INVESTING WITH THE CYCLE

Imagine The Economic Possibilities

Imagine the economic possibilities

if you could be forewarned of

future economic movements.

But can anyone really foretell the

economic future? Does the

economy adhere to a definable

and repeatable process?

The answers will surprise you and

challenge your current thinking

on how investment markets work.

Based on over 200 years of

history, Calnan Flack can prove

that there is a definable and

repeatable economic process,

underpinned by the economic

drivers that the economy has

followed in each and every cycle.

Combining the economic research

of such greats as Ricardo, Hoyt,

Wenzlick, Anderson and Vagg,

Calnan Flack has revolutionised

investing; turning economic

theory into practical investment

application.

The Calnan Flack Economic Cycle

Action Plan provides the

framework for a new generation

of investors.

Over 200 years of data

Our focus was to create a framework that provided ACTION points.

We believe it is all interesting theory until you practically apply it, only then do you realise

the benefits.

Why Invest With The Cycle?

Investing with the cycle allows you to achieve your financial goals more

efficiently.

It provides a roadmap for your investment approach allowing you to:

• Increase your opportunity to maximise returns

• Know WHEN you should be invested in Shares, Property or Cash

• Manage your debt levels as the cycle progresses

• Invest with increased safety and confidence

This philosophy was best explained by cycle investing great Roy Wenzlick in

his 1936 book "The Coming Boom In Real-estate."

“There are NO safe permanent investments. The wise investor shifts his

funds from one investment to another, striving each time to buy those

things which, because of basic trends or local conditions, are probably

undervalued. In certain periods this policy might indicate the purchase of

certain types of bonds. In others shares. At present Real-estate.”

The Advantages

Typically, the emotions of Fear

and Greed rule investors thinking.

This leads to poor investment

decisions buying assets at the

peaks and selling at the lows.

Too often volatility and market

declines fill investors with fear

paralysing their ability to make

rational and profitable investment

decisions. The greed spawned by

large asset price increases

distorts investor’s decision

making at the peak of any

speculative boom leading to a

rush of buying at over inflated

prices near the top.

The Calnan Flack Economic Cycle

Action Plan provides you with a

precise roadmap of thinking

enabling sound non-emotional

investment decisions. Being

Forewarned is being Forearmed.

The Opportunity

You have the unique opportunity

to utilise your understanding of

the cyclical movement of

investment markets.

This will enable you to invest with the long-term Economic and

Credit Cycles; enhancing your superannuation and investment

returns while reducing your

investment risk.

Calnan Flack offer Share, Property and Lending solutions tailored to

individuals to maximise the opportunity of investing with the

cycle.

Whilst the underlying drivers

remain in place, the Boom Bust

cycle must continue.

Regardless of your actions, the

cycle will continue.

Your choice is to use the cycle to

improve your financial outcomes or be used by the cycle as the

Boom Bust Pattern continues.

Your choice is to take

advantage of the cycle or let the cycle take advantage of

you!

Important Information:

This document provides general information only and has not been prepared having regard to your objectives, financial

situation or needs. Before making an investment decision, you need to consider whether this information is appropriate to your

objectives, financial situation, and needs. No person should act based on any matter contained in this document without

obtaining specific professional advice.

Any opinions or recommendations expressed here do not purport to Financial Advice but rather should be considered General

Advice and does not take into account your personal needs and objectives or your financial circumstances. You should

therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act

upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While

useful for identifying patterns, history and past performance are no guarantee for future performance and should not be relied

upon for this purpose.

Calnan Flack Pty Ltd is an Authorised Representative of PGW Financial Services Pty Ltd – AFSL 384713.

Calnan Flack Pty Ltd is an Authorised Representative of PGW Financial Services Pty Ltd – AFSL 384713 ABN 15 123 835 441.

Copyright © Calnan Flack Pty Ltd 2021. All rights reserved.

For more information visit

www.calnanflack.com