Investing for Your FutureSubtitle

Why Should I Start Investing NOW

• You have time for your money to grow

• Establish the habit of saving

• Risk vs Reward - Why do most young people have more Risk Tolerance than older

people

Types of Investments

• Stocks

• Mutual Funds

• Bonds

• CD’s

• Savings Accounts

• Real Estate

• Others???

History of the Stock Market

•When was the Stock Market started?

•Historic Returns over the years

•Bull and Bear Markets

Stocks = Equity• How to research Stocks – Financial Webpages (Yahoo

Finance)

• What is a IPO

• Hire a Broker to advise you – Commissions?

• How to read Stock information?• What is a P/E Ratio and what does it mean?• Dividends?• Stock Splits?

Mutual Funds

“Don’t put all your Eggs in One Basket”

Offers Diversification

Types of Mutual Funds

Bonds

You are the LENDER• When and why Bonds may be a good investment option

• Types of Bonds/ Bond Ratings

Retirement Accounts

• What is the difference between a ROTH IRA and a Traditional IRA

• Tax consequences

• When can I take Money out of an IRA with paying a penalty

• How can I contribute to a 401K or 403B

Rule of 72:A Quick way to figure how long it will take to

double your money

Why should you Invest?

Any Questions?