jiyg;gpw;f fpno cs;s ypq;if fpspf; nra;j fotpy; ,izatk;! )...oct 11, 2019 · padasalai + + + *...
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G.PRAKASH. M.com. M.phil. B.ed. D.tedG.PRAKASH. M.com. M.phil. B.ed. D.tedG.PRAKASH. M.com. M.phil. B.ed. D.tedG.PRAKASH. M.com. M.phil. B.ed. D.ted
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� JiwKf=;fs;/ fy=;fiu tpsf;fk;/ gz;lf fhg;gf=;fs; vd may;ehl;L th;j;jf Cf;ftpg;g[ eltof;iffis murh=;fj;jhy; cUthf;fpj; jug;gl;oUe;jJ.
4.4.4.4. ghz;oah; Ml;rpf;fhyj;jpy; cUthf;fg;gl;l JiwKf=;fs; ahit>ghz;oah; Ml;rpf;fhyj;jpy; cUthf;fg;gl;l JiwKf=;fs; ahit>ghz;oah; Ml;rpf;fhyj;jpy; cUthf;fg;gl;l JiwKf=;fs; ahit>ghz;oah; Ml;rpf;fhyj;jpy; cUthf;fg;gl;l JiwKf=;fs; ahit> 1) bfhw;if 2) rhypa{h; 3) fhay;gl;odk; 4) kU=;fht{h; gl;odk; 5)Fkhp
5. 5. 5. 5. bry;tj;ij cUthf;FtJ gw;wp mh;j;jrhj;jpuj;jpy; vd;d Twg;gl;Ls;sJ>bry;tj;ij cUthf;FtJ gw;wp mh;j;jrhj;jpuj;jpy; vd;d Twg;gl;Ls;sJ>bry;tj;ij cUthf;FtJ gw;wp mh;j;jrhj;jpuj;jpy; vd;d Twg;gl;Ls;sJ>bry;tj;ij cUthf;FtJ gw;wp mh;j;jrhj;jpuj;jpy; vd;d Twg;gl;Ls;sJ> � rhzf;fpahpd; mh;j;jrhj;jpuk; tHpahf/ 2000 Mz;LfSf;F Ke;ija re;ijapd; tuyhw;iw bjhpe;J bfhs;s KofpwJ.
� tpahghuk; Xhplj;jpy; ikag;gLj;jg;gl;Lk;,,ilf;fhyj;jpy; cw;gj;jp bra;ag;gl;l bghUs;fs;aht[k; Fwpg;gpLk; Xhplj;jpy; tpw;gidf;Ff; bfhz;Ltur;bra;J efuj;jpy; thp brYj;jpa gpd; tpw;f mDkjpf;fg;gLk;.
� thp brYj;jg;gl;l rpy tzpfh;fis kl;Lk; fl;Lg;ghl;L mYtyuhy; eph;zapf;fg;gl;l tpiyapy; tpw;gid bra;a itj;Jk;.
� cs;Ah; bghUs;fSf;F 5rjtPjKk;/ btspehl;L bghUSf;F 10rjtPjKk; ,yhg tuk;g[ eph;zapf;fg;gl;Lk;.
� muR nkyhz;ik kw;Wk; kf;fs; eyd; ,uz;ila[k;/ rkepiyapy; guhkhpj;Js;sJ vd;gij mwpe;Jbfhs;s KofpwJ.
IV. bgUtpil tpdhf;fs; :bgUtpil tpdhf;fs; :bgUtpil tpdhf;fs; :bgUtpil tpdhf;fs; :
1. 1. 1. 1. tzpfj;jpd; gy;ntW jilfis TWf. (tzpfj;jpd; gy;ntW jilfis TWf. (tzpfj;jpd; gy;ntW jilfis TWf. (tzpfj;jpd; gy;ntW jilfis TWf. (ANY FIVE POINT ONLY)
1.Ms;rhh;jil1.Ms;rhh;jil1.Ms;rhh;jil1.Ms;rhh;jil � bghUl;fs; njitg;gLk; egh;fisa[k; epahakhd tpiyapy; th=;f tpUk;g[gth;fisa[k; bjhlh;g[ bfhs;s Koahj epiy cs;sJ.
� cw;gj;jp;ahsUk; Efh;nthUk; xUtUf;bfhUth; mwpKfk; bra;J bfhs;Sk; re;jh;g;gk; Vw;gl tha;g;ng fpilahJ.
� ,f;Fiwghnl Ms;rhh;jil vdg;gLk;. � tzpfj;jpd; Kf;fpa m=;fkhf jpfGk; tpahghuk; ,f;Fiwghl;il ePf;f cjt[fpwJ.
2. ,lj;jil2. ,lj;jil2. ,lj;jil2. ,lj;jil � bghUl;fs;/ xU ,lj;jpy; cw;gj;jp bra;ag;gl;L/ ehL KGtJk; kw;Wk; cyfk; KGtJk; cs;s Efh;nthh;fSf;F tpw;gid bra;ag;gLfpwJ.
� cw;gj;jpahsiua[k;/ Efh;nthiua[k; gphpf;Fk; J}unk ,lj;jil vdg;gLfpwJ. � nghf;Ftuj;J @yk; ,j;jilia ePf;fg;gLfpd;wd.
3.fhyj;jil3.fhyj;jil3.fhyj;jil3.fhyj;jil � xU Fwpg;gpl;l fhyj;jpy; kl;Lk; cw;gj;jp bra;ag;gLk; bghUl;fs; Mz;L KGtJk; njit Vw;gLk;.
� njitiaf; fzf;fpy; bfhz;L ngust[ cw;gj;jp bra;J/ Efh;nthhplk; tpw;f jahh; epiyapy; itj;jpUf;f ntz;Lk;.
� gz;lff;fhg;gfk; fhyj;jilia ePf;FfpwJ 4.,lh; kw;Wk; bghUl;fs; juk; bflhky; ,Uf;fj;jil4.,lh; kw;Wk; bghUl;fs; juk; bflhky; ,Uf;fj;jil4.,lh; kw;Wk; bghUl;fs; juk; bflhky; ,Uf;fj;jil4.,lh; kw;Wk; bghUl;fs; juk; bflhky; ,Uf;fj;jil
� bghUl;fs; Kiwahf rpg;gk; fl;Ljy; kw;Wk; etPd Fsph;rhjd trjp bfhz;l gz;lf rhiyfs; Mfpatw;why; bghUl;fspd; juk; Fiwahky; ghJfhf;fg; gLfpwJ.
� bghUl;fs; g{r;rpfs;/ vypfs; Mtpahjy; nghd;witfSf;F vjpuhfg; ghJfhf;fg;gLfpwJ.
5. el;l ,lh;g;ghl;Lj;jil5. el;l ,lh;g;ghl;Lj;jil5. el;l ,lh;g;ghl;Lj;jil5. el;l ,lh;g;ghl;Lj;jil � Xhplj;jpypUe;J kw;bwhU ,lj;jpw;F ,Ug;g[ itf;f bghUl;fisf; bfhz;L bry;Yk; nghJ Ml;fshYk;/ ,aw;ifahYk; el;lk; Vw;gl tha;g;g[ cz;L.
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� ,t;tplh; jPf;fhg;gPL/ fly;rhh; fhg;gPL kw;Wk; bghJf;fhg;gPL @yk; el;lk; epth;j;jp bra;ag;gLfpd;wd.
6.mwpt[rhh;jil6.mwpt[rhh;jil6.mwpt[rhh;jil6.mwpt[rhh;jil � re;ij epytu=;fisg; gw;wpj; bjhpe;Jf;bfhs;s Koahjjhy; Efh;nthh; jukhd bghUl;fis epahakhd tpiyapy; th=;f ,ayhky; ngha;tplf;TLk;.
� ,J mwpt[r;rhh; jil vdg;gLk;. � ey;y tpahghuk; kw;Wk; tpw;gidahsh; nrit @yk; ,j;jil ePf;fg;gLfpd;wd.
7. gz;lg; ghpkhw;wj;jil7. gz;lg; ghpkhw;wj;jil7. gz;lg; ghpkhw;wj;jil7. gz;lg; ghpkhw;wj;jil � gzk;/ gz;lg;ghpkhw;wj;jpy; Kf;fpa g=;F tfpf;fpwJ. � bghUl;fSf;F cz;lhd rhpahd tpiyia brYj;jp ve;jbthU jahhpg;g[ my;yJ nritiaa[k; th=;Fjy; kw;Wk; tpw;gJ Mfpatw;iw bray;gLj;JfpwJ.
8.epjpj;jil8.epjpj;jil8.epjpj;jil8.epjpj;jil � cw;gj;jpahsUf;Fk;/ th;j;jfh;fSf;Fk; mtrpakhd neuj;jpy; njitahd epjp fpilg;gj;jpy;iy.
� epjp Mjhuk; Fiwe;J/ tpahghuk; jilg;gLjny epjpj;jil vdg;gLfpwJ. � ,j;jil/ t=;fp kw;Wk; epjp epWtd=;fshy; ePf;fg;gLfpwJ.
9. bghUl;fs; Jy;ypakhf jahhpg;gj;jpy; j9. bghUl;fs; Jy;ypakhf jahhpg;gj;jpy; j9. bghUl;fs; Jy;ypakhf jahhpg;gj;jpy; j9. bghUl;fs; Jy;ypakhf jahhpg;gj;jpy; jilililil � Muha;r;rpfspd; @yk; Efh;nthhpd; njitia mwpe;J mth;fSf;F jukhd bghUl;fis tH=;f KofpwJ.
10.bghUl;fis cw;gj;jp bra;fpd;w ,lj;jpypUe;J Efh;nthUf;F neuoahf tPl;ow;F 10.bghUl;fis cw;gj;jp bra;fpd;w ,lj;jpypUe;J Efh;nthUf;F neuoahf tPl;ow;F 10.bghUl;fis cw;gj;jp bra;fpd;w ,lj;jpypUe;J Efh;nthUf;F neuoahf tPl;ow;F 10.bghUl;fis cw;gj;jp bra;fpd;w ,lj;jpypUe;J Efh;nthUf;F neuoahf tPl;ow;F bfhz;L bry;Yjy;bfhz;L bry;Yjy;bfhz;L bry;Yjy;bfhz;L bry;Yjy;
� kpd;dQ tzpfk; @yk; bghUl;fis tPl;oypUe;nj th=;f Mizg; gpwg;gpf;fyhk;.
2. 2. 2. 2. gz;gz;gz;gz;lkhw;W Kiwf;fhd epge;jidfshf Twg;gl;Ls;sd ahit>khw;W Kiwf;fhd epge;jidfshf Twg;gl;Ls;sd ahit>khw;W Kiwf;fhd epge;jidfshf Twg;gl;Ls;sd ahit>khw;W Kiwf;fhd epge;jidfshf Twg;gl;Ls;sd ahit> � xt;bthUtUk; njitf;F mjpfkhd bghUl;fis ,Ug;g[ itj;jpUf;f ntz;Lk;. � ,UtUf;Fk; mg;bghUl;fs;/ chpik khw;W njitahf ,Uf;f ntz;Lk;. � ghpkhw;wj;jpd; nghJ neuo bjhlh;g[ Kf;fpakhf fUjg;gLk;.
3. 3. 3. 3. tl ,e;jpahtpy;tl ,e;jpahtpy;tl ,e;jpahtpy;tl ,e;jpahtpy; tzpfk; kw;Wk; tpahghuj;jpd; tsh;r;rpia tpthp.tzpfk; kw;Wk; tpahghuj;jpd; tsh;r;rpia tpthp.tzpfk; kw;Wk; tpahghuj;jpd; tsh;r;rpia tpthp.tzpfk; kw;Wk; tpahghuj;jpd; tsh;r;rpia tpthp. � murpay; khw;w=;fs; ,Ue;jnghJk; 12?k; E}w;whz;L Kjy; 16?k; E}w;whz;L tiu ,e;jpah brHpg;g[ld; tps=;fpaJ. ghy;gd; Kjd; Kjyhf Ry;jhdhf ,Ue;jhh;.
� mlh;e;j tdg;gFjpfspy; ghij cUthf;fp tpahghuk; bra;a tHp tFj;jhh;. � myht[jpd; fpy;$p bghUl;fspd; tpiyfisf; Fiwj;J tpahghu tsh;r;rpiag; bgUf;f tHp tFj;jhh;. mth; bgh;rpahtpypUe;J btspehl;Lg; bghUl;fis ,wf;Fkjp bra;a khdpak; tH=;fp Cf;Fg;gLj;jpdhh;.
� mnugpah;fs; btspehl;L th;j;jfj;jpy; Mjpf;fk; brYj;jpdh;. � jkpHh;fs;/ F$uhj;jpah;fs; nghd;w ,e;jpa th;j;jh;fis mth;fs; xU nghJk; eRf;f epidj;jjpy;iy.
� flnyhu th;j;jfk; khh;thoak; kw;Wk; F$uhj;jpah;fs; iffspy; ,Ue;jd. � bts;sp kw;Wk; jhkpuk; mog;gilapy; ehzaKiw epWtg;gl;L/ Ry;jhd; fhyfl;lj;Jf;Fs; th;j;jfk; brHpe;njh=;fpaJ
� bly;yp/ gk;gha;/ mfkjhghj;/ nrhdhh;/ nrhdhh;Td;/ $hd;g[h;/ yhTh; Mfpa ,l=;fspy; Kf;fpa th;j;jf ika=;fshf tps=;fpd.
� fhg{y;/ mnugpah/ Inuhg;gh/ nkw;F Mrpah kw;Wk; rPdhtpy; ,Ue;J Fjpiufs;/ cyh; gH=;fs;/ tpiya[ah;e;j fw;fs;/ fz;zhog; bghUl;fs;/ cah;ju $t[sp/ fr;rhg;gl;L/ gtsg;ghiwfs;/ thrid vz;bza;/ bty;btl; nghd;witfis ,e;jpah ,wf;Fkjp bra;jJ.
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� ifgh; fztha;/ <uhf;/ g[fhuh Mfpa ,l=;fspypUe;J te;jth;fs; kyghh;/ F$uhj;/ fhypfl;/ fhk;ghl; kw;Wk; k=;fAh; Mfpa ,l=;fspy; Fonawp xU bghpa tzpf cyfj;ij j=;fs; fl;Lg;ghl;ow;Fs; bfhz;oUe;jdh;.
4. 4. 4. 4. gz;ila jkpH;ehl;oy; flw;fiunahu th;j;jfk; gw;wp tpsf;Ff.gz;ila jkpH;ehl;oy; flw;fiunahu th;j;jfk; gw;wp tpsf;Ff.gz;ila jkpH;ehl;oy; flw;fiunahu th;j;jfk; gw;wp tpsf;Ff.gz;ila jkpH;ehl;oy; flw;fiunahu th;j;jfk; gw;wp tpsf;Ff. � g{k;g[fhh; nghd;w bghpa efu=;fs; kUt{h;g;ghf;fk; ( cs;ehl;L efuk;) kw;Wk; gl;odg;ghf;fk; (flnyhu efuk;) Mfpait czt[g; bghUl;fs; kw;Wk; ,ju bghUl;fs; tpahghuk; bra;af;Toa ,l=;fspy;/ m=;fhofisa[k; bgU tpahghhpfisa[k; bfhz;oUe;jd.
� bjhz;o/ bfhw;if/ g{k;g[fhh; kw;Wk; Krpwp Mfpa JiwKf=;fs; Vw;Wkjp kw;Wk; ,wf;Fkjp bra;ag;gLk; ,l=;fshf btspehl;L th;j;jfk; rpwg;gplk; bgw;wpUe;jd.
� Kj;Jf;fs;/ gts=;fs;/ kPd; gpoj;jYk;/ cg;g[ cw;gj;jpapYk; fg;gy; fl;LjypYk; ghz;oah; <Lgl;oUe;jdh;.
� Fwpg;ghf rpwajhd glF/ jpkpyh/ njhzp/ mk;g[/ Xlk;g[id/ fl;Lkuk; Kjypad cs;ehl;L tpahghuj;jpw;Fk;/ ngust[ fyk;/ kuf;fyk;/ t=;fk;/ ehtha; Kjypad btspehl;L tpahghuj;jpw;Fk; gad;gLj;jpdh;.
5. 5. 5. 5. gz;ila jkpH;ehl;od;; btspehl;L th;j;jfj;gz;ila jkpH;ehl;od;; btspehl;L th;j;jfj;gz;ila jkpH;ehl;od;; btspehl;L th;j;jfj;gz;ila jkpH;ehl;od;; btspehl;L th;j;jfj;jpd; g=;fspg;ig gw;wp tpsf;Ff.jpd; g=;fspg;ig gw;wp tpsf;Ff.jpd; g=;fspg;ig gw;wp tpsf;Ff.jpd; g=;fspg;ig gw;wp tpsf;Ff. � nuhkhg[hp kw;Wk; fpnuf;f th;j;jfh;fs; gH=;fhyj; jkpH;ehl;Lf;F te;J gz;ila nrhH/ nru/ ghz;oa kd;dh;fisr; re;jpj;J tzpfj; bjhlh;g[fis Vw;gLj;jpdh;.
� rPd nrh=; tk;rj;jpdh; nrhHh;fSld; tYthd th;j;jf cwt[ bfhz;oUe;jdh;. � ,e;njhdprpah kw;Wk; knyrpahit Mz;L bfhz;oUe;j _ tp$a efu rhk;uh$;$paj;ij nrhHh;fs; ifg;gw;wp/ rPdht[ld; flnyhu tzpfj;ijj; bjhlh;e;jdh;.
� ,e;jpahtpd; gy;ntW gFjpfisr; rPdj;jpd; a[thd;Rth=; vd;gth; fz;lwpe;J jdJ njrj;jpw;F vLj;Jiuj;Js;shh;.
� 16 kw;Wk; 18Mk; E}w;whz;Lfspy; Inuhg;gpa epWtd=;fSk; th;j;jfk; bra;jjd; fhuzkhf ,e;jpahtpd; btspehl;L th;j;jfk; gutyhf tphptile;jJ.
� th!;nfhlfhkh Inuhg;ghtpypUe;J ed;dk;gpf;if Kid tHpahf fp.gp.1496?y; ,e;jpaht[f;F tUk;nghJ midj;Jg; g[jpa fly; tHpfisa[k; fz;L gpoj;jjhy; ehfhpf cyfj;jpy; bgUk; jhf;fk; Vw;gl;lJ.
� nghh;j;JfPrpah;fspd; ,e;jpa tUif gpw Inuhg;gpa r@f=;fspd; tUiff;F tHp tFj;jJ. ,t;thwhf ,e;jpahtpd; flnyhu th;j;jfk; Inuhg;gpah;fs; kPJ Vfnghf chpik bfhz;ljhf khwpaJ.
� xU fl;lj;jpy;/ 17Mk; E}w;whz;L tiu/ ,e;jpahtpd; cyfshtpa th;j;jfg;g=;F 55 tpGf;fhlhf ,Ue;jJ.
� 21?k; E}w;whz;oy; mJ 2 tpGf;fhlhfj; jw;nghJ Fiwe;Jtpl;lJ. � ,e;jpaht[f;F te;j Inuhg;gpa tzpfh;fs; gog;goahf gphpj;jhSk; NH;;r;rpapd; @yk; gy murh;fis gy;ntW gFjpfspy; tPH;j;jpdh;.
� ,e;jpahtpd; fly;tHp th;j;jfj;jpd; @yk; mth;fs; tYthd flw;gil mjpfhuj;ijg; bgw;wdh;.
� Inuhg;gpa th;j;jfj;jpd; tpisthf 17 kw;Wk; 18Mk; E}w;whz;Lfspy; Jzp kw;Wk; fg;gy; fl;Ljy; ghujj;jpy; bgUk;g[fH; bgw;wJ.
� M=;fpnyaurh;fs; gog;goahf ,e;jpag; gpuhe;jpa=;fspy; ,sturh;fspd; fl;lisfis mfw;wpdh;. ,jdhy; gphpl;o&; Ml;rpapy; ,e;jpag; bghUl;fspd; njit Fiwe;jJ.
� 1600 bjhlf;fk; Kjy; 19?Mk; E}w;whz;od; Kw;gFjpf;fpilapy; gphpl;o&; fpHf;fpe;jpaf; fk;bgdp bjhlf;ff; fhyj;jpy; ,yhgk; <l;Ltnj nehf;fkhff; bfhz;ljhy; eph;tfpf;f xU th;j;jfiu epakpj;J ftdk; brYj;jpdh;.
� mth;fs; Vfnghf chpik bfhz;L gphpl;o&; fhydp Vfhjpgj;jpaj;jpd; KGneu Kfth;fshf khwpdh;.
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myFmyFmyFmyF– 1 bjhHpypd; mog;gilf; TWfsbjhHpypd; mog;gilf; TWfsbjhHpypd; mog;gilf; TWfsbjhHpypd; mog;gilf; TWfs;;;;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 2 2 2 2 ெதாழிலி� ேநா�க க�
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.
1. . . . bjhHpypd; Kjd;ikf; Fwpf;nfhs; bjhHpypd; Kjd;ikf; Fwpf;nfhs; bjhHpypd; Kjd;ikf; Fwpf;nfhs; bjhHpypd; Kjd;ikf; Fwpf;nfhs; ________ m. ,yhgk; <l;Ljy; M. ,yhgk; <l;lhky; ,Uj;jy; ,. rpwg;g[j; njh;r;rp <. nkw;Twpa vJt[kpy;iy tpil:mmmm
2. 2. 2. 2. kUj;Jth; bjhHpy; vd;gJ kUj;Jth; bjhHpy; vd;gJ kUj;Jth; bjhHpy; vd;gJ kUj;Jth; bjhHpy; vd;gJ ________ m. ntiy tha;g;g[ M. bjhHpy; ,. rpwg;g[j;bjhHpy; <. jdpahh; tzpfk; tpil: ,,,,
3. 3. 3. 3. gpd;tUtdtw;Ws; vJ tpahghu eltof;ifapd; rpwg;gpay;g[fs; ,y;iy>gpd;tUtdtw;Ws; vJ tpahghu eltof;ifapd; rpwg;gpay;g[fs; ,y;iy>gpd;tUtdtw;Ws; vJ tpahghu eltof;ifapd; rpwg;gpay;g[fs; ,y;iy>gpd;tUtdtw;Ws; vJ tpahghu eltof;ifapd; rpwg;gpay;g[fs; ,y;iy> m. bghUl;fs; kw;Wk; nritia cUthf;Fjy; M. ,lh; Vw;wy; ,. bghUs; kw;Wk; nrit ghpkhw;wk; (m)tpw;gid <. rk;gsk; /Typ tpil: <<<<
4. 4. 4. 4. md;md;md;md;g[ kw;Wk; ghrk; my;yJ r@f nrit cs;nehf;fk; Mfpatw;why; nkw;bfhs;sg;gLk; g[ kw;Wk; ghrk; my;yJ r@f nrit cs;nehf;fk; Mfpatw;why; nkw;bfhs;sg;gLk; g[ kw;Wk; ghrk; my;yJ r@f nrit cs;nehf;fk; Mfpatw;why; nkw;bfhs;sg;gLk; g[ kw;Wk; ghrk; my;yJ r@f nrit cs;nehf;fk; Mfpatw;why; nkw;bfhs;sg;gLk; eltof;iffs;eltof;iffs;eltof;iffs;eltof;iffs; m. bghUshjhu bray;ghLfs; M. gz eltof;iffs; ,. bghUshjhur; rhh;gw;w bray;ghLfs; <. epjp eltof;iffs; tpil: ,,,,
II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. bghUshjhu eltof;if vd;why; bghUshjhu eltof;if vd;why; bghUshjhu eltof;if vd;why; bghUshjhu eltof;if vd;why; vd;d>vd;d>vd;d>vd;d>
� ve;j xU bghUshjhu bray;ghL my;yJ eltof;ifapd; nehf;fk; ,yhgk; <l;Ltnj MFk;.
� ,yhgk; <l;Ltjw;F nkw;bfhs;Sk; midj;J eltof;iffSk; bghUshjhu eltof;iffs; MFk;.
2. 2. 2. 2. bjhHpy; vd;why; vd;d>bjhHpy; vd;why; vd;d>bjhHpy; vd;why; vd;d>bjhHpy; vd;why; vd;d> � bjhHpy; vd;gJ “,yhgk; bgWk; nehf;Fld; tHf;fkhf bghUl;fisa[k;/ gzpfisa[k; tpw;gid bra;a[k; ghpkhw;wk; bra;a[k; eltof;ifahFk;.
3. 3. 3. 3. rpwg;g[j; bjhHpy; vd;why; vd;d>rpwg;g[j; bjhHpy; vd;why; vd;d>rpwg;g[j; bjhHpy; vd;why; vd;d>rpwg;g[j; bjhHpy; vd;why; vd;d> � rpwg;g[j;bjhHpy; vd;gJ me;je;j Jiwapy; mjw;bfd eph;zak; bra;ag;gl;l cah;fy;tpj;jFjp kw;Wk; epg[zj;Jtk; bgw;wth;fshy; tH=;fg;gLk; rpwg;g[ gzpfs; MFk;.
� (v.fh) tHf;fwp+h;fs;/ kUj;Jth;fs;/ bghwpahsh;fs;
4. 4. 4. 4. ntiy vd;why; vd;d>ntiy vd;why; vd;d>ntiy vd;why; vd;d>ntiy vd;why; vd;d> � ntiy vd;gJ Typ my;yJ Cjpaj;jpw;fhf kw;wth;fSf;F gzp Mw;WtJ MFk;. � (v.fh)(v.fh)(v.fh)(v.fh)nkyhsh;fs;/ vGj;jh;fs;/ t=;fp mYtyh;fs;/ bjhHpw;rhiy ntiyahl;fs;.
III. rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. kdpjr; bray;ghLfs; vd;why; vd;d> tpkdpjr; bray;ghLfs; vd;why; vd;d> tpkdpjr; bray;ghLfs; vd;why; vd;d> tpkdpjr; bray;ghLfs; vd;why; vd;d> tpsf;Ff.sf;Ff.sf;Ff.sf;Ff. � kdpjd; jdJ jdpg;gl;l tpUg;g=;fisa[k;/ njitfisa[k; g{h;j;jp bra;J bfhs;tjw;fhf nkw;bfhs;Sk; eltof;iffis kdpjr; bray;ghLfs; vd;W Twyhk;. kdpjr; bray;ghLfs; ,uz;L tiffshfg; gphpf;fyhk;.
1. bghUshjhu bray;ghLfs; 2. bghUshjhur; rhh;gw;w bray;ghLfs; MFk;.
2. 2. 2. 2. rrrrpW Fwpg;g[ tiufpW Fwpg;g[ tiufpW Fwpg;g[ tiufpW Fwpg;g[ tiuf m. bjhHpy;m. bjhHpy;m. bjhHpy;m. bjhHpy; M. rpwg;g[ bjhHpy;M. rpwg;g[ bjhHpy;M. rpwg;g[ bjhHpy;M. rpwg;g[ bjhHpy;
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m.bjhHpy;m.bjhHpy;m.bjhHpy;m.bjhHpy; � bjhHpy; vd;gJ ,yhgk; <l;Lk; nehf;Fld; bghUl;fisa[k;/ gzpfisa[k; cw;gj;jp/ tpepnahfk;/ bfhs;Kjy; kw;Wk; tpw;gid eltof;iffis tHf;fkhf nkw;bfhs;Sk; bray;KiwahFk;.
M.rpwg;g[ bjhHpy;M.rpwg;g[ bjhHpy;M.rpwg;g[ bjhHpy;M.rpwg;g[ bjhHpy; � rpwg;g[j;bjhHpy; vd;gJ me;je;j Jiwapy; mjw;bfd eph;zak; bra;ag;gl;l cah;fy;tpj; jFjp kw;Wk; epg[zj;Jtk; bgw;wth;fshy; tH=;fg;gLk; rpwg;ghd gzp MFk;.
� rpwg;g[j;bjhHpy; g[hpnthh; mj;Jiwapy; rpwg;gwpt[ bgw;wtuhf ,Ug;gh;.
3. 3. 3. 3. bjhHpypd; fUj;Jfis tpthp>bjhHpypd; fUj;Jfis tpthp>bjhHpypd; fUj;Jfis tpthp>bjhHpypd; fUj;Jfis tpthp> � n$k;!; !;Ogd;rdn$k;!; !;Ogd;rdn$k;!; !;Ogd;rdn$k;!; !;Ogd;rd; vd;gtuJ tiu tpyf;fzg;go “bjhHpy; vd;gJ ,yhgk; <l;Ltjw;fhf nkw;bfhs;sg;gLk; bghUshjhu eltof;if MFk;.
� bjhHpy; eltof;iffs; bghUl;fis cw;gj;jp bra;tJ my;yJ jahhpg;g[ epiyfs; tHpna brYj;JtJld; bjhlh;g[ilaJ MFk;. cw;gj;jpj; bjhHpy; @yk; Efh;t[g; bghUl;fSf;F @yg;bghUl;fis th=;FtJ @yk; gad;ghL (bghUl;fSf;F bghUl;fisg; gad;gLj;Jjy;) cUthfpwJ. ,Wjpahf Efh;nthiur; brd;wilfpwJ.
4. 4. 4. 4. kdpjr; bray;ghLfis tpthpkdpjr; bray;ghLfis tpthpkdpjr; bray;ghLfis tpthpkdpjr; bray;ghLfis tpthp � kdpjd; jdJ jdpg;gl;l tpUg;g=;fisa[k;/ njitfisa[k; g{h;j;jp bra;J bfhs;tjw;fhf nkw;bfhs;Sk; eltof;iffis kdpjr; bray;ghLfs; vd;W Twyhk;. kdpr; bray;ghLfs; ,uz;L tiffshfg; gphpf;fyhk;.
1.bghUshjhu bray;ghLfs;, 2.bghUshjhur; rhh;gw;w bray;ghLfs; MFk;.
i)bghUshjhu bray;ghLfs;bghUshjhu bray;ghLfs;bghUshjhu bray;ghLfs;bghUshjhu bray;ghLfs; � ntiy/ eph;thfk;/ nkw;ghh;itahsh;/ bjhHpyhsp/ bjhHpy; tzpfk;/ cw;gj;jpj; bjhHpy;/ rpwg;g[ bjhHpy;/ tHf;fwp+h;. gl;laf; fzf;fhah;/ kUj;Jth;/ bghwpahsh;/ ve;j xU bghUshjhur; bray;ghL nehf;fk; ,yhgk; <l;Ltnj MFk;.
ii) bghUshjhu rhh;gw;w bray;ghLfs;bghUshjhu rhh;gw;w bray;ghLfs;bghUshjhu rhh;gw;w bray;ghLfs;bghUshjhu rhh;gw;w bray;ghLfs; � kj eltof;iffs;/ bjhz;L/ rKjha gzp/ ehl;Lg;gw;W/ jdpg;gl;l jpUg;jp/ md;g[k;/ ghrKk; midj;J eltof;iffSk; bghUshjhu eltof;iffs; MFk;.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. bjhHpypd; rpwg;gpay;g[fs; ahit>bjhHpypd; rpwg;gpay;g[fs; ahit>bjhHpypd; rpwg;gpay;g[fs; ahit>bjhHpypd; rpwg;gpay;g[fs; ahit> ((((ANY FIVE POINTS ONLY) bjhHpypd; rpwg;gpay;g[fs; gpd;tUkhW.
1.bghUl;fis cw;gj;jp bra;jy; 1.bghUl;fis cw;gj;jp bra;jy; 1.bghUl;fis cw;gj;jp bra;jy; 1.bghUl;fis cw;gj;jp bra;jy; /jpul;Ljy;jpul;Ljy;jpul;Ljy;jpul;Ljy; � kdpj njitfis g{h;j;jp bra;a bghUl;fis cw;gj;jp bra;jy; my;yJ xd;W jpul;ly; ntz;Lk;.
2.tpw;gid my;yJ ghpkhw;wk;2.tpw;gid my;yJ ghpkhw;wk;2.tpw;gid my;yJ ghpkhw;wk;2.tpw;gid my;yJ ghpkhw;wk; � bjhHpypd; kpf Kf;fpaj;jd;ik vd;gJ bghUl;fs; kw;Wk; nritfis tpw;gid bra;jy; my;yJ ghpkhw;wk; bra;jy; MFk;.
3.bghUl;fs; kw;Wk; nritfis bjhlh;g[ilaJ3.bghUl;fs; kw;Wk; nritfis bjhlh;g[ilaJ3.bghUl;fs; kw;Wk; nritfis bjhlh;g[ilaJ3.bghUl;fs; kw;Wk; nritfis bjhlh;g[ilaJ � bghUl;fs; cw;gj;jp bra;jy; vd;gJ Efh;t[g; bghUl;fshd Jzp/ ngdh/ gpu&;/ igfs; Mfpatw;iwa[k; cw;gj;jp bghUl;fshd ,ae;jpuk; rhh;e;jjhFk;. nritfs; vd;gJ kpd;rhuk;/ vhptha[/ FoePh; tH=;fy;/ nghf;Ftuj;J/ t=;fp/ fhg;gPL bjhlh;g[ilajhFk;.
4.xG=;F Kiwapy; bjhlh;g[ilaJ4.xG=;F Kiwapy; bjhlh;g[ilaJ4.xG=;F Kiwapy; bjhlh;g[ilaJ4.xG=;F Kiwapy; bjhlh;g[ilaJ
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� jdpg;gl;l Kiwapy; th=;fp tpw;gJ vd;gJ bjhHpyhfhJ. bjhHpy; eltof;iffs; bjhlh;r;rpahf eilbgw ntz;Lk;. bray;ghLfs; bjhlh;r;rpahf eilbgw;Wf;bfhz;oUe;jhy; kl;Lnk mij bjhHpyhf fUj Koa[k;.
5.,yhg nehf;fk;5.,yhg nehf;fk;5.,yhg nehf;fk;5.,yhg nehf;fk; � bjhHpypd; kpf Kf;fpa jd;ik ,yhgk; <l;;LtJ MFk;. rpyh; ,yhgk; <l;Lk; nehf;Fld; mjpf egh;fis bjhHpypy; <Lgl itf;fpwJ.
6.,lh;g;ghl;ow;fh6.,lh;g;ghl;ow;fh6.,lh;g;ghl;ow;fh6.,lh;g;ghl;ow;fhd TWd TWd TWd TW � bjhHpyhsh; ,yhgk; <l;LtJ vd;gJ epr;rakw;wjhFk;. bjhHpiy jpwk;gl elj;jpdhYk; kw;w fhuzpfis rhh;e;Js;sJ. mitahtd Efh;nthh; tpUg;g[ btWg;g[/ @yg;bghUs;/ gw;whf;Fiw Mfpad MFk;. Mfnt bjhHpy; bray;ghLfs; aht[k; ,lh;g;ghLfis cs;slf;fpajhFk;.
2. 2. 2. 2. bjhHpy;/ rpbjhHpy;/ rpbjhHpy;/ rpbjhHpy;/ rpwg;g[ bjhHpy; kw;Wk; ntiy tha;g;g[ ? Xh; xg;gPL bra;f. (wg;g[ bjhHpy; kw;Wk; ntiy tha;g;g[ ? Xh; xg;gPL bra;f. (wg;g[ bjhHpy; kw;Wk; ntiy tha;g;g[ ? Xh; xg;gPL bra;f. (wg;g[ bjhHpy; kw;Wk; ntiy tha;g;g[ ? Xh; xg;gPL bra;f. (ANY FIVE POINT
ONLY) t. t. t. t. vz;vz;vz;vz;
mog;gilmog;gilmog;gilmog;gil bjhHpy;bjhHpy;bjhHpy;bjhHpy; rpwg;g[j; bjhHpy;rpwg;g[j; bjhHpy;rpwg;g[j; bjhHpy;rpwg;g[j; bjhHpy; ntiy tha;g;g[ntiy tha;g;g[ntiy tha;g;g[ntiy tha;g;g[
1 cUthf;Fk; cUthf;Fk; cUthf;Fk; cUthf;Fk; KiwKiwKiwKiw
njhw;Wtpg; ghshpd; Kot[fs; gjpt[ kw;Wk; gpw
eil Kiwfs; rl;lj;jpw;F cl;gl;LjhFk;
,t;tikg;ig cUthf;Fjy; cWg;gpdh; rhd;W
bgWjy;
nritf;fhd xg;ge;jk; mikg;gJ epakd
fojk;
2 gzpapd; gzpapd; gzpapd; gzpapd; jd;ikjd;ikjd;ikjd;ik
ruf;F kw;Wk; nritia bghJ kf;fSf;F mspj;jy;
rpwg;g[ njh;r;rp bgw;w nritfis tH=;Fjy;
gzpahsh; fSf;F tH=;fpa braiy
bra;jy; 3 jFjpjFjpjFjpjFjp Fiwe;jgl;r jFjp vd;W
VJkpy;iy Fwpg;gpl;l gphptpy; rpwg;g[ jFjpa[k; / gapw;rpa[k; bgWjy;
Fiwe;j gl;r jFjp njitapy;iy
4 mog;gil mog;gil mog;gil mog;gil nehf;fk;nehf;fk;nehf;fk;nehf;fk;
rKjhaj;jpd; njitia g{h;j;jp bra;J ,yhgk;
<l;Ljy;
nrit g[hpjy;
KjyhspfSf;F braiy bra;J Kog;gJld; Typ / rk;gsk; bgWjy;
5 @yjdk;@yjdk;@yjdk;@yjdk; epWtdj;jpd; msitg; bghWj;J @yjd mst[
khWk;
,ij cUthf;f tiuaWf;fg; gl;l epjp njitg;gLk;
@yjdk; VJk; njitapy;iy
6 btFkjpbtFkjpbtFkjpbtFkjp ,yhgk; bjhHpw;Kiw fl;lzk;
Typ / rk;gsk;
7 ,lh;,lh;,lh;,lh; ,yhgk; epr;ra khd kw;Wk; epr;rakw;wjhFk;
fl;lzk; epr;ra khdJ kw;Wk; epiyahdJ
epiyahd Typ / rk;gsk; ,lh; VJkpy;iy
3. 3. 3. 3. bjhHpypd; VnjDbjhHpypd; VnjDbjhHpypd; VnjDbjhHpypd; VnjDk; 5 nehf;f=;fis tpthp.k; 5 nehf;f=;fis tpthp.k; 5 nehf;f=;fis tpthp.k; 5 nehf;f=;fis tpthp.
1.bghUshjhu nehf;fk;1.bghUshjhu nehf;fk;1.bghUshjhu nehf;fk;1.bghUshjhu nehf;fk; � bjhHpy;fs; bghUshjhu nehf;fk; vd;gJ ,yhgk; <l;Ltnj MFk;. nkYk; ,yhgk; <l;Ltjw;F Efh;nthh; g[jpa El;g=;fs;; ; ts=;fis gad;gLj;Jjy; nghd;w nehf;f=;fns kpf Kf;fpakhdjhFk;.
2.r@f nehf;f=;fs;2.r@f nehf;f=;fs;2.r@f nehf;f=;fs;2.r@f nehf;f=;fs; � r@f eyid ngQtJ vd;gJ rpy bjhHpyikg;g[fis mhpa tiffis rKjhaj;jpw;F ed;ik mspf;ff;Toa tifapy; gad;gLj;jg;gl ntz;Lk;.
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3.epWtd nehf;f=;fs;3.epWtd nehf;f=;fs;3.epWtd nehf;f=;fs;3.epWtd nehf;f=;fs; � bjhHpyikg;gpd; kpf Kf;fpa nehf;fk; bjhlh;e;J bray;ghLfs; @yk; bghUshjhuj;jpw;F cjt[k; tifapy; mikag;bgw ntz;Lk;.
4.kdpj nehf;f=;fs;4.kdpj nehf;f=;fs;4.kdpj nehf;f=;fs;4.kdpj nehf;f=;fs; � bjhHpyikg;g[ jd;Dila gzpahsh; eyd; kw;Wk; vjph;fhyj; njitia epiwntw;w Toa tifapy; bray;gl ntz;Lk;.
5.njrpa nehf;f=;fs;5.njrpa nehf;f=;fs;5.njrpa nehf;f=;fs;5.njrpa nehf;f=;fs; � bjhHpy; epWtdk; xU ehl;oDila kpf Kf;fpa m=;fkhf fUjg;gLtjhy; mit ehl;od;; nehf;f=;fisa[k; tpUg;g=;fisa[k; epiwntw;WfpwJ.
4. 4. 4. 4. bghUshjhur; bray;ghLbghUshjhur; bray;ghLbghUshjhur; bray;ghLbghUshjhur; bray;ghLfSf;Fk; kw;Wk; bghUshjhur; rhh;gw;w bray;ghLfSf;Fk; fSf;Fk; kw;Wk; bghUshjhur; rhh;gw;w bray;ghLfSf;Fk; fSf;Fk; kw;Wk; bghUshjhur; rhh;gw;w bray;ghLfSf;Fk; fSf;Fk; kw;Wk; bghUshjhur; rhh;gw;w bray;ghLfSf;Fk; cs;s ntWghLfis tpthp.cs;s ntWghLfis tpthp.cs;s ntWghLfis tpthp.cs;s ntWghLfis tpthp. bghUshjhu bray;ghLfSf;Fk;/ bghUshjhu rhh;gw;w bray;ghL fSf;Fk; cs;s ntWghLfs; t. t. t. t. vz;vz;vz;vz;
mog;gilmog;gilmog;gilmog;gil bghUshjhu bray;ghLfs;bghUshjhu bray;ghLfs;bghUshjhu bray;ghLfs;bghUshjhu bray;ghLfs; bghUshjhu rhh;gw;w bghUshjhu rhh;gw;w bghUshjhu rhh;gw;w bghUshjhu rhh;gw;w bray;ghLfs;bray;ghLfs;bray;ghLfs;bray;ghLfs;
1 tiu tiu tiu tiu tpyf;fzk;tpyf;fzk;tpyf;fzk;tpyf;fzk;
thH;thjhuj;jpw;fhf njitahd gzk;/ epjp rhh;e;j Mjha=;fis <l;Ltjw;fhf nkw;bfhs;sg;gLk;
eltof;iffs; MFk;
kfpH;r;rp/ md;g[/ ,uf;fk;/ czh;t[fspd; mog;gilapy; nkw; bfhs;sg;gLk; eltof;if
MFk;. 2 nehf;fk;nehf;fk;nehf;fk;nehf;fk; ,yhgk; <l;LtJ my;yJ epjp rhh;e;j
Mjhak; miltJ xd;nw nehf;fkhFk;
r@f/ cstpay; czh;t[ hPjpahd njitfisg; g{h;j;jp bra;a nkw; bfhs;sg;gl;l eltof;iffs; MFk;
3 gzj;jpd; gzj;jpd; gzj;jpd; gzj;jpd; mog;gilapy; mog;gilapy; mog;gilapy; mog;gilapy; mstply;mstply;mstply;mstply;
midj;J bghUshjhu bray;ghLfisa[k; gz kjpg;gpd; mog;gilapy; mstplyhk;
gzkjpg;gpd; mog;gilapy; mstpl KoahJ
4 cwt[cwt[cwt[cwt[ bghUshjhu eltof;iffs; bry;tj;ij cUthf;FtJld;
bjhlh;g[ilait
bry;tj;ij cUthf;FtJ ,y;iy
5 tpist[tpist[tpist[tpist[ bghUshjhu eltof;iffspd; tpist[ gz;l=;fs; kw;Wk; gzpfspd; cw;gj;jp bfhs;Kjy; tpdpnahfk;/ Efh;t[ MFk;
,Wjp tpist[/ eltof;iffs; nkw;bfhs;gthpd; kdk;/ czh;t[/ cstpay; rhh;e;j kdepiwt[ MFk;.
6 fhymstfhymstfhymstfhymst[[[[ jpUk;gj;jpUk;g epfGk; jd;ik bfhz;lJ
,it bjhlh;e;J epfHhJ. nkYk; neuk; fpilf;Fk;
bghGJ epfGk;
myFmyFmyFmyF– 1 bjhHpypd; mog;gilf; TWfsbjhHpypd; mog;gilf; TWfsbjhHpypd; mog;gilf; TWfsbjhHpypd; mog;gilf; TWfs;;;;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 1111 ெதாழி� நடவ��ைகக�
I. rhpahd tpiliaj; njh;e;bjL:rhpahd tpiliaj; njh;e;bjL:rhpahd tpiliaj; njh;e;bjL:rhpahd tpiliaj; njh;e;bjL:
1. 1. 1. 1. ,Uk;gpypUe;J jhJf;fisg; gphpj;bjLf;Fk; bjhHpw;rhiy vd,Uk;gpypUe;J jhJf;fisg; gphpj;bjLf;Fk; bjhHpw;rhiy vd,Uk;gpypUe;J jhJf;fisg; gphpj;bjLf;Fk; bjhHpw;rhiy vd,Uk;gpypUe;J jhJf;fisg; gphpj;bjLf;Fk; bjhHpw;rhiy vd;gJ;gJ;gJ;gJ m. fl;Lkhdj; bjhHpy;fs; M. jahhpg;g[j; bjhHpy;fs; ,. gphpj;bjLf;Fk; cw;gj;jpj; bjhHpy;fs; <. kug[rhh; cw;gj;jpj; bjhHpy;fs; tpil : ,,,,
2. 2. 2. 2. tpahghuj;jpw;F cWJizg[hpgit vd;gJtpahghuj;jpw;F cWJizg[hpgit vd;gJtpahghuj;jpw;F cWJizg[hpgit vd;gJtpahghuj;jpw;F cWJizg[hpgit vd;gJ m. tpahghuk; M. tpsk;guk; ,. gz;lfrhiy <. fl;Lkhdk; tpil : <<<<
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3. 3. 3. 3. xU KGg;bghUs; jahhpf;fg; gy epiyfisf; flf;Fk; cw;gj;jpKiw vd;gJxU KGg;bghUs; jahhpf;fg; gy epiyfisf; flf;Fk; cw;gj;jpKiw vd;gJxU KGg;bghUs; jahhpf;fg; gy epiyfisf; flf;Fk; cw;gj;jpKiw vd;gJxU KGg;bghUs; jahhpf;fg; gy epiyfisf; flf;Fk; cw;gj;jpKiw vd;gJ m. gFg;gha;t[ cw;gj;jpj;bjhHpy; M. braw;if bghUs; cw;gj;jpj; bjhHpy; ,. bjhlh;Kiw cw;gj;jpj; bjhHpy; <. xd;W jpul;Lk; cw;gj;jpj; bjhHpy; tpil: ,,,,
4. 4. 4. 4. mjpf mst[ mghaj;ijf; bfhz;lJmjpf mst[ mghaj;ijf; bfhz;lJmjpf mst[ mghaj;ijf; bfhz;lJmjpf mst[ mghaj;ijf; bfhz;lJ
m. cw;gj;jpj; bjhHpy; M. tzpfk; ,. tpahghuk; <. ,it midj;Jk; tpil : mmmm 5. 5. 5. 5. tzpfk; vd;gJ vjid cs;slf;fpaJtzpfk; vd;gJ vjid cs;slf;fpaJtzpfk; vd;gJ vjid cs;slf;fpaJtzpfk; vd;gJ vjid cs;slf;fpaJ m. bghUl;fis mspj;jy; M. bghUl;fs; tpiyaply; ,. bghUl;fisf; bfhs;Kjy;;bra;jy; kw;Wk; tpw;gid bra;jy] <. bghUl;fis jahhpj;jy; tpil: ,,,,
II. FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; ::::
1. 1. 1. 1. tzpfj;ij tiuaWf;f.tzpfj;ij tiuaWf;f.tzpfj;ij tiuaWf;f.tzpfj;ij tiuaWf;f. � vy;tpd; jhk!; mth;fspd; Tw;Wg;govy;tpd; jhk!; mth;fspd; Tw;Wg;govy;tpd; jhk!; mth;fspd; Tw;Wg;govy;tpd; jhk!; mth;fspd; Tw;Wg;go“tzpf eltof;iffs; bghUl;fs; th=;FjYk; tpw;wYk; Kot[w;w bghUl;fs; ghpkhw;wk; bfhz;lnj MFk;.
2. 2. 2. 2. cw;gj;jpj; bjhHpy; vd;why; vd;d>cw;gj;jpj; bjhHpy; vd;why; vd;d>cw;gj;jpj; bjhHpy; vd;why; vd;d>cw;gj;jpj; bjhHpy; vd;why; vd;d> � ts=;fis ,ae;jpuk; kw;Wk; bjhHpy; El;gj; jpwika[ld; cgnahfpf;fty;y bghUshf khw;wf; Toanj cw;gj;jpj; bjhHpy; vd;fpnwhk;.
� xU Fwpg;gpl;l bghUs; my;yJ nritiaj; jahhpj;J mspf;Fk; Kiwia cw;gj;jpj; bjhHpy; vd;fpnwhk;.
3. 3. 3. 3. tpahghuk; vd;why; vd;d>tpahghuk; vd;why; vd;d>tpahghuk; vd;why; vd;d>tpahghuk; vd;why; vd;d> � tzpfk; vd;w brhy; th=;Fjy; kw;Wk; tpw;wy; bray;fis cs;slf;fpajhFk;. � nkYk; ,r;brhy; cw;gj;jp bra;ag;gl;l bghUl;fis ,Wjpepiy Efh;nthUf;F bfhz;L nrh;f;Fk; braiya[k; cs;slf;FfpwJ.
4. 4. 4. 4. nghf;Ftuj;J ? rpWFwpg;g[ tiufnghf;Ftuj;J ? rpWFwpg;g[ tiufnghf;Ftuj;J ? rpWFwpg;g[ tiufnghf;Ftuj;J ? rpWFwpg;g[ tiuf � cw;gj;jpahshplkpUe;J Efh;nthh;f]F bghUis efh;j;Jk; xU Clfkhf nghf;Ftuj;J tps=;FfpwJ.
III. rpWtpirpWtpirpWtpirpWtpil tpdhf;fs; :l tpdhf;fs; :l tpdhf;fs; :l tpdhf;fs; :
1.1.1.1. gphpj;bjLf;Fk; cw;gj;jpj; bjhHpy;fs; kw;Wk; kug[rhh; cw;gj;jpj; bjhHpy;fis gphpj;bjLf;Fk; cw;gj;jpj; bjhHpy;fs; kw;Wk; kug[rhh; cw;gj;jpj; bjhHpy;fis gphpj;bjLf;Fk; cw;gj;jpj; bjhHpy;fs; kw;Wk; kug[rhh; cw;gj;jpj; bjhHpy;fis gphpj;bjLf;Fk; cw;gj;jpj; bjhHpy;fs; kw;Wk; kug[rhh; cw;gj;jpj; bjhHpy;fis ntWgLj;Jf.ntWgLj;Jf.ntWgLj;Jf.ntWgLj;Jf. gphpj;bjLf;Fk; bjhHpw;rhiygphpj;bjLf;Fk; bjhHpw;rhiygphpj;bjLf;Fk; bjhHpw;rhiygphpj;bjLf;Fk; bjhHpw;rhiy kug[j;bjhHpw;rhiykug[j;bjhHpw;rhiykug[j;bjhHpw;rhiykug[j;bjhHpw;rhiy
g{kpapypUe;J njhz;o vLf;Fk; ,aw;if ts=;fis J}a;ik bra;J/ gphpj;J vLf;Fk; gzpia bra;a[k; ,j;bjhHpw; rhiyfs;
nkw;bfhs;fpd;wd
Efh;nthhpd; cgnahfj;jpw;fhf rpy jhtu=;fSk;/ kpUf=;fSk;
,j;bjhHpw;rhiyapy; tsh;f;fg;gLfpd;wd
epyf;fhp kw;Wk; fr;rh vz;iz vLj;jy; ,j;bjhHpw;rhiyf;F cjhuzkhFk;
fhy;eil tsh;g;g[/ nfhHp tsh;g;g[/ kPd; tsh;g;g[/ ug;gh; kuk; tsh;g;g[/ fhL tsh;g;g[
Mfpait ,j;bjhHpw;rhiyf;F cjhuzkhFk;
2. 2. 2. 2. nritj; bjhHpy;fs; vd;why; vd;d>nritj; bjhHpy;fs; vd;why; vd;d>nritj; bjhHpy;fs; vd;why; vd;d>nritj; bjhHpy;fs; vd;why; vd;d> � ,j;bjhHpy;fs; ,ay; bghUl;fis cw;gj;jp bra;tJ ,y;iy. khwhf nritg; bghUl;fis ,yhgj;jpw;F tpw;fpd;wd. ,t;tif nrit tpahghuk; gytifahd bjhHpYf;F cjtpg[hpfpd;wd.
� vLj;Jf;fhl;L: kUj;Jt fUtpfs; jahhpg;g[j; bjhHpw;rhiy/ fy;tpr;nrit/ jfty; bjhlh;g[j; bjhHpy;/ Rw;Wyhj;bjhHpy; tpahghuk; kw;Wk; mjd; bjhlh;g[ila bjhHpy;fshd t=;fpapay;/ fhg;gPL. gz;lff;fhg;g[ Mfpait ,e;jr; nritj; bjhHpypy; cs;sl=;Fk;.
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� ,t;tif bjhHpy;fs; fPH;tUkhW tifg;gLj;jg;gLfpwJ. jdpr; nrit/ bghJr;nrit. tpepnahfr;nrit. epjpr;nrit/ jdpj;Jtr;nritfs;/ jdpj;jpwd; nrit/
3.3.3.3. tzpfj;jpd; VnjDk; @d;W rpwg;gpay;g[fis tpthp>tzpfj;jpd; VnjDk; @d;W rpwg;gpay;g[fis tpthp>tzpfj;jpd; VnjDk; @d;W rpwg;gpay;g[fis tpthp>tzpfj;jpd; VnjDk; @d;W rpwg;gpay;g[fis tpthp>
1) bghUshjhu eilKiwfs;1) bghUshjhu eilKiwfs;1) bghUshjhu eilKiwfs;1) bghUshjhu eilKiwfs; � ve;j xU bghUshjhu eltof;ifapd; nehf;fKk; ,yhgk; <l;LtnjahFk;. � tzpfk; vd;gJ ,yhgk; <l;Ltjw;fhd nehf;nfhL nkw;bfhs;sg;gLk; ve;j xU bghUshjhu eltof;iffnshLk; bjhlh;g[ilaJ.
� vdnt tzpfk; vd;gJ vy;yhg; bghUshjhu eltof;iffisa[k; ,yhgj;ijg; bgWk; nehf;nfhL nkw;bfhs;sg;gLk; midj;J eltof;iffisa[k; cs;slf;fpaJ.
2) bghUl;fs; kw;Wk; nritfspd; ghpkhw;wk;2) bghUl;fs; kw;Wk; nritfspd; ghpkhw;wk;2) bghUl;fs; kw;Wk; nritfspd; ghpkhw;wk;2) bghUl;fs; kw;Wk; nritfspd; ghpkhw;wk; � tzpfk; vd;gJ ,yhgj;jpw;fhf bghUl;fs; kw;Wk; nritfspd; ghpkhw;wj;ij cs;slf;fpaJ.
� ,e;jg;bghUl;fs; cw;gj;jp bra;ag;gLtjpd; nehf;fk; Efh;nthUf;F kWtpw;gid bra;tnjahFk;.
3) gyd; bgWk; nehf;fk;3) gyd; bgWk; nehf;fk;3) gyd; bgWk; nehf;fk;3) gyd; bgWk; nehf;fk; � tzpfj; bjhlh;ghd eilKiwg; gzpfis nkw;bfhs;tjhy; bgWk; ,yhgnk mg;gzpf;bfd fpilf;Fk; gydhFk;.
� ,yhg nehf;fk; my;yhJ bra;ag;gLk; ve;j xU braYk; tzpfj;jpd; xU gFjpahf fUjg;glhJ.
4) 4) 4) 4) tzpfj;ij vLj;Jf;fhl;Lld; Fwpg;g[ tiuf.tzpfj;ij vLj;Jf;fhl;Lld; Fwpg;g[ tiuf.tzpfj;ij vLj;Jf;fhl;Lld; Fwpg;g[ tiuf.tzpfj;ij vLj;Jf;fhl;Lld; Fwpg;g[ tiuf. � tzpfj;jpd; nehf;fk; ,yhgk; <l;LtJ my;yJ epjp rhh;e;j Mjhak; miltJ xd;nw nehf;fkhFk;. (v.fh) xU tHf;fwp+h; jd; gzpiar; bra;tJ.
� midj;J bghUshjhu eltof;iffspd; tpist[ gz;l=;fs; kw;Wk; gzpfspd; cw;gj;jp/ bfhs;Kjy;/ tpepnahfk;/ Efh;t[ MFk;. (v.fh) nehf;fpah epWtdk; ifg;ngrpfis cw;gj;jp bra;J tpdpnahfpj;J ,e;jpah KGtJk; tpw;gid bra;fpwJ.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. cw;gj;jpj; bjhcw;gj;jpj; bjhcw;gj;jpj; bjhcw;gj;jpj; bjhHpy;fspd; tiffis mjd; mst[fspd; mog;gilapy; tpthp>Hpy;fspd; tiffis mjd; mst[fspd; mog;gilapy; tpthp>Hpy;fspd; tiffis mjd; mst[fspd; mog;gilapy; tpthp>Hpy;fspd; tiffis mjd; mst[fspd; mog;gilapy; tpthp> cw;gj;jpj; bjhHpy;fis bray;ghLfis kw;Wk; mst[fs; mog;gilapy; ,uz;L tifahfg; gphpf;fyhk;.
� eltof;iffs; mog;gilapy;eltof;iffs; mog;gilapy;eltof;iffs; mog;gilapy;eltof;iffs; mog;gilapy; m) Kjd;ik cw;gj;jpj; bjhHpy; M) ,uz;lhk; epiy cw;gj;jp bjhHpy;fs; ,) nritj; bjhHpy;fs;
m.m.m.m. Kjd;ik cw;gj;jp bjhHpy;fs; ,uz;L tifg;gLk;Kjd;ik cw;gj;jp bjhHpy;fs; ,uz;L tifg;gLk;Kjd;ik cw;gj;jp bjhHpy;fs; ,uz;L tifg;gLk;Kjd;ik cw;gj;jp bjhHpy;fs; ,uz;L tifg;gLk;
� gphpj;bjLf;Fk; cw;gj;jpj; bjhHpy;fs; (v.fh) g{kpapypUe;J njhz;o vLf;Fk; ,aw;if ts=;fis bfhz;lJ.
� kug[rhh; cw;gj;jpj; bjhHpy;fs; (v.fh) jhtu=;fSk;. kpUf=;fSk; Efh;nthhpd; cgnahfj;jpw;fhf tsh;f;fg;gLfpd;wd.
M. ,uz;M. ,uz;M. ,uz;M. ,uz;lhk; epiy cw;gj;jpj; bjhHpy;fs;lhk; epiy cw;gj;jpj; bjhHpy;fs;lhk; epiy cw;gj;jpj; bjhHpy;fs;lhk; epiy cw;gj;jpj; bjhHpy;fs; ,uz;L tifg;gLk;
1. jahhpg;g[ bjhHpy;fs; 2. fl;Lkhdj; bjhHpy;fs; 1. jahhpg;g[j; bjhHpy;fs;1. jahhpg;g[j; bjhHpy;fs;1. jahhpg;g[j; bjhHpy;fs;1. jahhpg;g[j; bjhHpy;fs; ---- fr;rhg; bghUl;fs; my;yJ gFjpahf Kot[g;bgw;w bghUl;fis gad;gLj;jf;Toa mstpy; Kot[w;w KGbghUshf khw;Wk; bjhHpy;fisna jahhpg;g[j; bjhHpy;fs; vdyhk;.
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2. fl;Lkhdj; bjhHpy;fs;2. fl;Lkhdj; bjhHpy;fs;2. fl;Lkhdj; bjhHpy;fs;2. fl;Lkhdj; bjhHpy;fs; ---- fl;ol=;fs;/ ghy=;fs;/ rhiyfs; kw;Wk; mizfs; nghd;wtw;iw fl;lj;njitahd bghUl;fs; jahhpf;Fk; bjhHpw;rhiyna fl;Lkhdj; bjhHpw;rhiy vdyhk;.
,. nritj; bjhHpy;fs;,. nritj; bjhHpy;fs;,. nritj; bjhHpy;fs;,. nritj; bjhHpy;fs; ---- ,j;bjhHpy;fs; ,ay;bghUl;fis cw;gj;jp bra;tJ ,y;iy. khwhf nritg; bghUl;fis ,yhgj;jpw;F tpw;fpd;wd. ,t;tif bjhHpw;rhiyfs; fPH;tUkhW tifg;gLj;jg;gLfpwJ.
1.1.1.1. jdpr;nritjdpr;nritjdpr;nritjdpr;nrit 2.2.2.2. bghJr;nritbghJr;nritbghJr;nritbghJr;nrit 3.3.3.3. tpepnahfr;nrittpepnahfr;nrittpepnahfr;nrittpepnahfr;nrit 4. epjpr;nritepjpr;nritepjpr;nritepjpr;nrit MFk;.
2.2.2.2. cw;gj;jpj;bjhHpy;. tzpfk; kw;Wk; tpahghuk; ? Xh; xg;gPL bra;f.cw;gj;jpj;bjhHpy;. tzpfk; kw;Wk; tpahghuk; ? Xh; xg;gPL bra;f.cw;gj;jpj;bjhHpy;. tzpfk; kw;Wk; tpahghuk; ? Xh; xg;gPL bra;f.cw;gj;jpj;bjhHpy;. tzpfk; kw;Wk; tpahghuk; ? Xh; xg;gPL bra;f. t. t. t. t. vz;vz;vz;vz;
mog;gilmog;gilmog;gilmog;gil cw;gj;jp bjhHpy;cw;gj;jp bjhHpy;cw;gj;jp bjhHpy;cw;gj;jp bjhHpy; tztztztzpfk;pfk;pfk;pfk; tpahghuk;tpahghuk;tpahghuk;tpahghuk;
1 bghUs;bghUs;bghUs;bghUs; cw;gj;jp vd;w brhy; gphpj;J vLj;jy;/ kW cw;gj;jp/ khw;Wjy;/ gaDs;s bghUl;fis jahhpj;jy; nghd;w bray;fis Fwpf;fpd;Wj
tzpfk; vd;w brhy; bghUl;fs; kw;Wk; nritfs; tH=;Fjiyf; Fwpf;fpd;Wj
tpahghuk; vd;w brhy; bfhs;Kjy; kw;Wk; tpw;gidia TWth;
2 cs;slf;fk;cs;slf;fk;cs;slf;fk;cs;slf;fk; @yg;bghUl;fis Kot[w;w bghUl;fshf khw;Wk; midj;J eltof;ifa[k; cs;slf;fpaJ
tpahghuk; kw;Wk; mjd; bjhlh;g[ila tw;iw cs;slf;fpaJ
bghUl;fs; kw;Wk; nrit ghpkhw;wk; cs;slf;fpaJ
3 Kjy;Kjy;Kjy;Kjy; bghJthf cw;gj;jp bjhHpYf;F mjpf mst[ KjyPL vd;gJ njitg;gLfpwJ
tzpfj;jpy; Fiwe;j Kjy; mst[ njitg; gLfpwJ
nghJkhd ruf;fpUg;ig itf;ft[k; fld; mspf;ft[k; nghJkhd Kjy; njitg;gLk;
4 ,lh;g;ghL,lh;g;ghL,lh;g;ghL,lh;g;ghL mjpf ,lh;g;ghl;il bfhz;lJ
Fiwthd ,lh;g;ghl;il bfhz;lJ
Fiwthd ,lh;g;ghl;il bfhz;lJ
5 ghpkhzk;ghpkhzk;ghpkhzk;ghpkhzk; bghUl;fs; kw;Wk; nritapd; tH=;fy; mspg;g[ gf;fj;ijg; gpujpgypf;fpwJ
bghUl;fs; kw;Wk; nritapy; njitg; gf;fj;ij gpujpg;gypf;fpwJ
,J mspg;g[ kw;Wk; njit gf;fj;ijg; gpujpg; gypf;fpwJ
3. 3. 3. 3. tzpfj;jpd; rpwg;gpay;g[fis tpthp.tzpfj;jpd; rpwg;gpay;g[fis tpthp.tzpfj;jpd; rpwg;gpay;g[fis tpthp.tzpfj;jpd; rpwg;gpay;g[fis tpthp.
1. bghUshjhu eilKiwfs;1. bghUshjhu eilKiwfs;1. bghUshjhu eilKiwfs;1. bghUshjhu eilKiwfs; � ve;j xU bghUshjhu eltof;ifapd; nehf;fKk; ,yhgk; <l;LtnjahFk;. � tzpfk; vd;gJ ,yhgk; <l;Ltw;fhd nehf;nfhL nkw;bfhs;sg;gLk; ve;j xU bghUshjhu eltof;iffnshLk; bjhlh;g[ilaJ.
� vdnt tzpfk; vd;gJ vy;yhg; bghUshjhu eltof;if ,yhgj;ijg; bgWk; nehf;nfhL nkw;bfhs;sg;gLk; midj;J eltof;iffisa[k; cs;slf;fpaJ.
2. bghUl;f2. bghUl;f2. bghUl;f2. bghUl;fs; kw;Wk; nritfspd; ghpkhw;wk;s; kw;Wk; nritfspd; ghpkhw;wk;s; kw;Wk; nritfspd; ghpkhw;wk;s; kw;Wk; nritfspd; ghpkhw;wk; � tzpfk; vd;gJ ,yhgj;jpw;fhf bghUl;fs; kw;Wk; nritfspd; ghpkhw;wj;ij cs;slf;fpaJ.
� ,e;jg; bghUl;fs; cw;gj;jp bra;ag;gLtjpd; nehf;fk; Efh;nthUf;F kW tpw;gid bra;tnjahFk;.
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3. gyd; bgWk; nehf;fk;3. gyd; bgWk; nehf;fk;3. gyd; bgWk; nehf;fk;3. gyd; bgWk; nehf;fk; � tzpfj; bjhlh;ghd eilKiwg;gzpfis nkw;bfhs;tjhy; bgWk; ,yhgnk mg;gzpf;bfd fpilf;Fk; gydhFk;.
� ,yhg nehf;fk; my;yhJ bra;ag;gLk; ve;j xU braYk; tzpfj;jpd; xU gFjpahf fUjg;glhJ.
4. gad;ghLfis njhw;Wtpj;jy;4. gad;ghLfis njhw;Wtpj;jy;4. gad;ghLfis njhw;Wtpj;jy;4. gad;ghLfis njhw;Wtpj;jy; � tzpfk; xU bghUSf;F totk;/ ,lk; kw;Wk; fhyg;gad;ghl;il cUthf;FfpwJ. � @yg;bghUl;fis Kot[g;bghUl;fshf khw;Wtjd; @yk; xU bghUSf;F totg; gad;ghL fpilf;fpwJ.
5. tzpf eltof;if xG=;F5. tzpf eltof;if xG=;F5. tzpf eltof;if xG=;F5. tzpf eltof;if xG=;F � tzpf eltof;if vg;bghGJk; tHf;fkhf eilbgWtjhf ,Uf;f ntz;Lk;. � ,jpy; khWg;gl;l my;yJ ntWg;gl;l eltof;iffs; ,lk; bgwf;TlhJ.
4. rpW Fwpg;g[ tiuf.rpW Fwpg;g[ tiuf.rpW Fwpg;g[ tiuf.rpW Fwpg;g[ tiuf.
m. gFg;gha;t[ cw;gj;jpj; bjhHm. gFg;gha;t[ cw;gj;jpj; bjhHm. gFg;gha;t[ cw;gj;jpj; bjhHm. gFg;gha;t[ cw;gj;jpj; bjhHpy;py;py;py; ,j;bjhHpw;rhiy xU @yg;bghUspypUe;J gy;ntW tifahdg; bghUl;fis gFj;J ஆரா��� gphpg;gij nkw;bfhs;Sk;. (v.fh)(v.fh)(v.fh)(v.fh) vz;iz Rj;jpfhpf;Fk; bjhHpw;rhiyapy; fr;rh vz;izapypUe;J vhptha[/ bgl;nuhy;/ Ory;/ kz;bzz;bza; Mfpatw;iwg; gpupj;jy;.
M. kug[rhh; cw;gj;jpj; bjhHpy;fs;M. kug[rhh; cw;gj;jpj; bjhHpy;fs;M. kug[rhh; cw;gj;jpj; bjhHpy;fs;M. kug[rhh; cw;gj;jpj; bjhHpy;fs; jhtu=;fSf;Fk;/ kpUf=;fSk; Efh;nthhpd; cgnahfj;jpw;fhf tsh;f;fg;gLtd kug[rhh; cw;gj;jpj; bjhHpy;fs; vdg;gLfpd;wd.
(v.fh) fhy;eilfs; tsh;g;g[/ nfhHp tsh;g;g[/ kPd; tsh;g;g[/ ug;gh; kuk; tsh;g;g[/ fhL tsh;g;g[
,. fl;Lkhdj; bjhHpy;fs;,. fl;Lkhdj; bjhHpy;fs;,. fl;Lkhdj; bjhHpy;fs;,. fl;Lkhdj; bjhHpy;fs; fl;ol=;;fs;/ ghy=;fs;/ rhiyfs; kw;Wk; mizfs; nghd;wtw;iwf; fl;lj;njitahd
bghUl;fs; jahhpf;Fk; bjhHpw;rhiyna/ fl;Lkhdj; bjhHpw;rhiy ,jpy; xt;bthU bghUSf;Fk; jdpj;jdp jpl;lkply; cz;L.
5. 5. 5. 5. tzpfj;jpw;F cWJizahtzpfj;jpw;F cWJizahtzpfj;jpw;F cWJizahtzpfj;jpw;F cWJizahdtw;iwr; RUf;fkhf tpthp.dtw;iwr; RUf;fkhf tpthp.dtw;iwr; RUf;fkhf tpthp.dtw;iwr; RUf;fkhf tpthp.
1. 1. 1. 1. nghf;Ftuj;Jnghf;Ftuj;Jnghf;Ftuj;Jnghf;Ftuj;J � cw;gj;jp bra;j bghUl;fis/ cw;gj;jp bra;j gFjpapnyna midj;ija[k; tpw;gJ vd;gJ mhpJ.
� mtw;iw ehl;od; my;yJ cyfpd; gy;ntW gFjpfspy; trpf;Fk; Efh;nthh;fSf;F brd;W nrh;f;f ntz;oaJ mtrpak;.mg;gzpia nghf;Ftuj;J bra;fpwJ.
� mjhtJ cw;gj;jpahshplkpUe;J/ Efh;nthUf;F bghUis efh;j;Jk; xU Clfkhf nghf;Ftuj;J tps=;FfpwJ.
2. 2. 2. 2. t=;fpapay;t=;fpapay;t=;fpapay;t=;fpapay; � t=;fpfspd; cjtpapd;wp ve;j bjhHpy; mikg;g[k; ,af;f KoahJ. � t=;fpfs;/ bjhHpy; mikg;g[fsplk; cs;s gzj;ij itg;g[fshf bgWtJld;/ bjhHpy; mikg;g[fSf;F njitg;gLk; epjpia/ gy;ntW fld; jpl;l=;fs; @yk; fpilf;f tif bra;fpwJ.
� ,t;thW xU bjhHpy; mikg;gpd; eph;thfk; rpwg;ghf eilbgw njitahd epjpia tH=;fp/ t=;fpfs; xU bghpa g=;fspg;ig mspf;fpd;wd.
3. 3. 3. 3. fhg;gPLfhg;gPLfhg;gPLfhg;gPL � tpahghuk; bra;a[k; nghJ jP/ fst[/ Nwhtsp/ epyeLf;fk;/ fly; eLf;fk;/ btotpgj;J/ ,ae;jpu nfhshW nghd;w gyjug;gl;l ,lh;ghLfs; vy;yh bjhHpy; epWk=;fSk; Vw;gl tha;g;g[s;sd.
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� ,e;j ,lh;ghLfs; Vw;gLtij jLf;f Koahtpoy;/ ,lhpdhy; Vw;gl;l tpist[fspypUe;J gz el;lkpd;wp btsptu fhg;gPL/ epWk=;fSf;F tug;gpurhjkhf tps=;Ffpd;wJ.
4. 4. 4. 4. gz;gz;gz;gz;lff;fhg;g[ bra;jy;lff;fhg;g[ bra;jy;lff;fhg;g[ bra;jy;lff;fhg;g[ bra;jy; � rhjhuzkhf/ bghUl;fs; aht[k; cw;gj;jp bra;ag;gl;l clnd tpw;fg;gLtJk; ,y;iy/ Efug;gLtJk; ,y;iy.
� vdnt/ bghUl;fs; njitg;gLk; neuj;jpy; mit fpilg;gjw;F Vw;wthW ,Ug;g[ itj;Jf;bfhs;s ntz;oaJ mtrpakhfpwJ.
� gz;lff; fhg;gf=;fs;/ bjhHpy; epWtd=;fspd; bghUl;fisr; nrkpj;J itj;J/ Efh;nthh;fSf;F njitg;gLk;nghJ tH=;fpl ngUjtp g[hpfpd;wd.
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myF– 2 ெதாழி� அைம��களி� வ�வ க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 1111 jdpahs; tzpfjdpahs; tzpfjdpahs; tzpfjdpahs; tzpf�
I. rhpahd tpiliaj; njh;e;bjL :rhpahd tpiliaj; njh;e;bjL :rhpahd tpiliaj; njh;e;bjL :rhpahd tpiliaj; njh;e;bjL :
1. fPH;f;fz;ltw;wpy; vJ gHikahd tpahghu mikg;g[ totk;>fPH;f;fz;ltw;wpy; vJ gHikahd tpahghu mikg;g[ totk;>fPH;f;fz;ltw;wpy; vJ gHikahd tpahghu mikg;g[ totk;>fPH;f;fz;ltw;wpy; vJ gHikahd tpahghu mikg;g[ totk;> m. jdpahs; tzpfk; M. Tl;lhz;ik ,. Tl;Lwt[r; r=;fk; <.epWkk; tpil : mtpil : mtpil : mtpil : m
2. ve;j mikg;g[ xnu xUtuhf cve;j mikg;g[ xnu xUtuhf cve;j mikg;g[ xnu xUtuhf cve;j mikg;g[ xnu xUtuhf chpikahsh;/ epWtdh; kw;Wk; nkyhsh; vd;w tifapy; hpikahsh;/ epWtdh; kw;Wk; nkyhsh; vd;w tifapy; hpikahsh;/ epWtdh; kw;Wk; nkyhsh; vd;w tifapy; hpikahsh;/ epWtdh; kw;Wk; nkyhsh; vd;w tifapy; ,Uf;Fk;>,Uf;Fk;>,Uf;Fk;>,Uf;Fk;> m. Tl;L epWtdk; M. muR epWtdk; ,. Tl;Lwt[r; r=;fk; <.jdpahs; tzpfk; tpil: <tpil: <tpil: <tpil: <
3. . . . jdpahs; tzpfj;jpd; kpfg;bghpa FiwghLjdpahs; tzpfj;jpd; kpfg;bghpa FiwghLjdpahs; tzpfj;jpd; kpfg;bghpa FiwghLjdpahs; tzpfj;jpd; kpfg;bghpa FiwghL m. tiuaW bghWg;g[ M. tiuawhg; bghWg;g[ ,.mikg;bgspik <. tpiuthd Kot[ tpil: Mtpil: Mtpil: Mtpil: M
4. gpd;tUtdtw;Ws; ve;j xd;W bjhHpy; mikg;g[ ,y;yhjJ>gpd;tUtdtw;Ws; ve;j xd;W bjhHpy; mikg;g[ ,y;yhjJ>gpd;tUtdtw;Ws; ve;j xd;W bjhHpy; mikg;g[ ,y;yhjJ>gpd;tUtdtw;Ws; ve;j xd;W bjhHpy; mikg;g[ ,y;yhjJ> m. Tl;Lg;g=;F epWkk; M. jdpahs; tzpfk; ,. muR epWkk; <. Tl;Lwt[ tpil : ,tpil : ,tpil : ,tpil : ,
II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. jdpahs; tzpfh; vd;W miHf;fg;gLgth; ahh;>jdpahs; tzpfh; vd;W miHf;fg;gLgth; ahh;>jdpahs; tzpfh; vd;W miHf;fg;gLgth; ahh;>jdpahs; tzpfh; vd;W miHf;fg;gLgth; ahh;>
� jdpahs; tzpfk; vd;gJ tpahghu mikg;g[ tot=;fspy; xd;whFk;. jdpegh; jd; @yjdj;ijf; bfhz;L jdJ brhe;jj;jpwik kw;Wk; mwpitg; gad;gLj;jp tpahghu eltof;iffisj; jdJ brhe;jg; bghWg;gpy; nkyhz;ik bra;J gad;bgWk; mikg;ghFk;.
� ,j;bjhHpyikg;ng gHikahdJk; kw;Wk; tpahghu mikg;g[j; njhw;Wtpj;jypy; Kjd;ikahdJk; MFk;.
2. 2. 2. 2. Tl;LU epWtd=;fisg; gw;wpr; RUf;fkhf TWf.Tl;LU epWtd=;fisg; gw;wpr; RUf;fkhf TWf.Tl;LU epWtd=;fisg; gw;wpr; RUf;fkhf TWf.Tl;LU epWtd=;fisg; gw;wpr; RUf;fkhf TWf. � Tl;LUthf;fk; bgw;w mikg;g[fs; jdf;bfd;w xU rl;lj;jd;ikiag; bgw;W xU g[idt[ eghg[idt[ eghg[idt[ eghg[idt[ egh; vd;w Kiwapy; bray;gLfpwJ.
� g=;Fjhuh;fs; njh;e;bjLf;Fk; ,af;FeudJ epWkj;ij nkyhz;ik bra;fpwJ. � chpikahsh;fs; nkyhz;ikapy; neuoahf g=;nfw;f ,ayhJ.
3. 3. 3. 3. Tl;LU rhuh ngust[ epWtd=;fisg; gw;wp RU=;ff; TWf.Tl;LU rhuh ngust[ epWtd=;fisg; gw;wp RU=;ff; TWf.Tl;LU rhuh ngust[ epWtd=;fisg; gw;wp RU=;ff; TWf.Tl;LU rhuh ngust[ epWtd=;fisg; gw;wp RU=;ff; TWf. � Tl;LUthf;fk; bgwhj epWtd=;fspy; chpikahsh;fSk;/ bjhHpYk; xd;whfnt fUjg;gLfpwJ. ,jpy; chpika[k;/ nkyhz;ika[k; xUtiuna rhUk;.
� chpikahsh; tpahghuj;ij neuoahf fl;Lg;gLj;j ,aYk;.
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� Tl;LUthf;fk; bgwhj epWtd=;fs; jdpahs; tzpfkhfnth my;yJ Tl;;;lhz;ik jdpahs; tzpfkhfnth my;yJ Tl;;;lhz;ik jdpahs; tzpfkhfnth my;yJ Tl;;;lhz;ik jdpahs; tzpfkhfnth my;yJ Tl;;;lhz;ik tzpfkhfnth my;yJ ,e;J Tl;Lf;FLk;g tzpfkhfnthtzpfkhfnth my;yJ ,e;J Tl;Lf;FLk;g tzpfkhfnthtzpfkhfnth my;yJ ,e;J Tl;Lf;FLk;g tzpfkhfnthtzpfkhfnth my;yJ ,e;J Tl;Lf;FLk;g tzpfkhfnth mikf;fg;glyhk;.
4. 4. 4. 4. gpd;tUtdtw;wpy; vit jdpahs; tzpfj;jpw;F bghUe;Jk;>Vd;>gpd;tUtdtw;wpy; vit jdpahs; tzpfj;jpw;F bghUe;Jk;>Vd;>gpd;tUtdtw;wpy; vit jdpahs; tzpfj;jpw;F bghUe;Jk;>Vd;>gpd;tUtdtw;wpy; vit jdpahs; tzpfj;jpw;F bghUe;Jk;>Vd;> m) kspifm) kspifm) kspifm) kspif : : : : rpWKjy; tpiue;J KobtLj;jy;
jdpegh; kw;Wk; FLk;g cWg;gpdh;fs; cjtpa[ld; elj;Jjy;. M)kUe;Jf;fil : M)kUe;Jf;fil : M)kUe;Jf;fil : M)kUe;Jf;fil : rpWKjy; tpiue;J KobtLj;jy;Kf;fpakhdjhf fUjg;gLk; nghJ
III. rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; ::::
1. 1. 1. 1. jdpahs; tzpfj;jpy; ,ufrpaj;jd;ik vg;go fhg;ghw;w ,aYk;>jdpahs; tzpfj;jpy; ,ufrpaj;jd;ik vg;go fhg;ghw;w ,aYk;>jdpahs; tzpfj;jpy; ,ufrpaj;jd;ik vg;go fhg;ghw;w ,aYk;>jdpahs; tzpfj;jpy; ,ufrpaj;jd;ik vg;go fhg;ghw;w ,aYk;>
� jdpahs; tzpfj;jpy; mth; xUtnu chpikahsuhjyhy; jdJ bjhHpy; gw;wpa ,ufrpaj;ij vspjhf fhg;ghw;wyhk;.
2. 2. 2. 2. tiuawhg; bghWg;g[ vd;why; vd;d>tiuawhg; bghWg;g[ vd;why; vd;d>tiuawhg; bghWg;g[ vd;why; vd;d>tiuawhg; bghWg;g[ vd;why; vd;d>
� jdpahs; tzpfhpd; bghWg;g[ tiuaWf;fg;glhjJ. mjd; tpisthf mtuJ tpahghuf; fld;fisr; brYj;jj; bjhHpypd; brhj;Jfs; nghJkhdjhf ,y;iybad;why; jd; brhe;jr; brhj;JfspypUe;Jk; fldPe;njhUf;Fr; brYj;j ntz;Lk;.
� vdnt mthpd; bghWg;g[ KjyPl;Lj; bjhifa[ld; epd;Wtplhky;/ jd; brhe;jr; brhj;jpw;Fk; <lhfpwJ. ,jidna tiuawhg; bghWg;g[ vd;fpnwhk;.
3. 3. 3. 3. jdpahs; tzpfj;jpd; @d;W gz;g[fis tpthp.jdpahs; tzpfj;jpd; @d;W gz;g[fis tpthp.jdpahs; tzpfj;jpd; @d;W gz;g[fis tpthp.jdpahs; tzpfj;jpd; @d;W gz;g[fis tpthp.
i) jdpegh; chpik) jdpegh; chpik) jdpegh; chpik) jdpegh; chpik ,J jdpeguhy; elj;jf;Toa mikg;ghFk;. jdpahs; tzpfh; xUtnu njitahd
@yjdj;ijr; brYj;Jfpwhh;. tpahghuj;jpy; mth; xUtnu chpikahsuhf ,y;yhtpl;lhYk; mjd; ciHg;g[ KGika[k; mtnu fl;Lg;gLj;Jfpwhh;.
ii) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[ jdpahs; tzpfhpd; bghWg;g[ tiuaWf;fglhjJ. mjd; tpisthf mtuJ tpahghu
fld;fisr; brYj;jj; bjhHpypd; brhj;Jfs; nghJkhdjhf ,y;iybad;why; jd; brhe;jr; brhj;JfspypUe;Jk; fldPe;njhUf;Fr; brYj;j ntz;Lk;. vdnt mthpd; bghWg;g[ KjyPl;Lj; bjhifa[ld; epd;Wtplhky;/ jd; brhe;jr; brhj;jpw;Fk; <lhfpwJ. ,jidna tiuawhg; bghWg;g[ vd;fpnwhk;.
iii) KG ,yhgj;ija[k; mDgtpf;Fk; chpik) KG ,yhgj;ija[k; mDgtpf;Fk; chpik) KG ,yhgj;ija[k; mDgtpf;Fk; chpik) KG ,yhgj;ija[k; mDgtpf;Fk; chpik me;epWtdj;jpd; KG ,yhgj;ija[k; mDgtpg;gjhy; mtiu nkYk; mjpf ,yhgk; <l;l
Cf;fg;gLj;JfpwJ. jdJ fod ciHg;gpd; @yk; <l;oa ,yhgj;jpd; ce;Jjyhy; mth; jdJ tzpfj;ij nkYk; tphpthf;fk; bra;fpwhh;.
4. jdpahs; tzpfj;jpw;F rpy cjhuz=;fis TW.jdpahs; tzpfj;jpw;F rpy cjhuz=;fis TW.jdpahs; tzpfj;jpw;F rpy cjhuz=;fis TW.jdpahs; tzpfj;jpw;F rpy cjhuz=;fis TW. 1.gH tpahghuk; 2.ijayfk; 3.mHF epiya=;fs; 4. bgl;of;fil 5.ryitafk; 6. gyfhuf;fil
5.5.5.5. jdpahs; tzpfk; ? tiutpyf;fzk; jUf.jdpahs; tzpfk; ? tiutpyf;fzk; jUf.jdpahs; tzpfk; ? tiutpyf;fzk; jUf.jdpahs; tzpfk; ? tiutpyf;fzk; jUf.
tPyph; vd;gthpd; Tw;Wg;go/ tPyph; vd;gthpd; Tw;Wg;go/ tPyph; vd;gthpd; Tw;Wg;go/ tPyph; vd;gthpd; Tw;Wg;go/ “jdpahs; tzpfk; vd;gJ tpahghu mikg;gpy; xU totkhFk;. mJ jdp xU kdpjDf;Fr; brhe;jkhdJk; fl;Lg;ghl;Lf;Fl;gl;lJkhd tpahghu mikg;ghFk;. mth; jd; brhj;ij tzpf btw;wp my;yJ njhy;tp vd;w Jzpfur;
braypy; <LgLj;jp ,yhgj;ijg; bgWfpwhh;”.
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J.J.nnnn\\\\d;rd; Tw;Wg;go/d;rd; Tw;Wg;go/d;rd; Tw;Wg;go/d;rd; Tw;Wg;go/“jdpahs; tzpfk; vd;gJ tpahghu myfpd; xU tifahFk;. mjpy; xU egh; jdJ brhe;j bghWg;gpy; @yjdj;ij Vw;gLj;jp epWtdj;jpd; ,lh;ghLfisa[k; Vw;Wf;bfhz;L tpahghuj;ij nkyhz;ik bra;tjhFk;.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1.1.1.1. jdpahs; tzpfj;jpd; gz;g[fs; ahit>jdpahs; tzpfj;jpd; gz;g[fs; ahit>jdpahs; tzpfj;jpd; gz;g[fs; ahit>jdpahs; tzpfj;jpd; gz;g[fs; ahit> (((( CHOOSE ANY FIVE POINTS)
i) jdpegh; chpik) jdpegh; chpik) jdpegh; chpik) jdpegh; chpik ,J jdpeguhy; elj;jf;Toa mikg;ghFk;. jdpahs; tzpfh; xUtnu njitahd @yjdj;ijr; brYj;Jfpwhh;. tpahghuj;jpy; mth; xUtnu chpikahsuhf ,y;yhtpl;lhYk; mjd; mikg;g[ KGika[k; mtnu fl;Lg;gLj;Jfpwhh;.
ii) jiyaPL mw;w bray;ghL kw;Wk; tpiuthd Kot[) jiyaPL mw;w bray;ghL kw;Wk; tpiuthd Kot[) jiyaPL mw;w bray;ghL kw;Wk; tpiuthd Kot[) jiyaPL mw;w bray;ghL kw;Wk; tpiuthd Kot[ jdpahs; tzpfh; jdJ tpahghuj;jpy; jiyaPod;wp bray;gLfpwhh;. jdpahs; tzpfh; jdJ mwpt[j;jpwd; kw;Wk; gl;lwptpd; @yk; FWf;fPod;wp bray;gLfpwhh; jdp chpikahsh; cldoahft[k;/ tpiuthft[k; KobtLf;fpwhh;.
iii) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[ jdpahs; tzpfhpd; bghWg;g[ tiuaWf;fg;glhjJ. mjd; tpisthf mutJ tpahghuf; fld;fisr; brYj;jj; bjhHpypd; brhj;Jf;fs; nghJkhdjhf ,y;iybad;why; jd; brhe;jr; brhj;Jf;fspypUe;Jk; fldPe;njhUf;Fr; brYj;j ntz;Lk;. vdnt mthpd; bghWg;g[ KjyPl;Lj; bjhifa[ld; epd;Wtplhky;/ jd; brhe;j brhj;jpw;Fk; <lhfpwJ. ,jidna tiuawhg;bghWg;g[ vd;fpnwhk;.
iv) KG ,yhgj;ija[k; mDgtpf;Fk; chpik) KG ,yhgj;ija[k; mDgtpf;Fk; chpik) KG ,yhgj;ija[k; mDgtpf;Fk; chpik) KG ,yhgj;ija[k; mDgtpf;Fk; chpik me;epWtdj;jpd; KG ,yhgj;ija[k; mDgtpg;gjhy; mtiu nkYk; mjpf ,yhgk; <l;l Cf;fg;gLj;JfpwJ. jdJ fod ciHg;gpd; @yk; <l;oa ,yhgj;jpd; ce;Jjyhy; mth; jdJ tzpfj;ij nkYk; tphpthf;fk; bra;fpwhh;.
v) muR tpjpKiwfs; gpd;gw;whik) muR tpjpKiwfs; gpd;gw;whik) muR tpjpKiwfs; gpd;gw;whik) muR tpjpKiwfs; gpd;gw;whik jdpahs; tzpfh; murpd; tpjpKiwfspd; FWf;fPL ,d;wpr; bray;gLfpwhh;. ,t;tikg;gig cUthf;Ftjpnyh/ nkyhz;ik bra;tjpnyh my;yJ fiyg;gjpnyh murpd; tpjpKiwfs; gpd;gw;wg;gl ntz;oa fl;lhak; ,y;iy.
vi) Fiwe;j @yjdk; kw;Wk; tiuaiwf;Fl;gl;l nkyhz;ikj; jpwik) Fiwe;j @yjdk; kw;Wk; tiuaiwf;Fl;gl;l nkyhz;ikj; jpwik) Fiwe;j @yjdk; kw;Wk; tiuaiwf;Fl;gl;l nkyhz;ikj; jpwik) Fiwe;j @yjdk; kw;Wk; tiuaiwf;Fl;gl;l nkyhz;ikj; jpwik jdpahs; tzpfh; jdp xUtnu @yjdk; tH=;Ftjhy; mJ rpwpa mstpnyna ,Uf;Fk;. mjdhy; epjpj;jil Vw;gLtjw;F tha;g;g[ mjpfk;. jdp chpikapd; nkyhz;ikj; jpwikf; Fiwthf ,Uf;Fk; NH;epiyapy;/ epWtd tphpthf;fk; bghpJk; ghjpf;fg;glyhk;.
vii) ,ufrpak; fhj;jy;) ,ufrpak; fhj;jy;) ,ufrpak; fhj;jy;) ,ufrpak; fhj;jy; jdpahs; tzpfj;jpy; mth; xUtnu chpikahsuhjyhy; jdJ bjhHpy; gw;wpa ,ufrpaj;ij vspjhff; fhg;ghw;wyhk;.
2. 2. 2. 2. jdjdjdjdpahs; tzpfj;jpd; ed;ikfis tpthp. pahs; tzpfj;jpd; ed;ikfis tpthp. pahs; tzpfj;jpd; ed;ikfis tpthp. pahs; tzpfj;jpd; ed;ikfis tpthp. (((( CHOOSE ANY FIVE POINTS)
i) vspjhd mikg;g[) vspjhd mikg;g[) vspjhd mikg;g[) vspjhd mikg;g[ jdpahs; tzpfk; kl;Lnk tpahghu mikg;g[ tot=;fspy; rl;l rl=;FKiw VJkpd;wpj; Jtf;fyhk;. xg;ge;jk;/ gjpt[ nghd;wit ,t;tikg;gpw;F mtrpakpy;yahjyhy; bjhHpy; Kida tpUg;g Kilath; vtUk; ,j;bjhHpiyj;
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bjhl=;fyhk;. rl;l g{h;t md;whlj; jilfs; VJkpy;iy. vdnt tpahghuj;ij epWtfpg;gJ vspJ.
ii) fod ciHg;gpw;F neuo Cf;Ftpg;g[) fod ciHg;gpw;F neuo Cf;Ftpg;g[) fod ciHg;gpw;F neuo Cf;Ftpg;g[) fod ciHg;gpw;F neuo Cf;Ftpg;g[ Kaw;rpf;Fk; btFkjpf;Fk; neuoahf bjhlh;gpUg;gjhy; jdpahs; tzpfh; ,yhgk; KGtjw;Fk; mtnu chpikahsh; Mfpwhh;. ,J mtUila tpahghuj;ij Cf;Ftpj;J mauhJ ciHf;fr; bra;fpwJ.
iii) Fiwe;j @yjdk;) Fiwe;j @yjdk;) Fiwe;j @yjdk;) Fiwe;j @yjdk; jdpahs; tzpfj;jpd; rpwg;ghd ed;ikna Fiwe;j @yjdkhFk;. mth; Fiwe;j @yjdj;Jld; bjhHpy; bjhl=;f ,aYk;. TLjy; @yjdk; njitg;gl;lhy; fld;bgw;W tpahghuj;jpy; nkYk; KjyPL bra;a ,aYk;.
iv) fl) fl) fl) fld; jFjpd; jFjpd; jFjpd; jFjp jd; tpahghuf; fld;fis jdJ brhe;jr; brhj;Jf;fspypUe;Jk; jPh;g;gjhy; fldPe;njhh; vspjhf fld;ju Kd;tUth;. mjdhy; mtUf;F njitahd fld;trjp vspjhff; fpilf;f tha;g;g[z;L.
v) thof;ifahsh;fSld; neuoj;bjhlh;g[) thof;ifahsh;fSld; neuoj;bjhlh;g[) thof;ifahsh;fSld; neuoj;bjhlh;g[) thof;ifahsh;fSld; neuoj;bjhlh;g[ thof;ifahsh;fspd; tpUg;g=;fis bjhpe;jpUg;gjhy; mth;fspd; njitfis vspjhf epiwntw;Wfpwhh;. mthpd; khpahijahd tuntw;g[ kw;Wk; ,izf;fkhd eltof;iffs; thof;ifahsh;fisj; bjhlh;e;J Mjut[ bjhptpf;fr; bra;fpwJ.
vi) befpH;t[j;jd;ik) befpH;t[j;jd;ik) befpH;t[j;jd;ik) befpH;t[j;jd;ik jdpahs; tzpfh; re;ij epytuj;jpw;nfw;g thof;ifahshpd; tpUg;gj;jpw;fpz=;f jd; tpahghu epiyikfis khw;wpf;bfhs;syhk;.
vii) tpiuthd Kot[) tpiuthd Kot[) tpiuthd Kot[) tpiuthd Kot[ jdpahs; tzpfh; xUth; jhnd chpikahsuhf ,Ug;gjhy; fhy jhkjkpd;wp tpiuthf Kot[ vLj;J clnd bray;gLj;jt[k; kw;Wk; khWk; NH;epiyf;F Vw;wthWk; tpiuthf KobtLf;Fk; mtuhy; Koa[k;.
3. 3. 3. 3. jdpahs; tzpfj;jdpahs; tzpfj;jdpahs; tzpfj;jdpahs; tzpfj;jpd; FiwghLfis tpthp>jpd; FiwghLfis tpthp>jpd; FiwghLfis tpthp>jpd; FiwghLfis tpthp>
i) msthd @yjdk;) msthd @yjdk;) msthd @yjdk;) msthd @yjdk; jdpahs; tzpfhpd; @yjdk; tiuaWf;fg;gl;lJ. Mfnt mthpd; tpahghu
eltof;iffs; Xh; vy;iyiaj; jhz;or;bry;y tha;g;g[f;Fiwt[. mthpd; fld; bgWk; jpwDk; Fiwthfnt ,Ug;gjhYk; kw;Wk; mjpfkhd @yjdk; njitg;gLk; bjhHpiyj;Jtf;f Koahika[k; FiwghLfshf ,Uf;fpd;wd.
ii) tiuaWf;fg;gl;l nkyhz;ikj;jpwd;) tiuaWf;fg;gl;l nkyhz;ikj;jpwd;) tiuaWf;fg;gl;l nkyhz;ikj;jpwd;) tiuaWf;fg;gl;l nkyhz;ikj;jpwd; tpahghu eltof;iffs; midj;Jk; jdp xU kdpjuhy; fl;Lg;gLj;jg;gLfpwJ. mthpd; mwpt[k; jpwika[k; Fwpg;gpl;l mstpw;F nky; tpahghu eltof;iffspy; brYj;j ntz;o ,Ug;gjhy; mjpfg;goahd kd mGj;jk; Vw;gLtJld; jtwhd KobtLf;f VJthfpwJ. tiuaWf;fg;gl;l nkyhz;ikj; jpwikna mthpd; tpahghuj;ij tphpthf;fk; bra;tijj; jil bra;fpwJ.
iii) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[) tiuawhg;bghWg;g[ tpahghuj;jpd; chpikahshpd; bghWg;g[ vd;gJ tiuaWf;fg;glhjJ. fldPe;njhh;fs; jkJ fld;fisj;jdpahs; tzpfhpd; brhe;jr; brhj;Jf;fspypUe;Jk;
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rhpf;fl;of;bfhs;s tha;g;g[ ,Ug;gjhy;/ jdp eghpd; bghWg;g[ tiuawhg; bghWg;ghf cs;sJ.
iv) rpwg;g[j; njh;r;rpapd;ik) rpwg;g[j; njh;r;rpapd;ik) rpwg;g[j; njh;r;rpapd;ik) rpwg;g[j; njh;r;rpapd;ik jdpahs; tzpf mikg;g[ rpwpa mstpy;/ ,Ug;gjhy; mjd; epjp Mjhuk; tiuaWf;fg;gl;lJ. gy;ntW Jiwfspy; njh;r;rp bgw;wth;fisa[k; gzpakh;j;jg; nghjpa bghUshjhu tsk; ,y;yhj fhuzj;jpdhy; mjpf ed;ikfisg; bgw ,ayhJ. mth; xUtnu cw;gj;jp/ re;ijapLjy;/ fzf;Fg; gjptpay;/ fojj;bjhlh;g[ nghd;w gzpfis xUtnu ifahs KoahJ. mjd; tpisthfj; jpwikf;Fiwt[ Vw;gLk;.
v) mtru Kot[) mtru Kot[) mtru Kot[) mtru Kot[ mtru Kot[fs; epWtdj;jpw;F ed;ik gag;gjhf ,Ue;jhYk; rpy neu=;fspy; tpahghuj;ij mHpt[g; ghijf;Fr; bry;y tHptFj;JtpLk;. mtruf;fhuDf;Fg; g[j;jpkl;L vd;w gHbkhHpf;F ,z=;f ,r;braYk; ,Uf;Fk;.
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I. rhpahd tpiliaj; rhpahd tpiliaj; rhpahd tpiliaj; rhpahd tpiliaj; njh;e;bjL :njh;e;bjL :njh;e;bjL :njh;e;bjL : 1. ,e;J Tl;Lf;FLk;gk; ahuhy; eph;tfpf;fg;gLfpwJ.,e;J Tl;Lf;FLk;gk; ahuhy; eph;tfpf;fg;gLfpwJ.,e;J Tl;Lf;FLk;gk; ahuhy; eph;tfpf;fg;gLfpwJ.,e;J Tl;Lf;FLk;gk; ahuhy; eph;tfpf;fg;gLfpwJ. m. Kjyhsp M. fh;j;jh ,. nkyhsh; <. Tl;lhsp tpil: MMMM
2. ,e;J Tl;Lf;FLk;gk; tpahghuj;jpy; xUth; vt;thW cWg;gpduhfpwhh;>,e;J Tl;Lf;FLk;gk; tpahghuj;jpy; xUth; vt;thW cWg;gpduhfpwhh;>,e;J Tl;Lf;FLk;gk; tpahghuj;jpy; xUth; vt;thW cWg;gpduhfpwhh;>,e;J Tl;Lf;FLk;gk; tpahghuj;jpy; xUth; vt;thW cWg;gpduhfpwhh;> m. cld;gof;ifahy; M. gpwg;ghy; ,. KjyPl;od; mog;gilapy; <. eph;thfj;jpd; mog;gilapy; tpil:MMMM
3. ,e;Jf; Tl;Lf; FLk;gj; bjhHpypy; cWg;gpdh;fis vt;thW miHg;gha;>,e;Jf; Tl;Lf; FLk;gj; bjhHpypy; cWg;gpdh;fis vt;thW miHg;gha;>,e;Jf; Tl;Lf; FLk;gj; bjhHpypy; cWg;gpdh;fis vt;thW miHg;gha;>,e;Jf; Tl;Lf; FLk;gj; bjhHpypy; cWg;gpdh;fis vt;thW miHg;gha;> m. fh;j;jh M. Tl;L thhpRjhuh; ,. jiyKiw <. Tl;lhspfs; tpil : MMMM
4. . . . ??? rl;lj;jpd;go Mz; thhpRf??? rl;lj;jpd;go Mz; thhpRf??? rl;lj;jpd;go Mz; thhpRf??? rl;lj;jpd;go Mz; thhpRfs; kl;Lnk tk;rhtHp brhj;jpy; chpika[s;sth;fss; kl;Lnk tk;rhtHp brhj;jpy; chpika[s;sth;fss; kl;Lnk tk;rhtHp brhj;jpy; chpika[s;sth;fss; kl;Lnk tk;rhtHp brhj;jpy; chpika[s;sth;fs; m. ,e;Jr;rl;lk; M. kplhf;ruh rl;lk; ,. jahghfh rl;lk; <. nkw;fz;l aht[k; tpil : MMMM
5. Tl;lhz;ik cz;lhf;fg;gLtJTl;lhz;ik cz;lhf;fg;gLtJTl;lhz;ik cz;lhf;fg;gLtJTl;lhz;ik cz;lhf;fg;gLtJ m. xg;ge;jj;jhy; M. Tl;lhspfspilna cwt[ ,. murpd; tHpfhl;ly; <. el;gpd; mog;gilapy; tpil: mmmm
6. Tl;lhz;ik gjpt[Tl;lhz;ik gjpt[Tl;lhz;ik gjpt[Tl;lhz;ik gjpt[ m. fl;lhak; M. tpUg;gj;jpd; nghpy; ,. mtrpakpy;iy <.,tw;wpy; VJkpy;iy.tpil: MMMM
7. xU Fwpg;gpl;l bjhHpy; my;yJ braiy bra;tjw;fhf jw;fhypfkhf bjhl=;fg;gl;lxU Fwpg;gpl;l bjhHpy; my;yJ braiy bra;tjw;fhf jw;fhypfkhf bjhl=;fg;gl;lxU Fwpg;gpl;l bjhHpy; my;yJ braiy bra;tjw;fhf jw;fhypfkhf bjhl=;fg;gl;lxU Fwpg;gpl;l bjhHpy; my;yJ braiy bra;tjw;fhf jw;fhypfkhf bjhl=;fg;gl;l Tl;lhz;ik ?????Tl;lhz;ik ?????Tl;lhz;ik ?????Tl;lhz;ik ????? m. tpUg;gKwp Tl;lhz;ik M. Fwpg;gpl;l Tl;lhz;ik ,. tiuaWj;j Tl;lhz;ik <. ,iztpidf;Tl;lhz;ik tpil:mmmm
8. Tl;lhz;ik xg;ghtzj;ij ,t;thWk; miHf;fyhk; ???????Tl;lhz;ik xg;ghtzj;ij ,t;thWk; miHf;fyhk; ???????Tl;lhz;ik xg;ghtzj;ij ,t;thWk; miHf;fyhk; ???????Tl;lhz;ik xg;ghtzj;ij ,t;thWk; miHf;fyhk; ??????? m. r=;f eilKiw tpjpfs; M. Tl;lhz;ik r=;feilKiw tpjpfs; ,. Tl;lhz;ikr; rl;lk; <. Tl;lhz;ik tpil: MMMM
9. . . . Tl;lhz;ikia ????????? gjpt[ bra;ayhk;Tl;lhz;ikia ????????? gjpt[ bra;ayhk;Tl;lhz;ikia ????????? gjpt[ bra;ayhk;Tl;lhz;ikia ????????? gjpt[ bra;ayhk; m. epWkg; gjpthsh; M. Tl;Lwt[g; gjpthsh; ,. Tl;lhz;ikg; gjpthsh; <. khtl;l Ml;rpah; tpil:,,,,
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II. FWtpil tpdhf;FWtpil tpdhf;FWtpil tpdhf;FWtpil tpdhf;fsfsfsfs ; :; :; :; :
1. 1. 1. 1. fh;j;jh vd;gth; ahh;>fh;j;jh vd;gth; ahh;>fh;j;jh vd;gth; ahh;>fh;j;jh vd;gth; ahh;> � ,e;J Tl;Lf;FLk;gj;jpd; tpahghuj;ijf; fl;Lg;gLj;JtJ kw;Wk; nkyhz;ik
bra;tJ xU egh; kl;Lnk. mth; “fh;j;jh” my;yJ “nkyhsh;” vd;W miHf;fg;gLfpwhh;. � fh;j;jhtpd; bghWg;g[ tiuaWf;fg;glhjjhf ,Uf;Fk;bghGJ ,ju FLk;g cWg;gpdh;fspd; bghWg;g[ tiuaWf;fg;gl;ljhf ,Uf;Fk;.
2. 2. 2. 2. ,e;Jr; rl;lj;jpd; ,uz;L gphpt[fs; ahit>,e;Jr; rl;lj;jpd; ,uz;L gphpt[fs; ahit>,e;Jr; rl;lj;jpd; ,uz;L gphpt[fs; ahit>,e;Jr; rl;lj;jpd; ,uz;L gphpt[fs; ahit>
� ,e;J rl;lj;jpd; ,uz;L gphpt[fs; i) jahghf kw;Wk; ii) kpl;lhf;ruh
3. 3. 3. 3. Tl;;lhsp vd;gth; ahh;>Tl;;lhsp vd;gth; ahh;>Tl;;lhsp vd;gth; ahh;>Tl;;lhsp vd;gth; ahh;>
� gy egh;fs; xd;W nrh;e;J Tl;lhz;ikia Vw;gLj;jpdhy; mth;fs; Tl;lhspfs; vd;W miHf;fg;gLfpwhh;fs;.
4. 4. 4. 4. cw=;Fk; Tl;lhsp vd;gth; ahh;>cw=;Fk; Tl;lhsp vd;gth; ahh;>cw=;Fk; Tl;lhsp vd;gth; ahh;>cw=;Fk; Tl;lhsp vd;gth; ahh;>
� ,j;jifa Tl;lhsp @yjdj;ij tH=;FtnjhL epWtdj;jpd; ,yhg el;lj;jpy; kl;Lnk g=;nfw;W tpahghuj;jpd; nkyhz;ikapy; g=;nfw;fhky; ,Ug;gh;.
� btspahl;fSf;F mth; Tl;lhsp nghd;W njhd;whkYk; Tl;lhspfspd; tiuawhg; bghWg;gpw;F mtUk; xU g=;nfw;ghsuhFk;.
5. 5. 5. 5. ,sth; Tl;lhsp vd;gth; ahh;>,sth; Tl;lhsp vd;gth; ahh;>,sth; Tl;lhsp vd;gth; ahh;>,sth; Tl;lhsp vd;gth; ahh;> � ,e;jpa bgUk;ghd;ikr; rl;lk;/ 18 taij g{h;j;jp milahj xU egiu ,sth; vd;W miHf;fg;gLfpwhh;. 18 taJ g{h;j;jp mile;jhYk; 21 taJ g{h;j;jpahFk; tiu ghJfhtyiu Jiz bfhs;s ntz;Lk;.
� ,Ue;jhYk; Tl;lhz;ikapd; gad;fSf;F (Benefits) kl;Lnk ,sth; Tl;lhspahf nrh;j;Jf;bfhs;sg;gLth;.
6. 6. 6. 6. Tl;lhz;ikf; fiyg;g[ vj;jid tifg;gLk;>Tl;lhz;ikf; fiyg;g[ vj;jid tifg;gLk;>Tl;lhz;ikf; fiyg;g[ vj;jid tifg;gLk;>Tl;lhz;ikf; fiyg;g[ vj;jid tifg;gLk;> � fl;lha fiyg;g[ � cld;ghl;lhy; fiyg;g[ � rpy epfH;r;rpfs; epfH;t[Wtjhy; fiyg;g[ � mwpf;ifahy; fiyg;g[ � ePjp kd;wj;jhy; fiyg;g[ vd tifg;gLk;
III. rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; ::::
1. 1. 1. 1. ,e;J Tl;Lf;FLk;gj; bjhHpy; vd;why; vd;d>,e;J Tl;Lf;FLk;gj; bjhHpy; vd;why; vd;d>,e;J Tl;Lf;FLk;gj; bjhHpy; vd;why; vd;d>,e;J Tl;Lf;FLk;gj; bjhHpy; vd;why; vd;d>
� “,uz;L my;yJ mjw;F nkw;gl;l FLk;g=;fs; xd;W nrh;e;J xd;whfnt thH;e;J mf;FLk;gj;jpd; brhj;Jf;fis xd;whf KjyPL bra;J bjhHpiy nkw;bfhz;L/ mjpypUe;J fpilf;fpd;w ,yhgel;lj;ijg; gfph;e;J bfhz;L thGk; ,e;jf; FLk;gnk ,e;J Tl;Lf;FLk;gk; vd;wiHf;fgLfpd;wJ.
2. 2. 2. 2. ,e;J Tl;Lf;FLk;gj; bjhHpypd; rpwg;gpay;g[fs; VnjDk; @d;iw tpthp>,e;J Tl;Lf;FLk;gj; bjhHpypd; rpwg;gpay;g[fs; VnjDk; @d;iw tpthp>,e;J Tl;Lf;FLk;gj; bjhHpypd; rpwg;gpay;g[fs; VnjDk; @d;iw tpthp>,e;J Tl;Lf;FLk;gj; bjhHpypd; rpwg;gpay;g[fs; VnjDk; @d;iw tpthp>
i) ,e;Jr; rl;lj;jpd;go fl;L,e;Jr; rl;lj;jpd;go fl;L,e;Jr; rl;lj;jpd;go fl;L,e;Jr; rl;lj;jpd;go fl;Lg;gLj;Jjy;g;gLj;Jjy;g;gLj;Jjy;g;gLj;Jjy;
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� ,e;J Tl;Lf;FLk;g tpahghuk; ,e;J rl;lj;jpd;go fl;Lg;gLj;jg;gl;L nkyhz;ik bra;ag;gLfpwJ.
ii) nkyhz;iknkyhz;iknkyhz;iknkyhz;ik
� ,e;J Tl;Lf;FLk;g tpahghuj;ij fl;Lg;gLj;JtJ kw;Wk; nkyhz;ik bra;t“fh;j;jh”my;yJ “nkyhsh;” vd;W miHf;fg;gLfpwhh;.
� mf;FLk;gj;jpy; fh;j;jhnt @j;j Mz; eguhthh;. mf;FLk;gj;jpy; cs;s midtUk; fh;j;jhtpd; nky; KG ek;gpf;if cs;sth;fs;. � fh;j;jhnt btspahl;fSld; cld;gof;ifr; bra;a chpik bgw;wth;. Mdhy; fh;j;jhtpd; mDkjp bgw;nw FLk;g cWg;gpdh;fs; btspahl;fSld; cld;gof;if bra;ayhk;.
iii) bghWg;g[bghWg;g[bghWg;g[bghWg;g[
� fh;j;jhitj; jtpu kw;w FLk;g cWg;gpdh;fspd; bghWg;g[ vd;gJ tpahghuj;jpy; mtUf;Fs;s g=;fpd; mst[f;F tiuaWf;fg;gl;lJ. � fh;j;jh kl;Lnk mt;tpahghuj;jpdhy; bghWg;ghsuhf Mf;f ,ayhJ. vdpDk; fldPe;njhUf;F fh;j;jhtpd; jdpr;brhj;ijf; ifgw;w chpika[z;L.
3. 3. 3. 3. ,e;J Tl;Lf;FLk,e;J Tl;Lf;FLk,e;J Tl;Lf;FLk,e;J Tl;Lf;FLk;gj;jpy; fh;j;jhtpd; bghWg;ig tpthp;gj;jpy; fh;j;jhtpd; bghWg;ig tpthp;gj;jpy; fh;j;jhtpd; bghWg;ig tpthp;gj;jpy; fh;j;jhtpd; bghWg;ig tpthp bghWg;g[bghWg;g[bghWg;g[bghWg;g[
� fh;j;jhitj; jtpu kw;w FLk;g cWg;gpdh;fspd; bghWg;g[ vd;gJ/ tpahghuj;jpy; mtUf;Fs;s g=;fpd; mst[f;F tiuaWf;fg;gl;lJ. � fh;j;jh kl;Lnk mt;tpahghuj;jpy; bghWg;ghsuhf Mf;f ,ayhJ. vdpDk; fldPe;njhUf;F fh;j;jhtpd; jdpr;brhj;ijf; ifg;gw;w chpika[z;L
4. 4. 4. 4. Tl;L thhpRjhuh; vd;gth; ahh; >Tl;L thhpRjhuh; vd;gth; ahh; >Tl;L thhpRjhuh; vd;gth; ahh; >Tl;L thhpRjhuh; vd;gth; ahh; > � ,e;Jf;Tl;L FLk;g cWg;gpdh;fSf;F Tl;L thhpRjhuh; vd;W miHf;fg;gLth;. ,e;Jf;Tl;Lf;FLk;g Kiwapy; cWg;gpdh;fs; je;ij/ jha;/ kfd;/ kfs;/ kfdpd; kfd;/ kfdpd; kfs; Mfpnahh; ml=;Fth;.
5. 5. 5. 5. Tl;lhz;ikTl;lhz;ikTl;lhz;ikTl;lhz;ik ,yf;fzk; tiuf.,yf;fzk; tiuf.,yf;fzk; tiuf.,yf;fzk; tiuf.
nguhrphpah; nnguhrphpah; nnguhrphpah; nnguhrphpah; n\\\\nd (nd (nd (nd (Prof. Haney)“jdpg;gl;l ,yhg=;fSf;fhf xU tpahghuj;ij
elj;j xg;g[f;bfhz;l egh;fSf;fpilna epyt[k; cwnt Tl;lhz;ikahFk;”.
!;gphpfpy;!; (!;gphpfpy;!; (!;gphpfpy;!; (!;gphpfpy;!; (Spriegal)“Tl;lhz;ikapy; ,uz;L my;yJ ,uz;Lf;F nkw;gl;l egh;fs; midtUk; Tl;lhz;ik bghWg;g[fSf;F flikg;gl;lth;fs;. xt;bthU Tl;lhspapd; eltof;ifa[k; kw;w Tl;lhspfisf; fl;Lg;gLj;Jk;. nkYk; Tl;lhz;ikapd; fld;fisj; jPh;f;f Tl;lhspfspd; brhj;Jf;fs; vLj;Jf; bfhs;sg;gLk;.
6. 6. 6. 6. Tl;lhz;ik epWtdj;jpy; Fiwe;jgl;r/ mjpfgl;r cWg;gpdh;fspd; vz;zpf;if ahTl;lhz;ik epWtdj;jpy; Fiwe;jgl;r/ mjpfgl;r cWg;gpdh;fspd; vz;zpf;if ahTl;lhz;ik epWtdj;jpy; Fiwe;jgl;r/ mjpfgl;r cWg;gpdh;fspd; vz;zpf;if ahTl;lhz;ik epWtdj;jpy; Fiwe;jgl;r/ mjpfgl;r cWg;gpdh;fspd; vz;zpf;if ahJ>J>J>J>
� cld;gof;ifapd; @yk; Vw;gl;l cwnt Tl;lhz;ik. ,ij Vw;gLj;j Fiwe;jgl;rk; 2 egh;fs; (t=;fpj; bjhHpyhypapd; 10 egh;fs; kl;Lnk. kw;w bjhHpy;fSf;F 20 egh;fs; MFk;).
7. 7. 7. 7. Tl;lhz;ik xg;ghtzk; vd;why; vd;d>Tl;lhz;ik xg;ghtzk; vd;why; vd;d>Tl;lhz;ik xg;ghtzk; vd;why; vd;d>Tl;lhz;ik xg;ghtzk; vd;why; vd;d> Tl;lhz;ik cld;ghL vGj;J totpy; ,Uf;f ntz;Lbkd;w mtrpakpy;iy. ,Ue;jhYk; Tl;lhz;ik cld;ghL vGj;J totpy; ,Ue;jhy; gpw;fhyj;jpy; jtwhd fUj;Jfspdhy; Vw;gLk; jfuhWfis kw;Wk; kdf;frg;g[fis jtph;f;fyhk;.
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Tl;;lhz;ik tpahghuk; rpwg;ghf eilbgw rhpahd Kiwapy; jahhpf;fg;gl;l xg;ghtzk; kd ntw;Wikfis fise;J/ Tl;lhspfisr; rpwg;ghf ,a=;fr; bra;fpwJ. ,e;j xg;ghtzk; Kiwahf jahhpf;fg;gl;Lg; gjpt[ bra;ag;gl ntz;Lk;.
8. 8. 8. 8. ,ufrpa Tl;lhsp vd;gth; ahh;>,ufrpa Tl;lhsp vd;gth; ahh;>,ufrpa Tl;lhsp vd;gth; ahh;>,ufrpa Tl;lhsp vd;gth; ahh;> ,ufrpaf; Tl;lhsp : ,ufrpaf; Tl;lhsp : ,ufrpaf; Tl;lhsp : ,ufrpaf; Tl;lhsp : ,ufrpaf; Tl;lhsp vd;gth; bghJ kf;fSf;Fj; bjhpahky; me;epWtd
cWg;gpduhf ,Ug;gth; kw;w Tl;lhspfSf;F cs;sijg; nghd;nw ,tUk; fldpw;F bghWg;ghspahthh;.
9. 9. 9. 9. Tl;L kw;Wk; jdp bghWg;g[ vd;why; vd;d>Tl;L kw;Wk; jdp bghWg;g[ vd;why; vd;d>Tl;L kw;Wk; jdp bghWg;g[ vd;why; vd;d>Tl;L kw;Wk; jdp bghWg;g[ vd;why; vd;d> Tl;L kw;Wk; jdpj;jdpahd bghWg;g[fs;Tl;L kw;Wk; jdpj;jdpahd bghWg;g[fs;Tl;L kw;Wk; jdpj;jdpahd bghWg;g[fs;Tl;L kw;Wk; jdpj;jdpahd bghWg;g[fs;
� epWtdj;jpd; midj;J eltof;iffspYk; xt;bthU Tl;lhspf;Fk; Tl;lhft[k; jdpj;jdpahft[k; bghWg;g[fs; cz;L. � epWtdj;jpd; fld;fisj; jPh;f;f Tl;lhz;ikapd; brhj;Jf;fs; kl;Lkpd;wp Tl;lhspfspd; brhe;j brhj;Jf;fSk; <lhfj;ju ntz;Lk;. � fldPe;njhh; Tl;lhspfsplkpUe;J midj;Jf; fld;fSf;Fk; bjhif bgWk; chpika[z;L.
IV. bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; ::::
1.1.1.1. fh;j;jhtpd; cl;fpil Miza[hpik vd;why; vd;d>fh;j;jhtpd; cl;fpil Miza[hpik vd;why; vd;d>fh;j;jhtpd; cl;fpil Miza[hpik vd;why; vd;d>fh;j;jhtpd; cl;fpil Miza[hpik vd;why; vd;d> fh;j;jhtpd; cl;fpil mjpfhuk;fh;j;jhtpd; cl;fpil mjpfhuk;fh;j;jhtpd; cl;fpil mjpfhuk;fh;j;jhtpd; cl;fpil mjpfhuk;
� tpahghuj;jpd; eydpw;fhf xg;ge;jj;jpy; <Lgly; kw;Wk; tpahghuf; fhuz=;fSf;fhf tpahghu brhj;Jf;fis mlkhdk; itj;jy; nghd;wtw;iwr; bra;a[k; cl;fpilahd mjpfhuk; fh;j;jhtpw;F kl;Lnk cz;L.
2. 2. 2. 2. ,e;J Tl;Lf;FLk;gj;jpy; xU ,stiu Tl;lhspahf nrh;f;fyhkh> Vd;>,e;J Tl;Lf;FLk;gj;jpy; xU ,stiu Tl;lhspahf nrh;f;fyhkh> Vd;>,e;J Tl;Lf;FLk;gj;jpy; xU ,stiu Tl;lhspahf nrh;f;fyhkh> Vd;>,e;J Tl;Lf;FLk;gj;jpy; xU ,stiu Tl;lhspahf nrh;f;fyhkh> Vd;> i) ,e;jpa bgUk;ghd;ikr; rl;lk; 18 taij g{h;j;jp milahj egiu ,sth; vd;W miHf;fg;gLfpwhh;. ii) 18 taJ g{h;j;jp mile;jhYk; 21 taJ g{h;j;jp MFk; tiu ghJfhtyiu Jizf;bfhs;s ntz;Lk; ,Ue;jhYk; Tl;lhz;ik gad;fSf;F kl;Lk; ,sth; Tl;;lhspahf nrh;j;Jf;bfhs;sg;gLth;. iii) Mdhy; ,stUf;F cld;gof;if Vw;gLj;Jk; chpikapy;iy. midj;J Tl;lhspfspd; rk;kjj;Jlnd kl;Lk; ,stiu Tl;lhspahf nrh;f;f Kot[k;/ Tl;;lhz;ikapy; Tl;lhz;ikapd; eydpw;fhft[k;/ ,sthpd; eydpw;fhft[k; kl;Lnk Tl;lhspahf Koa[k;. iv) Mdhy; ,e;Jf;Tl;Lf;FLk;gj;jpy; gpwe;j FHe;ija[k; xU Tl;lhsp Mfyhk;.
3. 3. 3. 3. Tl;lhz;ik xg;ghtzj;jpy; cs;s cs;slf;fk; ahJ>Tl;lhz;ik xg;ghtzj;jpy; cs;s cs;slf;fk; ahJ>Tl;lhz;ik xg;ghtzj;jpy; cs;s cs;slf;fk; ahJ>Tl;lhz;ik xg;ghtzj;jpy; cs;s cs;slf;fk; ahJ>(CHOOSE ANY EIGHT POINTS) Tl;lhz;ik xg;ghtzj;jpy; cs;slf;fk;Tl;lhz;ik xg;ghtzj;jpy; cs;slf;fk;Tl;lhz;ik xg;ghtzj;jpy; cs;slf;fk;Tl;lhz;ik xg;ghtzj;jpy; cs;slf;fk;
i) bgah; : bgah; : bgah; : bgah; : Tl;lhz;ikapd; bgah;
ii) epWtdk; nkw;bfhz;oUf;Fk; bjhHpypd; jd;ikepWtdk; nkw;bfhz;oUf;Fk; bjhHpypd; jd;ikepWtdk; nkw;bfhz;oUf;Fk; bjhHpypd; jd;ikepWtdk; nkw;bfhz;oUf;Fk; bjhHpypd; jd;ik midj;J Tl;lhspfspdhYk; Vw;Wf;bfhs;sg;gl;L elj;j tpiHa[k; jd;ik.
iii) Tl;;lhz;ikapd; fhy tiuaiwTl;;lhz;ikapd; fhy tiuaiwTl;;lhz;ikapd; fhy tiuaiwTl;;lhz;ikapd; fhy tiuaiw Tl;lhz;ikapd; fhy mst[ Fwpg;gpl;l fhyk; Koa[k; tiuapnyh my;yJ
Fwpg;gpl;l bjhHpy; epiwtila[k; tiu bjhlUnkh vd;gJ bjhptpf;fg;gl ntz;Lk;.
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iv) Tl;lhspfs; tH=;Fk; @yjdj; bjhifTl;lhspfs; tH=;Fk; @yjdj; bjhifTl;lhspfs; tH=;Fk; @yjdj; bjhifTl;lhspfs; tH=;Fk; @yjdj; bjhif Tl;lhspfspdhy; @yjdk; tH=;fg;gLfpwJ. Tl;lhspahf ntz;Lbkdpy;
@yjdk; tH=;f ntz;Lbkd;w mtrpakpy;iy. jdJ mikg;g[j;jpwd;/ Th;ikahd tzpf mwpt[/ nkyhz;ikj; jpwd; nghd;wita[k; @yjdj;jpw;F gjpyhf tH=;fyhk;.
v) Tl;lhz;ikapypUe;J vLf;Fk; bjhifTl;lhz;ikapypUe;J vLf;Fk; bjhifTl;lhz;ikapypUe;J vLf;Fk; bjhifTl;lhz;ikapypUe;J vLf;Fk; bjhif xt;bthU Tl;lhspf;Fk; Tl;lhz;ikapypUe;J brhe;j brytpw;F bjhif
vLf;Fk; chpik cz;L. mJ vt;tst[ tpGf;fhL vLf;fyhk; vd;gijf; Fwpg;gpl ntz;Lk;.
vi) ,yhgk;? el;lk; gfph;t[ tpfpjk;,yhgk;? el;lk; gfph;t[ tpfpjk;,yhgk;? el;lk; gfph;t[ tpfpjk;,yhgk;? el;lk; gfph;t[ tpfpjk; ,yhg el;lg;gfph;t[ Fwpj;J bjspthff; Fwpg;gpl ntz;Lk;. mt;thW
Fwpg;gpl;oUf;ftpy;iy bad;why; ,yhg?el;lj;ijf; Tl;lhspfs; rkkhfg; gfph;e;J bfhs;s ntz;Lk;.
vii) @yjdj;jpd; kPJ tl;o@yjdj;jpd; kPJ tl;o@yjdj;jpd; kPJ tl;o@yjdj;jpd; kPJ tl;o xt;bthU Tl;lhspf;Fk; @yjdj;jpd; kPJ tl;o bgWk; chpik cz;L. tl;o
vt;tst[ tpGf;fhL bgw chpik cz;L vd;gijf; Fwpg;gpl ntz;Lk;.
viii) vLg;g[j;bjhif kPjhd tl;o tPjk;vLg;g[j;bjhif kPjhd tl;o tPjk;vLg;g[j;bjhif kPjhd tl;o tPjk;vLg;g[j;bjhif kPjhd tl;o tPjk; ---- vLg;g[j;bjhif kPjhd tl;o tPjk; Fwpj;J Fwpg;gplg;gl ntz;Lk;.
ix) Tl;lhspfs; jUk; fld;Tl;lhspfs; jUk; fld;Tl;lhspfs; jUk; fld;Tl;lhspfs; jUk; fld; Tl;lhspfs; Tl;lhz;ikf;Fj; jUfpd;w fld;fs; kw;Wk; mtw;wpw;fhd tl;o tPjk;
Kjyhdit ,lk;bgw ntz;Lk;.
x) fzf;F itg;g[fzf;F itg;g[fzf;F itg;g[fzf;F itg;g[ fzf;nfLfisg; guhkhpj;jy; kw;Wk; jzpf;if bra;a[k; Kiwapidj; bjspthf
tpthpf;f ntz;Lk;.
xi) Tl;lhspfspd; rk;gsk; kw;Wk;Tl;lhspfspd; rk;gsk; kw;Wk;Tl;lhspfspd; rk;gsk; kw;Wk;Tl;lhspfspd; rk;gsk; kw;Wk; fHpt[fHpt[fHpt[fHpt[ Tl;lhz;ikf;Fr; bra;fpd;w nritfSf;fhff; Tl;lhspfs; bgWfpd;w rk;gsk;
kw;Wk; fHpt[Mfpatw;iwf; Fwpg;gpl ntz;Lk;.
xii) Tl;lhsp tpyfy;Tl;lhsp tpyfy;Tl;lhsp tpyfy;Tl;lhsp tpyfy; Tl;lhspfspd; tpyfy; gw;wp xg;ghtzj;jpy; Fwpg;gpl ntz;Lk;. Tl;lhsp tpyf
my;yJ Tl;lhsp ,we;Jtpl;lhy; mth;fSf;Ff; fzf;ifj; jPh;f;Fk; Kiw gw;wpf; Fwpg;gpl ntz;Lk;.
xiii) ew;bgah; kjpg;gpLjy;ew;bgah; kjpg;gpLjy;ew;bgah; kjpg;gpLjy;ew;bgah; kjpg;gpLjy; Tl;lhspfs; nrh;f;if my;yJ ,wg;gpd; bghGJ ew;bgah; kjpg;gpLk; Kiwfis
xg;ghtzj;jpy; Fwpg;gpl;oUf;f ntz;Lk;.
xiv) bghWg;g[ gfph;t[bghWg;g[ gfph;t[bghWg;g[ gfph;t[bghWg;g[ gfph;t[ nkyhz;ikg; bghWg;g[fisg; gfph;e;J bfhs;Sjy; gw;wpa[k; Fwpg;gpl ntz;Lk;.
Tl;lhz;ik xg;ghtzj;jpy; xt;bthU Tl;lhspapd; bghWg;g[ Fwpj;J bjspthff; Fwpg;gpl ntz;Lk;.
xv) Tl;lhz;ik fiyg;g[ eilKiwfs;Tl;lhz;ik fiyg;g[ eilKiwfs;Tl;lhz;ik fiyg;g[ eilKiwfs;Tl;lhz;ik fiyg;g[ eilKiwfs; Tl;lhz;ik fiyg;g[ gw;wpa[k; kw;Wk; fzf;Ffs; jPh;g;gJ gw;wpa[k; Fwpg;gpl ntz;Lk;.
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5. Tl;lhz;ik fiyg;gpw;Fk; epWtdf; fi5. Tl;lhz;ik fiyg;gpw;Fk; epWtdf; fi5. Tl;lhz;ik fiyg;gpw;Fk; epWtdf; fi5. Tl;lhz;ik fiyg;gpw;Fk; epWtdf; fiyg;gpw;Fk; cs;s ntWghLfs; VnjDk; @d;iw yg;gpw;Fk; cs;s ntWghLfs; VnjDk; @d;iw yg;gpw;Fk; cs;s ntWghLfs; VnjDk; @d;iw yg;gpw;Fk; cs;s ntWghLfs; VnjDk; @d;iw tpthp>tpthp>tpthp>tpthp> t. vz; Tl;lhz;ik fiyg;g[Tl;lhz;ik fiyg;g[Tl;lhz;ik fiyg;g[Tl;lhz;ik fiyg;g[ epWtdf; fiyg;g[epWtdf; fiyg;g[epWtdf; fiyg;g[epWtdf; fiyg;g[ 1 Tl;lhz;ik fiyg;gpy; bjhHpy; bjhlh;e;J
eilbgWk; epWtdf; fiyg;gpy; bjhHpy; Kot[f;F tUk;
2 Tl;;lhz;ikapd; behog;g[ epiy/ ,wg;g[/ tpyfy; nghd;wtw;wpw;F gpwF bjhHpy; eilbgWk;. Kot[f;F tUk;
,jpy; bjhlh;e;J eilbgWk;
3 Tl;lhz;ik fiyg;ghy; epWtdf; fiyg;g[ Vw;gLtjpy;iy (v.fh) m/ M/ , Tl;lhspfspy; xUth; tpyfpdhy; kw;w ,U Tl;lhspfs; bjhHpiy bjhlh;e;J elj;jyhk;
epWtdf; fiyg;ghy; Tl;lhz;ik fiyg;g[ Vw;gLk; (v.fh) m/ M/ , Mfpa @tUk; fiye;J nghf jPh;khdpj;jhy; epWtdf; fiyg;g[ Vw;gLk;
6. 6. 6. 6. Tl;;lhz;ik epWtdj;ijg; gjpt[ bra;a gpd;gw;wg;gLk; eilKiwfis tpthp>Tl;;lhz;ik epWtdj;ijg; gjpt[ bra;a gpd;gw;wg;gLk; eilKiwfis tpthp>Tl;;lhz;ik epWtdj;ijg; gjpt[ bra;a gpd;gw;wg;gLk; eilKiwfis tpthp>Tl;;lhz;ik epWtdj;ijg; gjpt[ bra;a gpd;gw;wg;gLk; eilKiwfis tpthp> Tl;lhz;ikg; gjpt[Tl;lhz;ikg; gjpt[Tl;lhz;ikg; gjpt[Tl;lhz;ikg; gjpt[
,e;jpaf; Tl;lhz;ikr; rl;lk; Tl;lhz;ikia gjpt[ bra;tij fl;lhakhf;ftpy;iy. mJ tpUg;gj;jpw;Fl;gl;lJ. Mdhy; gjpt[ bra;ahikapdhy; Vw;gLk; FiwghLfis ePf;f gjpt[ bra;jy; fl;lhakhfpwJ. Tl;lhz;ikiag; gjpt[ bra;a[k; KiwTl;lhz;ikiag; gjpt[ bra;a[k; KiwTl;lhz;ikiag; gjpt[ bra;a[k; KiwTl;lhz;ikiag; gjpt[ bra;a[k; Kiw gpd;tUk; tptu=;fis Tl;;lhz;ikiagpd;tUk; tptu=;fis Tl;;lhz;ikiagpd;tUk; tptu=;fis Tl;;lhz;ikiagpd;tUk; tptu=;fis Tl;;lhz;ikiag; gjpt[ bra;a[k; mk;r=;fshFk;g; gjpt[ bra;a[k; mk;r=;fshFk;g; gjpt[ bra;a[k; mk;r=;fshFk;g; gjpt[ bra;a[k; mk;r=;fshFk; 1.1.1.1. epWtdj;jpd; bgah; 2.2.2.2. tzpfj;jpd; jiyikaplk; 3.3.3.3. gpw ,l=;fspy; mike;jpUf;Fk; bjhHpypd; fpis epWtd=;fspd; KG tptuk;. 4.4.4.4. midj;Jf; Tl;lhspfspd; bgah; kw;Wk; Kfthp 5. xt;bthU Tl;lhspa[k; Tl;lhz;ikapy; nrh;e;j ehs; 6. Tl;lhz;ikapd; fhyk; � nkw;fhQk; mwpf;ifiaj; jahh; bra;J midj;Jf; Tl;lhspfSk; ifbahg;gkpl;L gjpthshplk; gjpt[f;fl;lzk; q.3 brYj;jp rkh;g;gpf;f ntz;Lk;. � nkw;fhQk; mwpf;ifapy; khw;wk; bra;a tpUk;gpdhy; gjpthshplk; 14 ehl;fSf;Fs; bjhptpf;f ntz;Lk;.
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2. . . . epWkr; rl;lj;jpd; ml;ltiz ?m (epWkr; rl;lj;jpd; ml;ltiz ?m (epWkr; rl;lj;jpd; ml;ltiz ?m (epWkr; rl;lj;jpd; ml;ltiz ?m (Table A) vd;gJvd;gJvd;gJvd;gJ m. epfH;r;rpf; Fwpg;ngl;od; khjphp M. ,Ug;g[ epiyf;Fwpg;gpd; khjphpg; gotk; ,. epWkr; bray; Kiw tpjpfspd; khjphp <. epWk mikg;g[ Kiwnal;od; khjphp tpil : ,,,,
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3. fPH;f;fz;ltw;Ws; vJ ehlhSkd;w my;yJ khepyr; rl;l kd;w=;fs; ,aw;wpa rl;lj;jpd; fPH;f;fz;ltw;Ws; vJ ehlhSkd;w my;yJ khepyr; rl;l kd;w=;fs; ,aw;wpa rl;lj;jpd; fPH;f;fz;ltw;Ws; vJ ehlhSkd;w my;yJ khepyr; rl;l kd;w=;fs; ,aw;wpa rl;lj;jpd; fPH;f;fz;ltw;Ws; vJ ehlhSkd;w my;yJ khepyr; rl;l kd;w=;fs; ,aw;wpa rl;lj;jpd; @yk;@yk;@yk;@yk; cUthf;fg;gLfpwJ>cUthf;fg;gLfpwJ>cUthf;fg;gLfpwJ>cUthf;fg;gLfpwJ> m. gl;la (rhrd) epWkk; M. may;ehl;L epWkk; ,. muR epWkk; <.rl;lKiw epWkk; tpil : <<<<
4. epWkj;jpd; ,af;Feiu fPH;f;fz;ltw;Ws; ahh; njh;e;bjLf;fpwhh;fs;>epWkj;jpd; ,af;Feiu fPH;f;fz;ltw;Ws; ahh; njh;e;bjLf;fpwhh;fs;>epWkj;jpd; ,af;Feiu fPH;f;fz;ltw;Ws; ahh; njh;e;bjLf;fpwhh;fs;>epWkj;jpd; ,af;Feiu fPH;f;fz;ltw;Ws; ahh; njh;e;bjLf;fpwhh;fs;> m. fldPe;njhh; M. fldhsh; ,. fldPl;L gj;jpujhuh; <.g=;Fjhuh;fs; tpil: <<<<
5. xU ehl;od; muruhnyh/ murpahnyh tH=;fg;gl;l rhrdj;jpd; tpisthf xU ehl;od; muruhnyh/ murpahnyh tH=;fg;gl;l rhrdj;jpd; tpisthf xU ehl;od; muruhnyh/ murpahnyh tH=;fg;gl;l rhrdj;jpd; tpisthf xU ehl;od; muruhnyh/ murpahnyh tH=;fg;gl;l rhrdj;jpd; tpisthf ccccUthf;fg;gLk; epWk=;fs; vdg;gLk;Uthf;fg;gLk; epWk=;fs; vdg;gLk;Uthf;fg;gLk; epWk=;fs; vdg;gLk;Uthf;fg;gLk; epWk=;fs; vdg;gLk; m. gl;la (m) rhrd epWk=;fs; M. rl;lKiw epWk=;fs; ,. gjpt[ bra;ag;gl;l epWk=;fs; <. may;ehl;L epWk=;fs; tpil : mmmm
II. FFFFWWWWtpiltpiltpiltpil tpdhf;fs;tpdhf;fs;tpdhf;fs;tpdhf;fs; 1.1.1.1. epWkj;jpd; gy;ntW tiffis tpthpepWkj;jpd; gy;ntW tiffis tpthpepWkj;jpd; gy;ntW tiffis tpthpepWkj;jpd; gy;ntW tiffis tpthp epWk=;fspd; tiffs;epWk=;fspd; tiffs;epWk=;fspd; tiffs;epWk=;fspd; tiffs;
i) Tl;LUthf;fj;jpd; mog;gTl;LUthf;fj;jpd; mog;gTl;LUthf;fj;jpd; mog;gTl;LUthf;fj;jpd; mog;gilapy;ilapy;ilapy;ilapy;
� gl;la epWkk; � rl;lg{h;t epWkk; � ,yhgnehf;fkpy;yh epWkk;
ii) cWg;gpdh;fspd; mog;gilapy;cWg;gpdh;fspd; mog;gilapy;cWg;gpdh;fspd; mog;gilapy;cWg;gpdh;fspd; mog;gilapy;
� bghJ epWkk; � jdpahh; epWkk;
iii) bghWg;gpd; mog;gilapy;bghWg;gpd; mog;gilapy;bghWg;gpd; mog;gilapy;bghWg;gpd; mog;gilapy;
� g=;Ffshy; tiuaWf;fg;gl;l epWkk; � bghWg;g[Wjpahy; tiuaWf;fg;gl;l epWkk; � tiuawhg; bghWg;g[ epWkk;
iv) fl;Lg;gfl;Lg;gfl;Lg;gfl;Lg;ghl;od; mog;gilapy;hl;od; mog;gilapy;hl;od; mog;gilapy;hl;od; mog;gilapy;
� muR epWkk; � gpog;g[ epWkk; � Jiz epWkk;
v) njrpa ,dj;jpd; mog;gilapy;njrpa ,dj;jpd; mog;gilapy;njrpa ,dj;jpd; mog;gilapy;njrpa ,dj;jpd; mog;gilapy;
� cs;ehl;L epWkk; � may;ehl;L epWkk; � gd;dhl;L epWkk;
2. 2. 2. 2. epWkk; tiutpyf;fzk; jUfepWkk; tiutpyf;fzk; jUfepWkk; tiutpyf;fzk; jUfepWkk; tiutpyf;fzk; jUf epWkk; ? ,yf;fzk;epWkk; ? ,yf;fzk;epWkk; ? ,yf;fzk;epWkk; ? ,yf;fzk;
n$k;!; !;ogd;rdn$k;!; !;ogd;rdn$k;!; !;ogd;rdn$k;!; !;ogd;rd“epWkk; vd;gJ gy egh;fs; xd;W nrh;e;J Xh; mikg;ig Vw;gLj;jp mjw;F @yjdj;ij tH=;fp my;yJ @yjdj;jpd; kjpg;gpyhd bghUl;fis tH=;fp/ rpy tzpfk; my;yJ tpahghuj;ijj; bjhl=;fp mjpypUe;J fpilj;j
,yhgel;lj;ij (cs;sthW) mth;fs; gfph;e;J bfhs;tjhFk;”. ;
,e;jpa epWkr;rl;lk; (gphpt[ 2) 2013 ,e;jpa epWkr;rl;lk; (gphpt[ 2) 2013 ,e;jpa epWkr;rl;lk; (gphpt[ 2) 2013 ,e;jpa epWkr;rl;lk; (gphpt[ 2) 2013 “epWkk; vd;gJ ePoj;j thH;t[lDk;/ epiyngw;Wj; bjhlh;r;rpa[lDk;/ bghJ Kj;jpiua[ld; Toa rl;lj;jhy; cUthf;fg;gl;l
g[idt[ egh;”
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3.3.3.3. tiuaW bghWg;g[ vd;why; vd;d>tiuaW bghWg;g[ vd;why; vd;d>tiuaW bghWg;g[ vd;why; vd;d>tiuaW bghWg;g[ vd;why; vd;d> � g=;Fjhuh;fspd; bghWg;g[ tiuaWf;fg;gl;lJ. xt;bthU g=;Fjhuh;fspd; bghWg;g[k; mth; itj;Js;s g=;Ffspd; brYj;jg;glhj bjhiff;F kl;Lnk tiuaiw bra;ag;gl;Ls;sJ. � epWtdj;jpd; flDf;F mjd; brhj;Jf;fs; nghJkhdjhf ,y;iybad;why;/ mjd; fldPe;njhh; epWk cWg;gpdh;fspd; brhe;j brhj;Jf;fis ifg;gw;w KoahJ. � epWkg;g=;F Kjypy; miHg;g[ tpLf;fg;glhj bjhiff;F kl;;Lnk bghWg;ghthh;.
4. 4. 4. 4. epWkj;jpd; VnjDkepWkj;jpd; VnjDkepWkj;jpd; VnjDkepWkj;jpd; VnjDk; ,uz;L rpwg;gpay;g[fisf; Fwpg;gpLf.; ,uz;L rpwg;gpay;g[fisf; Fwpg;gpLf.; ,uz;L rpwg;gpay;g[fisf; Fwpg;gpLf.; ,uz;L rpwg;gpay;g[fisf; Fwpg;gpLf. 1. jdpahd rl;l egh; jd;ika[ilaJ 2. tiuaWbghWg;g[ 3. ePoj;j thH;t[ 4. jdpg;gl;l brhj;J 5. g=;Ffspd; khw;wpay;g[ 6. bghJ Kj;jpiu
5.5.5.5. gl;la (m) rhrd epWkk; vd;why; vd;d>gl;la (m) rhrd epWkk; vd;why; vd;d>gl;la (m) rhrd epWkk; vd;why; vd;d>gl;la (m) rhrd epWkk; vd;why; vd;d>
� xU ehl;od; murhnyh/ murplnkhmurhnyh/ murplnkhmurhnyh/ murplnkhmurhnyh/ murplnkh tH=;fg;gl;l rhrdj;jpd; tpisthf cUthf;fg;gLk; epWk=;fs; gl;la my;yJ rhrd epWk=;fs; vd;W miHf;fg;gLfpd;wd.
� tH=;fg;gl;l rhrdj;jpy; Twpa[s;s tpjpKiwfspd;go ,it bray;gLk;.
III. rpWrpWrpWrpWtpiltpiltpiltpil tpdhf;fs;tpdhf;fs;tpdhf;fs;tpdhf;fs;; ; ; ; ::::
1. 1. 1. 1. epWkj;jpd; VnjDk; @d;W ed;ikfis tpthpepWkj;jpd; VnjDk; @d;W ed;ikfis tpthpepWkj;jpd; VnjDk; @d;W ed;ikfis tpthpepWkj;jpd; VnjDk; @d;W ed;ikfis tpthp
i) ngust[ @yjdk;ngust[ @yjdk;ngust[ @yjdk;ngust[ @yjdk; jdpahs; tzpfk; kw;Wk; Tl;lhz;ikiaf; fhl;oYk; epWkj;jpw;F ngust[
@yjdj;ijj; jpul;l ,aYk;. ngust[ @yjdk; vd;gJ bghpa mst[ @yjdj;ijj; jpul;o mtw;iwg; bghpa bjhHpy; epWtd=;fspy; KjyPL bra;tjhFk;.
ii) tiuaWf;fg;gl;l bghWg;g[tiuaWf;fg;gl;l bghWg;g[tiuaWf;fg;gl;l bghWg;g[tiuaWf;fg;gl;l bghWg;g[ g=;Fjhuhpd; bghWg;g[ tiuaWf;fg;gl;ljhFk;. g=;Fjhuhpd; ,lh; vd;gJ g=;Ffspd; Kfkjpg;gpy; brYj;jg;glhj bjhif kl;Lnk bghWg;ghFk;. bghWg;g[Wjp epWkkhf ,Ue;jhy; vt;tst[ bjhiff;F cj;jputhjk; mspj;Js;shnuh mj;bjhifiaf; fiyg;gpd; bghGJ mth; brYj;j ntz;Lk;.
iii) g=;Ffs; khw;wk;g=;Ffs; khw;wk;g=;Ffs; khw;wk;g=;Ffs; khw;wk; ,uz;L jdpg;gl;l egh;fSf;fpilna g=;Ffs; khw;wk; vd;gJ vspJ. Mfnt KjyPL vd;gJ vspikahd xd;whFk;. xU g=;Fjhuh; g=;Ffis vspjhf th=;ft[k;/ tpw;W gzkhf;ft[k; Koa[k;.
2. 2. 2. 2. jdp epWkk; vd;why; vd;d>jdp epWkk; vd;why; vd;d>jdp epWkk; vd;why; vd;d>jdp epWkk; vd;why; vd;d> � jdp epWkk; vd;gJ epWk=;fspy; xUtif. ,e;epWkk; Fiwe;j gl;rk; 2 g=;Fjhuh;fs; kw;Wk; 2 ,af;Feh;fisf; bfhz;L bray;glyhk;. � jdp epWk=;fspy; g=;Ffs; khw;wk; bra;tijr; r=;f eilKiw jilbra;fpwJ. � gj;jpu=;fSf;fhf miHg;g[ tpLg;gija[k; jilbra;fpwJ. � jw;bghGJ epWkj;jpd; g=;Fjhuh;fshf mjpfgl;rkhf 200 egh;fs; tiu mDkjpf;f epWkr;rl;lk; @d;W Kiwfs; mikf;fyhk; � mitahtd. (m) jdpepWkk; (M) rpwpa jdp tiuaWf;fg;gl;l epWkk; (,) xU egh; jdp epWkk;.
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3. 3. 3. 3. muR epWkk; vd;why; vd;d>muR epWkk; vd;why; vd;d>muR epWkk; vd;why; vd;d>muR epWkk; vd;why; vd;d>
� 1956Mk; Mz;L ,e;jpa epWkr;rl;lk; gphpt[ 617/ muR epWk=;fs; vd;gJ 51%f;F
nkyhd brYj;jg;gl;l @yjdk;,kj;jpa muR[ khepy muR my;yJ khepy muRfs; [ gFjp kj;jpa muR kw;Wk; gFjp xd;W my;yJ xd;Wf;F nkw;gl;l khepy muRfs; itj;jpUe;jhy; mtw;iwna muR epWk=;fs; vd;W miHf;fg;gLk;. � muR epWkj;jpd; Jiz epWkKk; muR epWkk; vd;W miHf;fg;gLk;. � ,t;tif epWk=;fs; jdp epWk=;fshf gjpt[ bra;ag;gl;;lhYk; mjd; nkyhz;ika[k; fl;Lg;ghLk; murplnk ,Uf;Fk;.
4. 4. 4. 4. may;ehl;L epWkk; vd;why; vd;d>may;ehl;L epWkk; vd;why; vd;d>may;ehl;L epWkk; vd;why; vd;d>may;ehl;L epWkk; vd;why; vd;d> � may;ehl;L epWkk; vd;gJ xU epWkk; ,e;jpahtpw;F btspapy; ntWehLfspd; gjpt[ bra;ag;gl;l epWkj;ijf; Fwpf;Fk;. mit may;ehl;L epWkk; vdg;gLk;.
IV. bgUbgUbgUbgUtpil tpdhf;fs; tpil tpdhf;fs; tpil tpdhf;fs; tpil tpdhf;fs; ::::
1. 1. 1. 1. mikg;g[ Kiwnal;oy; ml=;mikg;g[ Kiwnal;oy; ml=;mikg;g[ Kiwnal;oy; ml=;mikg;g[ Kiwnal;oy; ml=;fpa[s;s bghUslf;f=;fs; ahit>fpa[s;s bghUslf;f=;fs; ahit>fpa[s;s bghUslf;f=;fs; ahit>fpa[s;s bghUslf;f=;fs; ahit>((((CHOOSE ANY FIVE POINTS) mikg;g[ Kiwnal;od; cs;slf;fkmikg;g[ Kiwnal;od; cs;slf;fkmikg;g[ Kiwnal;od; cs;slf;fkmikg;g[ Kiwnal;od; cs;slf;fk;;;;
i) bgah; Fwpj;j cl;gphpt[bgah; Fwpj;j cl;gphpt[bgah; Fwpj;j cl;gphpt[bgah; Fwpj;j cl;gphpt[ bgah; Fwpj;j cl;gphptpy; xU epWtdj;jpw;Fr; rl;lg;g{h;tkhf m=;fPfhpj;j bgah;
Fwpg;gplg;gl;oUf;Fk;. Vw;fdnt eilKiwapy; cs;s epWkj;jpd; bgaiu xj;jpUj;jy; TlhJ. mikg;g[ Kiwnal;oy; cWg;gpdh;fSf;F bghWg;g[ tiuaWf;fg;gl;Ls;sjhy;
epWkj;jpd; bgaUld; “tiuaWf;fg;gl;lJ” vd;w thh;j;ijiar; nrh;f;f ntz;Lk;.
ii) ,lk; Fwpj;j cl;gphpt[,lk; Fwpj;j cl;gphpt[,lk; Fwpj;j cl;gphpt[,lk; Fwpj;j cl;gphpt[ ,g;gphpt[ epWkj;jpd; gjpt[ mYtyfk; v=;F mike;Js;sJ vd;gJ gw;wpj; bjhptpf;fpwJ. jfty; bjhlh;gpw;fhf epWkj;jpd; gjpt[ mYtyfk; mike;Js;s ,lj;ija[k; kw;Wk; gjpntLfs; v=;F itf;fg;gl;Ls;sJ vd;gJ Fwpj;Jk; bjhptpf;fpwJ. bjhHpy; bjhl=;Ftjw;F Kd;ng epWkj;jpd; gjpt[ mYtyfj;ijj; bjhptpf;f ntz;Lk;.
iii) nehf;fk; Fwpj;j cl;gphpt[nehf;fk; Fwpj;j cl;gphpt[nehf;fk; Fwpj;j cl;gphpt[nehf;fk; Fwpj;j cl;gphpt[ ,g;gphpt[ epWkj;jhy; bray;gLj;jf; Toa nehf;f=;fs; midj;ija[k; ,jpy; Fwpg;gplg;gl;oUf;Fk;. g=;Fjhuh;fspd; njitfisa[k; kw;Wk; epjp Mjhuj;ija[k; gad;gLj;JtJ Fwpj;Jk; ,jpy; tptu=;fs; ,Uf;Fk;. epWkj;jpd; Jiz nehf;f=;fs; @yk; epWkj;jpd; Kf;fpa nehf;f=;fis milaj; njitahd tHpKiwfSk; tpsf;fg;gl;oUf;Fk;. nehf;f=;fs; epWk=;fs; rl;lj;ij kPwpnah my;yJ bghJ eyj;jpw;F vjpuhft[k; ,Uf;ff;TlhJ.
iv) bghWg;g[f; Fwpj;j cl;gphpt[bghWg;g[f; Fwpj;j cl;gphpt[bghWg;g[f; Fwpj;j cl;gphpt[bghWg;g[f; Fwpj;j cl;gphpt[ bghWg;g[f; Fwpj;j cl;gphpt[ vd;gJ bghWg;g[Wjp epWkkhapd; mJ fiyg;gpw;Fs;shf nehpLk; nghJ/ mjd; epWkr; brhj;Jfs; me;j epWkj;jpd; epjprhh; bghWg;g[fisj; jPh;f;f ,ayhj epiyapy; xt;nthh; cWg;gpdUk; tH=;Ftjhf cj;jputhjk; mspj;j bjhif ,=;Ff; Fwpg;gplg;gLk;. ,nj bghWg;g[Wjp epWkj;jpd; g=;Fjhuh;fspd; bghWg;g[ vd;gJ g=;Ffis itj;Js;s mst[k; fiyg;gpd; bghGJ jUfpd;w bjhif kw;Wk; fiyg;g[r; bryt[k; ml=;Fk;.
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v) Kjy; Fwpj;j cl;gphpt[Kjy; Fwpj;j cl;gphpt[Kjy; Fwpj;j cl;gphpt[Kjy; Fwpj;j cl;gphpt[ Kjy; gphpt[ vd;gJ epWkj;jpd; m=;fPfhpf;fg;gl;l g=;F Kjy;/ g=;Ffspd; tiffs; kw;Wk; bgaust[ Kjy; ( xU g=;fpd; Fiwe;jg;gl;r kjpg;g[ ) Mfpait gw;wp tpthpf;fpwJ. epWkj;jpd; brhj;Jfs; gw;wpa[k; ,g;gphpt[ Fwpg;gpLfpwJ.
vi) mikg;g[ Fwpj;j cl;gphpt[mikg;g[ Fwpj;j cl;gphpt[mikg;g[ Fwpj;j cl;gphpt[mikg;g[ Fwpj;j cl;gphpt[ g=;Fjhuh;fs; jh=;fs; xd;wpize;J epWkkhf bray;gl tpUk;g[k; j=;fspd; tpUg;gj;ij ,g;gphpt[ btspg;gLj;JfpwJ. bghJ epWkk; vdpy; VG egh;fSk;/ jdp epWkk; vdpy; ,uz;L egh;fSk;/ mikg;g[ Kiwnal;oy; rhl;rpfs; Kd;dpiyapy; ifbaGj;J ,l ntz;Lk;.
2. 2. 2. 2. bray;Kiw tpjpfspy; ml=;fpa[s;s bghUslf;f=;fs; ahit>bray;Kiw tpjpfspy; ml=;fpa[s;s bghUslf;f=;fs; ahit>bray;Kiw tpjpfspy; ml=;fpa[s;s bghUslf;f=;fs; ahit>bray;Kiw tpjpfspy; ml=;fpa[s;s bghUslf;f=;fs; ahit> bray;Kiw tpjpfs; vd;gJ epWkj;jpd; Kf;fpa MtzkhFk;. ,jpy; cWg;gpdh;fspd; flikfs; kw;Wk; bghWg;g[fs; bjspthff; Fwpg;gplg;gl;oUf;Fk;. ,e;j Kf;fpa Mtzk; epWkj;ijg; gjpt[ bra;a[k; bghGJ epWkk; gjpthshplk; rkh;g;gpf;f ntz;Lk;. epWkr;rl;lj;jpd; Fwpg;gpl;Ls;sthW ,e;j Mtzk; epWkk; vt;thW bray;gl
ntz;Lk; vd;gjw;fhd epWkj;jpd; Jiz tpjpfshff; fUjg;gLk;. ml;ltiz ‘m’
(Table A) epWkj;jpd; cl;fl;likg;g[ tpjpfis btspg;gLj;Jk; MtzkhFk;. bray;Kiw tpjpfspd; cs;slf;fk;bray;Kiw tpjpfspd; cs;slf;fk;bray;Kiw tpjpfspd; cs;slf;fk;bray;Kiw tpjpfspd; cs;slf;fk;
bray;Kiw VL vd;gJ Tl;Lg;g=;F epWkj;ij vg;go md;whlk; elj;jpr; bry;tJ vd;w tptuj;ijj; jh=;fpa VL/ ,jpy; fPH;f; Fwpg;gpl;Ls;s tptu=;fs; ,Uf;Fk;.
i) g=;Ffs;/ g=;F @yjdk;/ g=;Ffspd; kjpg;g[ kw;Wk; g=;Ffspd; tiffs;. ii) xt;bthU tif g=;Feh;fspd; chpikfs; mjhtJ Xl;Lhpik g=;fhjhak;/ g=;F Kjiy jpUk;gg; bgWjy; nghd;wit. iii) g=;Ffs; kw;Wk; fldPl;Lg;gj;jpu=;fs; btspaPL bjhlh;ghd tpjpfs;. iv) g=;Ffs; kPjhd miHg;g[g; gzj;ij brYj;j miHg;g[ tpLj;jy; bjhlh;ghd tpjpKiwfs;. v) g=;Fkhw;wk; Fwpj;j tpjpfs;. vi) g=;fhjhak; mwptpj;jy;. vii) epWkj;jpd; fld; th=;Fk; mjpfhuk;. viii) ,af;Feh;fspd; epakdk;/ Cjpak; kw;Wk; ePf;fk;. ix) Tl;l=;fis elj;Jjy;/ gfuhs;/ Fiwbtz; nghd;wit bjhlh;ghd eilKiwfs;. x) epWkj;jpd; fzf;F itg;g[ kw;Wk; jzpf;if bjhlh;ghd eilKiwfs.; xi) epWkj;jpd; bghJ Kj;jpiu. xii) epWkf; fiyg;g[j; bjhlh;ghd eilKiwfs;.
3.3.3.3. jftywpf;if vd;why; vd;d>jftywpf;if vd;why; vd;d>jftywpf;if vd;why; vd;d>jftywpf;if vd;why; vd;d> bghUs;bghUs;bghUs;bghUs;
� epWkr;rl;lk; gphpt[ 2 (26) jftywpf;iff;F gpd;tUkhW tiutpyf;fzk; tH=;FfpwJ. xU bghJ tiuaiw epWkk; jhd; btspapLk; g=;Ffisa[k; fldPl;L gj;jpu=;fisa[k; th=;FkhW bghJ kf;fSf;F miHg;g[ tpLf;Fk; xU Mtzk; jftywpf;if vdg;gLk;. � bghJ kf;fsplkpUe;J itg;g[fisg; bgWtjw;fhf btspaplg;gLk; tpsk;guk; jftywpf;ifahfnt fUjg;gLk;.
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4.4.4.4. gd;dhl;L epWtdk; vd;why; vd;d>gd;dhl;L epWtdk; vd;why; vd;d>gd;dhl;L epWtdk; vd;why; vd;d>gd;dhl;L epWtdk; vd;why; vd;d> gd;dhl;L epWk=;fs;gd;dhl;L epWk=;fs;gd;dhl;L epWk=;fs;gd;dhl;L epWk=;fs;
gd;dhl;L epWk=;fs; vd;gJ (MNC) kpfg;bghpa bjhHpyikg;ghFk;. mt;tikg;g[ gpd;tUkhW bray;gLk;.
i) ,jd; bray;ghLfs; xd;Wf;F nkw;gl;l ehLfspy; bray;gl ntz;Lk;. ii) gy ehLfspy; ,jd; cw;gj;jp/ re;ijapay; kw;Wk; Muha;r;rp eltof;iffs; vd cyfstpy; eilbgWfpwJ. iii) jdJ ,yhgj;ij cyfj;jpd; gy;ntW ehLfspypUe;J <l;Lfpd;wJ. cjhuzk;cjhuzk;cjhuzk;cjhuzk; ? ikf;nuh rhg;l; epWtdk;/ nehf;fpnah epWtdk;/ be!;l;ny/ nfhnfh
nfhyh/ IBM, bgg;rpf;nfh/ nrhdp fhh;g;gnu&d;
5.5.5.5. gpog;g[/ Jiz epWk=;fs; gw;wp tpsf;Ff>gpog;g[/ Jiz epWk=;fs; gw;wp tpsf;Ff>gpog;g[/ Jiz epWk=;fs; gw;wp tpsf;Ff>gpog;g[/ Jiz epWk=;fs; gw;wp tpsf;Ff> gpog;g[ epWk=;fsgpog;g[ epWk=;fsgpog;g[ epWk=;fsgpog;g[ epWk=;fs;;;; gphpt[ 2 (87) gpog;g[ epWkk; vd;gJ kw;bwhU epWkj;jpd;
� bgUk;ghd;ik ,af;Feh;fis epakpf;ft[k; my;yJ ePf;Fk; mjpfhuk; bgw;wpUf;Fk; epWkk;/ � epWkj;jpd; bkhj;jg; g=;F Kjypy; 50 tpGf;fhl;ow;Fk; mjpfkhd g=;Ffis itj;jpUf;Fk; epWkk; me;epWkk; gpog;g[ epWkk; vdg;gLk;. mJ fl;Lg;gLj;Jk; epWkk; Jiz epWkk;
vdg;gLk;. xU gpog;g[ epWkk; vj;jid Jiz epWk=;fis ntz;LkhdhYk; eph;tfpf;fyhk;.
Jiz epWk=;fs;Jiz epWk=;fs;Jiz epWk=;fs;Jiz epWk=;fs; � me;epWkj;jpd; bkhj;j g=;F Kjypy; 50 tpGf;fhl;ow;Fk; mjpfkhd g=;Ffis kw;bwhU epWkk; itj;jpUe;jhYk;. � bgUk;ghd;ik ,af;Fdh;fis epakpf;ft[k;/ ePf;ft[k; mjpfhuk; bgw;wpUe;jhYk;/
mt;thW fl;Lg;gLj;jg;gLk; epWkk; Jiz epWkk; MFk;. vLj;Jf;fhl;lhf H vd;w epWkk; S vd;w epWkj;jpd; bkhj;j g=;F Kjypy; 50
tpGf;fhl;ow;Fk; mjpfkhd g=;Ffis bgw;wpUe;jhy; H vd;w epWkk; gpog;g[ epWkk;
MFk;. S vd;w epWkk; H vd;w epWkj;jpd; Jiz epWkk; MFk;. ****************************************************************
myFmyFmyFmyF– 2 bbbbjhHpyjhHpyjhHpyjhHpy; mik; mik; mik; mik��fspd; fspd; fspd; fspd; ������������������������
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 7777 !"#ற* அைம��
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. 1. 1. 1. Tl;Lwt[ mikg;gpy; cWg;gpdh;fs;Tl;Lwt[ mikg;gpy; cWg;gpdh;fs;Tl;Lwt[ mikg;gpy; cWg;gpdh;fs;Tl;Lwt[ mikg;gpy; cWg;gpdh;fs; m. ahh; ntz;LkhdhYk; cWg;gpdh; Mf KoahJ M. njh;e;bjLf;fg;gl ntz;Lk; ,. ahh; ntz;LkhdhYk; ,Uf;fyhk; <. nkw;fz;ltw;wpy; vJtkpy;iy
tpil : ,,,, 2. 2. 2. 2. Tl;Lwt[ njhy;tpailtjw;fhd fhuzk;Tl;Lwt[ njhy;tpailtjw;fhd fhuzk;Tl;Lwt[ njhy;tpailtjw;fhd fhuzk;Tl;Lwt[ njhy;tpailtjw;fhd fhuzk; m. tuk;gw;w cWg;gpdh; M. buhf;f tpahghuk; ,. jtwhd eph;thfk; <. ,Hg;g[[ Vw;gLtjhy; tpil : ,,,,
3. 3. 3. 3. midj;J Tl;Lwt[fSk; epWtg;gLtjw;Fmidj;J Tl;Lwt[fSk; epWtg;gLtjw;Fmidj;J Tl;Lwt[fSk; epWtg;gLtjw;Fmidj;J Tl;Lwt[fSk; epWtg;gLtjw;F m. bjhz;L epWtd nehf;fk; M. nrit nehf;fk; ,. ,yhg nehf;fk; <. rPh;jpUj;j nehf;fk; tpil: MMMM
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4. 4. 4. 4. Efh;nthh; Tl;Lwt[ ????? Kjd; Kjyhf btw;wEfh;nthh; Tl;Lwt[ ????? Kjd; Kjyhf btw;wEfh;nthh; Tl;Lwt[ ????? Kjd; Kjyhf btw;wEfh;nthh; Tl;Lwt[ ????? Kjd; Kjyhf btw;w pbgw;wJpbgw;wJpbgw;wJpbgw;wJ m. ,=;fpyhe;J M. mbkhpf;fh ,. Rtp!; <. ,e;jpah tpil: mmmm
5. 5. 5. 5. uhf;nly; brhirapl;o njhw;Wtpj;jth;uhf;nly; brhirapl;o njhw;Wtpj;jth;uhf;nly; brhirapl;o njhw;Wtpj;jth;uhf;nly; brhirapl;o njhw;Wtpj;jth;
m. uhgh;l; Xbtd; M. H.C.fhy;bth;l; ,. lhy;khf;fp <. yk;ngh;l; tpil : mmmm
II. FWtpil tpdhf;fsFWtpil tpdhf;fsFWtpil tpdhf;fsFWtpil tpdhf;fs ;; ;;
1. 1. 1. 1. Tl;Lwt[ mikg;g[ vd;why; vd;d>Tl;Lwt[ mikg;g[ vd;why; vd;d>Tl;Lwt[ mikg;g[ vd;why; vd;d>Tl;Lwt[ mikg;g[ vd;why; vd;d> � cWg;gpdh;fshy;/ cWg;gpdh;fSf;fhf jh=;fshfnt ,ize;J elj;jg;gLk; tzpf mikg;ng Tl;LwthFk;. ,jpy; yhgj;ij tpl nritfSf;nf mjpf Kf;fpaj;Jtk; tH=;fg;gLk;.
2. 2. 2. 2. Tl;Lwt[ tiuaW.Tl;Lwt[ tiuaW.Tl;Lwt[ tiuaW.Tl;Lwt[ tiuaW.
� “Tl;Lwt[r; r=;fk; vd;gJ/ cWg;gpdh;fspd; bghUshjhu eyidg; bgUf;fpf; bfhs;tjw;fhf/ kdpjh;fs; vd;w Kiwapy; rkj;Jt mog;gilapy; kf;fs; mth;fshfnt xd;WgLk; mikg;ng Tl;Lwt[ . ? ? ? ? H.fhy;nth;l;fhy;nth;l;fhy;nth;l;fhy;nth;l; � “Tl;Lwt[ vd;gJ/ rpwe;j tptrhak;/ rpwe;j tzpfk; kw;Wk; rpwe;j thH;f;if KiwahFk;”. ? rh; b? rh; b? rh; b? rh; b\\\\hnu!; g;s=;bfl;hnu!; g;s=;bfl;hnu!; g;s=;bfl;hnu!; g;s=;bfl;
3. 3. 3. 3. fld; Tl;Lwt[ tpsf;Ff>fld; Tl;Lwt[ tpsf;Ff>fld; Tl;Lwt[ tpsf;Ff>fld; Tl;Lwt[ tpsf;Ff> � cWg;gpdh;fl;F FWfpafhy fld; tH=;Fjy; njh;r;rp bgw;w r=;fk; fld; r=;fk; MFk;. ntshz;ikapdh;/ iftpid+h;fs; bjhHpy; g[hpgth;fs;/ Cjpak; <l;Lfpwth;fs; nghd;nwhh;f;F fldspf;Fk; cd;dj gzpia fld; r=;f=;fs; ey;fp tUfpd;wd. � t=;fpfsplk; ,Ue;J fld; bgwKoahky; cs;ehl;L egh;fsplkpUe;J mjpf tl;oapy; fld; th=;fp rPuHpa[k; gyiu Fiwthd tl;oapy; fld; <e;J mth;fis ,ilepiyah; gpoapypUe;J kPl;LtUk; cd;djkhd r=;fk; fld; r=;f=;fs;.
� fld; r=;f=;fs; ntshz; fld; r=;fkhfnth my;yJ ntshz; rhuh r=;fkhfnth ,Uf;fyhk;.
4. 4. 4. 4. Tl;Lwt[r; r=;fj;jpy; Fiwe;j thp brYj;j Koa[kh>Tl;Lwt[r; r=;fj;jpy; Fiwe;j thp brYj;j Koa[kh>Tl;Lwt[r; r=;fj;jpy; Fiwe;j thp brYj;j Koa[kh>Tl;Lwt[r; r=;fj;jpy; Fiwe;j thp brYj;j Koa[kh>
� Fiwe;j thp brYj;j Koa[k;. Vbddpy; muR/ Tl;Lwt[ r=;f=;fis Cf;Ftpf;f gytif thpr;rYiffis tH=;fp tUfpwJ vd;gjpypUe;J Fiwe;j thp brYj;j Koa[k; vd;gJ ekf;F bjspthfpwJ.
5.5.5.5. ,uhf;nly; Kd;ndhofs; vd;gth; ahh;>,uhf;nly; Kd;ndhofs; vd;gth; ahh;>,uhf;nly; Kd;ndhofs; vd;gth; ahh;>,uhf;nly; Kd;ndhofs; vd;gth; ahh;> � Kjypy; Tl;Lwt[ ,af;fk; 1844 Mk; Mz;L uhg;h;l; Xtd; vd;gtuhy; Muk;gpf;fg;gl;lJ. ,=;fpyhe;jpy; 28 berthsh; cWg;gpdh;fisf; bfhz;l
Efh;nthh; Tl;Lwt[r; rKjhaj;ij cUthf;fp “uhf;nly; rkkhd Kd;ndhuhf;nly; rkkhd Kd;ndhuhf;nly; rkkhd Kd;ndhuhf;nly; rkkhd Kd;ndhofspd; ofspd; ofspd; ofspd;
brhirl;obrhirl;obrhirl;obrhirl;o” vd;W mth; miHj;jhh;.
III. rpWrpWrpWrpWtpiltpiltpiltpil tpdhf;fs;tpdhf;fs;tpdhf;fs;tpdhf;fs;
1. 1. 1. 1. Tl;Lwt[fspd; FiwghLfis tpthp ( vitnaDk; @d;W)Tl;Lwt[fspd; FiwghLfis tpthp ( vitnaDk; @d;W)Tl;Lwt[fspd; FiwghLfis tpthp ( vitnaDk; @d;W)Tl;Lwt[fspd; FiwghLfis tpthp ( vitnaDk; @d;W)
i) msthd epjp Mjhu=;fs;msthd epjp Mjhu=;fs;msthd epjp Mjhu=;fs;msthd epjp Mjhu=;fs;
� Tl;Lwt[r; r=;f epWk=;fspd; epjp Mjhuk; gpw mikg;g[fisf; fhl;oYk; Fiwt[. cWg;gpdh; fl;lzk; Fiwt[.
� nkYk; cWg;gpdh;fspd; g=;F Kjy; Fiwthf ,Ug;gjhy;/ Tl;Lwt[r; r=;f=;fspdhy; bgUk; Kjy; jpul;o ngust[ tpahghuj;jpy; <Lgl Kotjpy;iy.
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� nkYk; Tl;Lwt[r; r=;f=;fs; j=;fspd; bray;ghl;il Fwpg;gpl;l mstpw;F nky; tphpthf;f Koahky; jtpj;J tUfpd;wd.
ii) jd;dpr;irahf bray;gl Koahikjd;dpr;irahf bray;gl Koahikjd;dpr;irahf bray;gl Koahikjd;dpr;irahf bray;gl Koahik
� Tl;Lwt[r; r=;f=;fs; murpd; gpoapy; my;yJ nkw;ghh;itapy; ,a=;fp tUtjpdhy;/ murpd; fl;Lg;ghl;L tpjp Kiwfs; FWf;fPLfs; r=;f=;fis jd;dpr;irahf bray;gl mDkjpg;gjpy;iy. mtw;wpd; jd;dhl;rp chpik Klf;fg;gLfpwJ.
iii) ehzakw;w eph;thf cWg;gpdh;fs;ehzakw;w eph;thf cWg;gpdh;fs;ehzakw;w eph;thf cWg;gpdh;fs;ehzakw;w eph;thf cWg;gpdh;fs;
� eph;thf FGtpy; ,Ug;gth;fs; ehzaj; jd;ik Fd;wpath;fshf ,Uf;f neh;e;jhy; r=;f=;fspd; epjpia ifahly; bra;J r=;f=;fis ghjhsf; FHpapy; js;spg; g[ijf;Fk; tha;g;g[ cs;sJ.
2. 2. 2. 2. tPl;Ltrjp Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf.tPl;Ltrjp Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf.tPl;Ltrjp Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf.tPl;Ltrjp Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf. � cWg;gpdh;fl;;F brhe;jkhfnth my;yJ thliff;nfh tPLfis bgw;Wj; jUk; r=;f=;fns tPl;Ltrjp Tl;Lwt[r; r=;f=;fs; vdg;gLfpd;wd. � brhe;jkhf tPL fl;l tpiHa[k; md;gh;fs; midtUk; xd;W jpuz;L tPLfl;l Tl;Lwt[r; r=;f=;fis epWt[fpd;wdh;. ,r;r=;f=;fs; cWg;gpdh;fl;F Rkhh; 10 Kjy; 20 Mz;L fhy jtizapy; tPl;Lfld; <e;J mth;fis brhe;j tPL fl;of;bfhs;s cjt[fpd;wd. � rpy tPl;L r=;f=;fs; bkhj;jkhf fhyp epy=;fis th=;fp/ tPLfl;o cWg;gpdh;fl;F thliff;F tPLfis tplt[k; bra;fpd;wd. thliff;F Fo ,Uf;Fk; egh; me;j tPl;oy; KG kjpg;iga[k; brYj;jp chpikahsuhf Mft[k; Koa[k;.
3. 3. 3. 3. jahhpg;ghsh;fs; Tl;Lwt[r; r=;fk; jahhpg;ghsh;fs; Tl;Lwt[r; r=;fk; jahhpg;ghsh;fs; Tl;Lwt[r; r=;fk; jahhpg;ghsh;fs; Tl;Lwt[r; r=;fk; vd;why; vd;d>vd;why; vd;d>vd;why; vd;d>vd;why; vd;d> � cw;gj;jpahsh; Tl;Lwt[r; r=;f=;fs; cw;gj;jpahsh;fshy; Muk;gpf;fg;gl;L elj;jg;gLfpwJ. cw;gj;jpahsh;fs; midtUk; xU ika ,lj;jpw;F te;J cw;gj;jp eltof;iffspy; <Lglyhk; my;yJ mtuth; ,Ug;gplj;jpy; cw;gj;jp bra;J Kot[w;;w bghUis r=;fj;jplk; xg;gilf;fyhk;. � ,t;tif cw;gj;jp r=;f=;fs; bryit Fiwj;J cw;gj;jp bra;ag;gl;l bghUis ikakhfj; jpul;o xl;L bkhj;jkhf re;ij ,Lfpd;wd. � Tl;Lwt[ berthsh;fs; r=;fk;/ Tl;Lwt[ jPg;bgl;o jahhpg;ghsh; r=;fk;/ jr;R bjhHpyhsh; Tl;Lwt[r; r=;fk; nghd;w r=;f=;fs; Tl;Lwt[ cw;gj;jpahsh; r=;fj;jpw;F cjhuzkhf tps=;Ffpd;wd.
4. 4. 4. 4. Tl;Lwt[ cHt[r; r=;fk; gw;wpr; rpW Fwpg;g[ tiuf.Tl;Lwt[ cHt[r; r=;fk; gw;wpr; rpW Fwpg;g[ tiuf.Tl;Lwt[ cHt[r; r=;fk; gw;wpr; rpW Fwpg;g[ tiuf.Tl;Lwt[ cHt[r; r=;fk; gw;wpr; rpW Fwpg;g[ tiuf. � cs;Ahpy; ,Uf;Fk; ntshz; Fofs; j=;fspd; epy=;fis jdpj;jdpna gaphpLtjw;F gjpyhf mth;fs; midtUk; xd;whf ,ize;J j=;fspd; epy=;fis xd;whfj; jpul;o ngustpy; tptrhak; bra;a cjt[k; r=;fnk Tl;Lwt[ cHt[r; r=;fk; vdg;gLk;.
� midj;J tptrhapfs; epyj;ij xd;W jpul;o r=;fkhf bray;gl;lhYk; mth;fspd; epy chpik ghjpf;fg;glhJ. mth;fs; midtUk; r=;fk; mikj;J mth;fns eph;thff; FGit njh;e;bjLj;J cHt[ r=;fj;ij eph;tfpf;f ntz;Lk;. Tl;lhfg; gaphpl ntz;Lk;. eph;thff;FG re;ijapd; njitf;F Vw;g jl;g btg;g epiyia xl;o ve;j gaph; bra;tJ ve;j mstpy; bra;tJ vd Kot[ bra;a[k;.
5. 5. 5. 5. bjhHpy;Jiwf; Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf.bjhHpy;Jiwf; Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf.bjhHpy;Jiwf; Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf.bjhHpy;Jiwf; Tl;Lwt[ gw;wpr; rpW Fwpg;g[ tiuf. � ,e;jr; r=;f=;fs; rpW bjhHpy; bra;a[k; cw;gj;jpahsh;fshy; elj;jgg;LfpwJ. � Tl;Lwt[ Kiwapy;/ rpW bjhHpy; kw;Wk; Foirj; bjhHpy; mikf;f ,e;jr; r=;fk; kpFe;j cjtp g[hpfpd;wJ.
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� cw;gj;jpg; bghUl;fspd; juj;ij cah;j;Jk; @yg;bghUl;fisg; bgw/ ,e;j r=;f=;fs; kpFe;j cjtpg[hpfpd;wd.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. Tl;Lwtpd; bfhs;iffs; vd;d (VnjDk; 5)>Tl;Lwtpd; bfhs;iffs; vd;d (VnjDk; 5)>Tl;Lwtpd; bfhs;iffs; vd;d (VnjDk; 5)>Tl;Lwtpd; bfhs;iffs; vd;d (VnjDk; 5)>
i) jd;dhh;t kw;Wk; cWg;gpduhftjw;Fj; jilapy;yh tha;g;g[jd;dhh;t kw;Wk; cWg;gpduhftjw;Fj; jilapy;yh tha;g;g[jd;dhh;t kw;Wk; cWg;gpduhftjw;Fj; jilapy;yh tha;g;g[jd;dhh;t kw;Wk; cWg;gpduhftjw;Fj; jilapy;yh tha;g;g[ Tl;Lwt[ vd;gJ jd;dhh;t mikg;g[fshFk;. mjd; nritfisg; ghypdk;/ r@f/ ,d/ murpay; my;yJ kj ghFghL ,y;yhky; midtUk; bgw;Wg; gad; milayhk;.
ii) kf;fshl;rp Kiwapy; cWg;gpdh; fl;LghLkf;fshl;rp Kiwapy; cWg;gpdh; fl;LghLkf;fshl;rp Kiwapy; cWg;gpdh; fl;LghLkf;fshl;rp Kiwapy; cWg;gpdh; fl;LghL Tl;Lwt[ kf;fshl;rp Kiwapy; mjd; cWg;gpdh;fshy; fl;Lg;gLj;jg;gLfpwJ. cWg;gpdh;fs; Tl;Lwtpd; nritfisg; gad;gLj;Jgth;fshfnth/ bfhs;iffis mikg;gjpYk;/ Kot[fis vLg;gjpYk; jPtpukhf j=;fis <LgLj;jpf; bfhs;fpwhh;fs;.
iii) cWg;gpdh;fspd; bghUshjhu g=;fspg;g[cWg;gpdh;fspd; bghUshjhu g=;fspg;g[cWg;gpdh;fspd; bghUshjhu g=;fspg;g[cWg;gpdh;fspd; bghUshjhu g=;fspg;g[ cWg;gpdh;fs; Tl;Lwt[ @yjdj;ij rkkhf $dehaf Kiwapy; g=;fspj;J fl;Lg;gLj;Jfpd;wdh;. ,e;j ed;ikfs; cWg;gpdh;fs; @yjdj;jhy; KjyPL bra;tij tpl xj;JiHg;g[ld; elj;Jk; tpahghu tpfpjj;jpy; ,Uf;Fk;.
iv) jd;dhl;rp kw;Wk; Rje;jpuk;jd;dhl;rp kw;Wk; Rje;jpuk;jd;dhl;rp kw;Wk; Rje;jpuk;jd;dhl;rp kw;Wk; Rje;jpuk; Tl;Lwt[ epWtd=;fs; j=;fs; cWg;gpdh;fshy; fl;Lg;gLj;jg;gLk; jd;dhl;rp/ Ra cjtp mikg;g[fs; MFk;. Tl;Lwt[ epWtd=;fs; kw;w mikg;g[fSld; xg;ge;j=;fspy; EiHe;jhy; my;yJ @y Mjhu=;fspypUe;J @yjdj;ij cah;j;jpdhy;/ cWg;gpdh;fs; $dehaff; fl;Lg;ghl;il cWjpbra;tnjhL/ Tl;Lwt[r; Rahl;rpiaj; jf;fitj;Jf; bfhs;tjd; mog;gilapy; ,J bra;ag;gLfpwJ.
v) fy;tp/ gapw;rp kw;Wk; jfty;fy;tp/ gapw;rp kw;Wk; jfty;fy;tp/ gapw;rp kw;Wk; jfty;fy;tp/ gapw;rp kw;Wk; jfty; cWg;gpdh;fs;/ njh;e;bjLf;fg;gl;l gpujpepjpfs;/ nkyhsh;fs; kw;Wk; gzpahsh;fSf;fhd fy;tp kw;Wk; gapw;rpaspg;ig Tl;Lwtpy; tH=;Ffpwhh;fs;. mjdhy; mth;fs; Tl;Lwt[ mgptpUj;jpf;F jpwk;gl g=;fspf;f Koa[k;. nkYk; mth;fs; Tl;Lwt[fspd; ,ay;g[ kw;Wk; ed;ikfisg; gw;wp bghJ kf;fSf;Fj; bjhptpf;fpd;whh;.
vi) Tl;Lwt[fSf;fpilna Tl;Lwt[Tl;Lwt[fSf;fpilna Tl;Lwt[Tl;Lwt[fSf;fpilna Tl;Lwt[Tl;Lwt[fSf;fpilna Tl;Lwt[ Tl;Lwt[ cWg;gpdh;fs; j=;fs; cWg;gpdh;fis kpft[k; jpwikahft[k;/ cs;Ah;/ njrpa/ gpuhe;jpa kw;Wk; rh;tnjr fl;likg;g[fs; @yk; xd;whf ,ize;J Tl;Lwt[ ,af;fj;ij gyg;gLj;jt[k; bra;fpd;wdh;.
vii) r@fj;jpw;fhd ftiyr@fj;jpw;fhd ftiyr@fj;jpw;fhd ftiyr@fj;jpw;fhd ftiy Tl;Lwtpy; cWg;gpdh; njitfisg; g{h;j;jp bra;a[k; bghJ/ cWg;gpdh;fs; Vw;Wf;bfhs;Sk; bfhs;iffs; kw;Wk; jpl;l=;fspd; @yk; r@f=;fspd; epiyahd mgptpUj;jpf;fhf Tl;Lwt[r; r=;f=;fs; bray;gLfpd;wd.
2. 2. 2. 2. Tl;Lwt[r; r=;fj;jpd; ed;ikfs; ahit>Tl;Lwt[r; r=;fj;jpd; ed;ikfs; ahit>Tl;Lwt[r; r=;fj;jpd; ed;ikfs; ahit>Tl;Lwt[r; r=;fj;jpd; ed;ikfs; ahit> ed;ikfs;ed;ikfs;ed;ikfs;ed;ikfs;
i) jd;dhh;t epWkk;jd;dhh;t epWkk;jd;dhh;t epWkk;jd;dhh;t epWkk; Tl;Lwt[r; r=;f=;fs; ahh; ntz;LkhdhYk; cWg;gpdh; Mfyhk;. bghJthd
nehf;fKs;s vtUk; ,jd; cWg;gpduhfyhk;. cWg;gpdh; bjhifa[k; kpft[k; Fiwthf ,Ug;gjdhy;/ bghUshjhu hPjpahf gpd;j=;fpath; Kjy; Kd;ndwpath; tiu ahUk; cWg;gpduhf Mf Koa[k;. vtUk; r=;fj;ij tpl;L vg;nghJk; btspnaw jil ,y;iy. cWg;gpdh;fs; jd;dhh;tj;Jld; Kd; te;J r=;fj;jpid mikj;jpl ntz;Lk;.
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ii) vspikahd njhw;Wtpg;g[vspikahd njhw;Wtpg;g[vspikahd njhw;Wtpg;g[vspikahd njhw;Wtpg;g[ Fiwe;jgl;rk; ,sth; my;yhj 25 cWg;gpdh;fs; xd;W nrh;e;J Tl;Lwt[r; r=;fj;jpid Muk;gpf;fyhk;. r=;fj;ij Muk;gpf;f rl;l rl=;Ffs; mjpfk; ,y;iy.
iii) kf;fshl;rpkf;fshl;rpkf;fshl;rpkf;fshl;rp
Tl;Lwt[r; r=;f=;fs; “xU efh; xUthf;F” vd;w nfhl;ghl;oy; ,a=;fptUk; epWkkhFk;. cWg;gpdh; vt;tst[ g=;F itj;jpUe;jhYk; xUthf;F kl;Lnk brYj;j Koa[k;. vdnt bghUshjhu mog;gilapy; Tl;Lwt[ eph;thfj;ij elj;Jtjpy; midtUk; bghJthdth;fns.
iv) rkj;Jt mog;gilapy; ,yhgj;ij gfph;jy;rkj;Jt mog;gilapy; ,yhgj;ij gfph;jy;rkj;Jt mog;gilapy; ,yhgj;ij gfph;jy;rkj;Jt mog;gilapy; ,yhgj;ij gfph;jy; Tl;Lwt[r; r=;f=;fs; <l;Lk; cghp rkj;Jtkhf midtUf;Fk; g=;fpl;L jug;gLfpwJ. ,jd; @yk; Tl;Lwt[r; r=;f=;fspd; midj;J cWg;gpdh;fSk; gad;bgWth;. <l;Lk; cghpapy; 10 tpGf;fhl;il r=;fk; bray;gl;L tUk; gFjp kf;fspd; eyDf;F brytpl ntz;Lk;.
v) tiuaWf;fg;gl;l bghWg;g[tiuaWf;fg;gl;l bghWg;g[tiuaWf;fg;gl;l bghWg;g[tiuaWf;fg;gl;l bghWg;g[ Tl;Lwt[r; r=;fj;jpy; cWg;gpdh;fshf nrh;e;j egh;fspd; bghWg;g[fs; mth;fs; th=;fpa g=;F KjYld; ml=;fp tpLfpwJ. Tl;Lwt[r; r=;f=;fis fiyf;Fk; nghJ me;epWtdj;jpy; epjp bghWg;g[fisj; jPh;f;f cWg;gpdh;fspd; brhe;j brhj;Jf;fis <LgLj;j KoahJ. vdnt cWg;gpdh;fspd; bghWg;g[ mst[ilaJ.
vi) rl;l cUrl;l cUrl;l cUrl;l cU Tl;Lwt[r; r=;f=;fs; rl;lj;jpdhy; tH=;fg;gl;l jdpj;jd;ik bfhz;lJ. vdnt
cWg;gpdh;fspd; ,wg;g[/ Jwg;g[/ behog;g[/ kdepiy rkdpd;ik/ jpwdpHg;g[ nghd;w epfH;t[fs; r=;f=;fspd; Ma[is ghjpg;gjpy;iy.
vii) bghJ eyd;bghJ eyd;bghJ eyd;bghJ eyd; Tl;Lwt[r; r=;f=;fs; Ra cjtp kw;Wk; xUtUf;bfhUth; cjtp g[hpjy; vd;w nfhl;ghl;oy; Muk;gpf;fg;gLtjhy;/ r=;f cWg;gpdh;fs; bghJ eyid vl;l midtUf;Fk; g=;fspf;fpd;wdh;.
viii) rpwg;ghd eph;thfk;rpwg;ghd eph;thfk;rpwg;ghd eph;thfk;rpwg;ghd eph;thfk; Tl;Lwt[r; r=;f=;fs; xU Fwpg;gpl;l gFjpapy; ,a=;FtjhYk; m=;F trpf;Fk;
kdpjh;fshy; Muk;gpf;fg;gLtjhYk;/ cWg;gpdh;fs; midtUk; xd;Wf;Fs;/ xd;whf gHfp/ epWkj;ij midtUk; xd;W nrh;e;J Tl;LiHg;gpy; elj;jp tUfpd;wdh;. vdnt mjd; eph;thfk; rpwg;ghf bray;gLfpwJ.
ix) ,ilepiyaiuj; jtph;j;jy;,ilepiyaiuj; jtph;j;jy;,ilepiyaiuj; jtph;j;jy;,ilepiyaiuj; jtph;j;jy; Tl;Lwt[r; r=;f=;fs; neuoahf jahhpg;ghsh; my;yJ cw;gj;jpahshplk;/
njitg;gLk; bghUl;fis bfhs;Kjy; bra;tjhy; Efh;nthh;fl;F bghUl;fis Fiwthd tpiyapy; tpw;gid bra;fpd;wd. ,jdhy; ,ilepiyah; FWf;fPL vd;w ngr;Rf;nf Tl;Lwt[ jj;Jtj;jpy; ,lkpy;iy. ,ilepiyaiu mfw;wp bgwg;gLk; ,yhgj;ij g=;fpl;L jUtJjhd; Tl;Lwtpd; jj;JtkhFk;.
x) thpr;rYifthpr;rYifthpr;rYifthpr;rYif muRk; Tl;Lwt[r; r=;f=;fis Cf;ftpf;f gytif thpr;rYiffis tH=;fp tUfpd;wJ.
4. 4. 4. 4. Efh;nthh; Tl;Lwt[r; r=;fj;ijg; gEfh;nthh; Tl;Lwt[r; r=;fj;ijg; gEfh;nthh; Tl;Lwt[r; r=;fj;ijg; gEfh;nthh; Tl;Lwt[r; r=;fj;ijg; gw;wpr; rpW Fwpg;g[ tiufw;wpr; rpW Fwpg;g[ tiufw;wpr; rpW Fwpg;g[ tiufw;wpr; rpW Fwpg;g[ tiuf
Efh;nthh; Tl;Lwt[r; r=;f=;fs;Efh;nthh; Tl;Lwt[r; r=;f=;fs;Efh;nthh; Tl;Lwt[r; r=;f=;fs;Efh;nthh; Tl;Lwt[r; r=;f=;fs;
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� Efh;nthh; Tl;Lwit Efh;nthh;fs; Muk;gpf;fpd;wdh;. ,e;j r=;f=;fs; kw;w rpy;yiw tzpfh;fisg; nghy ,yhgk; <l;Ltij kl;Lnk Fwpf;nfhshff; bfhz;L ,a=;fhky;/ kf;fSf;Fj; jukhdg; bghUl;fis/ rpwe;j tpiyapy; tH=;Ftij gpujhd nehf;fkhff; bfhz;L ,a=;fptUk; r=;f=;fshFk;. � Tl;Lwt[r; rpwg;g=;fhoia khzth;fs; Tl;Lwt[r; r=;f=;fs;/ Tl;Lwt[r; rpwg;g=;fhoia khzth;fs; Tl;Lwt[r; r=;f=;fs;/ Tl;Lwt[ kspif r=;f=;fs; nghd;w r=;f=;fs; Efh;nthh; Tl;Lwtpd; xU totk;. fld; xd;wpa=;fs; t=;fpfspd; nritiaa[k; bra;J tUfpd;wd. � fld; xd;wpaj;jpy; 90 kpy;ypad; cWg;gpdh;fs; cs;sdh;fs;. mtw;wpd; brhj;J gy kl=;fpy; bgUfp xU tYthd mikg;ghf ,e;jpahtpy; ntqd;wp cs;sJ vd;why; kpifahfhJ. bghJ tpepnahfj; jpl;lj;ija[k; ,it bray;gLj;jp tUfpd;wd.
3. 3. 3. 3. Tl;Lwt[r; r=;fj;jpd; tiffisf; TWf.Tl;Lwt[r; r=;fj;jpd; tiffisf; TWf.Tl;Lwt[r; r=;fj;jpd; tiffisf; TWf.Tl;Lwt[r; r=;fj;jpd; tiffisf; TWf. Tl;Lwt[r; r=;f=;fspd; tiffs;Tl;Lwt[r; r=;f=;fspd; tiffs;Tl;Lwt[r; r=;f=;fspd; tiffs;Tl;Lwt[r; r=;f=;fspd; tiffs;
Tl;Lwtpd; tiffs;Tl;Lwtpd; tiffs;Tl;Lwtpd; tiffs;Tl;Lwtpd; tiffs;
Efh;nthh;Efh;nthh;Efh;nthh;Efh;nthh; cw;gj;jpahsh;fs;cw;gj;jpahsh;fs;cw;gj;jpahsh;fs;cw;gj;jpahsh;fs; re;ijg;gLj;jy;re;ijg;gLj;jy;re;ijg;gLj;jy;re;ijg;gLj;jy; fld; fld; fld; fld; tPl;Ltrjp cHth;tPl;Ltrjp cHth;tPl;Ltrjp cHth;tPl;Ltrjp cHth;
Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ Tl;Lwt[ m) Efh;ntm) Efh;ntm) Efh;ntm) Efh;nthh; Tl;Lwt[r; r=;f=;fs;hh; Tl;Lwt[r; r=;f=;fs;hh; Tl;Lwt[r; r=;f=;fs;hh; Tl;Lwt[r; r=;f=;fs;
� Efh;nthh; Tl;Lwit Efh;nthh;fs; Muk;gpf;fpd;wdh;. ,e;j r=;f=;fs; kw;w rpy;yiw tzpfh;fisg; nghy ,yhgk; <l;Ltij kl;Lnk Fwpf;nfhshff; bfhz;L ,a=;fhky;/ kf;fSf;Fj; jukhdg; bghUl;fis/ rpwe;j tpiyapy; tH=;Ftij gpujhd nehf;fkhff; bfhz;L ,a=;fptUk; r=;f=;fshFk;.
� Tl;Lwt[r; rpwg;g=;fhoia khzth;fs; Tl;Lwt[r; r=;f=;fs;/ Tl;Lwt[ kspif r=;f=;fs; nghd;w r=;f=;fs; Efh;nthh; Tl;Lwtpd; xU totk;.
M) cw;gj;jpahsh; Tl;Lwt[r; r=;f=;fs;M) cw;gj;jpahsh; Tl;Lwt[r; r=;f=;fs;M) cw;gj;jpahsh; Tl;Lwt[r; r=;f=;fs;M) cw;gj;jpahsh; Tl;Lwt[r; r=;f=;fs; � cw;gj;jpahsh; Tl;Lwt[r; r=;f=;fs; cw;gj;jpahsh;fshy; Muk;gpf;fg;gl;L elj;jg;gLfpwJ. cw;gj;jpahsh;fs; midtUk; xU ika ,lj;jpw;F te;J cw;gj;jp eltof;iffspy; <Lglyhk; my;yJ mtuth; ,Ug;gplj;jpy; cw;gj;jp bra;J Kot[w;w bghUis r=;fj;jplk; xg;gilf;fyhk;.
� ,t;tif cw;gj;jp r=;f=;fs; bryit Fiwj;J cw;gj;jp bra;ag;gl;l bghUis ikakhfj; jpul;o xl;L bkhj;jkhf re;ij ,Lfpd;wd.
,) Tl;Lwt[r; re;ijapL r=;f=;fs;,) Tl;Lwt[r; re;ijapL r=;f=;fs;,) Tl;Lwt[r; re;ijapL r=;f=;fs;,) Tl;Lwt[r; re;ijapL r=;f=;fs; � Tl;Lwt[r; re;ijapL r=;fk; cw;gj;jp bra;ag;gl;l bghUl;fis bkhj;jkhfj; jpul;o mitfisr; re;ijapLk; nehf;fj;jpw;fhf Vw;gLj;jg;gl;l r=;fk;.
� ,r;r=;f=;fs; Kot[w;w bghUl;fisj; juk; gphpg;gJ/ gz;lfj;jpy; itj;J fhg;gJ/ tpsk;guk; bra;tJ/ fl;LtJ/ Vw;WtJ/ mDg;gp itg;gJ nghd;w re;ijaply; gzpfspy; jk;ik <LgLj;jpf; bfhs;Sk; r=;fkhFk;.
� bghUs; njitg;gLk; ,lk; kpf J}uj;jpy; ,Ug;gpDk; m=;F bghUis mDg;gp m=;F bghUSf;F re;ijia rpwe;j tpiyapy; tH=;Ffpd;wd. cWg;gpdh;fl;F mspj;j bghUspd; nghpy; Kd; gz=;fs; tH=;Ffpd;wd.
<) Tl;Lwt[ fld; r=;f=;fs;<) Tl;Lwt[ fld; r=;f=;fs;<) Tl;Lwt[ fld; r=;f=;fs;<) Tl;Lwt[ fld; r=;f=;fs;
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� cWg;gpdh;fl;F FWfpafhy fld; tH=;Fjy; njh;r;rp bgw;w r=;fk; fld; r=;fk; MFk;. ntshz;ikapdh;/ iftpid+h;fs;/ bjhHpy; g[hpgth;fs;/ Cjpak; <l;Lfpwth;fs; nghd;nwhh;f;F fldspf;Fk; cd;dj gzpia fld; r=;f=;fs; ey;fp tpUfpd;wd.
� t=;fpfsplk; ,Ue;J fld; bgwKoahky; cs;ehl;;L egh;fsplkpUe;J mjpf tl;oapy; fld; th=;fp rPuHpa[k; gyiu Fiwthd tl;oapy; fld; <e;J mth;fis ,ilepiyah; gpoapypUe;J kPl;LtUk; cd;djkhd r=;fk; fld; r=;f=;fs;.
� fld; r=;f=;fs; ntshz; fld; r=;fkhfnth my;yJ ntshz; rhuh r=;fkhfnth ,Uf;fyhk;.
c) tPl;L trjp Tl;Lwt[r; r=;f=;fs;c) tPl;L trjp Tl;Lwt[r; r=;f=;fs;c) tPl;L trjp Tl;Lwt[r; r=;f=;fs;c) tPl;L trjp Tl;Lwt[r; r=;f=;fs; � cWg;gpdh;fl;F brhe;jkhfnth my;yJ thliff;nfh tPLfis bgw;Wj;jUk; r=;f=;fs; tPl;Ltrjp Tl;Lwt[r; r=;f=;fs; vdg;gLfpd;wd.
� brhe;jkhf tPL fl;l tpiHa[k; md;gh;fs; midtUk; xd;W jpuz;L tPLfl;l Tl;Lwt[r; r=;f=;fis epWt[fpd;wdh;.
� ,r;r=;f=;fs; cWg;gpdh;fl;F Rkhh; 10 Kjy; 20 Mz;L fhy jtizapy; tPl;L fld; <e;J mth;fis brhe;j tPL fl;of;bfhs;s cjt[fpd;wd.
C) cHth; Tl;Lwt[r; r=;f=;fs;C) cHth; Tl;Lwt[r; r=;f=;fs;C) cHth; Tl;Lwt[r; r=;f=;fs;C) cHth; Tl;Lwt[r; r=;f=;fs; � cs;Ahpy; ,Uf;Fk; ntshz; Fofs; j=;fspd; epy=;fis jdpj;jdpna gaphpLtjw;F gjpyhf mth;fs; midtUk; xd;whf ,ize;J j=;fspd; epy=;fis xd;whfj;jpul;o ngustpy; tptrhak; bra;a cjt[k; r=;fnk Tl;Lwt[ cHt[ r=;fk; vdg;gLk;.
� midj;J tptrhapfs; epyj;ij xd;W jpul;o r=;fkhf bray;gl;lhYk; mth;fspd; epy chpik ghjpf;fg;glhJ.
� mth;fs; midtUk; r=;fk; mikj;J mth;fns eph;thff; FGit njh;e;bjLj;J cHt[ r=;fj;ij eph;tfpf;f ntz;Lk;. Tl;lhfg; gaphpl ntz;Lk;. eph;thff;FG re;ijapd; njitf;f Vw;g jl;g btg;g epiyia xl;o ve;j gaph; bra;tJ ve;j mstpy; bra;tJ vd Kot[ bra;a[k;.
5. 5. 5. 5. Tl;Lwt[Tl;Lwt[Tl;Lwt[Tl;Lwt[r; r=;fj;jpd; epjpiaj; jtwhfg; gad;gLj;j Koa[kh> Mk; vdpy; mjw;fhdf; r; r=;fj;jpd; epjpiaj; jtwhfg; gad;gLj;j Koa[kh> Mk; vdpy; mjw;fhdf; r; r=;fj;jpd; epjpiaj; jtwhfg; gad;gLj;j Koa[kh> Mk; vdpy; mjw;fhdf; r; r=;fj;jpd; epjpiaj; jtwhfg; gad;gLj;j Koa[kh> Mk; vdpy; mjw;fhdf; fhuz=;fisf; TWf.fhuz=;fisf; TWf.fhuz=;fisf; TWf.fhuz=;fisf; TWf.
� epr;rakhf Tl;Lwt[r; r=;fj;jpd; epjpia jtwhf gad;gLj;j Koa[k;. � vg;gobadpy;/ eph;thf FGtpy; ,Ug;gth;fs; ehazj; jd;ik Fd;wpath;fshf ,Uf;f neh;e;jhy;/ r=;f=;fspd; epjpia ifahly; bra;J/ r=;f=;fis ghjhsf; FHpapy; js;sp g[ijf;Fk; tha;g;g[ epiwant cs;sJ.
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I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. 1. 1. 1. gd;dhl;L epWkk; vd;gJ xU epWtdkhf miktjw;Fgd;dhl;L epWkk; vd;gJ xU epWtdkhf miktjw;Fgd;dhl;L epWkk; vd;gJ xU epWtdkhf miktjw;Fgd;dhl;L epWkk; vd;gJ xU epWtdkhf miktjw;F m. ve;j xU murh=;fj;jpd; fl;Lg;ghl;ow;F mg;ghw;gl;lJ M. cyfpd; Kjy; 200 epWtd=;fspd; xd;whFk; ,. xd;Wf;Fk; nkw;gl;l ehl;;oy; epWtd=;fis bfhz;Ls;sJ <. ,it midj;Jk; tpil : ,,,,
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4. 4. 4. 4. jiyik mYtyfj;jpd; fpisfs; jiyik mYtyfj;jpd; fpisfs; jiyik mYtyfj;jpd; fpisfs; jiyik mYtyfj;jpd; fpisfs; / Jiz epWtd=;fs; Jiz epWtd=;fs; Jiz epWtd=;fs; Jiz epWtd=;fs; / Jiz epWtd=;fSf;F Jiz epWtd=;fSf;F Jiz epWtd=;fSf;F Jiz epWtd=;fSf;F KobtLf;Fk; mjpfhuj;ij Fwpg;gpLtJKobtLf;Fk; mjpfhuj;ij Fwpg;gpLtJKobtLf;Fk; mjpfhuj;ij Fwpg;gpLtJKobtLf;Fk; mjpfhuj;ij Fwpg;gpLtJ m. ikag;gLj;Jjy; M. gutyhf;fk; ,. mjpfhuk; <. xU=;fpizg;g[ tpil : MMMM
5. 5. 5. 5. nfhnfh nfhyh epWtdj;ij vjw;F cjhuzkha; Twyhk;>nfhnfh nfhyh epWtdj;ij vjw;F cjhuzkha; Twyhk;>nfhnfh nfhyh epWtdj;ij vjw;F cjhuzkha; Twyhk;>nfhnfh nfhyh epWtdj;ij vjw;F cjhuzkha; Twyhk;> m. gd;dhl;L epWkk; M. muR epWkk; ,. ,iz epWkk; <. bghJj;Jiw epWkk;
tpil:
II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. gd;dhl;L epWkk; ? ,gd;dhl;L epWkk; ? ,gd;dhl;L epWkk; ? ,gd;dhl;L epWkk; ? ,yf;fzk; tiuf.yf;fzk; tiuf.yf;fzk; tiuf.yf;fzk; tiuf.
� gd;dhl;L epWkk; vd;gJ ,uz;L my;yJ mjw;F nkw;gl;l ehLfspy; tpahghuj;ij elj;JtjhFk;. iey; H.n$nfhgp
� xU gd;dhl;L epWkk; vd;gJ xU tpahghuj;ijj; bjhl=;fp ,uz;L my;yJ mjw;F nkw;gl;l ehLfspy; nkyhz;ik bra;J tUtjhFk;.
2. 2. 2. 2. gd;dhl;L epWkj;jpd; VnjDk; ,gd;dhl;L epWkj;jpd; VnjDk; ,gd;dhl;L epWkj;jpd; VnjDk; ,gd;dhl;L epWkj;jpd; VnjDk; ,uz;L ed;ikfis tpthp>uz;L ed;ikfis tpthp>uz;L ed;ikfis tpthp>uz;L ed;ikfis tpthp>
i) jukhd bghUl;fs;jukhd bghUl;fs;jukhd bghUl;fs;jukhd bghUl;fs; gd;dhl;L epWtd=;fspd; ts=;fs;/ trjpfs;/ mDgtk;/ rpwg;gwpt[ Mfpatw;Wld; ,e;epWtd=;fs; Muha;r;rp kw;Wk; tsh;r;rpj; jpl;l=;fSf;fhf jhuhskhfr; brytpl;lj; jukhd bghUl;fisa[k; nritfisa[k; Fiwe;j brytpy; cw;gj;jp bra;a KofpwJ.
ii) thH;f;ifj;juk; cah;fpd;wJthH;f;ifj;juk; cah;fpd;wJthH;f;ifj;juk; cah;fpd;wJthH;f;ifj;juk; cah;fpd;wJ gd;dhl;L epWk=;fs; jukhd bghUl;fisj; jahhpj;J tH=;Ftjhy; kf;fspd;
thH;f;ifj;juk; cah;fpwJ.
3.3.3.3. gd;dhl;L epUkj;jpw;F VnjDk; ,uz;L cjhuz=;fs; jUf.gd;dhl;L epUkj;jpw;F VnjDk; ,uz;L cjhuz=;fs; jUf.gd;dhl;L epUkj;jpw;F VnjDk; ,uz;L cjhuz=;fs; jUf.gd;dhl;L epUkj;jpw;F VnjDk; ,uz;L cjhuz=;fs; jUf. 1.ghl;lh 2.nrhdp fhh;g;gnurd; 3.nfhy;nfl;ghbkhypt; 4.RNfp
4. 4. 4. 4. xU xU xU xU ehl;oy; gjpt[ bra;ag;gl;L xd;Wf;F nkw;gl;l ehl;oy; bjhHpy; elj;jpf; ehl;oy; gjpt[ bra;ag;gl;L xd;Wf;F nkw;gl;l ehl;oy; bjhHpy; elj;jpf; ehl;oy; gjpt[ bra;ag;gl;L xd;Wf;F nkw;gl;l ehl;oy; bjhHpy; elj;jpf; ehl;oy; gjpt[ bra;ag;gl;L xd;Wf;F nkw;gl;l ehl;oy; bjhHpy; elj;jpf; bfhz;oUf;Fk; rpy gd;dhl;L epWk=;fspd; bgaiuf; Fwpg;gplt[k;.bfhz;oUf;Fk; rpy gd;dhl;L epWk=;fspd; bgaiuf; Fwpg;gplt[k;.bfhz;oUf;Fk; rpy gd;dhl;L epWk=;fspd; bgaiuf; Fwpg;gplt[k;.bfhz;oUf;Fk; rpy gd;dhl;L epWk=;fspd; bgaiuf; Fwpg;gplt[k;.
1. ghl;lh ? ghl;lh ,e;jpah 2.nfhy;nfl; ghbkhypt; ? nfhy;nfl; ,e;jpah 3.nrhdp fhh;g;gnurd; ? nrhdp ,e;jpah 4.RNfp ? khUjp RNfp 5. ilbkf;!; ? ilbkf;!; thl;r;
III. rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. gd;dhl;L epWkj;jpd; ed;ikfs; tpthp.gd;dhl;L epWkj;jpd; ed;ikfs; tpthp.gd;dhl;L epWkj;jpd; ed;ikfs; tpthp.gd;dhl;L epWkj;jpd; ed;ikfs; tpthp.
i) jukhd bghUl;fs;jukhd bghUl;fs;jukhd bghUl;fs;jukhd bghUl;fs; gd;dhl;L epWtd=;fspd; ts=;fs;/ trjpfs;/ mDgtk;/ rpwg;gwpt[ Mfpatw;Wld; ,e;epWtd=;fs; Muha;r;rp kw;Wk; tsh;r;rpj; jpl;l=;fSf;fhf jhuhskhfr; brytpl;Lj; jukhd bghUl;fisa[k; nritfisa[k; Fiwe;j brytpy; cw;gj;jp bra;a KofpwJ.
ii) ehl;od; bryhtzpr; brYj;J epiy tsh;r;rpehl;od; bryhtzpr; brYj;J epiy tsh;r;rpehl;od; bryhtzpr; brYj;J epiy tsh;r;rpehl;od; bryhtzpr; brYj;J epiy tsh;r;rp gd;dhl;L epWtd=;fs; Vw;Wkjpia mjpfg;gLj;jp tsh;r;rpf;F tpj;jpLfpd;wd.
,jdhy; ehl;od; brYj;Jepiyia gyg;;gLj;Jfpd;wJ.
iii) bjbjbjbjhHpy; El;g tsh;r;rphHpy; El;g tsh;r;rphHpy; El;g tsh;r;rphHpy; El;g tsh;r;rp
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gd;dhl;L epWtd=;fs; @yk; bjhHpy;El;g tsh;r;rpia xU ehl;oypUe;J ntW xU ehl;ow;F khw;Wtjd; @yk; tsUk; ehLfspy; bjhHpy; El;g tsh;r;rpapd; gyid czu itf;fpd;wdh;.
iv) thH;f;ifj; juk; cah;fpd;wJthH;f;ifj; juk; cah;fpd;wJthH;f;ifj; juk; cah;fpd;wJthH;f;ifj; juk; cah;fpd;wJ gd;dhl;L epWk=;fs; jukhd bghUl;fis jahhpj;J tH=;Ftjhy; kf;fspd;
thH;f;ifj;juk; cah;fpwJ.
2. 2. 2. 2. gd;dhl;L epWkj;jpd; jPikfis tpthpgd;dhl;L epWkj;jpd; jPikfis tpthpgd;dhl;L epWkj;jpd; jPikfis tpthpgd;dhl;L epWkj;jpd; jPikfis tpthp
i) tHf;bfhHpe;j bjhHpy; El;gj;ij khw;Wjy;tHf;bfhHpe;j bjhHpy; El;gj;ij khw;Wjy;tHf;bfhHpe;j bjhHpy; El;gj;ij khw;Wjy;tHf;bfhHpe;j bjhHpy; El;gj;ij khw;Wjy; tHf;bfhHpe;j bjhHpy;El;gj;ij tsUk; ehLfSf;F khw;Wtjd; @yk; ,e;j ehLfspd; bjhHpy; Kd;ndw;wk; Vw;gLk; vd;w thjk; jtwhdit vd thjplg;gLfpwJ.
ii) ViH kf;fSf;F ed;ikapy;iyViH kf;fSf;F ed;ikapy;iyViH kf;fSf;F ed;ikapy;iyViH kf;fSf;F ed;ikapy;iy gzf;fhuh;fshy; kl;Lnk gd;dhl;L epWtd=;fspd; bghUl;fis th=;f KofpwJ.
gd;dhl;L epWtd=;fs; mike;Js;s ehLfspd; ViH kf;fSf;F ,e;epWtd=;fshy; vg;gaDk; ,y;iy vd vjph;g;ghsh;fs; Fuy; vGg;g[fpd;wdh;.
iii) jdp kdpj Rjejdp kdpj Rjejdp kdpj Rjejdp kdpj Rje;jpuj;jpw;F mghak;;jpuj;jpw;F mghak;;jpuj;jpw;F mghak;;jpuj;jpw;F mghak; gd;dhl;L epWtd=;fs; bjhlf;fj;jpy; cs;ehl;L murh=;fj;jpw;Fg; gy tHpfspYk;
cWJizahf ,Ug;gijg; nghd;w xU njhw;wj;ij Vw;gLj;Jk;. gpd;dh; gog;goahf cs;ehl;L murpaypy; ghjpg;ig Vw;gLj;Jk; go ele;J bfhs;Sk;.
iv) cs;ehl;L kf;fSf;F ntiytha;g;cs;ehl;L kf;fSf;F ntiytha;g;cs;ehl;L kf;fSf;F ntiytha;g;cs;ehl;L kf;fSf;F ntiytha;g;g[ ,Hg;g[g[ ,Hg;g[g[ ,Hg;g[g[ ,Hg;g[ cs;ehl;L kf;fSf;fhff; fzprkhd mstpy; ntiy tha;g;iga[k; gd;dhl;L epWtd=;fs; cUthf;Ftjpy;iy vd;Wk; Fw;wk; rhl;lg;gLfpwJ. ****************************************************************
myFmyFmyFmyF– 2 bjhHpybjhHpybjhHpybjhHpy; mik; mik; mik; mik��fspd; fspd; fspd; fspd; ������������������������
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 9999 அர, அைம��க�
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. 1. 1. 1. muR epWkj;jpd; g=;F KjyPL ??????f;F Fiwahky; muR bgw;wpUf;f ntz;Lk;.muR epWkj;jpd; g=;F KjyPL ??????f;F Fiwahky; muR bgw;wpUf;f ntz;Lk;.muR epWkj;jpd; g=;F KjyPL ??????f;F Fiwahky; muR bgw;wpUf;f ntz;Lk;.muR epWkj;jpd; g=;F KjyPL ??????f;F Fiwahky; muR bgw;wpUf;f ntz;Lk;.
m. 75% M. 60% ,. 95% <.51% tpil :<<<< 2. 2. 2. 2. tpkhd epiya Mizak; xU bghJ epWtdkhFk;. mJ vt;tifahd miktpkhd epiya Mizak; xU bghJ epWtdkhFk;. mJ vt;tifahd miktpkhd epiya Mizak; xU bghJ epWtdkhFk;. mJ vt;tifahd miktpkhd epiya Mizak; xU bghJ epWtdkhFk;. mJ vt;tifahd mikg;g[ vd;W g;g[ vd;W g;g[ vd;W g;g[ vd;W Twt[k;.Twt[k;.Twt[k;.Twt[k;. m. rl;;;lKiw epWtd=;fs; M. Jiwthhp epWtd=;fs; ,. gd;dhl;L epWtd=;fs; <. muRf;F brhe;jkhd epWtd=;fs ;tpil : MMMM
3. 3. 3. 3. bghJj;Jiw epWtdj;jpd; kpfg;gHikahd mikg;g[bghJj;Jiw epWtdj;jpd; kpfg;gHikahd mikg;g[bghJj;Jiw epWtdj;jpd; kpfg;gHikahd mikg;g[bghJj;Jiw epWtdj;jpd; kpfg;gHikahd mikg;g[ m. bghJj;Jiw epWtdk; M. Jiwthhp mikg;g[ ,. gd;dhl;L epWtdk; <. rl;lKiw epWtdk; tpil : MMMM
4. 4. 4. 4. xU murh=;f epWtdk; vjd; bgahpy; g=;Ffis th=;FfpwJ>xU murh=;f epWtdk; vjd; bgahpy; g=;Ffis th=;FfpwJ>xU murh=;f epWtdk; vjd; bgahpy; g=;Ffis th=;FfpwJ>xU murh=;f epWtdk; vjd; bgahpy; g=;Ffis th=;FfpwJ> m. gpujkh; M. FoauRj; jiyth; ,. ,e;jpaj; jiyik ePjpgjp <. khepy Kjyikr;rh; tpil : MMMM
5. 5. 5. 5. muR epwtd=;fspd; Kjd;ikahd nehf;fk; vd;gJmuR epwtd=;fspd; Kjd;ikahd nehf;fk; vd;gJmuR epwtd=;fspd; Kjd;ikahd nehf;fk; vd;gJmuR epwtd=;fspd; Kjd;ikahd nehf;fk; vd;gJ m. yhgk; <l;Ljy; M. ntiy tha;g;ig cUthf;Fjy;
,. kf;fSf;F nrit bra;jy; <. nkw;Twpa midj;Jk; tpil : ,,,,
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II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1.1.1.1. gy;ntW tifahd bghJj;Jiw epWtd=;fspd; bgah;fisf; Fwpg;gpLf.gy;ntW tifahd bghJj;Jiw epWtd=;fspd; bgah;fisf; Fwpg;gpLf.gy;ntW tifahd bghJj;Jiw epWtd=;fspd; bgah;fisf; Fwpg;gpLf.gy;ntW tifahd bghJj;Jiw epWtd=;fspd; bgah;fisf; Fwpg;gpLf. � Jiwthhp epWtd=;fs; � rl;lKiw epWtd=;fs; � muR epWk=;fs;
2. 2. 2. 2. Jiwthhp mikJiwthhp mikJiwthhp mikJiwthhp mikg;g[fspd; jd;ikfs; rpytw;iw Fwpg;gpLf.g;g[fspd; jd;ikfs; rpytw;iw Fwpg;gpLf.g;g[fspd; jd;ikfs; rpytw;iw Fwpg;gpLf.g;g[fspd; jd;ikfs; rpytw;iw Fwpg;gpLf.
i) ,Wjpahd bghWg;g[fs;
ii) murpd; epjpa[jtp
iii) rl;l tpyf;fspg;g[
3. 3. 3. 3. gpd;tUk; xt;bthd;wpw;Fk; ,uz;L cjhuz=;fisf; Fwpg;gpLf.gpd;tUk; xt;bthd;wpw;Fk; ,uz;L cjhuz=;fisf; Fwpg;gpLf.gpd;tUk; xt;bthd;wpw;Fk; ,uz;L cjhuz=;fisf; Fwpg;gpLf.gpd;tUk; xt;bthd;wpw;Fk; ,uz;L cjhuz=;fisf; Fwpg;gpLf. jdpahh; Jiw epWtd=;fs;jdpahh; Jiw epWtd=;fs;jdpahh; Jiw epWtd=;fs;jdpahh; Jiw epWtd=;fs;
� ,e;jpad; Mapy; epWtdk; � orpv!; epWtdk;
gd;dhl;L epWtd=;fs;gd;dhl;L epWtd=;fs;gd;dhl;L epWtd=;fs;gd;dhl;L epWtd=;fs; 1. gpypg;!; 2. nfhnfh nfhyh fHfk;
bghJj;Jiw epWtd=;fs;bghJj;Jiw epWtd=;fs;bghJj;Jiw epWtd=;fs;bghJj;Jiw epWtd=;fs; 1. ,e;jpad; Mapy; fhg;gPl;Lf;fHfk; 2. ,e;jpa czt[f;fHfk;
4. 4. 4. 4. njrpa ghJfhg;g[ jpl;lj;jpw;F bghUj;jkhd bghJj;Jiw epWtdj;jpd; bgaiu njrpa ghJfhg;g[ jpl;lj;jpw;F bghUj;jkhd bghJj;Jiw epWtdj;jpd; bgaiu njrpa ghJfhg;g[ jpl;lj;jpw;F bghUj;jkhd bghJj;Jiw epWtdj;jpd; bgaiu njrpa ghJfhg;g[ jpl;lj;jpw;F bghUj;jkhd bghJj;Jiw epWtdj;jpd; bgaiu Fwpg;gpLf.Fwpg;gpLf.Fwpg;gpLf.Fwpg;gpLf.
1.1.1.1. mQrf;jp bjhHpw;rhiy 2.2.2.2. nghh;f;fUtpfs; cw;gj;jp bjhHpw;rhiy 3.3.3.3. vhptha[ 4.4.4.4. ghJfhg;g[ bjhHpw;rhiy
5. 5. 5. 5. 2001Mk; Mz;L bjhHpy;Jiw bfhs;if jPh;khdj;jpd; go bghJj;Jiwf;F rpy 2001Mk; Mz;L bjhHpy;Jiw bfhs;if jPh;khdj;jpd; go bghJj;Jiwf;F rpy 2001Mk; Mz;L bjhHpy;Jiw bfhs;if jPh;khdj;jpd; go bghJj;Jiwf;F rpy 2001Mk; Mz;L bjhHpy;Jiw bfhs;if jPh;khdj;jpd; go bghJj;Jiwf;F rpy bjhHpy;fs; kl;Lnk xJf;fg;gl;oUe;jd. me;j bjhHpy;fspd; bgah;fisf; Fwpg;gpLf.bjhHpy;fs; kl;Lnk xJf;fg;gl;oUe;jd. me;j bjhHpy;fspd; bgah;fisf; Fwpg;gpLf.bjhHpy;fs; kl;Lnk xJf;fg;gl;oUe;jd. me;j bjhHpy;fspd; bgah;fisf; Fwpg;gpLf.bjhHpy;fs; kl;Lnk xJf;fg;gl;oUe;jd. me;j bjhHpy;fspd; bgah;fisf; Fwpg;gpLf.
1.1.1.1. jhJg;bghUs; cw;gj;jp bjhHpw;rhiy 2.2.2.2. iftpid cw;gj;jp bjhHpw;rhiy 3.3.3.3. Rw;Wyh tsh;r;rp bjhHpy;fs;
III. rpWtrpWtrpWtrpWtpil tpdhf;fs;pil tpdhf;fs;pil tpdhf;fs;pil tpdhf;fs;
1. 1. 1. 1. kj;jpa my;yJ khepy muRfs; ve;bje;j gFjpfspy; bjhHpy; bjhl=;fyhk;. mt;thW kj;jpa my;yJ khepy muRfs; ve;bje;j gFjpfspy; bjhHpy; bjhl=;fyhk;. mt;thW kj;jpa my;yJ khepy muRfs; ve;bje;j gFjpfspy; bjhHpy; bjhl=;fyhk;. mt;thW kj;jpa my;yJ khepy muRfs; ve;bje;j gFjpfspy; bjhHpy; bjhl=;fyhk;. mt;thW bjhl=;fpdhy; eP=;fs; ve;jg; gFjpia Kd;bkhHptPh;fs;.bjhl=;fpdhy; eP=;fs; ve;jg; gFjpia Kd;bkhHptPh;fs;.bjhl=;fpdhy; eP=;fs; ve;jg; gFjpia Kd;bkhHptPh;fs;.bjhl=;fpdhy; eP=;fs; ve;jg; gFjpia Kd;bkhHptPh;fs;.
� bjhHpy;/ cw;gj;jp tsh;r;rpapd; nehf;fk; ehl;ow;F njitahd midj;J cw;gj;jpj; bjhHpy;fis Vw;gLj;JtnjahFk;.
� ehl;od; midj;Jg; gFjpfspYk; rkr;rPuhd Kd;ndw;wk; Vw;gl ntz;Lk;. � ,g;gFjpfspy; bjhHpy;fis mikf;f jdpahh; Jiwapdiu muR Cf;Ftpf;fyhnk jtpu/ fl;lhag;gLj;j KoahJ. me;epiyapy; muR m=;F bjhHpy;fis epWt[tJ rhyr;rpwe;jJ.
3. 3. 3. 3. bghJj;Jiwapd; fPH;tUk; rpy epWtd=;fspd; bgah;fisgbghJj;Jiwapd; fPH;tUk; rpy epWtd=;fspd; bgah;fisgbghJj;Jiwapd; fPH;tUk; rpy epWtd=;fspd; bgah;fisgbghJj;Jiwapd; fPH;tUk; rpy epWtd=;fspd; bgah;fisg; gl;oayplt[k;. mtw;iw ; gl;oayplt[k;. mtw;iw ; gl;oayplt[k;. mtw;iw ; gl;oayplt[k;. mtw;iw tifg;gLj;jt[k;.tifg;gLj;jt[k;.tifg;gLj;jt[k;.tifg;gLj;jt[k;.
� jghy; je;jp ? Jiwthhp mikg;g[ � ,e;jpa hprh;t; t=;fp ? rl;lKiw epWkk;
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� ,e;jpad; Vh;iyd;!; ? bghJf;fHfk; � jkpH;ehL nghf;Ftuj;J fHfk; ?muR epWkk;
4.4.4.4. Jiwthhp epWtdk; ?,yf;fzk; tiuf.Jiwthhp epWtdk; ?,yf;fzk; tiuf.Jiwthhp epWtdk; ?,yf;fzk; tiuf.Jiwthhp epWtdk; ?,yf;fzk; tiuf. � muRj; bjhHpy;fspd; totikg;g[fspy; ,Jkpft[k; bjhd;ikahdjhFk;. � bjhlf;f fhyj;jpy; epWtg;gl;l bgUk;ghyhd muRhpik epWtd=;fs; midj;Jk; Jiwthhp mikg;g[f;Fr; rhd;WfshFk;. � ,j;Jiwthhp mikg;g[fs; mj;Jiwapd; cl;gphpthft[k; mj;Jiwapd; KGfl;Lg;ghl;oYk; ,a=;ff; ToajhFk;.
5. 5. 5. 5. muR epWkk; vd;why; vd;d>muR epWkk; vd;why; vd;d>muR epWkk; vd;why; vd;d>muR epWkk; vd;why; vd;d> 2013 Mk; Mz;L epWkr;rl;lk; gphpt[ 2 (45)d; fPH; muR epWkk; vd;gJ/ ika muR/
khepy muRfs; jdpj;jdpahfnth Tl;lhfnth xU epWkj;jpd; g=;F Kjypy; Fiwe;j gl;rk; 51 tpGf;fhl;Lf;F nky; ika munrh/ VnjDk; xd;W my;yJ ika muRk; xd;W my;yJ nkw;gl;l khepy muRfSk; nrh;e;J cUthf;Fk; epWtdk; MFk;. xU muR epWkj;jpd; Jiz epWkKk; muR epWkkhfnt fUjg;gLk;.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs; 1.Jiwthhp epWtd=;fspd; epiwfs; kw;Wk; Fiwfis tpthp.(1.Jiwthhp epWtd=;fspd; epiwfs; kw;Wk; Fiwfis tpthp.(1.Jiwthhp epWtd=;fspd; epiwfs; kw;Wk; Fiwfis tpthp.(1.Jiwthhp epWtd=;fspd; epiwfs; kw;Wk; Fiwfis tpthp.(CHOOSE ANY FIVE
PONITS) epiwfs;epiwfs;epiwfs;epiwfs;
i) vspikahd mikg;g[vspikahd mikg;g[vspikahd mikg;g[vspikahd mikg;g[ Jiwthhp epWtd=;fis mikg;gJ vspJ. ,t;tikg;g[fis eph;thf KobtLj;J
muR mikg;gJ vspa KiwahFk;.
ii) ghuhSkd;wk; my;yJ rl;lkd;wj;jpd; neuof;fl;Lg;ghLghuhSkd;wk; my;yJ rl;lkd;wj;jpd; neuof;fl;Lg;ghLghuhSkd;wk; my;yJ rl;lkd;wj;jpd; neuof;fl;Lg;ghLghuhSkd;wk; my;yJ rl;lkd;wj;jpd; neuof;fl;Lg;ghL Jiwthhp epWtd=;fs; ghuhSkd;wk; my;yJ rl;lkd;wj;jpd; @yk; kl;Lnk neuoahf fl;Lg;gLj;jg;gLk;. mjw;F mj;Jiw mikr;rnu bghWg;ghthh;.
iii) ,ufrpak; fhj;jy;,ufrpak; fhj;jy;,ufrpak; fhj;jy;,ufrpak; fhj;jy; ghJfhg;g[ kw;Wk; mQrf;jp Jiwfs; nghd;wit muRj;Jiwfspd; fl;Lg;ghl;oy; jhd; ,Uf;f ntz;Lk;. mg;nghJ jhd; mj;Jiwfspy; gzpahsh;fs; j=;fsJ gzpfs; bfhs;iffs; kw;Wk; bray;ghl;oidg; gw;wpa ,ufrpa=;fisg; ghJfhj;J itf;f ,aYk;.
iv) bghJ kf;fSf;F thpr;Rik Fiwt[bghJ kf;fSf;F thpr;Rik Fiwt[bghJ kf;fSf;F thpr;Rik Fiwt[bghJ kf;fSf;F thpr;Rik Fiwt[ ,j;bjhHpy; epWtd=;fs; j=;fsJ tUkhdj;ij muRf; fUt{y=;fs; @yk; brYj;jg;gLtjhy; bghJkf;fSf;F Fiwe;j thpna tpjpf;fg;gLk;.
v) r@f khw;wj;jpw;fhd fUtpr@f khw;wj;jpw;fhd fUtpr@f khw;wj;jpw;fhd fUtpr@f khw;wj;jpw;fhd fUtp murh=;fk; bghUshjhu kw;Wk; r@fePjpia muRj;Jiw epWtd=;fs; @ynk rpwg;ghf bray;gLj;j Koa[k;. Mfnt murh=;fk; r@f khw;wj;ij Vw;gLj;j Jiw epWtd=;fis fUtpahfg; gad;gLj;Jfpd;wd.
vi) bghJ kf;fspd; epjpia jtwhf gad;gLj;Jjypdhy; Vw;gLk; ,lh; Fiwt[bghJ kf;fspd; epjpia jtwhf gad;gLj;Jjypdhy; Vw;gLk; ,lh; Fiwt[bghJ kf;fspd; epjpia jtwhf gad;gLj;Jjypdhy; Vw;gLk; ,lh; Fiwt[bghJ kf;fspd; epjpia jtwhf gad;gLj;Jjypdhy; Vw;gLk; ,lh; Fiwt[ Jiwthhp epWtd=;fspd; tut[ bryt[ jpl;lk; fzf;F kw;Wk; jzpf;if bray;Kiwfs; murpd; fl;Lg;ghl;oy; ,Uf;Fk;. ,jdhy; bghJ kf;fspd; epjpiaj; jtwhfg; gad;gLj;Jtjpdhy; Vw;gLk; ,lh;ghL FiwfpwJ.
2. 2. 2. 2. bghJj;Jiw epWtd=;fspd; rpwg;gpay;g[fs; ahit>bghJj;Jiw epWtd=;fspd; rpwg;gpay;g[fs; ahit>bghJj;Jiw epWtd=;fspd; rpwg;gpay;g[fs; ahit>bghJj;Jiw epWtd=;fspd; rpwg;gpay;g[fs; ahit>
i) jdpj;jpa=;Fk; rl;lj;jd;ikjdpj;jpa=;Fk; rl;lj;jd;ikjdpj;jpa=;Fk; rl;lj;jd;ikjdpj;jpa=;Fk; rl;lj;jd;ik
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bghJf;fHfk; vd;gJ kj;jpa my;yJ khepy murhy; ,aw;wg;gLk; jdpr;rl;lj;jpd; fPH; njhw;Wtpf;fg;gLfpwJ. mr;rl;lj;jpd; @yk; mjw;fhd mjpfhu=;fs;/ nehf;f=;fs;/ gzpfs; kw;Wk; ghuhSkd;wk; my;yJ rl;l rigapd; @yk; cUthf;fg;gl;l mikr;ffj;Jld; bjhlh;g[s;sJ.
ii) ePoj;j epiyj;jd;ikePoj;j epiyj;jd;ikePoj;j epiyj;jd;ikePoj;j epiyj;jd;ik bghJ Kj;jpiua[ld; ePoj;j epiyj;j jd;ika[ld; rl;lg{h;tkhfr; bray;gLk;. muRld; bjhlh;g[ilaJ kl;Lky;yhky; jdpj;J ,a=;ff; ToaJ. ,jd; brhj;Jf;fs; midj;Jk; jdf;Fr; brhe;jkhdJk; jd; bgahpnyna cld;gof;if bra;at[k; tHf;Fg; gjpat[k; ,aYk;.
iii) murpd; KjyPLmurpd; KjyPLmurpd; KjyPLmurpd; KjyPL bghJf;fHfk; mjw;Fj; njitahd Kjy; KGtija[k; murplkpUe;J bgWfpwJ. vdpDk; bghJf;fHfk; KjyPl;Lr; re;ijapypUe;Jk; @yjdj;ijj; jpul;Lf;fpd;wd.
iv) ,af;Fduitahy; eph;thfk;,af;Fduitahy; eph;thfk;,af;Fduitahy; eph;thfk;,af;Fduitahy; eph;thfk; murhy; ghpe;Jiuf;fg;gl;L epakdk; bra;ag;gl;l ,af;Fduitf;F nkyhz;ik bra;a[k; mjpfhuk; cz;L. Mdhy; fHfj;jpd; md;whl eltof;iffspy; murpd; jiyaPL ,y;iy.
v) gzpahsh;fs; epakdk;gzpahsh;fs; epakdk;gzpahsh;fs; epakdk;gzpahsh;fs; epakdk; bghJf; fHf=;fs; jdf;Fj; njitahd gzpahsh;fisj; jhnd epakdk; bra;J bfhs;st[k;/ Cjpak;/ gzpj;jd;ik Mfpatw;iw fHf=;fns Kot[ bra;J bfhs;syhk;.
vi) nrit nehf;fk;nrit nehf;fk;nrit nehf;fk;nrit nehf;fk; bghJf; fHf=;fs; nritia nehf;fkhff; bfhz;lit MFk;. ,Ue;jhYk; Rarhh;t[
bfhz;L epahakhd ,yhgj;ij <l;;Lk; Fwpf;nfhs; bfhz;litahFk;.
3. 3. 3. 3. muR epWk=;fspd; rpwg;gpay;g[fs; ahit>muR epWk=;fspd; rpwg;gpay;g[fs; ahit>muR epWk=;fspd; rpwg;gpay;g[fs; ahit>muR epWk=;fspd; rpwg;gpay;g[fs; ahit>
i) epWkr;rl;lj;jpd; fPH; gjpt[ bra;jy;epWkr;rl;lj;jpd; fPH; gjpt[ bra;jy;epWkr;rl;lj;jpd; fPH; gjpt[ bra;jy;epWkr;rl;lj;jpd; fPH; gjpt[ bra;jy; 1956Mk; Mz;L epWkr; rl;lj;jpd; fPH; gjpt[ bra;ag;gl;L my;yJ Ke;ija epwkr; rl;l=;fspd; fPH; gjpt[ bra;jpUf;f ntz;Lk;. ika muR neuoahfnth epWkr;rl;lj;jpd; tpjpfspd; fPH; muR epWk=;fs; mwptpg;ghidia btspapLfpd;wd.
ii) murpd; eph;thf Kot[murpd; eph;thf Kot[murpd; eph;thf Kot[murpd; eph;thf Kot[ ghuhSkd;wnkh my;yJ rl;lrigapd; m=;fPfhuk; ,y;yhknyh muR epWkj;ij murh=;fk; eph;thf Kotpd; fPH; mikf;fyhk;.
iii) ePoj;j epiyj;j jd;ikePoj;j epiyj;j jd;ikePoj;j epiyj;j jd;ikePoj;j epiyj;j jd;ik murh=;fj;jplkpUe;J muR epWkk; jdpj;j rl;lg;g{h;t jd;ika[ila mikg;ghFk;. jdJ brhe;j bgauhy; brhj;Jf;fis th=;ft[k; cld;gof;if Vw;gLj;jt[k; Koa[k;.
iv) KGtJk; my;yJ bgUk;ghd;ikahd @yjdj;ij muR tH=;FfpwJKGtJk; my;yJ bgUk;ghd;ikahd @yjdj;ij muR tH=;FfpwJKGtJk; my;yJ bgUk;ghd;ikahd @yjdj;ij muR tH=;FfpwJKGtJk; my;yJ bgUk;ghd;ikahd @yjdj;ij muR tH=;FfpwJ
muR epWkj;jpw;F njitahd @yjdj;ij Fiwe;jgl;rk; 51% KGtJnkh my;yJ bgUk;ghd;iknah munr tH=;FfpwJ. Mdhy; mjd; tUkhdj;ij muR fUt{yj;jpy; brYj;Jtjpy;iy.
v) bgUk;ghd;ikahd muR ,af;Feh;fs;bgUk;ghd;ikahd muR ,af;Feh;fs;bgUk;ghd;ikahd muR ,af;Feh;fs;bgUk;ghd;ikahd muR ,af;Feh;fs; muR epWkj;jpy; murh=;fnk bgUk;ghd;ikahd @yjdj;ij tH=;Ftjhy; ,af;Fdh;fis epakpf;Fk; mjpfhuk; muRf;F cs;sJ.
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vi) brhe;j mYtyh;fs;brhe;j mYtyh;fs;brhe;j mYtyh;fs;brhe;j mYtyh;fs; muR epWk=;fs; brhe;jkhf mYtyh;fis epakpf;fpwJ. nkYk; muR mYtyh;fis gzpkhWjypy; bry;tij jtph;f;fpwJ. mjd; gzpahsh;fSf;F muR CHpah;fspd; tpjpfs; bghUe;jhJ.
vii) eilKiw fl;Lg;ghL ,y;iyeilKiw fl;Lg;ghL ,y;iyeilKiw fl;Lg;ghL ,y;iyeilKiw fl;Lg;ghL ,y;iy muR epWk=;fs; tut[ bryt[j;jpl;lk;/ fzf;fpay; kw;Wk; jzpf;iff; fl;Lg;ghL nghd;wtw;wpypUe;J tpLgl;L FWf;fPL ,d;wp bray;gl KofpwJ.
viii) ghuhSkd;wk; ghuhSkd;wk; ghuhSkd;wk; ghuhSkd;wk; /rl;l kd;wj;jpw;F bghWg;g[rl;l kd;wj;jpw;F bghWg;g[rl;l kd;wj;jpw;F bghWg;g[rl;l kd;wj;jpw;F bghWg;g[ ghuhSkd;wk; my;yJ rl;lkd;wj;jpy; muR epWkj;jpd; Mz;lwpf;if rkh;g;gpf;fg;gLfpwJ.
4. 4. 4. 4. bghJf; fHfj;jpd; ed;ikfs; kw;Wk; jPikfis tpthp.bghJf; fHfj;jpd; ed;ikfs; kw;Wk; jPikfis tpthp.bghJf; fHfj;jpd; ed;ikfs; kw;Wk; jPikfis tpthp.bghJf; fHfj;jpd; ed;ikfs; kw;Wk; jPikfis tpthp. bghJf;fHfk; vd;gJ ghuhSkd;wnkh/ rl;lkd;wnkh ,aw;Wk; jdpr;rl;lj;jpd; @yk;/ cUthf;fg;gl;L jd;dhl;rpa[hpik bgw;w epWtdkhFk;. bghJf;fHfk; xU Fwpg;gpl;l nehf;fj;jpw;fhfj; jdpj;jpa=;Fk; jd;ika[ld; rl;lj;jhy; cUthf;fg;gLtjhFk;.
ed;ikfs;ed;ikfs;ed;ikfs;ed;ikfs;
i) jd;dhl;rpa[hpikjd;dhl;rpa[hpikjd;dhl;rpa[hpikjd;dhl;rpa[hpik bghJf;fHfk; jd;dhl;rpahf ,a=;FfpwJ. murpd; fl;Lg;ghL ,jpy; ,Ug;gjpy;iy. tpahghu Kiwapy; rpwg;ghf ,a=;f KofpwJ. tpahghu NH;epiyfSf;nfw;g mjd; ed;ikfSf;fhf jpwe;j kdJld; KobtLf;f KofpwJ.
ii) rl;l mikg;g[fspd; fl;Lg;ghLrl;l mikg;g[fspd; fl;Lg;ghLrl;l mikg;g[fspd; fl;Lg;ghLrl;l mikg;g[fspd; fl;Lg;ghL ghuhSkd;wk; my;yJ rl;lrig mikg;g[fspd; FGf;fl;Lg;ghL @yk; fl;Lg;gLj;JfpwJ. bghJf;fHfk; bray;ghLfis gj;jphpf;ifj;Jiw fz;fhzpj;Jf; bfhz;oUf;fpwJ. bghJf;fHfj;jpd; bray;ghLfs; mjd; ed;ikf;F vjpuhf ,Ue;jhy; mijr; Rl;of;fhl;lt[k; bra;fpwJ.
iii) jFjp kw;Wk; epiwthd mYtyh;fs;jFjp kw;Wk; epiwthd mYtyh;fs;jFjp kw;Wk; epiwthd mYtyh;fs;jFjp kw;Wk; epiwthd mYtyh;fs; bghJf;fHfk; mjd; mYtyh;fSf;F gzpapy; epiwthd jd;ik cs;sJ. mjd; mYtyh;fs; jFjp bgw;wth;fshf cs;sdh;. Vbddpy; jFjpa[k; kdepiwt[k; cs;s gzpahsh;fshy; jhd; epWtdk; tsh;r;rpaila[k; mYtyh;fs; Cf;fj;Jld; gzpahw;Wtjhy; bghJf;fHfk; tpiuthf tsh;r;rpaila[k;.
iv) jahh; epiyjahh; epiyjahh; epiyjahh; epiy bghJf;fHf=;fs; rpwg;g[r;rl;lj;jpd; @yk; cUthf;fg;gLtjhy; mjd; njitfis epiwntw;wpf;bfhs;fpd;wd. bghJf;fHfk; mjd; rpwg;ghd bray;ghLfs; @yk; nehf;f=;fis epiwntw;Wfpd;wd.
v) murpd; jiyaPod;ikmurpd; jiyaPod;ikmurpd; jiyaPod;ikmurpd; jiyaPod;ik murpd; jiyaPLfshy; bghJf;fHfk; vt;tpj ghjpg;g[ Vw;gLtjpy;iy. mjd; bfhs;iffSk; bray;ghLfSk; bjhlh;e;J eilbgWk;.
vi) Fiwe;j mstpyhd Ruz;lYf;nf tha;g;g[Fiwe;j mstpyhd Ruz;lYf;nf tha;g;g[Fiwe;j mstpyhd Ruz;lYf;nf tha;g;g[Fiwe;j mstpyhd Ruz;lYf;nf tha;g;g[ bghJf; fHfj;jpd; ,af;Feuitapy; rKjhaj;jpd; gyjug;gl;l gzpahsh;fs;/ Efh;nthh;fs; rKjha ey tpUk;gpfs; Mfpnahiu muR njh;e;bjLe;jpUg;gjhy; Ruz;ly; kw;Wk; CHy; Mfpait ,Ug;gjpy;iy.
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vii) jFe;j tpiyf;bfhjFe;j tpiyf;bfhjFe;j tpiyf;bfhjFe;j tpiyf;bfhs;ifs;ifs;ifs;if mlf;fk; ? ,yhgk; vd;w mog;gilapy; bghJf;fHfk; tpiyf; bfhs;ifia cUthf;FfpwJ. Mfnt bghJthf ruf;F kw;Wk; nritfs; gzpfis bghJf;fHfk; kf;fs; jpUg;jpaila[k; tifapy; brayhw;WfpwJ.
jPikfs;jPikfs;jPikfs;jPikfs;
i) jd;dhl;rp kw;Wk; befpH;t[j;jd;ikjd;dhl;rp kw;Wk; befpH;t[j;jd;ikjd;dhl;rp kw;Wk; befpH;t[j;jd;ikjd;dhl;rp kw;Wk; befpH;t[j;jd;ik jd;dhl;rp kw;Wk; befpH;t[j;jd;ik vd;gJ Vl;lstpy; kl;Lnk cs;sJ. bghJf; fHf=;fs; Jiw mikr;rh;fs;/ muR mYtyh;fs; kw;Wk; murpay;thjpfs; @yk; mjpfstpy; ,ila{W Vw;gLfpwJ.
ii) rh;thjPd mjpfhuj;ij jtwhf gad;gLj;Jjy;rh;thjPd mjpfhuj;ij jtwhf gad;gLj;Jjy;rh;thjPd mjpfhuj;ij jtwhf gad;gLj;Jjy;rh;thjPd mjpfhuj;ij jtwhf gad;gLj;Jjy; bghJf;fHf=;fs; mjd; bray;ghLfspy; rh;thjPd mjpfhuk; bgw;wit. xU tifapy; Efh;nthhpd; njitfs; kw;Wk; gpur;ridfis jPh;f;f vt;tpj Kaw;rpa[k; vLg;gjpy;iy. kw;bwhU g[wk; Efh;nthhplkpUe;J RUz;l vt;tpj jaf;fKk; fhl;Ltjpy;iy.
iii) befpH;t[ jd;ikaw;w murpayikg;g[befpH;t[ jd;ikaw;w murpayikg;g[befpH;t[ jd;ikaw;w murpayikg;g[befpH;t[ jd;ikaw;w murpayikg;g[ bghJf;fHfj;jpid cUthf;Fk; murpay; rl;lg;gphpt[fs; befpH;t[j; jd;ikaw;wit. vt;tpjj;jpYk; khw;wf;ToaJ my;y. mij cUthf;f njitahd rl;l tpjpfs; mtrpak;. Mfnt bghJf;fHfj;jpd; bray;ghLfs; befpH;e;j jd;ikaw;wit.
iv) Fiwthd nkyhz;ikj; jpwikFiwthd nkyhz;ikj; jpwikFiwthd nkyhz;ikj; jpwikFiwthd nkyhz;ikj; jpwik bghJf; fHfj;jpd; mYtyh;fs; bghpa mstpy; nkyhz;ik mwpt[ bgw;wth;fnsh jpwikrhypfshfnth mjd; nkyhz;ik ,af;Feh;fs; ,Ug;gjpy;iy. jdpahh; epWtd=;fspd; gzpahsh;fspd; nkyhz;ikj; jpwikf;F bghJf;fHfj;jpd; mYtyh;fs; <lhdth;fs; my;y.
v) rpwg;g[r;rl;lk; ,aw;Wtjpy; rpf;fy;rpwg;g[r;rl;lk; ,aw;Wtjpy; rpf;fy;rpwg;g[r;rl;lk; ,aw;Wtjpy; rpf;fy;rpwg;g[r;rl;lk; ,aw;Wtjpy; rpf;fy; bghJf;fHf=;fisr; rpwg;g[r;rl;l=;fs; @yk; kl;Lnk cUthf;f Koa[k;. rpwg;g[r;rl;lk; ,aw;WtJ vspjhdJ my;y. mjid cUthf;Fk; rl;l eilKiwfs; rpf;fyhdit. Mfnt/ bghJf;fHfk; cUthf;fg;gLtJ vg;bghGnjh epfGk; xd;whFk;.
vi) Kuz;ghLfs;Kuz;ghLfs;Kuz;ghLfs;Kuz;ghLfs; bghJf;fHfj;jpd; ,af;Fduit cWg;gpdh;fspd; gy;ntW FGf;fspilna gy;ntW Kuz;ghLfs; cUthfpd;wd. ,jdhy; bghJf; fHf=;fspd; bray;jpwd; bghpJk; ghjpf;fg;gLfpwJ.
5. 5. 5. 5. Jiwthhp epWkj;jpd; rpwg;gpay;g[fs; ahit>Jiwthhp epWkj;jpd; rpwg;gpay;g[fs; ahit>Jiwthhp epWkj;jpd; rpwg;gpay;g[fs; ahit>Jiwthhp epWkj;jpd; rpwg;gpay;g[fs; ahit> muRj; bjhHpy;fspd; totikg;g[fspy; ,J kpft[k; bjhd;ikahdjhFk;. bghJ epWtd=;fSf;Fk; muRf;Fk; ,d;iwa NH;epiyapy; mjd; gzpfspy; ntWghL ,Ug;gjpy;iy. bjhlf;f fhyj;jpy; epWtg;gl;l bgUk;ghyhd muRhpik epWtd=;fs; midj;Jk; Jiwthhp mikg;g[f;Fr; rhd;WfshFk;. ,j;Jiwthhp mikg;g[f;Fs; mj;Jiwapd; cl;gphpthft[k; mj;Jiwapd; KG fl;Lg;ghl;oYk; ,a=;ff; ToajhFk;.
i) ,Wjpahd bghWg;g[fs;,Wjpahd bghWg;g[fs;,Wjpahd bghWg;g[fs;,Wjpahd bghWg;g[fs; Jiwthhp epWtd=;fs; bghWg;g[ vd;gJ mj;Jiwapd; mikr;rfj;Jld; bjhlh;g[ilaJ. ghuhSkd;wj;Jf;nfh my;yJ khepy murpd; rl;lrig bghWg;g[ilaJ MFk;. Jiwthhp epWtd=;fSf;F mj;Jiwapd; mikr;rhplkpUe;J mjpfhuk; fPH;nehf;fpathW mjpfhhpfSf;Fr; bry;fpd;wJ.
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ii) murpd; epjpa[jtpmurpd; epjpa[jtpmurpd; epjpa[jtpmurpd; epjpa[jtp ghuhSkd;wk; my;yJ rl;lrigapd; Mz;L tut[bryt[j;jpl;l xJf;fPl;od;go epjpa[jtp fpilf;fpwJ. murpd; fUt{yj;jplkpUe;J epWtd=;fSf;F tUtha; bry;fpwJ.
iii) fzf;fpaYk; jzpf;ifa[k;fzf;fpaYk; jzpf;ifa[k;fzf;fpaYk; jzpf;ifa[k;fzf;fpaYk; jzpf;ifa[k; Jiwthhp epWtd=;fs; rhjhuz tut[ bryt[j; jpl;lkply; fzf;fpay; kw;Wk; jzpf;if eilKiwfs; murpd; midj;Jj; JiwfSf;Fk; bghUe;Jk;.
iv) nkyhz;iknkyhz;iknkyhz;iknkyhz;ik Jiwthhp epWtd=;fis muR mYtyh;fs; nkyhz;ik bra;fpd;wdh;. muR mYtyh;fSf;F gzpr;NHy; vt;thW cs;snjh mij xj;j gzpr;NHy; ,=;Fk; epyt[fpwJ.
v) rl;l tpyf;fspg;g[rl;l tpyf;fspg;g[rl;l tpyf;fspg;g[rl;l tpyf;fspg;g[ murpd; xg;g[jypd;wp ,e;epWtd=;fSf;bfjpuhf tHf;Fj; bjhLf;f ,ayhJ.
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myFmyFmyFmyF– 3 ேசைவ. ெதாழி�க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 10 10 10 10 இ�திய 0ச12 வ கி
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.
1.1.1.1. qgha; nehl;Lfis btspapLtjw;F ve;j t=;fpf;F mjpfhuk; cs;sJ. qgha; nehl;Lfis btspapLtjw;F ve;j t=;fpf;F mjpfhuk; cs;sJ. qgha; nehl;Lfis btspapLtjw;F ve;j t=;fpf;F mjpfhuk; cs;sJ. qgha; nehl;Lfis btspapLtjw;F ve;j t=;fpf;F mjpfhuk; cs;sJ. m. ika t=;fp M. tzpf t=;fp
,. Tl;Lwt[ t=;fp <. btspehl;L t=;fp tpil : mmmm
2. 2. 2. 2. ,,,,e;jpa ika t=;fp vd;gJ e;jpa ika t=;fp vd;gJ e;jpa ika t=;fp vd;gJ e;jpa ika t=;fp vd;gJ
m. gp. vd;.gp M. v!;.gp.I ,. I.rpI.rpI <. Mh;.gp.I tpil : <<<<
3. 3. 3. 3. ,e;jpa hprh;t; t=;fp Vg;uy; 1/????? Mz;L Kjy; jd; gzpfisj; bjhl=;fpaJ,e;jpa hprh;t; t=;fp Vg;uy; 1/????? Mz;L Kjy; jd; gzpfisj; bjhl=;fpaJ,e;jpa hprh;t; t=;fp Vg;uy; 1/????? Mz;L Kjy; jd; gzpfisj; bjhl=;fpaJ,e;jpa hprh;t; t=;fp Vg;uy; 1/????? Mz;L Kjy; jd; gzpfisj; bjhl=;fpaJ.
m. 1936 M.1935 ,. 1934 <. 1933 tpil : MMMM
4. 4. 4. 4. t=;fpah;fs; gzj;ij ifahs;gth;fs; kt=;fpah;fs; gzj;ij ifahs;gth;fs; kt=;fpah;fs; gzj;ij ifahs;gth;fs; kt=;fpah;fs; gzj;ij ifahs;gth;fs; kl;Lky;y/??f;F tHpfhl;Lgtuhft[k; l;Lky;y/??f;F tHpfhl;Lgtuhft[k; l;Lky;y/??f;F tHpfhl;Lgtuhft[k; l;Lky;y/??f;F tHpfhl;Lgtuhft[k; ,Uf;fpwhh;fs;.,Uf;fpwhh;fs;.,Uf;fpwhh;fs;.,Uf;fpwhh;fs;. m. bghUshjhu tsh;r;rp M. th;j;jf tsh;r;rp
,. bjhHpy; tsh;r;rp <. nrit tsh;r;rp tpil: mmmm
5. 5. 5. 5. fPH;f;fz;ltw;wpy; vJ ika t=;fpapd; gzp my;y>fPH;f;fz;ltw;wpy; vJ ika t=;fpapd; gzp my;y>fPH;f;fz;ltw;wpy; vJ ika t=;fpapd; gzp my;y>fPH;f;fz;ltw;wpy; vJ ika t=;fpapd; gzp my;y> m. xU ehl;od; t=;fp mikg;g[fSf;F tHpfhl;Ljy; kw;Wk; t=;fp mikg;g[ Kiwfis xG=;FgLj;Jjy; M. bghJ kf;fSld; bjhlh;g[ bfhs;Sjy; ,. murh=;f t=;fpahsuhf elj;jy;
<. kw;w t=;fpapd; itg;g[ fzf;Ffisg; guhkjpj;jy; tpil : MMMM
II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. nritj; bjhHpy;fspy; cs;s nritfs; ahit>nritj; bjhHpy;fspy; cs;s nritfs; ahit>nritj; bjhHpy;fspy; cs;s nritfs; ahit>nritj; bjhHpy;fspy; cs;s nritfs; ahit> � fy;tp/ kUj;Jtk;/ Rfhjhuk; nghd;w bjhHpy;fs; gy E}w;whz;Lfshf ,Ue;J tUfpd;wd.
� cyf th;j;jfj;jpy; nritj; bjhHpy;fs; 1970Mk; Mz;ow;Fg; gpd;dh; mjpf Kf;fpaj;Jtk; bgw;W tUfpwJ.
� cyfg; bghUshjhuj;jpd; kpft[k; Mw;wy; tha;e;j Jiwahfr; nritj;Jiw cUthfpa[s;sJ.
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2. 2. 2. 2. t=;fpt=;fpt=;fpt=;fpapd; bghUis vGJf. apd; bghUis vGJf. apd; bghUis vGJf. apd; bghUis vGJf.
� 1949Mk; Mz;od; t=;fp xG=;FKiwr; rl;lj;jpd;go/ “KjyPL bra;tjw;nfh/ fld; tH=;Ftjw;nfh/ nfl;l cld; my;yJ fhnrhiy/ tiunthiy my;yJ gztpil kw;WKs;s Kiwfspy; jpUk;gf; bfhLg;gjw;nfh bghJ kf;fsplkpUe;J
itg;g[ bjhiffisg; bgw;Wf;bfhs;Sk; bray; t=;fpapay;” vdg;gLk;.
3. 3. 3. 3. ika t=;fp gw;wpr; RUf;fkhf tpsf;Ff. ika t=;fp gw;wpr; RUf;fkhf tpsf;Ff. ika t=;fp gw;wpr; RUf;fkhf tpsf;Ff. ika t=;fp gw;wpr; RUf;fkhf tpsf;Ff.
� "xU ehl;od; gzk; kw;Wk; t=;fpf; fl;likg;gpd; cr;repiyakhft[k;/ njrpa bghUshjhu eyDf;fhft[k;/ rpwe;j Kiwapy; bray;gLk; t=;fp/ me;j ehl;od;
ika t=;fp vdg;gLk;” vd ofh mth;fs; tiutpyf;fzk; tFj;Js;shh;.
III. rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. t=;fpr; nritfspd; Kf;fpaj;Jtj;ijf; Fwpg;gpLf. t=;fpr; nritfspd; Kf;fpaj;Jtj;ijf; Fwpg;gpLf. t=;fpr; nritfspd; Kf;fpaj;Jtj;ijf; Fwpg;gpLf. t=;fpr; nritfspd; Kf;fpaj;Jtj;ijf; Fwpg;gpLf. � ,J ehl;od; th;j;jfk;/ thzpfk; kw;Wk; bjhHpy;fspd; euk;g[ kz;lykhf t=;fp fUjg;gLfpwJ.
� ,J ehl;od; tHf;fkhd bray;ghLfs; kw;Wk; nkk;ghl;Lf;fhd gzj;njitfisr; re;jpg;gjpy; Kf;fpag; g=;F tfpf;fpwJ.
� Mdhy; gy;ntW tifahd nritfis tH=;Fk; gytpjkhd t=;fpfs; ,Uf;fpd;wd. � ika t=;fp mtw;wpy; Kf;fpakhd xd;whFk;.
2. 2. 2. 2. ,e;jpa hprh;t; t=;fpapd; njhw;wk; gw;wpf; TWf. ,e;jpa hprh;t; t=;fpapd; njhw;wk; gw;wpf; TWf. ,e;jpa hprh;t; t=;fpapd; njhw;wk; gw;wpf; TWf. ,e;jpa hprh;t; t=;fpapd; njhw;wk; gw;wpf; TWf. � ,k;gPhpay; gh=; Mg; ,e;jpah gz btspaPL kw;Wk; ika t=;fpf;fhd gpw flikfis Mw;wpte;jJ.
� 1926Mk; Mz;oy; \py;ld;?a=; Mizak; my;yJ ,e;jpa ehza kw;Wk; epjpapay; bjhlh;ghd ,uhay; Mizak; xU ika t=;fp cUthf;fg;ghpe;Jiuj;jJ.
� mjd; tpisthf/ ,e;jpa hprh;t; t=;fp rl;lk; 1934,y; cUthf;fg;gl;L ,e;jpa hprh;t; t=;fp Vg;uy; 1/ 1935 Kjy; bray;ghl;ow;F te;jJ.
� ,e;jpa hprh;t; t=;fpapd; q.5 nfho @yjdk; q100 kjpg;g[s;s KGtJk; brYj;jg;gl;l g=;Ffshy; cUthf;fg;gl;lJ.
� mjd; jiyik mYtyfk; bfhy;fj;jhtpy; ,Ue;jJ. gpd;dh; 1937,y; Kk;igf;F khw;wg;gl;lJ.
3. 3. 3. 3. ,e;jpa hprh;t; t=;fpapd; eph;thfj;jpy; <Lgl;Ls;s egh;fs; ahh;>,e;jpa hprh;t; t=;fpapd; eph;thfj;jpy; <Lgl;Ls;s egh;fs; ahh;>,e;jpa hprh;t; t=;fpapd; eph;thfj;jpy; <Lgl;Ls;s egh;fs; ahh;>,e;jpa hprh;t; t=;fpapd; eph;thfj;jpy; <Lgl;Ls;s egh;fs; ahh;> � ,e;jpa hprh;t; t=;fp kj;jpa ,af;Feh;fs; thhpaj;jhy; eph;tfpf;fg;gLfpwJ. � ,e;j thhpaj;jpd; 21 cWg;gpdh;fSk; ,e;jpa murhy; epakpf;fg;gLthh;fs;. � mjpy; cs;sth;fs; gpd;tUkhW/ � xU MAeh; kw;Wk; ehd;F Jiz epiy MSeh;fs; ehd;F Mz;LfSf;Fg; gjtp tfpf;Fk; tifapy; epakpf;fg;gLthh;fs;.
� gy;ntW Jiwfspy; ,Ue;J gj;J ,af;Feh;fs; � ,uz;L muR mjpfhhpfs; � ehd;F ,af;Feh;fs; (tl;lhu thhpa=;fspy; ,Ue;J xt;bthUth;)
IV. bgUtpil tpdhf;ffs; bgUtpil tpdhf;ffs; bgUtpil tpdhf;ffs; bgUtpil tpdhf;ffs;
1. 1. 1. 1. ,e;jpa hprh;t; t=;fpapd; gy;ntW gzpfis tphpthf tifg;gLj;Jf. ,e;jpa hprh;t; t=;fpapd; gy;ntW gzpfis tphpthf tifg;gLj;Jf. ,e;jpa hprh;t; t=;fpapd; gy;ntW gzpfis tphpthf tifg;gLj;Jf. ,e;jpa hprh;t; t=;fpapd; gy;ntW gzpfis tphpthf tifg;gLj;Jf. � ,e;jpa hprh;t; t=;fpapd; gzpfis @d;W jiyg;g[fspy; bjhFf;fyhk;. I. jiyik kw;Wk; nkw;ghh;itg; gzpfs; II.ghuk;ghpag; gzpfs; kw;Wk;
III.nkk;ghl;Lg; gzpfs;
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I. jiyik kw;Wk; nkw;ghh;it gzpfs; jiyik kw;Wk; nkw;ghh;it gzpfs; jiyik kw;Wk; nkw;ghh;it gzpfs; jiyik kw;Wk; nkw;ghh;it gzpfs;
� cyfg; bghUshjhuj;jpy; ntfkhf tsh;e;J tUk; ehlhf ,e;jpah jpfH;fpwJ. � cyfpd; gy epfH;t[fspy; ,e;jpah Kf;fpag; g=;fhw;wpl ntz;Lbkd;W gy ehLfs; vjph;ghh;f;fpd;wd.
� ,e;jpahtpd; jiyik t=;fpahft[k; cyf epWtd=;fspd; xU gFjpahft[k; ,e;jpa hprh;t; t=;fp cs;sJ.
� ,J tsh;e;j ehLfspy; cs;s t=;fpfspd; juj;jpw;F Vw;g ,e;jpa t=;fpfspd; juk; kw;Wk; msit cah;j;Jk; gzpfisr; bra;fpwJ.
1. cyf epjp epWtd=;fspy; ,e;jpahtpd; gpujpepjp 1. cyf epjp epWtd=;fspy; ,e;jpahtpd; gpujpepjp 1. cyf epjp epWtd=;fspy; ,e;jpahtpd; gpujpepjp 1. cyf epjp epWtd=;fspy; ,e;jpahtpd; gpujpepjp � rh;tnjr t=;fpapay; juepiyfSf;fpz=;f ey;ypzf;fk; kw;Wk; epiyj;jd;ikiag; guhkhpg;gjw;F ,e;jpa hprh;t; t=;fpahdJ t=;fpapay; jPh;t[ ng!y; (BCBS, Rtpl;rh;yhe;J) FGt[ld; 1997Mk; Mz;L Kjy; ,ize;J bray;gl;L tUfpwJ.
2. ,e;jpa t=;fpfspd; fl;likg;gpid xG=;FgLj;Jjy; kw;Wk; nkw;ghh;itapLjy; 2. ,e;jpa t=;fpfspd; fl;likg;gpid xG=;FgLj;Jjy; kw;Wk; nkw;ghh;itapLjy; 2. ,e;jpa t=;fpfspd; fl;likg;gpid xG=;FgLj;Jjy; kw;Wk; nkw;ghh;itapLjy; 2. ,e;jpa t=;fpfspd; fl;likg;gpid xG=;FgLj;Jjy; kw;Wk; nkw;ghh;itapLjy; :::: � ehl;oy; cs;s midj;J t=;fpfisa[k; xG=;FgLj;j tphpthd tHpfhl;Ljy; ,e;jpa hprh;t; t=;fp tFj;J tH=;fp tUfpwJ.
� ve;j tzpf t=;fpiaa[k; Ma;t[ bra;at[k;/ t=;fpfsplkpUe;J njitahd jfty;fisf;nfl;Lg; bgwt[k; mjpfhuk; bfhz;oUf;fpwJ.
3. gzt3. gzt3. gzt3. gztppppapy; cr;r epiy mjpfhhp apy; cr;r epiy mjpfhhp apy; cr;r epiy mjpfhhp apy; cr;r epiy mjpfhhp :::: � tpiythrp epiyj;jd;ikiaa[k;/ gztPf;fg; nghf;Ffisa[k; xG=;Fg;gLj;Jjy; kw;Wk; bghUshjhu tsh;r;rpia nkk;gLj;Jk; tifapy; ehl;od; gztpay; bfhs;ifia ,e;jpa hprh;t; t=;fp jPh;khzpf;fpwJ.
� t=;fp/ fld; kw;Wk; rh;tnjr epjp rk;ge;jkhd rl;l=;fis ,aw;Wjy; gw;wpa Mnyhridfis muRf;F tH=;FfpwJ.
4. bghUshjhu mst[Uf;fhd Th;e;J fz;fhzpj;jy; 4. bghUshjhu mst[Uf;fhd Th;e;J fz;fhzpj;jy; 4. bghUshjhu mst[Uf;fhd Th;e;J fz;fhzpj;jy; 4. bghUshjhu mst[Uf;fhd Th;e;J fz;fhzpj;jy; :::: � bghUshjhuj;jpd; gue;j mst[Uf;fshd ntiytha;g;g[ epiy/ tpiythrp mst[fs; kw;Wk; cw;gj;jp mst[/ th;j;jfr; RHw;rpfs; may;ehLfspd; KjyPl;L cs;sPLfs; kw;Wk; brYj;jy; rkepiy nghd;witfis ,e;jpa hprh;t; t=;fp Th;e;J fz;fhzpj;Jg; bghUshjhu cWjpj;jd;ik kw;Wk; tsh;r;rpia miltjw;F cjt[fpwJ.
5. g[jpa rthy;fSf;F cldoahfg; gjpyspg;Gj5. g[jpa rthy;fSf;F cldoahfg; gjpyspg;Gj5. g[jpa rthy;fSf;F cldoahfg; gjpyspg;Gj5. g[jpa rthy;fSf;F cldoahfg; gjpyspg;Gj :::: � ,e;jpa t=;fp mikg;g[f;F vjpuhf vg;bghGbjy;yhk; g[jpa rthy;fs; vGe;jhYk; ,e;jpa hprh;t; t=;fp cldoahf xU FGtpid Vw;gLj;jp Ma;t[ bra;jy; kw;Wk; jiyik Rw;wwpf;iffis btspapLjy; nghd;w gzpfis nkw;bfhz;L ,e;jpa t=;fpfis tYg;gLj;JfpwJ.
� hprh;t; t=;fpapd; Rw;wwpf;iffis kw;Wk; ty;Yeh; FG mwpf;iffspy; tsk; nrh;f;Fk; gy jfty;fisf; fhzyhk;.
II. ghuk;ghpag; gzpfs; ghuk;ghpag; gzpfs; ghuk;ghpag; gzpfs; ghuk;ghpag; gzpfs; 1. murpd; t=;fpah; kw;Wk; epjp Mnyhrfuhfr; bra;jy; 1. murpd; t=;fpah; kw;Wk; epjp Mnyhrfuhfr; bra;jy; 1. murpd; t=;fpah; kw;Wk; epjp Mnyhrfuhfr; bra;jy; 1. murpd; t=;fpah; kw;Wk; epjp Mnyhrfuhfr; bra;jy;
� ,e;jpa hprh;t; t=;fp kj;jpa kw;Wk; khepy muRfspd; fzf;fpy; gzj;ij Vw;Wf;bfhs;tnjhL/ mth;fs; rhh;ghfg; gzk; brYj;Jk; gzpfisa[k; bra;fpwJ.
� murh=;ff; flid eph;tfpj;jy; g[jpa fld;fis tH=;Fjy; Mfpa bghWg;g[ ,jdplk; xg;gilf;fg;gl;Ls;sJ/
� murpd; g[jpa fld;fspd; mst[/ fhyk; kw;Wk; tpjpKiwfs; gw;wpa Mnyhridfis tH=;FfpwJ.
� murpd; jw;fhypf epjp njitfisg;g{h;j;jp bra;a tHpfisa[k;/ cgfuz=;fisa[k; murh=;fj;jpw;F ,J tH=;FfpwJ.
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2. qgha; nehl;Lfis mr;rpl;L btspapLtjpy; Kw;Whpik 2. qgha; nehl;Lfis mr;rpl;L btspapLtjpy; Kw;Whpik 2. qgha; nehl;Lfis mr;rpl;L btspapLtjpy; Kw;Whpik 2. qgha; nehl;Lfis mr;rpl;L btspapLtjpy; Kw;Whpik � xU qgha; nehl;L jtpu midj;J qgha; nehl;Lfis mr;rpLtjw;Fk; kw;Wk; btspapLtjw;Fk; ,e;jpahtpy; KG mjpfhuKk; ,e;jpa hprh;t; t=;fpaplk; cs;sJ.
3. t=;fpah;fspd; t=;fpah; 3. t=;fpah;fspd; t=;fpah; 3. t=;fpah;fspd; t=;fpah; 3. t=;fpah;fspd; t=;fpah; � ,e;jpa hprh;t; t=;fpf;Fk; gpw t=;fpfSf;Fk; ,ilnaahd cwt[/ xU th;j;jf t=;fp mjd; thof;ifahsh;fSld; itj;Js;s cwitg; nghynt cs;sJ. � ehl;od; midj;J tzpf t=;fpfspd; elg;g[f; fzf;Ffis hprh;t; t=;fp eph;tfpf;fpwJ.
2. 2. 2. 2. ,e;jpa hprh;t; t=;fpapd; epWtdf; fl;likg;g[ gw;wp thpthf tps,e;jpa hprh;t; t=;fpapd; epWtdf; fl;likg;g[ gw;wp thpthf tps,e;jpa hprh;t; t=;fpapd; epWtdf; fl;likg;g[ gw;wp thpthf tps,e;jpa hprh;t; t=;fpapd; epWtdf; fl;likg;g[ gw;wp thpthf tpsf;Ff. f;Ff. f;Ff. f;Ff.
� ,e;jpa hprh;t; t=;fpapd; kj;jpaj; jiyikafk; Kk;igapy; mike;Js;sJ. � 2017Mk; Mz;L Kjy; ,e;j kj;jpaj;jiyik mYtyfk; 33 Jiwfisf; bfhz;Ls;sJ.
� Kk;ig/ jpy;yp/ bfhy;fj;jh kw;Wk; brd;id Mfpa ehd;F kz;ly mYtyf=;fs; Jiz epiy MSeh;fspd; jiyikapy; bray;gLk; tl;lhu thhpa=;fspd; fPH; ,a=;fp tUfpd;wd.
� 19 gpuhe;jpa mYtyf=;fSk; 17 Jiz mYtyf=;fSk; hprh;t; t=;fpapd; fPH; bray;gLfpd;wd. (2017)
� ,e;jpa hprh;t; t=;fp kj;jpa ,af;Feh;fs; thhpaj;jhy; eph;tfpf;fg;gLfpwJ. � ,e;j thhpaj;jpd; 21 cWg;gpdh;fSk; ,e;jpa murhy; epakpf;fg;gLthh;fs;.
mjpy; cs;sth;fs; gpd;tUkhW/ mjpy; cs;sth;fs; gpd;tUkhW/ mjpy; cs;sth;fs; gpd;tUkhW/ mjpy; cs;sth;fs; gpd;tUkhW/
m) xU MSeh; kw;Wk; ehd;F Jiz epiy MSeh;fs; ehd;F Mz;LfSf;Fg; gjtp tfpf;Fk; tifapy; epakpf;fg;gLthh;fs;.
M) gy;ntW Jiwfspy; ,Ue;J gj;J ,af;Feh;fs; ,) ,uz;L muR mjpfhhpfs; <) ehd;F ,af;Feh;fs; ( tl;lhu thhpa=;fspy; ,Ue;J xt;bthUth;)
� midj;J ml;ltizaplg;gl;l t=;fpfSk; ,e;jpa hprh;t; t=;fpapy; xU Fwpg;gpl;l rjtpfpjk; buhf;f ,Ug;g[ itj;jpUf;f ntz;Lk;.
4. 4. 4. 4. fld; kw;Wk; gzg;g[Hf;fj;jpd; fl;Lg;ghl;lhsh; fld; kw;Wk; gzg;g[Hf;fj;jpd; fl;Lg;ghl;lhsh; fld; kw;Wk; gzg;g[Hf;fj;jpd; fl;Lg;ghl;lhsh; fld; kw;Wk; gzg;g[Hf;fj;jpd; fl;Lg;ghl;lhsh; � ehl;oy; fld; gzk; kw;Wk; qgha; gzg;g[Hf;fj;jpd; msitf; fl;Lg;gLj;JtJ kw;Wk; tl;o tpfpjj;jpid eph;thfk; bra;tJ ,e;jpa hprh;t; t=;fpapd; Kf;fpar; bray;ghLfspy; xd;W.
� ,e;jr; bray;ghl;;ow;fhf/ ,e;jpa hprh;t; t=;fp/ fld; gz mstpidf; fl;Lg;gLj;Jk; kw;Wk; fld; juj;jpidf; fl;Lg;gLj;Jk; tHpKiwfisg; gad;gLj;JfpwJ.
m. fld; msit fm. fld; msit fm. fld; msit fm. fld; msit fl;Lg;gLj;Jk; tHpKiwfs; l;Lg;gLj;Jk; tHpKiwfs; l;Lg;gLj;Jk; tHpKiwfs; l;Lg;gLj;Jk; tHpKiwfs; ,e;jpag; bghUshjhuj;jpy; bkhj;jf;fld; bjhif mstpy; ghjpg;ig Vw;gLj;Jk; fhuzpfs; fld; msit fl;Lg;gLj;Jk; tHpKiwfs; vdg;gLk;.
nkk;ghl;L gzpfs; nkk;ghl;L gzpfs; nkk;ghl;L gzpfs; nkk;ghl;L gzpfs; 1. bghJ kf;fspilna t=;fp gHf;f=;fis tsh;g;gJ 2. Fiw jPh;;t[ eltof;iffs; 3. ntshz;ik tsh;r;rp 4. rpwpa mstpyhd bjhHpw;rhiyfis Cf;Ftpj;jy; 5. btspehl;L th;j;jfj;ij nkk;gLj;Jjy; 6. Tl;Lwt[ Jiwapid Mjhpj;jy;.
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myFmyFmyFmyF– 3 ேசைவ. ெதாழி�க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 11 11 11 11 வ கிகளி� வைகக�
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.
1. 1. 1. 1. fPH;f;fz;ltw;wpy; vJ bjhHpw;rhiy t=;fp my;fPH;f;fz;ltw;wpy; vJ bjhHpw;rhiy t=;fp my;fPH;f;fz;ltw;wpy; vJ bjhHpw;rhiy t=;fp my;fPH;f;fz;ltw;wpy; vJ bjhHpw;rhiy t=;fp my;y>y>y>y>
m. ICICI M. HSBC ,.SIDBI <. IDBI tpil : MMMM
2. 2. 2. 2. cs;Ah; gFjp t=;fpfs; Cf;Ftpj;J tUtJ cs;Ah; gFjp t=;fpfs; Cf;Ftpj;J tUtJ cs;Ah; gFjp t=;fpfs; Cf;Ftpj;J tUtJ cs;Ah; gFjp t=;fpfs; Cf;Ftpj;J tUtJ m. fpuhk nrkpg;g[ M. tzpfr; nrkpg;g[
,. bjhHpw;Jiw tsh;r;rp <. tptrha tsh;r;rp tpil : mmmm
3. 3. 3. 3. btspehl;L t=;fpfs; j=;fs; bray;ghLfis ,e;jahtpy; Mukbtspehl;L t=;fpfs; j=;fs; bray;ghLfis ,e;jahtpy; Mukbtspehl;L t=;fpfs; j=;fs; bray;ghLfis ,e;jahtpy; Mukbtspehl;L t=;fpfs; j=;fs; bray;ghLfis ,e;jahtpy; Muk;gpj;j Mz;L ;gpj;j Mz;L ;gpj;j Mz;L ;gpj;j Mz;L
m. 1978 M. 1979 ,. 1980 <. 1981 tpil : ,,,,
II. FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs;
1. 1. 1. 1. tzpf t=;fpfspd; bghUs; jUf. tzpf t=;fpfspd; bghUs; jUf. tzpf t=;fpfspd; bghUs; jUf. tzpf t=;fpfspd; bghUs; jUf. � tzpf t=;fpfs; bghJ kf;fsplkpUe;J itg;g[fisg; bgw;W/ ,yhgk; rk;ghjpg;gjw;fhf th;j;jfh;fs;/ jdpegh;fs; MfpnahUf;Fk; tptrhak;/ bjhHpw;rhiyfs;/ nghf;Ftuj;J nghd;wJiwfSf;Fk; fld;fis tH=;Ffpd;wd.
� gpw rpy t=;fpfis xg;gpLk; nghJ ,t;tif t=;fpfs; rpwpa bjhifapYk;/ bgUk;ghYk; FWfpa kw;Wk; eLj;juf; fld;fisa[k; tH=;Ffpd;wd.
� gzj;ij mDg;g[jy;/ tpiy kjpg;g[s;s bghUl;fSf;Fk; bgl;lf trjp mspj;jy;/ fhnrhiyfSf;Fg; gzk; tH=;Fjy;/ fld; foj=;fis btspapLjy; nghd;w ,ju nritfisa[k; mitfs; tH=;Ffpd;wd.
2. 2. 2. 2. bjhHpw;Jiw t=;fpfs; gw;wp ePtPh; mwptJ ahJ>bjhHpw;Jiw t=;fpfs; gw;wp ePtPh; mwptJ ahJ>bjhHpw;Jiw t=;fpfs; gw;wp ePtPh; mwptJ ahJ>bjhHpw;Jiw t=;fpfs; gw;wp ePtPh; mwptJ ahJ> � bjhHpy;fSf;fhd epjpfisg; bghpa mstpy; tH=;FtJ/ mitfspd; tphpthf;fk;/ etPdkhf;fy; Mfpatw;wpw;F epjp mspg;gJ nghd;w nritfisr; bra;tJ tsh;r;rp t=;fpfs; vDk; jdp tif t=;fpfs; MFk;. nkYk ; mit bjhHpy;Jiw t=;fpfs; vdt[k; miHf;fg;gLfpd;wd.
� ,e;jpaj; bjhHpy; tsh;r;rp (IDBI) t=;fpahdJ 1964,y; jiyik tsh;r;rp t=;fpahf epWtg;gl;lJ.
� 2004,y; bghJj;Jiw tzpf t=;fpahf khw;wk; bra;ag;gl;lJ.
3. 3. 3. 3. tzpf t=;fp bjhlh;ghsh;fs; gw;wpr; RUf;fkhf tpsf;Ff.tzpf t=;fp bjhlh;ghsh;fs; gw;wpr; RUf;fkhf tpsf;Ff.tzpf t=;fp bjhlh;ghsh;fs; gw;wpr; RUf;fkhf tpsf;Ff.tzpf t=;fp bjhlh;ghsh;fs; gw;wpr; RUf;fkhf tpsf;Ff. � t=;fp bjhlh;ghsh;fs; khjphp KiwahdJ/ 2006,y; t=;fp @yk; nritfis xt;bthU ,y;ye;njhWk; tH=;Ftjw;fhf mwpKfg;gLj;jg;gl;lJ.
� muR rhh;gw;w epWtd=;fs; my;yJ jdpegh;fs;/ Kd;dhs; ,uhQtj;jpdh; nghd;nwhh; t=;fp bjhlh;ghsh;fshf tpz;zgpf;f Koa[k;.
� t=;fp bjhlh;ghsh;fis <LgLj;Jk; t=;fpfs; mth;fspd; bray;ghl;ow;Fj; jh=;fns bghWg;ngw;f ntz;Lk;. xU ehl;oYs;s xU t=;fp/ btspehl;oy; cs;s kw;bwhU t=;fpia t=;fpj; bjhlh;ghsuhf (epakd t=;fpahf) bray;gLj;j Koa[k;.
4. 4. 4. 4. btspehbtspehbtspehbtspehl;L t=;fpfs; vd;why; vd;d>l;L t=;fpfs; vd;why; vd;d>l;L t=;fpfs; vd;why; vd;d>l;L t=;fpfs; vd;why; vd;d> � btspehl;oy; gjpt[ bra;ag;gl;l mYtyfj;ija[k;/ ,e;jpahtpy; fpis mYtyfj;ija[k; bfhz;l t=;fpfs;/ btspehl;L t=;fpfs; vd;W miHf;fgg;Lfpd;wd.
� ,e;j t=;fpfs; bghpa efu=;fspy; kw;Wk; JiwKf efu=;fspy; j=;fs; mYtyf=;fis mikf;fpd;wd.
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(v.fh(v.fh(v.fh(v.fh))))i) gh=;f; Mg; mbkhpf;fh ? mbkhpf;fhii) ghh;f;ny!; gh=;f; ? ,=;fpyhe;J iii) oa[l;br gh=;f; ? nkw;F b$h;kdp
III. rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. cs;Ah; gFjp t=;fpfs; gw;wpr; rpW Fwpg;g[ tiuf. ,uz;L cjhuz=;fis jUf.cs;Ah; gFjp t=;fpfs; gw;wpr; rpW Fwpg;g[ tiuf. ,uz;L cjhuz=;fis jUf.cs;Ah; gFjp t=;fpfs; gw;wpr; rpW Fwpg;g[ tiuf. ,uz;L cjhuz=;fis jUf.cs;Ah; gFjp t=;fpfs; gw;wpr; rpW Fwpg;g[ tiuf. ,uz;L cjhuz=;fis jUf.
� cs;Ah; gFjp t=;fp (LAB) jpl;lk; Mf!;l; 1996,y; ,e;jpa hprh;t; t=;fpahy; mwpKfg;gLj;jg;gl;lJ. fpuhkg;g[w kw;Wk; rpW efh;g;g[wg; gFjpfspy; rpwpa jdpahh; t=;fpfshf cs;Ah; gFjp t=;fpfs; mikf;fg;gLfpd;wd.
� xt;bthU t=;fpa[k; mUfpy; cs;s ,uz;L my;yJ @d;W khtl;l=;fis ,izj;Jr; nrit bra;fpd;wJ.
� fpuhkg;g[wr; nrkpg;g[fisj; jpul;LtJk; (itg;g[fis Vw;W bfhs;tJk;) mnj gFjpapy; KjyPL bra;tJk; mtw;wpd; Kf;fpa nehf;f=;fs; MFk;.
� Kd;Dhpik ghpt[fSf;fhd fld; ,yf;F Mfpaitfis cs;Ah; gFjp t=;fpfs; g{h;j;jp bra;a ntz;Lk;.
cjhuzk; cjhuzk; cjhuzk; cjhuzk;
i) fiunahu cs;Ah; gFjp t=;fp/ tp$athlh/ Me;jpug;gpunjrk; ii) fpUõ ;zh gPkh !;k;Ujp cs;Ah; gFjp t=;fp/ k\g{g;efh;/ Me;jpug; gpunjrk; kw;Wk; iii) Rgj;uh cs;Ah; t=;fp ypkpbll;/ nfhy;g{h;/ kfhuhõ;ouh
2. 2. 2. 2. tl;lhuf; fpuhkpa t=;fpfspd; nehf;f=;fs; ahit>tl;lhuf; fpuhkpa t=;fpfspd; nehf;f=;fs; ahit>tl;lhuf; fpuhkpa t=;fpfspd; nehf;f=;fs; ahit>tl;lhuf; fpuhkpa t=;fpfspd; nehf;f=;fs; ahit> � tl;lhuf; fpuhkpa t=;fpfs; fpuhkg;g[w=;fspy; Fiwe;j brytpyhd epWtd=;fshf epWtg;gLfpd;wJ. � ,t;t=;fpapd; nehf;fk; Tl;Lwt[r; r=;f=;fnshL nrh;e;J fpuhkg;g[wg; bghUshjhuj;ij nkk;gLj;jr; bra;tjhFk;. mitfs; fpuhkg; bghJ kf;fsplkpUe;J itg;g[fisj; jpul;o/ fpuhkg;g[wf; iftpid+h;fSf;Fk;/ rpwpa bjhHpy; KidnthUf;Fk;/ tptrhapfSf;Fk; flDjtp mspf;fpwJ. � fpuhkpaf; fld; tH=;Fgth;fisr; rhh;e;J bghJkf;fs; thGk; epiyiaj; jLf;f ,J Kaw;rp bra;fpwJ. � ,t;t=;fpfs; ntshz;ik kw;Wk; fpuhk nkk;ghl;Lf;fhd njrpa t=;fpahy; (NABARD) xG=;Fg;gLj;jg;gl;Lf; fz;fhzpf;fg;gLfpd;wJ
3. 3. 3. 3. tptrha kw;Wk; Tl;Lwt[ t=tptrha kw;Wk; Tl;Lwt[ t=tptrha kw;Wk; Tl;Lwt[ t=tptrha kw;Wk; Tl;Lwt[ t=;fpfspd; gad;fisf; Fwpg;gpLf.;fpfspd; gad;fisf; Fwpg;gpLf.;fpfspd; gad;fisf; Fwpg;gpLf.;fpfspd; gad;fisf; Fwpg;gpLf.
� cWg;gpdh;fSf;fhd nritiaf; fpuhkg;g[w kw;Wk; tptrha tsh;r;rpf;fhf tH=;FtJ Tl;Lwt[r; r=;f=;fspd; Kf;fpa nehf;fkhFk;. � ,yhgk; <l;LtJ my;y. � bghpa efu=;fisj; jtph;j;Jf; fpuhk=;fspYk; rpwpa efu=;fspYk; Tl;Lwt[ t=;fpfs; mikf;fg;gLfpd;wd. tzpf t=;fpfSld; xg;gpLifapy;/ Tl;Lwt[ t=;fpfs; jkJ rl;ljpl;lj;jpw;nfw;g Fiwe;j gl;r nritfis tH=;Ffpd;wd. � tzpf t=;fpfspd; midj;J eltof;iffisa[k; Tl;Lwt[ t=;fpfs; tH=;fr; rl;lk; mDkjpg;gjpy;iy. 1963Mk; Mz;oy; epWtg;gl;l njrpaf; Tl;Lwt[ tsh;r;rpf;fHfk; (NCDC) Tl;Lwt[r; r=;f=;fSf;F epjpaspg;gjw;fhf khepy murh=;f=;fSf;F epjpfs; kw;Wk; khdpa=;fis tH=;FfpwJ. � ePh;g;ghrdr; nrkpg;g[/ ePh;g;ghrd Kiw/ ntshz;ikf; fhg;gPL/ fpuhkg;g[wj; Jg;g[ut[ nghd;w jpl;l=;fspy; NCDC ftdk; brYj;JfpwJ.
IV. bgUbgUbgUbgUtpil tpdhf;fstpil tpdhf;fstpil tpdhf;fstpil tpdhf;fs; ; ; ; ::::
1. 1. 1. 1. gy;ntW tifahd t=;fpfisr; bray;ghLfspd; mog;gilapy; tifg;gLj;Jf. gy;ntW tifahd t=;fpfisr; bray;ghLfspd; mog;gilapy; tifg;gLj;Jf. gy;ntW tifahd t=;fpfisr; bray;ghLfspd; mog;gilapy; tifg;gLj;Jf. gy;ntW tifahd t=;fpfisr; bray;ghLfspd; mog;gilapy; tifg;gLj;Jf.
cjhuzk; jUf. cjhuzk; jUf. cjhuzk; jUf. cjhuzk; jUf. ((((CHOOSE ANY FIVE POINTS)
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1. tzpf t=;fpfs;1. tzpf t=;fpfs;1. tzpf t=;fpfs;1. tzpf t=;fpfs; � tzpf t=;fpfs; bghJ kf;fsplkpUe;J itg;g[fisg; bgw;W/ ,yhgk; rk;ghjpg;gjw;fhf th;j;jfh;fs;/ jdpegh;fs; MfpnahUf;Fk; tptrhak;/ bjhHpw;rhiyfs; nghf;Ftuj;J nghd;wJiwfSf;Fk; fld;fis tH=;Ffpd;wd.
� gpw rpy t=;fpfis xg;gpLk; nghJ ,t;tif t=;fpfs; rpwpa bjhifapYk;/ bgUk;ghYk; FWfpa kw;Wk; eLj;juf; fld;fisa[k; tH=;Ffpd;wd.
� gzj;ij mDg;g[jy;/ tpiy kjpg;g[s;s bghUl;fSf;Fk; bgl;lf trjp mspj;jy;/ fhnrhiyfSf;Fg; gzk; tH=;Fjy; fld; foj=;fis btspapLjy; nghd;w ,ju nritfisa[k; mitfs; tH=;Ffpd;wd.
(v.fh)(v.fh)(v.fh)(v.fh) 1.1.1.1.!;nll; gh=;f; Mg; ,e;jpah 2.2.2.2.fqh; it!;ah t=;fp
3333.!;lhz;lh;L rhh;l;lh;L t=;fp
2. tsh;r;rp t=;fpfs; 2. tsh;r;rp t=;fpfs; 2. tsh;r;rp t=;fpfs; 2. tsh;r;rp t=;fpfs; � bjhHpy;fSf;fhd epjpfisg; bghpa mstpy; tH=;FtJ/ mitfspy; tphpthf;fk;/ etPdkakhf;fy; Mfpatw;wpw;F epjp mspg;gJ nghd;w nritfisr; bra;tJ tsh;r;rp t=;fpfs; vDk; jdp tif t=;fpfs; MFk;. nkYk; mit bjhHpy;Jiw t=;fpfs; vdt[k; miHf;fg;gLfpd;wd. � ,e;jpaj; bjhHpy; tsh;r;rp (IDBI) t=;fpahdJ 1964,y; jiyik tsh;r;rp t=;fpahf epWtg;gl;lJ. � 2004,y; bghJj;Jiw tzpf t=;fpahf khw;wk; bra;ag;gl;lJ.
(v.fh) (v.fh) (v.fh) (v.fh)
i) ,e;jpaj; bjhHpy; epjpf;fHfk; ? IFCI
ii) ,e;jpar; rpW bjhHpy;fs; tsh;r;rp t=;fp ? IDBI
iii) Kj;uh t=;fp (FWj;bjhHpy; tsh;r;rpf;fhf)
3. Tl;Lwt[ t=;fpfs; 3. Tl;Lwt[ t=;fpfs; 3. Tl;Lwt[ t=;fpfs; 3. Tl;Lwt[ t=;fpfs; � ,e;jpahtpy; cs;s midj;J Tl;Lwt[ t=;fpfSk; mjd; thof;ifahsh;fs; my;yJ mjd; cWg;gpdh;fshf cs;s tptrhapfs;/ rpwpa th;j;jfh;fs; nghd;wth;fSf;Fr; brhe;jkhdJ. � ,e;jpaf; Tl;Lwt[ t=;fpfs; efh;g;g[w=;fis my;yJ fpuhkg;g[w=;fis mog;gilahff; bfhz;lit.
(v.fh) (v.fh) (v.fh) (v.fh)
i) njrpa ntshz; Tl;Lwt[r; re;ijgLj;jy; Tl;likg;g[ ,e;jpah ypkpbll; (NAFED) 1958Mk; Mz;L epWtg;gl;lJ. ,J gy khepyf; Tl;Lwt[r; r=;f=;fs; rl;lj;jpd; fPH;g;gjpt[ bra;ag;gl;lJ. ii) jkpH;ehL khepyj; jiyikf; Tl;Lwt[ t=;fp jiyik mYtyfk;/ brd;id. iii) kJiu khtl;l kj;jpaf; Tl;Lwt[ t=;fp ypkpbll;. iv) tj;jyFz;L Tl;Lwt[ efu t=;fp ypkpbll;/ jpz;Lf;fy; khtl;lk;.
4. btspehl;L t=;fpfs; 4. btspehl;L t=;fpfs; 4. btspehl;L t=;fpfs; 4. btspehl;L t=;fpfs;
� btspehl;oy; gjpt[ bra;ag;gl;l mYtyfj;ija[k;/ ,e;jpahtpy; fpis mYtyfj;ija[k; bfhz;l t=;fpfs;/ btspehl;L t=;fpfs; vd;W miHf;fg;gLfpd;wd. � ,e;j t=;fpfs; bghpa efu=;fspy; kw;Wk; JiwKf efu=;fspy; j=;fs; mYtyf=;fis mikf;fpd;wd.
(v.fh) (v.fh) (v.fh) (v.fh)
i) gh=;f; MBg; mbkhpf;fh ? mbkhpf;fh ii) ghh;f;ny!; gh=;f; ? ,=;fpyhe;J iii) oa{l;br gh=;f; ? nkw;F b$h;kd;
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5. tl;lhuf; fpuhkpa t=;fpfs; 5. tl;lhuf; fpuhkpa t=;fpfs; 5. tl;lhuf; fpuhkpa t=;fpfs; 5. tl;lhuf; fpuhkpa t=;fpfs; � tl;lhuf; fpuhkpa t=;fpfs; fpuhkg;g[w=;fspy; Fiwe;j brytpyhd epWtd=;fshf epWtg;gLfpd;wJ. ,t;t=;fpapd; nehf;fk; Tl;Lwt[r; r=;f=;fnshL nrh;e;J fpuhkg;g[wg; bghUshjhuj;ij nkk;gLj;jpf; fpuhkg;g[wg; bghUshjhuj;ij nkk;gLj;jr; bra;tjhFk;.
� mitfs; fpuhkg; bghJkf;fsplkpUe;J itg;g[fisj; jpul;o/ fpuhkg;g[wf; iftpid+h;fsf;Fk;/ rpwpa bjhHpy; KidnthUf;Fk;/ tptrhapfSf;Fk; flDjtp mspf;fpwJ.
� fpuhkpaf;fld; tH=;Fgth;fisr; rhh;e;J bghJkf;fs; thGk; epiyiaj; jLf;f ,J Kaw;rp bra;fpwJ.
� ,t;t=;fpfs; ntshz;ik kw;Wk; fpuhk nkk;ghl;Lf;fhd njrpa t=;fpahy ; (NABARD) xG=;Fg;;gLj;jg;gl;Lf; fz;fhzpf;fg;gLfpd;wd.
(v.fh) (v.fh) (v.fh) (v.fh)
� ,e;jpa Vw;Wkjp ? ,wf;Fkjp t=;fp ( EXIM t=;fp) � njrpa tPl;L trjp t=;fp (NHB)
7. cs;Ah; gFjp t=;fpfs; 7. cs;Ah; gFjp t=;fpfs; 7. cs;Ah; gFjp t=;fpfs; 7. cs;Ah; gFjp t=;fpfs;
� cs;Ah; gFjp t=;fp (LAB) jpl;lk; Mf!;l; 1996,y; ,e;jpa hprh;t; t=;fpahy; mwpKfg;gLj;jg;gl;lJ.
� fpuhkg;g[w kw;Wk; rpW efh;g[wg;gFjpfspy; rpwpa jdpahh; t=;fpfshf cs;Ah; gFjp t=;fpfs; mikf;fg;gLfpd;wd.
� xt;bthUt=;fpa[k; mUfpy; cs;s ,uz;L my;yJ @d;W khtl;l=;fis,izj;J nrit bra;fpd;wJ. fpuhkg;g[wr; nrkpg;g[fisj; jpul;LtJk; (itg;g[fis Vw;Wf;bfhs;tJk;) mnj gFjpapy; KjyPL bra;tJk; mtw;wpd; Kf;fpa nehf;f=;fs; MFk;.
� Kd;Dhpik gphpt[fSf;fhd fld; ,yf;F/ eyptile;njhUf;fhd fld; ,yf;F Mfpaitfis cs;Ah; gFjp t=;fpfs; g{h;j;jp bra;a ntz;Lk;.
(v.fh) (v.fh) (v.fh) (v.fh)
i) fiunahu cs;Ah; gFjp t=;fp/ tp$athlh/ Me;jpug;gpunjrk; ii) fpUõ ;zh gPkh !;k;Uj; cs;Ah; gFjp t=;fp k\g{g;efh;/ Me;jpug;gpunjrk; kw;Wk; iii) Rgj;uh cs;Ah; t=;fp ypkpbll;/ nfhy;g{h; kfhuhõ ;ouh
8. rpwpa epjp t=;fpfs; 8. rpwpa epjp t=;fpfs; 8. rpwpa epjp t=;fpfs; 8. rpwpa epjp t=;fpfs;
rpwpa epjp t=;fpfs; (SFBS) t=;fpfs; ,y;yhj gFjpfspYk; t=;fp nrit Fiwthf cs;s gFjpfspYk; epjp cjtp tH=;f Vw;gLj;jg;gl;l jdpahh; t=;fpfs; MFk;.
(v.fh) (v.fh) (v.fh) (v.fh)
i) ESAF SFB, jpUtde;jg[uk;/ nfush ii) Ujjivan SFB Limited, bg=;fAU/ fh;ehlfh/ (10000 CHpah;fs;) iii) Fincare SFB mfkjhghj;/ F$uhj; (25 fpisfisg; gy khepy=;fspy; bfhz;Ls;sJ)
9. brYj;jy; t=;fp 9. brYj;jy; t=;fp 9. brYj;jy; t=;fp 9. brYj;jy; t=;fp rpWbjhHpy;fs;/ Fiwe;j tUkhdk; bfhz;l FLk;g=;fs; kw;Wk; gyk;bgah;e;j bjhHpyhsh;fs; MfpnahUf;Fg; gzk; brYj;jy; kw;Wk; epjp nritfs; gutyhf;fg;gLtij tphpt[g;gLj;Jtjw;fhfr; brYj;jy; t=;fpfs; mikf;fg;gl;ld.
(v.fh) (v.fh) (v.fh) (v.fh)
i) Vh;bly; brYj;jy; t=;fp ypkpbll; ii) ngovk; brYj;jy; t=;fp ypkpbll; kw;Wk; ngovk; bray; ifngrp @yk; gz ghpth;j;jid bra;a cjt[fpwJ.
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iii) ,e;jpa m+;ry; brYj;jy; t=;fp ypkpbll; ? IPPB, (bghJj;Jiw t=;fp)
10. ika t=;fp 10. ika t=;fp 10. ika t=;fp 10. ika t=;fp
� xU ehl;od; gzk; kw;Wk; t=;fpf; fl;likg;gpd;/ cr;r epiyakhft[k;/ njrpag; bghUshjhu eyDf;fhft[k;/ rpwe;j Kiwapy; bray;gLk; t=;fp/ me;j ehl;od; ikat=;fp vdg;gLk;. � ika t=;fpfs; btt;ntW ehLfspy; btt;ntW bgah;fshy; miHf;fg;gLfpd;wd. � ,e;jpahtpy;/ ,e;jpa hprh;t; t=;fp ika t=;fpahfr; bray;gLfpwJ.
2. 2. 2. 2. chpikahsh;fs; Kiw mog;gilapy; t=;fpfis tifg;gLj;Jf. chpikahsh;fs; Kiw mog;gilapy; t=;fpfis tifg;gLj;Jf. chpikahsh;fs; Kiw mog;gilapy; t=;fpfis tifg;gLj;Jf. chpikahsh;fs; Kiw mog;gilapy; t=;fpfis tifg;gLj;Jf. � ve;j xU t=;fpapd; g=;Ffspy; 51 rjtpfpjj;jpw;Fk; Fiwtpy;yhj g=;Ffis muR bgw;wpUe;jhy; mJ muR t=;fpfs; my;yJ bghJj;Jiw tzpf t=;fpfs; (bkhj;jk; 21) vd;W miHf;fg;gLfpd;wd.
� midj;Jj; njrpakakhf;fg;gl;l t=;fpfs; ( 19 t=;fpfs;/ 2017y;) ghuj !;nll; t=;fp (SBI) kw;Wk; ,e;jpaj; bjhHpy; nkk;ghl;L t=;fp (IDBI) Mfpad bghJj;Jiw tzpf t=;fpfs; MFk;. mit midj;Jk; Tl;Lg;g=;F epWk tif t=;fpfs; MFk;.
� bghJf;Tl;L tif t=;fpfSk; cs;sd. xt;bthU bghJf; Tl;LU t=;fpa[k; ghuhSkd;wj;jpd; jdpr; rl;lj;jhy; cUthf;fg;gl;L ,e;jpa muRf;F KG brhe;jkhdjhf cs;sd.
(v.fh) (v.fh) (v.fh) (v.fh) 1111 .IFCI 2.2.2.2.SIDBI 3.3.3.3.EXIM t=;fp ****************************************************************
myFmyFmyFmyF– 3 ேசைவ. ெதாழி�க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 12 12 12 12 வணிக வ கிகளி� பணிக�
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.
1. 1. 1. 1. kpd;dQ t=;fpapid ?????? @yk; bray;gLj;jyhk;.kpd;dQ t=;fpapid ?????? @yk; bray;gLj;jyhk;.kpd;dQ t=;fpapid ?????? @yk; bray;gLj;jyhk;.kpd;dQ t=;fpapid ?????? @yk; bray;gLj;jyhk;. m. fzpdpfs; M. ifngrpfs;
,. ATM ml;il <. nkny cs;s midj;Jk; tpil: <<<<
2. 2. 2. 2. RTGS @yk; Fiwe;jgl;rk; vt@yk; Fiwe;jgl;rk; vt@yk; Fiwe;jgl;rk; vt@yk; Fiwe;jgl;rk; vt;tst[ gzk; ghpkhw;wk; bra;a Koa[k;>;tst[ gzk; ghpkhw;wk; bra;a Koa[k;>;tst[ gzk; ghpkhw;wk; bra;a Koa[k;>;tst[ gzk; ghpkhw;wk; bra;a Koa[k;> m. vt;tst[ bjhif ntz;LkhdhYk; M. 50/000 ,. 2 ,yl;rk; <. 5 yl;rk; tpil : ,,,,
3. 3. 3. 3. ,e;jpahtpd; kpfg;bghpa tzpf t=;fp ,e;jpahtpd; kpfg;bghpa tzpf t=;fp ,e;jpahtpd; kpfg;bghpa tzpf t=;fp ,e;jpahtpd; kpfg;bghpa tzpf t=;fp m. I.rp.I.rp.I M. v!;.gp.I ,. gp.vd;.gp <. Mh;.gp.I tpil : MMMM
4. 4. 4. 4. ve;j tifahd fzf;F/ Fwpg;ve;j tifahd fzf;F/ Fwpg;ve;j tifahd fzf;F/ Fwpg;ve;j tifahd fzf;F/ Fwpg;gpl;l neuj;jpy; Fwpg;gpl;l rpy bjhifiar; brYj;j gpl;l neuj;jpy; Fwpg;gpl;l rpy bjhifiar; brYj;j gpl;l neuj;jpy; Fwpg;gpl;l rpy bjhifiar; brYj;j gpl;l neuj;jpy; Fwpg;gpl;l rpy bjhifiar; brYj;j ntz;oaJ fl;lhak;>ntz;oaJ fl;lhak;>ntz;oaJ fl;lhak;>ntz;oaJ fl;lhak;> m. nrkpg;g[ itg;g[ M. epiyahd itg;g[ ,. elg;g[ itg;g[j;bjhif <.bjhlh; itg;g[ tpil : <<<<
5. 5. 5. 5. ve;j xU tifahd Kd;fld;fs; tzpf t=;fpahy; tH=;fg;gLtJ ,y;iy ve;j xU tifahd Kd;fld;fs; tzpf t=;fpahy; tH=;fg;gLtJ ,y;iy ve;j xU tifahd Kd;fld;fs; tzpf t=;fpahy; tH=;fg;gLtJ ,y;iy ve;j xU tifahd Kd;fld;fs; tzpf t=;fpahy; tH=;fg;gLtJ ,y;iy m. tzpfj; jftiyr; nrfhpj;jy; kw;Wk; mspj;jy; M. t=;fp nky;tiug;gw;W ,. buhf;ff;fld; <. cz;oay;fisj; js;Sgo bra;jy; tpil : mmmm
II. FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs;
1. 1. 1. 1. ifngrp t=;fpapay; gw;wpf;TWf. ifngrp t=;fpapay; gw;wpf;TWf. ifngrp t=;fpapay; gw;wpf;TWf. ifngrp t=;fpapay; gw;wpf;TWf. � bgUk;ghyhd tzpf t=;fpfs; Rl;oif ifngrpfspy; gjptpwf;fk; bra;af;Toa fzpdp epuy;fis mjhtJ braypfs; (App) vd;W miHf;fg;gLk; epuy;fis totikj;Js;sd.
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� Rl;oif? ifngrpfspy; ,Uf;Fk; ,e;jg; gad;ghl;ilf; bfhz;L xU thof;ifahsh; jdJ fzf;if v=;fpUe;Jk; ,af;f Koa[k;.
� ,e;jr; nritapidf; ifngrp t=;fpapay; vd;W miHf;fpnwhk;.
2. 2. 2. 2. gw;W ml;ilapd; njitiaf; FWfpa mstpy; tpgw;W ml;ilapd; njitiaf; FWfpa mstpy; tpgw;W ml;ilapd; njitiaf; FWfpa mstpy; tpgw;W ml;ilapd; njitiaf; FWfpa mstpy; tpsf;Ff. sf;Ff. sf;Ff. sf;Ff.
� jhdpa=;fp gzk; tH=;Fk; ml;ilna (ATM Card) gw;W ml;il (Debit Card) vd;Wk; miHf;fg;gLfpwJ.
� ,e;jpahtpd; ve;jg; gFjpapYk; bghUs;fis th=;fnth my;yJ nritfisg; bgwnth mjpf mstpy; ,e;j ml;il gad;gLfpwJ.
� ,e;jpaj; njrpar; brYj;jy; fHfk; tH=;Fk; (Rupay) qng ml;il nritfs; khh;r; 2012?,y; ,e;jpahtpy; bjhl=;fg;gl;ld.
3. 3. 3. 3. fld; ml;il ? vd;w gjj;jpidr; RUf;fkhf tpsf;Ff. fld; ml;il ? vd;w gjj;jpidr; RUf;fkhf tpsf;Ff. fld; ml;il ? vd;w gjj;jpidr; RUf;fkhf tpsf;Ff. fld; ml;il ? vd;w gjj;jpidr; RUf;fkhf tpsf;Ff.
� thof;ifahsh;fs; kw;Wk; gpw jFjpa[s;s egh;fSf;F fld; ml;ilfis t=;fpfs; tH=;Ffpd;wd.
� ,e;j ml;il @yk;/ ,e;jpahtpy; ve;jf; filapYk; bghUs;fs; kw;Wk; nritfis Kd;gzk; brYj;jhky; fldhf th=;fKoa[k;.
� bfhLf;fg;gl;l fhyj;jpw;Fs; fld; epYitj; bjhifiar; brYj;jptpl;;lhy; tl;o tpjpf;fg;gLtjpy;iy.
4. 4. 4. 4. jhdpa=;fp gzk; tH=;Fk; ml;il gw;wp ePtph; mwptJ ahJ>jhdpa=;fp gzk; tH=;Fk; ml;il gw;wp ePtph; mwptJ ahJ>jhdpa=;fp gzk; tH=;Fk; ml;il gw;wp ePtph; mwptJ ahJ>jhdpa=;fp gzk; tH=;Fk; ml;il gw;wp ePtph; mwptJ ahJ> � xU thof;ifahsh; jhdpa=;fp gzk; tH=;Fk; ,ae;jpuj;jpypUe;J t=;fpahy; mth;fSf;F tH=;fg;gl;l jhdpa=;fp gzk; tH=;Fk; ml;iliag; gad;gLj;jp ,e;jpahtpy; v=;fpUe;Jk; ve;jbthU neuj;jpYk; gzj;ij vLf;fKoa[k;.
� ,ae;jpuk; thof;ifahsh;fspd; fzf;fpy; ,Uf;Fk; kPjp ,Ug;g[ bjhifiaa[k; fhl;Lfpd;wd.
� fle;j rpy ghpth;j;jidfspd; mwpf;ifia mr;rpl;L rpWjhspy; tH=;Ffpd;wd.
5. 5. 5. 5. kpd;dQ jPh;tfr; nritfs; gw;wp xU Fwpg;g[ vGJ. kpd;dQ jPh;tfr; nritfs; gw;wp xU Fwpg;g[ vGJ. kpd;dQ jPh;tfr; nritfs; gw;wp xU Fwpg;g[ vGJ. kpd;dQ jPh;tfr; nritfs; gw;wp xU Fwpg;g[ vGJ.
� 1995,y; hprh;t; t=;fpahy; kpd;dQ jPh;tf nritfs ; bjhl=;fg;gl;lJ. � ,J xU t=;fpapy; ,Ue;J kw;bwhU t=;fpf;F epjp ghpkhw;wk; bra;ag;gad;gLk;. xU tif kpd;dQ KiwahFk;.
� “ECs-tut[“ KiwahdJ rk;gsk;/ g=;fhjhak;/ tl;o/ Xa;t{jpak; nghd;tw;iw mDg;g[tjw;Fg; gad;gLfpd;wJ.
� nkYk; “ECs- gw;W” KiwahdJ khjhe;jpu bjhiyngrp fl;lz=;fs;/ kpd;rhuf; fl;lz=;fs;/ rkkhd khjhe;jpu jtizj; bjhiffis (EMI) brYj;jpg; gw;W bra;tjw;Fg; gad;gLfpwJ.
III. rpWtpirpWtpirpWtpirpWtpil tpdhf;fs;l tpdhf;fs;l tpdhf;fs;l tpdhf;fs; ::::
1.1.1.1. kpd;dQ t=;fpapay; vd;why; vd;d>kpd;dQ t=;fpapay; vd;why; vd;d>kpd;dQ t=;fpapay; vd;why; vd;d>kpd;dQ t=;fpapay; vd;why; vd;d> � jw;nghJ midj;J t=;fpfSk;/ t=;fp ghpth;j;jidf;fhd neuk; kw;Wk; bryit Fiwj;J thof;ifahsh;fSf;F trjpahd t=;fpr; nritfis ,izak; @yk; tH=;Ffpd;wd. � tiunthiyfs;/ fhnrhiyfs; kw;Wk; fhfpj mog;gilapyhd epjpg; ghpkhw;w=;fSf;F ,e;jr;nrit xU khw;W MFk;.
2. 2. 2. 2. cz;ik neu bkhj;jj; jPh;tf mikg;g[ gw;wp Fwpg;g[ tiuf. cz;ik neu bkhj;jj; jPh;tf mikg;g[ gw;wp Fwpg;g[ tiuf. cz;ik neu bkhj;jj; jPh;tf mikg;g[ gw;wp Fwpg;g[ tiuf. cz;ik neu bkhj;jj; jPh;tf mikg;g[ gw;wp Fwpg;g[ tiuf. � ,J 2013,y; ,e;jpa hprh;t; t=;fpahy; bjhl=;fg;gl;lJ. ghpth;j;jidfs; cz;ikahd neuj;jpd; mog;gilapy; jPh;f;fg;gLfpd;wd.
� kw;w ve;j eltof;iffisa[k; bjhFf;fhky; xU t=;fpf;Fk; kw;bwhU t=;fpf;Fk; ,ilna/ xt;bthU ghpth;j;jidf;Fk; jPh;t[ fhzg;gLfpwJ.
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� RTGS trjp thu ehl;fspy; fhiy 9.00 kzp Kjy; khiy 4.30 kzp tiua[k;/ rdpf;fpHikfspy; 2.00 kzp tiua[k; fpilf;fpd;wd.
� Rkhh; 2/700 gpy;ypad; qgha; kjpg;g[s;s 60/000 ghpth;j;jidfs; 10/000 efu=;fs;/ 52/000 t=;fp fpisfs; cs;slf;fpa nritfis RTGS ghijapy; xU ehspy; bra;fpwJ.
� RTGS ghpkhw;w=;fs; +hapw;Wf;fpHik kw;Wk; t=;fp tpLKiw ehl;fspy; mDkjpf;fg;gLtjpy;iy.
� RTGS ghpth;j;jidf;fhd Fiwe;jgl;r tuk;g[ q.2 yl;rk; MFk;.
3. 3. 3. 3. tzpf t=;fpfspd; gtzpf t=;fpfspd; gtzpf t=;fpfspd; gtzpf t=;fpfspd; gyjug;gl;l t=;fp nritfis RUf;fkhf tpsf;Ff. yjug;gl;l t=;fp nritfis RUf;fkhf tpsf;Ff. yjug;gl;l t=;fp nritfis RUf;fkhf tpsf;Ff. yjug;gl;l t=;fp nritfis RUf;fkhf tpsf;Ff.
� t=;fpapay; Jiwapy; ,Uf;Fk; nghl;o mth;fspd; ,yhgj;ijf; Fiwj;Js;sJ. � Mifahy; tzpf t=;fpfs; g[jpa kw;Wk; gyjug;gl;l epjpapay; nritfisf; fz;lwpe;J tH=;fplj; bjhl=;fpd. mitfs; t=;fpapay; nritfSf;F Kw;wpYk; khwhdJ.
� mj;jifa gpw epjpapay; nritfisa[k; t=;fpfs; tH=;Ffpd;wd. � ,J cyfshtpa t=;fpapay; vd;W miHf;fg;gLfpwJ.
1. t=;fp fhg;gPl;LWjp 2. bgUtzpfh; t=;fpapay; 3. rpy;yiw t=;fpapay; ( jdpegh; t=;fp) 4. t=;fp trjp fld; 5. gu!;gu epjp 6. Jzpfu KjyPl;L epjp 7. fld; tNy; Kfik
4. 4. 4. 4. njrpa kpd;dQ epnjrpa kpd;dQ epnjrpa kpd;dQ epnjrpa kpd;dQ epjpg; ghpkhw;wk; ?tpsf;Ff.jpg; ghpkhw;wk; ?tpsf;Ff.jpg; ghpkhw;wk; ?tpsf;Ff.jpg; ghpkhw;wk; ?tpsf;Ff. � ,J 2005,y; ,e;jpa hprh;t; t=;fpahy; bjhl=;fg;gl;lJ. � ,e;j kpd;dQ epjp ghpkhw;wj;jpd; fPH; bkhj;j epjp ghpkhw;w eltof;iffs; bjhFg;g[fshf;fg;gl;L/ Fwpg;gpl;l neu=;fspy; ,e;jpah KGtJk; jPh;f;fg;gLfpd;wd.
� NEFT bray;gLj;jg;gl;l fpis t=;fpfspy; fzf;Ffisg; guhkhpf;Fk; jdpegh;fs; kw;Wk; epWtd=;fs; NEFT Kiwiag; gad;gLj;jj; jFjpa[ilaitahFk;.
� ghpth;j;jidfs; cz;ikahd neu mog;gilapy; eilbgWtJ ,y;iy. � xt;bthU miu kzp neuj;jpw;Fk;/ fhiy 8.00 kzpapypUe;J ,ut[ 7.30 kzp Koa 23 jPh;t[fs; kl;Lnk xU ehspy; mDkjpf;fg;gLfpd;wd.
� NEFT ghpkhw;w=;fs; +hapw;Wf;fpHikfspy; kw;Wk; t=;fp tpLKiw ehl;fspy; mDkjpf;fg;gLfpd;wd.
5. 5. 5. 5. Tl;oizg;g[ t=;fpapay; jPh;t[fs; vd;gJ gw;wp ePtph; mwptJ ahJ>Tl;oizg;g[ t=;fpapay; jPh;t[fs; vd;gJ gw;wp ePtph; mwptJ ahJ>Tl;oizg;g[ t=;fpapay; jPh;t[fs; vd;gJ gw;wp ePtph; mwptJ ahJ>Tl;oizg;g[ t=;fpapay; jPh;t[fs; vd;gJ gw;wp ePtph; mwptJ ahJ>
� ‘CORE’ vd;gJ ikag;gLj;jg;gl;l cz;ik neu ,izag; ghpkhw;wk; MFk;. � neu ,izag; ghpkhw;wk; cs;s t=;fpfs; midj;Jf; fzf;Ffspd; tpgu=;fisa[k;midj;J t=;fpfspd; fpis tpgu=;fisa[k; bfhz;Ls;sJ.
� xU thof;ifahsh; fhnrhiy @yk; cybf=;fpYk; cs;s t=;fpapd; ve;jf;fpis mYtyfj;jpYk; gzj;ij vLf;f Koa[k;.
� ,njnghy; ahh; ntz;LkhdhYk; ,e;jf; fzf;fpy; ve;j fpisapYk; gzj;ij itg;g[ bra;a Koa[k;.
� ghpth;j;jid eltof;iffs;/ cz;ikahd neuj;jpy; ikag;gLj;jg;gl;l ,izag; ghpkhw;wj;jpy; gjpt[ bra;ag;gLfpwJ.
� ,jid t=;fpapd; vy;yhf; fpisfspYk; fhzKoa[k;. � ,e;j trjpapidf; Tl;oizg;g[ t=;fpapay; jPh;t[fs; vd;W miHf;fg;gLfpd;wdh;.
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IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. tzpf t=;fpfshy; epfH;j;jg;gLk; gy;ntW tifahd Kjd;ik bray;ghLfisg; gw;wp tzpf t=;fpfshy; epfH;j;jg;gLk; gy;ntW tifahd Kjd;ik bray;ghLfisg; gw;wp tzpf t=;fpfshy; epfH;j;jg;gLk; gy;ntW tifahd Kjd;ik bray;ghLfisg; gw;wp tzpf t=;fpfshy; epfH;j;jg;gLk; gy;ntW tifahd Kjd;ik bray;ghLfisg; gw;wp tpthjpf;f. tpthjpf;f. tpthjpf;f. tpthjpf;f.
� xU t=;fpapd; Kjd;ikg; gzpfis @d;W tiffshfg; gphpf;fyhk;. mit/ i) itg;g[fis Vw;wy; ii) fld;fs; kw;Wk; Kd;gzk; tH=;Fjy; iii) flid cUthf;Fjy;
i) ititititg;g[fis Vw;wy; g;g[fis Vw;wy; g;g[fis Vw;wy; g;g[fis Vw;wy;
� tzpf t=;fpfs; tH=;Fk; mog;gil itg;g[ fzf;Ffs; fPnH gl;oayplg;gl;Ls;sd. � ,d;iwa jpdk; t=;fpfs; xUtUf;bfhUth; nghl;o nghl;of;bfhz;L thof;ifahsh;fisf; fth;e;J <h;g;gjw;fhff; TLjy; trjpfis itg;g[f; fzf;FfSf;F tH=;Ffpd;wd. � bghpa mstpyhd itg;g[ fzf;Ffis m. nfl;g[ itg;g[fs; kw;Wk; M. fhy itg;g[fshf tifg;gLj;jyhk;.
m. nfl;g[ itg;g[fs; m. nfl;g[ itg;g[fs; m. nfl;g[ itg;g[fs; m. nfl;g[ itg;g[fs; � ,e;j itg;g[fs; ve;j ehspYk; nfl;Fk; nghJ jpUg;gp mspf;fg;gl ntz;Lk;. � ,J 1. nrkpg;g[ itg;g[fs; kw;Wk; 2. elg;g[ itg;g[fs; cs;slf;fpaJ.
1.nrkpg;g[ itg;g[fs; nrkpg;g[ itg;g[fs; nrkpg;g[ itg;g[fs; nrkpg;g[ itg;g[fs;
� bghJkf;fs; ,e;jf; fzf;fpy; j=;fs; nrkpg;g[fis itg;g[fs; bra;ayhk;. � xU jdpeghpd; bgahpnyh my;yJ xd;Wf;F nkw;gl;l egh;fspd; ,e;jf; fzf;fpidj; bjhl=;fyhk;.
� gphpt[ 25?d;go epWk=;fspd; bgah;fspYk; nrkpg;g[ fzf;Ffisj; bjhl=;fyhk;. � ,e;j itg;g[f;Fhpa tl;o tpfpjk; epiyahd itg;g[f;Fhpa tl;o tpfpjj;ijtpl Fiwthfnt ,Uf;Fk;.
� t=;fpapy; cs;s bjhifiaa[k; t=;fp fzf;fpy; tut[ itf;fg;gl;Ls;s ehl;fspd; vz;zpf;ifiaa[k; fzf;fpl;L mjd; mog;gilapy; tl;o tH=;fg;gLfpwJ.
2. elg;g[ itg;g[fs; 2. elg;g[ itg;g[fs; 2. elg;g[ itg;g[fs; 2. elg;g[ itg;g[fs; � elg;g[ itg;g[ fzf;F tzpf epWtd=;fSf;F Vw;wJ. jdpegh;fs; Tl ,e;jf; fzf;ifj; bjhl=;f Koa[k;.
� ,e;jf; fzf;fpy; Fwpg;gpl;l bjhif Fiwe;j gl;r ,Ug;ghff; fl;lhak; itj;jpUf;f ntz;Lk;.
� ,y;iybadpy; jz;lid tl;o tpjpf;fg;gLk;. elg;g[ fzf;fpy; itj;jpUf;Fk; ,Ug;g[j; bjhiff;f tl;o tH=;fg;gLtJ fpilahJ.
� rpy t=;fpfs; ,e;jf; fzf;fpy; cs;s ,Ug;g[j; bjhiff;F tl;o tH=;fpl Kd; te;Js;sd. t=;fpfs; ,e;jf; fzf;fpw;F t=;fp fl;lzk; tNypf;fyhk;.
� t=;fp nky;tiug;gw;W (FWfpa fhyg;gpizakw;w fld;) trjpapid elg;g[ fzf;F itj;jpUf;Fk; thof;ifahsh;fSf;F tH=;FfpwJ.
M. fhy itg;g[fs;M. fhy itg;g[fs;M. fhy itg;g[fs;M. fhy itg;g[fs; � xU Fwpg;gpl;l fhyj;jpw;Fg; gpd; jpUg;gpr; brYj;Jfpd;w tifapy; cs;s
1. epiy itg;g[fs; 1. epiy itg;g[fs; 1. epiy itg;g[fs; 1. epiy itg;g[fs;
� xU bjhifia xU Fwpg;gpl;l fhyj;jpw;F xU Fwpg;gpl;l tl;of;F itg;g[ bra;tijf; Fwpf;Fk;.
� epiyahd itg;g[r; rhd;wpjH; itg;ghsUf;F tH=;fg;gLfpwJ. � nrkpg;g[ fzf;if tpl tl;o tpfpjk; mjpfkhf ,Uf;Fk;.
2. bjhlh; itg;g[ 2. bjhlh; itg;g[ 2. bjhlh; itg;g[ 2. bjhlh; itg;g[
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� xt;bthU khjKk; xU Fwpg;gpl;l bjhifia xU tUlj;jpw;nfh my;yJ Ie;J tUl=;fSf;nfh my;yJ xg;g[f;bfhs;sg;gl;l fhyj;jpw;nfh itg;g[ bra;J tUtijf; Fwpf;Fk;.
� tl;o tpfpjk; nrkpg;g[ itg;gpid tpl mjpfkhft[k; kw;Wk; epiyahd itg;g[fSf;Fhpa tl;o tpfpjj;jpw;Fr; rkkhd epiyapYk; ,Uf;Fk;.
� Fwpg;gpl;l fhyk; Koe;jt[ld; itg;g[j; bjhifa[ld; tl;oj; bjhifa[k; nrh;j;J thof;ifahsUf;Fj;jpUk;g fpilf;Fk;.
ii) fld;fs; kw;Wk; Kd;gzk; tH=;Fjy;fld;fs; kw;Wk; Kd;gzk; tH=;Fjy;fld;fs; kw;Wk; Kd;gzk; tH=;Fjy;fld;fs; kw;Wk; Kd;gzk; tH=;Fjy;
� tzpf t=;fpfspd; ,uz;lhtJ Kf;fpar; bray;ghL tl;o tUkhdk; bgWtjw;fhff; fld; bfhLg;gjhFk;.
� t=;fpfs; Fwpg;gpl;l mst[ gzj;ij tl;oa[ld; jpUk;gr; brYj;Jk; fldhf tH=;Ffpd;wd.
� nfl;g[f; fld;fs; vg;nghJ ntz;LkhdhYk; jpUk;g brYj;j ntz;Lk;. � gUtf; fhy=;fspy; fld;fspd; fhyk; xg;ge;jf; fhyj;jpw;Fg; gpwFk; ePl;of;fg;glf;TLk;. � fldhff; FWfpa fhyj;jpw;F (xU tUlj;jpw;Fs;) tzpfr; r@fj;jpw;F tH=;fg;gLk; fld; Kd;gzk; vdg;gLk;.
� Mdhy; ,Ubrhw;fSk; xd;Wf;bfhd;W khw;whfg; gad;gLj;jg;gLfpd;wd. m. Kd;gzk; m. Kd;gzk; m. Kd;gzk; m. Kd;gzk; 1. t=;fp nky;tiug;gw;W 2. buhf;ff;fld; 3. khw;Wr;rPl;Lfis js;Sgo bra;jy;
M. fld;fs; M. fld;fs; M. fld;fs; M. fld;fs; 1. tPl;Lf;fld; 2. Efh;nthh; fld; 3. thfdf;fld; 4. fy;tpf;fld; 5. eiff;fld;
iii)flid cUthf;Fjy; flid cUthf;Fjy; flid cUthf;Fjy; flid cUthf;Fjy;
� ,e;jpa hprh;t; t=;fpahdJ qgha; nehl;Lf;fis btspapLtjw;F/ buhf;ff;fld; RHw;rpfis tzpf t=;fpfspd; @yk; cUthf;fp/ bghpa mstpy; ehl;od; bghUshjhu eltof;iffSf;F cjt[fpwJ.
� tzpf t=;fpfs; tH=;Fk; fld; gzk; bkhj;j qgha; gz kjpg;igtpl bgUkstpy; cs;sJ.
� fld;fspd; bkhj;j mst[/ gad;fs; kw;Wk; Jiwfs; ,itaidj;Jk; ,e;jpa hprh;t; t=;fpapd; tHpfhl;Ljy;fspd;go tzpf t=;fpfspd; @yk; eilKiwg;gLj;jg;gLfpwJ.
2. 2. 2. 2. tzpf t=;fpfspd; gy;ntW tifahd ,uz;lhk; epiy bray;ghLfis tzpf t=;fpfspd; gy;ntW tifahd ,uz;lhk; epiy bray;ghLfis tzpf t=;fpfspd; gy;ntW tifahd ,uz;lhk; epiy bray;ghLfis tzpf t=;fpfspd; gy;ntW tifahd ,uz;lhk; epiy bray;ghLfis tpsf;Ff.tpsf;Ff.tpsf;Ff.tpsf;Ff. � Kjd;ik gzpfisj; jtpu tzpf t=;fpfs; gy;ntW tifahd gpw nritfisa[k; tH=;Ffpd;wd. mit ,uz;lhk; epiy gzpfs; vdg;gLfpd;wd.
� ,e;jr; nritfisg; bghJthf I. Kfikg;gzpfs; kw;Wk; II.bghJg; gad;ghl;Lg; gzpfs; vd tifg;gLj;jyhk;.
I. Kfikg;gzpfs; Kfikg;gzpfs; Kfikg;gzpfs; Kfikg;gzpfs;
� t=;fpfs; thof;ifahsh;fspd; Kfth;fshfr; bray;gl;Lr; rpy nritfis tH=;Ffpd;wd. mit Kfik bray;ghLfs; vd;W miHf;fg;gLfpd;wd.
1. epjp ghpkhw;wk;1. epjp ghpkhw;wk;1. epjp ghpkhw;wk;1. epjp ghpkhw;wk; � t=;fpfs; nfl;g[ tiunthiyfs;/ fhnrhiyfs;/ gazpfs; fhnrhiyfs; nghd;witfis btspapLtJld; xU ,lj;jpypUe;J ,d;bdhU ,lj;jpw;F epjpfis khw;w cjt[fpwJ.
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� thof;ifahsh;fs; gzj;ij vLj;Jr; bry;yj; njitapy;iy. � mth;fs; t=;fp btspapLk; tiunthiyfisg; bgWk; epWtd=;fSf;Ff; bfhLj;jhy; nghJkhdJ.
� ,e;jr; nritf;fhf t=;fpfs; xU rpwpa juFj; bjhifiag; bgw;Wf; bfhs;fpwJ.
2. fhyKiwapy; brYj;Jk; Kidkk;/ thlif Kjy2. fhyKiwapy; brYj;Jk; Kidkk;/ thlif Kjy2. fhyKiwapy; brYj;Jk; Kidkk;/ thlif Kjy2. fhyKiwapy; brYj;Jk; Kidkk;/ thlif Kjypadpadpadpad � thof;ifahsh;fsplkpUe;J tUk; mwpt[Wj;jypd;go/ fhg;gPl;L Kidkk;/ thlif/ bjhiyngrp fl;lzk; nghd;witfis thof;ifahsh; fzf;fpypUe;J khje;njhWk; brYj;Jk; gzpia t=;fpfs; vLj;Jf;bfhs;fpd;wd.
� ,d;iwa fhyj;jpy; ,e;jr; brYj;jy;fis kpd;dQ jPh;tfKiw @yk; t=;fpfs; vspikahf;fp tH=;Ffpd;wd.
3. fhnrhiyfs; bgWjy; kw;Wk; brYj;jy; 3. fhnrhiyfs; bgWjy; kw;Wk; brYj;jy; 3. fhnrhiyfs; bgWjy; kw;Wk; brYj;jy; 3. fhnrhiyfs; bgWjy; kw;Wk; brYj;jy; � thof;ifahsh;fspd; rhh;ghf t=;fpfs; kw;w t=;fpfspd; fhnrhiyfis tNypj;J thof;ifahsh;fspd; fzf;fpy; tut[ itf;fpwJ.
� ,njnghy; thof;ifahsuhy; tH=;fg;gl;l fhnrhiy rhpghh;f;fg;gl;lt[ld; thof;ifahsh; mwpt[Wj;jy;go gzk; tH=;fg;gLfpwJ.
4. epiwntw;whsh;/ mw=;fhtyh; kw;Wk; rl;lthjpahf bray;gLjy; 4. epiwntw;whsh;/ mw=;fhtyh; kw;Wk; rl;lthjpahf bray;gLjy; 4. epiwntw;whsh;/ mw=;fhtyh; kw;Wk; rl;lthjpahf bray;gLjy; 4. epiwntw;whsh;/ mw=;fhtyh; kw;Wk; rl;lthjpahf bray;gLjy; � thof;ifahsh;fspd; tpUg;gj;jpw;F Vw;g t=;fpahdJ epiwntw;whsuhf bray;gl;L mth;fsJ kuzj;jpw;Fg; gpwF mth;fsJ tpUg;gj;ij epiwntw;WfpwJ.
� t=;fp xU mw=;fhtyuhf ,Ue;J thof;ifahsh;fspd; epjpiaf; ftdpj;Jf;bfhs;fpwJ.
� rl;lthjpfs; nghy; ,Ue;J thof;ifahsh;fsJ brhj;Jfs; ghpkhw;w xg;ge;jj;jpy; t=;fp ifbahg;gkpLfpwJ.
5. g=;F re;ijghpth;j;jidfis elj;Jjy; 5. g=;F re;ijghpth;j;jidfis elj;Jjy; 5. g=;F re;ijghpth;j;jidfis elj;Jjy; 5. g=;F re;ijghpth;j;jidfis elj;Jjy;
� xU Onkl; kpd;dQ fzf;F itg;ghsuhy; bjhl=;fg;gl ntz;Lk;. � ,f;fzf;F thof;ifahshpd; nrkpg;g[ fzf;F ,Uf;Fk; t=;fpa[ld; thof;ifahsuhy; ,izf;fg;gLjy; ntz;Lk;.
� mjd; gpd;g[ thof;ifahsh; nfl;Lf;bfhs;tjw;fpz=;f mth; rhh;gpy; t=;fp ,izak; @yk; gj;jpu=;fis th=;Fjy; kw;Wk; tpw;Fk; gzpiar; bra;fpwJ.
6. tUkhd thpf; fzf;ifj; jahhpj;jy; 6. tUkhd thpf; fzf;ifj; jahhpj;jy; 6. tUkhd thpf; fzf;ifj; jahhpj;jy; 6. tUkhd thpf; fzf;ifj; jahhpj;jy; � thof;ifahsh;fspd; rhh;gpy; t=;fpfs; tUkhd thpf;fzf;fpid Mz;LnjhWk; jahhpf;fpd;wd. mth;fSf;F thp rk;ge;jkhd Mnyhridfis tH=;Ffpd;wd.
7. me;epar; bryhtzp th;j;jfj;jpy; <LgLjy; 7. me;epar; bryhtzp th;j;jfj;jpy; <LgLjy; 7. me;epar; bryhtzp th;j;jfj;jpy; <LgLjy; 7. me;epar; bryhtzp th;j;jfj;jpy; <LgLjy; � thof;ifahsh;fspd; rhh;gpy; t=;fpfs; btspehl;L ehza kjpg;ig th=;Fjy; kw;Wk; tpw;wy; gzpiar; bra;fpwJ.
8. bjhlh;ghsuhfr; bray;gLjy; 8. bjhlh;ghsuhfr; bray;gLjy; 8. bjhlh;ghsuhfr; bray;gLjy; 8. bjhlh;ghsuhfr; bray;gLjy; � thof;ifahsh;fSf;F bjhlh;ghsuhfr; bray;gl;L/ gazr;rPl;L/ flt[r;rPl;L nghd;witfisg; bgWfpwJ.
II. bghJg;gad;ghL gzpfs; bghJg;gad;ghL gzpfs; bghJg;gad;ghL gzpfs; bghJg;gad;ghL gzpfs;
� Kjd;ikepiy/ ,uz;lhk; epiy kw;Wk; Kfik bray;ghLfisj; jtpu/ tzpf t=;fpfs; thof;ifahsh;fspd; bghJ eyDf;fhfr; rpy nritfis tH=;Ffpd;wd.
� mit bghJg; gad;ghl;L nritfs; vd miHf;fg;gLfpd;wd.
1. nfl;g[ tiunthiy kw;Wk; t=;fpah;fspd; fhnrhiyfis btspaply; 1. nfl;g[ tiunthiy kw;Wk; t=;fpah;fspd; fhnrhiyfis btspaply; 1. nfl;g[ tiunthiy kw;Wk; t=;fpah;fspd; fhnrhiyfis btspaply; 1. nfl;g[ tiunthiy kw;Wk; t=;fpah;fspd; fhnrhiyfis btspaply; � nfl;g[ tiunthiyfs; kw;Wk; t=;fpah; fhnrhiyfs; bghJ kf;fs; kw;Wk; thof;ifahsh;fspd; eyDf;fhf tH=;fg;gLfpd;wd.
� gzj;ij mDg;g[tjw;Fg; gjpyhft[k;/ fy;tp fl;lzk; nghd;wtw;iwr; brYj;Jtjw;Fk; ,e;j tiunthiyfis ,izj;J mDg;gyhk;.
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2.thof;ifahsh;fspd; rhh;ghf khw;Wr;rPl;Lfspd; ghpth;j;jidfis Vw;Wf;bfhs;Sjy; 2.thof;ifahsh;fspd; rhh;ghf khw;Wr;rPl;Lfspd; ghpth;j;jidfis Vw;Wf;bfhs;Sjy; 2.thof;ifahsh;fspd; rhh;ghf khw;Wr;rPl;Lfspd; ghpth;j;jidfis Vw;Wf;bfhs;Sjy; 2.thof;ifahsh;fspd; rhh;ghf khw;Wr;rPl;Lfspd; ghpth;j;jidfis Vw;Wf;bfhs;Sjy; � thof;ifahsh;fspd; rhh;ghf khw;Wr; rPl;Lfis Vw;Wf;bfhz;L/ t=;fpfs; may;ehl;L Vw;Wkjpahsh;fSf;Fg; gzk; brYj;Jfpd;wd.
� gpd;dh;/ t=;fpfs; thof;ifahsh;fsplkpUe;J gzj;ij bgWfpd;wd.
3. ghJfhg;g[ bgl;lf=;fs; 3. ghJfhg;g[ bgl;lf=;fs; 3. ghJfhg;g[ bgl;lf=;fs; 3. ghJfhg;g[ bgl;lf=;fs; � kjpg;g[kpf;f Mtz=;fs;/ eiffs;/ Kjypad Fwpg;gpl;l thliff;F t=;fp ghJfhg;g[ bgl;lfj;jpd; xU bgl;oapy; ghJfhg;ghf itf;Fk; trjp cs;sJ.
� ,e;jg; ghJfhg;g[ bgl;lf miw ‘tYthd miw’ vd;W miHf;fg;gLfpd;wJ.
4. fld; cWjp foj=;fs; 4. fld; cWjp foj=;fs; 4. fld; cWjp foj=;fs; 4. fld; cWjp foj=;fs; � fld; cWjp fojk; vd;gJ ,wf;Fkjp bra;a[k; thof;ifahsh; rhh;gpy; t=;fpfs; Vw;WkjpahsUf;F ,wf;Fkjp bra;a[k; bghUSf;F gzk; brYj;j cj;juthjk; mspf;Fk; xU Mtzk; MFk;.
� ,J gd;dhl;L tzpfj;jpy; kpf Kf;fpakhd MtzkhFk;.
5. gazpfs; fhnrhiyfs; 5. gazpfs; fhnrhiyfs; 5. gazpfs; fhnrhiyfs; 5. gazpfs; fhnrhiyfs;
� thof;ifahsh;fs; ,e;jpahtpy; my;yJ btspehl;oy; gazk; bra;a[k; nghJ gzj;ij vLj;Jr; bry;yj; njitapy;iy
� gazpfs; fhnrhiyapy; gzkjpg;g[ tptuKk; brhw;fSk; mr;rplg;gl;oUf;Fk;. � ,ijg; gzkhff; fUjp midj;Jf;filfs;/ tpLjpfs;/ gaz Kfik epWtd=;fs; Kjypad Vw;Wf;bfhs;fpd;wd.
6. ghpR fhnrhiyfs; 6. ghpR fhnrhiyfs; 6. ghpR fhnrhiyfs; 6. ghpR fhnrhiyfs; � gzkjpg;g[ tpgu=;fs; mr;rplg;gl;l ,e;jtif fhnrhiyfs; fth;r;rpfukhd totikg;gpy; fpilf;fpd;wd.
� vdnt/ ,jidj; jpUkz tpHhf;fs;/ gpwe;j ehs; tpHhf;fs; nghd;w epfH;t[fSf;F ghprhf tH=;fyhk;.
7. nkw;nfhs; nrit7. nkw;nfhs; nrit7. nkw;nfhs; nrit7. nkw;nfhs; nrit � tzpf epWtd=;fs; j=;fs; t=;fpapd; bgaiug; g[jpa tzpf epWtdj;jpw;F nkw;nfhs; fhl;Ltjd; @yk; mth;fs; ve;j xU epWtdj;JlDk; th;j;jf hPjpahd g[jpa cwtpid Vw;gLj;j Koa[k;.
� t=;fpfs; tpUg;gj;Jld; eLtuhf ,Ue;J j=;fs; thof;ifahsh;fspd; epjp epiyik gw;wpa jfty;fis tH=;Ffpd;wd.
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myFmyFmyFmyF– 3 ேசைவ. ெதாழி�க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 13 13 13 13 ப(டக� கா��
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. 1. 1. 1. gz;lff; fhg;gfk; ????????jilia ePf;FfpwJ.gz;lff; fhg;gfk; ????????jilia ePf;FfpwJ.gz;lff; fhg;gfk; ????????jilia ePf;FfpwJ.gz;lff; fhg;gfk; ????????jilia ePf;FfpwJ. m. Ms;rhh; M. fhyj;jil ,.,lh;g;ghl;L jil <. mwpt[j;jil tpil : MMMM
2. 2. 2. 2. gz;lff; fhg;gfk; ??????ikakhf bghUl;fis itj;jpUf;fpwJ. gz;lff; fhg;gfk; ??????ikakhf bghUl;fis itj;jpUf;fpwJ. gz;lff; fhg;gfk; ??????ikakhf bghUl;fis itj;jpUf;fpwJ. gz;lff; fhg;gfk; ??????ikakhf bghUl;fis itj;jpUf;fpwJ. m. re;ijapLjy; M. thpirg;gLj;Jjy; ,.tpepnahfk; <. tpw;gid bra;jy; tpil : ,,,,
3. 3. 3. 3. ????? t=;fpapy; ,Ue;J epjpa[jtp bgWtjw;fhf ,izg;ghf tH=;fg;gl;lJ????? t=;fpapy; ,Ue;J epjpa[jtp bgWtjw;fhf ,izg;ghf tH=;fg;gl;lJ????? t=;fpapy; ,Ue;J epjpa[jtp bgWtjw;fhf ,izg;ghf tH=;fg;gl;lJ????? t=;fpapy; ,Ue;J epjpa[jtp bgWtjw;fhf ,izg;ghf tH=;fg;gl;lJ m. JiwKfr; rhd;whiz M. gz;lff;fhg;ghsh; ,urPJ
,. JiwKf ,urPJ <. gz;lf rhd;whiz tpil : <<<< 4.4.4.4. gpiza mog;gilapy; bghUl;fs; ghJfhg;gjw;fhf murhy; chpkk; tH=;fg;gl;l gpiza mog;gilapy; bghUl;fs; ghJfhg;gjw;fhf murhy; chpkk; tH=;fg;gl;l gpiza mog;gilapy; bghUl;fs; ghJfhg;gjw;fhf murhy; chpkk; tH=;fg;gl;l gpiza mog;gilapy; bghUl;fs; ghJfhg;gjw;fhf murhy; chpkk; tH=;fg;gl;l gz;lff; fhg;gf=;fs;??????MFk;.gz;lff; fhg;gf=;fs;??????MFk;.gz;lff; fhg;gf=;fs;??????MFk;.gz;lff; fhg;gf=;fs;??????MFk;. m. gpiza gz;lff; fhg;gf=;fs; M. Fsph;gjd
,. bghJ <. nkw;Twpa midj;Jk; tpil : mmmm
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5. 5. 5. 5. gH=;fs;/ fha;fwpfs; nghd;w mGff;Toa bghUl;fspd; nrkpg;gpw;fhf ?????? gH=;fs;/ fha;fwpfs; nghd;w mGff;Toa bghUl;fspd; nrkpg;gpw;fhf ?????? gH=;fs;/ fha;fwpfs; nghd;w mGff;Toa bghUl;fspd; nrkpg;gpw;fhf ?????? gH=;fs;/ fha;fwpfs; nghd;w mGff;Toa bghUl;fspd; nrkpg;gpw;fhf ?????? gz;lff;fhg;gf=;fs; gad;gLj;jg;gLfpd;wd. gz;lff;fhg;gf=;fs; gad;gLj;jg;gLfpd;wd. gz;lff;fhg;gf=;fs; gad;gLj;jg;gLfpd;wd. gz;lff;fhg;gf=;fs; gad;gLj;jg;gLfpd;wd. m. Mtzk; M. jdpahh; ,. Fsph; gjd <. Tl;Lwt[ tpil : ,,,,
6. 6. 6. 6. ruf;Ffis KGikahfnth my;yJ gFjpahfnth tH=;Ftjw;fhf gad;gLj;jg;ruf;Ffis KGikahfnth my;yJ gFjpahfnth tH=;Ftjw;fhf gad;gLj;jg;ruf;Ffis KGikahfnth my;yJ gFjpahfnth tH=;Ftjw;fhf gad;gLj;jg;ruf;Ffis KGikahfnth my;yJ gFjpahfnth tH=;Ftjw;fhf gad;gLj;jg;gLk; gLk; gLk; gLk; MtzkMtzkMtzkMtzk; m. gz;lf rhd;whiz M. JiwKf ,urPJ ,. JiwKf rhd;whiz <. nkw;Twpa midj;Jk; tpil: ,,,,
7. . . . murh=;fj;jpd; Mjut[ld; Muk;gpf;fg;gl;l epWtd gz;lff; fhg;gf epWtdk; murh=;fj;jpd; Mjut[ld; Muk;gpf;fg;gl;l epWtd gz;lff; fhg;gf epWtdk; murh=;fj;jpd; Mjut[ld; Muk;gpf;fg;gl;l epWtd gz;lff; fhg;gf epWtdk; murh=;fj;jpd; Mjut[ld; Muk;gpf;fg;gl;l epWtd gz;lff; fhg;gf epWtdk; m. gpiza fhg;g[ gz;lff; fhg;gf=;fs; M. bghJ gz;lff; fhg;gf=;fs;
,. ,e;jpa czt[f;fHfk; <. jhdpa=;fp gz;lff; fhg;gf=;fs; tpil : ,,,,
II. FWtpdh tpdhf;fsFWtpdh tpdhf;fsFWtpdh tpdhf;fsFWtpdh tpdhf;fs ;; ;;
1. 1. 1. 1. gz;lff; fhg;gf=;fs; vd;why; vd;d>gz;lff; fhg;gf=;fs; vd;why; vd;d>gz;lff; fhg;gf=;fs; vd;why; vd;d>gz;lff; fhg;gf=;fs; vd;why; vd;d> � ,J vjph;fhyg; gad;ghl;ow;fhfg; bghUl;fisr; nrkpj;J itf;Fk; ,lkhft[k; kw;Wk; tHf;fy; ika=;fshft[k; bray;gLfpwJ.
� xU gz;lff; fhg;gfk; vd;gJ gz;lf=;fisg; ghJfhg;gjw;fhf my;yJ nrkpj;J itg;gjw;fhf epWtg;gl;l xU ,lk; MFk;.
2. 2. 2. 2. gz;lff; fhg;gf=;fspd; gy;ntW tiffs; ahit>gz;lff; fhg;gf=;fspd; gy;ntW tiffs; ahit>gz;lff; fhg;gf=;fspd; gy;ntW tiffs; ahit>gz;lff; fhg;gf=;fspd; gy;ntW tiffs; ahit>
i) chpikapd; mog;gilapy; chpikapd; mog;gilapy; chpikapd; mog;gilapy; chpikapd; mog;gilapy; m) jdpahh; gz;lff; fhg;gf=;fs;
M) muR gz;lff; fhg;gf=;fs; ,) bghJg; gz;lff; fhg;gf=;fs; <) Tl;Lwt[gz;lff; fhg;gf=;fs; c) gpizafhg;g[ gz;lff; fhg;gf=;fs; C) epWtdKiwg; gz;lff; fhg;gf=;fs; v) tpepnahf ikag; gz;lff; fhg;gf=;fs;
ii) gz;lf=;fspd; jd;ikfspd; mog;gilapy; gz;lf=;fspd; jd;ikfspd; mog;gilapy; gz;lf=;fspd; jd;ikfspd; mog;gilapy; gz;lf=;fspd; jd;ikfspd; mog;gilapy; m) bghJg; gz;lff; fhg;gf=;fs; M) rpwg;g[ bghUs; gz;lff; fhg;gf=;fs; ,) Fsph;gjd gz;lff; fhg;gf=;fs; my;yJ Fspql;lg;gl;l fpl=;Ffs; <) jl;gbtg;gepiy fl;Lg;ghl;L gz;lff; fhg;gf=;fs;
3. 3. 3. 3. gz;lf fhg;gf=;fspd; @d;W gzpfs; Fwpg;gpLf. gz;lf fhg;gf=;fspd; @d;W gzpfs; Fwpg;gpLf. gz;lf fhg;gf=;fspd; @d;W gzpfs; Fwpg;gpLf. gz;lf fhg;gf=;fspd; @d;W gzpfs; Fwpg;gpLf. m) bghUl;fis ghJfhj;jy; M) tiyfis epiyg;gLj;jy;
,) njit kw;Wk; tH=;fiya[k; rkd;gLj;Jjy; <) tpahghu epjpbgw cjt[jy;
4. 4. 4. 4. gz;lf rhd;whgz;lf rhd;whgz;lf rhd;whgz;lf rhd;whiziziziz kw;Wk; gz;lf ,urPJ ,ilna @d;W ntWghLfisf; TWf.kw;Wk; gz;lf ,urPJ ,ilna @d;W ntWghLfisf; TWf.kw;Wk; gz;lf ,urPJ ,ilna @d;W ntWghLfisf; TWf.kw;Wk; gz;lf ,urPJ ,ilna @d;W ntWghLfisf; TWf.
gz;lf rhd;whgz;lf rhd;whgz;lf rhd;whgz;lf rhd;whiziziziz gz;lff; fhg;ghsh; ,urPJgz;lff; fhg;ghsh; ,urPJgz;lff; fhg;ghsh; ,urPJgz;lff; fhg;ghsh; ,urPJ chpik khw;wj;ij Vw;gLj;Jk; Mtzk; chpik khw;wj;ij Vw;gLj;Jk;
Mtzky;y kw;wtUf;F ,ij khw;w ,aYk; ,ij khw;wpj;ju ,ayhJ ,ij gpizakhf itf;f Koa[k; ,ijg; gpizakhf itf;f KoahJ
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5. 5. 5. 5. ,e;jpa czt[f; fHfk; gw;wp Fwpg;g[ tiuf. ,e;jpa czt[f; fHfk; gw;wp Fwpg;g[ tiuf. ,e;jpa czt[f; fHfk; gw;wp Fwpg;g[ tiuf. ,e;jpa czt[f; fHfk; gw;wp Fwpg;g[ tiuf. � czt[ jhdpa=;fisg; ghJfhf;Fk; trjpfis tH=;FfpwJ. ,e;epWtdk; bghUl;fisg; ghJfhf;Fk; trjpia khepy/ kj;jpa gz;lff; fhg;gf=;fs;/ khepy muRfs; kw;Wk; jdpahh;fsplkpUe;J thliff;F vLj;Jf;bfhs;fpwJ.
� ,e;jpa czt[f; fHfk; 74.6kpy;ypad; ld;fs; ruf;Ffis nrkpf;Fk; jpwd; bgw;Ws;sJ. (Mf!;l; 28/ 2013 muR khepy=;fs; mitapy; TwpaJ).
� czt[f; bfhs;ifapd; gpd;tUk; nehf;f=;fis epiwntw;w 1964Mk; Mz;od; czt[r; rl;lj;jpd; fPH; ,e;jpa czt[f;fHfk; mikf;fg;gl;lJ.
III. rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. gz;lff; fhg;ghsh; ,urPJ ? ypUe;J gz;lf rhd;whiz ntWg;gLj;Jf. gz;lff; fhg;ghsh; ,urPJ ? ypUe;J gz;lf rhd;whiz ntWg;gLj;Jf. gz;lff; fhg;ghsh; ,urPJ ? ypUe;J gz;lf rhd;whiz ntWg;gLj;Jf. gz;lff; fhg;ghsh; ,urPJ ? ypUe;J gz;lf rhd;whiz ntWg;gLj;Jf. gz;lf rhd;whizgz;lf rhd;whizgz;lf rhd;whizgz;lf rhd;whiz gz;lff; fhg;ghsh; ,urPJgz;lff; fhg;ghsh; ,urPJgz;lff; fhg;ghsh; ,urPJgz;lff; fhg;ghsh; ,urPJ
chpik khw;wj;ij Vw;gLj;Jk; Mtzk; chpik khw;wj;ij Vw;gLj;Jk; Mtzky;y
ruf;ifg; bgw;Wf;bfhz;ljw;fhd xU mj;jhl;rp kl;Lky;yhJ ruf;ifg; bgWtjw;fhd mjpfhuj;ijj; jUk; xU MtzkhFk;.
ruf;ifg;bgw;Wf; bfhz;ljw;fhd xU mj;jhl;rp MFk;
kw;wtUf;F ,ij khw;w ,aYk; ,ij khw;wpj;ju ,ayhJ ,ij gpizakhf itf;f Koa[k; ,ijg; gpizakhf itf;f KoahJ gz;lfr; rhd;whizia nkbyGjpf; bfhLg;gjd; @yk; bghUl;fisg; gz;lff; fhg;gfj;jpypUe;J bgw;Wf; bfhs;syhk;
,e;j ,urPija[k; bghUl;fspd; chpikahsh; fojj;ija[k; ,izj;jhy; kl;Lnk bghUl;fisg; bgw;Wf; bfhs;s Koa[k;
2. 2. 2. 2. Fsph; rhjd gz;lff; fhg;g[ vd;why; vd;d>Fsph; rhjd gz;lff; fhg;g[ vd;why; vd;d>Fsph; rhjd gz;lff; fhg;g[ vd;why; vd;d>Fsph; rhjd gz;lff; fhg;g[ vd;why; vd;d> � bghUl;fs; Fspql;lg;gl;l bfhs;fyd;fspy; bfhz;L bry;yg;gLfpd;wd. kw;Wk; Fspql;lg;gl;l gz;lff; fhg;gf=;fspy; nrkpf;fg;gLfpd;wd.
� gH=;fs;/ fha;fwpfs;/ Kl;il/ btz;bza;/ kPd; kw;Wk; ,iwr;rp nghd;w tpiutpy; mGff;Toa bghUl;fis nrkpj;J itg;gjw;fhf ,e;j gz;lff; fhg;gf=;fs; gad;gLj;jg;gLfpd;wd.
� rhpahd juj;jpy; Fspql;lg;gl;l nrkpf;fg;gLk; bghUl;fs; Mz;L KGtJk; fpilf;f tHptif bra;ag;gLfpwJ.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs; ::::
1. 1. 1. 1. gy;ntW tifahd gz;lff; fhg;gf=;fs; ahit>gy;ntW tifahd gz;lff; fhg;gf=;fs; ahit>gy;ntW tifahd gz;lff; fhg;gf=;fs; ahit>gy;ntW tifahd gz;lff; fhg;gf=;fs; ahit>
i) chpikapd; mog;gilapy; chpikapd; mog;gilapy; chpikapd; mog;gilapy; chpikapd; mog;gilapy; m) jdpahh; gz;lff; fhg;gf=;fs;
M) muR gz;lff; fhg;gf=;fs; ,) bghJg; gz;lff; fhg;gf=;fs; <) Tl;Lwt[gz;lff; fhg;gf=;fs; c) gpizafhg;g[ gz;lff; fhg;gf=;fs; C) epWtdKiwg; gz;lff; fhg;gf=;fs; v) tpepnahf ikag; gz;lff; fhg;gf=;fs;
ii) gz;lf=;fspd; jd;ikfspd; mog;gilapy;gz;lf=;fspd; jd;ikfspd; mog;gilapy;gz;lf=;fspd; jd;ikfspd; mog;gilapy;gz;lf=;fspd; jd;ikfspd; mog;gilapy; m) bghJg;gz;lff; fhg;gf=;fs;
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M) rpwg;g[ bghUs; gz;lff; fhg;gf=;fs; ,) Fsph;gjd gz;lff; fhg;gf=;fs; my;yJ Fspql;lg;gl;l fpl=;Ffs; <) jl;gbtg;gepiy fl;Lg;ghl;L gz;lff; fhg;gfk;
i) chpikapd; mog;gilapy; chpikapd; mog;gilapy; chpikapd; mog;gilapy; chpikapd; mog;gilapy; m) jdpahh; gz;lff; fhg;gf=;fs; m) jdpahh; gz;lff; fhg;gf=;fs; m) jdpahh; gz;lff; fhg;gf=;fs; m) jdpahh; gz;lff; fhg;gf=;fs;
� ,t;tif gz;lff; fhg;gf=;fs; jdpahh; bjhHpy; kw;Wk; tzpf epWtd=;fs; mit cw;gj;jp bra;a[k; bghUl;fisr; nrkpg;gjw;fhf cUthf;fg;gLgit.
� gpw cw;gj;jpahsh;fs; my;yJ tpahghu epWtd=;fSf;fhf cUthf;fg;gl;lit my;y. M) muR gz;lff; fhg;gf=;fs; M) muR gz;lff; fhg;gf=;fs; M) muR gz;lff; fhg;gf=;fs; M) muR gz;lff; fhg;gf=;fs;
� murpd; jpl;l=;fis mky;gLj;Jtjw;fhf muR ,e;j gz;lff; fhg;gf=;fis cUthf;fp elj;jp tUfpwJ. ,jd; nritfs; bgUk;ghYk; muR JiwfSf;F kl;Lnk fpilf;fpd;wd.
� midj;J muR gz;lff; fhg;gf=;fs; gw;wpa tphpthd tpsf;fk; ,e;j mj;jpahaj;jpd; Kotpy; bfhLf;fg;gl;Ls;sJ.
,) bghJg; gz;lff; fhg;gf=;fs; ,) bghJg; gz;lff; fhg;gf=;fs; ,) bghJg; gz;lff; fhg;gf=;fs; ,) bghJg; gz;lff; fhg;gf=;fs; � ,J bghpa mstpy; bghJkf;fSf;fhf Vw;gLj;jg;gl;lJ. rpwpa kw;Wk; eLj;ju tzpf epWtd=;fs;/ bghpa mstpyhd gz;lff; fhg;gf=;fisr; brhe;jkhf mikf;f KoahJ.
� mth;fs; ,k;khjphpahd gz;lfrhiyia gad;gLj;jpf; bfhs;syhk;. jdpegh; my;yJ epWtd=;fshy; mikf;fg;gLgit.
� ,e;j gz;lff; fhg;gf=;fs; murh=;f rl;l jpl;l=;fSf;F cl;gl;L elj;jg;gLfpd;wd.
<) Tl;Lwt[ gz;lff; fhg;gf=;fs; <) Tl;Lwt[ gz;lff; fhg;gf=;fs; <) Tl;Lwt[ gz;lff; fhg;gf=;fs; <) Tl;Lwt[ gz;lff; fhg;gf=;fs; � ,e;j gz;lf fhg;gfj;ij Vw;gLj;jp eph;tfpf;Fk; bghWg;ig Tl;Lwt[r; r=;f=;fs; my;yJ tptrhaf; Tl;Lwt[r; r=;f=;fs; nkw;bfhs;fpd;wd.
� ,t;tif gz;lff; fhg;gf=;fs; j=;fs; cWg;gpdh; trjpf;fhf mikf;fg;gLfpwJ. vLj;Jf;fhl;L njrpa Tl;Lwt[ tsh;r;rpf; fHfk; (NCDC)
c) gpizaf;c) gpizaf;c) gpizaf;c) gpizaf; fhg;g[ gz;lff; fhg;gf=;fs;fhg;g[ gz;lff; fhg;gf=;fs;fhg;g[ gz;lff; fhg;gf=;fs;fhg;g[ gz;lff; fhg;gf=;fs; � ,t;tif gz;lff; fhg;gf=;fs; murplk; chpkk; bgw;W ,wf;Fkjp bra;ag;gl;l ruf;Ffis R=;fthp brYj;Jk; tiu gz;lf fhg;gfj;jpy; itj;jpUf;f gad;gLfpd;wd.
� thzpgf; FwpapLjy; nghd;w gzpfSk; ,=;F mDkjpf;fg;gLfpd;wd. ,t;tif gz;lff; fhg;gf=;fs; mspf;Fk; gpizaf; fhg;g[ urPJ @yk; t=;fpfspy; fld; bgw Koa[k;.
� R=;f mjpfhhpfspd; neuo fl;Lg;ghl;od; fPH; ,g;gz;lff; fhg;gf=;fs; bray;gLfpd;wd.
C) epWtdKiw gz;lff; fhg;gf=;fs;C) epWtdKiw gz;lff; fhg;gf=;fs;C) epWtdKiw gz;lff; fhg;gf=;fs;C) epWtdKiw gz;lff; fhg;gf=;fs; � xt;bthU epWtdKk; bra;a[k; ntiyapd; jd;ikiag; bghWj;J me;epWtd=;fs; gz;lff; fhg;gf=;fis itj;jpUf;fpd;wd. vLj;Jf;fhl;lhf t=;fpfs;/ ,uapy;ntJiw nghd;wth;fs; j=;fs; njitf;fhf gz;lff; fhg;gf=;fis epWtpf;bfhs;fpd;wdh;.
� gy;ntW nghf;Ftuj;J Kfikfs; gz;lff; fhg;gf=;fs; epWtp m=;fpUe;J ruf;Ffis mDg;g[jy;/ bgWjy; nghd;wtw;iw bra;fpd;wdh;.
vvvv) tpepnahf ikag; gz;lff; fhg;gf=;fs;) tpepnahf ikag; gz;lff; fhg;gf=;fs;) tpepnahf ikag; gz;lff; fhg;gf=;fs;) tpepnahf ikag; gz;lff; fhg;gf=;fs;
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II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1.1.1.1. nghf;Ftuj;J tiuaW.nghf;Ftuj;J tiuaW.nghf;Ftuj;J tiuaW.nghf;Ftuj;J tiuaW.
nf.nf. brf;nrdhnf.nf. brf;nrdhnf.nf. brf;nrdhnf.nf. brf;nrdh mth;fs; “xU ,Ul;liwapy; bkGFth;j;jpapd; xsp gut[tJ
nghy/ nghf;Ftuj;J me;je;j gFjpfspy; jdJ gzpiar; bra;fpwJ” vd;W tiutpyf;fzk; je;Js;shh;.
2. 2. 2. 2. nghf;Ftuj;J @yk; tH=;fnghf;Ftuj;J @yk; tH=;fnghf;Ftuj;J @yk; tH=;fnghf;Ftuj;J @yk; tH=;fg;gLk; VnjDk; ,uz;L nritfisg; gw;wpf; TWf.g;gLk; VnjDk; ,uz;L nritfisg; gw;wpf; TWf.g;gLk; VnjDk; ,uz;L nritfisg; gw;wpf; TWf.g;gLk; VnjDk; ,uz;L nritfisg; gw;wpf; TWf. m) cw;gj;jp jpwid mjpfhpf;fpwJm) cw;gj;jp jpwid mjpfhpf;fpwJm) cw;gj;jp jpwid mjpfhpf;fpwJm) cw;gj;jp jpwid mjpfhpf;fpwJ
bghUspd; cw;gj;jp nehf;fk; Efh;t[ MFk;. gaDs;s nghf;Ftuj;J Kiw fhyk; kw;Wk; ,l trjpfis cUthf;Ftjd; @yk;/ bghUl;fspd; njit kw;Wk; bghUl;fspd; kjpg;g[ Mfpatw;wpy; Fwpg;gpl;l tpist[fis Vw;gLj;JfpwJ. vdnt/ nghf;Ftuj;J jpwikahd cw;gj;jp kw;Wk; gad;ghl;il cUthf;FfpwJ. M) tpiy cWjpg;ghl;ow;F cjt[fpwJM) tpiy cWjpg;ghl;ow;F cjt[fpwJM) tpiy cWjpg;ghl;ow;F cjt[fpwJM) tpiy cWjpg;ghl;ow;F cjt[fpwJ ehL KGtJk; bghUl;fis tpepnahfpg;gjd; @yk; nghf;Ftuj;J tpiy
cWjpg;ghl;ow;F cjt[fpwJ.
3. 3. 3. 3. epyg; nghf;Ftuj;jpd; VnjDk; ,uz;L ed;ikfs; epyg; nghf;Ftuj;jpd; VnjDk; ,uz;L ed;ikfs; epyg; nghf;Ftuj;jpd; VnjDk; ,uz;L ed;ikfs; epyg; nghf;Ftuj;jpd; VnjDk; ,uz;L ed;ikfs; vGJf.vGJf.vGJf.vGJf.
i) gy;ntW ,l=;fspy; rhiyfs; ,izg;gjd; @yk; ehl;oYs;s gpujhd njrpa tHpapy; ,izahky; bjhiyJ}uj;jpy; cs;s fpuhkg;g[w=;fspy; thGk; bgUk;ghyhd kf;fis ,izj;J mog;gil cs;fl;likg;g[fis tH=;FfpwJ. ii) ,ae;jpu ruf;nfw;wpfs; kw;Wk; ngUe;Jfs; rhiy nghf;Ftuj;jpd; ghpkhz tsh;r;;rpapd; tuthf fpilj;Js;sd.
III. rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. xg;ge;j ,urPJ vd;why; vd;d>xg;ge;j ,urPJ vd;why; vd;d>xg;ge;j ,urPJ vd;why; vd;d>xg;ge;j ,urPJ vd;why; vd;d>
� ruf;Ffs; bghpa mstpyhd bghUs;fs; xJf;fg;gLk; nghJ/ fg;gy; KGtija[k; my;yJ fzprkhd gFjpia thliff;F vLj;Jf; bfhs;tJ ey;yJ.
� ve;j tifahd Mtzj;jpd; @yk; xg;ge;jk; cUthf;fg;gLfpwnjh mJ fg;gy; thlif xg;ghtzk; vd;W miHf;fg;gLk;.
� nkYk; ,J ‘gaz xg;ge;jk;gaz xg;ge;jk;gaz xg;ge;jk;gaz xg;ge;jk;’ my;yJ my;yJ my;yJ my;yJ ‘fhy xg;ge;jk;fhy xg;ge;jk;fhy xg;ge;jk;fhy xg;ge;jk;’ vd;Wk; miHf;fg;gLk;. � ve;j egh; fg;giy thliff;F vLf;fpwhnuh mth; ‘xg;ge;jjhuh;’ vd;W miHf;fg;gLfpwhh;.
2. 2. 2. 2. rhh;l;lh; egh; vd;why; vd;d>rhh;l;lh; egh; vd;why; vd;d>rhh;l;lh; egh; vd;why; vd;d>rhh;l;lh; egh; vd;why; vd;d>
� ruf;Ffs; bghpa mstpyhd bghUs;fs; xJf;fg;gLk; nghJ/ fg;gy; KGtija[k; my;yJ fzprkhd gFjpia thliff;F vLj;Jf; bfhs;tJ ey;yJ.
� ve;j tifahd Mtzj;jpd; @yk; xg;ge;jk; cUthf;fg;gLfpwnjh mJ ‘fg;gy; thlif xg;ghtzk;’ vd;W miHf;fg;gLk;.
� nkYk; ,J ‘gaz xg;ge;jk;’ my;yJ ‘fhy xg;ge;jk;’ vd;W miHf;fg;gLk;. � ve;j egh; fg;giy thliff;F vLf;fpwhnuh mth; ‘xg;ge;jfhuh;’ my;yJ rhh;l;lh; egh; vd;W miHf;fg;gLfpwhh;.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. nghf;Ftuj;jpd; gy;ntW tiffis tpthpf;f nghf;Ftuj;jpd; gy;ntW tiffis tpthpf;f nghf;Ftuj;jpd; gy;ntW tiffis tpthpf;f nghf;Ftuj;jpd; gy;ntW tiffis tpthpf;f
1. epyg;nghf;Ftuj;J 1. epyg;nghf;Ftuj;J 1. epyg;nghf;Ftuj;J 1. epyg;nghf;Ftuj;J
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� epy thfdg; nghf;Ftuj;J @yk; kf;fs; kw;Wk; bghUl;fs; bfhz;L
bry;yg;gLtij epyg;nghf;Ftuj;J vd;wiHf;fpnwhk;. ,J ‘nkw;gug;g[ nghf;Ftuj;J’ vd;Wk; miHf;fg;gLfpwJ. m) bghjp tpy=;Ffs; m) bghjp tpy=;Ffs; m) bghjp tpy=;Ffs; m) bghjp tpy=;Ffs; � kiy/ fhL kw;Wk; ghiytdk; nghd;w gpd;j=;fpa gFjpfspYk; rpW rpW Rikfis
Vw;wpr; bry;yg;gad;gLj;jg;gLk; Fjpiu/ nfhntW fGij/ fGij/ xl;lfk; kw;Wk; ahid nghd;w tpy=;Ffis bghjp tpy=;Ffs; vd;wiHf;fpnwhk;.
M) khl;L tz;ofs; M) khl;L tz;ofs; M) khl;L tz;ofs; M) khl;L tz;ofs; � ,e;jpahtpy; bghUl;fs; kw;Wk; kf;fis Vw;wpr; bry;tjw;Ff; fpuhkg; gFjpfspy;
bgUthhpahfg; gad;gLj;jg;gLk; rhiyg; nghf;Ftuj;J khl;L tz;ofns MFk;.
,) rhiyg;nghf;Ftuj;,) rhiyg;nghf;Ftuj;,) rhiyg;nghf;Ftuj;,) rhiyg;nghf;Ftuj;JJJJ
� rhiyg;nghf;Ftuj;J vd;gJ FWfpa kw;Wk; eLj;ju J}uj;jpw;F kpft[k; Vw;wjhft[k;/ rf;jp tha;e;jjhft[k; cs;sJ.
� kw;w nghf;Ftuj;J tiffspd; jpwid mjpfhpf;ft[k;/ mjw;F Jizg[hpat[k; cjt[fpwJ.
<) ,ae;jpu ruf;nfw;wpfs; kw;Wk; ngUe;Jfs;<) ,ae;jpu ruf;nfw;wpfs; kw;Wk; ngUe;Jfs;<) ,ae;jpu ruf;nfw;wpfs; kw;Wk; ngUe;Jfs;<) ,ae;jpu ruf;nfw;wpfs; kw;Wk; ngUe;Jfs;
� ehfhpfj;jpd; bjhlf;fj;jpy; ,Ue;nj/ kf;fs; rhiyfs; mikj;Jk; rf;fuk; g{l;oa tz;ofisg; gad;gLj;jpa[k; bghUl;fs; kw;Wk; kf;fis Vw;wpr; brd;W nghf;Ftuj;jpid vspikg;gLj;jpa[s;sdh;.
c) ouhk; tz;ofs;c) ouhk; tz;ofs;c) ouhk; tz;ofs;c) ouhk; tz;ofs; � ouhk; tz;ofs; Kjypy; FjpiufshYk; gpd;dh; ePuhtp rf;jpahYk; ,g;nghJ
kpd;rhuj;jpdhYk; ,af;fg;gLfpwJ.
� brd;id efhpy; ouhk; tz;ofs; nghf;Ftuj;J 1933 ?Mk; Mz;L tiu bray;ghl;oy; ,Ue;jJ.
C) bjhlh;tz;og; nghf;Ftuj;J C) bjhlh;tz;og; nghf;Ftuj;J C) bjhlh;tz;og; nghf;Ftuj;J C) bjhlh;tz;og; nghf;Ftuj;J � bjhlh;tz;ofs; xU mj;jpahtrpa bghJ nritia tH=;FfpwJ. � xU ehl;od; kpfg;bghpa bghJ gad;ghl;ow;fhf bjhlh; tz;ofs; cs;sd. � bjhHpy;Jiwg; g[ul;rpapy; bjhlh; tz;ofs; nghf;Ftuj;J Kf;fpakhdjhff;
Fwpg;gplg;gl;Ls;sJ. 2. ePh;g; nghf;Ftuj;J 2. ePh;g; nghf;Ftuj;J 2. ePh;g; nghf;Ftuj;J 2. ePh;g; nghf;Ftuj;J
� ePh;g;nghf;Ftuj;J vd;gJ kf;fis efh;j;Jtjw;fhf fly;/ bgU=;fly;/ Vhp/ fhy;tha;/ ejp Kjypadtw;wpy; glF/ fg;gy; my;yJ glnfhl;lk; @yk; eilKiwg;gLj;jg;gLk; bray;Kiw MFk;.
ePh;g;nghf;Ftuj;jpd; tiffs; ePh;g;nghf;Ftuj;jpd; tiffs; ePh;g;nghf;Ftuj;jpd; tiffs; ePh;g;nghf;Ftuj;jpd; tiffs; 1) cs;ehl;L ePh;tHp 2) bgU=;fly; ePh;tHp
3. tpkhdg; nghf;Ftuj;J3. tpkhdg; nghf;Ftuj;J3. tpkhdg; nghf;Ftuj;J3. tpkhdg; nghf;Ftuj;J
� tpkhdg; nghf;Ftuj;J vd;gJ fhw;who tpkhd=;fs; btg;gf;fhw;W Tz;Lfs;/ gpnsk;g;!;/ f;islh;!;/ n\=; fpiso=;/ ghuhNl;o=;/ tpkhdk;/ b$l; tpkhd=;fs; my;yJ tpkhdj;ijj; jf;f itj;Jf;bfhs;Sk; ntW ve;jbthU gazj;jpYk; gazpf;ff;Toa xU gazkhFk;.
tpkhdg; nghf;Ftuj;jpd; bghJ tFg;g[fs;tpkhdg; nghf;Ftuj;jpd; bghJ tFg;g[fs;tpkhdg; nghf;Ftuj;jpd; bghJ tFg;g[fs;tpkhdg; nghf;Ftuj;jpd; bghJ tFg;g[fs;
njrpa njrpa njrpa njrpa / cs;ehl;L kw;Wk; rh;tnjr tpkhd=;fs; MFk;.cs;ehl;L kw;Wk; rh;tnjr tpkhd=;fs; MFk;.cs;ehl;L kw;Wk; rh;tnjr tpkhd=;fs; MFk;.cs;ehl;L kw;Wk; rh;tnjr tpkhd=;fs; MFk;.
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2. 2. 2. 2. nghf;Ftuj;jpd; ed;ikfis tpthjpf;fnghf;Ftuj;jpd; ed;ikfis tpthjpf;fnghf;Ftuj;jpd; ed;ikfis tpthjpf;fnghf;Ftuj;jpd; ed;ikfis tpthjpf;f
i) cw;gj;jpj; jpwid mjpfhpf;fpwJcw;gj;jpj; jpwid mjpfhpf;fpwJcw;gj;jpj; jpwid mjpfhpf;fpwJcw;gj;jpj; jpwid mjpfhpf;fpwJ
� bghUspd; cw;gj;jp nehf;fk; Efh;t[ MFk;. gaDs;s nghf;Ftuj;J Kiw fhyk; kw;Wk; ,ltrjpfis cUthf;Ftjd; @yk;/ bghUl;fspd; njit kw;Wk; bghUl;fspd; kjpg;g[ Mfpatw;wpy; Fwpg;gpl;l tpist[fis Vw;gLj;JfpwJ.
� vdnt/ nghf;Ftuj;J jpwikahd cw;gj;jp kw;Wk; gad;ghl;il cUthf;FfpwJ.
ii) mjpfkhd bghUl;fSf;fmjpfkhd bghUl;fSf;fmjpfkhd bghUl;fSf;fmjpfkhd bghUl;fSf;fhd njit kw;Wk; gy;nthd njit kw;Wk; gy;nthd njit kw;Wk; gy;nthd njit kw;Wk; gy;ntW Efh;t[g; bghUs;fspd; W Efh;t[g; bghUs;fspd; W Efh;t[g; bghUs;fspd; W Efh;t[g; bghUs;fspd; njitiaj; njitiaj; njitiaj; njitiaj; J}z;LfpwJJ}z;LfpwJJ}z;LfpwJJ}z;LfpwJ
� bghUe;jhj ,aw;if epiyikfs; cs;s my;yJ xU gpuhe;jpaj;jpy; cw;gj;jp bra;a Koahj Efh;t[g; bghUs;fisg; bgw ,J cjt[fpwJ.
� nghJkhd kw;Wk; gaDs;s nghf;Ftuj;J ,y;yhky;/ bghUl;fspd; vz;zpf;ifast[ my;yJ gy;ntW tifast[ njitahd bghUs;fis ,e;j fyg;g[ bghUshjhuj;jpy; bgw KoahJ.
iii) re;ij nkk;gLj;JfpwJ kw;Wk; tsh;e;J tphptilar; bra;fpwJre;ij nkk;gLj;JfpwJ kw;Wk; tsh;e;J tphptilar; bra;fpwJre;ij nkk;gLj;JfpwJ kw;Wk; tsh;e;J tphptilar; bra;fpwJre;ij nkk;gLj;JfpwJ kw;Wk; tsh;e;J tphptilar; bra;fpwJ
� nghf;Ftuj;jpd; Kjd;ikahd bray;ghlhdJ cyfshtpa bghUl;fspd; cl;g[w tpepnahfj;ij bray;gLj;JtjhFk;.
� bghUl;fspd; tpepnahfk; vspjhf bghUshjhu hPjpahft[k;/ tpiuthft[k; eilbgw ntz;Lk;. njrpa epy rh;tnjr re;ijfis tphpt[g;gLj;Jk; tha;g;ig ,J tH=;FfpwJ.
iv) tpiy cWjpg;ghl;ow;F cjt[fpwJtpiy cWjpg;ghl;ow;F cjt[fpwJtpiy cWjpg;ghl;ow;F cjt[fpwJtpiy cWjpg;ghl;ow;F cjt[fpwJ
� ehL KGtJk; bghUl;fis tpepnahfpg;gjd; @yk; nghf;Ftuj;J tpiy cWjpg;ghl;ow;F cjt[fpwJ.
v) ,J b,J b,J b,J bghUshjhu tsh;r;rpf;F cjt[fpwJ ghUshjhu tsh;r;rpf;F cjt[fpwJ ghUshjhu tsh;r;rpf;F cjt[fpwJ ghUshjhu tsh;r;rpf;F cjt[fpwJ
� @yg;bghUl;fs;/ vhpg;bghUs;/ ciHg;g[ kw;Wk; Koe;j jahhpg;g[fs; kw;Wk; @yjd gad;ghL kw;Wk; bjhHpy; El;gj;ij vg;go gad;gLj;JtJ Mfpad midj;J bjhHpy; Jiwapd; tsh;r;rpapy; ntshz;ikapypUe;J cw;gj;jpf;fhd xU Fwpg;gplj;jf;f g=;fpid nghf;Ftuj;J tfpf;fpwJ.
vi) ,J tpnrrg;gLj;jp mjpf mst[ cw;gj;jpf;F cjt[fpwJ,J tpnrrg;gLj;jp mjpf mst[ cw;gj;jpf;F cjt[fpwJ,J tpnrrg;gLj;jp mjpf mst[ cw;gj;jpf;F cjt[fpwJ,J tpnrrg;gLj;jp mjpf mst[ cw;gj;jpf;F cjt[fpwJ
� tpnr&g;gLj;Jjy; vd;gJ/ rpf;fyhd cw;gj;jp bray; Kiwapidg; gFj;J jdpj;jdp vz;zpf;ifapyhd bray; Kiwfspd; gphpthfg; gphpj;J/ xt;bthU bray;KiwapYk; xt;bthU jdp egUk; my;yJ FgtpdUk; epg[zj;Jtk; bgWfpd;wdh;. ,J gd;dhl;L mstpy; tphpthf;fk; bra;ag;gl;Ls;sJ.
vii) cw;gj;jpj; jahhpg;g[ kw;Wk; totikg;gpy; g[Jikfis Cf;Ftpf;fpwJcw;gj;jpj; jahhpg;g[ kw;Wk; totikg;gpy; g[Jikfis Cf;Ftpf;fpwJcw;gj;jpj; jahhpg;g[ kw;Wk; totikg;gpy; g[Jikfis Cf;Ftpf;fpwJcw;gj;jpj; jahhpg;g[ kw;Wk; totikg;gpy; g[Jikfis Cf;Ftpf;fpwJ
� cw;gj;jpahsh;fSf;F g[Jikahd kw;Wk; Mf;fg;g{h;tkhd tHpfspy; j=;fs; jahhpg;g[fis cw;gj;jp bra;tjw;Fk;/ gue;j re;ijiag; gpof;ft[k; kw;Wk; mjpf yhgk; <l;Ltjw;Fk; Vuhskhd tha;g;ig tH=;FfpwJ.
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myFmyFmyFmyF– 3 ேசைவ. ெதாழி�க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 15 15 15 15 கா�பீ#
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. fhg;gPl;od; mog;gilf; nfhl;ghL 1. fhg;gPl;od; mog;gilf; nfhl;ghL 1. fhg;gPl;od; mog;gilf; nfhl;ghL 1. fhg;gPl;od; mog;gilf; nfhl;ghL m. kpf;f ek;gpf;if M. Tl;Lwt[ ,. gfu chpik <. mz;ikf;fhuzk; tpil: MMMM
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2. 2. 2. 2. ??????xU bghJf;fhg;gPl;L tifapidr; rhh;e;jJ my;y??????xU bghJf;fhg;gPl;L tifapidr; rhh;e;jJ my;y??????xU bghJf;fhg;gPl;L tifapidr; rhh;e;jJ my;y??????xU bghJf;fhg;gPl;L tifapidr; rhh;e;jJ my;y m. fly;rhh; fhg;gPL M. Ma[s; fhg;gPL ,. kUj;Jtf;fhg;gPL <. jP fhg;gPL tpil: MMMM
3. 3. 3. 3. gpd;tUtdtw;wpy; vJ fhg;gPl;od; gzp my;ygpd;tUtdtw;wpy; vJ fhg;gPl;od; gzp my;ygpd;tUtdtw;wpy; vJ fhg;gPl;od; gzp my;ygpd;tUtdtw;wpy; vJ fhg;gPl;od; gzp my;y m. fld; epjp mspg;g[ M. ,lh; gfph;t[ ,. @yjd jpul;Ljy; cjtp <. kl;Lg;gLj;Jjy; tpil: ,,,,
4.4.4.4. fPH;f;fz;ltw;Ws; fhg;gPL xg;ge;jj;jpw;F bghUe;jhjJ vJ>fPH;f;fz;ltw;Ws; fhg;gPL xg;ge;jj;jpw;F bghUe;jhjJ vJ>fPH;f;fz;ltw;Ws; fhg;gPL xg;ge;jj;jpw;F bghUe;jhjJ vJ>fPH;f;fz;ltw;Ws; fhg;gPL xg;ge;jj;jpw;F bghUe;jhjJ vJ> m. jd;dpr;ir xg;ge;jk; M. epge;jid xg;ge;jk; ,. <l;LWjp xg;ge;jk; <. gfph;e;jspj;jy; tpil: mmmm
5. 5. 5. 5. gpd;tUtdtw;Ws; vJ fly;rhh; fhg;gPL tifgpd;tUtdtw;Ws; vJ fly;rhh; fhg;gPL tifgpd;tUtdtw;Ws; vJ fly;rhh; fhg;gPL tifgpd;tUtdtw;Ws; vJ fly;rhh; fhg;gPL tifapidr; rhh;e;jJ>apidr; rhh;e;jJ>apidr; rhh;e;jJ>apidr; rhh;e;jJ> m. gzk; jpUg;gj;jpl;lhtzk; M. kUj;Jt nfhUhpik ,. fg;gy; rhh; fhg;gPL <. fh!;nfh fhg;gPL tpil: ,,,,
II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs; :::: 1. 1. 1. 1. Ma[s; fhg;gPl;Lj; jpl;lhtz tiffis Fwpg;gpLf. Ma[s; fhg;gPl;Lj; jpl;lhtz tiffis Fwpg;gpLf. Ma[s; fhg;gPl;Lj; jpl;lhtz tiffis Fwpg;gpLf. Ma[s; fhg;gPl;Lj; jpl;lhtz tiffis Fwpg;gpLf.
i) KG Ma[s; jpl;lhtzk; ii)Fwpj;j taJj; jpl;lhtzk; iii)Tl;L Ma[s; fhg;gPl;Lj;jpl;lhtzk; iv)Mz;Lj;bjhif jpl;lhtzk; v)FHe;ijfSf;fhd Fwpj;j taJ jpl;lhtzk;
2. 2. 2. 2. kUj;Jtf; fhg;gPL vd;why; vd;d>kUj;Jtf; fhg;gPL vd;why; vd;d>kUj;Jtf; fhg;gPL vd;why; vd;d>kUj;Jtf; fhg;gPL vd;why; vd;d> � kUj;Jtf; fhg;gPL vd;gJ fhg;gPl;L epWtd=;fSf;Fk; jdpegh;fs; my;yJ kdpjf; FGk=;fSf;Fk; ,ilna Vw;gLk; xg;ge;jk; MFk;. ,e;j xg;ge;jg;go fhg;gPL jUeh; Fwpg;gpl;l mst[ Kidkk; bgw;Wf; bfhz;L Fwpj;j fhyj;jpw;F cly; eyf;fhg;gPl;il tH=;f xg;g[f; bfhs;fpwhh;. � neha; my;yJ tpgj;J FLk;gj;jpd; tUthia kl;Lk; ghjpg;gjpy;iy khwhf bgUkst[ kUj;Jtr; bryt[fis Vw;gLj;jptpLfpwJ. � kUj;Jtr; bryt[fspypUe;J kUj;Jtf;fhg;gPL ghJfhg;g[ mspf;fpwJ.
III. rpWtpil tpdhf;fsrpWtpil tpdhf;fsrpWtpil tpdhf;fsrpWtpil tpdhf;fs ; ; ; ;
1. 1. 1. 1. fhg;gPl;od; tiutpyf;fzk; jUf>fhg;gPl;od; tiutpyf;fzk; jUf>fhg;gPl;od; tiutpyf;fzk; jUf>fhg;gPl;od; tiutpyf;fzk; jUf>
� $hd; bkh;$; vd;gtuJ tiutpyf;fzk; “jdp xUtUf;F Vw;gLk; ,liu gyh; xd;wpize;J j=;fsJ njhs;fspy; gfph;e;J bfhs;Sk; jpl;lnk fhg;gPL” MFk;.
2. 2. 2. 2. gaph;f;fhg;ggaph;f;fhg;ggaph;f;fhg;ggaph;f;fhg;gPl;od; bghUs; jUf.Pl;od; bghUs; jUf.Pl;od; bghUs; jUf.Pl;od; bghUs; jUf.
� twl;rp/ bts;sk; nghd;w fhuz=;fshy; tptrhapfSf;F ,Hg;g[ Vw;gLk; nghJ ,Hg;gPL tH=;Ftjw;fhf bra;ag;gLk;. fhg;gPL ntshz;ikf; fhg;gPL MFk;.
� bey;/ nfhJik/ fk;g[/ vz;bza; tpj;Jf;fs; kw;Wk; gUg;g[ tiffs; nghd;w gaph;fSf;F Vw;gLk; ,Hg;g[ kw;Wk; nrj=;fSf;F <l;LWjp mspf;fpwJ.
3. 3. 3. 3. IRDAI- vd;gJ vd;d>vd;gJ vd;d>vd;gJ vd;d>vd;gJ vd;d> ,e;jpaf; fhg;gPl;L xG=;fikg;g[ Mizaj;jpd; mikg;g[Kiw ,e;jpaf; fhg;gPl;L xG=;fikg;g[ Mizaj;jpd; mikg;g[Kiw ,e;jpaf; fhg;gPl;L xG=;fikg;g[ Mizaj;jpd; mikg;g[Kiw ,e;jpaf; fhg;gPl;L xG=;fikg;g[ Mizaj;jpd; mikg;g[Kiw
IRDAI vd;gJvd;gJvd;gJvd;gJ→→→→(Insurance Regulatory and Development Authority)
� ,e;jpahtpYs;s fhg;gPl;L epWtd=;fs;aht[k; nkw;ghh;it bra;J xG=;FgLj;j Xh; chpa jiyik mikg;ghf jdpj;Jr; bray;gLk; rl;lg;goahd Mizak; ,e;jpaf;fhg;gPl;L tsh;r;rp xG=;fikg;g[ Mizak; MFk;.
� ,e;jpag; ghuhSkd;wj;jpy; epiwntw;wg;gl;l (IRDAI Act 1999)rl;lj;jpd;go 2000?k; Mz;oy; cUthf;fg;gl;lJ.
� ,jd; jiyik mYtyfk; bjY=;fhdh khepyj;jpy; cs;s i\juhghj; efhpy; cs;sJ.
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� ,e;jpaf; fhg;gPl;L xG=;fikg;g[ Mizaj;jpd; mikg;g[ Kiwapy; gj;Jngh; bfhz;l FGtpy;/
m) eLtz; murhy; epakpf;fg;gl;l xU jiyth; (Ie;J Mz;LfSf;F cah;e;jgl;r taJ 60)
M) Ie;J KGneu cWg;gpdh;fs; (cah;e;jgl;r taJ 62)
,) ehd;F gFjpneu cWg;gpdh;fs; (5Mz;LfSf;F kpfhky;) vd;w mog;gilapy; cUthf;fg;gl;Ls;sJ.
IV. bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs;
1. 1. 1. 1. fhg;gPl;od; nfhl;ghLfis tpthp>fhg;gPl;od; nfhl;ghLfis tpthp>fhg;gPl;od; nfhl;ghLfis tpthp>fhg;gPl;od; nfhl;ghLfis tpthp> � ,liu gyuhy; gfph;e;J bfhs;sg;gLtjw;fhf fhg;gPL Vw;gLj;jg;gl;lJ. xt;bthU fhg;gPL xg;ge;jKk; Tl;Lwt[j; jj;Jtj;jpd; mog;gilapy; cUthfpwJ.
� gpd;tUtd fhg;gPl;od; nfhl;ghLfs; Mfk;.
i) kpf;f ek;gpf;if kpf;f ek;gpf;if kpf;f ek;gpf;if kpf;f ek;gpf;if
� ,f;nfhl;oghl;od;go/ fhg;gPL jUeh; kw;Wk; fhg;gPL bgWeh; kpf;f ek;gpf;if mog;gilapy; xg;ge;jj;jpy; <LgLfpd;wdh;. fhg;gPL bgWeh; fUg;bghUs; gw;wpa midj;J cz;ikfisa[k; fhg;gPL jUeUf;F bjhpag;gLj;jpl ntz;Lk;.
� fhg;gPL jUeh; fhg;gPl;L xg;ge;jk; Fwpj;j midj;J jfty;fisa[k; fhg;gPL bgWeUf;F bjhptpj;Jtpl ntz;Lk;.
� fhg;gPL jUeh; kw;Wk; fhg;gPL bgWeh; ,UtUf;Fkpilna fhg;gPl;L xg;ge;jk; bjhlh;ghf ey;y ek;gpf;if btspg;gLj;j ntz;Lk;.
ii) fhg;gPL bgWeyd;fhg;gPL bgWeyd;fhg;gPL bgWeyd;fhg;gPL bgWeyd;
� fhg;gPL bgWeUf;F fhg;gPL bra;ag;gLk; fUg;bghUs; kPJ fhg;gPL bgWeyd; ,Uf;f ntz;Lk;.
� fhg;gPL bgWeyd; vd;gJ fhg;gPL bra;ag;gLk; fUg;bghUs; kPJ epjp rhh;e;j mf;fiw ,Uj;jiyf; Fwpf;fpwJ.
� fhg;gPL bra;ag;gLk; brhj;J ,Ug;gjhy; fhg;gPL bgWeUf;F gaDk;/ mr;brhj;J ,y;yhky; nghtjhy; ,Hg;g[k; milthuhapd; mtUf;F mr;brhj;jpd; kPJ fhg;gPL bgWeyd; ,Ug;gjhf bghUs;gLk;.
iii) <l;LWjp<l;LWjp<l;LWjp<l;LWjp
� xUtUf;F Vw;gl;l cz;ikahd el;lj;ij <Lbra;tnj <l;LWjpahFk;. fhg;gPL bgWeUf;F cz;ikapy; vt;tst[ ,Hg;g[ Vw;gl;lnjh me;j ,Hg;g[f;F <lhd bjhif kl;Lnk ,Hg;gPlhf mspf;f ntz;Lk;.
� ,Hg;ig tpl TLjyhd bjhif tH=;fg;glhJ. � fhg;gPl;od; @yk; fhg;gPL bgWeh; Mjhak; vJt[k; mikj;Jtplf; TlhJ vd;gnj ,j;jj;Jtk; MFk;.
� ,f;nfhl;ghL brhj;J fhg;gPl;ow;F kl;Lnk bghUe;Jk;.
iv) mz;ikf; fhuzk;mz;ikf; fhuzk;mz;ikf; fhuzk;mz;ikf; fhuzk;
� xU ,Hg;g[ Vw;gl ,uz;L my;yJ mjw;F nkw;gl;l fhuz=;fs; ,Ug;gpd; mjw;Fhpa mz;ikf;fhuzk; vJbtd fhz ntz;oa[s;sij gw;wp Fwpg;gpLtJ ,f;nfhl;ghL MFk;.
� ,lh; Vw;gLtjw;F vJ kpf Kf;fpa fhuzk; vd;W fz;lwpe;J mf;fhuzk; fhg;gPL xg;ge;jj;jpy; btspg;gLj;jg;gl;Ls;sjh vd;W ghh;f;f ntz;Lk;.
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� fhg;gPL xg;ge;jj;jpd; nghJ ,lh; Vw;gLtjw;fhd fhuz=;fs; vd;W fhg;gPL bgWeh; Twpa fhuz=;fspy; mz;ikf;fhuzk; ,lk; bgw;wpUe;jhy; kl;Lnk fhg;gPL jUeh; ,Hg;gPL tH=;Fthh;.
� ,y;iybadpy; ,Hg;gPL tH=;fkhl;lhh;. gpw fhuz=;fshy; Vw;gl;l ,Hg;gpw;F fhg;gPL jUeh; bghWg;ngw;f khl;lhh;.
� Kd;dh; Fwpg;gpl;l vLj;Jfhl;oy; fhg;gPl;L xg;ge;jj;jpy; mz;ikf; fhuzk; vdf; Fwpg;gpl;oUe;J kpFe;j btg;gk; fhuzkhf bghUl;fs; mHpe;J ngha; ,Hg;g[ Vw;gl;lhy; fhg;gPl;L epWtdk; ,Hg;g[f;F bghWg;ngw;fhJ.
v) gfph;e;jspj;jy;gfph;e;jspj;jy;gfph;e;jspj;jy;gfph;e;jspj;jy;
� xnu fUg;bghUs; xd;Wf;F nkw;gl;l fhg;gPl;L epWtd=;fsplk; fhg;gPL bra;ag;gl;oUg;gpd; mjw;F “,ul;il fhg;gPL” vd;W bgah;. fhg;gPL bgWeUf;F Vw;gLk; ,Hg;gpid rk;ke;jg;gl;l fhg;gPl;L epWtd=;fs; mtuth; bra;jpUf;fpd;w fhg;gPl;L xg;ge;j bjhiff;F Vw;g tpfpjhr;rhu mog;gilapy; mtuth;fSf;Fs;s g=;fpid gfph;e;J mspj;jy; ntz;Lk;.
� Vbddpy; mr;bray; <l;LWjp nfhl;ghl;il kPwpajhFk;. � fhg;gPL bgWeh; jdf;F Vw;gl;l cz;ikahd ,Hg;igf; fhl;oYk; TLjyhd ,Hg;gPL bgw KoahJ/ vd;w nfhl;ghl;od; mog;gilapy; ,Hg;g[ gfph;e;J <Lbra;ag;gLfpwJ.
vi) gfuchpikgfuchpikgfuchpikgfuchpik
� gfu chpik vd;gJ xUtUf;F Vw;gl;l ,Hg;ig fhg;gPL jUeh; <Lbra;j gpd; fhg;gPL bgWeh; jdf;Fs;s chpikfis fhg;gPL jUeUf;F khw;wpj; bfhLg;gJ MFk;.
� fhg;gPL bgWeh; jdf;F Vw;gl;l cz;ikahd ,Hg;igf; fhl;oYk; TLjyhf ,yhgk; mile;Jtplf;TlhJ.
� mg;go ,yhgk; mile;jhy; mJ <l;LWjpf; nfhl;ghl;Lf;F vjpuhf mike;JtpLk;. � mjhtJ xU brhj;Jf;F ,Hg;g[ Vw;gl;L mjw;F ,Hg;gPL bgw;w gpwF fhg;gPL bgWeh; me;j brhj;ij tpw;W Mjhak; mila KoahJ.
� mjhtJ me;j brhj;ij fhg;gPl;L jUeUf;F mspj;Jtpl ntz;Lk;.
vii) ,Hg;ig kl;Lg;gLj;jy;,Hg;ig kl;Lg;gLj;jy;,Hg;ig kl;Lg;gLj;jy;,Hg;ig kl;Lg;gLj;jy;
� fhg;gPL bgWeh; fhg;gPL bra;j fUg;bghUSf;F tpgj;J neUk; nghJ fhg;gPL jUeUf;F Vw;gLk; ,Hg;igf; Fiwf;Fk; my;yJ kl;Lg;gLj;Jk; tz;zk; jd;dhyhd midj;J Kaw;rpfisa[k; nkw;bfhs;s ntz;Lk;.
� fhg;gPL bgWeh; fUg;bghUSf;F fhg;gPl;L jpl;lhtzk; vLj;j gpd; mjd; ghJfhg;gpy; ftdf; Fiwthf ,Uf;ff; TlhJ vd;gnj me;jf; nfhl;ghlhFk;.
� fUg;bghUs; ghJfhg;g[f;F njitahd Kd;bdr;rhpf;if eltof;iffs; vLf;fhjnghJ tpgj;jpdhy; Vw;gl;l ,Hg;gpw;F fhg;gPL jUehplk; ,Hg;gPL bgw ,ayhJ.
2. 2. 2. 2. ,lh;fSf;fhd fhuz=;fis tpthp>,lh;fSf;fhd fhuz=;fis tpthp>,lh;fSf;fhd fhuz=;fis tpthp>,lh;fSf;fhd fhuz=;fis tpthp> bjhHpy; ,lh;fs; Vw;gLtjw;F gy;ntW fhuz=;fs; cs;sd mitahtd.
1111.,aw;if fhuzpfs; ,aw;if fhuzpfs; ,aw;if fhuzpfs; ,aw;if fhuzpfs;
� ,aw;if nghplh;fshd bgU bts;sk;/ g{fk;gk;/ kpd;dy;/ bgUkiH/ g+;rk;/ g[ay; nghd;wit kdpjdhy; Fiwe;j msnt fl;Lg;gLj;jf; Toait.
� ,it fhuzkhf mjpf kdpj caphpHg;g[fs;/ brhj;Jfs; nrjkiljy; kw;Wk; tpahghuj;jpy; mjpf el;lk; Mfpait Vw;gLj;JfpwJ.
2. kdpj fhuzpfs; 2. kdpj fhuzpfs; 2. kdpj fhuzpfs; 2. kdpj fhuzpfs;
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� gzpahsh;fspd; neh;ikaw;w jd;ik/ ftdf;Fiwt[/ mwpahik/ kpd;jil fhuzkhf gzp jilgLjy;/ ntiy epWj;jk;/ fHfk; kw;Wk; jpwikaw;w nkyhz;ik Mfpait kdpj fhuzpfshFk;.
� bghUshjhu fhuzpfs; bghUshjhu fhuzpfs; bghUshjhu fhuzpfs; bghUshjhu fhuzpfs; � bghUl;fspd; njit/ tpiy/ nghl;o/ thof;ifahsh;fsplk; flid tNy; bra;jy;/
bjhHpy; El;gkhw;wk;/ cw;gj;jp Kiwapy; khw;wk; nghd;wtw;wpy; Vw;gLk; epr;rakw;w jd;ikfs; ,jpy; ml=;Fk;.
� nkYk; tl;o tPjk; mjpfhpg;g[/ mjpf thptpjpg;g[ Mfpa epjp gpur;ridfSk; ,jpy; ml=;Fk;.
4. gpw fhuz=;fs; 4. gpw fhuz=;fs; 4. gpw fhuz=;fs; 4. gpw fhuz=;fs; � vjph;ghuhj murpay;/ gpur;ridfs;/ ,ae;jpuf;nfhshW (bfhjpfyk; btoj;jy;)/
ghpkhw;W tPj=;fspy; Vw;gLk; khw;wk; cs;spl;l fhuz=;fshy; el;lk; Vw;gl tha;g;g[s;sJ.
3. 3. 3. 3. fhg;gPl;od; tiffis tpsf;Ff. fhg;gPl;od; tiffis tpsf;Ff. fhg;gPl;od; tiffis tpsf;Ff. fhg;gPl;od; tiffis tpsf;Ff. fhg;gPl;oy; gy tiffs; cs;sd. mitahtd. 1. Ma[s; fhg;gPL my;yJ m{a[s; fhg;gPl;LWjp 2. Ma[s; rhuhf; fhg;gPL my;yJ bghJf;fhg;gPL. ,J gytiffshfg; gphpf;fg;gLfpwJ. i) jPf;fhg;gPL ii) fly;rhh; fhg;gPL 3. cly;eyf;fhg;gPL 4. ,juf;fhg;gPLfs;
1. Ma[s; fhg;gPLfs; 1. Ma[s; fhg;gPLfs; 1. Ma[s; fhg;gPLfs; 1. Ma[s; fhg;gPLfs; Ma[s; fhg;gPL vd;gJ fhg;gPL epWtdk; fhg;gPL jUeh; fhg;gPL bgWeh; brYj;Jk;
khjhe;jpu/ fhyhz;L/ miuahz;L my;yJ Mz;L Kidkk; my;yJ xU Fwpg;gpl;l bjhifia Kidkkhfg; bgw;Wf; bfhz;L mtuJ Ma[is fhg;gPL bra;a[k; xU xg;ge;jk; MFk;.
Ma[s; fhg;gPLj;jpl;lhtz tiffs; Ma[s; fhg;gPLj;jpl;lhtz tiffs; Ma[s; fhg;gPLj;jpl;lhtz tiffs; Ma[s; fhg;gPLj;jpl;lhtz tiffs;
i) KG Ma[s; jpl;lhtzk; KG Ma[s; jpl;lhtzk; KG Ma[s; jpl;lhtzk; KG Ma[s; jpl;lhtzk; ,t;tifj; jpl;lhtzj;jpy; Kjph;t[j;bjhif fhg;gPL bgWeh; kuzkile;j gpwF
mthpd; gadhspf;nfh my;yJ mthpd; rl;l thhpRf;nfh mspf;fg;gLk;.
ii) Fwpj;j taJj;jpl;lhtzk; Fwpj;j taJj;jpl;lhtzk; Fwpj;j taJj;jpl;lhtzk; Fwpj;j taJj;jpl;lhtzk; ,j;jpl;lhtzj;jpy; fhg;gPL bgWeh; xU Fwpg;gpl;l fhyk; Koa[k; tiu my;yJ mutJ kuzk; tiu ,jpy; vJ Kjypy; tUfpwnjh mJtiu Kidkj; bjhif brYj;j ntz;Lk;.
iii) Tl;L Ma[s;fhg;gPl;Lj; jpl;lhtzk;Tl;L Ma[s;fhg;gPl;Lj; jpl;lhtzk;Tl;L Ma[s;fhg;gPl;Lj; jpl;lhtzk;Tl;L Ma[s;fhg;gPl;Lj; jpl;lhtzk; ,uz;L my;yJ mjw;F nkw;gl;l egh;fspd; Ma[Sf;F Tl;lhf Ma[s; fhg;gPL bra;tJ Tl;L Ma[s; fhg;gPl;Lj; jpl;lhtzk; vdg;gLk;.
iv) Mz;Lj;bjhif jpl;lhtzk;Mz;Lj;bjhif jpl;lhtzk;Mz;Lj;bjhif jpl;lhtzk;Mz;Lj;bjhif jpl;lhtzk; ,j;jpl;lhtzj;jpd; mog;gilapy; fhg;gPL bgWeh; Kidkj; bjhifia xnu jtizahfnth my;yJ gy jtizfs; @ynkh xU Fwpg;gpl;l fhyj;jpw;F brYj;Jfpwhh;.
v) FHe;ijfSf;fhd Fwpj;j aJ jpl;lhtzk;FHe;ijfSf;fhd Fwpj;j aJ jpl;lhtzk;FHe;ijfSf;fhd Fwpj;j aJ jpl;lhtzk;FHe;ijfSf;fhd Fwpj;j aJ jpl;lhtzk; FHe;ijfspd; fy;tp/ jpUkzk; nghd;w bryt[fis <Lfl;Ltjw;fhf ,j;jpl;lhtzk; vLf;fg;gLfpwJ.
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2. Ma[s; rhuhf; fhg;gPLfs; : 2. Ma[s; rhuhf; fhg;gPLfs; : 2. Ma[s; rhuhf; fhg;gPLfs; : 2. Ma[s; rhuhf; fhg;gPLfs; : m. jPf;fhg;gPLm. jPf;fhg;gPLm. jPf;fhg;gPLm. jPf;fhg;gPL fhg;gPL jUeh; fhg;gPL bgWehplk; Kidkk; bgw;Wf;bfhz;L/ mthpd; brhj;Jf;fSf;F xU Fwpg;gpl;l fhyj;jpw;F jPapdhy; Vw;gLk; ,Hg;gpid <Lfl;Ltjw;fhfr; bra;J bfhs;Sk; xg;ge;jk; jPf;fhg;gPL MFk;.
M. fly;rhh; fhg;gPL M. fly;rhh; fhg;gPL M. fly;rhh; fhg;gPL M. fly;rhh; fhg;gPL fly; rhh; fhg;gPl;od; go fhg;gPL jUeh; fhg;gPL bgWeUf;F fly; gaz=;fspd; nghJ Vw;gLk; ,Hg;g[fSf;F <L mspg;gjhf bra;J bfhs;Sk; xg;ge;jk; MFk;.
fly;rhh; fhg;gPl;Lj; jpl;lhtz tiffs;fly;rhh; fhg;gPl;Lj; jpl;lhtz tiffs;fly;rhh; fhg;gPl;Lj; jpl;lhtz tiffs;fly;rhh; fhg;gPl;Lj; jpl;lhtz tiffs; 1. fg;gy; rhh; fhg;gPL 2. bghUs;rhh; fhg;gPL 3. fg;gy; rj;jf; fhg;gPL
3. cly; ey fhg;gPL 3. cly; ey fhg;gPL 3. cly; ey fhg;gPL 3. cly; ey fhg;gPL kUj;Jt fhg;gPL vd;gJ fhg;gPl;L epWtd=;fSf;Fk; jdp egh;fs; my;yJ kdpjf; FGf;fSf;Fk; ,ilna Vw;gLk; xg;ge;jk; MFk;.
kUj;Jtf; fhg;gPl;od; tiffs; kUj;Jtf; fhg;gPl;od; tiffs; kUj;Jtf; fhg;gPl;od; tiffs; kUj;Jtf; fhg;gPl;od; tiffs; 1. jdpegh; kUj;Jtf;fhg;gPL 2. FLk;gey jpl;lhtzk; 3. KjyPL ,ize;j fhg;gPLj; jpl;l=;fs;
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myFmyFmyFmyF– 4 இ�தியாவி� வள1�� வ6� ேசைவ. ெதாழி�க� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 16 16 16 16 ெதாழி�க�
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. ve;j xU bjhlh;r;rpahve;j xU bjhlh;r;rpahve;j xU bjhlh;r;rpahve;j xU bjhlh;r;rpahd cwt[ tzpfj;jpw;fhd chpkj;ij tH=;FfpwJ. gapw;rp mspf;fpwJ. d cwt[ tzpfj;jpw;fhd chpkj;ij tH=;FfpwJ. gapw;rp mspf;fpwJ. d cwt[ tzpfj;jpw;fhd chpkj;ij tH=;FfpwJ. gapw;rp mspf;fpwJ. d cwt[ tzpfj;jpw;fhd chpkj;ij tH=;FfpwJ. gapw;rp mspf;fpwJ. fpis tpw;gid bra;tij fUj;jpy; bfhs;tJ ??fpis tpw;gid bra;tij fUj;jpy; bfhs;tJ ??fpis tpw;gid bra;tij fUj;jpy; bfhs;tJ ??fpis tpw;gid bra;tij fUj;jpy; bfhs;tJ ??----vd miHf;fg;gLfpwJ. vd miHf;fg;gLfpwJ. vd miHf;fg;gLfpwJ. vd miHf;fg;gLfpwJ. m. jdp chpikapay; M. Vl;Lf;fld; Kfik ,. mspg;g[j; bjhlh; nkyhz;ik <. ghpkhw;wk; tpil : mmmm
2.2.2.2. gzpakh;j;jy;/ fld; nrfhpg;g[/ gzpakh;j;jy;/ fld; nrfhpg;g[/ gzpakh;j;jy;/ fld; nrfhpg;g[/ gzpakh;j;jy;/ fld; nrfhpg;g[/ Mnyhrid nghd;w KGikahd nritfs; tH=;Ftjw;F Mnyhrid nghd;w KGikahd nritfs; tH=;Ftjw;F Mnyhrid nghd;w KGikahd nritfs; tH=;Ftjw;F Mnyhrid nghd;w KGikahd nritfs; tH=;Ftjw;F xg;g[f;bfhLf;Fk; xU epge;jid ?????? vd;W miHf;fg;gLfpwJxg;g[f;bfhLf;Fk; xU epge;jid ?????? vd;W miHf;fg;gLfpwJxg;g[f;bfhLf;Fk; xU epge;jid ?????? vd;W miHf;fg;gLfpwJxg;g[f;bfhLf;Fk; xU epge;jid ?????? vd;W miHf;fg;gLfpwJ m. Kjph;t[ Vl;Lf;fld; juF tzpfk; M. njrpa Vl;Lf;fld; juF tzpfk; ,. midj;J nrit Vl;Lf;fld; juF tzpfk; <. Jiz ehlhj Vl;Lf;fld; juF tzpfk; tpil : ,,,,
3.3.3.3. kpd;dQ tiyg;gpd;dy;fs; @yk; bghUl;fis th=;Fjy; kw;Wk; tpw;gid bra;jy; kpd;dQ tiyg;gpd;dy;fs; @yk; bghUl;fis th=;Fjy; kw;Wk; tpw;gid bra;jy; kpd;dQ tiyg;gpd;dy;fs; @yk; bghUl;fis th=;Fjy; kw;Wk; tpw;gid bra;jy; kpd;dQ tiyg;gpd;dy;fs; @yk; bghUl;fis th=;Fjy; kw;Wk; tpw;gid bra;jy; ??????vd miHf;fg;gLfpwJ. ??????vd miHf;fg;gLfpwJ. ??????vd miHf;fg;gLfpwJ. ??????vd miHf;fg;gLfpwJ. m. kpd;dQ tzpfk; M. ,iza jsk; ,. tiyjsk; <. th;j;jfk; tpil : mmmm
4.4.4.4. cw;gj;jpahshplkpUe;J bghUl;fis Efh;nthUf;F vLj;Jr;bry;Yk; braYf;F ?????? cw;gj;jpahshplkpUe;J bghUl;fis Efh;nthUf;F vLj;Jr;bry;Yk; braYf;F ?????? cw;gj;jpahshplkpUe;J bghUl;fis Efh;nthUf;F vLj;Jr;bry;Yk; braYf;F ?????? cw;gj;jpahshplkpUe;J bghUl;fis Efh;nthUf;F vLj;Jr;bry;Yk; braYf;F ?????? vdg;bgah;vdg;bgah;vdg;bgah;vdg;bgah; m. nghf;Ftuj;J M. bgah;r;rpapy; ,. tH=;fy; Kiw<. re;ijapay; tpil : mmmm
5.5.5.5. bgah;r;rpapaypy; murh=;fk; jd; Mjpf;fj;ij vjd; tHpahf brayhf;FfpwJ.bgah;r;rpapaypy; murh=;fk; jd; Mjpf;fj;ij vjd; tHpahf brayhf;FfpwJ.bgah;r;rpapaypy; murh=;fk; jd; Mjpf;fj;ij vjd; tHpahf brayhf;FfpwJ.bgah;r;rpapaypy; murh=;fk; jd; Mjpf;fj;ij vjd; tHpahf brayhf;FfpwJ. m. rl;l=;fs; tHpahf M. bryt[fis Fiwj;jy;
,. nghf;Ftuj;J tHpahf <. gfph;e;jspj;jy; tHpahf tpil: <<<<
6.6.6.6. bgah;r;rpapaypd; Kf;fpa ed;ikbgah;r;rpapaypd; Kf;fpa ed;ikbgah;r;rpapaypd; Kf;fpa ed;ikbgah;r;rpapaypd; Kf;fpa ed;ik m. cw;gj;jp nkk;ghL M. bryt[fis Fiwj;jy;
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,. ,yhgk; <l;Ljy; <. gz;lff;fhg;g[ tpil : MMMM
7.7.7.7. vJ rpwe;j ePz;lfhy nkyhz;ikia Fwpj;J ,a=;FfpwJvJ rpwe;j ePz;lfhy nkyhz;ikia Fwpj;J ,a=;FfpwJvJ rpwe;j ePz;lfhy nkyhz;ikia Fwpj;J ,a=;FfpwJvJ rpwe;j ePz;lfhy nkyhz;ikia Fwpj;J ,a=;FfpwJ m. bgah;r;rpapay; M. tH=;fy; tHp r=;fpyp nkyhz;ik ,. njit <. mspg;g[ tpil : mmmm
8.8.8.8. rpwe;j Kiwia njh;e;bjLf;ft[k;/ khw;W Kot[fis gFg;gha;t[ bra;at[k; cjt rpwe;j Kiwia njh;e;bjLf;ft[k;/ khw;W Kot[fis gFg;gha;t[ bra;at[k; cjt rpwe;j Kiwia njh;e;bjLf;ft[k;/ khw;W Kot[fis gFg;gha;t[ bra;at[k; cjt rpwe;j Kiwia njh;e;bjLf;ft[k;/ khw;W Kot[fis gFg;gha;t[ bra;at[k; cjt
milahsk; fhl;Lk; rpwe;j khjphp vJmilahsk; fhl;Lk; rpwe;j khjphp vJmilahsk; fhl;Lk; rpwe;j khjphp vJmilahsk; fhl;Lk; rpwe;j khjphp vJ? m. tHpfhl;L khjphpfs; M. ml;ltizapl;l bray;ghl;L khjphpfs; ,. ruf;fpUg;g[ khjphpfs; <. khw;W Vw;ghLfs; cs;slf;fpa gFg;gha;t[ khjphpfs; tpil: MMMM
9.9.9.9. xU epWtdk; ve;j tifahd eltof;iffis g[w xg;gilg;g[r;bra;fpd;wdepWtdk; ve;j tifahd eltof;iffis g[w xg;gilg;g[r;bra;fpd;wdepWtdk; ve;j tifahd eltof;iffis g[w xg;gilg;g[r;bra;fpd;wdepWtdk; ve;j tifahd eltof;iffis g[w xg;gilg;g[r;bra;fpd;wd m. ika M. ,iz ,. thzpg <. tzpfk; rhuh tpil : MMMM
10.10.10.10. tuntw;F mYtyf gzpia g[w xg;gilg;g[r; bra;tjd; @yk; ve;j tpjkhd tuntw;F mYtyf gzpia g[w xg;gilg;g[r; bra;tjd; @yk; ve;j tpjkhd tuntw;F mYtyf gzpia g[w xg;gilg;g[r; bra;tjd; @yk; ve;j tpjkhd tuntw;F mYtyf gzpia g[w xg;gilg;g[r; bra;tjd; @yk; ve;j tpjkhd bryt[fisf; Fiwf;f Koa[k;bryt[fisf; Fiwf;f Koa[k;bryt[fisf; Fiwf;f Koa[k;bryt[fisf; Fiwf;f Koa[k; m. fhfpj ntiy M. nfhg;g[ ntiy ,. urPJ <. cw;gj;jp tpil : MMMM
11.11.11.11. g[w xg;gilg;gpd; Kf;fpa ed;ikg[w xg;gilg;gpd; Kf;fpa ed;ikg[w xg;gilg;gpd; Kf;fpa ed;ikg[w xg;gilg;gpd; Kf;fpa ed;ik m. cw;gj;jp jpwd; M. bryt[ Fiwg;g[ ,. jpwd; <. myFfs; tpil : MMMM
12.12.12.12. tsUk; ehLfSf;F g[w xg;gilg;g[ tH=;fg;gLtjd; rpwg;g[ nehf;fk; tsUk; ehLfSf;F g[w xg;gilg;g[ tH=;fg;gLtjd; rpwg;g[ nehf;fk; tsUk; ehLfSf;F g[w xg;gilg;g[ tH=;fg;gLtjd; rpwg;g[ nehf;fk; tsUk; ehLfSf;F g[w xg;gilg;g[ tH=;fg;gLtjd; rpwg;g[ nehf;fk; m. Fiwthd Typ M. epyk; ,. @yjdk; <.fhuzpfs; tpil : mmmm
13.13.13.13. vt;tpjkhd ed;ikf;fhf g[w xg;gilg;g[ nkw;bfhs;sg;gLfpwJvt;tpjkhd ed;ikf;fhf g[w xg;gilg;g[ nkw;bfhs;sg;gLfpwJvt;tpjkhd ed;ikf;fhf g[w xg;gilg;g[ nkw;bfhs;sg;gLfpwJvt;tpjkhd ed;ikf;fhf g[w xg;gilg;g[ nkw;bfhs;sg;gLfpwJ m. cyfshtpa fpuhk tsh;r;rp M. nghf;Ftuj;J
,. bjhHpw;rhiy <. neuk; kw;Wk; gzk; tpil : <<<<
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. jdp chpkk; bgw;wth; vjdp chpkk; bgw;wth; vjdp chpkk; bgw;wth; vjdp chpkk; bgw;wth; vd;gth; ahh;>d;gth; ahh;>d;gth; ahh;>d;gth; ahh;>
� xU tpahghu epWtdj;jpd; nray;ghLfs; fhg;Ghpik nghd;w tpahghu; FwpaPl;il rl;lg;go gad;gLj;Jk; chpkk; bgw;w xU jdp egiu “jdp chpkk” ; bgw;wth; vd miHf;fpnwhk;.
2. 2. 2. 2. jdp chpikapay; ,uz;L ed;ikfisf; TWjdp chpikapay; ,uz;L ed;ikfisf; TWjdp chpikapay; ,uz;L ed;ikfisf; TWjdp chpikapay; ,uz;L ed;ikfisf; TW
i) ,lh;fisf; Fiwj;jy; ,lh;fisf; Fiwj;jy; ,lh;fisf; Fiwj;jy; ,lh;fisf; Fiwj;jy;
� jdp chpkk; bgw;wth; Vw;fdnt/ rl;lg;go eilbgWfpd;w tpahghuj;jpd; thzpg chpikia bgWtjhy;/ g[jpajhf xU thzpgj;ijj; Jt=;Ftjpy; cs;s ,lh;fspy; ,Ue;J tpLgLfpwhh;.
ii) tzpf tphpthf;fk;tzpf tphpthf;fk;tzpf tphpthf;fk;tzpf tphpthf;fk;
� gpuhe;jpa/ njrpa kw;Wk; cyfshtpa TLjy; brytpd=;fs; ,y;yhky; j=;fSila th;j;jfj;ij tphpt[g;gLj;j xU tha;g;g[ fpilf;fpwJ.
3. 3. 3. 3. Vl;Lf;fld; juF Kfth; vd;gth; ahh;>Vl;Lf;fld; juF Kfth; vd;gth; ahh;>Vl;Lf;fld; juF Kfth; vd;gth; ahh;>Vl;Lf;fld; juF Kfth; vd;gth; ahh;> � xU epWtdk; jdJ bghUl;fis buhf;fk; kw;Wk; fld; mog;gilapy; tpw;gid bra;fpwJ. � fld; tpw;gidapdhy; rpW kw;Wk; eLj;ju tzpfh;fspd; elg;g[ @yjdkhdJ fzprkhd mst[ bgWjw;Fhpa khw;Wr;rPl;Lfshf khwptpLtjhy; epWtdj;jpd; ePh;ikjd;ik ghjpf;fpwJ.
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� ,jdhy; mjd; rPuhd bray;ghLfs; ghjpf;fg;gl;L/ thzpf ,lh;ghLfs; Vw;gLfpd;wd.
4. 4. 4. 4. g[wj;jpwdPl;ly; tiuaWf;f.g[wj;jpwdPl;ly; tiuaWf;f.g[wj;jpwdPl;ly; tiuaWf;f.g[wj;jpwdPl;ly; tiuaWf;f. � nrit rhh;g[ila Jiwfspy; jw;nghJ g[wj; jpwdPl;ly; Kiw bgUfp tUfpwJ. mjhtJ btspahl;fsplk; gzpia xg;gilg;g[r; bra;J mij jd; epWtdj;jpd; @yk; vg;nghJk; nghy; re;ijapLjiy g[wj;jpwdPl;ly; my;yJ g[w xg;gilg;g[ vd miHf;fg;gLfpwJ.
5. 5. 5. 5. g[w xg;gilg;gpd; njitfs; ahit>g[w xg;gilg;gpd; njitfs; ahit>g[w xg;gilg;gpd; njitfs; ahit>g[w xg;gilg;gpd; njitfs; ahit> 1) Kjd;ikr; bray;ghLfspy; ftdk; brYj;jy; 2) jpwid cah;j;jpf;bfhs;Sjy; nky; epg[zj;Jtk; bgWjy; 3) bryt[fisf; Fiwj;jy; 4) bghUshjhu tsh;r;rp kw;Wk; nkk;ghL miljy; 5) mjpf ,yhgk; <l;ly; 6) tsh;e;JtUk; njitf;nfw;g nritfisg; ghpkhw;wk; bra;J bfhs;Sjy; nkw;Twpa MW bray;fSk; tzpf bray;Kiw g[w xg;gilg;gpd; njitfshFk;.
6. 6. 6. 6. ve;j tifapy; bjhHpy; bray;Kiw g[w xg;gilg;g[ Kf;fpabkd epidf;fpwha;>ve;j tifapy; bjhHpy; bray;Kiw g[w xg;gilg;g[ Kf;fpabkd epidf;fpwha;>ve;j tifapy; bjhHpy; bray;Kiw g[w xg;gilg;g[ Kf;fpabkd epidf;fpwha;>ve;j tifapy; bjhHpy; bray;Kiw g[w xg;gilg;g[ Kf;fpabkd epidf;fpwha;>
1. 1. 1. 1. jpwid cah;j;jp nfhs;s mjpy; epGzj;Jtk; ngw
2. oszUgjs Fiwj;J yhgj;ij mjpfhpf;f
3. ohiVtikivl<!Oll<hiM!njmb
4. Okjug<Ogx<h!Osjugjt!hiqlix<xl<!osb<b!
7. 7. 7. 7. mwpt[rhh; bray;Kiw g[w xg;gilg;g[r; bra;jypd; ed;ikfs; vd;d>mwpt[rhh; bray;Kiw g[w xg;gilg;g[r; bra;jypd; ed;ikfs; vd;d>mwpt[rhh; bray;Kiw g[w xg;gilg;g[r; bra;jypd; ed;ikfs; vd;d>mwpt[rhh; bray;Kiw g[w xg;gilg;g[r; bra;jypd; ed;ikfs; vd;d>
1. mwpit kl;Lnk gad;gL1. mwpit kl;Lnk gad;gL1. mwpit kl;Lnk gad;gL1. mwpit kl;Lnk gad;gLj;Jk; nehf;fk;j;Jk; nehf;fk;j;Jk; nehf;fk;j;Jk; nehf;fk;
2. rpwe;j jpwikfisg; gad;gLj;Jjy;2. rpwe;j jpwikfisg; gad;gLj;Jjy;2. rpwe;j jpwikfisg; gad;gLj;Jjy;2. rpwe;j jpwikfisg; gad;gLj;Jjy;
3. rpf;fyhd gpur;ridfSf;Fj; jPh;itf; fz;lwpjy;3. rpf;fyhd gpur;ridfSf;Fj; jPh;itf; fz;lwpjy;3. rpf;fyhd gpur;ridfSf;Fj; jPh;itf; fz;lwpjy;3. rpf;fyhd gpur;ridfSf;Fj; jPh;itf; fz;lwpjy;
4. ,lh;g;ghLfisf; Fiwj;jy; 4. ,lh;g;ghLfisf; Fiwj;jy; 4. ,lh;g;ghLfisf; Fiwj;jy; 4. ,lh;g;ghLfisf; Fiwj;jy;
8. 8. 8. 8. bgah;r;rpapay; ? tiuaiw jUf. bgah;r;rpapay; ? tiuaiw jUf. bgah;r;rpapay; ? tiuaiw jUf. bgah;r;rpapay; ? tiuaiw jUf. � re;ija[ld; bjhlh;g[ila nghf;Ftuj;J gzp bgah;r;rpapaypy; kpf Kf;fpa g=;if tfpf;fpwJ. nkYk; kpf neh;j;jpahd xd;Wf;bfhd;W bjhlh;g[ila nghf;Ftuj;jpd; tphpthf;fnk bgah;;r;rpapay; vdg;gLfpwJ.
9. 9. 9. 9. bgah;r;rpapay; njit ahJ>bgah;r;rpapay; njit ahJ>bgah;r;rpapay; njit ahJ>bgah;r;rpapay; njit ahJ> � xU epWtdk; rpwe;j bgah;r;rpapay; nkyhz;ikia ey;y xG=;FKiw gLj;jg;gl;l nghf;Ftuj;J gz;lff;fhg;g[/ cw;gj;jp bghUl;fis ifahSjy; rpwe;j jftYld; Toa njit bgah;r;rpapaypy; njitg;gLk;. nkYk; ,e;jpahit bghUj;jkl;oy; bgUk;ghd;ikahd nghf;Ftuj;J Kiwfs; rhiy kw;Wk; ,uapy; tHpahfnt eilbgWfpwJ.
10. 10. 10. 10. bgah;r;rpapay; Kf;fpaj;Jtj;ij gw;wp vGJf.bgah;r;rpapay; Kf;fpaj;Jtj;ij gw;wp vGJf.bgah;r;rpapay; Kf;fpaj;Jtj;ij gw;wp vGJf.bgah;r;rpapay; Kf;fpaj;Jtj;ij gw;wp vGJf. � bgah;r;rpapay; bjhlh;g[ila gy cw;gj;jp rhh;g[ila bray;fspd; Kot[fis Ma;t[ bra;J jPh;khdpj;J/ njitf;nfw;g jsh;j;jp/ xU=;fpize;j mikg;g[ Kiwahf cw;gj;jpg; bghUl;fis gfph;e;jspj;jypy; <LgLfpwJ.
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11. 11. 11. 11. bgah;r;rpapay; tiffs; ahit>bgah;r;rpapay; tiffs; ahit>bgah;r;rpapay; tiffs; ahit>bgah;r;rpapay; tiffs; ahit> 1. KobtLj;jy;fspd; mog;gilapy; 2. g=;bfLf;Fk; egh;fspd; mog;gilapy; 3. bgah;r;rpapaypy; ,ize;Js;s bray;fspd; mog;gilapy; 4. bgah;r;rpapaypy; nruhj bray;fspd; mog;gilapy;
12. 12. 12. 12. kpd;dQ tzfk; gw;wp ePtph; mwptJ ahJ>kpd;dQ tzfk; gw;wp ePtph; mwptJ ahJ>kpd;dQ tzfk; gw;wp ePtph; mwptJ ahJ>kpd;dQ tzfk; gw;wp ePtph; mwptJ ahJ> � kpd;dD tiyjsj;jpd; @yk; bghUl;fis th=;Fjy; kw;Wk; tpw;wYf;F kpd;dQ th;j;jfk; vdg;gLfpwJ. � ,e;j brhy;ypy; ,izajsk; @yk; epWkj;jpw;F cs; kw;Wk; btspapy; eilbgWk; midj;J tpahghu eltof;iffSk; kpd;dQ th;j;jfk; vd;w brhy;ypy; cs; ml=;Ffpd;wJ.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;::::
1.1.1.1. jdp chpikapaypd; tiffs; ahit>jdp chpikapaypd; tiffs; ahit>jdp chpikapaypd; tiffs; ahit>jdp chpikapaypd; tiffs; ahit> jdp chpikapay; ,U gphpt[fshf gphpf;fg;gLfpwJ. mit m) jahhpg;g[ bghUs; my;yJ th;j;jf bgah; jdp chpikahf;fy; M) tzpf totikg;g[ jdp chpik
2. 2. 2. 2. Vl;Lf;fld; Kfikapy; cs;s goepiyfs; ahit>Vl;Lf;fld; Kfikapy; cs;s goepiyfs; ahit>Vl;Lf;fld; Kfikapy; cs;s goepiyfs; ahit>Vl;Lf;fld; Kfikapy; cs;s goepiyfs; ahit> 1. chpikg; nguhs; jkJ thof;ifahsh; flid jpUg;gpr;brYj;Jk; jFjpia kjpg;gPL bra;fpd;whh;. gpd; xt;bthU thof;ifahsh;fSf;Fk; mth;fspd; bgWjw;Fhpa khw;Wr;rPl;Lfspy; ve;jj; bjhif mstpw;F kw;Wk; fhy mstpw;F jhk; bfhs;Kjy; bra;a jahuhf cs;shnuh mij tiuaiw bra;fpd;whh;.
2. vg;bghGJk; nghy thof;ifahsh; bghUl;fis tpw;W mjw;Fhpa ruf;Fg; gl;oaypy;/ ,r;ruf;F gl;oaypd; kPjhd epYitahf cs;s bjhifapd; cilik chpikr;rl;lg;go khw;wp tH=;fg;gl;Ls;sJ.
3. thof;ifahsh;/ rl;lg;go cilik chpik khw;wg;gl;l ruf;Fg; gl;oaypd; efy;fis chpikg; nguhs;fSf;F mDg;g[fpwhh;.
4. cldoahf chpikg;nguhs; mt;thW mDg;gg;gl;l rl;lg;go cilik chpik khw;wg;gl;l ruf;Fg; gl;oaypd; kjpg;gpy; 80 tpGf;fhL tiuapyhd FWfpa fhy flid jkJ thof;ifahsUf;F mspf;fpd;whh;.
5. thof;ifahsh; ruf;Fg; gl;oaYf;Fhpa bjhifia mspj;j cld; ruf;Fg; gl;oay; kjpg;gpy; kPjKs;s 20 tpGf;fhL bjhifia chpikg; nguhshdth; thof;ifahsUf;F mspg;ghh;.
6. chpikg; nguhshy; bfhs;Kjy; bra;ag;gl;l fld;fspypUe;J 20 tpGf;fhL jf;fitj;jy; bjhifia fHpj;j gpd;tUk; bjhifapd; kPJ thof;ifahsUf;F cs;s gzk; vLj;jy; jFjpapd; mog;gilapy; thof;ifahsh; jkJ fzf;fpypUe;J gzj;ij vLf;f mDkjpf;fg;gLfpd;whh;.
3. 3. 3. 3. bgah;r;rpapaypd; ed;ikfis tpthp.bgah;r;rpapaypd; ed;ikfis tpthp.bgah;r;rpapaypd; ed;ikfis tpthp.bgah;r;rpapaypd; ed;ikfis tpthp.
i) bghUl;fspd; jahhpg;g[/ totikg;g[ ii) jsthl miktplk;/ re;ij @y=;fis bjhpt[bra;jy;/ cw;gj;jp fl;likg;g[ iii) tpepnahf!;jh; my;yJ tzpfh; tiyaikg;g[ totikg;g[/ gz;lf rhiy miktplk; jsthl tiuglk; kw;Wk; bgah;r;rp g=;fPl;L totikg;g[ cw;gj;jp jpl;lk;.
iv) ruf;fpUg;g[ nkyhz;ik/ ruf;fpUg;gpd; epiyfs; nghf;Ftuj;J tifia njh;t[ bra;jy; ruf;if fg;gypd; Vw;Wjypd; mst[
v) tHpj;jlj;ij Kot[ bra;jy; nkYk; nghf;Ftuj;J xg;ge;jtpay; bjhFg;g[ @yg;bghUis ifahSjy; MFk;.
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4. 4. 4. 4. bgah;r;rpapay; nkyhz;ikf;Fk; tH=;fy; tHp r=;fpyp nkyhz;ikf;Fk; ,ilna cs;s bgah;r;rpapay; nkyhz;ikf;Fk; tH=;fy; tHp r=;fpyp nkyhz;ikf;Fk; ,ilna cs;s bgah;r;rpapay; nkyhz;ikf;Fk; tH=;fy; tHp r=;fpyp nkyhz;ikf;Fk; ,ilna cs;s bgah;r;rpapay; nkyhz;ikf;Fk; tH=;fy; tHp r=;fpyp nkyhz;ikf;Fk; ,ilna cs;s ntWghLfis TW.ntWghLfis TW.ntWghLfis TW.ntWghLfis TW.
bgah;r;rpapay; nkyhz;ikbgah;r;rpapay; nkyhz;ikbgah;r;rpapay; nkyhz;ikbgah;r;rpapay; nkyhz;ik tH=;fy; tHp r=;fpyp nkyhz;ik tH=;fy; tHp r=;fpyp nkyhz;ik tH=;fy; tHp r=;fpyp nkyhz;ik tH=;fy; tHp r=;fpyp nkyhz;ik njitf;Fk; mspg;g[f;Fk; ,ilna cs;s epiyahd ,ilbtsp rhp bra;jy; (m) eph;tfpj;jYld; bjhlh;g[ilaJ
khWk; ,ay;g[ bfhz;l kjpg;ig nkk;gLj;Jk; bray;fshd bghWg;ngw;wy;/ juk; kw;Wk; totikg;g[ nghd;w bray;fis fz;lwpa bjhlh;e;J Kaw;rpf;fpwJ. vdnt jhd; ,ij rpwe;j ePz;lfhy nkyhz;ikia Fwpj;J ,a=;FfpwJ vd;fpd;wdh;
mlf;ftpiyiaf; Fiwg;gjpy; ftdk; brYj;JfpwJ
mlf;ftpiyiaf; Fiwg;gjpy; ftdk; brYj;Jtijf; fhl;oYk; ,yhgj;ij kpifg;gLj;Jjiy nehf;fp (m) ikag;gLj;jp ,a=;FfpwJ.
mspg;g[ bray;ghl;il mog;gilahff; bfhz;lJ
njit bray;ghl;il mog;gilahff; bfhz;lJ
5. 5. 5. 5. th=;Fgth;fs; kPJ th=;Fgth;fs; kPJ th=;Fgth;fs; kPJ th=;Fgth;fs; kPJ kpd;dQkpd;dQkpd;dQkpd;dQ tzpftpay; Vw;gLj;Jk; jhf;fk; vd;why; vd;d>tzpftpay; Vw;gLj;Jk; jhf;fk; vd;why; vd;d>tzpftpay; Vw;gLj;Jk; jhf;fk; vd;why; vd;d>tzpftpay; Vw;gLj;Jk; jhf;fk; vd;why; vd;d>
i) kpd;dQ tzpfg; gphpt[ Rkhh; 4nfho egh;fl;F ntiy tha;g;ig ey;fp tUfpwJ. ii) ,izajs rpy;yiw tzpfk; ,izajs nrit th;j;jfk; nghd;w Jiwfspy; bjhl=;fg;gLk; bjhHpy;fspy; Vuhskhd ntiytha;g;g[ bgUfp tUfpwJ. iii) kpd;dQ tzpf epWtd=;fs;/ gz;lf=;fs; bghUs;/ tHf;fPl;L Kida=;fis mikj;jy; mspg;g[ r=;fpypj; bjhlh;g[fis Vw;gLj;Jjy; nghd;w fl;likg;ig cUthf;fp kpd;dQ th;f;fj;ij gykhdjhf khw;w mjpf KjyPLfis bra;JtUfpd;wd.
IV.... bgUtpil tpdhf;bgUtpil tpdhf;bgUtpil tpdhf;bgUtpil tpdhf;fs;fs;fs;fs;
1. 1. 1. 1. jdp chpikapay; Fzhjpjdp chpikapay; Fzhjpjdp chpikapay; Fzhjpjdp chpikapay; Fzhjprrrra=;fisf; fzf;fpLa=;fisf; fzf;fpLa=;fisf; fzf;fpLa=;fisf; fzf;fpL jdp chpkk; bgw;wth; jdp chpkk; bgw;wth; jdp chpkk; bgw;wth; jdp chpkk; bgw;wth; xU tpahghu epWtdj;jpd; tzpff; FwpaPl;il rl;lg;go gad;gLj;Jk; chpkk;
bgw;w xU jdp egiu jdp chpkk; bgw;wth; vd miHf;fpnwhk;. jdp chpikapaypd; rpwg;gpay;g[fs; jdp chpikapaypd; rpwg;gpay;g[fs; jdp chpikapaypd; rpwg;gpay;g[fs; jdp chpikapaypd; rpwg;gpay;g[fs;
i) jdp chpikapay; bjhlh;g[ila tpjpKiwfs; kw;Wk; epge;jidfs; cld;gof;if mog;gilapy; Vw;gLj;jg;gLfpwJ.
ii) jdp chpikapay; fhy mst[ 5 Mz;Lfs; my;yJ mjw;F nkyhf ,Uf;fyhk;. nkYk; bjhlh;g[ila ,Uthpd; xg;g[jYld; ,e;j jd chpik xg;ge;jj;ijg; g[Jg;gpf;fyhk;.
iii) jdp chpik xg;ge;jg;go jdp chpkk; bgw;wth; Fwpg;gpl;l bjhifia chpikj; bjhifahf jdp chpkk; mspj;jtUf;F brYj;j xg;g[f;bfhs;fpwhh;.
iv) jdp chpik nfhl;ghl;od;go jdp chpkk; mspj;jth; jd;Dila bghUs; my;yJ nritia ve;j Kiwapy; tH=;Ffpwhnuh my;yJ vk;khjphpahd goepiyfis gpd;gw;Wfpwhnuh mjpy; rw;Wk; tGthky; mtUf;fhf thzpgj;ij Vw;ghL bra;J elj;j cld;gLfpwhh;.
v) jdp chpkk; bgw;wth; jiyik epWtdj;jpd; bfhs;iffSf;F ,z=;f jd;Dila thzpgj;ij jdp chpik xg;ge;j ruj;Jf;fs;go Kiwahf bray;gLj;j ntz;Lk;.
vi) jdp chpkk; mspj;jth; nghJkhd gapw;rpfisa[k; vt;thW bray;gl ntz;Lk; vd;w Kiwfisa[k; jdp chpkk; bgw;w epWtdj;jpw;F mspj;jy; ntz;Lk;.
2. 2. 2. 2. Vl;Lf;fld; Kfikapd; rpwg;gk;r=;fisj; bjspt[g;gLj;Jf.Vl;Lf;fld; Kfikapd; rpwg;gk;r=;fisj; bjspt[g;gLj;Jf.Vl;Lf;fld; Kfikapd; rpwg;gk;r=;fisj; bjspt[g;gLj;Jf.Vl;Lf;fld; Kfikapd; rpwg;gk;r=;fisj; bjspt[g;gLj;Jf. Vl;Lf;fld; Kfikapd; ,ay;g[fs; Vl;Lf;fld; Kfikapd; ,ay;g[fs; Vl;Lf;fld; Kfikapd; ,ay;g[fs; Vl;Lf;fld; Kfikapd; ,ay;g[fs;
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1. fld; VLfisg; guhkhpj;jy;1. fld; VLfisg; guhkhpj;jy;1. fld; VLfisg; guhkhpj;jy;1. fld; VLfisg; guhkhpj;jy; jdJ thof;ifahsuhd tzpfhpd; Vl;Lf;fld;fis guhkhpf;Fk; KGg; bghWg;gpid
jdp chpikg; nguhshd; Vw;Wf;bfhs;fpwhh;. 2. fld; vy;iyfis eph;tfpj;jy; 2. fld; vy;iyfis eph;tfpj;jy; 2. fld; vy;iyfis eph;tfpj;jy; 2. fld; vy;iyfis eph;tfpj;jy;
thuhf;fld; bjhlh;ghd epjpr; Rikiaj; jdp chpikg; nguhsd; Vw;Wf;bfhs;fpwhh;. ,jdhy; tzpf jd;ika[ila Kjd;ik tzpfj;jpd; kPJ KGf; ftdk; brYj;Jfpwhh;.
3. buhf;f Kd;gzk; 3. buhf;f Kd;gzk; 3. buhf;f Kd;gzk; 3. buhf;f Kd;gzk; Vwj;jhH fld; tpw;gidapy; Vwf;Fiwa 80 tpGf;fhL Kd; Tl;ona tzpfh;
bgw;WtpLfpwhh;. ,jdhy; jd;Dila tpahghu ePh;ikj; jd;ik ghjpf;fg;gLfpwJ. 4. tNy; nrit 4. tNy; nrit 4. tNy; nrit 4. tNy; nrit
thof;ifahsh;fSf;F epidt[Twr; bra;jy;/ gFjpast[ flid tNypj;jy;/ fhnrhiy tNypj;jy;/ Vida nritfSk; ,e;j epjpr;nritapy; ml=;Fk;.
5. jdJ thof;ifahsh; @yk; tzpfUf;F Mnyhrid TWjy; 5. jdJ thof;ifahsh; @yk; tzpfUf;F Mnyhrid TWjy; 5. jdJ thof;ifahsh; @yk; tzpfUf;F Mnyhrid TWjy; 5. jdJ thof;ifahsh; @yk; tzpfUf;F Mnyhrid TWjy; jdJ chpik nguhsh; fle;j fhy=;fspy; thof;ifahsh;fsplk; Vw;gl;l mDgtj;jpd;
mog;gilapy; thof;ifahsh;fSf;F tH=;fg;gl ntz;oa fld; jFjp kw;Wk; thuhf;fld; bjhlh;ghd tpahghu bra;jpfis clDf;Fld; tH=;Fjy;.
3.3.3.3. g[w xg[w xg[w xg[w xg;gilg;gpd; ed;ikfs; tpthpf;f. g;gilg;gpd; ed;ikfs; tpthpf;f. g;gilg;gpd; ed;ikfs; tpthpf;f. g;gilg;gpd; ed;ikfs; tpthpf;f. 1. Kjd;ik eltof;iffspy; ftdk; brYj;JfpwJ1. Kjd;ik eltof;iffspy; ftdk; brYj;JfpwJ1. Kjd;ik eltof;iffspy; ftdk; brYj;JfpwJ1. Kjd;ik eltof;iffspy; ftdk; brYj;JfpwJ
,ju ,iz eltof;iffis btsp epWtd=;fsplk; g[w xg;gilg;g[ bra;tjd; fhuzkhf/ epWtd=;fs; j=;fsplk; cs;s rpy jdpj;Jtkhd jpwid brt;tnd gad;gLj;jp Kjd;ik eltof;iffspy; ftdk; brYj;Jtjd; @yk; nehf;f=;fis mila ,J cjt[fpwJ.
2. bghUshjhu nkk;ghl;il Cf;Ftpf;fpwJ2. bghUshjhu nkk;ghl;il Cf;Ftpf;fpwJ2. bghUshjhu nkk;ghl;il Cf;Ftpf;fpwJ2. bghUshjhu nkk;ghl;il Cf;Ftpf;fpwJ g[w xg;gilg;g[k; bra;tjdhy;/ bjhHpy; Kidnthh;fs; Cf;F tpf;fg;gLfpwhh;fs;.
ntiytha;g;g[fis cUthf;fp Cf;fk; mspf;fpwJ. Vw;Wkjpia tphpthf;fk; bra;fpwJ. bghUshjhuj;jpd; kpfg;bghpa tsh;r;rpf;F cjt[fpwJ.
3. ntiy tha;g;g[fis Cf;Ftpf;fpwJ3. ntiy tha;g;g[fis Cf;Ftpf;fpwJ3. ntiy tha;g;g[fis Cf;Ftpf;fpwJ3. ntiy tha;g;g[fis Cf;Ftpf;fpwJ epWtd=;fs; j=;fspd; ,iz eltof;iffis btspegh;fSf;Fg; g[w xg;gilg;g[
@yk; bjhlh; tha;g;g[ mspg;gjdhy;/ rpW thzpg epWtd=;fs; ,e;j tha;g;ig gad;gLj;jpf;bfhs;fpd;wd. ,J g[jpa ntiy tha;g;ig Vw;gLj;Jtjw;fhd tHpahf miktJld; mjpf mstpyhd ntiy tha;g;g[fs; fpilg;gjw;F tHptFf;fpwJ.
4. Fiwthd KjyPL 4. Fiwthd KjyPL 4. Fiwthd KjyPL 4. Fiwthd KjyPL btspegh;fspd; jpwikfisg; g[w xg;gilg;gpd; @yk; gad;gLj;Jtjdhy;
epWtd=;fs; j=;fspd; ,iz eltof;iffSf;fhfr; bra;a ntz;oa KjyPl;Lj; bjhif FiwfpwJ. ,jd; fhuzkhf mj;bjhifia ntW braYf;Fg; gad;gLj;Jtjd; @yk; cw;gj;jpiag; bgUf;fp ,yhgj;ij cah;e;J ,aYfpwJ.
5. rpwe;j brayhf;fk; 5. rpwe;j brayhf;fk; 5. rpwe;j brayhf;fk; 5. rpwe;j brayhf;fk; g[w xg;gilg;gpd; @yk; epWtd=;fs; ,uz;L gad;fis milfpd;wJ. xd;W/ g[w
xg;gilg;g[r; bra;j epWtd=;fs; nkw;bfhs;Sk; Kjd;ikr; bray;fis jpwk;glr; bra;J j=;fis cah;j;jpf;bfhs;tJ. ,uz;lhtJ/ g[w xg;gilg;g[ bgw;w epWtd=;fs; j=;fspd; jpwd;fis tphpthf;Ftjd; @yk; g[w xg;gilg;g[f;fhd tha;g;g[fs; nkYk; bgWk; mstpw;F cah;fpd;wd.
5.5.5.5. bjhHpy; bray;Kiw g[wj;jpwdPl;ly;/ mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly; bjhHpy; bray;Kiw g[wj;jpwdPl;ly;/ mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly; bjhHpy; bray;Kiw g[wj;jpwdPl;ly;/ mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly; bjhHpy; bray;Kiw g[wj;jpwdPl;ly;/ mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly; Mfpatw;wpw;F Mfpatw;wpw;F Mfpatw;wpw;F Mfpatw;wpw;F
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,ilnaahd ntWghl,ilnaahd ntWghl,ilnaahd ntWghl,ilnaahd ntWghl;il tpsf;Ff.;il tpsf;Ff.;il tpsf;Ff.;il tpsf;Ff. bjhHpy; bray;Kiw g[wj;jpwdPl;ly;bjhHpy; bray;Kiw g[wj;jpwdPl;ly;bjhHpy; bray;Kiw g[wj;jpwdPl;ly;bjhHpy; bray;Kiw g[wj;jpwdPl;ly; mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly;mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly;mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly;mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly;
bghUs; : btsp epWtd=;fsplkpUe;J xg;ge;j mog;gilapy; rpwg;g[ ntiyfis (m) bray;fis bgWtjw;F bjhHpy; bray;Kiw g[wj;jpwdPl;ly; vd;W bgah;
mwpt[ mog;gilapyhd bray;fis btsp egh;fisg; gad;gLj;jp/ j=;fspd; nehf;f=;fis g{h;j;jp bra;J bfhs;tij mwpt[rhh; bray;Kiw g[wj;jpwdPl;ly; vd;fpnwhk;.
Kjd;ikr; bray;ghLfspy; ftdk; brYj;Jjy;
rpwe;j jpwikfisg; gad;gLj;Jjy;
jpwid cah;j;jpf; bfhs;Sjy; mwpt[ kl;Lk; gad;gLj;Jk; nehf;fk; bryt[fisf; Fiwj;jy; bryt[fisf; Fiwj;jy; mjpf yhgk; <l;Ljy; ,lh;ghLfis Fiwj;jy; bghUshjhu tsh;r;rp kw;Wk; nkk;ghL miljy;
Kf;fpa bray;ghLfspy; rpwg;g[ ftdk; brYj;Jjy;
5. 5. 5. 5. kpd;dQ tzpf khjphpfs; gw;wpf; Fwpg;g[ tiuf. kpd;dQ tzpf khjphpfs; gw;wpf; Fwpg;g[ tiuf. kpd;dQ tzpf khjphpfs; gw;wpf; Fwpg;g[ tiuf. kpd;dQ tzpf khjphpfs; gw;wpf; Fwpg;g[ tiuf. 1. bjhHpy; epWtdj;jpw;Fk; thof;ifahsh;fSf;Fk; ,i1. bjhHpy; epWtdj;jpw;Fk; thof;ifahsh;fSf;Fk; ,i1. bjhHpy; epWtdj;jpw;Fk; thof;ifahsh;fSf;Fk; ,i1. bjhHpy; epWtdj;jpw;Fk; thof;ifahsh;fSf;Fk; ,ilnaahd tzpfk; lnaahd tzpfk; lnaahd tzpfk; lnaahd tzpfk;
,k;Kiwapy; bjhHpy; epWtdk; rk;ge;jg;gl;l thof;ifahsUf;F neuoahfg; bghUis tpw;fpd;wJ. 2. bjhHpy; epWtd=;fSf;F ,ilnaahd tzpfk; 2. bjhHpy; epWtd=;fSf;F ,ilnaahd tzpfk; 2. bjhHpy; epWtd=;fSf;F ,ilnaahd tzpfk; 2. bjhHpy; epWtd=;fSf;F ,ilnaahd tzpfk;
tpahghu epWk=;fs; j=;fSf;fpilnaahd bghUs; th=;fy; tpw;wy;fis kpd;dQ th;j;jfj;jpd; @yk; bra;J bfhs;StJ ,k;Kiwapy; ml=;Fk;. cjhuzkhf !;dhg;Oy;/ g;spg;fhh;l;/ mypghgh/ ,d;lhkhh;l; onul; ,e;jpah fhk; nghd;wit. 3. Efh;nthh;fSf;F ,ilnaahd tzpfk; 3. Efh;nthh;fSf;F ,ilnaahd tzpfk; 3. Efh;nthh;fSf;F ,ilnaahd tzpfk; 3. Efh;nthh;fSf;F ,ilnaahd tzpfk;
,k;Kiwapy; ifngrp @ykhfnth/ ,izajs tpsk;guj;ijg; ghh;j;njh/ kpd;dQ Vy Kiwapnyh my;yJ xU ,lj;jpy; ,Uf;Fk; thof;ifahsUf;nfh bghUs;fis tpw;f Koa[k;. cjhuzkhf ,e;jpad; btd;l;rh;!; vd;Dk; fpuhg;l;yp mg;gpspnfrd; ( bghUis tpw;gJ th=;FtJ) @yk; ifahy; jahhpf;fg;gl;l bghUs;fisg; gue;j mstpy; ghpkhw gad;gLj;jg;gLfpwJ. xd;!; mbfapd; !;nlhh; lhl; fhk; vd;gJ bgz;fSf;fhd etPd/ gad;gLj;jg;gl;l bghUs;fs; th=;Ftjw;fhd ,izajsk;/ kw;;wth;fs; Fapf;fh;/ x vy; vf;!;/ <ng @yk; gad;gLj;jyhk;. 4. thof;ifahsUf;Fk; bjhHpy; epWtdj;jpw;Fk; ,ilnaahd tzpfk; 4. thof;ifahsUf;Fk; bjhHpy; epWtdj;jpw;Fk; ,ilnaahd tzpfk; 4. thof;ifahsUf;Fk; bjhHpy; epWtdj;jpw;Fk; ,ilnaahd tzpfk; 4. thof;ifahsUf;Fk; bjhHpy; epWtdj;jpw;Fk; ,ilnaahd tzpfk;
jhdpa=;fpfs;/ kpd;dQ bghUl;fs;/ miwfyd; kw;Wk; ,ju bghUl;fs; ,izajsk; @ykhf thof;ifahsuhy;/ njitg;gLk; bjhHpy;fSf;F tpw;fg;gLtJ ,k;Kiwapy; ml=;Fk;. cjhuzkhf ehf;hp lhl; fhk; kw;Wk; khd;!;lh; lhl; fhk; nghd;wit ,e;jpa epWk=;fshy; elj;jg;gLk; khjphpfshFk;. 5. bjhHpy; epWtdj;jpw;Fk; muRf;Fk; ,ilnaahd tzpfk; 5. bjhHpy; epWtdj;jpw;Fk; muRf;Fk; ,ilnaahd tzpfk; 5. bjhHpy; epWtdj;jpw;Fk; muRf;Fk; ,ilnaahd tzpfk; 5. bjhHpy; epWtdj;jpw;Fk; muRf;Fk; ,ilnaahd tzpfk;
bghUs; kw;Wk; nritfs; muRj;Jiwf;F bjhHpy; epWtd=;fs; @yk; tpw;gid bra;fpd;wdh;. cjhuzkhf orpv!; epWkk; flt[r;rPl;L chpk tpz;zg;g eilKiwapid btspehl;L chpkk; tH=;fpl ,e;jpa muRf;fhf jd;Dila bkd;bghUs; @yk; gzpia Koe;J tH=;FfpwJ.
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G.PRAKASH. M.COM.M.PHIL.B.ED.D.TED. 9488270034 GUGAI HR.SEC.SCHOOL.SALEM -6
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I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. 1. 1. 1. ve;j tifahd bghWg;g[zh;t[ rKjhaj;jpw;F ed;ik juj;jf;fjhf cs;sJ ve;j tifahd bghWg;g[zh;t[ rKjhaj;jpw;F ed;ik juj;jf;fjhf cs;sJ ve;j tifahd bghWg;g[zh;t[ rKjhaj;jpw;F ed;ik juj;jf;fjhf cs;sJ ve;j tifahd bghWg;g[zh;t[ rKjhaj;jpw;F ed;ik juj;jf;fjhf cs;sJ m. rl;lk; M. bewpKiw ,. xG=;Fzh;t[ <. bghUshjhuk; tpil : ,,,,
2. 2. 2. 2. r@fg; bghWg;g[zh;t[ bjhHpy; epWtd=;fspd; g=;Fjhuh;fis jtpu ?????f;Fk; cz;L r@fg; bghWg;g[zh;t[ bjhHpy; epWtd=;fspd; g=;Fjhuh;fis jtpu ?????f;Fk; cz;L r@fg; bghWg;g[zh;t[ bjhHpy; epWtd=;fspd; g=;Fjhuh;fis jtpu ?????f;Fk; cz;L r@fg; bghWg;g[zh;t[ bjhHpy; epWtd=;fspd; g=;Fjhuh;fis jtpu ?????f;Fk; cz;L m. g=;Fjhuh;fs; M. gzpahsh;fs; ,. muR <. epWtdk; tpil : <<<<
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5. 5. 5. 5. CHpah;fSf;fhd r@fg; bghWg;g[ jtph;j;J gpd;tUtdtw;iwf; Fwpf;fpwJCHpah;fSf;fhd r@fg; bghWg;g[ jtph;j;J gpd;tUtdtw;iwf; Fwpf;fpwJCHpah;fSf;fhd r@fg; bghWg;g[ jtph;j;J gpd;tUtdtw;iwf; Fwpf;fpwJCHpah;fSf;fhd r@fg; bghWg;g[ jtph;j;J gpd;tUtdtw;iwf; Fwpf;fpwJ m. epahakhd Cjpak; M. rhpahd trjpfs; ,. r@fg; ghJfhg;g[ <.Ruz;ly; tpil: <<<<
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
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3) ehl;od; nkk;ghL fUjp ntiytha;g;g[/ bghUshjhu Kd;ndw;w mst[ kw;Wk; midj;J jug;gpdUf;Fk; tUkhdj;ij gfph;e;jspj;jy; nghd;wtw;iw jPh;khdpf;Fk; cah; bghWg;g[/ bjhHpy; epWk=;fSf;F cz;L.
3. 3. 3. 3. jilaw;w epWtdk; vd;why; vd;d>jilaw;w epWtdk; vd;why; vd;d>jilaw;w epWtdk; vd;why; vd;d>jilaw;w epWtdk; vd;why; vd;d> 1) bjhHpy; epWtd=;fs; r@f chpikfis kWj;J mjpf gad; mile;J tUfpd;wdh;. 2) v.fh. muR Efh;nthh; ghJfhg;g[ rl;lj;jpd; @yk; fyg;glk;/ fs;sr;re;ij kw;Wk; r@fj;jpw;f;F vjpuhd eilKiwfs; nghd;wtw;iw fl;Lg;gLj;Jfpd;wJ.
3) ,Ue;jnghjpYk;/ muR nkw;bfhs;Sk; eltof;iffis gpd;gw;WtJ r@fg; bghWg;g[zh;tpd; mtrpakhd xd;whFk;.
4) mj;jifa bray;ghLfs; bjhHpypy; jilaw;w KobtLf;Fk; chpikia ghjpf;fpwJ.
4. 4. 4. 4. g=;Fjhuh;fs; vd;W ahiu miHf;fyhk;>g=;Fjhuh;fs; vd;W ahiu miHf;fyhk;>g=;Fjhuh;fs; vd;W ahiu miHf;fyhk;>g=;Fjhuh;fs; vd;W ahiu miHf;fyhk;> 1) vth; xUth;/ brhe;j @yjdk; bfhz;L xU bjhHpiyj; bjhl=;fp mjpy; Vw;gLk; ,lh;fis Vw;fpd;whnwh/ mtnu bjhHpypd; chpikahsh; Mthh; my;yJ g=;Fjhuh; Mthh;.
2) vth; xUth; epWkj;jpd; g=;Ffis th=;Ffpwhnuh mtUk; g=;Fjhuh; Mth;.
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3) (v.fh) xU epWtdk; jdJ bghUl;fs; Fwpj;j tpsk;guk; nkw;bfhs;Sk;nghJ/ mj;jifa tpsk;guk; kj czh;t[fs; kw;Wk; kf;fspd; fz;zpak; kjpf;fj;jf;f tifapy; ,Uj;jy; ntz;Lk;.
4) ,j;jifa bghWg;g[fis bjhHpy; mikg;g[fs; jhnd tpUg;gg;gl;L filgpof;f ntz;Lk;.
III.... rpWtpilrpWtpilrpWtpilrpWtpil tpdhf;fs;tpdhf;fs;tpdhf;fs;tpdhf;fs;
1. 1. 1. 1. r@fg; bghWg;g[zh;t[ vd;gjd; bghUSf;fhd ,yf;fzk; jUf>r@fg; bghWg;g[zh;t[ vd;gjd; bghUSf;fhd ,yf;fzk; jUf>r@fg; bghWg;g[zh;t[ vd;gjd; bghUSf;fhd ,yf;fzk; jUf>r@fg; bghWg;g[zh;t[ vd;gjd; bghUSf;fhd ,yf;fzk; jUf> rKjha bghJeyd; nkk;ghL fUjp/ chpa egh;/ rKjha ek;gpf;iff;Fhpa mog;gil nkd;ik/ rKjha xw;Wik cWjpj;jd;ik kw;Wk; epiyj;jd;ik nghd;wtw;wpy; g=;fspg;ig Vw;gLj;JtJ MFk;. gPl;lh; vBg; ouf;fh;gPl;lh; vBg; ouf;fh;gPl;lh; vBg; ouf;fh;gPl;lh; vBg; ouf;fh;....
2. 2. 2. 2. bjhHpypd; r@fg; bghWg;g[zh;tpd; njit vd;d vd;gJ gw;wp ePtph; Vd; rpe;jid bra;af; bjhHpypd; r@fg; bghWg;g[zh;tpd; njit vd;d vd;gJ gw;wp ePtph; Vd; rpe;jid bra;af; bjhHpypd; r@fg; bghWg;g[zh;tpd; njit vd;d vd;gJ gw;wp ePtph; Vd; rpe;jid bra;af; bjhHpypd; r@fg; bghWg;g[zh;tpd; njit vd;d vd;gJ gw;wp ePtph; Vd; rpe;jid bra;af; TlhJ>TlhJ>TlhJ>TlhJ>
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gzpahsh;fspd; Typ kw;Wk; Cjpaj;ij Fwpj;j fhyj;jpy; bjhlh;e;J tH=;Fjy; 1) gzpahw;Wtjw;F Vw;w ,zf;fkhd NH;epiyia cUthf;Fjy; kw;Wk; ,ju trjp tha;g;g[fis ey;Fjy;
2) ey;y bjhHpy; tha;g;g[fis Vw;gLj;jpj; jUjy; 3) gzpg; ghJfhg;g[ kw;Wk; r@fg; ghJfhg;gpid cUthf;Fjy; mjhtJ tU=;fhy itg;g[ epjp FGf; fhg;gPL/ Xa;t{jpak; kw;Wk; gzpXa;t[ gad;ghL nghd;w trjpfs;
4) mth;fs; thH;f;ifjuj;ij nkk;gLj;Jjy; mjhtJ tPl;Ltrjp/ nghf;Ftuj;J trjp/ rpw;Wz;o rhiy trjp FHe;ij fhg;gf=;fs; kw;Wk; gpw trjpfs;
5) Fwpj;j fhyj;jpy; gapw;rp mspj;J mth;fspd; bray;jpwid juk; cah;j;Jjy;
4. 4. 4. 4. bjhHpy; mikg;g[fSf;F r@bjhHpy; mikg;g[fSf;F r@bjhHpy; mikg;g[fSf;F r@bjhHpy; mikg;g[fSf;F r@fg; bghWg;g[zh;tpd; mtrpak; ahJ vd;gij fg; bghWg;g[zh;tpd; mtrpak; ahJ vd;gij fg; bghWg;g[zh;tpd; mtrpak; ahJ vd;gij fg; bghWg;g[zh;tpd; mtrpak; ahJ vd;gij btspf;bfhzh;f>btspf;bfhzh;f>btspf;bfhzh;f>btspf;bfhzh;f>
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5. 5. 5. 5. r@fg; bghWg;g[zh;tpd; tiffis thpirg;gLj;Jf. r@fg; bghWg;g[zh;tpd; tiffis thpirg;gLj;Jf. r@fg; bghWg;g[zh;tpd; tiffis thpirg;gLj;Jf. r@fg; bghWg;g[zh;tpd; tiffis thpirg;gLj;Jf. 1) bghUshjhu bghWg;g[zh;t[ 2) rl;lg; bghWg;g[zh;t[ 3) bjhHpy; ed;bdwpKiw bghWg;g[zh;t[ 4) jd; tpUg;g bghWg;g[zh;t[
IV.... bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; :
1. 1. 1. 1. r@fg; bghWg;g[zh;tpd; bghUs; kw;Wk; mjd; njitfs; gw;wp bjspthf tpsf;Ff. r@fg; bghWg;g[zh;tpd; bghUs; kw;Wk; mjd; njitfs; gw;wp bjspthf tpsf;Ff. r@fg; bghWg;g[zh;tpd; bghUs; kw;Wk; mjd; njitfs; gw;wp bjspthf tpsf;Ff. r@fg; bghWg;g[zh;tpd; bghUs; kw;Wk; mjd; njitfs; gw;wp bjspthf tpsf;Ff. r@fg; bghWg;g[zh;t[ Fwpj;j gy;ntW fUj;Jfs; epyt[fpd;wd. xt;bthU bjhHpy; chpikahsh;fSk; j=;fs; bjhHpy; @yk; bgWk; ,yhgj;jpy; xU gFjpia rKjha nkk;ghl;ow;fhf brytHpf;fpd;wdh;. ,j;jifa gad;ghl;ow;F bjhHpy; xG=;Fzh;t[ bghWg;ghFk;.
i) Ra Mh;tk; Ra Mh;tk; Ra Mh;tk; Ra Mh;tk;
� bjhHpy; mikg;g[fs; re;ijapy; epiyj;J bray;gLtjw;F rKjha vjph;ghh;g;g[fis epiwntw;w Kidfpd;wd.
� bghJthf r@fj;jpd; njit kw;Wk; vjph;ghh;g;g[fis epiwt[ bra;tjd; @yk;/ bjhHpy; chpikahsh;fs; m=;fPfhpf;fg;gLfpd;wd
� (v.fh) mjpf Cjpak; tH=;Fjy;/ rhjfkhd gzpr;NHiy Vw;gLj;Jjy;/ bjhHpyhsh;fis Cf;Ftpj;jy;/ cw;gj;jpia mjpfhpj;jy;/ gzpahsh; NHw;rp kw;Wk; tUifg;gjpt[ ,d;ikia Fiwj;jy;
ii) rKjha cUthf;Fjy; rKjha cUthf;Fjy; rKjha cUthf;Fjy; rKjha cUthf;Fjy;
� ehl;od; ts=;fis KGikahfg; gad;gLj;Jtjd; @yk; bjhHpy; epWk=;fs; xU rKjhaj;ij cUthf;Ffpd;wd.
� vdnt bjhHpy; epWk=;fs;/ kf;fspd; vjph;ghh;g;g[fis epiwt[ bra;a ntz;Lk;. � bjhHpy; bra;gth;fs;/ rKjha njitfis g{h;j;jp bra;tnjhL kl;Lky;yhky; kf;fspd; eyd; fUjp ehl;od; ts=;fis gad;gLj;j ntz;Lk;.
iii) r@f mjpfhuk; r@f mjpfhuk; r@f mjpfhuk; r@f mjpfhuk;
� bjhHpy; bra;gth;fsplk; fzprkhd mst[ rKjha mjpfhuk; cs;sJ. � mth;fs; nkw;bfhs;Sk; bray; eltof;iffs; kf;fspd; vjph;fhy thH;f;ifia jPh;khdpg;gjhf mikfpwJ
� ehl;od; nkk;ghL fUjp ntiytha;g;g[/ bghUshjhu Kd;ndw;w mst[ kw;Wk; midj;J jug;gpdUf;F tUkhdj;ij gfph;e;jspj;jyhFk;.
iv) rKjhaj;jpd; cUtfk; rKjhaj;jpd; cUtfk; rKjhaj;jpd; cUtfk; rKjhaj;jpd; cUtfk;
� r@f vjph;ghh;g;g[fis bjhHpy; epWk=;fshy; epiwntw;w Koa[k; vd;w vz;zj;ij kf;fs; kdjpy; Vw;gLj;j ntz;Lk;.
� xU btw;wpfukhd bjhHpy; @yk; bjhHpyhsh; kj;jpapy; ey;y cwt[Kiw Vw;gLj;Jjy;/ Efh;nthh; kw;Wk; bghUs; gfh;thsh;fSf;Fk; cjtp g[hpa ,aYk;.
v) bghJkf;fs; kj;jpapy; tpHpg;g[zh;t[ bghJkf;fs; kj;jpapy; tpHpg;g[zh;t[ bghJkf;fs; kj;jpapy; tpHpg;g[zh;t[ bghJkf;fs; kj;jpapy; tpHpg;g[zh;t[
� jw;nghJ bjhHpyhsh;fs; kw;Wk; Efh;nthh;fs; j=;fspd; chpikfs; gw;wp ed;F mwpe;Js;sdh;.
� Efh;nthh;fs; jukhd bghUl;fSf;Fr; rhpahd tpiyiaf; bfhLf;ft[k; kw;Wk; bjhHpyhsh;fs; ciHg;gpw;nfw;w Cjpak; bgwt[k; tpUk;g[fpd;wdh;.
vi) jhh;kPf bghWg;g[zh;t[ jhh;kPf bghWg;g[zh;t[ jhh;kPf bghWg;g[zh;t[ jhh;kPf bghWg;g[zh;t[ bgUk;ghyhd bghpa ehLfspy; Fwpg;ghf ,e;jpahtpy; midj;J gpur;ridfSf;Fk; murhy; kl;Lnk jPh;t[fhz ,ayhJ.
epjp kw;Wk; kdpjtsk; nghd;wtw;wpd; @yk; gpur;ridfSf;F jPh;t[fhz ,aYk;.
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2. 2. 2. 2. r@fg; bghWg;g[zh;tpd; rhjfkhdr@fg; bghWg;g[zh;tpd; rhjfkhdr@fg; bghWg;g[zh;tpd; rhjfkhdr@fg; bghWg;g[zh;tpd; rhjfkhd tpthj=;fis g[hpe;J bfhs;SkhW tpthj=;fis g[hpe;J bfhs;SkhW tpthj=;fis g[hpe;J bfhs;SkhW tpthj=;fis g[hpe;J bfhs;SkhW
vLj;Jf;fhl;LfSld; vLj;Jf;fhl;LfSld; vLj;Jf;fhl;LfSld; vLj;Jf;fhl;LfSld; tpthjpf;f. tpthjpf;f. tpthjpf;f. tpthjpf;f. ((((CHOOSE ANY FIVE POINTS)
i) g=;Feh;fspd; eyd; ghJfhj;jy; g=;Feh;fspd; eyd; ghJfhj;jy; g=;Feh;fspd; eyd; ghJfhj;jy; g=;Feh;fspd; eyd; ghJfhj;jy;
� xU bjhHpy; epWtdk; mjd; Tl;lhspfspd; my;yJ g=;Fjhuh;fspd; eyid ghJfhf;Fk; tifapy; bray;gLfpd;wJ.
� (v.fh) g=;Fjhuh;fs;/ Tl;lhspfs;/ thof;ifahsh;fs;/ gzpahsh;fs; kw;Wk; tpepnahfpg;ghsh;fs; nghd;wth;fs;.
ii) rKjha nkk;ghLrKjha nkk;ghLrKjha nkk;ghLrKjha nkk;ghL
� bjhHpy;/ rKjhaj;jpd; xU m=;fkhf bray;gLfpwJ. � ,J rKjhaj;jpd; Mjut[ cs;sPlhf tps=;FfpwJ � r@fg; bghWg;g[zh;tpd; elj;ijahdJ/ bjhHpy; kw;Wk; r@fj;jpw;F ,ilnaahd ey;Ywit tYg;gLj;Jtjw;F mtrpakhdjhf fUjg;gLfpwJ.
iii) rKjha jhf;fj;ij mstpLjyrKjha jhf;fj;ij mstpLjyrKjha jhf;fj;ij mstpLjyrKjha jhf;fj;ij mstpLjy;;;;
� xU bjhHpy; epWtdk; jdJ bray;ghl;ow;F cl;gl;l fhyj;jpy;/ gy Kot[fs; kw;Wk; eltof;iffis nkw;bfhs;fpd;wd.
� ,j;jifa bray; eltof;iffs; rKjhaj;jpd; eyd;fs; kw;Wk; kjpg;g[fs; kPJ epiyahd jhf;fj;ij Vw;gLj;Jfpd;wd.
iv) Kiwahd r@f mjpfhukKiwahd r@f mjpfhukKiwahd r@f mjpfhukKiwahd r@f mjpfhuk;;;;
� bgUk;ghyhd epWtd=;fs; r@f mjpfhuj;jpd; @yk; gy jug;gl;l bray;ghLfis nghw;wj;jf;f tifapy; nkw;bfhs;fpd;wd.
� rKjha bghWg;g[zh;t[ ,d;ikapd; @yk; r@f mjpfhuk; jtwhf gad;gLj;jg;gLfpd;wJ.
� mj;jifa NHypy; rKjha bghWg;g[zh;t[ kw;Wk; rKjha mjpfhuk; ,ilna rkepiy ,Uj;jy; ntz;Lk;.
v) rl;lg;g{h;t jd;ikrl;lg;g{h;t jd;ikrl;lg;g{h;t jd;ikrl;lg;g{h;t jd;ik
� ,J epWk=;fspd; r@fg; bghWg;g[zh;itg; nghw;wj;jf;f xU gz;ghf tps=;FfpwJ. � r@fg; bghWg;g[zh;t[ bjhHpypd; bghUshjhu nehf;f=;fis mila bghpJk; cjt[fpwJ.
� nkYk; r@f thH;f;ifia cah;j;Jtjd; @yk; bjhHpypd; rpwe;j thof;ifahsh;fs;/CHpah;fs; kw;Wk; ey;y ez;gh;fis bgw Kofpd;wJ.
vi) Mw;wy; (m) jpwd;Mw;wy; (m) jpwd;Mw;wy; (m) jpwd;Mw;wy; (m) jpwd;
� bjhHpy; mikg;g[fs; kw;Wk; mjd; eph;thfpfs; bghUshjhuk; rhh;e;j gpur;ridfSf;F jPh;t[ fhz;gjpy; jpwikkpf;fth;fshf jpfH;fpd;wd.
� mJnghd;W rKjhaj;jpy; Vw;gLfpd;w gpur;ridfSf;F jPh;t[fhz;gjw;F jpwd;bfhz;l jiyth;fspd; g=;fspg;ig rKjhak; vjph;nehf;FfpwJ.
vii) bjhHpy;Kiw elj;ijfsbjhHpy;Kiw elj;ijfsbjhHpy;Kiw elj;ijfsbjhHpy;Kiw elj;ijfs; ; ; ;
� bjhHypy; gz;gl;l nkyhsh;fs; xU rpwe;j r@f czh;it bfhz;ltuhf ,Uj;jy; tpUk;gjf;fJ.
viii) bghJf;fUj;JbghJf;fUj;JbghJf;fUj;JbghJf;fUj;J
� r@fg; bghWg;ig xU nehf;fkhf Vw;Wf;bfhs;tjd; @yk; bghJ kf;fspd; fUj;Jfis nkk;gLj;j cjt[k;.
� mjd;@yk; bjhHpYf;fhd xU ey;y kjpg;ig Vw;gLj;j Koa[k;. (v.fh) g{=;fh mikj;jy;/ tpHpg;g[zh;t[ Kfhk; Vw;gLj;Jjy;
3. 3. 3. 3. r@fg; bghWg;g[zh;t[f;F vjpuhd r@fg; bghWg;g[zh;t[f;F vjpuhd r@fg; bghWg;g[zh;t[f;F vjpuhd r@fg; bghWg;g[zh;t[f;F vjpuhd tptptptpthjthjthjthj=;fs; =;fs; =;fs; =;fs; ahit>ahit>ahit>ahit>
i) fUj;Jj; bjsptpd;ik fUj;Jj; bjsptpd;ik fUj;Jj; bjsptpd;ik fUj;Jj; bjsptpd;ik
� r@fg; bghWg;g[zh;t[ vd;gjd; bghUs; bjspthf tiuaWf;fg;glhky; cs;sJ.
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� ,j;jifa NH;epiyapy; r@f bghWg;g[zh;t[ nfhl;ghl;il bray;gLj;Jtjpy; rpf;fy; Vw;gLfpwJ.
ii) bghUshjhu ,yf;Ffis jsh;j;jy; bghUshjhu ,yf;Ffis jsh;j;jy; bghUshjhu ,yf;Ffis jsh;j;jy; bghUshjhu ,yf;Ffis jsh;j;jy;
� r@fg; bghWg;g[zh;it Vw;Wf;bfhs;tjd; @yk;/ tzpf bghUshjhu ,yf;Ffisa[k; rkurk; bra;fpd;wd.
� bjhHpy; vd;gJ xU bghUshjhuk; rhh;e;j epWtdkhFk;. � nkYk; mjd; chpikahsUf;F/ mjpfgl;rk; ,yhgk; <l;Ltij Kf;fpa nehf;fkhff; bfhz;L bray;gLfpd;wd.
iii) r@fj;jpwd; ,d;ik r@fj;jpwd; ,d;ik r@fj;jpwd; ,d;ik r@fj;jpwd; ,d;ik
� bjhHpy; mikg;g[fs; kw;Wk;mjd; nkyhsh;fs; r@fk; rhh;e;j flikfs; gw;wp ed;F mwptjpy;iy.
� ,jdhy;/ muR kw;Wk; muR rhuh epWtdk; nghd;w rpwg;g[ r@f nrit epWk=;fs;/ r@fg; gpur;ridfis my;yJ rthy;fis re;jpf;f ntz;oa[s;sJ.
iv) Efh;nthh; kPjhd RikEfh;nthh; kPjhd RikEfh;nthh; kPjhd RikEfh;nthh; kPjhd Rik
� bjhHpy; mikg;g[fs;/ r@fk; rhh;e;j gpur;ridfspy; <LgLfpd;wnghJ mjw;fhd bryt[ mjpfhpf;fpd;wJ.
� mj;jifa brytpd=;fis <Lfl;l bjhHpy; epWtd=;fs; bghUspd; tpiyia cah;j;jp/ me;j Rikia Efh;nthh;fSf;F khw;wptpLfpd;wd.
v) mjpfhukw;w bghWg;g[ mjpfhukw;w bghWg;g[ mjpfhukw;w bghWg;g[ mjpfhukw;w bghWg;g[
� bjhHpy; mikg;g[fs;/ bghUshjhuk; rhh;e;j mjpfhu=;fis kl;Lnk bfhz;Ls;sJ. � Mdhy;/ mJ r@fk; rhh;e;j mjpfhu=;fs; bfhz;lit my;y. � r@f mjpfhuj;ij r@fg; bghWg;g[zh;t[ld; jpzpg;gJ epahakw;wjhFk;.
vi) bghWg;g[fisj; jtwhfg; gad;gLj;Jjy;bghWg;g[fisj; jtwhfg; gad;gLj;Jjy;bghWg;g[fisj; jtwhfg; gad;gLj;Jjy;bghWg;g[fisj; jtwhfg; gad;gLj;Jjy;
� r@f bghWg;g[fis Vw;gjd; @yk; epWkj;jpd; jpl;l=;fis epiwntw;Wtjd; neuk; kw;Wk; ts=;fs; Fiwfpd;wd.
� ,jdhy; bjhHpy; mikg;g[fs; nkYk; eyptila tha;g;g[ cs;sJ. vii) mst[nfhy; ,d;ikmst[nfhy; ,d;ikmst[nfhy; ,d;ikmst[nfhy; ,d;ik
� tzpfj;jpy; ve;jbthU Koita[k; vLg;gjw;F ,yhgk; xU bghJthd mst[nfhyhf tps=;FfpwJ.
� tpahghu mikg;g[fspd; kPJ rKjha bghWg;ig jpzpg;gjd; @yk; tpahghu Kot[ vLf;Fk; Jy;ypakhf ,yhgk; vd;w bghJ mst[nfhyhy; rhpahf msf;f Kotjpy;iy.
viii) Kiwaw;w g=;F Kiwaw;w g=;F Kiwaw;w g=;F Kiwaw;w g=;F
� ts=;fs; kw;Wk; Mw;wy;fis Kiwahf gad;gLj;jg;gLtJ xU bjhHpypd; Kf;fpa g=;fhFk;.
� nkYk; rl;lk; kw;Wk; bjhHpy; ed;bdwpf;F cl;gl;L KjyPL bra;J mjd;@yk; <l;Lk; tUthia bgWjy; ntz;Lk;.
4. 4. 4. 4. bjhHpypd; r@fg; bghWg;g[zh;tpd; @yk; ed;ik bgWk; FGf;fis tbjhHpypd; r@fg; bghWg;g[zh;tpd; @yk; ed;ik bgWk; FGf;fis tbjhHpypd; r@fg; bghWg;g[zh;tpd; @yk; ed;ik bgWk; FGf;fis tbjhHpypd; r@fg; bghWg;g[zh;tpd; @yk; ed;ik bgWk; FGf;fis tpthp>pthp>pthp>pthp> gy;ntW Ma;t[ FGf;fs; bjhHpy; rhh;e;j bghWg;g[zh;t[fs;
i) chpikahsh;fs; kPjhd bghWg;g[zh;t[ chpikahsh;fs; kPjhd bghWg;g[zh;t[ chpikahsh;fs; kPjhd bghWg;g[zh;t[ chpikahsh;fs; kPjhd bghWg;g[zh;t[
� vth; xUth; brhe;j @yjdk; bfhz;L xU bjhHpiyj; bjhl=;fp mjpy; Vw;gLk; ,lh;fis Vw;fpd;whnuh mtnu bjhHpypd; chpikahsuhthh;.
� mj;jifa chpikahsh;fs; Vw;Fk; bjhHpy; bjhlh;ghd bghWg;g[zh;t[fs; fPH;tUkhW. 1) bjhHpiy rpwg;ghf ,af;Fjy; 2) @yjdk; kw;Wk; ts=;fis rhpahd Kiwapy; gad;gLj;jyhk; 3) @yjdj;jpd; kPjhd tsh;r;rpia tuntw;Fk; tifapy; ,Uj;jy; 4) epahakhd tUkhdk; bjhlh;e;J mspf;fjf;f tifapy; @yjdj;ij Kiwahf KjyPL bra;J bfhs;tjhFk;.
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ii) KjyPl;lhsh;fs; kPjhd bghWg;g[zh;t[KjyPl;lhsh;fs; kPjhd bghWg;g[zh;t[KjyPl;lhsh;fs; kPjhd bghWg;g[zh;t[KjyPl;lhsh;fs; kPjhd bghWg;g[zh;t[
� bjhHpYf;F njitahd epjpapid @yjdkhf fPH;f;fz;l tHpfspy; vth; xUth; mspf;fpd;whnuh mtnu KjyPl;lhsh;fs; vd miHf;fg;gLfpd;whh;.
� mjhtJ/ g=;Ffs;/ gj;jpu=;fs;/ itg;g[fs; kw;Wk; gpw nkYk; t=;fpfs;/ epjp epWtd=;fs; kw;Wk; KjyPl;L epWtd=;fSk; ,j;jifa gphptpy; cs;sl=;Fthh;fs;. KjyPl;lhsh;fspd; bghWg;g[fs; gpd;tUkhWKjyPl;lhsh;fspd; bghWg;g[fs; gpd;tUkhWKjyPl;lhsh;fspd; bghWg;g[fs; gpd;tUkhWKjyPl;lhsh;fspd; bghWg;g[fs; gpd;tUkhW
� @yjdj;jpd; ghJfhg;ig cWjp bra;jy;/ KjyPl;od; kPjhd tl;oia bjhlh;e;J brYj;Jjy;
� Fwpj;j fhyj;jpw;Fs; @yjdj;bjhifia jpUg;gpr; brYj;Jjy; nghd;witfshFk;.
iv) gzpagzpagzpagzpahsh;fs; kPjhd bghWg;g[fs; gpd;tUkhWhsh;fs; kPjhd bghWg;g[fs; gpd;tUkhWhsh;fs; kPjhd bghWg;g[fs; gpd;tUkhWhsh;fs; kPjhd bghWg;g[fs; gpd;tUkhW
� ve;j xU bjhHpy; mikg;gpw;Fk; gzpahsh;fs; my;yJ bjhHpyhsh;fs; kpft[k; mtrpakhFk;.
� ,j;jifa gzpahsh;fs; epWtdj;jpd; eyd;fUjp j=;fSila jpwid KGikahf brytpLfpd;wdh;.
� ,e;epiyapy; bjhHpy; mikg;g[fs; mth;fspd; eydpd; mf;fiw bfhs;tJ kpf Kf;fpa bghWg;g[fspy; xd;whFk;.
� gzpahsh;fs; kdepiwt[ bgWtjd;@yk; epWtdj;jpd; midj;J bray;ghLfSk; btw;wp bgWfpd;wd. 1) gzpahsh;fspd; Typ kw;Wk; Cjpaj;ij Fwpj;j fhyj;jpy; bjhlh;e;J tH=;Fjy; 2) gzpahw;Wtjw;F Vw;w ,zf;fkhd NH;epiyia cUthf;Fjy; kw;Wk; ,ju trjp tha;g;g[fis ey;Fjy;
3) ey;y bjhHpy; tha;g;g[fis Vw;gLj;jp jUjy; 4) gzpg;ghJfhg;g[ kw;Wk; r@fg; ghJfhg;gpid cUthf;Fjy;/ mjhtJ tU=;fhy itg;g[epjp FGf;fhg;gPL Xa;t{jpak; kw;Wk; gzpt[ Xa;t[ gad;ghL nghd;w trjpfs;
5) mth;fs; thH;f;if juj;ij nkk;gLj;jy; mjhtJ tPl;Ltrjp/ nghf;Ftuj;Jtrjp/ rpw;Wz;o rhiy trjp FHe;ij fhg;gf=;fs; kw;Wk; gpw trjpfs;
6) Fwpj;j fhyj;jpy; gapw;rp mspj;J mth;fspd; bray;jpwid juk; cah;j;Jjy;. v) bghUs; mspg;ghh;fs; bjhlh;ghd bghWg;g[zh;t[.bghUs; mspg;ghh;fs; bjhlh;ghd bghWg;g[zh;t[.bghUs; mspg;ghh;fs; bjhlh;ghd bghWg;g[zh;t[.bghUs; mspg;ghh;fs; bjhlh;ghd bghWg;g[zh;t[.
� cw;gj;jpahsh; kw;Wk; tpahghhpfSf;F njitahd fr;rhg; bghUl;fis ahh; tH=;Ffpd;whnuh mtnu bghUs; tH=;Feh; vdg;gLthh;. Efh;nthh;fSf;Fj; njitahd Kot[g; bghUl;fis tH=;Fk; rpyiu gjpthsh;fs; vd miHf;fg;gLfpwhh;fs;.
1) bghUl;fs; bfhs;Kjy; bra;tjw;fhd bjhlh; Mizia tH=;Fjy; 2) epahakhd tpjpKiwfs; kw;Wk; bghWg;g[Wjpfis tH=;Fjy; 3) flDf;fhd fhyf;bfLtpid epahakhd Kiwapy; mspj;jy; 4) fld; bjhifia jtizf; fhyj;jpw;Fs; jpUg;gpr; brYj;Jjy;
vi) thof;ifahsh; bjhlh;ghd bghWg;g[fs; thof;ifahsh; bjhlh;ghd bghWg;g[fs; thof;ifahsh; bjhlh;ghd bghWg;g[fs; thof;ifahsh; bjhlh;ghd bghWg;g[fs; 1. thof;ifahshpd; Mjut[ ,y;yhky; ve;j bjhHpYk; bray;gLtjpy;iy. bjhHpypd; r@fg; bghWg;g[zh;tpy; thof;ifahsh;fs; xU Kf;fpa m=;fkhf cs;sdh;. 2. bghUl;fs; kw;Wk; nritfs; thof;ifahshpd; njitia epiwntw;Wk; tifapy; ,Uf;f tif bra;a ntz;Lk;. 3. bghUl;fs; kw;Wk; nritfs; juj;jpy; nkk;gl;L ,Uj;jy; ntz;Lk;.
5. 5. 5. 5. r@fg; bghWg;g[zh;it eP=;fs; vt;thW tifg;gLj;JtPh;fr@fg; bghWg;g[zh;it eP=;fs; vt;thW tifg;gLj;JtPh;fr@fg; bghWg;g[zh;it eP=;fs; vt;thW tifg;gLj;JtPh;fr@fg; bghWg;g[zh;it eP=;fs; vt;thW tifg;gLj;JtPh;fs;>s;>s;>s;>
i) bghUshjhu bghWg;g[zh;t[ bghUshjhu bghWg;g[zh;t[ bghUshjhu bghWg;g[zh;t[ bghUshjhu bghWg;g[zh;t[
� mog;gilapy; bjhHpy; mikg;g[fs; midj;Jk; j=;fspd; bghUshjhu eyid nkk;gLj;jpf; bfhs;s ,a=;fptUk; mikg;g[fshFk;.
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� mg;go bghUshjhu eyid nkk;gLj;jpf;bfhs;s ,a=;fptUk; mikg;g[fs; bghUshjhu eyid mila Kida[k; bghGJ r@fg; bghWg;g[fSk; epiwntw;wg;gLfpd;wd vd;gjpy; Iakpy;iy.
� (v.fh) kf;fSf;F njitg;gLk; bghUs;fis jukhf tH=;Fjy;/ epahakhd ,yhgk; <l;ly; Efh;nthhpd; g[fhh;fis jPh;j;jy; kf;fspd; thH;f;if juj;ij cah;j;Jjy; nghd;w gy r@fg; bghWg;g[fSk; epiwntw;wg;gLfpd;wd.
ii) bjhHpy; ed;bdwbjhHpy; ed;bdwbjhHpy; ed;bdwbjhHpy; ed;bdwpKiw bghWg;g[zh;t[ pKiw bghWg;g[zh;t[ pKiw bghWg;g[zh;t[ pKiw bghWg;g[zh;t[
� ,J rKjhaj;jhy; vjph;ghh;f;fg;gLk; xU tif bghWg;ghFk;. � Mdhy; ,g;gog;gl;l bghWg;g[fs; rl;lj;jpy; Fwpg;gplg;glhjitahFk;. � (v.fh) xU epWtdk; jdJ bghUl;fs; Fwpj;J tpsk;guk; nkw;bfhs;Sk;nghJ/ mj;jifa tpsk;gu kj czh;t[fs; kw;Wk; kf;fspd; fz;zpak; kjpf;fj;jf;f tifapy; ,Uj;jy; ntz;Lk;. ,j;jifa bghWg;g[fis bjhHpy; mikg;g[fs;/ jhnd tpUg;gg;gl;L filgpof;f
ntz;Lk;.
iii) rl;lg; bghWg;g[zh;t[rl;lg; bghWg;g[zh;t[rl;lg; bghWg;g[zh;t[rl;lg; bghWg;g[zh;t[
� xt;bthU bjhHpy; mikg;g[fSk; bray;gLj;Jtjw;fhd totikg;ig Vw;gLj;j ntz;Lk;.
� mj;jifa rl;;;l jpl;l=;fs;/ rKjha eyid fUj;jpy; bfhz;L cUthf;fg;gl;lJ. vdnt/ ve;j xU tpahghu mikg;g[k; xU r@f bghWg;g[zh;it cs;Szh;thff; bfhz;L bray;gLk; mikg;ghf ,Uf;FkhW vjph;ghh;f;fg;gLfpwJ.
iv) jd; tpUg;g bghWg;g[zh;t[jd; tpUg;g bghWg;g[zh;t[jd; tpUg;g bghWg;g[zh;t[jd; tpUg;g bghWg;g[zh;t[
� ,j;jifa bghWg;g[/ xU epWtdk; nkw;bfhs;Sk; jd;dhh;t eltof;iffisf; Fwpf;fpd;wJ.
� (v.fh) fy;tp epWtd=;fSf;F ed;bfhil mspj;jy; � bts;sk; kw;Wk; epy eLf;fj;jpdhy; ghjpf;fg;gl;l gFjpfspy; cs;s kf;fSf;F cjtp bra;jy;/
� bjhHpy; mikg;g[fs; j=;fs; @yjdj;ij Cf thzpgj;jpy; KjyPL bra;tijj; jtph;j;J/ xU ey;y gyd; juj;jf;f tifapy; epWtdj;jpy; KjyPL bra;Tj.
� KjyPl;lhsh;fspd; tUkhdj;ij cah;j;Jjy; nghd;w bghWg;g[fs; jd; tpUg;g bghWg;g[fshFk;.
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myFmyFmyFmyF– 5 ெதாழிலி� ச7க� ெபா'��ண1*க� ம&'� ெதாழி� ந�ெநறிக� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 17 17 17 17 bjhHpy; ed;bewpfs; kw;Wk; epWtd MSifbjhHpy; ed;bewpfs; kw;Wk; epWtd MSifbjhHpy; ed;bewpfs; kw;Wk; epWtd MSifbjhHpy; ed;bewpfs; kw;Wk; epWtd MSif
I.... rhpahd tpirhpahd tpirhpahd tpirhpahd tpiliaj; njh;e;bjL.liaj; njh;e;bjL.liaj; njh;e;bjL.liaj; njh;e;bjL. 1. 1. 1. 1. gpd;tUtdtw;wpy; vJ rKjhaj;jpw;F bghUl;fspd; tpw;gidia mjpfhpf;fr; bra;a gpd;tUtdtw;wpy; vJ rKjhaj;jpw;F bghUl;fspd; tpw;gidia mjpfhpf;fr; bra;a gpd;tUtdtw;wpy; vJ rKjhaj;jpw;F bghUl;fspd; tpw;gidia mjpfhpf;fr; bra;a gpd;tUtdtw;wpy; vJ rKjhaj;jpw;F bghUl;fspd; tpw;gidia mjpfhpf;fr; bra;a cjt[fpwJ. cjt[fpwJ. cjt[fpwJ. cjt[fpwJ. m. tzpfj;jpd; btw;wp M. tpjpfs; kw;Wk; xG=;FKiwfs; ,. xGf;ftpay; <. bjhHpy;Kiw eph;thfk; tpil: ,,,,
2. 2. 2. 2. bewpKiwfSf;fhd njitfs; bewpKiwfSf;fhd njitfs; bewpKiwfSf;fhd njitfs; bewpKiwfSf;fhd njitfs; m. cah;kl;l nkyhz;ik M. eLj;ju mstpyhd nkyhsh;fs; ,. nkyhz;ikapy; ,y;yhj bjhHpyhsh;fs; <. nkw;fz;l midj;Jk; tpil : <<<<
3. 3. 3. 3. gpd;tUtdtw;wpy; vJ xU bjhHpy; epWtdj;jpy; gaDs;s ed;bdwp eilKiwfis gpd;tUtdtw;wpy; vJ xU bjhHpy; epWtdj;jpy; gaDs;s ed;bdwp eilKiwfis gpd;tUtdtw;wpy; vJ xU bjhHpy; epWtdj;jpy; gaDs;s ed;bdwp eilKiwfis gpd;tUtdtw;wpy; vJ xU bjhHpy; epWtdj;jpy; gaDs;s ed;bdwp eilKiwfis cWjp bra;atpy;iy>cWjp bra;atpy;iy>cWjp bra;atpy;iy>cWjp bra;atpy;iy> m. xU btspaPl;od; FwpaPL M. gzpahsh;fspd; <LghL ,. ,zf;f tHpKiwfis epWt[jy; <. ,tw;wpy; vJt[kpy;iy tpil : mmmm
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4. 4. 4. 4. jiyik eph;thfj;jpd; g=;F vd;gJ/ mjd; KG mikg;g[ vijnehf;fp tHp elj;j jiyik eph;thfj;jpd; g=;F vd;gJ/ mjd; KG mikg;g[ vijnehf;fp tHp elj;j jiyik eph;thfj;jpd; g=;F vd;gJ/ mjd; KG mikg;g[ vijnehf;fp tHp elj;j jiyik eph;thfj;jpd; g=;F vd;gJ/ mjd; KG mikg;g[ vijnehf;fp tHp elj;j ntz;Lk; ntz;Lk; ntz;Lk; ntz;Lk; m. bghJ elj;ij M. mikg;g[ elj;ij ,. neh;ikahd ed;bdwp elj;ij <. jdpegh; elj;ij tpil: ,,,,
5. 5. 5. 5. epiyahd eiepiyahd eiepiyahd eiepiyahd eilKiwfSf;F tHptFf;Fk; gzpahsh;fspd; bewpKiw elj;ij vd;gJ lKiwfSf;F tHptFf;Fk; gzpahsh;fspd; bewpKiw elj;ij vd;gJ lKiwfSf;F tHptFf;Fk; gzpahsh;fspd; bewpKiw elj;ij vd;gJ lKiwfSf;F tHptFf;Fk; gzpahsh;fspd; bewpKiw elj;ij vd;gJ m. ed; elj;ij M. bewpKiw elj;ij ,. nkhrkhd elj;ij <. rhpahf KobtLj;jy; tpil: <<<<
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. bewpKiw vd;why; vd;d>bewpKiw vd;why; vd;d>bewpKiw vd;why; vd;d>bewpKiw vd;why; vd;d> ���� bewpKiw vd;gJ Mtzk; ed;bdwp elj;ijfs;/ bfhs;iffs;/ kjpg;g[fs; kw;Wk; mjd; nehf;f=;fis tiuaWf;fpwJ.
���� CHpah;fs; gpd;gw;w ntz;oa juk; gw;wp bjspthd fUj;ij ,J bjhptpf;fpwJ. ���� mth;fs; KobtLg;gjw;F ,J tHpfhl;oahft[k; tps=;FfpwJ.
2. 2. 2. 2. FwpaPL vd;gjd; bghUs; vd;d>FwpaPL vd;gjd; bghUs; vd;d>FwpaPL vd;gjd; bghUs; vd;d>FwpaPL vd;gjd; bghUs; vd;d> bgWepWtd MSif vd;gJ rk;ge;jg;gl;l bjhHpy; mikg;gpy; neh;ik/ btspg;gilj;jd;ik kw;Wk; bghWg;g[j;jd;ik nghd;wtw;iw nkk;gLj;Jk; xU bgah;? cyf t=;fp/ bgUepWtd MSif vd;gJ ve;j xU epWkj;ija[k; jpwk;gl brk;ikahf ,af;fp/ tHpelj;jp fl;Lg;gLj;j cjt[k; xU mikg;g[ MFk;.
3. 3. 3. 3. bewpKiw elj;ijfs; ghjpf;Fk; fhuzpfspy; ,uz;ilf; TWfbewpKiw elj;ijfs; ghjpf;Fk; fhuzpfspy; ,uz;ilf; TWfbewpKiw elj;ijfs; ghjpf;Fk; fhuzpfspy; ,uz;ilf; TWfbewpKiw elj;ijfs; ghjpf;Fk; fhuzpfspy; ,uz;ilf; TWf. . . . 1) epahakw;w Kiwapy; bghUl;fis tpw;wy; 2) jukw;w bghUl;fis tpw;wy; 3) Efh;nthh;fspd; Fiwfis jPh;g;gjpy;iy
4. 4. 4. 4. bgU epWtd MSik njit vd;d>bgU epWtd MSik njit vd;d>bgU epWtd MSik njit vd;d>bgU epWtd MSik njit vd;d> bgUepWtd MSik jj;Jtj;jpd; xU Kf;fpa Twhd btspg;gilj; jd;ikahd nkyhz;ikapd; @yk; ve;j xU ehl;oYk; rkr;rPuhd bghUshjhu nkk;ghl;il Vw;gLj;j tha;g;g[s;sJ bgUepWtd MSif nfhl;ghl;od; @yk; midj;J g=;Fjhuh;fspd; eyk; kw;Wk; ghJfhg;g[ bgUkst[ ngzpf; fhf;fg;gLfpwJ.
5. 5. 5. 5. gd;dhl;L epWk=;fs; vd;why; vd;d>gd;dhl;L epWk=;fs; vd;why; vd;d>gd;dhl;L epWk=;fs; vd;why; vd;d>gd;dhl;L epWk=;fs; vd;why; vd;d>
� gd;dhl;L epWtdk; MNC gy ehLfspy; bray;gLk;. Mdhy; mjd; jiyik eph;thfk; xU ehl;oypUe;J kl;Lnk eph;tfpf;fg;gLfpwJ vd tiuaWf;fg;gLfpwJ.
� xd;Wf;Fk; nkw;gl;l ehLfspy; bjhHpy; bra;a[k; Xh; mikg;ng gd;dhl;L epWkk; MFk;. ,J gy;ntW eltof;iffis nkw;bfhs;fpwJ.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. bjhHpy; bewpKiw tiuaWf;f.bjhHpy; bewpKiw tiuaWf;f.bjhHpy; bewpKiw tiuaWf;f.bjhHpy; bewpKiw tiuaWf;f. 1) bjhHpy; bewpKiw Mtzk; ed;bdwp elj;ijfs; bfhs;iffs; 2) kjpg;g[fs; kw;Wk; mjd; nehf;f=;fis tiuaWf;fpwJ. 3) CHpah;fs; gpd;gw;w ntz;oa juk; gw;wp bjspthd fUj;ij ,J bjhptpf;fpwJ. mth;fs; KobtLg;gjw;F tHpfhl;oahft[k; tps=;FfpwJ.
2. 2. 2. 2. bjhHpy; bewpKiwapd; fUj;J vd;d>bjhHpy; bewpKiwapd; fUj;J vd;d>bjhHpy; bewpKiwapd; fUj;J vd;d>bjhHpy; bewpKiwapd; fUj;J vd;d> 1) epahakhd tpiyapy; bghUl;fis tH=;Fjy; 2) ey;y jukhd bghUl;fis tH=;Fjy; 3) Efh;nthh; Fiwfisj; jPh;j;J itj;jy;
3. 3. 3. 3. tzpfj;jpy; bewpKiwfs; Vd; mtrpak;>tzpfj;jpy; bewpKiwfs; Vd; mtrpak;>tzpfj;jpy; bewpKiwfs; Vd; mtrpak;>tzpfj;jpy; bewpKiwfs; Vd; mtrpak;>
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1) ed;bdwp bray;fs; vg;nghJk; rl;l jpl;l=;fSf;F cl;gl;L bray;gLk; jd;ik bfhz;lJ.
2) thH;f;ifj;juk; kw;Wk; bjhHpypd; juj;ija[k; nkk;gLj;JfpwJ. 3) jdpg;gl;l nehf;fj;ija[k; kw;Wk; r@f nehf;fj;ija[k; ,izf;Fk; ghykhf tpahghu ed;bdwp Kiwfs; tpjpfs; bray;gLfpd;wd. mjdhy; tzpfj;jpy; ed;bdwp Kiwfs; mtrpakhfpwJ.
4. 4. 4. 4. bgUepWtd MSif @yk; g=;Fjhuh;fs; bgUk; ed;ikfs; ahit>bgUepWtd MSif @yk; g=;Fjhuh;fs; bgUk; ed;ikfs; ahit>bgUepWtd MSif @yk; g=;Fjhuh;fs; bgUk; ed;ikfs; ahit>bgUepWtd MSif @yk; g=;Fjhuh;fs; bgUk; ed;ikfs; ahit> 1) gy;ntWg;gl;l g=;Fjhuh;fspd; eyd;fis rPuikj;jy; 2) KjyPl;lhsh;fs; (m) g=;Fjhuh;fs; kj;jpapy; ek;gpf;ifia Vw;gLj;Jjy; kw;Wk; mjd; KjyPl;il kw;Wk; g=;Ffis th=;fr; bra;jy;
3) mikg;g[fs; g=;Fjhuh;fspd; gad;ghl;il rhpahd Kiwapy; ifahSfpwJ. 4) ts Mjhu=;fs; rpwe;j Kiwapy; g=;F xJf;fPL bra;tjw;F tHp tFf;fpwJ.
5. 5. 5. 5. gd;dhl;L epWtgd;dhl;L epWtgd;dhl;L epWtgd;dhl;L epWtdj;jpd; ntiy tha;g;g[g; gw;wp xU cjhuzj;Jld; tpsf;Ff. dj;jpd; ntiy tha;g;g[g; gw;wp xU cjhuzj;Jld; tpsf;Ff. dj;jpd; ntiy tha;g;g[g; gw;wp xU cjhuzj;Jld; tpsf;Ff. dj;jpd; ntiy tha;g;g[g; gw;wp xU cjhuzj;Jld; tpsf;Ff. 1) cyf mstpy; ,e;jpah bjhHpw;rhiy cw;gj;jpapy; 10?tJ ,lj;jpy; cs;sJ. 2) bkhj;j cs;ehl;L cw;gj;jpapy; GDP 27.6% cw;gj;jp Jiwapy; cs;sJ. (v.fh) IBM I.gp.vk;.ikf;nuhrhg;l; epWtdk;/ bgg;rpnfh/ nrhdp/ nthlnghd;/ 3) ,e;jpahtpy; gd;dhl;L epWk=;fspd; CLUty; mjd; bghUshjhu tsh;r;rp kw;Wk; nkk;ghl;ow;fhf kpft[k; gad; cs;sjhft[k;/ Fwpg;ghf ,isa jiyKiwapdUf;F ntiy tha;g;g[fisa[k; mspj;J tUfpwJ.
IV. bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs;
1. 1. 1. 1. bjhHpy; bewpKiwfspd; gy;ntW Kf;fpa TWfibjhHpy; bewpKiwfspd; gy;ntW Kf;fpa TWfibjhHpy; bewpKiwfspd; gy;ntW Kf;fpa TWfibjhHpy; bewpKiwfspd; gy;ntW Kf;fpa TWfis tpsf;ft[k;>s tpsf;ft[k;>s tpsf;ft[k;>s tpsf;ft[k;> bjhHpy; mikg;g[fs; rpwg;ghf bray;gLtjw;F rpy mog;gilj; bjhHpy; bewpKiwfs; mtrpakhfpwJ.
i) cah;epiy nkyhz;ikapd; Ma;t[cah;epiy nkyhz;ikapd; Ma;t[cah;epiy nkyhz;ikapd; Ma;t[cah;epiy nkyhz;ikapd; Ma;t[/Mjut[ ed;bdwp tpjpfis Vw;gLj;JtJ Mjut[ ed;bdwp tpjpfis Vw;gLj;JtJ Mjut[ ed;bdwp tpjpfis Vw;gLj;JtJ Mjut[ ed;bdwp tpjpfis Vw;gLj;JtJ
� xt;bthU bjhHpyikg;gpd; mog;gilf; flikahFk; � mg;go ed;bdwp tpjpKiwfis cUthf;Ftjpy; cah;kl;l nkyhz;ikapd; jhh;kPf Mjut[ ,d;wpaikahjJ jhh;kPf ed;bdwp tpjpKiwfis cUthf;f xt;bthU bjhHpyikg;g[k; xU FGit mkh;j;jp mjpy; midj;J CHpah;fspd; gpujpepjpfSk; ,lk;bgwr; bra;a ntz;Lk;.
ii) ed;bdwp elj;ij tpjpfis cUthf;Fjy; kw;Wk; gug;g[jy; ed;bdwp elj;ij tpjpfis cUthf;Fjy; kw;Wk; gug;g[jy; ed;bdwp elj;ij tpjpfis cUthf;Fjy; kw;Wk; gug;g[jy; ed;bdwp elj;ij tpjpfis cUthf;Fjy; kw;Wk; gug;g[jy;
� bjhHpy; mikg;g[fs; ed;bdwp tpjpfis cUthf;fp/ mij vGj;J totpy; gzpg[hpa[k; midtUf;Fk; g[hpa[k;go bjhptpf;f ntz;Lk;.
� ,e;j ed;bdwp tpjpfis cUthf;fp mij vGj;J totpy; gzpg[hpa[k; go bjhptpf;f ntz;Lk;.
� ,e;j ed;bdwp tpjpfs; bjhHpy; mikg;gpy; ,a=;Fk; xt;bthU gphptpw;Fk; jdpj;jdpna cUthf;fpl ntz;Lk;
iii) ed;bdwp tpjpKiwfis filg;gpog;gijf; fz;fhzpj;jy;ed;bdwp tpjpKiwfis filg;gpog;gijf; fz;fhzpj;jy;ed;bdwp tpjpKiwfis filg;gpog;gijf; fz;fhzpj;jy;ed;bdwp tpjpKiwfis filg;gpog;gijf; fz;fhzpj;jy;
� nkw;Twpa ed;bdwp tpjpKiwfis xt;bthU gphpt[k; my;yJ Jiwa[k; Kiwahff; filgpof;fpd;wdth vd Ma;t[ bra;af; fz;fhzpg;g[ mtrpak;.
� ,jid ed;bdwp fz;fhzpg;g[ vd;W miHg;gh; iv) midj;J CHpamidj;J CHpamidj;J CHpamidj;J CHpah;fisa[k; <LgLj;Jjy; h;fisa[k; <LgLj;Jjy; h;fisa[k; <LgLj;Jjy; h;fisa[k; <LgLj;Jjy;
� ed;bdwp tpjpfSf;F gzpahsh;fspd; KG Mjuitj; jpul;l ed;bdwp tpjpfis cUthf;Ftjw;F Kd;ghf mijg;gw;wp rk;ge;jg;gl;l gzpahsh;fsplk; gy;ntW kl;l=;fspy; tpthjk; elj;jp mth;fspd; vz;zg;nghf;if mwpe;J mjw;F Vw;wg;go gzpahsh;fs; midtiua[k; cs;slf;fpa xU ed;bdwp FG cUthf;fgl ntz;Lk;.
v) ed;bdwpg; gyid mspj;jy;ed;bdwpg; gyid mspj;jy;ed;bdwpg; gyid mspj;jy;ed;bdwpg; gyid mspj;jy;
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� ed;bdwp tpjpfspdhy; tpise;jpl;l gzpfis gyid Ma;t[ bra;a ed;bdwp jzpf;if mtrpak;.
� Mdhy; rpy tifr; bray;fis vz; hPjpahf btspg;gLj;JtJ fodk;. � CHpah;fspd; Mw;wy;/ xGf;fk;/ bghUspd; juk;. ftdk; nghd;witfs;. � ,Ug;gpDk; mitfSf;Fk; vz; totk; mspj;J bjhHpyikg;gpd; xt;bthU braiya[k; ed;bdwp tpjpfs; vd;w ju mst[nfhy;fisf; bfhz;L msj;jy; mtrpak;.
2. 2. 2. 2. bjhHpy; bewpKiwapd; FwpaPL gw;wp tpthpf;ft[k;bjhHpy; bewpKiwapd; FwpaPL gw;wp tpthpf;ft[k;bjhHpy; bewpKiwapd; FwpaPL gw;wp tpthpf;ft[k;bjhHpy; bewpKiwapd; FwpaPL gw;wp tpthpf;ft[k;
i) bjhHpy; eilKiwfs; kw;Wk; mjd; bray;jpwd; nghd;w mstPLfis epWkk;/ jd;id kw;w epWtd=;fs; gpd;gw;wp tUk; rpwe;j eilKiwfSld; xg;gpl;L ghh;f;f tif bra;fpwJ. ehd;F tifahd mog;gil juf;FwpaPLfs; eilKiwapy; cs;sd. ii) mitfs; 1.cs;ehl;L juf;FwpaPL/ 2.nghl;of;Fhpa juf;FwpaPL/ 3.bray;ghl;L juf;FwpaPL kw;Wk; 4.bghJthd juf;FwpaPL vdg;gLk;. iii) cs;ehl;L juf;FwpaPLcs;ehl;L juf;FwpaPLcs;ehl;L juf;FwpaPLcs;ehl;L juf;FwpaPL xU bjhHpypd; bray; kw;Wk; mjd; mikg;gpy; cs;s bray;Kiwfis xg;gpLfpwJ. iv) nghl;o juf;FwpaPLnghl;o juf;FwpaPLnghl;o juf;FwpaPLnghl;o juf;FwpaPL xU nghl;oahshpd; kw;Wk; xU nghl;oahsUld; neuoahf nghl;oapLtij xg;gplg;gLfpwJ. v) xU bghUs; nrit my;yJ mjd; eilKiw nghd;wtw;iw juf;FwpaPl;Lf;F njh;t[ bra;ag;gLfpwJ. vi) Kf;fpa brayhf;fj;jpd; mog;gil mstPl;il milahsk; fhzy;. vii) epWkk; njh;e;bjLf;Fk; ,lk; mjd; cl;g[w gFjpna juf;FwpaPL MFk;. viii) brayhf;fk; kw;Wk; eilKiw kPjhd jfty; nrfhpg;g[ ix) nkk;ghL miltjw;fhd tha;g;g[fs; gw;wp fz;lwpjy; kw;Wk; jfty; gFj;jha;t[
cyfpd; gy;ntW gFjpapy; cs;s juf;FwpaPLfs; cyfpd; gy;ntW gFjpapy; cs;s juf;FwpaPLfs; cyfpd; gy;ntW gFjpapy; cs;s juf;FwpaPLfs; cyfpd; gy;ntW gFjpapy; cs;s juf;FwpaPLfs; midj;J Mrpa ehLfspy; ,a=;fptUk; gl;oaypy; ,lg;gl;l epWtd=;fSf;F/
jd;dpr;ira[ld; bray;gLk; ,af;Feh;fs; njitg;gLfpd;wdh;. Fiwe;j gl;rk; eph;thff; FGtpy;/ @d;wpy; xU g=;F ,af;Fdh;fs; jd;dpr;ira[ld; bray;gLk; egh;fshf ,Uf;f ntz;Lk;. 2012?y; rp=;fg;g{h; MSif FwpaPL mikg;g[ jd;dpr;irahf bray;gLk; ,af;Fdh;fis ghpe;Jiu bra;fpwJ. ,Ug;gpDk; FGtpd; jiytUf;F nghjpa Rje;jpuk; kw;w midj;J Mrpa ehLfspYk; bghUshjhuj;jpy; jzpf;if kw;Wk; Cjpak; nghd;wtw;wpy; FGf;fspd; ghpe;Jiu njitg;gLfpwJ.
3.3.3.3. epWtd MSifapd; Kf;fpaj;Jtj;ij g=;Fjhuh;fspd; epiyapypUe;J tpsf;Ff. epWtd MSifapd; Kf;fpaj;Jtj;ij g=;Fjhuh;fspd; epiyapypUe;J tpsf;Ff. epWtd MSifapd; Kf;fpaj;Jtj;ij g=;Fjhuh;fspd; epiyapypUe;J tpsf;Ff. epWtd MSifapd; Kf;fpaj;Jtj;ij g=;Fjhuh;fspd; epiyapypUe;J tpsf;Ff. bgWepWtd MSifapd; jj;Jtj;jpd; xU Kf;fpa Twhd btspg;gilj;jd;ikahd nkyhz;ikapd; @yk; ve;j xU ehl;oYk; rkr;rPuhd bghUshjhu nkk;ghl;il Vw;gLj;j tha;g;g[s;sJ. bgW epWtd MSif nfhl;ghl;od; @yk; midj;J g=;Fjhuh;fspd; eyk; kw;Wk; ghJfhg;g[ bgUkst[ ngzpf;fhf;fg;gLfpwJ.
bgUepWtd MSikapd; gad;ghLfs; bgUepWtd MSikapd; gad;ghLfs; bgUepWtd MSikapd; gad;ghLfs; bgUepWtd MSikapd; gad;ghLfs; ���� ey;y bgUepWtd MSif @yk; epWtdj;jpd; btw;wpia cwjp bra;a kw;Wk; bghUshjhu nkk;ghl;il Vw;gLj;j ,aYk;. ���� bjhHpy; tsh;r;rpapd; epiyahd tsh;r;rpia cWjpg;gLj;JfpwJ. ���� gy;ntW g=;Fjhuh;fspd; eyd;fis rPuikj;jy; ���� KjyPl;lhsh;fspd; kj;jpapy; ek;gpf;ifia Vw;gLj;Jjy; kw;Wk; mjd; @yk; KjyPl;il mjpfhpf;fr; bra;jy;/ ���� epWk=;fSf;fhd @yjd brytpidf; Fiwf;fpd;wd.
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���� g=;F tpiyapd; kPJ vjph;kiw jhf;fj;ij bfhz;Ls;sJ. ���� bgUepWtd MSiff;FG epWk=;fs; j=;fspd; Fwpf;nfhs;fis mila nkyhsh;fSf;F Cf;fkspg;gJ. ���� njitaw;w fHpt[ / tpuak; CHpah;fs; ,lh;ghLfs; kw;Wk; jtwhd nkyhz;ik nghd;wtw;iw jtph;j;jy;. ���� epWkk; kPjhd kf;fspd; fUj;JUtj;ijf; Tl;LfpwJ. ���� mikg;g[fs; g=;Fjhuh;fspd; gad;ghl;il rhpahd Kiwapy; ifahSfpwJ. ���� ts Mjhu=;fs; rpwe;j Kiwapy; xJf;fPL bra;tjw;F tHp tFf;fpwJ. ���� bjhHpy; bewpKiwfis tYg;gLj;JfpwJ.
4. 4. 4. 4. mjpfhpj;JtUk; gd;dhl;L epWtd=;fspd; gyd;fs; tpthp. mjpfhpj;JtUk; gd;dhl;L epWtd=;fspd; gyd;fs; tpthp. mjpfhpj;JtUk; gd;dhl;L epWtd=;fspd; gyd;fs; tpthp. mjpfhpj;JtUk; gd;dhl;L epWtd=;fspd; gyd;fs; tpthp. 1) cyfshtpa tha;g;g[fs; ,Ug;gjhf fUjpdhYk; rpy ehLfspy; kl;Lnk ,e;epWtd=;fs; bjhHpiy elj;JfpwJ. 2) gd;dhl;L mstpy; j=;fs; brhj;Jf;fspy; xU fzprkhd gFjpia KjyPL bra;fpwJ. 3) ,t;tif epWtd=;fs;/ kpfg;bghpa epWtd=;fs;/ bjhHpy; mikg;g[fisf; bfhz;L ,a=;fp tUfpwJ. 4) ,e;epWtd=;fs; gd;dhl;L mstpy; cw;gj;jpia nkw;bfhs;fpwJ kw;Wk; gy ehLfspy; bjhHpw; Tl=;fisa[k; ,af;fp tUfpwJ. 5) cyfshtpa fz;nzhl;lj;jpy; eph;thf Kot[fis nkw;bfhs;s gd;dhl;L epWk=;fs; tif bra;fpd;wJ. 6) gd;dhl;L epWk=;fs; xU rpy ehLfspy; kl;Lk; cw;gj;jp bra;J gy;ntW ehLfspy; tpw;gidia nkw;bfhs;fpwJ. 7) gd;dhl;L epWk=;fspd; bray;ghLfs; midj;Jk; xl;Lbkhj;jkhf bgUepWtd=;fspy; bjhHpypy; xU=;fpizf;fg;gLfpd;wd.
5. 5. 5. 5. ,e;jpahtpy; cs;s epWtd=;fspd; ntiytha;g;g[fs; gw;wp rh;tnjr ju eph;zaj;jpd; g=;F ,e;jpahtpy; cs;s epWtd=;fspd; ntiytha;g;g[fs; gw;wp rh;tnjr ju eph;zaj;jpd; g=;F ,e;jpahtpy; cs;s epWtd=;fspd; ntiytha;g;g[fs; gw;wp rh;tnjr ju eph;zaj;jpd; g=;F ,e;jpahtpy; cs;s epWtd=;fspd; ntiytha;g;g[fs; gw;wp rh;tnjr ju eph;zaj;jpd; g=;F gw;wp tpthjpf;ft[k;. gw;wp tpthjpf;ft[k;. gw;wp tpthjpf;ft[k;. gw;wp tpthjpf;ft[k;. MrpahMrpahMrpahMrpah
���� midj;J Mrpa ehLfspy; ,a=;fptUk; gl;oayplg;gl;l epWtd=;fSf;F. jd;dpr;ira[ld; bray;gLk; ,af;Feh;fs; njitg;gLfpd;wdh;.
���� Fiwe;jgl;rk; eph;thff; FGtpy; @d;wpy; xU g=;F ,af;Fdh;fs; jd;dpr;ira[ld; bray;gLk; egh;fshf ,Uf;f ntz;Lk;.
���� 2012?y; rp=;fg;g{h; MSif FwpaPL mikg;g[ jd;dpr;irahf bray;gLk; ,af;Fdh;fis ghpe;Jiu bra;fpwJ.
���� ,Ug;gpDk; FGtpd; jiytUf;F nghjpa Rje;jpuk; mspg;gjpy;iy. ���� tpal;ehk; ehl;il jtph;j;J kw;w midj;J Mrpa ehLfspYk; bghUshjhuj;jpy; jzpf;if kw;Wk; Cjpak; nghd;wtw;wpy; FGf;fspd; ghpe;Jiu njitg;gLfpwJ/
���� rPdhtpy; jzpf;if FGtpd; @ynk jd;dpr;irahf bray;gLk; ,af;Feh;fs; cUthf;fg;gLfpwhh;fs;.
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���� epWtd=;fspd; KjyPl;lhsh;fspd; FGthy; rp.I.I (CII) epWk=;fspd; MSikf;fhd bfhs;if Fiwe;jgl;rk; 2/3 g=;F ,af;Fdh;fs; Rje;jpuj;jd;ik bfhz;lth;fshf ,Uj;jy; ntz;Lk; vdf;TWfpwJ.
���� xU epakdf; FG kw;Wk; epWtd MSiff;FG Mfpait @d;W juepiyf; FGf;fspy; xd;whFk;. nkYk; vd; xa; v!; , (NYSE) jzpf;iff;FG kw;Wk; ,Hg;gPl;Lf; FGnthL nrh;e;J Kw;wpYk; Rje;jpukhd ,af;Fdh;fs; cUthf;fg;gl ntz;Lk;.
���� $P 20/ x.,.gp.o nfhl;ghLfs; epakdf;FG cUthf;fk; ,zf;fkhd Kiwapy; cUthf;fg;gl;l eilKiwfis Cf;fg;gLj;JfpwJ.
���� rPuhd kw;Wk; jFjpahd FGf;fs; njliy xU=;fpizf;ft[k; trjpaspf;fpwJ.
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m. epjpnkyhz;ik M. t=;fp ,. gz nkyhz;ik <. ,tw;wpy; VJkpy;iy tpil : mmmm 2.2.2.2. cl;g[w epjp @yj;jpw;F vLj;Jf;fhl;L ???????cl;g[w epjp @yj;jpw;F vLj;Jf;fhl;L ???????cl;g[w epjp @yj;jpw;F vLj;Jf;fhl;L ???????cl;g[w epjp @yj;jpw;F vLj;Jf;fhl;L ??????? m. fldhspfsplkpUe;J bgwg;gLk; bjhif M. tzpf t=;fp fld; ,. g=;F btspaPl;od; @yk; bgwg;gLk; bjhif
<. bjhHpy; epWtdj;jpw;Fs; jpul;lg;gLk; epjp tpil : <<<<
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,. t=;fp nky;tiug;gw;W <. cz;oay; tl;lk; bra;jy; tpil : MMMM
II.... FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs;
1. 1. 1. 1. fld; gj;jpu=;fs; gw;wpfld; gj;jpu=;fs; gw;wpfld; gj;jpu=;fs; gw;wpfld; gj;jpu=;fs; gw;wpf;Fwpg;g[ tiuf. f;Fwpg;g[ tiuf. f;Fwpg;g[ tiuf. f;Fwpg;g[ tiuf. � fld;gj;jpuk; vd;gJ epWkj;jpd; @yk; jpul;lg;gl;l fld;fs; Fwpj;j btspg;gilahd mj;jhl;rpahFk;.
� fld; gj;jpu=;fs; epWkj;jpw;F njitahd ePz;lfhy Kjiyj; jpul;Ltjpy; bgUk; g=;F tfpf;fpd;wd.
� fld; gj;jpu=;fis itj;jpUg;gth;fs; fld; gj;jpujhuh; vd;W miHf;fg;gLfpwhh;. � epWkk; ,yhgk; <l;odhYk; my;yJ el;lk; Vw;gl;lhYk; fld; gj;jpujhuh;fSf;Ff; fz;og;ghf tl;o tH=;fg;gl ntz;Lk;.
� tl;oiar; brYj;jj; jtwpdhy; epWkk; fiyg;g[f;Fs;shf nehpLk;. � nkYk; fld; gj;jpujhuh;fSf;F thf;Fhpik fpilahJ.
2. 2. 2. 2. bghJ itg;g[ vd;why; vbghJ itg;g[ vd;why; vbghJ itg;g[ vd;why; vbghJ itg;g[ vd;why; vd;d>d;d>d;d>d;d> � bghJkf;fs; t=;fp kw;Wk; epjp epWtd=;fsplk;/ j=;fs; nrkpg;ig itg;g[j; bjhifahf KjyPL bra;tJ ehk; mwpe;jnj.
� mJnghy bghJkf;fs; epWk=;fspd; itg;g[fspy; KjyPL bra;ayhk;. � epWk=;fs; j=;fspd; itg;g[ jpl;l=;fisf; Fwpj;J tphpthd tpsk;guk; bra;fpd;wd. � epWk itg;g[f;Fj; jug;gLk; tl;oahdJ t=;fpfspd; tl;o tpfpjj;ij tplf; TLjyhf ,Ug;gjhy;/ KjyPl;lhsh;fspd; ftdj;ij mjpfk; <h;f;fpd;wJ.
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3. 3. 3. 3. fldhfg; bgwg;gl;l epjpapd; fPH; tUk; VnjDk; ,uz;L epjp Mjhu=;fisf; Fwpg;gpLf. fldhfg; bgwg;gl;l epjpapd; fPH; tUk; VnjDk; ,uz;L epjp Mjhu=;fisf; Fwpg;gpLf. fldhfg; bgwg;gl;l epjpapd; fPH; tUk; VnjDk; ,uz;L epjp Mjhu=;fisf; Fwpg;gpLf. fldhfg; bgwg;gl;l epjpapd; fPH; tUk; VnjDk; ,uz;L epjp Mjhu=;fisf; Fwpg;gpLf. � fldhfg; bgwg;gl;l epjpfs; vd;;gJ/ fld; my;yJ g[w@y=;fspdhy; bgwg;gl;l epjpfisf; Fwpf;fpwJ.
� v.fh ?fld; gj;jpu=;fs;/ t=;fp kw;Wk; epjp epWtd=;fsplk; bgw;w fld;/ bghJ itg;g[/ tzpff;fld;/ Fj;jif epjp/ tzpfj;jhs;/ fld; tNy; Kfik
4. 4. 4. 4. cl;g[w epjp @y=;fspd; fPH; tifg;gLj;jg;gLk; VnjDk; ,uz;L epjp Mjhu=;fisf; cl;g[w epjp @y=;fspd; fPH; tifg;gLj;jg;gLk; VnjDk; ,uz;L epjp Mjhu=;fisf; cl;g[w epjp @y=;fspd; fPH; tifg;gLj;jg;gLk; VnjDk; ,uz;L epjp Mjhu=;fisf; cl;g[w epjp @y=;fspd; fPH; tifg;gLj;jg;gLk; VnjDk; ,uz;L epjp Mjhu=;fisf; FwpFwpFwpFwpg;gpLf. g;gpLf. g;gpLf. g;gpLf.
� ,Wj;jp itf;fg;gl;l Mjhak; � bgWjw;Fhpa khw;Wr;rPl;Lfs; � fldhspfsplkpUe;J bgw ntz;oa bjhif � giHa brhj;Jf;fis tpw;gjd; @yk; fpilf;Fk; Mjhak;
5. 5. 5. 5. bjhHpy; epjp @y=;fisj; njh;e;bjLg;gij tiuaWf;Fk; fhuzpfspy;/ VnjDk; bjhHpy; epjp @y=;fisj; njh;e;bjLg;gij tiuaWf;Fk; fhuzpfspy;/ VnjDk; bjhHpy; epjp @y=;fisj; njh;e;bjLg;gij tiuaWf;Fk; fhuzpfspy;/ VnjDk; bjhHpy; epjp @y=;fisj; njh;e;bjLg;gij tiuaWf;Fk; fhuzpfspy;/ VnjDk; ,uz;oidf; Fwpg;gpLf. ,uz;oidf; Fwpg;gpLf. ,uz;oidf; Fwpg;gpLf. ,uz;oidf; Fwpg;gpLf. 1. epjp jpul;Lk1. epjp jpul;Lk1. epjp jpul;Lk1. epjp jpul;Lk; bryt[ ; bryt[ ; bryt[ ; bryt[
tzpf epWtd=;fs;/ epjp jpul;Ltjw;F Kd;ghf/ mjid jpul;l MFk; bryt[fis Ma;t[ bra;a ntz;Lk;. g=;Ffs; btspapl bra;a ntz;oa brytpidtpl bghJitg;g[ fld; gj;jpu=;fs; btspaply; tHpKiwfspy; gzk; jpul;Lk; bryt[ kpft[k; Fiwthdjhfnt cs;sJ. 2. epWtdj;jpd;2. epWtdj;jpd;2. epWtdj;jpd;2. epWtdj;jpd; epjpj;jpwd;epjpj;jpwd;epjpj;jpwd;epjpj;jpwd;
epjp epiyapy; tYthf cs;s epWtd=;fs; cldoahf tl;o brYj;jt[k; kw;Wk; Fwpg;gpl;l fhyj;jpw;Fs; @yjdj;ijj; jpUk;gg; bgWk; jpwida[k; bfhz;Ls;sd. mj;jifa epWtd=;fs; fld;bgwg; g[wKy=;fis ehlyhk;. kWg[wk;/ epiyaw;w epjpepiyiaf; bfhz;Ls;s epWtd=;fs;. brhe;j epjp Mjhu=;fisg; gad;gLj;Jtnj ey;yJ.
III.... rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. bjhHpy; epjpapay; ? tiutpyf;fzk; jUf. bjhHpy; epjpapay; ? tiutpyf;fzk; jUf. bjhHpy; epjpapay; ? tiutpyf;fzk; jUf. bjhHpy; epjpapay; ? tiutpyf;fzk; jUf. bjhHpy; epjpapaYf;F Mh;.rp.M!;nghh;d; fPH;f;fz;lthW tiutpyf;fzk; jUfpwhh;.
“epjpapay; bray;ghL vd;gJ/ xU tzpf epWtdk; epjpapidj;jpul;o/ mij Kiwahfg; gad;gLj;Jtjw;fhd braypidf; Fwpg;gjhFk;”.
2. 2. 2. 2. mlF fld; vd;why; vd;d>mlF fld; vd;why; vd;d>mlF fld; vd;why; vd;d>mlF fld; vd;why; vd;d> � fld; bgWeh; mtru epjpj; njitiag; g{h;j;jp bra;J bfhs;sj; jdf;F brhe;jkhd bghUisf; fld; tH=;Fehplk; mlF itj;Jf;fld; bgWfpwhh;.
� flidj; jpUg;gpr; brYj;Jk; tiu mlF itf;fg;gl;l bghUs; fldhshplnk ,Uf;Fk;.
� fldhsp flidj; jpUg;gp milf;fj; jtwpdhy;/ fldhsh; jFe;j Kd;dwptpg;ig fldhspf;F bfhLj;Jtpl;L/ mlF itj;j bghUis Vyk; tpLthh;.
� Vyk; tpLtjd; @yk; bgwg;gl;l bjhifiaf; flDf;Fk; kw;Wk; mjw;Fz;lhd tl;of;Fk; vLj;Jf;bfhz;L kPjp bjhif VJk; ,Ug;gpd; mijf; fldhspf;F tH=;Fthh;.
3. 3. 3. 3. ePz;lfhy kw;Wk; FWfpa fhy epjpfSf;fhd @y=;fisg; gl;oaypLf. ePz;lfhy kw;Wk; FWfpa fhy epjpfSf;fhd @y=;fisg; gl;oaypLf. ePz;lfhy kw;Wk; FWfpa fhy epjpfSf;fhd @y=;fisg; gl;oaypLf. ePz;lfhy kw;Wk; FWfpa fhy epjpfSf;fhd @y=;fisg; gl;oaypLf. 1.1.1.1.ePz;lfhy epjp @y=;fs;ePz;lfhy epjp @y=;fs;ePz;lfhy epjp @y=;fs;ePz;lfhy epjp @y=;fs;
1. g=;Ffs; i) neh;ikg; g=;Ffs; ii) Kd;Dhpikg;g=;Ffs; 2. fld; gj;jpu=;fs; 3. ,Uj;jpitf;fg;gl;l Mjhak; 4. bghJitg;g[
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5. tzpf t=;fpfspy; ,Ue;J ePz;lfhyf;fld; 6. epjp epWtdf;fld;fs;
2.2.2.2.FWfpa fhy epjp @y=;fs; FWfpa fhy epjp @y=;fs; FWfpa fhy epjp @y=;fs; FWfpa fhy epjp @y=;fs; 1. fld;fSk; Kd; gz=;fSk; 2.t=;fp nky;tiug;gw;W 3.khw;Wr;rPl;il js;Sgo 4.tpahghuf;fld; 5.mlFf;fld; 6.ge;jff;fld; 7.gpizaf;fld; 8.J}afld; / gpizakw;w fld; 9.tzpfj;jhs; 10.thlifbfhs;Kjy; epjp 11.fld;tNy; Kfik
4. 4. 4. 4. bjhHpypy; ve;j nehf;fj;jpw;fhf epiyKjy; njitg;gLfpwJ>bjhHpypy; ve;j nehf;fj;jpw;fhf epiyKjy; njitg;gLfpwJ>bjhHpypy; ve;j nehf;fj;jpw;fhf epiyKjy; njitg;gLfpwJ>bjhHpypy; ve;j nehf;fj;jpw;fhf epiyKjy; njitg;gLfpwJ> � ve;j tzpf epWtdKk;/ epjp ,y;yhky; bray;gl ,ayhJ. mtw;wpy; xd;W epiy Kjy; MFk;.
� bghwpfyd;/ ,ae;jpuk;/ miwfyd; fl;Lkhdg; bghUl;fs;/ thfd=;fs; nghd;wtw;iw th=;fj; njitg;gLk; Kjy; epiy KjypUe;nj vLf;fg;gLfpd;wd. nkw;fz;l nehf;fj;jpw;fhfnt/ epiyKjy; njitg;gLfpwJ.
5. 5. 5. 5. bjhHpypy; eilKiw Kjypd; njit vd;d>bjhHpypy; eilKiw Kjypd; njit vd;d>bjhHpypy; eilKiw Kjypd; njit vd;d>bjhHpypy; eilKiw Kjypd; njit vd;d> eilKiw Kjy; vd;gJ tzpfj;jpd; md;whl bryt[fshd:eilKiw Kjy; vd;gJ tzpfj;jpd; md;whl bryt[fshd:eilKiw Kjy; vd;gJ tzpfj;jpd; md;whl bryt[fshd:eilKiw Kjy; vd;gJ tzpfj;jpd; md;whl bryt[fshd: 1. fr;rhbghUl;fs; th=;Fjy; 2. gzpahsh;fSf;F Cjpak; kw;Wk; Typ tH=;Fjy;
3. bjhiyngrp fl;lzk; 4. cs;J}f;F Typ 5. btspJ}f;F Typ 6.kpd;rhuf; fl;lzk; 7. fhg;gPl;L Kidkk; 8. vGJg;bghUs; bryt[fs; Mfpatw;iw bra;a
njitg;gLk; Kjy; eilKiw Kjy; MFk;.
IV. bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. gy;ntW epjp Mjhu=;fis tifg;gLj;jpg; gl;oaypLf. gy;ntW epjp Mjhu=;fis tifg;gLj;jpg; gl;oaypLf. gy;ntW epjp Mjhu=;fis tifg;gLj;jpg; gl;oaypLf. gy;ntW epjp Mjhu=;fis tifg;gLj;jpg; gl;oaypLf. tzpf epjpfspd; gy;ntW Mjhu=;fis gpd;tUk; @d;W tiffshfg; gphpf;fyhk;.
1. fhy mstpd; mog;gilapy; 2. chpik mog;gilapy; 3. cUthf;f mog;gilapy;
1) fhy mstpd; mog;gilapy;1) fhy mstpd; mog;gilapy;1) fhy mstpd; mog;gilapy;1) fhy mstpd; mog;gilapy; fhy mstpd; mog;gilapd; @d;W gphpt[fshf tifg;gLj;jyhk;. 1. FWfpa fhy epjp 2. eLj;ju fhyepjp 3. ePz;lfhy epjp
i) FWfpa fhy epjp ) FWfpa fhy epjp ) FWfpa fhy epjp ) FWfpa fhy epjp 1. fld;fSk; Kd; gz=;fSk; 2. t=;fpnky;tiug;gw;W 3. khw;Wr; rPl;il js;Sgo bra;jy; 4. tpahghuf;fld; 5. mlFf;fld; 6. ge;jf fld; 7.mlkhdk; fld; 8. gpizaf;fld; 9. J}afld; 10. tzpfj;jhs; 11. thlif bfhs;Kjy; epjp 12. fld; tNy; Kfik
ii) eLj;ju fhy epjp ) eLj;ju fhy epjp ) eLj;ju fhy epjp ) eLj;ju fhy epjp 1. t=;fpf;fld; 2. epWtdf;fld; 3. Fj;jif epjp
iii) ePz;lfhy epjp ) ePz;lfhy epjp ) ePz;lfhy epjp ) ePz;lfhy epjp
i) g=;Ffs; 1. neh;ikg;g=;Ffs; 2. Kd;Dhpikg;g=;Ffs;
ii) fld; gj;jpu=;fs; iii) ,Uj;jp itf;fg;gl;l Mjhak; iv) bghJ itg;g[ v) tzpf t=;fpfspy; ,Ue;J ePz;lfhyf;fld; bgWjy; vi) epjp epWtdf;fld;
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2) chpik mog;gilapy;2) chpik mog;gilapy;2) chpik mog;gilapy;2) chpik mog;gilapy; chpik mog;gilapy; bjhHpypd; epjpia ,uz;L gphpt[fshfg; gphpf;fyhk;. 1. chpikahsh; epjp 2. fldhfg; bgwg;gl;l epjpfs; 3) cUthf;fj;jpd; mog;gilapy;3) cUthf;fj;jpd; mog;gilapy;3) cUthf;fj;jpd; mog;gilapy;3) cUthf;fj;jpd; mog;gilapy;
1. mf epjp Mjhu=;fs; 2. g[w epjp Mjhu=;fs;
2. 2. 2. 2. tzpf t=;fpfshy; tH=;fg;gLktzpf t=;fpfshy; tH=;fg;gLktzpf t=;fpfshy; tH=;fg;gLktzpf t=;fpfshy; tH=;fg;gLk; FWfpa fhy epjp Mjhu=;fis RUf;fkhf tpsf;Ff.; FWfpa fhy epjp Mjhu=;fis RUf;fkhf tpsf;Ff.; FWfpa fhy epjp Mjhu=;fis RUf;fkhf tpsf;Ff.; FWfpa fhy epjp Mjhu=;fis RUf;fkhf tpsf;Ff. FWfpa fhyepjpahdJ xU tUl fhyj;jpw;Fs; bjhHpy; epWk=;fl;Fj; njitg;gLk; epjpapidf; Fwpf;Fk;. 1. fld;fSk; Kd; gz=;fSk; 1. fld;fSk; Kd; gz=;fSk; 1. fld;fSk; Kd; gz=;fSk; 1. fld;fSk; Kd; gz=;fSk;
� fld; vd;gJ fld; nfhUgthpd; fld; fzf;fpy; xl;Lbkhj;jf;fld; bjhifiaa[k; xnu tPr;rpy; tut[ itf;fg;gl;l bjhifiaf; Fwpf;Fk;.
� fld; bgWeh; mt;thW tut[ itf;fg;gl;l bjhif/ midj;ija[k; xl;L bkhj;jkhf bgw;W gad;gLj;Jfpwhh;.
� fld; bgw;w bjhifia xd;W my;yJ xd;Wf;F nkw;gl;l jtizfspy; jpUg;gpr; brYj;Jfpwhh;.
� Mdhy; ,e;jf; flDf;fhf tl;o/ fld; mDkjpf;fg;gl;l ehspy; ,Ue;J jpUg;gp milf;Fk; ehs; tiuapyhd fhyj;jpw;F bkhj;jf;fld; bjhifapd; kPJ fzf;fplg;gLk;.
2. t=;fp nky;tiug;gw;W 2. t=;fp nky;tiug;gw;W 2. t=;fp nky;tiug;gw;W 2. t=;fp nky;tiug;gw;W � t=;fp nky;tiug;gw;W vd;gJ t=;fpapy; xU Fwpg;gpl;l tuk;gpw;F cl;gl;L xU thof;ifahshpd; t=;fp elg;g[f;fzf;fpy; tutpy; ,Uf;Fk; bjhifia tpl mjpfkhd bjhifia vLj;Jg;gad;gLj;jpf; bfhs;Sk; xU Vw;ghL MFk;.
� vt;tst[ bjhif fldhfg; bgwg;gLfpwnjh mjw;F kl;Lnk tl;o tNypf;fg;gLfpwJ. 3. khw;Wr;rPl;il js;Sgo bra;jy; 3. khw;Wr;rPl;il js;Sgo bra;jy; 3. khw;Wr;rPl;il js;Sgo bra;jy; 3. khw;Wr;rPl;il js;Sgo bra;jy;
� ruf;Ffisf; fld; mog;gilapy; tpw;Fk;nghJ/ tpw;gth; th=;Fgthpd; nghpy; khw;Wr;rPl;il vGJfpwhh;.
� khw;Wr;rPl;L ruhrhpahf 15ehs; Kjy; mjpfgl;rk; 180ehl;fs; tiuapyhd fhyj;jpw;F tiuaWf;fg;gLfpwJ.
� ,e;epiyapy; ruf;iff; flDf;F tpw;w tpw;gidahsh; khw;Wr;rPl;oy; Fwpg;gplg;gl;Ls;s fhyj;jpw;F Kd;ghf gzj;ijg;bgw Koahj epiyapy; cs;shh;.
� vdnt me;j epiyapy;/ khw;Wr;rPl;il jhd; fzf;F itj;Js;s t=;fpapy; js;Sgo bra;J/ gzj;ijg; bgw;Wf;bfhs;fpwhh;.
4. tpahghuf;fld; 4. tpahghuf;fld; 4. tpahghuf;fld; 4. tpahghuf;fld;
� tpahghuf;fld; vd;gJ xU tzpfh; gpwpbjhUtUf;F ruf;F kw;Wk; nritiag; bgWtjw;fhfj; jUfpd;w flidf; Fwpf;Fk;.
� mjhtJ jug;gLk; fld; th=;fpa bghUSf;fhd bjhifiag; bghUis th=;Fgth; clnd brYj;jhky;/ xU Fwpg;gpl;l jtiz fhyj;jpw;Fs; gpwF brYj;j mDkjpf;fg;gLfpwhh; vdyhk;.
� cldoahf th=;fpa bghUl;fSk; / ruf;FfSf;F gzk; brYj;jhky;/ mjid xU rpy jtizfspy; brYj;j tif bra;a[k; Vw;ghnl bjhHpy;fld; MFk;.
5. mlFfld; 5. mlFfld; 5. mlFfld; 5. mlFfld; � fld; bgWeh; mtur epjpj; njitiag; g{h;j;jp bra;J bfhs;sj; jdf;F brhe;jkhd bghUisf; fld; tH=;Fehplk; mlF itj;Jf;fld; bgWfpwhh;.
� flid jpUg;gpr; brYj;Jk;tiu mlF itf;fg;gl;l bghUs; fldhshplnk ,Uf;Fk;. � fldhsp flid jpUg;gp milf;fjtwpdhy;/ fldhsh; jFe;j Kd;dwptpg;ig fldhspf;F bfhLj;Jtpl;L/ mlF itj;j bghUis Vyk; tpLthh;.
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� Vyk; tpLtjd; @yk; bgwg;gl;l bjhifiaf; flDf;Fk; kw;Wk; mjw;Fz;lhd tl;of;Fk; vLj;Jf;bfhz;L kPjp bjhif VJk; ,Ug;gpd; mijf; fldhspf;F tH=;Fthh;.
6. ge;jff;fld; 6. ge;jff;fld; 6. ge;jff;fld; 6. ge;jff;fld; � ge;jff;fld; vd;gJ mira[k; brhj;Jf;fspd; @y Mtz=;fis fldhsplk; mlF itj;J bgwg;gLk; fldhFk;.
� mlF fldpy; brhj;jpd; clikia itj;J fld; bgwg;gLfpwJ. � khwhf ge;jff; fldpy; mira[k; brhj;jpd; @yk; Mtz=;fis <lhf bfhLj;J fld; bgwg;gLfpwJ.
7. mlkhdk; 7. mlkhdk; 7. mlkhdk; 7. mlkhdk;
� mirah brhj;jpid <lhf itj;J epjp jpul;Lk; Kiwf;F mlkhdk; vd;W bgah;. � fldhsp epyk;/ fl;olk; nghd;w mirahr; brhj;jpd; chpik Mtz=;fisf; fldhshplk; gpizakhf <e;J flidg; bgWthh;.
� fld; bjhif KGtJk; jpUg;gp milj;j gpwF <lhf bfhLj;J gpiza=;fisf; fldhsp jpUk;gg;bgwyhk;.
8. gpizaf;fld; 8. gpizaf;fld; 8. gpizaf;fld; 8. gpizaf;fld; � epiyitg;g[ ,urPJ/ Vl;Lf;fld;/ fhg;gPl;L jpl;l Mtz=;fs;/ mspg;g[ ,urPJ/ g=;Ffs;/ fld; gj;jpu=;fs;/ epWk Kwpfs;/ ruf;Fhpik Mtz=;fs;/ uapy; ,urPJ/ fg;gy; jiyth; ,urPJ/ bghWg;ghd;ikapd; ,urPJ/ gz;lf ,urPJ nghd;w ruf;Fhpik Mtz=;fisf; fldhspaplkpUe;J gpizakhfg; bgw;Wf;bfhz;L tH=;fg;gLfpd;w flDf;F gpizaf;fld; vd;W bgah;.
9. J}af;fld; 9. J}af;fld; 9. J}af;fld; 9. J}af;fld; / gpizakw;w fld; gpizakw;w fld; gpizakw;w fld; gpizakw;w fld;
J}a / gpizakw;w fld; vd;gJ vt;tpjkhd gpiza=;fisa[k; <lhfg; bgwhky; fld; bgWehpd; Fzeyd;fs;/ jpUg;gpr; brYj;Jk; jpwd; kw;Wk; mthpd; bray; jpwik Mfpatw;wpd; mog;gilapy; jug;gLtjhFk;.
10. tzpfj;jhs;10. tzpfj;jhs;10. tzpfj;jhs;10. tzpfj;jhs;
� thf;FWjpj;jhspd; totj;jpy; vt;tpjg; gpizaKk; ,y;yhky; epWk=;fshy; gzr;re;ijapy; btspaplg;gLk; Xh; Mtzj;jpw;F tzpfj;jhs; vd;W bgah;.
� Tl;Lg;g=;F epWk=;fs;/ ,e;jpa hprh;t; t=;fpapd; gjpt[ bgw;w Kjd;ik Kfth;fs; kw;Wk; midj;jpe;jpa epjp epWtd=;fs; Mfpait tzpfj;jhis btspapl jFjp bgw;w epWtd=;fshFk;.
3. 3. 3. 3. Fwpg;g[ tiuf. m) ,Uj;jp itf;fg;gl;l Mjhak; Fwpg;g[ tiuf. m) ,Uj;jp itf;fg;gl;l Mjhak; Fwpg;g[ tiuf. m) ,Uj;jp itf;fg;gl;l Mjhak; Fwpg;g[ tiuf. m) ,Uj;jp itf;fg;gl;l Mjhak; M) Fj;jif epjp M) Fj;jif epjp M) Fj;jif epjp M) Fj;jif epjp m) ,Uj;jp itf;fg;gl;l Mjhak; m) ,Uj;jp itf;fg;gl;l Mjhak; m) ,Uj;jp itf;fg;gl;l Mjhak; m) ,Uj;jp itf;fg;gl;l Mjhak;
� ve;j xU epWkKk; jhd; <l;oa xl;Lbkhj;j yhgj;ija[k; g=;Fjhuh;fSf;Fg; gfph;e;J mspg;gjpy;iy.
� khwhf <l;oa tUthapd; xU gFjpiag; g=;Feh;fSf;F gphpj;Jf; bfhLj;Jtpl;L/ kPjKs;s yhgj;ij nrkpj;J epWk tsh;r;rpapy; kW KjyPL bra;fpd;wd.
� ,jw;F ,Uj;jpitf;fg;gl;l Mjhak; (m) ,yhgj;ij kW cHt[ bra;jy; vd;W bgah;. � mjhtJ jdpkdpjd; jhd; <l;oa tUtha; midj;ija[k; bryt[ bra;ahky; vjph;ghuhky; Vw;glf;Toa bryt[fisr; rkhspf;f/ mjpy; xU gFjpia nrkpj;J itg;gJ nghd;W/ epWk=;fSk; mtw;wpd; tsh;r;rp/ bjhHpy; tphpthf;fk;/ bjhHpy; gd;Kidahf;fk;/ g[jpa bghUs; mwpKfk; nghd;w gy eltof;iffSf;fhf ,Uj;jpitf;fg;gl;l Mjha epjpiag; gad;gLj;jp tUfpd;wJ.
M) Fj;jifM) Fj;jifM) Fj;jifM) Fj;jif epjp epjp epjp epjp � Fj;jif epjp vd;gJ njitg;gLk; brhj;Jf;fisf; Fj;jiff;F vLj;J cw;gj;jp eltof;iffSf;Fg; gad;gLj;Jk; braiyf; Fwpf;Fk;. bjhlf;f epiyapy; cs;s rpW kw;Wk; eLj;ju epWtd=;fisg; bghWj;j tiuapy; jsthl=;fs;/ fUtpfs; kw;Wk; ,ju brhj;Jf;fis xl;L bkhj;jkhf gzk; brYj;jp th=;FtJ vd;gJ fodkhd xd;whFk;.
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� ,g;gog;gl;l NH;epiyapy; Fj;jif epjpKiw ,e;epWtd=;fSf;F kpfg;bghpa tuthf tps=;FfpwJ.
� ,k;Kiwapy; jdpegh; my;yJ epWkk; brhj;Jf;fisj; jd;Dila brhe;j KjyPl;oy; th=;fp mr;brhj;Jf;fisj; njitg;gLk; bjhHpy; epWtd=;fSf;F thlif my;yJ Fj;jif mog;gilapy; tH=;fp/ mtw;iwg; gad;gLj;j mDkjpf;fpwJ.
� brhj;Jf;fspd; kPJ chpik bfhz;l epWtd=;fSf;F Fj;jiff;F tpLgth; vd;W bgah;.
� brhj;Jf;fisf; Fj;jiff;F vLj;Jg; gad;gLj;Jk; bjhHpy; epWtd=;fSf;F ‘Fj;jif vLj;jth;’ vd;W bgah;.
� ,=;F xg;ge;jkhdJ ‘Fj;jif xg;ge;jk;’ vd;W miHf;fg;gLfpwJ. � ,e;j xg;ge;jj;jpy; Fj;jif bjhlh;ghd midj;Jr; brhw;gfph;t[fs; bjspthff; Fwpg;gplg;gLk;.
4. 4. 4. 4. Fwpg;g[ tiuf: m) chpikahsh; epjp M) fldhfg; bgwg;gl;l epjpfs; Fwpg;g[ tiuf: m) chpikahsh; epjp M) fldhfg; bgwg;gl;l epjpfs; Fwpg;g[ tiuf: m) chpikahsh; epjp M) fldhfg; bgwg;gl;l epjpfs; Fwpg;g[ tiuf: m) chpikahsh; epjp M) fldhfg; bgwg;gl;l epjpfs; m) chpikahsh; epjp m) chpikahsh; epjp m) chpikahsh; epjp m) chpikahsh; epjp
� epWtd=;fspd; chpikahsuhy; tH=;fg;gLk; epjp chpikahsh; epjp vdg;gLk;. � chpikahsh; vd;gth; xU jdp kdpjuhfnth/ epWtdj;jpd; Tl;lhspahfnth my;yJ epWk g=;Fjhuh;fshfnth ,Uf;fyhk;.
� ,J jdpegh; Kjy;/ Tl;lhspfs; Kjy;/ my;yJ g=;Ffs; @yk; jpul;lg;gl;l epjpia Fwpf;fpwJ. ,Uj;jpitf;fg;gl;l ,yhgj;ij bjhHpypy; kW KjyPL bra;jy; (yhg kD cjtp) chpikahsh; epjpapd; fPH; tifg;gLj;jg;gl;Ls;sJ.
� bjhHpy; epWtd=;fspy; thH;ehspy; ,e;j epjp jpUk;gpj; jug;gl ntz;oajpy;iy. epWtdj;jpd; eph;thfj;ijf; fl;Lg;gLj;Jk; chpikia chpikahsh; epjp tH=;FfpwJ.
M) fldhfg; bgwg;gl;l epjpfs; M) fldhfg; bgwg;gl;l epjpfs; M) fldhfg; bgwg;gl;l epjpfs; M) fldhfg; bgwg;gl;l epjpfs; � fldhfg; bgwg;gl;l epjpfs; vd;gJ fld; my;yJ g[w @y=;fspdhy; bgwg;gl;l epjpfisf; Fwpf;fpwJ. vLj;Jf;fhl;lhf/ fld; gj;jpu=;fs;/ t=;fp kw;Wk; epjp epwtd=;fsplk; bgw;w fld;/ bghJ itg;g[/ bjhHpy; fld;/ Fj;jif epjp/ tzpfj;jhs;/ fld; tNy; Kfik Kjypatw;iwf; Twyhk;.
� ,e;jf; fld;fs; Fwpg;gpl;l fhyj;jpy; jpUg;gpr; brYj;jg;gl ntz;Lk;. � fldhsp Fwpg;gpl;l fhy ,ilbtspfspy; xg;g[f;bfhz;l tl;oia brYj;Jtjw;Fr; rl;lg;go flikg;gl;lth; Mthh;.
� gj;jpu=;fs;/ epyk;/ fl;olk;/ ruf;fpUg;g[/ thfd=;fs;/ ,ae;jpuk;/ epiy brhj;J Mtz=;fs; nghd;wtw;iwg; gizakhf itj;J epjp bgwg;gLfpwJ.
5. 5. 5. 5. VnjDk; ehd;F jdpegh; KjyPl;L tHpfis tpsf;Ff. VnjDk; ehd;F jdpegh; KjyPl;L tHpfis tpsf;Ff. VnjDk; ehd;F jdpegh; KjyPl;L tHpfis tpsf;Ff. VnjDk; ehd;F jdpegh; KjyPl;L tHpfis tpsf;Ff. 1. bghJ tU=;fhy itg;g[epjp1. bghJ tU=;fhy itg;g[epjp1. bghJ tU=;fhy itg;g[epjp1. bghJ tU=;fhy itg;g[epjp
� ,e;jpahtpy; cs;s kpfr;rpwe;j KjyPl;L tha;;g;g[fspy; ,J kpfg;ghJfhg;ghd ePz;lfhy KjyPl;L tha;g;ghFk;. ,jw;F KGikahd tUkhdthp tpyf;F cz;L.
� ,e;j tU=;fhy itg;g[ epjp fzf;if t=;fp my;yJ m+;ryfj;jpy; Muk;gpf;fyhk;. ,jpy; brYj;jg;gLk; bjhif 15 Mz;LfSf;F Kd;ghfj; jpUk;gg;bgw KoahJ.
� ,jd;@yk; KjyPl;lhsh; jh=;fs; KjyPL bra;j gzj;jpd; Tl;L tl;oia bgw Koa[k;. Kjph;t[ fhyj;jpw;Fg; gpwFk; Kjph;t[ bjhifiaj; jpUk;gg;bgw ntz;oa njit Vw;gltpy;iybad;why;/ nkYk; 5 Mz;LfSf;F ,jd; fhyj;ij ePl;oj;Jf;bfhs;syhk;.
2. gu!;gu epjp2. gu!;gu epjp2. gu!;gu epjp2. gu!;gu epjp
� gu!;gu epjp vd;gJ epjpepWk=;fs; bghJkf;fsplkpUe;J gy;ntW gu!;gu epjpj;jpl;l=;fs; @ykhf jpul;oa gzj;ij/ g=;Fr; re;ijapy; KjyPL bra;J. mit <l;Lk; ,yhgj;ij KjyPl;lhsh;fSf;F gfph;e;jspf;Fk; Vw;ghL MFk;.
3. neuo rk chpik g=;Ffs; ( m) g=;F bfhs;Kjy; 3. neuo rk chpik g=;Ffs; ( m) g=;F bfhs;Kjy; 3. neuo rk chpik g=;Ffs; ( m) g=;F bfhs;Kjy; 3. neuo rk chpik g=;Ffs; ( m) g=;F bfhs;Kjy;
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� jdpegh;/ g=;Ffspy; KjyPL bra;a[k; tha;g;igg; gad;gLj;jpf; bfhs;syhk;. Mdhy; mt;thW bra;a[k; Kd;ghfg; g=;F khw;w=;fs; thapyhf tpw;fg;gLk; g=;Ffisf; Fwpj;Jr; rpy bra;jpfis Muha;e;J mwpjy; kpf mtrpak;.
� mit/ tpw;fg;gLk; gy;ntW g=;Ffspd; re;ij tpiy/ g=;F btspapLk; epWtdj;jpd; kjpg;g[/ yhgg=;fPl;Lj;bjhif tH=;Ftjpy; cs;s bjhlh;epiy/ me;j epWtdk; <Lgl;oUf;Fk; jpl;l=;fspd; jd;ik/ me;j epWtdk; <Lgl;Ls;s bjhHpy; Jiwapd; vjph;fhyk;/ nghd;w jfty;fs; KjyPL bra;tjw;F Kd;g[ fUj;jpy; bfhs;sg;gl ntz;Lk;.
� ePz;l fhyj;jpy; bra;ag;gLk; g=;F KjyPL/ ey;y tUthiaj; jpUk;g mspf;ff;Toajhf ,Uf;fyhk;.
4. mirahr; brhj;jpy; KjyPL bra;jy;4. mirahr; brhj;jpy; KjyPL bra;jy;4. mirahr; brhj;jpy; KjyPL bra;jy;4. mirahr; brhj;jpy; KjyPL bra;jy; � mirahr; brhj;jpy; KjyPL bra;jy; vd;gJ ,e;jpahtpy; ntfkhf tsh;r;rp bgw;WtUk; KjyPl;L JiwahFk;.
� xU tPl;Lkid my;yJ mLf;Fkho FoapUg;g[ th=;FtJ vd;gJ/ kpfr;rpwe;j jdp kdpj KjyPl;L Kiwfspy; xd;whf tps=;FfpwJ.
� xU epyg;gphpt[ mike;Js;s ,lk; kw;Wk; m=;Fs;s gpw mog;gil trjpfisg; bghWj;J mirahr; brhj;jpd; kjpg;g[ gy kl=;F cah;tjw;fhd tha;g;g[ cs;sJ.
5. tpiya[ah;e;j cnyhf=;fspy; KjyPL bra;jy; 5. tpiya[ah;e;j cnyhf=;fspy; KjyPL bra;jy; 5. tpiya[ah;e;j cnyhf=;fspy; KjyPL bra;jy; 5. tpiya[ah;e;j cnyhf=;fspy; KjyPL bra;jy; � j=;fk;/ bts;sp/ gpshl;odk; nghd;w cnyhf=;fspy; KjyPL bra;tJ vd;gJ kpfg;gHikahd kw;Wk; vf;fhyj;jpw;Fk; Vw;w KjyPl;L tHpfspy; xd;whFk;.
� re;ij epiyf;nfw;whw;nghy;/ cnyhf=;fspd; kjpg;g[ bkJthf Mdhy; cWjpahf mjpfhpj;Jf;bfhz;L ,Uf;fpwJ.
� ,t;tif KjyPl;oy;/ KjyPl;lhsh;fs; ve;jtpj el;lKk; ,y;yhky; mtw;iw cldoahf gzkhf khw;wpf;bfhs;s ,aYk;.
6. m+;ryfr; nrkpg;g[ jpl;l=;fs; 6. m+;ryfr; nrkpg;g[ jpl;l=;fs; 6. m+;ryfr; nrkpg;g[ jpl;l=;fs; 6. m+;ryfr; nrkpg;g[ jpl;l=;fs; � m+;ryfj;jpy; btt;ntW tpjkhd rpWnrkpg;g[ jpl;l=;fs; cs;sd.m+;ryfj;jpy; btt;ntW tpjkhd rpWnrkpg;g[ jpl;l=;fs; cs;sd.m+;ryfj;jpy; btt;ntW tpjkhd rpWnrkpg;g[ jpl;l=;fs; cs;sd.m+;ryfj;jpy; btt;ntW tpjkhd rpWnrkpg;g[ jpl;l=;fs; cs;sd. mit � 1. m+;ryf nrkpg;g[ fzf;F 2.m+;ryf bjhlh; itg;g[f; fzf;F 3.m+;ryf epiyitg;g[ fzf;F 4.m+;ryf khjhe;jpu tUtha; fzf;F 5.@j;j Fokf;fs; nrkpg;g[ jpl;lk; 6. bghJ tU=;fhy itg;g[ epjp fzf;F 7. njrpar;nrkpg;g[ gj;jpu=;fs; (NSC)
8.fprhd; tpfh!; gj;jpu=;fs; 9. Rfd;ah rk;hpj;jp fzf;F (SSA) Mfpait MFk;. 7;. bghJ itg;g[fs; 7;. bghJ itg;g[fs; 7;. bghJ itg;g[fs; 7;. bghJ itg;g[fs;
� ey;y tUtha; jUk; nehf;fpy; Muha;e;jhy; t=;fpfspy; epiy itg;g[ epjpapy; gzk; brYj;Jtijtpl/ bghJ itg;g[fs; mjpf ,yhgfukhdit.
� ,jpy; KjyPl;lhsh; KjyPl;L fhy msit kpff; ftdkhfj; njh;e;bjLf;f ntz;Lk;. � KjyPl;lhsh;fs; me;j KjyPl;L bjhifia Kjph;t[ fhyj;jpw;F Kd;ghf jpUk;g vLf;f KoahJ. bghJ itg;g[ epWtd=;fs; me;j itg;g[j; bjhiff;F ve;jtpjf; fhg;gP;l;L trjpiaa[k; mspg;gjpy;iy.
8. epWk Kwpfs; my;yJ fld; gj;jpu=;fs; 8. epWk Kwpfs; my;yJ fld; gj;jpu=;fs; 8. epWk Kwpfs; my;yJ fld; gj;jpu=;fs; 8. epWk Kwpfs; my;yJ fld; gj;jpu=;fs; jh=;fs; rpukg;gl;Lr; rk;ghjpj;j gzj;ijg; ghJfhg;ghf KjyPL bra;a tpUk;g[k; KjyPl;lhsh;fSf;F epWk Kwpfs; (gj;jpu=;fs;) rPhpa KjyPl;L tha;g;g[fspy; xd;whFk;.
1. murh=;ff;fld; gj;jpu=;fs; 2. gjpt[ bra;ag;gl;l epWtdf;fld; gj;jpu=;fs; 3. t=;fp kw;Wk; epjp epWtd=;fspd; fld; gj;jpu=;fs; 4. thpnrkpg;g[ fld; gj;jpu=;fs; MFk;
9. fhg;gPl;L jpl;l=;fSld; ,ize;j gu!;gu epjp 9. fhg;gPl;L jpl;l=;fSld; ,ize;j gu!;gu epjp 9. fhg;gPl;L jpl;l=;fSld; ,ize;j gu!;gu epjp 9. fhg;gPl;L jpl;l=;fSld; ,ize;j gu!;gu epjp
� ULIP vd;gJ Ma[s; fhg;gPL ,ize;j xU gu!;gu epjp KjyPL MFk;. � ,J fhg;gPL bra;gtUf;F ,Hg;ig <Lbra;tnjhL g=;Ffs; kw;Wk; fld; gj;jpu=;fs;/ gu!;gu epjp ,ize;j jpl;lk; @ykhf KjyPL bra;a[k; tha;g;ig mspf;fpwJ.
10. t=;fp itg;g[fs; 10. t=;fp itg;g[fs; 10. t=;fp itg;g[fs; 10. t=;fp itg;g[fs;
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epiy itg;g[ epiy itg;g[ epiy itg;g[ epiy itg;g[ � epiyitg;g[ xU Fwpg;gpl;l fhyj;jpw;F KjyPl;;lhsh; j=;fs; gzj;ij KjyPL bra;a cjt[fpwJ. Fiwe;j mst[ VG ehl;fs; Kjy; mjpfst[ gj;J Mz;Lfs; tiuapyhd fhyj;jpw;F ,e;j fzf;fpidj; Jtf;fyhk;.
� epiyitg;g[ fzf;F itj;jpUg;nghh; me;j epiy itg;g[ urPjpd; nghpy; fld; bgwyhk;.
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myF myF myF myF – 6 bjhHpy; epjpapaybjhHpy; epjpapaybjhHpy; epjpapaybjhHpy; epjpapay;;;;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 20202020 �� � ��
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.
1.1.1.1. may;ehl;L gj;jpu btspaPl;L chpik jUk; Mtzk; may;ehl;L gj;jpu btspaPl;L chpik jUk; Mtzk; may;ehl;L gj;jpu btspaPl;L chpik jUk; Mtzk; may;ehl;L gj;jpu btspaPl;L chpik jUk; Mtzk; m. chpik rhd;wpjH; M. itg;g[ ,urPJ ,. chpik ,urPJ <. VJkpy;iy tpil : MMMM
2.2.2.2. itg;g[ ,urPJ btspaPL ,jd; njit mjpfhpg;ig mog;gilahff; bfhz;lJitg;g[ ,urPJ btspaPL ,jd; njit mjpfhpg;ig mog;gilahff; bfhz;lJitg;g[ ,urPJ btspaPL ,jd; njit mjpfhpg;ig mog;gilahff; bfhz;lJitg;g[ ,urPJ btspaPL ,jd; njit mjpfhpg;ig mog;gilahff; bfhz;lJ m. gd;dhl;Lr;re;ij M. cs;Ah; re;ij ,. jw;nghija g=;Fjhuh;fs; <. VJkpy;iy tpil: mmmm
3.3.3.3. mbkhpf;f itg;g[ ,urPJ btspaplg;gLtJmbkhpf;f itg;g[ ,urPJ btspaplg;gLtJmbkhpf;f itg;g[ ,urPJ btspaplg;gLtJmbkhpf;f itg;g[ ,urPJ btspaplg;gLtJ m. fdlh M. rPdh ,. ,e;jpah <. mbkhpf;f If;fpa ehLfs; tpil : <<<<
4.4.4.4. mbkhpf;f re;ij jtph;j;J/ cyfr; re;ijapy; btspaplg;gLk; itg;g[ ,urPJ mbkhpf;f re;ij jtph;j;J/ cyfr; re;ijapy; btspaplg;gLk; itg;g[ ,urPJ mbkhpf;f re;ij jtph;j;J/ cyfr; re;ijapy; btspaplg;gLk; itg;g[ ,urPJ mbkhpf;f re;ij jtph;j;J/ cyfr; re;ijapy; btspaplg;gLk; itg;g[ ,urPJ m. cyfshftpa itg;g[ ,urPJ M. gd;dhl;L itg;g[ ,urPJ ,. btspr;re;ij itg;g[ ,urPJ <. nkw;fz;l VJkpy;iy tpil: mmmm
5.5.5.5. ???? vd;gJ epWk=;fs; may;ehl;L bryhtzpia bgWtjw;fhfnt btspaplg;gLk; xU???? vd;gJ epWk=;fs; may;ehl;L bryhtzpia bgWtjw;fhfnt btspaplg;gLk; xU???? vd;gJ epWk=;fs; may;ehl;L bryhtzpia bgWtjw;fhfnt btspaplg;gLk; xU???? vd;gJ epWk=;fs; may;ehl;L bryhtzpia bgWtjw;fhfnt btspaplg;gLk; xU rpwg;g[ tif gj;jpukhFk;. rpwg;g[ tif gj;jpukhFk;. rpwg;g[ tif gj;jpukhFk;. rpwg;g[ tif gj;jpukhFk;. m. muR gj;jpu=;fs; M.me;epa bryhtzp khw;Wg;gj;jpuk; ,. bgU epWtd gj;jpu=;fs; <. cyfshtpa itg;g[ ,urPJ tpil: MMMM
II.... FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs;
1. 1. 1. 1. me;epa epWtd KjyPl;lhsh;fs; vd;gJ Fwpj;J eP mwptJ ahJ>me;epa epWtd KjyPl;lhsh;fs; vd;gJ Fwpj;J eP mwptJ ahJ>me;epa epWtd KjyPl;lhsh;fs; vd;gJ Fwpj;J eP mwptJ ahJ>me;epa epWtd KjyPl;lhsh;fs; vd;gJ Fwpj;J eP mwptJ ahJ> � xU jdpg;gl;l KjyPl;L epWtdk;/ KjyPl;L epjp/ Xa;t[ fhy epjp Mfpait/ ntW ehl;od; epjpr;re;ijapy; KjyPL bra;tnj/ may;ehl;L epWtd KjyPL MFk;. ,J FWfpa fhyj;jpy; jpUk;gg; bgWk; tha;g;g[ cs;s KjyPL MFk;.
2. 2. 2. 2. itg;g[ ,urPJ vd;why; vd;d>itg;g[ ,urPJ vd;why; vd;d>itg;g[ ,urPJ vd;why; vd;d>itg;g[ ,urPJ vd;why; vd;d> � xU itg;g[j;bjhif urPJ vd;gJ/ btspehl;L epWtdj;jpd; neh;ik g=;Ffs; th=;fpajw;F rhd;whf/ t=;fpahy; tH=;fg;gLk;;/ xU khw;WKiw MtzkhFk;. � may;ehl;oypUe;J bgUkst[ KjyPl;ilj; jpul;Ltjw;fhf mitfs; btspaplg;gLfpd;wd.
3.3.3.3. cyfshtpa itg;g[ ,urPJ vd;why; vd;d>cyfshtpa itg;g[ ,urPJ vd;why; vd;d>cyfshtpa itg;g[ ,urPJ vd;why; vd;d>cyfshtpa itg;g[ ,urPJ vd;why; vd;d> 1) me;epa ehl;L KjyPl;lhshplkpUe;J epjp jpul;Lk; nehf;Fld;/ me;epa bryhtzpapy;/ btspehl;oy; btspaplg;gLk; xU khw;WKiw Mtznk cyfshtpa itg;g[ ,urPJ vdg;gLk;.
2) ,J mbkhpf;fh jtph;j;J gpw ehLfspy; cs;s btspehl;L g=;Fr; re;ijfspy; gl;oayplg;gl;L th;j;jfk; bra;ag;gLfpwJ.
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4. 4. 4. 4. mbkhpf;f itg;g[ ,urPJ vd;why; vd;d>mbkhpf;f itg;g[ ,urPJ vd;why; vd;d>mbkhpf;f itg;g[ ,urPJ vd;why; vd;d>mbkhpf;f itg;g[ ,urPJ vd;why; vd;d> mbkhpf;f itg;g[ ,urPJ vd;gJ/ mbkhpf;fhitr;rhuhj xU epWkk;/ mbkhpf;f epjpr;re;ijapy; fye;Jf;bfhs;Sk; bghUl;Lk;/ mbkhpf;ff; Fokf;fs; me;epag; gpiza=;fspy; KjyPL bra;a[k; tifapYk;/ lhyhpy; kjpg;gplg;gl;oUf;Fk; khw;wj;jf;f gpizakhFk;.
5. 5. 5. 5. me;epar; bryhtzp khw;Wg; gj;jpuk; vd;why; vd;d>me;epar; bryhtzp khw;Wg; gj;jpuk; vd;why; vd;d>me;epar; bryhtzp khw;Wg; gj;jpuk; vd;why; vd;d>me;epar; bryhtzp khw;Wg; gj;jpuk; vd;why; vd;d> 1. me;epar; bryhtzp khw;W gj;jpuk; vd;gJ cs;ehl;L gzj;ijj; jtpu gpw ehl;L ehza kjpg;gpy; btspaplg;gLk; rpwg;g[kpf;f xU tif gj;jpuk; MFk;.
2. ntW tifapy; brhy;tjhdhy; epWk=;fs; may;ehl;L bryhtzpiag; bgWtjw;fhf btspaplg;gLtnj me;epar; bryhtzp khw;Wg;gj;jpuk; MFk;.
III.... rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. gd;dhl;L epjpapd; Kf;fpaj;gd;dhl;L epjpapd; Kf;fpaj;gd;dhl;L epjpapd; Kf;fpaj;gd;dhl;L epjpapd; Kf;fpaj;Jtk; ahJ. Jtk; ahJ. Jtk; ahJ. Jtk; ahJ. gd;dhl;L epjpgd;dhl;L epjpgd;dhl;L epjpgd;dhl;L epjpapd; Kf;fpaj;Jt=;fisg; gpd;tUkhWapd; Kf;fpaj;Jt=;fisg; gpd;tUkhWapd; Kf;fpaj;Jt=;fisg; gpd;tUkhWapd; Kf;fpaj;Jt=;fisg; gpd;tUkhW vLj;Jiuf;fyhk;. vLj;Jiuf;fyhk;. vLj;Jiuf;fyhk;. vLj;Jiuf;fyhk;. 1. gd;dhl;L epjpapay; gy;ntW ehLfspd; ehza xg;gPl;L kjpg;g[fisa[k; kw;Wk; mjd; khw;W tpfpj=;fisa[k; eph;zapg;gjpy; cjtpg[hpfpwJ. 2. ,J gy;ntW ehLfspd; gztPf;f tPj=;fis xg;gpl;L/ ve;j ehl;Lg; gj;jpu=;fspy; KjyPL bra;tJ vd;w Kot[fis KjyPl;lhsh;fs; vLf;f cjt[fpwJ.
3. ,J gy;ntW ehLfspd; bghUshjhu epiyikfis mwpe;J bfhs;tjw;Fk; kw;Wk; re;ij epytu=;fis bjhpe;J bfhs;tjw;Fk; cjt[fpwJ.
2. 2. 2. 2. me;epar; bryhtzp khw;Wg;gj;jpuk; vd;why; vd;d>me;epar; bryhtzp khw;Wg;gj;jpuk; vd;why; vd;d>me;epar; bryhtzp khw;Wg;gj;jpuk; vd;why; vd;d>me;epar; bryhtzp khw;Wg;gj;jpuk; vd;why; vd;d> 1. me;epar; bryhtzp khw;W gj;jpuk; vd;gJ cs;ehl;L gzj;ijj; jtpu gpw ehl;L ehza kjpg;gpy; btspaplg;gLk; rpwg;g[kpf;f xU tif gj;jpuk; MFk;. 2. ntW tifapy; brhy;tjhdhy; epWk=;fs; may;ehl;L bryhtzpiag; bgWtjw;fhf btspaplg;gLtnj me;epar; bryhtzp khw;Wg;gj;jpuk; MFk;.
3. 3. 3. 3. me;epame;epame;epame;epa neuo KjyPl;od; VnjDk; @d;W ed;ikfis tpsf;Ff. neuo KjyPl;od; VnjDk; @d;W ed;ikfis tpsf;Ff. neuo KjyPl;od; VnjDk; @d;W ed;ikfis tpsf;Ff. neuo KjyPl;od; VnjDk; @d;W ed;ikfis tpsf;Ff. 1. njrpa tUkhdj;ij cah;j;Jjy; 1. njrpa tUkhdj;ij cah;j;Jjy; 1. njrpa tUkhdj;ij cah;j;Jjy; 1. njrpa tUkhdj;ij cah;j;Jjy; tsh;e;JtUk; ehLfs; j=;fspd; njrpag; bghUshjhu tsh;r;rp tPjj;ij mjpfhpj;Jf;bfhs;s ,e;j me;epa neuo KjyPLfs; bghpJk; cjt[fpd;wd.
2. ghjfkhd brYj;J epiyiaj; jPh;j;jy; 2. ghjfkhd brYj;J epiyiaj; jPh;j;jy; 2. ghjfkhd brYj;J epiyiaj; jPh;j;jy; 2. ghjfkhd brYj;J epiyiaj; jPh;j;jy; me;epa neuo KjyPL xU ehl;ow;F/ may;ehl;L brythzpfisg; bgw;Wj;jUfpwJ. ,J me;j ehl;od; ghjfkhd may;ehl;L brYj;J epiyiaj; jPh;f;f cjt[fpwJ.
3. bghUshjhu Kd;ndw;wj;ij Jhpjg;gLj;Jjy;3. bghUshjhu Kd;ndw;wj;ij Jhpjg;gLj;Jjy;3. bghUshjhu Kd;ndw;wj;ij Jhpjg;gLj;Jjy;3. bghUshjhu Kd;ndw;wj;ij Jhpjg;gLj;Jjy; me;epa neuo KjyPL bjhHpy;El;gk;/ g[jpa nkyhz;ikj;jpwd;/ re;ijapLif jpwd;fs; Mfpatw;iw KjyPL bra;a[k; ehl;ow;F bfhz;L tUfpwJ. ,it tsh;e;J tUk; ehLfspd; bghUshjhu tsh;r;rpiaj; Jhpjg;gLj;j cjt[fpd;wd.
4. 4. 4. 4. mbkhpf;f itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. mbkhpf;f itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. mbkhpf;f itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. mbkhpf;f itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. 1. mbkhpf;f itg;g[ ,urPJfs; mbkhpf;f lhyhpy; kl;Lnk Fwpg;gplg;gLk;. 2. mbkhpf;ff; Fokf;fshf ,Uf;fpw KjyPl;lhsUf;F kl;Lnk btspaplg;gLk;. 3. btspapLk; itg;gf t=;fp mbkhpf;fhtpy; ,Uf;f ntz;Lk;.
5. 5. 5. 5. cyfshtpa itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. cyfshtpa itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. cyfshtpa itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. cyfshtpa itg;g[ ,urPjpd; VnjDk; @d;W rpwg;gk;r=;fis tpsf;Ff. 1. ,J kw;w khw;WKiw rhjd=;fisg; nghynt jilapd;wp tpahghuk; bra;ag;gLk; khw;WKiw gpizakhFk;.
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2. cyfshtpa itg;g[ ,urPJfs; midj;J ehl;L KjyPl;lhsh;fSf;Fk;. mth;fs; ehl;Lr; brythzpapy; my;yJ bghJthf Vw;fg;gLk; brythzpapy; btspaplg;gLfpwJ.
3. cyfshtpa itg;g[ ,urPJfs; me;je;j ehl;Lg;g gzkjpg;gpy; Fwpg;gplg;gl;lhYk; mtw;wpd; g=;F kjpg;g[ cs;ehl;L gzkjpg;g[ mog;gilapnyna mike;jpUf;Fk;.
4. cyfshtpa itg;g[ ,urPij itj;jpUg;gth; mjpy; Fwpg;gplg;gl;Ls;s g=;fpw;F chpa g=;fhjhak; kw;Wk; g=;F nkY}jpak; bgw chpik bgw;wtuhthh;.
IV. . . . bgbgbgbgUtpil tpdhf;fs; Utpil tpdhf;fs; Utpil tpdhf;fs; Utpil tpdhf;fs; 1. 1. 1. 1. gd;dhl;L epjpapd; Kf;fpaj;Jtj;ij tpthp. gd;dhl;L epjpapd; Kf;fpaj;Jtj;ij tpthp. gd;dhl;L epjpapd; Kf;fpaj;Jtj;ij tpthp. gd;dhl;L epjpapd; Kf;fpaj;Jtj;ij tpthp.
1. gd;dhl;L epjpapay; gy;ntW ehLfspd; ehza xg;gPl;L kjpg;g[fisa[k; kw;Wk; mjd; khw;W tpfpj=;fisa[k; eph;zapg;gjpy; cjtp g[hpfpwJ.
2. ,J gy;ntW ehLfspd; gztPf;f tPj=;fis xg;gpl;L/ ve;j ehl;Lg; gj;jpu=;fspy; KjyPL bra;tJ vd;w Kot[fis KjyPl;lhsh;fs; vLf;f cjt[fpwJ.
3. ,J gy;ntW ehLfspd; bghUshjhu epiyikfis mwpe;J bfhs;tjw;Fk; kw;Wk; re;ij epytu=;fis bjhpe;J bfhs;tjw;Fk; cjt[fpwJ.
4. gd;dhl;L epjp mwpf;if mikg;gpd; (IFRS) @yk; gy;ntW epjp mwpf;iffis xg;gha;t[ bra;a cjt[fpwJ.
5. ,J gd;dhl;L epjp mikg;g[fspd; mog;gil fl;likg;g[fis mwpe;J bfhs;st[k; kw;Wk; mtw;wpilna rPh;epiyiag; guhkhpg;gjw;Fk; cjt[fpwJ.
6. gd;dhl;Lg; gztpay; epjpak;/ cyf t=;fp nghd;w epjp mikg;g[fs;/ gy;ntW ehLfspilna vGk; epjp rhh;e;j gpur;ridfspy; jiyapl;L mtw;iw R@fkhf jPh;f;f cjt[fpd;wd.
2. 2. 2. 2. cyfshtpa itg;g[ ,urPjpw;Fk; mcyfshtpa itg;g[ ,urPjpw;Fk; mcyfshtpa itg;g[ ,urPjpw;Fk; mcyfshtpa itg;g[ ,urPjpw;Fk; mbkhpf;f itg;g[ ,urPjpw;Fk; cs;s ntWghLfs; ahit>bkhpf;f itg;g[ ,urPjpw;Fk; cs;s ntWghLfs; ahit>bkhpf;f itg;g[ ,urPjpw;Fk; cs;s ntWghLfs; ahit>bkhpf;f itg;g[ ,urPjpw;Fk; cs;s ntWghLfs; ahit> ntWghl;od; ntWghl;od; ntWghl;od; ntWghl;od; mog;gilfs; mog;gilfs; mog;gilfs; mog;gilfs;
cyfshtpa itg;g[ ,urPJ cyfshtpa itg;g[ ,urPJ cyfshtpa itg;g[ ,urPJ cyfshtpa itg;g[ ,urPJ GDR mbkhpf;f itg;g[ ,urPJ mbkhpf;f itg;g[ ,urPJ mbkhpf;f itg;g[ ,urPJ mbkhpf;f itg;g[ ,urPJ ADR
kjpg;gpLjy; ,J ve;j ehl;Lg; gzj;jpd; kjpg;gpYk; Fwpg;gplg;gLk;
,J mbkhpf;f lhyhpy; kl;Lnk Fwpg;gplg;gLk;
ahUf;F ,J btspaplg;gLk;
xd;W my;yJ mjw;Fnky; cs;s re;ijapy; cs;s KjyPl;lhsUf;F btspaplg;gLk;
mbkhpf;ff; Fokfdhf cs;s KjyPl;lhsUf;F kl;Lnk btspaplg;gLk;
v=;Fg; gl;oayplg;gLk;
mbkhpf;fh jtph;j;j ,ju g=;F khw;wf=;fs; v.fh. ,yz;ld; g=;F khw;wf thhpak;/ yf;rk;gh; g=;F khw;wf thhpak; nghd;wit
mbkhpf;fg; g=;F khw;wf=;fspy; kl;Lk; gl;oayplg;gLk;
xg;g[jy; cyfshtpa ,urPij btspapl me;epar; bryhtzp fl;Lg;ghl;L thhpaj;jpd; xg;g[jy; njitapy;iy
mbkhpf;f itg;g[ ,urPij btspapl mbkhpf;fg; gpiza=;fs; kw;Wk; khw;wf ,af;ffj;jpd; xg;g[jy; njit
btspaPl;L tHpKiw
cyfshtpa ,urPJfs; gl;oayplg;gl;l KGikahd vz;zpf;if cila neh;ikg;g=;Ffshf btspaplg;gLk;
gy mbkhpf;f itg;g[ ,urPJfs; bjhlh;g[ila rpW myFfshf gphpf;fg;gl;l neh;ik g=;Ffshf btspaplg;gLk;
3. 3. 3. 3. me;epar; bryhtzp khw;Wg; gj;jpuj;jpd; VnjDk; 5 rme;epar; bryhtzp khw;Wg; gj;jpuj;jpd; VnjDk; 5 rme;epar; bryhtzp khw;Wg; gj;jpuj;jpd; VnjDk; 5 rme;epar; bryhtzp khw;Wg; gj;jpuj;jpd; VnjDk; 5 rpwg;g[f;TWfis tpthp. pwg;g[f;TWfis tpthp. pwg;g[f;TWfis tpthp. pwg;g[f;TWfis tpthp. me;epar; bryhtzp khw;Wg; gj;jpuj;jpd; rpwg;gk;r=;fs; me;epar; bryhtzp khw;Wg; gj;jpuj;jpd; rpwg;gk;r=;fs; me;epar; bryhtzp khw;Wg; gj;jpuj;jpd; rpwg;gk;r=;fs; me;epar; bryhtzp khw;Wg; gj;jpuj;jpd; rpwg;gk;r=;fs;
1. me;epar; bryhtzp khw;Wg;gj;jpuk; vd;gJ ,e;jpa epWk=;fs; may;ehl;L bryhtzpapy; btspapLk; xUtif gj;jpuk; MFk;.
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2. ,it fldPl;Lg;gj;jpu=;fisg;nghy gl;oayplg;gl;L may;ehl;L g=;F khw;wf=;fspy; tpahghuk; bra;ag;gLfpd;wd. 3. ,J khw;wj;jf;f fld; MtzkhFk;. ,jDld; tl;of;fhd mDkjp chpik Miz ,ize;jpUf;Fk;. 4. ,jid itj;jpUg;gth;fSf;F Kd; Fwpj;j tpiyapy; Fwpg;;gpl;l vz;zpf;ifapy; g=;Ffshf khw;wpf;bfhs;st[k; chpik jug;gLfpwJ. 5. Fwpg;gpl;l fhyj;jpw;Fg;gpd; ,itfis neh;ik g=;Ffshfnth my;yJ itg;g[ ,urPjhfnth khw;wpf;bfhs;s Koa[k;. 6. ,e;jg; gj;jpuk; @yk; bgwg;gLk; epjpia/ btspg;g[w tzpff;fld; (External
Commercial Borrowing) bjhlh;ghf ,aw;wg;gl;Ls;s tHpfhl;Ljy; bewpKiwg;gona gad;gLj;jg;gl ntz;Lk;.
4. 4. 4. 4. me;epa me;epa me;epa me;epa neuo KjyPl;od; ed;ikfis tpthp neuo KjyPl;od; ed;ikfis tpthp neuo KjyPl;od; ed;ikfis tpthp neuo KjyPl;od; ed;ikfis tpthp me;epa neuo KjyPl;od; ed;ikfs; me;epa neuo KjyPl;od; ed;ikfs; me;epa neuo KjyPl;od; ed;ikfs; me;epa neuo KjyPl;od; ed;ikfs; 1. njrpa tUkhdj;ij cah;j;Jjy; 1. njrpa tUkhdj;ij cah;j;Jjy; 1. njrpa tUkhdj;ij cah;j;Jjy; 1. njrpa tUkhdj;ij cah;j;Jjy; tsh;e;JtUk; ehLfs; j=;fspd; njrpag; bghUshjhu tsh;r;rp tPjj;ij mjpfhpj;Jf;bfhs;s ,e;j me;epa neuo KjyPLfs; bghpJk; cjt[fpd;wd.
2. ghjfkhd brYj;J epiyiaj; jP2. ghjfkhd brYj;J epiyiaj; jP2. ghjfkhd brYj;J epiyiaj; jP2. ghjfkhd brYj;J epiyiaj; jPh;j;jy; h;j;jy; h;j;jy; h;j;jy; me;epa neuo KjyPL xU ehl;ow;F may;ehl;L brythzpfisg; bgw;Wj;jUfpwJ. ,J me;j ehl;od; ghjfkhd may;ehl;L brYj;J epiyiaj; jPh;f;f cjt[fpwJ.
3. bghUshjhu Kd;ndw;wj;ijj; Jhpjg;gLj;Jjy;3. bghUshjhu Kd;ndw;wj;ijj; Jhpjg;gLj;Jjy;3. bghUshjhu Kd;ndw;wj;ijj; Jhpjg;gLj;Jjy;3. bghUshjhu Kd;ndw;wj;ijj; Jhpjg;gLj;Jjy; me;epa neuo KjyPL bjhHpy;El;gk;/ g[jpa nkyhz;ikj;jpwd; re;ijapLif jpwd;fs; Mfpatw;iw KjyPL bra;a[k; ehl;ow;F bfhz;L tUfpwJ. ,it tsh;e;J tUk; ehLfspd; bghUshjhu tsh;r;rpiaj; Jhpjg;gLj;j ntz;Lk;. 4. 4. 4. 4. ntiytha;g;g[fis cUthf;Fjy; ntiytha;g;g[fis cUthf;Fjy; ntiytha;g;g[fis cUthf;Fjy; ntiytha;g;g[fis cUthf;Fjy; tsh;e;JtUk; ehLfspy; me;epa neuo KjyPL/ cah;jpwd; njitg;gLk; gzpfspy;/ Vuhskhd ntiytha;g;g[fis cUthf;FfpwJ. 5. tuntw;Fk; ehl;oy; nghl;;oia Cf;Ftpj;jy;5. tuntw;Fk; ehl;oy; nghl;;oia Cf;Ftpj;jy;5. tuntw;Fk; ehl;oy; nghl;;oia Cf;Ftpj;jy;5. tuntw;Fk; ehl;oy; nghl;;oia Cf;Ftpj;jy; me;epa neuo KjyPl;od; @yk;/ tuntw;Fk; ehl;oy; Mnuhf;fpakhd nghl;o NHy; cUthFk; tha;g;g[s;sJ. ,jdhy; tsUk; ehLfspy; cs;s epWtd=;fs; kpFe;j bray;jpwndhLk; Mw;wnyhLk; bray;gl tha;g;g[ Vw;gLfpwJ. ,jdhy; Efh;nthh;fSf;fg; gyjug;gl;l bghUl;fs; cah;juj;Jld; epahakhd tpiyapy; fpilf;f tha;g;g[s;sJ.
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myF myF myF myF – 6 bjhHpy; epjpapabjhHpy; epjpapabjhHpy; epjpapabjhHpy; epjpapa� mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 21212121
FW/rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fs; kw;Wk; Ra cjtpf; FGf;fs;FW/rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fs; kw;Wk; Ra cjtpf; FGf;fs;FW/rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fs; kw;Wk; Ra cjtpf; FGf;fs;FW/rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fs; kw;Wk; Ra cjtpf; FGf;fs;
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; nkk;ghl;L rl;lk; ,aw;wg;gl;l FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; nkk;ghl;L rl;lk; ,aw;wg;gl;l FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; nkk;ghl;L rl;lk; ,aw;wg;gl;l FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; nkk;ghl;L rl;lk; ,aw;wg;gl;l Mz;L Mz;L Mz;L Mz;L m. 2004 M. 2007 ,. 2006 <.2008 tpil: ,,,,
2. ehl;od; bghUsehl;od; bghUsehl;od; bghUsehl;od; bghUshjhuj;jpy; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; ?????? hjhuj;jpy; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; ?????? hjhuj;jpy; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; ?????? hjhuj;jpy; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; ?????? g=;fspg;g[g=;fspg;g[g=;fspg;g[g=;fspg;g[ ,d;wpaikahjit,d;wpaikahjit,d;wpaikahjit,d;wpaikahjit m. bjhHpy;Jiw cw;gj;jp M. Vw;Wkjp ,. ntiy tha;g;g[ <. nkw;Twpa midj;Jk; tpil : <<<<
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3.3.3.3. Ra cjtpf; FGf;fs;/ j=;fs; nrkpg;g[j;bjhifia tNypj;J ????? Vw;gLj;j ntz;LRa cjtpf; FGf;fs;/ j=;fs; nrkpg;g[j;bjhifia tNypj;J ????? Vw;gLj;j ntz;LRa cjtpf; FGf;fs;/ j=;fs; nrkpg;g[j;bjhifia tNypj;J ????? Vw;gLj;j ntz;LRa cjtpf; FGf;fs;/ j=;fs; nrkpg;g[j;bjhifia tNypj;J ????? Vw;gLj;j ntz;Lk;.k;.k;.k;. m. bghJ epjp M. FG bjhFg;g[ epjp ,. FG epjp <. nkny Fwpg;gpl;l vJt[k; ,y;iy tpil : ,,,,
4.4.4.4. Ra cjtpf; FGf;fSf;Ff; fld; mspf;f ??????? ntWgl;l Kiwfs; cs;sd. Ra cjtpf; FGf;fSf;Ff; fld; mspf;f ??????? ntWgl;l Kiwfs; cs;sd. Ra cjtpf; FGf;fSf;Ff; fld; mspf;f ??????? ntWgl;l Kiwfs; cs;sd. Ra cjtpf; FGf;fSf;Ff; fld; mspf;f ??????? ntWgl;l Kiwfs; cs;sd. m. 1 M. 2 ,. 3 <. 4 tpil : ,,,,
5 5 5 5 cw;gj;jp Jiwapd; fPH; xU FW epWtdj;jpd; KjyPl;Lcw;gj;jp Jiwapd; fPH; xU FW epWtdj;jpd; KjyPl;Lcw;gj;jp Jiwapd; fPH; xU FW epWtdj;jpd; KjyPl;Lcw;gj;jp Jiwapd; fPH; xU FW epWtdj;jpd; KjyPl;L cr;rtuk;g[ ???????yl;rj;jpw;Fcr;rtuk;g[ ???????yl;rj;jpw;Fcr;rtuk;g[ ???????yl;rj;jpw;Fcr;rtuk;g[ ???????yl;rj;jpw;F kpff;TlhJ kpff;TlhJ kpff;TlhJ kpff;TlhJ m. 10 M. 20 ,. 25 <. 50 tpil : ,,,,
II. . . . FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; ::::
1. 1. 1. 1. cw;gj;jpapy; bjhHpy; epWtd=;fs; vd;why; vd;d>cw;gj;jpapy; bjhHpy; epWtd=;fs; vd;why; vd;d>cw;gj;jpapy; bjhHpy; epWtd=;fs; vd;why; vd;d>cw;gj;jpapy; bjhHpy; epWtd=;fs; vd;why; vd;d> bjhHpy; Jiwapd; epWtd=;fs; rl;lk;/ 1951d; go Kjy; ml;tizapy; Fwpg;gpl;Ls;s bjhHpw;Jiw bjhlh;ghd cw;gj;jp my;yJ cw;gj;jpg; bghUl;fspy; <Lgl;Ls;s epWtd=;fisf; Fwpf;fpd;wd. ,it ,ae;jpuk; kw;Wk; jsthl=;fspy; bra;ag;gLk; KjyPLfspd; cr;r tuk;gpd; mog;gilapy; tiuaWf;fg;gl;oUf;fpwJ.
2. 2. 2. 2. FW epWtd=;fSf;Fr; rpy vLj;Jf;fhl;Lfs; jUf. FW epWtd=;fSf;Fr; rpy vLj;Jf;fhl;Lfs; jUf. FW epWtd=;fSf;Fr; rpy vLj;Jf;fhl;Lfs; jUf. FW epWtd=;fSf;Fr; rpy vLj;Jf;fhl;Lfs; jUf. � kz;ghz;l=;fs; bra;jy; � gH=;fs; kw;Wk; fha;fwp tpw;gid bra;jy; � nghf;Ftuj;J (@d;W rf;fu blk;nghf;fs; kw;Wk; Ml;nlhf;fs;) � gGJ ghh;f;Fk; filfs; � Foirj; bjhHpy;fs; � rpwpa ifj;bjhHpy;fs; � ifj;jwp kw;Wk; iftpid bjhHpy;fs;
3. 3. 3. 3. g[jpa bjhHpy; Kidnthh; kw;Wk; bjhHpy; epWtd nkk;ghl;Lj; jpl;ljg[jpa bjhHpy; Kidnthh; kw;Wk; bjhHpy; epWtd nkk;ghl;Lj; jpl;ljg[jpa bjhHpy; Kidnthh; kw;Wk; bjhHpy; epWtd nkk;ghl;Lj; jpl;ljg[jpa bjhHpy; Kidnthh; kw;Wk; bjhHpy; epWtd nkk;ghl;Lj; jpl;lj;jpd; nehf;fk; ;jpd; nehf;fk; ;jpd; nehf;fk; ;jpd; nehf;fk; vd;d>vd;d>vd;d>vd;d> fy;tp fw;w ,is+h;fs; kw;Wk; Kjy; jiyKiw bjhHpy;Kid nthh;fis
Cf;Ftpg;gjw;fhf/ ‘g[jpa bjhHpy; Kidnthh; kw;Wk; bjhHpy; epWtd nkk;ghl;L jpl;lk; 2013 vd;w jpl;lj;ij jkpHf murhy; Jtf;fp itf;fg;gl;Lr; rpwg;ghfr; bray;gLj;jg;gl;L tUfpwJ. ,j;jpl;lj;jpd; fPH;/ goj;j ,is+h;fSf;Fj; bjhHpy; Kidnthh; gapw;rp mspj;jy;/ bjhHpy; bjhl=;fj; jpl;l=;fs; jahhpj;jy;/ g[jpa bjhHpy; Kaw;rpfs; nkw;bfhs;s epjp epWtd=;spd; epjpa[jtp bgw cjt[jy; kw;Wk; bgUe;bjhHpy; epWtd=;fSld; tzpfj;bjhlh;g[ mikj;Jj; jUjy; Mfpa cjtpfis mspj;J tUfpwJ.
4. 4. 4. 4. Ra cjtpf;FG vd;why; vd;d>Ra cjtpf;FG vd;why; vd;d>Ra cjtpf;FG vd;why; vd;d>Ra cjtpf;FG vd;why; vd;d> Ra cjtpf;FG vd;gJ xU rpwpa Kiwrhuh jd;dhh;tr; r=;fk; MFk;. cWg;gpdh;fs; xUtUf;bfhUth; bghUshjhu cjtp bra;J bfhs;st[k;. xUikg;ghL kw;Wk; Tl;Lg;bghWg;g[ Mfpa gz;g[fisg; bgwt[k;. ,f;FGf;fs; cjt[fpd;wd. nrkpg;igj;jpul;o/ mjd; @yk; fld; trjpfis ey;FtJk; ,f;FGf;fspd; Kf;fpa nehf;fkhFk;.
5. 5. 5. 5. cw;gj;jp kw;Wk; nritj; bjhHpy; Jiwfspy; rpW epWtd=;fSf;fhd KjyPl;L tuk;igf; cw;gj;jp kw;Wk; nritj; bjhHpy; Jiwfspy; rpW epWtd=;fSf;fhd KjyPl;L tuk;igf; cw;gj;jp kw;Wk; nritj; bjhHpy; Jiwfspy; rpW epWtd=;fSf;fhd KjyPl;L tuk;igf; cw;gj;jp kw;Wk; nritj; bjhHpy; Jiwfspy; rpW epWtd=;fSf;fhd KjyPl;L tuk;igf; Fwpg;gpLf. Fwpg;gpLf. Fwpg;gpLf. Fwpg;gpLf.
1. cw;gj;jp bjhHpy; epWtd=;fspy;/ rpW epWtd=;fspd; KjyPL q.25 ,yl;r=;fSf;F nky; q.5 nfhof;F kpfhky; ,Uf;f ntz;Lk;.
2. nritj; bjhHpy; epWtd=;fspy;/ rpW epWtd=;fspd; KjyPL q.10 ,yl;r=;fSf;F nky; q.2 nfhof;F kpfhky; ,Uf;f ntz;Lk;.
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III. . . . rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs;
1. 1. 1. 1. cw;gj;jp kw;Wk; gzpfs; Jiwapy; eLj;ju epWtd=;fSf;fhd KjyPl;L tuk;igf; cw;gj;jp kw;Wk; gzpfs; Jiwapy; eLj;ju epWtd=;fSf;fhd KjyPl;L tuk;igf; cw;gj;jp kw;Wk; gzpfs; Jiwapy; eLj;ju epWtd=;fSf;fhd KjyPl;L tuk;igf; cw;gj;jp kw;Wk; gzpfs; Jiwapy; eLj;ju epWtd=;fSf;fhd KjyPl;L tuk;igf; FwpFwpFwpFwpg;gpLf.g;gpLf.g;gpLf.g;gpLf.
1. cw;gj;jp bjhHpy; epWtd=;fspy;/ eLj;ju epWtd=;fspd; KjyPL q.5 nfhof;F nky; q.10 nfhof;F kpfhky; ,Uf;f ntz;Lk;. 2. nritj; bjhHpy; epWtd=;fspy;/ eLj;ju epWtd=;fspd; KjyPL q.2 nfhof;F nky; q.5 nfhof;F kpfhky; ,Uf;f ntz;Lk;.
2. 2. 2. 2. jkpH;ehl;oy; FW/ rpW kwjkpH;ehl;oy; FW/ rpW kwjkpH;ehl;oy; FW/ rpW kwjkpH;ehl;oy; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; jahhpg;g[fisg; ;Wk; eLj;juj; bjhHpy; epWtd=;fspd; jahhpg;g[fisg; ;Wk; eLj;juj; bjhHpy; epWtd=;fspd; jahhpg;g[fisg; ;Wk; eLj;juj; bjhHpy; epWtd=;fspd; jahhpg;g[fisg; gl;oaypf. gl;oaypf. gl;oaypf. gl;oaypf. jkpH; ehl;oy; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fs; Vwj;jhH midj;Jg; gphpt[fspYk;/ gy;ntW tpjkhd bghUl;fisj; jahhpf;fpd;wd. ,tw;wpy; Kd;dpw;git $t[sp/ kpd;dQ bghUl;fs;/ bghwpapay; bghUl;fs;/ jhdpa=;fp cjtpg; bghUl;fs;/ njhy; bghUl;fs;/ ,urhadk; befpHp bghUl;fs;/ Maj;j Milfs; kw;Wk; Mguz=;fs; Kjyhdit/ jkpH; ehl;od; ,j;Jiwapy; 12.94 ,yl;rk; FW/ rpW kw;Wk; eLj;juj; bjhHpy; epWtd=;fs; gjpt[ bra;ag;gl;L Rkhh; 81 ,yl;rk; egh;fSf;F ntiy tha;g;gpid Vw;gLj;jpa[s;sJ.
3. 3. 3. 3. ,e;jpag; bghUshjhuj;jpy; FW/ rpW kw;Wk; eLj;ju bjhHpy; epWtd=;fspd; g=;fpid ,e;jpag; bghUshjhuj;jpy; FW/ rpW kw;Wk; eLj;ju bjhHpy; epWtd=;fspd; g=;fpid ,e;jpag; bghUshjhuj;jpy; FW/ rpW kw;Wk; eLj;ju bjhHpy; epWtd=;fspd; g=;fpid ,e;jpag; bghUshjhuj;jpy; FW/ rpW kw;Wk; eLj;ju bjhHpy; epWtd=;fspd; g=;fpid tpsf;Ff. tpsf;Ff. tpsf;Ff. tpsf;Ff. bkhj;j cs;ehl;L cw;gj;jpapy; 8 rjtPjKk;/ ehl;od; bkhj;j cw;gj;jp jpwdpy; 45 rjtPjKk; kw;Wk; Vw;Wkjpapy; 40 rjtPjKk; ,e;j epWtd=;fspd; g=;fhf cs;sJ. 6000j;jpw;F nkw;gl;l bghUl;fis ,it cw;gj;jp bra;fpd;wd. 3.6 nfho epWtd=;fs; thapyhf/ 8nfho egh;fSf;F ,it ntiy tha;g;g[ mspf;fpd;wd.
4. 4. 4. 4. Ra cjtpf; FGf;fspd; VnjDk; @d;W rpwg;gk;r=;fs; tpsf;Ff. Ra cjtpf; FGf;fspd; VnjDk; @d;W rpwg;gk;r=;fs; tpsf;Ff. Ra cjtpf; FGf;fspd; VnjDk; @d;W rpwg;gk;r=;fs; tpsf;Ff. Ra cjtpf; FGf;fspd; VnjDk; @d;W rpwg;gk;r=;fs; tpsf;Ff. 1. Kjypy; nrkpg;g[. gpwF fld; vd;gJ xt;bthU FG cWg;gpdhpd; Fwpf;nfhshf ,Uf;f ntz;Lk;.
2. Ra cjtpf;FG xnu khjphpahd bghUshjhu epiyapy; cs;sth;fis cWg;gpdh;fshff; bfhz;L mikf;fg;gLfpwJ.
3. Ra cjtpf;FG vd;gJ 10 Kjy; 20 cWg;gpdh;fshff; bfhz;L mikf;fg;gLfpwJ. 4. FGf;fisg; gjpt[ bra;a ntz;oa mtrpak; ,y;iy. 5. murpay; rhh;g[ ,y;yhj/ jhkhfnt nrh;e;J cUthf;fpa $dehaff; fyhr;rhuj;ijf; bfhz;lJ ,e;jf; FGf;fs;.
5. 5. 5. 5. t=;fpfs; Ra cjtpf; FGf;fSf;Ff; fld; tH=;Fk; ahit>t=;fpfs; Ra cjtpf; FGf;fSf;Ff; fld; tH=;Fk; ahit>t=;fpfs; Ra cjtpf; FGf;fSf;Ff; fld; tH=;Fk; ahit>t=;fpfs; Ra cjtpf; FGf;fSf;Ff; fld; tH=;Fk; ahit>
i) bghJj;Jiw t=;fpfs; (v.fh) ghuj !;nll; t=;fp/ ,e;jpad; t=;fp/ ,e;jpad; Xth;rP!; t=;fp/ fduh t=;fp ii) jdpahh; Jiw t=;fpfs; (v.fh) IrpIrpI Mf;rp!; t=;fp/ rpl;o a{dpad; gh=;f;/ vr;.o.vg;rp. fqh; it!;ah gh=;f;/ jkpH;ehL bkh;fz;ily; t=;fp
tl;lhu Cuf t=;fpfs; tl;lhu Cuf t=;fpfs; tl;lhu Cuf t=;fpfs; tl;lhu Cuf t=;fpfs; (v.fh) ghz;oad; fpuhk t=;fp/ gy;ytd; fpuhk t=;fp/ ts;syhh; fpuhk t=;fp Tl;Lwt[ t=;fpfs; Tl;Lwt[ t=;fpfs; Tl;Lwt[ t=;fpfs; Tl;Lwt[ t=;fpfs;
(v.fh) jkpH;ehL khepyf; Tl;Lwt[ t=;fp/ khtl;l kj;jpa Tl;Lwt[ t=;fpfs; FWk epjp epWtd=;fs; FWk epjp epWtd=;fs; FWk epjp epWtd=;fs; FWk epjp epWtd=;fs;
(v.fh) Kj;uh t=;fp t=;fp my;yhj epjp epWtd=;fs; t=;fp my;yhj epjp epWtd=;fs; t=;fp my;yhj epjp epWtd=;fs; t=;fp my;yhj epjp epWtd=;fs;
(v.fh) njrpar; rpWbjhHpy; fHfk; ypkpbll;/ ,e;jpar; rpW bjhHpy; nkk;ghl;L t=;fp
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IV.... bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs; bgUtpil tpdhf;fs;
1. 1. 1. 1. rpW/FW rpW/FW rpW/FW rpW/FW kw;Wk; eLj;juj; bjhHkw;Wk; eLj;juj; bjhHkw;Wk; eLj;juj; bjhHkw;Wk; eLj;juj; bjhHpy; epWtd=;fs; ? tiuaiw jUf. py; epWtd=;fs; ? tiuaiw jUf. py; epWtd=;fs; ? tiuaiw jUf. py; epWtd=;fs; ? tiuaiw jUf.
I.FWbjhHpy; epWtdk; FWbjhHpy; epWtdk; FWbjhHpy; epWtdk; FWbjhHpy; epWtdk; xU epWtdk; cw;gj;jp bjhHpy; Jiwapy; q.25 ,yl;rj;jpw;Fs;Sk;/ nritj; bjhHpy; Jiwapy; q/10 ,yl;rj;jpw;Fs;Sk; KjyPL bra;jpUe;jhy; mJ FW bjhHpy; epWtdk; vd miHf;fg;gLk;.
II.rpW bjhHpy; epWtdk;rpW bjhHpy; epWtdk;rpW bjhHpy; epWtdk;rpW bjhHpy; epWtdk; xU epWtdk; cw;gj;jp bjhHpy; Jiwapy;/ ,ae;jpuk; kw;Wk; Miyfspy; q.25 ,yl;rj;jpw;F nky; q.5 nfhof;F kpfhkYk;/ nritj;bjhHpy; Jiwapy; cgfuz=;fspy; q.10 ,yl;rj;jpw;F nky; q.2 nfhofSf;F kpfhkYk; KjyPL bra;jpUe;jhy;/ me;epWtdk; rpW bjhHpy; epWtdk; vd miHf;fg;gLk;.
III.eLeLeLeLj;ju bjhHpy; epWtdk;j;ju bjhHpy; epWtdk;j;ju bjhHpy; epWtdk;j;ju bjhHpy; epWtdk; xU epWtdk; cw;gj;jp bjhHpy; Jiwapy;/ ,ae;jpuk; kw;Wk; Miyfspy; q.5 nfhof;F nky; q.10 nfhof;F kpfhkYk;/ nritj;bjhHpy; Jiwapy; cgfuz=;fspy; q.2 nfhof;F nky; q.5nfhofSf;F kpfhkYk;/ KjyPL bra;jpUe;jhy;/ me;epWtdk; eLj;ju bjhHpy; epWtdk; vd miHf;fg;gLk;.
2. 2. 2. 2. rpW/FW rpW/FW rpW/FW rpW/FW kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; Kf;fpaj;Jtj;ij tpsf;Ff. kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; Kf;fpaj;Jtj;ij tpsf;Ff. kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; Kf;fpaj;Jtj;ij tpsf;Ff. kw;Wk; eLj;juj; bjhHpy; epWtd=;fspd; Kf;fpaj;Jtj;ij tpsf;Ff. 1. mjpf ntiy tha;g;g[fs; 1. mjpf ntiy tha;g;g[fs; 1. mjpf ntiy tha;g;g[fs; 1. mjpf ntiy tha;g;g[fs;
bghpa th;j;jf epWtd=;fis fhl;oYk;/ ,e;epWk=;fs; mjpf ntiy tha;g;g[fis cUthf;Ffpd;wd. ,j;jifa epWk=;fs;/ bgUk;ghYk; cs;Ahpy; fpilf;Fk;. ciHg;ghw;wiy ek;gp ,Ug;gjhy; ehl;oy; cs;s Vuhskhd kf;fSf;F ntiytha;g;ig cUthf;fpj;jUfpwJ.
2. Fiwe;j cw;gj;jp bryt[ 2. Fiwe;j cw;gj;jp bryt[ 2. Fiwe;j cw;gj;jp bryt[ 2. Fiwe;j cw;gj;jp bryt[ ,k;khjphpahd epWk=;fis elj;jg; gapw;rp bgw;w my;yJ mjpf Mw;wy; gilj;j bjhHpyhsh;fnsh my;yJ bjhHpy; fy;tp gapd;W ciHg;ghsh;fnsh njitg;gLtjpy;iy. ,e;epWk=;fs; Fiwe;j Cjpaj;jpy; gzpahsh;fis epakpg;gjhy;/ cw;gj;jp bryt[fs; btFthf FiwfpwJ. ,jd; tpisthf bghpa mstpyhd epWtd=;fistpl/ ,tw;why; Fiwe;j brytpy; cw;gj;jpia nkw;bfhs;s KofpwJ.
3. Fiwe;j KjyPL 3. Fiwe;j KjyPL 3. Fiwe;j KjyPL 3. Fiwe;j KjyPL ,tw;iwj; bjhl=;Ftjw;Fg; ngust[ Kjy; njitg;gLtjpy;iy. ,itfspd; chpikahsh;fs; cs;Ahpy; ,Ug;gjhy; jdf;F mUfhikapy; cs;s cs;Ah; ts=;fisg; gad;gLj;jpf; bfhs;fpd;wdh;. iftpid bghUl;fs; kw;Wk; ghuk;ghpaf; FLk;gj; bjhHpy;fis Cf;Ftpg;gjpy;/ ,e;j epWk=;fs; bgUkst[ cjt[fpd;wd. ,e;j epWtd=;fs; rpw;W}h; kw;Wk; ngqhpy; cs;s cs;Ah; bjhHpy;Kidnthh; kw;Wk; RabjhHpy; bra;gth;fspd; tsh;r;rpf;F bghpJk; cjt[fpd;wd.
4. tpiue;J KobtLj;jy; 4. tpiue;J KobtLj;jy; 4. tpiue;J KobtLj;jy; 4. tpiue;J KobtLj;jy; ,tw;wpd; md;whl eltof;iffis nkw;bfhs;sj; bjhHpy; gog;g[ gapd;w nkyhsh;fisg; gzpakh;j;j ntz;oa mtrpak; ,y;iy. bgUk;ghYk; ,e;j epWtd=;fis mtw;wpd; chpikahsh;fs; eph;thfk; bra;fpd;wdh;. vdnt rpwe;j Kot[fis tpiue;J vLg;gJ rhj;jpakhfpwJ.
5. g=;fspg;g[ cjtp 5. g=;fspg;g[ cjtp 5. g=;fspg;g[ cjtp 5. g=;fspg;g[ cjtp bghpa cw;gj;jp bjhHpy; epWtd=;fSf;Fj; njitg;gLk; cjphp ghf=;fs; kw;Wk; gpw bghUl;fisj; jahhpj;J bfhLj;J ngust[ cw;gj;jpf;F Jiz g[hptjpy; ,it Kf;fpag; g=;fhw;Wfpd;wd.
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6. rKjhaj;jpy; bghUshjhu rkepiyia cUthf;Fjy;6. rKjhaj;jpy; bghUshjhu rkepiyia cUthf;Fjy;6. rKjhaj;jpy; bghUshjhu rkepiyia cUthf;Fjy;6. rKjhaj;jpy; bghUshjhu rkepiyia cUthf;Fjy; tUkhdk; kw;Wk; ts=;fs; xU rpyhplk; Ftptijj; jLj;J mtw;iwg; gutyhf;Ftjd; @yk; rKjhaj;jpy; bghUshjhu Vw;wj;jhH;t[fisf; fistjpy; ,it Kf;fpag; g=;F tfpf;fpd;wd. rKjhaj;jpy; gpd;j=;fpa epiyapy; ,Ug;nghiua[k;/ ,yhgk; kpFe;j bjhHpy; Jiwapy; g=;F bgwr; bra;tjd; @yk; rPuhd bghUshjhug; gfph;t[f;F tHptif bra;fpwJ.
7. midj;Jg; gFjpfspYk; rkkhd tsh;r;rp 7. midj;Jg; gFjpfspYk; rkkhd tsh;r;rp 7. midj;Jg; gFjpfspYk; rkkhd tsh;r;rp 7. midj;Jg; gFjpfspYk; rkkhd tsh;r;rp ,e;epWtd=;fspd; tsh;r;rpia Cf;Ftpg;gjd; @yk;/ ,e;jpahtpy; bjhHpy; hPjpahf gpd;j=;fpa[s;s gFjpfis tsh;r;rp milar; bra;ayhk;. ,jd; @yk; ehL KGtJk;/ rPuhd bjhHpy; tsh;r;rpia bgw ,aYk;. ,it cs;Ah;fspnyna ntiytha;g;ig Vw;gLj;jp jUtjhy;/ rpw;W}h; kw;Wk; ngqh;fspy; trpf;Fk; kf;fs;/ efh;g;g[wk; nehf;fp ntiyf;fhf ,lk; bgah;tJ jLf;fg;gLfpwJ.
8.8.8.8. Rantiytha;g;g[ cUthf;fp/ Rarhh;ig nkk;gLj;Jjy;Rantiytha;g;g[ cUthf;fp/ Rarhh;ig nkk;gLj;Jjy;Rantiytha;g;g[ cUthf;fp/ Rarhh;ig nkk;gLj;Jjy;Rantiytha;g;g[ cUthf;fp/ Rarhh;ig nkk;gLj;Jjy; ,j;JiwahdJ bjhHpy; Kidnthh;fis cUthf;Ftjpy; bgUk; g=;fhw;Wfpd;wd. ,J rKjhaj;jpy; Ra ntiytha;g;g[ mspg;gjd; @yk; Rarhh;ig Cf;Ftpf;fpwJ. ,jd;@yk; jdpegh; tUkhdk; btFthf cah;e;J ehl;od; bghUshjhu tsh;r;rp mjpfhpf;fpwJ.
9. cw;gj;jp kw;Wk; Vw;Wkjpf;F mjpfg; g=;fspg;g[ 9. cw;gj;jp kw;Wk; Vw;Wkjpf;F mjpfg; g=;fspg;g[ 9. cw;gj;jp kw;Wk; Vw;Wkjpf;F mjpfg; g=;fspg;g[ 9. cw;gj;jp kw;Wk; Vw;Wkjpf;F mjpfg; g=;fspg;g[ ehl;od; bkhj;j cw;gj;jp jpwdpy; 45 rjtPjKk; kw;Wk; Vw;Wkjpapy; 40 rjtPjKk;/ ,e;j epWtd=;fspd; g=;fhf cs;sJ. ,t;tif epWk=;fs; cyfpd; gy;ntW ehLfspd; me;epar; bryhtzpia <l;l kpft[k; cjt[fpd;wd.
3333. . . . Ra cjtpf; FGf;fspd; nehf;f=;fs; ahit>Ra cjtpf; FGf;fspd; nehf;f=;fs; ahit>Ra cjtpf; FGf;fspd; nehf;f=;fs; ahit>Ra cjtpf; FGf;fspd; nehf;f=;fs; ahit> Ra cjtpf; FGtpd; nehf;f=;fs; Ra cjtpf; FGtpd; nehf;f=;fs; Ra cjtpf; FGtpd; nehf;f=;fs; Ra cjtpf; FGtpd; nehf;f=;fs;
� bgz;fSf;F mjpfhuk; mspg;gij Cf;Ftpg;gJ � Kiwrhuh fld; bfhLg;nghhpd; gpoapypUe;J kf;fis kPl;ly; � bgz;fspd; jpwikia cUthf;fp Mf;fg;g{h;tkhd bray;ghLfspy; mth;fis <Lglr; bra;tJ.
� bghUshjhuj;jpy; gpd;j=;fpa[s;s kf;fspd; kd=;fspy; nrkpg;g[ gHf;fj;ij cUthf;Fjy; � bgz;fsplk; bjhHpy; KidnthUf;fhd jpwikfis tsh;j;jy; kw;wk; Cf;Ftpj;jy; � fld; tl;lk; my;yJ RHy; epjp kw;Wk; RHw;rp fld; Mfpait Fwpj;J tpHpg;g[zh;it Vw;gLj;Jjy;
� cWg;gpdh;fspd; FLk;gg; bghUshjhu epiyia cah;j;Jjy;. � vjph;fhy bghUshjhu mjpfhu nkyhz;ikf;fhd jpwikia tsh;j;jy; kw;Wk; fld; bjhlh;g[fSf;fhd trjpfis Vw;gLj;Jjy;
� cWg;gpdh;fs; j=;fspd; bghUshjhur; rpf;fy;fSf;F/ mth;fshfnt jPh;t[ fhz;gjw;fhd tpHpg;g[zh;t[g; gapw;rpapid mspj;jy;
� FG cWg;gpdh;fspd; bghJthd tpUg;g=;fis mwpe;J/ FG eltof;iffis Kot[ bra;jy;. jpwikahd kw;Wk; rpf;fdkhd Kiwapy; eltof;iffis Kd;bdLj;Jr; bry;Yjy;
� cWg;gpdh;fs; vjph;bfhs;Sk; midj;Jr; r@fg; bghUshjhuj; jilfisa[k; btw;wpa[ld; vjph;bfhs;s mth;fisj; jahh;g;gLj;Jjy;
� thH;f;if RHw;rpapy; vy;yh epiyfspYk;/ bgz;fSf;fhd kdpj chpikfis cWjp bra;jy;.
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I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. btspehl;oy; ,Ue;J ruf;Ffs; th=;fg;gLtJ ?????? vd miHf;fg;gLk;.btspehl;oy; ,Ue;J ruf;Ffs; th=;fg;gLtJ ?????? vd miHf;fg;gLk;.btspehl;oy; ,Ue;J ruf;Ffs; th=;fg;gLtJ ?????? vd miHf;fg;gLk;.btspehl;oy; ,Ue;J ruf;Ffs; th=;fg;gLtJ ?????? vd miHf;fg;gLk;. m. ,wf;Fkjp M. Vw;Wkjp ,. kW Vw;Wkjp <. kWVw;Wkjp tpil : mmmm
2.2.2.2. kPz;Lk; Vw;Wkjp bra;a[k; nehf;Fld; ,wf;Fkjp bra;TjkPz;Lk; Vw;Wkjp bra;a[k; nehf;Fld; ,wf;Fkjp bra;TjkPz;Lk; Vw;Wkjp bra;a[k; nehf;Fld; ,wf;Fkjp bra;TjkPz;Lk; Vw;Wkjp bra;a[k; nehf;Fld; ,wf;Fkjp bra;Tj m. btspehl;L tpahghuk; M. cs;ehl;L tpahghuk; ,. kW Vw;Wkjp tpahghuk; <. tpahghuk; tpil: ,,,,
3.3.3.3. cw;gj;jpahsUf;Fk;/ Efh;nthUf;Fk; ,ilna ,izg;g[r; r=;fpypahf ,Ug;gJ?????cw;gj;jpahsUf;Fk;/ Efh;nthUf;Fk; ,ilna ,izg;g[r; r=;fpypahf ,Ug;gJ?????cw;gj;jpahsUf;Fk;/ Efh;nthUf;Fk; ,ilna ,izg;g[r; r=;fpypahf ,Ug;gJ?????cw;gj;jpahsUf;Fk;/ Efh;nthUf;Fk; ,ilna ,izg;g[r; r=;fpypahf ,Ug;gJ????? m. tpahghuk; M. bjhHpw;rhiy ,.tzpfk; <. th;j;jfk; tpil : mmmm
4.4.4.4. cs;ehl;L tpahghuj;jpd; nehf;fk; ????? cs;ehl;L tpahghuj;jpd; nehf;fk; ????? cs;ehl;L tpahghuj;jpd; nehf;fk; ????? cs;ehl;L tpahghuj;jpd; nehf;fk; ????? m. thH;f;ifj;juj;ij cah;j;JtJ M. mj;jpahtrpag; bghUl;fisa[k; nritfisa[k; rpf;fd tpiyapy; tH=;FtJ ,. njrpa tUkhdj;ij cah;j;JtJ <. midj;Jg; bghUl;fisa[k; fpilf;fr; bra;jy; tpil : MMMM
5. cs;ehl;L tpahghuj;ij ???? tiffshfg; gphpf;fyhk; m. @d;W M. ehd;F ,. ,uz;L <. Ie;J tpil : ,,,,
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs; :::: 1.1.1.1. tpahghuj;jpd; bghUs; ahJ>tpahghuj;jpd; bghUs; ahJ>tpahghuj;jpd; bghUs; ahJ>tpahghuj;jpd; bghUs; ahJ>
� ,yhgk; <l;Lk; nehf;fpy; bghUl;fisa[k; nritfisa[k; th=;fp tpw;gJ kw;Wk; ghpkhw;wk; bra;tJ tpahghuk; MFk;.
� bghUl;fisa[k; nritfisa[k; nrita[ilath;fs; kw;Wk; mjw;fhd bjhifia brYj;j jahuhf cs;sth;fSf;F tpahghuk; bghUl;fisa[k; nritfisa[k; bfhz;L brd;W nrh;f;fpwJ.
2. 2. 2. 2. cs;ehl;L tpahghuk; vd;why; vd;d>cs;ehl;L tpahghuk; vd;why; vd;d>cs;ehl;L tpahghuk; vd;why; vd;d>cs;ehl;L tpahghuk; vd;why; vd;d> � xU Fwpg;gpl;l ehl;od; vy;iyf;Fs; eilbgWk; tpahghuk; cs;ehl;L tpahghuk; vdg;gLk;. re;ij eltof;iffshd bghUl;fisa[k; nritfisa[k; th=;FtJk; tpw;gJk; xUehl;od; vy;iyf;Fs; eilbgw;why; mJ cs;ehl;L tpahghuk; vdg;gLk;. � xnu ehl;ow;Fs;/ xnu ,lj;jpy;/ fpuhkj;jpy;/ khepyj;jpy; my;yJ gy;ntW khepy=;fSf;fpilna eilbgWk; tpahghuk; ,J MFk;.
3. 3. 3. 3. jpU.tpf;uk; vd;gth; jhd; elj;jp tUk; gpd;dyhil bjhHpw;rhiyf;Fj; njitahd jpU.tpf;uk; vd;gth; jhd; elj;jp tUk; gpd;dyhil bjhHpw;rhiyf;Fj; njitahd jpU.tpf;uk; vd;gth; jhd; elj;jp tUk; gpd;dyhil bjhHpw;rhiyf;Fj; njitahd jpU.tpf;uk; vd;gth; jhd; elj;jp tUk; gpd;dyhil bjhHpw;rhiyf;Fj; njitahd g+;rpid btspehl;oy; ,Ue;J th=;Ffpwhh;. ,J vt;tif tpahghuj;jpw;F g+;rpid btspehl;oy; ,Ue;J th=;Ffpwhh;. ,J vt;tif tpahghuj;jpw;F g+;rpid btspehl;oy; ,Ue;J th=;Ffpwhh;. ,J vt;tif tpahghuj;jpw;F g+;rpid btspehl;oy; ,Ue;J th=;Ffpwhh;. ,J vt;tif tpahghuj;jpw;F vLj;Jf;fhl;L>vLj;Jf;fhl;L>vLj;Jf;fhl;L>vLj;Jf;fhl;L>
� ,wf;Fkjp tpahghuk;
4. 4. 4. 4. ,e;jpahtpy; cs;s jpU.t,e;jpahtpy; cs;s jpU.t,e;jpahtpy; cs;s jpU.t,e;jpahtpy; cs;s jpU.tpf;uk; jdJ jahhpg;ghd gUj;jpapdhy; jahhpf;fg;gl;l pf;uk; jdJ jahhpg;ghd gUj;jpapdhy; jahhpf;fg;gl;l pf;uk; jdJ jahhpg;ghd gUj;jpapdhy; jahhpf;fg;gl;l pf;uk; jdJ jahhpg;ghd gUj;jpapdhy; jahhpf;fg;gl;l rl;ilfis ,=;fpyhe;jpy; cs;s epWtdj;jpw;F tpw;fpwhh;. ,J vt;tif tpahghuj;jpw;F rl;ilfis ,=;fpyhe;jpy; cs;s epWtdj;jpw;F tpw;fpwhh;. ,J vt;tif tpahghuj;jpw;F rl;ilfis ,=;fpyhe;jpy; cs;s epWtdj;jpw;F tpw;fpwhh;. ,J vt;tif tpahghuj;jpw;F rl;ilfis ,=;fpyhe;jpy; cs;s epWtdj;jpw;F tpw;fpwhh;. ,J vt;tif tpahghuj;jpw;F vLj;Jf;fhl;L>vLj;Jf;fhl;L>vLj;Jf;fhl;L>vLj;Jf;fhl;L>
� Vw;Wkjp tpahghuk;
5. 5. 5. 5. tpahghuj;ij vt;thW tifg;gLj;Jtha;>tpahghuj;ij vt;thW tifg;gLj;Jtha;>tpahghuj;ij vt;thW tifg;gLj;Jtha;>tpahghuj;ij vt;thW tifg;gLj;Jtha;> 1. cs;ehl;L tpahghuk; 2. gd;dhl;L tpahghuk;
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6. 6. 6. 6. cs;ecs;ecs;ecs;ehl;L tpahghuj;jpd; tiffs; ahit>hl;L tpahghuj;jpd; tiffs; ahit>hl;L tpahghuj;jpd; tiffs; ahit>hl;L tpahghuj;jpd; tiffs; ahit> 1. bkhj;j tpahghuk; 2. rpy;yiw tpahghuk; 7. 7. 7. 7. ,wf;Fkjp vd;why; vd;d>,wf;Fkjp vd;why; vd;d>,wf;Fkjp vd;why; vd;d>,wf;Fkjp vd;why; vd;d> cs;ehl;Lj; njitf;fhf btspehl;oy; ,Ue;J bghUl;fis th=;Ftnj ,wf;Fkjp tpahghuk; MFk;. cjhuzkhf ,e;jpah tisFlh ehLfspy; ,Ue;J bgl;nuhypag; bghUl;fis ,wf;Fkjp bra;jiyf; Twyhk;. 8. 8. 8. 8. kW Vw;Wkjp vd;gjd; bghUs; ahJ>kW Vw;Wkjp vd;gjd; bghUs; ahJ>kW Vw;Wkjp vd;gjd; bghUs; ahJ>kW Vw;Wkjp vd;gjd; bghUs; ahJ> xU ehl;oy; ,Ue;J bghUl;fis ,wf;Fkjp bra;J mtw;iw ntW ehLfSf;F Vw;Wkjp @yk; tpw;gJ kWVw;Wkjp tpahghuk; MFk;.
9. 9. 9. 9. TVS epWtdk; Inuhg;gpa ehLfSf;F nkhl;lhh; igf;Ffis tpw;gJ vt;tif epWtdk; Inuhg;gpa ehLfSf;F nkhl;lhh; igf;Ffis tpw;gJ vt;tif epWtdk; Inuhg;gpa ehLfSf;F nkhl;lhh; igf;Ffis tpw;gJ vt;tif epWtdk; Inuhg;gpa ehLfSf;F nkhl;lhh; igf;Ffis tpw;gJ vt;tif tpahghuj;jpw;F vLjtpahghuj;jpw;F vLjtpahghuj;jpw;F vLjtpahghuj;jpw;F vLj;Jf;fhl;L>;Jf;fhl;L>;Jf;fhl;L>;Jf;fhl;L> ,J gd;dhl;L tpahghuj;jpw;F vLj;Jf;fhl;lhFk;.
10. 10. 10. 10. gd;dhl;L tzpfj;jpy; ,e;jpah cgnahfpf;fg;gLk; gzkjpg;gpd; bgah; vd;d>gd;dhl;L tzpfj;jpy; ,e;jpah cgnahfpf;fg;gLk; gzkjpg;gpd; bgah; vd;d>gd;dhl;L tzpfj;jpy; ,e;jpah cgnahfpf;fg;gLk; gzkjpg;gpd; bgah; vd;d>gd;dhl;L tzpfj;jpy; ,e;jpah cgnahfpf;fg;gLk; gzkjpg;gpd; bgah; vd;d> gd;dhl;L tzpfj;jpy; ,e;jpahtpy; cgnahfpf;fg;gLk; gzkjpg;gpd; bgah; ,e;jpa qgha;
III. . . . rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs; :::: 1. 1. 1. 1. btspehl;L tpbtspehl;L tpbtspehl;L tpbtspehl;L tpahghuj;jpd; tiffs; ahit>ahghuj;jpd; tiffs; ahit>ahghuj;jpd; tiffs; ahit>ahghuj;jpd; tiffs; ahit>
I.,wf;Fkjp,wf;Fkjp,wf;Fkjp,wf;Fkjp cs;ehl;Lj; njitf;fhf btspehl;oy; ,Ue;J bghUl;fis th=;Ftnj ,wf;Fkjp tpahghuk; MFk;. cjhuzkhf ,e;jpah tisFlh ehLfspy; ,Ue;J bgl;nuhypag; bghUl;fis ,wf;Fkjp bra;jiyf; Twyhk;.
II.Vw;WkjpVw;WkjpVw;WkjpVw;Wkjp cs;ehl;L cw;gj;jpg; bghUl;fis btspehLfSf;F tpw;gJ Vw;Wkjp tpahghuk;.
cjhuzk; cjhuzk; cjhuzk; cjhuzk; 1. ,e;jpah ,Uk;g[ vBF nghd;wtw;iw $g;ghDf;F Vw;Wkjp bra;fpwJ. 2. ,e;jpah/ b$h;kdp ehl;ow;F njapiy Vw;Wkjp bra;fpwJ.
III.kWVw;WkjpkWVw;WkjpkWVw;WkjpkWVw;Wkjp xU ehl;oy; ,Ue;J bghUl;fis ,wf;Fkjp bra;J mtw;iw ntWehLfSf;F Vw;Wkjp @yk; tpw;gJ kWVw;Wkjp tpahghuk; MFk;. cjhuzk; cjhuzk; cjhuzk; cjhuzk; ,e;jpahtpy; Nuj; efhpd; itu tpahghhpfs; bjw;F Mg;gphpf;fhtpy; ,Ue;J Jz;of;fg;glhj itu=;fis ,wf;Fkjp bra;J mtw;iw Jz;lhf;fp gl;il jPl;o kPz;Lk; Mk;!;lh;lk; efhpy; cs;s gd;dhl;L itur; re;ijf;F kWVw;Wkjp bra;fpwhh;fs;.
2.2.2.2. kW Vw;Wkjp tpahghuj;jpw;F cjhuz=;fs; ,uz;oidj; jUf>kW Vw;Wkjp tpahghuj;jpw;F cjhuz=;fs; ,uz;oidj; jUf>kW Vw;Wkjp tpahghuj;jpw;F cjhuz=;fs; ,uz;oidj; jUf>kW Vw;Wkjp tpahghuj;jpw;F cjhuz=;fs; ,uz;oidj; jUf> � xU ehl;oy; ,Ue;J bghUl;fis ,wf;Fkjp bra;J mtw;iw ntW ehLfSf;F Vw;Wkjp @yk; tpw;gJ kWVw;Wkjp tpahghuk; MFk;. cjhuzk;: cjhuzk;: cjhuzk;: cjhuzk;: ,e;jpahtpy; Nuj; efhpd; itu tpahghhpfs; bjw;F Mg;gphpf;fhtpy; ,Ue;J Jz;of;fg;glhj itu=;fis ,wf;Fkjp bra;J mtw;iw Jz;lhf;fp gl;il jPl;o
kPz;Lk; Mk;!;lh;lk; efhpy; cs;s gd;dhl;L itur; re;ijf;F kWVw;Wkjp bra;fpwhh;fs;.
3. 3. 3. 3. Vw;Wkjp vd;why; vd;d>Vw;Wkjp vd;why; vd;d>Vw;Wkjp vd;why; vd;d>Vw;Wkjp vd;why; vd;d> cs;ehl;L cw;gj;jpg; bghUl;fis btspehLfSf;F tpw;gJ Vw;Wkjp tpahghuk; MFk;.
1. ,e;jpah ,Uk;g[ vBF nghd;wtw;iw $g;ghDf;F Vw;Wkjp bra;fpwJ.
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2. ,e;jpah/ b$h;kdp ehl;ow;F njapiy Vw;Wkjp bra;fpwJ. 3. kJiuapy; ,Ue;J rp=;fg;g{Uf;F ky;ypifg;g{f;fs; Vw;Wkjp bra;ag;gLfpwJ.
4. 4. 4. 4. bkhj;j tpahghuk; vd;why; vd;d>bkhj;j tpahghuk; vd;why; vd;d>bkhj;j tpahghuk; vd;why; vd;d>bkhj;j tpahghuk; vd;why; vd;d> bkhj;j tpahghuk; vd;gJ bghUl;fis cw;gj;jp bra;gthplk; bkhj;jkhf th=;fpr; rpy;yiu tpahghhpfSf;F Fiwe;j mstpy; tpw;Fk; eilKiw tzpfr; brayhFk;.
5. 5. 5. 5. rpy;yiw tpahghuj;jpd; bghUs; jUf>rpy;yiw tpahghuj;jpd; bghUs; jUf>rpy;yiw tpahghuj;jpd; bghUs; jUf>rpy;yiw tpahghuj;jpd; bghUs; jUf> rpy;yiw tpahghuk; vd;gJ bkhj;j tpahghhpaplk; bghUl;fis th=;fp Efh;nthUf;F rpwpa mstpy; bghUl;fis tH=;Fk; eilKiw tzpfr; brayhFk;.
6. 6. 6. 6. cdJ Chpy; cs;s rpy;yiw tpw;gid epiya=;fspd; bgah; jUf>cdJ Chpy; cs;s rpy;yiw tpw;gid epiya=;fspd; bgah; jUf>cdJ Chpy; cs;s rpy;yiw tpw;gid epiya=;fspd; bgah; jUf>cdJ Chpy; cs;s rpy;yiw tpw;gid epiya=;fspd; bgah; jUf> 1. knf!;thp bkof;fy; !;nlhh;/ nryk; 2. tpf;lh; g[f; !;nlhh;/ nryk; 3. m$e;jh g[f; !;nlhh;/ nryk; 4. jkpHd; bkhigy; !;nlhh;/ nryk;
7. 7. 7. 7. tpahghuj;jpd; Kf;fpaf; Fwpf;nfhs; ahJ>tpahghuj;jpd; Kf;fpaf; Fwpf;nfhs; ahJ>tpahghuj;jpd; Kf;fpaf; Fwpf;nfhs; ahJ>tpahghuj;jpd; Kf;fpaf; Fwpf;nfhs; ahJ>
� ,yhgk; <l;Lk; nehf;fpy; bghUl;fisa[k;/ nritfisa[k; th=;fp tpw;gJ kw;Wk; bghUl;fisg; ghpkhw;wk; bra;tJ/ � bghUl;fisa[k;/ nritfisa[k; njita[ilath;fs; kw;Wk; mjw;fhd bjhifia brYj;jj; jahuhf cs;sth;fSf;F/ tpahghug; bghUl;fisa[k;/ nritfisa[k; bfhz;L brd;W nrh;g;gJ. � bghUl;fspd; cw;gj;jpahsh; kw;Wk; Efh;nthh;fSf;fpilna tpahghuk; ,ilaPl;lhsuhfr; bray;gLtJ. nkw;fz;litfns tpahghuj;jpd; Kf;fpa Fwpf;nfhshFk;.
IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs; ::::
1. 1. 1. 1. cs;ehl;L tpahghuj;jpd; ,ay;g[fs; ahit>cs;ehl;L tpahghuj;jpd; ,ay;g[fs; ahit>cs;ehl;L tpahghuj;jpd; ,ay;g[fs; ahit>cs;ehl;L tpahghuj;jpd; ,ay;g[fs; ahit> 1. xU ehl;od; vy;iyf;Fl;gl;l th=;Fjy;/ tpw;wy; eltof;iffs; ,lk; bgWk;. 2. cs;ehl;L gzkjpg;g[ mog;gilapy; gzg;ghpkhw;wk; eilbgWk; 3. cs;ehl;L cw;gj;jpahsh;/ Efh;nthh; kw;Wk; ,ilepiyah;fSf;F ,ilnaahd eltof;iffis cs;slf;fpaJ.
4. cs;ehl;L tpahghuk; ,ilepiyah; kw;Wk; Kfik mikg;g[fspd; bghUl;fs; kw;Wk; nritfs; tpepnahfj;ij cs;slf;fpaJ.
5. ,jpy; nghf;Ftuj;J ,lh;g;ghL gd;dhl;L tzpfj;ij tpl Fiwthfnt cs;sJ. 6. ,jpy; cs;ehl;oy; eilKiwapy; cs;s rl;l=;fs; kl;Lnk gpd;gw;wg;gLk; 7. ,jd; nehf;fk; mj;jpahtrpag; bghUs;fs; rpf;fdkhf tH=;FtJ MFk;. 8. cs;ehl;oy; cw;gj;jp bra;ag;gl;l bghUs;fs; kl;Lnk ,lk; bgWk;.
2. 2. 2. 2. btspbtspbtspbtspehl;L tpahghuj;jpd; gy;ntW tiffis tpthp>ehl;L tpahghuj;jpd; gy;ntW tiffis tpthp>ehl;L tpahghuj;jpd; gy;ntW tiffis tpthp>ehl;L tpahghuj;jpd; gy;ntW tiffis tpthp>
I.,wf;Fkjp ,wf;Fkjp ,wf;Fkjp ,wf;Fkjp cs;ehl;Lj; njitf;fhf btspehl;oy; ,Ue;J bghUl;fis th=;Ftnj ,wf;Fkjp tpahghuk; MFk;. cjhuzkhf ,e;jpah tisFlh ehLfspy; ,Ue;J bgl;nuhypag; bghUl;fis ,wf;Fkjp bra;jiyf; Twyhk;. ,e;jpah ,ae;jpu rhjd=;fisa[k; btspehLfspy; ,Ue;J ,wf;Fkjp bra;fpwJ.
II.Vw;Wkjp.Vw;Wkjp.Vw;Wkjp.Vw;Wkjp cs;ehl;L cw;gj;jpg; bghUl;fis btspehLfSf;F tpw;gJ Vw;Wkjp tpahghuk;
MFk;. 1. ,e;jpah ,Uk;g[ vBF nghd;wtw;iw $g;ghDf;F Vw;Wkjp bra;fpwJ. 2. ,e;jpah/ b$h;kdp ehl;ow;F njapiy Vw;Wkjp bra;fpwJ. 3. kJiuapy; ,Ue;J rp=;fg;g{Uf;F ky;ypifg;g{f;fs; Vw;Wkjp bra;ag;gLfpwJ.
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III.kWVw;WkjpkWVw;WkjpkWVw;WkjpkWVw;Wkjp xU ehl;oy; ,Ue;J bghUl;fis ,wf;Fkjp bra;J mtw;iw ntWehLfSf;F Vw;Wkjp @yk; tpw;gJ kWVw;Wkjp tpahghuk; MFk;. cjhuzk; cjhuzk; cjhuzk; cjhuzk; ,e;jpahtpy; Nuj; efhpd; itu tpahghhpfs; bjw;F Mg;gphpf;fhtpy; ,Ue;J Jz;of;fg;glhj itu=;fis ,wf;Fkjp bra;J mtw;iw Jz;lhf;fp gl;il jPl;o kPz;Lk; Mk;!;lh;lk; efhpy; cs;s gd;dhl;L itur; re;ijf;F kWVw;Wkjp bra;fpwhh;fs;.
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myFmyFmyFmyF– 7 tpahghuk;tpahghuk;tpahghuk;tpahghuk;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 23232323 tH=;fy; tHpfs;tH=;fy; tHpfs;tH=;fy; tHpfs;tH=;fy; tHpfs;
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. bkhj;j tpahghbkhj;j tpahghbkhj;j tpahghbkhj;j tpahghhpiaa[k; Efh;nthiua[k; ,izf;Fk; ,izg;g[r; r=;fpypahfr; bray;gLk; hpiaa[k; Efh;nthiua[k; ,izf;Fk; ,izg;g[r; r=;fpypahfr; bray;gLk; hpiaa[k; Efh;nthiua[k; ,izf;Fk; ,izg;g[r; r=;fpypahfr; bray;gLk; hpiaa[k; Efh;nthiua[k; ,izf;Fk; ,izg;g[r; r=;fpypahfr; bray;gLk; tzpf ,ilepiyah; ?????? Mthh;.tzpf ,ilepiyah; ?????? Mthh;.tzpf ,ilepiyah; ?????? Mthh;.tzpf ,ilepiyah; ?????? Mthh;. m. cw;gj;jpahsh; M. jufh; ,. rpy;yiutpahghhp <.thof;ifahsh; tpil: ,,,,
2.2.2.2. tH=;fy; tHpapy; cs;s Kjy; ,ilepiyah; ahh;>tH=;fy; tHpapy; cs;s Kjy; ,ilepiyah; ahh;>tH=;fy; tHpapy; cs;s Kjy; ,ilepiyah; ahh;>tH=;fy; tHpapy; cs;s Kjy; ,ilepiyah; ahh;> m. bkhj;j tpahghhp M.cw;gj;jpahsh; ,.rpy;yiutpahghhp <.thof;ifahsh;fs; tpil:mmmm
3.3.3.3. cw;gj;jpahshplk; bghUl;fis th=;fpr; rpy;yiu tpahghhpfSf;F tpw;gid bra;gth;?????cw;gj;jpahshplk; bghUl;fis th=;fpr; rpy;yiu tpahghhpfSf;F tpw;gid bra;gth;?????cw;gj;jpahshplk; bghUl;fis th=;fpr; rpy;yiu tpahghhpfSf;F tpw;gid bra;gth;?????cw;gj;jpahshplk; bghUl;fis th=;fpr; rpy;yiu tpahghhpfSf;F tpw;gid bra;gth;????? m. cw;gj;jpahsh; M. bkhj;j tpahghhp ,. rpy;yiu tpahghhp <. Efh;nthh;fs; tpil: MMMM
4.4.4.4. th=;Fgtiua[k;/ tpw;gtiua[k; xU=;fpizf;Fk; gzpapid th=;Fgtiua[k;/ tpw;gtiua[k; xU=;fpizf;Fk; gzpapid th=;Fgtiua[k;/ tpw;gtiua[k; xU=;fpizf;Fk; gzpapid th=;Fgtiua[k;/ tpw;gtiua[k; xU=;fpizf;Fk; gzpapid nkw;bfhs;th; ?????nkw;bfhs;th; ?????nkw;bfhs;th; ?????nkw;bfhs;th; ????? m. jufh; M. fHpt[ Kfth; ,. tpw;gid Kfth; <. ,Ug;g[ itj;jpUg;gth; tpil: mmmm
5.5.5.5. tpahghu ,ilepiyah;fis ????? tiffshfg; gphpf;fyhk;tpahghu ,ilepiyah;fis ????? tiffshfg; gphpf;fyhk;tpahghu ,ilepiyah;fis ????? tiffshfg; gphpf;fyhk;tpahghu ,ilepiyah;fis ????? tiffshfg; gphpf;fyhk; m. @d;W M. ,uz;L ,. Ie;J <. ehd;F tpil: MMMM
6.6.6.6. bkhj;j tpahghhpfs; ??????? bghUl;fis th=;fp tpw;ghh; bkhj;j tpahghhpfs; ??????? bghUl;fis th=;fp tpw;ghh; bkhj;j tpahghhpfs; ??????? bghUl;fis th=;fp tpw;ghh; bkhj;j tpahghhpfs; ??????? bghUl;fis th=;fp tpw;ghh; m. rpwpa mstpy; M. bghpa mstpy; ,. eLj;ju mstpy; <.tiuaWf;fg;gl;l mstpy; tpil: MMMM
7. 7. 7. 7. ??????? tif tzpf Kfth;fs; Kjy;tuhy; tpw;gidf;fhf mDg;gg;gLk; bghUl;fspd; ??????? tif tzpf Kfth;fs; Kjy;tuhy; tpw;gidf;fhf mDg;gg;gLk; bghUl;fspd; ??????? tif tzpf Kfth;fs; Kjy;tuhy; tpw;gidf;fhf mDg;gg;gLk; bghUl;fspd; ??????? tif tzpf Kfth;fs; Kjy;tuhy; tpw;gidf;fhf mDg;gg;gLk; bghUl;fspd; clikiag; bgw;wpUg;gpDk; chpikiag; bgWtjpy;iy clikiag; bgw;wpUg;gpDk; chpikiag; bgWtjpy;iy clikiag; bgw;wpUg;gpDk; chpikiag; bgWtjpy;iy clikiag; bgw;wpUg;gpDk; chpikiag; bgWtjpy;iy m. jufh; M. jd;bghWg;g[ Kfth; ,. gz;lfr;rhiy <. fHpt[ Kfthp tpil : MMMM
II. . . . FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs;
1. 1. 1. 1. ,ilepiyah; vd;gth; ahh;>,ilepiyah; vd;gth; ahh;>,ilepiyah; vd;gth; ahh;>,ilepiyah; vd;gth; ahh;> bjhlf;fepiy cw;gj;jpahshplkpUe;J ,Wjp epiy Efh;nthhplk; brd;wila[k; tiuapy; bghUl;fs; kw;Wk; nritfspd; ghpkhw;wj;jpy; <Lgl;Ls;s midtUnk ,ilepiyah;fs; Mth;.
2. 2. 2. 2. bbbbkhj;j tpahghhp tiuaW.khj;j tpahghhp tiuaW.khj;j tpahghhp tiuaW.khj;j tpahghhp tiuaW.
fz;oBg; kw;Wk; !;oy;fz;oBg; kw;Wk; !;oy;fz;oBg; kw;Wk; !;oy;fz;oBg; kw;Wk; !;oy; MfpnahuJ Tw;wpd; go “bkhj;j tpahghhpfs; tzpfg; bghUl;fis cw;gj;jpahshplkpUe;J bkhj;jkhf th=;fp rpy;yiu tpahghhpfSf;nfh my;yJ gpw tpahghhpfSf;nfh tpw;gid bra;thh;fis jtpu Efh;nthUf;F neuoahf tpw;gid bra;akhl;lhh;.
“<t;ypd; jhk!;<t;ypd; jhk!;<t;ypd; jhk!;<t;ypd; jhk!; vd;gtuJ Tw;wpd;go xU cz;ikahd bkhj;j tpahghhp cw;gj;jpahsuhfnth rpy;yiu tpahghhpahfnth ,y;yhky; ,e;j ,UtUf;Fk; ,ilna bjhlh;ig Vw;gLj;Jk; gzpia nkw;bfhs;gtuhthh;.
3. 3. 3. 3. rpy;yiw tpahghhp tiutpyf;fzk; jUf>rpy;yiw tpahghhp tiutpyf;fzk; jUf>rpy;yiw tpahghhp tiutpyf;fzk; jUf>rpy;yiw tpahghhp tiutpyf;fzk; jUf>
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“<t;ypd; jhk!;<t;ypd; jhk!;<t;ypd; jhk!;<t;ypd; jhk!; vd;gtuJ Tw;wpd;go “Efh;nthhpd; njitfisr; brt;tnd g{h;j;jp
bra;a[k; bghUshjhur; r=;fpypapy; ,Wjpahf ,Ug;gth; rpy;yiw tpahghhp Mthh;”.
fz;oBg; kw;Wk; !;oy;fz;oBg; kw;Wk; !;oy;fz;oBg; kw;Wk; !;oy;fz;oBg; kw;Wk; !;oy; MfpnahuJ Tw;wpd; go “xU rpy;yiw tpahghhp vd;gth; tpahghhpfisa[k; rpy neu=;fspy; Kftuhft[k; bray;gl;Lr; rpW Efh;nthUf;F tpw;gid bra;tijna jdJ Kf;fpag; gzpahff; bfhz;Ls;shh;.
4. 4. 4. 4. jufh; vd;gth; ahh;>jufh; vd;gth; ahh;>jufh; vd;gth; ahh;>jufh; vd;gth; ahh;> kw;wth;fSf;fhf Kd;dpd;W nguk; ngrp tpahghuj;ij ,yhgfukhf epiwntw;wp mjw;bfd fHpt[bgWk; egiuna jufh; vd;gh;. mtuJ nritf;F tH=;fg;gLk; Cjpak;
‘juF’ xd;wpize;J nguj;ij Koj;J xg;ge;jj;ij ,Wjp bra;fpwhh;.
5. 5. 5. 5. tpahghu ,ilepiyahpd; tiffs; ahit>tpahghu ,ilepiyahpd; tiffs; ahit>tpahghu ,ilepiyahpd; tiffs; ahit>tpahghu ,ilepiyahpd; tiffs; ahit> 1. tzpf Kfth;fs; 2. tpahghu ,ilepiyah;fs; 6. 6. 6. 6. tzpf Kfth;fs; vd;gth; ahh;>tzpf Kfth;fs; vd;gth; ahh;>tzpf Kfth;fs; vd;gth; ahh;>tzpf Kfth;fs; vd;gth; ahh;>
� tzpf Kfth;fs; gzp tHp ,ilepiyah;fs; vd;W miHf;fg;gLfpd;wdh;. xU tpahghhp jk; rhh;ghfg; bghUl;fis th=;ft[k;/ tpw;ft[k; ,tiu epakpf;fpwhh;. ,tUf;Fg; bghUl;fis mlkhdk; bra;J fld; bgwt[k; chpika[z;;L. � bghUl;fSf;F chpikahsh; Mf chpikapy;iy. ,th; bra;a[k; tpahghuj;jpd;
mog;gilapy; ,th; ‘fHpt[‘ bgWfpwhh;.
III.... rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; rpWtpil tpdhf;fs; 1. 1. 1. 1. tH=;fy; tHpfs; Fwpj;J ePtph; mwptJ ahJ>tH=;fy; tHpfs; Fwpj;J ePtph; mwptJ ahJ>tH=;fy; tHpfs; Fwpj;J ePtph; mwptJ ahJ>tH=;fy; tHpfs; Fwpj;J ePtph; mwptJ ahJ> 1. tH=;fy; tHpapy; xd;W my;yJ mjw;F nkw;gl;l ,ilepiyah; tpepnahfg; gzpfisr; bra;jhy; kiwKf tH=;fy; tHpahFk;. nfhof;fzf;fhd Efh;nthiug; bghUl;fs; brd;wila ,ilepiyah; cjt[fpd;wdh;.
2. tH=;fy; tHp vd;gJ cw;gj;jp bra;ag;gl;l bghUs; cw;gj;jpahshplkpUe;J Efh;nthiur; brd;wila cjt[k; ghij MFk;. ,ilepiyah; ,d;wp bghUl;fis neuoahf tpepnahfpj;jhy; mJ neuo tH=;fy; tHpahFk;.
3. tH=;fy; tHp @ykhf cs;ehL kw;Wk; btspehLfspy; thGk; Efh;nthiug; bghUl;fs; brd;wilfpwJ.
4. bjhHpw;rhiyg; bghUl;fs;/ Efh;t[g; bghUl;fs;/ mGFk; jd;ika[ila bghUl;fs; kw;Wk; ePz;l fhyk; gad;gLj;Jk; bghUl;fs; vd midj;J tifahd bghUl;fisa[k; njitg;gLk; mst[fspy; njitg;gLk; neuj;jpy; Efh;nthhplk; bfhz;L nrh;;f;fpwJ. bghUl;fis nghynt nritfisa[k; tpepnahfpf;fpwJ.
2. 2. 2. 2. jd; bghWg;g[ Kfth; vd;gth; ahh;>jd; bghWg;g[ Kfth; vd;gth; ahh;>jd; bghWg;g[ Kfth; vd;gth; ahh;>jd; bghWg;g[ Kfth; vd;gth; ahh;> � cw;gj;jpahsh; jk; bghUis tpw;gid bra;ag; bghUl;fis xg;gilj;J epakdk; bra;ag;gLk; tzpf Kfth; jd;bghWg;g[ Kfth; Mthh;.
� bghUl;fspd; chpikiag; bgwhky; bghUl;fisg; bgw;W ,Ug;g[ itj;Jf; bfhz;L bray;gLfpwhh;. ,th; bghUspd; chpikahsh; bgaiu btspaplhky; jd;bghWg;gpy; bghUisj; jdJ bgahpnyna tpw;gid bra;fpwhh;.
� ,th; jhk; tpw;Fk; bghUSf;Fhpa gzj;ijj; jhnk bgw;W ,urPJ tH=;Fk; chpik cilath;.
� ,tuJ eltof;iffSf;F ,tnu bghWg;ghthh;. ,tuJ eltof;iffSf;fhf ,th; kw;wth; kPJk;/ kw;wth;fs; ,th; kPJk; tHf;Fj; bjhLf;f Koa[k;.
3. 3. 3. 3. tzpf Kfth;fspd; tifftzpf Kfth;fspd; tifftzpf Kfth;fspd; tifftzpf Kfth;fspd; tiffs; ahit>s; ahit>s; ahit>s; ahit> 1. jufh;fs; 2. jd;bghWg;g[ Kfth;fs; 3. fHpt[ Kfth;fs;
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4. gpiz Kfth;fs; 5. VykpLeh; 6. gz;lff; fhg;ghsh;
4. 4. 4. 4. bkhj;j tpahghhpfspd; gz;g[eyd; VnjDk; @d;wpid vGJ>bkhj;j tpahghhpfspd; gz;g[eyd; VnjDk; @d;wpid vGJ>bkhj;j tpahghhpfspd; gz;g[eyd; VnjDk; @d;wpid vGJ>bkhj;j tpahghhpfspd; gz;g[eyd; VnjDk; @d;wpid vGJ> m. bghUl;fis xd;W jpul;ly;m. bghUl;fis xd;W jpul;ly;m. bghUl;fis xd;W jpul;ly;m. bghUl;fis xd;W jpul;ly; cw;gj;jpahsh;fs; kw;Wk; jahhpg;ghshplkpUe;J bkhj;j tpahghhpfs; gy tifg;gl;l bghUl;fis th=;fp xd;W jpul;Lfpd;wdh;.
M. tpepnahfk;M. tpepnahfk;M. tpepnahfk;M. tpepnahfk; bkhj;j tpahghhp ehbl=;fpYk; cs;s rpy;yiw tpahghhpfSf;Fg; bghUl;fis tpw;gid bra;tjd; @yk; jpwk;gl tpepnahfpf;Fk; gzpia nkw;bfhs;fpwhh;.
,. epjptrjp mspj;jy;,. epjptrjp mspj;jy;,. epjptrjp mspj;jy;,. epjptrjp mspj;jy; bkhj;j tpahghhp cw;gj;jpahsUf;Fk; jahhpg;ghsUf;Fk; Kd;gzk; mspg;gjd; @yk; epjptrjp ey;Ffpwhh;.
5. 5. 5. 5. cw;gj;jpahsh;fSf;F bkhj;j tpahghhpfs; Mw;wpLk; nritfs; ahJ>cw;gj;jpahsh;fSf;F bkhj;j tpahghhpfs; Mw;wpLk; nritfs; ahJ>cw;gj;jpahsh;fSf;F bkhj;j tpahghhpfs; Mw;wpLk; nritfs; ahJ>cw;gj;jpahsh;fSf;F bkhj;j tpahghhpfs; Mw;wpLk; nritfs; ahJ> 1. ngust[ eltof;ifapd; @yk; rpf;fdk;1. ngust[ eltof;ifapd; @yk; rpf;fdk;1. ngust[ eltof;ifapd; @yk; rpf;fdk;1. ngust[ eltof;ifapd; @yk; rpf;fdk; bkhj;j tpahghhp cw;gj;jpahsh; bra;jg; bghUl;fisg; bgUkstpy; th=;fpf; bfhs;tjhy; cw;gj;jpahsh; bgUkst[ cw;gj;jpapy; <Lgl KofpwJ.
2. gz;lff; fhg;g[ trjp mspj;jy;2. gz;lff; fhg;g[ trjp mspj;jy;2. gz;lff; fhg;g[ trjp mspj;jy;2. gz;lff; fhg;g[ trjp mspj;jy; bkhj;j tpahghhp cw;gj;jpahsh; cw;gj;jp bra;j bghUl;fis th=;fpj; jkJ gz;lfr; rhiyapy; ,Ug;g[ itj;jpUg;gjhy; cw;gj;jpahsh; cw;gj;jp bra;jg; bghUl;fisg; gz;lff; fhg;gpLjy; vd;w kpf Kf;fpa gzpapypUe;J tpLtpf;fg; bgWfpwhh;.
3. epjptrjp ey;Fjy;3. epjptrjp ey;Fjy;3. epjptrjp ey;Fjy;3. epjptrjp ey;Fjy; bkhj;j tpahghhp cw;gj;jpahsUf;F Kd;gzk; tH=;Ffpwhh;. cw;gj;jpahsh; cw;gj;jp bra;jt[ld; bghUl;fis th=;fpf; bfhs;fpwhh;.
4. ,lh; Vw;ghsh;4. ,lh; Vw;ghsh;4. ,lh; Vw;ghsh;4. ,lh; Vw;ghsh; cw;gj;jpahsh; bghUl;fis cw;gj;jp bra;jt[ld; bkhj;j tpahghhp th=;fpf; bfhs;tjhy; bghUl;fis ,Ug;g[ itj;jy;/ bghUl;fspd; njitapy; Vw;gLk; khw;w=;fs; Mfpatw;wpy; ,Ue;J cw;gj;jpahsh; tpLtpf;fg;gLfpwhh; gUtfhyj; njitfspy; Vw;gLk; khw;w=;fspypUe;Jk; tpLtpf;fg;gLfpwhh;.
5. ,izg;g[r; r=;fpyp5. ,izg;g[r; r=;fpyp5. ,izg;g[r; r=;fpyp5. ,izg;g[r; r=;fpyp cw;gj;jpahsUf;Fk; rpy;yiu tpahghhpf;Fk; ,ilna ,ilaPl;lhsuhfr; bray;gl;L mth;fis ,izf;fpwhh;.
IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. rpy;yiw tpahghhpfspd; gz;g[eyd;fs; ahit>rpy;yiw tpahghhpfspd; gz;g[eyd;fs; ahit>rpy;yiw tpahghhpfspd; gz;g[eyd;fs; ahit>rpy;yiw tpahghhpfspd; gz;g[eyd;fs; ahit> <t;ypd; jhk!; vd;gtuJ Tw;wpd;go Efh;nthhpd; njitfisr; brt;tnd g{h;j;jp
bra;a[k; bghUshjhur; r=;fpypapy; ,Wjpahf ,Ug;gth; rpy;yiw tpahghhp Mthh;. gz;g[ eyd;fs;gz;g[ eyd;fs;gz;g[ eyd;fs;gz;g[ eyd;fs; 1. rpy;yiw tpahghhpfs; gy;ntW bghUl;fspd; tzpfj;jpy; <Lgl;oUg;ghh;. 2. rpy;yiw tpahghhpfs; bkhj;j tpahghhpfSld; bkhj;jkhf bghUl;fis th=;fp mtw;iw rpW mstpy; Efh;nthUf;F tpw;gid bra;fpd;wdh;.
3. Kf;fpa re;ij gFjpf;F cs;nsnah my;yJ mUfpnynah rpy;yiw tpw;gid epiya=;fs; ,lk;bgWk;.
4. bghJthf bkhj;j tpahghhpaplk; fld; mog;gilapy; ruf;Ffis th=;fp/ Efh;nthUf;F buhf;fj;jpw;F tpw;fpd;wdh;.
5. rpy;yiw tpahghhpfs; Efh;nthhplk; neuoj;bjhlh;gpYk; cw;gj;jpahshplk; ,Ue;J tpyfpa[k; (bkhj;j tpahghhp @yk; bjhlh;g[ bfhz;L) ,Ug;ghh;.
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2. 2. 2. 2. bkhj;j tpahghhpfspd; gzpfs; ahit>bkhj;j tpahghhpfspd; gzpfs; ahit>bkhj;j tpahghhpfspd; gzpfs; ahit>bkhj;j tpahghhpfspd; gzpfs; ahit> 1. bghUl;fis xd;W jpul;ly;1. bghUl;fis xd;W jpul;ly;1. bghUl;fis xd;W jpul;ly;1. bghUl;fis xd;W jpul;ly;
� cw;gj;jpahsh;fs; kw;Wk; jahhpg;ghsh;fsplkpUe;J/ tpahghhpfs; gytifg;gl;l bghUs;fs; th=;fp xd;W jpul;Lf;fpd;wdh;.
2. bghUs;fis ,Ug;g[ itj;jy;2. bghUs;fis ,Ug;g[ itj;jy;2. bghUs;fis ,Ug;g[ itj;jy;2. bghUs;fis ,Ug;g[ itj;jy; � cw;gj;jpahshplk; th=;fpa bghUl;fis/ tpw;gid tiuapy;/ mjd; juk; Fiwahky; nrkf;fhg;g[ bra;fpd;wdh;.
3. tpepnahfk;3. tpepnahfk;3. tpepnahfk;3. tpepnahfk; � bkhj;j tpahghhp ehbl=;fpYk; cs;s rpy;yiw tpahghhpf;fSf;F bghUl;fis tpw;gid bra;tjd; @yk;/ jpwk;gl tpepnahfpf;Fk; gzpia nkw;f;bfhs;fpd;wdh;.
4. epjptrjp mspj;j4. epjptrjp mspj;j4. epjptrjp mspj;j4. epjptrjp mspj;jy;y;y;y; � bkhj;j tpahghhp cw;gj;jpahsh;f;Fk;/ jahhpg;ghsUf;Fk; Kd;gzk; mspg;gjd; @yk; epjptrjp ey;Ffpwhh;.
� mJnghynt/ rpy;yiw tpahghhpfSf;F/ fld; tpw;gid bra;tjd; @yk; ,U KidapYk; epjptrjp mspg;gtuhfr; bray;gLfpwhh;.
5. ,lh;Vw;g[5. ,lh;Vw;g[5. ,lh;Vw;g[5. ,lh;Vw;g[ � bghUl;fs; cw;gj;jp bra;ag;gl;lt[ld;/ th=;fp mtw;iw jkJ bghWg;gpy; gz;lff;fhg;g[ bra;tjhy;/
� tpiytPH;r;rp/ bghUs; bfl;Lg;nghjy;/ bghUl;fspd; mHpt[/ ,Ug;g[ itg;gjhy; Vw;gLk; gpw ,Hg;g[fs;/ bghUl;fspd; njitapy; Vw;gLk; khw;wk;/
� rpy;yiw tpahghhpf;fSf;F fld; tpw;gid bra;tjd; @yk; Vw;gLk; ,Hg;g[ Mfpatw;iw bkhj;j tpahghhpna Vw;Wf;bfhs;fpwhh;.
6. jug;gLj;Jjy;/ rpg;gk; fl;Ljy;/ fl;Lkk; bra;jy;6. jug;gLj;Jjy;/ rpg;gk; fl;Ljy;/ fl;Lkk; bra;jy;6. jug;gLj;Jjy;/ rpg;gk; fl;Ljy;/ fl;Lkk; bra;jy;6. jug;gLj;Jjy;/ rpg;gk; fl;Ljy;/ fl;Lkk; bra;jy; � juk;/ tif/ tot[/ frpt[ kw;Wk; cs;slf;fk; Mfpatw;wpw;F Vw;g cw;gj;jp bghUl;fis bkhj;j tpahghhpfs; ghpe;J tifg;gLj;jp itf;fpd;wdh;.
7. nghf;Ftuj;J trjp mspj;j7. nghf;Ftuj;J trjp mspj;j7. nghf;Ftuj;J trjp mspj;j7. nghf;Ftuj;J trjp mspj;jy;y;y;y; � bkhj;j tpahghhp/ cw;gj;jpahshplkpUe;J bghUl;fis bkhj;jkhf th=;fp jkJ gz;lfr; rhiyapy; ,Ue;J njitg;gLk; ,l=;fSf;F mDg;gp itg;gjd; @yk;/ nghf;Ftuj;J trjp mspf;fpd;wdh;.
3. 3. 3. 3. rpy;yiw tpahghhpfspd; gzpfs; ahit>rpy;yiw tpahghhpfspd; gzpfs; ahit>rpy;yiw tpahghhpfspd; gzpfs; ahit>rpy;yiw tpahghhpfspd; gzpfs; ahit> 1. th=;Fjy;1. th=;Fjy;1. th=;Fjy;1. th=;Fjy;
� rpy;yiw tpahghhpfs;/ Efh;nthhpd; njitia kjpg;gpl;L/ bkhj;j tpahghhpfsplkpUe;J/ kpfr;rpwe;j gy;ntW tifahd bghUl;fis th=;fpj; jkJ filfspy; tpw;gidf;F itf;fpd;wdh;.
2. ,Ug;g[ itj;jy;2. ,Ug;g[ itj;jy;2. ,Ug;g[ itj;jy;2. ,Ug;g[ itj;jy; � rpy;yiw tpahghhp bghUl;fis tpw;gidf;Fj; jahh; epiyapy;/ fhl;rpf;F itj;jpUf;fpd;wdh;.
3. tpw;gid bra;jy;3. tpw;gid bra;jy;3. tpw;gid bra;jy;3. tpw;gid bra;jy; � rpy;yiw tpahghhp Efh;nthh;fSf;F mtuJ njitfs;/ Rit/ tpUg;gk; kw;Wk; Kd;Dhpikf;nfw;g rpW mst[fspy; tpw;gid bra;fpd;wdh;.
� ,jd;@yk; tpw;gidapd; mst[ mjpfhpf;fpwJ. 4. tifg;gLj;jy; kw;Wk; fl;Lkk; bra;jy;4. tifg;gLj;jy; kw;Wk; fl;Lkk; bra;jy;4. tifg;gLj;jy; kw;Wk; fl;Lkk; bra;jy;4. tifg;gLj;jy; kw;Wk; fl;Lkk; bra;jy;
� cw;gj;jpahsh; kw;Wk; bkhj;j tpahghhpfshy; tifg;gLj;jg;glhj bghUl;fis mtw;wpd; jd;ikf;nfw;g tifg;gLj;jp/ mtw;iwf; fl;Lkk; bra;fpd;wdh;.
5. ,lh; Vw;wy;5. ,lh; Vw;wy;5. ,lh; Vw;wy;5. ,lh; Vw;wy; � rpy;yiw tpahghhp/ Efh;nthhpd; vjph;fhyj; njitf;nfw;g bghUl;fis th=;fp ,Ug;g[ itf;fpwhh;.
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� ,jdhy; jPapdhy; mHpt[ jpUl;L/ juf;Fiwt[/ bfl;Lg;nghjy; kw;Wk; tpiy Vw;wj;jhH;t[fs; nghd;wtw;why; tpisa[k; ,lh;fis Vw;Wf;bfhs;fpwhh;.
6. nghf;Ftuj;J bra;jy;6. nghf;Ftuj;J bra;jy;6. nghf;Ftuj;J bra;jy;6. nghf;Ftuj;J bra;jy; � rpy;yiw tpahghhp cw;gj;jpahshplkpUe;J/ bghUl;fisj; jkJ rpy;yiw tpw;gidaf=;fSf;F vLj;Jr; bry;tjd; @yk; nghf;Ftuj;Jg; gzpapid nkw;bfhs;fpwhh;.
7. epjpaspg;g[7. epjpaspg;g[7. epjpaspg;g[7. epjpaspg;g[ � rpy rpy;yiw tpahghhpfs; jkJ thof;ifahsUf;Ff; fld; tpw;gidf;Fg; gpd;/ FiwghLila bghUl;fis khw;wpj;jUjy; nghd;w gzpfis nkw;bfhs;fpd;wdh;.
4. 4. 4. 4. rpy;yiw tpahghhpfSf;F bkhj;j tpahghhpfs; Mw;wpLk; gzpfs; ahit>rpy;yiw tpahghhpfSf;F bkhj;j tpahghhpfs; Mw;wpLk; gzpfs; ahit>rpy;yiw tpahghhpfSf;F bkhj;j tpahghhpfs; Mw;wpLk; gzpfs; ahit>rpy;yiw tpahghhpfSf;F bkhj;j tpahghhpfs; Mw;wpLk; gzpfs; ahit> 1. epjptrjp mspj;jy;1. epjptrjp mspj;jy;1. epjptrjp mspj;jy;1. epjptrjp mspj;jy;
� bkhj;j tpahghhp rpy;yiw tpahghhpfSf;Ff; fld; tpw;gid bra;tjd; epjptrjp ey;Ffpwhh;.
� rpy;yiw tpahghhpfs; bkhj;j tpahghhpfsplk; fld; bfhs;Kjy; bra;J/ mtw;iw Efh;nthUf;F tpw;W mthplkpUe;J gzj;ijg; bgw;W bkhj;j tpahghhpfSf;Fr; brYj;Jk; tz;zk; epjp trjp mspf;fpwhh;.
2222. g[jpa bghUl;fis mwpKfk; bra;jy;. g[jpa bghUl;fis mwpKfk; bra;jy;. g[jpa bghUl;fis mwpKfk; bra;jy;. g[jpa bghUl;fis mwpKfk; bra;jy; � bkhj;j tpahghhp/ g[jpa bghUs;fs; kw;Wk; mtw;wpd; cgnahfk; Fwpj;j jfty;fis rpy;yiw tpahghhpapd; ftdj;jpw;F bfhz;L tUfpwhh;.
� vdnt bghUisg; gw;wpa rpwg;gwpt[/ Mnyhridfis rpy;yiw tpahghhpf;F mthpd; ,lh;ghl;il nghf;Ffpwhh;.
3333. tpiy epiyg;ghL. tpiy epiyg;ghL. tpiy epiyg;ghL. tpiy epiyg;ghL � bkhj;j tpahghhp/ re;ijapd; njitia mwpe;J/ mjw;nfw;gg; bghUs;fspd; mspg;gpidg; fl;Lg;gLj;Jtjhy;/ tpiy ntWgLjy; @yk; Vw;gLk; el;lj;jpy; ,Ue;J rpy;yiw tpahghhpfisg; ghJfhf;fpwhh;.
4444. nghf;Ftuj;J rpf;fdk;. nghf;Ftuj;J rpf;fdk;. nghf;Ftuj;J rpf;fdk;. nghf;Ftuj;J rpf;fdk; � bkhj;j tpahghhp/ rpy;yiw tpahghhpapd; ,lj;jpw;nf brd;W bghUl;fis tH=;Ftjd; @yk; rpy;yiw tpahghhpapd; neuj;ija[k;/ nghf;Ftuj;Jr; bryita[k; kpr;rg;gLj;Jfpwhh;.
5555. Kiwahd tpepnahfk;. Kiwahd tpepnahfk;. Kiwahd tpepnahfk;. Kiwahd tpepnahfk; � bkhj;j tpahghhp/ bghpa mstpy; bghUl;fis th=;fp ,Ug;g[ itj;Jf; bfhz;L/ Kiwahf rPuhfr; rpy;yiw tpahghhpapd; njitf;nfw;g bghUs;fis tH=;Ffpwhh;.
5. 5. 5. 5. Efh;nthh;fSfEfh;nthh;fSfEfh;nthh;fSfEfh;nthh;fSf;Fr; rpy;yiw tpahghhpfs; Mw;wpLk; nritfs; ahit>;Fr; rpy;yiw tpahghhpfs; Mw;wpLk; nritfs; ahit>;Fr; rpy;yiw tpahghhpfs; Mw;wpLk; nritfs; ahit>;Fr; rpy;yiw tpahghhpfs; Mw;wpLk; nritfs; ahit> 1.bjhlh; mspg;g[1.bjhlh; mspg;g[1.bjhlh; mspg;g[1.bjhlh; mspg;g[
� rpy;yiw tpahghhp/ gy;ntW jahhpg;ghsh;fspd; gy;ntW tifg; bghUl;fis th=;fp/ xd;W jpul;o Efh;nthUf;F tpw;gjw;fhf/ vg;nghJk; jahh; epiyapy; itj;jpUf;fpwhh;.
� ,jdhy; th=;Fgth;/ jdf;F njitg;gLk; bghUl;fis/ njitg;gLk; neuj;jpy;/ njitg;gLk; mst[fspy; th=;f KofpwJ.
2.g[jpa bghUl;fs; Fwpj;j jfty;fs;2.g[jpa bghUl;fs; Fwpj;j jfty;fs;2.g[jpa bghUl;fs; Fwpj;j jfty;fs;2.g[jpa bghUl;fs; Fwpj;j jfty;fs; � xU rpy;yiw tpahghhp/ jdJ jdpahs; tpw;gid nkk;ghl;L eltof;iffs; @yKk;/ jpwk;glg; bghUl;fisf; fhl;rpg;gLj;Jjy; @ykhft[k;/ re;ijapy; mwpKfkhFk; g[jpa bghUl;fs; Fwpj;Jj; jfty;fisg; gug;g[fpwhh;.
3.fld; trjpfs;3.fld; trjpfs;3.fld; trjpfs;3.fld; trjpfs; � rpy ntiyfspy;/ rpy;yiw tpahghhpfs; jdJ thof;ifahsUf;F/ fld;trjp mspj;jy; @yk;/ mth;fspd; md;whl bray;ghl;ow;F cjt[fpd;wdh;.
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4.njh;e;bjLj;J th=;Fk; trjpaspj;jy;4.njh;e;bjLj;J th=;Fk; trjpaspj;jy;4.njh;e;bjLj;J th=;Fk; trjpaspj;jy;4.njh;e;bjLj;J th=;Fk; trjpaspj;jy;
� rpy;yiw tpahghhpfs;/ jh=;fs; tpw;gid bra;a[k; bghUl;fspd; gy;ntW tiffis/ xd;W jpul;o itg;gjd;@yk;/ thof;ifahsh; bghUl;fis kdepiwt[ld; njh;e;bjLj;J th=;f trjpaspf;fpwhh;.
5. ,ju nritfs;5. ,ju nritfs;5. ,ju nritfs;5. ,ju nritfs; � thof;ifahsh; th=;Fk; bghUl;fis/ mth;fspd; ,Ug;gplj;jpw;nf bfhz;L brd;W tH=;Fjy;.
� thof;ifahsUf;F tpw;gidf;Fg; gpe;ija nritfis mspj;jy; � jkJ thof;ifahsUf;F/ buhf;ff; fHpt[ tH=;Fjy; nghd;w gzpfisr; bra;J jUfpd;wdh;.
6. 6. 6. 6. tH=;fy; tHpapidj; jPh;khdpf;Fk; fhuzpfs; ahit>tH=;fy; tHpapidj; jPh;khdpf;Fk; fhuzpfs; ahit>tH=;fy; tHpapidj; jPh;khdpf;Fk; fhuzpfs; ahit>tH=;fy; tHpapidj; jPh;khdpf;Fk; fhuzpfs; ahit> bghUl;fspd; tpepnahfpf;f Vw;w tH=;fy; tHpfisj; jPh;khdpf;Fk; fhuzpfs; gpd;tUkhW. 1. bghUl;fspd; jd;i1. bghUl;fspd; jd;i1. bghUl;fspd; jd;i1. bghUl;fspd; jd;ikkkk
� gUtfhy cw;gj;jpg; bghUl;fisf; FWfpa tH=;fy; tHp @ynk tpepnahfpf;f Koa[k;. � Efh;nthhpd; njitf;nfw;g jahhpf;fg;gLk; juk; Fiwe;j bghUl;fs; neuoahf Efh;nthUf;F mspf;fg;gLfpwJ.
� jukhd bghUl;fs; ,ilepiyah; @ykhfnt tpepnahfpf;fg;gl ntz;Lk;. � g{f;fs;/ ghy; Kjypa tpiutpy; mHpa[k; jd;ika[ila bghUl;fspd; Ma[s; kpft[k; Fiwt[/ Mjyhy; mit tpiuthf Efh;nthiur; brd;wila ntz;Lk;.
2. re;ijapd; jd;ikfs;2. re;ijapd; jd;ikfs;2. re;ijapd; jd;ikfs;2. re;ijapd; jd;ikfs; � bghUl;fSf;fhd re;ijapd; mst[ tH=;fy; tHpiaj; jPh;khdpf;fpwJ. bghUl;fs; mjpfkhd g[tpapay; gug;gpy; tpepnahfpf;fg;gl;lhy; mjpf vz;zpf;ifapyhd ,ilepiyah; ntz;Lk;.
� Fiwe;j gug;gstpy; kl;Lnk tpepnahfpf;fg;gl;lhy; ,ilepiyahpd;wp neuoahfnt tpepnahfpf;fyhk;.
3. Efh;nthh; vz;zpf;if3. Efh;nthh; vz;zpf;if3. Efh;nthh; vz;zpf;if3. Efh;nthh; vz;zpf;if � rpy thof;ifahsh;fshy; kl;Lk; bgUkst[ bghUl;fs; th=;fg;gLkhdhy; ikag;gLj;jg;gl;l tpepnahf mikg;ng nghJkhdJ.
� bgUkst[ Efh;nthuhy; Fiwe;j czt[g; bghUl;fs; kl;Lnk th=;fg;gLkhdhy; mjpf vz;zpf;ifapyhd ,ilepiyah; njitg;gLth;.
4. tH=;fy; tHpapd; bryt[k;/ neuKk;4. tH=;fy; tHpapd; bryt[k;/ neuKk;4. tH=;fy; tHpapd; bryt[k;/ neuKk;4. tH=;fy; tHpapd; bryt[k;/ neuKk; � ,ilepiyah; tH=;Fk; jukhd nrita[ld; tH=;fy; tHpapd; brytpdk; bjhlh;g[ilaJ.
� rhjhuzkhd bghUl;fs; rpf;fdkhd tpiyapy; chpa neuj;jpy; Efh;nthiur; brd;wila ntz;Lk;.
5. bghUSf;fhd nritfspd; njit5. bghUSf;fhd nritfspd; njit5. bghUSf;fhd nritfspd; njit5. bghUSf;fhd nritfspd; njit � epWt[jy;/ ,af;fpf; fhz;gpj;jy; Kjyhd nritfs; njitg;gLk; ,ae;jpur; rhjd=;fs; nghd;wtw;iw tpepnahfpf;ff; Fiwe;j mstpyhd tH=;fy; tHpjhd; cfe;jJ.
� cw;gj;jpahsuhy; my;yJ mtuhy; gapw;Wtpf;fg;gl;l bjhHpy; El;gtpayhsh;fs; njitahd bjhHpy; tHpna ,t;tif bghUl;fSf;Fg; nghJkhdJ.
6. bghUspd; thH;f;if RHw;rp6. bghUspd; thH;f;if RHw;rp6. bghUspd; thH;f;if RHw;rp6. bghUspd; thH;f;if RHw;rp
� Vw;fdnt re;ijapy; ed;F mwpKfg;gLj;jg;gl;l bghUl;fSf;F rhjhuz tH=;fy; tHpna nghJkhdJ. Mdhy; re;ijapy; g[jpjhf mwpKfkhFk; bghUl;fSf;F mDgtKs;s ,ilepiyah; @yk; re;ijaply; ntz;Lk;.
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myFmyFmyFmyF– 7 tpahghuktpahghuktpahghuktpahghuk;;;;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 24242424 rpy;yiw tpahghuk; bra;jy;rpy;yiw tpahghuk; bra;jy;rpy;yiw tpahghuk; bra;jy;rpy;yiw tpahghuk; bra;jy;
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. rpy;yiw tpahghhpfs; ????????? mstpy; bghUl;fis itj;jpUg;gh;.rpy;yiw tpahghhpfs; ????????? mstpy; bghUl;fis itj;jpUg;gh;.rpy;yiw tpahghhpfs; ????????? mstpy; bghUl;fis itj;jpUg;gh;.rpy;yiw tpahghhpfs; ????????? mstpy; bghUl;fis itj;jpUg;gh;. m. rpwpa M. bghpa ,. eLj;ju <. msthd tpil: mmmm
2.2.2.2. rpw;wst[ epiyapl rpy;yiw tpahghhp vd;gjDs; ?????? ml=;Fth;rpw;wst[ epiyapl rpy;yiw tpahghhp vd;gjDs; ?????? ml=;Fth;rpw;wst[ epiyapl rpy;yiw tpahghhp vd;gjDs; ?????? ml=;Fth;rpw;wst[ epiyapl rpy;yiw tpahghhp vd;gjDs; ?????? ml=;Fth; m. ,lk;bgah; tpahghhpfs; M. RikJ}f;Fk; tpahghhpfs; ,. bghJg; gz;lfr; rhiyfs; <. thfdj;jpy; tpw;nghh; tpil : ,,,,
3.3.3.3. xU Fwpg;gpl;l tifg; bghUl;fis kl;Lk; tpw;Fk; rpy;yiwf; filfs;xU Fwpg;gpl;l tifg; bghUl;fis kl;Lk; tpw;Fk; rpy;yiwf; filfs;xU Fwpg;gpl;l tifg; bghUl;fis kl;Lk; tpw;Fk; rpy;yiwf; filfs;xU Fwpg;gpl;l tifg; bghUl;fis kl;Lk; tpw;Fk; rpy;yiwf; filfs; m. re;ij tpahghhpfs; M. xnu tif gz;lfr;rhiyfs; ,. bghJg; gz;lfr; rhiyfs; <. bjUf;fil tpahghhpfs; tpil: MMMM
4.4.4.4. eLj;ju ,lkpd;wp btt;ntW ,l=;fSf;Fr; brd;W Fiwe;j tpiya[s;s bghUl;fis eLj;ju ,lkpd;wp btt;ntW ,l=;fSf;Fr; brd;W Fiwe;j tpiya[s;s bghUl;fis eLj;ju ,lkpd;wp btt;ntW ,l=;fSf;Fr; brd;W Fiwe;j tpiya[s;s bghUl;fis eLj;ju ,lkpd;wp btt;ntW ,l=;fSf;Fr; brd;W Fiwe;j tpiya[s;s bghUl;fis tpahghuk;tpahghuk;tpahghuk;tpahghuk; bra;nthiu ????????? vd;gh;bra;nthiu ????????? vd;gh;bra;nthiu ????????? vd;gh;bra;nthiu ????????? vd;gh;
m. kl=;Ffilfs; M. Kfth; ,. bjUf;fil tpahghhpfs; <. Rw;whLk; tpahghhpfs; tpil : <<<<
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. rpy;yiw tpahghuk; bra;jy; vd;why; vd;d>rpy;yiw tpahghuk; bra;jy; vd;why; vd;d>rpy;yiw tpahghuk; bra;jy; vd;why; vd;d>rpy;yiw tpahghuk; bra;jy; vd;why; vd;d> � Efh;nthUf;F neuoahf bghUs;fisa[k; nritfisa[k; rpwpa mstpy; tpw;gid bra;a[k; eilKiw rpy;yiw tpahghuk; bra;jy; MFk;.
2.2.2.2. kl=;Ff; filapd; bghUs;kl=;Ff; filapd; bghUs;kl=;Ff; filapd; bghUs;kl=;Ff; filapd; bghUs; ahJ>ahJ>ahJ>ahJ> � jahhpg;ghsh;fs; (m) ,ilepiyah;fs; j=;fs; eph;thfj;jpd; fPH; gy;ntW ,l=;fspy; xnu khjphpahd filfis mikj;Jj; jukhd bghUl;fis tpw;gid bra;a[k; rpy;yiwf; filfs; kl=;Ff; filfs; vd;fpnwhk;.,J bjhlh; gz;lfr; rhiyfs; vdt[k; miHf;fg;gLfpwJ.
3. 3. 3. 3. tpw;gid ve;jputpw;gid ve;jputpw;gid ve;jputpw;gid ve;jpuj;jpd; ,uz;L ed;ikfisf; TWf>j;jpd; ,uz;L ed;ikfisf; TWf>j;jpd; ,uz;L ed;ikfisf; TWf>j;jpd; ,uz;L ed;ikfisf; TWf> � ,J ehza=;fs;/ ml;ilfs; my;yJ tpy;iyfs; bfhz;L ,af;Ff; ToaJ. th=;Fgth; ehzak; my;yJ ml;ilia ve;jpuj;jpDs; brYj;jpdhy; Fwpg;gpl;l mst[s;s bghUs; btspapy; tUk;. mijg; bgw;Wf; bfhs;th;.
� ,it t=;fpfspy; jhdpa=;fp buhf;fk; vLf;Fk; ve;jpuk; ATM nghd;W bray;gLfpwJ. bjhlh;tz;o epiya=;fs;/ tpkhd epiya=;fs;/ bgl;nuhy; epiya=;fs;/ ngUe;J epiya=;fs; cs;spl;l ,l=;fspy; ,j;jifa ve;jpu=;fs; mikf;fg;gl;Ls;sd.
� vLj;Jf;fhl;L : jhdpa=;fp Mtpd; ghyfk;/ njePh;/ Fsph;ghd=;fs; 4. 4. 4. 4. rpwg;g[g; gz;lfr; rhiyfrpwg;g[g; gz;lfr; rhiyfrpwg;g[g; gz;lfr; rhiyfrpwg;g[g; gz;lfr; rhiyfs; vd;why; vd;d>s; vd;why; vd;d>s; vd;why; vd;d>s; vd;why; vd;d>
� xUtifg; bghUl;fspy; xU Fwpg;gpl;l tHp bghUl;fis kl;Lk; tpw;gid bra;a[k; rpy;yiwf; filfs; rpwg;g[g; gz;lfr;rhiyfs; vdg;gLk;.
� ,dpg;g[ tifapy; my;th kl;Lk; tpw;nghh;/ Jzpf;filapy; FHe;ij Milfs; kl;Lk; tpw;nghh; Kjypad ml=;Fk;.
III.... rpWtpil tprpWtpil tprpWtpil tprpWtpil tpdhf;fs;dhf;fs;dhf;fs;dhf;fs; 1. 1. 1. 1. bghJg; gz;lfr;rhiyfspd; ,ay;g[fisf; TWf>bghJg; gz;lfr;rhiyfspd; ,ay;g[fisf; TWf>bghJg; gz;lfr;rhiyfspd; ,ay;g[fisf; TWf>bghJg; gz;lfr;rhiyfspd; ,ay;g[fisf; TWf>
� Efh;nthh; j=;fs; tPl;od; mUfpnyna j=;fSf;Fj; njitahdg; bghUl;fis th=;Ftjw;F Vw;wthW midj;J tifg; bghUl;fisa[k; Fiwe;j mstpy; th=;fp itj;J tpahghuk; bra;a[k; ,lk; bghJg;gz;lfrhiy vdg;gLk;.
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� Efh;nthh;fSf;F trjpahf/ bgUk;ghyhd neu=;fspy; filjpwe;jpUf;Fk; � bjhpe;j thof;ifahsh;fSf;F fld; trjpa[k; cz;L. � gy ruf;Ffs;/ kspif/ myF rhjd=;fs;/ jpd;gz;l=;fs;/ vGJ bghUl;fs;/ Fsph;ghd=;fs; nghd;w bghUl;fs; tpw;gid bra;th;.
2. 2. 2. 2. thliff; bfhs;Kjy; Kiwf;Fk;/ jtiz tpw;gid Kithliff; bfhs;Kjy; Kiwf;Fk;/ jtiz tpw;gid Kithliff; bfhs;Kjy; Kiwf;Fk;/ jtiz tpw;gid Kithliff; bfhs;Kjy; Kiwf;Fk;/ jtiz tpw;gid Kiwf;Fk; cs;s ntWghLfisf; wf;Fk; cs;s ntWghLfisf; wf;Fk; cs;s ntWghLfisf; wf;Fk; cs;s ntWghLfisf; TWf.TWf.TWf.TWf. t. t. t. t. vz;vz;vz;vz;
thlif bfhs;Kjy;Kiwthlif bfhs;Kjy;Kiwthlif bfhs;Kjy;Kiwthlif bfhs;Kjy;Kiw jtizKiw tpw;gidjtizKiw tpw;gidjtizKiw tpw;gidjtizKiw tpw;gid
1 tpw;gid xg;ge;jk;tpw;gid xg;ge;jk;tpw;gid xg;ge;jk;tpw;gid xg;ge;jk; ,J xg;ge;j tpw;gid my;y Vbddpy; ,Wjp jtizia brYj;Jk; tiu bghUspd; chpik tpw;gidahshplnk cs;sJ
,J xg;ge;j tpw;gid MFk;. Vbddpy; Kjy; jtizj; bjhifia brYj;jpa clndna th=;Feh; chpikahsh; Mfpwhh;
2 bghUis th=;fpathpd; chpikfs;bghUis th=;fpathpd; chpikfs;bghUis th=;fpathpd; chpikfs;bghUis th=;fpathpd; chpikfs; bghUis th=;fpath; mij thliff;nfh my;yJ tpw;fnth my;yJ mlF itf;fnth KoahJ
bghUis th=;fpath;f;F mg;bghUspd;. Kjy; jtiz brYj;jhtpl;lhYk; mg;bghUspd; kPJ KG chpik ,Ug;gjhy; mth; bghUis vJt[k; bra;ayhk;
3 thuhf;fld;thuhf;fld;thuhf;fld;thuhf;fld; tpw;w bghUspd; chpik tpw;gidahshplnk ,Ug;gjhy; thuhf; fld; Vw;gLtjpy;iy
bghUl;fis th=;fpath; KG bjhifa[k; brYj;Jk; Kd; bghUspd; chpikahsh; Mtjhy; thuhf;fld; Vw;gl mjpf tha;g;g[z;L
3. rpwg;g=;fhofspd; rpwg;gpay;g[fis tpsf;Ff>3. rpwg;g=;fhofspd; rpwg;gpay;g[fis tpsf;Ff>3. rpwg;g=;fhofspd; rpwg;gpay;g[fis tpsf;Ff>3. rpwg;g=;fhofspd; rpwg;gpay;g[fis tpsf;Ff> � rpwg;g=;fhofs; bgUk;ghYk; efhpd; ikakhf m=;fhog; gFjpfspy; mike;jpUf;Fk;. � bghUl;fs; aht[k; tpiy/ juk; kw;Wk; ufk; thhpahf miwfyd; mLf;fp itf;fg;gl;oUf;Fk;.
� thof;ifahsh;fs; njitahd bghUl;fis jhnd vLj;J te;J fhrhshplk; chpa bjhifapid brYj;jptpl;L tPl;Lf;F vLj;Jr; bry;th;.
� ,=;F buhf;f tpw;gid kl;Lk; cz;L. fld; tpw;gid fpilahJ. � Jiwthhpg; gz;lfr;rhiyg; nghd;W mike;jpUg;gjhy; xnu Tiuapd; fPH; midj;J tifg; bghUl;fisa[k; thof;ifahsh; th=;f KofpwJ.
� ,ij mikf;f mjpf KjyPL njitg;gLfpwJ.
4. 4. 4. 4. m+;ry;tHp tpahghuj;ijg; gw;m+;ry;tHp tpahghuj;ijg; gw;m+;ry;tHp tpahghuj;ijg; gw;m+;ry;tHp tpahghuj;ijg; gw;wp tpsf;Ff>wp tpsf;Ff>wp tpsf;Ff>wp tpsf;Ff> thof;ifahshplkpUe;J Mizfisg; bgw;W bghUl;fis m+;ry; tHpahf mth;fspd;
tPl;ow;nf mDg;gp tpahghuk; vd;fpnwhk;. ,t;tifapy; th=;Fgth;fSf;Fk; tpw;gth;fSf;Fk; neuoj; bjhlh;gpy;iy. bray;Kiw 1. tpsk;guk; bra;jy; 2. Miz bgw;W ruf;if mDg;g[jy; 3. chpa bjhifiag; bgWjy;
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IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs; 1. 1. 1. 1. Jiwthhpg; gz;lfrhiy rpwg;gpay;g[fisf; Fwpg;gpLf.Jiwthhpg; gz;lfrhiy rpwg;gpay;g[fisf; Fwpg;gpLf.Jiwthhpg; gz;lfrhiy rpwg;gpay;g[fisf; Fwpg;gpLf.Jiwthhpg; gz;lfrhiy rpwg;gpay;g[fisf; Fwpg;gpLf. 1. ngust[ mikg;g[1. ngust[ mikg;g[1. ngust[ mikg;g[1. ngust[ mikg;g[
mjpf KjyPL bra;J/ cUthf;fg;gl;l Tl;Lg;g=;F epWkj;jpd; ,af;Feh;fs; FGthy; eph;tfpf;fg;gLk; bghpa rpy;yiw tpahghu epWtdk;/ Jiwthhpg; gz;lfrhiy MFk;.
2. gy;bghUs; tpw;gid2. gy;bghUs; tpw;gid2. gy;bghUs; tpw;gid2. gy;bghUs; tpw;gid
� kdpjDf;Fj; njitahd midj;J tifg;bghUl;fSk;/ xnu ,lj;jpy; ‘Fz;#rp Kjy; thfdk; tiu’ tpw;gid bra;ag;gLtjhy;/ Efh;nthh; ntz;oaij th=;fpg; gad;bgw Koa[k;.
� nkYk; xnu bghUspd; gytiffSk; ,=;F fpilf;Fk;. 3. Jiwfspd; xU=;fpizg;g[3. Jiwfspd; xU=;fpizg;g[3. Jiwfspd; xU=;fpizg;g[3. Jiwfspd; xU=;fpizg;g[
gy;ntW Jiwfshfg; gphpf;fg;gl;L/ xt;bthU Jiwa[k;/ xt;bthU tifahd bghUs;fis jdpj;jdpahf tpw;gid bra;ag;gLfpd;wd.
4. th=;Fk; trjpfs;4. th=;Fk; trjpfs;4. th=;Fk; trjpfs;4. th=;Fk; trjpfs; thof;ifahsh;fSf;F Xa;tiwfs;/ rpw;Wz;or;rhiy/ thfdk; epWj;Jkplk;/ bghGJ nghf;F trjpfs; nghd;w trjpfs; tH=;fg;gLtjhy;/ FLk;gkhf te;J bghUs;fis th=;f KofpwJ.
5. ikaf; bfhs;Kjy;5. ikaf; bfhs;Kjy;5. ikaf; bfhs;Kjy;5. ikaf; bfhs;Kjy; midj;J tifg;bghUs;fSk;/ xnu ikaj;jpd; @yk; neuoahf jahhpg;ghshplkpUe;J/ ngust[ bfhs;Kjy; bra;ag;gLfpwJ.
2. 2. 2. 2. Efh;nthh; Tl;Lwt[g; gz;lfrhiy vd;why; vd;d> mjd; ed;ikfs; ahit>Efh;nthh; Tl;Lwt[g; gz;lfrhiy vd;why; vd;d> mjd; ed;ikfs; ahit>Efh;nthh; Tl;Lwt[g; gz;lfrhiy vd;why; vd;d> mjd; ed;ikfs; ahit>Efh;nthh; Tl;Lwt[g; gz;lfrhiy vd;why; vd;d> mjd; ed;ikfs; ahit> � Efh;nthh; Tl;Lwt[ gz;lfrhiy/ xU rpy;yiw tpw;gid epiyakhFk;. � Efh;nthh;fs; midtUk;/ jh=;fshfnt xd;W nrh;e;J bjhl=;fp/ jukhfnt elj;jp/ j=;fspd; cWg;gpdh;fSf;nf bghUl;fisa[k;/ nritfisa[k; Fiwe;j tpiyapy; tpw;gid bra;J gadilfpwhh;fs;.
� ,J Fiwe;j kw;Wk; eLj;ju tUtha; gphptpdh; xd;W nrh;e;J Fiwe;j gl;rk; 25 egh;fisf; bfhz;L Tl;Lwt[ rl;lj;jpd;fPH; gjpt[bra;J cUthf;fg;gLfpwJ.
ed;ikfs;ed;ikfs;ed;ikfs;ed;ikfs; � Tl;Lwt[ gz;lfrhiyapd; bjhlf;fKjy;/ cWg;gpdh;fsplkpUe;J bgwg;gLk; g=;Ffspd; @yk; fpilf;fpwJ.
� cWg;gpdh;fshy; xU cWg;gpdh;fSf;F xU thf;F vd;w tpjpg;go/ kf;fshl;rp Kiwg;go njh;e;bjLf;fg;gl;l FG @yk; nkyhz;ik bra;ag;gLfpwJ.
� ,=;F/ fyg;glk; mw;wg;bghUl;fs;/ tpw;gid bra;ag;gLfpd;wd. � buhf;f tpw;gid eilbgWtjhy;/ thuhf;fld; Vw;gLtjpy;iy. � jkpH;ehl;oy; ,t;tif Tl;Lwt[ gz;lfrhiyfs; kpft[k; g[fH; bgw;W tps=;Ffpd;wd.
vLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhf
• brd;id fhknjD kw;Wk; rpe;jhkzp Tl;Lwt[ rpwg;g=;fhofs;/
• ntY}h; fw;gfk; Tl;Lwt[ rpwg;g=;fho Kjypad.
3. 3. 3. 3. cs;ehl;L tpahghuj;jpy; bjhHpy; th;j;jfr; r=;f=;fspd; g=;fpid tpthp>cs;ehl;L tpahghuj;jpy; bjhHpy; th;j;jfr; r=;f=;fspd; g=;fpid tpthp>cs;ehl;L tpahghuj;jpy; bjhHpy; th;j;jfr; r=;f=;fspd; g=;fpid tpthp>cs;ehl;L tpahghuj;jpy; bjhHpy; th;j;jfr; r=;f=;fspd; g=;fpid tpthp> � thzpfk; kw;Wk; bjhHpyikg;g[fspd; Tl;likg;g[ vd;gJ xU ehl;od;. khepyj;jpd; my;yJ khtl;lj;jpd; bjhHpyjpgh;fs;/ tpahghhpfs;/ epjpahsh;fs; midtUk; nrh;e;J cUthf;fg;gl;l Xh; r=;fk; MFk;.
� midj;J bjhHpyikg;g[fSk;/ r=;f cWg;gpdh;fshfr; bray;gl;L kj;jpa muR khepy muR kw;Wk; cs;shl;rp mikg;g[fSld; ey;Ywt[ bfhz;L gpur;ridfisj; jPh;j;J/ tsh;r;rp bgWtJ ,jd; Kf;fpa nehf;fkhFk;.
� thzpgk; kw;Wk; bjhHpy; eyd;fhf;Fk; ,yhg nehf;fw;w mikg;ghfr; bray;gLfpwJ.
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bray;ghLfs;bray;ghLfs;bray;ghLfs;bray;ghLfs; � ,r;r=;fkhdJ ehl;oYs;s tpahghu/ th;j;jf kw;Wk; bjhHpw;rhiyfSf;F ghJfhtyhfr; bray;gLfpwJ.
� ehl;od; cs;ehl;L tpahghu bgUf;fj;jpw;F/ bray; Cf;fpahf jpfH;fpwJ. � tpahghuk;/ bjhHpy; kw;Wk; bjhHpw;rhiyfs; rk;ge;jg;gl;l bfhs;iffis/ jpl;l=;fis cUthf;FtjpYk;/ eilKiwg;gLj;J tjpYk; muRld; ,ize;J bray;gLfpwJ.
,e;jpahtpy; cs;s rpy r=;f=;fs;,e;jpahtpy; cs;s rpy r=;f=;fs;,e;jpahtpy; cs;s rpy r=;f=;fs;,e;jpahtpy; cs;s rpy r=;f=;fs;
� ,e;jpaj; bjhHpy; th;j;jfr; r=;f=;fspd; Tl;likg;g[ (FICCI) � bjhHpy; th;j;jf mikg;g[fspd; Tl;likg;g[ (ASSOCHAM) � tpahghuk;/ bjhHpy; ,e;jpa bjhHpw;rhiyfs; Tl;likg;g[ (CII) � jkpH;ehL bjhHpy; th;j;jfr; r=;fk; � jkpH;ehL tzpfh; r=;f=;fs;
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myFmyFmyFmyF– 8 gd;dhl;L tzpfkgd;dhl;L tzpfkgd;dhl;L tzpfkgd;dhl;L tzpfk;;;;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 25 gd;dhl;L tzpfk25 gd;dhl;L tzpfk25 gd;dhl;L tzpfk25 gd;dhl;L tzpfk;;;;
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. ehLfSf;fpilna ruehLfSf;fpilna ruehLfSf;fpilna ruehLfSf;fpilna ruf;F/ nrit/ mwpt[rhh; chpikfs; bjhHpy;El;gk; kw;Wk; kdpj f;F/ nrit/ mwpt[rhh; chpikfs; bjhHpy;El;gk; kw;Wk; kdpj f;F/ nrit/ mwpt[rhh; chpikfs; bjhHpy;El;gk; kw;Wk; kdpj f;F/ nrit/ mwpt[rhh; chpikfs; bjhHpy;El;gk; kw;Wk; kdpj ciHg;g[ Mfpait ,lk;bgaUtJ ciHg;g[ Mfpait ,lk;bgaUtJ ciHg;g[ Mfpait ,lk;bgaUtJ ciHg;g[ Mfpait ,lk;bgaUtJ m. gd;dhl;L tpahghuk; M. gd;dhl;L tzpfk; ,. kW Vw;Wkjp tpahghuk; <. cs;ehl;L tpahghuk; tpil: MMMM
2.2.2.2. ruf;F ,wf;Fkjp bra;ag;gl;L kPz;Lk; Vw;Wkjp bra;ag;gl;lhy; mJ ??????ruf;F ,wf;Fkjp bra;ag;gl;L kPz;Lk; Vw;Wkjp bra;ag;gl;lhy; mJ ??????ruf;F ,wf;Fkjp bra;ag;gl;L kPz;Lk; Vw;Wkjp bra;ag;gl;lhy; mJ ??????ruf;F ,wf;Fkjp bra;ag;gl;L kPz;Lk; Vw;Wkjp bra;ag;gl;lhy; mJ ??????? vdg;gLk;? vdg;gLk;? vdg;gLk;? vdg;gLk; m. ,wf;Fkjp M. Vw;Wkjp ,. kW Vw;Wkjp tpahghuk; <. gd;dhl;L tpahghuk; tpil : ,,,,
3.3.3.3. ehLfSf;fpilna ruf;Ffs; kw;Wk; nritfs; kl;Lk; ghpkhwpf;bfhs;sg; gl;lhy; mJ ehLfSf;fpilna ruf;Ffs; kw;Wk; nritfs; kl;Lk; ghpkhwpf;bfhs;sg; gl;lhy; mJ ehLfSf;fpilna ruf;Ffs; kw;Wk; nritfs; kl;Lk; ghpkhwpf;bfhs;sg; gl;lhy; mJ ehLfSf;fpilna ruf;Ffs; kw;Wk; nritfs; kl;Lk; ghpkhwpf;bfhs;sg; gl;lhy; mJ ?????? vdg;gLk;.?????? vdg;gLk;.?????? vdg;gLk;.?????? vdg;gLk;. m. gd;dhl;L tpahghuk; M. gd;dhl;L tzpfk; ,. kW Vw;Wkjp tpahghuk; <. cs;ehl;L tpahghuk; tpil : mmmm
4. cs; ehl;oypUe;J bghUl;fs; btspehl;ow;F Vw;Wkjp bra;ag;gl;lhy; mJ ????????cs; ehl;oypUe;J bghUl;fs; btspehl;ow;F Vw;Wkjp bra;ag;gl;lhy; mJ ????????cs; ehl;oypUe;J bghUl;fs; btspehl;ow;F Vw;Wkjp bra;ag;gl;lhy; mJ ????????cs; ehl;oypUe;J bghUl;fs; btspehl;ow;F Vw;Wkjp bra;ag;gl;lhy; mJ ???????? vdg;gLk; m. cs;ehl;L tpahghuk; M. Vw;wkjp ,. may;ehl;L tpahghuk <. ,iztpid tpil: MMMM
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1.1.1.1. gd;dhl;L tzpgd;dhl;L tzpgd;dhl;L tzpgd;dhl;L tzpfk; vd;gjd; bghUs; ahJ>fk; vd;gjd; bghUs; ahJ>fk; vd;gjd; bghUs; ahJ>fk; vd;gjd; bghUs; ahJ> � gd;dhl;L tzpfk; vd;gJ ehLfspd; g[tpapay; vy;iyfisf; fle;J eilbgWk; midj;J tzpf eltof;iffisa[k; Fwpf;Fk;.
� ,J ruf;F kw;Wk; nritfspd; ghpkhw;wk; kl;Lky;yhky;/ @yjdk;/ gzpahsh;fs;/ bjhHpy;El;gk;/ fhg;g[hpik/ tzpff;Fwp/ mwpt[rhh; chpik kw;Wk; gjpg;g[hpikfis cs;slf;fpaJ.
2. 2. 2. 2. Vw;Wkjp tpahghuk; vd;why; vd;d>Vw;Wkjp tpahghuk; vd;why; vd;d>Vw;Wkjp tpahghuk; vd;why; vd;d>Vw;Wkjp tpahghuk; vd;why; vd;d> � xU ehl;oDila tpahghu epWtdk; ruf;F kw;Wk; nritfis kw;w ehl;oy; cs;s tpahghu epWtdj;jpw;F tpw;gid bra;jhy; mJnt Vw;Wkjp tpahghuk; vdg;gLk;.
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� Vw;Wkjp tpahghuk; vd;gJ cs;ehl;oypUe;J ruf;F kw;Wk; nritfis may;ehl;ow;F tpw;gid bra;tJ MFk;.
� (v.fh)(v.fh)(v.fh)(v.fh) ,e;jpa tpahghu epWtdk; iftpidg;bghUl;fs;/ njhy; bghUl;fs;/ kpd;dQ bghUl;fs;/ @ypif bghUl;fs; Mfpatw;iw kw;w ehLfSf;F tpw;gid bra;fpwJ.
3. 3. 3. 3. ,wf;Fkjp tpahghuk; vd;why; vd;d>,wf;Fkjp tpahghuk; vd;why; vd;d>,wf;Fkjp tpahghuk; vd;why; vd;d>,wf;Fkjp tpahghuk; vd;why; vd;d> � ,wf;Fkjp tpahghuk; vd;gJ may; ehl;oypUe;J bghUl;fis th=;fp cs; ehl;ow;F bfhz;L tUtJ MFk;.
� vLj;Jf;fhl;lhf/vLj;Jf;fhl;lhf/vLj;Jf;fhl;lhf/vLj;Jf;fhl;lhf/ ,e;jpa tpahghu epWtdk; bgl;nuhypa bghUl;fs;/ kpd;dQ bghUl;fs;. ,ae;jpuk; kw;Wk; kUj;Jt cgfuz=;fis kw;w ehLfspypUe;J bfhs;Kjy; bra;tJ MFk;.
4. 4. 4. 4. kW Vw;Wkjp tpahghuk; vd;why; vd;kW Vw;Wkjp tpahghuk; vd;why; vd;kW Vw;Wkjp tpahghuk; vd;why; vd;kW Vw;Wkjp tpahghuk; vd;why; vd;d>d>d>d> � xU epWtdk; Vw;Wkjp bra;a[k; nehf;fj;Jld; bghUl;fis kw;w ehl;oypUe;J ,wf;Fkjp bra;jhy; kW Vw;Wkjp tzpfk; vdg;gLk;.
� (v.fh)(v.fh)(v.fh)(v.fh) ,e;jpa tpahghu epWtdk; <uhd; ehl;oypUe;J fr;rh vz;bzia ,wf;Fkjp bra;J mij Rj;jpfhpj;J neghs ehl;ow;F Vw;Wkjp bra;tJ kWVw;Wkjp tzpfk; vdg;gLk;.
5. 5. 5. 5. gd;dhl;L tzpfj;jpw;fhd ,uz;L fhuz=;fis TWf.gd;dhl;L tzpfj;jpw;fhd ,uz;L fhuz=;fis TWf.gd;dhl;L tzpfj;jpw;fhd ,uz;L fhuz=;fis TWf.gd;dhl;L tzpfj;jpw;fhd ,uz;L fhuz=;fis TWf. � cghpahd ts=;fis bfhz;Ls;s ehLfs;/ me;j ts=;fis/ gw;whf;Fiwahd ehLfSf;F bfhz;L bry;y gd;dhl;L tzpfk; mtrpak; MfpwJ.
� rpy tsh;e;j ehLfs; nkk;gLj;jg;gl;l bjhHpy; El;gj;jpd; fhuzkhf bghUl;fs; kw;Wk; nritfis Fiwthd tpiyf;F cw;gj;jp bra;fpd;wd. tsUk; kw;Wk; gpd;j=;fpa ehLfs; bjhHpy;El;g tsh;r;rpapd;ik fhuzkhf mt;thW cw;gj;jp p bra;a ,aytpy;iy. ,Jnghd;w NH;epiyapy;jhd;/ ,e;j ehLfs; jkf;F njitahd bghUl;fis kw;w ehLfspypUe;J th=;Ftjw;F gd;dhl;L tpahghuk; mtrpak; MfpwJ.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. xU ehl;od; bghUshjhu tsh;r;rpf;F Vw;Wkjp tzpfj;jpd; Kf;fpaj;Jtj;ij tpsf;Ff. xU ehl;od; bghUshjhu tsh;r;rpf;F Vw;Wkjp tzpfj;jpd; Kf;fpaj;Jtj;ij tpsf;Ff. xU ehl;od; bghUshjhu tsh;r;rpf;F Vw;Wkjp tzpfj;jpd; Kf;fpaj;Jtj;ij tpsf;Ff. xU ehl;od; bghUshjhu tsh;r;rpf;F Vw;Wkjp tzpfj;jpd; Kf;fpaj;Jtj;ij tpsf;Ff.
cw;gj;jpf; fhuzpfspd; rPuw;w fpilg;g[j;jd;ikcw;gj;jpf; fhuzpfspd; rPuw;w fpilg;g[j;jd;ikcw;gj;jpf; fhuzpfspd; rPuw;w fpilg;g[j;jd;ikcw;gj;jpf; fhuzpfspd; rPuw;w fpilg;g[j;jd;ik � ehLf;fSf;fpilna cw;gj;jpf; fhuzpfspd; (epyk;/ ciHg;g[/ Kjy; kw;Wk; bjhHpy; El;gk;) fpilg;g[j;jd;ik rPuw;w Kiwapy; mike;Js;sJ.
� gd;dhl;L tzpfk; xU ehl;oy; TLjyhf cs;s cw;gj;jpf; fhuzpiaj; njita[s;s kw;w ehl;ow;F khw;Wtjw;F gd;dhl;L tzpfk; tHptFf;fpwJ.
rpwg;g[j;njh;r;rp rpwg;g[j;njh;r;rp rpwg;g[j;njh;r;rp rpwg;g[j;njh;r;rp � rpy ehLfs; my;yJ Fwpg;gpl;l ehl;od; rpy gFjpfs;/ jpwikahd ciHg;ghspfs;/ rhjfkhd gUtepiy/ ,aw;if ts=;fspd; fpilg;g[j;jd;ik kw;Wk; bjhHpy; El;g mwpt[ nghd;w fhuzpfshy; rpy bghUl;fis mjpf mstpy; cw;gj;jp bra;fpd;wd. mlf;ftpiy Fiwt[mlf;ftpiy Fiwt[mlf;ftpiy Fiwt[mlf;ftpiy Fiwt[
� cyf ehLfSf;fpilna bghUl;fSf;fhd cw;gj;jp bryt[/ r@f bghUshjhu/ g[tpapay;/ kf;fs;bjhif/ bjhHpy;El;g kw;Wk; epyt[k; murpay; NHy; fhuzkhf ntWgLfpwJ.
� ,jd; fhuzkhf rpy ehLfs; kw;w ehLfis tpl kpf tpiy Fiwthft[k; jukhdjhft[k; bghUl;fis cw;gj;jp bra;fpd;wd. ,jd;@yk; gd;dhl;L tzpfj;jpy; <Lgl;Ls;s epWtd=;fs; Fiwthd tpiyapy; bghUl;fis ,wf;Fkjp bra;J kw;w ehLfSf;F ,yhggggfukhd tpiyapy; Vw;Wkjp bra;fpd;wd.
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2. 2. 2. 2. kWVw;Wkjp tpahghuj;jpd; njit vd;d>kWVw;Wkjp tpahghuj;jpd; njit vd;d>kWVw;Wkjp tpahghuj;jpd; njit vd;d>kWVw;Wkjp tpahghuj;jpd; njit vd;d> kW Vw;Wkjp tpahghuk;kW Vw;Wkjp tpahghuk;kW Vw;Wkjp tpahghuk;kW Vw;Wkjp tpahghuk;
� xU epWtdk; Vw;Wkjp bra;a[k; nehf;fj;Jld; bghUl;fis kw;w ehl;oypUe;J ,wf;Fkjp bra;jhy; kWVw;Wkjp tzpfk; vdg;gLk;.
kWVw;Wkjp tzpfj;jpw;fhd fhuz=;fs; kWVw;Wkjp tzpfj;jpw;fhd fhuz=;fs; kWVw;Wkjp tzpfj;jpw;fhd fhuz=;fs; kWVw;Wkjp tzpfj;jpw;fhd fhuz=;fs; gpd;tUk; fhuz=;fshy; xUehL gpw ehl;oypUe;J neuoahfg; bghUl;fisf; bfhs;Kjy; bra;a KoahJ.
1. xU ehL bghUl;fis ,wf;Fkjp bra;a[k; ehl;nlhL ve;j tzpf tHpj;jlKk; ,y;yhky; ,Ue;jhy;
2. bghUl;fis ,wf;Fkjp bra;j gpwF mtw;iw nkYk; khw;wk; bra;tjw;nfh my;yJ Kot[w;w bghUshf khw;wnth nghjpa trjpfs; Vw;Wkjp ,wf;Fkjp bra;a[k; ehLfspy; ,y;yhky; ,Ue;jhy;
3. ,uz;L ehLf;fSf;fpilna tzpf xg;ge;jk; ,y;yhky; ,Ue;jhy; 4. Vw;WkjpahsUf;Fk; ,wf;FkjpahsUk; ,ilna rhpahd bghUshjhu cwt[ ,y;yhky; ,Ue;jhy;.
3. 3. 3. 3. gd;dhl;L tzpfj;jpd; tiuaiwfs; ahit>gd;dhl;L tzpfj;jpd; tiuaiwfs; ahit>gd;dhl;L tzpfj;jpd; tiuaiwfs; ahit>gd;dhl;L tzpfj;jpd; tiuaiwfs; ahit> tiutpytiutpytiutpytiutpyf;fzk;f;fzk;f;fzk;f;fzk; nuh$h bgd;dl; Tw;Wg;gonuh$h bgd;dl; Tw;Wg;gonuh$h bgd;dl; Tw;Wg;gonuh$h bgd;dl; Tw;Wg;go/ ehl;od; vy;iyfisf; fle;J eilbgWfpwJ. midj;J tzpf eltof;iffns gd;dhl;L tzpfk; MFk;. $hd; o nldpay; kw;Wk; yP vr; nublg; mth;fspd; Tw;Wg;go/ gd;dhl;L tzpfk; vd;gJ ,uz;L my;yJ mjw;F nkw;gl;l ehLfspy; eilbgWk; tzpf eltof;iffs; MFk;.
IV. . . . bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. gd;dhl;L tzpfj;jpd; ed;ikfs; ahit>gd;dhl;L tzpfj;jpd; ed;ikfs; ahit>gd;dhl;L tzpfj;jpd; ed;ikfs; ahit>gd;dhl;L tzpfj;jpd; ed;ikfs; ahit> ((((CHOOSE ANY FIVE POINTS) gd;dhl;L tzpfj;jpd; ed;ikfs; gd;dhl;L tzpfj;jpd; ed;ikfs; gd;dhl;L tzpfj;jpd; ed;ikfs; gd;dhl;L tzpfj;jpd; ed;ikfs;
epytpay; rpwg;g[j;njh;r;rp epytpay; rpwg;g[j;njh;r;rp epytpay; rpwg;g[j;njh;r;rp epytpay; rpwg;g[j;njh;r;rp � cyf ehLfs; midj;Jk; jh=;fs; bfhz;Ls;s ,aw;if ts=;fs;/ kdpj Mw;wy; bjhHpy;El;gk;/ @yjdk;/ Mfpait mog;gilapy; ntWgLfpd;wd.
� rpy ehLfs; fdpkts=;fs; mjpfk; bfhz;litahft[k;/ ntW rpy ehLfs; cw;gj;jp, bjhHpy;El;gk; @yjd fUtpfs; jpwikahd kdpj ciHg;g[ Mfpatw;iw mjpf mstpy; bfhz;Ls;sitahft[k; ,Uf;fpd;wd.
� Mfnt cyf ehLfs; xt;bthd;Wk; kf;fspd; thH;f;if njitf;fhf jd;dplk; cghpahf cs;s ts=;fis bfhLj;J gw;whf;Fiwahd ts=;fis kw;w ehLfspypUe;J bgw;Wf;bfhs;tjw;F gd;dhl;L tzpfk; njitahfpwJ.
,aw;if ts=;fis KGikahf gad;gLj;Jjy;,aw;if ts=;fis KGikahf gad;gLj;Jjy;,aw;if ts=;fis KGikahf gad;gLj;Jjy;,aw;if ts=;fis KGikahf gad;gLj;Jjy; � gd;dhl;L tzpfk; xt;bthU ehLk; ,aw;if ts=;fis KGikahfg; gad;gLj;Jtjw;F cjtp bra;fpwJ.
� xt;bthU ehLk; jd;dplk; ,aw;ifahfnt mike;Js;s ts=;fisg; gad;gLj;jp mjpfg; bghUl;fis cw;gj;jp bra;a Kay;fpwJ.
� ,e;j mjpfg;goahd bghUl;fis cw;gj;jp bra;a Koahj ehLfnshL ghpkhwpf;bfhs;s gd;dhl;L tzpfk; cjtpbra;fpwJ.
bghUshjhu tsh;r;rp bghUshjhu tsh;r;rp bghUshjhu tsh;r;rp bghUshjhu tsh;r;rp � tsUk; ehLfs; ,ae;jpuk;/ bjhHpy; El;gk; kw;Wk; fUtpfs; nghd;wtw;iw ,wf;Fkjp bra;tjd; thapyhf tpiuthd bghUshjhu tsh;r;rpia miltjw;F gd;dhl;L tzpfk; cjt[fpwJ.
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� tsh;r;rpaile;j ehLfshfpa mbkhpf;fh/ ,=;fpyhe;J/ $g;ghd; nghd;w ehLfs; Tl gd;dhl;L tzpfj;jpd; @ykhf @yg;bghUl;fis ,wf;Fkjp bra;J Kot[w;w bghUl;fshf Vw;Wkjp bra;J tpiuthd bghUshjhu tsh;r;rpia mile;jpUf;fpd;wd.
ntiy tha;g;ig cUthf;Fjy;ntiy tha;g;ig cUthf;Fjy;ntiy tha;g;ig cUthf;Fjy;ntiy tha;g;ig cUthf;Fjy; � gd;dhl;L tzpfk; ntshz;ik kw;Wk; bjhHpy; Jiwia tsh;r;rp kw;Wk; tphptila bra;tjd; fhuzkhf ntiy thag;ig cUthf;FfpwJ.
� nkYk; Vw;Wkjp kw;Wk; ,wf;Fkjp epWtd=;fs; @yk; neuo ntiu tha;g;iga[k;/ mDg;g[if kw;Wk; mfw;wPl;L Kfth;/ ruf;fhiz ,y;yk; nghd;w ,il epiyah; @yk; kiwKf ntiytha;g;iga[k; cUthf;FfpwJ.
thH;f;ifj;juk; nkk;gLjy; thH;f;ifj;juk; nkk;gLjy; thH;f;ifj;juk; nkk;gLjy; thH;f;ifj;juk; nkk;gLjy; � gd;dhl;L tzpfj;jpd; thapyhf cs; ehl;oy; cw;gj;jp bra;a Koahj gy;ntW tpjkhd bghUl;fis btsp ehl;oypUe;J th=;fpg; gad;gLj;j KofpwJ.
� ehLfSf;F ,ilna ruf;F kw;Wk; nrit ghpkhw;wk; vd;gJ kf;fspd; thH;f;ifj; juj;ij nkk;gLj;JfpwJ.
mjpf ,yhgj;jpw;fhd tha;g;g[ mjpf ,yhgj;jpw;fhd tha;g;g[ mjpf ,yhgj;jpw;fhd tha;g;g[ mjpf ,yhgj;jpw;fhd tha;g;g[ � gd;dhl;L tzpfk; tpahghu epWtd=;fis mjpfkhd bghUl;fis cw;gj;jp bra;J mjpf tpiyf;F tpw;gjd; thapyhf mjpf ,yhgj;ij <l;l cjt[fpwJ.
gd;dhl;L mikjpgd;dhl;L mikjpgd;dhl;L mikjpgd;dhl;L mikjp � cyf ehLfs; jdpj;jdpna ,af;fpdhYk; gd;dhl;L tzpfkw;w ehLfisr; rhh;e;jpUf;f ntzoa NH;epiyia cUthf;FfpwJ.
� nkYk; fyhr;rhuk;/ gz;ghL/ gu!;gu g[hpe;Jzh;t[ nghd;wtw;iw ghpkhwpf;bfhs;s cjt[fpwJ.
� gd;dhl;L tzpfk; cyf kf;fspilna fyhr;rhu r@f cwt[fis tsh;f;f cjt[fpwJ. � xl;L bkhj;jkhf cyf mikjpf;F tHptFf;fpwJ.
nghf;Ftuj;J kw;Wk; jfty; bjhlh;g[ tsh;r;rpailjy; nghf;Ftuj;J kw;Wk; jfty; bjhlh;g[ tsh;r;rpailjy; nghf;Ftuj;J kw;Wk; jfty; bjhlh;g[ tsh;r;rpailjy; nghf;Ftuj;J kw;Wk; jfty; bjhlh;g[ tsh;r;rpailjy; � gd;dhl;L tzpfj;jpd; mjpntf tsh;r;rp nghf;Ftuj;jpy; kpf bghpa khw;wj;ij Vw;gLj;jpa[s;sJ.
� cw;gj;jpahFk; bghUl;fs; fg;gy;/ thD}h;jp/ FHha; tHp/ bfhs;fyd;/ yhhp/ ngUe;J kw;Wk; glF nghf;Ftuj;J @yk; ghpkhw;wk; bra;ag;gLfpwJ.
� nkYk; jfty; bjhlh;gpy; kpfg;bghpa khw;wj;ij ,izak;/ kpd;d+;ry;/ xsptHp ciuahly;/ ,d;!;lhf;uhk;/ KfE}y;/ l;tpl;lh; kw;Wk; braw;ifnfhs; Mfpait @ykhf gd;dhl;L tzpfk; Vw;gLj;jpa[s;sJ.
2. 2. 2. 2. gd;dhl;L tzpfj;jpd; FiwghLfs; ahit>gd;dhl;L tzpfj;jpd; FiwghLfs; ahit>gd;dhl;L tzpfj;jpd; FiwghLfs; ahit>gd;dhl;L tzpfj;jpd; FiwghLfs; ahit>
bghUshjhu rhh;g[ bghUshjhu rhh;g[ bghUshjhu rhh;g[ bghUshjhu rhh;g[ � gd;dhl;L tzpfk; xU ehL ,wf;Fkjpf;fhf kw;w ehLfis mjpfk; rhh;e;jpUf;f ntz;oa NH;epiyia cUthf;FfpwJ.
� ,wf;Fkjp bra;a[k; ehL jhnd Rakhf mg;bghUl;fis cw;gj;jp bra;tjw;Fk; jd;dpiwt[ miltjw;Fk; ve;j Kaw;rpa[k; nkw;bfhs;tjpy;iy.
� ,jdhy; ,wf;Fkjp bra;a[k; ehL jhdhfnt Vw;Wkjp bra;a[k; ehl;ow;F moikahFk; NHy; Vw;gLfpwJ.
cs;ehl;Lj; bjhHpy;fsps; tsh;r;rp ghjpg;g[ cs;ehl;Lj; bjhHpy;fsps; tsh;r;rp ghjpg;g[ cs;ehl;Lj; bjhHpy;fsps; tsh;r;rp ghjpg;g[ cs;ehl;Lj; bjhHpy;fsps; tsh;r;rp ghjpg;g[ � gd;dhl;L tzpfk; cs; ehl;Lj; bjhHpy;fspd; tsh;r;rpiaj; jLf;fpwJ. � nkYk; fl;Lg;ghlw;w ,wf;Fkjpa[k;/ may;ehl;L epWtd=;fspd; fLikahd nghl;o cs; ehl;Lj;bjhHpy;fis cw;gj;jp tpiyf;Fk; Fiwthf tpw;fpd;wd.
� ,e;j epiyf;F bfhl;Ljy; vd;W bgah;. � kf;fs; Fiwthd tpiyahy; fth;e;jpGf;fg;gl;L may;ehl;Lg; bghUl;fis th=;f KaYk; nghJ mnj bghUl;fis cw;gj;jp bra;a[k; cs; ehl;L epWtd=;fs;
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nghl;oia rkhspf;f Koahky; tpahghuj;ij tpl;L bry;yf;Toa epiy Vw;gLk; NHy; Vw;glyhk;.
Mgj;J tpistpf;Fk; bghUl;fis ,wf;Fkjp bra;jy; Mgj;J tpistpf;Fk; bghUl;fis ,wf;Fkjp bra;jy; Mgj;J tpistpf;Fk; bghUl;fis ,wf;Fkjp bra;jy; Mgj;J tpistpf;Fk; bghUl;fis ,wf;Fkjp bra;jy; � gd;dhl;L tzpfk; Mlk;gug;bghUl;fs;/ jP=;F tpistpf;Fk; bghUl;fs; Mfpatw;iw mjpfk; bfhs;Kjy; bra;a tHptFf;fpwJ. ,J kf;fs; eyidg;ghjpf;fpwJ. nkYk; md;dpa bryhtzpia mjpfk; <l;Ltw;fhf mj;jpahtrpag; bghUl;fis mjpfk; Vw;Wkjp bra;tjd; @yk; cs;ehl;oy; gw;whf;Fiw Vw;gLfpwJ.
� ,jdhy; kf;fs; mg;bghUl;fis mjpf tpiy bfhLj;J th=;f ntz;oa NHy; cUthfpwJ.
,aw;if t,aw;if t,aw;if t,aw;if ts=;fis jtwhfg; gad;gLj;Jjy; s=;fis jtwhfg; gad;gLj;Jjy; s=;fis jtwhfg; gad;gLj;Jjy; s=;fis jtwhfg; gad;gLj;Jjy; � mhpa ,aw;if ts=;fis mjpfkhf Vw;Wkjp bra;tjd;@yk; mit btF tpiuthf btWikahfptpLfpd;wd.
� ,jdhy; Vw;Wkjp bra;ag;gLk; ehl;oy; Rw;Wr;NHy; nguHpit Vw;gLk;.
murpay; Ruz;ly;murpay; Ruz;ly;murpay; Ruz;ly;murpay; Ruz;ly; � gd;dhl;L tzpfk; cyf ehLfspilna bghUshjhur;rhh;g[ epiyia cUthf;FfpwJ. � ,J ehl;od; murpay; Rje;jpuj;jpw;F mr;RWj;jyhf mikfpwJ. gd;dhl;L epWk=;fs; cyf ehLfspd; muRf;bfhs;if Kot[fis j=;fSf;Fr; rhjkhf khw;Wfpd;wd.
� fhyg;nghf;fpy; gd;dhl;L epWk=;fs; gzgyj;jpd; @yk; ehl;od; Ml;rpahsh;fis j=;fs; ifg;ghitahf khw;wptpLfpd;wd.
vLj;Jf;fhl;lhf/ vLj;Jf;fhl;lhf/ vLj;Jf;fhl;lhf/ vLj;Jf;fhl;lhf/
� bts;isah;fs; tpahghu epkpj;jkhf gyehLfSf;Fr; brd;W moikg;gLj;jp E}w;whz;LfSf;Fk; nkyhf Ml;rp bra;Js;shh;fs;.
ehLfSf;fpilna nghl;o ehLfSf;fpilna nghl;o ehLfSf;fpilna nghl;o ehLfSf;fpilna nghl;o � Vw;Wkjp bra;tjpy; Vw;gLk; nghl;o ehLfSf;fpilna nghl;oahf cUbtLf;fpwJ. � ,J ehLfSf;fpilna rr;rut[fis cUthf;fpg;nghh; Vw;glf; Toa NHiy cUthf;FfpwJ.
fyhr;rhu rPuHpt[ fyhr;rhu rPuHpt[ fyhr;rhu rPuHpt[ fyhr;rhu rPuHpt[ � gd;dhl;L tzpfk; ehl;od; fyhr;rhu rPuHptpw;Ff; fhuzkhf mikfpwJ. � ,isa jiyKiwapdh; md;dpa ehl;L nkhfj;jpy; jh=;fs; th=;Fk; rf;jpiaa[k; kPwp bghUl;fis th=;fp j=;fis rKjhaj;jpy; nkk;gl;lth;fshf fhl;l Kw;gLfpd;wdh;.
� ,J gHikahd thH;tpay; Kiwia mHpf;fpwJ.
3. 3. 3. 3. cs;ehl;L tzpfj;jpw;Fk; gd;dhl;L tzpfj;jpw;Fk; ntWghLfs; ahit>cs;ehl;L tzpfj;jpw;Fk; gd;dhl;L tzpfj;jpw;Fk; ntWghLfs; ahit>cs;ehl;L tzpfj;jpw;Fk; gd;dhl;L tzpfj;jpw;Fk; ntWghLfs; ahit>cs;ehl;L tzpfj;jpw;Fk; gd;dhl;L tzpfj;jpw;Fk; ntWghLfs; ahit>
mog;gilmog;gilmog;gilmog;gil cs;ehl;L tzpfk; cs;ehl;L tzpfk; cs;ehl;L tzpfk; cs;ehl;L tzpfk; gd;dhl;L tzpfk; gd;dhl;L tzpfk; gd;dhl;L tzpfk; gd;dhl;L tzpfk; bghUs;bghUs;bghUs;bghUs; cs;ehl;L tzpfk; xU ehl;od;
vy;iyf;Fs;ns eilbgWk; tpahghu eltof;ifahFk;
gd;dhl;L tzpfk; ehLfspd; vy;iyfisj; jhz;o eilbgWk; tpahghu eltof;ifahFk;
tpahghuj;jpy; tpahghuj;jpy; tpahghuj;jpy; tpahghuj;jpy; g=;F g=;F g=;F g=;F
bgWnthh;bgWnthh;bgWnthh;bgWnthh;
xU ehl;oy; cs;s kf;fSk; epWtd=;fSk; tpahghu eltof;iffspy; g=;nfw;fpd;wdh;
xUehl;od; vy;iyiaj; jhz;o cs;s kf;fSk; epWtd=;fSk; tpahghu eltof;iffspy; g=;nfw;fpd;wdh;
cw;gcw;gcw;gcw;gj;jpf; j;jpf; j;jpf; j;jpf; fhuzpfspd; fhuzpfspd; fhuzpfspd; fhuzpfspd; ,af;fk;,af;fk;,af;fk;,af;fk;
cw;gj;jpf; fhuzpfs;/ ciHg;g[/ Kjy; bjhHpy; El;gk; Mfpait jilapy;yhky; ehl;od; vy;iyf;Fs; ,lk; bgau Koa[k;
cw;gj;jpf;fhuzpfs; ciHg;g[/ Kjy; bjhHpy; El;gk; Mfpait jilapy;yhky; ehl;od; vy;iyj;jhz;o ,lk; bgau
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Koa[k; Efh;nthhpd; Efh;nthhpd; Efh;nthhpd; Efh;nthhpd; jd;ijd;ijd;ijd;ikkkk
cs;ehl;L tzpfj;jpy; Efh;nthh; xU ehl;od; fyhr;rhuk;/ elj;ij/ tpUg;gk;/ rl;l eilKiw/ gHf;f tHf;f=;fs; Mfpatw;why; ,izf;fg;gl;Ls;shh;fs;
gd;dhl;L tzpfj;jpd; cyf ehLfspd; fyhr;rhuk; elj;ij/ tpUg;gk;/ rl;l eilKiw/ gHf;f tHf;f=;fs; Mfpatw;why; ,izf;fg;gl;Ls;shh;fs;
tpahghuKiwtpahghuKiwtpahghuKiwtpahghuKiw cs;ehl;L tzpfk; xnu ehl;oDila tpjpfs;/ rl;l=;fs; bfhs;iffs; Mfpatw;why; eph;tfpf;fg;gLfpwJ
gd;dhl;L tzpfk;/ gy ehLfSila tpjpfs;/ rl;l=;fs;/ bfhs;iffs; Mfpatw;why; eph;tfpf;fg;gLfpwJ
gad;gLj;Jk; gad;gLj;Jk; gad;gLj;Jk; gad;gLj;Jk; ehza kjpg;g[ehza kjpg;g[ehza kjpg;g[ehza kjpg;g[
cs;ehl;L tzpfj;jpy; cs;Ah; ehza kjpg;gpy; tpahghu eltof;iffs; jPh;f;fg;gLfpd;wd
gd;dhl;L tzpfj;jpy; may;ehl;L ehza kjpg;gpy; tpahghu eltof;iffs; jPh;f;fg;gLfpd;wd.
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myF myF myF myF – 8 gd;dhl;L tzpfkgd;dhl;L tzpfkgd;dhl;L tzpfkgd;dhl;L tzpfk;;;;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 26262626 Vw;Wkjp kw;Wk; ,wf;Fkjp eilKiwfs;Vw;Wkjp kw;Wk; ,wf;Fkjp eilKiwfs;Vw;Wkjp kw;Wk; ,wf;Fkjp eilKiwfs;Vw;Wkjp kw;Wk; ,wf;Fkjp eilKiwfs;
I.... rhpahd tpiliaj; njhrhpahd tpiliaj; njhrhpahd tpiliaj; njhrhpahd tpiliaj; njh;e;bjL.;e;bjL.;e;bjL.;e;bjL. � EPC-apd; tphpthf;fk; apd; tphpthf;fk; apd; tphpthf;fk; apd; tphpthf;fk;
m. Vw;Wkjp bray;KiwFG M. Vw;wkjp tsh;r;rpf;FG ,. Vw;Wkjp ruf;nfw;wpFG <. Vw;Wkjp tsh;r;rp fh=;fpu!; tpil: MMMM
� STC-apd; tphpthf;fk; apd; tphpthf;fk; apd; tphpthf;fk; apd; tphpthf;fk; m. khepy gapw;rp ikak; M. khepy gapw;rp rig ,. khepy tzpf ikak; <. khepy tzpf fHfk; tpil: <<<<
� ,wf;Fkjpahsuhy; jahhpf;fg;gl;L ruf;if th=;Ftjw;F Vw;WkjpahsUf;F ,wf;Fkjpahsuhy; jahhpf;fg;gl;L ruf;if th=;Ftjw;F Vw;WkjpahsUf;F ,wf;Fkjpahsuhy; jahhpf;fg;gl;L ruf;if th=;Ftjw;F Vw;WkjpahsUf;F ,wf;Fkjpahsuhy; jahhpf;fg;gl;L ruf;if th=;Ftjw;F Vw;WkjpahsUf;F mDg;gg;gLk; mDg;gg;gLk; mDg;gg;gLk; mDg;gg;gLk; Mtzk; ???????? MFk;.Mtzk; ???????? MFk;.Mtzk; ???????? MFk;.Mtzk; ???????? MFk;.
m. ,lhg;g[ M. ruf;fhiz ,. tprhuiz <. fg;gy; thlifKwp tpil: mmmm
� fg;gy; jiytuhy; ruf;F bgw;Wf;bfhz;ljw;F Mjhukhf tH=;fg;gLk; ,urPJ fg;gy; jiytuhy; ruf;F bgw;Wf;bfhz;ljw;F Mjhukhf tH=;fg;gLk; ,urPJ fg;gy; jiytuhy; ruf;F bgw;Wf;bfhz;ljw;F Mjhukhf tH=;fg;gLk; ,urPJ fg;gy; jiytuhy; ruf;F bgw;Wf;bfhz;ljw;F Mjhukhf tH=;fg;gLk; ,urPJ m. mDg;g[if ,urPJ M. fg;gy; ,urPJ ,. fg;gy; Jizj;jiyth; ,urPJ <. thzpfj;J}Jth; ,urPJ tpil: MMMM
� Vw;Wkjpahsuhy; R=;f eilKiwfisg; gpd;gw;w epakpf;fg;gLk; Kfth;Vw;Wkjpahsuhy; R=;f eilKiwfisg; gpd;gw;w epakpf;fg;gLk; Kfth;Vw;Wkjpahsuhy; R=;f eilKiwfisg; gpd;gw;w epakpf;fg;gLk; Kfth;Vw;Wkjpahsuhy; R=;f eilKiwfisg; gpd;gw;w epakpf;fg;gLk; Kfth; m. mfw;wPl;L Kfth; M. mDg;g[if Kfth; ,. fHpt[ Kfth; <. jd;bghWg;g[ Kfth; tpil : MMMM
II.... FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs; FWtpil tpdhf;fs;
1.1.1.1. ruf;fhiz vd;why; vd;d>ruf;fhiz vd;why; vd;d>ruf;fhiz vd;why; vd;d>ruf;fhiz vd;why; vd;d>
� ruf;fhiz vd;gJ ruf;if Vw;Wkjp bra;tjw;fhd xU Mjhuk; MFk;. ,wf;Fkjpahsh; tpahghu tprhuizf;Fg; gpwF ruf;if th=;Ftjw;fhd ruf;F Mizia jhndh my;yJ jd; Kfth; @ykhfnth ,wf;FkjpahsUf;F mDg;gp itf;fpwhh;.
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� ruf;fhiz ,uz;L efy;fspy; jahhpf;fg;gl;L/ xU efiy Vw;WkjpahsUf;F mDg;gptpl;L kw;bwhd;iw ,wf;Fkjpahsh; jd;dplk; itj;Jf;bfhs;fpwhh;.
2. 2. 2. 2. Vw;Wkjp tsh;r;rp epWtd=;fs; @d;wpid Fwpg;gpLf. Vw;Wkjp tsh;r;rp epWtd=;fs; @d;wpid Fwpg;gpLf. Vw;Wkjp tsh;r;rp epWtd=;fs; @d;wpid Fwpg;gpLf. Vw;Wkjp tsh;r;rp epWtd=;fs; @d;wpid Fwpg;gpLf. 1. khepy tzpf fHfk; 2. ,e;jpa tzpf nkk;ghl;L epWtdk; 3. ruf;Ffs; thhpak; 4. cnyhf=;fs; kw;Wk; fdpk th;j;jff; fHfk; 5. Vw;Wkjp kw;Wk; fld; bghWg;g[Wjp fHfk; 6. Vw;Wkjp Ma;t[f;FG
3. 3. 3. 3. ruf;fhizapd; tiffisf; Fwpg;gpLf.ruf;fhizapd; tiffisf; Fwpg;gpLf.ruf;fhizapd; tiffisf; Fwpg;gpLf.ruf;fhizapd; tiffisf; Fwpg;gpLf. ruf;fhiz @d;W tifg;gLk;
1. btspg;gil ruf;fhiz 2. tiuaWf;fg;gll ruf;fhiz 3. cWjp bra;a[k; ruf;fhiz
4. 4. 4. 4. ehza cWjpf;fojk; vd;why; vd;d>ehza cWjpf;fojk; vd;why; vd;d>ehza cWjpf;fojk; vd;why; vd;d>ehza cWjpf;fojk; vd;why; vd;d> � ,wf;Fkjpahsh; kPJ/ Vw;Wkjpahsh; tiua[k; khw;WKiw jd;dplk; tUk;nghJ mjw;Fg; gzk; jUtjhf/ ,wf;Fkjpahshpd; t=;fp mspf;Fk; cWjpbkhHp ml=;fpa fojnk ehza cWjp fojk; MFk;. � ed;F mwpe;j ,wf;FkjpahsUf;F kl;Lnk ,J tH=;fg;gLk;.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. ruf;fhizapd; ruf;fhizapd; ruf;fhizapd; ruf;fhizapd; cs;slf;f=;fs; ahit>cs;slf;f=;fs; ahit>cs;slf;f=;fs; ahit>cs;slf;f=;fs; ahit> ruf;fhiz cs;slf;fkruf;fhiz cs;slf;fkruf;fhiz cs;slf;fkruf;fhiz cs;slf;fk;
1. mDg;gg;gl;l bghUl;fspd; mst[ 2. bghUl;fspd; totikg;g[ 3. tpiy 4. fg;gy; Vw;Wkjpf;fhd jd;ik 5. Vw;Wk;Kiw 6. tpepnahf fhyk; 7. fl;lzk; brYj;Jk; Kiw
2. 2. 2. 2. tzpfj;J}Jth; ,lhg;g[ vd;why; vd;d>tzpfj;J}Jth; ,lhg;g[ vd;why; vd;d>tzpfj;J}Jth; ,lhg;g[ vd;why; vd;d>tzpfj;J}Jth; ,lhg;g[ vd;why; vd;d> tzpfj;J}Jth; ,lhg;g[ tzpfj;J}Jth; ,lhg;g[ tzpfj;J}Jth; ,lhg;g[ tzpfj;J}Jth; ,lhg;g[
� gy ehLfspy; ,wf;Fkjp thpahdJ ruf;fpd; kjpg;gpd; mog;gilapy; tpjpf;fg;gLfpwJ. � ,lhg;gpy; fz;Ls;s bjhif rhpahdJjhdh vd;W ,wf;Fkjpahsh; ehl;oYs;s R=;f mjpfhhpfs; Kjypy; cWjp bra;J bfhs;s tpUk;g[th;. ,jd;go ,wf;FkjpahFk; ruf;fpd; kjpg;g[ rhpahdJjhd; vd;W rhd;W gfuf;Toa Mtznk thzpfj;J}Jth; ,lhg;g[ MFk;.
� ,jw;fhd gotj;jpy; Vw;Wkjpahsh; tptu=;fisg; g{h;j;jp bra;J/ mth; ehl;oy; gzpg[hpa[k; (,wf;Fkjpahsh; ehl;L) thzpfj; J}Jthplk; ifbahg;gk; bgw;W ,wf;FkjpahsUf;F mDg;gp itg;gh;.
� ,wf;Fkjp ehl;L R=;f mjpfhhpfs; ruf;F fl;Lkj;ij jpwe;J ghh;f;fhkny ,lhg;gpy; Fwpg;gplg;gl;l kjpg;gpd; mog;gilapy; R=;fj;jPh;it tpjpg;gh;.
3. 3. 3. 3. fg;gy; thlif Kwp vd;why; vd;d>fg;gy; thlif Kwp vd;why; vd;d>fg;gy; thlif Kwp vd;why; vd;d>fg;gy; thlif Kwp vd;why; vd;d>
� fg;gy; thlif Kwp vd;gJ fg;gy; chpikahsUf;Fk; Vw;WkjpahsUf;Fk; my;yJ mtuJ KftUf;Fk; ,ilna KG fg;giynah my;yJ fg;gypd; xU gFjpianah Fwpg;gpl;l fg;gy; gazj;jpw;nfh my;yJ Fwpg;gpl;l fhyj;jpw;nfh ruf;if Vw;wpr;bry;y bra;J bfhs;Sk; cld;ghL MFk;.
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� Fwpg;gpl;l fg;gy; gazj;jpw;F cld;ghL bra;J bfhz;lhy; mJ fg;gy; gaz thlif ifKwp vdg;gLk;.
� Fwpg;gpl;l fhyj;jpw;F cld;ghL bra;J bfhz;lhy; mJ fhy thlif Kwp vdg;gLk;. � ,jpy; fg;gypd; bgah;/ ruf;nfw;Wkplk; nruntz;oa JiwKfk;/ Vw;Wkjpahshpd; bgah; kw;Wk; rj;jk; nghd;w tptu=;fs; ml=;fpapUf;Fk;.
4. 4. 4. 4. fg;gy; Jizj;jiyth; ,urPJ vd;why; vd;d>fg;gy; Jizj;jiyth; ,urPJ vd;why; vd;d>fg;gy; Jizj;jiyth; ,urPJ vd;why; vd;d>fg;gy; Jizj;jiyth; ,urPJ vd;why; vd;d> � fg;gy; jiyth; my;yJ mtuJ cjtpahsh; fg;gypd; ruf;if bgw;Wf; bfhz;ljw;F Mjhukhf tH=;fg;gLk; ,urPJ MFk;.
� ,jpy; ruf;fpd; mst[/ fl;Lk=;fspd; vz;zpf;if fl;Lk; epge;jidfs; gw;wp Fwpg;gplg;gl;oUf;Fk;.
� fg;gy; jiyth; my;yJ mtuJ cjtpahsh; ruf;fpd; fl;Lkj;jpy; jpUg;jp mile;jhy; J}a ,urPJ tH=;Fthh;.
� fl;Lkj;jpy; FiwghL ,Ug;gpd; FiwghLila ,urPJ tH=;Fthh; mDg;g[if Kfth; J}a ,urPJ bgw ntz;Lk;.
5. 5. 5. 5. fg;gy; ,urPJ vd;why; vd;d>fg;gy; ,urPJ vd;why; vd;d>fg;gy; ,urPJ vd;why; vd;d>fg;gy; ,urPJ vd;why; vd;d> fg;gy; ,urPJ vd;gJ fg;gy; chpikahsnuh my;yJ mth;Kftnuh Fwpg;gpl;l ruf;if bgw;Wf;bfhz;L Fwpg;gpl;l JiwKfj;jpy; ey;y Kiwapy; bfhz;L nrh;f;fg;gLk; vd;gjw;fhd rhd;W MFk;.
1. fg;gypd; bgah; 2. ruf;F mDg;gg;gLk; ehs; 3. ruf;nfw;Wkplk; 4. nrUk; JiwKfk; 5. Vw;Wkjpahsh; bgah; kw;Wk; Kfthp 6. ,wf;Fkjpahsh; bgah; kw;Wk; Kfthp 7. fl;Lk=;fspd; vz;zpf;if 8. ruf;fpd; jd;ik 9. milahs FwpaPLfs; 10. brYj;j ntz;oa rj;jk;
IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. Vw;Wkjp tzpfj;jpd; gpVw;Wkjp tzpfj;jpd; gpVw;Wkjp tzpfj;jpd; gpVw;Wkjp tzpfj;jpd; gpd;gw;wg;gLk; d;gw;wg;gLk; d;gw;wg;gLk; d;gw;wg;gLk; eilKiwfis tpsf;Ff.(eilKiwfis tpsf;Ff.(eilKiwfis tpsf;Ff.(eilKiwfis tpsf;Ff.(CHOOSE ANY FIVE POINTS) gpd;tUk; Vw;Wkjp tzpfj;jpd; eilKiwfshFk;.
(i) tpahghu jfty; tpdty; tpahghu jfty; tpdty; tpahghu jfty; tpdty; tpahghu jfty; tpdty; :::: Vw;Wkjpahsh; ,wf;FkjpahshplkpUe;njh my;yJ mthpd; KfthplkpUe;njh bghUl;fis ,wf;Fkjp bra;tjw;fhd vGj;J @ykhd tprhuiziag; bgWfpwhh;.
(ii) ruf;fhiz bgWjyruf;fhiz bgWjyruf;fhiz bgWjyruf;fhiz bgWjy; kw;Wk; Vw;Wkjp Mizia cWjpg;gLj;Jjy;; kw;Wk; Vw;Wkjp Mizia cWjpg;gLj;Jjy;; kw;Wk; Vw;Wkjp Mizia cWjpg;gLj;Jjy;; kw;Wk; Vw;Wkjp Mizia cWjpg;gLj;Jjy;:::: ,wf;Fkjpahsh; tpahghu tprhuizf;Fg; gpwF ruf;if th=;Ftjw;fhd ruf;fhizia
jhndh my;yJ jdJ Kfth; @ynkh Vw;WkjpahsUf;F mDg;gp itf;fpwhh;.
(iii) ehza cWjp fojk; Vw;gehza cWjp fojk; Vw;gehza cWjp fojk; Vw;gehza cWjp fojk; Vw;ghLLLL; bra;jy; ; bra;jy; ; bra;jy; ; bra;jy; :::: may;ehl;oy; cs;s ,wf;Fkjpahsiug; gw;wpa[k; mthpd; gzk; brYj;Jk; jpwd; gw;wpa[k;
Vw;Wkjpahsh; mwpe;jpUf;f tha;g;gpy;iy. vdnt mth; ,wf;Fkjpahsiu ehza cWjp fojk; Vw;ghL bra;J jUkhW nfhUfpwhh;.
(iv) Vw;Wkjpahsh; ,wf;Fkjpahsh; FwpaPl;L vz; bgWjy; Vw;Wkjpahsh; ,wf;Fkjpahsh; FwpaPl;L vz; bgWjy; Vw;Wkjpahsh; ,wf;Fkjpahsh; FwpaPl;L vz; bgWjy; Vw;Wkjpahsh; ,wf;Fkjpahsh; FwpaPl;L vz; bgWjy; ::::
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Vw;Wkjpahsh; FwpaPl;L vz; bgw may;ehl;L tzpf bghJ ,af;Fehpd; kz;ly mYtyfj;jpw;F tpz;zg;gpf;f ntz;Lk;.
(v) cWg;gpdh; rhd;W bgWjy; cWg;gpdh; rhd;W bgWjy; cWg;gpdh; rhd;W bgWjy; cWg;gpdh; rhd;W bgWjy; :::: Vw;Wkjpahsh; muR tH=;Fk; Vw;Wkjp bjhlh;ghd rYiffisg; bgw ntz;Lbkdpy; Vw;Wkjp tsh;r;rpf;FGtplk; cWg;gpdh; rhd;W bgw ntz;Lk;.
(vi) bghUl;fis cw;gj;jp bra;jy; bghUl;fis cw;gj;jp bra;jy; bghUl;fis cw;gj;jp bra;jy; bghUl;fis cw;gj;jp bra;jy; /bfhs;Kjy; bra;jy; bfhs;Kjy; bra;jy; bfhs;Kjy; bra;jy; bfhs;Kjy; bra;jy; / fl;Lkk; bra;jy; fl;Lkk; bra;jy; fl;Lkk; bra;jy; fl;Lkk; bra;jy; :::: Vw;Wkjpahsh; ,wf;Fkjpahsh; Fwpg;gpl;l bghUl;fis bjhHpw;rhiyapypUe;njh my;yJ re;ijapypUe;njh jUtpj;Jf;bfhs;s ntz;Lk;. ,wf;Fkjpahsh; Fwpg;gpl;l epge;jidfspd; mog;gilapy; bghUl;fs; fl;Lkk; bra;ag;gl ntz;Lk;.
(vii) Vw;Wkjp Ma;t[r;rhd;WVw;Wkjp Ma;t[r;rhd;WVw;Wkjp Ma;t[r;rhd;WVw;Wkjp Ma;t[r;rhd;W :::: bghUl;fs; fl;Lkk; bra;ag;gl;l gpwF Vw;Wkjpahsh; Vw;Wkjp Ma;t[ Kfikf;F tpz;zg;gpj;J rhd;W bgw ntz;Lk;.
(viii) bghUl;fis fhg;gPL bra;jy;bghUl;fis fhg;gPL bra;jy;bghUl;fis fhg;gPL bra;jy;bghUl;fis fhg;gPL bra;jy; :::: Vw;Wkjpahsh; ruf;if mDg;g[tjw;F Kd; chpa epWtdj;jpy; fhg;gPL bra;jy; ntz;Lk;.
(ix) njhw;Wtha; rhd;wpjH; njhw;Wtha; rhd;wpjH; njhw;Wtha; rhd;wpjH; njhw;Wtha; rhd;wpjH; ,wf;Fkjp tzpf eilKiwapy; njhw;Wtha; rhd;W kpf Kf;fpa MtzkhFk;. ,r;rhd;W Vw;Wkjp bra;ag;gLk; bghUs; Fwpg;gpl;l ehl;oy; jhd; cw;gj;jp bra;ag;gl;lJ vd;w cWjp bkhHpia tpsk;g[fpwJ.
(x) thzpf J}Jth; ,lhg;g[ thzpf J}Jth; ,lhg;g[ thzpf J}Jth; ,lhg;g[ thzpf J}Jth; ,lhg;g[ ,wf;FkjpahFk; ruf;fpd; kjpg;g[ rhpahdJ jhd; vd;W rhd;W gfuf;Toa Mtznk thzpfj; J}Jth; ,lhg;g[ MFk;. ,wf;Fkjp ehl;L R=;f mjpfhhpfs; ruf;F fl;Lkj;ij jpwe;J ghh;f;fhkny ,lhg;gpy; Fwpg;gpl;l kjpg;gpd; mog;gilapy; R=;fj; jPh;it tpjpg;gh;.
2. 2. 2. 2. fg;gy; ,urPjpw;F fg;gy; thlif Kwpf;Fk; cs;s ntWghLfis vGJf. fg;gy; ,urPjpw;F fg;gy; thlif Kwpf;Fk; cs;s ntWghLfis vGJf. fg;gy; ,urPjpw;F fg;gy; thlif Kwpf;Fk; cs;s ntWghLfis vGJf. fg;gy; ,urPjpw;F fg;gy; thlif Kwpf;Fk; cs;s ntWghLfis vGJf. mog;gilmog;gilmog;gilmog;gil fg;gy; ,urPJfg;gy; ,urPJfg;gy; ,urPJfg;gy; ,urPJ fg;gy; thliffg;gy; thliffg;gy; thliffg;gy; thlifKwp Kwp Kwp Kwp bghUs; ,J Fwpg;gpl;l mst[ ruf;if
bgw;Wf;bfhz;L Fwpg;gpl;l JiwKfj;jpy; nrh;g;gij Fwpf;f Toa MtzkhFk;
,J ruf;if mDg;g bkhj;j fg;giynah my;yJ bgUk; fg;gypd; xU gFjpianah thliff;F mkh;j;Jtjw;fhd cld;ghL MFk;
khw;Wk; jd;ik
,ij vspjpy; nkbyGjy; thapyhf @d;whk; egUf;F khw;wpj;ju Koa[k;
,ij @d;whk; egUf;F khw;wp ju KoahJ
fld; bgWjy;
,jd; gpizakhf itj;J fld; bgwyhk;
,ij gpizakhf ifj;J fld; bgw KoahJ
Fj;jif ,J fg;giy Fj;jif vLj;jjw;fhd Mjhuk; my;y
,J fg;giy Fj;jif vLj;jjw;fhd Mjhuk; MFk;
3. 3. 3. 3. Vw;Wkjp tzpfj;jpy; gad;gLj;jg;gLk; MtVw;Wkjp tzpfj;jpy; gad;gLj;jg;gLk; MtVw;Wkjp tzpfj;jpy; gad;gLj;jg;gLk; MtVw;Wkjp tzpfj;jpy; gad;gLj;jg;gLk; Mtz=;fig; gw;wp tpsf;fp vGJ>z=;fig; gw;wp tpsf;fp vGJ>z=;fig; gw;wp tpsf;fp vGJ>z=;fig; gw;wp tpsf;fp vGJ> Vw;Wkjp Mtz=;fs; Vw;Wkjp Mtz=;fs; Vw;Wkjp Mtz=;fs; Vw;Wkjp Mtz=;fs;
ruf;F bjhlh;ghd Mtz=;fs; ruf;F bjhlh;ghd Mtz=;fs; ruf;F bjhlh;ghd Mtz=;fs; ruf;F bjhlh;ghd Mtz=;fs; ruf;fhiz/ njhw;Wtha; rhd;wpjH;/ Vw;Wkjp Ma;t[ rhd;W.
ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; fg;gy; Jizj;jiyth; ,urPJ/ fg;gy; rPl;L/ fg;gy; Miz/ fg;gy; ,urPJ/ fly;rhh; fhg;gPl;L jpl;lhtzk;/ tzpf J}Jth; ,lhg;g[/ ,uapy; ,urPJ.
gzk; brYj;Jif bjhlh;ghd Mtz=;fs; gzk; brYj;Jif bjhlh;ghd Mtz=;fs; gzk; brYj;Jif bjhlh;ghd Mtz=;fs; gzk; brYj;Jif bjhlh;ghd Mtz=;fs;
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ehza cWjp fojk;/ thzpf ,lhg;g[/ khw;Wr;rPl;L/ t=;fpr;rhd;W brYj;Jif.
ruf;F bjhlh;ghd Mtz=;fs; ruf;F bjhlh;ghd Mtz=;fs; ruf;F bjhlh;ghd Mtz=;fs; ruf;F bjhlh;ghd Mtz=;fs; ,wf;Fkjpahsh; tpahghu tprhuizf;Fg;gpwF ruf;if th=;Ftjw;fhd ruf;fhizia jhndh my;yJ jd; Kfth; @ynkh Vw;WkjpahsUf;F mDg;gp itf;fpwhh;. ruf;fhiz vd;gJ ruf;if Vw;Wkjp bra;tjw;fhd xU Mjhuk; MFk;. ruf;fhiz ,uz;L efy;fspy; jahhpf;fg;gl;L xU efiy Vw;Wkjpahf mDg;gptpl;L kw;bwhd;iw ,wf;Fkjpahsh; jd;dplk; itj;Jf; bfhs;thh;. rur;fhid @d;W tifg;grur;fhid @d;W tifg;grur;fhid @d;W tifg;grur;fhid @d;W tifg;gLkLkLkLk;. 1. btspg;gil ruf;fhiz 1. btspg;gil ruf;fhiz 1. btspg;gil ruf;fhiz 1. btspg;gil ruf;fhiz ,t;tif ruf;fhizapy; ruf;fpd; tif/ mst[/ juk;/ tpiy/ fl;Lkk; Kiw Mfpait Vw;Wkjpahshpd; tpUg;gj;jpw;F tplg;gl;oUf;Fk;.
2. tiuaWf;fg;gl;l ruf;fhiz 2. tiuaWf;fg;gl;l ruf;fhiz 2. tiuaWf;fg;gl;l ruf;fhiz 2. tiuaWf;fg;gl;l ruf;fhiz ,t;tif ruf;fhizapy; ,wf;Fkjpahsnu ruf;fpd; tif/ mst[/ juk;;/ tpiyfl;Lk; Kiw Mfpatw;iw Fwpg;gpl;oUg;ghh;. mij Vw;Wkjpahsh; KGikahff; filg;gpof;f ntz;Lk;.
3. cWjp bra;a[k; ruf;fhiz 3. cWjp bra;a[k; ruf;fhiz 3. cWjp bra;a[k; ruf;fhiz 3. cWjp bra;a[k; ruf;fhiz ,t;tif ruf;fhizia ,wf;Fkjpahsnuh mtuJ Kftnuh cWjp bra;th;. ,Wjp ruf;fhiz gpd;dh; mDg;gg;gLk;.
njhw;Wtha; rhd;wpjH;njhw;Wtha; rhd;wpjH;njhw;Wtha; rhd;wpjH;njhw;Wtha; rhd;wpjH; � ,wf;Fkjp Vw;Wkjp tzpf eilKiwapy; njhw;Wtha;r;rhd;W kpf Kf;fpa MtzkhFk;. ,r;rhd;W Vw;Wkjp bra;ag;gLk; bghUs; Fwpg;gpl;l ehl;oy; jhd; cw;gj;jp bra;ag;gl;lJ vd;w cWjpbkhHpia tpsk;g[fpwJ. � ,e;jpahtpy; tzpf t=;fpfs; ,e;jpa tzpf kw;Wk; bjhHpy; Tl;likg;g[/ Vw;Wkjp tsh;r;rpf;F nghd;wit ,r;rhd;iw tH=;f mjpfhuk; bgw;w epWtd=;fshFk;. � ,r;rhd;W ,UKid tzpf xg;ge;jk; cs;s ehLfspy; ,wf;Fkjpahsh;/ ,wf;Fkjp jPh;itapypUe;J rYif bgw cjt[fpwJ.
Vw;Wkjp Ma;t[ rhd;W Vw;Wkjp Ma;t[ rhd;W Vw;Wkjp Ma;t[ rhd;W Vw;Wkjp Ma;t[ rhd;W � bghUl;fs; fl;Lkk; bra;ag;gl;l gpwF Vw;Wkjpahsh; Vw;Wkjp Ma;t[ Kfikf;F tpz;zg;gpj;J rhd;Wbgw ntz;Lk;.
� Vw;Wkjp Ma;thsh; fl;Lk Kiwapy; jpUg;jp mile;jhy; rhd;W xd;iw tH=;Fthh;. ,r;rhd;W bghUl;fis fhg;gPL bra;tjw;F gad;gLk;.
ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; ruf;F mDg;g[if bjhlh;ghd Mtz=;fs; 1. fg;gy; jiyth; ,urPJ1. fg;gy; jiyth; ,urPJ1. fg;gy; jiyth; ,urPJ1. fg;gy; jiyth; ,urPJ
� fg;gy; jiyth; my;yJ mtuJ cjtpahsh; fg;gypy; ruf;if bgw;wf; bfhz;ljw;F Mjhukhf tH=;fg;gLk; ,urPJ MFk;. ,jpy; ruf;fpd; mst[/ fl;Lk=;fspd; vz;zpf;if/ fl;Lk epge;jidfs; gw;wp Fwpg;gplg;gl;oUf;Fk;. � fg;gy; jiyth; my;yJ mtuJ cjtpahsh; ruf;fpd; fl;Lkj;jpy; jpUg;jp mile;jhy;/ J}a ,urPJ tH=;Fthh;. fl;Lkj;jpy; FiwghL ,Ug;gpd;/ FiwghLila ,urPJ tH=;Fthh;. � mDg;g[if Kfth;/ J}a ,urPJ bgw ntz;Lk;. ,y;iybadpy; fhg;gPl;L epWtdk;/ ,lh; Vw;gl;lhy; ve;j bghWg;iga[k; Vw;fhJ.
2. fg;gy; ,urPJ2. fg;gy; ,urPJ2. fg;gy; ,urPJ2. fg;gy; ,urPJ fg;gy; ,urPJ vd;gJ fg;gy; chpikahsnuh my;yJ mth; Kftnuh Fwpg;gpl;l ruf;if bgw;Wf;bfhz;L Fwpg;gpl;l JiwKfj;jpy; ey;y Kiwapy; bfhz;L/ nrh;f;fg;gLk; vd;gjw;fhd rhd;W MFk;. ,jpy; fPH;fz;l tptu=;fs; ,lk; bgw;wpUf;Fk;.
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5.5.5.5. cyf t=;fp mike;jpUg;gcyf t=;fp mike;jpUg;gcyf t=;fp mike;jpUg;gcyf t=;fp mike;jpUg;gJJJJ
m. th&p=;ld; DC M.epa{ahh;f] ,. nlhf;fpnah <. \h=;fh=;f; tpil: MMMM
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II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs; 1.1.1.1. cyf th;j;jf mikg;g[ vd;why; vd;d>cyf th;j;jf mikg;g[ vd;why; vd;d>cyf th;j;jf mikg;g[ vd;why; vd;d>cyf th;j;jf mikg;g[ vd;why; vd;d>
� cyf th;j;jf mikg;g[ 1995 $dthp 1 md;W epWtg;gl;lJ. � fhl; rpy khw;w=;fSld; cyf th;j;jf mikg;g[ Mf khw;wg;gl;lJ. 2016 $Pd; 29 tiu 164 ehLfs; ,jpy; cWg;gpduhf cs;sJ. � cyf th;j;jf mikg;ig cUthf;fpa @d;W ehLfspy; ,e;jpaht[k; xd;W vd;gJ Fwpg;gplj;jf;fJ.
2.2.2.2. cyf t=;fp vd;gjd; bghUs; ahJ>cyf t=;fp vd;gjd; bghUs; ahJ>cyf t=;fp vd;gjd; bghUs; ahJ>cyf t=;fp vd;gjd; bghUs; ahJ> � kWfl;likg;g[ kw;Wk; nkk;ghl;ow;fhd gd;dhl;L t=;fp kWfl;likg;g[ kw;Wk; nkk;ghl;ow;fhd gd;dhl;L t=;fp cyf t=;fp vd;W miHf;fg;gLfpwJ. � ,J g[duikg;g[ gzpfis nkw;bfhs;st[k; kw;Wk; tsh;e;J tUk; ehLfSf;F cjtp bra;at[k; 1944Mk; Mz;L cUthf;fg;gl;lJ. � ,jd; jiyikafk; th&p=;ld; jiyikafk; th&p=;ld; jiyikafk; th&p=;ld; jiyikafk; th&p=;ld; efuj;jpy; mike;Js;sJ.
� cyf ehLfs; midj;jpYk; ,jd; mYtyfk; mike;Js;sJ. 3. 3. 3. 3. rpwrpwrpwrpwg;g[ vLg;g[ chpikfs; vd;why; vd;d>g;g[ vLg;g[ chpikfs; vd;why; vd;d>g;g[ vLg;g[ chpikfs; vd;why; vd;d>g;g[ vLg;g[ chpikfs; vd;why; vd;d>
� 1969Mk; Mz;oy; gd;dhl;L ehza epjpak; rpwg;g[ vLg;g[ chpikia Jiz gd;dhl;L ehza xJf;fPl;Lr; brhj;jhf cUthf;fg;gl;lJ.,J fhfpj j=;fk; vd tpthpf;fg;gLfpwJ.
� rpwg;g[ vLg;g[ chpikapd; kjpg;g[ bjhlh;e;J gd;dhl;L ehza epjpaf ,izajsj;jpy; jpdrhp ,Lifaplg;gLfpwJ.
4. 4. 4. 4. bjw;fhrpa ehLfspd; gpuhe;jpa xj;JiHg;gpw;fhd Tl;likg;g[ Fwpg;g[ tiuf. bjw;fhrpa ehLfspd; gpuhe;jpa xj;JiHg;gpw;fhd Tl;likg;g[ Fwpg;g[ tiuf. bjw;fhrpa ehLfspd; gpuhe;jpa xj;JiHg;gpw;fhd Tl;likg;g[ Fwpg;g[ tiuf. bjw;fhrpa ehLfspd; gpuhe;jpa xj;JiHg;gpw;fhd Tl;likg;g[ Fwpg;g[ tiuf. � bjw;fhrpa ehLfspd; gpuhe;jpa xj;JiHg;g[f;fhd Tl;likg;g[ bjw;F Mrpahtpy; cs;s ehLfSf;fpilnaahd mikg;ghFk;. nkYk; ,J me;j ehLfspd; g[tpapay; rhh;e;j murpaYf;fhd r=;fk; MFk;. � ,jpy; Mg;fhdp!;jhd;/ g=;fshnj&;/ g{l;lhd;/ ,e;jpah/ neghsk;/ _y=;fh/ ghfp!;jhd; kw;Wk; khyj;jPt[fs; Mfpa ehLfs; cWg;gpduhf cs;sd. � ,J ork;gh; 8/ 1985,y; epWtg;gl;lJ. ,jd; mYtyfk; t=;fhsnjrj;jpy; cs;s lhf;fhtpy; mike;Js;sJ.
5.5.5.5. fhl; vd;why; vd;d>fhl; vd;why; vd;d>fhl; vd;why; vd;d>fhl; vd;why; vd;d> � 1947?f;F Kd;dh; gd;dhl;L tzpfj;jpy; <Lgl;oUe;j gy;ntW ehLfspilna gy FHg;g=;fs; fhzg;gl;ld. � mij rhp bra;J/ gd;dhl;L tzpfj;ij xG=;FgLj;jt[k; kw;Wk; fl;Lg;gLj;jt[k; cyf mstpy; xU jdpj;Jtk; tha;e;j mikg;g[ xd;iw cUthf;f ntz;Lk; vd;w vz;zk; vGe;jJ. � mjd; tpisthfj;jhd;/ 1947 mf;nlhgh; 30 md;W 23 ehLfs; xd;W nrh;e;J/ R=;f thpfs; kw;Wk; thz;pgk; kPjhd bghJ xg;ge;jk; fhl; b$dpthtpy; ifbaGj;jhdJ.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs; 1. 1. 1. 1. cyt th;j;jf mikg;g[ cUthf;fg;gl;ljpd; Kjd;ik nehf;fk; ahJ>cyt th;j;jf mikg;g[ cUthf;fg;gl;ljpd; Kjd;ik nehf;fk; ahJ>cyt th;j;jf mikg;g[ cUthf;fg;gl;ljpd; Kjd;ik nehf;fk; ahJ>cyt th;j;jf mikg;g[ cUthf;fg;gl;ljpd; Kjd;ik nehf;fk; ahJ>
1950fspy; gy;ntW ehLfSf;fpilahd gd;dhl;L tzpfk; fodkhd eilKiwfis cs;slf;fpajhf ,Ue;jJ. cyf mu=;fpy; eilbgWk; tzpfj;ij xG=;Fg;gLj;jt[k;/ fl;Lg;gLj;jt[k; xU jdpg;gl;l mikg;ig cUthf;f ntz;oa njit Vw;gl;lJ. ,jd; tpisthf 1947Mk; Mz;L mf;nlhgh; 30 md;W 23 ehLfs; xd;W nrh;e;J R=;f thpfs; kw;Wk; thzpgk; kPjhd bghJ xg;ge;jk; cUthf;fg;gl;lJ. ,J 1948Mk; Mz;L $dthp 1 md;W eilKiwf;F te;jJ. ,J xU gd;dhl;L
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cld;gof;if MFk;. ,J gd;dhl;L tzpfj;ij elj;Jtjw;Fhpa cld;gof;if MFk;. ,J gd;dhl;L tzpfj;ij elj;Jtjw;Fhpa tpjpfs; kw;Wk; xG=;FKiwfis cUthf;fp cs;sJ. fhl; gy rhjidfisg; g[hpe;Js;sJ. Mdhy; fhl;?w;F khw;whf xU g[jpa mikg;ig cUthf;f ntz;oajpd; mtrpak; Vw;gl;lJ. vdnt fhl;?w;F gjpyhf 1994Mk; Mz;L $dthp 1 md;W cyf th;j;jf mikg;g[ cUthf;fg;gl;lJ.
2.2.2.2. cyf th;j;jf mikg;gpd; Tl;lcyf th;j;jf mikg;gpd; Tl;lcyf th;j;jf mikg;gpd; Tl;lcyf th;j;jf mikg;gpd; Tl;likg;g[fis thpirg;gLj;Jf.ikg;g[fis thpirg;gLj;Jf.ikg;g[fis thpirg;gLj;Jf.ikg;g[fis thpirg;gLj;Jf. � gd;dhl;L tsh;r;rp r=;fk; � rh;tnjr epjp epWtdk; � gd;dhl;L KjyPl;L cj;juthj epWtdk; � jfuhW jPh;t[f;fhd gd;dhl;L ikak;
3. 3. 3. 3. cyf t=;fp kPjhd tpkh;rd=;fs; ahit>cyf t=;fp kPjhd tpkh;rd=;fs; ahit>cyf t=;fp kPjhd tpkh;rd=;fs; ahit>cyf t=;fp kPjhd tpkh;rd=;fs; ahit> 1. j=;F jilaw;w tzpfk;/ tsUk; ehLfis tpl tsh;;r;rpaile;j ehLfSf;F kl;Lk; mjpf ed;ikfis jUtjhf Fw;wk; rhl;lg;gLfpwJ.
2. kpft[k; beUf;fkhd ehLfSf;F ghugl;rkhf bray;gLtjhf Fw;wk; rhl;lg;gLfpwJ. 3. ntshz;ik kPjhd fl;lzj;ij Fiwg;gjpy; njhy;tp mile;Js;sJ. 4. tsh;e;JtUk; ehLfspy; cs;s tptrhapfspd; eyid g[wf;fzpf;fpwJ. 5. Rw;Wr;NHy; ghJfhg;ig g[wf;fzpf;fpwJ. 6. r@fg;gz;ghl;L fhuzpfis g[wf;fzpf;fpwJ 7. tsh;e;JtUk; ehLfspy; cs;s kf;fs; caph; fhf;Fk; kUe;J bghUl;fis th=;f ,ayhky; nghfpwJ vd;w Fw;wr;rhl;Lk; cs;sJ.
4. 4. 4. 4. rpwg;g[ vLg;g[ chpik vt;thW fzf;fplg;gLfpwJ>rpwg;g[ vLg;g[ chpik vt;thW fzf;fplg;gLfpwJ>rpwg;g[ vLg;g[ chpik vt;thW fzf;fplg;gLfpwJ>rpwg;g[ vLg;g[ chpik vt;thW fzf;fplg;gLfpwJ> � yz;ld; g=;F khw;wf tpfpj=;fspd; mog;gilapy; mbkhpf;f lhyhpy; xt;bthU Til ehza kjpg;gpd; Fwpg;gpl;l mst[ bjhif fzf;fplg;gLfpwJ. � gd;dhl;L ehza epjpak; cWg;gpdh; ehLfSf;F j=;fspd; g=;fst[ mog;gilapy; rpwg;g[ vLg;g[ chpikia xJf;fPL bra;fpwJ. � gd;dhl;L ehza epjpafj;jpd; cWg;gpdh; Rje;jpukhf bghUe;jf;Toa ehza=;fis rpwg;g[ vLg;g[ chpikia jd;dhh;t ghpkhw;wj;jhy; my;yJ gd;dhl;L ehza epjpafj;jpd; tHpKiwfspd;go khw;w Koa[k;. � cWg;g[ ehLfSf;F gd;dhl;L ehza epjpak; Fiwe;j tl;o tpfpjj;jpy; fld; th=;FtJ kl;Lky;yhky;/ tzpf brYj;J epiyapy; Vw;gLk; rkkw;w epiyiaa[k; rhpbra;a Koa[k;.
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myFmyFmyFmyF– 8 gd;dhl;L tzpfk;gd;dhl;L tzpfk;gd;dhl;L tzpfk;gd;dhl;L tzpfk;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 28282828 brYj;jy; rkepiy kw;Wk; thzpgr;rkepiybrYj;jy; rkepiy kw;Wk; thzpgr;rkepiybrYj;jy; rkepiy kw;Wk; thzpgr;rkepiybrYj;jy; rkepiy kw;Wk; thzpgr;rkepiy
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. xU ehl;oy; FoapUg;nghUf;Fk; kw;bwhU ehl;oy; FoapUg;nghUf;Fk; ,ilna xU ehl;oy; FoapUg;nghUf;Fk; kw;bwhU ehl;oy; FoapUg;nghUf;Fk; ,ilna xU ehl;oy; FoapUg;nghUf;Fk; kw;bwhU ehl;oy; FoapUg;nghUf;Fk; ,ilna xU ehl;oy; FoapUg;nghUf;Fk; kw;bwhU ehl;oy; FoapUg;nghUf;Fk; ,ilna eilbgWk; eltof;iffs; gjpt[ bra;ag;gl;l mwpf;ifeilbgWk; eltof;iffs; gjpt[ bra;ag;gl;l mwpf;ifeilbgWk; eltof;iffs; gjpt[ bra;ag;gl;l mwpf;ifeilbgWk; eltof;iffs; gjpt[ bra;ag;gl;l mwpf;if m. brYj;jy; rkepiy ,. thzpg rkepiy M. bgWjy; brYj;jy; mwpf;if <. fzf;fpay; mwpf;if tpil: mmmm
2.2.2.2. brYj;jy; rkepiy cs;slf;fpaJbrYj;jy; rkepiy cs;slf;fpaJbrYj;jy; rkepiy cs;slf;fpaJbrYj;jy; rkepiy cs;slf;fpaJ m. elg;g[ fzf;F M. Kjy; fzf;F ,. bgWjy; brYj;j fzf;F <.elg;g[ fzf;F kw;Wk; Kjy;fzf;F tpil: <<<<
3.3.3.3. may;ehl;L may;ehl;L may;ehl;L may;ehl;L ePz;lfhy fld; kw;Wk; may;ehl;L ehza fhg;g[ gjpag;gLtJePz;lfhy fld; kw;Wk; may;ehl;L ehza fhg;g[ gjpag;gLtJePz;lfhy fld; kw;Wk; may;ehl;L ehza fhg;g[ gjpag;gLtJePz;lfhy fld; kw;Wk; may;ehl;L ehza fhg;g[ gjpag;gLtJ
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m. mYty; rhh;e;j @yjdk; M. jdpahh ; @yjdk
,. t=;fp @yjdk; <. mYty; rhh;e;j @yjdk; kw;Wk; jdpahh ; @yjdk; tpil : <<<< 4.4.4.4. mYty; rhh;e;j @yjdk; vd;gJmYty; rhh;e;j @yjdk; vd;gJmYty; rhh;e;j @yjdk; vd;gJmYty; rhh;e;j @yjdk; vd;gJ m. ,e;jpa hprh;t; t=;fpapd; may; ehl;L ehza kjpg;g[ M. murpd; rpwg;g[ vLg;g[ chpik
,. m kw;Wk; M ,uz;Lk; <. may;ehl;L @yjdk; tpil: ,,,, 5.5.5.5. brYj;J rk epiyapd; cghp btspf;fhl;LtJ brYj;J rk epiyapd; cghp btspf;fhl;LtJ brYj;J rk epiyapd; cghp btspf;fhl;LtJ brYj;J rk epiyapd; cghp btspf;fhl;LtJ m. Vw;Wkjp ,wf;Fkjpiatpl mjpfkhf ,Uj;jy; M. ,wf;Fkjp Vw;Wkjp ,uz;Lk; rkkhf ,Uj;jy; ,. ,wf;Fkjp Vw;Wkjp ,uz;Lk; rk epiyf;f mjpfkhf ,Uj;jy; <. ,itaidj;Jk; tpil: mmmm
II. FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. 1. 1. 1. brYj;jy; rkepiy vd;why; vd;d>brYj;jy; rkepiy vd;why; vd;d>brYj;jy; rkepiy vd;why; vd;d>brYj;jy; rkepiy vd;why; vd;d> � Fwpg;gpl;l xU fhyg; gFjpapy; xU ehl;od; FoapUg;nghh;fSf;Fk;/ kw;w ehLfspd; FoapUg;nghh;fSf;Fk; ,ilapy; Vw;gLk; midj;Jg; bghUshjhu eltof;iffspd; Kiwahd gjpt[fspd; xU mwpf;ifia brYj;jy; rkepiy MFk; (cjhuzkhf xU tUlk;)
2. 2. 2. 2. thzpg rkepiy vd;why; vd;d>thzpg rkepiy vd;why; vd;d>thzpg rkepiy vd;why; vd;d>thzpg rkepiy vd;why; vd;d> � thzpg rkepiy vd;gJ xU tUlj;jpy;/ xU ehl;od; Vw;Wkjp kw;Wk; ,wf;Fkjp kjpg;g[fSf;F ,ilapyhd epfu tpisitf; Fwpf;fpwJ.
� xU ehl;od; Vw;Wkjpia tpl mjd; ,wf;Fkjp mst[ Fiwthf ,Ue;jhy;/ mJ rhjfkhd thzpgr; rkepiyiaf; fhl;LfpwJ.
� xU ehl;od; Vw;Wkjpia tpl mjd; ,wf;Fkjp mst[ mjpfkhf ,Ue;jhy;/ mJ ghjfkhd thzpgr; rkepiyiaf; fhl;LfpwJ.
3. 3. 3. 3. brYj;jy; rkepiy ? tiuaWbrYj;jy; rkepiy ? tiuaWbrYj;jy; rkepiy ? tiuaWbrYj;jy; rkepiy ? tiuaW � gd;dhl;L ehza epjpaj;jpd; Tw;Wg;go/ mwpf;ifaspf;Fk; ehLfspd; FoapUg;nghh;fSf;F ,ilapyhd Fwpg;gpl;l xU fhyj;jpyhd midj;Jg; bghUshjhu eltof;iffspd; Kiwg;goahd xU mwpf;ifna Fwpg;gpl;l xU fhyj;jpw;fhd brYj;jy; epiy MFk;.
4. 4. 4. 4. jdpahh; @yjdj;jpd; cs;slf;fk; ahJ>jdpahh; @yjdj;jpd; cs;slf;fk; ahJ>jdpahh; @yjdj;jpd; cs;slf;fk; ahJ>jdpahh; @yjdj;jpd; cs;slf;fk; ahJ>
� jdpahh; @yjdk; may;ehl;L KjyPLfs; � ePz;l fhyf; fld;fs; � may;ehl;L ehza itg;g[ Mfpatw;iw cs;slf;fpaJ.
5. 5. 5. 5. t=;fp @yjdj;jpd; cs;slf;fk; ahJ>t=;fp @yjdj;jpd; cs;slf;fk; ahJ>t=;fp @yjdj;jpd; cs;slf;fk; ahJ>t=;fp @yjdj;jpd; cs;slf;fk; ahJ> � me;epa bryhtzpiaf; ifahs mjpfhuk; bfhz;l tzpf kw;Wk; Tl;Lwt[ t=;fpfspd; btspg;g[w epjp rhh;e;j brhj;Jfs; kw;Wk; bghWg;g[fspd; mst[/ t=;fp @yjdj;jpy; ml=;FfpwJ.
6.6.6.6. mYty; rhh;e;j mYty; rhh;e;j mYty; rhh;e;j mYty; rhh;e;j @yjdj;jpd; cs;slf;fk; ahJ>@yjdj;jpd; cs;slf;fk; ahJ>@yjdj;jpd; cs;slf;fk; ahJ>@yjdj;jpd; cs;slf;fk; ahJ> � mYty; rhh;e;j @yjdj;jpy;/ may;ehl;L ehzak; murplk; cs;s rpwg;g[ vLg;g[ chpikfs; nghd;w tiffspy; cs;s hprh;t; t=;fpapd; brhj;Jf;fs; nghd;wit ml=;Ffpd;wd.
III. . . . rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;::::
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1. 1. 1. 1. brYj;jy; rkepiy mwpf;if Vd; jahhpf;fg;gl ntz;LkbrYj;jy; rkepiy mwpf;if Vd; jahhpf;fg;gl ntz;LkbrYj;jy; rkepiy mwpf;if Vd; jahhpf;fg;gl ntz;LkbrYj;jy; rkepiy mwpf;if Vd; jahhpf;fg;gl ntz;Lk;>;>;>;> � gd;dhl;L tzpfj;jpy; xU Fwpg;gpl;l fhyj;jpw;F xU epWtdj;jpd; bgWjy; kw;Wk; brYj;Jjy;fs; nghd;w gzg; ghpkhw;w=;fspd; epfu tpisit Ma;t[ bra;a[k; xU fUtpahFk;.
� brYj;jy; rkepiy xU ehl;L murpd; gzk; rhh;e;j/ bghJ epjp rk;ge;jkhd kw;Wk; thzpgf; bfhs;iffis totikf;f cjt[fpwJ.
� muR jd; bfhs;if Kot[fis vLg;gjw;fhf/ Kf;fpa tpahghu epWtd=;fspd; brYj;jy; epiyia cd;dpg;ghf ftdpj;J tUfpd;wd.
� xU ehL jd;Dila tsh;r;rpf;fhd epjpia bgw/ nghJkhd bghUshjhu tpist[fisg; bgw;Ws;sjh vd;gij vLj;Jf;fhl;LfpwJ.
� ,J xt;bthU fhyhz;ow;nfh my;yJ xU tUlj;jpw;nfh ,jw;fhd mwpf;if jhf;fy; bra;ag;gl ntz;Lk;.
2. 2. 2. 2. brYj;jy; rkepiy mwpf;if vij btspf;fhl;LfpwJ. brYj;jy; rkepiy mwpf;if vij btspf;fhl;LfpwJ. brYj;jy; rkepiy mwpf;if vij btspf;fhl;LfpwJ. brYj;jy; rkepiy mwpf;if vij btspf;fhl;LfpwJ. � xU ehl;od; Vw;Wkjp mjd; ,wf;Fkjpia tpl mjpfkhf ,Ue;jhy;/ kpifahf ,Uf;Fk; ,e;j epiy/ murh=;fk; kw;Wk; FoapUg;g[fs; ghJfhg;ghf ,Ug;gijf; Fwpf;fpwJ. mit cs;ehl;L cw;gj;jpf;F njitahd @yjdj;ij tH=;Fk; epiyapy; ,Uf;Fk;. ,e;j rhjfkhd epiyapy; kw;w ehLfSf;F fld; bfhLf;ft[k;/ me;ehl;Lg; bghUs;fis th=;ft[k; Koa[k;.
� xU ehl;od; ,wf;FkjpahdJ/ Vw;Wkjpia tpl mjpfkhf ,Ue;jhy;/ gw;whf;Fiw epiyia Rl;of;fhl;LfpwJ.
� ,e;j NH;epiyahdJ ,wf;Fkjp bra;tjw;Fj; njitahd bjhifia/ gpw ehLfsplk; fldhfg; bgw ntz;oa epiyf;F ,l;Lr;bry;fpwJ. ,Jjw;fhypfkhf FWfpa fhyg; bghUshjhu tsh;r;rpia cUthf;FfpwJ.
3. 3. 3. 3. elg;g[f; fzf;fpy; tut[g;gf;fj;jpy; njhd;Wk; ,l=;fs; ahit>elg;g[f; fzf;fpy; tut[g;gf;fj;jpy; njhd;Wk; ,l=;fs; ahit>elg;g[f; fzf;fpy; tut[g;gf;fj;jpy; njhd;Wk; ,l=;fs; ahit>elg;g[f; fzf;fpy; tut[g;gf;fj;jpy; njhd;Wk; ,l=;fs; ahit> 1. bghUl;fspd; Vw;Wkjpfs; (fz;Qf;Fg;g[ydhtJ) 2. fz;Qf;F g[ydhfhj Vw;Wkjpfs; 3. may;ehl;oy; bra;ag;gl;l t=;fpapay; nritfs; 4. may;ehl;oy; bra;ag;gl;l fhg;gPl;L nritfs; 5. btspehLfspy; bra;ag;gl;l KjyPLfs; kw;Wk; fld;fspd; kPJ bgwg;gl;l tUkhd=;fs;
6. may;ehl;L Rw;Wyhg; gazpfshy;/ cs;ehl;oy; bra;ag;gl;l bryt[fs;
4. 4. 4. 4. @yjd fzf;fpd; cs;slf;f=;fs; ahit>@yjd fzf;fpd; cs;slf;f=;fs; ahit>@yjd fzf;fpd; cs;slf;f=;fs; ahit>@yjd fzf;fpd; cs;slf;f=;fs; ahit> 1. jdpahh; @yjdk; 2. g=;F @yjdk; 3. mYty; rhh;e;j @yjdk;
IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;::::
1. 1. 1. 1. @yjd fzf;fpy; fl;likg;ig tpsf;F.@yjd fzf;fpy; fl;likg;ig tpsf;F.@yjd fzf;fpy; fl;likg;ig tpsf;F.@yjd fzf;fpy; fl;likg;ig tpsf;F. @yjd fzf;fpy; @d;W ,d=;fs; cs;sd. m) jdpahh; @yjdk; M) t=;fp @yjdk; ,) mYty; rhh;e;j @yjdk;
m) jdpahh; @yjdk;m) jdpahh; @yjdk;m) jdpahh; @yjdk;m) jdpahh; @yjdk; jdpahh; @yjdk;may;ehl;L KjyPLfs;/ ePz;lfhy fld;fs; kw;Wk; may;ehl;L ehza itg;g[ Mfpatw;iw cs;slf;fpaJ.
M) t=;fp @yjdk;M) t=;fp @yjdk;M) t=;fp @yjdk;M) t=;fp @yjdk; me;epar; bryhtzpia ifahs mjpfhuk; bfhz;l/ tzpfk; kw;Wk; Tl;Lwt[ t=;fpfspd; btspg;g[w epjprhh;e;j brhj;Jf;fs; kw;Wk; bghWg;g[fspd; mst[ t=;fp @yjdj;jpy; ml=;FfpwJ.
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,) mYty; rhh;e;j @yjdk; ,) mYty; rhh;e;j @yjdk; ,) mYty; rhh;e;j @yjdk; ,) mYty; rhh;e;j @yjdk; mYty; rhh;e;j @yjdj;jpy;/ may;ehl;L ehzak;/ murplk; cs;s rpwg;g[ vLg;g[ chpikfs; nghd;w tiffspy; cs;s hprh;t; t=;fpapd; brhj;Jf;fs; nghd;wit ml=;Ffpd;wd.
2. 2. 2. 2. brYj;jy; rkepiyf;brYj;jy; rkepiyf;brYj;jy; rkepiyf;brYj;jy; rkepiyf;Fk; thzpg rkepiyf;Fk; cs;s ntWghLfis vGJf. Fk; thzpg rkepiyf;Fk; cs;s ntWghLfis vGJf. Fk; thzpg rkepiyf;Fk; cs;s ntWghLfis vGJf. Fk; thzpg rkepiyf;Fk; cs;s ntWghLfis vGJf. ntWghl;od; ntWghl;od; ntWghl;od; ntWghl;od; mog;gilapy;mog;gilapy;mog;gilapy;mog;gilapy;
brYj;jy; rkepiybrYj;jy; rkepiybrYj;jy; rkepiybrYj;jy; rkepiy thzpg rkepiythzpg rkepiythzpg rkepiythzpg rkepiy
bghUs;bghUs;bghUs;bghUs; Fwpg;gpl;l xU fhyg;gFjpapy;/ xU ehl;od; FoapUg;nghh; fSf;Fk;/ kw;w ehLfspd; FoapUg;nghh;fSf;Fk; ,ilapy; Vw;gLk; midj;J bghUshjhu eltof;iffspd;/ Kiwg;goahd gjpt[fspy; xU mwpFwpna MFk;
xU ehl;od; Vw;Wkjp kw;Wk; ,wf;Fkjp kjpg;g[fSf;F ,ilapyhd epfu tpisit Fwpf;Fk;
eltof;iffspd; eltof;iffspd; eltof;iffspd; eltof;iffspd; jd;ikjd;ikjd;ikjd;ik
,J ruf;Ffs; kw;Wk; nritfSld; bjhlh;g[ila eltof;iffs; ,uz;ila[k; gjpt[ bra;fpwJ
,jpy; ruf;Ffs; bjhlh;ghd eltof;iffs; kl;Lk; gjpt[ bra;ag;gLk;
@yjd @yjd @yjd @yjd eltof;iffspy; eltof;iffspy; eltof;iffspy; eltof;iffspy;
gjpt[gjpt[gjpt[gjpt[
,J @yjd eltof;iffis gjpt[ bra;fpwJ
,J @yjd eltof;iffis gjpt[ bra;tjpy;iy
eltof;if eltof;if eltof;if eltof;if cs;sikg;g[cs;sikg;g[cs;sikg;g[cs;sikg;g[
,jpy; thzpgr; rkepiy nritfs; rkepiy/ xU gf;fkhd brYj;jy; ghpkhw;wk; kw;Wk; @yjd eltof;iffs; ml=;Fk;
brYj;jy; rkepiyapd; elg;g[f;fzf;fpy; xU gFjp MFk;
epfu tpist[epfu tpist[epfu tpist[epfu tpist[ vg;bghGJk; bgWjy; kw;Wk; brYj;Jjy; rkepiyapy; ,Uf;Fk;
,J rhjfkhfnth my;yJ ghjfkhfnth my;yJ rkepiyahfnth ,Uf;Fk;
bghUshjhu bghUshjhu bghUshjhu bghUshjhu epiyia epiyia epiyia epiyia fhl;Ljy;fhl;Ljy;fhl;Ljy;fhl;Ljy;
ehl;od; bghUshjhu tsh;r;rpia mwpe;J bfhs;s cjt[fpwJ
ehl;od; bghUshjhu tsh;r;rpia vLj;Jf; fhl;Ltjpy;iy
3. 3. 3. 3. thzpgr; brYj;jy; rkepiyapd; rpwg;g[f;TWfis tpsf;Ff. thzpgr; brYj;jy; rkepiyapd; rpwg;g[f;TWfis tpsf;Ff. thzpgr; brYj;jy; rkepiyapd; rpwg;g[f;TWfis tpsf;Ff. thzpgr; brYj;jy; rkepiyapd; rpwg;g[f;TWfis tpsf;Ff. brYj;jy; rkepiyapd; Kf;fpa mk;r=;fs; gpd;tUkhWbrYj;jy; rkepiyapd; Kf;fpa mk;r=;fs; gpd;tUkhWbrYj;jy; rkepiyapd; Kf;fpa mk;r=;fs; gpd;tUkhWbrYj;jy; rkepiyapd; Kf;fpa mk;r=;fs; gpd;tUkhW 1. ,J xU ehL kw;Wk; cyfpd; gpw ehLfSf;F ,ilnaahd midj;J bghUshjhu ghpkhw;w=;fSf;fhd Kiwahd gjpt[ MFk;.
2. ,J @d;W khj=;fSf;F xU Kiwnah my;yJ 12 khj fhyj;jpw;nfh jahhpf;fg;gLfpwJ. mjhtJ bghJthf 12 khj=;fs;
3. ,J fz;Qf;Fg; g[ydhff;Toa kw;Wk; fz;Qf;F g[ydhfhj bgWjy;fs; kw;Wk; brYj;Jjy;fis cs;slf;fpaJ.
4. ,J elg;g[ fzf;F kw;Wk; @yjd fzf;fpy; gjpt[ bra;ag;gLk; midj;Jg; bghUshjhu eltof;iffisa[k; cs;slf;fpaJ.
5. bghUshjhu eltof;iffs;/ ,ul;ilg;gjpt[ Kiw nfhl;ghl;od;go gjpt[ bra;ag;gLfpd;wd. mjd;go bgWjy;fs; tut[ gf;fj;jpYk;/ brYj;Jjy;fs; gw;W gf;fj;jpYk; gjpt[ bra;ag;gLfpd;wd.
6. ,J may;ehl;L tzpfj;jpy; xU ehl;od; epiyia vLj;Jf;TWfpwJ. 7. gpw ehl;Lf;Fr; brYj;j ntz;oa bjhifia tp;l/ bgWjy;fs; mjpfkhf ,Uf;Fk;nghJ brYj;jy; epiy rhjfkhd my;yJ cghp epiyia fhl;LfpwJ. gpw
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ehl;Lf;Fr; brYj;j ntz;oa bjhifia tpl/ bgWjy;fs; Fiwthf ,Uf;Fk;nghJ/ mJ ghjfkhd my;yJ gw;whf;Fiw epiyia fhl;LfpwJ.
8. btg;gepiykhdp kdpj cly; btg;gepiyia fhl;LtJ nghy/ brYj;jy; epiy ehl;od; Mnuhf;fpakhd bghUshjhu epiyia mwpa gad;gLfpwJ. rhjfkhd brYj;jy; rkepiy/ xU ehl;od; bghUshjhu Kd;ndw;wj;ija[k;/ ghjfkhd brYj;jy; rkepiy/ xU ehl;od; bghUshjhu gpd;dilita[k; Fwpf;fpwJ.
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myFmyFmyFmyF– 9 ,e;jpa xg;ge;jr;rl;lk;,e;jpa xg;ge;jr;rl;lk;,e;jpa xg;ge;jr;rl;lk;,e;jpa xg;ge;jr;rl;lk;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 29 xg;ge;jj;jpd; TWfs;29 xg;ge;jj;jpd; TWfs;29 xg;ge;jj;jpd; TWfs;29 xg;ge;jj;jpd; TWfs;
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. rl;lj;jhy; eilKiwg;gLj;jg;gLk; Xh; cld;gof;if rl;lj;jhy; eilKiwg;gLj;jg;gLk; Xh; cld;gof;if rl;lj;jhy; eilKiwg;gLj;jg;gLk; Xh; cld;gof;if rl;lj;jhy; eilKiwg;gLj;jg;gLk; Xh; cld;gof;if m. epiwntw;wf;Toa Vw;g[ M. Vw;Wf;bfhs;sg;gl;l Kidt[ ,. xg;g[f;bfhz;l thf;FWjp <. xg;ge;jk; tpil : <<<<
2.2.2.2. xU xU xU xU egh; kw;bwhU egUf;F bra;a ntz;oa kWgad; cUthf;Fk; xt;bthU egh; kw;bwhU egUf;F bra;a ntz;oa kWgad; cUthf;Fk; xt;bthU egh; kw;bwhU egUf;F bra;a ntz;oa kWgad; cUthf;Fk; xt;bthU egh; kw;bwhU egUf;F bra;a ntz;oa kWgad; cUthf;Fk; xt;bthU cWjpbkhHpa[k;/ cWjpbkhHpfspd; bjhFjpa[k;cWjpbkhHpa[k;/ cWjpbkhHpfspd; bjhFjpa[k;cWjpbkhHpa[k;/ cWjpbkhHpfspd; bjhFjpa[k;cWjpbkhHpa[k;/ cWjpbkhHpfspd; bjhFjpa[k; m. cld;ghL m. xg;ge;jk; ,. Kidt[ <. Vw;g[ tpil: mmmm
3.3.3.3. bry;yhj xg;ge;jk; Fwpg;Gjbry;yhj xg;ge;jk; Fwpg;Gjbry;yhj xg;ge;jk; Fwpg;Gjbry;yhj xg;ge;jk; Fwpg;Gj m. rl;lj;Jf;F Kuzhd xg;ge;jj;jpd; ,ay;g[ M. rl;lj;jhy; eilKiwg;gLj;j Koahj cld;ghL ,. rl;l eilKiwfis kPWtjhd xg;ge;jk; <. bghJf; bfhs;iff;F vjpuhd cld;ghL tpil: MMMM
4.4.4.4. bry;Ygoahff; Toa Vw;g[bry;Ygoahff; Toa Vw;g[bry;Ygoahff; Toa Vw;g[bry;Ygoahff; Toa Vw;g[ m. mWjpapl;Lf;TWjy; M. jFjpaw;wJ ,. mWjpapl;Lf;TWjy; kw;Wk; jFjpaw;wJ <. epge;jida[ilaJ tpil : ,,,,
5.5.5.5. ,stUld; bra;a[k; xg;ge;jk; ,stUld; bra;a[k; xg;ge;jk; ,stUld; bra;a[k; xg;ge;jk; ,stUld; bra;a[k; xg;ge;jk; m. bry;jF xg;ge;jk; M. bry;yhj xg;ge;jk; ,. jtph;jF xg;ge;jk; <. kw;bwhU jug;gpdhpd;;tpUg;gj;jpd; nghpy tpil: MMMM
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;::::
1. 1. 1. 1. rl;lk; vd;why; vd;d>rl;lk; vd;why; vd;d>rl;lk; vd;why; vd;d>rl;lk; vd;why; vd;d> � thof;ifapy; rhpahd elj;ijf;Fk;/ rKjhaj;jpd; Kiwahd xG=;FKiwf;Fk; Vw;gLj;jg;gl;l xU tpjpna rl;lkhFk;. � rKjhaj;jpy; mikjp/ xw;Wik/ ePjp/ r@fg;ghJfhg;g[ kw;Wk; xG=;F Mfpatw;iwr; rl;lj;jpd; cjtpahy; Vw;gLj;j Koa[k;.
2. 2. 2. 2. rl;lj;ij xUth; Vd; bjhpe;Jf;bfhs;s ntz;Lk;>rl;lj;ij xUth; Vd; bjhpe;Jf;bfhs;s ntz;Lk;>rl;lj;ij xUth; Vd; bjhpe;Jf;bfhs;s ntz;Lk;>rl;lj;ij xUth; Vd; bjhpe;Jf;bfhs;s ntz;Lk;> � rl;lj;ijg; gw;wp midtUk; mwpe;J ,Uf;f ntz;Lk; Vbdd;why;/ rl;lj;ijg; gw;wp xUth; mwpe;jpUf;ftpy;iy vd;gjhy; mtUf;F rl;lj;jpypUe;J tpyf;F mspf;f KoahJ.
3.3.3.3. ,sth; xg;ge;jj;jpy; <Lgl Koa[kh>,sth; xg;ge;jj;jpy; <Lgl Koa[kh>,sth; xg;ge;jj;jpy; <Lgl Koa[kh>,sth; xg;ge;jj;jpy; <Lgl Koa[kh> � xg;ge;jj;jpy; <Lglj; njitahd jFjp cila egh;fshy; nkw;bfhs;sg;gl;l cld;gof;if kl;Lnk xg;ge;jk; MfpwJ. � rl;lg;go chpik taJ mile;jth; kl;Lnk xg;ge;jj;jpy; <Lgl Koa[k;.
4. 4. 4. 4. xg;ge;jj;jpy; ahh; <LgLthh;fs;>xg;ge;jj;jpy; ahh; <LgLthh;fs;>xg;ge;jj;jpy; ahh; <LgLthh;fs;>xg;ge;jj;jpy; ahh; <LgLthh;fs;>
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1. rl;lg;go chpik taJ mile;jth; 2. kdr;rkepiy cilath; 3. rl;lj;jpdhy; jFjpaw;wth; vd mwptpf;fg;glhj egh;fs;
5. 5. 5. 5. xg;ge;jj;ij tiuaWf;f. xg;ge;jj;ij tiuaWf;f. xg;ge;jj;ij tiuaWf;f. xg;ge;jj;ij tiuaWf;f.
,e;jpa xg;ge;jr;rl;lk; 1872 xg;ge;j gphpt[ 2 (n) d;go/ “rl;lj;jhy;
eilKiwg;gLj;jg;gLk; xU cld;gof;ifna xg;ge;jkhFk;”.
III. . . . rpWtpil tpdhf;fsrpWtpil tpdhf;fsrpWtpil tpdhf;fsrpWtpil tpdhf;fs ;:;:;:;:
1. 1. 1. 1. Kidt[ tiuaWKidt[ tiuaWKidt[ tiuaWKidt[ tiuaW
Kidt[ (Kd;bkhHp) (Offer) (gphpt[ 2 (a) “xUth; VnjDk; xd;iwr; bra;tjw;fhfnth my;yJ bra;ahkypg;gjw;fhfnth jd;Dila tpUg;gj;ij kw;bwhUtUf;F czh;j;jp/ mjd;@yk; mr;braiy bra;tjw;nfh my;yJ bra;ahky; ,Ug;gjw;nfh mtUila ,iritg; bgwKad;why;/ Kjyhkth; Kd; bkhHpe;jjhff; Twyhk;.
2. 2. 2. 2. cld;gof;if vd;why; vd;d>cld;gof;if vd;why; vd;d>cld;gof;if vd;why; vd;d>cld;gof;if vd;why; vd;d>
cld;gof;if 2 (e) (Agreement) “xU egh; kw;bwhU egUf;F bra;a ntz;oa
kWgad; cUthf;Fk; xt;bthU cWjpbkhHpa[k;/ cWjp bkhHpfspd; bjhFjpa[k;” cld;gof;ifahFk;.
RUf;fkhf xg;ge;jk; RUf;fkhf xg;ge;jk; RUf;fkhf xg;ge;jk; RUf;fkhf xg;ge;jk; = Kidt[Kidt[Kidt[Kidt[ + Vw;g[ Vw;g[ Vw;g[ Vw;g[
3. 3. 3. 3. bry;yhj xg;ge;jj;ij tiuaWf;f.bry;yhj xg;ge;jj;ij tiuaWf;f.bry;yhj xg;ge;jj;ij tiuaWf;f.bry;yhj xg;ge;jj;ij tiuaWf;f. rl;lj;jhy; eilKiwg;gLj;j Koahj xg;ge;jk; bry;yhj xg;ge;jk; MFk;. bry;yf;Toa xg;ge;jj;jpd; ,d;wpaikahj TWfs; ,jpy; ,y;iy. vLj;Jf;fhl;L flj;jy; bghUl;fs; th=;f my;yJ tpw;f nkw;bfhs;Sk; xg;ge;jk; bry;yhj xg;ge;jkhFk;.
4. 4. 4. 4. ahh; thf;FWjp mspg;gth; thf;FWjp bgWgth; >ahh; thf;FWjp mspg;gth; thf;FWjp bgWgth; >ahh; thf;FWjp mspg;gth; thf;FWjp bgWgth; >ahh; thf;FWjp mspg;gth; thf;FWjp bgWgth; > � xU Fwpg;gpl;l fhyj;jpy;/ thf;FWjpia epiwntw;Wtjhf cWjp mspg;gth;/ thf;FWjp mspg;gth; Mthh;.
� kWgaid milaf; Toath;. thf;FWjp bgWgth; Mthh;.
IV. . . . bgUtpbgUtpbgUtpbgUtpil tpdhf;fs;il tpdhf;fs;il tpdhf;fs;il tpdhf;fs;::::
1. 1. 1. 1. rl;lg;go bry;yf;Toa xg;ge;jk; xd;wpd; ,d;wpaikahj TWfs; ahit>rl;lg;go bry;yf;Toa xg;ge;jk; xd;wpd; ,d;wpaikahj TWfs; ahit>rl;lg;go bry;yf;Toa xg;ge;jk; xd;wpd; ,d;wpaikahj TWfs; ahit>rl;lg;go bry;yf;Toa xg;ge;jk; xd;wpd; ,d;wpaikahj TWfs; ahit> ((((CHOOSE ANY FIVE POINTS) rl;lg;go bry;yf;Toa xg;ge;jj;jpd; ,d;wpaikahj TWfs;rl;lg;go bry;yf;Toa xg;ge;jj;jpd; ,d;wpaikahj TWfs;rl;lg;go bry;yf;Toa xg;ge;jj;jpd; ,d;wpaikahj TWfs;rl;lg;go bry;yf;Toa xg;ge;jj;jpd; ,d;wpaikahj TWfs;
� gphpt[ 10go midj;J cld;gof;iffSk; xg;ge;j=;fs; MFk;. vg;bghGJ vdpy; cld;gof;if egh;fspd; jd;dpr;irahd ,irt[/ jFjp tha;e;j egh;fs;/ rl;lg;g{h;tkhd nehf;fk;/ rl;lg;g{h;tkhd kWgad; kw;Wk; bry;yhj xg;ge;jk; vd mwptpf;fg;glhj xg;ge;jk; Mfpait ,d;wpaikahj TWfs; MFk;.
i) Kidt[k; Vw;g[k; Kidt[k; Vw;g[k; Kidt[k; Vw;g[k; Kidt[k; Vw;g[k;
� xU xg;ge;jj;jpw;F ,uz;L egh;fs; njit. mth;fspy; xU egh; Kidt[k; kw;bwhUth; Vw;g[k; bra;fpd;wdh;.
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ii) rl;l cwt[ Kiwrl;l cwt[ Kiwrl;l cwt[ Kiwrl;l cwt[ Kiw
� xg;ge;jj;jpy; <LgLk; egh;fspd; cs;nehf;fk; jkf;fpilna Xh; rl;l cwt[Kiwia cUthf;Ftjw;fhf ,Uf;f ntz;Lk;. r@f jd;ika[ila cld;gof;iffspy; rl;l cwt[Kiw ,y;iy vd;gjhy;/ mit xg;ge;j=;fshf KoahJ.
iii) rl;lg;g{hrl;lg;g{hrl;lg;g{hrl;lg;g{h;tkhd kWgad; (gphpt[ ;tkhd kWgad; (gphpt[ ;tkhd kWgad; (gphpt[ ;tkhd kWgad; (gphpt[ 2 (d))
� kWgad; vd;gJ vijnaDk; jpUk;gg; bgWjyhFk;. kWgad; ,y;yhj cld;gof;if bry;yhj cld;gof;if MFk;. kWgad; buhf;fkhfnth my;yJ bghUshfnth/ nritahfnth/ ciHg;ghfnth/ Mnyhridahfnth/ mwpthfnth ,Uf;fyhk;.
iv) rl;lg;g{h;tkhd nehf;fk; ( gphrl;lg;g{h;tkhd nehf;fk; ( gphrl;lg;g{h;tkhd nehf;fk; ( gphrl;lg;g{h;tkhd nehf;fk; ( gphpt[ 23)pt[ 23)pt[ 23)pt[ 23)
� cld;ghl;od; nehf;fk; rl;lj;jpw;Fl;gl;L ,Uf;f ntz;Lk;. ,jd; nehf;fk; rl;lj;Jf;F g[wk;ghdjhfnth my;yJ xGf;ff; nflhdjhfnth my;yJ bghJ eyDf;F vjpuhdjhfnth ,Uf;ff;TlhJ.
� rl;lj;jpw;Fg; g[wk;ghf xg;ge;jk; nkw;bfhs;s ,ayhJ.
v) jd;dpr;irahd ,irt[ (gphpt[jd;dpr;irahd ,irt[ (gphpt[jd;dpr;irahd ,irt[ (gphpt[jd;dpr;irahd ,irt[ (gphpt[ 13 kw;Wk; 14)13 kw;Wk; 14)13 kw;Wk; 14)13 kw;Wk; 14)
� cld;gof;if egh;fspd; jd;dpr;irahd ,irthy; Vw;gl;oUj;jy; ntz;Lk;. xg;ge;jj;jpy; <LgLk; egh;fsplk; kdbkhj;j ,irt[ ju ntz;Lk;. mth;fs; xU tp&aj;ij xnu neuj;jpy;/ xnu nehf;Fld; cld;gl ntz;Lk;.
� mjhtJ xUkpj;j fUj;J ,Uf;f ntz;Lk;. gpd;tUk; fhuz=;fshy; Vw;glhj ,irt[ jd;dpr;irahd ,irt[ vdyhk;. mit tYf;fl;lhak;/ jfhj bry;thf;F/ nkhro/ jphpj;Jf;TWjy; my;yJ jtW Mfpatw;iwf; Twyhk;.
vi) xg;ge;j jFjp ( gphpt[ 11)xg;ge;j jFjp ( gphpt[ 11)xg;ge;j jFjp ( gphpt[ 11)xg;ge;j jFjp ( gphpt[ 11)
� xg;ge;jj;jpy; <Lglj; njitahd jFjpiaa[ila egh;fshy; nkw;bfhs;sg;gl;l cld;gof;if kl;Lnk xg;ge;jkhfpd;wJ. gpd;tUk; egh;fs; xg;ge;jj;jpy; <Lglj; jFjpa[ilath; vd rl;lk; TWfpd;wJ.
m) rl;lg;go chpik taJ mile;jth; M) kdr; rkepiy cilath; ,) rl;lj;jpdhy; jFjpaw;wth; vd mwptpf;fg;glhj egh;fs;
vii) bjspt[ilik (gphpt[ (29))bjspt[ilik (gphpt[ (29))bjspt[ilik (gphpt[ (29))bjspt[ilik (gphpt[ (29))
� xU xg;ge;jk; bry;yj; jFe;jjhf ,Uf;f ntz;Lk; vdpy; mjd; epge;jidfs; bjspthf ,Uf;f ntz;Lk;.
� vLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhfx vd;gth; “ehd; vd;Dila rPUe;ij tpw;f xg;g[f;bfhs;fpnwd;”
vd y aplk; TWfpwhh;. x vd;gthplk; ehd;F rPUe;Jfs; cs;sd. ,=;nf x ve;j rPUe;ij tpw;fg;nghfpwhh; vd Fwpg;gplgltpy;iy. ,e;j xg;ge;jj;jpy; epge;jidfs; bjspthf ,y;iy.
viii) epiwntw;Wk; jd;ik ( gphpt[ 56)epiwntw;Wk; jd;ik ( gphpt[ 56)epiwntw;Wk; jd;ik ( gphpt[ 56)epiwntw;Wk; jd;ik ( gphpt[ 56)
� bra;J bfhs;Sk; cld;ghL epiwntw;wg;glf; Toajhf ,Uj;jy; ntz;Lk;. bray;gLj;j Koahj xd;iw bra;tjhf nkw;bfhs;Sk; cld;ghL bry;yhj xd;whFk;.
� vLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhf xU g[jpa fpufj;ijf; fz;lwptjhf A vd;gth; B f;F thf;fspf;fpwhh;. ,e;j cld;gof;if Muk;g epiyapnyna bray;gLj;j KoahJ. vdnt ,e;j xg;ge;jk; epiwntw;w ,ayhJ.
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ix) bry;yhJ vd mwptpf;fg;gltpy;iybry;yhJ vd mwptpf;fg;gltpy;iybry;yhJ vd mwptpf;fg;gltpy;iybry;yhJ vd mwptpf;fg;gltpy;iy
� rl;lj;jhy; bray;gLj;jg;gLk; jpwd; bfhz;ljhf xg;ge;jk; ,Uj;jy; ntz;Lk;. rl;lj;jhy; rpy cld;gof;iffs; rl;ltpnuhjkhdJ my;yJ bry;yhjJ vd btspg;gilahf mwptpf;fg;gl;Ls;sJ.
x) njitahd rl;lr; rl=;Ffs;njitahd rl;lr; rl=;Ffs;njitahd rl;lr; rl=;Ffs;njitahd rl;lr; rl=;Ffs;
� xU xg;ge;jk; tha;bkhHp my;yJ vGj;jpy; ,Uf;fyhk;. vGj;Jg; g{h;tkhf gjpt[ bra;ag;gl ntz;oa xU Fwpg;gpl;l xg;ge;jk; vGjp/ gjpt[ bra;J kw;Wk; rhd;wpjH; bgw ntz;Lk;.
� rl;lg;g{h;t eilKiwfs; nkw;bfhs;shtpl;lhy;/ xg;ge;jj;ij rl;lj;jhy; bray;gLj;j KoahJ.
� vLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhfvLj;Jf;fhl;lhf xU fhyk; fle;j flid tH=;Ftjw;fhd thf;FWjp mspj;j xUth; mij vGj;jpy; mspj;jy; ntz;Lk;.
2. 2. 2. 2. xg;ge;jk; kw;Wk; cld;gof;iff;Fk; cs;s ntWghLfs; ahit>xg;ge;jk; kw;Wk; cld;gof;iff;Fk; cs;s ntWghLfs; ahit>xg;ge;jk; kw;Wk; cld;gof;iff;Fk; cs;s ntWghLfs; ahit>xg;ge;jk; kw;Wk; cld;gof;iff;Fk; cs;s ntWghLfs; ahit> xg;ge;jj;jpw;Fk; cld;gof;iff;Fk; ,ilna cs;s ntWghLfs; t. t. t. t. vz;vz;vz;vz;
mog;gilmog;gilmog;gilmog;gil xg;ge;jk;xg;ge;jk;xg;ge;jk;xg;ge;jk; cld;gof;ifcld;gof;ifcld;gof;ifcld;gof;if
1 tiutpyf;fzk; rl;lj;jhy; eilKiw gLj;jg;gLk; cld;gof;ifahFk;
cld;ghL vd;gJ kWgad; cUthf;Fk; xt;bthU cWjpbkhHpa[k; cWjp bkhHpfspd; xt;bthU bjhFj[a[k;
2 brayhf;fj;jd;ik midj;J xg;ge;j=; fSk; bray;gLj;j Koa[k;
midj;J cWjp bkhHpfSk; bray;gLj;j KoahJ
3 gu!;gu cwt[ xg;ge;jk; vd;gJ cld;gof;if cs;slf;fpaJ
cld;gof;ifapy; vy;yh xg;ge;jKk; cs;sl=;ftpy;iy
4 bry;yf;ToaJ rl;lj;jpw;F cl;gl;l cld;gof;if kl;Lnk xg;ge;jkhFk;
rl;lj;jpw;F cl;gl;l my;yJ cl;glhjita[k; cld;gof;if MFk;
5 rl;lg{h;tkhd flik
midj;J xg;ge;j=;fSf;Fk; rl;lg;g{h;tkhd flik cs;sd
rl;lg;g{h;tkhd flikahdJ midj;J cld;gof;ifapYk; ,Uf;f ntz;oa mtrpak; ,y;iy
3. 3. 3. 3. bry;Ygoapd; mog;gilapy; xg;ge;jj;jpd; tiffs; ahit>bry;Ygoapd; mog;gilapy; xg;ge;jj;jpd; tiffs; ahit>bry;Ygoapd; mog;gilapy; xg;ge;jj;jpd; tiffs; ahit>bry;Ygoapd; mog;gilapy; xg;ge;jj;jpd; tiffs; ahit> rl;lg;go bry;yf;Toajd;ik mog;gilapy;
i) bry;yjF xg;ge;jk;bry;yjF xg;ge;jk;bry;yjF xg;ge;jk;bry;yjF xg;ge;jk;
� rl;lj;jhy; eilKiwg;gLj;jg;glf;Toa Xh; cld;gof;ifna rl;lg;go bry;yjF xg;ge;jk; MFk;.
ii) bry;yhj xg;ge;jk;bry;yhj xg;ge;jk;bry;yhj xg;ge;jk;bry;yhj xg;ge;jk; 2(j)
� rl;lj;jhy; eilKiwg;gLj;j Koahj xg;ge;jk; bry;yhj xg;ge;jk; MFk;. bry;yf;Toa xg;ge;jj;jpd; ,d;wpaikahj TWfs; ,jpy; ,y;iy.
iii) jtph;jF xg;ge;jk;jtph;jF xg;ge;jk;jtph;jF xg;ge;jk;jtph;jF xg;ge;jk; 2(i)
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iv) kiwKf xg;ge;jk;kiwKf xg;ge;jk;kiwKf xg;ge;jk;kiwKf xg;ge;jk;
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<. A,B kw;Wk; Df;F ,ilna xg;ge;jk; g[Jg;gpf;fg;gl ntz;Lk; tpil : MMMM 4.4.4.4. ,th;fspy; ahh; thf;FWjpapd; epiwntw;wj;ijf; nfhu KoahJ>,th;fspy; ahh; thf;FWjpapd; epiwntw;wj;ijf; nfhu KoahJ>,th;fspy; ahh; thf;FWjpapd; epiwntw;wj;ijf; nfhu KoahJ>,th;fspy; ahh; thf;FWjpapd; epiwntw;wj;ijf; nfhu KoahJ> m. thf;FWjp bgWgth; M. Tl;L thf;FWjp mspj;jth;fs; ,. xU thf;FWjp bgWgth; kuzj;jpd; nghJ/ mtuJ rl;l gpujpepjp <. xg;ge;jj;jpw;F @d;whk; egh; tpil: <<<< 5.5.5.5. @d;whk; egh; vd;W ahiu TWfpd;nwhk;>@d;whk; egh; vd;W ahiu TWfpd;nwhk;>@d;whk; egh; vd;W ahiu TWfpd;nwhk;>@d;whk; egh; vd;W ahiu TWfpd;nwhk;> m. thf;FWjp mspg;gth; M. thf;FWjp bgWgth; ,. Kfth; <. rl;lhPjpahd gpujpepjp tpil: ,,,,
II. . . . FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;::::
1. 1. 1. 1. xU xg;ge;jj;ij epiwntw;w tHpfs; ahit>xU xg;ge;jj;ij epiwntw;w tHpfs; ahit>xU xg;ge;jj;ij epiwntw;w tHpfs; ahit>xU xg;ge;jj;ij epiwntw;w tHpfs; ahit> xU xg;ge;jk; epiwntw;wg;gl ,uz;L tHpfs; cs;sd. mit/ 1) cz;ikahd epiwntw;wk; 2) epiwntw;Wtjw;fhd Kidt[
2. 2. 2. 2. rl;lhPjpahd gpujpepjp vd;gth; ahh;>rl;lhPjpahd gpujpepjp vd;gth; ahh;>rl;lhPjpahd gpujpepjp vd;gth; ahh;>rl;lhPjpahd gpujpepjp vd;gth; ahh;> � jdpg;gl;l Mw;wy; rhh;e;j xg;ge;j=;fspy; thf;FWjp mspj;jth; xg;ge;jj;ij jdpg;gl;l Kiwapy; epiwntw;w ntz;Lk;. me;epiyapy; thf;FWjp mspj;jth; ,we;Jtpl;lhy; me;j xg;ge;jk; KotilfpwJ.
� MapDk; jdpg;gl;l Mw;wiy ek;gpapy;yhj xg;ge;j=;fisg; bghWj;jtiu/ thf;FWjp mspj;jthpd; rl;lhPjpahd thhpRjhuh; mtuJ kiwtpw;F gpwF epiwntw;wyhk;.
3. 3. 3. 3. Kfth; vd;gth; ahh;>Kfth; vd;gth; ahh;>Kfth; vd;gth; ahh;>Kfth; vd;gth; ahh;> � Kfth; (gphpt[ 40): Kfth; (gphpt[ 40): Kfth; (gphpt[ 40): Kfth; (gphpt[ 40): thf;FWjp mspj;jthpd; jdpg;gl;l Mw;wiy ek;gp xg;ge;jk;
cUthf;fg;gltpy;iybadpy; mj;jifa xg;ge;jj;jpy; thf;FWjp mspj;jthpd; KftUk; epiwntw;wyhk;.
4. 4. 4. 4. ,Ujug;g[ thf;FWjpfs; vd;why,Ujug;g[ thf;FWjpfs; vd;why,Ujug;g[ thf;FWjpfs; vd;why,Ujug;g[ thf;FWjpfs; vd;why; vd;d>; vd;d>; vd;d>; vd;d> � ,uz;L thf;FWjpfSk; xnu rkaj;jpy; epiwntw;wg;gLk; bghGJ/ mit gu!;gu
kw;Wk; xnu rkaj;jpy; epiwntw;wg;gl ntz;oa thf;FWjpfs; vdg;gLk;.
5. 5. 5. 5. xg;ge;jj;ij ahh; epiwntw;w ntz;Lk;>xg;ge;jj;ij ahh; epiwntw;w ntz;Lk;>xg;ge;jj;ij ahh; epiwntw;w ntz;Lk;>xg;ge;jj;ij ahh; epiwntw;w ntz;Lk;> 1. thf;FWjp mspj;jth; 2. rl;lhPjpahd gpujpepjp 3. Kfth;
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. xg;xg;xg;xg;ge;j epiwntw;wk; vd;why; vd;d>ge;j epiwntw;wk; vd;why; vd;d>ge;j epiwntw;wk; vd;why; vd;d>ge;j epiwntw;wk; vd;why; vd;d> � xg;ge;jj;jpy; <LgLk; egh;fs; jkJ flikfis epiwntw;wptpl;lhy; xg;ge;jk; epiwntw;wg;gl;ljhf fUjg;gLk;. gphpt[ 37go epiwntw;wk; xg;ge;jk; rl;lk; my;yJ ntW VnjDk; rl;lj;jpd; fPH; bray;gLj;j Koatpy;iy vdpy;/ xg;ge;jj;jpd;
� xt;bthU egUk; jhk; epiwntw;w ntz;oa flikfis epiwntw;wf; flikg;gl;lth;fshf cs;sdh;.
� ,UtUnk j=;fspd; flikfis epiwntw;Wtjd; @ynkh my;yJ epiwntw;Wtjw;fhf Kidt[ bra;tjd; @ynkh epiwntw;wyhk;.
xU xg;ge;jk; epiwntw;wg;gl ,uz;L tHpfs; cs;sd. mit
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1. cz;ikahd epiwntw;wk; 2. epiwntw;Wtjw;fhd Kidt[
2. 2. 2. 2. xg;ge;j epiwntw;wj;ij ahh; nfhuyhk;>xg;ge;j epiwntw;wj;ij ahh; nfhuyhk;>xg;ge;j epiwntw;wj;ij ahh; nfhuyhk;>xg;ge;j epiwntw;wj;ij ahh; nfhuyhk;>
a. thf;FWjp bgWgththf;FWjp bgWgththf;FWjp bgWgththf;FWjp bgWgth; kl;Lnk xg;ge;j epiwntw;wj;ijf; nfhu chpika[s;s egh;. b. rl;lhPjpahd gpujpepjrl;lhPjpahd gpujpepjrl;lhPjpahd gpujpepjrl;lhPjpahd gpujpepjp ? rpy NH;epiyfspy; rl;lhPjpahd gpujpepjp epiwntw;wj;ijf; nfhuyhk;.
c. @d;whtJ egh;@d;whtJ egh;@d;whtJ egh;@d;whtJ egh; ? tpjptpyf;fhf rpy NH;epiyfspy; mayhh; Tl epiwntw;wj;ijf; nfhUk; chpik bgWfpwhh;.
3. 3. 3. 3. ,Ujug;g[ thf;FWjp gw;wpf; TWf. ,Ujug;g[ thf;FWjp gw;wpf; TWf. ,Ujug;g[ thf;FWjp gw;wpf; TWf. ,Ujug;g[ thf;FWjp gw;wpf; TWf.
i) ,Ujug;g[ kw;Wk; jd;dpr;irahd thf;FWjp,Ujug;g[ kw;Wk; jd;dpr;irahd thf;FWjp,Ujug;g[ kw;Wk; jd;dpr;irahd thf;FWjp,Ujug;g[ kw;Wk; jd;dpr;irahd thf;FWjp
� xt;bthUtUk; kw;wth; mtUila thf;FWjpia epiwntw;Wfpwhuh vd fhj;jpuhky; mtuth; jdJ thf;FWjpia epiwntw;w ntz;Lk;.
� ,e;j thf;FWjp ,Ujug;g[ kw;Wk; jd;dpr;irahd thf;FWjp vdg;gLfpd;wJ.
ii) ,Ujug;g[ kw;Wk; rhh;e;jpUf;fpd;w thf;FWjpfs;,Ujug;g[ kw;Wk; rhh;e;jpUf;fpd;w thf;FWjpfs;,Ujug;g[ kw;Wk; rhh;e;jpUf;fpd;w thf;FWjpfs;,Ujug;g[ kw;Wk; rhh;e;jpUf;fpd;w thf;FWjpfs;
� ,t;tpj thf;FWjpfspy; xU eghpd; epiwntw;wk;/ kw;wth; jk;Kila thf;FWjpia Kd; Tl;ona epiwntw;Wtij bghWj;J mikfpd;wJ. ,J gu!;gukhd kw;Wk; rhh;e;jpUf;fpd;w thf;FWjp vdg;gLk;. ,Ujug;g[ kw;wk; xnu rkaj;jpy; epiwntw;wg;gl ntz;oa thf;FWjpfs;
� ,uz;L thf;FWjpfSk;/ xnu rkaj;jpy; epiwntw;wg;gLk; bghGJ/ mit gu!;gu kw;Wk; xnu rkaj;jpy; epiwntw;wg;gl ntz;oa thf;FWjpfs; vdg;gLk;.
4.4.4.4. Tl;L thf;FWjp mspj;jth; vd;gth;Tl;L thf;FWjp mspj;jth; vd;gth;Tl;L thf;FWjp mspj;jth; vd;gth;Tl;L thf;FWjp mspj;jth; vd;gth; ahh;>ahh;>ahh;>ahh;>
i) Tl;L bghWg;g[fspd; xg;gilg;g[ (gphpt[ 42)Tl;L bghWg;g[fspd; xg;gilg;g[ (gphpt[ 42)Tl;L bghWg;g[fspd; xg;gilg;g[ (gphpt[ 42)Tl;L bghWg;g[fspd; xg;gilg;g[ (gphpt[ 42)
� ,uz;L my;yJ mjw;F nkw;gl;l egh;fs; Tl;lhf thf;FWjpfis mspe;jpUe;jhy;/ midtUnk ,ize;J epiwntw;w ntz;Lk;. VnjDk; xU Tl;L thf;FWjp mspj;jth; ,we;Jtpl;lhy; mtuJ thhpRjhuUk; gpw capUs;s Tl;L thf;FWjp mspj;jtUk; nrh;e;J xg;ge;jj;ij epiwntw;w ntz;Lk;.
� vy;yh thf;FWjp mspj;jth;fSk; ,we;Jtpl;lhy;/ xt;bthUtUila thhpRjhuUk; nrh;e;J thf;FWjpia epiwntw;w ntz;Lk;.
ii) Tl;L chpikfspd; xg;gilg;g[ ( gphpt[ 45)Tl;L chpikfspd; xg;gilg;g[ ( gphpt[ 45)Tl;L chpikfspd; xg;gilg;g[ ( gphpt[ 45)Tl;L chpikfspd; xg;gilg;g[ ( gphpt[ 45)
� gy egh;fs; Tl;lhf xU eghplkpUe;J thf;FWjp xd;iwg; bgWk; bghGJ/ midtUnk ,ize;J mt;thf;FWjpia epiwntw;w ntz;Lk; vd;W nfhUk; chpik cz;L. VnjDk; xU Tl;L thf;FWjp bgw;wth; ,we;Jtpl;lhy; mtuJ thhpRjhUk; gpw capUs;s Tl;L thf;FWjp bgw;wtUk; nrh;e;J xg;ge;jj;ij epiwntw;w ntz;Lk; vdf;nfhuyhk;.
� Tl;lhf thf;FWjp bgw;w midtUk; ,we;Jtpl;lhy;/ xt;bthUtUila thhpRjhuUk; nrh;e;J thf;FWjpia epiwntw;w ntz;Lk; vdf;nfhuyhk;.
IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. epiwntw;wj;jpd; neuKk;/ fhyKk; gw;wpa tpjpfis tpsf;Ff.epiwntw;wj;jpd; neuKk;/ fhyKk; gw;wpa tpjpfis tpsf;Ff.epiwntw;wj;jpd; neuKk;/ fhyKk; gw;wpa tpjpfis tpsf;Ff.epiwntw;wj;jpd; neuKk;/ fhyKk; gw;wpa tpjpfis tpsf;Ff. xg;ge;jj;jpd; epiwntw;wj;jpd; neuk;/ ,lk; kw;Wk; tpjk; Mfpait xg;ge;jj;jpy;
<LgLk; egh;fs; Kot[ bra;J bfhs;s ntz;Lk;. ,J bjhlh;ghf xg;ge;j rl;lj;jpy; 46 Kjy; 50 tiu gy;ntW rl;l tpjpfs; Fwpg;gplg; gl;Ls;sd.
i) neuk; eph;zapf;fg;glhik (gphpt[ 46)) neuk; eph;zapf;fg;glhik (gphpt[ 46)) neuk; eph;zapf;fg;glhik (gphpt[ 46)) neuk; eph;zapf;fg;glhik (gphpt[ 46)
� epiwntw;Wtjw;Fhpa neuk; eph;zapf;fg;gltpy;iy vdpy;/ xU thf;FWjp mspj;jth; xU epahakhd fhyj;jpw;Fs; xg;ge;jj;ij epiwntw;w ntz;Lk;.
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� epahakhd fhyk; vd;gJ xg;ge;jj;ija[k; my;yJ xg;ge;jj;jpy; <LgLk; egh;fspd; vz;zk; Mfpatw;iwg; bghWj;J mika[k;.
ii)epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47))epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47))epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47))epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47)
� rpy rka=;fspy;/ epiwntw;Wtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;Jk;/ thf;FWjp bgw;wth; ,ij epiwntw;WkhW nfl;fhky; ,Uf;fpd;whh;.
� ,t;tpj rka=;fspy; thf;FWjp mspg;gth; jdJ thf;FWjpia Fwpg;gpl;l ehspy; tzpf neuj;jpy; Fwpg;gpl;l ,lj;jpy; epiwntw;wg;gl ntz;Lk;.
iii)xU Fwpg;gpl;l ehspy; epiwntw;wk; )xU Fwpg;gpl;l ehspy; epiwntw;wk; )xU Fwpg;gpl;l ehspy; epiwntw;wk; )xU Fwpg;gpl;l ehspy; epiwntw;wk; ( gphpt[ 48)( gphpt[ 48)( gphpt[ 48)( gphpt[ 48)
� xg;ge;jk; epiwntw;Wtjw;fhd ehs; Fwpg;gplg;gl;L ,Ue;jhYk; thf;FWjp bgWgth; nfl;Fk; bghGJ jhd; thf;FWjp mspg;gth; jdJ thf;FWjpia bra;J Kof;f ntz;Lk;.
iv),lk; Fwpg;gplhky;/ tpz;zg;gpf;fhky; ,Uf;Fk; nghJk; (gphpt[ 49)),lk; Fwpg;gplhky;/ tpz;zg;gpf;fhky; ,Uf;Fk; nghJk; (gphpt[ 49)),lk; Fwpg;gplhky;/ tpz;zg;gpf;fhky; ,Uf;Fk; nghJk; (gphpt[ 49)),lk; Fwpg;gplhky;/ tpz;zg;gpf;fhky; ,Uf;Fk; nghJk; (gphpt[ 49)
� rpy rka=;fspy; xg;ge;jj;jpy; thf;FWjp epiwntw;wgl ntz;oa ,lk; Fwpg;gplg;gl;oUf;fhJ. nkYk; thf;FWjpa[k;/ thf;FWjp bgw;wthpd; tpz;zg;gk; ,d;wp epiwntw;wg;glf;Toajhf ,Uf;Fk;.
� ,t;tpj rka=;fspy;/ thf;FWjpia mspj;jth; thf;FWjp bgw;wthplk;/ epiwntw;wk; v=;F bra;ag;gl ntz;Lk; vd;W nfl;L/ mth; epakpj;j ,lj;jpy; mij epiwntw;w ntz;Lk;.
v)epiwntw;Wk; tpjk; kw;Wk; fhyk; (gphpt[ 50))epiwntw;Wk; tpjk; kw;Wk; fhyk; (gphpt[ 50))epiwntw;Wk; tpjk; kw;Wk; fhyk; (gphpt[ 50))epiwntw;Wk; tpjk; kw;Wk; fhyk; (gphpt[ 50)
� thf;FWjp bgw;wth;/ thf;FWjp epiwntw;Wk; tpjKk; kw;Wk; fhyKk; eph;zapj;J gpwF mjd;go xg;ge;jk; epiwntw;wg;gl ntz;Lk;.
2. 2. 2. 2. epiwntw;wj;jpd; fhyk; vd;gJ xU Kf;fpa fhuzpepiwntw;wj;jpd; fhyk; vd;gJ xU Kf;fpa fhuzpepiwntw;wj;jpd; fhyk; vd;gJ xU Kf;fpa fhuzpepiwntw;wj;jpd; fhyk; vd;gJ xU Kf;fpa fhuzp vd;w tpjpiaf; TW. vd;w tpjpiaf; TW. vd;w tpjpiaf; TW. vd;w tpjpiaf; TW.
i)epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47))epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47))epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47))epiwntWtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg;gl;oUe;jhy; (gphpt[ 47)
� rpy rka=;fspy;/ epiwntw;Wtjw;Fhpa fhyKk; ,lKk; Fwpg;gplg; gl;oUe;Jk;/ thf;FWjp bgw;wth; mij epiwntw;WkhW nfl;fhky; ,Uf;fpd;wdh;.
� ,t;tpj thf;FWjp mspg;gth; jdJ thf;FWjpia Fwpg;gpl;l ehspy;/ tzpf neuj;jpy;/ Fwpg;gpl;l ,lj;jpy; epiwntw;wg;gl ntz;Lk;.
ii)epiwntw;Wk; tpjk; kw;Wk; fhyk; ( gphpt[ 50))epiwntw;Wk; tpjk; kw;Wk; fhyk; ( gphpt[ 50))epiwntw;Wk; tpjk; kw;Wk; fhyk; ( gphpt[ 50))epiwntw;Wk; tpjk; kw;Wk; fhyk; ( gphpt[ 50)
� thf;FWjp bgw;wth;/ thf;FWjp epiwntw;Wk; tpjKk; kw;Wk; fhyKk; eph;zapj;J gpwF mjd;go xg;ge;jk; epiwntw;wg;gl ntz;Lk;.
3. 3. 3. 3. brYj;JbrYj;JbrYj;JbrYj;Jjy;fis xJf;fp itj;jy; vt;thW eilbgWfpwJ vd;gijf; TWjy;fis xJf;fp itj;jy; vt;thW eilbgWfpwJ vd;gijf; TWjy;fis xJf;fp itj;jy; vt;thW eilbgWfpwJ vd;gijf; TWjy;fis xJf;fp itj;jy; vt;thW eilbgWfpwJ vd;gijf; TW .brYj;jy;fis xJf;fp itj;jy; ( gphpt[ 56?61).brYj;jy;fis xJf;fp itj;jy; ( gphpt[ 56?61).brYj;jy;fis xJf;fp itj;jy; ( gphpt[ 56?61).brYj;jy;fis xJf;fp itj;jy; ( gphpt[ 56?61) � fldhsp xUth; kw;wthplkpUe;J gy;ntW fld;fisg; bgw;wpUe;J/ mf;fld;fs; KGtija[k; jPh;f;fg; nghJkhd msit tplf;Fiwe;j Xh; bjhifiar; k; brYj]Jk]bghGJ/
� mj;bjhifia mtUila ve;j flidj; jPh;f;fg;gad;gLj;j ntz;Lk; vd Xh; gpur;rid Vw;gLfpd;wJ.
� fldhsp xUth; xU fldPe;njhhplk; gy jdpj;jdpf; fld;fisr; brYj;j ntz;oa epiyapy; mDg;gpa bjhif midj;Jf; fld;fisa[k; jPh;g;gjw;F nghJkhdjhf ,y;iy vdpy; Fwpg;gpl;l xU flDf;F mj;bjhifiag; gad;gLj;jy;brYj;jg; gfph;t[ vd;W bgah;.
� brYj;jy;fis xJf;fp itj;jy; bjhlh;ghd tpjpfs; 59 Kjy; 61 tiuapyhd rl;lg;gphpt[fspy; Fwpg;gplg;gl;Ls;sd. mitahtd.
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� cjhuzkhf X vd;gth; q.20/000/ q/30/000 kw;Wk; q.50/000 vd Y vd;gthplk; @d;W tpjkhd fld;fis bgw;Ws;shh;. X vd;gth; q.50/000 Yf;F mDg;g[fpwhh;. X
@d;whk; flDf;F vjpuhf gzk; brYj;jg;gl ntz;Lk; vd;W mwpt[Wj;Jfpd;wJ. Y @d;whtJ flDf;f vjpuhf kl;Lnk flid Vw;wf; bfhs;sg;gl ntz;Lk;.
ii)jPh;f;fg;gl ntz;oa fld; Rl;of;fhl;lhj bghGJ (60))jPh;f;fg;gl ntz;oa fld; Rl;of;fhl;lhj bghGJ (60))jPh;f;fg;gl ntz;oa fld; Rl;of;fhl;lhj bghGJ (60))jPh;f;fg;gl ntz;oa fld; Rl;of;fhl;lhj bghGJ (60)
� fldhsp mspj;j bjhif ve;jf; flid milf;f gad;gLj;jg;gl ntz;Lk;. vd;gij Rl;of;fhl;lhj bghGJ fld; mspj;jthpd; tpUg;gj;jpw;F vd;g mj;bjhifiag; gad;gLj;jpf; bfhs;syhk;.
� cjhuzk; P vd;gth; Q vd;gthplk; gy fld;fisg; bgw;Ws;shh; ,Ug;gpDk; � P bgw;w fld;fspy; xd;whd q.10/000 milf;FkhW Q vd;gth; nfl;Fk; bghGJk;/
P vd;gth; nfhhpa gzj;ij brYj;Jfpwhh;. iii)fldhsp rl;of;fhl;lt[k; fldspj;jth; xJf;fPL bra;at[k; jtWk;bghGJ (61))fldhsp rl;of;fhl;lt[k; fldspj;jth; xJf;fPL bra;at[k; jtWk;bghGJ (61))fldhsp rl;of;fhl;lt[k; fldspj;jth; xJf;fPL bra;at[k; jtWk;bghGJ (61))fldhsp rl;of;fhl;lt[k; fldspj;jth; xJf;fPL bra;at[k; jtWk;bghGJ (61)
� xg;ge;j egh;fs; vf;flDf;F vd xJf;fPL bra;atpy;iy vdpy;/ fhy thpirg;go Kjd;Kjypy; bgwg;gl;l flidj; jPh;g;gjw;Fg; gad;gLj;jg;gLk;/ xU ntis/ fld; midj;Jk; xnu epiyapy; ,Ug;gpd;/ tpfpjhr;rhu mog;gilapy; mit jPh;f;fggLk;.
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myFmyFmyFmyF– 9 ,e;jpa xg;ge;jr;rl;lk;,e;jpa xg;ge;jr;rl;lk;,e;jpa xg;ge;jr;rl;lk;,e;jpa xg;ge;jr;rl;lk;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 31313131 xg;ge;j tpLtpg;g[ kw;Wk; xg;ge;j kPWifxg;ge;j tpLtpg;g[ kw;Wk; xg;ge;j kPWifxg;ge;j tpLtpg;g[ kw;Wk; xg;ge;j kPWifxg;ge;j tpLtpg;g[ kw;Wk; xg;ge;j kPWif
I. rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. xU bry;yj;jF xg;ge;j epiwntw;wj;jpy; xg;ge;j eghpd; flikxU bry;yj;jF xg;ge;j epiwntw;wj;jpy; xg;ge;j eghpd; flikxU bry;yj;jF xg;ge;j epiwntw;wj;jpy; xg;ge;j eghpd; flikxU bry;yj;jF xg;ge;j epiwntw;wj;jpy; xg;ge;j eghpd; flik m. xg;ge;jk; tpLtpg;g[ bra;ag;gl;;lJ M. eilKiwg;gLj;jg;gLk; ,. bry;;yhjJ <. ,it vJt[k; ,y;iy tpil: mmmm
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3333 gy;ntW NH;epiyfspy; xg;ge;jk; epiwntw;w ,ayhJ me;j xg;ge;jk;gy;ntW NH;epiyfspy; xg;ge;jk; epiwntw;w ,ayhJ me;j xg;ge;jk;gy;ntW NH;epiyfspy; xg;ge;jk; epiwntw;w ,ayhJ me;j xg;ge;jk;gy;ntW NH;epiyfspy; xg;ge;jk; epiwntw;w ,ayhJ me;j xg;ge;jk; m. jtph;f;ff;Toa M. bry;yhj ,. bry;yf;ToaJ<.,tw;wpy; vJt[k; ,y;iy tpil: MMMM
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xd;wpize;J cld;ghl;il xU Kot[f;F bfhz;L tuyhk;. ,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[/ gpd;tUk; VnjDk; tHpfspy; ,Uf;fyhk; mit
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1) xg;ge;jj;jpy; <Lgl;L;s]s egh;fs; btspg;gilahfnth my;yJ cl;fpilahfnth xg;ge;jj;ij Kot[f;Ff; bfhz;L tuyhk;.
2) ,Ujug;g[ tpLtpg;g[/ gpd;tUk; VnjDk; xU tHpapy; bra;ag;glyhk;. mit ghpkhw;wk;/ jpUj;jk;/ js;Sgo/ uj;J bra;jy;/ jsh;j;jy;/ ,izg;g[
2. 2. 2. 2. epiwntw;wk; ,ayhJ nghjypd; tiffs; ahit>epiwntw;wk; ,ayhJ nghjypd; tiffs; ahit>epiwntw;wk; ,ayhJ nghjypd; tiffs; ahit>epiwntw;wk; ,ayhJ nghjypd; tiffs; ahit> 1. cld;gof;if Vw;gLk; bghGnj epiwntw;w ,ayhik 2. xg;ge;jk; cUthfpa gpd;dh; Vw;gLk; ,ayhik.
3. 3. 3. 3. gzpf;F Vw;w bjhif vd;why; vd;d>gzpf;F Vw;w bjhif vd;why; vd;d>gzpf;F Vw;w bjhif vd;why; vd;d>gzpf;F Vw;w bjhif vd;why; vd;d> � xg;ge;jj;jpy; <LgLk; xU egh; thf;FWjpia epiwntw;wpa gpd;dh; kw;bwhU egh; xg;ge;jj;ij kPWtjhy; gzpf;F Vw;w bjhif vd;w Tw;W vGfpwJ. “vt;tst[
<l;lg;gl;lnjh mt;tst[“ vd;w brhy;ypd; bghUs; ‘gzpf;F Vw;w bjhif’ vdg;gLfpwJ.
� xg;ge;jj;jpd; xU gFjp epiwntw;wg;gl;L/ kWgFjp epiwntw;wg;gl Koahky; jil Vw;gl;lhy;/ xg;ge;jj;jpd; xU gFjpia Koj;j egUf;F ,Hg;gPL fpilf;f tif bra;fpwJ.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. ,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;gpd; tiffs; ahit>,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;gpd; tiffs; ahit>,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;gpd; tiffs; ahit>,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;gpd; tiffs; ahit> � xg;ge;jj;jpy; <LgLk; egh;fspd; cld;gof;if ,Ujug;g[ xj;Jf;bfhs;tjd; @yk; cld;ghl;il Kof;fyhk;. cld;ghl;od; tpisthf xg;ge;jk; Vw;gLtJ nghy/ mjpy; <Lgl;Ls;s egh;fs; xd;wpize;J cld;ghl;il xU Kot[f;F bfhz;L tuyhk;.
� ,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[ gpd;tUk; VnjDk; tHpfspy; ,Uf;fyhk;. � mit/xg;ge;jj;jpy; <Lgl;Ls;s egh;fs;/ btspg;gilahfnth my;yJ cl;fpilahfnth xg;ge;jj;ij Kot[f;F bfhz;L tuyhk;.
� ,Ujug;g[ tpLtpg;g[ gpd;tUk; VnjDk; xU tHpapy; bra;ag;glyhk; � mit.ghpkhw;wk;/ jpUj;jk;/ js;Sgo/ uj;J bra;jy;/ jsh;j;Jjy; ,izg;g[
2. 2. 2. 2. epiwntw;wj;jpd; mog;gilapy; xg;ge;j tpLtpg;g[ vd;why; vd;d>epiwntw;wj;jpd; mog;gilapy; xg;ge;j tpLtpg;g[ vd;why; vd;d>epiwntw;wj;jpd; mog;gilapy; xg;ge;j tpLtpg;g[ vd;why; vd;d>epiwntw;wj;jpd; mog;gilapy; xg;ge;j tpLtpg;g[ vd;why; vd;d> epiwntw;wj;jpd; @yk; tpLtpg;g[epiwntw;wj;jpd; @yk; tpLtpg;g[epiwntw;wj;jpd; @yk; tpLtpg;g[epiwntw;wj;jpd; @yk; tpLtpg;g[
� xg;ge;jj;jpy; <Lgl;Ls;s egh;fs; jkJ flikfisr; bra;jhy;/ xg;ge;jk; epiwntw;wg;gl;ljhff; fUjg;gLk;. epiwntw;wk; vd;gJ cld;ghl;od; go ,Uf;f ntz;Lk;.
� thf;FWjp mspj;jg;go Fwpg;gpl;l fhyj;jpy;/ Fwpg;gpl;l Kiwapy; xg;ge;jk; epiwntw;wg;gl ntz;Lk;.
� epiwntw;wk; ,uz;L tifg;gLk;epiwntw;wk; ,uz;L tifg;gLk;epiwntw;wk; ,uz;L tifg;gLk;epiwntw;wk; ,uz;L tifg;gLk; 1) cz;ikahd epiwntw;wk; 2) epiwntw;Wtjhf Kidt[ bra;jy;
3. 3. 3. 3. xg;ge;jk;; epiwntw;w ,ayhJ nghjYf;fhd fhuz=;fs; ahit>xg;ge;jk;; epiwntw;w ,ayhJ nghjYf;fhd fhuz=;fs; ahit>xg;ge;jk;; epiwntw;w ,ayhJ nghjYf;fhd fhuz=;fs; ahit>xg;ge;jk;; epiwntw;w ,ayhJ nghjYf;fhd fhuz=;fs; ahit> m. epiwntw;wy; ,ayhJ nghjy; ,uz;L tm. epiwntw;wy; ,ayhJ nghjy; ,uz;L tm. epiwntw;wy; ,ayhJ nghjy; ,uz;L tm. epiwntw;wy; ,ayhJ nghjy; ,uz;L tifg;gLk; (gphpt[ 56) mit/ifg;gLk; (gphpt[ 56) mit/ifg;gLk; (gphpt[ 56) mit/ifg;gLk; (gphpt[ 56) mit/
i) cld;gof;if Vw;gLk; bghGnj epiwntw;w ,ayhik ii) xg;ge;jk; cUthfpa gpd;dh; Vw;gLk; ,ayhik M.cld;gof;if Vw;gLk; bghGnj mJ epiwntw;wg;gl KoahJ vd;gJ M.cld;gof;if Vw;gLk; bghGnj mJ epiwntw;wg;gl KoahJ vd;gJ M.cld;gof;if Vw;gLk; bghGnj mJ epiwntw;wg;gl KoahJ vd;gJ M.cld;gof;if Vw;gLk; bghGnj mJ epiwntw;wg;gl KoahJ vd;gJ i) xg;ge;j egh;fSf;F bjhpe;J ,Uf;fyhk;. ii) xg;ge;j egh;fSf;F bjhpahky; ,Uf;fyhk;
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,.mnjng,.mnjng,.mnjng,.mnjnghy xU xg;ge;jj;ij cUthf;fpa gpd;dh; Vw;gLk; ,ayhik my;yJ ,ilapy; hy xU xg;ge;jj;ij cUthf;fpa gpd;dh; Vw;gLk; ,ayhik my;yJ ,ilapy; hy xU xg;ge;jj;ij cUthf;fpa gpd;dh; Vw;gLk; ,ayhik my;yJ ,ilapy; hy xU xg;ge;jj;ij cUthf;fpa gpd;dh; Vw;gLk; ,ayhik my;yJ ,ilapy; ,ayhky; nghjyhy; tpLtpg;g[ nghd;wit.,ayhky; nghjyhy; tpLtpg;g[ nghd;wit.,ayhky; nghjyhy; tpLtpg;g[ nghd;wit.,ayhky; nghjyhy; tpLtpg;g[ nghd;wit.
i) xg;ge;j egh;fspd; fl;Lg;ghl;ow;F mg;ghw;gl;l rpy epfH;t[fs; my;yJ
ii) thf;FWjp mspj;jth; my;yJ thf;FWjp bgWgthpd; rpy bray;fshy; Vw;glyhk;.
4. 4. 4. 4. ,Hg;gPL bjhif ,Hg;gPL bjhif ,Hg;gPL bjhif ,Hg;gPL bjhif bjhlh;ghd gy;ntW tpjpfs; ahit>bjhlh;ghd gy;ntW tpjpfs; ahit>bjhlh;ghd gy;ntW tpjpfs; ahit>bjhlh;ghd gy;ntW tpjpfs; ahit> � ,Hg;gPL vd;gJ xg;ge;jk; kPWifahy; ghjpf;fg;gl;l egh; mile;j el;lj;ij <Lfl;Lk; tifapy; jtwpiHj;j eguhy; mspf;fg;gLk; gzk; rhh;e;j <L MFk;.
IV.... bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. 1. 1. 1. xg;ge;j tpLtpg;g[ tHpfis tpsf;Ff. xg;ge;j tpLtpg;g[ tHpfis tpsf;Ff. xg;ge;j tpLtpg;g[ tHpfis tpsf;Ff. xg;ge;j tpLtpg;g[ tHpfis tpsf;Ff. xg;ge;j tpLtpf;fg;gLk; tHpfs;
i)epiwntw;wj;jpd; @yk; tpLtpg;g[)epiwntw;wj;jpd; @yk; tpLtpg;g[)epiwntw;wj;jpd; @yk; tpLtpg;g[)epiwntw;wj;jpd; @yk; tpLtpg;g[
� xg;ge;jj;jpy; <Lgl;Ls;s egh;fs; jkJ flikfisr; bra;jhy;/ xg;ge;jk; epiwntw;wg;gl;ljhf fUjg;gLk;. epiwntw;wk; vd;gJ cld;ghl;od; go ,Uf;f ntz;Lk;.
� thf;FWjp mspj;jg;go Fwpg;gpl;l fhyj;jpy;/ Fwpg;gpl;l Kiwapy; xg;ge;jk; epiwntw;wg;gl ntz;Lk;.
� epiwntw;wk; ,uz;L tifg;gLk; epiwntw;wk; ,uz;L tifg;gLk; epiwntw;wk; ,uz;L tifg;gLk; epiwntw;wk; ,uz;L tifg;gLk; m. cz;ikahd epiwntw;wk;
M. epiwntw;Wtjhf Kidt[ bra;jy;
ii),Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[),Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[),Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[),Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[
� xg;ge;jj;jpy; <LgLk; egh;fspd; cld;gof;if ,Ujug;g[ xj;Jf;bfhs;tjd; @yk; cld;ghl;il Kof;fyhk;. cld;ghl;od; tpisthf xg;ge;jk; Vw;gLtJ nghy/ mjpy; <Lgl;Ls;s egh;fs; xd;wpize;J cld;ghl;il xU Kot[f;F bfhz;L tuyhk;.
� ,Ujug;g[ cld;gof;ifapd; @yk; tpLtpg;g[ gpd;tUk; VnjDk; tHpfspy; ,Uf;fyhk;. mit/xg;ge;jj;jpy; <Lgl;Ls;s egh;fs; btspg;gilahfnth my;yJ cl;fpilahfnth xg;ge;jj;ij Kot[f;F bfhz;Ltuyhk;.
� ,Ujug;g[ tpLtpg;g[ gpd;tUk; VnjDk; xU tHpahf bra;ag;glyhk; mit.ghpkhw;wk;/ jpUj;jk;/ js;Sgo/ uj;J bra;jy;/ jsh;j;Jjy; ,izg;g[
iii),ayhJ nghjyhy; tpLtpg;g[),ayhJ nghjyhy; tpLtpg;g[),ayhJ nghjyhy; tpLtpg;g[),ayhJ nghjyhy; tpLtpg;g[ rpy epfH;r;rpfshy;/ xU xg;ge;jj;ij epiwntw;w Koahky; nghdhy;/ mJ ,ayhJ
nghjyhy; tpLtpg;g[ vdg;gLk;. mjdhy; xg;ge;j egh;fs; jkJ flikfspy; ,Ue;J tpLtpf;fg;gLfpd;wdh;.
epiwntw;wk; ,ayhJ nghjy; ,uz;L tifg;gLk;. (gphpt[ 56) mit.
i) cld;gof;if Vw;gLk; bghGnj epiwntw;w ,ayhik ii) xg;ge;jk; cUthfpa gpd;dh; Vw;gLk; ,ayhik cld;gof;if Vw;gLk; bghGnj mJ epiwntw;wg;gl KoahJ vd;gJ
i) xg;ge;j egh;fSf;F bjhpe;J ,Uf;fyhk;. ii) xg;ge;j egh;fSf;F bjhpahky; ,Uf;fyhk; mnjnghy xU xg;ge;jj;ij cUthf;fpa gpd;dh; Vw;gLk; ,ayhik my;yJ ,ilapy; ,ayhky; nghjyhy; tpLtpg;g[ nghd;wit.
i) xg;ge;j egh;fspd; fl;Lg;ghl;ow;F mg;ghw;gl;l rpy epfH;t[fs; my;yJ
ii) thf;FWjp mspj;jth; my;yJ thf;FWjp bgWgthpd; rpy bray;fshy; Vw;glyhk;. iv)fhyk; fle;J nghtjhy; tpLtpg;g[)fhyk; fle;J nghtjhy; tpLtpg;g[)fhyk; fle;J nghtjhy; tpLtpg;g[)fhyk; fle;J nghtjhy; tpLtpg;g[
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� tiuaiw rl;lk; 1963go xg;ge;jk; xd;W Fwpg;gpl;l fhyj;jpw;Fs; epiwntw;wg;gl ntz;Lk;. xg;ge;jk; epiwntw;wg;glhky; ,Ue;jhy;
� mjdhy; ghjpf;fg;gl;l egh; Fwpg;gpl;l fhyj;jpw;Fs; rl;l eltof;if vLf;fhtpl;lhy;/ xg;ge;jj;ij epiwntw;w nfhUk; chpikia ,He;JtpLfpwhh;.
v)rl;lj;jpdhy; tpLtpg;g[)rl;lj;jpdhy; tpLtpg;g[)rl;lj;jpdhy; tpLtpg;g[)rl;lj;jpdhy; tpLtpg;g[
� rl;lj;jpdhy; tpLtpg;g[ vd;gJ rl;lj;jpd; jiyaPl;odhy; xg;ge;jk; xd;W tpLtpf;fg;gLtij ,J Fwpf;Fk;. ,J gpd;tUk; VnjDk; tHpfspy; bra;ag;glyhk;.
a. ,wg;g[ ,wg;g[ ,wg;g[ ,wg;g[ � jdpg;gl;l Mw;wiy ek;gpa[s;s xg;ge;j=;fspy;/ thf;FWjp mspj;jth; ,we;jt[ld; mt;bthg;ge;jk; Kot[f;F te;JtpLk;.
b.,izg;g[ ,izg;g[ ,izg;g[ ,izg;g[ � xU eghpd; Fiwe;j mst[ chpikahdJ mtUf;F te;JnrUk; cah;e;j mst[ chpika[ld; ,izg;gijf; Fwpf;Fk;. ,jpy; Fiwe;j mst[ chpika[s;s xg;ge;jk; tpLtpf;fg;gLk;.
c.behog;g[ epiybehog;g[ epiybehog;g[ epiybehog;g[ epiy
� xg;ge;jj;jpy; <Lgl;Ls;s xUth; behog;g[ epiy mile;Jtpl;lhy; mtUila midj;J bghWg;g[fspy; ,Ue;J tpLtpf;fg;gLfpd;whh;.
d.Kf;fpakhd jpUj;jk; Kf;fpakhd jpUj;jk; Kf;fpakhd jpUj;jk; Kf;fpakhd jpUj;jk;
� xU xgge;jj;jpy; <LgLk; xU egh; mLj;jthpd; mDkjpapd;wp xg;ge;jj;jpy; epge;jidfspy; jpUj;jk; bra;thnubadpy;/ xg;ge;jj;ij Kot[f;F bfhz;L tuyhk;.
2.2.2.2. ,Hg;gPL vd;why; vd;d> gy;ntW tifahd ,Hg;gPL ahit>,Hg;gPL vd;why; vd;d> gy;ntW tifahd ,Hg;gPL ahit>,Hg;gPL vd;why; vd;d> gy;ntW tifahd ,Hg;gPL ahit>,Hg;gPL vd;why; vd;d> gy;ntW tifahd ,Hg;gPL ahit> � ,Hg;gPL vd;gJ xg;ge;jk; kPWifahy; ghjpf;fg;gl;l egh; mile;j el;lj;ij <Lfl;Lk; tifapy; jtwpiHj;j eguhy; mspf;fg;gLk; gzk; rhh;e;j <L MFk;. Mfnt ghjpf;fg;gl;l egh;/ xg;ge;jk; kPWiff;F fhuzkhd egh; kPJ ,Hg;gPL bgWk; tifapy; rl;l eltof;if vLf;fyhk;.
� ,e;jpa xg;ge;jr;rl;lk;/ 1872d; gphpt[ 73/ xg;ge;jj;ij kPWk; egh; mjdhy; ghjpf;fg;gl;l egUf;F ,Hg;gPL mspf;Fk; bghWg;g[s;sJ. ,Hg;gPL ehd;F tiffshf cs;sd.
i) rhjhuz ,Hg;gPLfs; ii) rpwg;g[ ,Hg;gPLfs; iii) gHpth=;Fk; jd;ika[s;s my;yJ Kd;khjphp ,Hg;gPLfs; kw;Wk; iv) bgaust[ ,Hg;gPLfs;
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myFmyFmyFmyF– 10
neh;Kf kw;Wk; kiwKf thpfs;neh;Kf kw;Wk; kiwKf thpfs;neh;Kf kw;Wk; kiwKf thpfs;neh;Kf kw;Wk; kiwKf thpfs;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 32323232 neh;Kf thpfs;neh;Kf thpfs;neh;Kf thpfs;neh;Kf thpfs;
I....rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1. tUkhdthp vd;gJ m. tpahghu thp M. neuo thp ,. kiwKf thp <. nrit thp tpil: MMMM
2. fzf;fPl;L Mz;L vd;gJ m. Vg;uy; 1 Kjy; khh;r; 31 tiu M. khh;r; 1 Kjy; gpg;uthp 28 tiu ,. Niy 1 Kjy; Nd; 30 tiu <. rdthp 1 Kjy; ork;gh; 31 tiu tpil: mmmm
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3. tUkhdk; <l;lg;gl;l Mz;L vd;gJ m. fzf;fPl;L Mz;LM. Ke;ija Mz;L ,. xsp Mz;L <. ehl;fhl;o Mz;L tpil: MMMM
4. Ie;J jiyg;g[fspd; fPH; tUk; tUkhdj;jpd; TLjy; vd;gJ m. KGbkhj;j tUkhdk; M. bkhj;j tUkhdk; ,. Cjpa tUkhdk; <. tpahghu tUkhdk; tpil: MMMM
5. ,e;jpahtpy; ntshz;ik tUkhdk; vd;gJ m. KGtJk; thp tpjpg;gpw;Fl;gl;lJ M. KGtJk; thp tpyf;fpw;Fl;gl;lJ ,. tUkhdkhf fUjg;gLtjpy;iy <. kiwKf thp tpil: MMMM
II.... FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;
1. tUkhd thp vd;why; vd;d>1. tUkhd thp vd;why; vd;d>1. tUkhd thp vd;why; vd;d>1. tUkhd thp vd;why; vd;d> � xU eghpd; tUkhdj;jpd; kPJ Rkj;jg;gLk; thp tUkhdthp vdg;gLk;. ,J xU neh;Kfthp MFk;. ,t;thpapy; thpRikapid kw;bwhUth; kPJ khw;w ,ayhJ.
2. Ke;ija Mz;L vd;why; vd;d>2. Ke;ija Mz;L vd;why; vd;d>2. Ke;ija Mz;L vd;why; vd;d>2. Ke;ija Mz;L vd;why; vd;d>
� xU tUlj;jpy; <l;lg;gl;l tUkhdk; mLj;j Mz;oy; thp tpjpg;gpw;Fl;gLk;/ tUkhdk; <l;lg;gl;l Mz;L Ke;ija Mz;L vdg;gLfpwJ.
� Ke;ija Mz;L vd;gJ vg;bghGJk; Vg;uy; 1y; bjhl=;fp khh;r; 31y1y; bjhl=;fp khh;r; 31y1y; bjhl=;fp khh;r; 31y1y; bjhl=;fp khh;r; 31y; Koaf;Toa tifapy; 12 khj=;fs; bfhz;ljhf ,Uf;Fk;. nkYk; ,J epjpahz;L vd;Wk; miHf;fg;gLk;.
3. jdpegh; tiuaW 3. jdpegh; tiuaW 3. jdpegh; tiuaW 3. jdpegh; tiuaW “egh;” vd;w brhy;ypy; gpd;gtUgth;fs; ml=;Fth;.
� jdpegh; � ,e;J Tl;Lf;FLk;gk; � Tl;Lg; g=;F epWkk; � Tl;lhz;ik epWtdk; � gy egh;fspd; r=;fk; my;yJ jdpegh;fspd; FGkk; cs;shl;rp eph;thfk; � rl;l hPjpahd braw;if egh;fs;
4. kjpg;gPL bra;a4. kjpg;gPL bra;a4. kjpg;gPL bra;a4. kjpg;gPL bra;ag;gLk; egh; vd;gth; ahh;>g;gLk; egh; vd;gth; ahh;>g;gLk; egh; vd;gth; ahh;>g;gLk; egh; vd;gth; ahh;> � rl;lj;jpd; fPH; ahuhy] tUkhd thp my;yJ VnjDk; gpw gzj;bjhif
brYj;jg;glj;jf;fjhf cs;snjh me;egh; kjpg;gPl;ow;Fhpatuhthh;.
5. fzf;fPl;L Mz;L vd;why; vd;d>5. fzf;fPl;L Mz;L vd;why; vd;d>5. fzf;fPl;L Mz;L vd;why; vd;d>5. fzf;fPl;L Mz;L vd;why; vd;d> � Vg;uy; 1k; njjp bjhl=;fp mLj;j Mz;L khh;r; 31k; njjp Koa[k; fhyfl;lnk kjpg;gPl;L
Mz;L vdg;gLfpwJ.
III....rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. KG bkhj;j tUkhdk; vd;why; vd;d>1. KG bkhj;j tUkhdk; vd;why; vd;d>1. KG bkhj;j tUkhdk; vd;why; vd;d>1. KG bkhj;j tUkhdk; vd;why; vd;d> KG bkhj;j tUkhdk; gphpt[ (2 ( 45))
rk;gs tUkhdk; xxxx tPl;L brhj;jpypUe;J tUkhdk; Xxxx
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thzpfk; kw;Wk; mYty; rhh;e;j bjhHpypd; tUkhdk; Xxxx @yjd Mjha=;fs; Xxxx Vida Mjhu=;fspypUe;J tUkhdk Xxxx KG bkhj;j tUkhdk; (GTI) Xxxx
nkny Fwpg;gplg;gl;l Ie;J jiyg;g[fspd; tUkhd=;fs; tUkhd thpr; rl;lj;jpd; go jdpj;jdpahf fzf;fplg;gLk;. ;
2. Itif tUkhdj; jiyg;g[fis thpirg;gLj;Jf.2. Itif tUkhdj; jiyg;g[fis thpirg;gLj;Jf.2. Itif tUkhdj; jiyg;g[fis thpirg;gLj;Jf.2. Itif tUkhdj; jiyg;g[fis thpirg;gLj;Jf. tUkhd thpr;rl;lk; 1961 14y; xU kjpg;gPl;ow;Fhpathpd; bkhj;j tUkhdj;ij fzf;fpLtjw;fhd tHpKiwfs; tiuaWf;fg;gl;Ls;sd.
i) rk;gs=;fspypUe;J tUkhdk; (gphpt[ 15?17) ii) tPl;L brhj;jpypUe;J tUkhdk; (gphpt[ 22?27) iii) thzpfk; kw;Wk; mYty; rhh;e;j bjhHpypd; ,yhg=;fs; kw;Wk; Mjha=;fs; (gphpt[ 28?44) iv) @yjd Mjha=;fs; (gphpt[ 45?55) v) Vida Mjhu=;fspypUe;J tUkhdk; (gphpt[ 56?59)
3. ntshz;ik tUkhdk; ? Fwpg;g[ tiuf.3. ntshz;ik tUkhdk; ? Fwpg;g[ tiuf.3. ntshz;ik tUkhdk; ? Fwpg;g[ tiuf.3. ntshz;ik tUkhdk; ? Fwpg;g[ tiuf.
� gphpt[ 2(IA)d;go/ tptrhak; rhh;e;j tUkhdj;jpy; ml=;Ftd: gpd;tUkhW
� ,e;jpahtpy; mike;Js;s kw;Wk; tptrhak; rhh;e;j nehf;f=;fSf;Fg; gad;gLj;jg;gl;l epyj;jpypUe;J bgwg;gl;l VnjDk; thlif my;yJ tUtha;.
� tptrha tpisbghUl;fisr; re;ijf;nfh my;yJ tpw;gidf;nfh jFe;jjhf khw;Wtjw;bfd bgwg;gl;l VnjDk; fl;lzk;/ tptrhak; tpisbghUl;fisg; gjdk; bra;jy; cs;spl;l tptrhak; rhh;e;j eltof;iffspd; @yk; mt;tpj epyj;jpypUe;J bgwg;gl;l VnjDk; tUkhdk;.
� Fwpg;gpl;l epge;jidfSf;Fg;gl;L xU gz;izf; fl;lj;jpypUe;J bgwg;gl;l tUkhdk;.
� ehw;;Wg;gz;izapy; tsh;f;fg;gl;l ehw;W my;yJ ,s+;bro @yk; bgwg;gl;l tUkhdk;.
� ,e;j ntshz; tUkhdk; KGtJk; tUkhd thpapypUe;J tpyf;F mspf;fg;gl;Ls;sJ. ,J bkhj;j tUkhdj;jpy; nrh;f;fg;glhJ.
4. bkhj;j tUkhdk; vd;gJ Fwpj;J ePtph; mwptJ ahJ>4. bkhj;j tUkhdk; vd;gJ Fwpj;J ePtph; mwptJ ahJ>4. bkhj;j tUkhdk; vd;gJ Fwpj;J ePtph; mwptJ ahJ>4. bkhj;j tUkhdk; vd;gJ Fwpj;J ePtph; mwptJ ahJ>
KG bkhj;j tUkhdj;jpypUe;J 80c Kjy; 80 U tiuapyhd gphpt[fspd; fPH; fHpt[fisf; fHpj;j gpd; fpilf;Fk; bjhifna bkhj;j tUkhdkhFk;.
KG bkhj;j tUkhdk; xxxx
fHpf;f: fHpt[fs; (gphpt[ 80c Kjy; 80U) xxxx
bkhj;j tUkhdk; Xxxx
� fHpt[fs; fHpt[fs; fHpt[fs; fHpt[fs; 80C Kjy; Kjy; Kjy; Kjy; 80U tiu xU rpy fhuzpfs; tiu xU rpy fhuzpfs; tiu xU rpy fhuzpfs; tiu xU rpy fhuzpfs;
� nrk eyfhg;g[ epjpapy; bjhHpyhshpd; g=;fspg;g[/ Ma[s; fhg;gPl;L Kidkk; brYj;jpaJ. FHe;ijfspd; fy;tpf;fl;lzk;/ njrpa nrkpg;g[ gj;jpuj;jpy; KjyPL/ tPl;Lf;fld; jpUg;gp brYj;jpaJ Kjypad.
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5. Fwpg;g[ tiuf5. Fwpg;g[ tiuf5. Fwpg;g[ tiuf5. Fwpg;g[ tiuf m) neuo thp m) kiwKf thpfs;m) neuo thp m) kiwKf thpfs;m) neuo thp m) kiwKf thpfs;m) neuo thp m) kiwKf thpfs; m) neuo thp m) neuo thp m) neuo thp m) neuo thp neh;Kf thp vd;gJ ahh; kPJ thp tpjpf;fg;gLfpwnjh mtnu mt;thpiar; brYj;JtjhFk;. mjhtJ neh;Kf thpapy; thpj;jhf;fKk;/ thp epiyg;ghLk; xUth; kPnj tpGfpd;wd. ,t;thW/ thpj; jhf;fKk; thp epiyg;ghLk; xUth; kPnj tpGk;; tifiar; rhh;e;j thpfs; neh;Kf thpfs; vdg;gLk;. m) kiwKf thpfs;m) kiwKf thpfs;m) kiwKf thpfs;m) kiwKf thpfs; kiwKf thpfspd; fPH;/ thpj;jhf;fKk;/ thp epiyg;ghLfs; ntWgl;l egh;fspd; kPJ tpGfpd;wd. ,it ahh; kPJ tpjpf;fg;gLfpd;wdnth mth;fshy; Rkf;fg;gLtjpy;iy. ,it kw;wth;fSf;F khw;wp mspf;fg;Lfpd;wd. mjhtJ ruf;F kw;Wk; nritfis tH=;Fk; tpw;gidahsh; kPJ thp tpjpf;fg;gl;L mtw;iw th=;fgtuhy; brYj;jg;gLk; thpna kiwKf thpahFk;. cjhuzk;cjhuzk;cjhuzk;cjhuzk;: ruf;F kw;Wk; nrit thp
IV....bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;bgUtpil tpdhf;fs;
1. tUkhd thpapd; Ie;J rpwg;1. tUkhd thpapd; Ie;J rpwg;1. tUkhd thpapd; Ie;J rpwg;1. tUkhd thpapd; Ie;J rpwg;g[f;TWfis tpsf;fp vGJf.g[f;TWfis tpsf;fp vGJf.g[f;TWfis tpsf;fp vGJf.g[f;TWfis tpsf;fp vGJf.
� xU eghpd; tUkhdj;jpd; kPJ Rkj;jg;gLk; thp tUkhd thp vdg;gLk;. ,J xU neh;Kf thp MFk;. ,t;thpapy; thp Rikapid kw;bwhUth; kPJ khw;w ,ayhJ.
rpwg;gpay;g[fs; rpwg;gpay;g[fs; rpwg;gpay;g[fs; rpwg;gpay;g[fs;
i) murpayikg;gpd;go tpjpf;fg;gLtJ
ii) kj;jpa murhy; tpjpf;fg;gLfpwJ
iii) neh;Kf thp iv) Mz;L thp v) eghpd; kPJ thp tpjpf;fg;gLfpwJ
vi) tUkhdj;jpd; kPJ thp fzf;fplg;gLfpwJ
vii) Fwpg;gpl;l tPjj;jpy; tpjpf;fg;gLfpwJ
viii) Ke;ija Mz;od; tUkhdk; kjpg;gPl;L Mz;oy; kjpg;gplg; gLfpwJ. ix) kj;jpa neuo thpfs; thhpaj;jhy; (CBDT) eph;tpf;fg;gLfpwJ
x) ,e;jpah KGtJk; bghUe;Jk; jd;ika[ilaJ
2. thp vd;gjw;F tiutpyf;fzk; je;J neuo kw;Wk; kiwKf thpia cjhuzj;Jld; tpsf;Ff. 2. thp vd;gjw;F tiutpyf;fzk; je;J neuo kw;Wk; kiwKf thpia cjhuzj;Jld; tpsf;Ff. 2. thp vd;gjw;F tiutpyf;fzk; je;J neuo kw;Wk; kiwKf thpia cjhuzj;Jld; tpsf;Ff. 2. thp vd;gjw;F tiutpyf;fzk; je;J neuo kw;Wk; kiwKf thpia cjhuzj;Jld; tpsf;Ff. � thp vd;gJ ve;j tpjkhd gaida[k; neuoahf jpUk;gg; bgWk; vjph;ghh;g;gw;w murhy; Rkj;jg;gLk; Xh; fl;lhaf; fl;lzk; thp MFk;.
� mjhtJ kf;fshy; muRf;F mspf;fg;gLk; Xh; fl;lhaf; fl;lzk; my;yJ g=;fspg;;ng thp MFk;.
thpapd; tiffs; thpapd; tiffs; thpapd; tiffs; thpapd; tiffs; 1. neh;Kf thpfs; 2. kiwKf thpfs; 1.neh;Kf thpfs; 1.neh;Kf thpfs; 1.neh;Kf thpfs; 1.neh;Kf thpfs;
� neh;Kf thp vd;gJ/ ahh; kPJ thp tpjpf;fg;gLfpwnjh mtnu mt;thpia brYj;JtjhFk;. � mjhtJ neh;Kf thpapy; thp jhf;fKk;/ thp epiyg;ghLk; xUth; kPnj tpGfpd;wd. � ,t;thW thp jhf;fKk;/ thp epiyg;ghLk; xUth; kPnj tpGk; tifiar; rhh;e;j thpfs; neh;Kf thpfs; vdg;gLk;.
� ,it neuo thpfs; vdt[k; miHf;fg;gLk; � mjhtJ/ jdp eghpd; tUkhdk; my;yJ mthpd; bry;tj;jpd; kPJ tpjpf;fg;gl;L mtuhy; brYj;jg;gLk; thpahFk;.
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� ,e;jpahtpy; midj;J neuo thpfSk; kj;jpa murpd; fl;Lg;ghl;oy; cs;sJ.
neh;Kf thpfs; neh;Kf thpfs; neh;Kf thpfs; neh;Kf thpfs; →→→→ tUkhd thp/ epWk thp/ brhj;J thp tUkhd thp/ epWk thp/ brhj;J thp tUkhd thp/ epWk thp/ brhj;J thp tUkhd thp/ epWk thp/ brhj;J thp md;gmd;gmd;gmd;gspg;g[ thp (ed;bfhil thp)/ gz;izspg;g[ thp (ed;bfhil thp)/ gz;izspg;g[ thp (ed;bfhil thp)/ gz;izspg;g[ thp (ed;bfhil thp)/ gz;iz thp/thp/thp/thp/ gad;fs; thpgad;fs; thpgad;fs; thpgad;fs; thp
2. kiwKf thpfs;2. kiwKf thpfs;2. kiwKf thpfs;2. kiwKf thpfs; � kiwKf thpfspy; thpj; jhf;fKk;/ thp epiyg;ghLk; ntWgl;l egh;fspd; kPJ tpGfpd;wd. � ,it ahh; kPJ tpjpf;fg;gLfpd;wdnth mth;fshy; Rkf;fg;gLtjpy;iy � ,it kw;wth;fSf;F khw;wp mspf;fg;gLfpwJ � mjhtJ ruf;F kw;Wk; nritfis tH=;Fk; tpw;gidahsh; kPJ/ thp tpjpf;fg;gl;L/ mtw;iw th=;fgtuhy; brYj;jg;gLk; thpna kiwKf thp MFk;. v.fhv.fhv.fhv.fh ?ruf;F kw;Wk; nrit thp
3. Cjpa tUkhdj;jpy; ,lk;bgwf;Toa gj;J tUkhd=;fis thpirg;gLj;Jf. 3. Cjpa tUkhdj;jpy; ,lk;bgwf;Toa gj;J tUkhd=;fis thpirg;gLj;Jf. 3. Cjpa tUkhdj;jpy; ,lk;bgwf;Toa gj;J tUkhd=;fis thpirg;gLj;Jf. 3. Cjpa tUkhdj;jpy; ,lk;bgwf;Toa gj;J tUkhd=;fis thpirg;gLj;Jf. tUkhdk; thpr;rl;lj;jpd; gphpt[ 2 (24) tUkhdk; vd;w brhy;Yf;F ,yf;fzk; tH=;fpa[s;sJ. mjd;go/ tUkhdk; vd;w brhy;ypy; gpd;tUtd ml=;fpa[s;sd. 1. tpahghuk; my;yJ bjhHpypy; Vw;gl;l ,yhgk; kw;Wk; Mjhak; 2. g=;fhjhak; 3. bjhz;L epWtd=;fs; my;yJ mwf;fl;lisfs;/ kUj;Jt kidfs; kw;Wk; Vida fy;tp epWtd=;fs; bgWk; ed;bfhilfs;
4. Cjpaj;jpw;F khw;whf bgWk; ,ju tUkhd=;fs; 5. Vw;Wkjpf;fhf tH=;fg;gLk; gy;ntW tpjkhd Cf;fj;bjhiffs; 6. Tl;lhsp xUth; Tl;lhz;ik epWtdj;jpypUe;J bgWk; tl;o/ Cjpak;/ Cf;fj;bjhif/ fHpt[ my;yJ nky; tUkhdk;
7. @yjd Mjha=;fs; 8. jkJ cWg;gpdh;fSld; Tl;Lwt[r; r=;fkhf t=;fpapy; tzpfj;ij nkw;bfhz;L bgw;w ,yhg=;fSk;/ Mjha=;fSk;
9. Fjpiug; ge;jak; rPl;L tpisahl;Lfs; kw;Wk; mnj tifahd Vida tpisahl;Lfs; cs;spl;l ge;ja=;fs;/ FWf;bfGj;Jg; nghl;ofs;/ ghpRr;rPl;Lfs; Mfpatw;wpy; fpilj;j ghpRj;bjhiffs;
10. fUjg;gl;l tUkhd=;fs; 11. nrkey epjp my;yJ Xa;t[fhy epjp nghd;witfs; @ykhfg; bgwg;gl;l bjhif 12. gpujhd fhg;g[Wjp fhg;gPl;Lj;jpl;lj;jpd; fPH; bgwg;gl;l TLjy; rpwg;g[j; bjhif (Bonus) 13. tpahghuj;njhL bjhlh;gpy;yhky; VnjDk; braypy; <Lgl;L ,Ug;gpd; my;yJ bjhHpy; El;g mwpt[ fhg;g[hpik kw;Wk; gjpg;g[hpik ,itfisg; gfph;e;J bfhs;shky; VnjDk; bjhif ve;j xg;ge;jj;jpd; fPH; bgwg;gl;oUe;jhYk;
14. ,af;Feh; my;yJ epWkj;jpy; fzprkhd mf;fiw bfhz;l xU egh; my;yJ mtuJ cwtpdh; my;yJ ,af;Feh; xUthpd; cwtpdh; Mfpnahuhy; epWkj;jpypUe;J bgwg;gl;l VnjDk; gad; my;yJ nky; tUkhdk;
15. gphpt[ 56(2) (vi)-d;go bgwg;gl;l ed;bfhil 16. kw;wit
4. gy;ntW tifahd kjpg;gPL bra;ag;gLk; egh;fisg; gw;wp tpthp. 4. gy;ntW tifahd kjpg;gPL bra;ag;gLk; egh;fisg; gw;wp tpthp. 4. gy;ntW tifahd kjpg;gPL bra;ag;gLk; egh;fisg; gw;wp tpthp. 4. gy;ntW tifahd kjpg;gPL bra;ag;gLk; egh;fisg; gw;wp tpthp. 1. kjpg;gPl;ow;Fhpath; : gphpt[ 2 (7)1. kjpg;gPl;ow;Fhpath; : gphpt[ 2 (7)1. kjpg;gPl;ow;Fhpath; : gphpt[ 2 (7)1. kjpg;gPl;ow;Fhpath; : gphpt[ 2 (7)
“rl;lj;jpd; fPH; ahuhy; tUkhd thp my;yJ VnjDk; gpw gzj;bjhif
brYj;jg;glj;jf;fjhf cs;snjh me;egh; kjpg;gPl;ow;Fhpatuhthh;”. nkYk; jd;Dila tUkhdk; my;yJ el;lk; my;yJ jdf;F tuntz;oa ghf;fpj; bjhif Mfpatw;wpw;fhf tUkhd thpr;rl;lj;jpd; fPH; tUkhd thp kjpg;gPl;L eltof;iff;F cl;gl;l xt;bthU egUk; kjpg;gPl;ow;Fhpath; vd;w brhy;ypy; ml=;Fth;.
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tUkhd thpr;rl;lk; @d;W tifahd kjpg;gPl;ow;Fhpath;fis fz;Lzh;e;Js;sJ. m) rhjhuz kjpg;gPl;ow;Fhpath;fs; m) rhjhuz kjpg;gPl;ow;Fhpath;fs; m) rhjhuz kjpg;gPl;ow;Fhpath;fs; m) rhjhuz kjpg;gPl;ow;Fhpath;fs; ,r;rl;lj;jpd; fPH; tl;o/ thp my;yJ mguhjk; nghd;w VnjDk; xU bjhifiar; brYj;j ntz;oa egh;. M) gpujpepjpj;JtM) gpujpepjpj;JtM) gpujpepjpj;JtM) gpujpepjpj;Jt kjpg;gPl;ow;Fhpath;kjpg;gPl;ow;Fhpath;kjpg;gPl;ow;Fhpath;kjpg;gPl;ow;Fhpath; kw;wthpd; tUkhdj;jpd; kjpg;gPl;ow;Fg; bghWg;ngw;Fk; xU egh;/ gpujpepjpj;Jt kjpg;gPl;ow;Fhpath; vdg;gLfpwhh;. (v.fh) ,sth; xUthpd; ghJfhtyh; ,) jtwpiHj;j kjpg;gPl;ow;Fhpath; ,) jtwpiHj;j kjpg;gPl;ow;Fhpath; ,) jtwpiHj;j kjpg;gPl;ow;Fhpath; ,) jtwpiHj;j kjpg;gPl;ow;Fhpath; tUkhd thpr;rl;lj;jpd; fPH;/ jkJ rl;lf; flik vijnaDk; epiwntw;wj; jtwpath; jtwpiHj;j kjpg;gPl;ow;Fhpatuhthh;. (v.fh) jkJ gzpahsh;fSf;F khjhe;jpur; rk;gsj;ij mspf;Fk; v$khdh; xUth; mr;rk;gsj;jpy; ,Ue;J chpa thpiag; gpoj;jk; bra;jy; ntz;Lk;. mt;thW mth; bra;atpy;iy vdpy;/ mth; jtwpiHj;j kjpg;gPl;ow;Fhpath; vd miHf;fg;gLthh;.
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myFmyFmyFmyF– 10 neh;Kf kw;Wk; kiwKf thpfs;neh;Kf kw;Wk; kiwKf thpfs;neh;Kf kw;Wk; kiwKf thpfs;neh;Kf kw;Wk; kiwKf thpfs;
mj;jpahak; mj;jpahak; mj;jpahak; mj;jpahak; - 33333333 kiwKf thpfs;kiwKf thpfs;kiwKf thpfs;kiwKf thpfs;
I.... rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL.rhpahd tpiliaj; njh;e;bjL. 1.1.1.1. ruf;F kw;Wk; nrit thp FGkj;jpd; jiyth; ahh;>ruf;F kw;Wk; nrit thp FGkj;jpd; jiyth; ahh;>ruf;F kw;Wk; nrit thp FGkj;jpd; jiyth; ahh;>ruf;F kw;Wk; nrit thp FGkj;jpd; jiyth; ahh;> m. ,e;jpa hprh;t; t=;fpapd; jiyth; M. epjp mikr;rh; ,. gpujk ke;jphp <. ,e;jpa FoauRj;jiyth; tpil: MMMM
2.2.2.2. GST apd; tphpthf;fk; apd; tphpthf;fk; apd; tphpthf;fk; apd; tphpthf;fk; m. ruf;F kw;Wk; mspg;g[ thp M. muR tpw;gid thp ,. ruf;F kw;Wk; nrit thp <. bghJ tpw;gid thp tpil: ,,,,
3.3.3.3. ruf;F kw;Wk; nrit thp vd;gJruf;F kw;Wk; nrit thp vd;gJruf;F kw;Wk; nrit thp vd;gJruf;F kw;Wk; nrit thp vd;gJ m. neuo thp M. ruf;F kw;Wk; nritfspd; tifiag; bghUj;jJ ,. kiwKf thp <. tpahghu eltof;iffisr; rhh;e;jJ tpil: ,,,,
4.4.4.4. IGST vd;gJvd;gJvd;gJvd;gJ m. xU=;fpize;j ruf;F kw;Wk; nrit thp M. ,e;jpa ruf;F kw;Wk; nrit thp ,. Muk;g ruf;F kw;Wk; nrit thp <. nkw;Twpa midj;Jk; tpil: mmmm
5.5.5.5. ruf;F kw;Wk; nrit thp tpjpg;g[ Kiw eilKiwg;gLj;jg;gl;l ehs;ruf;F kw;Wk; nrit thp tpjpg;g[ Kiw eilKiwg;gLj;jg;gl;l ehs;ruf;F kw;Wk; nrit thp tpjpg;g[ Kiw eilKiwg;gLj;jg;gl;l ehs;ruf;F kw;Wk; nrit thp tpjpg;g[ Kiw eilKiwg;gLj;jg;gl;l ehs; m. Vg;uy; 1/ 2017 M. rdthp 1/ 2017 ,. Niy 1/ 2017 <. khh;r;R 1/ 2017 tpil: <<<<
II FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;FWtpil tpdhf;fs;....
1. 1. 1. 1. kiwKf thpapd; tiutpyf;fzk; jUf.kiwKf thpapd; tiutpyf;fzk; jUf.kiwKf thpapd; tiutpyf;fzk; jUf.kiwKf thpapd; tiutpyf;fzk; jUf. thpf;Fhpath; thpr;Rikapid kw;bwhUth; kPJ khw;w ,aYkhdhy; mJnt kiwKf
thp vd miHf;fg;gLfpwJ.
2. 2. 2. 2. ,e;jpahtpy; tpjpf;fg;gLk; kiwKf,e;jpahtpy; tpjpf;fg;gLk; kiwKf,e;jpahtpy; tpjpf;fg;gLk; kiwKf,e;jpahtpy; tpjpf;fg;gLk; kiwKf thpapd; ehd;F tiffis thpirg;gLj;Jf.thpapd; ehd;F tiffis thpirg;gLj;Jf.thpapd; ehd;F tiffis thpirg;gLj;Jf.thpapd; ehd;F tiffis thpirg;gLj;Jf. R=;fthp/ ruf;F kw;Wk; nrit thp kw;Wk; kjpg;g[f; Tl;Lthp nghd;wit kiwKf
thpfshFk;.
3. 3. 3. 3. ruf;F kw;Wk; nrit thp vd;why; vd;d>ruf;F kw;Wk; nrit thp vd;why; vd;d>ruf;F kw;Wk; nrit thp vd;why; vd;d>ruf;F kw;Wk; nrit thp vd;why; vd;d>
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ruf;F kw;Wk; nrit thp vd;gJ ruf;F kw;Wk; nritfs; efUk; nghJ tpjpf;fg;gLk; thp MFk;. ,J xU nrUkplk; rhh;e;J Efh;t[ thp kw;Wk; mspg;g[ r=;fpypapd; xt;bthU goepiyapYk; fhl;lg;gl;l kjpg;gpd; kPJ tNypf;fg;gLfpwJ.
4. 4. 4. 4. khepy ruf;F kw;Wk; nrit thp gw;wpf; Fwpg;g[ khepy ruf;F kw;Wk; nrit thp gw;wpf; Fwpg;g[ khepy ruf;F kw;Wk; nrit thp gw;wpf; Fwpg;g[ khepy ruf;F kw;Wk; nrit thp gw;wpf; Fwpg;g[ tiuf.tiuf.tiuf.tiuf. jkpH;ehL ruf;F kw;Wk; nrit thp rl;lk; 2017?d; fPH; khepy murhy; Rkj;jg;gLk; tNypf;fg;gLk; thp MFk;.
5.5.5.5. kj;jpa ruf;F kw;Wk; nrit thp vd;why; vd;d>kj;jpa ruf;F kw;Wk; nrit thp vd;why; vd;d>kj;jpa ruf;F kw;Wk; nrit thp vd;why; vd;d>kj;jpa ruf;F kw;Wk; nrit thp vd;why; vd;d> ruf;F kw;Wk; nrit thp rl;lk; 2017d; fPH; xU khepyj;jpw;Fs;ns mspf;fg;gLk;
ruf;Ffs; kPJ kj;jpa murhy; Rkj;jg;gLk; tNypf;fg;gLk; thp MFk;.
III.... rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;rpWtpil tpdhf;fs;
1. 1. 1. 1. neuo thpf;Fk; kiwKf thpf;Fk; cs;s ,uz;L ntWghLfis vGJf.neuo thpf;Fk; kiwKf thpf;Fk; cs;s ,uz;L ntWghLfis vGJf.neuo thpf;Fk; kiwKf thpf;Fk; cs;s ,uz;L ntWghLfis vGJf.neuo thpf;Fk; kiwKf thpf;Fk; cs;s ,uz;L ntWghLfis vGJf. t. t. t. t. vz;vz;vz;vz;
mog;gilmog;gilmog;gilmog;gil neh;Kf thpneh;Kf thpneh;Kf thpneh;Kf thp kiwKf thpkiwKf thpkiwKf thpkiwKf thp
1 bghUs; neh;Kfthp vd;gJ eghpd; tUkhdk; kw;Wk; brhj;Jf;fs; kPJ tpjpf;fg;gl;L murplk; neuoahf brYj;jg;gLfpwJ
kiwKfthp vd;gJ ruf;Ffs; kw;Wk; nritfis EfUk; egh;fs; kPJ tpjpf;fg;gl;L murplk; kiwKfkhf brYj;jg;gLfpwJ
2 ,ay;g[ tsh;tPj thp gpw;nghf;F thp
2. 2. 2. 2. ruf;F kw;Wk; nrit thpapd; nehf;f=;fs; ahit>ruf;F kw;Wk; nrit thpapd; nehf;f=;fs; ahit>ruf;F kw;Wk; nrit thpapd; nehf;f=;fs; ahit>ruf;F kw;Wk; nrit thpapd; nehf;f=;fs; ahit>
� ,e;jpahtpy; rkkhd thp tPjj;jpid njhw;Wtpg;gnj ruf;F kw;Wk; nrit thpapd; Kjd;ik nehf;fkhFk;. (Xh; ehL (njrk;). xh; thp/ Xh; re;ij)
� thpapd; tpGj;bjhluhf tpistpidj; jtph;f;f/ ruf;F kw;Wk; nrit thp Kd; brYj;jpa thpapid rhpfl;of; bfhs;s mDkjpf;fpwJ. (cs;sPL thpapd; @yk;)
� Vw;Wkjpapid Cf;Ftpf;f/ tNypf;fg;gl;l cs;sPl;L thp jpUg;gp tH=;fg;gLfpwJ. vdnt Vw;Wkjpapd; kPJ thp ,y;iy.
� thp mog;gilia mjpfhpj;nj thp brYj;Jgth;fspd; vz;zpf;if kw;Wk; thp tUtha; mjpfhpf;fg;gLfpwJ.
� thp mwpf;if tHpKiwfis vspikahf;f bghJthd got=;fs; tH=;fg;gl;Ls;sd. tzpfthp mYtyf=;fSf;F bry;Yk; epiy jtph;f;fg;gl;Ls;sJ.
� ,izajs thp brYj;jy;fs; kw;Wk; got=;fisr; rkh;gpf;f ruf;F kw;Wk; nrit thp
tpjpg;g[ tiyaikg;g[ (GSTN) vd;w mikg;g[ njhw;Wtpf;fg;gl;Ls;sJ.
3. 3. 3. 3. ruf;F kw;Wk; nrit thp FGkj;jpd; gzpfis tpsf;Ff. ruf;F kw;Wk; nrit thp FGkj;jpd; gzpfis tpsf;Ff. ruf;F kw;Wk; nrit thp FGkj;jpd; gzpfis tpsf;Ff. ruf;F kw;Wk; nrit thp FGkj;jpd; gzpfis tpsf;Ff. m) r@m) r@m) r@m) r@fk; kw;Wk; ehl;ow;F fk; kw;Wk; ehl;ow;F fk; kw;Wk; ehl;ow;F fk; kw;Wk; ehl;ow;F
i) cw;gj;jp/ Vw;Wkjpapid Cf;Ftpj;jy; ii) mjpf ntiytha;g;gpid Vw;gLj;Jtjd; @yk; tWikia xHpj;jy; iii) rPuhd thp tPj=;fs;/ thp Va;g;g[ kw;Wk; khepy=;fSf;F ,ilnaahd thp tPj ntw;Wikiaf; Fiwj;jy;
M) M) M) M) Efh;nthUf;FEfh;nthUf;FEfh;nthUf;FEfh;nthUf;F
i) cs;sPl;L thp Efh;nthUf;fhd tpiy Fiwj;jy;
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ii) midj;J rpW rpy;yiw tzpfh;fs;/ thptpyf;F bgWfpd;wdh;. mjd; @yk; Efh;nthh;fspd; bryt[ FiwfpwJ.
,),),),)tpahghu r@fj;jpw;Ftpahghu r@fj;jpw;Ftpahghu r@fj;jpw;Ftpahghu r@fj;jpw;F
i) 17 thpfs; ePf;fg;gl;L/ mit midj;Jk; xnu tpjkhd thp mikg;ghf njhw;Wtpf;fg;gl;Ls;sJ. ,J rpy thp tpyf;Ffis bfhz;l vspikahd thpKiwahFk;.
ii) bghJthd tHpKiwfs; ruf;F kw;Wk; nritfspd; bghJthd tifg;ghL/ thp tpjpg;g[ Kiwf;F nky; epiyj;jd;ikia tH=;Fjy;
iii) ruf;F kw;Wk; nrit thp tpjpg;g[ tiyaikg;g[ (GSTN),gy;ntW gjpntLfs; guhkhpg;ig Fiwj;jy;
iv) ehL KGtJk; xnu rPuhd epiyia je;J/ midj;J khepy=;fspYk; tpahghu tphpthf;fj;jpid vspjhf;Fjy;.
4. 4. 4. 4. xU=;fpize;j ruf;F kw;Wk; nrit thpia cjhuzj;Jld; tpsf;Ff.xU=;fpize;j ruf;F kw;Wk; nrit thpia cjhuzj;Jld; tpsf;Ff.xU=;fpize;j ruf;F kw;Wk; nrit thpia cjhuzj;Jld; tpsf;Ff.xU=;fpize;j ruf;F kw;Wk; nrit thpia cjhuzj;Jld; tpsf;Ff. � kj;jpa murhy; Rkj;jg;gLfpwJ
� IGST vd;gJ xU=;fpize;j ruf;F kw;Wk; nrit thp MFk; � ,J/ CGST, SGST ,ize;j KiwahFk; � tNypg;gtuhf kj;jpa muR bray;gLfpwJ � khepy=;fSf;F ,ilnaahd mspg;g[ � bjhFg;g[j;jpl;lk; khepy=;fSf;F ,jid gjpt[ bra;jy; fl;lhak; Mf;fg;gl;Ls;sJ. ,ilnaahd mspg;g[f;F bghUe;jhJ.
5. 5. 5. 5. a{dpad; gpunjrj;jpw;fhd ruf;F kw;Wk; nrit thpapd; FiwghLfs; @d;wpid vGJf.a{dpad; gpunjrj;jpw;fhd ruf;F kw;Wk; nrit thpapd; FiwghLfs; @d;wpid vGJf.a{dpad; gpunjrj;jpw;fhd ruf;F kw;Wk; nrit thpapd; FiwghLfs; @d;wpid vGJf.a{dpad; gpunjrj;jpw;fhd ruf;F kw;Wk; nrit thpapd; FiwghLfs; @d;wpid vGJf. ruf;F kw;Wk; nrit thpapd; Fiwfs; ruf;F kw;Wk; nrit thpapd; Fiwfs; ruf;F kw;Wk; nrit thpapd; Fiwfs; ruf;F kw;Wk; nrit thpapd; Fiwfs;
i) gy;ntW bghUshjhu epg[zh;fs; ruf;F kw;Wk; nrit thpfs; ,e;jpahtpy; epiyr;brhj;J re;ijapy; vjph;kiw jhf;fj;jpid Vw;gLj;jpa[s;sJ vdr;brhy;fpd;wdh;.
ii) kw;bwhU jpwdha;t[ kj;jpa ruf;F kw;Wk; nrit thpfs;/ khepy ruf;F kw;Wk; nrit thpfs; vd;gJ kj;jpa fyhy; thp/ nrit thp/ kjpg;g[f; Tl;lg;gl;lJ (VAT) kw;Wk; kj;jpa tpw;gid thpfspd; kw;bwhU bgah; vdf; TWfpwJ.
iii) rpy;yiwg; bghUs;fs; kPJ jw;bghGJ 4% thp kl;Lk; Rkj;jg;gLfpwJ. ,jdhy;/ ,t;thpf;Fg; gpd;g[ $t[spg; bghUl;fs; tpiy mjpfhpj;Js;sJ.
iv) thd;gazj;Jiw bgUkstpy; ghjpf;fg;gl;Ls;sJ. thd; gazf; fl;lz=;fs; kPjhd nrit thp 6 Kjy; 9% rjtPjkhf cah;e;Js;sJ. jw;bghGJ ruf;F kw;Wk; nrit thp tpjpg;gpd; fhuzj;jhy; ,f;fl;lzk; ,uz;L kl=;fhf cs;sJ.
v) ruf;F kw;Wk; nrit thpfs; Vw;Wf;bfhs;Sjy; kw;Wk; ,lk; bgah;jy; ,lh;ghLfisf; bfhz;Ls;sJ.
IV.... bgUtpilbgUtpilbgUtpilbgUtpil tpdhf;fs;tpdhf;fs;tpdhf;fs;tpdhf;fs;
1. 1. 1. 1. neuo thpiaa[k; kiwKf thpiaa[k; ntWgLj;Jf.neuo thpiaa[k; kiwKf thpiaa[k; ntWgLj;Jf.neuo thpiaa[k; kiwKf thpiaa[k; ntWgLj;Jf.neuo thpiaa[k; kiwKf thpiaa[k; ntWgLj;Jf. t. t. t. t. vz;vz;vz;vz;
mog;gilmog;gilmog;gilmog;gil neh;Kf thpneh;Kf thpneh;Kf thpneh;Kf thp kiwKf thpkiwKf thpkiwKf thpkiwKf thp
1 bghUs; neh;Kfthp vd;gJ eghpd; tUkhdk; kw;Wk; brhj;Jf;fs; kPJ tpjpf;fg;gl;L murplk; neuoahf brYj;jg;gLfpwJ
kiwKfthp vd;gJ ruf;Ffs; kw;Wk; nritfis EfUk; egh;fs; kPJ tpjpf;fg;gl;L murplk; kiwKfkhf brYj;jg;gLfpwJ
2 ,ay;g[ tsh;tPj thp gpw;nghf;F thp 3 Rik khw;w KoahJ khw;wKoa[k;
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4 tiffs; brhj;Jthp/ tUkhd thp/ epWk thp/ ,wf;Fkjp kw;Wk; Vw;Wkjp thpfs;
kj;jpa tpw;gid thpfs;/ kjpg;g[f;Tl;Lthp/ nrit thp/ cs;ehl;L thp/ R=;fthp
5 Va;g;g[ thp Va;g;g[f;fhd tha;g;g[fs; cz;L
thp Va;g;g[f;fhd tha;g;g[ Fiwt[
6 gztPf;fk; neh;Kf thp gztPf;fj;ijf; Fiwf;f cjt[fpwJ
kiwKf thp gztPf;fj;ij Cf;Ftpf;fpwJ
7 tpjpj;jy; kw;Wk; tNypj;jy;
kjpg;gPl;ow;Fhpath; kPJ Rkj;jg;gl;L tNypf;fg;gLfpwJ
Efh;nthh; kPJ Rkj;jg;gl;L kw;Wk; tNypf;fg;gl;L Mdhy; kjpg;gPl;ow;Fhpatuhy; brYj;jg;gLfpwJ
8 thp epiyg;ghL kw;Wk; jhf;fk;
xnu egiuna brd;wilfpwJ gy;ntW egh;fs; kPJ tpGfpd;wd
9 epfH;t[ kjpg;gPl;ow;Fhpathpd; thpf;Fhpa tUkhdk; kw;Wk; bry;tj;ijr; rhh;e;jJ
ruf;FFis bfhs;Kjy; / tpw;gid / cw;gj;jp bra;jy; nrit tH=;Fjy; Mfpatw;iwr; rhh;e;jJ
2. 2. 2. 2. ruf;F kw;Wk; nrit thpapd; tiffis tpsf;Ff. ruf;F kw;Wk; nrit thpapd; tiffis tpsf;Ff. ruf;F kw;Wk; nrit thpapd; tiffis tpsf;Ff. ruf;F kw;Wk; nrit thpapd; tiffis tpsf;Ff. ruf;F kw;Wk; nrit thpahdJ kj;jpa ruf;F kw;Wk; nritthp/ khepy ruf;F kw;Wk;
nritthp kw;Wk; xU=;fpize;j ruf;F kw;Wk; nritthp vd @d;W tifg;gLk;.
i) kj;jpa ruf;F kw;Wk; nrit thp () kj;jpa ruf;F kw;Wk; nrit thp () kj;jpa ruf;F kw;Wk; nrit thp () kj;jpa ruf;F kw;Wk; nrit thp (CGST)
ruf;F kw;Wk; nrit thp rl;lk; 2017d; fPH; xU khepyj;jpw;Fs;ns mspf;fg;gLk; ruf;Ffs; kPJ kj;jpa murhy; Rkj;jg;gl;L tNypf;fg;gLk; thp MFk;.
ii) (a)khepy ruf;F kw;Wk; nrit thp (khepy ruf;F kw;Wk; nrit thp (khepy ruf;F kw;Wk; nrit thp (khepy ruf;F kw;Wk; nrit thp (SGST)
jkpH;ehL ruf;F kw;Wk; nrit thp rl;lk; 2017d; fPH; khepy murhy; Rkj;jg;gl;L tNypf;fg;gLk; thp MFk;.
ii) (b)a{dpad; gpunjr ruf;F kw;Wk; nrit thp (a{dpad; gpunjr ruf;F kw;Wk; nrit thp (a{dpad; gpunjr ruf;F kw;Wk; nrit thp (a{dpad; gpunjr ruf;F kw;Wk; nrit thp (UGST)
UGST rl;lk; 2017d; fPH; ,e;jpahtpy; cs;s a{dpad; gpunjr=;fshy; Rkj;jg;gl;L tNypf;fg;gLk; thp MFk;.
iii)xU=;fpize;j ruf;F kw;Wk; nrit thp (xU=;fpize;j ruf;F kw;Wk; nrit thp (xU=;fpize;j ruf;F kw;Wk; nrit thp (xU=;fpize;j ruf;F kw;Wk; nrit thp (IGST)
IGST rl;lk; 2017d; fPH; kj;jpa murhy; Rkj;jg;gl;L kw;Wk; tNypf;fg;gLk;. khepy muRfSf;F ,ilna tUtha; gfph;e;J bfhs;sg;gLfpwJ.
iv)Vw;Wkjp kPjhd xU=;fpize;j ruf;F kw;Wk; nrit thpVw;Wkjp kPjhd xU=;fpize;j ruf;F kw;Wk; nrit thpVw;Wkjp kPjhd xU=;fpize;j ruf;F kw;Wk; nrit thpVw;Wkjp kPjhd xU=;fpize;j ruf;F kw;Wk; nrit thp ruf;F kw;Wk; nrit thpapd; fPH; midj;J Vw;WkjpfSk; khepy=;fSf;fpilnaahd mspg;ghf fUjg;gLfpwJ. Vw;Wkjpfs; g{$;$pak; tPj thp vd;gjhy;/ ,e;jpahtpy; ,Ue;J Vw;Wkjp bra;ag;gLk; midj;J ruf;F kw;Wk; nritfspd; kPJ ruf;F kw;Wk; nrit thp Rkj;jg;gLtjpy;iy. Vw;Wkjp kPJ brYj;jg;gLk; midj;J cs;sPl;L thpfSk; jpUg;gpf; bfhLf;fg;gLfpwJ. 3. 3. 3. 3. ruf;F kw;Wk; nrit thpapd; ed;ikfis tpsf;Ff.ruf;F kw;Wk; nrit thpapd; ed;ikfis tpsf;Ff.ruf;F kw;Wk; nrit thpapd; ed;ikfis tpsf;Ff.ruf;F kw;Wk; nrit thpapd; ed;ikfis tpsf;Ff. ruf;F kw;Wk; nrit thpapd; gad;fs; ruf;F kw;Wk; nrit thpapd; gad;fs; ruf;F kw;Wk; nrit thpapd; gad;fs; ruf;F kw;Wk; nrit thpapd; gad;fs;
i) r@fk; kw;Wk; ehl;ow;F) r@fk; kw;Wk; ehl;ow;F) r@fk; kw;Wk; ehl;ow;F) r@fk; kw;Wk; ehl;ow;F
� ruf;F kw;Wk; nrit thp rPuhd njrpare;ij me;epa KjyPl;oid <h;f;fpd;w midj;J khepy=;fs; kw;Wk; a{dpad; gpunjr=;fspd; bghUshjhuj;jpid xd;wpizf;fpwJ.
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� ,wf;Fkjp ruf;Ffs; kw;Wk; ,e;jpahtpy; cw;gj;jp bra;j ruf;Ffs; ,ilnaahd thptpjpg;gpy; rkepiyiaf; bfhz;L tUfpwJ.
� cw;gj;jp/ Vw;Wkjpapid Cf;ftpf;fpwJ. � mjpf ntiytha;g;gpid Vw;gLj;Jtjd; @yk; tWikia xHpf;fpwJ. � thp ,zf;fj;jpid mjpfhpf;fpd;wJ. murh=;fj;jpw;F tUthiaa[k; mjpfhpf;fpwJ. � ,J btspg;gilahdJ kw;Wk; cyfstpy; tpahghu vspikapy; ,e;jpahtpd; juj;ij
nkk;gLj;JfpwJ. � rPuhd thp tPj=;fs; thp Va;g;g[ kw;Wk; khepy=;fSf;F ,ilnaahd thp tPj
ntw;Wikiaf; Fiwf;fpwJ.
ii) tpahghu r@fj;jpw;F) tpahghu r@fj;jpw;F) tpahghu r@fj;jpw;F) tpahghu r@fj;jpw;F
� gjpndG thpfs; ePf;fg;gl;L mit midj;Jk; xnu tpjkhd thp mikg;ghf njhw;Wtpf;fg;gl;Ls;sJ. ,J rpy thp tpyf;Ffisf; bfhz;l vspikahd thpKiw MFk;.
� cs;sPl;L thp/ thpapd; tpGbjhluhf;f tpistpid Fiwf;fpwJ. ruhrhp thpr;Rik Fiwtjd; @yk; cw;gj;jpahsh;fis Cf;Ftpf;fpwJ. mjd; @yk; ,e;jpahtpy; cw;gj;jp vd;w jpl;lj;jpw;F cjt[fpwJ.
� bghJthd tHpKiwfs;/ ruf;F kw;Wk; nritfspd; bghJthd tifg;ghL/ thp tpjpg;g[ Kiwf;F epiyj;jd;ikia tH=;FfpwJ.
� ruf;F kw;Wk; nrit thp tpjpg;g[ tiyaikg;g[ (GSTN) gy;ntW gjpntLfs; guhkhpg;igf; Fiwf;fpwJ. kdpj rf;jp kw;Wk; ts=;fspy; KjyPL Fiwtjd; @yk; jpwd; nkk;ghL milfpwJ.
� midj;J eltof;iffSk; ruf;F kw;Wk; nrit thp tpjpg;g[ tiyaikg;g[ GSTN @yk; eilbgWtjhy;/ CHyw;w eph;thfj;jpw;F cWjp bra;fpwJ.
� ehL KGtJk; xnu rPuhd tpiyiaj; jUfpwJ. midj;J khepy=;fspYk; tpahghu tphpthf;fj;jpid vspjhf;FfpwJ.
iii) Efh;nthUf;F) Efh;nthUf;F) Efh;nthUf;F) Efh;nthUf;F
� cs;sPl;L thp Efh;nthUf;fhd tpiyiaf; Fiwf;fpwJ. � midj;J rpW rpy;yiw tzpfh;fs; thptpyf;F bgWfpd;wdh;. mjd;@yk; Efh;nthhpd;
bryt[ FiwfpwJ.
4. kj;jpa/ khepy kw;Wk; xU=;fpize;j ruf;F kw;Wk; nrit thpfis . kj;jpa/ khepy kw;Wk; xU=;fpize;j ruf;F kw;Wk; nrit thpfis . kj;jpa/ khepy kw;Wk; xU=;fpize;j ruf;F kw;Wk; nrit thpfis . kj;jpa/ khepy kw;Wk; xU=;fpize;j ruf;F kw;Wk; nrit thpfis ntWgL;j;Jf.ntWgL;j;Jf.ntWgL;j;Jf.ntWgL;j;Jf.
CGST, SGST kw;Wk; IGST fSf;F ,ilnaahd ntWghLfs;
ntWghLfs;ntWghLfs;ntWghLfs;ntWghLfs; kj;jpa ruf;F kw;Wk; nrit kj;jpa ruf;F kw;Wk; nrit kj;jpa ruf;F kw;Wk; nrit kj;jpa ruf;F kw;Wk; nrit
thp (thp (thp (thp (CGST)
khepy ruf;F kw;Wk; khepy ruf;F kw;Wk; khepy ruf;F kw;Wk; khepy ruf;F kw;Wk;
nrit thp (nrit thp (nrit thp (nrit thp (SGST)
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Padasalai
G.PRAKASH. M.COM.M.PHIL.B.ED.D.TED. 9488270034 GUGAI HR.SEC.SCHOOL.SALEM -6
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***********
PREPARED BY
G.PRAKASH.M.COM.M.PHIL.B.ED.D.TED.,
GUGAI HR.SEC.SCHOOL. SALEM 6.
9488270034
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