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INSURANCE LAW SYLLABUS

I. Construction of Insurance Contract

a. Calanoc vs. Court of Appeals 98 Phil. 79b. Biagtan vs. Insular Life 44 SCRA 58c. Finman General Insurance vs. Court of Appeals 213 SCRA 493d. Zenith Insurance Corporation vs. Court of Appeals 185 SCRA 398e. Sun Insurance vs. Court of Appeals 211 SCRA 554f. Villacorta vs. Insurance Commission 100 SCRA 467g. Palermo vs. Pyramid Insurance 161 SCRA 467h. Vda. De Maglana vs. Hon. Consolacion 212 SCRA 268i. Perla Compania de Seguro vs. Court of Appeals 208 SCRA 478j. Geagonia vs. Court of Appeals 241 SCRA vs. 153k. Fortune Insurance vs. Court of Appeals 244 SCRA 308l. Edillon vs. Manila Bankers Life 117 SCRA 187m. Perla Compania de Seguro vs. Court of Appeals 185 SCRA 741n. Aesporna vs. Court of Appeals 113 SCRA 459

II. What Constitute an Insurance Contract

a. White Gold Marine Services, Inc. vs. Pioneer Insurance & Surety Corporation, 464 SCRA 448III. Perfection of Insurance Contract

a. Enriquez vs. Sun Life 41 Phil. 269b. Great Pacific Life Insurance vs. Court of Appeals 89 SCRA 543c. Development Bank of the Philippines vs. Court of Appeals 231 SCRA 370d. Virginia Perez vs. Court of Appeals G.R. No. 112329, January 28, 2000e. Malayan Insurance vs. Court of Appeals 165 SCRA 536f. Manila Mahogany vs. Court of Appeals 154 SCRA 640g. Pan Malayan vs. Court of Appeals 184 SCRA 54h. Eternal Gardens Memorial Park Corporation vs. The Philippine American Life Insurance Company

G.R. No. 166245, April 9, 2008

i. Cebu Shipyard and Engineering Works vs. William Lines G.R. No. 132607, May 5, 1999j. Danzas Corporation vs. Abrogar, 478 SCRA 80

IV. Insurable Interest

a. Spouses Cha vs. Court of Appeals 277 SCRA 690b. Great Pacific Life vs. Court of Appeals G.R. No. 113899, October 13, 1999c. Lalican vs. The Insular Life Assurance Company Limited, 597 SCRA 159d. Gaisano Cagayan, Inc. vs. Insurance Company of North America, 490 SCRA 286

V. Concealment and Representation

a. Insular Life vs. Feliciano 73 Phil. 201; 74 Phil. 465b. Sun Life vs. Court of Appeals and Bacani 245 SCRA 268c. Thelma Vda. Carelang vs. Court of Appeals 223 SCRA 443d. Philamcare Health Systems, Inc. vs. Court of Appeals 379 SCRA 356

VI. Incontestability Clause

a. Tan vs. Court of Appeals 174 SCRA 403VII. Rider, Clause, Warranty or Endorsement

a. Commissioner of Internal Revenue vs. Lincoln Philippine Life Insurance Company, Inc. 379

SCRA 423

b. Eastern Shipping Lines vs. Prudential Guarantee and Assurance, Inc., 599 SCRA 565

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VIII. Persons Entitled To Recover Under The Policy

a. Bonifacio Brothers vs. Mora 20 SCRA 261b. First Integrated Bonding and Insurance vs. Honorable Hernando 199 SCRA 796c. Shafer vs. Hon. Judge RTC Olongapo City 167 SCRA 368d. The Heirs of George Y. Poe vs. Malayan Insurance Company, Inc., 584 SCRA 152e. Heirs of Loreto C. Maramag vs. Maramag, 588 SCRA 774

IX. Liability Under An Open Policy

a. Development Insurance vs. Intermediate Appellate Court 143 SCRA 62X. Prescription of Action

a. Sun Insurance vs. Court of Appeals 195 SCRA 193b. Vda. De Gabriel vs. Court of Appeals 264 SCRA 137

XI. Warranties

a. Prudential Guarantee & Assurance Inc. vs. Trans-Asia Shipping Lines, Inc., 491 SCRA 41

XII. Premium Payments

a. Malayan Insurance vs. Cruz-Ansaldo 154 SCRA 672b. Makati Tuscany Condominium vs. Court of Appeals 215 SCRA 462c.

South Sea Surety vs. Court of Appeals

244 SCRA 744

d. Spouses Tibay vs. Court of Appeals 257 SCRA 126e. UCPB General Insurance vs. Masagana Telemart G.R. No. 137172, June 15, 1999f. UCPB General Insurance vs. Masagana Telemart (Motion for Reconsideration) 356 SCRA 307g. American Home Insurance vs. Chua G.R. No. 130421, June 28, 1999

XIII. Double Insurance

a. Pioneer Insurance vs. Yap 61 SCRA 426b. Republic Bank vs. Philippine Guaranty Corporation 47 SCRA 271

XIV. Marine Insurance

a. Oriental Assurance vs. Court of Appeals 200 SCRA 459b. Roque vs. Intermediate Appellate Court November 11, 1985, 165 SCRA 118c. Filipino Merchants Insurance vs. Court of Appeals 179 SCRA 638d. Choa Tiek Seng vs. Court of Appeals 183 SCRA 223e. Keppel Cebu Shipyard, Inc. vs. Pioneer Insurance and Surety Corporation, 601 SCRA 96; G.R. Nos.

180880-81 and 180896-97, September 18, 2012

XV. Life Insurance

a. Del Val vs. Del Val 29 Phil. 534b. Bank of the Philippine Islands vs. Posadas 56 Phil. 215c. Insular Life vs. Ebrado 80 SCRA 181

XVI. Cash Surrender Value

a. Manufacturing Life Insurance vs. Meer 89 Phil. 351XVII. Suretyship

a. Development Bank of the Philippines vs. Court of Appeals 231 SCRA 370b. Prudential Guarantee and Assurance, Inc. vs. Equinox Land Corporation, 533 SCRA 257

XVIII. Claims Settlement

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a. Tio Khe Chio vs. Court of Appeals 202 SCRA 119XIX. Compulsory Motor Vehicle Liability Insurance

a. Perla Compania de Seguro vs. Honorable Ancheta 164 SCRA 144b. First Quezon City Insurance vs. Court of Appeals 218 SCRA 525c. Perla Compania de Seguro vs. Ramolete 203 SCRA 487d. Government Service Insurance System vs. Court of Appeals G.R. No. 101439, June 21, 1999

XX. Jurisdiction of Insurance Commission

a. Philam Life vs. Ansaldo 234 SCRA 509b. Go vs. Office of the Ombudsman 413 SCRA 608