january 2017 - ibtindia · bharat-ek pehal magazine ... the india and pakistan border is an...
TRANSCRIPT
3COMPETITION TIME – JANUARY 2017
INTRODUCTION
Name : Rahul
Education : Graduation
Final Selection : SBI - Clerk
Examination Name : SBI-clerk 2016
IBT : Rahul first of all IBT congratulates you
for your selection as Clerk in State Bank of
India.
Rahul : Thank you so much sir�.!!
IBT : Whom do you accredit for your success?
Rahul : I give the credit of my success to my Mother, without
her encouragement and support it would not have been
possible and the Faculty of IBT Institute without whose
constant guidance this success would not have been
achievable.
IBT : After the completion of your Graduation, how did
you plan for the exam?
Rahul : Well after my Graduation, I took admission in the
IBT Institute for preparing the Banking and SSC
Examinations. IBT guided me constantly throughout my
preparation which was very much needed for getting
successful.
IBT : How did you plan your preparation for SBI Clerk? How
many months ago did you start?
Rahul : I gave 5 months for SBI clerk exam sincerely
although I attempted RRB and PO meanwhile. Mostly I
practised online for preparation. Testbook blog helped me
a lot for my preparation.
IBT : How did you plan out the examinations?
Rahul : First of all, I studied the material provided by IBT
institute. Afterwards, I took the IBT Online Speed Test for
practice regularly.
Precious Words
�If you do what you always did, you will
get what you always got.�
IBT : How did you prepared for current affairs in the exam?
Rahul : To get through the current affairs questions, I
studied the Monthly Magazine �Competition Time�
published by IBT and follo wed the website of IBT institute.
IBT : What did you admire the most about IBT?
Rahul : According to me the faculty is what I admire the
most when it comes to IBT Institute as they are very much
dedicated and eager to take on every difficulty faced by
the students and always motivates the students to do well
and make honest efforts. Apart from this, facility for both
online and offline Mock tests is available at IBT Institute.
This makes it easier for students from all kind of backgrounds
to practice well. High speed internet computer labs are
available for online mock tests which have significantly
contributed in my achievement.
IBT : What was your strategy to crack the exam?
Rahul : I am good in mathematics and reasoning but English
was not my cup of tea. So I gave more time to English, read
articles and solved practice sets. I studied IBT Institute�s
web portal �IBT android app� on a regular basis. Also for
current affairs I regularly followed this app and attempted
daily quiz.
IBT : Would you like to say something to the other aspirants?
Rahul : I would only like to say that have faith in yourself
and work smartly and honestly to get your goal.
IBT : At end, Congratulations once again for your selection.
Rahul : Thanks a lot for your wishes.
4 COMPETITION TIME – JANUARY 2017
NOVEMBER
UNION GOVERNMENT LAUNCHED HEALTHYINDIA INITIATIVE MAGAZINE AND NO MORE
TENSION MOBILE APP
The Union Minister for Health and Family Welfare, J P
Nadda, on 9 November 2016 launched Healthy India
Initiative/Swastha Bharat-ek pehal magazine and No
More Tension mobile App.
The initiatives were launched for promotion of health andto strengthen the health communications programmes.
About Healthy India Initiative/ Swastha
Bharat-ek pehal magazine
G It will be a quarterly magazine.
G It will cater to health related information and raise
awareness about healthy living.
G The magazine will cover different aspect of health
including women and child health, elderly health,
daily nutritional needs, seasonal ailments, safe
medication practices and home remedies for
healthy living.
G The magazine will be made available at all the
government facilities up to the sub-centre and will be
available free of cost.
G The e-version of the magazine will also be available
for download.
G The current issue is in Hindi and English and the next
version will be available in 13 other languages.
About No More Tension App
G It will help users to manage stress and will also
provide information regarding stress, symptoms
and its management.
G The application will allow user to measure their stress
level and learn various techniques like yoga and
meditation to reduce stress from their lives.
PRADHAN MANTRI SURAKSHIT MATRITVAABHIYAN
The Union Minister of Health and Family Welfare J P Nadda
launched Pradhan Mantri Surakshit Matritva Abhiyan
(PMSMA) in New Delhi.
The scheme aims at providing pregnant women ante-natal
services and required treatment for free at government
health centres and hospitals on 9th of every month.
The scheme had also found its mention in the Prime MinisterNarendra Modi�s monthly radio address Mann Ki Baat inJune 2016.
Key objectives of the scheme
G To provide healthy life to pregnant women
G To lower the maternity mortality rate
G To make pregnant women aware of their health issues
and diseases
G To ensure safe delivery and healthy life of the baby
Key highlights of the scheme
G The Pradhan Mantri Surakshit Matritva Abhiyan is
applicable for all pregnant women. It will provide
medical checkups completely free to pregnant
women.
5COMPETITION TIME – JANUARY 2017
G The checkups will take place at the medical centres,
government and private hospitals and private clinics
across the country.
G These free of cost tests will include blood pressure,
sugar level, weight, haemoglobin test, blood test and
screening.
G Women will be marked differently using coloured
stickers based on their health problems so that doctors
can easily detect the problem.
REVAMPED AADHAAR TOLL-FREE HELPLINENUMBER LAUNCHED
The Unique Identification Authority of India (UIDAI)launched a revamped version of its toll-free helpline number1947. The number is revamped to handle more incomingcalls.
The helpline number was launched to help residents getquick access to information about Aadhaar.
Key highlights of the toll-free helpline number
G The free of cost helpline 1947 will be available 24x7
throughout the year on IVRS mode.
G On the other hand, call-centre agents will be available
from 7 am to 11 pm from Monday to Saturday. On
Sundays, the agents will answer calls from 8 am to 5
pm.
G On an average, the helpline number handles about
1.5 lakh calls per day.
G It can be accessed through mobile or landline.
G It will be especially beneficial in these times when the
Aadhaar number is being increasingly used in the
banking sector to identify individuals.
G It will also enable residents to locate an Aadhaar
Enrolment Centre, know generation status of an
Aadhaar number and help retrieve Aadhaar details
of any person who has lost his/her Aadhaar or has not
received it through post.
UNION GOVERNMENT LAUNCHED DIGITALINITIATIVE SMART INDIA HACKATHON 2017
Union Human Resource Development (HRD) MinisterPrakash Javadekar inaugurated Smart India Hackathon2017, world�s largest digital national building initiative.
The Government also unveiled the first set of 250 problemstatements that the students will be required to solve duringthe Hackathon that will take place in early 2017.
Smart India Hackathon 2017 is aimed at reaching out to
all technology institutions in India and challenge
students to offer innovative solutions to the daunting
problems faced by our nation.
Highlights of the Smart India Hackathon 2017
G The Hackathon will have nearly 500 problem
statements in all which will be published on
innovate.mygov.in.
G It is a pan-India 36-hour nonstop digital programming
competition which will take place in more than 20
centres simultaneously.
G Each participating college can nominate up to three
teams, each having six team members, which can
belong to different courses or semesters within the
same college.
G Each team will need to have at least one female team
member, to encourage women coders.
G Each team will also have the option of choosing up to
two mentors, who can be faculty, alumni or any other
expert in their circles.
G Each of the participating 25 ministries and
government departments will give away prizes to top
three teams, so 75 teams will stand a chance to win
cash rewards as well as a chance to work with those
ministries and departments for up to six months to
execute their winning solution.
6 COMPETITION TIME – JANUARY 2017
G For every ministry and department, the first prize will
be of 100000 rupees, second prize of 75000 rupees
and third prize of 50000 rupees.
G Some of the ministries and departments participating
in the Hackathon include Railways, External Affairs,
Defence, Civil Aviation, Indian Space Research
Organization, Department of Atomic Energy, etc.
G It will aim to find digital solutions to problems in
the areas of power, education, health, water,
finance, agriculture, energy, urban & rural
development, aviation, transport, sanitation,
sports, law & justice, etc.
G It will help institutionalize a model for harnessing the
creativity and skills of youth for nation-building.
G It will harness creativity & technical expertise of over
30 lakh students from technology institutes in
remotest parts of India to help build a way-out for
Startup India, Standup India campaign.
G Students will also win cash prizes from each
participating ministry and will get a chance to be part
of the NASSCOM�s 10000 Startups Program.
OCTOBER
INDO-PAK BORDER TO BE COMPLETELY
SEALED IN NEXT 2 YRS: RAJNATH SINGH
Union Home Minister Rajnath Singh said that Indo-Pak
border will be completely sealed by December 2018. The
action was taken amid the rising tensions between the
two nations mainly after the army strike on militant
bases in Pakistan-occupied Kashmir.
Rajnath Singh informed about the decision after holding
a meeting of states sharing border with Pakistan in
Jaisalmer. This sealing will be monitored at MHA level,
BSF level and chief secretary level.
Chief Minister of Rajasthan Vasundhara Raje, Deputy
Chief Minister of Punjab Sukhbir Singh Badal, Gujarat�s
Minister of State for Home Pradeepsinh Jadeja and
Jammu and Kashmir Chief Secretary Brij Raj Sharma
were the participants of the meeting to review security
arrangements at the border. The meeting is being held
in the presence of senior BSF officials.
Indo-Pakistan Border
The India and Pakistan Border is an international border
running between India and Pakistan that demarcates the
Indian states and the four provinces of Pakistan. The
border�s total length is 2900 km. It is known as Line of
Control (LoC).
HIV AND AIDS (PREVENTION AND CONTROL)
BILL, 2014
The Union Cabinet approved the amendments to the HIV
and AIDS (Prevention and Control) Bill, 2014.
The HIV and AIDS Bill, 2014 was drafted to safeguard the
rights of people living with HIV and affected by HIV.
7COMPETITION TIME – JANUARY 2017
Provisions of the Bill
G It seeks to address HIV-related discrimination,
strengthen the existing programme by bringing in
legal accountability and establish formal mechanisms
for inquiring into complaints and redressing
grievances.
G It seeks to prevent and control the spread of HIV and
AIDS, prohibits discrimination against persons with
HIV and AIDS.
G It seeks to provide for informed consent and
confidentiality with regard to their treatment, places
obligations on establishments to safeguard rights of
persons living with HIV.
G It aims to enhance access to health care services by
ensuring informed consent and confidentiality for HIV-
related testing, treatment and clinical research.
G It lists various grounds on which discrimination against
HIV positive persons and those living with them is
prohibited. These include the denial, termination,
discontinuation or unfair treatment with regard to
employment, educational establishments, health care
services, provision of insurance, etc.
G It prohibits any individual from publishing information
or advocating feelings of hatred against HIV positive
persons and those living with them.
G It provides for Guardianship for minors.
G It requires that No person shall be compelled to
disclose his HIV status except with his informed
consent, and if required by a court order.
G It also asks Central and State governments to take
measures to prevent the spread of HIV or AIDS,
provide anti-retroviral therapy, facilitate their access
to welfare schemes, lay guidelines for the care and
treatment of children with HIV or AIDS.
G It makes provision for appointment of an ombudsman
by State Governments to inquire into complaints
related to the violation of the Act and penal actions
in case of non-compliance.
There are no financial implications of the Bill.
SEPTEMBER
INDIAN RAILWAYS LAUNCHED YATRIMITRA-
SEWA
Indian Railways launched YatriMitraSewa to facilitate
access to wheelchairs, battery operated cars and porter
services. The service was launched to make rail travel
comfortable for elderly, differently-abled and ailing
travelers.
UNION GOVERNMENT LAUNCHED NIDHI
Union Government launched a new program called
National Initiative for Developing and Harnessing
Innovations (NIDHI). The initiative aims at nurturing
ideas and innovation into successful start ups.
NIDHI, an umbrella programme of the Department of
Science & Technology (DST), will focus on helping startups
to meet their funding, infrastructure and other mentorship
needs. NIDHI will allow youths of the country to give a
concrete shape to their ideas.
SWADESH DARSHAN SCHEME
The Union Government approved projects worth about
450 crore rupees under Swadesh Darshan scheme for
five states.
The five states are: Madhya Pradesh, Uttarakhand,
Uttar Pradesh, Sikkim and Tamil Nadu.
The scheme was launched with an objective to develop
13 theme-based tourist circuits in India. The approval
for the five states was given in a meeting of the Central
Sanctioning and Monitoring Committee (CSMC) on 5
September 2016.
8 COMPETITION TIME – JANUARY 2017
NOVEMBER
INDIA, ISRAEL INKED TWO AGREEMENTS ONWATER RESOURCE MANAGEMENT AND
AGRICULTURE
India and Israel inked two agreements in the field of water
resources management and agriculture. The agreements
were inked after the delegation level talks between Prime
Minister Narendra Modi and visiting Israeli President
Reuven Rivlin in New Delhi.
Points of discussions during the delegation
level talks were
G Enhancing agricultural productivity and efficiency.
G Boosting research and innovation linkages.
G Employment of applications of science and technology
for the benefit of the two societies.
G Forging strong trade links and investment ties.
G Building defence ties to secure people of the two
nations.
G Enhancing people to people ties through greater
cultural and tourism linkages.
G Promotion in educational exchanges, which will allow
students of the two nations to study in each other�s
country, to bridge the bilateral partnership.
NEW TRADE ROUTE VIA GWADAR PORT
INAUGURATED IN PAKISTAN
Nawaz Sharif, Prime Minister of Pakistan, inaugurated theoperational activities of the strategic Gwadar Port, locatedin the south-western Balochistan Province.
Sharif and General Raheel Sharif, Army Chief of Pakistan,welcomed the first large shipment of Chinese goods throughthe port.
The deep-water port is the key to the 46 billion US dollarChina Pakistan Economic Corridor (CPEC) that alsoincludes roads and energy projects.
How CPEC will benefit Pakistan?
G It is predicted by the Pakistani officials that the project
will result in the creation of upwards of 700000 direct
jobs between 2015 and 2030.
G It will also add 2 to 2.5 percentage points to the
country�s annual economic growth.
G If all the planned projects will be implemented, the
value of those projects would be equal to all foreign
direct investment in Pakistan since 1970. They would
also be equivalent to 17% of Pakistan�s 2015 gross
domestic product.
G Infrastructure projects under the aegis of CPEC will
eventually link the city of Gwadar in southwestern
Pakistan to China�s northwestern autonomous region
9COMPETITION TIME – JANUARY 2017
of Xinjiang via a vast network of highways and
railways.
Why India is concerned?
G The China Pakistan Economic Corridor passes through
the disputed region of Kashmir. However, no CPEC
project is located near the Line of Control.
G In 2015, the Indian Foreign Minister, Sushma Swaraj
reportedly told Chinese President Xi Jinping that
projects passing through Gilgit-Baltistan are
unacceptable as they require construction in the
claimed territory.
About Gwadar port
G The Gwadar Port is a warm-water, deep-sea port
situated on the Arabian Sea at Gwadar in Balochistan
province of Pakistan.
G The port features notably in the China�Pakistan
Economic Corridor plan.
G The port is considered to be a vital link between the
ambitious One Belt, One Road and Maritime Silk Road
projects.
G The port�s potential to be a deep water sea port was
first noted in 1954.
G Plans for construction of the port were not realised
until 2007, when the port was inaugurated by Parvez
Musharraf after four years of construction, at a cost
of 248 million US dollars.
G In 2015, it was announced that the city and port
would be further developed under CPEC at a cost of
1.62 billion US dollars.
G The port will also be the site of a floating liquefied
natural gas facility that will be built as part of the
larger 2.5 billion US dollar Gwadar-Nawabshah
segment of the Iran�Pakistan gas pipeline project.
G In late 2015, the port was officially leased to China
for 43 years, until 2059.
About China�Pakistan Economic Corridor
G The China�Pakistan Economic Corridor is an under-
construction and partly completed economic corridor.
G It aims to facilitate trade along an overland route
that connects Kashgar and Gwadar through
construction of network of highways, railways and
pipelines worth around 51 billion US dollar.
G The corridor is considered to be an extension of
China�s ambitious One Belt, One Road initiative.
G CPEC�s significance to China is reflected by its inclusion
in the country�s 13th five-year development plan.
INDIA, JAPAN SIGNED 10 AGREEMENTS
INCLUDING NUCLEAR DEAL, SPACE,AGRICULTURE
India and Japan signed ten agreements to boost the
bilateral cooperation between the two nations. The
agreements were inked on 11 November 2016 in presence
of Prime Minister Narendra Modi and his Japanese
counterpart Shinzo Abe.
Prime Minister was on a three-day visit (10 November to
12 November 2016) to Japan.
Agreements/MoUs that were inked and exchanged
includes
G Agreement for Cooperation in the Peaceful Uses of
Nuclear Energy: The present Agreement provides for
bilateral cooperation in the field of Nuclear Energy.
This would provide for the development of nuclear
power projects in India and thus strengthening of
energy security of the country. The present agreement
would open up the door for collaboration between
Indian and Japanese industries in our Civil Nuclear
programme.
G Memorandum of Cooperation (MoC) on the
Manufacturing Skill Transfer Promotion Program:
The MoC that envisages to train 30000 Indian youth in
the Japanese style manufacturing in the next 10 years
was inked between the Union Ministry of Skill
Development and Entrepreneurship and Ministry of
Economy, Trade and Industry of Japan.
G Memorandum of Understanding (MoU) for
Cooperation in the Field of Outer Space: The present
MoU inked between ISRO and JAXA provide for
cooperation in satellite navigation, planetary
exploration and space industry promotion. It also seeks
for joint missions and studies, joint workshops and
training, joint use of ground systems for mutual
support, and personnel exchange. It also seeks to
establish JWG and sign Implementing Arrangements
10 COMPETITION TIME – JANUARY 2017
to carry out specific cooperative projects.
G MoU on Mutual Collaboration in Marine and Earth
Science and Technology: This MoU aims at promotingcooperation in the areas of joint survey and research.It also aims to promote an exchange of scientific visitsby researchers and experts, joint scientific seminarsand workshops and exchange of information, data andstudied results. It also seeks to promote cooperationin any other mutually agreed forms of cooperation.Agreements for cooperation in specific activities willbe taken up by concerned agencies subsequent to thesigning of this MoU.
G MoC in the Field of Agriculture and Food Related
Industry: It aims at deepening the bilateral
cooperation in the fields of agriculture and food
industries that includes food value chain networking
and protecting Geographical Indication (GI) of
agriculture products. The MoC is a framework
document which would later provide for specific
agreements between concerned agencies on both
sides.
G MoU for Transport and Urban Development: Thepact seeks to enable cooperation between NationalInvestment and Infrastructure Fund Limited and JapanOverseas Infrastructure Investment Corporation. Thecooperation includes promotion in investment ininfrastructure projects in railways and transport, tollroads, urban development, port and airport terminals,logistics and any supporting industries for these sectors.The MoU also enables the two sides to exploreopportunities to set up an NIIF-JOIN joint fund.
G MoU in the Field of Textiles: The MoU that aims toimprove the quality of Indian Textiles for conformityassessment for Japanese market was signed betweenTextiles Committee of Union Ministry of Textiles andJapan Textiles Products Quality and Technology Centre(QTEC). It involves capacity building measures for theTextiles Committee and aligns the Indian QualityControl measures in line with Japanese market andtechnical standards.
G MoC in the Field of Cultural Exchange: It seeks toprovide a framework for bilateral cooperation in thefield of Sports ahead of the forthcoming Tokyo 2020Olympics & Paralympics.
G Under this MoC the two sides would seeks to
promote
a) Training of athletes and coaches
b) Programmes for sports science and anti-doping
11COMPETITION TIME – JANUARY 2017
c) Programmes for developing sports education,infrastructure and management
d) Exchange visits of sports leaders, administrators,professionals and experts
As per the MoC, a specific cooperative mechanism willbe pursued by respective sports agencies in theirspecified areas of activities. The MoC was signedbetween the Union Ministry of Culture and the Ministryof Education, Culture, Sports, Science and Technology,Government of Japan.
G MOU for cooperation in the fields of academics,
business, cultural cooperation, disaster
management and environmental protection: It wassigned between the State Government of Gujarat andHyogo Prefectural Government, Japan. As per theagreement, a steering committee will be constitutedto oversee the implementation of the MOU. It will alsoidentify the agencies to carry out designated activities.
INDIA, UK SIGNED TWO PACTS INCLUDING
COOPERATION IN THE FIELD OFINTELLECTUAL PROPERTY
India and the United Kingdom inked two pacts to boostcordial relations between the two nations. The pacts wereinked during the visit of Theresa May, the Prime Minister
of the United Kingdom to India.
PM Theresa May was on a three Day visit to India (6November to 8 November 2016).
List of MOUs exchanged includes
G MoU on Ease of Doing Business: The MoU intends tomake expertise from different departments of the UKGovernment which have led the ease of doing businessdrive in the UK available to the relevant departmentsand agencies of the Government of India. It includesexchange between the officials and sharing of bestpractices and technical assistance for effectiveimplementation of the initiatives of GOI to improve itsranking in the ease of doing business.
G MoU for cooperation in the field of intellectual
property: The MoU envisages establishing amechanism for furthering cooperation between theIntellectual Property Offices of India and the UK in thefield of IP and related information technology services.
It will include exchange of best practices, experienceand knowledge of IP awareness among the public,businesses, industry, R&D organizations andeducational institutions, as well as on processes fordisposal of applications for patents, trademarks,industrial designs and geographical indications.
This MoU was signed between the Department of
Industrial Policy and Promotion, Ministry of
Commerce and Industry, India and the Intellectual
Property Office of the United Kingdom (UK IPO).
OCTOBER
BRICS NATIONS SIGNED THREE AGREEMENTS
BRICS nations namely Brazil, Russia, India, China and
South Africa inked three agreements to boost the
bilateral cooperation. The agreements were inked in Goa,
India during the eighth BRICS summit.
The eight BRICS summit was held from 15 to 16 October
under the theme Building Responsive, Inclusive and
Collective Solutions.
List of MoUs signed by BRICS Countries include
G MoU for Establishment of BRICS Agricultural Research
Platform
G MoU on Mutual Cooperation between Diplomatic
Academies
G Regulations on Customs Cooperation Committee of
the BRICS
INDIA AND RUSSIA SIGNED 16 MOUS
India and Russia signed 16 agreements during India-Russia Annual Summit across multiple sectors.
The MoUs were signed in Goa during India-Russia Annual
Summit co-chaired by Prime Minister Narendra Modi
and Russian President Vladimir Putin. President Putin is
on a visit to India to attend 2016 Goa BRICS summit.
List of agreements/MOUs exchanged
G Memorandum of Understanding proposed to be
executed between EDB, Joint Stock Company
Àlexeev�s Central Hydrofoil Design Bureau, Joint Stock
Company Radar Mms, Joint Stock Company Morinsis-
12 COMPETITION TIME – JANUARY 2017
AGAT and Elcom Systems Private Limited for
developing the following:
(i) A single integrated Transport Logistics System
(ii) Concept of Smart city
(iii) Intellectual monitoring system for the areas of
high responsibility, in the State of Andhra Pradesh.
G MoU on studying perspectives for cooperation in
shipbuilding, implementation of infrastructure
projects, transfer of technologies and training
foreign specialists: It was inked between JSC United
Shipbuilding Corporation and the Council for Economic
Cooperation of Andhra Pradesh.
G MoU on Cooperation in the implementation of
smart cities program in India with the use of IT
solutions of the Russian companies: It was inked
between JSC �Rusinformexport� and the Ministry of
Urban Development of India, Ministry of Home Affairs,
State Company National Buildings Construction
Corporation Ltd., Government of Haryana.
G MoU on the joint study of a gas pipeline to India
and the other possible areas of Cooperation: It
was inked between Gazprom and Engineers India
Limited.
G Rosneft to purchase 98% Essar Oil: as per the
decision a Russian consortium comprising energy giant
Rosneft Oil Company, commodities trader Trafigura
and private investment group United Capital Partners
agreed to purchase 98 percent of Essar Oil for 10.9
billion dollars.
G Cooperation Agreement in the area of Education
and Training: It was inked between Rosneft Oil
Company and ONGC Videsh Limited.
G MoU on setting up of Investment Fund: It was
inked between NIIF and RDIF.
G Signing of MoU for Cooperation in increasing the
speed of trains between Nagpur- Secundrabad /
Hyderabad: It was inked between Indian and Russian
railways.
G Signing of the shareholder agreement for establishing
a Joint Venture to manufacture Ka-226T helicopter in
India.
G MoU on Mutual Allocation of Ground
Measurement Gathering Stations for GLONASS AND
NAvIC: It was inked between ISRO and ROSCOSMOS.
G MoU on expansion of Bilateral Trade and Economic
Cooperation: it was inked between Ministry of
Economic Development of the Russian Federation
and the Union Ministry of Commerce and Industry.
G MoU between Department of Science & Technology
(India) and FASO (Russia)
G Programme of Cooperation in Oil and Gas Sector for
the period 2017-18
G Protocol for consultations between the Ministry of
External Affairs & Ministry of Foreign Affairs of Russia
for the period 2017-18.
G Agreement on cooperation in International
Information Security
G Signing of IGA to purchase/construct four additional
1135.6 frigates though partnership between Russian
and Indian shipyard
G Signing of IGA for the procurement of S-400 Air
Defence System.
SEPTEMBER
EUN CHARTER TRANSLATED INTO SANSKRIT
LANGUAGE
The UN Charter, the seminal treaty of the United Nations
(UN), was translated into Sanskrit Language for the first
time.
This came following the pioneering efforts of Jitendra
Kumar Tripathi, the Secretary of the Lucknow-based
Akhila Bharatiya Sanskrit Parishad.
About UN Charter
G The United Nations Charter was signed on 26 June
1945 in San Francisco, at the conclusion of the United
Nations Conference on International Organisation.
G It came into force on 24 October 1945.
G The Statute of the International Court of Justice is an
integral part of the Charter.
G The Charter is available in all six official languages of
the UN.
13COMPETITION TIME – JANAUARY 2017
NATIONAL NEWS
FWhich yojana has been launched by Union Government to provide free health check-ups to pregnant women at
government health centers and hospitals? PMSMA (Pradhan Mantri Surakshit Matritva Abhiyan)
FAnil Madhav Dave, Minister of Environment, Forest and Climate Change has constituted a five-member team for
conservation and management of which lake? Loktak Lake
FWhat is the name of programme has been launched by Punjab Chief Minister Parkash Singh Badal by flagging off
100 Information Education Communication (IEC) mobile vans? Aware and Care
FWhich state was conferred with the award for outstanding work in the field of e-governance at the �State of the
States Conclave 2016� ? Haryana
FWhich state has ranked no.1 position in the World Bank study report in India in the field of energy efficiency?
Andhra Pradesh
FPresident Pranab Mukherjee has given his consent to payment of how much percent dearness allowance (DA) to
central government employees? 2%
FWhich state government has recently signed an MoU with Software Technology Parks of India (STPI) and
establishment of a Gems & Jewellery Industrial Park? Odisha
FThe three day Buddha Mahotsava celebration kicked off in which state on November 4 2016 that was organised
by the District Administration of West Kameng? Arunachal Pradesh
FName the three day International Oil and Gas Conference and Exhibition was inaugurated by Prime Minister
Narendra Modi in New Delhi on December 5, 2016? PETROTECH-2016
FWhat is the name of online platform has been launched in India which explains the country�s central and state
laws in a user-friendly method? Nyaaya
F India�s first liquefied natural gas LNG Fuelled Bus in the Country has been launched by Shri Dharmendra Pradhan
in which city? Thiruvananthapuram, Kerala
FWhich state government has imposed a ban on any type of construction within 2 km radius of its major lakes to
protect 968 glaciers? Uttarakhand
FName the Union Territory has became the first in the country to launch �Human Papillomavirus (HPV) vaccination�
as a public health programme? New Delhi
FName the new yojana has been launched by Minister of State (I/C) for Skill Development and Entrepreneurship
Shri Rajiv Pratap Rudy? PMYY (Pradhan Mantri Yuva Yojana)
FName the medical service has been launched for ESIC beneficiaries by Shri Bandaru Dattatreya, the Minister of
State at Dwarka? Kahin Bhi Kabhi Bhi
FName the mobile app has been launched by Maharashtra to check violation of child rights on November 9,
2016? CHIRAG
FUnion Health and Family Welfare Minister JP Nadda has been launched which mobile app to manage the stress
level on November 9, 2016 in New Delhi? No More Tension
500+ G.K.
One Liner Questions
14 COMPETITION TIME – JANAUARY 2017
F Apollo tyres would start a manufacturing facility in which state of India with an investment of Rs.525 crore?
Andhra Pradesh
F Which state government has signed an agreement with Canada to implement a joint action plan on urban
infrastructure development in the State on November 8, 2016? Maharashtra
F The number of rural households were distributed with free LPG connections under which scheme has crossed
the 1 crore? PMUY (Pradhan Mantri Ujjwala Yojana)
F Which state government high court has been ordered all hill stations and glaciers in the state to be declared as
eco-sensitive within three months? Uttarakhand
F Seventh Session of the Conference of Parties (COP7) to WHO Framework Convention on Tobacco Control (FCTC)
kicked off in which country? India
F Punjab Termination of Water Agreements Act was passed in which year? 2004
F Which country will host the 2018 International Competition Network (ICN) Annual Conference India
F How many Indian families are listed among the Forbes Asia�s 50 Richest Families? 17
F �Mukhya Mantri Shikshak Samman Yojana� which aims to motivate the teachers by giving them monetary rewards
was launched in which state? Himachal Pradesh
F Prime Minister Narendra Modi launched Haryana�s year-long golden jubilee celebrations of Haryana in which
city? Gurugram
F What is the minimum wage fixed for unskilled agricultural labour in C-class towns in central sphere by the Union
Government? Rs. 350 per day
F Which state became the third and largest state to be declared Open Defecation Free (ODF) under the Swachh
Bharat Mission (SBM- Gramin)? Kerala
F What is the new act enacted by the Union Government for Five Union Territories to regulate the housing sector
transparency? Real Estate Act
F Researchers from which state has discovered a new variety of rice seed under the head of A K Sarawgi?
Chhattisgarh
F What is the name of project is launched by the PM Narendra Modi to mark the 16th foundation day for
Chhattisgarh? Saur Sujala Yojana
F Which state became the First state to launched Cyber Police Stations in its each Districts on November 3, 2016?
Maharashtra
FWhich festival would be held at the village in Dausa district, Rajasthan to promote rural tourism in the area for
two days? Abhaneri
FWhat is the name of portal which is launched by the Haryana Government for procurement of paddy in the
successive season? e-kharid
FWhich state government has inked a memorandum of understanding (MoU) with Andhra Pradesh-based Ruchi
Soya Industries for development of Oil Palm in the state? Arunachal Pradesh
F In which place, The 4th Meeting of BRICS Education Ministers Conference was held to promote education
cooperation and people to people exchanges among the BRICS countries? New Delhi
FWhich state accounts for the highest number of species with 410, followed by Kerala with 357 and Maharashtra
with 278 in a recent Publication by the Botanical Survey of India (BSI)? Tamil Nadu
F In which place, Gujarat CM Vijay Rupani inaugurated a 34-ft long �Lamp of Humanity� as a part of the Vibrant
Navratri celebrations? Ahmedabad
FWhich state�s Chief Minister flagged off an all-women Mt. Gorichen expedition which is considered as a technical
peak? Pema Khandu, Arunachal Pradesh
15COMPETITION TIME – JANAUARY 2017
FWhich two states have become the first States in the country to become declared Open Defecation Free (ODF) ?
Gujarat, Andhra Pradesh
FWhat is the rank of India�s Right to Information (RTI) Act, that was passed in the year 2005 among worldwide? 4th
FWhich award has bagged by the Gujarat�s 900-year-old World Heritage Site Rani ki Vav at the Indian SanitationConference (INDOSAN) 2016 at Vigyan Bhavan in New Delhi? Cleanest Iconic Place
INTERNATIONAL NEWS
F Name the Chinese Buddhist pilgrim and scholar has stayed in Vijayawada to study Buddhist scriptures?
Xuan Zang
F Which country�s agreement on climate change entered into force, marking the first time that governments haveagreed legally binding limits to global temperature rise? Paris
F India jointly agreed with which country to maintain the pace of their high-level exchanges in counter- terrorismand other fields? China
F Which country has became the first country in the Baltic Sea area signed a MoU to link up with China�s One Beltand One Road (OBOR) Initiative? Latvia
F India jointly with which country has signed deals to increase oil production worth $1.45 billion? Venezuela
F Which country has adopted cybersecurity law to strengthens censorship, surveillance, and other controls overthe Internet? China
F Sri Lankan government has decided to obtain 10 diesel engines from which company in India under credit linefacility provided by Indian government? RITES
F Meng Hongwei is elected the President of the International Criminal Police Organization (Interpol). Where is theheadquarter of INTERPOL? France
F Which country�s government has announced 19 grants worth $6,30,000 dollars for several projects in the fieldof education, science, sports, arts and culture? Australia
FWhich country postponed the SAARC Summit to be held here next month after India along with four other memberstates of the regional grouping decided against attending the meeting? Pakistan
FWhich is one of the most active volcanoes in the country and Central America has erupted, spewing a large plumeof ash two nearby villages? Colima Volcano
FWhich country�s climate change agreement along with India by submitting its instrument of ratification at UNheadquarters in New York? Paris
FThe fourth meeting of Indo-Czech joint working group led by the Secretary in the Department of Heavy Industry,Mr Girish Shankar held at which place? Brno
FUnion Government signed MoU with which country in the field of water resources? European Union
FWhich country has became the first country in the world to completely ban disposable plastic cups, plates andother utensils? France
FIndia signed three agreements with which country on Mutual Visa Exemption return in New Delhi on October 6th
2016? Switzerland
FWhich country scientists announced the discovery largest dinosaur ever found in South America�s biggest country?
Brazil
FWhich Country has appointed Former NASSCOM Chairman BVR Mohan Reddy as an Honourary Consul of thatcountry in Hyderabad? Germany
FIndian pharmaceuticals sector seeked major support from which country market, Commerce Minister NirmalaSitharaman announced that the share of India in that drug market? Japan
16 COMPETITION TIME – JANAUARY 2017
FWhich country Prime Minister had visited India for a five day aimed at deepening bilateral ties in a range of areas
including trade and investment? Singapore
FPresident had lifted US economic sanctions on which country, terminating an emergency order that deemed the
policies of the former military government a threat to US national security? Myanmar
FWhich political party won the Morocco�s national elections 2016 ? Justice and Development Party (PJD)
FWhich country leaders along with Turkish leaders had agreed to intensify military and intelligence contacts after
a meeting in Istanbul? Russian
FWhich country along with India signed a pact to set up 25 integrated infrastructure centers for irradiation treatment
of perishable food items? Russia
FWhich country has suspended cooperation with the UNESCO, a day after the U.N. cultural agency adopted a draft
resolution on the Temple Mount and Western Wall? Israel
FIndian has received the first parcel of which oil to partly fill its strategic storage in Southern India, Mangalore
Refinery and Petrochemical Ltd? Iran
FWhich country hosted the IUCN World Conservation congress with the support of the Department of State of
the USA? Hawaii
FWhich country has built world�s longest bullet train network length of 2000 kms? China
FWhich country researchers has partnered with an Indian research foundation to develop a variety of salt-tolerant
rice, conducted a broader project to address the issue of food security? Australia
FName the Typhoon which was the world�s strongest typhoon made landfall in east China�s Fujian Province?
Meranti
FIsrael National Security Council has signed an agreement with which country undersecretary of state for Political
affairs for development of anti-missile defense systems? United States
FWhich country partnered with India has approved an agreement for capacity building and exchange of best
practices in the area of skill development? Switzerland
FFor what purpose, Cabinet approved a MoU between India and Mozambique to strengthen the advancement
between two countries? Air Service
FWhich country along with India, Union Cabinet sanctioned a Memorandum of Understanding (MoU) for the field
of Information and Communications Technology (ICT) and Digital Economy? Tunisia
FIndia partnered with which country to sign the Social security agreement and benefit thousands of countries
professionals and skilled workers? Japan
FWhich country to hold the world's largest yazidi temple and to set the world largest temple is to be completed
by 2017? Armenia
FWorld Health Organisation declared which country is free from measles with zero cases? Brazil
FUnion Government gave approval to the Bilateral Investment Treaty with which country to promote the protect
investments? Cambodia
FWhich storm brought Hong Kong to halt with high winds and rains and many schools, businesses and transport
services remained shut? Typhoon Nida
FWhich country unveiled a new economic stimulus package worth more than $275 billion in order to get the
conking economy back to form? Japan
17COMPETITION TIME – JANAUARY 2017
BANKING & ECONOMY
FMNRE has issued bidding guidelines for setting up _____________ Wind Power Projects connected to inter-
state transmission system (ISTS)? 1000 MW
FWhich organisation jointly with Mumbai-based RBL Bank has announced a new loan portfolio guarantee thatwould facilitate up to $75 million for lending to small and medium enterprises (SMEs)?
USAID (U.S. Agency for International Development)
FEconomic think-tank NCAER has pegged India�s GDP growth at what percent for the year 2016-17? 7.6%
FHow much amount imposed fine for Reliance Industries Ltd. and its partners BP and Niko for pumping out of gasto Godavari and Krishna river? Rs.10,000 crores
F Infrastructure company Adani Enterprises Ltd has commissioned how much power of Solar Power Plant in Punjab?
100 MW
F India�s third largest private sector bank Axis Bank has announced its partnership with which online shopping
portal to launch �Axis Bank Buzz Credit Card�? Flipkart
FWhich bank has told that it would raise Rs.271 crore from Life Insurance Corporation of India in preferentialallotment of equal shares at Rs.37.74 a piece? UCO Bank
FWhich bank has issued clarifications on hedging of currency for external commercial borrowings (ECBs) in anotification on its website? The Reserve Bank of India
F Indian Army signed MoU with which bank for Defence Salary Package ? Corporation Bank
FWhich bank has launched �Unified Payments Interface� (UPI) solution on 8th November 2016 for its corporateand financial institutional and commercial banking customers? Standard Chartered Bank
FWhich company has made an announcement that it�s receiving a small German engineering firm to help automate
and accelerate production at its factories? Tesla
F Indian railway and Assam has announced a Joint Venture for the construction of four elevated railway tracks inthe state. What is the project cost? Rs. 5000 Crore
FReserve Bank of India had opened as Second Ombudsman Office taking into account the significant increase ofthe banking network in which city? New Delhi
FThe Central Vigilance Commission (CVC) has ordered PSBs to report all such matters involving funds over _____
Rs. 1 crore
FWhich US based job portal has signed an agreement with Ministry of Human Resource Development to createmore job opportunities in India? LinkedIn
FWhich US-based ATM manufacturer has bagged the single largest order from SBI to install over 7,000 cash-vending machines? NCR Corporation
FWhich bank has launched home loan overdraft facility for salaried customers against their home loans?
ICICI Bank
FHow much amount has been funded for the Yamuna riverfront project at Sonia Vihar by the Delhi Government?
Rs. 200Cr
FState Bank of India has slashed its home loan rate to a six-year low to how much percentage with effective from1st November? 9.10%
FWhat is the minimum speed has been made it mandatory by TRAI for all the Broadband providers in India?
512 Kbps
FWhich brand is topped in the India�s most attractive brands index 2016 study carried out by Trust ResearchAdvisory (TRA)? LG
18 COMPETITION TIME – JANAUARY 2017
FHow many new banks have jointed Unified Payments Interface (UPI) bandwagon, thereby the total counts using
UPI to 26? 5
FWhat is the name of mobile Banking app of YES BANK for banking transactions on Apple and Android based
Smart Watches? YES MOBILE 2.0
F India�s gross-value increased growth is expected to quicken to how much percentage this year from 7.2% in
2015-16? 7.6%
F What is the name of special financing scheme which is launched by the SBI under which customers could avail
credit facility at lower rates? Hope Loans
F Which online fashion portal has appointed Dipanjan Basu as the Chief Financial Officer with effective from October
17? Myntra
F How many year extension has secured Arundhati Bhattacharya as the chairperson of the State Bank of India
(SBI)? One
F Which Bank has acquired Karnataka-focused BSS Microfinance, a non-banking financial company for Rs 139.2
crore? Kotak Mahindra
F Which company would bring to market the world�s first artificial pancreas, after U.S. regulators cleared the
device for diabetics to automatically monitor blood sugar? Medtronic Plc
F Which bank has announced its entry into Myanmar by opening a branch in the Yangon, former capital city of
Myanmar? SBI
F Which Organization raised projections for India�s economic growth by 0.2 percentage points to 7.6 percent for
2016-17 and 2017-18? IMF
F Which bank has announced India�s GDP growth would remain strong at 7.6 percent in 2016 and 7.7 percent in
2017 by describing South Asia as a global growth hotspot? World Bank
F Election Commission of India partnered with which social networking to register young voters? Facebook
F Which limited has signed a Memorandum of Understanding with the University of Houston (USA) in presence of
Dharmendra Pradhan, Minister of State (I/C), Petroleum & Natural Gas? OIL (Oil India Limited)
F Which Financial Services Company rolled out Selfie Pay app for the use of facial biometrics for payment
authentication? Master Card
F How much amount funded for Heritage Infrastructure projects which was led by the Shri M.Venkaiah Naidu,
Minister of Urban Development? Rs. 350 crore
F India�s biggest-ever spectrum auction ended with the Centre garnering _________ in revenue.Rs.65,789 crore
F Which bank released the report of the Internal Working Group on Rationalisation of Branch Authorisation Policy?
Reserve Bank of India
F The Reserve Bank of India had granted in-principle approval to how many payments banks as on September 2015?
11
F Which organisation had asserted that adoption of GST (Goods and Services) tax recently would boost India�s
medium-term growth? International Monetary Fund
F Which board has proposed a ban on unauthorised trading tips through social media platforms like SMS, WhatsApp
and Facebook? Securities and Exchange Board of India
F How much amount would invest by the Union Government to increase the capacity of Panipat refinery from 15
million tonnes (MT) to 25 MT? Rs.15,000 crore
F Which foreign based bank announced a tie-up with Uber under which its credit cardholders across six countries
would get a cash-back of up to 25 per cent for hailing cabs from the app? Standard Chartered Bank
19COMPETITION TIME – JANAUARY 2017
PERSONS IN NEWS
FWhich Bollywood Actor was named the first Indian ambassador for promoting 2017 Switzerland Tourism campaign-
�Nature wants you back�? Ranveer Singh
FName the Twitter�s India and South East Asia�s Managing Director has resigned after Rishi Jaitly exit from twitter?
Parminder Singh
FWho is the California�s Attorney General, is on the cusp of becoming the first Indian- American Senator in the US
Congress? Kamala Harris
FWhich IFS Officer has been accredited as the Ambassador of India to the Commonwealth of Dominica ?
Bishwadip Dey
FWho has been concurrently accredited as the Ambassador of India to the Republic of Benin?
B Nagabhushana Reddy
FWhich celebrity is the World�s Highest-Paid Woman in Music for 2016 report released by Forbes? Taylor Swift
FWhich Indian leader�s statue was unveiled at Consulate General of India, Dubai ? Mahatma Gandhi
FName the British Prime Minister who has arrived in Delhi on a three-day visit aimed at enhancing their ties in the
key areas of trade, investment, defense and security recently? Theresa May
FWhich chief minister has announced the increasing motherhood leave period for women government employees
from six to nine months ? Jayalalithaa
FWho has been nominated as the interim chairman of the IT major Tata Consultancy Services (TCS) recently?
Ishaat Hussain
FWho has taken charge as the General officer Commanding of the Army�s strategic Chinar Corps? J S Sandhu
FWho has taken over charge as Director of New Delhi based NTPC Limited on November 1, 2016?Saptarshi Roy
FWho is named as the next Prime Minister of Lebanon ? Saad Hariri
FWho has been concurrently accredited as the Ambassador of India to the Republic of Guinea, with residence in
Abidjan? R. Ravindra
FWho has been elected as new President of The Indian Newspaper Society for the year 2016-17 at the 77th AGM
held in Bengaluru? Somesh Sharma
FWhich Indian-American in US named to 2016 class of the �Jerger Future Leaders of Audiology?
Dr. Vinaya Manchaiah
FThe Centre has constituted a four-member Insolvency and Bankruptcy Board of India (IBBI) under the
Chairmanship of ______________. Madhusudan Sahoo
FWhat is the name of 18 year old girl who was trafficked from the remote islands of Sundarbans in West Bengal
and has been invited twice to speak at the United Nations? Anoyara Khatun
FWho has been concurrently accredited as the High Commissioner of India to the Commonwealth of The Bahamas,
with residence in Kingston (Jamaica)? M.Sevala Naik
FWhich girl was crowned with Mrs. India Earth 2016 at a gala ceremony amid members of the fashion industry in
Dwarka? Prineet Grewal
FWhich minister inaugurated the 5th International Buddhist Conclave in Varanasi-Sarnath by showcasing and
project the Buddhist heritage and pilgrim sites of India? Mahesh Sharma
FWho has been inducted into the 2016 IAF Hall of Fame for his outstanding contributions to the development of
space technology in India? U.R. Rao
FWhich professional Indian mountaineer, scaled the world�s sixth highest mountain Cho Oyu which is located in
the China � Nepal border? Arjun Vajpai
20 COMPETITION TIME – JANAUARY 2017
FWhich Chief Minister inaugurated 100 urban piped drinking water supply projects, with an objective to provide
safe drinking water to every family? Naveen Patnaik
FWhich veteran actor was honoured at the UK Theatre Awards that took place in London for his individual
contributions to British theatre? Ian McKellen
FThe Union Government is going to commemorate the birth centenary of social activist and former RSS leader.
Who is he? Nanaji Deshmukh
FWho has been concurrently accredited as the Ambassador of India to the State of Eritrea, with residence in
Khartoum (Sudan)? Amrit Lugun
FWhich Chief Minister decided to extend fee waiver to students for professional and higher education courses,
including medical and engineering? Devendra Fadnavis
FWhich minister has inaugurated �Women of India Festival 2016� of organic products by women at Dilli Haat at
INA, New Delhi? Maneka Sanjay Gandhi
NEW APPOINTMENT
FName the Former Comptroller and Auditor General of India has been appointed as the chairman of the Fund
Trustee and Advisory Commission (FTAC), Kerala? Vinod Rai
FWho has been newly elected as a President of United States of America on November 8, 2016? Donald Trump
FWho has been appointed as the new chief executive for Airtel Retail on 8th November 2016? Vani Venkatesh
FWho has been appointed as a Managing Director of GIC Housing Finance? S Gopakumar
FWho was hold with an additional charge of the post of Managing Director and Chief Executive Officer of Indian
Overseas Bank for three months? R. Subramania Kumar
FWho has been appointed as Brand Ambassador of Swachh Rail Mission? Bindheswar Pathak
FWho has been appointed as the new Prime Minister of South Korea by President Park Geun-Hye?
Kim Byong-Joon
FWho has been appointed as full time member of the 21st Law Commission of India (LCI) by The Union Government?
S. Sivakumar
FWho has taken over as the Chairman and Managing Director of state-run Power Finance Corporation (PFC)?
Rajeev Sharma
FWho has been appointed as the CEO of largest life insurance companies in the world Reliance Nippon Life Insurance
with effect from October 3, 2016? Ashish Vohra
FWho has been appointed as the brand ambassador of �Haritha Keralam� project by the Kerala CM Pinarayi Vijayan?
K J Yesudas
FKersti Kaljulaid was elected as the first female president of which country ? Estonia
FWho has been appointed as Chairman and CEO of Jammu and Kashmir Bank for a period of three years on
October 6, 2016? Parvez Ahmed
FWho has been elected as the Chairman of the Indian Banks� Association for the Financial Year 2016-17 at IBA
meeting held in Mumbai on October 7 2016? Rajeev Rishi
FWho has been appointed as Brand Ambassador of Vizag Steel by R Ramakrishnan, Director and Co-Founder
Baseline Ventures? PV Sindhu
FWhat is the name of Morocco�s Islamic Justice and Development Party leader who has been appointed for another
term as the country�s prime minister? Abdelilah Benkirane
FWho would be appointed as next Secretary-General to replace the retiring Ban Ki-moon on 1 January next year
by the UN General Assembly? Antonio Guterres
21COMPETITION TIME – JANAUARY 2017
FWhich Senior IAS officer has been appointed as the Director General of Foreign Trade (DGFT)?
Ajay Kumar Bhalla
FWho has been appointed as a new independent director by the Board of India Post Payment Banks (IPPB)?
RS Sodhi
FWhich bollywood actress has appointed as a brand ambassador of Vistara? Deepika Padukone
FWho has been appointed as non-executive part-time chairman of Mumbai based YES Bank? Ashok Chawla
FWhich renowned scientist is appointed as new Vice Chancellor of Homi Bhabha National Institute? P D Gupta
FWho has been appointed as High Commissioner of India to the Republic of Uganda? Ravi Shankar
FAmit Sanan has been appointed as which bank as Group president and Country head of Mid-Corporate Banking?
Yes Bank
FWho has been appointed as Managing Director and Chief Executive Officer of India�s Largest Infrastructure
Engineering Company Larsen & Toubro�s Groups? S N Subrahmanyan
FWho has been appointed as the President of Indian Bullion and Jewellers Association? Mukesh Mehta
FWho has been appointed as a Brand Ambassador and Commandant of CRPF? P.V. Sindhu
FWho has been appointed as �Chevalier de l�Ordre National de la Legion d�Honneur � Knight of the National Order
of the French Legion of Honour? Kiran Mazumdar Shaw
FWho has been appointed as a next High Commissioner of India to the Republic of Singapore? Jawed Ashraf
FWho has been appointed as brand ambassador for anti- liquor & anti-drug campaign for Kerala Government?
Sachin Tendulkar
FWho has been appointed as part-time Chairman of the Unique Identification Authority of India?J Satyanarayana
FWho has been appointed as Managing Director and Chief Executive Officer of IDBI Asset Management Company?
Dilip Kumar
FWhich Bollywood actress has been appointed as brand ambassador of the ambitious Samajwadi Pension Yojana
by Uttar Pradesh government? Vidya Balan
OBITUARIES
FName the Mahatma Gandhi�s grandson is an ex-NASA scientist has passed away at an age of 87 ?
Kanu Gandhi
FWhich well known producer and director of Pakistan Television (PTV) has died at an age of 73?
Yawar Hayat Khan
F Leonard Cohen who passed away on November 11, 2016 in California was a famous? Singer
FWhich significant Hindi writer was passed away at an age of 86 in Shahjahanpur, Uttar Pradesh? Hridyesh Mehrotra
FTony awards winner and voiced actress has passed away at an age of 82. Who is she? Tammy Grimes
FWhich Legendary Sri Lankan singer and composer is a recipient of India�s Padma Shri awards has been passed
away at an age of 88? Pandit Amaradeva
FName the Former Jammu and Kashmir Deputy Chief Minister has passed away at an age of 85?
Mangat Ram Sharma
FWhich renowned Malayali based painter and veteran of the contemporary art has passed away at his residence
in Bengaluru? Yusuf Arakkal
FWhich legendary Oscar-winning Polish film director whose movies defied communist-era censors died at the age
of 90? Andrzej Wajda
22 COMPETITION TIME – JANAUARY 2017
FWhich Boxing Hall of Famer died in Los Angeles at an age of 60 who is popularly known as �The Hawk�?
Aaron Pryor
FWho is an Indian socialite and philanthropist, and the wife of Adi Godrej, chairman of the Godrej Group died at
an age of 72? Parmeshwar Godrej
FWhich Senior National Conference leader and former MP died at his residence after prolonged illness at an age
of 71? Mohammad Shafi Bhat
FWhich renowned writer and litterateur passed away in Bhowali, Uttarakhand on October 13 2016?
Dayanand Anant
FWhich Pakistan women�s football team striker passed away in Karachi car accident? Shahlyla Baloch
FWhich Eminent Mexican writer has died in a car accident in the central state of Queretaro? Ignacio Padilla
FWhich prominent journalist and publisher has passed away of heart failure at Washington Adventist Hospital in
Takoma Park, Maryland? George Curry
FWhich Veteran journalist and former editor of Malayalam daily �Mathrubhumi� died at a private hospital in
Kochi following a brief illness? K K Sreedharan Nair
FFormer Governor of Bihar, West Bengal and Haryana has passed away on August 24, 2016 in New Delhi at the
age of 96? A R Kidawai
FVeteran Painter, Writer and Art Historian has passed away due to Cardiac arrest at a hospital in Bhubaneswar
at the age of 74. Who is he? Dinanath Pathy
FFormer Governor Mohammad Shafi Qureshi has passed away in Delhi at the age of 87 years. He was a former
Governor of which state? Madhya Pradesh
FThe Star of Comedy Classics such as The Producers and Blazing Saddles has passed away at the age of 83 due
to Alzheimer�s disease. Who is he? Gene Wilder
FAssamese Eminent Poet has passed away due to old age ailments in Guwahati at the age of 95 years. Who is
he? Nalinidhar Bhattacharya
AWARDS
FName the Indian lawyer has won a seat in the hotly-contested United Nations (UN) General Assembly elections
for membership its top body of legal experts? Aniruddha Rajput
FWhich country has awarded eight scientists the Prince Sultan Bin Abdulaziz International Prize for Water at the
United Nations headquarters ? Saudi Arabia
FName the Indian-origin researcher has won the German Green Talent award by the German Federal Ministry of
Education and Research? Shamik Chowdhury
FName the Indian woman who has received the Businesswoman of the Year award at the India Australia Business
Community Awards (IABCA) was held in Sydney? Uppma Virdi
FName the young Syrian journalist was awarded with �Reporters without Borders (RSF)-TV5 Monde prize� by
Press Watchdog? Hadi Abdullah
FWhich edition of Jamnalal Bajaj Foundation Award was awarded on 7 November 2016 in Mumbai, Maharashtra?
39th
FName the famous theatre personality has been conferred with Kalidas Samman national award for 2015-16 by
Madhya Pradesh government? Raj Bisaria
FWhich corporate has won the prestigious Golden Peacock Award for Corporate Governance for this year?
SAIL (Steel Authority of India Limited)
23COMPETITION TIME – JANAUARY 2017
FWho has been awarded the Lifetime Achievement Award 2016 by the Karnataka Lalithakala Academy?
Marta Jakimowicz
FWhich Veteran journalist has been awarded with �Raja Ram Mohan Roy Award� for his outstanding contribution
to journalism? S Nihal Singh
FWhich Indian actress would be honoured by the upcoming Dubai International Film Festival with a Lifetime
Achievement Award? Rekha
F Which minister was awarded with the Global Champion of Digital Literacy Award by Certiport? K T Rama Rao
F What is the name of Japanese cell biologist, won The Nobel Prize in medicine for discoveries on how cells break
down and recycle their own components? Yoshinori Ohsumi
F Who is the Indian-origin South African won a $50,000 scholarship at the annual Google Science Fair for her
project titled �No More Thirsty Crops�? Kiara Nirghin
F Which prestigious award is instituted by HelpAge India has been presented on SJVN for its outstanding contribution
in providing free? P.L. Roy
F Which Elephant researcher awarded with Chevalier de l�Ordre National du Mérite, which is one of the highest
civilian recognitions of the French government? Prajna Chowta
F Which eminent Malayalm novelist and short story writer is selected for prestigious Vayalar award 2016 for his
novel �Thakshankunnu Swarooopam�? U K Kumaran
BOOKS & AUTHOR�S
FWho is the author of the book titled �An Era of Darkness: The British Empire in India� ? Shashi Tharoor
FWho is the author of book titled �Solar Bones� won the Goldsmiths Prize? Mike McCormack
FWho is the author of �SRK- 25 Years of a Life� ? Samar Khan
FWho is the author of the book titled �Modi�s Midas Touch in Foreign Policy� ? Surendra Kumar
FWhich authored novel named as �The Ministry of Utmost Happiness� was prepared for release in June 2017?
Arundhati Roy
FWhat is the name of second book is authored by Twinkle Khanna who is herself as an interior designer, author
and popular columnist? The Legend Of Lakshmi Prasad
FWho is the author for the book called The Ocean of Churn: How the Indian Ocean Shaped Human History?
Sanjeev Sanyal
FThe Biography of Bollywood Actor titled �Anything but Khamosh� was launched in Nepal. Name the actor?
Shatrughan Sinha
FWho has written the Book �India's Most Powerful Women� and released by the President at Rashtrapati Bhavan?
Prem Ahluwalia
FWhat is the name of the book which is the JK Rowling's eighth series has been released in bookstores across the
globe? Harry Potter and the Cursed Child
FWhat is the name of the book which was released and authored by professor Anil K Gupta of IIM Ahmedabad?
Grassroots Innovation
FWho is the author book titled �Until the Lions: Echoes from the Mahabharata� ? Karthika Nair
24 COMPETITION TIME – JANAUARY 2017
SPORTS
F Which sports person has been roped as brand ambassador of Equitas Small Finance Bank?
Ravichandran Ashwin
F How many medals have been won by India at the Commonwealth Wrestling Championships in Singapore? 29
F Which tennis player became the new world number one after Milos Raonic withdrew from their Paris Masters
semi-final with injury? Andy Murray
F How many medals have been clinched by Bastab Tapan Bordoloi at the recently concluded South Asian Aquatic
Championship (SAAC) in Sri-Lanka? 5
F Who has reclaimed the World Boxing Organization welterweight title for the third time with a unanimous decision
victory over former champion Jesse Vargas? Manny Pacquiao
FName the young talented batsman has stormed into record books by smashing fastest century in the history of
India�s first class cricket at Ranji Trophy? Rishab Pant
FName the former Indian cricketer has been made as a brand ambassador for the second T20 World Cup for the
Blind categories? Rahul Dravid
FWhich Indian off � spin bowler has continued to top position in the bowler�s list with 900 points?
Ravichandran Ashwin
FWhich formula one racer kept his title hopes alive with a comfortable victory from Mercedes team-mate Nico
Rosberg in the Mexican Grand Prix? Lewis Hamilton
FWhich German football player was ending his playing career and would train as a coach declared by the German
Soccer Federation? Miroslav Klose
FName the Football World Cup trophy designer has died at an age of 95 in Milan? Silvio Gazzaniga
FWhich Indian Young Shuttler has won the maiden title in Bahrain International Challenge badminton tournament
was held at Segayya in Bahrain? Pratul Joshi
FWhich Indian player clinched 11th place in the fourth Round of the NBA D-League Draft was held in New York?
Palpreet Singh
F What is the name of the seventh edition Global Sports Summit, organized by the Federation of Indian Chambers
of Commerce and Industry (FICCI)? Turf 2015-16
F Which Indian javelin throw sports person became the first woman to cross the 60m mark at the 56th Open
National Athletics Championships? Annu Rani
F Which association became first BCCI member to adopt Lodha panel recommendations?
Vidarbha Cricket Association
F Which country lifted the 4th men�s Under-18 Asia Cup hockey trophy by defeating Bangladesh 5-4 in the Under-
18 Asia Cup hockey trophy in Dhaka? India
F Who became the first Indian completed World�s toughest race, Spartathlon which lasts for 246.6 km?
Kieren Dsouza
F Who is the country�s most successful para climber won the Gold medal in IFSC Para Climbing Cup in the United
Kingdom? Manikandan Kumar
F Which Indian Golfer fired an impressive 67 for a four-day total of 269 at the Bears Best Cheongna Golf Club,
winning the 2016 million-won ($196,000) cash prize? Gaganjeet Bhullar
F Who won the 2016 Malaysian Grand Prix held in Malaysia ? Daniel Ricciardo
F Which women�s team bagged their first gold medal at the 5th Asian Beach Games was held in Danang, Vietnam?
Kabaddi
25COMPETITION TIME – JANAUARY 2017
F Which country is debarred from playing in the Kabaddi World Cup, 2016 by the International Kabaddi Federation
(IKF)? Pakistan
F Who has clinched the gold medal at the inaugural Asian billiards 2016, defeating Aung Htay (Myanmar) in the
final of the billiards? Siddharth Parikh
F Who has won the Girls under-16 title in the World Youth Chess Championship in Khanty-Mansiysk, Russia?
Aaakanksha Hagawane
F Which sportsperson won the Japan Grand prix at Suzuka Circuit in Suzuka? Nico Rosberg
F Which Tennis player defeated Bulgaria�s Grigor Dimitrov clinched the men�s title of the China Open 2016?
Andy Murray
F Which shooter has bagged the Silver Medal at ISSF World Cup 2016 Final held at Bologna, Italy? Jitu Rai
F Which Indian Golfer recorded her third top-10 finish on the Ladies European Tour at the ISPS Handa Ladies
European Masters held at the Golf Club Hubbelrath, Germany? Aditi Ashok
F Which Indian off-spin bowler reclaimed the number one spot in Test rankings for bowlers?
Ravichandran Ashwin
F Which opening Batsman has became the first Bangladeshi to score 5000 runs in One-Day International cricket?
Tamim Iqbal
SCIENCE & TECHNOLOGY
FWhat is the name of next-generation geostationary meteorological satellite has been launched by Japan?
Himawari-9
FWhich country has successfully launched the heavy-lift Long March 5 rocket into space ? China
FWhich drug maker is setting up an innovation and development center (I&D) in Mumbai to develop new drug
formulations, new indications, dosing, packaging and other differentiated offerings? Abbott
FName the mission has set the Guinness World Record for highest altitude fix of a GPS signal at 70,000 kilometres
above the surface of the Earth by NASA? Magnetospheric Multiscale mission
FWhat is the name of navigation satellite has been launched by China using pulsar detectors to reveal new
technologies for space mapping? XPNAV-1
FName the robot name has been introduced by Kumbakonam based City Union Bank to improve customer service?
CUB-LAKSHMI
FThe Indian Space Research Organisation (ISRO) started conducting the test for its second moon mission. What is
the name of this moon mission? Chandrayaan-II
FNASA has successfully finished building the largest space telescope. What is the name of that telescope ?
James Webb Space Telescope
FWhich week is to celebrate each year as World Space Week declared by the UN General Assembly?
4 to 10 October
FWhat is the name of new species of green tree frog which has discovered by the Australian Scientists?
Litoria Gracilenta
FIn which Nature Reserve, nearly Sixty red-crowned cranes were hatched this year that is the world�s largest captive
breeding centre for endangered birds? Zhalong National Nature Reserve, China
FWhat is the name of new species of fish which is found in Kerala waters by a team of CMFRI scientists led by E M
Abdus samad? Scomber Indicus
26 COMPETITION TIME – JANAUARY 2017
FWhat is the name of India�s latest communication satellite was successfully launched from Kourou, Guiana?
GSAT-18
FWhat is the rank of Indian pharmaceutical companies in the Biopharmaceutical Competitiveness & Investment(BCI) Survey? 19th
FWhich lab has been inaugurated by M. Rajeevan, Secretary to the Ministry of Earth Sciences at Himansh in theSpiti Valley on October 10, 2016? Glaciological Research Lab
FWhich telescope has detected Great Balls of Fire (GBF), a mysterious super-hot blobs of gas seen near a dyingstar? Hubble Space Telescope
FIndia�s Energy Efficiency Services Limited has partnered with which agency to take the LED programme to reducethe cost drastically? International Energy Agency
FWhat is the name of bandage is developed by NASA that uses electricity to promote healing of injured wounds?
Polyvinylidene Fluoride
FWhich NBA player has been appointed as the Chinese Ambassador to China�s Mars mission by 2020? Yao Ming
FWhat is the name of the species discovered by the Scientists in the northern Bay of Bengal region along theWest Bengal coast? Gymnothorax indicus
FWhat is the name of small molecule that can regenerate tissue which is discovered by Chinese scientists?
XMU-MP-1
FEarth Like planet has been discovered near Sun using Ultraviolet and Visual Echelle Spectrograph (UVES) andthe High Accuracy Radial velocity Planet Searcher (HARPS) installed in which country? Chile
FWhich space agency successfully executed Solar Powered Juno mission first of 36 orbital flyby of Jupiter oursolar system�s most massive planet passing 4,200 kilometres above the planet�s clouds? NASA
FName the young volcano found by the NASA Scientist in isolated mountain, analysis of images to be expectedless than 1 billion years old? Cryovolcano
DEFENCE AND SECURITY
F Name the India and Bangladesh joint military training exercise is being started at Tangail in Dhaka, Bangladesh
from 05 to 18 November 2016? Sampriti 2016
F What is name of operation launched by Indian Army identifies areas and provides students with free coaching
and make them participate in extra-curricular activities? School Chalo
F The Indian Army has successfully completed the task of laying an irrigation pipeline for the villagers in which
place? Eastern Ladakh
F Dassault Aviation of France had entered into a partnership with which group to execute offsets for the recently
concluded deal for 36 Rafale fighter jets? Reliance
F Which edition of Air Force Day is celebrated at the Hindon Air Base in Ghaziabad, Uttar Pradesh on October 8th
2016? 84
F Which year is the deadline for Union Government to completely seal the India-Pakistan border as part of an
extensive plan to monitor the country�s frontier security? 2018
F Name the horse which has received the special soldier medals by ITBP Director General Krishna Chaudhary?
Thunderbolt
F India joined with which country to commence the Second Coordinated Patrol and Maritime Exercise in the
Andaman Sea? Indonesia
FIn which place, The Indian Air Force is set to build new Aerospace Museum focusing to showcase and to create
awareness in general public about India�s rich Aerospace heritage? New Delhi
27COMPETITION TIME – JANAUARY 2017
FWho would take over the Vice Chief of Army Staff of the Indian Army on 01 September 2016?
Lt Gen Bipin Rawat
FName the Bureau has been setup the Indian Army with an aim to indigenize procurements and reduce
dependence on imports? Army Design Bureau
FName the Water jet Fast Attack Craft has been designed Garden reach Shipbuilders and Engineers Limited to
Indian Navy? TIHAYU
FWhat is the name of Joint exercise between India &Kazakhstan is being conducted in Karaganda region?
Prabal Dostyk-16
FName the Joint Military Training exercise that has been launched at Uttarakhand to encourage the Indo-US
Defence Co-operation? Yudh Abhyas 2016
FIndia expected to provide more helicopters and other military hardware to which country facing threats from
the Taliban? Afghanistan
FWhat is the name of operation, about 4,804 children rescued in Mumbai and reunited 4,386 of them with their
family? Operation Muskan
FThe Antonov An-32 Airforce Plane disappeared after the plane has lost Radar Signal, on the way to which port?
port Blair
IMPORTANT DAYS
FThe First World Tsunami Awareness Day was observed on which day in the Asian Ministerial Conference for
Disaster Risk Reduction (AMCDRR) 2016? November 5
FWhich date is observed as International Day for Preventing the Exploitation of the Environment in War and Armed
Conflict? November 6
FWhich date is observed as �International Day of Radiology� worldwide to mark the importance of radiology in
diagnosis of severe diseases like cancer? November 8
FWhich date is celebrated as �World Science Day� for Peace and Development world wide ? November 10
FWhen is the National Education day celebrated? November 11
FWhich date is observed as �No Tobacco Day� in an effort to discourage tobacco by the Punjab Government?
November 1
FWhich date is celebrated as World Vegan Day every year all around the world to raises awareness about animal
rights? November 1
FWhich date is observed as the International Day of Older Persons every year? October 1
FWhich date is observed as The International Day of Non-Violence, on the behalf of 147th birth anniversary of
Mahatma Gandhi? October 2
FWhich day is observed as World Habitat Day every year by first day of October throughout the world? Monday
FWhich date is celebrate as World Animal Day every year to raising the status of animals in order to improve
welfare standards around the globe? October 4
FWhich date is celebrated every year as World Teachers Day by the UNESCO in 1994 to celebrate the educators of
the world? October 5
FWhich date is observed as World Post day every year all over the world by commemorating the date for the
establishment of Universal Postal Union (UPU) in 1874 in Bern, Switzerland? October 9
FWhich date is observed as World Mental Health Day announced by the World Federation for Mental Health
(WFMH)? October 10
28 COMPETITION TIME – JANUARY 2017
NOVEMBER
DUBAI INTERNATIONAL FILM FESTIVAL TO
HONOUR REKHA WITH A LIFETIMEACHIEVEMENT AWARD
Indian actor Rekha will be honoured by the upcoming Dubai
International Film Festival (DIFF) with a Lifetime
Achievement Award. The festival will commence on 7December 2016 and will conclude on 14 December 2016.
Rekha will be honoured for her 40-year career andparticipation in more than 180 films.
About Rekha
G Indian actor Rekha is acknowledged as one of the
finest actresses in Hindi cinema.
G She started her career in 1966 as a child actress in
the Telugu film Rangula Ratnam. However, her film
debut as a lead happened with the movie Sawan
Bhadon.
G She has acted in over 180 films in a career spanning
over 40 years.
G Apart from mainstream cinema, she also appeared
in parallel cinema.
G She has won three Filmfare Awards, two for Best
Actress and one for Best Supporting Actress, for her
roles in Khubsoorat, Khoon Bhari Maang and
Khiladiyon Ka Khiladi respectively.
G Her portrayal of a classical courtesan in Umrao Jaan
won her the National Film Award for Best Actress.
G In 2010, she was honoured with the Padma Shri by
the Government of India.
About Dubai International Film Festival
G The Dubai International Film Festival is the leading
film festival in the region.
G It was incepted in 2004.
G The festival has served as an influential platform for
Arab filmmakers and talent at an international level,
by spearheading the cinema movement in the region.
G It is held under the patronage of His Highness Sheikh
Mohammed Bin Rashid Al Maktoum, UAE Vice
President & Prime Minister and Ruler of Dubai.
G It is a not-for-profit cultural event, presented and
organised by Dubai Entertainment & Media
Organization.
IFFI TO HONOUR IM KWON-TAEK WITHLIFETIME ACHIEVEMENT AWARD
Union Information and Broadcasting Minister M. Venkaiah
Naidu announced that renowned South Korean directorIm Kwon-taek will be honoured with the LifetimeAchievement Award at the upcoming 47th International
Film Festival of India (IFFI) in Goa.
The IFFI will take place from 20 November to 28 November2016. The festival will pay a special tribute to late Polishfilmmaker Andrzej Wajda and late Iranian filmmaker AbbasKiarostami.
COMPETITION TIME – JANUARY 2017 29
THAI PRINCESS MAHA CHAKRI SIRINDHORN
CONFERRED FIRST WORLD SANSKRIT AWARD
Maha Chakri Sirindhorn, Princess of Thailand, wasconferred with the first World Sanskrit Award. She washonoured for her exemplary contribution for the promotionof Sanskrit language for the year 2015.
On the other hand, American linguist and IndologistProfessor George Cardona was also honoured with theaward for the year 2016.
Princess Sirindhorn and Professor Cardona were bestowedwith the award by Vice President Hamid Ansari at a functionheld in New Delhi.
The World Sanskrit Award was instituted by the IndianCouncil for Cultural Relations (ICCR).
JACKIE CHAN RECEIVES HONORARY OSCAR
AT 8TH ANNUAL GOVERNORS AWARDS
Action movie star, writer, director and martial artist Jackie
Chan was awarded the honorary Academy (Oscar) Awardfor his extraordinary achievements in the movies.
With this, Chan became the first Chinese actor in history toreceive the prestigious honour.
Academy Honorary Award
G The Academy Honorary Award was initiated in 1948for the 21st Academy Awards.
G The award was previously referred to as the SpecialAward.
G It is given by the discretion of the Board of Governors
of the Academy of Motion Picture Arts and
Sciences (AMPAS).
G It is given to commemorate motion picture
achievements that are not covered by existing
Academy Awards.
G Prior winners of competitive Academy Awards are not
excluded from receiving the Honorary Award.
G The Honorary Award is presented at the Annual
Governors Awards.
AMITAV GHOSH TO BE HONORED WITH TATALITERATURE LIVE! LIFETIME ACHIEVEMENT
AWARD
Tata announced that Tata Literature Live! Lifetime
Achievement Award for 2016will be conferred on acclaimedauthor Amitav Ghosh.
The award will be presented toGhosh at Tata Literature Live!�sannual awards ceremony to beheld on 20 November 2016 at theNational Centre for thePerforming Arts (NCPA),Nariman Point, Mumbai.
About Tata Literature Live!
G The award has been instituted by the festival to
recognise and honour outstanding contributions in the
Indian literary space.
G Past recipients of the award include legendary writers
Kiran Nagarkar in 2015, MT Vasudevan Nair in 2014,
Khushwant Singh in 2013, Sir VS Naipaul in 2012 and
Mahasweta Devi in 2011.
G Since its inception, Tata Literature Live! The Mumbai
LitFest has instituted awards to honour achievements
by Indian writers, both emerging and accomplished.
OCTOBER
BOB DYLAN WON 2016 NOBEL PRIZE IN
LITERATURE
Bob Dylan won the 2016 Nobel Prize in Literature.
Dylan was bestowed with the precious award for having
created new poetic expressions within the great
American song tradition.
30 COMPETITION TIME – JANUARY 2017
Who is Bob Dylan?
G Bob Dylan is an American singer-songwriter, artist
and writer.
G Much of his most celebrated work dates from the
1960s when his songs chronicled social unrest,
although he repudiated suggestions from journalists
that he was a spokesman for his generation.
G His early songs such as Blowin� in the Wind and The
Times They Are a-Changin became anthems for the
American civil rights and anti-war movements.
G He has also received numerous awards including
eleven Grammy Awards, a Golden Globe Award,
and an Academy Award.
About Nobel Prize in Literature
G The Nobel Prize in Literature has been awarded
annually to an author from any country who has
produced the most outstanding work in an ideal
direction in the field of literature.
G The Prize has been awarded since 1901.
G It is one of the five Nobel Prizes established by the
will of Alfred Nobel in 1895.
G A Literature Nobel Prize laureate earns a gold medal,
a diploma bearing a citation, and a sum of money.
The amount of money awarded depends on the
income of the Nobel Foundation that year.
G In 2015, Svetlana Alexievich won the Nobel Prize in
Literature �for her polyphonic writings, a
monument to suffering and courage in our time.�
JEAN-PIERRE SAUVAGE, J FRASER STODDART
AND BERNARD L FERINGA WON 2016 NOBELPRIZE IN CHEMISTRY
The 2016 Nobel Prize in Chemistry was awarded to Jean-
Pierre Sauvage, Sir James Fraser Stoddart and Bernard
L Feringa.
The trio were bestowed with the prestigious award for
the design and synthesis of molecular machines.
Jean-Pierre Sauvage is a French coordination chemist.
Sir James Fraser Stoddart is a Scottish chemist. He works
in the area of supramolecular chemistry and
nanotechnology. Bernard L Feringa is a synthetic organic
chemist, specializing in molecular nanotechnology and
homogenous catalysis.
DAVID THOULESS, F DUNCAN M HALDANE ANDMICHAEL KOSTERLITZ WON 2016 NOBEL
PRIZE IN PHYSICS
The 2016 Nobel Prize in Physics was one half awarded
to David J Thouless and the other half jointly to F Duncan
M Haldane and J Michael Kosterlitz for theoretical
discoveries of topological phase transitions and
topological phases of matter.
David J Thouless is a Emeritus Professor at the University
of Washington, Seattle, USA. While, F. Duncan M.
Haldane is the Eugene Higgins Professor of Physics at
Princeton University, USA and J Michael Kosterlitz is the
Harrison E. Farnsworth Professor of Physics at Brown
University, USA.
All three will jointly share the 8 million Swedish kronor
prize.
SEPTEMBER
RAMESH RASKAR WINS US$500000 2016
LEMELSON-MIT PRIZE
Indian American Ramesh Raskar won the 2016 Lemelson-
MIT Prize.
COMPETITION TIME – JANUARY 2017 31
Raskar is the co-inventor of radical imaging solutions
including femtophotography, an ultra-fast imaging
system that can see around corners, low-cost eye-care
solutions for the developing world and a camera that
allows users to read pages of a book without opening the
cover.
About Lemelson-MIT Prize
G The Lemelson Foundation awards several prizes yearly
to inventors in the United States. The largest is the
Lemelson�MIT Prize which was endowed in 1994 by
Jerome H. Lemelson.
G It is administered through the Massachusetts Institute
of Technology.
G The winner receives 500000 US dollars, making it the
largest cash prize for invention in the U.S.
RAMON MAGSAYSAY AWARD 2016
Carnatic singer Thodur Madabusi Krishna and Bezwada
Wilson, campaigner for eradication of manual scavenging,received the prestigious Ramon Magsaysay Award 2016.
They were among six persons who received the award.Four others who received the award are: Conchita Carpio-
Morales of the Philippines, Dompet Dhuafa of
Indonesia, Japan Overseas Cooperation Volunteers andVientiane Rescue of Laos.
NADIA MURAD BASEE TAHA APPOINTEDUNODC GOODWILL AMBASSADOR
Nadia Murad Basee Taha, who survived trafficking at thehands of Islamic State of Iraq and the Levant (ISIL), wasappointed the United Nations Office on Drugs and Crime
(UNODC) Goodwill Ambassador for the Dignity of Survivorsof Human Trafficking.
The appointment marks the first time a survivor of
atrocities is bestowed with this distinction.
During her Ambassadorship, Murad will focus on advocacyinitiatives and raise awareness around the plight of thecountless victims of trafficking in persons, especiallyrefugees, women and girls.
32 COMPETITION TIME – JANUARY 2017
NEW APPOINTMENT
Name : Meng Hongwei
Elected as : President of theInternational Crime fightingand police cooperationorganization (Interpol)
Name : Vinod Rai
Appointed as : Chairman of Fund Trustee and AdvisoryCommission of Kerala
He will be entrusted with theresponsibility to ensure that thefunds of the KeralaInfrastructure Investment FundBoard (KIIFB) are properlyutilised and the interest ofinvestors is protected.
Name : Ratnesh Kumar
Appointed as : MD and CEO of BoB Capital Markets
About BoB Capital Markets
G BOB Capital Markets Ltd. is a wholly owned subsidiaryof Bank of Baroda.
G It is one of the Investment Banking Companies in Indiaand is a SEBI registered Category I Investment Banker.
G It offers the entire spectrum of financial services thatincludes Initial Public Offerings, Private Placement ofDebt, Corporate Restructuring, Business Valuation,Mergers & Acquisitions, Project Appraisal and LoanSyndication.
G It also undertakes advisory services on securitisationand structuring of debts.
Name : M Rajeshwar Rao
Appointed as : Executive Director of RBI
As Executive Director, RajeshwarRao will look after Department ofStatistics and InformationManagement, Financial MarketsOperation Department andInternational Department.
Name : Sanjiv Arora
Appointed as : India�s Ambassador to Lebanon
Lebanon, officially knownas the Lebanese Republic,is a sovereign state inWestern Asia.
Name : Kristalina Georgieva
Appointed as : CEO of IBRD(International Bank forReconstruction andDevelopment) & IDA(International DevelopmentAssociation) of World Bank
Her appointment was confirmed by the World Bank GroupPresident Jim Yong Kim. IBRD and IDA are the lending armsof the World Bank.
Name : Karnal Singh
Appointed as : Director of Enforcement Directorate
Singh was already holding the post as additional charge forover a year. His regular posting was Special Director, ED,for the northern region.
Name : Bilal Nazki
Appointed as : Chairperson of J&K Human RightsCommission
COMPETITION TIME – JANUARY 2017 33
Name :- Luo Zhaohui
Appointed as :- China�s Ambassador to India
His appointment was approved
by Chinese President Xi Jinping.
He succeeds former Chinese
Ambassador to India Le
Yucheng, who left the position
in April 2016.
Name :- BVR Mohan Reddy
Appointed as :- Honorary
Consul of Germany in
Hyderabad
His appointment was
announced by German
Ambassador to India
Martin Ney.
Name :- Sushil Chandra
Appointed as :- CBDT Chairman
Chandra will take over from the current CBDT Chairperson
Rani Singh Nair, who will retire on 31 October 2016.
Chandra is currently posted as Member, CBDT.
Name :- S Sivakumar
Appointed as:- Full-time member of 21stLaw Commission ofIndia
Name :-Monika Kapil Mohta
Appointed as :- India�s Ambassador to Sweden
She is presently the
Additional Secretary in the
Ministry of External Affairs
and looks after India�s
relations with a large part
of the Asia-Pacific region.
Mohta is an 1985 batch
Indian Foreign Services officer. Previously, she has served
as the ambassador of India to Poland and Lithuania.
SEPTEMBER
OCTOBER
Name :- Amandeep Singh Gill
Appointed as :- The Ambassador of India
to the UN Conference on Disarmament,
Geneva
Gill is an Indian Foreign Service (IFS) officer
of 1992 batch.
Name :- Ajay Kumar Bhalla
Appointed as :- Director
General of Foreign Trade
Bhalla, a 1984 batch IAS officer
of Assam-Meghalaya cadre, is
presently an Additional
Secretary in the Commerce
Ministry.
Name :- Antonio Guterres
Appointed as:- The next Secretary-General of the United
Nations by the General Assembly
Guterres, who succeeds
Ban Ki-moon, will assume
his new role on 1 January
2017 for a five-year term
that can be renewed by
member states for an additional five years.
Name :- Gurumoorthy Mahalingam
Appointed as :- Whole-Time Member of SEBI
Mahalingam succeeds Prashant Saran as the Whole-Time
Member as Saran retired from the post in June 2016.
Name :- Renu Pall
Appointed as :- Ambassador of India to Austria
She will succeed Rajiva Misra in Austria. Currently, Pall is
serving as the Ambassador of India to the Czech Republic.
34 COMPETITION TIME – JANUARY 2017
Name :- Urjit R Patel
Assumed charge as :- The 24th
Governor of the Reserve Bank of India
(RBI)
The handover ceremony will take place
on 6 September 2016.
Patel had been serving as the Deputy Governor since
January 2013.
Patel succeeds Raghuram Rajan, who after serving a
three-year term, is going back to academia.
Name :-Mukund Choudhari
Assumed charge as :- CMD of MOIL
Prior to taking over as CMD, Chaudhari
served as the Director (Finance) of MOIL.
Name :-Aishwaryaa R Dhanush
Appointed as :- UN Women�s
Advocate for Gender Equality and
Women�s Empowerment in India
With this, Aishwaryaa joins the
esteemed list of Farhan Akhtar, Sania Mirza, Emma
Watson, Nicole Kidman and Anne Hathaway, who have
teamed up with UN Women to work for gender equality
and the empowerment of women.
AUGUST
Name :- Najma Heptullah (Former Union Minister)
Appointed as :- Governor of
Manipur
Heptullah will be the 18th
Governor of the state. Before her
appointment, V Shamuganathan,
the Governor of Meghalaya, was
looking after the state of Manipur since September 2015.
Name :- Manjula Chellur
Appointed as :- Chief Justice of
the Bombay High Court
She succeeds DH Waghela, who
retired as Chief Justice of the
Bombay High Court on 10 August
2016. Waghela held the post for
a brief six months.
Name :- K M Hanumantharayappa
Appointed as :- Chairman of
Central Silk Board
He succeeds N S Bissegowda.
COMPETITION TIME – JANUARY 2017 35
NOVEMBER
GAGANJEET BHULLAR WON 2016 INDONESIA
OPEN
Gaganjeet Bhullar won the Bank BRI-JCB Indonesia Open.
He emerged victorious in the 300000 US dollar tournamentfor the second time in his career after closing with a four-under-par 68.
The golfer sealed his seventh Asian Tour victory with a 16-under-par 272 total at the Pondok Indah Golf Course atJakarta, Indonesia.
India�s Jeev Milkha Singh settled for tied 2nd position aftermaking bogey on the 17th hole to finish on 72.
About Indonesia Open
G The Indonesia Open is a premier golf tournament.
G It is traditionally played in the capital, Jakarta.
G From 2005 to 2009, the tournament was co-
sanctioned by the Asian Tour and the European Tour.
G In 2012, it was co-sanctioned by the OneAsia Tour and
the Japan Golf Tour for the first time as part of a
three-year deal.
G In 2013, it returned to the Asian Tour and moved from
March to late November/early December, in which
Bhullar won the title.
G In 2015, the tournament was not held.
G Ireland�s Pádraig Harrington had won the title in
2014.
PV SINDHU WON CHINA OPEN SUPER SERIES
TITLE
PV Sindhu won the 700000 US dollars China Open
badminton tournament. This was the first Super Series
Premier title for the Indian Olympic silver medallist and
two-time bronze medallist at World Championship.
In the summit clash that lasted for an hour and nine minutes,
Sindhu defeated Sun Yu of China 21-11, 17-21, 21-11. The
final was played at Fuzhou, China.
With this win, she also became the third non-Chinese
woman to win the title. The previous two winners were
Malaysia�s Wong Mew Choo (2007) and India�s own Saina
Nehwal (2014).
List of Winners
G Men�s Singles: Jan O Jorgensen of Denmark won
the men�s singles title. In the final clash, he defeated
Chen Long 22-20 21-13. This was first World Super
Series title for Jorgensen in over 28 months.
G Women�s Singles: PV Sindhu of India won the
36 COMPETITION TIME – JANUARY 2017
women�s singles title. This was a first World Super
Series title for Sindhu.
G Men�s Doubles: Marcus Fernaldi Gideon (Indonesia)
and Kevin Sanjaya Sukamuljo (Indonesia) won the
men�s doubles title.
G Women�s Doubles: Chang Ye-Na (South Korea) and
Lee So-hee (South Korea) won the women�s doubles
title of the super-series.
G Mixed Doubles: Tontowi Ahmad (Indonesia) and
Liliyana Natsir (Indonesia) won the mixed title.
NADA BANS SPRINTER DHARAMBIR SINGH
FOR EIGHT YEARS
Haryana sprinter Dharambir Singh in the third week ofNovember 2016 was handed an eight-year ban by theNational Anti-Doping Agency (NADA).
As it was Singh�s second dope-related offence, the NADAAnti-Doping Disciplinary Panel slapped him a lengthier banof eight years.
About Dharambir Singh
G Dharambir Singh is an Indian male sprinter.
G In July 2016, he set a new national record for India
when he won the 200 metres race at the Indian Grand
Prix in Bengaluru. His time of 20.45 seconds was under
the 20.50 seconds qualifying threshold for the 200
metres race in the 2016 Summer Olympics. With this,
he became the first competitor for India to qualify for
the 200 metres at the Olympics in 36 years.
G On 2 August 2016, he failed to board his flight to Rio
de Janeiro, and was reported to have failed a drug
test.
NARINDER BATRA ELECTED AS
INTERNATIONAL HOCKEY FEDERATIONPRESIDENT
Narinder Batra, chief of Hockey India was elected as thenew president of International Hockey Federation (FIH)at the 45th FIH Congress held in Dubai. Amoung 118 voters,only 110 voted while eight chose not to vote.
With the win, Batra became the 12th president of FIH
and the first non-European to take over the post in theInternational body�s 92-year-old history.
HENRI KONTINEN AND JOHN PEERS WON2016 BNP PARIBAS MASTERS DOUBLES TITLE
Henri Kontinen and John Peers won the ATP World TourMasters 1000 team title at the BNP Paribas Masters inParis.
Kontinen and Peers defeated top-seeded Frenchmen Pierre-Hugues Herbert and Nicolas Mahut 6-4, 3-6, 10-6 to claimthe title.
About BNP Paribas Masters
G The BNP Paribas Masters is an annual tennis
tournament for male professional players held in Paris,
France.
G The event is part of the ATP World Tour Masters 1000
on the Association of Tennis Professionals (ATP) Tour.
COMPETITION TIME – JANUARY 2017 37
G Prior to 1990, it was a premier tournament of the
Grand Prix Tour and part of the Grand Prix Super
Series.
G Prior to the Tennis Masters Series replacing the ATP
Super 9 in 2000, the event was known as the Paris
Open. It is also often referred to as the Paris Indoor
event.
G The year 2016 was the 45th edition of the
tournament, and part of the 2016 ATP World Tour. It
took place at the Palais omnisports de Paris-Bercy in
Paris, France, between 29 October and 6 November
2016.
PETRA KVITOVA WON 2016 WTA ELITE
SINGLES TROPHY
Czech Republic�s Petra Kvitova won the 2016 WTA Elite
Singles Trophy. She defeated Ukrainian Elina Svitolina 6-4,
6-2 to grab the title at Zhuhai, China.
Venus Williams was the defending champion for the title.
However, she chose not to participate despite qualifying
for the edition.
About Petra Kvitova
G Petra Kvitova is a Czech professional tennis player.
G She turned professional in 2006.
G She has won nineteen career singles titles including
two Grand Slam titles at Wimbledon.
G She is also an Olympic bronze medallist, having won
the medal at the 2016 Rio Olympics.
G She reached her career-high ranking of world no. 2
on 31 October 2011 and is ranked world no. 13 by
the Women�s Tennis Association (WTA) as of 31
October 2016.
About WTA Elite Trophy
G The WTA Elite Trophy is the secondary year-end
professional women�s tennis tournament on the WTA
Tour.
G The singles event features 12 players (11 of them
ranked from 9th to 19th on the final table of the WTA
ranking, and one wildcard).
G The inaugural edition was held in 2015, offering 2.15
million US dollar in prize money.
G The WTA Elite Trophy replaces the smaller WTA
Tournament of Champions which was played 2009�
14.
G Zhuhai, China, hosts the Elite Trophy for the first five
years until 2019.
OCTOBER
KOCHI BECOMES FIRST INDIAN CITY TO HOST
FIFA U-17 WORLD CUP
Kochi became the first Indian city to be officially declared
as one of the venues for hosting the 2017 FIFA U-17
World Cup. The tournament will be hosted in the
Jawaharlal Nehru Stadium of the city.
2017 FIFA U-17 World Cup
The FIFA U-17 World Cup 2017 will be held in India. This
will be first time that the planet�s second most populous
country will host a FIFA event. Till date, India has
successfully hosted a wide range of sporting events like
from the Asian Games to the Commonwealth Games and
world championships in sports like cricket and field hockey.
The tournament is slated to be held from September to
October 2017.
38 COMPETITION TIME – JANUARY 2017
India in Football
G Indian football team took part on the 1948 London
Olympics, their first major international tournament.
G The nation qualified regularly for the Olympics until
1960.
G The 1956 Melbourne Olympics saw the national
football team finish a very respectable fourth.
G The main success for Indian football came in that era
with gold medals at the Asian Games in New Delhi
1951 and Jakarta in 1962.
G India was invited to participate in the 1950 FIFA World
Cup in Brazil.
SOURABH VERMA WINS MEN�S SINGLES TITLE
AT CHINESE TAIPEI OPEN
Indian shuttler Sourabh Verma clinched the men�s singles
title at the Chinese Taipei Open badminton. In the summit
clash of the 55000 dollar Grand Prix tournament in Taipei
City, Saurabh defeated Malaysia�s Daren Liew, 12-10, 12-
10, 3-3.
World No. 82 Verma rallied to grab the first two games
12-10 and 12-10 and emerged victorious after his
opponent World No. 106 Liew retired at 3-3 owing to a
problematic shoulder.
BOXER NEERAJ GOYAT RETAINS WBC ASIA
WELTERWEIGHT TITLE
Indian boxer Neeraj Goyat retained his welterweight
Asia title. In the final bout played in New Delhi, Goyat
outpunched Australian Ben Kite 120-110, 119-109, 115-
113.
The fight was organised by the Professional Boxing
Organisation of India.
Winners in undercard bouts that was
four-round contests include
G Super Featherweight Division (59kg): Former
Commonwealth Games bronze-medallist Amandeep
Singh won the title by defeating former Federation
Cup champion Sunil Sharma.
G Cruiserweight (91kg) category: Geetanand Singh won
the title by defeating Multiple-time national
champion Kuldeep Singh.
G Super welterweight (70kg) category: Deepak Tanwar
won the title by defeating Dilbag Thakran.
ANDY MURRAY WON 2016 CHINA OPEN MEN�S
SINGLES
Andy Murray won the 2016 China Open Men�s Singles
title at the National Tennis Center in Beijing, China.
World Number two Murray defeated Grigor Dimitrov by
6�4, 7�6.
About China Open
G The China Open is an annual professional tennis
tournament held in Beijing, China.
G The men�s singles and doubles events were first held
in 1993, as the ATP opened a series of new
tournaments in Asia.
COMPETITION TIME – JANUARY 2017 39
G In 1998, the tournament was dropped from the ATP
tour calendar, but was reinstated in 2004.
G In 2006, the China Open became the first tournament
outside of the United States to use the Hawk-Eye
system in match play.
G Novak Djokovic is the only player to have won the
title six times. He also holds the record for consecutive
wins with four titles.
G In doubles, the Bryan Brothers are the only doubles
pair to have won consecutive titles.
G Agnieszka Radwanska, Svetlana Kuznetsova and
Serena Williams hold the record for most titles won
in the women�s tournament, with two titles each.
G Novak Djokovic was the winner of the 2015 China
Open Men�s Singles.
AGNIESZKA RADWANSKA WON 2016 CHINA
OPEN WOMEN�S SINGLES
Poland�s Agnieszka Radwanska won the 2016 China Open
Women�s Singles at the National Tennis Center in Beijing,
China.
Radwanska defeated Johanna Konta 6-4, 6-2 to grab the
title.
About Agnieszka Radwanska
G Agnieszka Radwañska is a Polish professional tennis
player.
G She achieved a career-high singles ranking of world
No. 2 in July 2012 and is currently ranked world No. 3
by the Women�s Tennis Association (WTA).
G She is the first Polish player in the Open Era to reach
a Grand Slam singles final (the 2012 Wimbledon
Championships), the first Polish to win the WTA Finals
(in 2015), and the first Polish to claim a WTA singles
title (the 2007 Nordea Nordic Light Open).
SHOOTER JITU RAI BAGGED SILVER AT
WORLD CUP IN ITALY
Indian shooter Jitu Rai clinched a silver medal in the 50
meter pistol event of the ISSF World Cup Final at
Bologna, Italy. Jitu, 29, shot a score of 188.8 to finish
behind China�s Wei Pang at 190.6. Italy�s Giuseppe
Giordano settled for the bronze.
In the process, Jitu also equalled his own national record
score in the qualification round, which was shot in 2014
at Maribor World Cup.
SEPTEMBER
INDIA BLUE WON 2016-2017 DULEEP TROPHY
Gautam Gambhir-led India Blue won the inaugural day/
night Duleep Trophy Cricket tournament held in Greater
Noida.
In the final, India Blue defeated India Red, captained by
Yuvraj Singh, by a massive 355 runs.
Ravinder Jadeja, who bagged 5 wickets in the second
innings, finished the game with a 10-wicket haul.
Cheteshwar Pujara was named the Player of the Match.
40 COMPETITION TIME – JANUARY 2017
SUSHMITA RAI WON BRONZE AT WORLD
MARTIAL ARTS MASTERSHIPS
Sikkim�s Sushmita Rai won a bronze medal at the
recently concluded World Martial Arts Masterships 2016,
which was held at Cheongju, Chungcheongbuk-do of
South Korea.
The competition is considered an Olympics for martial arts
with 2073 participants from 87 countries.
The World Martial Arts Masterships was the first
comprehensive martial arts competition where national
teams from across the globe took part.
DEEPA MALIK WON MEDAL AT PARALYMPICS
Indian athlete Deepa Malik became the first Indian
woman to bag a medal at the Paralympics.
Malik clinched a silver medal in the shotput F-53 event.
Her throw of 4.61m was the best in her six attempts.
With the win, she confirmed India�s third medal from the
Rio Paralympics.
Fatema Nedham of Bahrain won the gold medal with the
best throw of 4.76m. Greece�s Dimitra Korokida bagged
the bronze medal with a throw of 4.28m.
JAMIE MURRAY AND BRUNO SOARES WON
2016 US OPEN MEN�S DOUBLES TITLE
Britain�s Jamie Murray and Brazil�s Bruno Soares won
the 2016 US Open Men�s Doubles title.
Murray and Soares defeated Spain�s Pablo Carreno Busta
and Guillermo Garcia-Lopez 6-2 6-3.
With this, Murray became the first British man for 44
years to win the US Open doubles title. Soares also
became the first Brazilian to win more than one Grand
Slam doubles title.
ANGELIQUE KERBER WON 2016 US OPEN
WOMEN�S SINGLES TITLE
Germany�s Angelique Kerber on 10 September 2016
defeated Karolina Pliskova by 6�3, 4�6, 6�4 to win 2016
US Open Women�s Singles title.
It was Kerber�s second Grand Slam singles title. With this,
she became the first German to win the US Open since
Steffi Graf in 1996.
On the other hand, Pliskova became the first Czech
woman to make the US Open final since 1993. Also, she
is the only fourth player to defeat both of the Williams
sisters in the same Grand Slam tournament.
MARIYAPPAN THANGAVELU WON INDIA�S
FIRST GOLD MEDAL AT RIO PARALYMPIC
GAMES
Mariyappan Thangavelu won India�s first gold medal at
the Rio Paralympics. He won the gold in the Men�s High
Jump T-42 event with a leap of 1.89 metres.
With this, Thangavelu also became the first Indian high-
jumper to win gold at the Paralympics. This was India�s
overall third gold at the Games and the first after 12 years.
COMPETITION TIME – JANUARY 2017 41
OCTOBER
Book :- The Ministry of Utmost Happiness
Authored by :- Arundhati Roy
Book :- Modi�s Midas Touch in Foreign Policy
Authored by :- Surendra Kumar
Book :- Democrats and Dissenters
Authored by :- Ramachandra Guha
SEPTEMBER
Book : - His Bloody Project
Authored by :- Graeme Macrae Burnet
NOVEMBER
Book : An Era of Darkness: The British Empire in India
Authored by : Shashi Tharoor
Book : The Adivasi Will Not Dance
Authored by : Hansda Sowvendra Shekhar
Book : The Sleepwalker�s Dream
Authored by : Dhrubajyoti Borah
42 COMPETITION TIME – JANUARY 2017
Banking & Financial Awareness
CVC ASKED BANKS TO REPORT FRAUDS OF
Rs. ONE CRORE AND ABOVE
The Central Vigilance Commission (CVC) in October 2016asked the public sector banks to share their reportsrelating to all loan frauds involving funds over one crore
rupees. Till date, such reports were shared with the Reserve
Bank of India (RBI) only. With this, the banks will have toreport the modus operandi of all the alleged frauds to theCVC, which will share these details with other banks toprevent such cases being repeated.
RBI DIRECTS BANKS TO DISPENSE MORE 100
RUPEES NOTES THROUGH ATMS
The Reserve Bank of India (RBI) directed all the banks to
dispense more 100 rupees notes through ATMs within
the next 15 days. The decision came after a review of stepstaken by banks for installing ATMs dispensing lowerdenomination banknotes was conducted. After the review,it was found that very few banks had taken initiatives insetting up ATMs dispensing lower denomination notesincluding 100 rupees banknotes. In keeping with theobjectives of Clean Note Policy and to ensure that genuine
requirement of members of public for 100 rupees
denomination banknotes are met, the banks should increasedispensation of 100 rupees banknotes through ATMs whichare widely used for distribution of banknotes for retail
use.
ICICI BANK CUTS HOME LOAN RATE BY 15
BASIS POINTS
ICICI (Industrial Credit and Investment Corporation of
India Bank) announced a cut in home loan rate by 0.15
per cent for new borrowers. Home loans up to Rs.75 lakh
for women borrowers will now attract an interest of 9.15
per cent. The new rate for salaried class has been reduced
to 9.20 per cent, as against 9.35 per cent earlier.
HCC BECOMES FIRST FIRM TO GET DEBTRECAST UNDER RBI�S S4A SCHEME
Construction major Hindustan Construction Company
(HCC) became India�s first firm to get debt recast underRBI�s new Scheme for Sustainable Structuring of Stressed
Assets (S4A). The RBI-mandated Overseeing Committee
(OC) under the S4A has approved HCC�s Rs. 5,000-crore
debt recast passed by an ICICI Bank-led joint lender forumin September 2016. Under this debt recast of HCC 52% ofthe debt (nearly Rs. 2,600 crore) was found to besustainable and can be serviced as per original terms andconditions, including about interest rate and tenure.
ISLAMIC WINDOW TO BE CONSIDERED INCONVENTIONAL BANKS
The Reserve Bank of India (RBI) in a letter to the finance
ministry has put forward a proposal to open an �Islamic
window� in conventional banks. The move is a steppingstone to its consideration of introducing Islamic banking in
43COMPETITION TIME – JANUARY 2017
the country. The RBI and the Union Government havebeen exploring the possibility of introducing the Sharia-
based foundation since quite long in order to include eventhose sections of the society that remain outside thebanking circuit due to religious reasons. The informationwas revealed when a copy of the letter was sent to Press
Trust of India, in response to an RTI filed by it.
THE PARALLEL ECONOMY OF OLD 500 AND1000 RUPEE NOTES
Prime Minister Narendra Modi �s decision of
demonization of 500 and 1000 rupee notes has taken anew turn. It has given birth to a new kind of economy thatthrives on the old illegal tender. The new parallel economy
welcomes the old notes, but at a price- at a discountedvalue- that often amounts to about 30%. Despitedemonetisation, old illegal currency is still being accepted
at several local departmental stores, private chemists,
small eateries, vegetable vendors and local retailers. Theacceptance of the notes comes at a price. The consumerwill only be able to purchase goods amounting to about
80% of the currency�s total value, that is, if you give a1000 rupee note, you can only get goods worth around
800 Rupees.
IBBI NOTIFIES THREE SETS OF REGULATIONS
UNDER INSOLVENCY AND BANKRUPTCYCODE, 2016
The Insolvency and Bankruptcy Board (IBBI) of Indianotified three sets of regulations- (Insolvency Professional)
Regulations, 2016; Regulations inter alia provide forregistration, Regulation and oversight of insolvencyprofessionals. These regulations were notified under theInsolvency and Bankruptcy Code, 2016 and will come into
effect from 29 November 2016. All these regulationsprovide for registration, regulation and oversight ofinsolvency professionals under the Code.
44 COMPETITION TIME – JANUARY 2017
BENAMI TRANSACTIONS AMENDMENT ACT TO
CURB BLACK MONEY COMES INTO EFFECT
The Benami Transactions (Prohibition) Amendment Act,
2016 came into effect on 1 November 2016. The Act wasformulated to curb black money. An official release ofCentral Board of Direct Taxes said, after coming into effect,the existing Benami Transactions (Prohibition) Act, 1988
will be renamed as the Prohibition of Benami Property
Transactions (PBPT) Act, 1988. The new legislation providesfor seven years imprisonment and fine for those indulging inillegal transactions. The previous Act provided for up tothree years if imprisonment or fine or both. It says thatproperties held as Benami are liable for confiscation by
the government without payment of compensation.
SEBI TIGHTENS NORMS FOR CREDIT RATING
AGENCIES
SEBI (Securities and Exchange Board of India) has tighteneddisclosure norms for Indian credit rating agencies to boost
transparency and accountability. Rating agencies will haveto publicly provide details of the criteria and process behindrating changes. The new guidelines should be implementedwithin the next 60 days.
GST COUNCIL FIXES FOUR TIER TAX
STRUCTURES UNDER GOODS AND SERVICES TAX
The GST council approved four tier tax structures of 5, 12,
18 and 28 percent under the proposed Goods and Services
Tax (GST). There will be two standard tax rates- 12 percent
and 18 percent under the GST. Under the tax structure of5, 12, 18 and 28 percent, the lower rates will be applicablefor essential items and the highest for luxury and de-merits
goods that will also attract an additional cess. Essential
items including food, which presently constitutes roughlyhalf of the consumer inflation basket, will be taxed at zero
rates. The lowest rate of 5 percent will be for common useitems while there will be two standard rates of 12 and 18percent under the Goods and Services Tax (GST) regime.
INDIA RISES TO SECOND SPOT ON GLOBAL
BUSINESS OPTIMISM INDEX: IBR REPORT
Grant Thornton released its International Business
Report 2016. The report ranks India at the second position
on the global business optimism index during the thirdquarter (July-September 2016). During the April-June 2016
45COMPETITION TIME – JANUARY 2017
period, India was ranked at the third position after being ontop for two consecutive quarters. Indonesia took the topspot, with the Philippines coming in third. The report says,the improvement in the optimism ranking in the recentpast clearly reflects that the reform agenda of thegovernment and its efforts on improving the climate fordoing business are having an impact.
UNION GOVERNMENT LAUNCHES PRADHANMANTRI YUVA YOJANA
The Union Ministry of Skill Development and
Entrepreneurship (MSDE) launched the Pradhan Mantri
YUVA Yojana to boost up an ecosystem of entrepreneurship
for young people. The scheme was launched for the timeperiod of over five years (2016-17 to 2020-21) with a projectcost of 499.94 crore rupees. It will offer entrepreneurshipeducation and training to around 7 lakh students in 5 yearsthrough 3050 Institutes.
UNION GOVERNMENT LAUNCHES �KAHIN
BHI-KABHI BHI� MEDICAL FACILITIES FORESIC BENEFICIARIES OF DELHI
Employees State Insurance Corporation (ESIC) launched�Kahin Bhi-Kabhi Bhi� medical facilities for its beneficiariesof Delhi. Kahin Bhi means any dispensary/Hospital and
Kabhi Bhi means anytime. The initiative Kahin Bhi-KabhiBhi� was launched by Minister of State (Independent
Charge) for Labour and Employment, Bandaru Dattatreya.With this initiative, all the network of dispensaries of Delhihas been made accessible to insured persons and their familymembers all the time. The initiative aims at saving time ofthe beneficiaries as well as the effort that he/she makes toavail the services.
INDIA AND ADB SIGN 500 MILLION US DOLLAR
LOAN TO BUILD COUNTRY�S LONGEST RIVERBRIDGE ACROSS GANGES RIVER
The Asian Development Bank (ADB) and the Government
of India signed a 500 million US dollar loan to build a 9.8
km long road bridge across the Ganges River. This will beIndia�s longest river bridge. Along with ADB�s loan and900000 US dollar in technical assistance to improve bridgeoperation and management, the Bihar Government willprovide support equivalent to 215 million US dollar. Theproject is expected to be completed by the end of
December 2020.
INDIA AND CYPRUS INK REVISED DTAA
India and Cyprus have inked a revised Agreement forAvoidance of Double Taxation and Prevention of Fiscal
evasion (DTAA) with respect to taxes on income, along
46 COMPETITION TIME – JANUARY 2017
with its Protocol. It will replace the existing DTAA that wassigned by two countries in June 1994. The provisions ofnew DTAA will enter into force after completion of necessaryinternal procedures in both countries.
UNION GOVERNMENT LAUNCHES PEHCHAN
IDENTITY CARDS FOR ARTISANS
Union textile Minister Smriti Irani launched a scheme of�Pehchan� identity cards to artisans in Ahmedabad. Shealso inaugurated thematic handicrafts exhibition. Theupgraded �pehchan� cards were distributed to artisans fromfive clusters of Gujarat namely Jamnagar, Naroda,
Surendranagar, Amreli and Kalol. Besides, minister alsoannounced that to give tool kits and safety equipment
women and BPL artisans for metal craft for free of cost ina bid to encourage women.
CCEA APPROVES SETTING UP OF JAWAHAR
NAVODAYA VIDYALAYAS IN 62 DISTRICTS
The Cabinet Committee on Economic Affairs (CCEA)
approved the setting up of Jawahar Navodaya Vidyalaya
(JNV) in 62 uncovered districts with an outlay of Rs 2871
crore. The expenses for this purpose will be Rs 109.53 crore
during the 12th Plan with the total outlay of Rs 2761.56
crore from the year 2017-18 to 2024-25. It is expected thatnearly 35000 students will be benefitted from these JNVs.It will provide good quality modern education to thetalented children notably from rural areas. A full-fledgedJNV provides employment to 47 people and in view of that,62 JNVs will provide direct permanent employment to 2914
individuals.
47COMPETITION TIME – JANUARY 2017
GENERAL AWARENESS TEST - 1
1. A right to keep possession of property belonging to
another person until a debt owed by that person is
discharged is called as ________?
(A) Lien (B) Mortgage
(C) Pledge (D) Baile
(E) None of these
2. A/An _________ is a temporary pass through account
held by a third party during the process of a transaction
between two parties.
(A) Company Account (B) Current Account
(C) Escrow Account (D) Nominal Account
(E) None of these
3. A sum of money paid regularly (typically annually) by a
company to its shareholders out of its profits (or reserves)
is called as?
(A) Bonus (B) Profit
(C) Gratification (D) Dividend
(E) None of these
4. A literate depositor has opened accounts with you and
appointed nominee. The depositor wants to change the
nominee. Attestation from how many persons are
required to accept the nomination?
(A) Only one
(B) Any two people known to the bank
(C) both (A) and (B)
(D) Bank itself
(E) None of these as attested not required
5. The SBI and MasterCard have announced their
partnership with which company for distribution of its
prepaid forex card?
(A) Elite (B) Visa
(C) Centrum (D) Smarttech
(E) None of these
6. Indian Railway Catering and Tourism Corporation
(IRCTC) and which state government have signed a
Memorandum of Understanding (MoU), which seeks to
provide improved hospitality and tourism services to
their customers by making �joint use of their capabilities
and facilities�?
(A) Punjab (B) Goa
(C) Manipur (D) Assam
(E) Himachal Pradesh
7. India�s digital payments platform Freecharge has
partnered with the leading payment gateway solution
provider, PayUbiz, to further strengthen its merchant
base and help consumers move from cash to digital
payments. This integration allows Freecharge to tap
PayUbiz�s more than 10, 000 online merchants. Who is
the founder (s) of PayUbiz?
1. Nitin Gupta 2. Kunal Shah
3. Sandeep Tandon 4. Shailaz Nag
(A) Only 1 (B) Only 3
(C) Both 1 and 3 (D) Both 1 and 4
(E) All of the above
8. The government has decided to set up a committee to
look into all issues including foreign direct investment
norms pertaining to the fast-growing e-commerce
industry in the country. The committee will be headed
by whom?
(A) Anand Sharma (B) Nirmala Sitharaman
(C) Amitabh Kant (D) Kamal Nath
(E) None of these
9. Which of the following is the correct match:
1. Sadbhawana Divas ������� A. 29 August
2. International Tiger Day �����B. 29 July
3. National Sports Day �������C. 20 August
4. World Population Day ������D. 11 July
(A) 1-A, 2-B, 3-C, 4-D (B) 1-C, 2-D, 3-B, 4-A
(C) 1-B, 2-C, 3-D, 4-A (D) 1-C, 2-B, 3-A, 4-D
48 COMPETITION TIME – JANUARY 2017
(E) None of these
10. The Operation __________ started by Odisha Crime
Branch successfully rescued 1,051 missing children from
various places across the state, in its first phase. The
main objectives of the Operation are to Rescue and
Rehabilitation of the missing children.
(A) Muskan-I (B) Muskan-II
(C) Muskan-III (D) Muskan-IV
(E) None of these
11. Global software major, Oracle India has announced a
corporate citizenship collaboration with
______________ and launched the ______________
programme which will support education and learning,
women�s empowerment and rural skills development in
the country.
(A) SBI, �C-change� (B) RBI, �D-change�
(C) SBI, �B- change� (D) RBI, �C-change�
(E) SBI, �D-change�
12. The Union Cabinet chaired by the Prime Minister Shri
Narendra Modi has given its approval for signing and
ratification of an Agreement between India and Croatia
on Economic Cooperation. What is capital of the
Croatia?
(A) Havana (B) Zagreb
(C) Nicosia (D) Tbilisi
(E) None of these
13. The Reserve Bank of India (RBI) has issued guidelines
called S4A. Here, the term S4A stands for
(A) Scheme for Systematic Structuring of Stressed Assets
(B) Scheme for Sustainable Structuring of Stressed
Assets
(C) Scheme for Systemically Structuring of Stressed
Assets
(D) Scheme for Suitable Structuring of Stressed Assets
(E) None of these
14. Bathukamma is a floral festival celebrated by making a
beautiful flower stack, arranged with different unique
seasonal flowers most of them with medicinal values, in
seven concentric layers in the shape of temple gopuram.
Bathukamma is celebrated mainly in the regions
of............
(A) Uttar Pradesh (B) Uttarakhand
(C) Telangana (D) Kerala
(E) None of these
15. A financial market by a group of securities in which
prices are rising or are expected to rise. The term is most
often used to refer to the stock market, but can be applied
to anything that is traded, such as bonds, currencies and
commodities is known as _______?
(A) Bear market (B) Bull market
(C) Currency market (D) Commodity market
(E) None of these
16. A debt investment in which an investor loans money to
an entity (corporate or government) that borrows the
funds for a defined period of time at a fixed interest rate
is known as?
(A) Bond (B) Shares
(C) Preference Shares (D) Coupon
(E) None of these
17. A _________ contract is a contract between two parties
where both parties agree to buy and sell a particular asset
of a specific quantity and at a predetermined price, at a
specified date in the future.
(A) Real time (B) Future
(C) Fixed (D) Option
(E) None of these
18. Exide Life Insurance has announced that they have
signed India�s ODI and T20 cricket captain Mahendra
Singh Dhoni as its brand ambassador. The campaign of
the Exide Life Insurance marketing is________?
(A) Jiyo Befikar
(B) Lamba saath, bharose Ki baat
(C) Zindagi ke saath bhi, Zindagi ke baad bhi
(D) Jeevan Suraksha ka Nya Nazariya
(E) None of these
19. DCB Bank has launched Bengaluru�s first ATM that
accepts Aadhaar number and Aadhaar fingerprint
(biometric) instead of ATM/Debit Card and PIN to
dispense cash. The �cardless and PIN-less� ATM was
launched by whom?
(A) Nandan Nilekani (B) Birender Singh
(C) K V Kamath (D) Thawar Chand Gehlot
(E) None of these
20. Prime Minister Narendra Modi has launched the
Telangana government�s ambitious Mission
______________ at Komatibanda Village, Gajwel, in
Medak District of Telangana. The scheme has been
launched by the State Government with an objective to
provide safe drinking water to all.
49COMPETITION TIME – JANUARY 2017
(A) Namami Gange (B) Bhagiratha
(C) Gangotri (D) Sudhyojana
(E) None of these
21. What is an Indian Depository Receipt?
1. A deposit account with a public Sector Bank
2. An instrument in the form of depository receipt created
by an Indian depository against underlying equity shares
of the issuing company
3. An instrument in the form of deposit receipt issued
by Indian depositories
(A) Only 1 (B) Only 2
(C) Both 2 and 3 (D) Both 1 and 2
(E) All of these
22. Which of the following types of customers is allowed to
withdraw cash from ATMs of other banks without
payment of any additional charges?
(A) Only current deposit customers
(B) Only saving deposit customers
(C) Only recurring deposit customers
(D) All types of deposit customers
(E) None of these
23. Institute for Development and Research in Banking
Technology is a wholly owned subsidiary of
(A) RBI
(B) Indian Bank Association
(C) Central Government
(D) SEBI
(E) None of these
24. Which of the following services provided by a bank in
India is not liable for service Tax as per existing laws?
(A) Safe deposit
(B) Merchant Banking Services
(C) Credit card
(D) Discount earned on bills discounted by the bank
(E) None of these
25. RBI launched Inflation Indexed Bonds (IIBs) to stop
away investors from gold to paper-based savings
instruments. What is the maturity period of these bonds?
(A) 5 Years (B) 10 Years
(C) 15 Years (D) 20 Years
(E) None of these
26. RBI is coming up with the concept of______to protect
banks against possible harmful effects arising from the
operations of their non-banking financial subsidiaries.
(A) Bank Holding Company
(B) Financial Institutions Audit Cell
(C) Financial Holding Company
(D) Credit Unions
(E) None of these
27. The Cabinet Committee on Economic Affairs (CCEA)
has approved a new formula to calculate production
subsidy to which segment for the ongoing 2015-16
season after taking into account lower it production and
exports?
(A) Milk diary (B) Pulse mills
(C) Sugar mills (D) All of these
(E) None of these
28. Rajasthan�s Chief Minister Vasundhara Raje laid the
foundation of 14 projects worth ___________ and said
the city of Jaipur will be a �wonder city� in next two
years?
(A) Rs 2,229 Crore (B) Rs 2,459 Crore
(C) Rs 2,139 Crore (D) Rs 2,519 Crore
(E) None of these
29. SBI Cards and Payment Services (SBI Card), have
launched a premium credit card �Elite�. Elite is a bundle
of several privileges and benefits for high net worth
individuals (HNIs). The �Elite� card is launched on the
Master Card World platform which is enabled with NFC
technology. What is the full form of NFC?
(A) Near Field Contactless
(B) Near Field Communication
(C) No Field Contactless
(D) No field Communication
(E) None of these
30. Union Minister for Human Resource and Development
Prakash Javadekar will inaugurate the transit campus of
Indian Institute of Technology (IIT) at village Jagti,
Tehsil Nagrota in which state?
(A) Haryana (B) Odisha
(C) Andhra Pradesh (D) Jammu
(E) Goa
31. Which of the following pairs is NOT correct?
(A) Federation cup��Badminton
(B) Rangaswamy Cup��Hockey
50 COMPETITION TIME – JANUARY 2017
(C) Deodhar Trophy���Cricket
(D) Rovers Cup���Football
(E) None of these
32. An ECS transaction gets bounced and you are unable to
recover your money from your customer. Under which
Act criminal action can be initiated?
(A) Indian Companies Act 1956
(B) Criminal Procedure Code
(C) Payment and Settlement Systems Act 2007
(D) Negotiable Instrument Act 1881
(E) None of these
33. A commission or fee paid, when an agent or an individual
sells an investment such as mutual funds is known as
_________
(A) Redemption fee (B) Regressive tax
(C) Service Charge (D) Sales tax
(E) None of these
34. A time period that is considered from the inception of
the credit, investment or negotiable instrument and ends
upon the maturity or expiry of the instrument is referred
as ________
(A) Amortizing Swap (B) Amortization Period
(C) Asset Backed Security (D) Attrition Analysis
(E) None of these
35. A loan which is secured by collateral and for which
borrower is not personally liable is called __________
(A) Secured loan (B) Syndicated loan
(C) Non-Recourse loan (D) Composite loan
(E) None of these
36. Mudrarakshasa, who died recently, was a distinguished
(A) Assamese writer (B) Marathi writer
(C) Hindi writer (D) Sanskrit writer
(E) None of these
37. Which is the following element is not added after public
review and formal approval by the IUPAC council in
the Periodic table?
(A) Nihonium (B) Tennessean
(C) Tokiyium (D) Moscovium
(E) None of these
38. Who is the author of the book �India vs Pakistan: Why
Can�t we just be friend�?
(A) Aziz Ahmed (B) Husain Haqqani
(C) Ahmed Bashir (D) Ashfaq Hussain
(E) None of these
39. Indian boxer Neeraj Goyat has been ranked 35th in
World Boxing Council (WBC). He plays under which
category?
(A) Light Weight
(B) Heavy Weight
(C) Cruiser Weight
(D) Welter Weight
(E) None of these
40. What are the RBI guidelines for the development of
Interest Rate Swaps (IRS)?
1. Banks can use IRS for hedging and trading both
2. MIFOR is a benchmark for IRS
3. Under ISDA agreement Banks can opt for dual
jurisdiction i.e., Indian as well as common law
(A) Only 1 (B) Only 2
(C) Only 3 (D) Both 1 and 2
(E) All of the these
GENERAL AWARENESS TEST - 2
1. Many banks have launched/floated their subsidiaries
which are fully owned by them. Banks launch
subsidiaries normally for which of the following
business?
I. Home Loan Business
II. To sell Insurance Policies
III. To control Online Operations or Internet Banking
business
(A) Only I (B) Only II
(C) Only III (D) All of the above
(E) None of these
2. Name the US based bank,which has become the first
bank to issue the first ever credit card to be used in Cuba?
(A) Sun Trust Bank
(B) American Express
(C) Stonegate Bank
(D) Citigroup
(E) None of these
3. _______ operates outside the regular banking system
and its financial intermediation activities are undertaken
with less transparency and regulation
(A) Unit Banking (B) Para-Banking
51COMPETITION TIME – JANUARY 2017
(C) Shadow banking (D) Universal Banking
(E) None of these
4. The Income Tax department has decided to �block�
________ get their LPG subsidy cancelled and take
measures to ensure that they are not sanctioned loans
for willful tax defaulters?
(A) PAN (B) Aadhar
(C) License (D) Voter ID
(E) None of these
5. The Union Finance Minister has released a
commemorative silver coin to mark the 300th martyrdom
day of Banda Singh Bahadur.Banda Singh Bahadur is
associated with which of the following?
(A) Military man (B) Football Player
(C) Economist (D) Judge
(E) None of these
6. What do you mean by �Outcome Budget�?
(A) It denotes reaction of the media after Budget Papers
are approved in the Parliament
(B) It aims to measure performance of the Government
in various departments
(C) It is a report submitted by the Government of India
indicating made in different projects by ministries and
departments as a first step towards converting outlays
into income
(D) All of the above
(E) None of the above
7. International Day of Peace and Hindi Divas is celebrated
every year on which dates respectively?
(A) 21 September and 14 September
(B) 14 August and 20 August
(C) 21 September and 14 August
(D) 14 September and 21 September
(E) Same day
8. The term �hyper-employment� means?
(A) a situation where machines are used to intensify
utilization of labour
(B) a situation where plant is used without any rest
(C) a situation where the demand for labour far exceeds
its supply
(D) a situation where machines are substituted for labour
(E) None of the above
9. Exchange rate or Conversion rate is -
(A) The rate at which a currency is converted to another
currency
(B) The rate at which a bank pays interest to its savings
deposits
(C) The rate charged at foreign transactions
(D) All of the above
(E) None of the above
10. The book �Anything but Khamoshi� is the biography of
which famous personality and it is authored by Bharathi
S Pradhan.?
(A) LK Advani (B) Amitabh Bachchan
(C) Shatrughan Sinha (D) Rajinikanth
(E) None of these
11. Who has been appointed as the managing director &
chief executive officer of IDBI Asset Management
Company (AMC)?
(A) Dilip Kumar Mandal (B) L. Bongirwar
(C) Kishor Piraji Kharat (D) J. N. Godbole
(E) None of these
12. When more than one bank is allowing credit facilities to
one party in coordination with each other under a formal
arrangement, the arrangement is generally known
as___________
(A) Consortium (B) Multiple Banking
(C) Narrow Banking (D) Syndication
(E) None of these
13. A cheque for a fixed amount that may be cashed or used
in payment abroad after endorsement by the holder�s
signature is known as ___________
(A) Multicity Cheque (B) Crossed Cheque
(C) Mutilated Cheque (D) Travellers cheque
(E) None of these
14. The computer called �Sunway TaihuLight� that can make
93 quadrillion calculations per second has claimed the
top spot on the list of the world�s most powerful
supercomputers, designed and made in which of the
following country?
(A) Russia (B) China
(C) USA (D) Japan
(E) None of these
15. The Export-Import Bank of India (Exim Bank) has
sought an additional equity infusion from the Centre this
fiscal. The specialized lending institution is seeking an
additional Rs...............?
52 COMPETITION TIME – JANUARY 2017
(A) Rs.300 cr (B) Rs. 500 cr
(C) Rs. 800 cr (D) Rs. 1000 cr
(E) None of these
16. The headquarter of the International Court of Justice is
at
(A) Paris (B) Hague
(C) New York (D) Geneva
(E) None of these
17. What is the name of advanced surface-to-air missile, that
was successfully launched by India�s Odisha coast?
(A) Barak-8 (B) Trishul
(C) Maitri (D) Akash
(E) None of these
18. Which of the following statements is true?
(A) Banks cannot accept demand and time deposits from
public
(B) Banks can accept only demand deposits from public
(C) Banks can accept only time deposits from public
(D) Banks can accept both demand and time deposits
from public
(E) Banks can accept demand and time deposits only
from government
19. Indonesia will resume land reclamation that will help
prevent capital from sinking below sea level. What is
the capital of Indonesia?
(A) Malaysia (B) Manila
(C) Maldives (D) Jakarta
(E) None of these
20. What is the full form of ASBA?
(A) Allotment Supported by Blocked Amount
(B) Application Supported by Blocked Amount
(C) Assessment Supported by Blocked Amount
(D) Allotment Supplied by Blocked Amount
(E) None of the above
21. According to RBI circular demand draft for_______
should be issued by the bank only by debit to the
customer�s account
(A) Rs.10,000 or above (B) Upto Rs. 20,000
(C) Upto Rs. 50,000 (D) 50,000 or above
(E) None of these
22. The Reserve Bank of India revised guidelines for lending
to the priority sector.now loans to which of the following
sectors come under the priority sector lending?
(A) Sanitation (B) Medium Enterprises
(C) Renewable Energy (D) All of the above
(E) None of these
23. In a review of the permitted transaction under the Rupee
Drawing Arrangement (RDAs) has decided to
increase the limit of trade transaction from the existing
Rs.5,00,000 per transaction to ______ per transaction
with immediate effect
(A) Rs. 15 lakh (B) Rs. 20 lakh
(C) Rs. 30 lakh (D) Rs. 25 lakh
(E) None of these
24. Account holders have to maintain an AQB for their
accounts in certain banks.what does the term AQB stand
for
(A) Average Quantitative Balance
(B) Average Qualitative Balance
(C) Average Qualified Balance
(D) Average Quarterly Balance
(E) None of these
25. What is the term used for a deposit with a bank that
locks up money for a certain period but also provides an
option of premature withdrawal which may attract a
penalty?
(A) Saving bank deposit (B) Term deposit
(C) Recurring deposit (D) Current deposit
(E) None of these
26. According to the National Sample Survey Office survey,
which state is the least rank in cleanest state in India
while Sikkim is the cleanest state of India?
(A) Bihar (B) Assam
(C) Tamil Nadu (D) Jharkhand
(E) None of these
27. India became the _______ largest recipient of foreign
direct investment in 2015 in the world, grossing $44
billion following a series of reforms by the government,
as per the latest World Investment Report released by
the United Nations Conference on Trade and
Development (UNCTAD).
(A) Second (B) Ninth
(C) Tenth (D) Fifth
(E) None of these
28. Which Act has defined Banking as �accepting for the
purpose of lending or investment of deposits of
money,received from the public, repayable on demand
or withdrawal by cheque ,draft ,order ?
53COMPETITION TIME – JANUARY 2017
(A) Negotiable Instrument Act 1881
(B) The Banking Companies Act 1949
(C) Banking Regulation Act, 1949
(D) RBI Act, 1934
(E) None of these
29. Which of the following countries are top three largest
shareholders in The Asian Infrastructure Investment
Bank (AIIB)?
(A) China , India, Australia
(B) China, Russia, France
(C) China, India, Russia
(D) China, Russia, Australia
(E) None of these
30. Which of the following company under the Ministry of
Defense, that was conferred with the prestigious
membership of the Asia-Pacific Aerospace Quality
Group (APAQG) under the category Full Member with
voting rights?
(A) HAL (B) TATA
(C) ECIL (D) BEL
(E) None of these
31. Reserve Bank of India (RBI) has asked banks to provide
loans up to Rs 3 lakh at what per cent interest rate to
Women Self-Help Group (SHG) and this loan scheme
must be provided under the National Rural Livelihoods
Mission (NRLM)-Aajeevika scheme during 2015-16?
(A) 4% (B) 9%
(C) 11% (D) 7%
(E) 14%
32. Vice-President Hamid Ansari represented India at the
17th Summit of the Non-Aligned Movement (NAM)
which held at Margarita Island in Venezuela from
September 17-18. What is the currency of the Venezuela?
(A) Kwacha (B) Bolivar
(C) Manat (D) Somoni
(E) None of these
33. Indian Railways has launched __________ to facilitate
access to wheelchairs, battery operated cars and porter
services.
(A) Rail suvidha (B) Yatri Mitra Sewa
(C) Sewa Nivaran (D) Yatri Sewa
(E) None of these
34. As per the new guideline issued by SEBI, companies
are required to list shares within how many days of the
closure of Initial Public Offer (IPOs)?
(A) 15 days (B) 12 days
(C) 20 days (D) 25 days
(E) None of these
35. Infusion of liquidity by RBI is done through
_______from to banks under a_______ transaction?
(A) Borrowing , Repo
(B) Lending, Reserve Repo
(C) Lending , Repo
(D) Borrowing , Reverse Repo
(E) None of these
36. Pin Valley National Park, situated in which state of India?
(A) Madhya Padesh (B) Karnataka
(C) Himachal Pradesh (D) Rajasthan
(E) None of these
37. The first-ever World Humanitarian Summit was held in
which city?
(A) Bangkok (B) Berlin
(C) Istanbul (D) London
(E) None of these
38. With which country India has signed a Memorandum of
Understanding (MoU) to establish formal cooperation
in the fields of skills development and vocational and
professional education and training?
(A) Belgium (B) Germany
(C) Italy (D) Switzerland
(E) None of these
39. Union Cabinet has cleared the new Civil Aviation Policy
with an aim to increase regional air connectivity, and
ease rules for airlines to fly overseas. Who is the present
union minister for civil aviation?
(A) Bandaru Dattatreya (B) Jitendra Singh
(C) Dharmendra Pradhan (D) Ashok Gajapathi Raju
(E) None of the above
40. If the valuation of a currency is increased with respect
to another currency, then it is known as___________?
(A) Appreciation (B) Depreciation
(C) Devaluation (D) Revaluation
(E) None of the above
54 COMPETITION TIME – JANUARY 2017
GENERAL AWARENESS TEST - 3
1. The World Animal Day (WAD) is observed every year
on which date to raise the status of animals in the society?
(A) 2 October (B) 3 October
(C) 4 October (D) 5 October
(E) None of these
2. Prime Minister Narendra Modi will lay the foundation
stone of NTPC�s 1,600 MW power plant in which state?
(A) Odisha (B) Andhra Pradesh
(C) Madhya Pradesh (D) Telangana
(E) None of these
3. ICRA, CRISIL and Standard and Poor�s (S&P) are?
(A) Credit rating agencies
(B) NGOs
(C) Financial Institutions
(D) NBFCs
(E) None of the above
4. Times of India Group�s Times Internet joined with which
bank to launch Co-branded debit cards with daily
shopping limit of Rs. 2.75 Lakh and an ATM withdrawal
limit of Rs. 1 lakh?
(A) South Indian Bank (B) HDFC
(C) Kotak Mahindra (D) ICICI Bank
(E) None of these
5. Shri J P Nadda, Minister of Health and Family Welfare
going to launch which mission in 145 districts for
intensive and improved family planning services?
(A) Mission Parivar Vikas
(B) Mission Bachche Diwas
(C) Mission Samaj Vikas
(D) Mission Bharat Vikas
(E) None of these
6. Commerce Minister Nirmala Sitharaman launched an
________________ for online purchase of goods and
services by various central government ministries and
departments.
(A) e-marketplace (B) e-placemarket
(C) e-onlinemarket (D) e-onlineplace
(E) None of these
7. What is the currency of Poland?
(A) Euro (B) Ruble
(C) Zloty (D) Pound
(E) None of these
8. ICICI Bank Ltd, India�s largest private sector bank
signed a memorandum of understanding (MoU) with
Apollo India Credit Opportunity Management LLC (an
affiliate of Apollo Global Management, LLC)and AION
Capital Management Ltd to launch an asset
reconstruction company (ARC), expanding its
presence in the distressed assets segment in India. Where
is the Headquarter of Apollo Global Management, LLC?
(A) UK (B) Russia
(C) USA (D) India
(E) Germany
9. The Phulwari Wildlife Sanctuary is located in which state
of India?
(A) Rajasthan (B) Uttar Pradesh
(C) Gujarat (D) Odisha
(E) None of these
10. Fixed deposits and recurring deposits are ���..
(A) repayable after an agreed period
(B) repayable on demand
(C) repayable after death of depositors
(D) repayable after death of depositors
(E) repayable on demand or after an agreed period as
per bank�s choice
11. The Reserve Bank has imposed penalties of up to Rs 5
lakh on four cooperative banks for violation of various
norms. Which of the following bank is not penalized by
Reserve Bank of India?
(A) Model Cooperative Urban Bank, Hyderabad
(B) Ratnakar Bank Limited, Mumbai
(C) Indapur Urban Cooperative Bank, Indapur
(D) Cooperative City Bank, Guwahati
(E) None of these
12. Bangladeshi Syed Shamsul Haq passed away in Dhaka.
He was associated to which field?
(A) Sports (B) literature
(C) Politics (D) Film
(E) None of these
13. Name of the mobile application released by Yes bank
on the Android and iOS mobile platforms in the realm
of digital payments scenario?
(A) Yes Pay (B) Yes Pesa
55COMPETITION TIME – JANUARY 2017
(C) Yes Corner (D) Yes Wallet
(E) None of these
14. Which country scientist has studying earthquakes for
the first time have detected a rare deep-Earth tremor,
known as an S (secondary) wave microseism?
(A) USA (B) Russia
(C) Japan (D) China
(E) India
15. Amnesty International is an organization which is
association with-
(A) Protection of the Women�s rights
(B) Protection of the Human rights
(C) Abolition of the untouchability
(D) Protection of the water resource
(E) None of these
16. Based on the new appointment of Governor. Match the
correct Answer.
I. Manipur � a. Heptulla
II. Punjab � b. V.P. Singh
III. Assam � c. Jagdish Mukhi
IV. Andaman and Nicobar Island � d. Banwarilal Purohit
(A) I-b, II-c, III-d, IV-a
(B) I-c, II-b, III-d, IV-a
(C) I-b, II-a, III-c, IV-d
(D) I-a, II-b, III-d, IV �c
(E) None of these
17. Babasaheb Ambedkar International Airport situated in
which state?
(A) Ranchi (B) Nagpur
(C) Indore (D) Patna
(E) None of these
18. Edgar Lungu, the leader of the Patriotic Front ( P F ) ,
has been re-elected as the new President of Zambia. What
is the capital of the Zambia?
(A) Hanoi (B) Sanaa
(C) Lusaka (D) Harare
(E) None of these
19. HDFC and Max Group announced a deal merging their
life insurance businesses to create what will eventually
be India�s largest listed life insurance company with an
estimated market value of Rs 67,000 crore once the all-
share transaction is completed in about 12-15 months.
Who is the Chairman of HDFC?
(A) Analjit Singh (B) Aditya Puri
(C) Deepak S. Parekh (D) Upendra Kumar Sinha
(E) None of these
20. The book �The Assassination of Rajiv Gandhi: An Inside
Job?� has been authored by whom?
(A) G.K. Moopanar (B) Jayanthi Natarajan
(C) Faraz Ahmad (D) Jayanthi Madhukar
(E) None of these
21. Murugappa Group firm Carborundum Universal
(CUMI) inaugurated its Research and Development
centre in which city?
(A) Hosur (B) Mumbai
(C) Ahmedabad (D) Surat
(E) None of these
56 COMPETITION TIME – JANUARY 2017
22. Mercedes driver Nico Rosberg from Germany has won
the 2016 Belgian Grand Prix of Formula One. Who was
the runner up?
(A) Lewis Hamilton (B) Sebastian Vettel
(C) Daniel Ricciardo (D) Max Verstappen
(E) None of these
23. Name the Youngest athlete of 2016 Rio Olympics?
(A) PV Sindhu (B) Sakshi Malik
(C) Virginia Thrasher (D) Gaurika Singh
(E) None of these
24. The meeting of BRICS women parliamentarian�s forum
has begun in which state?
(A) Goa (B) Jaipur
(C) Patna (D) New Delhi
(E) Vishakhapatnam
25. Who has been re-appointed as the Chairman of telecom
giant Bharti Airtel for another five year?
(A) Sunil Bharti Mittal (B) Manish Kejriwal
(C) Chua Sock Koong (D) Shishir Priyadarshi
(E) None of these
26. Which state government has inked a memorandum of
understanding (MoU) with Andhra Pradesh-based Ruchi
Soya Industries for development of Oil Palm in the state?
(A) Arunachal Pradesh (B) Maharashtra
(C) Uttar Pradesh (D) Himachal Pradesh
(E) None of these
27. Which online fashion portal has appointed Dipanjan
Basu as the Chief Financial Officer?
(A) Yepme (B) Myntra
(C) Pepperfry (D) Jabong
(E) None of these
28. Which one of the following is not a �Money Market
Instrument�?
(A) Treasury Bills (B) Commercial Paper
(C) Certificate of Deposit (D) Equity Shares
(E) None of the above
29. Name the Indo-Canadian MP, who has been named the
new Leader of the government in Canada�s House of
Commons, thus becoming the first woman in the
country�s history to hold the post.
(A) Veena Devi (B) Mehbooba Mufti
(C) Bardish Chagger (D) Kalvakuntla Kavitha
(E) None of these
30. In which railway station, Railway Minister Suresh
Prabhu flagging-off the first freight train featured with
solar power to run fans and lights?
(A) Chhatrapati Shivaji Railway Station, Mumbai
(B) Howrah Station, Kolkata
(C) Safdarjung Railway Station, Delhi
(D) Charbagh Railway Station, Lucknow
(E) None of these
31. Which country has launched the world�s first quantum
satellite named Quantum Experiments at Space Scaler
(QUESS) satellite?
(A) China (B) Japan
(C) Russia (D) USA
(E) India
32. Vikas Gowda is associated with which of the followinggames?
(A) Pole Vault (B) Shooting
(C) Discus Throw (D) Archery
(E) None of these
33. Which country has built world�s longest bullet trainnetwork length of 2000 kms and the line has 9 stationsand trains run at a speed of up to 300 kmph?
(A) Russia (B) USA
(C) Japan (D) China
(E) India
34. Which state bagged 9th Global Agriculture LeadershipAward 2016 and which state has bagged �BestHorticulture State� award for increasing the income of
the farmers in horticulture at the National Level gatheringof important stake-holders in agriculture developmentat the Agriculture Leadership Summit at New Delhi?
(A) Odisha and Haryana (B) Kerala and Tamil Nadu
(C) Haryana and UP (D) Tamil Nadu and Kerala
(E) None of these
35. What is the time period to mark a loan asset as non-performing?
(A) 1 months non-payment of interest or principal of
loan amount
(B) 3 months non-payment of interest or principal ofloan amount
(C) 6 months non-payment of interest or principal ofloan amount
(D) 1 year non-payment of interest or principal of loan
amount
(E) None of these
57COMPETITION TIME – JANUARY 2017
36. A type of fraud wherein criminals use an innocent
person�s details to open or use an account to carry out
financial transactions, is known as
(A) Identity theft (B) Hacking
(C) Money laundering (D) Espionage
(E) Phishing
37. Which legendary singer has been conferred �Banga
Bibhushan� award by the West Bengal Government?
(A) Lata Mangeshkar (B) Asha Bonsle
(C) S.P.Balasubramaniam (D) S.Janaki
(E) None of these
38. What is the name of Supercomputer which is launched
by the Union Human Resource Development Minister
Prakash Javedkar at IIT, Guwahati?
(A) PARAM-INDIA (B) SUPER-PARAM
(C) SUPER-INDIA (D) PARAM-ISHAN
(E) None of these
39. Which of the following is the only member of the G-15
from the Indian subcontinent?
(A) Nepal (B) Bangladesh
(C) Burma (D) Sri Lanka
(E) None of these
40. Union Minister of State for Development of North
Eastern Region Jitendra Singh inaugurated the �e-VMS�
(e-Visitor Management System) at which port as part of
the Ease of Doing Business initiatives?
(A) Krishnapatnam (B) Ennore
(C) Kochi (D) Kandla
(E) None of these
GENERAL AWARENESS TEST - 4
1. The Wildlife Institute of India(WII) will house the
country�s first repository on tigers, under its new Tiger
Cell. The WII is based in-
(A) Indore (B) Dehradun
(C) Bhopal (D) Ahmedabad
(E) Kolkata
2. What is the theme of 2016 International Day of the Girl
Child (IDGC)?
(A) The Power of the Adolescent Girl: Vision for 2030
(B) Innovating for Girl�s Education
(C) Girls� Progress = Goals� Progress: What Counts for
Girls
(D) Ending Child Marriage
(E) None of these
3. The Union Cabinet has approved setting up of a Medical
Devices Manufacturing Park (Medipark) in which of
the following State?
(A) New Delhi (B) Jharkhand
(C) Andhra Pradesh (D) Tamil Nadu
(E) None of these
4. The International Day of Charity was observed on which
date?
(A) 1 Sept (B) 5 Sept
(C) 31 August (D) 29 August
(E) None of these
5. Who is the author of book �Into the Hidden Valley�?
(A) Susmita Das Gupta (B) N. R. Narayana Murthy
(C) Stuart H. Blackburn (D) Anurag Mathur
(E) None of these
6. The SEBI board meeting recently amended the
regulations for InvITs. What does the first �I� denoted in
the term InvITs?
(A) Indian (B) Innovation
(C) International (D) Institution
(E) Infrastructure
7. Who among the following is NOT a member of the
Monetary Policy Committee (MPC) which will now
work to decide interest rates?
(A) MD Patra (B) HR Khan
(C) Ravindra Dholakia (D) Chetan Ghate
(E) R Gandhi
8. ________ has emerged as India�s most valuable brand
for the third consecutive year, ranking first on the BrandZ
Top 50 list released by WPP Group.
(A) SBI (B) Airtel
(C) HDFC Bank (D) Reliance
(E) Micromax
9. The Regional Rural Banks (RRBs) in India are
sponsored by
(A) Nationalised Commercial Bank
(B) Reserve Bank of India
(C) State Bank of India
(D) Govt of India
(E) Private sector banks
58 COMPETITION TIME – JANUARY 2017
10. Which of the following is the country�s third largest
private sector lender which was earlier known as UTI
Bank?
(A) HDFC Bank (B) YES Bank
(C) Centurion Bank (D) Axis Bank
(E) Federal Bank
11. Which of the following state Health Minister was slapped
fine of Rs 25,000 by the Supreme Court?
(A) Uttarakhand (B) Jharkhand
(C) Punjab (D) Delhi
(E) None of these
12. Who has broken the world record to win the gold medal
of the men�s 77kg weightlifting class at the Rio Olympic
2016?
(A) Ibrahim Ramadan (B) Rustam Orujov
(C) Nijat Rahimov (D) Lyu Xiaojun
(E) None of these
13. Who has been re-appointed as the Morocco�s Prime
Minister for another term. It is officially announced by
Mohammed VI, the king of Morocco, after Benkirane�s
PJD party emerged with the most number of seats in the
395-seat lower house of parliament?
(A) Abdelilah Bekirane (B) Abbas El Fassi
(C) Hamid Chabat (D) Mustapha Ramid
(E) None of these
14. Union Power Minister Piyush Goyal has assured India
would have 100 per cent electrification for all by
(A) April 4, 2019 (B) May 1, 2017
(C) October 2, 2020 (D) January 26, 2018
(E) None of these
15. Which of the following agency is going to partner with
India to implement its Unnat Jyoti by Affordable LEDs
for All (UJALA) initiative globally
for energy savings?
(A) IAE (B) ISEWR
(C) ITER (D) IWE
(E) None of these
16. Which of the following is not a part of the scheduled
banking structure in India?
(A) Moneylenders (B) Public Sector Banks
(C) Private Sector Banks (D) Regional Rural Banks
(E) State Co-operative Banks
17. The rate of interest on Savings Bank Account is
stipulated by
(A) The concerned bank
(B) RBI
(C) Indian Banks Association
(D) Govt of India
(E) Banking Codes and Standards Board of India
18. In which year was the Imperial Bank of India
rechristened as State Bank of India?
(A) 1945 (B) 1955
(C) 1962 (D) 1965
(E) 1969
19. Banking sector in India is regulated by which of the
following?
(A) RBI
(B) Finance Commission
(C) Union Ministry of Finance
(D) SEBI
(E) FIPB
20. Which of the following is the apex institution which
handles refinance for agriculture and rural development
in India?
(A) RBI (B) SIDBI
(C) NABARD (D) SEBI
(E) NHB
21. Which one is the capital Mozambique?
(A) Maputo (B) Male
(C) Managua (D) Monaco
(E) None of these
22. Who has been appointed as the Brand Ambassador of
Rashtriya Ispat Nigam Limited?
(A) Saina Nehwal (B) PV Sindhu
(C) Sakshi Malik (D) Sania Mirza
(E) None of these
23. Who has been sworn-in as the new Governor of Madhya
Pradesh?
(A) Kaptan Singh Solanki (B) Banwarilal Purohit
(C) Ram Nath Kovind (D) Om Prakash Kohli
(E) None of these
24. Who was conferred the prestigious 2016 Sustainable
Development Leadership Award?
(A) Sarbananda Sonowal (B) Pawan Chamling
(C) Okram Ibobi Singh (D) Pema Khandu
(E) None of these
59COMPETITION TIME – JANUARY 2017
25. Who became the first Indian completed World�s toughest
race, Spartathlon which lasts for 246.6 km?
(A) Kishore David (B) Kieren Dsouza
(C) Krishna Prasad (D) Krish Karnad
(E) None of these
26. Basel-III norms are associated with which of the
following aspects of the banking industry?
(A) Risk management (B) Supervision
(C) Regulation (D) All the above
(E) None of the above
27. Which of the following is NOT a banking/finance related
term?
(A) Credit wrap (B) EMI
(C) Held to Maturity (D) Exposure limit
(E) Diffusion
28. The approach of �Micro-Credit� or �Banking with the
poor� is comparatively a new concept in the field of rural
credit. This approach has been tried very successfully
in which of the following countries?
(A) Bangladesh (B) India
(C) China (D) Japan
(E) None of these
29. The lowering of Bank Rate by the Reserve Bank of India
leads to
(A) More liquidity in the market
(B) Less liquidity in the market
(C) No change in the liquidity in the market
(D) Mobilization of more deposits by commercial banks
(E) Other than those given as options
30. What is the full form of �ULIP�?
(A) Universal Life and Investment Plan
(B) Unique loan and Insurance Plan
(C) Universal Loan and Investment Plan
(D) Uniformly Loaded Investment Plan
(E) Unit Linked Insurance Plan
31. The Government of India (GoI) has signed
Memorandum of Understanding (MOU) with the
African Development Bank (AfDB) for hosting the
Bank�s Annual Meetings at Mahatma Gandhi Convention
Centre in Ahmedabad, Gujarat on May 22-26, 2017.
Where is the headquarter of African Development Bank?
(A) Bangkok (B) Dublin
(C) Lusaka (D) Ivory Coast
(E) None of these
32. Which company will sell its urea business to Yara
Fertilizer for Rs 2670 crore as part of value unlocking
by the company?
(A) Golcha Group
(B) CICO Technologies Ltd.
(C) Tata Chemicals
(D) Biocon India
(E) None of these
33. IMF in its 2016 October World Economic Outlook
(WEO) projected the India�s growth in 2016 at
(A) 6.9 percent (B) 7.3 percent
(C) 7.6 percent (D) 8.3 percent
(E) None of these
34. Which of the following report�s is published by World
Bank every year?
(A) Human Development Report
(B) World Development Report
(C) World Trade Development Report
(D) International Finance & Development Report
(E) None of these
35. Which country has announced to support for China�s
ambitious One Belt and One Road (OBOR) connectivity
initiative along the ancient Silk Road?
(A) Myanmar (B) Nepal
(C) Pakistan (D) India
(E) None of these
36. India�s largest insurer Life Insurance Corporation of
India (LIC) has signed an agreement with which private
sector lender as its bancassurance partner wherein the
bank will distribute LIC�s products to its customers?
(A) IDBI (B) HDFC
(C) ICICI Bank (D) Axis Bank
(E) None of these
37. The Martin Ennals Award of 2016 has been conferred
on who among the following by Amnesty International,
Human Rights Watch and eight other human rights
groups?
(A) Cyril Almeida, Pakistan
(B) Razan Zaitouneh, Syria
60 COMPETITION TIME – JANUARY 2017
(C) Zone 9 Bloggers, Ethiopia
(D) Ilham Tohti, China
(E) None of these
38. Name the American boxer, who died recently at the age
of 60 after a long battle with heart disease.
(A) Max Walker (B) Shimon Peres
(C) Aaron Pryor (D) Arnold Palmer
(E) None of these
39. SBI has engaged which corporation�s Kisan Seva
Kendras as banking correspondents to extend banking
facilities to farmers across the nation?
(A) SAIL (B) IOC
(C) GAIL (D) ONGC
(E) None of these
40. As decided by the RBI, the statutory liquidity ratio (SLR)
of banks will come down 0.25 per cent every quarter till
Jan 2017. What is the present SLR?
(A) 21.50 per cent (B) 20.50 per cent
(C) 21.25 per cent (D) 20.75 per cent
(E) 21.75 per cent
GENERAL AWARENESS TEST - 5
1. India has signed a MoU with which country for setting
up of Techo Park in Ramallah?
(A) Pallestine (B) Colombia
(C) Jordan (D) Israel
(E) None of these
2. PM Narendra Modi�s radio programme �Mann Ki Baat�
will now also be telecast to which of the following
neighboring country?
(A) Bhutan (B) Myanmar
(C) Sri Lanka (D) Pakistan
(E) Bangladesh
3. In case of original demand draft is presented after the
duplicate has already been paid, the bank will _______?
(A) Return with remarks �Draft reported lost, duplicate
already paid will pay on collecting bank�s guarantee. In
case the original draft is again presented, it should be
honoured.�
(B) Return with the remarks payment stopped by the
payee
(C) Pay the original demand draft as well and recover
the amount from the purchaser on the strength of the
indemnity bond
(D) pay the original demand draft
(E) None of these
4. The national policy for the micro, small and medium
enterprises (MSMEs), which seeks to boost the overall
growth of the sector, are expected to be released by the
end of this year. A committee headed by former Cabinet
Secretary?
(A) Alok Rawat
(B) Prabhat Kumar
(C) TSR Subramanian
(D) Shashank Shekhar Singh
(E) None of these
5. The country�s 2nd largest giant in two wheeler section,
Honda Motorcycle and_________________ has signed
a Memorandum of Understanding with which Bank to
offer retail finance to buyers at an attractive rate of
interest on all Honda 2 Wheeler models?
(A) Suzuki India, ICICI Bank
(B) TVS Motors, HDFC Bank
(C) Scooter India, IndusInd Bank
(D) Bajaj Motorcycle, YES Bank
(E) None of these
6. In a company by the use of price sensitive corporate
information about the company, people closer to the
company try to adopt the technology to make gains or
cover losses in share market dealings and such process
is known as
(A) Insider Trading (B) Stock Trading
(C) Future Trading (D) Foreign Trading
(E) None of these
7. Very often we read Special Economic Zones (SEZs) in
newspapers. What is the purpose of promoting SEZs in
India?
1.They are established to attract investments from
foreign countries.
2.They are established to help poorest of the poors in
India as the activities of these zones are reserved only
for poors and those living below poverty line.
3.They are established to promote exports.
(A) Only 1 (B) Only 2
(C) Only 3 (D) Both (A) and (B)
(E) Both (A) and (C)
8. The Comptroller and Auditor General (CAG) of India
________________ has been conferred with the
61COMPETITION TIME – JANUARY 2017
honorary professorship by the Nanjing Audit University
(NAU) ___________________?
(A) Vinod Rai,Thailand
(B) Rajiv Mahrishi, Japan
(C) Shashi Kant Sharma, China
(D) Rajiv Kumar, Singapore
(E) None of these
9. Which of the following banks has partnered with FINO
Paytech to launch a payments bank in the country and
about 16 per cent stake in FINO Paytech, a business
correspondent, is the largest domestic shareholder and
RBI regulations allow universal banks to invest up 30
percent in payments bank?
(A) HDFC Bank (B) ICICI Bank
(C) YES Bank (D) AXIS Bank
(E) None of these
10. Which bank has an innovation lab to hone startups and
announced that it will create a dedicated fund to invest
in these new-age companies that would benefit its
business?
(A) ICICI Bank (B) Axis Bank
(C) Federal Bank (D) Kotak Mahindra Bank
(E) None of these
11. Four Indian-Americans are among the 42 US nationals
honoured with this year�s prestigious �Great Immigrants:
The Pride of America� award recently. Which of the
following is not one of them?
(A) Vikram Malhotra (B) Hari Sreenivasan
(C) Sunder Pichai (D) Bharati Mukherjee
(E) Indra Nooyi
12. The initial interest rate is usually below that of
conventional fixed-rate loans. The interest rate may
change over the life of the loan as market conditions
change. This is called_____
(A) Adjustable-Rate Mortgages
(B) Amortization (C) Authorization
(D) Available Credit (E) None of these
13. A type of loan, where the bank or the lending institution
provides the borrower with a loan that helps the borrower
to pay off his all previous debts is termed as ________
(A) Debt Settlement (B) Debt Recovery
(C) Debt Management (D) Debt Consolidation
(E) None of these
14. An Indian bank launched next generation features on its
app �iMobile� which will enable customers to instantly
pay taxes and book railway tickets within the app. Name
the bank.
(A) Kotak Mahindra Bank
(B) HDFC Bank
(C) ICICI Bank
(D) Kotak Mahindra Bank
(E) None of these
15. According to SEBI�s new slew of reforms all listed
companies including PSUs must have public
shareholding of_______. The decisions were taken at a
board meeting of Sebi here and included many reform
measures to boost ____________.
(A) 20% ,Share Market
(B) 25%, Primary Market
(C) 25%, Secondary Market
(D) 24%,Capital Market
(E) None of these
16. The World Bank will invest nearly Rs 1,000 cr for
improvement of inland waterways in which of the
following states?
(A) West Bengal (B) Odisha
(C) Assam (D) Madhya Pradesh
(E) Maharashtra
17. India�s Deborah Herold is associated with which of the
following games?
(A) Shooting (B) Boxing
(C) Archery (D) Wrestling
(E) Cycling
18. The Life Insurance Corporation of India (LIC) has come
out with a closed-ended plan on the occasion of its
diamond jubilee year. The name of the plan is-
(A) Bima Gold (B) Bima Platinum
(C) Bima Diamond (D) Bima Bemisal
(E) Bima Bachat
19. The three-day annual meeting of the International
Monetary Fund and the World Bank was recently held
in
(A) Tokyo (B) London
(C) Paris (D) Washington
(E) New York
62 COMPETITION TIME – JANUARY 2017
20. The provisions of the Sarfaesi act are associated with
which of the following?
(A) Black money (B) Money laundering
(C) Foreign exchange (D) NPAs
(E) None of these
21. Which of the following days is observed as the
International Day for the Preservation of the Ozone
Layer?
(A) 10 Sep (B) 12 Sep
(C) 14 Sep (D) 16 Sep
(E) 18 Sep
22. The scientist BHVS Narayana Murthy has been
appointed director of Research Centre Imarat (RCI) of
DRDO. The RCI is located in
(A) Bengaluru (B) Chennai
(C) Hyderabad (D) Dehradun
(E) Mumbai
23. Which of the following countries launched its second
space station Tiangong 2 recently in a sign of the growing
sophistication of its military-backed space programme?
(A) Russia (B) South Korea
(C) China (D) Germany
(E) Israel
24. The Union Govt has banned agencies in possession of
Aadhaar number to publish or post the information
publicly. Aadhar number is issued by UIDAI in which
letter �U� denotes
(A) Urban (B) Universal
(C) Ubiquitous (D) Unique
(E) User
25. Motherson Sumi has raised money through issuance of
QIP. Here, the term QIP stands for
(A) Quick Institutional Placement
(B) Qualified Institutional Placement
(C) Qualified International Placement
(D) Quick International Placement
(E) None of these
26. India will host the Annual Meetings of the African
Development Bank (AfDB) Group in May 2017 in which
of the following cities?
(A) Ahmedabad (B) Jaipur
(C) New Delhi (D) Mumbai
(E) Hyderabad
27. Caracas is the capital city of which of the following
countries?
(A) Cambodia (B) Venezuela
(C) Mongolia (D) Chile
(E) Vietnam
28. What does M in M-Banking Facility being offered by
banks to their customers, stand for?
(A) Money (B) Marginal
(C) Modified (D) Mobile Phone
(E) Monitor
29. In which denomination were India�s first bimetallic coins
issued in the year 2009?
(A) Rs. 100 (B) Rs. 5
(C) Rs. 10 (D) Re 1
(E) Rs. 2
30. Which of the following pairs, in which the first bank
was merged with the second, is matched correctly?
(A) Centurion Bank of Punjab � HDFC Bank
(B) Bank of Rajasthan � ICICI Bank
(C) Global Trust Bank � Oriental Bank of Commerce
(D) Nedungadi Bank � Punjab National Bank
(E) All the above
31. The Centre has appointed who among the following as
the chairperson of Insolvency and Bankruptcy Board of
India?
(A) Shashi Kant Sharma (B) Deepak Gupta
(C) Ashok Chawla (D) Madhusudan Sahoo
(E) Vinod Rai
32. Navtej Sarna was appointed by the govt as the new
ambassador of India to which of the following countries?
(A) UK (B) China
(C) Japan (D) US
(E) Germany
33. The 20th Edition of India International Seafood Show
(IISS-2016) was organised by the Marine Products
Export Development Authority (MPEDA) recently in
(A) Mumbai (B) Kandla
(C) Kochi (D) Chennai
(E) Visakhapatnam
34. Which of the following countries has signed a peace
agreement with one of the country�s largest militant
groups Hezbe - Islami led by Gulbuddin Hekmatyar?
(A) Nigeria (B) Iraq
(C) Afghanistan (D) Syria
(E) Bangladesh
63COMPETITION TIME – JANUARY 2017
35. The International Day of Peace is observed every year on
(A) 16 Sep (B) 18 Sep
(C) 21 Sep (D) 26 Sep
(E) 27 Sep
36. The book �Citizen and Society� was released by the
President Pranab Mukherjee in the presence of PM
Narendra Modi recently. The book is authored by
(A) Hamid Ansari (B) Pratibha Patil
(C) Sumitra Mahajan (D) Manmohan Singh
(E) Rajnath Singh
37. The Union Cabinet approved Agreement between India
and Samoa for the exchange of information on Taxes
recently. The capital city of Samoa is-
(A) Nassau (B) Apia
(C) Yerevan (D) Luanda
(E) Tirana
38. The Centre recently appointed three members to the
Monetary Policy Committee. Who among the following
is one of them?
(A) Ravindra Dholakia (B) Chetan Ghate
(C) Pami Dua (D) All the above
(E) None of these
39. The Forbes India recently released the annual India rich
list which is topped by
(A) Dilip Shanghvi (B) Mukesh Ambani
(C) Sunil Bharti Mittal (D) Kumar Mangalam Birla
(E) Azim Premji
40. The Gobi desert is located in which of the following
countries?
(A) Australia (B) US
(C) Russia (D) China
(E) Afghanistan
ANSWER KEY
GENERAL AWARENESS TEST - 1
1(A) 2(C) 3(D) 4(E) 5(C) 6(C) 7(D) 8(C) 9(D) 10(B)
11(E) 12(B) 13(B) 14(C) 15(B) 16(A) 17(B) 18(B) 19(A) 20(B)
21(B) 22(E) 23(A) 24(D) 25(B) 26(C) 27(C) 28(A) 29(B) 30(D)
31(A) 32(C) 33(A) 34(B) 35(C) 36(C) 37(C) 38(B) 39(D) 40(E)
GENERAL AWARENESS TEST - 2
1(D) 2(C) 3(C) 4(A) 5(A) 6(C) 7(A) 8(C) 9(A) 10(C)
11(A) 12(A) 13(D) 14(B) 15(C) 16(B) 17(A) 18(D) 19(D) 20(B)
21(D) 22(D) 23(A) 24(D) 25(B) 26(D) 27(C) 28(C) 29(C) 30(A)
31(D) 32(B) 33(B) 34(B) 35(C) 36(C) 37(C) 38(D) 39(D) 40(A)
GENERAL AWARENESS TEST - 3
1(C) 2(D) 3(A) 4(B) 5(A) 6(A) 7(C) 8(C) 9(A) 10(A)
11(B) 12(B) 13(A) 14(C) 15(B) 16(D) 17(B) 18(C) 19(C) 20(C)
21(A) 22(C) 23(D) 24(B) 25(A) 26(A) 27(B) 28(D) 29(C) 30(C)
31(A) 32(C) 33(D) 34(A) 35(B) 36(E) 37(A) 38(D) 39(D) 40(A)
GENERAL AWARENESS TEST - 4
1(B) 2(C) 3(D) 4(B) 5(C) 6(E) 7(B) 8(C) 9(A) 10(D)
11(D) 12(D) 13(A) 14(B) 15(A) 16(A) 17(A) 18(B) 19(A) 20(C)
21(A) 22(B) 23(D) 24(B) 25(B) 26(D) 27(E) 28(C) 29(A) 30(E)
31(D) 32(C) 33(C) 34(B) 35(A) 36(D) 37(D) 38(C) 39(B) 40(D)
GENERAL AWARENESS TEST - 5
1(A) 2(E) 3(C) 4(B) 5(C) 6(A) 7(A) 8(C) 9(C) 10(B)
11(E) 12(A) 13(A) 14(C) 15(C) 16(C) 17(E) 18(C) 19(D) 20(D)
21(D) 22(C) 23(C) 24(D) 25(C) 26(A) 27(B) 28(B) 29(D) 30(E)
31(D) 32(D) 33(D) 34(C) 35(C) 36(A) 37(B) 38(D) 39(B) 40(D)
64 COMPETITION TIME – JANUARY 2017
ENGLISH LANGUAGE
Directions (Q. 1-10): Read the following passage carefully
and answer the given questions. Certain words/ phrases
have been given in bold to help you locate them while
answering some of the questions.
From a technical and economic perspective, many
assessments have highlighted the presence of cost-effective
opportunities to reduce energy use in buildings. However,
several bodies note the significance of multiple barriers that
prevent the take-up of energy efficiency measures in
buildings. These include lack of awareness and concern,
limited access to reliable information from trusted sources,
fears about risk, disruption and other �transaction costs�,
concerns about up-front costs and inadequate access to
suitably priced finance, a lack of confidence in suppliers
and technologies and the presence of split incentives between
landlords and tenants. The widespread presence of these
barriers led experts to predict that without a concerted push
from policy, two-thirds of the economically viable potential
to improve energy efficiency will remain unexploited by
2035. These barriers are albatross around the neck that
represent a classic market failure and a basis for
governmental intervention.
While these measurements focus on the technical, financial
or economic barriers preventing the take-up of energy
efficiency options in buildings, others emphasise the
significance of the often deeply embedded social practices
that shape energy use in buildings. These analyses focus not
on the preferences and rationalities that might shape
individual behaviours, but on the �entangled� cultural
practices, norms, values and routines that underpin domestic
energy use. Focusing on the practice-related aspects of
consumption generates very different conceptual framings
and policy prescriptions than those that emerge from more
traditional or mainstream perspectives. But the underlying
case for government intervention to help promote retrofit
and the diffusion of more energy-efficient particles is still
apparent, even though the forms of intervention advocated
are often very different to those that emerge from a more
technical or economic perspective.
�62/9('�3$3(5�
Based on the recognition of the multiple barriers to change
and the social, economic and environmental benefits that
could be realised if they were overcome, government support
for retrofit (renovating existing infrastructure to make it more
energy-efficient) has been widespread. Retrofit programmes
have been supported and adopted in diverse forms in many
settings and their ability to recruit householders and then to
impact their energy use has been discussed quite extensively.
Frequently, these discussions have criticised the extent to
which retrofit schemes rely on incentives and the provision
of new technologies to change behaviour whilst ignoring the
many other factors that might limit either participation in
the schemes or their impact on the behaviours and practices
that shape domestic energy use. These factors are obviously
central to the success of retrofit schemes, but evaluations of
different schemes have found that despite these they can
still have significant impacts. New experts suggest that the
best estimate of the gap between the technical potential and
the actual in situ performance of energy efficiency measures
is 50%, with 35% coming from performance gaps and 15%
coming from �comfort taking� or direct rebound effects.
They further suggest that the direct rebound effect of energy
efficiency measures related to household heating is likely to
be less than 30% while rebound effects for various domestic
energy efficiency measures vary from 5 to 15% and arise
mostly from indirect rebound effects (ie where savings from
energy efficiency lead to increased demand for other goods
and services). Other analyses also note that the gap between
technical potential and actual performance is likely to vary
by measure, with the range extending from 0% for measures
such as solar water heating to 50% for measures such as
improved heating controls. And others note that levels of
comfort taking are likely to vary according to the levels of
consumption and fuel poverty in the sample of homes where
insulation is installed, with the range extending from 30%
when considering homes across all income groups to around
60% when considering only lower income homes. The scale
of these gaps is significant because it materially affects the
impacts of retrofit schemes and expectations and perceptions
of these impacts go on to influence levels of political,
financial and public support for these schemes.
65COMPETITION TIME – JANUARY 2017
The literature on retrofit highlights the presence of multiple
harriers to change and the need for government support, if
these are to be overcome. Although much has been written
on the extent to which different forms of support enable the
wider take-up of domestic energy efficiency measures,
behaviours and practices, various areas of contestation remain
and there is still an absence of robust ex-post evidence on
the extent to which these schemes actually do lead to the
social, economic and environmental benefits that are widely
claimed.
1. Which of the following is most nearly the OPPOSITE
in meaning of the word �CONCERTED� as used in
the passage?
(A) collaborative (B) piled
(C) subtracting (D) necessary
(E) weak
2. Which of the following is most nearly the OPPOSITE
in meaning of the word �ROBUST� as used in the
passage?
(A) manual (B) loose
(C) vogue (D) flimsy
(E) flexible
3. Which of the following is most nearly the SAME in
meaning as the word �UNEXPLOITED� as used in
the passage?
(A) untapped (B) unanswered
(C) explored (D) developed
(E) vacant
4. The title for the given passage could be
(A) How to measure the impact of retrofit programmes
on energy conservation.
(B) Barriers to effective usage of energy
(C) Views of stalwarts on disadvantages of retrofit
programmes
(D) Existing practices of conserving energy
(E) How much energy is to be consumed
5. According to the author, to make programmes for
conserving energy more successful-
(A) only latest technology must be employed.
(B) the author�s country must adhere to norms followed
in countries where such programmes have been
successful.
(C) change must be brought in the attitudes of people
with respect to efficient usage of energy.
(A) Only A (B) Only B
(C) Only C (D) Both A and B
(E) Both B and C
6. Which of the following is most nearly the SAME in
meaning as the word �UNDERPIN� as used in the
passage?
(A) undermine (B) determine
(C) criticize (D) abandon
(E) dispose
7. Which of the following is/are TRUE in the context of
the passage?
(A) Employing retrofit programmes is relatively a new
concept and is yet to become popular.
(B) The Government so far has been least supportive
of retrofit programmes.
(C) Lack of trust on landlords has been cited as one of
the major barriers to employing energy efficiency
schemes.
(D) Retrofit schemes are dependent on incentives to
bring about attitudinal change towards energy efficiency
schemes.
(E) All the given statements are true
8. What is the author trying to convey through the phrase
�albatross around the neck� as used in the passage?
(A) As light as a bird
(B) Prevent from achieving success
(C) Are worthless
(D) Act as controllers
(E) Always provide adequate guidance
9. The author in the given passage is
(A) of the view that no amount of efforts can bring
about changes in employing energy efficiency schemes
in his country.
(B) positive that more evidence on retrofit schemes is
essential to make people more aware and sensitive
towards them.
(C) cynical about the present state of energy efficiency
measures taken in his country.
(A) Only (A) (B) Only (B)
(C) Only (C) (D) Both (A) and (B)
(E) Both (B) and (C)
10. As mentioned in this passage and according to the
experts, in order to exploit existing potential to better
energy efficiency measures-
(A) availability of sufficient funding is a must.
66 COMPETITION TIME – JANUARY 2017
(B) availability of reliable information from dependable
source must be ensured.
(C) adequate and trustworthy suppliers of energy must
be made available.
(D) governmental support by implementing adequate
policies is essential.
(E) All those given as options
Directions (Q. 11-15): Read each sentence to find out
whether there is any grammatical or idiomatic error in
it. The error, if any, will be in one part of the sentence.
The number of that part is the answer. If there is �No
error�, the answer is E). (Ignore errors of punctuation,
if any.)
11. 1) The Centre has woken up to the threat / 2) posed
by the terror outfit, Islamic State to India / 3) as it
sought to expand its global footprint and enroll fighters
/ 4) from all over the world. /5) No error.
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
12. 1) Three buildings in the vicinity of the Vishnu Garden
/ 2) five-storey house that collapsed / 3) has been
declared �dangerous� by the local civic body / 4) and
are destined to go down as well. / 5) No error.
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
13. 1) The Central government has indicated that / 2) it
may call a special session of parliament / 3) to pass
the Constitution Amendment Bill / 4) for the Goods &
Services Tax regime. / 5) No error.
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
14. 1) The Swachh Bharat toilet locator is the brainchild
/ 2) of an IAS couple from Punjab, driven by / 3) their
own frustrating futile search / 4) for a toilet in Delhi�s
Connaught Place. / 5) No error.
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
15. 1) Moving away from its earlier intention of submitting
/ 2) a comprehensive climate action plan, / 3) India is
preparing to make a minimalist offer / 4) for slow
down the growth of its greenhouse gas emissions. / 5)
No error.
(A) 1 (B) 2
(C) 3 (D) 4
(E) 5
Directions (Q. 16-20): Each question below has two
blanks, each blank indicating that something has been
omitted. Choose the set of words for each blank that
best fits the meaning of the sentence as a whole.
16. When two-thirds of the civilised world has
____________ away with death penalty, there is no
reason why India should not ___________ suit.
(A) kept, neglect (B) done, follow
(C) run, replace (D) given, reject
(E) taken, shun
17. God is the silent ___________ board member on
___________ board of directors in India.
(A) obvious, select (B) covert, some
(C) imperceptible, all (D) invisible, every
(E) unseen, many
18. The GST Bill, already passed by the Lok Sabha,
____________ an extra 1% levy when goods move
from one state to another adding to the
______________ of taxes that products bear.
(A) suggests, bunch (B) introduces, haven
(C) requests, deluge (D) condemns, bundle
(E) proposes, cascade
19. Black-Berry has ____________ thousands of jobs since
it began restructuring its operations ____________
chief executive Johan Chen.
(A) discarded, by (B) connection, shelling
(C) shed, under (D) yielded, along
(E) refrained, with
20. Turkey has blocked ____________to Twitter to prevent
the broadcast of images of _____________ in southeast
Turkey that killed 32 people.
(A) access, bombing (B) connection, shelling
(C) approach, blast (D) entry, attacks
(E) route, explosion
Directions (Q. 21-25): In the following passage, there
are blanks each of which has been numbered. For each
blank five words have been suggested, one of which fits
the blank appropriately. Find out the appropriate word
in each case.
New data for rural household (21) by the Socio Economic
and caste census (SECC) represent a (22) reminder of the
state of rural India. In over 90 per cent of households, the
67COMPETITION TIME – JANUARY 2017
main earning member makes less than Rs. 10000 a month.
Over half the households are landless and a similar share of
them (23) on casual manual labour for the larger part of
their income. Just 20 per cent of households own any kind
of a motor vehicle. These numbers should come as a (24)
check for those who talk of India�s (25) growth, and arrival
on the global stage as a superpower.
21. (A) revealed (B) conceded
(C) exposed (D) proclaimed
(E) denied
22. (A) bright (B) pretty
(C) sullen (D) grim
(E) ghastly
23. (A) kept (B) rely
(C) looked (D) believed
(E) bet
24. (A) matter (B) concept
(C) reality (D) belief
(E) realism
25. (A) violent (B) slow
(C) crazy (D) restrained
(E) unbridled
Directions (Q. 26-30): Rearrange the following six
sentences (A), (B), (C), (D), (E) and (F) in the proper
sequence to form a meaning paragraph and then answer
the questions given below.
(A) Increasing dependence on technology coupled with
the rapidly evolving. Mindset of a shrewd fraudster
has the potential to not only cripple corporations but
also countries.
(B) As the magnitude of the attacks continues to
increase, Governments need to step in, investigate the
matter and safeguard the country�s critical assets.
(C) Such acts can cause havoc at multiple levels, from
paralysing the companies� infrastructure (network,
email, and phones), resulting in loss in revenue and
even downward spiraling share prices.
(D) Today, the threat from cyber terrorism is as real as
it can get.
(E) Recent strikes around cyber terrorism or cyber war
have made headlines globally�with each attack getting
more sophisticated than the previous.
(F) In cases when the targets are very large
organisations, it can even impact the economy.
26. Which of the following should be the FIRST sentence
after rearrangement?
(A) A (B) B
(C) D (D) C
(E) F
27. Which of the following should be the SECOND
sentence after rearrangement?
(A) C (B) D
(C) E (D) B
(E) A
28. Which of the following should be the THIRD sentence
after rearrangement?
(A) E (B) F
(C) B (D) A
(E) D
29. Which of the following should be the LAST (SIXTH)
sentence after rearrangement?
(A) F (B) D
(C) A (D) B
(E) C
30. Which of the following should be the FOURTH
sentence after rearrangement?
(A) B (B) C
(C) F (D) D
(E) E
QUANTITATIVE APTITUDE
Directions (Q. 31-35): Study the following diagram which
shows the number of labourers, clerks, executives, officers
and managers of a certain company over the period of
five years.
Total workforce(42310)
199819.90%
199419.83%
199719.65%
199520.40%
199620.20%
68 COMPETITION TIME – JANUARY 2017
31. What is the approximate ratio of the average number
of labourers and that of managers?
(A) 1 : 60 (B) 61 : 1
(C) 654 : 11 (D) 57 : 1
(E) 66 : 1
32. Find the percentage (approximately) of average number
of clerks with respect to the average number of total
employees of the company?
(A) 16 (B) 15
(C) 13 (D) 18
(E) 17
33. Which year has shown decrease in every section of the
number of employees?
(A) 1994 (B) 1998
(C) 1996 (D) 1997
(E) 1995
34. What is the percentage decrease in the average number
of executives, officers and managers in 1998 as regards
the same in 1995?
(A) 2.3 (B) 2.66
(C) 2.2 (D) 2.25
(E) 3.35
35. What is the ratio of total employees in 1994 and 1998
together to that of total labourers in 1995, 1996 and
1997 together ?
(A) 1681 : 1970 (B) 1677 : 1995
(C) 1655 : 1998 (D) 1641 : 1980
(E) 1635 : 1970
Ratios of manpower in different fields over the yeas
Year Labourers : Clerks :Executives : Officers :
Managers
1994
1995
1996
1997
1998
1300 : 250 : 63 : 44 : 21
1340 : 252 :67 : 45 : 23
1320 : 255 : 68 : 45 : 22
1280 : 253 : 65 : 44 : 21
1300 : 252 : 64 : 45 : 23
Directions (Q. 36-40): Study the pie chart carefully and answer these questions.
The pie charts give the contribution of GDP by six sectors in year I and the contribution to GDP in year II. The total
contribution to the GDP by the six sectors in year I was Rs. 1448 crore and Rs. 1585 crore in year II.
Year I Year II
Zinc44%
Copper26%
Textile8%
Sugar8%
Ce
me
nt
5%
Alu
min
ium
9%
Copper26%
Zinc45%
Aluminium10%
Cement
5%
Sugar7%
36. Which of the secotrs of industry witnessed negative
growth during the year I to year II?
(A) Copper (B) Cement
(C) Zinc (D) sugar
(E) None of these
37. What was the rate of growth (approx) witnessed by
the aluminium sector during the period year I to year
II?
(A) 22% (B) 12%
(C) 14% (D) 18%
(E) None of these
69COMPETITION TIME – JANUARY 2017
38. Which sector witnessed maximum rate of growth during
year I to year II?
(A) Cement (B) Aluminium
(C) Zinc (D) Sugar
(E) None of these
39. The amount contributed by textile sector in year II is
how many times that of sugar sector in year I?
(A) 1.04 (B) 0.86
(C) 0.96 (D) 0.80
(E) None of these
40. The contribution of aluminium and textile sectors in
year II is approximately what per cent of contribution
of cement and sugar in year I?
(A) 69% (B) 125%
(C) 78% (D) 143%
(E) None of these
Directions (Q. 41-45): In each of these questions, two
equations (I) and (II) are given. You have to solve both
the equations and give answer-
(A) if x > y (B) if x > y
(C) if x < y (D) if x < y
(E) if x = y or no relation can be established between
x and y
41. I. 35x²�53x+20=0
II. 56y²�97y+42=0
42. I. x = 3 4 9 1 3
II.13y+3x=246
43. I. x²�5x�14=0
II. y²+7y+10 = 0
44. I. x²-3481 =0
II. 3y² = 3 216000
45. I. 5x²+2x�3=0
II. 2y²+7y+6=0
Directions (Q. 46-50): What will come in the place of the
question mark (?) in the following number series?
46. 11, 15, 31, 67, 131, (?)
(A) 233 (B) 221
(C) 243 (D) 231
(E) None of these
47. 483, 471, 435, 375, 291, (?)
(A) 183 (B) 184
(C) 185 (D) 186
(E) None of these
48. 4, 11, 25, 53, 109, (?)
(A) 221 (B) 234
(C) 212 (D) 222
(E) None of these
49. 15, 21, 33, 51, 75, (?)
(A) 113 (B) 103
(C) 105 (D) 115
(E) None of these
50. 2, 7, 23, 72, 220, (?)
(A) 600 (B) 665
70 COMPETITION TIME – JANUARY 2017
(C) 650 (D) 627
(E) None of these
Directions (Q. 51-55): What should come in place of the
question mark (?) in the following question?
51. 200.1 × 9.9 � 25 × 62.5 + 12 × 144 = ? � 26.49
(A) 1627.98 (B) 1842.28
(C) 1958.8 (D) 1972.88
(E) 2172.98
52. 48 80 176 324 – 121� � � ? 7 4 11� � �
(A) 4( 5 7)� (B) 6( 3 5)�
(C) 4( 3 5)� (D) 3( 5 7)�
(E) 9( 2 3)�
53. 1265 ÷ 25.3 + 102 × 98 � (23)²= ?
(A) 8517 (B) 9517
(C) 8717 (D) 7087
(E) 9087
54. 3 312167 21952%� of 280 � 3 704969% of 56 = ?
(A) 41.56 (B) 51.46
(C) 51.56 (D) 65.56
(E) None of these
55.
17 2233 34
25 37
¥ ´s¦ µ§ ¶ + 28 37
35 3652 57
¥ ´s¦ µ§ ¶ = ?
(A) 1853.78 (B) 3259.55
(C) 2467.59 (D) 2650.29
(E) 2493.13
56. A, B and C started a business with their investments
in the ratio 1 : 2 : 4. After 6 month A invested the half
amount more as before and B invested same the amount
as before while C withdrew 1
th4
of his investment.
Find the ratio of their profits at the end of the year.
(A) 5 : 12 : 13 (B) 5 : 11 : 14
(C) 5 : 12 : 14 (D) 5 : 12 : 10
(E) None of these
57. An amount of money at compound interest grows up
to Rs. 3,840 in 4 years and up to Rs. 3,936 in 5 years.
Find the rate of interest.
(A) 2.5% (B) 2%
(C) 3.5% (D) 2.05%
(E) None of these
58. The ratio of the volumes of water and glycerine in
240cc of mixture is 1 : 3. The quantity of water (in cc)
that should be added to the mixture so the volumes of
water and glycerine becomes 2 : 3 is-
(A) 55 (B) 60
(C) 62.5 (D) 64
(E) None of these
59. A clothe merchant sold half of his cloth at 40% profit.
Half of remaining at 40% loss and the rest was sold at
the cost price. In the total transaction his gain or loss
will be-
(A) 20% gain (B) 25% loss
(C) 10% gain (D) 15% loss
(E) None of these
60. P can complete 1
4 of a work in 10 days, Q can complete
40% of the same work in 145 days. R, completes 1
3of
the work in 13 days and S, 1
6 of the work in 7 days.
Who will be able to complete the work first?
(A) P (B) Q
(C) R (D) S
(E) None of these
61. Two places P and Q are 132 km apart. A train leaves
P for Q and at the same time another train leaves Q for
P. Both the trains meet 6 hrs after they start moving.
If the train travelling from P to Q travels 7 km/hr
slower than the other train, find the speed of the two
trains.
(A) 7 km/hr, 15 km/hr
(B) 7.5 km/hr, 14.5 km/hr
(C) 8 km/hr, 15 km/hr
(D) 7 km/hr, 16 km/hr
(E) None of these
62. The average age of the Indian cricket team playing the
Nagpur test is 30. The average age of 5 of the players
is 27 and that of another set of 5 players, totally
different from the first five, is 29. If the captain who
was not included in either of these two groups, then
find the age of the captain.
71COMPETITION TIME – JANUARY 2017
(A) 75 (B) 55
(C) 50 (D) 58
(E) Cannot be determined
63. Ram spends 20% of his monthly income on his house
hold expenditure, 15% of the rest on books, 30% of
the rest on clothes and saves the rest. On counting, he
comes to know that he has finally saved Rs. 9520.
Find the monthly income.
(A) 10,000 (B) 15,000
(C) 20,000 (D) 12,000
(E) 1,10,000
64. A boat covers a certain distance downstream in 1 hour,
while it comes back in 3
2 hours. If the speed of the
stream be 3 kmph, what is the speed of the boat in still
water?
(A) 14 kmph (B) 17 kmph
(C) 12 kmph (D) 18 kmph
(E) 15 kmph
65. Sum of area of a circle and a rectangle is equal to
1166 sq.cm. The diameter of the circle is 28 cm. What
is the sum of the circumference of the circle and the
perimeter of the rectangle if the length of the rectangle
is 25 cm?
(A) 186 cm (B) 182 cm
(C) 184 cm (D) Cannot be determined
(E) None of these
REASONING ABILITY
Directions (Q. 66-68): Read the following information
carefully and answer the questions given below:
(i) P, Q, R, S, T, U and V are seven policemen standing
in a column (not necessarily in the same order) facing
east.
(ii) The number of persons between S and U, and V
and S is equal.
(iii) P, who is 5th from one end, is 3 positions behind R.
(iv) Q and P are adjacent to each other. So are T and S.
66. Which of the following statements may be false?
(A) S is standing exactly in the middle
(B) T is 3rd in the column
(C) S is two places ahead of Q
(D) V is last in the column
(E) None of these
67. Which of the following statements is definitely true?
(A) T and P are one after another
(B) U is first in the column
(C) T is middle in the column
(D) Q is 6th in the column
(E) None of these
68. Who is first in the column?
(A) Data inadequate
(B) U
(C) V
(D) T
(E) None of these
Directions (Q. 69-73): Study the following information
and answer the questions given below:
Eight people�E, F, G, H, J, K, L and M are sitting around
a circular table facing the centre. Each of them is of a
different profession�Chartered Accountant, Columnist,
Doctor, Engineer, Financial Analyst, Lawyer, Professor and
Scientist but not necessarily in the same order. F is sitting
second to the left of K. The Scientist is an immediate
neighbour of K. There are only three people between the
Scientist and E. Only one person sits between the Engineer
and E. The Columnist is to the immediate right of the
Engineer. M is second to the right of K. H is the Scientist.
G and J are immediate neighbours of each other. Neither G
nor J is an Engineer. The Financial Analyst is to the
immediate left of F. The Lawyer is second to the right of the
Columnist. The Professor is an immediate neighbour of the
Engineer. G is second to the right of the Chartered
Accountant.
69. Who is sitting second to the right of E?
(A) The Lawyer (B) G
(C) The Engineer (D) F
(E) K
70. Who amongst the following is the Professor?
(A) F (B) L
(C) M (D) K
(E) J
71. Four of the following five are alike in a certain way
based on the given arrangement and hence form a
group. Which of the following does not belong to that
group?
(A) Chartered Accountant-H
(B) M-Doctor
(C) J-Engineer
72 COMPETITION TIME – JANUARY 2017
(D) Financial Analyst-L
(E) Lawyer-K
72. What is the position of L with respect to the Scientist?
(A) Third to the left
(B) Second to the right
(C) Second to the left
(D) Third to the right
(E) Immediate right
73. Which of the following statements is true according to
the given arrangement?
(A) The Lawyer is second to the left of the Doctor
(B) E is an immediate neighbour of the Financial
Analyst
(C) H sits exactly between F and the Financial Analyst
(D) Only four people sit between the Columnist and F
(E) All of the given statements are true.
Directions (Q. 74-76): Study the following information
carefully to answer these questions.
Ten executives A, B, C, D, E, F, G, H, I and J stay in flats
in two rows opposite each other. One row has 5 flats facing
North and the other row has 5 flats facing south. F�s flat is
second to the right of J�s flat, which is exactly opposite of
C�s flat facing North. D�s flat is on the immediate left of J�s
flat and A�s flat is on the immediate left of C�s flat B�s flat
is on the right of C�s flat. I and E have flats at the two ends
of the same row. Flats of E and H are opposite each other.
74. Which of the following is the correct position of G�s
flat?
(A) Facing North
(B) Opposite C�s flat
(C) To the left of F�s flat
(D) To the left of J�s flat
(E) None of these
75. Who stay opposite B ?
(A) F (B) G
(C) D (D) F or G
(E) None of these
76. Which of the following statements is definitely true?
(A) J�s flat is facing North.
(B) G and A have flats opposite each other.
(C) B�s flat is to the right of E�s flat.
(D) G�s flat is to the left of J�s flat.
(E) None of these
Directions (Q. 77-79): Study the following information
to answer the given questions:
Twelve people are sitting in two parallel rows containing
six people each, in such a way that there is an equal distance
between adjacent persons. In row-1 M, N, O, P, Q and R are
seated and all of them are facing South. In row-2 A, B, C,
D, E and F are seated and all of them are facing North.
Therefore, in the given seating arrangement each member
seated in a row faces another member of the other row.
P sits third to right of N. Either P or N sits at an extreme
end of the line. The one who faces N sits second to right of
E. Two people sit between B and F. Neither B nor F sits at
an extreme end of the line. The immediate neighbour of B
faces the person who sits third to left of M. O and Q are
immediate neighbours of each other. C sits second to the
left of A. Q does not face the immediate neighbour of D.
77. Who amongst the following sits at extreme ends of the
rows?
(A) P, D (B) N, A
(C) R, C (D) M, D
(E) N, F
78. Who amongst the following faces P?
(A) A (B) B
(C) C (D) D
(E) F
79. How many persons are seated between R and O?
(A) One (B) Two
(C) Three (D) Four
(E) None
Directions (Q. 80-83): Study the following information
carefully and answer the given questions.
Sachin, Ganguly, Dravid, Yuvraj, Kohli, Raina and Nehra
are members of a sports club and have liking for different
games viz. Carrom, Table Tennis, Badminton, Bridge,
Hockey, Football and Lawn Tennis but not necessarily in
the same order. Each one of them has liking for different
musical instrument viz. Sitar, Guitar, Harmonium, Flute,
Tabla, Banjo and Santoor not necessarily in the same order.
Ganguly likes Carrom and Banjo. Kohli likes Bridge but
not play Harmonium or Tabla. The one who likes Hockey
plays Sitar. Raina plays Guitar but not like Table Tennis or
Lawn Tennis. Sachin likes Badminton and play Flute. The
one who likes Lawn Tennis does not play Tabla. Dravid
plays Harmonium and Nehra likes Hockey.
80. Who plays Santoor ?
(A) Yuvraj (B) Sachin
73COMPETITION TIME – JANUARY 2017
(C) Kohli (D) Yuvraj or Kohli
(E) None of these
81. Yuvraj likes which game ?
(A) Table Tennis (B) Lawn Tennis
(C) Football (D) Cannot be determined
(E) None of these
82. Which of the following combinations of game-person-
musical instrument is definitely correct ?
(A) Badminton - Ganguly � Flute
(B) Table tennis � Kohli � Santoor
(C) Lawn tennis � Yuvraj � Tabla
(D) Table Tennis � Dravid � Tabla
(E) None of These
83. Who likes football?
(A) Dravid (B) Yuvraj
(C) Nehra (D) Raina
(E) None of These
Directions (Q. 84-85): Study the following information
carefully and answer the questions given below.
(a) �P × Q� means � P is brother of Q�.
(b) �P � Q� means � P is sister of Q�.
(c) �P ÷ Q� means � P is father of Q�.
(d) �P + Q� means � P is mother of Q�.
84. Which of the following means �D is nephew of R�?
(A) D × M ÷ R (B) R � M ÷ D
(C) R � M ÷ D × T (D) R × M + D
(E) None of these
85. Which of the following mean M is the maternal uncle
of T�?
(A) M × R + T (B) M × R ÷ T
(C) T × J � N ÷ M (D) M � R + T
(E) None of these
Directions (Q. 86-90): Study the following information
carefully and answer the given questions.
In a certain code language �Bus are always late� is written
as �mi fi bi gi�, �drivers were always punished� is written
as �gi di ci hi�, �drivers stopped all bus� written as �bi ci vi
ri� and �all passenger were late� is written as �di ki fi vi�.
86. Which of the following represents �drivers are late�?
(A) mi ci di (B) fi mi ci
(C) fi di gi (D) gi hi mi
(E) fi di mi
87. What does �vi� stand for?
(A) all (B) late
(C) bus (D) drivers
(E) were
88. �hi mi ki� is the code for which of the following?
(A) Passenger are punished
(B) always late train
(C) all passenger bus
(D) passenger are late
(E) passenger are stopped
89. What is the code for �stopped�?
(A) bi (B) vi
(C) ci (D) ri
(E) di
90. What does �hi� stand for?
(A) were (B) late
(C) all (D) passenger
(E) punished
Directions (Q. 91-95): In each of the question below are
given three statements followed by three conclusions
numbered I, II and III. You have to take the given
statements to be true even if they seem to be at variance
with commonly known facts. Read all the conclusions
and then decide which of the given conclusions logically
follow(s) from the given statements, disregarding
commonly known facts:
91. Statements:
Some ravi are ramu. Some ramu are shyamu. Some
shyamu are depu.
Conclusions :
I. Atleast some depu are ravi.
II. There is a possibility that all depu are ramu.
III. No depu is ramu.
(A) None follows
(B) I and II follow
(C) Only II follows
(D) Only either II or III follows
(E) Only I and either II or III follow
92. Statements:
All windows are doors. Some doors are chairs. All
chairs are hats.
Conclusions :
I. Atleast some hats are doors.
74 COMPETITION TIME – JANUARY 2017
II. Some doors are windows.
III. All hats are windows is a possibility.
(A) I and II follow
(B) I and III follow
(C) II and III follow
(D) All follow
(E) None of the above
93. Statements:
All bottles are caps. All jugs are caps. All caps are
mugs.
Conclusions :
I. All bottles are mugs is a possibility.
II. All jugs are mugs.
III. Atleast some mugs are caps.
(A) I and II follow
(B) I and III follow
(C) II and III follow
(D) All follow
(E) None of the above
94. Statements:
Some radios are telephones. All telephones are mirrors.
All mirrors are desks.
Conclusions :
I. Atleast some radios are desks.
II. Some radios are mirrors.
III. There is a possibility that some desks are
telephones.
(A) I and II follow
(B) I and III follow
(C) II and III follow
(D) All follow
(E) None of these
95. Statements:
All table are forests. No forest is street. Some streets
are mountains.
Conclusions :
I. Some streets are table.
II. Atleast some forest are table.
III. There is a possibility that some mountains are
forests.
(A) Only I follows
(B) Only II follows
(C) Only III follows
(D) II and III follow
(E) None of these
Directions (Q. 96-100): In these questions the symbols #,
©, p, $ and % are used with different meaning as given
below:
�A # B� means �A is smaller than B�.
�A © B� means �A is greater than B�.
�A π B� means �A is either smaller than or equal to B�.
�A $ B� means �A is either greater than or equal to B�.
�A % B� means �A is neither smaller nor greater than B�.
In each of the following questions, assuming the given
statements to be true, find out which of the two
conclusions I and II given below them is/are definitely
true. Give answer-
(A) if only conclusion I is true.
(B) if only conclusion II is true.
(C) if either conclusion I or II is true.
(D) if neither conclusion I nor II is true.
(E) if both conclusions I and II are true.
96. Statement:
L $ M % Q © S # T π P
Conclusions:
I. T © L II. L © S
97. Statement:
W # H π I % C $ H © S
Conclusions:
I. C $ W II. I © S
98. Statement:
W % X © Y π Z © R % L
Conclusions:
I. Z © L II. Y # W
99. Statement:
A # N % O π T π H # E
Conclusions:
I. E $ O II. H © N
100. Statement:
P © V % T # D # M $ F
Conclusions:
I. M © V II. P # F
75COMPETITION TIME – JANUARY 2017
11. (C) replace �sought� with seeks�.
12. (C) replace �has� with �have�.
13. (C) replace �constitution� with �constitutional�.
14. (C) replace �their� with �its�.
15. (D) replace �for� with �to�.
31. (C)Labourers
Managers= 1300 1340 1320 1280 1300
21 23 22 21 23
� � � �� � � �
= 654 0
110
= 654
11
32 (B)
clerks
total employees = (250 + 252+255+253+252)
100(1678+1727+1710+1663+1684)
s
= 1262
1008462
s = 14.9%
z 15%
33. (D) From ratio table, it is comparable
34. (C) In 1998
= (64 45 23) 19.90
42310(1300 252 64 45 23) 100
� �s s
� � � �
= 132 19.90
42310 659.9751684 100
s s �
In 1995
= (67 45 23)
(1340 252 67 45 23)
� �� � � � ×
20.4042310
100s
= 135 20.40
423101727 100
s s = 674.70
%decrease = (674.70 659.975)
100674.70
� s
= 2.2%
35. (A) In 1994,
1300 + 250 + 63 + 44 + 21 = 1678
In 1998,
1300 + 252 + 64 + 45 + 23 = 1684
Total = 3362
labourers in 1995, 1996, 1997
1340 + 1320 + 1280 = 3940
Ratio = 3362 1681
3940 1970�
36. (D) In year I
sugar = 11584
In year II
sugar = 11095
Hence decrease in growth
37. (A)
10 91585 – 1448
100 100 1009
1448100
s ss
s
= 15850 –13032
10013032
s = 21.6% z 22
1(E) 2(D) 3(A) 4(B) 5(C) 6(B) 7(D) 8(B) 9(C) 10(E)
11(C) 12(C) 13(C) 14(C) 15(D) 16(B) 17(D) 18(E) 19(C) 20(A)
21(A) 22(D) 23(B) 24(C) 25(E) 26(C) 27(E) 28(A) 29(D) 30(B)
31(C) 32(B) 33(D) 34(C) 35(A) 36(D) 37(A) 38(B) 39(C) 40(D)
41(C) 42(A) 43(B) 44(E) 45(A) 46(D) 47(A) 48(A) 49(C) 50(B)
51(E) 52(C) 53(B) 54(C) 55(C) 56(C) 57(A) 58(B) 59(C) 60(C)
61(B) 62(C) 63(C) 64(E) 65(B) 66(D) 67(D) 68(A) 69(B) 70(D)
71(C) 72(B) 73(A) 74(C) 75(C) 76(B) 77(D) 78(A) 79(B) 80(C)
81(A) 82(E) 83(D) 84(C) 85(A) 86(B) 87(A) 88(A) 89(D) 90(E)
91(C) 92(D) 93(C) 94(A) 95(D) 96(B) 97(B) 98(E) 99(D) 100(A)
ANSWER KEY
HINTS & SOLUTION
76 COMPETITION TIME – JANUARY 2017
38. (B) Aluminium has max. growth rate.
39. (C)
7
100
81585
100xs � s 1448s
x = 0.96
40. (D) (10 + 7)% of 1585 = 100
x
× (8 + 5)% of 1448.
17
1001585
100
xs � 131448
100s s
x = 143%
41. (C) 35x2 � 28x � 25x + 20 = 0
7x(5x � 4) � 5(5x � 4) = 0
x = 4 5
,5 7
56y2 � 49y � 48y + 42 = 0
7y(8y � 7) � 6(8y � 7) = 0
y = 7 6
,8 7
42. (A) x = 3 4913
x = 17
13y + 3 × 17 = 246
13y = 246 � 51
13y = 195
y = 15
43. (B) x2 � 7x + 2x + 4 = 0
x(x � 7) +2(x � 7) = 0
x = 7, �2
y2 + 5y + 2y + 10 = 0
y(y +5) + 2(y + 5) = 0
y = �2, �5
44. (E) x2 � 3481 = 0
x = + 59
3y2 = 3 216000
3y2 = 60
y = 2 5
45. (A) 5x2 + 5x � 3x � 3 = 0
5x(x + 1) � 3(x + 1) = 0
x = � 1, 3
5
2y2 + 4y + 3y + 6 = 0
2y (y + 2) + 3 (y + 2) = 0
y = � 2, 3
–2
46. (D) 11, 15, 31, 67, 131, x
+4 +16 +36 +64 +100
231
47. (A)483, 471, 435, 375, 291, x
+12 +36 +60 +84 +108
+24 +24 +24 +24
183
48. (A) 4, 11, 25, 53, 109, x
4 × 2 + 3 = 11
11 × 2 + 3 = 25
25 × 2 + 3 = 53
53 × 2 + 3 = 106 + 3 = 109
109 × 2 + 3 = 218 + 3 = 221
49. (C)15, 21, 33, 51, 75, x
+6 +12 +18 +24 +30
+6 +6 +6 +6
105
50. (B) 2, 7, 23, 72, 220, x
2 × 3 + 1 = 7
7 × 3 + 2 = 23
23 × 3 + 3 = 69 + 3 = 72
72 × 3 + 4 = 220
220 × 3 + 5 = 665
51. (E) 200.1 × 9.9 � 25 × 62.5 + 12 × 144 = x � 26.49
1981 � 1562.5 + 1728 = x � 26.49
x = 2172.98
52. (C) 4 3 + 4 5 + 4 11 + 18 � 11
= x + 7 + 4 11
77COMPETITION TIME – JANUARY 2017
4 3 4 5 7� � 7x� �
x = 4( 3 5)�
53. (B)1265
25.3 + 102 × 98 � (23)2
= 50 + 9996 � 529
= 9517
54. (C) 3 12167 + 3 21952% of 280
� 3 704969% of 56
= 23 + 28
10 028 0s 89
– 56100
s
= 23 + 78.4 � 49.84
= 51.56
55. (C)
17 22 28 3733 34 35 36
25 37 52 57
¥ ´ ¥ ´s � s¦ µ ¦ µ§ ¶ § ¶
= 842 1280
25 37
¥ ´s¦ µ§ ¶ +1848 2089
52 57
¥ ´s¦ µ§ ¶
= 1165.14 + 1302.45
= 2467.59
56. (C) Let their investments x, 2x & 4x
A → 6x + 6 ×2
x
x
¥ ´�¦ µ§ ¶ = 6x + 9x = 15x
B → 6 × 2x + 6 × 4x = 36x
C → 6 × 4x + 6 × 1
4 – 44
x x
¥ ´s¦ µ§ ¶
= 24x + 18x = 42x
Reqd. Ratio =
15 : 36 : 42
5 : 12 : 14
57. (A) Reqd. interest = 3936 – 3840
384 010 0s
= 96
10384
s = 2.5%
58. (B) Let water added = x
3
4( 240
60 3) � (240 )
5x�
300 = 240 + x
60x �
59. (C) Let CP = 100
SP = 140 60
50 25 25100 100
s � s �
SP = 70 + 15 + 25
SP = 110
Profit% = 110 –100
100100
s
= 10%
60. (C) P = 10 × 4 = 40days
Q = 145
10040
s = 362.5 days
R = 39
S = 7 × 6 = 42
61. (B)
1326
7x x
�� �
22 = 2x + 7
15 = 2x
x = 7.5km/h
7.5 + 7 = 14.5 km/h
62. (C) Age of captain =
11 × 30 � (5 × 27 + 5 × 29)
= 330 � (135 + 145)
= 330 � (280)
= 50
63. (C) Let total monthly income = x
⇒ 80 85 70
9520100 100 100
x s s s �
x = 20000
64. (E) Let speed of boat = x km/hr
D
3x � = 1 ...(1)
D = x + 3
D
3x � =
3
2 ,
3 3
– 3 2
x
x
��
x=15km/hr
P Q132 km
x km/h (x + 7)km/h
78 COMPETITION TIME – JANUARY 2017
65. (B) Length = 25cm
Diameter = 28cm
radius = 14cm
π(14)2 + L × B = 1166
22×14×14 + 25×B =1166
7
616 + 25B = 1166
25B = 550
B = 22
22circumference = 2× 14
7s
= 88cm
perimeter = 2(L + B)
= 2(25 + 22)
= 47 × 2
= 94
Total = 88 + 94
= 182cm
66-68 :
Left
Rig
ht
U/V
R
T
S
P
Q
U/V
66. (D) 67. (D) 68. (A)
69-73 :
J (Lawyer)E
(Chartered Accountant)
M(Columnist)
L(Engineer)K
(Professor)
H(Scientist)
F(Doctor)
G(Financialanalyst)
69. (B) 70. (D) 71. (C) 72. (B) 73. (A)
74-76:
F G J D H
Left
RightI A C B ELeft
Right
74. (C)
75. (C)
76. (B)
77-79 : M R P Q O
Left
Right
N
C F A E B D
Left
Right
77. (D)
78. (A)
79. (B)
80-83 : Name Sports Instrument
Ganguly Carron Banjo
Kohli Bridge Santoor
Nehra Hockey Sitar
Raina Football Guitar
Sachin Badminton Flute
Dravid Lawn Tennis Harmonium
Yuvraj Table Tennis Tabla
80. (C)
81. (A)
82. (E)
83. (D)
84-85 : P
P
P
Q
P
Q
Q
QP × Q }m�
P – Q }m�
P Q w }m�
P + Q }m�
79COMPETITION TIME – JANUARY 2017
84. (C)
R M
D T
85. (A) RM
T
86-90 : bus → bi
are → mi
always → gi
late → fi
drivers → ci
were → di
punished → hi
stopped → ri
all → vi
passengar → ki
86. (B) 87. (A) 88. (A) 89. (D)
90. (E)
91. (C) Ravi Ramu Shyamu Depu
92. (D)
Windows
Doors
Chairs
hats
93. (C)
Mugs
Jugs
Caps
Bottles
94. (A) Radios
Desks
Telephone
Mirrors
95. (D) Table
Forest
Street Mountain
96-100 : # ¾® <
© ¾® >
p ¾® <
$ ¾® >
% ¾® =
96. (B) L > M = Q > S < T < P
T > L (False)
L > S (True)
97. (B) W < H < I = C > H > S
C > W (False)
I > S (True)
98. (E) W = X > Y < Z > R = L
Z > L (True)
Y < W (True)
99. (D) A < N = O < T < H < E
E > O (False)
H > N (False)
100. (A) P > V = T < D < M > F
M > V (True)
P < F (False)
********************
80 COMPETITION TIME – JANUARY 2017
REASONING ABILITY
1. Find the missing number/ letters from the given
responses.
(A) 12 (B) 7
(C) 16 (D) 14
2. In a certain code language OUTLINE is written as
WWRQKOG. How would MENTION be written in that
code language ?
(A) OHRWQKP (B) PGPWPKR
(C) PGPKRWP (D) QGPRKWP
Directions (Q. 3-4): Find the wrong number from the given
series.
3. 30, 30, 45, 89, 225, 675
(A) 89 (B) 45
(C) 30 (D) 675
4. 729, 841, 961, 1090, 1225
(A) 961 (B) 841
(C) 1225 (D) 1090
5. If 7 + 3 = 421, 11 + 7 = 477 and 9 + 5 = 445, then 6 + 2 = ?
(A) 444 (B) 412
(C) 475 (D) 487
6. Select the correct combination of mathematical signs
to replace * signs and to balance the given equation ?
35 * 7 * 5 * 1 * 5 * 245
(A) × ÷ + � = (B) + × ÷ � =
(C) � + ÷ × = (D) × + ÷ � =
7. 8 August, 1955 was Tuesday, then what day will be 21
October, 1993 ?
(A) Saturday (B) Wednesday
(C) Tuesday (D) Friday
8. Which number will occur on the face opposite to 1 ?
(A) 6 (B) 3
(C) 2 (D) 4
9. Which one set of letters when sequentially placed at
the gaps in the given letter series shall complete it?
a _ c _ a b b _ a _ b c _ b c _ a b
(A) cbcaaa (B) bcccab
(C) bccaac (D) acbabc
Directions (Q. 10 � 11): Select the related letters/ word from
the given alternatives.
10. Tripura : Agartala : : Mizoram : ?
(A) Aizawl (B) Kohima
(C) Shillong (D) Darjeeling
11. MN : ST : : ? : GH
(A) BA (B) MO
(C) AB (D) CE
Directions (Q. 12-13): Find the odd word/ number from the
given responses.
12. (A) 37 (B) 61
(C) 69 (D) 73
13. (A) Tulip (B) Rose
(C) Bud (D) Daisy
14. Which figure represents the relation among Mother,
Wife and Women ?
�62/9('�3$3(5�
81COMPETITION TIME – JANUARY 2017
15. A girl leaves her home. She first walks 30 metres in
North-West direction and than 30 metres in South-West
direction. Next, she walks 30 metres is South-East
direction. Finally, she turns towards her house. In which
direction is she moving ?
(A) North-East (B) North-West
(C) South-East (D) South-West
16. If the time in the mirror image of a clock is 4 hours 20
minutes, then what will be the actual time in this situation ?
(A) 7 : 30 (B) 7 : 20
(C) 7 : 40 (D) 7 : 00
17. How many triangles are there in the following figures ?
(A) 10 (B) 11
(C) 12 (D) 13
18. In a certain code language, VIJAY is written as 49117.
How will SUDHA be written in that code language ?
(A) 203481 (B) 1003481
(C) 103481 (D) 102481
19. A is father of X, B is mother of Y. The sister of X and Z
is Y. Which of the following statement is not definitely
true ?
(A) B is the mother of Z (B) Y is the sister of Z
(C) Y is the son of A (D) B is the wife of A
20. In the below given series, how many �$� are there which
are preceded by an even number and followed by �?� ?
52 ÷ $ ? 2 6 7 4 $ ? @ 2 $ 5 × + 2 ÷ 4 7 ? $ 4 $ ?
(A) 1 (B) 2
(C) 3 (D) 4
21. If Shiva is taller than Meena, but shorter than Deva
and Meena is the same height as Mani, but taller than
Sudha, then Mani �
(A) is taller than Deva
(B) Shorter than Shiva
(C) is of same height as Shiva
(D) is shorter than Meena
22. Arrange the following number a according to accending
order ?
1. DEVASTATION 2. DISSEMINATION
3. DESTRUCTION 4. DISTRIBUTION
(A) 3, 1, 4, 2 (B) 3, 2, 4, 1
(C) 3, 2, 1, 4 (D) 3, 1, 2, 4
23. A, B, C, D, E, F and G are sitting around a circle facing
the centre, not necessarily in this order. D is not second
to the left of F but D is second to the right of A. C is
third to the right of A and C is second to the left of G. B
is not the immediate neighbour of G. Then, who is sitting
to the immediate right of C ?
(A) D (B) G
(C) E (D) B
Directions (Q. 24-25): One or two statements are given
followed by some conclusions. You have to consider the two
statements to be true even if they seem to be at variance from
commonly known facts. You have to decide which of the given
conclusions, if any, follow from the given statements.
24. Statements:
Many drug addicts were arrested by police.
Conclusions:
I. Taking drug is a crime.
II. Many people take drugs regularly.
(A) Only I conclusion follows.
(B) Only II conclusion follow.
(C) Both follow.
(D) None of these
25. Statements:
Some papers are books.
All books are pens.
Conclusions:
I. Some pens are paper.
II. Some pens are book.
(A) Only I conclusion follows
(B) Only II conclusion follow
(C) Both follow
(D) None of these
ENGLISH LANGUAGE
Directions (Q. 26-28): In these questions, some part of the
sentences have errors and some are correct. Find out which
part of a sentence has an error. If a sentence is free from
error, mark your answer as option corresponding to �No
error�.
26. More than six thousand farmers have committed suicide
in the last six months in the country.
(A) have committed suicide
(B) more than six thousand farmers
(C) No error
(D) in the last six months in the country
82 COMPETITION TIME – JANUARY 2017
27. It�s like we are watching each predicting scene, twice.
(A) No error (B) It�s like we
(C) predicting scene, twice
(D) are watching each
28. There has been a lot of politics on the poor, it is now
time to make concentrated efforts to uplift them.
(A) concentrated efforts to uplift them
(B) No error
(C) There has been a lot of politics
(D) on the poor, it is now time to make
Directions (Q. 29-30): In these questions, out of the four
alternatives, choose the one which best expresses the meaning
of the given word.
29. To Debilitate
(A) to outlaw (B) to support
(C) to weaken (D) to honour
30. Unscathed
(A) unstinting (B) unsociable
(C) unspeakable (D) unharmed
Directions (Q. 31-32): In these questions, choose the option
opposite in meaning to the given word and mark it in the
Answer Sheet.
31. Transgress
(A) to remain within acceptable limits
(B) to observe from a distance
(C) to learn a new language
(D) to go to a foreign country
32. Undulating
(A) up (B) wavy
(C) steep (D) gradual
33. In this question, four words are given, out of which
only one word is correctly spelt. Find the correctly spelt
word.
(A) Cavalcode (B) Cavalcade
(C) Cavelcade (D) Covelcade
Directions (Q. 34-36): In these questions, sentences given
with blanks to be filled in with an appropriate word. Four
alternatives are suggested for each question. Choose the
correct alternative out of the four.
34. Put the milk _____ the table and cover it _____ cloth.
(A) on, with (B) near, by
(C) on, by (D) in, with
35. _____ cover of darkness, the enemy crept _____ the
hill.
(A) In, over (B) In, along
(C) Under, up (D) Through, upon
36. There was no agreement _____ the great powers _____
a treaty to ban nuclear weapons.
(A) with, about (B) among, on
(C) between, about (D) in, for
Directions (Q. 37-39): In these questions, four alternative
are given for the Idiom/Phrase underlined in the sentence.
Choose the alternative which best expresses the meaning of
the Idiom/Phrase.
37. In modern democratic societies lynch law seems to have
become a common feature in almost all the spheres of
life.
(A) law of the parliament (B) law of the constitution
(C) law of the mob (D) law of the underworld
38. India must not expect any super power at the beck and
call at the time of attack.
(A) at the service (B) ask for service
(C) at the back of (D) call to help
39. The Principal proved to be a wet blanket at the party of
the students.
(A) discouraged from enjoying
(B) damp clothes
(C) blanket wet in the rain
(D) cold blank
Directions (Q. 40-42): In these questions, out of the four
alternatives, choose the one which can be substituted for the
given words/sentences.
40. A religious discourse
(A) preach (B) stanza
(C) sanctorum (D) sermon
41. A large dark grey cloud that brings rain or snow
(A) nimbus (B) blizzard
(C) hail (D) fog
42. One who has a compulsive desire to steal
(A) pilferer (B) poacher
(C) plagiarist (D) kleptomaniac
Directions (Q. 43-45): In these questions, a sentence/ a part
of the sentence is underlined. Below are given alternatives to
the underlined part at (A), (B), (C) which may improve the
sentence. Choose the correct alternative. In case no
improvement is needed your answer is (D).
43. The moment the manager came to know of the fraudulent
action of his assistant, he order immediately dismissed
him.
(A) order immediate dismissed him
(B) ordered his immediate dismissal
(C) immediately order dismissal of his
(D) No improvement
83COMPETITION TIME – JANUARY 2017
44. The tea estate is in such a mess there is no one to set
things right.
(A) in a mess there
(B) in a such mess that there
(C) in such a mess that there
(D) No improvement
45. It is unanimously resolved that the parties should
unitedly undertook launching of popular programmes.
(A) should be unitedly undertook
(B) should be unitedly undertaken
(C) should unitedly undertake
(D) No improvement
Directions (Q. 46-50): In these questions, you have brief
passage with 5 questions. Read the passage carefully and
choose the best answer to each question out of the four
alternatives.
PASSAGE
The stock-taking done at the first national convention on
Consumer Protection served to highlight the areas that called
for special attention to sustain the momentum of the movement
as genuine forum for safeguarding the people�s interests.
Spreading awareness about the rights of the consumers and
the relief open to them in case they did not get their money�s
worth of goods and services has rightly been identified as the
first priority. While this may not be a difficult task in urban
areas, where the movement is convention at present, taking it
to the vast rural hinterland calls for a multi-media approach in
which radio and television have a crucial role to play. The
involvement of the 500-odd consumer organizations in the
country in publicising the concept of fair trade practices and
the remedies available against their violation will prove
rewarding, if the message is conveyed through village bodies.
Government efforts remain confined at best to setting up the
infrastructure after the formal launch of the movement with
the enactment of the Consumer Protection Act. The mounting
backlog of cases in consumer courts, points to the need for
toning up the district level redressal machinery. The main
objective of the movement is the creation of a culture that
denies place in the market for products that are not consumer
friendly. This is possible only if consumer bodies take over
the watch-dog role performed by the Government till now and
exercise social control over the market to see that the benefits
of liberalization are not reaped by traders alone. But the plea
to industry to exercise self-regulation and maintain minimum
standards of quality and devise appropriate pricing is bound
to go unheeded unless strict measures are taken to ensure
compliance.
46. The first national convention on Consumer Protection
has-
(A) highlighed the areas for special attention
(B) spread awareness about consumer rights
(C) specified in relief open to the consumer
(D) given it a momentum
47. Consumer Protection Act proposes to give the
Consumer Protection against-
(A) highly priced substandard goods
(B) cheating by selling substandard goods
(C) not getting his money�s worth
(D) denial of relief if the product is not upto the mark
48. Government contributed to the Consumer Protection
Movement by-
(A) toning up a district level redressal machinery
(B) clearing the backlog cases in the consumer court
(C) setting up infrastructure
(D) enactment of the Consumer Protection Act
49. Spreading Consumer Protection Movement to the rural
areas needs-
(A) official patronage
(B) a multi-media approach
(C) consumer organization to canvass this
(D) message to be conveyed by village bodies
50. Role of consumer bodies is-
(A) to maintain minimum standards of quality
(B) to function as a watch-dog
(C) to make a plea to industry to exercise self-control
(D) to exercise social control over the market
QUANTITATIVE APTITUDE
51. If 4
4
1x
x�
§ ·¨ ¸© ¹= 322, then the value of
1x
x�
§ ·¨ ¸© ¹ is �
(A) 4 (B) 6
(C) 8 (D) 3 2
52. One-third of a certain journey was covered at the speed
of 20 km/hr, one-fourth at the speed of 30 km/hr and
rest at the speed of 50 km/hr. The average speed per
hour for the whole journey is �
(A)1
333
km/hr (B) 30 km/hr
(C) 28 km/hr (D) 25 km/hr
53. The value of furniture is ̀ 9000. If depreciation per year
is 10% of the value of the end of each year, the value of
furniture after 3 years will be �
(A) ̀ 6561 (B) ̀ 6300
(C) ̀ 6500 (D) ̀ 6462
54. A number x when divided by 289 leaves 18 as the
remainder. The same number when divided by 17 leaves
84 COMPETITION TIME – JANUARY 2017
y as a remainder. The value of y is �
(A) 2 (B) 3
(C) 1 (D) 5
55. N is the foot of the perpendicular from a point P of a
circle with radius 7 cm, on a diameter AB of the circle. If
the length of the chord PB is 12 cm, the distance of the
point B from the point N is �
(A) 122
7 cm (B) 3
5
7 cm
(C) 102
7 cm (D) 6
5
7cm
56. If a boat goes 100 km downstream in 10 hours and 75
km upstream in 15 hours, then the speed of the stream
is �
(A) 2 km/hr (B) 2.5 km/hr
(C) 3 km/hr (D) 3.5 km/hr
57. A bus left with some definte number of passengers. At
the first stop half the passengers left the bus 35 boarded
the bus. At the second stop 1
5th of the passengers left
and 40 boarded the bus. The bus moved with 80
passengers towards its destination without stopping
anywhere. How many passengers were there originally?
(A) 40 (B) 30
(C) 50 (D) 60
58. Rakesh get married 8 years ago. His present age is 6
5
time his age at the time of his marriage. Rakesh�s sister
was 10 years younger to him at the time of his marriage.
The present age of Rakesh�s sister is �
(A) 38 years (B) 36 years
(C) 32 years (D) 34 years
59. If x = a cos3θ , y = b sin3
θ, then
2/3 2/3x y
a b
§ · § ·�¨ ¸ ¨ ¸
© ¹ © ¹= ?
(A) 1 (B) 2
(C) 0 (D) 4
60. A contractor undertakes to do a piece of work in 40
days. He engages 100 men and after 35 days, he engaged
an additional 100 men and completes the work. How
many days behind the schedule would the work have
been. If he had not engaged the additional men ?
(A) 20 days (B) 15 days
(C) 10 days (D) 5 days
61. A started a business with ` 35000. After six months B
joined him with a capital of ` 60000. At the end of the
year, the total profit was ` 26000. What will be the
difference between the shares of A and B ?
(A) ̀ 1000 (B) ̀ 2000
(C) ̀ 2500 (D) ̀ 3000
62. From the top of a cliff 200 m high, the angles of
depression of the top and bottom of a tower are
observed to be 30° and 45° respectively What is the
height of the tower ?
(A) 400 m (B) 400 3 m
(C) 400
3m (D) None of these
63. A fruit seller bought 240 bananas at the rate of ̀ 48 per
dozen. He sells half of them at the rate of ` 5 per
banana. 1
6th of the remaining are found to be rotten.
The price per banana at which he has to sell the
remaining bananas to get a profit of a 25% on this entire
investment �
(A) ̀ 5.5 (B) ̀ 6
(C) ̀ 5 (D) ̀ 8.5
64. In the equilateral triangle ABC, the base BC is trisected
at D and E. The line through D, parallel to AB meet AC
at F and line through E parallel to AC meet AB at G. Let
EG and DF intersect at H. What is the ratio of the sum
of the area of parallelogram AGHF and the area of the
triangle DHE to the area of the triangle ABC ?
(A) 1 : 2 (B) 1 : 3
(C) 1 : 4 (D) 1 : 6
65. A passenger train running at the speed of 80 km/hr
leaves the railway station 6 hours after a goods train
leaves and over takes it in 4 hours. The speed of the
goods train is�
(A) 32 km/hr (B) 40 km/hr
(C) 48 km/hr (D) 60 km/hr
66. Three taps A, B and C can fill a tank in 12, 15 and 20
hours respectively. If A is open all the time B and C are
open for one hour each alternately, then the tank will
be full in-
(A) 6 hours (B) 2
63
hours
(C) 7 hours (D) 1
73
hours
67. ABC is a triangle in which AB = AC. Let BC be produced
to D. From a point E on the line AC let EF be a straight
line such that EF is parallel to AB where F is the point
outside the triangle. Consider the quadrilateral ECDF
thus formed. If ∠ABC = 65° and ∠EFD = 80°, then what
is the value of ∠FDC ?
85COMPETITION TIME – JANUARY 2017
(A) 43° (B) 41°
(C) 37° (D) 35°
68. A got 30% concession of the labelled price of an article
and sold it for ` 8750 with 25% profit on the price she
bought. What was the labeled price ?
(A) ̀ 16000 (B) ̀ 12000
(C) ̀ 10000 (D) ̀ 14000
69. A tax payer is exempted from income tax for the first `
40000 of his annual income and for the rest of the income
he has to pay the tax at the rate of 20%. If he pays `
3160 annually as income tax. Find his monthly income.
(A) ̀ 5660 (B) ̀ 6480
(C) ̀ 4650 (D) ̀ 5580
70. The radius and height of a right circular cone are in the
ratio 3 : 4 and its volume is 96π cm3. What is its lateral
surface area ?
(A) 48π cm2 (B) 36π cm2
(C) 24π cm2 (D) 60π cm2
71. One diagonal of a rhombus is 60% of the other diagonal.
Then area of the rhombus is how many times the square
of the length of the longer diagonal ?
(A) 1
5(B)
2
5
(C) 6
7(D)
3
10
72. The cross section of a canal is a trapezium in shape. If
the canal is 20 m wide at the top and 12 m wide at the
bottom and the area of the cross-section is 640 sq. m,
find the length of the cross section.
(A) 80 m (B) 40 m
(C) 60 m (D) 70 m
Directions (Q. 73 � 75): Study the following bar diagram and
answer the equations.
73. In which year was the value per ton minimum ?
(A) 2011 (B) 2012
(C) 2013 (D) 2015
74. What was the % drop in export quantity from 2011 to
2012 ?
(A) 25% (B) 50%
(C) 75% (D) 0%
75. In which two years was the value per ton equal?
(A) 2014 and 2015 (B) 2013 and 2014
(C) 2012 and 2013 (D) 2011 and 2012
GENERAL AWARENESS
76. A writ issued by the judiciary enjoining upon the
executive to do what it should have done within its
stipulated powers, is called �
(A) Habeas Corpus (B) Mandamus
(C) Prohibition (D) Quo-warranto
77. Ten degree channel separates �
(A) Andaman from Nicobar Island
(B) Andaman from Myanmar
(C) India from Sri Lanka
(D) Lakshadweep from Maldives
78. The Sultan Ghari was built as the mausoleum of �
(A) Qutubuddin Aibak (B) Ruknuddin Firoz
(C) Balban (D) Nasiruddin Mahmud
79. The aim of the Cripps Mission was �
(A) to prevent the Quit India Movement from being
launched
(B) to persuade Indian leaders to support British war
efforts
(C) to convince the Congress Ministries to withdraw
their resignations
(D) to set up a Constitution making body immediately
80. Saccharin is made up of �
(A) Toluene (B) Phenol
(C) Propane (D) Butane
81. Which law under the British regime allowed to imprison
people without due trial ?
(A) Rowlatt Act (B) Sedition Act of 1870
(C) Hindu Code Bill (D) Ilbert Bill
82. The speed of light with the rise in the temperature of
the medium �
(A) increases (B) decreases
(C) remains unaltered (D) drops suddenly
83. Which of the following fibres catches fire least ?
(A) Nylon (B) Cotton
(C) Rayon (D) Terricot
86 COMPETITION TIME – JANUARY 2017
84. Lamberts law is related to �
(A) Reflection (B) Refraction
(C) Interference (D) Illumination
85. The disease that is caused by virus is �
(A) Typhoid (B) Cholera
(C) Common Cold (D) Tetanus
86. A supply function expresses the relationship between �
(A) price and output (B) price and selling cost
(C) price and demand (D) price and consumption
87. Elasticity of demand with respect to price is �
(A) elasticity = % change in dem and
% change in price
(B) elasticity = % change in price
% change in dem and
(C) elasticity = % change in demand
% change in supply
(D) elasticity = % change in supply
% change in price
88. Which one of the following propounded that destiny
determines everything, man is powerless ?
(A) Jainas (B) Buddhists
(C) Ajivakas (D) Mimansakas
89. �Dynamo� is a device, which converts �
(A) chemical energy into electrical energy
(B) electrical energy into mechanical energy
(C) mechanical energy into electrical energy
(D) electrical energy into chemical energy
90. Blue green algae are chiefly used as biofertiliser in the
crop of �
(A) Wheat (B) Gram
(C) Paddy (D) Mustard
91. Which one of the following areas of India does not
come under the zone of high seismic intensity ?
(A) Uttaranchal (B) Karnatak Plateau
(C) Kachch (D) Himachal Pradesh
92. The Parliament can make law for the whole or any part
of India for implementing International Treaties �
(A) with the consent of all the states
(B) with the consent of majority of states
(C) with the consent of the states concerned
(D) without the consent of any state
93. Which one of the following is a cold current of the
South Pacific Ocean ?
(A) Canary current (B) Benguela current
(C) Agulhas current (D) Brazil current
94. Environmental degradation means �
(A) overall lowering of environment qualities
(B) adverse changes brought in by human activities
(C) ecological imbalance because of ecological diversity
(D) all of the above
95. Which of the following is not included in the Directive
Principles of State Policy ?
(A) Prohibition of liquor
(B) Right to work
(C) Equal wage for equal work
(D) Right to information
96. An earth satellite is kept moving in its orbit. It is due to
the phenomenon of centripetal force provided by �
(A) the rocket engine propelling the satellite
(B) the gravitational attraction of the Earth on the
satellite
(C) the gravitational attraction of the Sun on the satellite
(D) the gravitational attraction of satellite on Earth
97. Which one of the following is not an objective of Fiscal
Policy in India ?
(A) Full Employment
(B) Price Stability
(C) Equitable Distribution of Wealth and Incomes
(D) Regulation of Inter-state Trade
98. Which indigenously built highly maneuverable Fast
Attack Craft has been commissioned into Indian Navy?
(A) INS Hope (B) INS Tarmugli
(C) INS Bhavani (D) INS Diviseema
99. Who is the author of the book �Firaq Gorakhpuri: The
Poet of Pain and Ecstasy�?
(A) Ajai Mansingh (B) Gopi Chand Narang
(C) Krishna Seth (D) Aditi Sen
100. Pench National Park is located in which state of India?
(A) Rajasthan (B) Madhya Pradesh
(C) Uttar Pradesh (D) Gujarat
87COMPETITION TIME – JANUARY 2017
1(B) 2(D) 3(A) 4(D) 5(B) 6(D) 7(D) 8(A) 9(C) 10(A)
11(C) 12(C) 13(C) 14(B) 15(A) 16(C) 17(B) 18(C) 19(C) 20(B)
21(B) 22(D) 23(C) 24(C) 25(C) 26(C) 27(C) 28(D) 29(C) 30(D)
31(A) 32(C) 33(B) 34(A) 35(C) 36(B) 37(C) 38(A) 39(A) 40(D)
41(A) 42(D) 43(B) 44(C) 45(C) 46(A) 47(C) 48(C) 49(B) 50(B)
51(A) 52(B) 53(A) 54(C) 55(C) 56(B) 57(B) 58(A) 59(A) 60(D)
61(B) 62(D) 63(B) 64(B) 65(A) 66(C) 67(D) 68(C) 69(C) 70(D)
71(D) 72(B) 73(A) 74(A) 75(A) 76(B) 77(A) 78(D) 79(B) 80(A)
81(A) 82(C) 83(B) 84(D) 85(C) 86(C) 87(A) 88(C) 89(C) 90(C)
91(B) 92(D) 93(B) 94(D) 95(D) 96(B) 97(D) 98(B) 99(A) 100(B)
ANSWER KEY
HINTS & SOLUTIONS
1. (B) 9 � 6 = (3)3 = 27 � 1 = 26
12 � 10 = (2)3 = 8 � 1 = 7
12 � 8 = (4)3 = 64 � 1 = 63
4 � 3 = (1)3 = 1 � 1 = 0
2. (D)
3. (A)30, 30, 45, 89
90
225, 675
×1 ×1.5 ×2 ×2.5 ×3
4. (D)
(27)2
(29)2
(31)2
(33)2
(35)2
+2 +2 +2 +2
729, 841, 961,
1089
12251090 ,
5. (B) 7 + 3 = 4 21
↓ ↓
(7−3) (7−3)
11 + 7 = 4 77
↓ ↓
(11−7) (11×7)
6 + 2 = 4 12
↓ ↓
(6 − 2) (6×2)
6. (D) 35 × 7 + 5 ÷ 1�5 = 245
35 × 7 + 5 � 5 = 245
245 + 5 � 5 = 245
245 = 245
7. (D) On 8th August, 1955 = Tuesday
Day on 8th August 1993
= Tuesday + [1993 � 1955) + 10]
= Tuesday + [38 + 10]
= Tuesday + 6 days = Sunday
from 8th August to 21st October
= 23 + 30 +21
No. of odd days = 4
∴ day on 21st Oct. = Monday + 4 days = Friday
8. (A) 4 6 5
7 opp. 7 opp. 7 opp.
3 1 2
9. (C) abc/cab/bca/abc/abc/cab
10.(A) Agartala is the capital of Tripura. Similarly, Aizawl is
capital of Mizoram.
11. (C)
+1
M N : S T :: A B : G H
+1 +1 +1
12. (C) 69 is a divisible number.
13. (C) Except option (C), all other are types of flowers.
14. (B)
Women
Mother
Wife
88 COMPETITION TIME – JANUARY 2017
15. (A) N
W E
S
30mHome
30m 30m
16. (C)
17. (B)
18. (C) V → 22 → 2 + 2 = 4 S → 1 + 9 = 10
I → 9 → 9 U → 2 + 1 = 3
J → 10 → 1 + 0 = 1 D → 4
A → 1 → 1 H → 8
Y → 25→ 2 + 5 = 7 A → 1
19. (C) A B
YX Z
20. (B)
21. (B) Deva > Shiva > Meena = Mani > Sudha
22. (D) 3 → Destruction 1 → Devastation
2 → Dissemination 4 → Distribution
23. (C)
A
B
C
D
EF
G
24. (C)
25. (C)Paper Book
Pens
27. (C) Remove �predicting�.
28. (D) Replace �on� by �about�.
51. (A)4
4
1322x
x�
2
2
1x
x� = 322 2� = 18
1x
x� = 18 2� = 4
52. (B) Let total distance = 1200 km
Time taken in 1
3 journey =
1200
3 20u = 20 hrs
Time taken in 1
4 journey =
1200
4 30u = 10 hrs.
Time taken in rest of journey = 1200 300 400
50
� �
= 10 hrs.
Average speed = 1200
20 10 10� � = 30 km/hr.
89COMPETITION TIME – JANUARY 2017
53. (A) Value at end of 3 years.
= 9000
310
1100
�ª º« »¬ ¼
= Rs. 6561
54. (C) x = 289 N + 18
x = 17 × 17 N + 17 + 1
= 17 [17N + 1] + 1
So, if same number is divided by 17, then remainder
will be1.
55. (C) In ∆ABP & ∆NBP
∠B = ∠ B
∠APB = ∠PNB
So, ∆ABP ∼ ∆PNB
B
P
N
12
7A
∴
BP BN=
AB PB⇒ BN =
144
14 =
2
710 cm
56. (B) Speed of boat downstream
= 100
10 = 10km/hr.
upstream = 75
515 km/hr.
∴ Speed of stream = 10 5
2
� = 2.5km/hr
57. (B) At end, passenger in bus = 80
Passenger in bus before 40 boarded = 80 � 40 = 40
Passenger in bus before second stop = 5
404
s = 50
Passenger in bus before 35 boarded = 50 � 35 = 15
So, passenger in bus originally = 15 × 2 = 30
58. (A) Present age of Rakesh = 8×6
1 = 48 years.
So, present age of Rakesh�s sister = 48 � 10 = 38 yrs.
59. (A) x = a cos3 θ, y = b sin3
θ
23x
a
§ ·¨ ¸© ¹
+
23y
b
§ ·¨ ¸© ¹
=
23 3cosa
a
§ ·¨ ¸© ¹
+
23 3
sinb
b
§ ·¨ ¸© ¹
= cos2θ + sin2
θ = 1
60. (D) M1D
1 = M
2D
2
(40 � 35)×(100 + 100) = 100 × D2 D
2 = 10
So, days needed = 35 + 10 � 40 = 5 days.
61. (B) A : B
= 35000 × 12 : 60000 × 6 = 7 : 6
Total Profit = 26000
difference = (7 6)
26000(7 6)
�u
�
= Rs. 2000
62. (D) In ∆ACD
tan45° = AC
CD
A
B
CD
E30°
5°
200
CD = 200m
In ∆ABE
BE = CD = 200
tan 30° = AB
BE⇒ AB =
200
3m
∴ height of tower = 200 �200
3
= 200
3� �3 1� m
63.(B) Total C.P = 240
Total bananas purchased = 240
1248u = 60
90 COMPETITION TIME – JANUARY 2017
Total S.P = 125
240100
u = 300
S.P. of half bananas = 30 × 5 = 150
Remaining = 60 � 30 = 30
rotten =30
6 = 5
∴ S.P of remaining = 300 150
25
� = Rs.6
64. (B) BD = x, BC = 3x
A
B CD
F
E
G
H
area ∆ABC = 3
4 (3x)2
= 23
94
xu
Area||gm ∆GHF = 23
24
xu
Area ∆DHE = 23
4x
Reqd. ratio = 2 23 3
2 24 4
xu �ª º« »¬ ¼
:23
94
xu
= 3 : 9 = 1 : 3
65. (A) Distance covered by passenger train = 80 × 4 = 320 km
Time travelled by goods train = 10hrs
So, speed of goods train = 320
10
= 32 km/hr.
66. (C) A
B
C
12
15
20
60
5
4
3
12
Tanks filled in Ist 2 hrs = (5 + 4) + (5 + 3) = 17 units
in next 6 hours = 17 × 3 = 51 units.
Remaining = 60 � 51 = 9 units.
So tank filled in 7th hour = 9 units
∴ total time = 7 hours.
67. (D) In ∆ABC & ∆FMD
∠ABC = ∠FMC = 65°
A
BC D
E
F
M
(AB||FM) & ∠MFD = 80°
∴ In ∆FMD
∠FDC = 180° � [80° +65°] = 180° � 145° = 35°
68. (C) SP = 8750 P = 25%
CP = 8750×100
125 = Rs. 7000
Discount = 30%
So, labeled price =100
700070
u
= Rs. 10000
69. (C) Annual tax paid = Rs. 3160
taxable amount = 3160×100
20
= 15800
∴ total income = 40000 + 15800
= 55800
∴ Monthly income = 55800
12
= Rs. 4650
70. (D) Radius : height = 3 : 4
Volume = 96 π cm3
� �21
3� � ��a au
a3 = 8
a = 2
r = 6, h = 8
slant height (l) = 2 26 8� = 10
91COMPETITION TIME – JANUARY 2017
lateral surface area = πrl = π×6×10
= 60πcm2
71. (D) Let longer diagonal = x
shorter diagonal = 3
5x
∴ Area of rhombus = 1 3
2 5x xu u
= 23
10x =
3
10×square of diagonal
72. (B) Length of cross section
= 640 2
(20 12)
u
� = 40 m
73. (A) In year 2011
150
100 = 1.5
74. (A) Reqd. % = 100 75
100100
�u
= 25%
75. (A) In 2014 = 400
160 =
10
4
In 2015 = 500
200 =
10
4
92 COMPETITION TIME – JANUARY 2017
REASONING ABILITY
Directions (Q. 1-3): Read the following information
carefully to answer the given questions.
M % N means M is son of N.
M � N means M is wife of N.
M ÷ N means M is aunt of N.
M + N means M is sister of N.
M × N means M is father of N.
1. Which of the following means P is the grand father of D?
(A) N × P + D ÷ I + K
(B) P × N + I ÷ D + K
(C) D × P + N ÷ K + I
(D) D % P + N ÷ I + K
(E) None of these
2. Which of the following statements proves that there
are two males in the family?
(A) A × J + K ÷ T
(B) M × T + G ÷ L
(C) G ÷ A × Q + E
(D) L + P ÷ R + C
(E) None of these
3. Which of the following means P is married to S?
(A) I + K ÷ P + S
(B) P × I + K % S
(C) P × J � K × S
(D) R � S × P % X
(E) None of these
4. In a certain code, PRAISE is written as #@$27% and
RESPIRE is written as @%7#2@%. How is REPAIR
written in that code?
(A) @%#2$@ (B) @%$#Z@
(C) @%#$2@ (D) @%$2#@
(E) None of these
5. Four of the following five are alike in a certain way
and so form a group. Which is the one that does not
belong to that group?
(A) Violet (B) Blue
(C) Red (D) Yellow
(E) Pink
6. How many digits are there in the number 71836942,
which do not changes their position when arranged in
ascending order?
(A) One (B) Two
(C) Three (D) Four
(E) None of these
Directions (Q. 7 - 11): Each of the question below consist
of a question and two statements numbered I and II
given below it. You have to decide whether the data given
in the statements are sufficient to answer the questions.
Read both the statements and give answer-
(A) If the data in statement I alone are sufficient to
answer the question, while the data in statement II
alone are not sufficient to answer the question.
(B) If the data in statement II alone are sufficient to
answer the question, while the data in statement I alone
are not sufficient to answer the question.
(C) If the data either in statement I alone or statement
II alone are sufficient to answer the question.
(D) If the data in statement I and II together are not
sufficient to answer the question.
(E) If the data in both statements I and II together are
necessary to answer the question.
7. Who is to the right of Q in a row of 5 students facing
North - P, Q, R, S and T ?
I. Q is not at the extreme end and neither R nor S is
his neighbour.
II. T is to the left of Q.
8. How many students passing with 1st class in a class of
48 students ?
�62/9('�3$3(5�
93COMPETITION TIME –JANUARY 2017
I. The number of students passing with 2nd class is
double than that of the no. of students, passing with
1st class and the remaining students failed.
II. Number of students failed was thrice of those who
passing with 1st class.
9. How many students are there in a row ?
I. Sheetal is 12th from left and 3rd to the left of Rani.
II. Rani is 19th from right end of the row.
10. In which direction Ayush is standing from Rimmy ?
I. Rimmy is standing to the west of Payal, who is to
the south of Ayush.
II. Rimmy is to the south of Anjali, who is to the west
of Ayush.
11. Who is lightest between A, B, C, D and E ?
I. B and D are lighter than C.
II. A is heavier than C and E.
Directions (Q. 12-15): These questions are based on the
following arrangement. Study it carefully and answer
the questions below it.
B 7 E H $ 3 L % 8 I F M 4 l A R 6 # T 9 D 5 K U 2 T
12. If on the basis of the given arrangement H3 : % I, then
6 T : ?
(A) 5U (B) DK
(C) 95 (D) 9K
(E) None of these
13. How many such symbols are there in the given
arrangement, each of which is immediately followed
by a number, but not immediately preceded by another
symbol?
(A) None (B) One
(C) Two (D) Three
(E) More than three
14. Four of the following five are alike in a certain way
based on their positions in the given arrangement and
so form a group. Which is the one that does not belong
to the group?
(A) EBH (B) 8LI
(C) 2KT (D) #RT
(E) 41F
15. Which element is seventh to the left of thirteenth from
the left end?
(A) 3 (B) L
(C) D (D) 9
(E) None of these
16. If N > K , M < N , K > L, O < M is true then which
of the following will be true ?
(A) O > N (B) N > L
(C) M > K (D) M > L
(E) K < M
17. Which of the following shows A > B ?
(A) B > D > E > A
(B) A < C = D < B
(C) C > B < D < F = A
(D) A = C < D < B
(E) None of these
18. Which of the following should come in place of
(?) to make expression A > B definitely true ?
B < F = C ? D < A
(A) > (B) <
(C) = (D) Either B or C
(E) Either A or C
Directions (Q. 19-20): Study the following information
carefully and answer the following questions:
J < K , K > L, L = M, N < M
If the given expression in the above is definitely true then
give the answer of the following questions given below.
19. Which of the following is true ?
(A) J < L (B) L < N
(C) K < M (D) N < L
(E) J = M
20. Which of the following is true ?
(A) K = M (B) M > K
(C) K < N (D) N < K
(E) J > L
Directions (Q. 21-25): In each of the questions below is
given three or four statements followed by three or four
conclusions. You have to take the given statements to be
true even if they seem to be at variance from commonly
known facts. Read all the conclusions and then decide
which of the given conclusions logically follows from the
given statements disregarding commonly known facts.
21. Statements :
Some books are pens.
Some pens are desks.
Some desks are racks.
Conclusions :
I. Some racks are not pens.
94 COMPETITION TIME – JANUARY 2017
II. Some desks being books is a possibility.
III. All racks are book.
(A) Only I follows
(B) Only II follows
(C) Only III follows
(D) None follows
(E) All follow
22. Statements :
No room is house.
No house is building.
Some buildings are huts.
Conclusions :
I. Some rooms are not houses.
II. At least some huts are houses.
III. All huts being buildings is a possibility.
(A) Only l follows
(B) Only II follows
(C) Only III follows
(D) I and III follow
(E) All follow
23. Statements :
Some shirts are pants.
No tie is a pant.
Some ties are shoes.
Conclusions :
I. At least some shoes are pants.
II. Some ties are not shirts.
III. Some ties are pants.
IV. No pant is a shoe.
(A) Only II follows
(B) Either I or IV follows
(C) I and II follow
(D) All of the above
(E) None of these
24. Statements :
All chalks are pens.
All pens are stands.
No stand is notebook.
Some notebooks are books.
Conclusions :
I. No chalk is notebook.
II. All pens are not notebooks.
III. All books being chalks is a possibility.
IV. Some pens are books.
(A) I and II follow
(B) Only III follows
(C) III and IV follow
(D) II and III follow
(E) None of these
25. Statements :
All computers are machines.
All machines are printers.
Some printers are keys.
No key is board.
Conclusions :
I. All keys being machines is a possibility.
II. Some boards being printer is a possibility.
III. All printers are machines.
IV. At least some boards are computers.
(A) None follows
(B) I and II follow
(C) Only III follows
(D) Either II or IV follows
(E) None of these
Directions (Q.26-30) : Study the following information
carefully to answer these questions.
Seven members A, B, C, D, E, F and G represent seven
different states�Madhya Pradesh, Uttar Pradesh, Bihar,
Kerala, Tamil Nadu, Odisha and Maharashtra in seven
different games Hockey, Chess, Cricket, Badminton, Table�
Tennis, Golf and Billiards. The order of persons, states and
games is not necessarily the same.
D represents Kerala in Chess. E represents Golf team but
not from Maharashtra or Uttar Pradesh, A represents Madhya
Pradesh for Badminton. C represents Odisha but not for
Cricket or Table-Tennis. The one who represents Bihar,
represents Table-Tennis. The one who represents Hockey
represents Uttar Pradesh. F represents Maharashtra for
Cricket. G does not represent Bihar.
26. Who represents Uttar Pradesh?
(A) G
(B) F
(C) B
(D) Cannot be determined
(E) None of these
95COMPETITION TIME –JANUARY 2017
27. Who represents Bihar?
(A) G (B) E
(C) B (D) B or E
(E) None of these
28. Who represents Billiards team?
(A) G (B) F
(C) C (D) B
(E) None of these
29. E represents which state?
(A) Bihar (B) Kerala
(C) Uttar Pradesh (D) Tamil Nadu
(E) None of these
30. Which of the following combinations of game and state
is correct?
(A) Odisha-Chess
(B) Odisha-Billiards
(C) Tamil Nadu-Cricket
(D) Maharashtra-Chess
(E) None of these
Directions (Q. 31-35): Study the given information
carefully and answer the question that follows :
Neeraj, Arvind, Bhaskar, Ravi, Sachin, Tarun, Manoj,
Ramesh are eight friends, each of them wears a different
colour of shirt viz Red, Blue, Black, Purple, Pink, White,
Brown and Yellow, but not necessarily in same order. All of
them are seated around a circular table facing the centre.
Arvind, who wears black shirt, sits third to the left of Tarun.
The one who wears brown shirt, sits second to the right of
Sachin. Sachin, who wear pink shirt, sits second to the right
of Bhaskar, who is not immediate neighbor of Tarun. Ravi,
who wears blue shirt, sits between the person who wears
white and Brown shirts. Ramesh wears yellow and sits second
to the left of Neeraj, who wears Red shirt.
31. Who among the following pairs represent immediate
neighbours of the person wearing pink shirt ?
(A) Neeraj and Sachin
(B) Arvind and Manoj
(C) Manoj and Neeraj
(D) Arvind and Neeraj
(E) None of these
32. What is the position of Bhaskar with respect to the
person wearing white shirt ?
(A) Fourth to the right
(B) Third to the left
(C) Second to the right
(D) Fourth to the left
(E) Second to the left
33. How many persons are sitting between Arvind and the
one who wears purple shirt, if counted clockwise?
(A) One (B) Two
(C) Three (D) Four
(E) Six
34. Which of the following shirt does Manoj wears ?
(A) Blue (B) Brown
(C) White (D) Red
(E) None of these
96 COMPETITION TIME – JANUARY 2017
35. The one who sits between the person wears yellow
and Red shirts ?
(A) Bhaskar (B) Tarun
(C) Sachin (D) Neeraj
(E) None of these
Directions (Q. 36-40): Study the following information
carefully and answer the following questions:
Seven friends Ravi, Raju, Raja, Rajan, Rahul, Rajesh and
Ranjan study in three different colleges A, B, C and four
different branches of engineering - Mechanical, Chemical,
Electronics and Electrical not necessarily in the same order.
At least one of them and not more than three of them study
in any one college and any one branch. Raju studies
mechanical in college B. Ravi and Rajan study in college A
but in different branches. Rahul studies chemical and he is
in college C with Raja. Neither Rajesh nor Ranjan studies
in college A. The only person who studies electronics is in
college C. Ranjan studies electrical. Ravi does not study
chemical. Rajan and Raju are in same branch and only two
people study chemical. Rajesh studies in college B.
36. Who studies electronics ?
(A) Raju (B) Rajan
(C) Raja (D) Ravi
(E) Rahul
37. In which branch Rajesh study ?
(A) Mechanical (B) Chemical
(C) Electrical (D) Electronics
(E) Can�t be determined
38. Which college has maximum number of students ?
(A) A
(B) B
(C) Either A or B
(D) C
(E) Either B or C
39. Which of following pair are in same college ?
(A) Ravi, Raju (B) Raja, Rajan
(C) Rajesh, Raju (D) Rahul, Rajan
(E) None of these
40. In which branch Ravi studies ?
(A) Mechanical (B) Chemical
(C) Electrical (D) Electronics
(E) Can�t be determinedPTI
QUANTITATIVE APTITUDE
Directions (Q. 41-45): What should come in place of the
question mark (?) in the following number series?
41. 4, 10, 28, 82, 244, 730,?
(A) 1875 (B) 2188
(C) 2088 (D) 1898
(E) None of these
42. 165, 195, 255, 285, ?, 375
(A) 315 (B) 325
(C) 340 (D) 350
(E) None of these
43. 1, 4, 16, 64, 256, ?
(A) 1024 (B) 968
(C) 764 (D) 1032
(E) None of these
44. 20, 19, 17, 14, ? 5
(A) 12 (B) 11
(C) 9 (D) 10
(E) None of these
45. 89, 98, 87, 96, 85, 94, 83, ?
(A) 78 (B) 83
(C) 67 (D) 77
(E) None of these
46. Ravi, Rakesh and Vijay invest in a partnership in the
ratio 7 4 6
, ,2 3 5
respectively. After 4 months, Ravi
increases his share 50%. If the total profit at the and
of one year be Rs. 32,400, then what is Rakesh�s share
in the profit ?
(A) Rs. 2000 (B) Rs. 3000
(C) Rs. 4000 (D) Rs. 5000
(E) Rs. 6000
47. If the number 481 * 637 is completely divisible by 9,
what is the smallest number in place of * ?
(A) 3 (B) 7
(C) 5 (D) 9
(E) 2
48. On dividing a number by 56, we get 29 as remainder.
On dividing the same number by 8, what is the
remainder ?
(A) 2 (B) 3
97COMPETITION TIME –JANUARY 2017
(C) 4 (D) 5
(E) 7
49. A shopkeeper has 2 cans of milk. The first contains
30% water and the rest milk. The second contains 50%
water. How much milk should he mix from each of the
cans so as to get 12 litres of milk such that the ratio
of water to milk is 3 : 5?
(A) 5 lit, 7 lit. (B) 9 lit, 3 lit.
(C) 7.5 lit, 4.5 lit. (D) 4 lit, 8 lit.
(E) None of these
50. There are 6 working days in a regular week and for
each day, 10 hours is working hours. A woman earns
Rs. 2.10 per hour for regular work and Rs. 4.20 per
hour for overtime. If she earns Rs. 525 in 4 weeks,
how many hours did she work ?
(A) 245 (B) 225
(C) 275 (D) 255
(E) 235
51. An athlete has to cover a distance of 18 km in 45
minutes. If he covers half of the distance in 1
3rd of the
total time, what should be his speed (km/hr.) to cover
the remaining distance in time ?
(A) 15 km/h. (B) 12 km/h.
(C) 18 km/h. (D) 9 km/h.
(E) 15 km/h.
52. Two metro trains each 120m long are moving in
opposite directions. They cross each other in 8 seconds.
If one is moving twice as fast the other, the speed of
the faster metro train is :
(A) 75 km/hr. (B) 72km/hr.
(C) 45 km/hr. (D) 60 km/hr.
(E) 50 km/hr.
53. What would be the compound interest obtained on an
amount of Rs. 12500 at the rate of 6 % per annum
after 4yr?
(A) Rs. 3180.962
(B) Rs. 3280.962
(C) Rs. 3380.962
(D) Rs. 3480.962
(E) None of these
54. Anil father was 32 years of age when he was born,
while his mother was 27 years, when his brother three
years younger to him was born, what is the difference
between age of his parents ?
(A) 6 years (B) 5 years
(C) 4 years (D) 3 years
(E) 8 years
55. In how many ways we can select 2 persons among 10?
(A) 45 (B) 90
(C) 40320 (D) 5040
(E) None of these
56. A 270 metres long train running at the speed of 120
kmph crosses another train running in opposite
direction at the speed of 80 km/hr in 9 seconds. What
is the length of the other train?
(A) 320 m (B) 240 m
(C) 260 m (D) 230 m
(E) None of these
57. Ms. Shipra Garg deposits an amount of Rs. 85812 to
obtain a simple interest at the rate of 9 % per annum
for 5 yr. What total amount will Ms. Shipra Garg get
at the end of 5 yr?
(A) Rs. 145427
(B) Rs. 156427.4
(C) Rs. 138427
(D) Rs. 124427.4
(E) None of these
Directions (Q. 58-60): Read the following information
carefully and answer the questions given below:
A bag contains 6 white, 4 black and 5 red balls. Two balls
are drawn at random.
58. Find the probability that both the balls are red.
(A) 2
21(B)
4
21
(C) 1
21(D)
8
35
(E) None of these
59. Find the probability that one ball is red and other is
black.
(A) 2
21(B)
4
21
(C) 1
21(D)
8
35
(E) None of these
98 COMPETITION TIME – JANUARY 2017
60. Find the probability that one ball is white.
(A) 44
105(B)
10
21
(C) 18
35(D)
9
35
(E) None of these
Directions (Q. 61-65): Each of the questions below
consists of a question and two statements numbered I
and II given below it. You have to decide whether the
data provided in the statement (s) is/are sufficient to
answer the questions. Read both the statements and give
answer-
(A) if the data in statement I alone are sufficient to
answer the question, while the data in statement II
alone are not sufficient to answer the question.
(B) if the data in statement II alone are sufficient to
answer the question, while the data in statement I alone
are not sufficient to answer the question.
(C) if the data either in statement I alone or in statement
II alone are sufficient to answer the question.
(D) if the data even in both the statements I and II
together are not sufficient to answer the question.
(E) if the data in both the statements I and II together
are necessary to answer the question.
61. A sum of money is distributed among 4 persons A, B,
C and D. The average amount they get is Rs. 6000.
How much amount does C get?
I. The sum of money A and C get together is Rs. 7500.
II. D gets Rs. 250 less than what C gets.
62. Rakesh does a work in 10 days. After 5 days he is
joined by Ashish. In how many days will the work be
finished?
I. Ashish takes double time to finish the work than
Rakesh.
II. Ashish does half of the work in 10 days.
63. What was the sum of the ages of the mother and the
son ten years earlier?
I. Ratio of the mother�s present age to the son�s age
after 140 years is 5 : 3.
II. The difference between thrice the present age of
the mother and five times the present age of the son is
50 years.
64. What is the cost price of an article?
I. After allowing a discount of 10% on marked price
the shopkeeper charges Rs. 810.
II. If the shopkeeper gives only 5% discount on marked
price, he will have 42.50% profit.
65. 6 men and 10 women are working together in a field.
After working 2 days 2 men and 4 women leave the
work. How many more days will be required to
complete the work?
I. 12 women can do 40% of work in 4 days.
II. In a day work done by 2 men is equal to the work
done by 5 women.
Directions (Q. 66-70): Refer to the following information
for the following questions.
The pie chart below give the number of students in
different disciplines in an institution for the year 2011
and percentage of girls�
Total Student = 3000
Percentage of Student in discipline
G13% A
20%
B15%
C18%D
10%
E12%
F12%
Percentage of Girls in Disciplines
Disciplines %Girls
A
B
C
D
E
F
G
18%
14%
15%
13%
10%
20%
10%
99COMPETITION TIME –JANUARY 2017
66. In which discipline, number of girls is maximum?
(A) A (B) B
(C) C (D) F
(E) None of these
67. In which discipline number of boys is maximum?
(A) A (B) B
(C) C (D) D
(E) E
68. What is the average number of boys in all disciplines
together?
(A) 338 (B) 342
(C) 366 (D) 386
(E) 376
69. What is the average number of girls in all disciplines
together?
(A) 57 (B) 62
(C) 65 (D) 78
(E) 68
70. Total girls of all disciplines is what percent of total
boys of all disciplines?
(A) 16.51% (B) 18.27%
(C) 15.32% (D) 17.1%
(E) 19.21%
Directions (71�77): What approximate value should come
in place of question mark (?) in the following
questions?
71. 748 ÷ 17 = ? % of 110
(A) 25 (B) 40
(C) 50 (D) 75
(E) None of these
72. 98643 � 21748 = 51212 + ?
(A) 24383 (B) 24713
(C) 25683 (D) 25973
(E) 26243
73.3 17.576 × 15 = ?
(A) 36 (B) 39
(C) 42 (D) 45
(E) 48
74. 8.4 × 6.5 + 4.6 × 11.5 = ? ÷ 4
(A) 410 (B) 420
(C) 430 (D) 440
(E) 450
75. 3969 7921� = ?
(A) 148 (B) 150
(C) 152 (D) 154
(E) 156
76. 4.8% of 550 � 3.2% of 750 = ?
(A) 5.4 (B) 4.8
(C) 4.2 (D) 3.6
(E) 2.4
77. ? + 416 = (60% of 920) �110
(A) 576 (B) 676
(C) 784 (D) 1024
(E) 1156
Directions (Q. 78-80): In the following questions, there
are two equations (I) and (II) solve the equations and
answer according to following codes:
(A) If x > y
(B) If y > x
(C) If x > y
(D) If y > x
(E) If x = y or a relationship between x and y cannot
be established.
78. I. x2 + 5x + 6 = 0
II. 2y + 7 = 8
79. I. x2 � 50x + 625 = 0
II. 2 (y � 16) = 18
80. I. x + 2 (2x + 7) = 13
II. y2 � 3y + 2 = 0ISH
ENGLISH LANGUAGE
Directions (Q. 81-90): In the following passage there are
blanks, each of which has been numbered. Find out the
appropriate word/phrase in each case.
CLOZE TEST
When we talk about wages in India then most workers earn
Rs. 50-100 a day, (81) below the minimum wage and that
(82) after a hard day (83) under the harsh sun. Workers
suffer from the ailments ususally associated with poverty
and health problems. Moreover, several occupational hazards
have been (84) in these workers, the most common (85)
skin ulcers caused by constant exposure of their body.
Exposure to bright, reflected light and dust leads to (86)
loss of vision and growths in the cornea a of the eyes.
Sometimes workers are also at higher risk for hypertension,
(87) because of the impurity in their blood. It�s also found
100 COMPETITION TIME – JANUARY 2017
that all the workers also have body pain in the back and
shoulder region, which they attributed to (88) raw material
all day. Infact many young women, children and other adults
are not able to eat (89) meal because of the lack of (90)
shelter around the pans. Therefore Indian government need
to give their pay attention towards the workers to improve
their livelihood.
81. (A) Writ (B) apparent
(C) drove (D) far
(E) away
82. (A) to (B) is
(C) too (D) continue
(E) makes
83. (A) suffering (B) crusader
(C) dampen (D) trajected
(E) toiling
84. (A) documented (B) malafide
(C) asserting (D) misconstrued
(E) vitiated
85. (A) efficacy (B) being
(C) agilent (D) duo
(E) amputate
86. (A) acquitted (B) harbour
(C) premature (D) clamour
(E) nought
87. (A) availing (B) strangulating
(C) dumping (D) injecting
(E) presumably
88. (A) brazenly (B) repealed
(C) maligned (D) hauling
(E) substantially
89. (A) a (B) these
(C) their (D) that
(E) the
90. (A) opioid (B) stigma
(C) any (D) reinstate
(E) portraying
Directions (Q. 91-100): Read the following passage
carefully and answer the questions given below it. Certain
words are printed in bold to help you locate them while
answering some of the questions.
PASSAGE
For many years, the continent Africa remained unexplored
and unknown. The main reason was the inaccessibility to its
interior region due to dense forests, wildlife, savage tribals,
deserts and barren solid hills. Many people tried to explore
the land could not survive the dangers. David Livingstone
is among those brave few who not only explored part of
Africa but also lived among the tribals bringing them near
to social milieu. While others explored with the idea of
expanding their respective empires, Livingstone did so to
explore its vast and mysterious hinterland, rivers and lakes.
He was primarily religious man and a medical practitioner
who tried to help mankind with it. Livingstone was born in
Scotland and was educated to become a doctor and priest.
His exploration started at the beginning of the year 1852.
He explored an unknown river in Western Luanda. However,
he was reduced to a skeleton dining four years of travelling.
By this time, he had become famous and when he returned
to England or convalescence, entire London along with
Queen Victoria turned to welcome him. After a few days,
he returned to Africa. He discovered the origin of the River
Nile in 4866. He again suffered many discomforts. He
become too sick and could not even walk. He lost contact
with rest of the world that grew anxious to know his
whereabouts. Ultimately, it was Stanley the American
journalist, who found him after many efforts, but Livingstone
had died in a tribal village in 1873. His body was brought
to London and buried in West-minister with full honour.
91. Livingstone deserves credit for which of the following?
(A) For expanding his empire
(B) For enjoying the wildlife of the continent
(C) For exploring part of Africa and living among the
tribals
(D) For quenching his thirst for living in the company
of nature
(E) None of the above
92. What was the impact of four-year travelling on
Livingstone?
(A) He could enjoy a social life among tribals� society
(B) He derived satisfaction with the exploration of an
unknown river
(C) He derived satisfaction as he became very famous
(D) It badly affected his health
(E) None of the above
93. Which of the following shows that Livingstone had
become very famous?
(A) Queen Victoria along with the people of London
had come to meet him
(B) Queen Victoria arranged for the medical expenses
101COMPETITION TIME –JANUARY 2017
(C) The tribals were grateful to him for his medical
expenses
(D) He was assigned the task of a priest although he
was a medical professional
(E) None of the above
94. Why were people not aware to the existence of Africa?
(A) It was inaccessible due to oceanic reefs
(B) Its territory was covered with dense forest
(C) People outside the continent were chased away by
native tribals
(D) Explorers were afraid of the risks involved
(E) None of the above
95. Livingstone can best be described by which of the
following?
(A) A person with an urge for exploration of unknown
parts of the world
(B) A person with religious mind set
(C) A social reformer
(D) A warm hearted medical practitioner
(E) A famous priest popular among the British
96. Which of the following was/were explored by
Livingstone?
I. A river in Western Luanda
II. Scotland
III. The origin of river Nile
(A) I and II (B) II and III
(C) I and III (D) Only I
(E) Only II
97. Choose the word which is most nearly the same in
meaning to the word printed in bold as used in the
passage.
Exploration
(A) Execution (B) Cultivation
(C) Foundation (D) Discovery
(E) Assimilation
98. Choose the word which is most nearly the same in
meaning to the word printed in bold as used in the
passage.
Turned
(A) Rotated (B) Twisted
(C) Spinned (D) Revolved
(E) Arrived
99. Choose the word which is most opposite in meaning
to the word printed in bold as used in the passage.
Dense
(A) Crowded (B) Dark
(C) Sparse (D) Transparent
(E) Opaque
100. Choose the word which is most opposite in meaning
to the word printed in bold as used in the passage.
Barren
(A) Uncultivated (B) Fertile
(C) Forest (D) Unlevelled
(E) Marshy
Directions (Q. 101-105): In each of the following sentence
there are two blank spaces. Below each sentence there
are five pairs of words denoted by numbers(A), ( B ) ,
(C), (D) and (E). Find out which pair of words can be
filled up in the blanks in the sentence in the same
sequence to make it meaningfully complete.
101. In the past, major developments have always been
________ by the precautionary___________
(A) boosted, reassurances
(B) guided, principle
(C) proceeded, evidence
(D) monitored, suspension
(E) encircled, images
102. The effects of large-scale ________ of genetically
modified organisms into the environment are now of
___________ greater than what happens in nature.
(A) evaporation, concern
(B) turnout, problem
(C) configuration, tragedy
(D) releases, magnitude
(E) assembling, worry
103. Indian fiction in English today presents a rich and
______ landscape, with a _________ of claims and
multiplicity of voices.
(A) mighty, plethora
(B) potential, series
(C) diverse, multitude
(D) multiple, host
(E) encircled, images
104. Children�s literature is being examined everywhere for
its_____ and _____ value.
102 COMPETITION TIME – JANUARY 2017
(A) minuteness, cross
(B) merit, simplicity
(C) appropriateness, educational
(D) softness, mystical
(E) fairness, spiritual
105. Trade unions in our country became powerful because
politicians were ________ to ______ their large vote-
banks.
(A) ready, increase
(B) reluctant, displease
(C) supposed, generate
(D) eager, assemble
(E) vehement, soar
Directions (Q. 106-110): Rearrange the following seven
sentences (A), (B), (C), (D), (E), (F) and (G) in the proper
sequence to form a meaningful paragraph and then
answer the questions given below.
(A) To love God and remain devoted to him is the best
antidote to the evils of anger, malice, avarice and
sinfultendencies.
(B) These names thus become useful aids to people in
their spiritual effort at meditation.
(C) Earlier, My friend Sheelu had spoken at length on
righteousness, morals and ethics that can survive only
if people uphold these virtues with commitment against
the powerful effects of evil.
(D) She expounds the God�s various names that
describe his infinite nature as well as his various forms
and auspicious qualities.
(E) She now accedes to the God�s bidding, knowing
this to be God�s wish.
(F) The highest religion that can relieve one from the
cycle of birth and the only solace in this modern age
is to worship God with devotion.
(G) Saluting the God with love and reverence, Sheelu
says that by God�s grace, she feels inspired to speak
on religion that is the basis of universal order.
106. Which of the following should be the FOURTH
sentence after rearrangement ?
(A) F (B) G
(C) A (D) C
(E) E
107. Which of the following should be the FIRST sentence
after rearrangement ?
(A) F (B) G
(C) A (D) C
(E) B
108. Which of the following should be the SIXTH sentence
after rearrangement ?
(A) E (B) D
(C) A (D) G
(E) B
109. Which of the following should be the SECOND
sentence after rearrangement ?
(A) A (B) C
(C) D (D) F
(E) E
110. Which of the following should be the FIFTH sentence
after rearrangement ?
(A) A (B) D
(C) G (D) F
(E) C
Directions (Q. 111-115): Which of the phrases (A),
(B), (C) and (D) given below each sentence should replace
the phrase printed in bold in the sentence to make it
grammatically correct? If the sentence is correct as it is
given and no correction required, mark (E) as the
answer.
111. If you come across my umbrella anywhere, bring it to
me can you?
(A) isn�t it (B) don�t you
(C) will you (D) let you
(E) No correction required
112. The floor of the hall was covered by a carpet.
(A) covered in (B) covered with
(C) covered upon (D) covered at
(E) No improvement
113. The teacher gave the students some advice.
(A) advices (B) advise
(C) advises (D) advised
(E) No correction required
114. I love the literature, the music, the art.
(A) literature, music and art
(B) the literature, music and art
(C) the literature, the music and the art
(D) the literature, the music and art
(E) No correction required
103COMPETITION TIME –JANUARY 2017
115. He has said so out of affection; do not take it to heart.
(A) in heart (B) it in the heart
(C) by the heart (D) with the heart
(E) No correction required
Directions (Q. 116-120) : Read each of the following
sentences to find out whether there is any error in it.
The error, if any, will be in one part of the sentence. The
number of that part is the answer. If there in no error,
the answer is (E). (Ignore errors of punctuations, if any)
116. Some people (A)/are believing (B)/ that women cannot
(C)/complete with men. (D)/ No error (E)
117. He avoids (A)/taking the (B)/ Prescribed medicine
(C)/ at regularly intervals. (D)/No error(E)
118. When we heard the name (A)/ of our leader uttered
(B)/ respectfully by the foreigners (C)/ we felt pride of
him.(D)/ No error (E)
119. The reason (A)/ why she is (B)/ absent today (C)/ is
because her husband is ill (D)/. No error (E)
120. It was evident (A)/ to me that there (B)/ was any
mistake (C)/ in that account. (D)/ No error (E)
GENERAL AWARENESS
121. The Supreme Court appointed a three member panel
to oversee the Medical Council of India (MCI) recently.
The panel is headed by?
(A) HL Dattu (B) RM Lodha
(C) Vinod Rai (D) SK Sareen
(E) None of these
122. The 63rd National Film Awards were presented by the
president Pranab Mukherjee recently. Who was
conferred the Best Director award this year?
(A) Shoojit Sircar (Piku)
(B) Kabir Khan (Bajrangi Bhaijaan)
(C) Sanjay Leela Bhansali(Bajirao Mastani)
(D) SS Rajamouli (Baahubali: The Beginning)
(E) None of these
123. Which of the following statements about the demand
drafts is NOT correct?
(A) DD is a type of cheque
(B) A DD is payable on demand
(C) A DD is discussed in section 85 (A) of the NI
act
(D) A DD is negotiable
(E) None of these
124. The Application Supported by Blocked Amount
(ASBA) system is related to
(A) Insurance sector
(B) Capital sector
(C) Commodity market
(D) Export-Import
(E) None of these
125. The qualitative instruments used by the RBI to
implement its monetary policy do not include which
of the following?
(A) Moral Suasion
(B) Selective credit control
(C) Consumer credit regulation
(D) Margin Requirement
(E) None of these
126. The RBI announced the second bi-monthly review of
its monetary policy on June 07 2016 .Which of the
following is NOT correct in this respect?
(A) Repo rate � 6.5 per cent
(B) Reverse repo rate � 6 per cent
(C) CRR � 4 per cent
(D) SLR � 21.25 per cent
(E) None of these
127. Which of the following firms topped the 2016 rankings
of the Fortune 500 list?
(A) Apple
(B) Walmart
(C) Berkshire Hathaway
(D) Infosys
(E) None of these
128. As part of its efforts to make villages located along
Ganga open defecation-free,Govt has launched a
campaign named
(A) Swacch Tat
(B) Swacch Nagar
(C) Swacch Yug
(D) Swacch Ganga
(E) None of these
129. A customer is willing to purchase some US dollars in
the country. He/she should go to:
(A) Public Debt Division of the RBI only
(B) American Express Bank only
104 COMPETITION TIME – JANUARY 2017
(C) RBI or any branch of a bank which is authorized
for conducting such business
(D) Ministry of Foreign affairs
(E) None of these
130. Mortgage relates to which type of loan among the
following?
(A) Housing loan (B) Personal loan
(C) Gold loan (D) Car loan
(E) None of these
131. Providing banking services to a customer without his
entrance inside the bank�s branch is called as;
(A) Universal Banking (B) Virtual Banking
(C) Relationship Banking (D) Mobile Banking
(E) None of these
132. A bank is unable to pay its short term deposits because
the bank�s funds are blocked in long term investments.
The risk derived in this case is known as;
(A) Market Risk (B) Operational Risk
(C) Liquidity Risk (D) Interest Rate Risk
(E) None of these
133. Relationship between the RBI and the bank maintaining
currency chest will be of ______?
(A) Principal and agent
(B) Licensor and licensee
(C) Trustee and beneficiary
(D) Creditor and debtor
(E) None of these
134. Presently which Indian Bank has the largest number of
foreign branches?
(A) Bank of Baroda (B) State Bank of India
(C) Canara Bank (D) Bank of India
(E) None of these
135. The advantage of securitization for a Bank is?
(A) It provides liquidity to the issuing Bank
(B) Securitization proceeds can be used for fresh
lending
(C) The Bank capital does not get blocked
(D) All of the above
(E) None of these
136. Which organization has made it mandatory for
Participatory note (P note) users to follow Indian anti-
money laundering law and report any suspicious
transactions immediately recently?
(A) RBI (B) SEBI
(C) SIDBI (D) NABARD
(E) None of these
137. The cyclonic storm ________ over west central Bay
of Bengal moved northeastwards and lay centered at
about 40 km south-southeast of Kalingapatnam
(Andhra Pradesh), 1360 km south southwest of Paradip
(Odisha) and 920 km southwest of Chittagong
(Bangladesh).
(A) Katrina (B) Giant
(C) Chapala (D) Roanu
(E) None of these
138. �Every Second Counts� is an autobiography of
(A) Oscar Pistorius (B) Michael Phelps
(C) Yuvraj Singh (D) Lance Armstrong
(E) None of these
139. What is the term when a simple search on Google,
Bing or Yahoo website is redirecting you to some
unwanted websites?
(A) Browsing redirect (B) Browser Direct
(C) Browser redirect (D) Browser indirect
(E) None of these
140. The Indian Railways has conducted the first trial run
of Spanish train __________ between Bareilly and
Moradabad in Uttar Pradesh as part of its strategy to
increase the speed of trains.
(A) Talgo (B) Rail Europe
(C) High Speed (D) Rail tour
(E) None of these
141. Name the Indian music composer who has been
awarded with the Japan�s Fukuoka prize 14016?
(A) Samir Anjaan (B) Alka Yagnik
(C) Sonu Nigam (D) AR Rahman
(E) None of these
142. Pakke Tiger Reserve has won the �India Biodiversity
Award 14016�. The tiger reserve is situated in
(A) Himachal Pradesh (B) Arunachal Pradesh
(C) Assam (D) Maharashtra
(E) None of these
143. NEER is the unadjusted weighted average value of a
country�s currency relative to all major currencies being
traded within an index or pool of currencies. NEER
105COMPETITION TIME –JANUARY 2017
stands for?
(A) Nominal Effective Exchange Rate
(B) Nominal Electronic Exchange Rate
(C) Nominal Effective Exchange Ratio
(D) Nominal Effective Essential Rate
(E) None of these
144. The trade in short-term loans between banks and other
financial institutions are called�
(A) Capital Market (B) Financial Market
(C) Money Market (D) Trade Market
(E) None of these
145. The 4,620MW Mundra Thermal Power Station is
located in the Kutch district of which of the following
state of India?
(A) Gujarat (B) Rajasthan
(C) Maharashtra (D) Uttar Pradesh
(E) None of these
146. Which of the following Bank has signed a
memorandum of understanding (MoU) with Jain Farm
Fresh Foods Ltd (a subsidiary of Jain Irrigation Systems
Ltd) to help farmers associated with the latter to avail
of finance against receivables due from the company?
(A) State Bank of India (B) ICICI Bank
(C) Axis Bank (D) Yes Bank
(E) None of these
147. The Ramon Magsaysay Award is an annual award
established to perpetuate former Philippine President
Ramon Magsaysay. This award NOT given to which
field?
(A) Government Service (B) Public health
(C) Public Service (D) Community Leadership
(E) Medicine
148. Who among the following is the present Chairman of
the Insurance Regulatory and Development Authority
of India (IRDA)?
(A) TS Vijayan (B) U.K Sinha
(C) Yogesh Aggarwal (D) Harsh Kumar Bhanwala
(E) None of these
149. Sana is the capital city of which of the following
country?
(A) Bahrain (B) Qatar
(C) Kuwait (D) Yemen
(E) Saudi Arabia
150. In banking and finance, a loan with scheduled periodic
payments of both principal and interest, typically
through equal payments, is known as
(A) Amortized loans (B) Unsecured loan
(C) Scheduled loan (D) Syndicate loan
(E) None of these
151. In the Population Census of 2011, what was the ratio
of females per 1000 males?
(A) 920 (B) 900
(C) 940 (D) 970
(E) None of these
152. Government of India will develop how many bulk drugs
and medical devices park in India to lower import
dependence?
(A) 5 (B) 6
(C) 9 (D) 115
(E) None of these
153. Transfer of any instrument to another person by signing
on its back or face or on a slip of paper attached to it
is known as�
(A) Promissory Note (B) Bill of Exchange
(C) Endorsement (D) Bill of landing
(E) None of these
154. Which of the following is the most important
component of the liabilities of commercial banks?
(A) Demand deposit (B) Inter-bank deposit
(C) Other borrowing (D) Time deposits
(E) None of these
155. Which of the following is not a party of bill of
Exchange?
(A) The payee (B) The drawee
(C) The drawer (D) The endorser
(E) None of these
156. The maximum period for which deposit can be accepted
by a commercial bank is�
(A) 5 years (B) 10 years
(C) 15 Years (D) 8 years
(E) None of these
157. How many languages are there in PMO India website?
(A) 4 (B) 5
(C) 6 (D)7
(E) None of these
106 COMPETITION TIME – JANUARY 2017
158. President Robert Mugabe introduces �surrogate
currency� to prevent dollar outflow. Robert Mugabe is
the present president of which of the following country?
(A) Sudan (B) Nigeria
(C) Zimbabwe (D) Chad
(E) None of these
159. Life Insurance Corporation is an Indian state-owned
insurance group and investment company headquartered
in?
(A) Mumbai (B) New Delhi
(C) Bangalore (D) Pune
(E) None of these
160. The International Bank for Reconstruction and
Development (IBRD) is an international financial
institution that offers loans to middle-income
developing countries. IBRD founded in which year?
(A) 1922 (B) 1935
(C) 1945 (D) 1949
(E) None of theseE
COMPUTER KNOWLEDGE
161. Customers, facilities, knowledge workers, business
information, and communication infrastructure and
computer equipment are all considerations in a
good��. plan.
(A) hacker (B) disaster recovery
(C) security (D) risk management
(E) None of these
162. Which of the following correctly deûnes the term �E-
Banking� ?
A. It is the short form of Efficient Banking which
means providing all banking related services to the
customers in minimum required time during their visit
to the branch.
B. E-Banking is providing banking facilities to all the
customers through ATMs only which restricts their visits
to a bank branch to a bare minimum.
C. E-Banking implies provisions of banking products
and services through electronic delivery channels like
ATMs, phone, internet, mobile phones, etc.
(A) Only A (B) Only B
(C) Only C (D) A and B
(E) A and C
163. SMTP, FTP and DNS are applications of the ...... layer.
(A) data link (B) network
(C) transport (D) application
(E) None of these
164. In a data base, information should be organized and
accessed according to which of the following?
(A) Physical position
(B) Logical structure
(C) Data dictionary
(D) Physical structure
(E) None of these
165. Traffic in a VPN is not
(A) invisible from public networks
(B) logically separated from other traffic
(C) accessible from unauthorized public networks
(D) restricted to a single protocol in IP Sec
(E) None of the above
166. As compare to CRT, the flat panel display requires
(A) less power
(B) low operating voltage
(C) less clarity
(D) Both (A) and (B)
(E) None of these
167. CRT stands for
(A) Copper Rod Tube
(B) Cathode Ray Tube
(C) Completely Ready Tube
(D) All of these
(E) None of these
168. Graphical devices which are widely used to represent
thegraphics on screen are
(A) CRT
(B) flat panel
(C) touch screen
(D) Both (A) and (B)
(E) None of these
169. WORM stands for
(A) Write Once Read Memory
(B) Wanted Once Read Memory
(C) Wanted Original Read Memory
(D) Write Original Read Memory
(E) None of the above
107COMPETITION TIME –JANUARY 2017
170. Which of the following is a temporary primary
memory?
(A) PROM (B) RAM
(C) ROM (D) EPROM
(E) None of these
171. Paragraph marks shows
(A) starting of a paragraph
(B) data saved till the marked paragraph
(C) that �Enter� key is pressed at that point to mark
the end of the paragraph
(D) current cursor position in the paragraph
(E) None of the above
172. Selection of text can be from
(A) single word or line
(B) a paragraph
(C) complete document
(D) All of these
(E) None of these
173. New Window command from the Window menu will
(A) opens a windows for creating a new document
(B) opens a new document and close the earlier opened
one
(C) opens a new window that displays the same
document (one which is already opened
(D) Any of the above
(E) None of the above
174. New created entries for Auto Text and Auto Correct
entries,they are stored in template document named as
(A) Normal (B) AutoDoc
(C) TempDoc (D) StoreDoc
(E) None of these
175. Context-sensitive drag-and-drop editing can be
activated
(A) with the smart-cut-and-paste feature
(B) without the smart-cut-and-paste feature
(C) there is not any context-sensitive drag-and-drop
feature
(D) from the tools menu
(E) None of the above
176. Which command is used to close the workbook of
Excel?
(A) Alt + F4 (B) Ctrl + W
(C) Ctrl + R (D) Ctrl + X
(E) None of these
177. Which one is the shortcut key of Save?
(A) F1 (B) F6
(C) F12 (D) Ctrl + S
(E) None of these
178. Which is the shortcut to Go to Option in Excel?
(A) F5 (B) F7
(C) F8 (D) F2
(E) None of these
179. Which is the shortcut key to cut an object?
(A) Ctrl + C (B) Ctrl + V
(C) Ctrl + X (D) Ctrl + D
(E) None of these
180. Which shortcut command is used to reach the
nextworksheet?
(A) Page down
(B) Ctrl + Page down
(C) Ctrl+ >
(D) Tab
(E) None of these
181. In excel, _____ contains one or more worksheets-
(A) Template (B) Workbook
(C) Active cell (D) Label
(E) None of these
182. The simultaneous execution of two or more instructions
is called-
(A) Sequential access
(B) Reduced instruction
(C) Multiprocessing
(D) Disk mirroring
(E) None of these
183. _____ is the process of finding errors in software
code-
(A) Testing (B) Debugging
(C) Calculating (D) Merging
(E) None of these
184. The _____ controls a client�s computer resources.
(A) Application program
(B) Operating system
(C) Application processing
108 COMPETITION TIME – JANUARY 2017
(D) Micro-chip
(E) None of these
185. A _____ is a set of rules.
(A) Resource locator (B) Memory disc
(C) Protocol (D) Special function card
(E) None of these
186. The operating system called UNIX is typically used
for-
(A) Scanners (B) Laptop computers
(C) protocol (D) Server
(E) Both B & D
187. The main job of a CPU is to________
(A) Retrieval of data
(B) Process data and information
(C) Firewall development
(D) Off-the-shelf with alterations
(E) None of these
188. The home page of a website is-
(A) The first page
(B) For contact and publicity
(C) legal page
(D) The last page
(E) None of these
189. A term related to sending data to a satellite is ________
(A) down link (B) hypermedia
(C) demodulate (D) uplink
(E) privacy
190. All computers must have________.
(A) An antivirus (B) Networking
(C) A scanner (D) Message system
(E) None of these
191. The signal which shows that a computer is waiting for
a command form the user is_____.
(A) Default (B) Interrupt
(C) hacking (D) active
(E) None of these
192. You can keep your personal files/folders in-
(A) Icon (B) C-drive
(C) RAM (D) My documents
(E) Both B & C
193. Which is related to an e-mail address?
(A) User name and domain name
(B) Subject and domain name
(C) User name and password
(D) sender name and signature
(E) None of these
194. A device that connects to a network without the use of
cables is said to be-
(A) Time sharing (B) Blue cord
(C) Permanent (D) Tower
(E) None of these
195. ____ is the process of dividing the disk into tracks and
sectors.
(A) Refine (B) Downsizing
(C) Uploading (D) Formatting
(E) None of these
196. The default view in Excel is ______view-
(A) Normal (B) fit to form
(C) Auto size (D) Restart
(E) None of these
197. Help menu is available at which button?
(A) Edit (B) Print
(C) Insert (D) view
(E) None of these
198. _____ are words that a programming language has
set aside for its own use.
(A) Shift keys (B) Reserved keys
(C) Address book (D) Installation
(E) None of these
199. The contents of ____ are lost when the computer turns
off.
(A) Memory
(B) configuration
(C) super computer
(D) Instant message
(E) None of these
200. Part number, part description, and number of parts
ordered are examples of-
(A) A magnetic tape
(B) spammer
(C) input
(D) query
(E) None of above
109COMPETITION TIME –JANUARY 2017
1. (B) P
N
D
I
K
2. (E) None of these
3. (B) P S
I K
4. (C) R m @
E m %
P m #
A m $
I m 2
R m @
5. (E) All other are colours of
�V I B G Y O R�
6. (A) 7 1 8 3 6 9 4 2
� 1 2 3 4 6 7 8 9
Only 1
7. (E)
R/S T Q P R/S
OR
T Q P R/S
OR
R/S
R/S R/S T Q P
In all conditions, P is to the right of Q.
1(B) 2(E) 3(B) 4(C) 5(E) 6(A) 7(E) 8(E) 9(E) 10(C)
11(D) 12(B) 13(C) 14(E) 15(A) 16(B) 17(C) 18(D) 19(D) 20(D)
21(B) 22(D) 23(B) 24(A) 25(B) 26(A) 27(C) 28(C) 29(D) 30(B)
31(D) 32(C) 33(B) 34(B) 35(A) 36(C) 37(B) 38(E) 39(C) 40(C)
41(B) 42(E) 43(A) 44(D) 45(E) 46(E) 47(B) 48(D) 49(C) 50(A)
51(C) 52(B) 53(B) 54(E) 55(A) 56(D) 57(D) 58(A) 59(B) 60(C)
61(D) 62(C) 63(D) 64(E) 65(E) 66(A) 67(A) 68(C) 69(B) 70(D)
71(B) 72(C) 73(B) 74(C) 75(C) 76(E) 77(B) 78(B) 79(E) 80(B)
81(D) 82(C) 83(E) 84(A) 85(B) 86(C) 87(E) 88(D) 89(A) 90(C)
91(C) 92(D) 93(A) 94(B) 95(A) 96(C) 97(D) 98(E) 99(C) 100(B)
101(B) 102(D) 103(C) 104(A) 105(B) 106(A) 107(D) 108(B) 109(E) 110(A)
111(C) 112(B) 113(E) 114(A) 115(E) 116(B) 117(D) 118(D) 119(D) 120(E)
121(B) 122(C) 123(C) 124(B) 125(E) 126(E) 127(B) 128(C) 129(C) 130(A)
131(B) 132(C) 133(A) 134(B) 135(D) 136(B) 137(D) 138(D) 139(C) 140(A)
141(D) 142(B) 143(A) 144(C) 145(A) 146(A) 147(E) 148(A) 149(D) 150(A)
151(C) 152(B) 153(C) 154(D) 155(D) 156(B) 157(C) 158(C) 159(A) 160(C)
161(D) 162(C) 163(D) 164(B) 165(B) 166(D) 167(B) 168(D) 169(A) 170(B)
171(C) 172(D) 173(C) 174(A) 175(A) 176(B) 177(D) 178(A) 179(C) 180(B)
181(B) 182(C) 183(A) 184(B) 185(C) 186(D) 187(B) 188(A) 189(D) 190(E)
191(B) 192(D) 193(A) 194(E) 195(D) 196(A) 197(E) 198(B) 199(A) 200(C)
ANSWER KEY
HINTS & SOLUTIONS
110 COMPETITION TIME – JANUARY 2017
8. (E) From (I) & (II)
Let 1st divison = x,
2nd divison = 2x
and failed = 3x
x + 2x + 3x = 48
x = 8
9. (E) From (I) and (II)
total = (19 + 15) �1 = 34 �1 = 33
10. (C)
From I, Rimmy Payal
orFrom II, Anjali Ayush
Rimmy
Ayush
11. (D) From I m C > B, D
From II m A > C, E
12. (B) H 3 : % I
6 T : D K
13. (C)
14. (E)
15. (A)
16. (B) O< M < N > K > L
N > L
17. (C) C > B < D < F = A
� A > B
18. (D) B < F = C ? D < A
Either < or =
19. (D) J < K > L = M > N
� N < L
20. (D) � N < K
21. (B)
Books Pens Desks Racks
22. (D)Room House Building Huts
23. (B)Shirts Paints Tie Shoes
24. (A)Chalk
Pen
Stand Notebook Books
25. (B)
Computer
Machine
Printer
Key
Board
26-30 :
Am Madhya Pradeshm Badminton
Bm Biharm Table Tennis
C m Odisha m Billiards
D m Kerala m Chess
E m Tamil Nadu m Golf
F m Maharashtra m Cricket
G m Uttar Pradesh m Hocky
26. (A) 27. (C) 28. (C)
29. (D) 30. (B)
31-35 :
Ravi,Blue
Tarun,White
Ramesh,Yellow
Bhaskar,Purple
Neeraj,Red
Sachin,Pink
Arvind,Black
Manoj,Brown
111COMPETITION TIME –JANUARY 2017
31. (D) 32. (C) 33. (B) 34. (B) 35. (A)
36-40 :
Person College Department
Ravi A Electrical
Raju B Mechanical
Raja C Electronics
Rajan A Mechanical
Rahul C Chemical
Rajesh B Chemical
Rajan B/C Electrical
36. (C) 37. (B) 38. (E) 39. (C) 40. (C)
41. (B) 4 × 3 � 2 = 10 10 × 3 � 2 = 28
28 × 3 � 2 = 82 82 × 3 � 2 = 244
244 × 3 � 2 = 730 730 × 3 � 2 = 2188
42. (E) 165 + 30 = 195 195 + 60 = 255
255 + 30 = 285 285 + 60 = 345
345 + 30 = 375
43. (A) 1, 4, 16, 64, 256, ?
×4 ×4 ×4 ×4 ×4
256 × 4 = 1024
44. (D) 20 � 1 = 19
19 � 2 = 17
17 � 3 = 14
14 � 4 = 10
10 � 5 = 5
45. (E)
89, 98, 87, 96, 85, 94, 83, 92
–2 –2 –2
–2 –2 –2
⇒ 94 � 2 = 92
46. (E) Ratio �7 4 6
, ,2 3 5
= 105x: 40x : 36x
Investment = 105x ×4 + 1260 : 40x × 12: 36x × 12
Ratio of share = 35 : 10 : 9
Rakesh share = 10
54× 32400 = 6000
47. (B) Let smallest no.be �x�
So 4 + 8 + 1 + x + 6 + 3 + 7 should be divisible by 9
29 + x should be divisible by 9
If x = 7, 29 + 7 = 36 is divisible by 9
So x = 7
48. (D) No. = 56 x + 29
Let x =1, then no. 56 × 1 + 29 = 85
� 85 ÷ 8 = 10, remainder = 5
49. (C) Let x and (12 � x) be litres of milk
From 1st & 2nd container :�
water in 1st container = 0.3x
milk in 1st container = 0.7x
water in 2nd container = 0.5(12 � x)
milk in 2nd container = 0.5(12 � x)
Reqd . ratio = 0.3x 0.5(12 x) 3
0.7x 0.5(12 x) 5
� � �� � � x = 7.5
12 � x = 4.5
50. (A) 4 Weeks = 4 × 6 × 10 = 240 hrs.
regular = 240 × 2.10 = 504
Total = 525 � 504 = 21
21
4.2 = 5 hrs.
So total= 240 + 5 = 245hrs.
51. (C)1
3 of 45 = 15 min = 9 km
Now, 9km = 30 min
So speed = 9
30× 60
= 18 km/hr.
52. (B) ∆ = 120 + 120 = 240 m, t = 8 sec
Speed = S, 2 S
Total = S + 2S = 3S
3S = 240
8= 30 m/s
S = 10m/sec
2S = 20m /sec = 72 km/hr.
53. (B) 1 4 6 4 1
12500 750 45 2.7 0.162
CI = (4 × 750) + (6 × 45) + 4 × 2.7 + (1 × 0.162)
= 3280.962
112 COMPETITION TIME – JANUARY 2017
54. (E) Let Anil�s age = x
Anil�s father age = 32 + x
Anil�s mother age = (x � 3) + 27
So, difference = (x + 32) � (x � 3 + 27)
= 8
55. (A) Total ways = 10C2
= 10 9
2
s
= 45
56. (D) Distance = 200 × 5
8× 9
= 500 m
Length of train = 500 � 270
= 230
57. (D) S.I = 85812 9 5
100
s s
= 38615.4
Amount = 85812 + 38615.4
= 124427.4
58. (A) Reqd.Probability =
5
2
15
2
C 10 2
105 21C� �
59. (B) Reqd.Probability =
5 4
1 1
15
1
C C 5 4
105C
s s�
= 20 4
105 21�
60. (C) Reqd . Probability =
6 9
1 1
15
2
C C 6 9
105C
s s�
= 18
35
61. (D) The data in both the statements I & II together are
not sufficient to answer the question.
62. (C) Data either in statement I alone or statement II alone
are sufficient to answer the question.
63. (D) Data in both the statements I & II together are not
sufficient to answer the question.
64. (E) Data in both the statements I & II together are neces-
sary to answer the question.
65. (E) Data in both the statements I & II togther are neces-
sary to answer the question.
66-70: Discipline Students Girls Boys
A 600 108 492
B 450 63 387
C 540 81 459
D 300 39 261
E 360 36 324
F 360 72 288
G 390 39 351
Total 3000 438 2562
66. (A) 67. (A)
68. (C)2562
7 = 366
69. (B)438
7 = 62.57 = 62
70. (D)438
2562 × 100 = 17. 096% = 17.1 % (approx)
71. (B)748 100
17 110s = ? � ? = 40
72. (C) 76895 � 51212 = ? � ? = 25683
73. (B) 2.6 × 15 = ? � ? = 39
74. (C) 54.6 + 52.9 = ?
4� ? = 431.2 ≈ 430
75. (C) 63 + 89 = ?
? = 152
76. (E)4.8
100 × 550 �
3.2
100 × 750 = ?
26.4 � 24 = ?
? = 2.4
77. (B) ? = 552 � 526
? = 26
? = 676
78. (B) x = � 3, � 2
y = 1
2x < y
79. (E) x = 25
y = 25
x = y
80. (B) x = � 1
5
y = 1, 2
x < y