvantages of reserving methods, calculating claims reserves using excel across all
methods, understanding the concepts of stochastic methods and its varied functions, and learning about solvency approach claims reserves.
GIG organizes specialized workshop
Participants interacting during the workshop
AUK recognizes its faculty
Faculty members with Professor Dr Nizar Hamzeh (front row, sixth from left)
AUK organized its annual faculty recognition event to celebrate scholarly contributions made by its faculty members. The event was attended by Mr Samer Khanachet, Member of AUK’s Board of Trustees and KIPCO’s Group Chief Operating Officer, and Dr Jawad Behbehani, Dean of the College of Dentistry at Kuwait University.
Professor Dr Nizar Hamzeh, AUK’s President said, “AUK continues to provide conference funding and research grants in support of faculty professional development. Our research and scholarship productivity has increased by 30% from that of the previous year.”
AUK recognized 62 faculty members
whose research and creative work produced four books, seven book chapters, 45 journal articles, four book reviews, 90 conference papers, and 28 exhibitions, designs and performances. AUK also recognized faculty members who received external grants and fellowships.
18
KIPCO NEWSKIPCO NEWS
QPIC wins governance award
JKB won four important accolades in 2014 by Global Banking
and Finance Review (GBAF). The awards demonstrate its
leading position as a bank of choice to its customers, while
being an integral part of the Jordanian society.
The bank won the ‘Best Core Banking Implementation in
Jordan 2014’ award for successfully rolling out the ICS
BANKS system across its branches and departments. The
comprehensive system guarantees the highest standards
of confidentiality and security while conducting any banking
transaction.
Committed to offering a broad range of innovative banking
products and financial solutions, JKB won the ‘Best Retail Bank
in Jordan 2014’ award. This recognition highlights the bank’s
advanced infrastructure, e-branch setups, ATM network, and
overall customer experience.
JKB’s private banking unit also won the ‘Best Private Bank in
Jordan 2014’ award. The award is a testament to the bank’s
ability to build strong relationships with international banking
and financial institutions while providing clients with a broad
array of services and wealth management consultancy that
ensures high returns.
The bank’s social activities across Jordan were also recognized.
JKB won the ‘Best CSR Bank in Jordan 2014’ award for its
continuous efforts and contributions to supporting the local
community and becoming the partner of choice with national
organizations.
JKB wins big
Mr Sadoun Ali (center) receiving the award
QPIC ranked second place in the ‘Excellence Award in Governance’. The award was part of the Annual GCC Governance Conference, which was held under the theme of ‘The need for a GCC Governance Code’.
This achievement reflects QPIC’s commitment to its investors by applying worldwide best practices in corporate governance and adhering to the highest transparency standards.
QPIC’s Vice Chairman and CEO, Mr Sadoun Ali said, “Being a member of KIPCO, we commit to high standards of transparency and governance. The award is a testament to QPIC’s sound governance framework which ensures a robust working environment and achieving our shareholders’ best interests.”
19
KIPCO NEWS
URC won the ‘Best Retail Developer, Middle East – 2014’ award from World Finance. The award, which is the company’s first corporate recognition, marks its leadership and market dominance across the real estate development sector for more than 40 years.
Mr Tariq AbdulSalam, URC’s Chairman said, “The award is a reflection of our strategy which aims at delivering top quality offerings using sound practices coupled with innovative design techniques. URC’s projects are a clear representation of how design driven properties play significant roles within the communities they are a part of.”
URC wins industry award
GIG recently won the ‘Best Insurance Brand’ award from Global Brands Magazine. The award recognizes GIG’s superior brand across the insurance sector and its ongoing brand communications efforts.
The award is attributed to GIG’s commitment to quality, consistent branding activities, customer service, and overall performance.
Mr Khalid Al Sanousi, GIG’s Corporate Communications and IR Manager said, “GIG’s brand places a strong emphasis on building long lasting relationships that are based on mutual respect, and create desirability across the insurance sector.”
GIG wins brand award
Mr Khalid Al Sanousi (center) receiving the award
Burgan Bank wins top award
Mr Adrian Gostuski (second from right) receiving the award on behalf of the bank
Burgan Bank won the ‘International Diamond Star for Quality’ award from Business Initiatives Directions (BID) for the second consecutive year. The bank’s achievement comes as part of its commitment to adhere to high quality control measures across its operations.
Mr Adrian Gostuski, Burgan Bank’s Group COO said, “The award is a testament to our approach in delivering world class processing solutions that accommodate customers’
financial needs. It further cements our leadership in operations, service and quality.”
“Excellence is a core value of Burgan Bank’s brand. Previously, the bank was awarded the ‘International Platinum Star for Quality’ and ‘International Gold Star for Quality’ awards in an effort to recognize our methods in adopting international quality standards within our daily work,” added Mr Gostuski.
20
As part of our continuous strife for leadership in the banking industry both in Kuwait and the MENAT region, we have achieved a strong presence in 7 countries with a robust network comprising more than 233 branches. Burgan Bank, driven by you.
Burgan Bank Group:
Kuwait - Jordan - Turkey - Algeria - Iraq - Tunisia - Lebanon
For more information call 1804080, or visit www.burgan.com
serving you in 7 countries through more than233 branches
Burgan Bank
a regional group
“Best Banking Groupin Kuwait”
from World Finance
“Best Domestic Retail Bank of the Year”
from Asian Banking and Finance Magazine
“Best Cash Management”
from Asian Banking and Finance Magazine
“Eurostar for Quality”
from Business Directions
“Best Investor Relationsin GCC”
from World Finance
“Best Private Bankin Kuwait”
from CFI-Capital Finance International
21
Arab Orient Insurance participated in the annual Business Leaders Campaign, which was held by Injaz - Jordan. The aim of the company’s participation is to share valuable insight with students on overcoming business challenges throughout their careers.
As part of the campaign, Mr Isam Abdelkhaliq, Arab Orient Insurance’s CEO, addressed students of Hai Al Amawi School. During his lecture, Mr Abdelkhaliq focused on his career experience and how obstacles can add more value to an individual’s path to success.
Arab Orient participates in Business Leaders Campaign
Burgan Bank held a blood drive for its employees at the bank’s headquarters. The initiative was carried out in partnership with the Central Blood Bank in Kuwait, under the theme of ‘You too can save a life’.
The event aimed at highlighting the need to donate blood to save people’s lives while also supporting the Blood Bank. Burgan Bank’s blood drive is part of its social responsibility program that includes a wide range of activities that are directed at the Kuwaiti society.
Burgan Bank holds blood drive
The bank’s employees donating blood Mr Isam Abdelkhaliq addressing the students
KAMCO sponsors CFA awards ceremony
Part of the awards ceremony
KAMCO sponsored the 2015 CFA awards ceremony in Kuwait. The company has been supporting this event for six years, reflecting its underlying commitment towards higher education and knowledge development.
Mr Mohammed Al Hubail, KAMCO’s Chief Resources Officer
said, “Our social responsibility program places a strong emphasis on the role of education. Sponsoring such academic functions mirrors our solid belief in creating and preparing a healthy financial environment for all charter and other similar academic diploma holders to create a successful career path.”
KIPCO CARES
22
KIPCO CARES
served as a platform to perform a winter classical guitar recital. The concert witnessed a large turnout of artists, bank’s clients, employees and the general public.
JKB’s marketing and public relations team visited the SOS Children’s Village. The team relayed the bank’s support by donating various funds to cover the ongoing expenses of accommodating and providing for children residing in the village.
Ms Dana Jaradat, JKB’s Marketing and PR Manager said, “This initiative embodies the bank’s overall objective of integrating its operations across all social levels in Jordan, and empowering children to achieve their full potential.”
The bank continues to relay its commitment to the social fabric of Jordan by supporting the West Irbid Charitable Society for Special Needs Challenges. The aim of JKB’s support is to shed light on the requirements of people with special needs and to engage them in the community. Through the bank’s support, athletes with physical disabilities were able to participate in the Amman International Marathon 2014.
JKB participated in a number of corporate social responsibility activities that underlined the bank’s role in reaching out to the Jordanian society.
The bank supported the Baptist School’s football league and the Arab Model School’s basketball tournament. Representatives from JKB presented a range of gifts and certificates of appreciation to participating athletes. The initiative is part of JKB’s continuous efforts in supporting younger generations and equipping them with the necessary skills.
Moreover, JKB sponsored the ‘Music for Petra’ concert, which was organized by Petra National Trust. The event, inspired by the rich history and heritage of Petra, was designed to support awareness programs that aim at promoting local cultural bonds while also highlighting important Jordanian landmark destinations such as Rose City.
Part of the bank’s social responsibility framework is the support of local Jordanian arts and culture. JKB, in collaboration with the Arab Culture Center, hosted a musical event featuring renowned artists Tariq Harb and Ghassan Naji. The evening
JKB holds several CSR activities
23
KIPCO CARES
KAMCO organized an awareness lecture on prostate cancer for its employees, which was themed ‘Everything you need to know about prostate cancer’.
Dr Waleed Alduaij, MBChB (Hons), PHD internal medicine, and Dr Ahmad Almarzouq, MBChB, Msc Urology, were welcomed to conduct the lecture that highlighted important information relating to prostate cancer males need to be aware of.
The medical professionals emphasized on the importance of early detection through checkups, as well as a number of preventive measures against the disease such as maintaining a healthy diet and regular exercise.
Ms Sana Al Hadlaq, KAMCO’s SVP Marketing and Client Relationship said, “The lecture saw a large turnout from staff members. Such initiatives fall in line with our social responsibility framework that aims to support and focus on health, education and the environment.”
KAMCO holds cancer awareness lecture
Safir Hotel & Residence Kuwait – Fintas opened its doors for a new batch of interns in collaboration with LoYAC. During their time at the hotel, interns were exposed to different client assignments that aim at gaining valuable work experience, improving their presentation and communications skills and growing their professional careers.
Mr Saif Eddin Mohammed, the hotel’s GM said, “Our partnership with LoYAC aims at developing opportunities and helping young nationals build sustainable careers. We continue to recognize the importance of such projects and are keen to play a significant role in making it a success.”
Ms Somaya Shawash, the hotel’s HR Manager also said, “Each year, we look forward to welcoming LoYAC interns into our practice. It is fulfilling to provide Kuwaiti youth with practical hospitality experience while helping our own professionals enhance their mentoring and leadership skills.”
Safir Fintas welcomes LoYAC interns
KAMCO’s CEO, Mr Faisal Sarkhou (far left) and Ms Sana Al Hadlaq (far right) presenting a certificate of appreciation to Dr Waleed Alduaij
Mr Saif Eddin Mohammed (third from left) with the interns and representatives from the hotel
Marina Hotel’s team at the open day
Safir Fintas’ team celebrate their open day
Marina Hotel and Safir Fintas hold employee open daysMarina Hotel held its employee open day to recognize and reward the performance of its employees in 2014. The event, which was held at the hotel’s private beach front, was themed ‘Extreme Sports’ and included a range of entertainment programs as well as valuable prizes.
Mr Nabil Hammoud, Marina Hotel’s GM said, “This annual initiative demonstrates the hotel’s commitment to its employees, and one which opens more avenues to progress, development, motivation and rewarding individuals for their contributions.”
Safir Hotel & Residences Kuwait – Fintas also held an open day for its employees and their families. The event was held at a desert camp and included a wide number of fun-filled activities, competitions, birthday celebrations, a lunch gathering and valuable gifts.
The open day was held to give back to the hotel’s employees for their hard work, efforts and commitment throughout the past year.
24
KIPCO CARES
Journey of Hope Team recognizes GIG’s support
Marina Hotel held its annual staff party, which provided an
opportunity for the hotel’s team to celebrate their achievements
in 2014 and outline the objectives of the current year. During
the event, Mr Nabil Hammoud, Marina Hotel’s GM, emphasized
the importance of team collaboration to deliver strong results
through service excellence.
The evening included award certificates to recognize the
best employee of the year, best performer of the year, best
supervisor of the year, best supervisor and employee of the
month.
Safir Hotel & Residences Kuwait – Fintas also held its annual
associates night to mark their hard work and efforts that led to
a successful 2014. The event commenced with an introductory
note from Mr Saif Eddin Mohammed, the hotel's GM, to all
staff members outlining their outstanding performance during
the past year.
Certificates of appreciation were distributed to employees,
supervisor and manager of the year 2014 for their notable
achievements.
Marina Hotel and Safir Fintas host annual staff parties
GIG’s senior executives with members of the Journey of Hope Team
The Safir Fintas team during the celebration
Marina Hotel’s team celebrate their continued successes
GIG was recognized by the Journey of Hope Team, who
expressed their gratitude for the company’s support in their
latest sea journey.
Mr Farqad Al Sane, GIG’s Chairman, and Mr Khaled Al Hasan,
Group CEO, along with a number of department managers
welcomed participants of the Journey of Hope Team and
congratulated them on their success. GIG received a token of
appreciation for providing marine insurance and regulating
health and safety onboard this activity.
25
KIPCO CARES
AUK participated in the UN World Cities Day. The initiative is created by UN-Habitat, an agency that works within the United Nations to encourage cities to adopt sustainable solutions.
Ms Dalal Al Radhi, UN-Habitat’s Program Communication and Advocacy Associate said, “Part of UN-Habitat’s approach is to involve communities across civic engagement initiatives to allow residents to contribute towards sustainable urban developments.”
AUK’s graphic design students relayed their support towards this initiative by creating a variety of artwork displays that were constructed using recycled materials.
Hesah Al Jenfawi, a Computer Engineering student at AUK, showcased a poster about urban e-mobility and how the method can be applied in computer engineering context. Aya Kandil, a junior Graphic Design student, designed the posters for the exhibition and assisted the students in displaying their various work. Moustafa El Khashab, a recent graduate in Graphic Design from AUK, created a car and a motorcycle made from discarded household and hardware items to promote recycling awareness.
AUK participates in UN World Cities Day
Ms Dalal Al Radhi
Hesah Al Jenfawi (right) with Dr Detlef Hummes, Assistant Professor of Electrical Engineering at AUK
Professor William Andersen (far right) from AUK’s Department of Art and Graphic Design with participating students
(From left): Aya Kandil; Moustafa El Khashab; Dr Detlef Hummes; and Hesah Al-Jenfawi
26 www.aswarresidences.comwww.urc.com.kw
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27
QPIC Vice Chairman & CEO: The company’s investments are financially stable
The petrochemical sector in Kuwait
is crucial to the growth of the oil and
gas industry. Kuwait’s petrochemical
business has an opportunity to grow
thanks to increasing demand from
emerging Asian markets.
KIPCO INTERVIEW
28
However, despite the various opportunities, the local public petrochemical sector faces investment challenges. This has encouraged private sector companies to invest and grow the sector through a wide range of projects and initiatives.
QPIC is actively seeking partnerships with reputed entities and major financial consulting agencies including the group’s sister companies to select viable investment opportunities that best fits its strategic objectives across the GCC and the Middle East region.
KIPCOLife met with Mr Sadoun Ali, QPIC’s Vice Chairman and CEO, who shared valuable insight on the company’s operations and investments.
Mr Ali joined QPIC in June 2012 and has over two decades of experience
in Banking, finance and investment management. Prior to joining QPIC, he was the managing director and CEO of KAMCO investments. Mr Ali also headed various functions within the KIPCO Group companies.
He said, “QPIC is one of the largest private sector investors that operate within the petrochemical industry and oil services in Kuwait. The company invested close to KD 140 million in EQUATE Petrochemical Company, The Kuwait Olefins Company (TKOC) and Kuwait Aromatics, which are the country’s largest petrochemical and strategic complexes, in addition to United Oil Projects (UOP) and National Petroleum Services Company (NAPESCO) in the chemicals and oil services”
Strategic investments & profitability
Mr Ali explained that QPIC has revised
its investment strategy and approach to benefit from the overall industrial sector, and not just the petrochemicals component of it. He said that the company focuses on various investments in companies that include SADAFCO, UOP and NAPESCO.
“QPIC’s business model is built on pursuing sustainable business opportunities. Since its inception, the company has secured long term investments that helped grow its income base while also acquiring opportunities that generate higher returns,” said Mr Ali.
Mr Ali said, “QPIC’s investments are financially stable to cope with changing market conditions. A great example on that is when the global and economies collapsed into a major recession in 2008, QPIC proved its consistency
KIPCO INTERVIEW
29
KIPCO INTERVIEW
trend in profitability, apart from the minimal losses beard in 2009, due to the commissioning cost of one of our associates’ project however, QPIC recovered in the year after and continued its growth trend.”
In terms of the company’s expansion, Mr Ali noted QPIC’s efforts with Kuwait Petroleum Corporation (KPC) in working on prospective projects and privatization plans. The company is also engaged in discussions with multinational companies on different ways to and projects to further enhance the sector, locally and regionally.
Streamlining operations
The streamlining process across the
KIPCO Group has brought several UIC investments under the QPIC umbrella. Mr Ali noted that QPIC’s investment scope expanded to become KIPCO’s
overall industrial investment arm. As a result, the acquisition of SADAFCO and UOP from UIC served as an ideal fit to QPIC’s strategic objectives.
“The move did not only add scale to our business model, but has also increased our geographic reach. SADAFCO for example, added both a regional and sectorial breadth to QPIC’s portfolio, which proved to be favorable to our operations considering the drop in oil prices. It further adds to the company’s steady income growth levels through dividend distribution,” added Mr Ali.
He further explained that UOP’s subsidiaries are also gaining considerable exposure to larger projects. Al Khorayef United Holding (AKUH), a UOP associate, successfully constructed and commissioned one of the largest oil and gas gathering centers with QPIC’s
financial support.
Drop in oil prices
QPIC benefits from a strategic balance across its investments. However, operationally, the drop in oil prices is expected to reduce EQUATE and TKOC’s competitive advantage. “This is because the production cost of other competing companies operating across the oil sector would force a drop in their product prices,” explained Mr Ali.
However, the fall of oil prices would improve the margin of Kuwait Aromatics’ products, which would leads to a significantly enhanced performance. Furthermore, the declining oil prices would also encourage more improvements on the wellhead and oil services sector which would directly impact QPIC’s investments.
The drop in oil
prices is expected
to reduce EQUATE and TKOC’s competitive advantage.
30
31
OSN SPECIAL REPORT
OSN is providing its subscribers the opportunity to view popular South Asian entertainment programs from OSN Pehla on its online viewing platform, OSN Play. This service is starting with four of OSN Pehla’s channels which include Colors, Sony, SAB and Aaj Tak.
Moreover, OSN released the full new third season of ‘House of Cards’ on OSN Play, at the same time it was released in the United States. OSN Play now includes all three seasons for fans to enjoy at their convenience.
Mr Emad Marcos, OSN’s SVP for Strategy, Affiliate Channels and Digital said, “We are committed to delivering the best TV series and movies on innovative platforms. OSN Play guarantees a unique and convenient experience for subscribers who can access the online platform for free.”
OSN Play adds more content
OSN and Viacom collaborate to deliver new channelsOSN and Viacom International Media Networks (VIMN), a division of Viacom Inc., have partnered to launch three new channels that appeal to youth and families. The channels, which include Nickelodeon HD, Nick Jr and MTV Live HD, bring OSN’s HD channel offering to 55.
OSN features both Nickelodeon HD and Nick Jr in English and Arabic. VIMN will further transform the production of Nickelodeon HD into the only international kids TV channel in Arabic, produced in the MENA region exclusively for OSN.
Mr David Butorac, OSN’s CEO said, “This partnership reflects the continued efforts in strengthening our premium and exclusive content offerings to add more value for our subscribers’ experience.”
Mr Raffaele Annecchino, VIMN’s Executive VP and MD South Europe, MENA, also said, “The collaboration with OSN is an ideal opportunity for VIMN to deliver a host of content across the MENA region. The addition of these channels will create a strong balance and provide programs that appeal to different segments.” Mr Raffaele Annecchino (right) with Mr Emad Morcos, OSN’s SVP Strategy, Affiliate Channels
and Digital
32
OSN SPECIAL REPORT
OSN scoops top honors at Broadcast Pro Mideast Awards
OSN launches WWE® network
OSN participates in INFOCONNECT 2015
OSN won the ‘Outstanding TV Program of the Year’ and the ‘Outstanding MENA OTT Initiative’ awards at the Broadcast Pro Middle East awards ceremony.
The first award recognizes OSN’s ‘Mousameh Karim’ production, which is featured on OSN Ya Hala! HD, while the second award highlights the company’s online TV service, ‘Go by OSN’.
Mr David Butorac, OSN’s CEO said, “The awards reflect our continued investments in delivering relevant content to our subscribers. With digital and mobile media changing TV consumption habits, responding to such needs is a top priority at OSN.”
OSN and WWE® announced a five year partnership that allows for the distribution of the WWE Network as a premium, linear channel ahead of its signature event, WrestleMania®.
This agreement builds on the existing partnership with WWE to air its flagship programs that include Raw®, SmackDown®, NXT®
and Superstars.
OSN subscribers can access the premium linear network via their set top boxes, OSN Play and through WWE Network applications. WWE Network will also be offered on GO by OSN.
OSN participated in INFOCONNECT 2015, the biggest shopper event for the IT and Communication sector held in Kuwait.
Throughout the event, OSN showcased its unique technology with special demonstrations of OSN Plus HD, the region’s first 3D, HD, internet enabled satellite receiver and recorder, and OSN Play, the region’s first online viewing platform.
Arab superstar and presenter of ‘Mousameh Karim’, George Kordahi (far right), receiving the award
Mr David Butorac, OSN’s CEO (left), with WWE superstar John Cena The OSN booth
Paulo Ferreira, OSN’s Head of Commercial, Digital, and New Business Development (far left), and Lisa Robinson, Director – OSN’s Conditional Access and Digital Platform Delivery (far right) receiving the award for ‘Go By OSN’.
33
OSN SPECIAL REPORT
OSN extends partnership with Emirates Cricket Board
OSN extended its partnership with the Emirates Cricket Board as the official sponsor of the UAE National Cricket Teams for 2015.
Mr David Butorac, OSN’s CEO said, “The extended partnership with UAE’s National
Cricket teams highlights our underlying commitment to promote national cricket talent. OSN is focused on creating a strong platform to recognize the next cricket generation in the UAE and the region.”
Mr David East, Emirates Cricket Board’s
CEO added, “The support of OSN comes as a strong motivation for the team as they know their performance reaches their fans and friends through seamless live telecasts. The support from the region is their inspiration to deliver their best.”
Mr David Butorac (center) with the UAE National Cricket Team
OSN unveiled a giant cricket bat that is 32 meters long, four meters wide and weighs 950 kg. The initiative reflects the company’s bid to win the Guinness World Record for the ‘Largest Cricket Bat’.
Mr Hamad Malik, OSN’s CMO said, “Creating the world’s largest cricket bat
Teams. The company holds exclusive broadcast rights for the ICC Cricket World Cup 2015.
Cricket fans expressed their support for the UAE National Cricket Team ahead of their World Cup competition by writing different messages on the bat.
is more than a symbolic gesture. It shows our tribute to the world of cricket, while also celebrating OSN’s exclusive telecast rights of the ICC Cricket World Cup 2015.”
The bid reinforces OSN’s status as a leading supporter of cricket, and the official sponsor of the UAE National Cricket
OSN creates largest cricket bat
34
OSN… Innovating success
Mr Mark Billinge
as well as technology. This includes content aggregation, processing, transmission, encryption and finally, the delivery to the receiving device in the customers’ home.
What are some of the key successes you have achieved to date? We pride ourselves by offering customers a truly innovative service on a world class platform that features the latest HD broadcast and platform technology. Our state of the art over the top platform, GO, is considered amongst the most advanced of its kind in the region, and is in line with cutting edge international standards. The service has been recognized through a number of awards that we’ve won earlier.
Please tell us more about some of the new projects you’re working on and how you think they will impact the overall business.Currently, we’re working on a number of exciting projects that aim at improving both the platform and broadcast aspects of the business. We’re in the process of developing a new range of set top boxes that will offer more value to the customers. The new launch will represent the next generation of home entertainment in the region. We’re also establishing stronger links between companion devices such as tablets, mobile
The nature of the broadcasting industry is such that nothing remains the same for long. New technologies are constantly improving the systems and procedures by which content is produced, transmitted and delivered.
OSN’s Broadcast Operations Department is at the heart of such developments and is the powerhouse of the OSN network. It is currently going through a major overhaul with a number of important projects planned for the current year.
KIPCOLife met with Mr Mark Billinge, OSN’s Chief Technology Officer, whose mandate covers end to end broadcast operations including all technology developments and the upgrade of OSN’s platform.
He says that OSN has made important achievements to bring the company’s broadcast, platform and technology in line with, and exceeding, cutting edge international standards.
Here are details of the interview.
What is your department responsible for?We handle all aspects of broadcast and platform operations,
OSN SPECIAL REPORT
35
phones and our set top boxes, including access to Electronic Program Guides and video on demand catalogues.
We are working on expanding our Network Operations Center (NOC) and Central Operations Room (CAR), where all broadcast operations for OSN Pehla will move from Jordan to Dubai. This will help us maintain costs at minimal levels, whilst ensuring an efficient control over broadcasting output. OSN’s HD channels have proven to be a huge subscription driver, and we’re constantly increasing our HD offerings. This is attributed to a new range of parameters we’re using from our satellites, which gives us more bandwidth to convert more existing channels to HD.
These developments help us redefine our position from different free to air and other platforms operating across the region to placing OSN at the forefront of the broadcast technology. It will also further enhance our ability to provide premium services and content to our growing subscriber base.
What are the latest updates on OSN Plus HD and OSN Play? We have seen an increase in customer satisfaction owing to
the continuous improvements in user experience and new features introduced.
During the past year we’ve made several other enhancements to improve the customer experience and usability of the service. A few examples include the unified planner which brings together all On Demand and content recorded from linear and presents it in a more organized manner.
In addition, GO demonstrates a true sign of our ambition to continue growing and further cement ourselves as the premium broadcaster in the MENA region. We think we will see revolutionary change that could drive the OSN’s development for the next decade.
Any expansion plans?We are expanding our CAR in the Dubai headquarters. This is the central area where we house the servers that relay our content to OSN’s subscribers. It acts as the engine room and dynamic thrust of the business. Moreover, we are also growing our NOC, which is considered the most important component of the operation where our teams monitor the entire platform, which is comprised of nearly 150 channels.
We offer customers
innovative services
that feature the
latest HD broadcast
and platform technology
OSN SPECIAL REPORT
36
37
New Babies
New Marriages
المواليد الجدد
المتزوجون الجدد
تهانينا إلى مصطفى الشامي، مدير أول في إدارة المحاسبة والمالية
في شركة كيبكو، بمناسبة قدوم مولودته الجديدة ميرال
Congratulations to Moustapha Chami, Senior Manager in the
Accounts & Finance Department of KIPCO who has been blessed with
Myral a new baby girl
تهانينا إلى كلير بيشوب، من شركة تقاعد لالدخار والتقاعد، التي تمت ترقيتها إلى مدير الموارد البشرية في إدارة الموارد
البشرية
Congratulations to Clare Bishop, of Takaud Savings & Pensions
Company, who has been promoted to HR Manager in the HR
Department
تهانينا إلى حنان سلطان، من شركة تقاعد لالدخار والتقاعد، التي تمت ترقيتها
إلى مشرف العمليات في إدارة العمليات
Congratulations to Hanan Sultan, of Takaud Savings & Pensions
Company, who has been promoted to Operations Supervisor in the
Operations Department
تهانينا إلى إيمان عالوي، من شركة تقاعد لالدخار والتقاعد، التي تمت ترقيتها
إلى مساعد مدير – التسويق والمشاريع الرقمية في إدارة التسويق واالتصاالت
Congratulations to Eman Allawi, of Takaud Savings & Pensions Company, who has been promoted to Assistant
Manager – Digital Marketing & Projects in the Marketing & Communications Department
تهانينا إلى بوتان سمير محمد، مساعد مدير في إدارة المحاسبة
والمالية في شركة كيبكو، بمناسبة قدوم مولودته الجديدة سهى
Congratulations to Puthan P. Sameer Mohammed, Assistant
Manager in the Accounts & Finance Department of KIPCO who has been blessed with Suha a new
baby girl
تهانينا إلى محمود أبو بكر، مساعد نائب رئيس في إدارة
العمالء والتسويق في شركة كامكو، بمناسبة قدوم مولودته
الجديدة نوراCongratulations to Mahmoud Abu Baker, Assistant Vice President in
the Client Relationship & Marketing Department of KAMCO who has been blessed with Noora a new
baby girl
تهانينا إلى بوبيندار سينغ، نائب الرئيس في مجموعة األعمال االستشارية في مركز المعرفة بلسر، بمناسبة قدوم مولودته
الجديدة آرزاCongratulations to Bhupinder
Singh, Vice President in the Business Advisory Group of PKC who has been blessed with Aarza a new
baby girl
تهانينا إلى غاريما أرورا، المستشارة الرئيسية في
مجموعة األعمال االستشارية في مركز المعرفة بلسر، بمناسبة قدوم مولودتها الجديدة آفين
Congratulations to Garima Arora, Principal Consultant in the Business Advisory Group of PKC who has
been blessed with Avni a new baby girl
تهانينا إلى أخيل بانسال، من مركز المعرفة بلسر، الذي تمت ترقيته إلى المستشار أول في مجموعة األعمال
االستشارية
Congratulations to Akhil Bansal, of PKC, who has been promoted to Senior Consultant in the Business
Advisory Group
تهانينا إلى جانسي جيدام، مسؤول الموارد البشرية في شركة شبكة
الخليج لالتصاالت، بمناسبة قدوم مولودتها الجديدة أرادانا
سري هري Congratulations to Jancy Geddam, HR Executive of Gulfnet, who has
been blessed with Aradana Yelchuri a new baby girl
تهانينا إلى محمد يونس، ،OSN فني ميداني في شركة
بمناسبة قدوم مولودته الجديدة أبرار
Congratulations to Mohamed Younis, Technician of OSN, who
has been blessed with Abrar a new baby girl
تهانينا إلى فيليمون راجان، مسؤول عالقات المستثمرين في إدارة االتصال المؤسسي وعالقات المستثمرين في
مجموعة الخليج للتأمين، بمناسبة قدوم مولودته الجديدة إيفانا ماري
تهانينا إلى كرم العواملة، ضابط أول في إدارة التأمين البحري
︱gig والطيران والطاقة في شركةالشرق العربي للتأمين بمناسبة
زواجه مؤخراCongratulations to Philemon Rajan,
Investor Relations Officer in the Corporate Communications and IR Department of GIG, who has been
blessed with Evana Mary a new baby girl
Congratulations to Karam Al Awamleh, Senior Officer in the Marine, Aviation & Energy
Department at gig︱Arab Orient Insurance Company, who was
married recently
تهانينا إلى فواز السلطان، رئيس محلل مالي في شركة الفنادق الكويتية، الذي
اجتاز بنجاح اختبارات القيد في سجل مراقبي الحسابات في دولة الكويت
Congratulations to Fawaz AlSultan, Chief Financial Analyst of Kuwait
Hotels Company, who has successfully passed the Registered External Auditors Exams in the
State of Kuwait
Promotions & New Qualificationsالترقيات و المؤهالت المهنية الجديدة
أسرة كيبكــــو
38
Promotions & New Qualificationsالترقيات و المؤهالت المهنية الجديدة
Newly Hired الموظفون الجدد Thunayan Alwoqayan
التحق بالعمل لدى شركة II كامكو بوظيفة محلل ماليفي إدارة االستثمارات البديلة
has joined KAMCO as a Financial Analyst II in the Alternative Investments
Department
Sughra Dashti
التحقت بالعمل لدى شركة الخليج لتأمينات الحياة بوظيفة مدير وحدة في
إدارة تسويق تأمينات الحياة والصحي الفردي
has joined GLIC as a Unit Manager in the Marketing Individual Life & Health Insurance Department
Ahmad Al Zufairi
التحق بالعمل لدى بنك برقان بوظيفة محلل مالي متدرب
في إدارة التخطيط المالي االستراتيجي والمحاسبة
الماليةhas joined Burgan Bank as a Trainee Financial Analyst in
the Strategic Financial Planning & Financial Accounting Control Department
Abdullah Al Buloushi Ghassan Bani Al Marjeh
التحق بالعمل لدى بنك برقان بوظيفة الخزينة متدرب في
إدارة االستثمارات البنكية والخزانة
التحق بالعمل لدى بنك برقان بوظيفة رئيس مدراء
العمليات في مجموعة العمليات
has joined Burgan Bank as a Trainee Treasury in
the Investment Banking & Treasury Department
has joined Burgan Bank as a Chief Operations Officer in
the Operations Group
ثنيان الوقيان صغرى دشتي أحمد الظفيري عبداهلل البلوشي غسان بني المرجى
تهانينا إلى ريحاب البهي، من الجامعة األمريكية في الكويت، التي تمت ترقيتها
إلى مدير مساعد - العالقات العامة والتسويق في إدارة العالقات العامة
Congratulations to Rehab ElBahey, of AUK, who has been promoted to Assistant Director, PR & Marketing
in the Office of Public Affairs
تهانينا إلى مونيكا متى، من الجامعة األمريكية في الكويت، التي تمت ترقيتها إلى مرشد أكاديمي أول في مركز اإلرشاد
األكاديمي
Congratulations to Monica Matta, of AUK, who has been promoted to Senior Academic Advisor in the
Academic Advising Center
تهانينا إلى د. أحمد صالح من شركة شبكـة الخليج لالتصاالت الذي تمت
ترقيته إلى الرئيس التنفيذي في اإلدارة العليا
Congratulations to Dr. Ahmad Salih of Gulfnet who has been promoted to Chief Executive Officer in the Top
Management
تهانينا الى غدير العون، من مجموعة الخليج للتأمين، التي تمت ترقيتها إلى
مدير في إدارة الشؤون اإلدارية
Congratulations to Ghadeer Al Own, of GIG, who has been promoted to Manager in the
Administrative Affairs Department
تهانينا إلى بولكيت غويل، من مركز المعرفة بلسر، الذي تمت ترقيته
إلى المستشار في مجموعة األعمال االستشارية
Congratulations to Pulkit Goel, of PKC, who has been promoted to
Consultant in the Business Advisory Group
تهانينا إلى يوسف أحمد من شركة شبكة الخليج لالتصاالت الذي تمت
ترقيته إلى الرئيس التنفيذي للعمليات في اإلدارة العليا
Congratulations to Yousif Ahmad of Gulfnet who has been promoted to Chief Operating Officer in the Top
Management
تهانينا إلى رافي جاين، من مركز المعرفة بلسر، الذي تمت ترقيته إلى المستشار في
مجموعة األعمال االستشارية
Congratulations to Ravi Jain, of PKC, who has been promoted to
Consultant in the Business Advisory Group
تهانينا إلى روشاك أغاروال، من مركز المعرفة بلسر، الذي تمت ترقيته
إلى المستشار في مجموعة األعمال االستشارية
Congratulations to Rochak Agarwal, of PKC, who has been promoted to Consultant in the Business Advisory
Group
تهانينا إلى سونال ماهيشواري، من مركز المعرفة بلسر، التي تمت ترقيتها
إلى المستشار في مجموعة األعمال االستشارية
Congratulations to Sonal Maheshwari, of PKC, who has been
promoted to Consultant in the Business Advisory Group
تهانينا إلى أنور فياض، من شركة كامكو، الذي تمت ترقيته إلى نائب رئيس
أول في اإلدارة القانونية
Congratulations to Anwar Fayad, of KAMCO, who has been promoted to Senior Vice President in the Legal
Department
KIPCO PEOPLE
39
Newly Hired الموظفون الجدد
Ahmad Muqadasأحمد مقدس
التحق بالعمل لدى بنك برقان بوظيفة مسؤول التسوية واالسترداد في مجموعة
المصرفية للخدمات الشخصية
has joined Burgan Bank as a Settlement & Chargeback
Officer in Retail Banking
Jaber Al Jaberجابر الجابر
التحق بالعمل لدى بنك برقان بوظيفة مسؤول عمليات الموارد البشرية متدرب في
إدارة الموارد البشرية والتطوير
has joined Burgan Bank as a Trainee HR Operations
Officer in the Human Resources Department
Essa Aliعيسى علي
التحق بالعمل لدى بنك برقان بوظيفة مسؤول تسويات
الخزانة في مجموعة العمليات
has joined Burgan Bank as a Treasury Settlement Officer
in the Operations Group
Talah Al Abdulaaly Ahmad Artiتالة العبدالعالي أحمد آرتي
التحقت بالعمل لدى بنك برقان بوظيفة مسؤول
التطوير اإلداري متدرب في إدارة الموارد البشرية والتطوير
التحق بالعمل لدى بنك برقان بوظيفة مسؤول
عالقات عمالء في مجموعة المصرفية للخدمات
الشخصيةhas joined Burgan Bank as a Trainee Organizational Development Officer in the Human Resources
Department
has joined Burgan Bank as a Customer Relationship Officer in Retail Banking
Sumaia Sadeqسمية صادق
التحقت بالعمل لدى بنك برقان بوظيفة محلل مالي
في إدارة التخطيط المالي االستراتيجي والمحاسبة
الماليةhas joined Burgan Bank as a Financial Analyst in the
Strategic Financial Planning & Financial Accounting Control
Department
Ali Al Khabazعلي الخباز
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Danah Al Fadhliدانه الفضلي
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Farah Atiehفرح عطيه
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Fawaz Dushty Hamad Ben Hajiفواز دشتي حمد بن حجي
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Mshary Al Abdullahمشاري العبداهلل
التحق بالعمل لدى بنك برقان بوظيفة مسؤول
وحدة المعالجة المركزية في مجموعة العمليات
has joined Burgan Bank as a Central Processing Unit Officer in the Operations
Group
Kholoud Al Roumiخلود الرومي
التحقت بالعمل لدى بنك برقان بوظيفة محلل نظم
معلومات اإلدارة في إدارة االستثمارات البنكية والخزانة
has joined Burgan Bank as an Analyst – MIS in
the Investment Banking & Treasury Department
Abdulwahab Al Qnae Jasem Abulعبد الوهاب القناعي جاسم أبل
التحق بالعمل لدى بنك برقان بوظيفة مساعد مدير عالقات
عمالء المشاريع الصغيرة والمتوسطة في مجموعة
المصرفية للخدمات الشخصية
التحق بالعمل لدى بنك برقان بوظيفة خبير تطوير اإلداري في إدارة الموارد البشرية والتطوير
has joined Burgan Bank as an Assistant Relationship Manager – SME in Retail
Banking
has joined Burgan Bank as a Specialist – Organizational
Development in the Human Resources Department
أسرة كيبكــــو
40
Newly Hired الموظفون الجدد
Maha Ashkananiمها أشكناني
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Mohammed Al Moslemمحمد المسلم
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Amenah Al Damkhiآمنة الدمخي
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Shahad Al Hawal Aishah Malallahشهد الحوال عايشة مال اهلل
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Haya Al Khadraهيا الخضراء
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Maryam Ahmadمريم أحمد
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Abdullah Sulaimanعبداهلل سليمان
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Nadiah Heedarنادية حيدر
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as aTrainee Teller in the Opera-
tions Group
Mohammad Al Khalaf Bassam Al Bassamمحمد الخلف بسام البسام
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
التحق بالعمل لدى بنك برقان بوظيفة مساعد مدير فرع في مجموعة المصرفية للخدمات
الشخصية
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as an Assistant Branch Manager in
Retail Banking
Sarah Al Ajmiسارة العجمي
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Shouq Al Hasanشوق الحسن
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Yousef Ghuloum Jawaher Al Shemeriيوسف غلوم جواهر الشمري
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as a Trainee Teller in the
Operations Group
KIPCO PEOPLE
41
Newly Hired الموظفون الجدد
Danah Al Mukaimiدانة المكيمي
التحقت بالعمل لدى بنك برقان بوظيفة ممثل خدمة عمالء الهاتفية متدرب في
مجموعة المصرفية للخدمات الشخصية
has joined Burgan Bank as a Trainee Call Center Agent in
Retail Banking
Moudi Al Mahmoudموضي المحمود
التحقت بالعمل لدى بنك برقان بوظيفة مساعد
مدير مشروع في مجموعة العمليات
has joined Burgan Bank as an Assistant Project Manager in
the Operations Group
Abdullah Ramadhanعبداهلل رمضان
التحق بالعمل لدى بنك برقان بوظيفة ممثل خدمة عمالء الهاتفية متدرب في مجموعة
المصرفية للخدمات الشخصية
has joined Burgan Bank as a Trainee Call Center Agent in
Retail Banking
Fatemah Al Hazim Yousef Al Najjarفاطمة الهزيم يوسف النجار
التحقت بالعمل لدى بنك برقان بوظيفة مهندس أمن نظم المعلومات أول في إدارة
المخاطر
التحق بالعمل لدى بنك برقان بوظيفة منسق ضمان الجودة نظم المعلومات متدرب في
إدارة نظم المعلومات
has joined Burgan Bank as a Senior Information
Security Engineer in the Risk Management Department
has joined Burgan Bank as a Trainee IT Quality Assurance
Coordinator in the IT Department
Faisal Al Rumaidheenفيصل الرميضين
التحق بالعمل لدى بنك برقان بوظيفة خبير أول
شؤون عمالء في مجموعة المصرفية للخدمات
الشخصية
has joined Burgan Bank as a Senior CEM Specialist in
Retail Banking
Saurabh Vermaساوراب فيرما
التحق بالعمل لدى بنك برقان بوظيفة مدير برامج المخاطر
والتطبيق في إدارة المخاطر
has joined Burgan Bank as a Risk Program &
Implementation Manager in the Risk Management
Demah Al Duweesh ديمة الدويش
التحقت بالعمل لدى بنك برقان بوظيفة مسؤول خدمة عمالء الخاصة في مجموعة
المصرفية للخدمات الشخصية
has joined Burgan Bank as a Personal Banking Executive in
Retail Banking
Hussein Haidarحسين حيدر
التحق بالعمل لدى بنك برقان بوظيفة رئيس صرافين في مجموعة
العمليات
has joined Burgan Bank as a Head Teller in the Operations
Group
Tareq Al Oan Musab Al Nafisiطارق العون مصعب النفيسي
التحق بالعمل لدى بنك برقان بوظيفة مدير أول
عالقات عمالء في مجموعة المصرفية الخاصة
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Senior Relationship Manager
in Private Banking
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Ahmad Al Hammadiأحمد الحمادي
التحق بالعمل لدى بنك برقان بوظيفة إداري مراكز غرفة التداول في إدارة التخطيط
المالي االستراتيجي والمحاسبة المالية
has joined Burgan Bank as a Position Keeper in the Strategic Financial Planning & Financial
Accounting Control Department
Abdullah Abbasعبد اهلل عباس
التحق بالعمل لدى بنك برقان بوظيفة مدير مخاطر المشاريع في إدارة المخاطر
has joined Burgan Bank as a Project Risk Manager in the Risk Management
Department
Durar Al Rabbah Sherry Oommenدرر الرباح شيري أومين
التحقت بالعمل لدى بنك برقان بوظيفة مسؤول
عالقات عمالء في المجموعة المصرفية
التحق بالعمل لدى بنك برقان بوظيفة مدير إدارة االلتزام في
إدارة االلتزام
has joined Burgan Bank as a Relationship Officer in the
Banking Group
has joined Burgan Bank as a Compliance Manager in the Compliance Department
أسرة كيبكــــو
42
Newly Hired الموظفون الجدد
Bibi Al Salehبيبي الصالح
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Hawraa Sheshterحوراء شيشتر
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Abdullah Esmaeelعبداهلل اسماعيل
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Saad Al Mutairi Manal Al Azmiسعد المطيري منال العازمي
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Abdulaziz Al Kandariعبدالعزيز الكندري
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Hasan Al Hadadحسن الحداد
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Danah Al Oudدانه العود
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Showq Al Hashimشوق الهاشم
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Anwar Sulaiman Abdallah Al Maarafiأنوار سليمان عبداهلل معرفي
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Altaf Al Qallafألطاف القالف
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Asyah Asadallahآسيه أسداهلل
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Fatemah Al Farhoud Sarah Al Farhanفاطمة الفرهود ساره الفرحان
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
التحقت بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as a Trainee Teller in the
Operations Group
KIPCO PEOPLE
43
Newly Hired الموظفون الجدد
Talal Al Nassarطالل النصار
التحق بالعمل لدى بنك برقان بوظيفة خبير شؤون عمالء في مجموعة المصرفية للخدمات
الشخصية
has joined Burgan Bank as a CEM Specialist in Retail
Banking
Mohammed Al Mjaibelمحمد المجيبل
التحق بالعمل لدى بنك برقان بوظيفة ممثل خدمة
عمالء الهاتفية في مجموعة المصرفية للخدمات الشخصية
has joined Burgan Bank as a Call Center Agent in Retail
Banking
Ebraheem Al Mijadiابراهيم المجادي
التحق بالعمل لدى بنك برقان بوظيفة محلل تطوير
األعمال متدرب في مجموعة المصرفية للخدمات
الشخصيةhas joined Burgan Bank as a Trainee Business
Development Officer in Retail Banking
Abdullah Al Shemali Joji Johnعبداهلل الشمالي جوجي جون
التحق بالعمل لدى الشركة المتحدة للمشروعات النفطية
بوظيفة مهندس عمليات
التحق بالعمل لدى الشركة المتحدة للمشروعات النفطية
بوظيفة مدير تطوير مشاريع في إدارة المشاريع
has joined United Oil Projects Company as a Process
Engineer
has joined United Oil Projects Company as a Projects
Development Manager in the Projects Department
Aqeel Ashkananiعقيل أشكناني
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب
في مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Vijaya Subbiahفيجايا سوبايا
التحقت بالعمل لدى الشركة المتحدة للمشروعات
النفطية بوظيفة مساعدة في إدارة المشاريع
has joined United Oil Projects Company as a Projects Assistant in the Projects
Department
Jayasree Jayarajanجاياسري جاياراجان
التحقت بالعمل لدى الشركة المتحدة للمشروعات
النفطية بوظيفة مساعدة في إدارة المشتريات
has joined United Oil Projects Company as a Purchasing Assistant in the Purchasing
Department
Samar Muradiسمر مرادي
التحقت بالعمل لدى شركة تقاعد لالدخار والتقاعد
بوظيفة مسؤول الموارد البشرية في إدارة الموارد
البشريةhas joined Takaud Savings & Pensions Company as an HR Officer in the HR
Department
Mohammed Siddiqui Nawaf Al Shammariمحمد صديقي نواف الشمري
التحق بالعمل لدى شركة تقاعد لالدخار والتقاعد
بوظيفة محاسب أول – صناديق االستثمار في إدارة
العمليات
التحق بالعمل لدى شركة المباني المتحدة بوظيفة
مدير عالقات حكومية
has joined Takaud Savings & Pensions Company as a Senior Fund Accountant in
the Operations Department
has joined UBC as a Governmental Relation
Manager
Ahmad Abdullateefأحمد عبد اللطيف
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Ebraheem Al Mansourابراهيم المنصور
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
has joined Burgan Bank as a Trainee Teller in the
Operations Group
Abdulrahman Kout Akash Suryanعبدالرحمن كوت أكاش سوريان
التحق بالعمل لدى بنك برقان بوظيفة صراف متدرب في
مجموعة العمليات
التحق بالعمل لدى بنك برقان بوظيفة مدير حلول مخاطر المشاريع ونظم معلومات
اإلدارة في إدارة المخاطر
has joined Burgan Bank as a Trainee Teller in the
Operations Group
has joined Burgan Bank as an Enterprise Risk Solution & MIS Manager in the Risk Management Department
أسرة كيبكــــو
42
44
Newly Hired الموظفون الجدد
Mohammad AlKhammashمحمد الخماش
التحق بالعمل لدى شركة المباني المتحدة بوظيفة مهندس موقع في إدارة
المشاريع
has joined UBC as a Site Engineer in the Projects
Department
Ahmad Effatأحمد عفت
التحق بالعمل لدى شركة المباني المتحدة بوظيفة مراقب
مستندات في إدارة المشاريع
has joined UBC as a Document Controller in the
Projects Department
Fahad Al Hammadiفهد الحمادي
التحق بالعمل لدى شركة إيكاروس المتحدة للخدمات البحرية بوظيفة نائب الرئيس
التنفيذي
has joined Ikarus United Marine Services as a Deputy
CEO
Sarah Al Zayadeen Balqees Ilyanساره الزيادين بلقيس عليان
التحقت بالعمل لدى شركة gig︱ الشرق العربي للتأمين
بوظيفة ضابط في إدارة المطالبات الطبية
التحقت بالعمل لدى شركة gig︱ الشرق العربي للتأمين
بوظيفة ضابط في إدارة المطالبات الطبية
has joined gig︱ Arab Orient Insurance Company as an
Officer in the Medical Claims Department
has joined gig︱ Arab Orient Insurance Company as an
Officer in the Medical Claims Department
AlNoaman AlShaarالنعمان الشعار
التحق بالعمل لدى شركة المباني المتحدة بوظيفة
نائب مدير مشروع في إدارة المشاريع
has joined UBC as a Deputy Project Manager in the Projects Department
Rema Alzorqanريما الزرقان
التحقت بالعمل لدى شركة gig︱ الشرق العربي للتأمين
بوظيفة ضابط في إدارة البيع عبر الهاتف
has joined gig︱ Arab Orient Insurance Company as
an Officer in the Telesales Department
Rasha Al Dwiriرشا الدويري
التحقت بالعمل لدى شركة gig︱ الشرق العربي للتأمين
بوظيفة ضابط في إدارة البيع عبر الهاتف
has joined gig︱ Arab Orient Insurance Company as
an Officer in the Telesales Department
Alaa Al Omariعالء العمري
التحق بالعمل لدى شركة gig︱ الشرق العربي للتأمين بوظيفة مسؤول حسابات
في إدارة التجزئة لألفراد has joined gig︱ Arab Orient Insurance Company as an Account Executive in the Customer Care – Retail &
Telesales Department
Saleh AlHyari Anuj Jainصالح الحياري أنجو جاين
التحق بالعمل لدى شركة gig︱ الشرق العربي للتأمين
بوظيفة ضابط في إدارة المطالبات الطبية
التحق بالعمل لدى مركز المعرفة بلسر بوظيفة
مستشار أول في مجموعة األعمال االستشارية
has joined gig︱ Arab Orient Insurance Company as an
Officer in the Medical Claims Department
has joined PKC as a Senior Consultant in the Business
Advisory Group
Hasan Al Adwanحسن العدوان
التحق بالعمل لدى شركة المباني المتحدة بوظيفة مدير مشاريع أول في إدارة المشاريع
has joined UBC as a Senior Project Manager in the Projects Department
Ali AlDawoudعلي الداود
التحق بالعمل لدى شركة المباني المتحدة بوظيفة
مهندس مشتريات أول في إدارة المشاريع
has joined UBC as a Senior Procurement Engineer in the
Projects Department
Mohammad Farwana Yasir Sirbelandمحمد فروانة ياسر سيربيالند
التحق بالعمل لدى شركة المباني المتحدة بوظيفة مهندس موقع في إدارة
المشاريع
التحق بالعمل لدى شركة المباني المتحدة بوظيفة مساح
أراضي في إدارة المشاريع
has joined UBC as a Site Engineer in the Projects
Department
has joined UBC as a Land Surveyor in the Projects
Department
KIPCO PEOPLE
41
45
Newly Hired الموظفون الجدد
Rohit Tolaniروحيت طوالني
التحق بالعمل لدى مركز المعرفة بلسر بوظيفة مدرب
إداري في مجموعة األعمال االستشارية
has joined PKC as a Management Trainee in the Business Advisory Group
Rajat Bagchiراجات بابجشي
التحق بالعمل لدى شركة كامكو بوظيفة نائب رئيس في
إدارة بحوث االستثمار
has joined KAMCO as a Vice President in the Investment
Research Department
Omar Mehdiعمر مهدي
التحق بالعمل لدى الجامعة األمريكية في الكويت بوظيفة
منسق رياضة في مكتب الحياة الطالبية
has joined AUK as a Sports Coordinator in the Office of
Student Life
Enas Azab Mehdi Tehraniإيناس عزب مهدي طهراني
التحقت بالعمل لدى الجامعة األمريكية في الكويت بوظيفة
محلل معلومات في مكتب األبحاث
التحق بالعمل لدى الجامعة األمريكية في الكويت
بوظيفة منسق مساعد – األمن والسالمة في قسم
خدمات الجامعة
has joined AUK as a Data Analyst in the Office of Institutional Research
has joined AUK as an Assistant Coordinator – Safety & Security in the
Campus Services Department
Abhishek Anandأبيشيك آناند
التحق بالعمل لدى مركز المعرفة بلسر بوظيفة
معاون أول في مجموعة خدمات تعزيز األعمال
has joined PKC as a Senior Associate in the Business Enhancement Services
Saleh Hannaصالح حنا
التحق بالعمل لدى الجامعة األمريكية في الكويت
بوظيفة محاسب في قسم المالية
has joined AUK as an Accountant in the Finance
Department
Ebrahim Khalilإبراهيم خليل
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة رئيس قطاع عمليات الشبكات في إدارة
عمليات الشبكات has joined Gulfnet as a Head of Network Operations in the Network Operations
Department
Shahad Ibrahimشهد إبراهيم
التحقت بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مدير مبيعات كبار العمالء في إدارة المشاريع
واألعمال الدوليةhas joined Gulfnet as a Major
Customers Sales Manager in the Enterprise & Global
Business Department
Alaa Achi Abdullah Ahmedعالء عشي عبداهلل أحمد
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مدير حسابات العمالء في إدارة المشاريع
واألعمال الدولية
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مدير حسابات العمالء في إدارة المشاريع
واألعمال الدوليةhas joined Gulfnet as an Account Manager in the
Enterprise & Global Business Deptartment
has joined Gulfnet as an Account Manager in the Enterprise and Global Business Department
Nimmi Agarwalنيمي أغاروال
التحقت بالعمل لدى مركز المعرفة بلسر بوظيفة مديرة تنفيذية في مجموعة األعمال
االستشارية للتنمية التجارية
has joined PKC as an Executive – Business
Development in the Business Advisory Group
Sakshi Bansalساكشي بانسال
التحقت بالعمل لدى مركز المعرفة بلسر بوظيفة محلل
بحوث في مجموعة األعمال االستشارية
has joined PKC as a Research Analyst in the Business
Advisory Group
Sapna Wijemanna Pulagam Reddyسابنا ويجيمانا بوالغام ريدي
التحقت بالعمل لدى مركز المعرفة بلسر للخدمات
االستشارية جيه ايل تي في دبي بوظيفة محللة تجارية
التحق بالعمل لدى مركز المعرفة بلسر بوظيفة محلل
تجاري في مجموعة األعمال االستشارية
has joined PKC Advisory Services JLT, Dubai as a
Business Analyst
has joined PKC as a Business Analyst in the Business
Advisory Group
أسرة كيبكــــو
40
46
Newly Hired الموظفون الجدد
Bilal Al Natourبالل الناطور
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد
واألعمال الصغيرةhas joined Gulfnet as a
Call Center Agent in the Residential & Small Business
Department
Bilel Saadouniبالل السعدوني
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد واألعمال
الصغيرةhas joined Gulfnet as a
Call Center Agent in the Residential & Small Business
Department
Nasser Fazaa ناصر فزاع
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد واألعمال الصغيرةhas joined Gulfnet as a
Call Center Agent in the Residential & Small Business
Department
Mohammed Haji Khaled Al-Rahhal محمد حجي خالد الرحال
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد
واألعمال الصغيرة
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد
واألعمال الصغيرةhas joined Gulfnet as a
Call Center Agent in the Residential & Small Business
Department
has joined Gulfnet as a Call Center Agent in the
Residential & Small Business Department
Roy Vargheseروي فارجيس
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مدير حسابات األعمال العالمية في إدارة المشاريع واألعمال الدولية
has joined Gulfnet as a Global Business Account Manager in the Enterprise & Global
Business Department
Wael Ahmadوائل أحمد
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت بوظيفة
رئيس فريق مبيعات - المعارض والموزعين في إدارة مبيعات األفراد
واألعمال الصغيرةhas joined Gulfnet as a
Reseller & POS Team Leader in the Residential & Small
Business Department
Bandar Shattiبندر شاتي
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف مبيعات في إدارة مبيعات األفراد واألعمال
الصغيرةhas joined Gulfnet as a Sales Agent in the Residential & Small Business Department
Fadi Boulosفادي بولس
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف مبيعات في إدارة مبيعات األفراد واألعمال
الصغيرةhas joined Gulfnet as a Sales Agent in the Residential & Small Business Department
Mohammad Al Shimli Ghadah Al Haddadمحمد الشملي غادة الحداد
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف مبيعات في إدارة مبيعات األفراد واألعمال
الصغيرة
التحقت بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف مبيعات في إدارة مبيعات األفراد واألعمال
الصغيرةhas joined Gulfnet as a Sales Agent in the Residential & Small Business Department
has joined Gulfnet as a Sales Agent in the Residential & Small Business Department
Mohammad Abu Shalhoubمحمد أبو شلهوب
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة ضابط دعم مبيعات الشركات في إدارة المشاريع
واألعمال الدولية
has joined Gulfnet as a Corporate Support Officer in the Enterprise & Global
Business Department
Daniel Al Halabiدانييل الحلبي
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد واألعمال الصغيرة
has joined Gulfnet as a Call Center Agent in the
Residential & Small Business Department
Abdulaziz Al Houti Ahmad Abu Eidahعبدالعزيز الحوطي أحمد أبو عيدة
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد
واألعمال الصغيرة
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف خدمة العمالء في إدارة مبيعات األفراد واألعمال الصغيرة
has joined Gulfnet as a Call Center Agent in the
Residential & Small Business Department
has joined Gulfnet as a Call Center Agent in the
Residential & Small Business Department
KIPCO PEOPLE
39
47
Newly Hired الموظفون الجدد
Libu Thomasليبو توماس
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مهندس ميداني في إدارة عميات الشبكات
has joined Gulfnet as a Field Engineer in the Network Operations Department
Mohannad Chahoutمهند شاحوط
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت بوظيفة مسؤول مركز
المعلومات في إدارة نظم المعلومات
has joined Gulfnet as a Data Center Administrator in the Information System
Department
Eman Obaidإيمان عبيد
التحقت بالعمل لدى شركة شبكة الخليج لالتصاالت بوظيفة منسق العالقات
الحكومية في إدارة العالقات الحكومية
has joined Gulfnet as a Government Relations
Coordinator in the Government Relations
Department
Salah Abdallah Rana Al Shammariصالح عبداهلل رنا الشمري
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة منسق تركيبات في إدارة العالقات الحكومية
التحقت بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة ضابط دعم مبيعات الشركات في إدارة العمليات
التجاريةhas joined Gulfnet as a
MOC Coordinator in the Government Relations
Department
has joined Gulfnet as a Corporate Support Officer in the Business Operations
Department
Ali Mohammedعلي محمد
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة موظف مبيعات في إدارة مبيعات األفراد واألعمال
الصغيرة
has joined Gulfnet as a Sales Agent in the Residential & Small Business Department
Mahmoud Al Sayedمحمود السيد
التحق بالعمل لدى شركة OSN بوظيفة موظف مبيعات
في إدارة المبيعات المباشرة
has joined OSN as a Direct Sales Executive in the Direct
Sales Department
Doaa Al Sayedدعاء السيد
التحقت بالعمل لدى شركة OSN بوظيفة موظف مبيعات
في إدارة المبيعات المباشرة
has joined OSN as a Direct Sales Executive in the Direct
Sales Department
Mohamed Hassanمحمد حسن
التحق بالعمل لدى شركة OSN بوظيفة موظف مبيعات
في إدارة المبيعات المباشرة
has joined OSN as a Direct Sales Executive in the Direct
Sales Department
Ali Hussain Mohamed Mousaعلي حسين محمد موسى
التحق بالعمل لدى شركة OSN بوظيفة موظف مبيعات
في إدارة المبيعات المباشرة
التحق بالعمل لدى شركة OSN بوظيفة موظف مبيعات
في إدارة المبيعات المباشرة
has joined OSN as a Direct Sales Executive in the Direct
Sales Department
has joined OSN as a Direct Sales Executive in the Direct
Sales Department
Muntaser Farahمنتصر فرح
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مهندس أول شبكات رئيسية في إدارة عمليات
الشبكات
has joined Gulfnet as a Senior Field Engineer in the Network
Operations Department
Mohammed Abdeenمحمد عابدين
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مهندس أول شبكات رئيسية في إدارة عمليات
الشبكات
has a joined Gulfnet as a Senior Network Engineer
in the Network Operations Department
Osama Hussain Mohammed Hassounaأسامة حسين محمد حسونة
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مستشار أول حلول في إدارة المشاريع وعمليات ما
قبل البيع
التحق بالعمل لدى شركة شبكة الخليج لالتصاالت
بوظيفة مهندس حلول في إدارة المشاريع وعمليات ما
قبل البيع
has joined Gulfnet as a Senior Solutions Consultant in the
Presales & PMO Department
has joined Gulfnet as a Solutions Architect in the
Presales & PMO Department
أسرة كيبكــــو
38
48
Newly Hired الموظفون الجدد
Sumaia Al Ogailiسمية العجيلي
التحقت بالعمل لدى مجموعة الخليج للتأمين بوظيفة
سكرتيرة في إدارة الممتلكات والحوادث
has joined GIG as a Secretary in the Property & Casualty
Department
Nouradeen Ishkuntanaنور الدين اشكنتنا
التحق بالعمل لدى شركة الخليج لتأمينات الحياة بوظيفة محصل في إدارة المالية -الحياة
has joined GLIC as a Collector in the Finance - Life
Department
Haggag Abdel Aalحجاج عبدالعال
التحق بالعمل لدى مجموعة الخليج للتأمين بوظيفة محاسب في إدارة المالية
has joined GIG as an Accountant in the Finance
Department
Meshaal Abdullahمشعل عبداهلل
التحق بالعمل لدى مجموعة الخليج للتأمين بوظيفة مراسل في إدارة البحري
والطيران
has joined GIG as a Messenger in the Marine &
Aviation Department
Shaaban Mohamedشعبان محمد
التحق بالعمل لدى مجموعة الخليج للتأمين بوظيفة معاين في إدارة السيارات
has joined GIG as a Surveyor in the Motor Department
Amer AlEnezi Mohamed Abdallaعامر العنزي محمد عبداهلل
التحق بالعمل لدى مجموعة الخليج للتأمين بوظيفة مقيم
حوادث السيارات في إدارة السيارات
التحق بالعمل لدى مجموعة الخليج للتأمين بوظيفة
مساعد إدخال بيانات في إدارة السيارات
has joined GIG as a Motor Accident Appraiser in the
Motor Department
has joined GIG as a Data Entry Assistant in the Motor
Department
Awrad Alhlaimiأوراد الحليمي
التحقت بالعمل لدى مجموعة الخليج للتأمين بوظيفة منسق
إداري في إدارة اإلنتاج
has joined GIG as an Administrative Coordinator in the Production Department
Ibrahim Hassaballahإبراهيم حسب اهلل
التحق بالعمل لدى مجموعة الخليج للتأمين بوظيفة
محلل مخاطر تشغيلية أول في إدارة المخاطر
has joined GIG as a Senior Operational Risk Analyst in the Risk Management
Department
Ramzi Kadriرمزي القادري
التحق بالعمل لدى شركة الخليج لتأمينات الحياة بوظيفة محصل في إدارة المالية -الحياة
has joined GLIC as a Collector in the Finance - Life
Department
Ahmed Shalabyأحمد شلبي
التحق بالعمل لدى شركة الخليج لتأمينات الحياة
بوظيفة مسوي مطالبات في إدارة تعويضات الطبي
has joined GLIC as a Claims Adjuster in the Medical
Claims Department
Farsana Kanhiranفارسانا كانهيران
التحقت بالعمل لدى شركة الخليج لتأمينات الحياة
بوظيفة مساعد مسؤول طبي في إدارة تعويضات
الطبيhas joined GLIC as an
Assistant Medical Officer in the Medical Claims
Department
Fathima Haroonفاطمة هارون
التحقت بالعمل لدى شركة الخليج لتأمينات الحياة
بوظيفة مساعد مسؤول طبي في إدارة تعويضات
الطبيhas joined GLIC as an
Assistant Medical Officer in the Medical Claims
Department
KIPCO PEOPLE
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