8/4/2019 JeevanSaral1

1/12

Reena TanwarName

Age 16Term

32

2000Basic Mly premium

1000

800800

Give LA/000 SA

Assumed LA

Select Loyalty Addition

Jeevan Saral

Show assumed loyalty addition in risk coverage.

Show return of premium in risk coverage

1DAB(Yes=1)

Created by: LJ Anish,Dev. Officer, LIC.

www.ourli c.blogspot.com mai l: anis hlj@yahoo.com

View report

Give term rider amount of 100000

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BMSA 20694

1 2 3 4 5 6 7 8

2555 3632 4711 5856 7048 8289 9598 10979

14 3 4 5 6 7 8 9 10

18 2583 3671 4765 5927 7143 8411 9750 11174

19 2581 3665 4757 5922 7131 8397 9742 11165

20 2577 3662 4753 5917 7125 8390 9735 1115621 2574 3659 4749 5912 7119 8391 9727 11147

22 2570 3656 4745 5908 7113 8384 9718 11147

23 2568 3653 4741 5903 7113 8377 9719 11138

24 2568 3649 4737 5897 7107 8377 9711 11129

25 2566 3650 4737 5898 7107 8370 9703 11121

26 2563 3646 4738 5898 7101 8371 9704 11113

27 2563 3646 4733 5893 7102 8364 9689 11107

28 2563 3646 4733 5893 7097 8359 9683 11091

29 2564 3643 4730 5889 7092 8346 9669 11076

30 2561 3644 4726 5879 7081 8334 9647 11053

31 2559 3637 4718 5870 7064 8315 9627 11020

32 2555 3632 4711 5856 7048 8289 9598 10979

33 2548 3623 4695 5837 7026 8264 9562 10939

34 2542 3610 4680 5819 6998 8225 9517 10889

35 2531 3595 4665 5795 6964 8186 9473 10840

36 2520 3580 4641 5767 6931 8148 9421 10773

37 2509 3562 4614 5733 6891 8095 9362 10707

38 2494 3541 4587 5700 6846 8042 9303 10623

39 2477 3516 4560 5662 6801 7984 9229 10531

40 2459 3492 4524 5619 6744 7919 9139 10431

41 2439 3467 4489 5571 6688 7840 9041 1031342 2422 3440 4450 5519 6620 7755 8937 10187

43 2398 3403 4404 5456 6541 7657 8817 10033

44 2372 3363 4349 5384 6443 7544 8681 9870

45 2339 3317 4286 5303 6340 7410 8520 9679

46 2301 3265 4215 5211 6225 7269 8351 9479

47 2260 3203 4136 5109 6098 7106 8156 9248

48 2211 3135 4045 4991 5952 6936 7944 8998

49 2158 3061 3945 4868 5799 6744 7714 8726

50 2100 2980 3841 4730 5627 6536 7473 8442

51 2038 2892 3724 4580 5443 6319 7215 8128

52 1971 2798 3599 4420 5250 6093 6938 7794

53 1897 2694 3465 4259 5051 5837 6626 7408

54 1819 2587 3325 4081 4832 5558 6277 6979

55 1736 2475 3181 3893 4587 5256 5893 6508

56 1654 2360 3025 3683 4316 4907 5460 5969

57 1568 2232 2851 3451 4004 4517 4970 5407

58 1473 2091 2651 3181 3659 4068 4460 4744

59 1357 1920 2416 2866 3250 3595 3841 3971

60 1221 1718 2139 2503 2827 3037 3129 3059

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9 10 11 12 13 14 15 16 17

12469 13960 15544 17274 19150 20694 22262 23833 25426

11 12 13 14 15 16 17 18 19

12700 14241 15894 17699 19656 21296 22965 24662 26361

12690 14230 15895 17685 19641 21281 22951 24627 26349

12680 14218 15883 17672 19628 21249 22918 24616 2631712670 14219 15871 17659 19615 21237 22908 24585 26287

12671 14208 15859 17648 19587 21228 22879 24557 26237

12661 14198 15849 17622 19578 21201 22853 24511 26215

12651 14189 15826 17614 19553 21177 22810 24490 26173

12643 14180 15818 17591 19531 21137 22770 24428 26110

12635 14160 15797 17571 19494 21100 22733 24392 26051

12618 14142 15779 17537 19459 21065 22678 24336 25997

12601 14112 15748 17490 19410 21014 22626 24264 25902

12574 14085 15705 17460 19362 20947 22558 24174 25813

12549 14046 15664 17401 19300 20883 22475 24091 25708

12503 14009 15610 17344 19223 20786 22376 23970 25587

12469 13960 15544 17274 19150 20694 22262 23833 25426

12414 13899 15480 17191 19046 20587 22134 23682 25249

12359 13828 15390 17080 18930 20448 21971 23515 25056

12295 13747 15303 16973 18800 20296 21794 23311 24824

12210 13655 15191 16854 18640 20130 21602 23093 24576

12127 13553 15068 16708 18485 19931 21376 22836 24311

12035 13442 14935 16551 18283 19720 21135 22564 23980

11923 13308 14777 16365 18085 19474 20858 22252 23632

11802 13164 14608 16152 17839 19195 20544 21901 23260

11661 12998 14414 15927 17579 18902 20214 21527 2284411499 12809 14194 15673 17287 18573 19841 21111 22358

11329 12596 13948 15390 16962 18204 19428 20653 21855

11125 12373 13675 15076 16599 17797 18975 20130 21257

10901 12113 13375 14728 16201 17353 18462 19543 20590

10654 11827 13043 14365 15769 16852 17888 18889 19850

10384 11513 12697 13936 15283 16294 17251 18167 19006

10101 11173 12308 13477 14725 15657 16527 17322 18088

9795 10807 11875 12969 14132 14959 15711 16431 17064

9453 10401 11384 12395 13444 14175 14852 15415 15870

9076 9957 10847 11752 12696 13329 13851 14264 14519

8653 9459 10249 11037 11869 12350 12723 12912

8194 8892 9571 10287 10940 11252 11406

7672 8266 8860 9409 9879 9978

7087 7598 8051 8394 8655

6463 6841 7103 7230

5761 5945 6004

4922 4915

3949

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18 19 20 21 22 23 24 25 26

27012 28615 30204 31802 33376 34952 36492 38019 39495

20 21 22 23 24 25 26 27 28

28106 29845 31601 33402 35155 36945 38741 40503 42263

28071 29812 31571 33344 35129 36889 38653 40418 42183

28039 29783 31544 33290 35045 36839 38607 40342 4211428012 29731 31493 33240 34997 36763 38500 40277 42018

27963 29683 31446 33196 34925 36695 38439 40186 41897

27918 29639 31375 33127 34861 36603 38317 40071 41751

27876 29572 31311 33036 34774 36488 38208 39933 41620

27814 29511 31225 32954 34665 36385 38077 39771 41466

27731 29430 31147 32851 34568 36261 37960 39625 41289

27655 29357 31050 32729 34418 36116 37786 39420 41091

27586 29238 30935 32587 34281 35917 37591 39231 40830

27474 29129 30772 32426 34092 35732 37375 38983 40546

27345 28975 30620 32247 33883 35492 37103 38674 40238

27200 28804 30420 32049 33656 35233 36808 38381 39900

27012 28615 30204 31802 33376 34952 36492 38019 39495

26834 28410 29969 31536 33075 34615 36109 37632 39067

26614 28160 29686 31219 32721 34214 35701 37143 38577

26351 27864 29385 30881 32338 33824 35233 36674 38027

26071 27550 29034 30485 31932 33342 34746 36066 37374

25747 27188 28627 30066 31471 32839 34164 35439 36658

25405 26801 28197 29593 30922 32246 33525 34712 35878

25012 26393 27748 29070 30355 31597 32788 33922 34998

24598 25908 27218 28463 29664 30854 31951 33033 34012

24111 25376 26609 27804 28919 30014 31057 31999 3287023606 24796 25950 27058 28078 29079 30023 30856 31559

23001 24140 25207 26188 27184 28048 28841 29504

22351 23374 24346 25263 26122 26873 27497

21596 22524 23398 24212 24920 25501

20733 21592 22329 22991 23527

19819 20512 21129 21584

18765 19307 19717

17562 17930

16164

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27 28 29 30 31 32 33

41001 42410 43803 45132 46390 47621 48730

29 30 31 32 33 34 35

44020 45772 47472 49161 50836 52446 54035

43947 45665 47375 49028 50666 52286 53886

43846 45530 47248 48912 50514 52145 5370743718 45411 47095 48768 50382 51927 53499

43605 45307 46959 48598 50174 51729 53261

43466 45136 46797 48400 49987 51503 52993

43304 44940 46565 48177 49724 51248 52741

43118 44763 46353 47927 49482 50959 52405

42909 44518 46115 47651 49157 50638 52095

42676 44292 45852 47340 48852 50291 51655

42419 43998 45511 47002 48471 49870 51247

42139 43672 45187 46638 48069 49429 50712

41786 43319 44747 46204 47545 48864 50158

41405 42898 44332 45702 47003 48279 49474

41001 42410 43803 45132 46390 47621 48730

40490 41857 43209 44494 45705 46851 47920

39960 41286 42547 43735 44910 45959 46980

39324 40604 41768 42917 43996 44995 45846

38623 39807 40979 42034 43011 43841

37857 38952 40028 40978 41839

36988 38034 38957 39791

36011 36903 37758

34873 35694

33609

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2555

3632

47115856

7048

8289

9598

10979

12469

13960

15544

17274

19150

20694

22262

23833

25426

27012

28615

30204

31802

33376

34952

3649238019

39495

41001

42410

43803

45132

46390

47621

48730

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Loyalty TRUE FALSE Name Reena Tanwar AssumedLoyalty additi

Manual Auto Age 32 50 50

Name Reena Tanwar Term 16 AssumedLoyalty addition i

Term fill Age fill Basic mly p 2000 Return of premium i

10 12 32 Age 32 *Loyalty ad*Loyalty addition rate

11 13 Term 16 Maximum risk cover 1374180

12 14 Basic mly p 200013 15 1 Accident B 1 1

14 16 0

15 17 Yearly 24020 23520 24020

16 18 Hly 12130 11880 12130

17 19 Qly 6125 6000 6125

18 20 SSS 2042 2000 2042

19 21

20 22 Risk SA 500000

21 23 BMSA 20694

22 24 Maturity SA 413880

23 25 Assumed loyalty rate 800 800

24 26 Assumed loyalty 331104

25 27 Manual loyalty rate 1000 1000

26 28 Manual loyalty 413880

27 29 Selected Loyalty 413880

28 30 Maturity age 48

29 31

30 32

31 33

32 34

33 3534 36

35 37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

54

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55

56

57

58

59

60

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on Version 2.5 Term rider TRUE 100000

50 50 100000

risk cover TRUE 1

risk cover TRUE 1

shown is just an assumed rate based on the past experience on other plans and is not guaranteed.

1874180 BMSA MSA SV LA Manual LA

3 2555 51100 40880 0 04 3632 72640 65376 0 0

5 4711 94220 94220 0 0

6 5856 117120 117120 0 0

7 7048 140960 140960 0 0

8 8289 165780 165780 0 0

9 9598 191960 191960 0 0

10 45 10 10979 219580 219580 98811 219580

11 45 11 12469 249380 249380 123443 249380

12 45 12 13960 279200 279200 150768 279200

13 45 13 15544 310880 310880 181865 310880

14 45 14 17274 345480 345480 217652 345480

15 45 15 19150 383000 383000 258525 383000

16 50 16 20694 413880 413880 331104 413880

17 50 17 22262 445240 445240 378454 445240

18 50 18 23833 476660 476660 428994 476660

19 50 19 25426 508520 508520 483094 508520

20 50 20 27012 540240 540240 540240 540240

21 55 21 28615 572300 572300 661007 572300

22 55 22 30204 604080 604080 730937 604080

23 55 23 31802 636040 636040 804591 636040

24 55 24 33376 667520 667520 881126 66752025 55 25 34952 699040 699040 961180 699040

26 60 26 36492 729840 729840 1138550 729840

27 60 27 38019 760380 760380 1231816 760380

28 60 28 39495 789900 789900 1327032 789900

29 60 29 41001 820020 820020 1426835 820020

30 60 30 42410 848200 848200 1526760 848200

31 65 31 43803 876060 876060 1765261 876060

32 65 32 45132 902640 902640 1877491 902640

33 65 33 46390 927800 927800 1990131 927800

34 65 34 47621 952420 952420 2104848 952420

35 65 35 48730 974600 974600 2217215 974600

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(165-16) Version:2.5

Plan presentation specially customised for Reena Tanwar, aged 32 years.

Basic monthly premium considered is Rs.2000

Minimum risk coverage available is Rs.500000 and maximum risk coverage is Rs.1374180

Accident cover increases from Rs.1100000 to Rs.1874180 during the policy period.

Premium Maturity benefit

Yearly 24020 Maturity sum assured 413880

Half yearly 12130 Assumed loyalty addition 413880

Quarterly 6125 Total maturity benefit 827760

Mly(SSS) 2042 Total premium paid 384320

*Loyalty addition at the rate of Rs. 1000 per 1000 maturity SA is shown just for illustration purpose

eevan ara

Jeevan Saral is a versatile plan from Life Insurance Corporation of India with features of

conventional plans and flexibility of unit linked plans.It provides:

Higher insurance coverSmooth returnsFlexibility and liquidity

You are provided the freedom to choose the premium you want to pay. Once premium is chosen

Insurance coverage and the maturity benefit is derived from it.

Basic conditions

Minimum age at entry 12 years Minimum premium (Age 12 to

49)

Rs.250 per month

Maximum age at entry 60 years Minimum premium (Age 50 to

60)

Rs 400 per month

Minimum term 10 years Maximum premium No limitMaximum term 35 years Premium in multiples of Rs 50 per month

Salient Features

Maturity benefits : Maturity Sum Assured (MSA) + Loyalty additions

Death benefit: 250 times of the basic monthly premium + Return of premium paid

(excluding 1st

year premium) + Loyalty additions.

Loyalty addition: will be declared after the policy has been in full force for at least 10

years.

Auto cover: If the policy is in force for more than three years, the risk coverage will

continue for another 12 months even if the premiums are not paid in that period.

Surrender charge: No surrender charge will be deducted from policies surrendered

after 5 years.

Partial surrender: is available after 3 years and provides a smooth return on your

needs.

Plan presentation from www.ourlic.blogspot.com

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(165-16)

Year

Premium

Paid

Maturity

SumAssured

Manual

Loyalty*

Surren er

Value

Term

Rider

Norma

coverage

Acci ent

coverage

1 24020 0 0 0 100000 600000 1100000

2 48040 0 0 0 100000 624020 1124020

3 72060 51100 0 51100 100000 648040 1148040

4 96080 72640 0 72640 100000 672060 1172060

5 120100 94220 0 94220 100000 696080 1196080

6 144120 117120 0 117120 100000 720100 1220100

7 168140 140960 0 140960 100000 744120 1244120

8 192160 165780 0 165780 100000 768140 1268140

9 216180 191960 0 191960 100000 792160 1292160

10 240200 219580 219580 439160 100000 1035760 1535760

11 264220 249380 249380 498760 100000 1089580 158958012 288240 279200 279200 558400 100000 1143420 1643420

13 312260 310880 310880 621760 100000 1199120 1699120

14 336280 345480 345480 690960 100000 1257740 1757740

15 360300 383000 383000 766000 100000 1319280 1819280

16 384320 413880 413880 827760 100000 1374180 1874180

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 00 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

*Loyalty addition at the rate of Rs. 1000 per 1000 maturity SA is shown just for illustration purpose

Page 2

Jeevan Saral

Plan presentation from www.ourlic.blogspot.com