J.P. MORGAN CHASE

Silvia Moran

Period: 2

SOME HISTORY…

The bank was known as “Chase Manhattan Bank” until it merged with J.P. Morgan & Co. in 2000.

Headquarters- Chicago, since it merged with Bank One Corporation in 2004.

In 2008, the bank acquired the deposits and most assets of Washington Mutual.

One of the Big Four banks in the U.S. Fun Fact: Chase offers more than 5,300

branches and 16,500 ATMs nationwide.

CHASE

National Bank a bank chartered by the

U.S. government and formerly authorized to issue notes that served as money.

Location Imaging/branding

Commercials about direct deposits using the iPhone

Spanish commercials are appealing to Hispanics

CHECKING ACCOUNTS

Chase Total Checking Chase Premier Plus Checking Chase Premier Platinum Checking Student Checking

***Each one has free access to more than 16,500 ATMs & 5,300 branches nationwide***

CHASE TOTAL CHECKING

Benefits FREE Chase Debit Card, Online Banking and Bill Pay, Chase

Mobile banking, Account alerts

Minimum Deposit to Open= $25

No Monthly Service Fee Direct deposits totaling $500 or more made to this

account. OR with a $1,500 minimum daily balance OR, with an average daily balance of $5,000 or more in

linked deposits/investments

Otherwise, a $12 Monthly Service Fee applies.

CHASE PREMIER PLUS CHECKING

All the benefits of Chase Total Checking, plus:

Earns interest FREE Chase design checks, Safe Deposit Box No Non-Chase ATM fee charged by Chase for the first four

Inquiries, Transfers and Withdrawals each statement period for using another institution´s ATM

No fee for money orders, official checks, travelers checks and gift cards

CHASE PREMIER PLUS CHECKING (CONT.) Chase Plus Savings with no Monthly Service Fee and higher

interest rates Two additional Chase Premier Plus Checking accounts with

no Monthly Service Fee Chase Business Select Checking account with no Monthly

Service Fee

Minimum Deposit to Open= $25 No Monthly Service Fee

With an average daily balance of $15,000 or more in linked deposits/investments

Otherwise a $25 monthly Service Fee

CHASE PREMIER PLATINUM CHECKING

All the benefits of Chase Premier Plus Checking , plus:

Earns interest FREE Personal Style checks No Non-Chase ATM fee charged by Chase for using another

institution´s ATM No Overdraft Protection Transfer Fee No Incoming Wire Transfer Fee No Stop Payment Fee Chase Plus Savings with no Monthly Service Fee and higher

interest rates

CHASE PREMIER PLATINUM CHECKING (CONT.) Two additional Chase Premier Platinum Checking accounts

with no Monthly Service Fee Chase Business Select Checking account with no Monthly

Service Fee

Minimum Deposit to Open= $100 No Monthly Service Fee

With an average daily balance of $75,000 or more in linked deposits/investments

Otherwise a $25 monthly Service Fee applies

STUDENT CHECKING

All the benefits of Chase Total Checking

Minimum Deposit to Open= $25

No Monthly Service Fee With a qualifying linked

parent/guardian checking account;

OR, with monthly direct deposit

Otherwise a $6 monthly Service Fee

All the benefits of Chase Total Checking

Minimum Deposit to Open = $25

No Monthly Service Fee If enrolled in college for up

to five years; OR, with monthly direct

deposit

Otherwise a $6 monthly Service Fee

High School College

SAVING ACCOUNTS & CDS

Chase SavingsChase Plus Savings Chase CD Chase CD Special

CHASE SAVINGS

Benefits FREE Automatic Savings Program, Online Banking, Chase

Mobile banking, Account alerts Access to more than 16,500 Chase ATMs and 5,300 branches

nationwide Earns interest By linking this account to your Chase checking account, you

may use it for Overdraft Protection Minimum Deposit to Open= $25 No Monthly Service Fee

Minimum of $300 or more in this account At least one repeating automatic transfer of $25 or more from

Personal Chase Checking each month Under 18 years oldOtherwise, $5 Monthly Service Fee

CHASE PLUS SAVINGS All the benefits of Chase Savings, plus: Higher balances earn a higher interest rate Earn relationship rates when linked to an active qualifying

checking account (Otherwise non-relationship rates apply) Minimum Deposit to Open= $100 No Monthly Service Fee

With a minimum daily balance of $15,000 or more in this account

Otherwise a $20 Monthly Service Fee

CERTIFICATES OF DEPOSIT

$1,000 Minimum Opening Deposit

$10,000 Minimum Opening Deposit

Also requires a Chase Checking Account

Chase CDs Chase CDs Special

WORKS BEST FOR ME

-Student Checking -(High School)-It would be linked to my parents checking account. So, I wouldn’t have to pay the $6 monthly fee.

CREDIT CARD

• Visa•Bank that issues it?•Bank of America

BANK OF AMERICA

It’s the second largest bank holding company in the United States by assets.

Headquarters- Charlotte, North Carolina.

It’s one of the “Big Four banks in the U.S

It is a national bank

Is a global payments technology company that enables consumers, businesses, financial institutions and governments to use digital currency instead of cash and checks.

EVALUATION OF CARD What is the APR?

20.24% Annual Fee- $39 Penalty for paying late- Up to $35 Rewards/Incentives

Help establish or rebuild credit Account reviewed after 12 months to see if you can upgrade to an

unsecured card and a refund of Security Deposit Request a tap & pay device, including an additional card with built-in

tap & pay functionality

Protections (Total Security Protection Package) Card is lost or stolen, Bank of America reimburses transaction Guaranteed Credit Fraud Monitoring Photo Security Online Protection Privacy Policy