k k jkik wksx qiqyxkb yp`rfk h

72
1 !! cf} + jflif{s ;fwf/0f ;efdf ;+ rfns ;ldltsf] tk{maf6 cWoIfåf/f k|:t't k|ltj]bg cfb/0fLo z]o/wgL dxfg'efjx?, o; efu{j ljsf; a} +s lnld6]8sf] P3f/f} + jflif{s ;fwf/0f ;efdf efu lng pkl:yt x'g' ePsf pkl:yt ;Dk"0f{ z]o/wgL dxfg'efjx?, lgodgsf/L lgsfosf k|ltlgwL Ho"x?, cGo cltly Ho"x?, kqsf/ Ho"x?, a}+sdf sfo{/t sd{rf/Lx? Pj+ pkl:yt ;d:t dxfg'efjx?nfO{ ;~rfns ;ldlt / d]/f] JolQmut tkm{af6 o; ul/dfdo ;efdf xflb{s :jfut ub{5' . æ;]jfdf tTk/tf, xfd|f] k|lta4tfÆ eGg] d'n gf/fsf ;fy g]kfn /fi6« a} +saf6 ævÆ ju{sf] O{hfhtkqk|fKt If]qLo:t/sf] tLg lhNnf sfo{If]q - afFs], alb{of / bfË _ /xg] ul/ a} +sn] ldlt @)^$ ;fn efb| !# ut]sf lbg b]lv cfkm\gf] ljQLo sf/f]af/ z'ef/De ul/ a}+ ssf] sfo{If]q leq cfkm\gf u|fxssf] ;Gt'li6nfO{ cfTd;fy ub}{ g]kfnsf] Jofkfl/s cu|0fL 3/fgfx?, Jofkf/L, O{lGhlgo/, 8fS6/, a}+ s;{, lzIfssf ;fy} ljleGg lgsfodf nfdf] ;do;Dd sfo{ ub}{ cfpg' ePsf k|a'4 JolQmx?sf] ;d]t nufgL /x]sf] o; ljsf; a}+ sn] cfkm\gf u|fxsju{x?nfO{ cTofw'lgs ljQLo ;]jf tyf ;'ljwfx? k|bfg ub}{ cfO{/x]sf] 5 . r'Qmfk'FhL ! s/f]8 @) nfvaf6 :yfkgf ePsf] o; ljsf; a}+sn] af]g; z]o/ / xsk|b z]o/af6 g]kfn /fi6« a} +sn] tf]s]sf] r'Qmfk'F hL k'/\ofpg ;kmn ePsf] 5 . o; ;xsfo{df ;Dk"0f{ z]o/wgL dxfg'efjx?sf] lg/Gt/sf] ;fy, ;xof]u Pj+ of]ubfgsf sf/0f cfh efu{j ljsf; a} + s If]lqo:tsf ljsf; a}+sx?df k|ltli7t Pj+ e/kbf]{ ;+:yfsf] ?kdf lrlgg ;kmn ePsf] 5 . o;sf nflu ;+ rfns ;ldltsf] tkm{af6 oxfFx? k|lt xflb{s cfef/ JoQm ub{5' . ;Dk"0f{ z]o/wgL dxfg'efjx?sf] ljZjf;, u|fxsx?sf] ;fy / ;xof]u, a}+ssf] Joj:yfkg nufot ;Dk"0f{ sd{rf/Lx?sf] d]xgt Pj+ kl/>d tyf g]kfn /fi6« a}+s nufotsf lgodgsf/L lgsfox?af6 k|fKt dfu{ lgb]{zg ;d]tn] ubf{ g} cfh efu{j ljsf; a}+s Pp6f ;an / ;d[4 ;+ :yfsf] ?kdf :yflkt x'g ;kmn ePsf] 5 . b]zsf] /fhg}lts cj:yf, cfly{s cj:yf, gLltut kl/jt{g nufotsf ljleGg ljifd kl/l:yltx?df klg o; ljsf; a} +sn] ljut jif{ x?df u/]sf] k|ult pNn]vgLo /x]sf] 5 . o; ljsf; a}+sn] cGo ;dsIfL ;+:yfx? eGbf /fd|f] k|ltkmn k|bfg ug{ ;kmn ePsf] hfgsf/L u/fpg kfpFbf v';L nfu]sf] 5 . b]zdf :yfgLo, k|b]z Pj+ ;+ 3Lo tx u/L ltg} txsf] lgjf{ rg ;DkGg eO{ :yL/ ;/sf/ ag]sf] 5 . cfly{s ;d[l4 /fHosf] k|fyldstfdf /x]sf] 5 . t;y{ , /fHoaf6 cy{tGqsf] ljsf; / lj:tf/sf nflu x'g] lqmofsnfkx?af6 o; ljsf; a} + sn] klg ljleGg k|sf/sf cj;/x? / nfe lng;Sg] ;+ efjgfx? /x]sf 5g\ . ;f]sf nflu o; ljsf; a} + ssf] Joj:yfkg ;lqmo ?kdf cufl8 a9]sf] 5 . ca d o; P3f/f}+ ;fwf/0f ;efdf ;+ rfns ;ldltsf] tkm{af6 cf=a= )&$.&% sf] n]vf k/LIf0f k|ltj]bg ;lxtsf] jf;nft, gfkmf gf]S;fg lx;fa tyf gub k|jfx ljj/0f nufot ;Dk"0f{ cfly{s ljj/0fx? tyf ;+rfns ;ldltsf] k|ltj]bg ;d]t of] ul/dfdo ;efdf :jLs[tLsf nflu k|:t't ug]{ cg'dlt rfxG5' . ;fy} ;ldIff cjlwdf a} +sn] xfl;n u/]sf] k|ult tyf pknAwLx?, cy{tGqsf] ;ldIff tyf ;du| a}+ lsË If]qn] ef]u]sf r'gf}ltx? / cfufdL lbgdf a} +sn] lnPsf efjL sfo{of]hgfx?sf] ljj/0f ;d]t o;} ;efdf :jLs[ltsf] nflu k]z ug]{ cg'dlt rfxG5' . != a}+ssf] ljut jif{sf] sf/f]jf/sf] l;+xfjnf]sg M a}+ ssf] k|d'v ljlQo ljj/0fx? k]z ug'{ cl3 cf=j= @)&$.)&% sf] ;ldIff cjlwsf] ;dli6ut cj:yfsf] af/]df ;+ lIfKt ljZn]if0f ug{ rfxG5' . kl5Nnf] ;do a} +lsË Joj;fo slxn] t/ntfsf] r/d ;+s6, slxn] clws t/ntf, slxn] If]qut shf{sf] ;d:of, slxn] If]qut shf{df ;+s'rg, slxn] gLltut k|fjwfg nufotsf ;d:of /x]klg xfdLn] hf]lvd Go"lgs/0fsf ;fy} l:ylt cg's"n agfpg] /0fgLlt cjnDag ub}{ a}+ssf] tTsfn eGbf lb3{sflng :yfloTjnfO{ k|fyfldstfdf /fv]sf 5f} +.

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Page 1: K K JKIK WKSX QIQYXKB YP`RFK H

1

!! cf}+ jflif{s ;fwf/0f ;efdf ;+rfns ;ldltsf] tk{maf6

cWoIfåf/f k|:t't k|ltj]bg

cfb/0fLo z]o/wgL dxfg'efjx?,

o; efu{j ljsf; a}+s lnld6]8sf] P3f/f}+ jflif{s ;fwf/0f ;efdf efu lng pkl:yt x'g' ePsf pkl:yt ;Dk"0f{ z]o/wgL dxfg'efjx?,

lgodgsf/L lgsfosf k|ltlgwL Ho"x?, cGo cltly Ho"x?, kqsf/ Ho"x?, a}+sdf sfo{/t sd{rf/Lx? Pj+ pkl:yt ;d:t

dxfg'efjx?nfO{ ;~rfns ;ldlt / d]/f] JolQmut tkm{af6 o; ul/dfdo ;efdf xflb{s :jfut ub{5' .

æ;]jfdf tTk/tf, xfd|f] k|lta4tfÆ eGg] d'n gf/fsf ;fy g]kfn /fi6« a}+saf6 ævÆ ju{sf] O{hfhtkqk|fKt If]qLo:t/sf] tLg lhNnf

sfo{If]q - afFs], alb{of / bfË _ /xg] ul/ a}+sn] ldlt @)^$ ;fn efb| !# ut]sf lbg b]lv cfkm\gf] ljQLo sf/f]af/ z'ef/De ul/

a}+ssf] sfo{If]q leq cfkm\gf u|fxssf] ;Gt'li6nfO{ cfTd;fy ub}{ g]kfnsf] Jofkfl/s cu|0fL 3/fgfx?, Jofkf/L, O{lGhlgo/, 8fS6/,

a}+s;{, lzIfssf ;fy} ljleGg lgsfodf nfdf] ;do;Dd sfo{ ub}{ cfpg' ePsf k|a'4 JolQmx?sf] ;d]t nufgL /x]sf] o; ljsf;

a}+sn] cfkm\gf u|fxsju{x?nfO{ cTofw'lgs ljQLo ;]jf tyf ;'ljwfx? k|bfg ub}{ cfO{/x]sf] 5 . r'Qmfk'FhL ! s/f]8 @) nfvaf6

:yfkgf ePsf] o; ljsf; a}+sn] af]g; z]o/ / xsk|b z]o/af6 g]kfn /fi6« a}+sn] tf]s]sf] r'Qmfk'FhL k'/\ofpg ;kmn ePsf] 5 .

o; ;xsfo{df ;Dk"0f{ z]o/wgL dxfg'efjx?sf] lg/Gt/sf] ;fy, ;xof]u Pj+ of]ubfgsf sf/0f cfh efu{j ljsf; a}+s If]lqo:tsf

ljsf; a}+sx?df k|ltli7t Pj+ e/kbf]{ ;+:yfsf] ?kdf lrlgg ;kmn ePsf] 5 .

o;sf nflu ;+rfns ;ldltsf] tkm{af6 oxfFx? k|lt xflb{s cfef/ JoQm ub{5' . ;Dk"0f{ z]o/wgL dxfg'efjx?sf] ljZjf;,

u|fxsx?sf] ;fy / ;xof]u, a}+ssf] Joj:yfkg nufot ;Dk"0f{ sd{rf/Lx?sf] d]xgt Pj+ kl/>d tyf g]kfn /fi6« a}+s nufotsf

lgodgsf/L lgsfox?af6 k|fKt dfu{ lgb]{zg ;d]tn] ubf{ g} cfh efu{j ljsf; a}+s Pp6f ;an / ;d[4 ;+:yfsf] ?kdf :yflkt x'g

;kmn ePsf] 5 . b]zsf] /fhg}lts cj:yf, cfly{s cj:yf, gLltut kl/jt{g nufotsf ljleGg ljifd kl/l:yltx?df klg o;

ljsf; a}+sn] ljut jif{x?df u/]sf] k|ult pNn]vgLo /x]sf] 5 . o; ljsf; a}+sn] cGo ;dsIfL ;+:yfx? eGbf /fd|f] k|ltkmn

k|bfg ug{ ;kmn ePsf] hfgsf/L u/fpg kfpFbf v';L nfu]sf] 5 .

b]zdf :yfgLo, k|b]z Pj+ ;+3Lo tx u/L ltg} txsf] lgjf{rg ;DkGg eO{ :yL/ ;/sf/ ag]sf] 5 . cfly{s ;d[l4 /fHosf] k|fyldstfdf

/x]sf] 5 . t;y{, /fHoaf6 cy{tGqsf] ljsf; / lj:tf/sf nflu x'g] lqmofsnfkx?af6 o; ljsf; a}+sn] klg ljleGg k|sf/sf

cj;/x? / nfe lng;Sg] ;+efjgfx? /x]sf 5g\ . ;f]sf nflu o; ljsf; a}+ssf] Joj:yfkg ;lqmo ?kdf cufl8 a9]sf] 5 .

ca d o; P3f/f}+ ;fwf/0f ;efdf ;+rfns ;ldltsf] tkm{af6 cf=a= )&$.&% sf] n]vf k/LIf0f k|ltj]bg ;lxtsf] jf;nft, gfkmf

gf]S;fg lx;fa tyf gub k|jfx ljj/0f nufot ;Dk"0f{ cfly{s ljj/0fx? tyf ;+rfns ;ldltsf] k|ltj]bg ;d]t of] ul/dfdo ;efdf

:jLs[tLsf nflu k|:t't ug]{ cg'dlt rfxG5' . ;fy} ;ldIff cjlwdf a}+sn] xfl;n u/]sf] k|ult tyf pknAwLx?, cy{tGqsf] ;ldIff

tyf ;du| a}+lsË If]qn] ef]u]sf r'gf}ltx? / cfufdL lbgdf a}+sn] lnPsf efjL sfo{of]hgfx?sf] ljj/0f ;d]t o;} ;efdf

:jLs[ltsf] nflu k]z ug]{ cg'dlt rfxG5' .

!= a}+ssf] ljut jif{sf] sf/f]jf/sf] l;+xfjnf]sg M

a}+ssf] k|d'v ljlQo ljj/0fx? k]z ug'{ cl3 cf=j= @)&$.)&% sf] ;ldIff cjlwsf] ;dli6ut cj:yfsf] af/]df ;+lIfKt ljZn]if0f

ug{ rfxG5' . kl5Nnf] ;do a}+lsË Joj;fo slxn] t/ntfsf] r/d ;+s6, slxn] clws t/ntf, slxn] If]qut shf{sf] ;d:of,

slxn] If]qut shf{df ;+s'rg, slxn] gLltut k|fjwfg nufotsf ;d:of /x]klg xfdLn] hf]lvd Go"lgs/0fsf ;fy} l:ylt cg's"n

agfpg] /0fgLlt cjnDag ub}{ a}+ssf] tTsfn eGbf lb3{sflng :yfloTjnfO{ k|fyfldstfdf /fv]sf 5f}+ .

Page 2: K K JKIK WKSX QIQYXKB YP`RFK H

2

@= /fli6«o tyf cGt/f{li6«o kl/l:yltaf6 ljsf; a}+ssf] sf/f]jf/nfO{ k/]sf] c;/M

s'g} klg a}+s tyf ljlQo ;+:yf ;du| cy{tGqsf] Ps lx:;f ePsf] x'+bf /fi6«sf] cfly{s ultljlwaf6 c5'tf] /xg ;Sb}g .

;/sf/sf] gLlt tyf sfo{qmd, ah]6 kl/rfng, lgofds lgsfox?sf] lgb]{zg, ljk|]if0fsf] l:ylt, d'b|f:kmLltsf] b/, zf]wfgfGt/ 3f6f

cflb ;a}n] ljlQo ;+:yfx?sf] sf/f]jf/ / pknlAwx?nfO{ k|ToIf Pj+ ck|ToIf c;/ kfl//x]s} x'G5 .

cfly{s jif{ @)&$.)&% df klg b]zsf] ;du| cfly{s l:yltdf ;'wf/f]Gd'v /x] klg cfly{s pGgltdf ck]Iffs[t ;'wf/ x'g ;s]g .

:jb]zL tyf a}b]lzs nufgLdf j[l4 x'g g;s]sf] tyf /fHon] ug]{ kF"hLut vr{ ;d]t kof{Kt x'g g;Sbf cfGtl/s /f]huf/Ldf j[l4 x'g

;s]g . kmntM cfDbfgL, art / nufgLdf pNn]Vo ;'wf/ x'g ;s]g .

#= /fli6«o cy{tGqdf of]ubfg

cf=j= @)&$÷)&% df a}sn] g]kfn ;/sf/nfO{ ;+:yfut cfos/ jfkt ? ! s/f]8 &* nfv @^ xhf/ e'QmfgL u/]sf] 5 / of]

a}+sn] ;fdfg tyf ;]jf vl/bdf e'StfgL lbPsf] d"No clea[l4s/ jfx]s /x]sf] 5 . cfkm\gf] sfo{If]q leq ljs6 u|fld0f e]udf ;d]t

ljlQo ;]jf lj:tf/ u/L :yfgLo :t/df 5l/P/ /x]sf] art /sd ;+sng tyf o;sf] ;d'lrt pkof]u ul/ :yfgLo ;d'bfo Pj+ ;du|df

/fi6«sf] cfly{s ljsf;df 6]jf k'/\ofPsf] 5 . cf=j= @)^(÷)&) / @)&@÷)&# df cfGtl/s /fhZj sfof{no g]kfnu~hsf] sfo{If]q

cGt{ut ;a}eGbf a9L cfos/ bflvnf ug]{df o; ljsf; a}+snfO{ ;Ddfg k|bfg ul/Psf] 5 of] xfd|f] nflu uf}/jsf] s'/f xf] .

$_ k|ltj]bg tof/ ePsf] ldlt ;Ddsf] pknlAw / efjL of]hgfx? M

s_ rfn' cfly{s jif{sf] k|ltj]bg tof/ ePsf] ldlt ;Ddsf] sf/f]af/sf] ;ldIff M

o; ljsf; a+}sn] ljut % cfly{s jif{x¿df xfl;n u/]sf d'Vo pknAwLx¿sf] k|ult ;"rsf°x¿ b]xfo adf]lhd /x]sf 5g\ M

qm=;+=

!

@

#

$

%

^

&

*

(

!)

!!

!@

!#

ljj/0f

r'Qmf k"FhL -?=xhf/df_

lgIf]k bfloTj -?=xhf/df_

shf{ -?=xhf/df_

nufgL -?=xhf/df_

;+rfng d'gfkmf -?=xhf/df_

v'b gfkmf -?=xhf/df_

lgis[o shf{ -k|ltztdf_

k|lt z]o/ cfDbfgL -?=_

k|lt z]o/ ahf/ d'No -?=_

Aofhb/ cGt/

-Spread Rate_ -k|ltztdf_

shf{ tyf k'FhL÷lgIf]k

cg'kft -k|ltztdf_

k"FhL sf]if -k|ltztdf_

sd{rf/L -;+Vof_

cf=j= )&)÷&!

100,000.00621,412.33517,417.36

3,612.6015,835.9910,339.22

0.2010.34

149.00

5.49

71.3017.62

38

cf=j= )&!÷&@

120,000.001,033,137.89745,168.57

6,003.2722,730.1525,839.68

0.0925.84306.00

6.40

64.3615.50

47

cf=j= )&@÷&#

144,000.001,540,224.891,135,403.18

6,860.3336,942.3625,732.94

0.1221.44

555.00

6.65

67.4612.18

56

cf=j= )&#÷&$

290,400.001,962,067.11

1,442,049.8413,963.63

45,487.1328,535.16

0.8910.81

292.00

6.70

64.0818.57

95

cf=j= )&$÷&%

434,829.403,113,549.842,368,634.65

28,386.9058,636.6736,111.36

0.308.84

134.00

6.57

66.9016.24

115

Page 3: K K JKIK WKSX QIQYXKB YP`RFK H

3

v_ zfvf tyf ;~hfn lj:tf/ ;DaGwdfM

k|lt:k|wL{ a}lsË jftfj/0fsf] sf/0f o; ljsf; a}+sn] zfvf lj:tf/sf] nflu a}+s gePsf zx/L, cw{zx/L / u|fld0f If]qnfO{

k|fyfldstf lbb} tL If]qdf lj:tf/ ;+u} a}lsË r]tgf km}nfpb} hfg] ;f]r agfPsf] 5 . o; a}sn] ut cf=j= sf] cGt;Dddf afFs]

lhNnfsf] g]kfnu+h pkdxfgu/kflnsf j8f g+= !*, sf/sfFbf]df s]lGb|o sfof{no / !& j6f zfvfx?af6 cfkm\gf u|fxsx?nfO{

;]jf k|bfg ub}{ cfO/x]sf]df cf=j= @)&$÷)&% df o; ljsf; a}+sn] tkl;n cg';f/sf zfvfx? la:tf/ u/]sf] 5 M

g]kfn /fi6« a}+ssfaf6 :jLs[lt adf]lhd @ lhNnf - slknj:t' / ?kGb]xL _ yk eO % lhNnf sfo{If]q lj:tf/ ul/ ;lsPsfn]

lgs6 eljiodf g} pko'Qm :yfgsf] ;DefJotf cWoog u/L cfjZostf cg';f/ yk zfvfx? lj:tf/ ug]{ nIo lnO{Psf] 5 .

u_ lgIf]k of]hgfM

a}lsË If]qdf b]lvPsf] k|lt:klw{ jftfj/0fnfO{ dWogh/ ub}{ ;j{;fwf/0fsf] lgIf]k ;'/If0fnfO{ Joj;flos wd{ 7fgL pgLx?sf]

lgIf]kdf plrt k|ltkmn lbg] / ;a} ju{, tx / tKsfnfO{ cfjZos kg]{ ljleGg lsl;dsf art sfo{s|dx? ;+rfngdf NofPsf

5f} . a}+sn] ljleGg ju{nfO{ nlIft ub}{ cfkm\gf !& j6} zfvfaf6 ljleGg @$ k|sf/sf jrt tyf d'4tL vftf cfsif{s

Aofhb/df ;~rfng ub{} cfPsf] 5  . cfufdL lbgdf a}+ssf] cfjZostf / ahf/sf] rfxgf cg'?ksf ljleGg lsl;dsf lgIf]k

of]hgfx? Nofpg] nIo /x]sf] 5 .

3_ shf{ nufgLM

a}lsË Joj;fosf] d]?b08 eg]sf] g} shf{ nufgL ePsfn] o;sf] ;'Jojl:yt tl/sfn] Jo:yfkg ug'{ clt h?/L x'G5 . o;

ljsf; a}+sn] ljz]ifu/L shf{ nufgL ubf{ C0fLsf] gub k|jfxsf] l:ylt lng], C0fsf] ;b'kof]lutf, kl/of]hgfsf] klxrfg,

qm=;+=

1

2

3

4

5

6

7

8

9

10

11

12

13

14

ljj/0f

lgIf]k bfloTj

shf{

Aofh cfDbfgL

cGo ;+rfng cfDbfgL

Aofh vr{

sd{rf/L vr{

cGo ;+rfng vr{

;Defljt gf]S;fgL Joj:yf

;+rfng d'gfkmf

;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] gfkmf

v'b gfkmf

lgis[o shf{

shf{ tyf k'FhL÷lgIf]k cg'kft

k"FhL sf]if

cf=j= )&%÷&^

kf}if d;fGt

3,262,821.25

2,846,047.85

207,571.92

17,336.95

125,294.16

21,853.45

19,812.81

5,306.31

52,642.14

52,642.14

33,164.55

0.41%

72.32%

18.83%

cf=j= )&$÷&%

kf}if d;fGt

2,579,087.80

1,937,721.95

140,373.58

12,274.60

98,603.32

16,443.25

13,352.02

4,969.76

19,279.83

19,279.83

12,268.98

0.42%

66.03%

15.55%

km/s

683,733.45

908,325.91

67,198.34

5,062.35

26,690.83

5,410.20

6,460.79

336.55

33,362.31

33,362.31

20,895.56

-0.02%

6.29%

3.28%

j[l4÷sdL

k|ltzt

27%

47%

48%

41%

27%

33%

48%

7%

173%

173%

170%

-4%

10%

21%

l;=g=

!

@

#

$

zfvf÷sfof{nosf] gfd

/fhk'/ zfvf

d}gfkf]v/ zfvf

cu}of zfvf

stlg{of zfvf

7]ufgf

/fhk'/ uf=kf=–%, /fhk'/, bfË

a9}oftfn uf=kf=– , alb{of

/fKtL ;f]gf/L uf=kf=–@, afFs]

af/alb{of g=kf=–(, alb{of

;+rfng ldlt

01/05/2074

05/06/2074

24/11/2074

28/08/2075

Page 4: K K JKIK WKSX QIQYXKB YP`RFK H

4

kl/of]hgfn] :yflgo ahf/df Nofpg] cfly{s ultljlwsf] lj:t[t ljZn]if0f / lghn] a}+snfO{ lbg] lwtf]sf] u'0f:t/sf ;fy}

C0fLn] sfd ug{ ;Sg] Ifdtf / of]Uotfsf] d'NofÍg ug]{ u/]sf] 5 . a}sn] shf{ nufgL ubf{ ko{6g, s[lif / :yflgo pTkfbgd'ns

If]qnfO{ ljz]if k|fyfldstf lbPsf] 5 . eljiodf klg gofF–gofF shf{ ;'ljwfx? Nofpg] nIo lnPsf] 5 . a}+ssf] sfo{If]q leq

;DefJo /x]sf If]qx? ko{6g, s[lif, kmnkm'n, ufO{kfng, afv«fkfng, t/sf/L v]tL;+u cfj4 eO{ sfd ug]{ pBdLx?nfO{ ljz]if

k|fyldstfsf ;fy shf{ nufgL ug]{ lglt a}+sn] lng]5 / ;fy} cGo sfo{ If]q ePsf lhNNffsf] cfly{s pGgtLsf nflu ;DalGwt

lgsfo;+u xft]dfnf] ub}{ cuf8L a9g] nIo cfufdL lbg o; ljsf; a}+sn] lng]5 . shf{ c;'nL sfo{ klg TolQs} k|efjsf/L

agfOPsf] 5 . shf{ c;'nLdf lg/Gt/ ;lqmotf a9fPs} sf/0f lgis[o shf{sf] dfqf Go"g /x]sf] ljQLo ljj/0faf6} :ki6

x'G5 . lgis[o shf{nfO{ eljiodf klg Go"gtd ljGb'df /fVg] k|of; hf/L /xg] 5 . a}+sn] xfn ;Dd laleGg pd]/, ;d"x tyf

cGo ju{nfO{ nlIft ub}{ cfkm\gf !& j6} zfvfaf6 ljleGg !^ k|sf/sf shf{ Go"gtd\ Aofhb/df l56f] 5l/tf]?kdf k|jfx ub}{

cfO/x]sf] 5 .

ª_ ljQLo ;]jf M

a}+sn] cfk\mgf u|fxsx?nfO{ ljQLo ;]jf k|bfg ug{ clwstd ;do lbg] p2]Zo cg'?k #^% lbg a}lsË ;]jf ;~rfng ub}{

cfPsf] 5 . a}sn] ljk|]if0f ;]jf cGtu{t k|e' /]ld6, ;]jf /]ld6, l;6L PS;k|]; /]ld6, l/nfoan /]ld6, ;'ne /]ld6, lxdfn /]ld6,

j]i6g{ o'lgog dlg 6«G;km/, glan /]ld6, cfO{ k] /]ld6, ;D;f/f /]ld6, j8{ lnÍ /]ld6 -g]kfn /]ld6_, nufPtsf /]ld6 sDkgLx?

;+u ;Demf}tf u/L l56f] 5l/tf] Pj+ ;j{z'ne ?kdf ;DalGwt JolQmnfO{ ljk|]if0f ;]jf dfkm{t ljQLo ;]jf k|bfg ug'{sf] ;fy} , l;–

cf:jf ;]jf, df]afO{n a}lsË, P;PdP; a}lsË / O{–;]jf ;'ljwf dfkm{t ljlQo ;]jfsf] Joj:yf ul/Psf] 5 .

r_ ;+:yfut ;'zf;g tyf ;fdflhs pQ/bfloTjM

o; ljsf; a}+sn] a}lsÍ Joj:yfkgsf] pRr Joj;flos dfkb08nfO{ cjnDag ub}{ ;+:yfut ;'zf;gsf l;4fGtx?nfO{

k|ltj4tfk"j{s kfng ub}{ cfPsf] 5 . lgodgsf/L lgsfox?sf] gLlt lgb]{zgx?nfO{ cIf/;M kfngf ub}{ cfPsf] 5 . To;}u/L

n]vf kl/If0f ;ldlt, cfGtl/s n]vf kl/If0f, afXo n]vf kl/If0fsf ;'emfjx?nfO{ ;dodf g} cfTd;fy u/LPsf] 5 . hf]lvd

Joj:yfkg ;ldlt, sd{rf/L ;]jf tyf ;'ljwf ;DalGw ;ldlt, ;DkQL ;'l4s/0f lgjf/0f ;DaGwL ;ldlt / Joj:yfkg :t/Lo

ljleGg ;ldltx?n] cfkm\gf] e"ldsf k|efjsf/L ?kdf ;DkGg ul//x]sf 5g . ljsf; a}+ssf] lbuf] ljsf;sf nflu ;+:yfut

;'zf;gsf] l;4fGt kfngf clgjfo{ zt{ ePsf] s'/fnfO{ o; ljsf; a}+ssf] ;+rfns ;ldltn] cfTd;fy u/]sf] 5 .

o; ljsf; a}+sn] g]kfn /fi6« a}+ssf] lgb]{zg adf]lhd g} x'g]u/L ;fdflhs pQ/bfloTj cGt{ut ah]6 ljlgofhg u/L ;f]xL

adf]lhd sfo{ ul//x]sf] 5 . ;fdflhs pQ/bfloTjsf] af]wsf ;fy o; ljsf; a}+sn] lzIff, :jf:Yo / ;fdflhs ;xsfo{sf]

kl/of]hgf tyf /fli6«o ljklQdf ;d]t cfly{s, ef}lts / dfgljo >f]t tyf ;fwg pknAw u/fpFb} ;fdflhs pQ/bfloTjdf

pT;fxhgs 9+uaf6 ;xefuL x'Fb} cfO{/x]sf] 5 . :yfgLo:t/df x'g] u/]sf ljleGg lqmofsnfkx?df ;d]t o; a}+ssf] ;xsfo{

Pj+ ;xeflutf x'g] u/]sf] 5 . o; ljsf; a}+sn] cfkm\gf u|fxsx?sf] cfly{s ;x'lnotsf nflu ljleGg c:ktfn, xf]6nx?;Fu

;dGjo u/L 5'6 lbg] Joj:yf ub}{ cuf8L hfg] nIo lnPsf] 5 .

h_ dh{/ / k""hL j[l4M

g]kfn /fi6« a}+sn] hf/L u/]sf] lgb]{zg adf]lhd % g+= k|b]zsf] % lhNnf -afFs], alb{of, bfª, sljna:t' / ?kGb]xL_ sfo{If]q

cGtu{t ljQLo sf/f]jf/ ug]{ u/L o; ljsf; a}+sn] cfkm\gf] r'Qmf k'FhL k'/f ul/;s]sf] 5 . g]kfn /fi6« a}+ssf] lgb]{zgn] ljsf;

a}sx?nfO{ k'FhLsf] lx;fjn] k|fb]lzs :t/ / /fli6«o :t/ u/L b'O{ lsl;ddf sfo{If]q ljefhg ul/Psf] 5 . cfkm\gf] Jokf/sf]

cfsf/nfO{ j[l4 ub}{ af]g; z]o/, xsk|b z]o/ lgisfzg jf dh{/÷PlSjlhzgsf] dfWodaf6 k|fb]lzs :t/ jf /fli6«o :t/df

:t/f]GgtL x'g] nIo lnOPsf] 5 .

z]o/wgLx?af6 dh{/÷PlSjlhzgsf] clVtof/Lsf] nflu ljz]if k|:tfjdf :jLs[ltsf nflu k|:tfj k]z ul/Psf] 5 . dh{/÷PlSjlhzg

x'g'kg]{ cj:yf ;[hgf ePdf z]o/wgLx?sf] nufgLsf] cjd'Nog gx'g]u/L !) s/f]8 k'FhL ePsf] ljsf; a}+snfO{ ;~rfns

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5

;ldlt tyf pRr Joj:yfkg k|lt ljZjf; u/L xsk|b z]o/sf] dfWodaf6 tf]lsPsf] ;dodf g} %) s/f]8 k'FhL k'/f ug{sf] nflu

;xof]u ug'{x'g] z]o/wgL, ;~rfns ;ldlt, pRr Joj:yfkg / cfkm\gf] eljio ;'lglZrt /x]sf] cg'ej u/L o; ljsf; a}+sdf

sfo{/t sd{rf/Lx?sf] plrt Joj:yfkg÷k|ltlglwTjnfO ljz]if Wofg lbOg]5 .

$_ cf}Bf]lus tyf Jofj;flos ;DaGw M

o; ljsf; a}+sn] cfkm\gf] a}ls+u Joj;fo;+u k|ToIf tyf ck|ToIf ?kdf ;DaGw /fVg] ;Dk"0f{ ;/sf/L, u}/;/sf/L ;+:yf,

Joj;flos Pj+ cf}Bf]lus k|lti7fgx¿, ;fdflhs ;+3–;+:yfx¿, g]kfn /fi6« a}+s, sDkgL /lhi6«f/sf] sfof{no cflbx¿;+u

;f}xfb{k"0f{ tyf Joj;flos ;DaGw sfod /fVb} cfPsf] 5. ljleGg /]ld6\ofG; ;]jf k|bfosx?;+u ;dGjo u/L ;xh ?kdf gub

6«fG;km/sf] Joj:yf u/]sf] 5 . ;fy} cfkm\gf] sfo{If]qleq lqmoflzn cGo a}+s Pj+ ljQLo ;+:yfx?;+u klg o; ;+:yfn] ldqjt\

;DaGw sfod u/]sf]5 . cfufdL lbgx?df o:tf] ;DaGwnfO{ cem alnof] / km/flsnf] agfpFb} nlug]5 .

%_ ;+rfns ;ldltdf ePsf] x]/k]m/ / ;f]sf] sf/0f M

;+rfns >L k"0f{ axfb'/ rGbn] JolQmut sf/0f b]vfO{ o; cjlwdf ;~rfns ;ldltaf6 /flhgfdf lbg'ePsf]n] pQm l/Qm /x]sf]

:yfgdf ldlt @)&%÷)^÷@& ut] a;]sf] !*% cf}+ ;+rfns ;ldltsf] a}7sn] ;+:yfks z]o/wgLsf] tkm{af6 lgodfjnLsf]

lgod * sf] pklgod $ adf]lhd ;+rfns x'g of]Uo >L hulbz rGb| e§nfO{ afFsL cjlwsf nflu ;+rfnsdf lgo'Qm ul/Psf]

5 . pQm lgo'lQmnfO{ cg'df]bgsf nflu ;~rfns ;ldlt ;dIf k]z ub{5f}+ .

^_ sf/f]af/nfO{ c;/ kfg]{ d'Vo s'/fx? M

a}+ssf] sf/f]jf/nfO{ c;/ kfg]{ ;Sg] ljleGg lsl;dsf hf]lvdx?nfO{ tn k|:t't ul/Psf] 5 M

s_ b]zsf] /fhg}lts ptf/ r9fjaf6 cfly{s gLlt lgoddf cfpg] kl/jt{gsf] c;/af6 x'g;Sg] ;+efljt hf]lvdx? .

v_ /fi6«sf] cfly{s, df}lb|s tyf ljlQo gLlt kl/jt{gaf6 l;h{gf x'g;Sg] ;+efljt hf]lvdx? .

u_ cGt/f{li6«o ahf/df x'g] cfly{s dGbLaf6 g]kfnL ahf/df kg{ ;Sg] c;/af6 x'g;Sg] cfly{s hf]lvdx? .

3_ g]kfn ;/sf/ / s]lGb|o a}+ssf] gLlt lgb]{zgdf kl/jt{g x'+bf l;h{gf x'g;Sg] ;+efljt hf]lvdx? .

ª_ a}+s tyf ljlQo ;+:yfx?sf] sf/f]jf/sf] sf/0f ;j{;fwf/0fdf kg{ ;Sg] e|dsf] hf]lvdx? .

r_ lgIf]k tyf shf{ nufgLsf] If]qut ;+s'rgsf] sf/0fn] x'g;Sg] ;+efljt hf]lvdx? .

5_ Aofhb/df x'g] kl/jt{g tyf yk 36n] pTkGg x'g;Sg] ;+efljt hf]lvdx? .

h_ yk a}+s tyf ljlQo ;+:yfx?sf] :yfkgf / zfvf lj:tf/af6 x'b} uO/x]sf] k|lt:kwf{Tds hf]lvdx?.

em_ e'sDk, af9Lklx/f] h:tf k|fs[lts ljklQsf sf/0fn] x'g ;Sg] ;Defljt hf]lvdx? .

`_ bIf sd{rf/Lsf] cefj .

6_ g]kfn /fi6« a}+ssf] lgb]{zg adf]lhd Aofhb/ cGt/ -Spread Rate_ sfod ug'{kg]{ r'gf}tL .

&_ n]vf k/LIf0f k|ltj]bgdf s'g} s}lkmot pNn]v ePsf] eP ;f] pk/ ;+rfns ;ldltsf] k|ltlqmofM

lgoldt sf/f]jf/df x'g] ;fdfGo s}lkmot afx]s c? s'g} pNn]vgLo s}lkmot n]vfk/LIf0f k|ltj]bgdf b]lvPsf] 5}g . k|fKt

s}lkmot tyf ;'emfjx? k|lt ;+rfns ;ldltn] ljZn]if0f u/L ;'wf/sf] nflu Joj:yfkgnfO{ cfjZos lgb]{zg lbO{;s]sf] 5 .

*_ nfef+z afF8kmfF8 ug{ l;kmf/Lz ul/Psf] /sd M

cfly{s jif{ )&$.&% df s'n ?= %,*^,@%,&(#=$@ ;~rfng d'gfkmf ePsf]df lgodfg';f/ ?= %#,@(,^!&=%* sd{rf/L

af]g; tyf ?= !,&!,*$,*!#=#^ cfos/sf] nflu 5'§ofOPsf] 5 . lgodfg';f/ hu]8f sf]if kZrftsf] ;+lrt d'gfkmfaf6 o;

cfly{s aif{df r'Qmf k'FhL ? %) s/f]8 !^ nfvsf] ^ k|ltzt sf] b/n] ?= #,)),(^,)))=)) gub nfefz+ z]o/ ljt/0f ug]{

k|:tfj u/]sf] 5 .

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(_ dfgj ;+;fwgM

a}+sh:tf] ;]jfd'vL ;+:yfsf] nflu bIf, nugzLn / cg'zfl;t sd{rf/L cd'No ;DklQ x'g . a}+ssf] p2]Zo k|flKtsf d'Vo

cfwf/:tDe x'g . sd{rf/Lx?sf] Ifdtf, bIftf, OdfGbf/Ltf / nugzLntfn] g} a}+s ;kmn x'g] dfGotfnfO{ cfTd;ft ub}{

Joj:yfkg kIfn] hgzlQm ljsf;df kof{Kt Wofg s]lGb|t u/]sf] 5 . o; ljsf; a}+sdf sfo{/t sd{rf/Lsf] sfo{bIftf clej[l4

ug{, bIf agfpg ;do ;dodf tfnLd uf]i7Lx?df ;xefuL u/fpg] u/LPsf] 5 / ;fy} cfufdL lbgdf sd{rf/Lsf] sfo{bIftf

clej[l4 ug{sf ljleGg lsl;dsf tflnd, uf]i7Ldf ;xefuL u/fpg] nIo a}+sn] lnPsf] 5 . a}+sdf sfo{/t sd{rf/Lx?sf]

;do ;fk]If cg';f/sf] ;]jf ;'ljwfx? j[l4 u/LO{Psf] 5 ;fy} eljiodf klg ;]jf ;l'jwfx? j[l4 ub}{ nlug] 5 . a}+ssf] pRr

Joj:yfkg / sd{rf/Lx?aLr /x]sf] ;'dw'/ ;DaGwnfO{ cem k|uf9 agfpb} pRr dgf]jnsf;fy a}+ssf] ljsf;df bQlrQ,

st{Jolgi7 / cg'zfl;t eO{ nflu k/]sf sd{rf/Lx?sf] plrt d'NofÍg u/L j[lQ ljsf;sf cGo cj;/x? ;d]t k|bfg u/Lg]

5 . o; a}+ssf] pGgtL / k|ultsf nflu ljutsf jif{x?df em} cfufdL lbgx?df klg ;Dk"0f{ sd{rf/Lx?af6 cfjZos of]ubfg,

;xof]u / ;'emfj k|fKt eO{ /xg] s'/fdf k"0f{ ljZjf; u/]sf] 5' .

!)= n]vfk/LIfs lgo'Qm ;DaGwdf

sDkgL P]gsf] bkmf !!! adf]lhd cfly{s jif{ )&%÷&^ sf nflu n]vf k/LIf0f ;ldltaf6 l;kmfl/; eP adf]lhd n]vfk/LIfs

lgo'Qm cg'df]bgsf nflu k|:t't ul/Psf] 5 .

!!_ xflb{s s[t1tf 1fkg M

o; k'lgt cj;/df a}+snfO{ cfhsf] uf}/jk"0f{ cj:yf;Dd k'/\ofpg ;xof]u ug]{ z'elrGts / cfb/0fLo ;]jfu|fxL dxfg'efjx?df

xflb{s wGofjfb 1fkg ub{5' . xfdLnfO{ lg/Gt/ ;xof]u u/L/xg] g]kfn /fi6« a}+s, sDklg /lhi6«f/sf] sfof{no, g]kfn lwtf]kq

af]8{, g]kfn :6s PS;r]Gh lnld6]8 / g]kfn ;/sf/sf cGo ljleGg lgsfox? Pj+ ;xof]uL ljleGg ;+3 ;+:yfx?k|lt xflb{s

s[t1tf 1fkg ub{5' . ljz]ifu/L z]o/wgL dxfg'efjx?n] xfdL dfly u/]sf] ljZjf;, ;xof]u / ;b\efjsf] nflu ;+rfns

;ldltsf] tkm{af6 xflb{s wGofjfb 1fkg ug{ rfxG5' .

a}+ssf] pGglt / k|ult g} cfkm\gf] eljio ;'lglZrt /x]sf] cg'ej u/L cfkm'nfO{ k|fKt lhDd]jf/L lgjf{x ub}{ a}+s ;]jfdf sfo{/t

/x]sf a}+s Joj:yfkg nufot ;Dk"0f{ sd{rf/Lx?sf] of]Ubfgsf] k|z+;f ug{ rfxG5' .

cGtdf oxf+x?sf] pT;fxhgs ;xeflutfn] a}+ssf] k|ultdf yk phf{ k|bfg u/]sf] / cfufdL jif{x?df nufgLstf{x?n] plrt

k|ltkmn k|fKt ug{ ;Sg] u/L sf/f]jf/ lj:tf/ ub}{ nlug] k|ltj4tf JoQm ub}{ o; ljsf; a}+ssf] P3f/f}+ jflif{s ;fwf/0f ;efsf]

k|ltj]bg :jLs[t ul/lbg x'g xflb{s cg'/f]w ub{5' .

wGojfb Û

;+rfns ;ldltsf] tk{maf6

8Da/ axfb'/ yfkf

cWoIf, ;+rfns ;ldlt

ldltM @)&%.!@.#), zlgaf/

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7

o; efu{j ljsf; a}+s ln= sf] kf}if d;fGt @)&% ;Ddsf] ;+lIfKt hfgsf/Lgfd

/lhi68{ sfof{no

sDkgLsf] k|sf/

sDkgL /lhi6«f/sf] sfof{nodf btf{ ePsf] ldlt

btf{ gDa/

g]kfn /fi6« a}Fsaf6 sf/f]af/ :jLs[lt k|fKt ldlt

sf/f]af/ z'? ldlt

sfo{If]q

sfo{If]q -lhNnf_

zfvf sfof{no ;+VofM

;]o/ ;"rLs/0f ldlt

k"FhL ;+/rgf

s_ clws[t k"FhL

v_ hf/L k"FhL

u_ r'Qmf k"FhL

;]o/ ;+/rgf

g]6jy{ k|lt ;]o/

s'n lgIf]k

s'n shf{ tyf ;fk6L

s'n nufgL

v'b gfkmf

k|lt ;]o/ cfDbfgL

k|lt ;]o/ ahf/ d"No -clwstd_

artstf{

C0fL ;+Vof

k"FhLsf]if kof{Kttf

shf{, / k"FhL tyf lgIf]k cg'kft (CCD Ratio)

lgis[o shf{÷s'n shf{ cg'kft

s'n sd{rf/L ;+Vof

efu{j ljsf; a}+s lnld6]8

g]kfnu~h pkdxfgu/kflnsf j8f g++ !*,

sf/sfFbf] g]kfnu~h, afFs]

klAns lnld6]8 sDkgL

@)^#÷)(÷)(

(*#÷)^#÷)^$

@)^$÷)(÷)(

@)^$÷)%÷!#

k|b]z:t/ -% g+= k|b]z sf % lhNnf _

afFs], alb{of, bfË, slknj:t' / ?kGb]xL

!&

@)^(÷!!÷@!

?= ^) s/f]8

?= %) s/f]8 !^ nfv

?= %) s/f]8 !^ nfv

;+:yfksM ^)Ü

;j{;fwf/0fM $)Ü

?= !@$=$$

?= 3,262,821,248.63

?= 2,846,047,852.39

?= 32,341,437.33

?= 33,164,545.94

?= !#=@@

?= !%%=))

%@%&$

$$#&

!*=*#Ü

&@=#@Ü

)=$!Ü

!)*

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8

!= k'“hL

@= lgIf]k bfloTj

Page 9: K K JKIK WKSX QIQYXKB YP`RFK H

9

$= v'b gfkmf M

#= shf{ k|jfx

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10

^_ ;d:of tyf r'gf}tLx?

s_ cfGtl/s ;d:of tyf r'gf}tLx?M

o; cfly{s jif{sf] ;'?jftL lbg b]lv g} nufgL of]Uo /sd a}+sx?df cefj x'g', a}+sx?aLrdf art Pj+ d'4lt vftfsf]

Aofhb/df pRr k|lt:kwf{ eO{ lgIf]k tfgftfg x'g', b}lgs?kdf t/ntfdf ePsf] kl/jt{g, lgIf]k, shf{ tyf nufgL Aofhb/df

x'g] kl/jt{g cflbsf] sf/0faf6 ljleGg r'gf}tLx? tyf bIf hgzlQmsf] cfjfudg (Turnover) k|d'v r'gf}tLsf] ?kdf

/x]sf] b]lvG5 .

lwtf]kq btf{ tyf lgisfzg lgodfjnL @)&# sf] cg';"rL–!%-lgod @^ sf] pklgod -@_ ;+u ;DalGwt_

!_ ;+rfns ;ldltsf] k|ltj]bg M

o;} k|ltj]bg ;Fu ;+nUg /x]sf] .

@_ n]vf k/LIfssf] k|ltj]bg M

o;} k|ltj]bg ;Fu ;+nUg /x]sf] .

#_ n]vfk/LIf0f ePsf] ljQLo ljj/0f M

o;} k|ltj]bg ;Fu ;+nUg /x]sf] .

$_ sfg"gL sf/jfxL ;DalGw ljj/0f M

-s_ q}dfl;s cjlwdf o; ljsf; a}+sn] jf ljsf; a}+s lj?4 s'g} d2f bfo/ ePsf] 5}g .

-v_ o; ljsf; a}+ssf] ;+:yfks jf ;~rfnsn] jf ;+:yfks jf ;~rfnssf] lj?4df k|rlnt lgodsf] cj1f jf

kmf}Hbf/L ck/fw u/]sf] ;DaGwdf s'g} d'2f bfo/ u/]sf] jf ePsf] hfgsf/L 5}g .

-u_ s'g} ;+:yfks jf ;~rfns lj?4 cfly{s ck/fw u/]sf] ;DaGwdf s'g} d'2f u/]sf] jf ePsf] hfgsf/L 5}g .

%_ ;+ul7t ;+:yfsf] z]o/ sf/f]jf/ tyf k|ultsf] ljZn]if0f M

-s_ lwtf]kq ahf/df ePsf] ;+ul7t ;+:yfsf] z]o/sf] sf/f]jf/ ;DaGwdf Joj:yfkgsf]

wf/0ff– lwtf]kq ahf/df x'g] ptf/r9fjdf v'Nnf ahf/ gLltn] :yfkgf u/]sf] d"NodfGotf cg'?k x'g] u/]sf]5 .

v_ ut jif{sf] k|To]s q}dfl;s cjlwdf ;+ul7t ;+:yfsf] z]o/sf] clwstd, Go"gtd / clGtd d'Nosf

;fy} s'n sf/f ]jf/ z]o/ ;+Vof / sf/f ]jf/ lbg M g]kfn :6s PS;r]Gh lnld6]8sf] j]a;fO{6

www.nepalstock.com.np sf cg';f/ o; ;+:yfsf] z]o/ sf/f]jf/ b]xfo adf]lhd /x]sf] 5M–

ldlt

@)&$ cflZjg d;fGt

@)&$ kf}if d;fGt

@)&$ r}q d;fGt

@)&% cfiff9 d;fGt

Go"gtd d'No

?=

245

160

135

125

clGtd d'No

?=

260

168

144

134

sf/f]jf/

;+Vof

407

488

128

150

s'n sf/f]jf/

lbg

50

52

35

44

clwstd d'No

?=

315

285

165

170

Page 11: K K JKIK WKSX QIQYXKB YP`RFK H

11

v_ afXo ;d:of tyf r'gf}tLx? M

lgodgsf/L lgsfox?af6 hf/L ul/g] gLlt lgodx?sf] c;/, ljZjJofkL cfly{s kl/b[ioaf6 kg{ ;Sg] c;/x? .

u_ /0fgLltx? M

g]kfn /fi6« a}+saf6 k|fKt :jLs[t adf]lhd a}+sn] cfkm\gf] sfo{If]qnfO{ # lhNnf -afFs], bfË / alb{of _ af6 :t/f]GgtL u/L

Pp6} k|b]z /xg] u/L yk @ lhNnf -slknj:t' / ?kGb]xL _ /xg] u/L % lhNnfdf cfkmgf] sfo{If]q lj:tf/ ug]{, gofF ylkg]

@ lhNnf a}+lsË Jofj;fo lj:tf/sf nflu Psbd} ;DefJotf ePsf] lhNnf ePsf]n] zfvf lj:tf/df laz]if Wofg lbO{

Jofj;flos lj:tf/ ug]{, a}+sn] cfkmgf] lgIf]ksf] ;DdL>0fnfO{ dWo]gh/ ug]{, a}+ssf] k'FhL adf]lhdsf] 7'nf kl/of]hgf

shf{x?sf] cWoog tyf ljZn]if0f u/L shf{ k|jfx ug]{, shf{, t/ntf tyf gfkmfdf kg{ ;Sg] k|efjtkm{ a}+]s ;b}j ;hu

/x]sf], æ;]jfdf tTk/tf, xfd|f] k|ltj4tfÆ eGg] d"n gf/fnfO{ cfTd;fy u/L tLj| k|lt:kwf{sf aLrklg u|fxssf] cfjZstfnfO{

dgg ug]{ / a}+ssf] klxrfg pRr /fvL u|fxsd'vL ;]jf;'ljwfx?sf] lj:tf/ u/L n}hfg] gLlt a}+sn] lnPsf] 5 .

&_ ;+:yfut ;'zf;g M

;+:yfut ;'zf;g ;DaGwdf ;+rfns ;ldltsf] k|ltj]bgdf pNn]v ul/Psf] 5 .

*_ lwtf]kq lgisfzg lgb]{lzsf @)^% sf] bkmf @* cg';f/ ljj/0f kqdf k|If]k0f ul/Psf ljj/0fx? dWo] la; k|ltzt

jf ;f] eGbf a9Ln] km/s k/]sf ljj/0fx? M ;f] g/x]sf] .

(_ lgod @^ sf] pklgod -%_ ;Fu ;lDaGwt ljz]if 36gf jf kl/l:ylt ;DalGw ljj/0f M o; k|sf/sf] ljz]if 36gf jf

kl/l:ylt gePsf] .

Page 12: K K JKIK WKSX QIQYXKB YP`RFK H

12

sDkgL P]g @)^# sf] bkmf !)( -$_ ;+u ;DalGwt ljj/0f

s_ ljut jif{sf] sf/f]jf/sf] l;xfjnf]sg M– aflif{s k|ltj]bgdf k|:t't ul/Psf] 5 .

v_ /fli6«o tyf cGt/f{li6«o kl/l:yltaf6 sDkgLsf] sf/f]jf/nfO{ s'g} c;/ k/]sf] eP ;f] c;/ M– aflif{s k|ltj]bgdf

k|:t't ul/Psf] 5 .

u_ k|ltj]bg tof/ ePsf] ldlt ;Dd rfn' jif{sf] pknAwL / eljiodf ug'{ kg]{ s'/fsf] ;DaGwdf ;+rfns ;ldltsf]

wf/0ff M– aflif{s k|ltj]bgdf k|:t't ul/Psf] 5 .

3_ sDkgLsf] cf}Bf]lus jf Jofj;flos ;DaGw M– aflif{s k|ltj]bgdf k|:t't ul/Psf] 5 .

ª_ ;+rfns ;ldltdf ePsf] x]/k]m/ / ;f] sf] sf/0f M– aflif{s k|ltj]bgdf k|:t't ul/Psf] 5 .

r_ sf/f]jf/nfO{ c;/ kfg]{ d'Vo s'/fx? M– aflif{s k|ltj]bgdf k|:t't ul/Psf] 5 .

5_ n]vf k/LIf0f k|ltj]bgdf s'g} s}lkmot pNn]v ePsf] eP ;f] pk/ ;+rfns ;ldltsf] k|ltlqmof M– aflif{s k|ltj]bgdf

k|:t't ul/Psf] 5 .

h_ nfef+z afF8kmfF8 ug{ l;kmf/Lz ul/Psf] /sd M–

ljsf; a}+sn] cf=j= @)&$÷)&% s'n r'Qmfk'FhL ?= %),!^,)),))).– sf] ^ k|ltzt sf] b/n] ?=

#,))(^,)))=)) gub nfefz+ z]o/ ljt/0f ug]{ k|:tfj u/]sf] 5 .

em_ z]o/ hkmn ePsf] eP hkmn ePsf] z]o/ ;+Vof, To:tf] z]o/sf] c+lst d"No, To:tf] z]o/ hkmt x'g' eGbf cufj}

;f] jfkt sDkgLn] k|fKt u/]sf] /sd tyf hkmt ePsf] z]o/ jfkt /sd lkmtf{ u/]sf] eP ;f] sf] ljj/0f M– 5}g .

`_ ljut cfly{s jif{df sDkgL / o;sf] ;xfos sDkgLsf] sf/f]jf/sf] k|ult / ;f] cfly{s jif{sf] cGtdf /x]sf]

l:yltsf] k'g/fjnf]sg M– o; a}+ssf] ;xfos sDkgL 5}g .

6_ sDkgL tyf To;sf] ;xfos sDkgLn] cfly{s jif{df ;DkGg u/]sf] k|d'v sf/f]jf/x? / ;f] cjlwdf sDkgLsf]

sf/f]jf/df cfPsf] s'g} dxTjk"0f{ kl/jQ{g M– o; a}+ssf] ;xfos sDkgL 5}g .

7_ ljut cfly{s jif{df sDkgLsf] cfwf/e"t z]o/wgLx?n] sDkgLnfO{ pknAw u/fPsf] hfgsf/L M– s'g} hfgsf/L

u/fPsf] 5}g .

8_ ljut cfly{s jif{df sDkgLsf ;+rfns tyf kbflwsf/Lx?n] lnPsf] z]o/sf] :jfldTjsf] ljj/0f / sDkgLsf] z]o/

sf/f]jf/df lghx? ;+nUg /x]sf] eP ;f] ;DaGwdf lghx?af6 sDkgLn] k|fKt u/]sf] hfgsf/L M– ;+rfnsx?n]

lnPsf] z]o/ :jfldTjsf] ljj/0f o; k|sf/ 5 . lghx? z]o/ sf/f]jf/df ;+nUg /x] g/x]sf] hfgsf/L k|fKt ePsf] 5}g .

l;=g+=

!=

@=

#=

$=

%=

^=

z]o/wgLsf] gfd

>L 8Da/ axfb'/ yfkf

>L sflGt l;hfktL

>L s[i0f k|;fb afF:sf]6f

>L cd/ axfb'/ lji6

>L huGgfy uf]tfd]

>L hulbz rGb| e§

kb

cWoIf

;~rfns

;~rfns

;~rfns

;~rfns

;~rfns

z]o/ ;+Vof

#^(

!#,@))

!)%^)

@^$))

@*))^

!)*))

Page 13: K K JKIK WKSX QIQYXKB YP`RFK H

13

9_ ljut cfly{s jif{df sDkgL ;+u ;DalGwt ;Demf}tfx?df s'g} ;+rfns tyf lghsf] glhssf] gft]bf/sf] JolQmut

:jfy{sf] af/]df pknAw u/fOPsf] hfgsf/Lsf] Joxf]/f M– 5}g .

0f_ sDkgLn] cfk\mgf] z]o/ cfk}mn] v/Lb u/]sf] eP To;/L cfk\mgf] z]o/ v/Lb ug'{sf] sf/0f, To:tf] z]o/sf] ;+Vof /

c+lst d"No tyf To;/L z]o/ v/Lb u/]jfkt sDkgLn] e'QmfgL u/]sf] /sd M– a}+sn] cfk\mgf] z]o/ cfk}m v/Lb u/]sf]

5}g .

t_ cfGtl/s lgoGq0f k|0ffnL eP jf g ePsf] / ePsf] eP ;f] sf] lj:t[t ljj/0f M– a}+sdf /x]sf] ;+:yfut ;'zf;g tyf

cfGtl/s lgoGq0f k|0ffnL aflif{s k|ltj]bgdf pNn]v ul/Psf] 5 .

y_ ljut cfly{s jif{sf] s'n Joj:yfkg vr{sf] ljj/0f M–

cfly{s jif{ )&$÷&% df a}+ssf] s'n Joj:yfkg vr{sf] ljj/0f o; k|sf/ 5 M–

sd{rf/L vr{ ?= 34,132,257.97

sfof{no ;+rfng vr{ ?= 34,604,488.06

hDdf ?= 68,736,746.03

b_ n]vf k/LIf0f ;ldltsf ;b:ox?sf] gfdfjnL, lghx?n] k|fKt u/]sf] kfl/>lds, eQf tyf ;'ljwf ;f] ;ldltn] u/]sf]

sfd sf/jfxLsf] ljj/0f / ;f] ;ldltn] s'g} ;'emfj lbPsf] eP ;f] sf] ljj/0f M– u}/ sfo{sf/L ;+rfnssf]

;+of]hsTjdf ul7t n]vf k/LIf0f ;ldltsf ;b:ox? M–

!_ >L huGgfy uf]tfd] -;+rfns_ – ;of]hs

@_ >L ct'n /]UdL – ;b:o

#_ >L af;'b]j kGt – ;b:o ;lrj

;+rfnsnfO{ k|lt a}7s ?= !,%)).– eQf k|bfg ul/Psf] 5 . sd{rf/L ;b:onfO{ a}7s eQf k|bfg ul/Psf]

5}g . n]vf k/LIf0f ;ldltn] cfGtl/s tyf afXo n]vf k/LIf0f k|ltj]bgdf cf}NofOPsf s}lkmotx?nfO{ cWoog u/L

;'wf/sf nflu ;+rfns ;ldlt / Joj:yfkgnfO{ ;'emfj / lgb]{zg lbg] u/]sf] 5 .

w_ ;+rfns, k|aGw ;+rfns, sfo{sf/L k|d'v, sDkgLsf cfwf/e"t z]o/wgL jf lghsf] lghsf gft]bf/ jf lgh ;+nUg

/x]sf] kmd{, sDkgL jf ;+ul7t ;+:yfn] sDkgLnfO{ s'g} /sd a'emfpg afFsL eP ;f] s'/f M– s'g} /sd a'emfpg afFsL

/x]sf] 5}g .

g_ ;+rfns, k|aGw ;+rfns, sfo{sf/L k|d'v tyf kbflwsf/Lx?nfO{ e'QmfgL ul/Psf] kfl/>lds, eQf tyf ;'ljwf]

/sd M– ;+rfns ;ldltsf cWoIfnfO{ k|lta}7s ?=#,%)).– / ;+rfnsnfO{ k|lt a}7s ?= #,))).– a}7s eQf lbOPsf]

5 . a}+ssf] lgodfjnL adf]lhd b}lgs eQf Pj+ oyfy{ e|d0f vr{ k|bfg ul/Psf] 5 . pk/f]Qm a}7s eQf tyf kfl/>lds

;'ljwfx?df k|rlnt sfg"g adf]lhd s/ s§L u/]/ dfq e'QmfgL ug]{ ul/Psf] 5 .

l;=g+=

!

@

#

ljj/0f

tna tyf eQf

sfo{ ;Dkfbgdf cfwfl/t kfl/>lds

cGo

hDdf

k|d'v sfo{sf/L clws[t

?= @#,&(,^().–

?= @#,&(,^().–

Page 14: K K JKIK WKSX QIQYXKB YP`RFK H

14

k_ z]o/wgLx?n] a'lem lng afFsL /x]sf] nfef+z /sd M– 5}g .

km_ bkmf !$! adf]lhd ;DklQ v/Lb jf ljqmL u/]sf] s'/fsf] ljj/0f M– o; ljsf; a}sn] cfkm\gf] :jMk|of]hgsf] nflu

g]kfnu~hsf] k|d'v :yfg wDaf]emL rf]sdf k|rlnt lgodsf] cfjZos k|s[of k"/f u/L g]kfnu~h pkdxfgu/kflnsf j8f

g+= !^ wDaf]emL rf]s, g]kfnu~h, afFs], lsQf g+= !#%, If]qkmn @^% ju{ld6/sf] hUuf -38]/L_ vl/b ul/Psf] 5 .

a_ bkmf !&% adf]lhd ;Da4 sDkgL aLr ePsf] sf/f]jf/sf] ljj/0f M– 5}g .

e_ sDkgL P]g tyf k|rlnt sfg"g adf]lhd ;+rfns ;ldltsf] k|ltj]bgdf v'nfpg' kg]{ cGo s'g} s'/f M– aflif{s

k|ltj]bgdf v'nfO{ ;lsPsf] 5 .

d_ cGo cfjZos s'/f M– 5}g .

Page 15: K K JKIK WKSX QIQYXKB YP`RFK H

15

Page 16: K K JKIK WKSX QIQYXKB YP`RFK H

16

Page 17: K K JKIK WKSX QIQYXKB YP`RFK H

17

jf;nft@)&% ;fn cfiff9 d;fGtsf]

k"FhL tyf bfloTj

!= z]o/ k"FhL

@= hu]8f tyf sf]ifx?

#= C0fkq tyf aG8

$= ltg{ afFsL shf{ ;fk6

%= lgIf]k bfloTj

^= e'QmfgL lbg'kg{] lanx?

&= k|:tfljt nfef+z

*= cfos/ bfloTj

(= cGo bfloTj

s'n bfloTj

cg';"rL

$=!

$=@

$=#

$=$

$=%

$=^

$=&

o; jif{ ?=

434,829,400.00 36,228,361.90

- -

3,113,549,843.32 45,145.60 31,485,473.68

32,690,097.84 3,648,828,322.35

ut jif{ ?=

290,400,000.00 27,960,257.97 - -

1,962,067,114.22 - 1,389,473.68

17,845,672.32 2,299,662,518.19

;DklQ

!= gub df}Hbft

@= g]kfn /fi6« a}+sdf /x]sf] df}Hbft

#= a}+s÷ljQLo ;+:yfdf /xsf] df}Hbft

$= dfu tyf cNk ;"rgfdf k|fKt x'g] /sd

%= nufgL

^= shf{, ;fk6 tyf lan v/Lb

&= l:y/ ;DklQ

*= u}/ a}+lsË ;DklQ

(= cGo ;DklQ

s"n ;DklQ

cg';"rL

$=*

$=(

$=!)

$=!!

$=!@

$=!#

$=!$

$=!%

$=!^

o; jif{ ?=

67,690,699.45 140,984,790.82 15,664,549.06 897,242,414.48 28,386,896.24 2,368,634,649.83 87,165,529.16 - 43,058,793.31 3,648,828,322.35

ut jif{ ?=

50,413,037.57 114,287,154.51 601,411,952.61 -

13,963,634.19 1,442,049,836.99 53,330,688.65 -

24,206,213.67 2,299,662,518.19

;+efljt bfloTj

;+rfnsx?sf] 3f]if0ff

k"+hLsf]if tflnsf

hf]lvd efl/t ;DklQ ljj/0f tflnsf

k|d'v ;"rsfÍx?

k|d'v n]vf gLltx?

n]vf ;DjwL l6Kk0fLx?

cg';"rL $=!&

cg';"rL $=@(

cg';"rL $=#)

cg';"rL $=#) -s_

cg';"rL $=#!

cg';"rL $=#@

cg';"rL $=##

$=! b]lv $=!&, $=#@ / $=## cg';"rLx? jf;nftsf cleGg c+u x'g\ .

==============================================8Da/ axfb'/ yfkf

cWoIf

xfd|f] cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df==============================================================sfGtL l;hfktL -e08f/L_

;~rfns

===================================================s[i0f k|;fb afF:sf]6f

;~rfns

===========================================================l;=P= xl/ s'df/ l;njfn

Pr=s]= P;f]l;o6\;rf6{8{ PsfpG6]G6\;

================================================cd/ axfb'/ lai6

;~rfns

==========================================huGgfy uf]tfd]

;~rfns

===========================================hulbz rGb| e§

;~rfns

==============================================k'is/ /fh hf]zL

k|d'v sfo{sf/L clws[t

==============================================t]h axfb'/ /fjn

n]vf k|d'v

ldlt M @)&%÷)(÷@), :yfg M g]kfnu~h, afFs]

Page 18: K K JKIK WKSX QIQYXKB YP`RFK H

18

gfkmf gf]S;fg lx;faldlt @)&$÷$÷! b]lv @)&%÷#÷#@ ;Dd

ljj/0f

!= Aofh cfDbfgL

@= Aofh vr{

v'b Aofh cfDbfgL

#= sldzg tyf l8:sfp06

$= cGo ;~rfng cfDbfgL

%= ;6xL 36a9 cfDbfgL

s"n ;~rfng cfDbfgL

^= sd{rf/L vr{

&= cGo ;~rfng vr{

*= ;6xL 36a9 gf]S;fg

;Defljt gf]S;fgL Aoj:yf cl3sf] ;+rfng d'gfkmf

(=;Defljt gf]S;fgL Aoj:yfx?

;~rfng d'gfkmf

!)= u}/ ;+rfng cfDbfgL÷vr{

!!= ;Defljt gf]S;fgL Aoj:yfaf6 lkmtf{

lgoldt sf/f]af/af6 ePsf] d'gfkmf

!@= c;fdfGo sf/f]af/x?af6 ePsf] d'gfkmf÷vr{

;Dk"0f{ sf/f]af/ ;dfj]z kl5sf] v"b d'gfkmf

!#=sd{rf/L af]g; Joj:yf

!$=cfos/ Joj:yf

o; jif{sf] s/ Joj:yf

ljut jif{;Ddsf] s/ Joj:yf

o; jif{sf] :yug s/ -cfDbfgL_/ vr{

v'b gfkmf÷gf]S;fg

cg';"rL

$=!*

$=!(

$=@)

$=@!

$=@@

$=@#

$=@$

$=@@

$=@%

$=@^

$=@&

$=@*

o; jif{ ?=

314,607,784.92

206,499,994.86

108,107,790.06

3,619,296.61

26,773,670.13

-

138,500,756.80

34,132,257.97

34,604,488.06

-

69,764,010.77

11,127,337.47

58,636,673.30

(10,879.88)

-

58,625,793.42

-

58,625,793.42

5,329,617.58

17,184,813.36

17,826,505.00

(641,691.64)

36,111,362.47

ut jif{ ?=

205,786,037.07

116,391,312.09

89,394,724.98

2,289,297.60

13,707,540.52

-

105,391,563.10

26,371,711.13

26,667,165.16

-

52,352,686.81

6,865,552.25

45,487,134.56

(6,424.00)

-

45,480,710.56

-

45,480,710.56

4,134,610.05

12,810,935.58

12,537,912.15

273,023.43

28,535,164.93

$=!* b]lv $=@*, $=#@ / $=## cg';"rLx? gfkmf gf]S;fg lx;fjsf cleGg c+u x'g\ .

xfd|f] cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df

==============================================8Da/ axfb'/ yfkf

cWoIf

==============================================================sfGtL l;hfktL -e08f/L_

;~rfns

===================================================s[i0f k|;fb afF:sf]6f

;~rfns

===========================================================l;=P= xl/ s'df/ l;njfn

Pr=s]= P;f]l;o6\;rf6{8{ PsfpG6]G6\;

================================================cd/ axfb'/ lai6

;~rfns

==========================================huGgfy uf]tfd]

;~rfns

===========================================hulbz rGb| e§

;~rfns

==============================================k'is/ /fh hf]zL

k|d'v sfo{sf/L clws[t

==============================================t]h axfb'/ /fjn

n]vf k|d'v

ldlt M @)&%÷)(÷@), :yfg M g]kfnu~h, afFs]

Page 19: K K JKIK WKSX QIQYXKB YP`RFK H

19

gfkmf gf]S;fg afF8kmfF8 lx;faldlt @)&$÷$÷! b]lv @)&%÷#÷#@ ;Dd

ljj/0f

cfDbfgL

!= ut jif{;Ddsf] ;+lrt d"gfkmf

@= o; jif{sf] d'gfkmf

#= ;6xL 36a9 sf]if

$=z]o/ lk|ldodaf6

hDdf

vr{

!= ut jif{;Ddsf] ;+lrt gf]S;fg

@= o; jif{sf] gf]S;fg

#= ;fwf/0f hu]8fsf]if

$= e}k/L cfpg] hu]8f

%= ;+:yf lasf; sf]if

^= nfef+z ;dLs/0f sf]if

&= sd{rf/L ;DaGwL hu]8fx?

*= k|:tfljt nfef+z

(= k|:tfljt af]g; z]o/

!)= laz]if hu]8f sf]if

!!= ;6xL 36a9 sf]if

!@= k"FhL lkmtf{ hu]8f sf]if

!#= k"FhL ;dfof]hg sf]if

!$=:yug s/ sf]if

!%= ;fdflhs pQ/bfloTo sf]if

!^= nufgL ;dfof]hg sf]if

!&= sd+rf/L tflnd tyf lat[ ljsf; sf]if

hDdf

!%= ;l~rt d'gfkmf÷-gf]S;fg_

cg';"rL

---

-

-------------------

o; jif{ ?=

6,515,384.76 36,111,362.47 -

42,626,747.24

- - 7,222,272.49 - - - - 30,096,000.00 - - - - - 641,691.64 361,113.62 (145,416.68) 90,421.77 38,266,082.85 4,360,664.39

ut jif{ ?=

2,123,847.84 28,535,164.93 - 9,792,970.80 40,451,983.57

- - 5,707,032.99 - - - - 1,389,473.68 26,400,000.00 - - - - (273,023.43) 285,351.65 259,272.68 168,491.23 33,936,598.80 6,515,384.76

xfd|f] cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df

==============================================8Da/ axfb'/ yfkf

cWoIf

==============================================================sfGtL l;hfktL -e08f/L_

;~rfns

===================================================s[i0f k|;fb afF:sf]6f

;~rfns

===========================================================l;=P= xl/ s'df/ l;njfn

Pr=s]= P;f]l;o6\;rf6{8{ PsfpG6]G6\;

================================================cd/ axfb'/ lai6

;~rfns

==========================================huGgfy uf]tfd]

;~rfns

===========================================hulbz rGb| e§

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==============================================k'is/ /fh hf]zL

k|d'v sfo{sf/L clws[t

==============================================t]h axfb'/ /fjn

n]vf k|d'v

ldlt M @)&%÷)(÷@), :yfg M g]kfnu~h, afFs]

Page 20: K K JKIK WKSX QIQYXKB YP`RFK H

20

gub k|jfx ljj/0fldlt @)&$÷$÷! b]lv @)&%÷#÷#@ ;Dd

ljj/0fs= sf/f]af/ ;+rfngaf6 gub k|jfx!= gub k|flKt!=! Aofh cfDbfgL!=@ sdLzg tyf l8:sfpG6 cfDbfgL!=# lab]zL ljlgdo sf/f]af/af6 cfDbfgL!=$ ckn]lvt shf{sf] c;'nL!=% cGo cfDbfgL@= gub e'QmfgL@=! Aofh vr{@=@ sd{rf/L vr{@=# sfof{no ;+rfng vr{@=$ cfos/ e'QmfgL@=% cGo vr{sfo{ut k"FhL ultljlw cl3sf] gub k|jfx;~rfng ;DalGw rfn' ;DklQdf sld÷-j[l¢_!= dfu tyf cNk ;'rgfdf k|fKt x'g] /sddf sld÷-j[l¢_@= cGo cNksfnLg nufgLdf sdL÷-j[l¢_#= shf{ tyf laN; v/Lbdf sld÷-j[l¢_$= cGo ;DklQdf sld÷-j[l¢_;~rfng ;DalGw rfn' bfloTjdf -sld_÷j[l¢!= lgIf]k bfloTjdf -sld_÷j[l¢@= ;l6{lkms]6 ckm l8kf]lh6df -sld_÷j[l¢#= cNksfnLg ;fk6Ldf -sld_÷j[l¢$= cGo bfloTjdf -sld÷j[l¢sfo{ut k"FhL ultljlw kl5sf] gub k|jfx-v_ nufgL sf/f]af/df gub k|jfx!= bL3{sfnLg nufgLdf sld÷-j[l¢_@= :yL/ ;DklQdf sld÷-j[l¢_#= bL3{sfnLg nufgLdf Aofh cfDbfgL$= nfef+z cfDbfgL%= cGo-u_ ljQLo >f]t sf/f]af/x?af6 gub k|jfx!= bL3{sfnLg C0f -a08, l8a]Gr/ cflb_ df j[l¢÷-sld_@= z]o/ k"FhLdf j[l¢÷-sld_#= cGo bfloTjdf j[l¢÷-sld_$= z]o/ lk|ldod j[l¢÷-sld_%= g]kfn /fi6« a}+saf6 k|fKt ;x'lnot÷k'g/shf{df j[l¢÷-sld_-3_ gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf] km/saf6 cfDbfgL÷vr{-ª_ o; jif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx-r_ gub tyf a}+sdf /x]sf] z'? df}Hbft-5_ gub tyf a}+sdf /x]sf] clGtd dFf}+Hbft

o; jif{ ?=

345,000,751.66 314,607,784.92 3,619,296.61 - - 26,773,670.13 (280,660,817.66) 202,698,095.01 34,127,741.59 24,839,948.53 18,995,032.53 - 64,339,934.00 (953,799,572.81) - - (936,757,212.34) (17,042,360.47) 1,157,236,266.41 1,151,482,729.10 - - 5,753,537.31 267,776,627.60 (58,988,459.98) (15,378,200.05) (43,610,259.93) - - - 146,682,141.45

144,429,400.00 (212,712.65) 2,465,454.10 - - 355,470,309.07 766,112,144.69 1,121,582,453.81

ut jif{ ?=

221,782,875.19 205,786,037.07 2,289,297.60 - - 13,707,540.52 (186,629,724.19) 116,391,312.09 26,371,711.13 26,667,165.16 13,510,910.33 3,688,625.48 35,153,151.00 (324,884,064.12) - - (313,512,209.71) (11,371,854.41) 431,075,163.07 421,842,226.93 - - 9,232,936.14 141,344,249.96 (18,821,454.97) (7,103,300.00) (11,718,154.97) - - - 128,529,812.91 - 129,792,970.80 (1,263,157.89)

- - 251,052,607.90 515,059,536.79 766,112,144.69

==============================================8Da/ axfb'/ yfkf

cWoIf

xfd|f] cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df==============================================================sfGtL l;hfktL -e08f/L_

;~rfns

===================================================s[i0f k|;fb afF:sf]6f

;~rfns

===========================================================l;=P= xl/ s'df/ l;njfn

Pr=s]= P;f]l;o6\;rf6{8{ PsfpG6]G6\;

================================================cd/ axfb'/ lai6

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===========================================hulbz rGb| e§

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k|d'v sfo{sf/L clws[t

==============================================t]h axfb'/ /fjn

n]vf k|d'vldlt M @)&%÷)(÷@), :yfg M g]kfnu~h, afFs]

Page 21: K K JKIK WKSX QIQYXKB YP`RFK H

21

ljj/0

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Page 22: K K JKIK WKSX QIQYXKB YP`RFK H

22

ljj/0f

!= z]o/ kF"hL

!=! clws[t kF"hL

s= ^),)),))) ;fwf/0f z]o/ k|lt z]o/ ?=!)) n]

v= ======== gg\l/l8d]jn lk|km/]G; z]o/ k|lt z]o/ ?= ======n]

u= ====== l/l8d]jn lk|km/]G; k|lt z]o/ ? ============ n]

!=@ hf/L kF"hL

s %,)!^,))) ;fwf/0f z]o/ k|lt z]o/ ? !)) n]

v=====gg\l/l8d]jn lk|km/]G; z]o/ k|lt z]o/ ?= ======== n]

u= =======l/l8d]jn lk|km/]G; z]o/ k|lt z]o/ ?========n]

!=# r"Qmf kF"hL

s $,)*$,@($ ;fwf/0f z]o/ k|lt z]o/ ?=!)) n]

v= == gg\l/l8d]an lk|km/]G; z]o/ k|lt z]o/ ?= ==== n]

u= ==== l/l8d]an lk|km/]G; z]o/ k|lt ?= ======== n]

!=$ k|:tfljt af]gz z]o/

!=% sN; Og P8efG;

hDdf /sd

o; jif{ ?=

600,000,000.00

501,600,000.00

408,429,400.00

26,400,000.00

434,829,400.00

ut jif{ ?=

600,000,000.00

475,200,000.00

264,000,000.00

26,400,000.00

290,400,000.00

z]o/ k'FhL tyf bfloTj@)&% ;fn cfiff9 d;fGt

z]o/ :jfldTj ljj/0f

!= :jb]zL :jfldTj

!=! g]kfn ;/sf/

!=@ æsÆ ju{sf Ohfhtkqk|fKt ;+:yfx?

!=# cGo Ohfhtkqk|fKt ;+:yfx?

!=$ cGo ;+:yfx?

!=% ;j{;fwf/0f

!=^ cGo

@= a}b]lzs :jfldTj

hDdf

o; jif{ ?=

Ü

4060

100

z]o/ k'FhL

173,931,760.00 260,897,640.00

434,829,400.00

ut jif{ ?=

z]o/ k"FhL

116,160,000.00 174,240,000.00

290,400,000.00

Ü

4060

100

gf]6M dfly cg';'lrdf pNn]lvt ljj/0f cGtu{t )=% k|ltzt jf ;f] eGbf a9L :jfldTj ePsf] JolQm÷;d"x÷kmd{÷sDkgL eP, lghx?sf] gfd, k|ltzt /

/sd :ki6 v"nfpg"' kg]{5 . k|ltzt pNn]v ubf{ z]o/ ;+Vofsf] cfwf/df u0fgf ug'{kg]{ 5 .

==============================================8Da/ axfb'/ yfkf

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xfd|f] cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df==============================================================sfGtL l;hfktL -e08f/L_

;~rfns

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cd/ axfb'/ lai6;~rfns

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Page 23: K K JKIK WKSX QIQYXKB YP`RFK H

23

JolQm ;d"x÷kmd{ ÷sDkgLsf] ljj/0f

@)&% ;fn cfiff9 d;fGtsf]

z]o/ k+'hL tyf :jfldTj cGt{ut )=%k|ltzt jf ;f] eGbf al9 :jfldTj ePsf] AolQm÷;d"x÷kmd{÷sDkgLsf] ljj/0f

l;=g=

123456789101112131415161718192021222324252627282930313233343536

123456

z]o/wgLsf] gfd;+:yfks ;d"xk'|8]lG;on Soflk6n;'/]z s'df/ wf/]jfnv]d /fh ;fksf]6fls/0f dNnx]d/fh e08f/L/fh s'df/ zdf{6Lsf/fd nfld5fg]zf]efv/ a'9fyf]sLk"0f{ axfb'/ rGbcd/ axfb'/ lji6lazfn u'|k lnld6]8rGb| l;x ;fpb9'08L/fh s8]nef]h/fh kf08]lbg]z af]s6Ldx]z s'df/ cu|jfnsdnf hf]zLbLks 3n] u'?Ëaf]w k|;fb lqkf7LlktfDa/ hf]zLnf]s /fh kf}8]nhgs axfb'/ e08f/LO{Zj/ clwsf/Ls]zj bQ kGt;'dg s'df/ k'gslatf e6\6sdn axfb'/ rGbdf]ltnfn >]i7l6s]Gb| axfb'/ rGbcf]dsf/ dfg >]i7;fg'efO{ yfkflnnfWjh a:g]tdx]z s'df/ a:g]tdbg /fh kGtk'is/ /fh l/hfnhLjg s'df/L cof{n;Jf{;wf/0f ;d"xo'gfO6]8 l8li6«Ao'6;{k'|8]lG;on Soflk6nlbks l/dfn>L u0f]z k|f]k/l6h P08 Oge]id]G6 k|f=ln=sljtf nfld5fg]lbjfs/ s'r]l/of

hDdf z]o/ lsQf

96,923.00 95,040.00 93,462.92 65,432.00 63,066.16 52,800.00 48,206.40 47,996.00 47,995.00 47,520.00 47,520.00 45,576.00 41,156.00 40,392.00 40,392.00 40,392.00 37,784.00 36,400.00 36,000.00 34,560.00 34,542.00 28,044.00 26,664.00 26,518.90 26,400.00 26,400.00 26,400.00 26,352.00 25,344.00 23,760.00 23,760.00 23,760.00 23,760.00 23,181.32 23,027.04 22,248.00

190,254.01 69,283.45 63,027.22 45,906.19 40,192.31 23,409.06

/sd

9,692,300.00 9,504,000.00 9,346,292.00 6,543,200.00 6,306,616.00 5,280,000.00 4,820,640.00 4,799,600.00 4,799,500.00 4,752,000.00 4,752,000.00 4,557,600.00 4,115,600.00 4,039,200.00 4,039,200.00 4,039,200.00 3,778,400.00 3,640,000.00 3,600,000.00 3,456,000.00 3,454,200.00 2,804,400.00 2,666,400.00 2,651,890.00 2,640,000.00 2,640,000.00 2,640,000.00 2,635,200.00 2,534,400.00 2,376,000.00 2,376,000.00 2,376,000.00 2,376,000.00 2,318,132.00 2,302,704.00 2,224,800.00

19,025,401.24 6,928,344.68 6,302,722.29 4,590,619.25 4,019,230.65 2,340,905.54

k|ltzt

2.37 2.33 2.29 1.60 1.54 1.29 1.18 1.18 1.18 1.16 1.16 1.12 1.01 0.99 0.99 0.99 0.93 0.89 0.88 0.85 0.85 0.69 0.65 0.65 0.65 0.65 0.65 0.65 0.62 0.58 0.58 0.58 0.58 0.57 0.56 0.54

4.66 1.70 1.54 1.12 0.98 0.57

Page 24: K K JKIK WKSX QIQYXKB YP`RFK H

24

hu]8f tyf sf]ifx?@)&% ;fn c;f/ d;fGt

cg';"rL $=@

ljj/0f

!= ;fwf/0f÷ j}wflgs hu]8f sf]if

@= k"FhLut hu]8f sf]if -z]o/ lk|ldod_

#= k"FhL lkmtf{ hu]8f sf]if (Capital Redemption Reserve)

$= k"FhL ;dfof]hg sf]if

%= cGo hu]8f tyf sf]if

%=! e}k/L cfpg] hu]8f

%=@ ;+:yf lasf; sf]if

%=# nfef+z ;lds/0f sf]if

%=$ laz]if hu]8f sf]if

%=% ;DklQ k'g{d"Nof+sg sf]if

%=^= :yug s/ hu]8f

%=&= cGo :jtGq sf]if

%=* nufgL ;dfof]hg sf]if

%=( cGo hu]8f sf]if

%=!) ;fdflhs pQ/bfloTj sf]if

%=!! sd+rf/L tflnd tyf lat[ ljsf; sf]if

^= ;l~rt gfkmf÷gf]S;fg

&= ;6xL 36a9 sf]if

hDdf

o; jif{ ?=

27,684,053.10 2,465,454.10

- -

1,718,190.31 - - - - -

890,704.00 -

134,820.68

433,752.62 258,913.00 4,360,664.39

- 36,228,361.90

ut jif{ ?=

20,461,780.61 - - -

983,092.60 - - - - -

249,012.36 -

280,237.36 -

285,351.65 168,491.23 6,515,384.76

- 27,960,257.97

C0fkq tyf a08@)&% ;fn c;f/ d;fGt

ljj/0f

!= ====== k|ltzt j08 ÷C0kq k|lt j08 ÷ C0fkq ====== ?= n]===

ldlt ==== df hf/L ePsf] / ldlt ==== df r'Qmf x'g] -xfn;Ddsf]

Redemption Reserve /sd ?= ======================== _

!= ====== k|ltzt j08 ÷C0kq k|lt j08 ÷ C0fkq ====== ?= n]===

ldlt ==== df hf/L ePsf] / ldlt ==== df r'Qmf x'g] -xfn;Ddsf]

Redemption Reserve /sd ?= ======================== _

#= =========== =================

hDdf !±@±#

o; jif{ ?=

-

-

- -

ut jif{ ?=

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-

- -

cg';"rL $=#

Page 25: K K JKIK WKSX QIQYXKB YP`RFK H

25

ltg{ afFsL shf{ -;fk6L_@)&% ;fn c;f/ d;fGt

ljj/0f

s= :jb]zL

!= g]kfn ;/sf/

@= g]kfn /fi6« a}+s

#= l/kf] bfloTj

$= cGt/ a}+s tyf ljQLo ;+:yf

%= cGo ;+ul7t ;+:yfx?

^= cGo

hDdf

v= lab]zL

!= a}+sx?

@= cGo

hDdf

hDdf -s±v_

o; jif{ ?=

- - - - - - -

- - - -

ut jif{ ?=

- - - - - - -

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!= Aofh ltg'{ gkg{] vftfx?

s= rNtL lx;fa

!= :jb]zL d'b«fdf

!=! g]kfn ;/sf/

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!=# cGo Ohfhtkq k|fKt ljQLo ;+:yfx?

!=$ cGo ;+ul7t ;+:yfx?

!=% AolQmut

!=^ cGo

@= lab]zL d'b«fdf

@=! g]kfn ;/sf/

@=@ æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx?

@=# cGo Ohfhtkq k|fKt ljQLo ;+:yfx?

@=$ cGo ;+ul7t ;+:yfx?

@=% AolQmut

@=^ cGo

o; jif{ ?=

128,865,387.71 128,865,387.71

- - 20,202,802.52 - 108,662,585.19

- - - - - - -

ut jif{ ?=

32,458,065.84 32,458,065.84

- - - - - 32,458,065.84 - - - - - - -

Page 26: K K JKIK WKSX QIQYXKB YP`RFK H

26

ljj/0f

v= dflh{g

!= sd{rf/L hdfgt

@= hdfgt dflh{g

#= k|lttkq dflh{g

u= cGo

!= :jb]zL d'b«fdf

!=! ljQLo ;+:yfx?

!=@ cGo ;+ul7t ;+:yfx?

!=# AolQmut

@= lab]zL d'b«fdf

@=! ljQLo ;+:yfx?

@=@ cGo ;+ul7t ;+:yfx?

@=# AolQmut

Aofh ltg'{ gkg{] vftfx?sf] hDdf

@= Aofh ltg'{kg{] vftfx?

s= art lx;fa

!= :jb]zL d'b«fdf

!=! ;+3 ;+:yfx?

!=@ AolQmut

!=# cGo

@= lab]zL d'b«fdf

@=! ;+3 ;+:yfx?

@=@ AolQmut

@=# cGo

v= d'2tL lx;fa

!= :jb]zL d'b«fdf

!=! ;+3 ;+:yfx?

!=@ AolQmut

!=# cGo

@= lab]zL d'b«fdf

@=! ;+3 ;+:yfx?

@=@ AolQmut

@=# cGo

u= dfu]sf] avt ltg'{kg{] lx;fa

!= :jb]zL d'b«fdf

!=! æsÆ ju{sf Ohfhtkq k|fKt ;+:yfx?

!=@ cGo O= k|f= ljQLo ;+:yfx?

!=# cGo ;+ul7t ;+:yfx?

!=$ AolQmut

!=% cGo

o; jif{ ?=

- - - -

26,310,100.18 26,310,100.18

- - 26,310,100.18 - - - -

155,175,487.89

1,194,193,623.08 1,194,193,623.08

- 1,194,193,623.08 - - - - -

1,158,316,385.63 1,158,316,385.63

473,443,115.63 684,873,270.00 - - - - -

605,864,346.72 605,864,346.72

- 440,172,168.72 112,315,699.18 53,376,478.82 -

ut jif{ ?=

- - - -

25,502,913.24 25,502,913.24

- -

25,502,913.24 - - - -

57,960,979.08

742,564,580.93 742,564,580.93

- 742,564,580.93 - - - - -

820,496,955.00 820,496,955.00

- 820,496,955.00 - - - - -

341,044,599.21 341,044,599.21

- -

341,044,599.21 - -

Page 27: K K JKIK WKSX QIQYXKB YP`RFK H

27

ljj/0f

@= lab]zL d'b«fdf

@=! s ju{sf Ohfhtkq k|fKt ;+:yfx?

@=@ cGo O=k|f= ljQLo ;+:yfx?

@=# cGo ;+ul7t ;+:yfx?

@=$ AolQmut

@=% cGo

3= ;l6{lkms]6 ckm l8kf]lh6

!= ;+ul7t ;+:yf

@= AolQmut

#= cGo

Aofh ltg'{ kg{] vftfx?sf] hDdf

-!±@_ hDdf lgIf]k

o; jif{ ?=

- - - - - - - - - -

2,958,374,355.43 3,113,549,843.32

ut jif{ ?=

- - - - - - - - - -

1,904,106,135.14 1,962,067,114.22

e'QmfgL lbg' kg{] lanx?@)&% ;fn c;f/ d;fGt

ljj/0f

!= :jb]zL d'b«f

@= lab]zL d'b«f

hDdf

o; jif{ ?=

45,145.60 - 45,145.60

ut jif{ ?=

- - -

cg';"rL–$=^

cGo bfloTj

@)&% ;fn c;f/ d;fGt

cg';"rL –$=&

ljj/0f

!= k]G;g÷pkbfg sf]if

@= sd{rf/L ;~ro sf]if

#= sd{rf/L sNof0f sf]if

$= sd{rf/L af]g; Aoj:yf

%= lgIf]kdf e'QmfgL lbg afFsL Aofh

^= ;fk6Ldf e'QmfgL lbg afFsL Aofh

&= kfsL g;s]sf] l8:sfp06 / sldzg

*= ;08«L qm]l86;{

(= zfvf ldnfg lx;fa

!)= :yug s/ bfloTj

!!= e"QmfgL lbg afFsL nfef+z

!@= cGo

hDdf

o; jif{ ?=

1,358,100.99 - -

9,464,227.63 4,699,647.57

- -

14,198,441.06 - - -

2,969,680.59 32,690,097.84

ut jif{ ?=

1,190,243.49 - -

4,134,610.05 897,747.72

- -

8,289,160.11 - - -

3,333,910.95 17,845,672.32

Page 28: K K JKIK WKSX QIQYXKB YP`RFK H

28

gub df}Hbft@)&% ;fn c;f/ d;fGt

cg';"rL –$=*

ljj/0f

!= :jb]zL d'b«f -l;Ssf ;d]t_

@= lab]zL d'b«f

hDdf

o; jif{ ?=

67,690,699.45 - 67,690,699.45

ut jif{ ?=

50,413,037.57 - 50,413,037.57

g]kfn /fi6« a}+sdf /x]sf] df}Hbft@)&% ;fn c;f/ d;fGt

cg';"rL –$=(

ljj/0f

!= g]kfn /fi6« a}+s

s= rNtL vftf

v= cGo vftf

:jb]zL d'b«f

140,984,790.82 140,984,790.82 -

lab]zL d'b«f ?= df

ef= ?= kl/jTo lj=d"= hDdf

- - - - - - - - -

s'n ¿=

140,984,790.82 140,984,790.82 -

ut aif{ ?=

114,287,154.51 114,287,154.51 -

a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft@)&% ;fn c;f/ d;fGt

cg';"rL –$=!)

ljj/0f

!= :jb]zL

Ohfhtkq k|fKt

;+:yfx?

s= rNtL vftf

v= cGo vftf

@= lab]zL a}+sx?

s= rNtL vftf

v= cGo vftf

hDdf

:jb]zL d'b«f

15,664,549.06 15,664,549.06 - - - -

15,664,549.06

lab]zL d'b«f ?= df

ef= ?= kl/jTo lj=d"= hDdf

- - -- - -- - -- - -- - -- - -- - -

s'n ?=

15,664,549.06 15,664,549.06 - - - -

15,664,549.06

ut jif{ ?=

601,411,952.61 171,540.54 601,240,412.07 - - - 601,411,952.61

gf]6M ;DalGwt Ohfhtkqk|fKt ;+:yfx? ;dy{g kq cg';f/sf] s'n df}Hbft ¿= !%,^^$,%$(=)^

Page 29: K K JKIK WKSX QIQYXKB YP`RFK H

29

dfu tyf cNk;"rgfdf k|fKt x'g] /sdx?@)&% ;fn c;f/ d;fGt

cg';"rL –$=!!

ljj/0f

!= :jb]zL d'b«fdf

@= lab]zL d'b«fdf

hDdf

o; jif{ ?=

897,242,414.48 - 897,242,414.48

ut jif{ ?=

- - -

gf]6M ;DalGwt Ohfhtkqk|fKt ;+:yfx? ;dy{g kq cg';f/sf] s'n df}Hbft ¿ *(&,@$@,$!$=$*

nufgL@)&% ;fn c;f/ d;fGt

cg';"rL –$=!@

ljj/0f

!= g]kfn ;/sf/sf] 6«]h/L lan

@= g]kfn ;/sf/sf] artkq

#= g]kfn ;/sf/sf] cGo C0fkq

$= g]=/f=a}+s C0fkq

%= lab]zL C0fkq

^= :jb]zL Ohfhtkqk|fKt ;+:yf

&= lab]zL a}+s

*= ;+ul7t ;+:yfx?sf] z]o/

(= ;+ul7t ;+:yfx?sf] l8a]Gr/ tyf aG8

!)= cGo nufgL

s"n nufgL

Aoj:yf

v"b nufgL

k|of]hg

Jofkfl/s

- - - - - - - - - - - - -

cGo

- 1,000,000.00 - - - 14,800.00 - 7,138,834.19 - 21,188,200.00 29,341,834.19 954,938.00 28,386,896.19

o; jif{ ?=

- 1,000,000.00 - - - 14,800.00 - 7,138,834.19 - 21,188,200.00 29,341,834.19 954,938.00 28,386,896.19

ut jif{ ?=

- 1,000,000.00 - - - 5,412,600.00 - 1,362,834.19 - 6,188,200.00 13,963,634.19 - 13,963,634.19

Page 30: K K JKIK WKSX QIQYXKB YP`RFK H

30

ljj/0

f

!= z

]o/

nuf

gL

!=! g

]kfn

lSn

ol/+u

xfp

; ln

=

4

126

lsQf

;fw

f/0f

z]o/

-k|lt

z]o/

? 1

00 n

] r'Qmf_

!=@ a

?0f

xfO{8«f] kf

j/ s

DkgL

ln

!)

lsQf ;

fwf/0f

z]o/

-k|lt

z]o/

!))

n] r

'Qmf_

!=# n

IdL n

3'lj

Q lj

QLo

;+:y

f ln

=

$!

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=$ lj

ho

n3'lj

Q lj

QLo

;+:y

f ln

=

@#

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=% ;

Llen

n3'lj

Q lj

QLo

;+:y

f ln

=

!%

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=^ g

]sf] O{G

:of]/]G;

ln+=

!

!#@^

lsQf ;

fwf/0f

z]o/

-k|l

t z]o/

!!#=#*

_!=&

clk k

fj/

s+ ln

@

^ ls

Qf ;

fwf/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=* Un

f]an

cf=d

=O n

3'lj

Q lj

QLo

;+:y

f ln

=

!

^ ls

Qf ;

fwf/0f

z]o/

-k|lt

z]o/

!))

n] r

'Qmf_

!=( h

nlj

w't

nuf

lg s

+= ln

=

$

#&$

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=!)

d]/f] d

fOqm

f] km

fOgf

G; ln

=

$

! ls

Qf ;

fwf/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=!!

lbJo

]zj/

L xf

O{8«f] kf

j/ s

DkgL

ln

!

! ls

Qf ;

fwf/0f

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=!@

Hof]lt

nfO{km

OG;

f]/]G;

sDk

gL ln

=

%)

)))

lsQf

;+:y

fks

z]o/

-k|l

t z]o/

!))

n] r

'Qmf_

!=!#

:jb]zL n

3'lj

Q lj

QLo

;+:y

f ln

=

!

@ ls

Qf ;

fwf/0f

z]o/

-k|lt

z]o/

!))

n] r

'Qmf_

k/n

df]n

?=

7,

153,

634

.19

4

12,6

00.0

0

1,

000.

00

4

,100

.00

2,

300.

00

1,

500.

00

1,

284

,134

.19

2,

600.

00

1,

600.

00

4

37,4

00.0

0

4

,100

.00

1

,100

.00

5,

000,

000.

00

1,

200.

00

ahf/ d

"No c

g';f/ ?

=

7,2

09,

106.

00

1,50

0.00

4

5,01

8.0

0

1

7,59

5.00

1

1,05

5.00

6,3

19,9

08.0

0

7,38

4.0

0

1

9,96

8.0

0

67

7,97

0.00

8

7,4

80.

00

1,18

8.0

0

2

0,04

0.00

Joj:y

f /s

d ?

=

-

-

-

-

-

-

-

-

-

-

-

-

-

-

o; j

if{ ?

=

7,1

53,6

34.1

9

412

,600

.00

1,0

00.0

0

4,1

00.0

0

2,3

00.0

0

1,5

00.0

0

1,28

4,13

4.1

9

2,6

00.0

0

1,6

00.0

0

4

37,4

00.0

0

4,1

00.0

0

1,1

00.0

0

5,0

00,0

00.0

0

1,2

00.0

0

ut j

if{ ?

=

6,7

75,4

34.1

9 4

12,60

0.00

1

,000

.00

4

,100

.00

2

,300.

00

1

,500

.00

9

06,5

34.1

9

2

,600

.00

1

,000

.00

4

37,4

00.0

0

4

,100

.00

1

,100

.00

5,0

00,0

00.0

0

1

,200

.00

z]o/, l8

a]Gr

/ ty

f a08

df n

ufgL

c;f/ d

;fGt

cg';"rL –$

=!@ -s

_

Page 31: K K JKIK WKSX QIQYXKB YP`RFK H

31

@= l8a]Gr

/ ty

f a08

nuf

gL

!=! g

fu/Ls

art

kq

* k|lt

zt l8

j]Gr/

÷j08

k|lt

l8j]Gr

/÷j0

8 ?

= !))

)= n

]

#= c

Go n

ufgL

#=!

Pg=Pd=la

;'n

e O

{Ge]i6

d]06

km0

8—!

^%

@%)

lsQf

;fw

f/0f

z]o/

-k|lt

z]o/

!) n

] r'Qmf_

#=@

Unf]a

n c

f=d=O d

'rn

km0

8

$

&$&

)) ls

Qf ;

fwf/0f

z]o/

-k|lt

z]o/

!) n

] r'Qmf_

#=#

Pg=Pd=la

xfOla

|8 k

m08—!

&

**&)

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!) n

] r'Qmf_

#=$

Pg c

fO l;

Pl;

of O

lSj6

L km

08

%)

))))

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!) n

] r'Qmf_

#=% l;

Bf{y

OlS

j6L km

08

%)

))))

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!) n

] r'Qmf_

#=^

;flg

df O

lSj6

L km

08

%)

))))

lsQf

;fw

f/0f

z]o/

-k|l

t z]o/

!) n

] r'Qmf_

s"n

nuf

gL

$= hf]lv

d ;

DaGw

L Ao

j:yf

$=!

ut j

if{ ;

Dds

f] Ao

j:yf

$=@ o

; j

if{sf] yk÷

36

s"n

Aoj

:yf

v"b

nuf

gL

1,0

00,

000.

00

1,0

00,0

00.0

0

21

,18

8,2

00.0

0

652

,500

.00

4,7

47,

000.

00

7

88,7

00.0

0

5,

000,

000.

00

5,

000,

000.

00

5,

000,

000.

00

29,3

41,

834

.19

-

9

54,9

38.0

0

954

,938

.00

28,3

86,

896

.19

1,00

0,0

00.0

0

1

,000

,000

.00

2

0,805

,757

.00

859

,995

.00

4,1

39,3

84

.00

74

1,37

8.0

0

5,1

75,0

00.0

0

4,7

00,0

00.0

0

5,1

90,0

00.0

0

2

9,01

4,8

63.0

0

2

9,01

4,8

63.0

0

-

-

954

,938

.00

-

60

7,61

6.00

4

7,32

2.00

-

3

00,0

00.0

0

-

954

,938

.00

954

,938

.00

1,00

0,000

.00

1,

000,

000.

00

20

,233

,262

.00

65

2,50

0.00

4,1

39,3

84

.00

74

1,37

8.0

0

5,0

00,0

00.0

0

4

,700

,000

.00

5,0

00,0

00.0

0

2

8,3

86,

896

.19

2

8,3

86,

896

.19

1

,000

,000

.00

1,0

00,0

00.0

0

6

,188,2

00.0

0

652

,500

.00

4,747

,000

.00

7

88,7

00.0

0

-

-

-

13,

963,

634

.19

13,

963,

634

.19

Page 32: K K JKIK WKSX QIQYXKB YP`RFK H

32

Jofk

fl/s

nuf

gL (

Hel

d fo

r T

radi

ng)

@)&% ;

fn c

;f/ d

;fGt

cg';"r

L – $

=!@=!

ljj/0

f

!= g]kf

n ;

/sf/s

f] 6«]h/L lj

n

!= g]kf

n ;

/sf/s

f] art

kq

#= g

]kfn

;/s

f/s

f] c

Go C

0fkq

$=g

]kfn

/fi6

« a}+s

C0f

kq

%= lab]zL C

0fkq

^= :

jb]zL Oh

fhtk

qk|f

Kt ;

+:yfs

f] ;]o/

&= :

jb]zL Oh

fhtk

qk|fKt

;+:y

fsf] l8

j]~r

/ ty

f j08

*=:j]b]zL ;+ul

7t

;+:y

fsf] ;]o/, l8

j]~r

/ ty

f j08

(= lj

b]zL a}+s

nuf

gL -Plac

eme

nt_

!)= I

nte

rba

nk

Lan

din

g

!!= c

Go n

ufgL

s"n

nuf

gLk/

n d

'No

- - - - - - - - - - - -

kl5

Nnf]

ahf/

d"No

-s

_- - - - - - - - - - - -

xfn

sf]

ahf/

d"No

-v

_- - - - - - - - - - - -

o; j

if{ g

fkmf÷

gf]S

;fg

v -

s_

- - - - - - - - - - - -

ut j

if{

gfk

mf÷gf

]S;fg

/s

d- - - - - - - - - - -

s}lk

mot

Page 33: K K JKIK WKSX QIQYXKB YP`RFK H

33

Jofk

fl/s

nuf

gL (

Hel

d to

Mat

urit

y)@)

&% ;

fn c

;f/ d

;fGt

cg';"r

L – $

=!@=@

ljj/0

f

!= g]kf

n ;

/sf/s

f] 6«]h/L lj

n

!= g]kf

n ;

/sf/s

f] art

kq

#= g

]kfn

;/s

f/s

f] c

Go C

0fkq

$=g

]kfn

/fi6

« a}+s

C0f

kq

%= lab]zL C

0fkq

^= :

jb]zL Oh

fhtk

qk|f

Kt ;

+:yfs

f] ;]o/

&= :

jb]zL Oh

fhtk

qk|fKt

;+:y

fsf] l8

j]~r

/ ty

f j08

*=:j]b]zL ;+ul

7t

;+:y

fsf] ;]o/, l8

j]~r

/ ty

f j08

(= lj

b]zL a

}+s n

ufgL -

Pla

cem

ent_

!)= c

Go n

ufgL

s"n

nuf

gL

k/n

df]n

-s

_

-

-

-

-

-

-

-

41

2,60

0.00

-

2

1,188

,200

.00

21

,600,

800

.00xf

n;Dd

sf]

Iflt

/sd

-v

_

- - - - - - - - - - -

o; j

if{s

f] If

lt

/sd

-u_ - - - - - - - - - - -

o; j

if{ g

fkmf÷

gf]S

;fg

-s_-v

_-u_

- - - - - - - - - - -

ut j

if{

gfk

mf÷gf

]S;fg

/s

d- - - - - - - - - - -

s}lk

mot

Page 34: K K JKIK WKSX QIQYXKB YP`RFK H

34

Jofk

fl/s

nuf

gL (

Ava

ilabl

e F

or S

ale)

@)&% ;

fn c

;f/ d

;fGt

cg';"r

L – $

=!@=#

ljj/0

f

!= g]kf

n ;

/sf/s

f] 6«]h/L lj

n

!= g]kf

n ;

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f] art

kq

#= g

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;/s

f/s

f] c

Go C

0fkq

$=g

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« a}+s

C0f

kq

%= lab]zL C

0fkq

^= :

jb]zL Oh

fhtk

qk|f

Kt ;

+:yfs

f] ;]o/

&= :

jb]zL Oh

fhtk

qk|fKt

;+:y

fsf] l8

j]~r

/ ty

f j08

*= :

j]b]zL ;+ul

7t

;+:y

fsf] ;]o/, l8

j]~r

/ ty

f j08

(= lj

b]zL a

}+s n

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cem

ent_

!)= c

Go n

ufgL

s"n

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if{ g

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mot

Page 35: K K JKIK WKSX QIQYXKB YP`RFK H

35

shf{ ;fk

6 ty

f la

n v

l/b j

uL{s

/0f /

;f]s

f] n

flu Joj

:yf

@)&% ;

fn c

;f/ d

;fGt

cg';"rL –$

=!#

ljj/0

f

!= ;ls

|o s

hf{ ;fk

6 (

Per

form

ing

Loa

n)

!

=! c

;n

!

=@ ;

'Id lg

u/fg

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2= lg

liqmo

shf{ ;fk

6 -N

on P

erfo

rmin

g L

oan)

@=!

k'g;+/r

gf÷k'g

tf{ln

s/0

f

@=@

sd;n

@=#

z+s

f:kb

@=$ v

/fa

-s_ s

"n s

hf{

#= s

hf{ gf

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L Ao

j:yf

#

=! c

;n

#

=@ ;'Id

lgu/

fgL

#

=# k

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flns

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#

=$ s

d;n

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=% z

+sf:kb

#

=^ v

/fa

-v_ s

"n A

oj:y

f

$=

ut

jif{;

Dds

f] Ao

j:yf

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=! c

;n

$

=@ ;'Id

lgu/

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=# k

'g/t

flns

Ls/0

f÷k'/

g;+/r

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$=$

sd;n

ljld

t

-

-

-

-

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-

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shf{

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187,8

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15

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13,4

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67

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2,34

6,760

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1,03

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930,3

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401,5

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2

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14

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0v/Lb

tyf l8

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06

:jb]z

L - - - - -

- - - - - -

- - -

lab]zL -

- - - -

- - - - - -

- - -

lab]zL -

- - - -

- - - - - -

- - -

o; j

if{ ?

=

2

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60,79

7.82

4

4,247

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3,72

1,552

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1,0

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2

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2,3

98,16

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93

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51

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3

6

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ut j

if{ ?

=

1,

434,8

10,72

2.90

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0.75

89,42

3.59

1,461

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08

-

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678

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9

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89,42

3.59

1

9,35

4,78

8.09

11,4

05,81

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239,0

72.11

-

6

7,852

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Page 36: K K JKIK WKSX QIQYXKB YP`RFK H

36

ljj/0

f

$=%

z+s

f:kb

$

=^ v

/fa

-u_

ut j

if{;Dd

sf]

Aoj:

yf

3_ ut

jif{s

f] Ao

j:yfa

f6 lkm

tf{

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o; j

if{s

f] yk

Joj:

yf

o; j

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f] v

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k36

v'b s

hf{ -s

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t

shf{

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53,5

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1,517

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61

1

87,793

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cGo

2,0

13,37

0.38

8

9,423

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8,50

1,254

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8

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4,76

4.89

2

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41,64

2.38

ljb]z

L

ljkG

g j

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f

2,

013,3

70.38

89,4

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09

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2,36

8,63

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v/Lb

tyf l8

:sfp

06

:jb]z

L - - - - -

-

lab]zL - - - - -

-

lab]zL - - - - -

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8

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09

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2,399

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9.83

ut j

if{ ?

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28

5,968

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490

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6

12,4

89,23

5.87

6

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1

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Page 37: K K JKIK WKSX QIQYXKB YP`RFK H

37

shf{, ;fk6 / laN; v/Lbsf] ;'/If0f@)&% ;fn c;f/ d;fGt

cg';"rL –$=!# -s_

ljj/0f

s= ;'/lIft

!= rn÷crn ;DklQsf] ;'/If0fdf

@= :jb]zL Ohfhtkqk|fKt ;+:yfsf] hdfgtdf

#= ;/sf/L hdfgtdf

$= cGt{/fli6«o >]0fLs[t a}+ssf] hdfgtdf

%= lgof{t sfuhft -Export Document_ sf] ;'/If0fdf

^= d'2tL /;Lbsf] ;'/If0fdf

s= ;+:yfsf] cfkm\g} d'2tL /;Lbsf] ;'/If0f

v= cGo Ohfhtkq k|fKt ;+:yfsf] d'2tL /;Lbsf] ;'/If0f

&= ;/sf/L C0fkqsf] ;'/If0fdf

*= sfp06/ hdfgtdf

(= AolQmut hdfgtdf

!)= cGo ;'/If0fdf

z]o/ lwtf]

v= c;'/lIft

hDdf

o; jif{ ?=

2,398,161,837.42 2,356,730,981.76

28,787,579.35 28,787,579.35

12,643,276.31 12,643,276.31

2,398,161,837.42

ut jif{ ?=

1,461,404,625.08 1,420,213,765.00

23,745,200.00 23,745,200.00

17,445,660.08 17,445,660.08

1,461,404,625.08

Page 38: K K JKIK WKSX QIQYXKB YP`RFK H

38

ljj/0

f

!= k

/ndf

]n

s

= ut

jif{s

f] df}H

bft

v

= o; j

if{ yk

u

= o; j

if{ k"g

{d'No

f+sg÷

k'g{n

]vg

3= o

; j

if{sf] la

qmL

ª= o

; j

if{sf] c

kn]v

g

s'n

-s

±v±u

±3±ª

_ k/

ndf

]n

@= x|f;

s§L

s

= ut

jif{;

Dds

f]

v

= o; j

if{sf]

u=

x|f;

s§L

k'g{d'No

f{sg÷

k'g{n

]vg

3= x

|f;s

§L /

sd

;dfo

f]hg÷

lkmt

f{

s'n

x|f;

s§L

#= a's

Eof

n' -

WD

V* _

-!­

@_

$=

hUu

f

%=

k"FhLu

t lg

df{0

f -k

"FhLs

/0f u

l/g' k

g]{_

^= n

Lh x

f]N8

;Dk

lQ #

hDd

f -#

±$±%

±^_

;Dk

QL

ejg - - - - - - - - - - - - - - - -

kl/j

xg ;

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6,6

75,336

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1,279

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(107

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74)

-

7,84

7,12

6.99

2,60

8,94

9.61

1,01

8,59

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(3

2,450

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095

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4,2

52,0

31.6

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4

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d]lz

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6,31

1,588

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(209

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14)

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24

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2.95

10,20

4,99

0.11

3,63

9,59

3.98

(6

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) 13,7

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24.0

9

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865,05

8.86

10

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sfo

f{no ;

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57.4

9 1,4

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66,670

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0,77

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00

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44,38

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89.

43

o; j

if{ ?

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4

1,404

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10,

503,5

88.5

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88)

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263.

56

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(98,

110.

00)

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2

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54

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1

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8

7,16

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ut j

if{ ?

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2

4,48

5,40

5.03

8

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10 -

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3,32

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12,59

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7.28

4

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1

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2

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14,8

27,9

70.6

7

53,

330,

688

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l:y/

;Dk

lQ@)

&% ;

fn c

;f/ d

;fGt

cg';"rL –$

=!$

Page 39: K K JKIK WKSX QIQYXKB YP`RFK H

39

u}/ a}+lsË ;DklQ@)&% ;fn c;f/ d;fGt

cg';"rL –$=!%

C0fL jf kf6l{sf]

gfd 7]ufgf

s'n hDdf

u}/ a}+lsË ;DklQ ;sf/

u/]sf] ldlt

-

s'n u}/ a}+lsË

;DklQ ?

--

gf]S;fgL Aoj:yf

k|ltzt /sd ?=

– –

– –

v'b u}/ a}+lsË

;DklQ ?=

--

ut jif{ ?=

--

cGo ;DklQ@)&% ;fn c;f/ d;fGt

cg';"rL –$=!^

ljj/0f

!= d;nGb df}Hbft

@= nufgLdf c;"n ug{ afFsL cfDbfgL

#= shf{df c;"n ug{ afFsL Aofh

Go'gM Aofh d"NtjL /sd

$= c;"n ug{ afFsL sldzg

%= ;G8«L 8]6;{

^= sd{rf/L ;fk6L / k]ZsL

&= clu|d e'QmfgL

*= dfu{:y gub

(= dfu{:y cGo -r]s ;d]t_

!)= lagf ;"rgf 8«fˆ6sf] e'QmfgL

!!= ckn]vg x'g afFsL vr{x?

!@= zfvf ldnfg lx;fa

!#= :yug s/ ;DklQ

!$= clu|d cfos/

!%= cGo

hDdf

o; jif{ ?=

1,650,095.57 - 3,533,542.70 (3,533,542.70) - 2,360,549.00 31,729,940.78 371,289.74 - - - 1,390,286.52 - 890,704.00 3,797,760.26 868,167.44 43,058,793.31

ut jif{ ?=

525,018.69 - 2,352,821.58 (2,352,821.58) - 484,012.28 19,036,551.42 430,724.37 - - - 825,389.57 - 249,012.36 2,629,232.73 26,272.25 24,206,213.67

cGo ;DklQ -yk ljj/0f_@)&% ;fn c;f/ d;fGt

cg';"rL –$=!^ -s_

ljj/0f

!= shf{df c;'n ug{ afFsL Aofh

@= ljgf ;"rgf 8«fˆ6sf] e'QmfgL

#= zfvf ldng lx;fa

$= :jb]zL ljb]zL Ph]G;L lx;fa

o; jif{ ¿=

! jifb]lv dfly #

jif{ ;Dd

494,695.98

# jif{eGbf dfly

1,625,429.64

hDdf

3,533,542.70

ut jif{ ?=

2,352,821.58

! jif{;Dd

1,413,417.08

Page 40: K K JKIK WKSX QIQYXKB YP`RFK H

40

;Defljt bfloTjx?@)&% ;fn c;f/ d;fGt

cg';"rL –$=!&

ljj/0f

!= ;+:yfpk/ bfjL k/]sf] t/ ;+:yfn] bfloTj :jLsf/ gu/]sf]

@= k|lttkqx? -k'/f /sd_

s= ^ dlxgf eGbf sd cjlwsf]

v= ^ dlxgf eGbf a9L cjlwsf]

#= k"gM l8:sfp06 ul/Psf lanx?

$= Dofb gfl3 g;s]sf] Uof/]G6L÷aG8

s= la8 a08

v= k/km/d]G; a08

u= cGo Uof/]06L÷a08

%= r'Qmf jf e'Qmfg x'g afFsL z]o/ nufgL

^= km/jf8{ PS:r]~h sG6«fS6sf] afFsL bfloTjx?

&= sn]S;gdf /x]sf lanx?

*= d~h'/L tyf ;dy{g (Acceptance & Endorsement)

(= k|Tofe'lt k|lta4tf (Underwriting Commitment)

!)= ckl/jTo{ shf{ k|lta4tf (Irrevocable Loan Commitment)

!!= cGt/f{li6«o >]0fLs[t a}+ssf] sfp06/ Uof/]06Ldf lbPsf] Uof/]06L

!@= clu|d e'QmfgL Uof/]06L (Advance Payment Guarantee)

!#= shf{ k|jfxsf] nflu ljQLo hdfgt (Financial Guarantee)

!$= cfos/ jfkt ;Defljt bfloTj (Contingent Liabilities on Income Tax)

!%= cGo

hDdf

o; jif{ ?=

- - - - - - - 3,930,000.00 - - - - - - 96,665,430.83 - - - - - 100,595,430.83

ut jif{ ?=

- - - - - - 1,200,000.00 - - - - - - - 41,083,939.79 - - - - - 42,283,939.79

Page 41: K K JKIK WKSX QIQYXKB YP`RFK H

41

Aofh cfDbfgLldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=!*

ljj/0f

s= shf{ ;fk6 / clwljsif{df

!= shf{ ;fk6

@= clwljsif{

v= nufgLdf

!= g]]kfn ;/sf/sf] ;'/If0f kq

s= 6«]h/L laN;

v= lasf; C0fkq

u= /fli6«o artkq

@= lab]zL C0fkq

-s_

-v_

#= g]kfn /fi6« a}+ssf] C0fkq

$= l8a]Gr/ tyf a08

%= cGt/ a}+s nufgLdf Aofh

s= a}+s÷ljQLo ;+:yfx?

v= cGo ;+:yfx?

u= Ph]G;L df}Hbftdf

!= :jb]zL a}+s÷ljQLo ;+:yfx?

@= lab]zL a}+sx?

3= dfu tyf cNk;"rgfdf k|fKt x'g] df}Hbftdf

!= :jb]zL a}+s÷ljQLo ;+:yfx?

@= lab]zL a}+sx?

ª= cGodf

!= ;l6{lkms]6 ckm l8kf]lh6

@= cGt/ a}+s÷ljQLo ;+:yf shf{

#= cGo

hDdf

o; jif{ ¿=

281,407,396.88 198,896,398.58 82,510,998.30

80,127.50 80,127.50 80,127.50

- - - - - - - - - - - - -

33,120,260.54 33,120,260.54

- -

- - -

314,607,784.92

ut jif{ ¿=

184,995,541.97 139,256,171.27 45,739,370.70 -

- - - - - - - - - - - -

- - -

20,790,495.10 20,790,495.10

- -

- - -

205,786,037.07

Page 42: K K JKIK WKSX QIQYXKB YP`RFK H

42

Aofh vr{ldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=!(

ljj/0f

s= lgIf]k bfloTjdf

!= d'2tL lgIf]k

!=! :jb]zL d'b|f

!=@ lab]zL d'b|f

@= art lgIf]k

@=! :jb]zL d'b|f

@=@ lab]zL d'b|f

#= dfu]sf] avt ltg'{kg{] lgIf]k

#=! :jb]zL d'b|f

#=@ lab]zL d'b|f

$= ;l6{lkms]6 ckm l8kf]lh6\;

v= shf{ ;fk6df

!= C0fkq tyf a08

@= g]kfn /fi6« a}+saf6 k|fKt shf{

#= cGt/ a}+s÷ljQLo ;+:yf shf{

$= cGo ;+ul7t ;+:yf

%= cGo shf{

u= cGodf

!= ==========

@= ==========

hDdf

o; jif{ ¿=

206,499,994.86 118,277,634.74

118,277,634.74 - 64,706,166.90

64,706,166.90 - 23,516,193.22

23,516,193.22 - - - - - - - - - - - 206,499,994.86

ut jif{ ¿=

116,391,312.09 64,650,826.85

64,650,826.85 - 34,222,890.64

34,222,890.64 - 17,517,594.60

17,517,594.60 - - - - - - - - - - - 116,391,312.09

Page 43: K K JKIK WKSX QIQYXKB YP`RFK H

43

sldzg tyf l8:sfp06ldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@)

ljj/0f

s= laN; v/Lb tyf l8:sfp06

!= :jb]zL

@= lab]zL

v= sldzg

!= k|lttkq

@= hdfgtkq

#= sn]S;g kmL

$= /]ld6]G; kmL

%= s|]l86 sf8{

^= z]o/ k|Tofe'lt÷lgisfzg

&= ;/sf/L sf/f]af/ jfkt

*= O= k|f= sldzg jfkt

(= a§f cfDbfgL

u= cGo

hDdf

o; jif{ ¿= - - -

2,602,324.60 - - - 2,602,324.60 - - - - -

1,016,972.01 3,619,296.61

ut jif{ ¿= - - -

2,004,635.77 - - - 2,004,635.77 - - - - - 284,661.83

2,289,297.60

cGo ;~rfng cfDbfgLldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@!ljj/0f

!= ;]km l8kf]lh6 eN6sf] ef8f

@= s]|l86 sf8{ lgZsfzg tyf gjLs/0f

#= ATM sf8{ lg:sfzg tyf gjLs/0f

$= 6]n]S;÷l6=l6=

%= ;]jf z'Ns

^= gjLs/0f z'Ns

&= cGo

hDdf

o; jif{ ¿=

- - - - 22,948,201.00 - 3,825,469.13

26,773,670.13

ut jif{ ¿=

- - - - 10,114,831.71 - 3,592,708.81

13,707,540.52

;6xL 36a9 cfDbfgL÷gf]S;fgldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@@

ljj/0f

s= ljlgdo b/df ePsf] km/saf6

v= lab]zL d'b|f sf/f]jf/af6 -a§f afx]s_

hDdf cfDbfgL÷gf]S;fg

o; jif{ ¿=

---

ut jif{ ¿=

---

Page 44: K K JKIK WKSX QIQYXKB YP`RFK H

44

sd{rf/L vr{ldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@#

ljj/0f

!= tna

@= eQf

#= ;~rosf]ifdf yk

$= tflnd vr{

%= kf]zfs

^= cf}ifwf]krf/

&= aLdf

*= k]G;g tyf pkbfg Aoj:yf

(= cGo

s= ljbf vr{

v= cGo vr{

hDdf

o; jif{ ¿=

16,977,152.95 11,829,104.57 1,222,954.38 700,729.56

- 887,529.24 320,345.99 423,713.94 1,770,727.34 1,725,727.34 45,000.00

34,132,257.97

ut jif{ ¿=

11,910,967.32 8,141,321.68 900,895.18 313,320.35 639,000.00 689,705.98 1,704,227.66 482,071.25 1,590,201.71 1,580,201.71 10,000.00

26,371,711.13

cGo ;~rfng vr{ldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@$

ljj/0f

!= 3/ef8f

@= aQL, lah'nL / kfgL

#= dd{t tyf ;Def/

s= ejg=================

v= ;jf/L ;fwg=======

u= cGo==================

$= aLdf

%= kf]:6]h, 6]n]S;, 6]lnkmf]g, ˆofS;

^= sfof{no pks/0f kmlg{r/ / ;Def/

&= e|d0f eQf / vr{

*= d;nGb / 5kfO{

(= kqklqsf tyf k':ts

!)= la1fkg

!!= sfg'gL vr{

!@= rGbf

!#= ;~rfns ;ldlt ;DaGwL vr{

s= a}7s eQf==============

v= cGo vr{===============

o; jif{ ¿= 4,801,868.47 1,571,019.91

45,210.00 375,031.05 491,606.06 1,345,864.83 763,802.32 - 353,260.00 1,129,243.84 69,201.34 175,908.27 66,000.00 17,000.00

222,500.00 472,614.80

ut jif{ ¿= 3,119,902.73 886,267.47

- 221,973.01 762,295.30 - 583,371.07 - 379,045.00 1,766,277.05 66,107.23 334,951.37 89,000.00 7,000.00

233,000.00 282,071.50

Page 45: K K JKIK WKSX QIQYXKB YP`RFK H

45

ljj/0f

!$= ;fwf/0f ;ef ;DaGwL vr{

!%= n]vfk/LIf0f ;DaGwL

s= n]vfk/LIf0f z'Ns=======

v= cGo vr{==================

!^= /sd :yfgfGt/0f sldzg

!&= :yL/ ;DklQdf Xf; s§L

!*= k"j{ ;~rfng vr{ ckn]vg

!(= ;]o/ lgisfzg vr{

@)= k|fljlws ;]jf ;f]wegf{

@!= dgf]/~hg vr{

@@= ckn]vg vr{

@#= ;'/Iff vr{

@$= shf{ ;'/If0f lk|ldod

@%= sldzg / l8:sfp06

@^= cGo=====================

OGwg tyf oftfoft

g]6jls{ª -O{G6/g]6_

aflif{sf]T;j vr{

;b:otf z'Ns

Jofkf/ k|j4{g

pk -;ldlt eQf

O{G6{glzk

sfof{no vr{

zfvf lj:tf/ vr{

;'rgf

ljljw

;FFFfdflhs pQ/bfloTj vr{

hDdf

o; jif{ ¿= -

339,000.00 222,014.87

6,038,967.91

388,841.10 34,511.44 386,614.63 3,725,571.62 5,477,392.50 - -

1,087,337.48 1,423,100.00 274,432.44 1,148,748.94 147,664.00 10,500.00 423,950.00 442,566.70 193,708.38 394,618.60 544,816.56 -

34,604,488.06

ut jif{ ¿= 574,737.70

202,677.84 44,078.30

4,087,613.22

58,956.40 341,519.40 163,594.46 3,598,372.86 3,852,871.73 - -

1,110,201.27 847,500.00 218,504.59 1,407,248.20 176,626.84 15,000.00 101,800.00 581,247.71 239,603.30 - 279,659.41 34,090.20

26,667,165.16

;Defljt gf]S;fgL Aoj:yfldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@%

ljj/0f

!= shf{ gf]S;fgL Aoj:yfdf ePsf] j[l4

@= nufgL gf]S;fgL Aoj:yfdf ePsf] j[l4

#= u}/ a}+lsu ;DklQ gf]S;fgL Aoj:yf

$= cGo ;DklQdf ul/Psf] Aoj:yf

hDdf

o; jif{ ¿=

10,172,399.47 954,938.00

- -

11,127,337.47

ut jif{ ¿=

6,865,552.25 - - -

6,865,552.25

Page 46: K K JKIK WKSX QIQYXKB YP`RFK H

46

u}/ ;+rfng cfDbfgL÷gf]S;fgldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@^

ljj/0f

!= nufgL las|Laf6 cfDbfgL÷ -gf]S;fg_

@= ;DklQ las|Laf6 cfDbfgL÷-gf]S;fg_

#= nfef+z

$= g]kfn /fi6« a}+saf6 k|fKt ;x'lnot

s= tf]lsPsf] zfvfx?sf] gf]S;fg jfkt Ifltk'lt{

v= Aofh Ifltk'lt{

u= ;6xL sfpG6/

%= cGo

v'b u}/ ;+rfng cfDbfgL÷-gf]S;fg_

o; jif{ ¿=

- (10,879.88)

- - - - - - (10,879.88)

ut jif{ ¿=

- (6,424.00)

- - - - - - (6,424.00)

;Defljt gf]S;fgL Aoj:yfaf6 lkmtf{-cfly{s jif{ @)&$÷&%_

cg';"rL –$=@&

ljj/0f

!= shf{ gf]S;fgL Aoj:yfaf6 lkmtf{

@= u}/ a}+lsu ;DklQ gf]S;fgL Aoj:yfaf6 lkmtf{

#= nufgL Aoj:yfaf6 lkmtf{

$= cGo ;DklQsf] Aoj:yfaf6 lkmtf{

hDdf

o; jif{ ¿=

ut jif{ ¿=

c;fdfGo sf/f]jf/x?af6 ePsf] cfDbfgL÷vr{ldlt @)&$.)$.)! b]lv @)&%.)#.#@ ;Dd

cg';"rL –$=@*

ljj/0f

!= ckn]vg ePsf] shf{sf] c;'nL

@= :j]lR5s cjsfz vr{

#= c;'nL x'g g;Sg] shf{sf] ckn]vg -$=@*s_

$= cGo vr{÷cfDbfgL

%=============================

hDdf

o; jif{ ¿=

ut jif{ ¿=

Page 47: K K JKIK WKSX QIQYXKB YP`RFK H

47

ckn

]lvt

shf{s

f] lj

j/0f

-cfly

{s j

if{ @

)&$÷&

%_

cg';"rL –$

=@*

-s_

qm=;

+=

!= @= #= $=

%=

shf{

k|sf/

rfn

" k+"hL s

hf{

kl/o

f]hgf

shf{

l:y/

k"+hL s

hf{

AolQ

ut s

hf{

cGo

shf{

s"n

shf{

ckn

]vg u

l/Ps

f]

/sd

– – – – – –

lwtf

]sf]

k|sf/ t

yf

/sd

– – – – – –

lwtf

] d"No

f+sgs

f]

cfw

f/

– – – – – –

shf{

:jLs

[t ug

{]

clw

sf/L÷tx

– – – – – –

shf{

c;'n

Lsf n

flu e

P

u/]s

f k|o

f;

– – – – – –

s}lk

mot

– – – – – –

Page 48: K K JKIK WKSX QIQYXKB YP`RFK H

48

;+rfn

s÷s

fo{s

f/L k|d

"v÷;

+:yfk

s÷s

d{rf/L ty

f z]o/

xf]N8

/x?

nfO{

uPs

f] s

hf{ ;fk

6 lj

j/0f

ldlt

@)&

$÷$

÷! b

]lv @

)&%÷#

÷#@

;Dd

cg';"rL –$

=@(

vl/b

tyf l8:s

fpG6

ul/Ps

f lan

x? / s

hf{,

;fk

6 t

yf c

lwlj

sif{d

f k|jflx

t s

'n /s

d d

Wo] ;

~rfn

s, s

fo{s

f/L k

|d'v

, ;+:y

fks

, sd{rf/L,

z]o/x

fN8/

x? / lg

hx?

sf]

kl/j

f/s

f ;b:

o jf

To:

tf Jol

Qm hdf

gL a

;]s

f] jf

d}g]lh

Ë P

h]G6

ePs

f] s

'g} ;

+:yf j

f sDk

gLn

fO{ u

Psf] /s

dsf] lj

j/0f

b]xf

o adf

]lhd 5

.

;|:y

fks

÷ ;+r

fns

÷

sfo

{sf/L

k|d"v

sf]

gfd

-s_

;+r

fns

!= @ -v_

sfo

{sf/L

k|d'v

!= @ -u_

;+:y

fks

!= @ -3_

sd{r

f/L

!= @ # $ % -ª_

z]o/x

f]N8?

!= @

hDd

f

ut a

if{ ;

Dds

f] afFs

Lo;

aif{s

f] c

;'n

L

;fj

fF

-

-

-

-

-

-

19,

036,

551.

42

-

-

-

-

-

-

-

19,03

6,551

.42

Aofh

-

-

-

-

-

-

6,29

4.0

0

-

-

-

-

-

-

-

6,29

4.0

0

;fj

fF

-

-

-

-

-

-

3,25

5,62

7.32

-

-

-

-

-

-

-

3,25

5,62

7.32

Aofh

-

-

-

-

-

-

2,21

6,66

2.4

8

-

-

-

-

-

-

-

2,21

6,66

2.4

8

o; c

alwd

f yk

ljt

/Lt

shf{

-

-

-

-

-

-

15,9

49,

016.

68

-

-

-

-

-

-

-

15,9

49,

016.

68

c;f/ d

;fGt

;Dd

afFs

L

;fj

fF

-

-

-

-

-

-

31,7

29,9

40.

78

-

-

-

-

-

-

-

31,7

29,9

40.

78

Aofh

-

-

-

-

-

-

-

-

-

-

-

- -

- -

-

Page 49: K K JKIK WKSX QIQYXKB YP`RFK H

49

k"FhLsf]if tflnsf -æsÆ ju{ afx]s_-cfly{s jif{ @)&$÷&%_

cg';"rL –$=#)ljj/0f

s= k|fylds k"FhL != r'Qmf k"FhL -;fwf/0f z]o/_ @= k|:tfljt af]g; z]o/ #= z]o/ lk|ldod $= lkmtf{ gx'g] cu|lwsf/ z]o/ %= ;fwf/0f hu]8f sf]if ^= ;l~rt gfkmf÷-gf]S;fg_ &= jf;nftdf b]vfO{Psf] rfn' cf=j= sf] gfkmf–gf]S;fg lx;fasf /sd *= k"FhL lkmtf{ hu]8f sf]if (= k"FhL ;dfof]hg sf]if !)= sN; Og P8efG; !!= cGo :jtGq sf]ifx?36fpg] M—  Voflt -Goodwill_ jfktsf] /sd—  :yug s/ ;DklQ (Deffered Tax Assets)

—  ;LdfeGbf a9L z]o/, ;'/If0f kqdf nufgL ul/Psf] /sd—  ljQLo :jfy{ /x]sf] sDkgLsf] lwtf]kqdf nufgL u/]sf] /sd—  cjf:tljs ;DklQ (Fictitious Assets)

—  o; a}+ssf] lgb]{zg kfngf gu/L :jk|of]hgsf nflu 3/hUuf v/Lb u/]sf] /sd—  l;dfeGbf a9L cfjf; ejg lgdf{0f tyf hUuf ljsf;df nufgL ul/Psf] /sd—  tf]lsPsf] ;doleq ljqmL ljt/0f ug{ g;lsPsf] z]o/ k|Tofe"lt—  lk|rlnt P]g tyf sfg"gn] k|ltjGw u/]sf JolQm tyf ;d"xnfO{ k|bfg u/]sf] shf{ tyf ;'ljwfx?v= k"/s k"FhL != c;n shf{sf] nflu ul/Psf] shf{ gf]S;fgL Aoj:yf @= cltl/Qm shf{ gf]S;fgL Aoj:yf #= xfOla|8 k"FhL pks/0fx? $= ;'/If0f g/flvPsf] ;xfos cfjlws C0f %= ;6xL ;lds/0f sf]if ^= ;DklQ k"g{d"Nof+sg sf]if &= nufgL ;dfof]hg sf]ifu= hDdf k"FhLsf]if -s±v_3= hf]lvd efl/t ;DklQsf] cfwf/df sfod ug'{kg{] Go"gtd k"FhLsf]if k"FhLsf]if -!! k|ltzt_ k|fylds k"FhL -%=% k|ltzt_ k"+hLsf]if -clws %=@$ k|ltztn] _ k|fylds k+"hL -clws (=(^ k|ltztn] _

o; jif{ ¿= 467,058,581.07

408,429,400.00 26,400,000.00 2,465,454.10

- 27,684,053.10 4,360,664.39

- - - - -

- 890,704.00

- -

1,390,286.52

-

- - -

23,602,428.66 23,467,607.98

- - - - -

134,820.68 490,661,009.73 -

332,349,156.43 166,174,578.21

16.24%15.46%

ut jif{ ¿= 317,377,165.37

264,000,000.00 26,400,000.00 - -

20,461,780.61 6,764,397.12

- - - - -

- 249,012.36 - - -

-

- -

- 14,453,698.27

14,173,460.91 - - - - -

280,237.36 331,830,863.64 -

197,029,468.22 98,514,734.11

18.53%17.72%

Page 50: K K JKIK WKSX QIQYXKB YP`RFK H

50

-s

_ jf

;n

ft a

df]lh

dsf] ;Dk

lQ (

On-

Bal

ance

-she

et A

sset

s)

gub

df}H

bft

;'g -lj

lgdo

of]Uo

_

g]kf

n /

fi6« a

}+sdf

/x]s

f] df}H

bft

g]kf

n ;

/sf/s

f] C

0fkq

df u

l/Ps

f] n

ufgL

g]kf

n /

fi6« a

}+s C

0fkq

df u

l/Ps

f] n

ufgL

cfˆ

g} d

'2tL /;

Lbs

f] lw

tf]df k

"0f{ ;

'/lIft

x'g] u

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|bfg

ul/P

sf] d'2t

L /;

Lb lw

tf] s

hf{

;/s

f/L C

0fkq

sf]

lwtf

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"0f{ ;

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x'g]

u/L k|b

fg u

l/Ps

f] s

hf{

art

kqs

f] kf

pg' k

g]{ A

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sd

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rued

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eres

t_

ljkG

g s

hf{ c

Gt{ut

u0f

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f ty

f ;f

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j/f]h

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df v

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f Ohf

htkq

k|fKt

;+:y

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d

:jb]zL a

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jQLo

;+:y

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÷d'2t

L

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cGo

a}+s

tyf l

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sf] d'2t

L /;

Lbs

f] lw

tf]df k

"0f{

;'/lIf

t x'g] u

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sf] d'2t

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tf] s

hf{

lab]zL a}+s

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x]sf] df

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t k|f

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(Mon

ey a

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all_

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ed_ O

hfht

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t ;+:

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cGt

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- Rat

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ufgL

cGt

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z]o/, l8

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cGo

nuf

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shf{,

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6 ty

f la

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Go v

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cGo

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x? -v

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lu|d s

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-

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%

20%

20%

20%

20%

20%

20%

100%

100%

100%

100%

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o; j

if{

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67

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45

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f]lvd e

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Page 53: K K JKIK WKSX QIQYXKB YP`RFK H

53

cg';"rL $=#@

ljQLo ljj/0f;+u ;DalGwt k|d'v n]vf gLltx?

!= ;fdfGo hfgsf/L M

efu{j ljsf; a}+s lnld6]8 g]kfndf :yflkt l;ldt bfloTj ePsf] sDkgL xf] . o;sf] /lhi68{ sfof{no g]kfnu+h, afFs]df /x]sf]

5 . of] ljsf; a}Fs g]kfn lwtf]kq ljlgod ahf/ lnld6]8df ;'lrs[t 5 . o; ljsf; a}FsnfO{ g]kfn /fi6« a}+sn] a}+lsË Joj;fo

ug{ O{hfht k|bfg u/]sf] 5 . o;n] g]kfn /fi6« a}+ssf] O{hfht k|fKt ul/ "v" ju{sf] ljsf; a}+sn] k|bfg ug]{ sfo{x? tyf ;]jfx?

l;ldt If]qdf k|bfg ub{5 .

a}+ssf] cf=j= @)&$÷)&% sf] aflif{s ljQLo ljj/0fx? ;~rfns ;ldltsf] ldlt @)&%÷)(÷@) ut] a;]sf] a}7saf6 :jLs[t

ePsf] 5 .

@= k|d'v n]vf gLltx?sf] ;f/f+z

-s_ ljQLo ljj/0fx? tof/ ubf{ cfwf/ dflgPsf n]vf gLltx? tn pNn]v ul/Psf 5g\ . cGoyf pNn]v ul/Psf]df afx]s

oL gLltx?sf] kfngf lg/Gt/ ?kdf ul/Psf] 5 .

-v_ ljQLo ljj/0fx? cGoyf pNn]v ul/Psf]df afx]s P]ltxfl;s d"No cjwf/0ff cg'?k tof/ ul/Psf 5g\ .

-u_ cGoyf pNn]v ul/Psf]df afx]s ljQLo sf/f]jf/x? k|f]befjL cfwf/ -Accrual Basis_ df n]vfÍg u/L ;f]xL

cg'?k ljQLo ljj/0fx? tof/ ul/Psf] 5 .

#= ljQLo ljj/0fsf] n]vfÍgsf cfwf/ M

ljQLo ljj/0fx? ;fdfGotof :jLs[t n]vf l;¢fGtx?, a}+lsË If]qdf ljBdfg n]vf gLltx?, sDkgL P]g, g]kfn n]vfdfg tyf

g]kfn /fi6« a}+sn] hf/L u/]sf cf=j= @)&$÷)&% nfO{ nfu' x'g] lgb]{zgx? adf]lhd tof/ ul/Psf 5g\ .

$= l:y/ ;DklQ n]vf°g gLlt M

-s_ l:y/ ;DklQx?nfO{ P]ltxfl;s nfut cjwf/0ffsf] (Historical Cost Concept) cfwf/df n]vfÍg ug] { gLlt

cjnDag ul/Psf] 5 .

-v_ l:y/ ;DklQx?df Xf; s§L cfos/ P]g, @)%* cg';f/sf] b/df l:y/ ;DklQdf 36\bf] df}Hbft k|0ffnLaf6 x|f;s6\6f ug]{

gLlt lnPsf] 5 .

%= cfos/ Joj:yf gLlt M

a}+sn] k|rlnt cfos/ P]g tyf lgodfjnL adf]lhd s/ of]Uo cfosf] u0fgf u/L ;f]xL adf]lhd cfos/ Joj:yf ug]{ gLlt lnPsf]

5 / clGtd s/ lgwf{/0f x'Fbf ;f] Joj:yf /sd leGg ePdf ;f]lx cg'?k ;DaGwLt jif{df cfjZos ;dfof]hg ul/g] 5 . cfos/

ljj/0f tyf ljQLo ljj/0f aLr ;DklQ bfloTjdf x'g cfpg] c:yfoL km/ssf] u0fgf u/L eljiodf ;dfof]hg x'g] km/sx¿nfO{ xfn

sfod s/sf] b/df :yug s/ Joj:yf ug]{ gLlt /x]sf]5 . :yug s/ u0fgfsf] ljj/0f n]vf ;DalGw l6Kk0fLdf v'nfO{Psf] 5 .

^= nufgL n]vf°g gLlt M

sDkgLsf] ;Dk"0f{ nufgL nfO{ "Held for Trading", "Held to Maturity" tyf "Available for sale" u/L tLg j6f ju{df juL{s/0f ug]{ gLlt

cjnDag ul/Psf] 5 . nufgLnfO{ nfut cyjf ahf/ d"No dWo] sd /sddf d"NofÍg u/L ;f]xL cg';f/ n]vfÍg ug]{ gLlt /x]sf]

5 . g]kfn lwtf]kq ljlgdo ahf/ ln= df ;'lrs[t gePsf] z]o/df ul/Psf] nufgLnfO{ nfut d'Nodf d"NofÍg u/L ;f]xL cg';f/

n]vfÍg ug]{ gLlt /x]sf] 5 .

Page 54: K K JKIK WKSX QIQYXKB YP`RFK H

54

;/sf/L C0fkq, lasf; C0fkq tyf 6«]h/L ljndf ePsf] nufgLnfO{ nfut d"Nodf n]vf+sg ug]{ gLlt /x]sf] 5 .

&= ;6xL 36a9 ;dfof]hg gLlt M

sDkgLn] s'g} klg ljb]zL d'b|fsf] ;6xL sf/f]jf/sf] Ohfht glnPsf] . cfiff9 d;fGtdf ljb]zL ljlgdodf ;DklQ tyf bfloTj

g/x]sf] .

*= shf{ tyf ;fk6sf] juL{s/0f

g]kfn /fi6« a}+sn] hf/L u/]sf] lgb]{zg adf]lhd q}dfl;s ?kn] aSof}tf /x]sf] shf{ ;fk6nfO{ juL{s/0f u/L shf{

gf]S;fgL Joj:yf ul/Psf] 5 . a}+sn] c;'n x'g] g;Sg] shf{x?sf] ckn]vg ubf{ g]kfn /fi6« a}+sn] hf/L u/]sf] lgb]{zgsf]

clwgdf /lx a}+sn] hf/L u/]sf] shf{ ckn]vg gLlt cg';f/ ul/g]] 5 .

(= u}/ a}+lsË ;DkQLsf] n]vfÍg gLlt M

g]kfn /fi6« a}+ssf] u}/ a}+lsË ;DklQ ;DaGwL n]vfÍg gLlt cg'?k u}/ a}+lsË ;DklQ sa'n ubf{sf] ;dodf ;Dk"0f{ n]gf /sd

cyjf lwtf] /x]sf] ;DklQsf] k|rlnt ahf/ d"No (Fair Market Price) dWo] h'g sd 5 ;f]xL /sddf u}/ a}+lsË ;DklQsf] n]vfÍg

ug]{ gLlt /x]sf] 5 . u}/ a}+lsª ;DklQ n]vfÍg u/]sf] aif{df g} ;Dk"0f{ /sdsf] gf]S;fgL Aoj:yf ul/g] gLlt /x]sf] 5 . v/fa shf{

ckn]vg ;+alGw sfo{lalw g]kfn /fi6| a}+s4f/f :jLs[lt a}+ssf] shf{ ckn]vg lgodfjlndf pNn]v eP adf]lhd x'g]5 . a}ssf]

v/fa shf{ c;'lnsf] nflu pko'Qm /sd ;Ddsf] Aofh ldgfx lbg ;Sg] lglt lnPsf] 5 . k|t]s v/fa shf{sf] ca:yf x]l/

Gofof]rLt 9+un] shf{sf] km5f}{6 ul/g] 5 .

o; cf=j=;Dddf sDkgLsf] u}/ a}+lsË ;DklQ l;h{gf ePsf] 5}g .

!)= Aofh tyf cGo cfDbfgL u0fgf tl/sfM

s_ shf{ vftfx?df Aofhsf] u0fgf #^% lbg k|lt aif{sf] b/n] ul/Psf] 5 .

v_ Jofh cfDbfgLnfO{ g]kfn /fi6« a}+ssf] PsLs[t lgb{]lzsf adf]lhd gub k|fKtLsf] cfwf/df n]vf+sg ul/Psf] 5 h'g g]kfn

n]vfdfg dfkb08 (NAS 07) cg'?k 5}g . g]kfn ;/sf/sf] C0fkqdf cflh{t AofhnfO{ cfh{gsf] cfwf/ (Accrual

Basis) df n]vf+sg ug]{ gLlt cjnDag ul/Psf] 5 . o; cf=j=df o; lzif{s cGt/ut s'g} sf/f]jf/ gePsf] b]lvG5 .

u_ sldzg cfDbfgLnfO{ cfh{gsf] cfwf/ (Accrual Basis) n]vf+sg ug]{gLlt /x]sf] 5 .

!!= vr{ u0fgf n]vf°g gLlt M

s_ lgIf]k vftfx?df Jofhsf] u0fgf #^% lbg k|lt aif{sf] b/n] ul/Psf] 5.

v_ Aofh tyf cGo vr{x?nfO{ cfh{gsf] cfwf/ (Accrual Basis) df n]vf+sg ul/Psf] 5 .

!@= shf{ gf]S;fgL Joj:yf gLlt

g]kfn /fi6« a}+ssf] Plss[t lgb{]lzsf adf]lhd shf{ vftfx?nfO{ auL{s/0f u/L ;f]xL cg';f/ shf{ gf]S;fgL Joj:yf

u/LPsf] 5 . q}dfl;s ?kdf shf{ gf]S;fgL Aoj:yfdf ;dfof]hg u/L yk36 ug]{ ul/Psf] 5 . shf{, ;fk6 tyf ljn v/LbnfO{

jf;nftdf ;Defljt gf]S;fgL Aoj:yf kl5sf] v'b d"Nodf b]vfO{Psf] 5 . c;'n x'g g;Sg] shf{ /sd ckn]vg ubf{ g]kfn /fi6«

a}+sn] hf/L u/]sf] lgb]{zg, sDkgLsf] shf{ ckn]vg gLltsf] clwgdf /lx ;~rfns ;ldltsf] :jLs[tLaf6dfq shf{ ckn]vg

ug]{ gLlt lnOPsf] 5 . o; cf= j= df To; lsl;dsf] s'g} shf{ g/x]sf] .

!#= lnhxf]N8 ;DktL, :yug vr{ tyf k'j{ ;~rfng vr{

s_ ef8fdf lnPsf] ejg ljsf;sfnfuL ul/Psf] vr{x?nfO{ lnhxf]N8 ;DklQ cGtu{t kF"hLs[t ul/Psf] 5 . pQm vr{x?nfO{

Page 55: K K JKIK WKSX QIQYXKB YP`RFK H

55

3/ ef8fsf] cjlwdf ckn]vg ug]{ gLlt cjnDag ul/Psf] 5 . lnhxf]N8 ;DklQnfO{ l:y/ ;DklQdf ;dfj]z ul/Psf] 5 .

v_ sDKo'6/ ;km\6j]o/ ;DalGw vr{nfO{ l:y/ ;DkQLdf ;dfj]z ul/Psf] 5. pQm vr{nfO{ % jif{df ckn]vg ug]{ gLlt

cjnDag ul/Psf] 5 .

!$= v"b gfkmf afF8kmfF8 gLlt M

a}+s tyf ljQLo ;+:yf ;DalGw P]g @)^#, cg'?k gfkmf÷gf]S;fg lx;fjaf6 b]lvPsf] v'b gfkmfsf] @) k|ltzt /sdnfO{

;fwf/0f hu]8fsf]ifdfafF8kmfF8 ug]{ gLlt cjnDjg ul/Psf] 5 . ;fy} g]kfn /fi6« a}+ssf] lgb]{lzsf adf]lhd :yug s/ ;DklQ

a/fa/sf] /sdnfO{ :yug s/ hu]8f sf]ifdf :yfgfGt/0f ug]{ / o; sf]ifsf] /sdnfO{ :yug s/ bfloTj ;+u dfq ;dfof]hg ug]{

gLlt lnO{Psf] 5 .

!^= sd{rf/L pkbfg tyf cGo ;'ljwf jfkt Joj:yf gLlt M

-s_ o; jif{sf] cGt;Dddf sd{rf/Lsf] pkbfg Joj:yf jfkt ?= !,#%*,!))=(( tyf ljbf jfkt ?= !,*(^,(&*=)%

Joj:yf ul/Psf] 5 .

-v_ sd{rf/L af]g; Joj:yf cGtu{t af]g; P]g adf]lhd ;Dk'0f{ ;~rfng kl5sf] v'b gfkmfaf6 !) k|ltztsf] b/n] x'g] /

sd jf]g; jfkt lx;fj u/L 5'6[ofOg] gLlt cjnDag ul/Psf]5 .

!&= shf{sf] ;fFjf tyf Aofh c;'n ug]{ Aoj:yf

;DjlGwt C0fLaf6 /sd c;'npk/ ubf{ To:tf] c;'n /sd dWo]af6 ;j{k|yd c;'n pk/ ug'{kg]{ cGo n]gf /sd, xhf{gf / Jofh

;Dk"0f{ ?kdf c;'n pk/ ePkl5sf] cj:yfdf dfq afFsL /sd ;fFjfdf cfjZos lx;fj ldnfg ug]{ gLlt lnPsf] 5 .

!*= cGo

s_ sDkgLn] v/Lb u/]sf] ;j} lsl;dsf] :6]zg/L tyf 5kfO{ ;fdu|Lx? dWo] afFsL /x]sf] df}HbftnfO{ FIFO (First in First

Out) Method af6 d"NofÍg u/L cGo ;DklQdf b]vfpg] gLlt /x]sf] 5

v_ kl5Nnf] jif{sf] /sdx¿nfO{ k'gM ;+/rgf tyf k'gM jlu{s/0f ul/Psf] 5 .

u_ k/ ;f/LPsf] vr{ lzif{s cGt/ut z]o/ lg:sfzg vr{nfO{ kFfr aif{df ckn]vg ug]{ gLlt lnO{Psf] 5 .

Page 56: K K JKIK WKSX QIQYXKB YP`RFK H

56

cg';"rL $=##

n]vf ;DaGwL l6Kk0fLx?

!= r'QmfkF"hLdf ePsf] kl/jt{g

cfly{s aif{ @)&$÷&% df sDkgLsf] r'Qmfk'FhL o; k|sf/ /x]sf] 5 M

@= ;fwf/0f hu]8f sf]if

a}+s tyf ljlQo ;+:yf ;DaGwL P]g, @)^# sf] bkmf $$ df ePsf] Joj:yf cg';f/ a}+sn] cfkm\gf] v'b d'gfkmfsf] @)

k|ltzt /sd ;fwf/0f sf]ifdf ;fg'{ kb{5 . To;} cg';f/ a}+sn] rfn' cf=a=df v'b d'gfkmfsf] @) k|ltztn] x'g cfpg] ?=&,@@@,@&@=$(

;fwf/0f hu]8f sf]ifdf /sdfGt/ ul/Psf] 5 .

#= nufgL ;dfof]hg sf]if

g]kfn /fi6« a}+ssf] lgb]{lzsf g+ *÷)&$ adf]lhd a}+sn] ;+ul7t ;+:yfsf] ;]o/df u/]sf] nufgL /sdnfO{ ælalqmsf] nflu

pknAw nufgLÆ lzif{s cGt{ut /flvPsf]] / pQm nufgL /sdsf] lgDgfg';f/ nufgL ;dfof]hg sf]ifsf] Joj:yf ul/Psf] 5 .

#=! ;+ul7t ;+:yfsf] ;'lrs[t gePsf] z]o/sf] nflu nufgL ;dfof]hg sf]if

ldlt @)&$ c;f/ @* ut] Hof]tL nfO{km O{G:of]/]G; sDkgL lnld6]8sf] ?= %),)),))).– -krf; nfv dfq_ a/fa/sf] z]o/

nufgL cf=j= @)&$÷)&% sf] cGtdf Ps aif{ k'u]sf] / g]kfn /fi6« a}+ssf] Plss[t lgb]{zg–@)&$ sf] lgb]{zg g+= * cg';f/ nufgL

;dfof]hg sf]ifdf hDdf ug'{kg]{ ePtfklg @)&% c;f/ d;fGtdf pQm nufgLsf] Dofb Ps aif{ b'O{ lbg dfq ePsf] / g]kfn /fi6«

a}+ssf] Plss[t lgb]{zg–@)&% sf] lgb]{zg g+= *-#_! cg';f/ nufgL u/]sf] ldltn] b'O{ jif{leq pQm ;]o/ ;"rLs[t gePsf] v08df

nufgL eP a/fa/sf] /sd ;l~rt d'gfkmf vr{ u/L nufgL ;dfof]hg sf]ifdf hDdf ug'{ kg]{ Joj:yf adf]lhd nufgL ;dfof]hg sf]if

v8f ul/Psf] 5}g .

$= ;fdflhs pQ/bfloTj sf]if

Gf]kfn /fi6« a}+ssf] a}= lj= lg= lj=÷gLlt÷kl/kq÷svu÷!!÷)&$ adf]lhd a}+sn] o; jif{sf] v'bgfkmfsf] ! Ü ;+:yfut

;fdflhs pQ/bfloTj ls|ofsnfksf] nflu ljlgofF]hg u/]sf] 5 . ;fdflhs pQ/bfloTj sf]ifdf o; jif{ v'bgfkmfsf] ! Ü ?

#^!,!!#=^@ ljlgof]hg ul/Psf] 5 .

%= z]o/ lk|ldod

a}Fsn] xsk|b z]o/sf] lnnfdLdf z]o/ lk|ldod afkt ?= @,$^%,$%$=!) k|fKt u/]sf] 5 .

^= Aofh cfDbfgL tyf Aofh d'NtaL

g]kfn /fi6« a}+ssf] lgb]{lzsf cg';f/ shf{ tyf ;fk6af6 cflh{t Aofh cfDbfgLnfO{ gub k|flKtsf] cfwf/df dfq cfDbfgL

qm=;+=

!

@

ljj/0f

cf=j= @)&$÷)&% sf] jf;nftdf n]vfs+g eO{;s]sf] r'Qmf k'FhL

ldlt @)&%÷)$÷)# xsk|b z]o/ afF8kmfF8 eO{ ldlt @)&%÷)$÷)* ut]

hDdf ePsf] r'Qmfk'FhL

hDdf sfod ePsf] r'Qmfk'FhL

/sd-?=_434,829,400.00

^^,&&),^)).–

%)!,^)),)))=))

qm=;+=

!

@

ljj/0f

ut cf=j= sf] cGTodf ;l~rt df}Hbft

ut jif{sf] lkmtf{

clGtd df}Hbft -lalqmsf] nflu pknAw nufgL kf]6{kmf]lnof]sf] @%_

/sd-?=_

@*),@#&=#^

-!$%,$!^=^*_

!#$,*@)=^*

Page 57: K K JKIK WKSX QIQYXKB YP`RFK H

57

b]vfpg] k|fjwfg cg'?k shf{ tyf ;fk6df kfpg'kg]{ ;Dk'0f{ Aofh k|fKt eO{;s]s]fn] Aofh d'NtaL vftf kfpg'kg]{ /sd b]vfO{Psf] 5}g .

&= u}/ a}lsË ;DklQ

@)&% cfiff9 d;fGt;Dd ljlQo ;+:yfn]] shf{ c;"nLsf] lznlznfdf lwtf] lnnfd lalqm geO{ cfkm}n] ;sf/ ug'{ kg]{

cj:yf gcfPsf]n] ljlQo ;+:yfsf] gfddf u}/ a}lsË ;DklQ /x]sf] 5}g .

*= shf{ tyf ;fk6 k|jfx, c;'nL tyf ;fFjf Aofh ckn]vgsf] ;f/f+zM

sDkgLsf] cf=a= @)&$÷)&% df ljt/0f ePsf] shf{ / c;'nLsf] lja/0f o; k|sf/ /x]sf] 5 M

(= lgIf]k bfloTjdf ePsf] kl/jt{gsf] ljj/0f M

sDkgLn] cf=a= @)&$÷)&% sf] lgIfksf]] ljj/0f o; k|sf/ /x]sf] 5 .

!)= efl/t cf}ift Jofhb/ M

sDkgLsf] cf=a= @)&$÷)&% sf] efl/t cf}ift Jofhb/ lgDg adf]lhd /x]sf] 5 .

lja/0f

z'?sf] df}Hbft

shf{ ljt/0f

shf{ c;'nL

;Ffjfshf{ ckn]vg

clGtd df}Hbft

Jofh ckn]vg

/sd ?=

1,461,404,625.083,375,663,515.942,438,906,303.60

-2,398,161,837.42

-

  ljj/0f

Aofhltg'{ gkg]{ vftfx?

! rNtL lx;fa

@ hdfgt dflh{g

# cGo

Aofhltg'{ kg]{ vftfx?

! d'2tL vftf

@ art vftf

# dfu]sf] avt ltg{' kg]{ lx;fa

hDdf  

cf=j= @)&#÷)&$ ?=

57,960,979.08

32,458,065.84 -

25,502,913.24

1,904,106,135.14

820,496,955.00742,564,580.93341,044,599.21

1,962,067,114.22

cf=j= @)&$÷)&% ?=

155,175,487.89

128,865,387.71 -

26,310,100.182,958,374,355.43

1,158,316,385.631,194,193,623.08605,864,346.72

3,113,549,843.32

k|ult

97,214,508.81

96,407,321.87-

807,186.94

1,054,268,220.29

337,819,430.63451,629,042.15264,819,747.51

1,151,482,729.10

k|ult k|ltzt

167.72%

297.02%0.00%3.17 %

55.37%

41.17%60.82%77.65%58.69%

ljj/0f

shf{ / nufgLsf] cf}iftb/

lgIf]k cf};t b/

v"bcGt/

k|ltzt

15.318.736.57

!!= ckn]vg x'g afFsL vr{ M

laj/0f

z]o/ lgisf;g vr{

z'? df}Hbft -?_

825,389.57

k"hLs[t /sd-?_

1,118,815.96

o; jif{sf] ckn]vg

/sd -?_

388,841.10

ckn]vg x'g afsL

/sdx? -?_

1,390,286.52

Page 58: K K JKIK WKSX QIQYXKB YP`RFK H

58

!@=

e'Qmfg

L c

jlw

sf]

cfw

f/df ;Dk

lQ b

floTj

sf]

juL

{s/0

f M

-?= x

hf/df

_

qm=

;=

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

;Dk

lt

gub

df}H

bft

a}+s

tyf lj

QLo

;+:y

f df}H

bft

ljb]zL a}+s

df u

l/Ps

f] n

ufgL

dfu

tyf c

Nk;'r

gfd

f k|fKt

x'g] /

sd

;/s

f/L ;"/I

f0fk

q

g]kf

n /

fi«̂ a

}+ss

f] C

0f k

q

cGt

/ a}+s

tyflj

QLo

;+:y

fshf{

shf{ ;fk

6

kfpg

" kg]{ Jof

h

l/e;{ l/

kf]

k|lta

4tf c

Gt{ut

cGo

;+:y

fx?

af6

k|fKtx

"g]

qm=;

= 20,

21 /

22

sf ;

"ljwf

x?s

f] e"Qmfg

L

cGo

s'n

;Dk

lQ

bflo

Tj

rNt

LlgIf]k

art

lgIf]k

d'4t

LlgIf]k

C0f

kqx?

;fk

6L

dfu

tyf c

Nk ;

"rgf

df

cGt

/ a}s

lj=;

+:yf

k"g/

shf{

cGo

cGo

bflo

Tj t

yf J

oj:y

fx?

M

;08

L qm]l8

6;{

1–90

lbg

67,690

.70

156,64

9.34

897

,242.41

1000

.00

2,39

8,161.84

3,53

3.54

41,66

8.51

2,66

8,703.93

128,865

.39

1,826

,368

.07

869

.37

       

76,599

.43

14,198

.44

91– 1

80

lbg

190,59

5.30

         

181–

270

lbg

         

271–

365

lbg

525,07

8.81

         

1 ji

f{ eGb

f a9L

441,77

2.91

         

s'n

/s

d

67,690

.70

156,64

9.34

897

,242.41

1000

.00

2,39

8,161.84

3,53

3.54

41,66

8.51

2,66

8,703.93

128,865

.39

1,826

,368

.07

1,15

8,316.39

76,599

.43

14,198

.44

Page 59: K K JKIK WKSX QIQYXKB YP`RFK H

59

qm=

;=

20 21 22 23 24 25

;Dk

lt

e"Qmfg

L lb

g"kg

]{ lan

e"Qmfg

L lb

g"kg

]{ Jof

h

Joj:

yfx

?

cGo

k|lta

4tf c

Gt{ut

cGo

;+:y

fx?

nfO{ lb

g"kg]{

pkef]u

e}O{g

;s

]sf] :j

Ls[t

;"lj

wfx?

k|ltt

kq h

dfgt

-v

"b_

l/kf]

qm=;

11

cGt

u{ts

f] ;"la

wfs

f] e"Qmfg

L

cGo

s'n

bflo

Tj

v'b ;

DklQ

;+lr

t v

'b ;

DklQ

1–90

lbg

 

4,699

.65

59,431.31

2,96

9.68

2,03

2,70

2.26

636,00

1.67

636,00

1.67

91– 1

80

lbg

     

190,595

.30

(190

,595

.30)

445,406

.37

181–

270

lbg

   

445,406

.37

271–

365

lbg

   

525,078

.81

(525

,078

.81)

979,67

2.440

1 ji

f{ eGb

f a9L

441,77

2.91

(441,77

2.91

)

9521

,445.35

0

s'n

/s

d

4,699

.65

59,431.31

2,96

9.68

3,19

0,149.28

9521

,445.35

0

Page 60: K K JKIK WKSX QIQYXKB YP`RFK H

60

!#= sDkgLsf] r'Qmf k"+hLdWo] clu|d e'QmfgL k|fKt (Paid in Advance), e'QmfgL k|fKtx'g af+sL (Calls in Arrears) / hkmt ul/Psf

t/ k'gMlgisfzg gul/;s]sf (forfeited But Not Issued) z]o/ x? g/x]sf] .

!$= lx;fj ldnfgsf] cj:yf

ljlQo ;+:yfn] a}+s tyf ljQLo ;+:yfx?df /x]sf] vftfsf] lx;fa ldnfg ! dlxgfsf] cGt/fndf u/]tf klg zfvf / c?

vftfsf] lx;fa ldnfg eg] b}lgs?kdf ug]{ u/]sf] 5 . pQm km/s /sdsf] klxrfg ul/Psf] tyf pQm /sdx¿ ;dfof]hg eO{;s]sf]

5 .

!%= cfkm\gf] ;DklQ lwtf] /fvL lnPsf] ;fk6L ljj/0f

ljlQo ;+:yfn]] ;'/If0fsf] ?kdf cfkm\gf] ;DklQ lwtf] /fvL s'g} shf{ lnPsf] 5}g .

!^= lgliqmoshf{

;fjf tyf Jofhn] efvf gf3]sf] lgliqmoshf{ ljlQo ;+:yfdf shf{sf] ?kdf ?=&,!%#,^^*=!^ /x]sf]] 5 .

!&= >f]t kl/rfng

g]kfn /fi6« a+}sn] t/ntf ;DalGw hf]lvdnfO{ Go"lgs/0f ug{] p2]Zon] hf/L u/]sf] ljlQo ;+:yfsf] >f]t kl/rfngsf]

dfkbG8 cg'?k, ljQLo ;+:yfn] :jb]zL lgIf]k tyf k|fylds k"hLdf s'n shf{ ;fk6sf] c+z ^^=#$ k|ltzt /xg uPsf] 5 .

!*= Psfu|tfsf] ljj/0f

ljQLo ;+:yfsf] ;DklQ tyf bfloTj ;Fu ;DalGwt tyf jf;nft jflx/sf] sf/f]jf/ s'g} Ps JolSt, kmd{, ;+3 ;+:yf tyf

s'g} Ps If]qdf clws]lGb|t eO{ g]kfn /fi6« a}+ssf] lgb]{zgsf] l;dfeGbf a9L ePsf] 5}g .

!(= sd{Rff/L af]g; Joj:yf M

af]g; P]g, @)#) cg';f/ sd{rf/L af]g; Joj:yf ;Dk"0f{ sf/f]jf/ kl5sf] d'gfkmfaf6 cfos/ jfkt Joj:yf ug'{k"j{ !)

k|ltzt ul/Psf] 5 . sd{rf/L af]g; jfkt o; jif{ ?=%,#@(,^!&=%* gfkmf gf]S;fg lx;fadf vr{ hgfO{ cGo bfloTj lzif{sdf

b]vfO{Psf] 5 .

@)= k|:tfljt nfef+z M

ljsf; a}+sn] cf=j= @)&$÷)&% s'n r'Qmfk'FhL ?= %),!^,)),))).– sf] ^ k|ltzt sf] b/n] ?= #,))(^,)))=)) gub

nfefz+ z]o/ ljt/0f ug]{ k|:tfj u/]sf] 5 . ;fy} pQm gub nfef+z z]o/ ljt/0f ubf{ g]kfn ;/sf/nfO{ a'emfpg' kg]{ nfef+z s/ %

k|ltzt o;}af6 s§f ul/g] k|:tfj u/]sf] 5 . ;fy} jf;nftdf b]vfOPsf] k|:tfljt nfefz+sf] ljj/0f o; k|sf/ /x]sf] 5 M

l;=g++

!=

@=

ljj/0f

ut cf=j= @)&#÷)&$ sf] gub nfefz+ -af]gz z]o/sf] s/ k|of]hgfy{ _

o; jif{sf] gub nfefz+ -hDdf r'Qmfk'FhLsf] ^ k|ltzt _

hDdf

/sd ?=

!,#*(,$&#.^*

#,))(^,)))=))

31,485,473.68

@!= cfos/

s_ o; jif{sf] cfos/

o; jif{sf] cfos/ cfos/ P]g @)%* cg';f/ Joj:yf ul/Psf] 5 .

Page 61: K K JKIK WKSX QIQYXKB YP`RFK H

61

@@= cGo

-s_ pkbfg Joj:yf M ;+:yfsf] sd{rf/L lgodfjnL @)^* jdf]lhd cfiff9 d;fGt @)&% df ?= !,#%*,!)!.– pkbfg jfkt

vr{sf] Joj:yf ul/Psf] 5 .

-v_ k'g{;d"xs/0f tyf k'g{jlu{s/0f (Regrouping and Reclassification): utjif{sf] /sdx?nfO{ cfjZostf cg';f/

k'g{;d"xs/0f tyf k'g{jlu{s/0f ul/Psf] 5 .

-u_ jf;nftsf] ldlt kZrft\ a}+ssf] ljQLo ljj/0fx?nfO{ k|efj kfg]{ ul/ s'g} klg dxTjk"0f{ 36gfx? a}+sdf 36]sf] 5}g .

-3_ d"Vo Joj:yfksLo kbflwsf/Lx?sf] tnj eQf tyf ;'ljwf M

v_ :yug s/ (Deferred Tax)

cfos/ ljj/0f tyf ljQLo ljj/0f aLr ;DklQ bfloTjdf x'g cfpg] c:yfoL km/ssf] u0fgf u/L eljiodf ;dfof]hg x'g]

km/sx¿nfO{ xfn sfod #) k|ltzt s/sf] b/df :yugs/sf] u0fgf lgDgfg';f/ ul/Psf] 5 M

ljj/0f

ljbfsf] nflu Joj:yf

pkbfg sf]if

nufgLsf] nflu Joj:yf

l:y/ ;DklQ c:yfoL km/s

v'b c:yfoL km/s

s/sf] b/

:yug s/ ;DklQ -s_

k/ ;f/LPsf] vr{

v'b c:yfoL km/s

s/sf] b/

:yug s/ bfloTj -v_

o; jif{sf] v'b :yug s/ ;DklQ -s ± v_

cl3Nnf] cf=a= ;Dd /x]sf] v'b :yug s/ ;DklQ

o; cf=a=df gfkmf gf]S;fg vftfdf b]vfOPsf] cfDbfgL

n]vf cfwf/

!,*(^,&*(

!,#%*,!)!

(%$,(#*

#@,(!),%@(

!,#(),@*&

s/ cfwf/

##,)%(,*!^

c:yfoL km/s ;DkQL÷-bfloTj_ ?=

!,*(^,&*(

!,#%*,!)!

(%$,(#*

!$(,@*&

$,#%(,#)$

#) %

!,#)&,&(!

-!,#(),@*&_

-!,#(),@*&_

#) %

-$!&,)*^_

*(),&)$

@$(,)!@

^$!,^(@

ljj/0f

kfl/>lds tyf eQf

cjsfz ;'ljwfx?

hDdf

;~rfns -?_

k|To]s a}7sdf cft]hft]k|lt ;+rfns

?= #,))).– k|bfg ug]{ ul/Psf] .

k|d'v sfo{sf/L clws[t -?_

?= 2,379,690.­ ;Dk'0f{ ;'ljwfx? ;lxt

?= 2,379,690.- ;Dk'0f{ ;'ljwfx? ;lxt

yk ;'rgfx?M

s_ ;~rfns ;ldlt a}7s jfkt ;ldltsf cWoIfnfO{ ?= #,%)).– tyf cGo ;b:ox?nfO{ k|lt a}7s ?=#,))).–

a}7s eQf lbg] ul/Psf] 5 .

v_ Joj:yfkg ;d"x cGtu{t k|d'v sfo{sf/L clws[tsf] lglZrt jflif{s tnj tyf eQf (Fixed Annual Compensation)

jfktsf] Joj:yf ;dfj]z ul/Psf] 5 .

Page 62: K K JKIK WKSX QIQYXKB YP`RFK H

62

@#= zfvf lj:tf/

cf=a= @)&$÷)&% df o; ljQLo ;+:yfn] tkl;n cg';f/sf zfvfx? la:tf/ u/]sf] 5 .

l;=g=

!

@

#

zfvf÷sfof{nosf] gfd

/fhk'/ zfvf, bfË

d}gfkf]v/ zfvf, alb{of

cu}of zfvf, afFs]

7]ufgf

/fhk'/ ufpFkflnsf j8f g+= %, bfË

d}gfkf]v/ zfvf, a9}oftfnufpkflnsf, j8f g+= –^,

d}gfkf]v/, alb{of

/fKtL ;f]gf/L ufpFkflnsf j8f g+=@, afFs]

;+rfng ldlt

2074/05/012074/06/05

2074/11/24

@$= ut aif{sf /sdx? cfjZostf cg';f/ ;dfof]hg tyf k'g{alu{s/0f ul/Psf 5g\ .

Page 63: K K JKIK WKSX QIQYXKB YP`RFK H

63

;+:yfks ÷;+:yfks ;d"xsf z]o/ wgLn] cfk\mgf] :jfldTjdf /x]sf] z]o/ cGo a}+s tyf ljQLo

;+:yfdf lwtf] /fvL shf{ lnPsf] ljj/0f

qm=;=

!=

@

;+:yfks÷;+:yfks

;d"x cGt{ut kg]{

z]o/ wgLsf] gfd

;+:yfkssf] :jfldTjdf

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Financial Statement

3,716,508,873.32 408,429,400.00

112,392,060.00

3,113,549,843.32

82,137,570.00 3,716,508,873.32 1,122,006,508.35 - 29,341,830.00 2,398,161,840.00 87,165,529.16 - 79,833,170.00

342,095,600.00 232,721,890.00 109,373,710.00 3,392,920.00 29,394,020.00 - 142,160,650.00 34,132,257.97 35,587,820.00 72,440,572.03 10,172,400.00 62,268,172.03 - - 62,268,172.03

62,268,172.03 5,660,740.00 16,982,230.00 39,625,202.03

As per AuditedFinancial Statement

3,648,828,322.35 434,829,400.00

36,228,361.90

3,113,549,843.32

64,220,717.13 3,648,828,322.35 224,340,039.33 897,242,414.48 28,386,896.24 2,368,634,649.83 87,165,529.16 - 43,058,793.31

314,607,784.92 206,499,994.86 108,107,790.06 3,619,296.61 26,773,670.13 - 138,500,756.80 34,132,257.97 34,604,488.06 69,764,010.77 11,127,337.47 58,636,673.30 (10,879.88) - 58,625,793.42

58,625,793.42 5,329,617.58 17,184,813.36 36,111,362.47

Variance Resons for Variance

Bonus Share Adjustment

Unappropriated profit shown underReserve Surplus (Audit Adjustment

Re-classification and Re-grouping(Audit Adjustments)Re-classification and Re-grouping(Audit Adjustments)provision on investment , Auditadjustment, Due to loan loassprovision Loan and Advance onbalance sheet on Net figureRe-classification and Re-grouping(Audit Adjustments)Re-classification and Re-grouping(Audit Adjustments)

Re-classification and Re-grouping(Audit Adjustments)

Re-classification and Re-grouping(Audit Adjustments)provision on investment , AuditadjustmentLoss on sale of assets Re-Grouped

Audit Adjustment

S.No. Particulars

1 Total Capital and Liabilities (1.1 to 1.7)1.1 Paid up Capital

Calls in Advance1.2 Reserve & Surplus1.3 Debenture & Bond1.4 Borrowings1.5 Depsoits ( a +b)

a. Domestic Currencyb. Foreign Currency

1.6 Income Tax Liability1.7 Other Liabilities2 Total Assets ( 2.1 to 2.7)2.1 Cash & Bank Balance2.2 Money at Call and Short notice2.3 Investments2.4 Loans and Advances2.5 Fixed Assets2.6 Non Banking Assets2.7 Other Assets3 Profit & Loss A/c3.1 Interest Income3.2 Interest ExpensesA. Net Interest Income (3.1 - 3.2)3.3 Fees, Commission & Discounts3.4 Other Operating Income3.5 Foreign Exchange Gain / Loss (Net)B. Total Operating Income ( A+3.3+3.4+3.5)3.6 Staff Expenses3.7 Other Operating ExpensesC. Operating Profit before provision ( B-3.6-3.7)3.8 Provision for Possible LossesD. Operating Profit ( C-3.8)3.9 Non Operating Income / Expenses ( Net)3.1 Write back of Provision of Possible LossE. Profit from Regular Activities ( D+3.9+3.10)3.11 Extraordinary Income /Expenses ( Net)F.Profit before Bonus and Taxes ( E +3.11)3.12 Provision for Staff Bonus3.13 Provision for TaxG. Net Profit / Loss ( F-3.12-3.13)

In Amouts (67,680,550.97) 26,400,000.00 - (76,163,698.10) - - (0.00) - - - (17,916,852.87) (67,680,550.97) (897,666,469.02) 897,242,414.48 (954,933.76) (29,527,190.17) (0.00) - (36,774,376.69) - (27,487,815.08) (26,221,895.14) (1,265,919.94) 226,376.61 (2,620,349.87) - (3,659,893.20) - (983,331.94) (2,676,561.26) 954,937.47 (3,631,498.73) (10,879.88) - (3,642,378.61) - (3,642,378.61) (331,122.42) 202,583.36 (3,513,839.56)

In % (1.82) 6.46

(67.77)

(0.00)

(21.81) (1.82) (80.01)

(3.25) (1.23) (0.00)

(46.06)

(8.04) (11.27) (1.16) 6.67 (8.91)

(2.57) - (2.76) (3.69) 9.39 (5.83)

- (5.85)

(5.85) (5.85) 1.19 (8.87)

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@_ n]vf k/LIfssf] k|ltj]bg ;lxtsf] )&$÷&% sf] jf;nft, gfkmf gf]S;fg lx;fa / ;f]xL cjlwsf] gub k|jfxsf]

ljj/0f tyf ;DalGwt cg';'lrx? kfl/t ug]{ .

#_ cfly{s jif{ )&%÷&^ sf] nflu n]vfk/LIfssf] lgo'Qm ug]{ tyf lghsf] kfl/>lds tf]Sg] .

-jt{dfg n]vfk/LIfs Pr s] P;f]l;P6\;, rf6{8{ PsfpG6]06\; ->L xl/ s'df/ l;njfn– Pkml;P_ sDkgL, rf6{8

Psfp06]06\; k'gM lgo'Qm x'g of]Uo ePsf]_

$_ ;~rfns ;ldltn] k|:tfj u/] adf]lhd r'Qmf k'FhLsf] ^ k|ltzt gub nfefFz ?= #,)),(^,)))÷– ljt/0f ug]{

k|:tfj :jLs[t ug]{ .

v_ ljif]z k|:tfj M

!_ ;~rfns ;ldltn] k|:tfj u/] adf]lhd k|aGwkqsf] bkmf %-ª_ / lgodfjnLsf] lgod *-!_ df cfjZos z+;f]wg

ug]{ .

@_ k|aGwkq / lgodfjnLdf ;+zf]wg ;DaGwL k|:tfjx?sf] ;+zf]wgdf lgodgsf/L lgsfox?af6 :jLs[lt lng jf

clen]v u/fpg] l;nlznfdf s'g} lgb]{zg lbOPdf k|aGwkq / lgodfjnLdf cfjZos ;+zf]wg Pj+ kl/dfh{g

;d]tsf] sfo{ ug{ ;Sg] u/L ;+rfns ;ldlt jf ;+rfns ;ldltn] tf]s]sf] JolQmnfO{ clVtof/L k|bfg ug]{ .

#_ pko'Qm cGo a}+s tyf ljQLo ;+:yf Ps cfk;df ufEg] ufleg] -dh{/_ tyf k|fKtL -PlSjlhzg_ x'g]÷ug]{ ;Dbe{df

;~rfns ;ldltnfO{ cfjZos ;Dk"0f{ clVtof/L k|bfg ug]{ k|:tfj kf/Lt ug]{ .

$_ a}+s tyf ljQLo ;+:yf Ps cfk;df ufEg] ufleg] -dh{/_ tyf k|fKtL -PlSjlhzg_ ;DalGw ljlgodfjnL, @)&# df

tf]lsP adf]lhd efu{j ljsf; a}+s lnld6]8sf] rn crn ;DkQL / bfloTj tyf sf/f]jf/sf] d'NofÍg ug{ dfGotf

k|fKt d'NofÍgstf{ lgo'Qm ug{ / ufEg] ufleg] -dh{/_, ty k|fKtL -PlSjlhzg__ x'g]÷ug]{ ;DalGw ;Demf}tf ug{ /

cGo ;Dk"0f{ k|s[of k"/f ug{ ;~rfns ;ldltnfO{ jf ;+rfns ;ldltn] tf]s]sf] JolQmnfO{ clVtof/L k|bfg ug]{ .

u_ ljljw M

;+rfns ;ldltsf] cf1fn]

sDkgL ;lrj

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71

;fwf/0f ;ef ;DaGwL cGo hfgsf/L

!= P3f/f}+ jflif{s ;fwf/0f ;efdf efu lng] k|of]hgsf nflu ljsf; a}+ssf] z]o/ bflvn vf/]h ldlt @)&%÷!@÷@@ ut] Ps lbg

aGb /xg]5 . ldlt @)&%÷!@÷@! ut];Dd g]kfn :6s PS;r]~h ln= df sf/f]jf/ eO{ @)&%÷!@÷@( ut] sfof{no ;do leq o;

ljsf; a}+ssf] z]o/ /lhi6«f/ PgPdla Soflk6n ln=, gfukf]v/L sf7df8f}+df k|fKt ePsf] ljj/0fsf] cfwf/df tyf lxtu|fxL

vftfdf sfod ePsf z]o/wgLx?n] dfq P3f/f}+ aflif{s ;fwf/0f ;efdf efu lng kfpg' x'g]5 .

@= ;fwf/0f ;efdf efu lng OR5's z]o/wgL dxfg'efx?nfO{ cfkm\gf] cflwsfl/s kl/ro kq ;lxt z]o/wgL gDj/ jf cef}ltsLs/

0f ul/;s]s]sf z]o/sf] xsdf BOID -lxtu|fxL kl/ro gDj/_ ;fydf Nofpg' x'g cg'/f]w 5 .

#= ;efdf efu lngsf nflu k|ltlgwL -k|f]S;L_ lgo'Qm ug{ rfxg] z]o/wgLx?n] ;ef z'? x'g] ;do eGbf $* 306f cufj} o;

a}+ssf] k|wfg sfof{no sf/sfFbf] g]kfnu~hdf k|f]S;L kmf/fd bQf{ ul/ ;Sg' kg]{ 5 . o;/L k|ltlglw -k|f]S;L_ lgo'Qm ubf{ cfk'm

h'g ;d"xsf] z]o/wgL xf] ;f]xL ;d"xsf] csf]{ z]o/wgLnfO{ dfq k|f]S;L lbg kfOg] 5 . k|ltlgwL lgo"Qm ul/ ;Sg' ePsf] z]o/

wgL cfk}m ;efdf pkl:yt eO{ xflh/L lstfadf b:tvt ug'{ ePdf k|f]S;L :jtM ab/ x'g]5 .

$= Ps} z]o/wgLn] s'g} Ps k|ltlglw d's// u/]sf]df ;f] ab/ gu/L csf]{ k|ltlglw d's// u/]df h'g d'sl/t lnvt a}+ssf]

sfof{nodf klxn] k|fKt eO{ btf{ x'G5, ;f] dfq dfGo x'g]5 / ;f] pk|fGtsf] lnvt dfGo x'g] 5}g . To:t} Ps} z]o/wgLn] Ps eGbf

a9L JolQmnfO{ cfk\mgf] z]o/ ljefhg u/L jf cGo s'g} lsl;daf6 5'§ofO{ k|f]S;L lbg kfpg' x'g] 5}g . o;/L lbOPsf] k|f]S;L

ab/ x'g]5 .

%= ;efdf pkl:yt x'g] z]o/wgL dxfg'efjn] ;ef :yndf /flvPsf] xflh/L k'l:tsfdf b:tvt ug'{ kg]{5 . xflh/L k'l:tsf ;ef x'g]

lbg ;ef :yndf ljxfg (M)) ah] b]lv v'nf /xg]5 .

^= z]o/wgL dxfg'ejfx?n] o; ljsf; a}+sdf pknAw u/fPsf] 7]ufgfdf aflif{s k|ltj]bg k7fOg] 5 . sf/0fjz k|fKt gePdf

a}+ssf] k|wfg sfof{no÷zfvf sfof{nox? tyf z]o/ /lhi6«f/ PgPdla Soflk6n dfs]{6 lnld6]8, gfu/kf]v/L sf7df8f}+af6

k|fKt ug{ ;lsg] Joj:yf ul/Psf] 5 . ;fy} o; a}+ssf] j]j;fO6 www.bhargavbank.com.np df x]g{ ;lsg] 5 .

&= s'g} ;+ul7t ;+:yf jf sDkgLn] z]o/ v/Lb u/]sf] xsdf To; ;+ul7t ;+:yf jf sDkgLn] dgf]gLt u/]sf] k|ltlgwLn] z]o/

jfnfsf] x}l;otn] ;efdf efu lng ;Sg]5 .

*= gfafns z]o/wgLsf] xsdf a}+ssf] z]o/wgL bQf{ lstfadf ;+/Ifs ?kdf bQf{ ePsf] JolQmn] dfq ;fwf/0f ;efdf efu lng

jf k|ltlglw -k|f]S;L_ lgo'Qm ug{ ;Sg] 5 . t/ lgh ;+/Ifsn] cfk"m ;+/Ifs ePsf] z]o/wgLsf] afx]s c?sf] k|f]S;L Nofpg

kfpg] 5}gg\ .

(= s'g} z]o/wgL dxfg'efjnfO{ a}+ssf] ;DaGwdf s]xL lh1f;f eP ;ef x'g' eGbf & lbg cufj} sDkgL ;lrj dfk{mt ;+rfns

;ldltsf cWoIfnfO{ lnlvt ?kdf lbg' k5{ . t/ To:tf] lh1f;fnfO{ 5nkmn / kfl/t x'g] k|:tfjsf] ?kdf ;dfj]z ul/g]

5}g .

!)= z]o/wgL dxfg'efjx?af6 p7]sf k|Zg, lh1f;f jf dGtJox?sf] ;DaGwdf ;+rfns ;ldltsf tk{maf6 cWoIf jf cWoIfsf]

cg'dlt lnO{ s'g} ;+rfns jf sfo{sf/L k|d"vn] hjfkm lbg ;Sg] 5g\ .

!!= cGo yk hfgsf/Lsf] nflu o; a}+ssf] k|wfg sfof{no sf/sfFbf] g]kfnu~h tyf z]o/ /lhi6«f/ PgPdla Soflk6n dfs]{6

lnld6]8, gfukf]v/L sf7df8f}+df ;Dk{s /fVg' x'g cg'/f]w 5 .

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72

ljifo;"rL

ljj/0f k]h g+=

!= P3f/f}+ jflif{s ;fwf/0f ;efdf ;~rfns ;ldltsf] tkm{af6 cWoIfHo"åf/f k|:tt' k|ltj]bg !

@= o; efu{j ljsf; a}+s ln= sf] kf}if d;fGt @)&% ;Ddsf] ;+lIfKt hfgsf/L &

@= lwtf]kq btf{ tyf lgisfzg lgodfjnL @)&# sf] cg';"rL !% !)

#= sDkgL P]g @)^# sf] bkmf !)( -$_ ;+u ;DalGwt ljj/0f !@

$= n]vf k/LIfssf] k|ltj]bg !%

%= cfly{s jif{ )&#÷&$ sf] jf;nft, gfkmf gf]S;fg lx;fj tyf gub k|jfx ljj/0f ;d]tsf cg';"rLx? !&

^= k|d'v n]vf gLltx? %#

&= n]vf ;DjlGw l6Kk0fLx? %^

*= g]kfn /fi6« a}+ssf] lgb]{zg ^$

(= ;~rfns ;ldltsf] k|ltpQ/ ^%

!)= k|aGwkqdf ;+zf]wg ^^

!!= lgodfjnLdf ;z+f]wg ^^