Welcome to an Introduction to

debtDr

debtDr

Who are we?

debtDr is the trading style of Hermes Financial Solutions Ltd.

Formed in May 2003.

Initially operating from Somerset, we now cover England and Wales through our consultant network.

We have 48 consultants along with 10 full time staff at Head Office.

debtDr

debtDr

Who are we?

A group of like minded people that use our skills to help people in debt

We have a strong ethical standards focused on our customers needs.

debtDr

What do we do?

debtDr provides all of the debt solutions

In financial services terms we provide whole of market solutions

We are a face to face business

We offer reassurance and support.

debtDr

Debt Solutions

•Voluntary arrangement (I.V.A, C.V.A, P.V.A.)

•Bankruptcy

•Full and final settlement

•1 off I.V.A

•Creditor’s arrangement

•Consolidation.

debtDr

Who can we help?

Almost anyone.

SME Business’s, Partnerships Individuals.

Our purpose

Purpose: To Enable

clients to: plan for a future; continue with their business;

handle the stress of debt; remain in their home;

get a good nights sleep; continue personal relationships!debtDr’s to: develop knowledge and skills; create a network of introducers; achieve financial and non financial job

satisfaction; build a successful business.

debtDr

Our purpose, aims and principles

Aims:

Relieve our client from the weight of debt

Provide and deliver real solutions

“Prescribe a life without debt”

debtDr

Our purpose, aims and principles

Principles:

Openness

Integrity

Reward

debtDr

Our purpose, aims and principles

Principles:We are closed to: All forms of prejudiceColour

Creed

Religious

Gender

Age

Sexuality

debtDr

How we do it

Marketing: Major emphasis on networking

Establish a team of introducers

Use of debtDr marketing material

Recommendation and referrals

Other innovative marketing ideas

debtDr

debtDr

1 of our beer mat designs

debtDr

• A typical week as a debtDr.

– Networking – Contacting clients– Client meetings– Creditor contact– Preparing papers– Attending court

How we do it

Administration: All paperwork through head office

Monthly client reports

All monies banked through debtDr

Cut off period 20th of month

Payments made last day of month

debtDr

How we do it

Technical: Bespoke client management system

Website and internal forum

E-mail communication preferred

Monthly internal and external newsletter via e-mail

Compliance updates

debtDr

debtDr

• Potential Earnings as a debtDr.

– 1 new client a week – An average fee of £1800– Your share = £900– £46,800 per annum– Can you find 1 new client a week?– How about 2!

debtDr

Referral Scheme

We are happy to pay a commission rate of 10% of our net fee to anyone who introduces a new client to us.

All commissions are paid within 7 days of debtDr receiving full fees from the client.

Total discretion is assured.

Training and Development

Courses:

Bankruptcy in depth

Court proceduresIVA in depth

Negotiating skills

Questioning skills

3 day induction Recognising and handling stress

Think, feel, know

Counselling skillsMotivation and self-esteem

…..and more - including regular written examinations

debtDr

debtDr

• Initial training is a three day course

• It will give you what you need to help customers

• Followed 1 month later by a further 2 day course.

How much?

£850 + vat

which includes accommodation, food and beverages, course material, presenter,

promotional material & the confidence to go and generate, assist and enable clients to

become debt free.

debtDr

Next Step

• Complete the application form and return it to Head Office

• A senior member of the Head office team will conduct an interview with you.

• If both parties are happy, book you on the next training course.

debtDr

debtDr