www.ilcasco.com

Illinois CasualtyCompany

It’s what we do. It’s who we are.

Other companies may offer insurance for package

liquor, but most lack the knowledge of the food

and beverage industry that we have. In fact, our

experience and commitment to our customers has

made us a preferred insurance provider in the

package liquor industry. Customer service isn’t

just a department at Illinois Casualty Company,

it’s an a�tude.

You can count on the insurance experts at Illinois

Casualty to provide a protec�on plan that’s

custom-tailored to your business.

Don’t take a risk with your business. Trust your

package liquor store to the food and beverage

experts at Illinois Casualty Company.

package liquor insurance program

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A night gone wrong.Today you were served with a lawsuit. It states that several months ago, you sold two cases of beer to two

young men. According to the lawsuit, the driver was underage and got into an accident. He harmed himself, his passenger, and the driver of the other vehicle. You don't recall the purchase and have procedures in place to verify the age of your customers.

Now someone is trying to hold you accountable for the accident, since you made the liquor sale.

Are you covered? How will your insurance company respond?

A name you can trust.Since 1950, Illinois Casualty has specialized in

protec�ng the food and beverage industry from a wide range of business, property, and liquor liability losses. Our specialized knowledge of the package liquor industry means we are uniquely qualified to provide you with the custom-tailored coverage your business needs. With Illinois Casualty, your insurance will be in the hands of one of the most experienced companies in the industry. And while we’re providing you with excellent coverage, we’ll be giving you excellent service, too.

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BuildingsBusiness personal propertyTenant improvements and be�erments

COVERAGES INCLUDED AUTOMATICALLY

OPTIONAL COVERAGES AVAILABLE

Business income - Actual loss sustained with no wai�ng periodEquipment breakdown$5,000 for unscheduled buildingsSewer backupCollapseAccounts receivableValuable papers

LIABILITY COVERAGES

LIQUOR LIABILITY

No annual aggregate limit of insuranceBroadened defini�on of “your premises”Statutory and common law Defense costs outside of limitPremises owner included as an insured

OTHER LINES OF BUSINESS

Workers compensa�onUmbrella liability

DISCOUNTS AVAILABLESERVICES AVAILABLE

Flexible billing plansMul�ple payment op�onsOn TAP server trainingOn-site inspec�onRecipes for a Safe Workplace

Premises and opera�onsProductsAssault and ba�ery Defense costs outside of limitCyber Liability

SpoilageEarthquake - With business income at actual loss sustainedEmployee dishonestyBusiness income loss due to off-premises power interrup�on- Includes overhead transmission lines and 6-hour disappearing wai�ng period

Endorsed associa�on membershipSecurity cameras

PROPERTY COVERAGES