Giant Ferris Wheel, amusement park "Prater" (2008)

St. Stephen's Cathedral (1832)

JSC "Liechtensteinische Landesbank (Austria)"

A strong partner

Vienna State Opera (1900)

2

Liechtensteinische Landesbank Facts & figures

◆ Headquarter in Liechtenstein, subsidiaries in Switzerland, Austria and

representative offices in United Arab Emirates (Abu Dhabi, Dubai)

◆ Founded in 1861

◆ Principal shareholder Principality of Liechtenstein (57,5%), listed on the Swiss

Stock Exchange (SIX) since 1993

◆ 925 employees

◆ Client assets: CHF 49,1 billion

3

JSC Liechtensteinische Landesbank (Austria)

◆ Vienna office located in the “Haus der Europäischen Union”

◆ Full-service Austrian bank

◆ Team of consultants with longstanding international experience

◆ Possibility to open an account in Austria as well as in Liechtenstein and

Switzerland; consulting services in Austria

◆ Private & institutional banking for Austrian and international clients

◆ Local research and asset management

4

Tradition, security & discretion

◆ 152 years of experience with

discretionary management of large-

scale assets

◆ Principal shareholder Liechtenstein

holding an AAA-Rating

◆ State guarantee for savings

deposits and medium-term bonds

◆ Experience with highest standards

of discretion

5

◆ Partner in all respects

◆ Rich in tradition and dynamic

◆ Rich experience and young

mentality

◆ Solid and profitable

◆ Although these values seem

contradictory, we bring them

together

Liechtensteinische Landesbank Our values

6

Present in international financial centers

International activities: Private Banking

◆ The bank manages client assets of CHF 49,1 billion, making

it one of the most significant asset management banks in

Liechtenstein and Austria

◆ Liechtensteinische Landesbank AG, Vaduz

◆ Liechtensteinische Landesbank (Austria) AG, Vienna

◆ Representations in Abu Dhabi and Dubai

◆ Competence and know-how centres on the Cayman Islands

and in Hong Kong

7

Locations

fully licensed bank Representatives/Competence centers

Hong Kong

Vaduz

Switzerland

Abu Dhabi

Dubai Cayman Islands

Austria

8

The Principality of Liechtenstein - located in the very heart of Europe, between Austria and Switzerland

9

Solid business development 2014 (30.06.2014)

Key figures of the LLB Group as of 30.06.2014

Headcount (staff positions excl. part-time): 925

Managed client assets (in billion CHF): 49.1

Consolidated net profit (in million CHF): 40.4

Equity capital (in billion CHF): 1.65

Tier 1 -ratio (in %): 18.7

10

◆ Supervisory Board Roland Matt, CEO

Christoph Reich, CFO

Norman Oehri, Member

◆ Executive Board: Peter F. Mayer, CEO

Robert Löw, Member

◆ Managing Directors: Dietmar Handlbichler

Christoph von Bonin

Alexander Tsitsovits

Gerd Scheider

Responsibilities in Austria

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Core competencies of the LLB Group

LL

B G

rou

p C

om

pa

nie

s

Core competencies of the LLB Group

LLB (Oesterreich) AG (100 % )

LLB AG

swisspartners AG (67.41 % )

LLB Fund Services AG (100 % )

LLB Fondsleitung AG (100 % )

Jura Trust AG (100 % )

Retail and

Corporate Banking Private Banking Asset

Management Fund Services Trust Services

LLB Asset Management AG

(100 % )

Bank Linth LLB AG (74.2 % )

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Asset Structuring Asset Management Securities Administration

Discretionary asset management

Investment advice

Strategy advice

Financial planning

Trust Consulting Services

Securities deposit management

(execution only)

Settlement platform for external

asset managers

Fund administration

Stock exchange and foreign

exchange trading

Mortgage and Lombard loans

Multi-family office

Transfer of residence

Foundation services

Consolidated portfolio analysis

and reporting system

Our services for you

13

Independent investment solutions

◆ No investment banking – no conflicts of interest

◆ Free selection of products

◆ Liquid and transparent investment instruments

◆ Sustainable above-average performance

14

◆ On average, compared to other markets, our investment strategies rank among the top 15 per cent (Source: Lipper Global)

◆ Highly crisis-resistant investment strategies

◆ Consistent risk management

Our successful investment strategies

15

LLB Strategy of Fixed Income CEEMENA

◆ Fixed income fund investing in Central and Eastern Europe, the Middle East and North

Africa.

◆ Fixed Income investment universe consists primarily of Sovereigns, Quasi-Sovereigns

and Supranational issuers.

◆ Investing in local currency bonds and hard currency paper. (Strategically 50:50)

◆ Total return-oriented – no benchmarking.

◆ Focused on a high level of diversification.

◆ Single bond selection based on "relative value".

◆ Commitment to liquid currencies and bond markets

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A comparison of our classical strategies

1) alternative investments: such as commodities, hedge funds and private equity

2) investment range: (minimum - maximum)

Fixed Income Yield Balanced Growth Stocks

- long term capital

appreciation clearly

above rate of

inflation

Investment

objectives

listed by priority

- risk tolerant, ready to

tolerate high fluctuations

in portfolio value

- highly risk tolerant,

ready to tolerate high

temporary losses

Risk tolerance

- risk-averse, tolerates only

small fluctuations in portfolio

value

- limited risk tolerance,

tolerates fluctuations in

portfolio value

- rather risk tolerant,

tolerates high fluctuations in

portfolio value

Portfolio structure

average long term

asset allocation

0% equities and alternative

investments1)

100% fixed income

foreign currencies

(0-50%)2)

25% equitites and alternative

investments1) (20-30%)2)

75% fixed income

foreign currencies

(0-50%)2)

50% equities and alternative

investments1) (40-60%)2)

50% fixed income

foreign currencies (0-50%)2)

- over 2 years

Recommended investment horizon

- over 4 years - over 6 years - over 8 years - over 10 years

- real capital appreciation and

steady flow of income

- capital preservation

- liquidity, availability

- steady flow of income

- steady flow of income

- capital preservation

- liquidity, availability

- real capital appreciation

- steady flow of income not

essential

75% equities and alternative

investments1) (60-90%)2)

25% fixed income

foreign currencies

(0-50%)2)

95% equities

(80-100%)2)

5% fixed income

foreign currencies

(0-50%)2)

17

Ex

pe

cte

d r

etu

rn

Risk

What is your personal investment strategy?

18

Your benefits in brief

◆ Highest security provided by the Principality of Liechtenstein (AAA Rating)

and listing

◆ 152 years of experience in the discretionary management of large-scale assets

◆ Unbiased advice – no conflict of interests (no investment banking) and free

selection of products

◆ Experienced and internationally trained consultants offer you the most

flexible service

◆ Long-term above average performance for your investment success

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Important Note

No warranty is accepted for any information provided in or for the contents of this document. Any information provided in and the contents of

this document is confidential and solely intended for the mentioned addressee(s). Any form of use of this document, including, without limitation, any reproduction, processing, dissemination or publication is prohibited. This document is not binding. It does not constitute an (issuing) prospectus, an offer, any advice or recommendation to make an investment. Any previous key figures and/or any back-test data do not suggest a future development of such figures and data. We do not accept any warranty for future developments. Potential investors must be aware of the investment risks, including the risk of losing the amount invested. The author of this document and any affiliated companies do not accept any liability that the information included and the opinions expressed herein are correct, complete and up-to-date: Bloomberg, Telekurs.

Copyright: Liechtensteinische Landesbank (Österreich) AG