İzahli siğorta terminləri lüğəti

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  • SIORTA TERMNLR LTAzrbaycan Respublikasnn qanunvericiliyi v beynlxalq tcrbnin mqayissind

    POTEKA BORCLULARI N MARAQLI OLAN100

    SIORTA TERMN

    Azrbaycan Respublikas Maliyy Nazirliyi

  • SIORTA TERMNLR LTAzrbaycan Respublikasnn qanunvericiliyi v beynlxalq tcrbnin mqayissind

    POTEKA BORCLULARI N MARAQLI OLAN100

    SIORTA TERMN

    Azrbaycan Respublikas Maliyy Nazirliyi

  • Ltin hazrlanmas Beynlxalq Maliyy Korporasiyasnn (IFC) Azrbaycan lkin poteka Bazarnn nkiaf Layihsi rivsind Azrbaycan Respublikas Maliyy Nazirliyinin Dvlt Sorta Nzarti Xidmti il birg hyata keirilmidir. Lt svernin qtisadi Msllr zr Dvlt Katibliyinin (SECO) maliyy dstyi il drc olunub.

    Ltd yaay sahlrinin ld edilmsi il bal ipoteka kreditlmsi zaman istifad oluna bilck 100 termin ksini tapmdr. Hr bir terminin qsa anlay, hali n tam aydn olmas n misal v ya lav izahat zrind aqlamas, habel yerli qanunvericilik v ayr-ayr lklrin sorta qanunvericiliyin, beynlxalq tkilatlarn sndlrin v mvafiq ltlr istinadlar ltd yer tapmdr. Bu qurulu Ltin hm geni oxucu ktlsi, hm d pekarlar n maraql olmasn tmin edir.

    Ltin hazrlanmas IFC trfindn tkil olunmu ii qrupun byk zhmti nticsind mmkn olmudur v buna gr d qrupun zvlrin, Zka Mirzyev, Aqil Abdullayev, Mahir Abdullayev, Mustafa Abbasbyli, Mtant Nrimanl, Hidayt zimov v Abbas Babayev tkkrmz bildiririk.

    Zka A. MIRZYEVin redaktsi il

    Bu Lt zr mlumatlar mlliflik hquqlar il qorunur.

    Ltin v ya onun hislrinin ap edilmsin, surtinin xarlmasna v ya istniln formada yaylmasna yalnz Sorta terminlri ltin istinad etmkl yol verilir.

    Bu Ltd ks olunan mddalar Beynlxalq Maliyy Korporasiyasnn (IFC), Azrbaycan Respublikas Maliyy Nazirliyinin Dvlt Sorta Nzarti Xidmtinin v Azrbaycan Sortalar Assosiasiyasnn mvqeyini ks etdirmy bilr.

    Bu Ltdki mlumatlar mumi istifad n nzrd tutulmudur v onun ap edilmsi nticsind yaranm hr hans bir itki, xrclr v digr mmkn zrrlrl bal IFC, Azrbaycan Respublikas Maliyy Nazirliyinin Dvlt Sorta Nzarti Xidmti v Azrbaycan Sortalar Assosiasiyas msuliyyt damr.

    Bu Ltin hazrlanmas zaman istifad ediln material v mlumatlar IFC-nin mlkiyyti hesab edilir.

  • 3 P O T E K A B O R C L U L A R I N M A R A Q L I O L A N 1 0 0 S I O R TA T E R M N

    1. AGENT (sorta agenti) ................................................................................ 6

    2. AKTUAR .................................................................................................... 7

    3. ANDERAYTNQ............................................................................................ 8

    4. ANNUTET .................................................................................................. 8

    5. AZADOLMA MBL ................................................................................. 9

    6. BDBXT HADS .....................................................................................10

    7. BONUS-MALUS ...........................................................................................11

    8. BROKER (sorta brokeri) ...........................................................................11

    9. LAV DN .........................................................................................13

    10. LDETM XRCLR ............................................................................14

    11. LDN IXMI FAYDA .............................................................................15

    12. LLLK ...................................................................................................16

    13. FAKULTTV TKRARSIORTA .................................................................16

    14. FAYDALANAN XS ..................................................................................17

    15. FRD QZA SIORTASI ..........................................................................18

    16. FRANZA ................................................................................................19

    17. GZLM MDDT ................................................................................19

    18. HYAT SIORTASI ...................................................................................19

    19. CBAR SIORTA ......................................................................................21

    20. DDA MDDT ......................................................................................23

    21. KL (oxqat) SIORTA ............................................................................23

    22. NZBAT XRCLR ..................................................................................25

    23. POTEKA SIORTASI ................................................................................26

    24. KOMSYON (MUZD) ..................................................................................27

    25. KNLL SIORTA ..................................................................................27

    26. QARILIQLI SIORTA CMYYT ............................................................28

    27. QAYTARILAN MBL ..............................................................................29

    28. QEYR-MTNASB TKRARSIORTA .......................................................30

    29. QSMN SIORTA ....................................................................................31

    30. QRUP HALINDA SIORTA .........................................................................32

    31. LSENZYA ...............................................................................................33

    32. MCMU KAPTAL .....................................................................................34

    Mndricat

  • S I O R TA T E R M N L R L T 4

    33. MLUMATLARIN AIQLANMASI ................................................................35

    34. MSULYYT SIORTASI .........................................................................37

    35. MKROSIORTA .......................................................................................39

    36. MQAVL L .........................................................................................40

    37. MQAVLLRN (portfelin) TRLMS ................................................40

    38. MTNASB TKRARSIORTA .................................................................42

    39. NZAMNAM KAPTALI .............................................................................43

    40. OBLQATOR (AVTOMATK) TKRARSIORTA .............................................44

    41. DM QABLYYT ..............................................................................44

    42. LM CDVL .......................................................................................45

    43. LM HALINDAN SIORTA ......................................................................46

    44. LMCL XSTLKDN SIORTA ..........................................................47

    45. Z VSAT .............................................................................................48

    46. PE XSTLY .....................................................................................49

    47. POLS (sorta polisi) ................................................................................49

    48. PORTFEL (sorta (tkrarsorta) portfeli) ..................................................50

    49. RETKAFUL .............................................................................................51

    50. RETROSESSYA ........................................................................................52

    51. RSK (sorta riski) ...................................................................................52

    52. RYAZ EHTYATLAR .................................................................................53

    53. SESSYA ..................................................................................................54

    54. SIORTA .................................................................................................54

    55. SIORTA DYR ....................................................................................55

    56. SIORTA EHTYATI ..................................................................................56

    57. SIORTA MLYYATLARI ........................................................................58

    58. SIORTA HADSS .................................................................................59

    59. SIORTA HAQQI ......................................................................................60

    60. SIORTA HAQQININ HSS-HSS DNLMS......................................60

    61. SIORTA HAQQININ QAYTARILMASI .........................................................61

    62. SIORTA QAYDALARI ...............................................................................63

    63. SIORTA MARAI ....................................................................................64

    64. SIORTA MBL ..................................................................................66

    65. SIORTA MDDT .................................................................................66

    66. SIORTA MQAVLS .............................................................................67

  • 5 P O T E K A B O R C L U L A R I N M A R A Q L I O L A N 1 0 0 S I O R TA T E R M N

    67. SIORTA MQAVLSNN QVVY MNMS ........................................68

    68. SIORTA MQAVLSNN YEN MDDT BALANMASI .........................69

    69. SIORTA MQAVLSN VAXTINDAN VVL XTAM VERM ...................70

    70. SIORTA NV .......................................................................................72

    71. SIORTA OBYEKT ...................................................................................73

    72. SIORTA OLUNAN....................