Inside this Issue:

Streamlined Renewals —

Mortgage Company

Licensees, Registrants &

Branches

2

Streamlined Renewals —

Mortgage Loan Originators

3

Continuing Education

Requirements for 2019 License

Renewal

4

Mortgage Call Report Reminder

4

Current, Accurate and Complete Information on

NMLS Required

5

Outstanding License Items

Impact on Renewal

5

Fine Summary Information

5

NDFI Outreach and Upcoming

Speaking Engagements

6

Appendices:

• Mortgage Company Activity by License Status

• Mortgage Loan Originator Activity by License Status

Georgia Department of Banking & Finance ~ Non -Depository Financial Institutions Divis ion

Monthly Summary of Mortgage Activities for the Period Ending September 2018

Georgia’s 2019 Mortgage Renewal Checklist

Georgia’s mortgage license renewal checklist has been posted to the NMLS Resource

Center. Please review the checklist for information on the requirements to renew your

license. To avoid a late fee, please renew between November 1 and December 1, 2018.

To complete a renewal request you must continue to meet all licensing requirements of

the Georgia Residential Mortgage Act, O.C.G.A. § 7-1-1000, et seq. and must attest to

that fact and submit a renewal request through NMLS.

Click the Annual Renewal link on the home page of the NMLS Resource Center to get

started.

If you have any questions about renewing your Georgia mortgage license(s) through

NMLS, please send an email to: renewal@dbf.state.ga.us.

2019 Mortgage License/Registration Renewal Timeline

All individuals and companies holding a Georgia mortgage license/registration must

submit a renewal request through NMLS starting November 1st if they wish to retain their

license to conduct business in Georgia in 2019. Mortgage branches must also be

renewed through NMLS.

CE Deadline October 31 MLOs

Renewal Period Begins November 1 NMLS opens renewal functionality.

Renewal Period Ends December 1 Last day to renew without being subject

to a late renewal fine.

Late Renewal Begins December 2 Late Renewal Fines may be assessed.

Late Renewal Ends December 31

NMLS closes renewal functionality. No

renewal requests can be submitted after

December 31.

Expiration January 1 Licensees and Registrants that failed to

request renewal will be expired.

Page 2 September 2018

COMMONLY USED ACRONYMS

CE — Continuing Education

Department — Georgia Department of Banking and Finance

ESB — Electronic Surety Bond

GRMA — Georgia Residential Mortgage Act

MCR — Mortgage Call Report

MLO — Mortgage Loan Originator

NMLS — Nationwide Multistate Licensing System

O.C.G.A. — Official Code of Georgia Annotated

Streamlined Renewals —Mortgage Company Licensees, Registrants & Branches

All companies holding a Mortgage Broker or Lender

License or Registration in Georgia must submit a

renewal request through NMLS between November 1

and December 1, 2018. The late renewal period is

between December 2 and December 31, 2018;

companies may be assessed a $300 late fee during this

period. The NMLS Streamlined Renewal Process

allows your company to conveniently manage the

renewal of company, branch, and sponsored Mortgage

Loan Originator (MLO) licenses through your

organization’s NMLS account.

Actions Required: Records must be up to date at the

time of renewal. Amendments to license information

CANNOT be made through the renewal feature. If you

need to make changes to a company, branch, or

individual record before you attest to its accuracy for

renewal, this must be done prior to submitting a

renewal request through the Filing tab. It is strongly

recommended that you submit updates immediately to

allow sufficient time for review. Additionally, you

should review license statuses and confirm that there

are no outstanding license items that need to be

cleared.

NOTE: Waiting until November or December to submit

amendments and/or clear outstanding license items will

delay the approval of your renewal request.

Easy Steps for Renewal:

To complete a renewal request:

• Continue to meet all licensing requirements of the

Georgia Residential Mortgage Act (O.C.G.A.

§ 7-1-1000 et seq.)

• If your company continues to meet these

requirements:

Attest to that fact and submit a renewal request

through NMLS.

Pay the required statutory license renewal fees

and NMLS transaction fees (see fee information

below).

The NMLS Resource Center has valuable tools to

assist in the NMLS 2019 Streamlined Renewal

Process. Please visit the Annual Renewal Information

page for more details.

ADDITIONAL INFORMATION REGARDING

RENEWAL REQUIREMENTS

Mortgage Call Report (MCR)

Your company’s MCR must be submitted through

NMLS for the appropriate quarter(s). No MCR

deficiencies can be outstanding. Your renewal request

will not be approved if MCR filings are incomplete.

Attestation – Company and Individual

Companies may log onto the NMLS website and

complete the attestation process and request renewal

starting November 1. Attestation is a company’s legal

certification that: (i) company and branch NMLS

records are up to date,

(ii) renewal requirements have been satisfied, and (iii)

the company meets all license renewal eligibility

requirements.

Companies are required to complete an attestation

pertaining to company and branch renewal requests

selected for submission each time the Company

Renewals Cart is submitted.

NOTE: Companies cannot attest to an individual’s

MLO license. Once attestation is complete, either the

individual MLO or the sponsoring company can submit

a renewal request for the license.

September 2018 Page 3

Streamlined Renewals —Mortgage Company Licensees, Registrants & Branches

(continued)

Renewing Sponsored MLOs

If your company will be submitting and paying the

renewal request for sponsored MLOs, you can submit

the request(s) through the Renewal tab in NMLS. The

individual must first attest that they continue to meet

all licensing requirements, including all continuing

education requirements, and that their record is up to

date before you can request renewal of their license.

Each individual is required to have completed 8 hours

of Continuing Education prior to being able to submit

their renewal request through NMLS. For information

on available courses, see the Professional Standards

section of the NMLS Resource Center.

NMLS WILL NOT ACCEPT RENEWAL

SUBMISSIONS AFTER December 31, 2018 (EST).

Please note the time zone difference of your location.

Fees

In addition to Georgia annual renewal fees, NMLS

charges processing fees of $100 per company license,

$20 per branch license, and $30 per loan originator

license. These fees must be paid electronically through

NMLS upon submission of the license renewal

request. Processing fees cover NMLS’ operations,

including system access, financial statement

functionality, access to reports, the ability to maintain

and renew licenses, and call center support.

(Continued from page 2)

Streamlined Renewals —Mortgage Loan Originators

All individuals holding a Georgia Mortgage Loan

Originator License (MLO) with the Department must

renew their license through NMLS between

November 1 and December 1, 2018 if they wish to

retain their license to conduct business in Georgia in

2019. The late renewal period is between December

2 and December 31, 2018; MLOs may be assessed a

$100 late fee during this period.

Records must be up to date at time of renewal.

Amendments to your record CANNOT be made

through the renewal feature. In addition, you may wish

to review your status and confirm that you have no

outstanding license items that need to be cleared.

NOTE: Waiting until November or December to submit

amendments and/or clear outstanding license items

may delay the approval of your renewal request.

RENEWAL REQUIREMENTS

To complete a renewal request, you must continue to

meet all licensing standards for Georgia. If you

continue to meet these standards, the Department

requires that you attest to the accuracy of your record,

pay the renewal fees (see fee information below), and

satisfy all outstanding license items upon submission

of your renewal request through NMLS.

Continuing Education

You must have your eight (8) hours of Continuing

Education (CE) complete prior to being able to renew

your license through NMLS. Georgia’s CE deadline

is October 31, 2018; a $100 late CE fee may be

assessed if the requirement is not met by the

deadline.

You will be prevented from renewing your license if

you have not completed your CE requirements for

2018.

Attestation and Renewal Request Submission

Starting November 1, you must log into your NMLS

account and attest to your record. Attestation is your

legal certification that: (i) your NMLS record is up to

date, (ii) renewal requirements have been completed,

and (iii) you meet all renewal eligibility requirements.

Once attested, either you or your sponsoring company

can submit your renewal request.

NMLS WILL NOT ACCEPT RENEWAL

SUBMISSIONS AFTER December 31, 2018 (EST).

Please note the time zone difference of your location.

(Continued on page 4)

Page 4 September 2018

Continuing Education Requirements for 2019 License Renewal:

Reminder to Mortgage Loan Originators

Streamlined Renewals —Mortgage Loan Originators (continued)

Fees

In addition to the $100 annual renewal license fee that

will be charged by Department, NMLS charges a

processing fee of $30 which must be paid

electronically through NMLS upon submission of the

renewal request.

If you have questions, please refer to Georgia’s

Renewal Checklist.

(Continued from page 3)

On or before October 31, 2018, mortgage loan

originators (“MLOs”) must obtain 8 hours of continuing

education to renew their licenses for 2019.

MLOs approved for licensure that obtained their pre-

licensing education (“PE”) in 2018 DO NOT have to

obtain continuing education for the 2019 license

renewal unless their PE had expired.

Continuing education obtained by MLOs for license

renewal must be:

taken for the required number of hours in the

following areas of study:

3 hours in federal law and regulations:

2 hours in ethics, which shall include instruction

on fraud, consumer protection and fair lending

issues;

2 hours in training related to lending standards

for the nontraditional loan product marketplace;

and

1 hour in coursework that covers changes

made to the Georgia Residential Mortgage Act,

O.C.G.A. § 7-1-1000, and its corresponding

regulations.

approved by the Nationwide Multistate Licensing

System (“NMLS”) and offered by an authorized

person or entity;

taken in a classroom setting or on-line; and,

acquired between January 1, 2018, through

October 31, 2018.

To find out when and where necessary course work

will be offered to satisfy Georgia’s continuing

education requirements, mortgage licensees should

visit the NMLS website at:

http://mortgage.nationwidelicensingsystem.org/profreq/

education/Pages/default.aspx.

Mortgage Call Report Reminder

This is a reminder that the Mortgage Call Report

(“MCR”) required by O.C.G.A. § 7-1-1004.1 is due

within 45 days of the end of every calendar quarter.

Third quarter data (July 1 – September 30, 2018)

must be filed through the NMLSR by November 14,

2018.

Companies that fail to file quarterly MCRs prior to the

deadline will be assessed a fine and may subject their

Georgia license to revocation.

Failure to file a timely MCR will also delay the

processing of your renewal application.

For more information about the requirements

surrounding the MCR, please refer to the NMLSR

website at:

http://mortgage.nationwidelicensingsystem.org/slr/

common/mcr/Pages/default.aspx

September 2018 Page 5

As the 2019 renewal season quickly approaches, please note that failing to address outstanding license items

will delay the approval of a licensee’s or registrant’s renewal application. In order to prevent possible delays, it is

good practice for a licensee or registrant to review its record for any outstanding license items ahead of the

renewal season and to rectify the item(s) as soon as possible.

Contact information for the representative that placed the license item can normally be found at the end of the

license item. If you have questions, please email renewal@dbf.state.ga.us.

Outstanding License Items Impact on Renewal

All Applicants, Licensees and Registrants –

Current, Accurate and Complete Information on NMLS Required

Outdated, incomplete, and inaccurate information

continues to be an unresolved issue identified when

the Department reviews the NMLS records of

applicants, licensees, and registrants. It is the sole

responsibility of each applicant, licensee and registrant

to maintain current, accurate, and complete

information in the NMLS. Amendments to any

information on file with the NMLS must be made within

ten (10) business days of the date of the event

necessitating the change, including current contact

information. Similarly, amendments to any responses

to disclosure questions on any MU1, MU3 or MU4

must be made within ten (10) business days following

the date of the event necessitating the change.

Failure to timely update the MU form may result in a

fine or administrative action. Additionally, each

applicant, licensee and registrant must ensure that its

control persons keep current at all times, their

information on the NMLS, including disclosure

question responses.

Amendments to any information on file with NMLS must

be made by the control person within ten (10) business

days of the date of the event necessitating the change.

For purposes of this rule, control person means any

individual that has the power, either directly or

indirectly, to direct or cause the direction of

management and policies of an applicant, licensee, or

registrant, whether through the ownership of voting or

nonvoting securities, by contract, or otherwise.

[Department Rules 80-11-4-.11 and 80-11-5-.07]

It is particularly important as the 2019 renewal

season approaches, that all information on a

licensee’s or registrant’s record is current and

accurate.

Failure to update NMLS within ten (10) business days of the date of the event necessitating the change, shall subject the licensee or registrant to a fine of one thousand dollars ($1,000) per occurrence, including occurrences involving the failure of a control person to update NMLS.

Fine Summary Information

FINE REASON COUNT

Advertising 1

Background Checks 3

Books and Records 2

Change in Ownership w/o Approval 1

Doing Business with Unlicensed Entity 2

Employment of a Felon 5

Failure to Report Violations/Discharges 1

GRMA Fees Paid Late 4

Unapproved Branch Manager 1

TOTAL 20

Page 6 September 2018

Deputy Commissioner for Non-Depository Financial Institutions Rod Carnes will be speaking at the Mortgage

Bankers Association of Georgia Education Summit on October 17th at the Renaissance Atlanta Waverly Hotel.

NDFI Outreach AND UPCOMING SPEAKING ENGAGEMENTS

September 2018 Page 7

2990 Brandywine Road

Suite 200

Atlanta, Georgia 30341-5565

Phone: (770) 986-1269

Fax: (770) 986-1029 or 1655

Email:

dbfmort@dbf.state.ga.us

Georgia Department of

Banking and Finance

Visit us on the Web: dbf.georgia.gov

Subscribe to this Publication

This monthly publication highlights topics and activities

pertaining to the Department’s regulation of state-licensed

or registered mortgage brokers, lenders and loan

originators. Notification is delivered to interested parties

via e-mail. Licensee primary contacts are automatically

subscribed to receive Department publications appropriate

to their particular industry.

If you would like to be added to our distribution list, please go to our homepage

(dbf.georgia.gov) and look for the Stay Connected e-mail subscription box. This will

take you to our new subscription service provided by GovDelivery (also known as

Granicus). Notifications regarding subscriptions will originate from Department of

Banking and Finance GADBF@public.govdelivery.com.

The Department is the state agency that regulates and examines Georgia state-

chartered banks, state-chartered credit unions, and state-chartered trust companies.

The Department also has responsibility for the supervision, regulation, and

examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in

Georgia.

In addition, the Department has regulatory and/or licensing authority over mortgage

brokers, lenders, processors, mortgage loan originators, check cashers, sellers-

issuers of payment instruments, money transmitters, international banking

organizations, and bank holding companies conducting business in Georgia.

Our Mission is to promote safe, sound, competitive financial services in Georgia

through innovative, responsive regulation and supervision.

Our Vision is to be a willing and able partner with our regulated entities in order

to support vibrant economic growth and prosperity in Georgia.

MORTGAGE LOAN ORIGINATOR APPENDIX

MLO ACTIVITY BY CURRENT LICENSE STATUS

License Status Definition

Approved The entity has an Approved license.

Denied The entity applied for a license and the request was Denied.

RevokedThe entity’s license was Revoked and the entity is no longer authorized to conduct business.

Terminated – ExpiredThe entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia’s sponsorship requirement.

Terminated – Ordered to SurrenderAn entity has been ordered to surrender their approved license. The entity is not authorized to conduct business.

Terminated – Surrendered/CancelledThe entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

369Approved

180860 LoanUnited.com, LLC25039 Willie Melisa Tucker 09/24/2018

9425 First Heritage Financial, LLC25912 Francis Kelly 09/28/2018

219352 LoanUnited.com, LLC26613 William Caroll Barnes 09/28/2018

203413 LoanUnited.com, LLC27368 Joseph Baird Lefter Jr 09/24/2018

4892 Vanderbilt Mortgage and Finance, Inc.27454 Tamara Lynn Sanders 09/06/2018

6073 Metro Brokers Financial, Inc.27554 Eric John Reque 09/14/2018

62267 Union Plus Mortgage Company28201 Janet Hayes 09/12/2018

170066 Geo-Corp, Inc.29401 Anhphuc Dinh Nguyen 09/14/2018

277180 CrossCountry Mortgage, Inc.29719 Sharon Lynn Dean 09/19/2018

46814 New Day Financial, LLC31857 Janet Linda Hoskins 09/14/2018

4833 Meadowbrook Financial Mortgage Bankers Corp.32251 Leonard Dale Weiss 09/27/2018

710356 Movement Mortgage, LLC33067 John Hillyer Bramblett 09/21/2018

894296 HighTechLending Inc34194 Marcus Tyrone Powell 09/24/2018

859826 THE MORTGAGE HOUSE, LLC34330 Gerald Brent Sims 09/04/2018

366915 Union Plus Mortgage Company36704 Tamara Lyn Curry 09/26/2018

1027455 Cardinal Financial Company, Limited Partnership36796 Darrell Darnell Davis 09/21/2018

181434 GreenBox Loans, Inc.37895 John David Maiello 09/26/2018

1009145 Community Mortgage Corporation38423 William Patrick Sandlin 09/10/2018

302972 Community Mortgage Corporation38821 Rebecca Wheeler Pool 09/10/2018

998660 CrossCountry Mortgage, Inc.40101 Keith Benjamin Abramo 09/17/2018

1111730 NATIONS LENDING CORPORATION41900 Johnny Clarence Carreker Jr 09/27/2018

114719 ETHOS LENDING LLC42188 Franklin Duane Park 09/12/2018

992331 LoanUnited.com, LLC42565 Roderick Terez Dunn 09/24/2018

MLO Appendix 1 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1098232 Plus Relocation Mortgage, LLC42578 Jill Hartwell Sebik 09/17/2018

363920 New Day Financial, LLC42679 Randy James Foehrkolb 09/26/2018

1223996 Mortgage Lenders of America, L.L.C.44844 Steven Mathew Siebert 09/27/2018

906771 Guaranteed Rate, Inc.46985 Devin Caywood 09/26/2018

418096 ETHOS LENDING LLC47853 Aaron Thomas Sidney Liebreich 09/27/2018

1375941 Quicken Loans Inc.49234 Trey Richard Sweeney 09/07/2018

385264 American Nationwide Mortgage Company, Inc.49489 Archibald Anthony Grant 09/04/2018

1500270 loanDepot.com, LLC51701 Christopher Allen Cessac 09/12/2018

1198452 Assent Mortgage, LLC52401 Amir Salah-Esfahani 09/26/2018

1507642 J.G. Wentworth Home Lending, LLC52418 Joseph Daniel Moss 09/17/2018

1491934 AmeriHome Mortgage Company, LLC53544 Rolf Jon Stoll-Engelsen 09/04/2018

624070 On Q Financial, Inc.53863 Maryann O'Brien 09/07/2018

1508368 Homestar Financial Corporation54614 Joyce Mae Foster 09/18/2018

1459770 Broker Solutions, Inc.56258 Brittney Michelle Montgomery 09/07/2018

1604086 Quicken Loans Inc.56407 Izak Ron Yaldo 09/26/2018

75491 NATIONWIDE MORTGAGE BANKERS, INC.59134 Richard Michael Steinberg 09/12/2018

1662897 Quicken Loans Inc.59281 Christian James Sherman 09/18/2018

1651739 Shri Swarupsharan Llc59358 Rajat Kundra 09/24/2018

797944 Liberty Mortgage Lending, Inc.60636 Todd Christopher Orlando 09/28/2018

100776 Fairway Independent Mortgage Corporation60974 Ashley Jeanne McKenzie 09/17/2018

1717460 PMG Media Solutions, LLC61171 Austin John Smith 09/04/2018

1441739 Cardinal Financial Company, Limited Partnership61869 Kevin Alexander McGee 09/28/2018

105066 Movement Mortgage, LLC62040 Lorri Linville Hoffman 09/24/2018

860187 Liberty Home Equity Solutions, Inc.62214 Lowell Randolph Hancock Jr. 09/04/2018

196350 Homeward Residential, Inc.62251 Matthew Alan Hetmer 09/17/2018

1589988 Alterra Group, LLC62271 Christine April Gibbs 09/21/2018

1478888 Liberty Home Equity Solutions, Inc.62528 Ronald Charles Seward 09/24/2018

1751085 First Commonwealth Mortgage Corp.62587 Wendy E. Finch 09/17/2018

1514054 Sunrise Mortgage, Inc.62673 Eric Dongyun Hyun 09/10/2018

959835 Best Capital Funding62698 Jeffrey Brian Davis 09/06/2018

1627683 Joseph Grant Ins and Financial Services Inc62829 Joseph Leroy Grant Jr 09/18/2018

1756191 Freedom Mortgage Corporation62903 Maximo Alberto 09/06/2018

1191913 Isham, James, Victor62987 JAMES VICTOR ISHAM JR 09/18/2018

1497364 Quicken Loans Inc.63021 Brandi Patrice Brown 09/24/2018

1603910 Quicken Loans Inc.63047 Mariny Mohammed Marini 09/24/2018

383382 Broker Solutions, Inc.63060 Daniel Benjamin Flores 09/24/2018

136458 LoanUnited.com, LLC63106 Sanjay Gulati 09/18/2018

MLO Appendix 2 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1211489 Chaos Home Loans LLC63112 Collin Brian Psioda 09/12/2018

1763554 Quicken Loans Inc.63141 Andre Edward Brooks 09/14/2018

1751357 Quicken Loans Inc.63188 Jeffrey Steven Okala 09/26/2018

590711 gotmortgage.com63215 William Frank Brooks 09/24/2018

1516409 American Advisors Group63264 LeDante Quentin Carr 09/24/2018

1774111 Mortgage Lenders of America, L.L.C.63338 Erin Allyn Bond 09/21/2018

1772362 Mortgage Lenders of America, L.L.C.63344 Edward Tony Dawkins 09/04/2018

1770739 Mortgage Lenders of America, L.L.C.63364 Jodi Lee Barnes 09/04/2018

1511946 Nationstar Mortgage LLC63381 KYLE BRADLEY OWENS 09/05/2018

1012495 Homeward Residential, Inc.63397 Bradford Stephen Kandrac 09/21/2018

1768687 Freedom Mortgage Corporation63411 Bailey Shane Smith 09/26/2018

1664556 Guaranty Mortgage Services, LLC63415 Debbie Wortman 09/25/2018

1762538 Quicken Loans Inc.63424 Tiffany Lisa Coleman 09/04/2018

925675 Academy Mortgage Corporation63430 Theresa Lynn May 09/10/2018

1597245 loanDepot.com, LLC63442 ADAM MARCO CARRASCO 09/17/2018

1756193 Freedom Mortgage Corporation63445 Emily Rose Evans 09/11/2018

187724 American Financial Network, Inc.63447 Nicholas Gallicchio 09/14/2018

342835 Keller Mortgage, LLC63449 BRIAN KEITH HAUSNER 09/04/2018

1620890 Homeside Financial, LLC63459 Shannon T Pickett 09/04/2018

1558554 Drop Mortgage, Inc.63463 Derick Jordan Sparhawk 09/05/2018

13458 Apex Home Loans, Inc.63467 Stewart Arnold Zemil 09/14/2018

329451 LendUS, LLC63472 Chad Brian Baker 09/06/2018

1177669 One Reverse Mortgage, LLC63475 Trevor Stefan Buban 09/17/2018

1500628 loanDepot.com, LLC63540 Vincent Michael Lorenzo 09/04/2018

586634 First Option Mortgage, LLC63545 Joyce Marie Perraut 09/05/2018

1411626 loanDepot.com, LLC63555 Alejandro Hildo Aguirre 09/17/2018

1775031 loanDepot.com, LLC63556 Ernesto Francisco Aguirre II 09/12/2018

1566205 Universal Mortgage & Finance, Inc.63560 VALERIE ANN BERUBE 09/04/2018

1774306 loanDepot.com, LLC63562 Chase Coult Brendle 09/17/2018

206732 ClearPath Lending63565 Michael Gapuz Dacones 09/18/2018

891497 Quicken Loans Inc.63568 Samuel Nathan Dolato 09/10/2018

856411 loanDepot.com, LLC63571 Corey N Leftwich 09/04/2018

1776174 loanDepot.com, LLC63573 Amber Peilani Loudenburg 09/17/2018

968607 New Penn Financial, LLC63577 Paul Michael Metzger 09/04/2018

1426001 loanDepot.com, LLC63578 Nicholas James Miller 09/04/2018

1523229 Village Capital & Investment LLC63583 Steven Davis Timpson 09/07/2018

1773384 First Option Mortgage, LLC63585 Nicole Nyree Wilkerson 09/05/2018

MLO Appendix 3 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1756160 Freedom Mortgage Corporation63587 Brey Tyler Brisbane 09/11/2018

21579 Meadowbrook Financial Mortgage Bankers Corp.63592 Donato Nicolo 09/14/2018

1768681 Freedom Mortgage Corporation63593 Ayukosso Ojong 09/14/2018

1744170 Southeast Mortgage of Georgia, Inc.63595 Hugh Keys Rule III 09/20/2018

331766 American Advisors Group63596 Ivor Maguel Samilton 09/24/2018

853162 Longbridge Financial, LLC63597 Robert Chad Spradling 09/04/2018

158864 Eagle Home Mortgage, LLC63599 Devin Kirk Weingrad 09/04/2018

1762735 Quicken Loans Inc.63600 Bradley William Nicholas Carruthe 09/05/2018

1751512 Quicken Loans Inc.63604 Kenneth Pasquale Gentile Jr. 09/05/2018

1762758 Quicken Loans Inc.63605 Anthony Hanna 09/05/2018

1714267 THE MONEY SOURCE INC.63606 Collin Daniel Knowles 09/05/2018

1709297 Intercap Lending Inc.63613 Rex Matthew Robinson 09/05/2018

1174206 Envoy Mortgage Ltd63614 Rebekah Marie Wagers 09/21/2018

169913263615 Gayle Marie Zech 09/04/2018

1771064 Quicken Loans Inc.63616 Evan Evangelos Aronis 09/06/2018

1771356 Quicken Loans Inc.63618 Jacob O'Brien Bevilacqua 09/06/2018

1762527 One Reverse Mortgage, LLC63620 Glen Castleberry 09/06/2018

1767397 Ruoff Mortgage Company, Inc.63622 Dale Allen Gossett 09/04/2018

1771097 Quicken Loans Inc.63623 Jessica Ann Hart 09/06/2018

1762663 Quicken Loans Inc.63627 Jonathan Aaron-David Ingram 09/06/2018

210878 NORTHSTAR FUNDING INC63628 Gary E Jandersit 09/05/2018

1762659 Quicken Loans Inc.63630 Jonathan Jerome Jones 09/06/2018

1708217 Quicken Loans Inc.63631 Richard David Joseph 09/06/2018

1760745 Homeward Residential, Inc.63642 Pedro Manuel Oliva-Pedraza 09/21/2018

1771049 Quicken Loans Inc.63643 Lavonte Malone Robinson 09/06/2018

1771379 Quicken Loans Inc.63644 Joseph Robert Schlitt 09/06/2018

1771065 Quicken Loans Inc.63646 Myles Robert Suddeth 09/06/2018

1771069 Quicken Loans Inc.63647 Matthew Dale Swift 09/06/2018

1058773 Prosperity Home Mortgage, LLC63648 Debra Marie Sykes 09/06/2018

1727354 Homeward Residential, Inc.63650 Edward Fritzgerald Watts 09/06/2018

1742466 Quicken Loans Inc.63651 Jamel Shadad Yousif 09/06/2018

1771036 Quicken Loans Inc.63652 Abdulrahman Alrifai 09/07/2018

1644067 Quicken Loans Inc.63654 Ayyah Sara Bittar 09/07/2018

1734637 WEI MORTGAGE LLC63655 Kelly C Blocker 09/28/2018

1763171 Quicken Loans Inc.63656 Paul Joseph Butterfield 09/07/2018

1758029 Homeside Financial, LLC63659 Dru Chene Delaforet 09/14/2018

1760189 Nations Reliable Lending, LLC63660 Audrey Latson Dixon Mrs. 09/05/2018

MLO Appendix 4 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1771615 Quicken Loans Inc.63662 Brent Alan Elliott 09/07/2018

1771437 Quicken Loans Inc.63664 Morgan Nicole Falasco 09/07/2018

1771419 Quicken Loans Inc.63670 Jared Thomas Goldhamer 09/07/2018

1763103 Quicken Loans Inc.63671 Mehdi Abdul Harb 09/07/2018

120494 Caliber Home Loans, Inc.63672 Clyde Earl Harrison 09/18/2018

1762674 Quicken Loans Inc.63673 Makram Adib Hassoun 09/07/2018

1365170 Broker Solutions, Inc.63674 Theodore Arthur Homeyer III 09/14/2018

273009 Quicken Loans Inc.63675 Vikki Jackson Houston 09/07/2018

1742000 loanDepot.com, LLC63678 Tae Chung Kim 09/24/2018

1590438 Quicken Loans Inc.63679 Brian Paul Lentz 09/07/2018

1771415 Quicken Loans Inc.63680 Rachel Elizabeth Lock 09/11/2018

1029294 Impac Mortgage Corp.63681 David Bao Ly 09/04/2018

1771395 Quicken Loans Inc.63682 Edward Jackson Maksimczak 09/07/2018

447792 ETHOS LENDING LLC63684 Jason Timothy McDevitt 09/10/2018

1687796 Quicken Loans Inc.63686 George James Newcomb 09/07/2018

177104063687 McKenna Sage Phillips 09/07/2018

1763078 Quicken Loans Inc.63688 Dalton David Reiche 09/07/2018

1723671 J.G. Wentworth Home Lending, LLC63689 John David Rushton 09/25/2018

170812563690 Brett Nicholas Sackman 09/07/2018

1762643 Quicken Loans Inc.63691 Jeremy Joseph Schram 09/07/2018

1724594 Homestar Financial Corporation63693 Danica Smith 09/07/2018

1762762 Quicken Loans Inc.63694 Bryttany Zeraisha-Lyann Spears 09/07/2018

977165 Guaranteed Rate Affinity, LLC63695 Tommy Henry Stapleton Jr 09/07/2018

1555082 Quicken Loans Inc.63697 Branden James Terry 09/07/2018

1762933 Quicken Loans Inc.63701 Justin Timothy Whitely 09/07/2018

1699126 Quicken Loans Inc.63702 Thomas Carl Williams 09/07/2018

488370 PennyMac Loan Services, LLC63704 Jerry Ralph Burba 09/10/2018

1403205 Mortgage Research Center, LLC63705 Jaresha Shalane Campbell 09/10/2018

90281 Primary Residential Mortgage, Inc.63706 Richard Max Maloney 09/12/2018

1333908 Branch-Hughes, Angela63708 Julius Laverne Jones 09/17/2018

1771051 Quicken Loans Inc.63709 Alvin Walid Musa 09/10/2018

1709192 Quicken Loans Inc.63710 Peter John Nemish III 09/10/2018

1698285 Quicken Loans Inc.63711 Lindsey Nicole Parker 09/10/2018

1720196 CMG Mortgage, Inc.63712 Kimberly Ayn Phillips 09/20/2018

1751732 Quicken Loans Inc.63714 Cameron Aston Bacon 09/11/2018

1658006 FBC Mortgage, LLC63717 JINGRONG LIU 09/11/2018

102635 Homestar Financial Corporation63720 Angela A Coburn 09/12/2018

MLO Appendix 5 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1780866 Soderlind, Inc.63721 Jeffrey John Delaney 09/10/2018

398379 Keller Mortgage, LLC63722 Gina Dileno 09/11/2018

497325 Keller Mortgage, LLC63724 Needra Reshma Gandy 09/12/2018

162437 Ruoff Mortgage Company, Inc.63725 Jeffrey Martin Hammel 09/05/2018

1494178 Homeside Financial, LLC63726 Charles Holden 09/12/2018

1778452 MyLendingPal, Inc63727 Robert Dean Johnson Mr. 09/24/2018

1751515 Quicken Loans Inc.63729 Kyle David Nedbal 09/12/2018

1551274 Quicken Loans Inc.63731 Craig Amiel Schulz 09/12/2018

1720712 Quicken Loans Inc.63732 Justin Bradley Smith 09/12/2018

1762581 Quicken Loans Inc.63733 Sawyer Thomas Smith 09/12/2018

1762800 Quicken Loans Inc.63735 Lucas Robert Stark 09/12/2018

1762628 Quicken Loans Inc.63736 Douglas Paul Suntken 09/12/2018

1716778 Shelter Home Mortgage, LLC63737 Julie J Wilson 09/10/2018

1768666 Mortgage Research Center, LLC63740 Anthony Michael Banks Jr. 09/14/2018

1762593 Quicken Loans Inc.63741 Jordan Nicholas Coats 09/14/2018

1762651 Quicken Loans Inc.63742 John Lewis Cole 09/14/2018

1688351 Citimortgage, Inc.63744 Trey Foerster 09/06/2018

1764786 Southeast Mortgage of Georgia, Inc.63747 Kimberly B Jones 09/06/2018

1721770 Nations Reliable Lending, LLC63748 Beatrice Denise Kirkland 09/14/2018

1771477 Quicken Loans Inc.63749 Trenton Michael Krol 09/14/2018

1505479 New Penn Financial, LLC63750 Anastasios Ioannis Kroustallis 09/06/2018

1751745 Quicken Loans Inc.63751 Garrett Arthur Miller 09/14/2018

1734672 Dovenmuehle Mortgage, Inc.63753 Luke Tyler Nennig 09/12/2018

1773732 AHP Servicing LLC63754 Marilyn M OSHEA 09/14/2018

1763082 Quicken Loans Inc.63758 Scott Allen Shellberg 09/14/2018

808051 PennyMac Loan Services, LLC63759 Katherine Lynn Smith 09/14/2018

1370172 loanDepot.com, LLC63761 Glenn David Affonso 09/12/2018

1708337 Quicken Loans Inc.63762 Gabrielle Justine Bowers 09/14/2018

1751889 Quicken Loans Inc.63763 Samuel Clifford Breiter 09/14/2018

1771156 Quicken Loans Inc.63764 Timothy Scott Bundy 09/14/2018

1699062 Quicken Loans Inc.63765 Daniel Chang 09/14/2018

1762634 Quicken Loans Inc.63766 Eli David Dudt 09/14/2018

1441074 loanDepot.com, LLC63767 Marvin Doyle Elkin Jr 09/12/2018

1137516 Movement Mortgage, LLC63769 Max Spencer Haas 09/07/2018

817135 Homeside Financial, LLC63770 Kyle Hanna 09/14/2018

1762617 Quicken Loans Inc.63771 Jacob Matthew Hayes 09/14/2018

169825763772 Dany Mukhlis Hessano 09/14/2018

MLO Appendix 6 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1394901 Geneva Financial, LLC63773 Eugenia T. Island 09/18/2018

1708744 Quicken Loans Inc.63774 Khalil Ali Issa 09/14/2018

1265648 Bay-Valley Mortgage Group63775 jae wan jeon 09/14/2018

1775518 loanDepot.com, LLC63776 Uyen Ngoc Kha 09/14/2018

1744162 Prime Home Loans, Inc63777 Eunice Kim 09/14/2018

1751344 Quicken Loans Inc.63778 Jason Lee Kucans 09/14/2018

1714025 MLD Mortgage Inc.63779 Jonathan Allen Langer 09/07/2018

1763033 Quicken Loans Inc.63780 Chelsea Lauren Misiak 09/14/2018

415564 Pulte Mortgage LLC63781 Mary Rose Nocera 09/14/2018

1762655 Quicken Loans Inc.63782 Andrew James Nodarse 09/14/2018

1730581 ETHOS LENDING LLC63783 Juliana Michelle Noel-Morgan 09/26/2018

1762647 Quicken Loans Inc.63784 Jessica Hunter Parvana 09/14/2018

1762565 Quicken Loans Inc.63785 Mikayla Camurungan Pascual 09/14/2018

1771447 Ruoff Mortgage Company, Inc.63786 Austin Glen Roberts 09/11/2018

1729292 Better Mortgage Corporation63787 Daniel Stephen Raoul Troyan 09/10/2018

1761420 Intercontinental Capital Group, Inc.63788 Joseph Thomas Vignola 09/19/2018

1762566 Quicken Loans Inc.63789 Alexander Florian Wagner 09/14/2018

900154 New Penn Financial, LLC63790 Jerry Hannes Watung 09/07/2018

1484784 Quicken Loans Inc.63791 Zaid Abdullah Yonan 09/14/2018

7513 Everett Financial, Inc.63792 Jason Young 09/07/2018

1507152 Approved Mortgage Source, LLC63793 Austin James Basque 09/18/2018

282790 Impac Mortgage Corp.63795 Andrew David Brown 09/11/2018

1762595 Acopia, LLC63797 Justin Ansel Ellison 09/14/2018

119209 DHI MORTGAGE COMPANY, LTD.63798 Lisa L Gentry 09/17/2018

1772534 Movement Mortgage, LLC63800 Gordon Willard Leopard III 09/18/2018

1764864 Quicken Loans Inc.63801 Ginny Susana Mendoza 09/17/2018

1768404 Homestar Financial Corporation63802 Candace Alexa Millner 09/17/2018

1780945 Paramount Residential Mortgage Group, Inc.63803 Nicole E Porter 09/14/2018

1763331 Homestar Financial Corporation63808 Derrick Deshaun Williams 09/17/2018

1708112 Quicken Loans Inc.63810 Hassan Nabil Amen 09/18/2018

1474337 Carrington Mortgage Services, LLC63811 Brendan Michael Barton 09/18/2018

1698283 Quicken Loans Inc.63813 Jeannette Akiko Daida 09/18/2018

1777390 First Commonwealth Mortgage Corp.63814 James DeKeuster 09/19/2018

1709047 Quicken Loans Inc.63815 Donovan Delly 09/18/2018

708100 Carrington Mortgage Services, LLC63816 Matthew Paul Ellis 09/18/2018

1552270 Mortgage Lenders of America, L.L.C.63817 Christopher Scott Fields 09/24/2018

1389921 First Commonwealth Mortgage Corp.63819 Yeraldine Granado 09/19/2018

MLO Appendix 7 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1730180 Shelter Home Mortgage, LLC63821 Travis Randall Jones 09/14/2018

1708605 Quicken Loans Inc.63822 Jordan Jacob Kaczmarek 09/18/2018

1763582 Quicken Loans Inc.63823 Taylor David Kok 09/18/2018

1687627 Quicken Loans Inc.63825 Joshua Tyler-Guevara Penner 09/18/2018

339085 Reverse Mortgage Funding LLC63826 Douglas Clay Polk 09/11/2018

1772190 Ruoff Mortgage Company, Inc.63827 Patricia Dawn Richards 09/11/2018

1751877 Quicken Loans Inc.63828 Ryan Lee Rieck 09/18/2018

1708418 Quicken Loans Inc.63829 Valeria Isabel Rodriguez-Navarro 09/18/2018

1772021 CrossCountry Mortgage, Inc.63830 Jordan Michael Romes 09/14/2018

1708809 Quicken Loans Inc.63831 Matthew Charles Schrzan 09/18/2018

1708050 Quicken Loans Inc.63832 Nicholas Andrew Sinning 09/18/2018

1777061 Mortgage Lenders of America, L.L.C.63833 Matt Campbell Wakefield 09/18/2018

1073284 Mortgage Research Center, LLC63835 Matthew Allen Czerwonka 09/19/2018

1771137 Quicken Loans Inc.63836 Benjamin James Dunn 09/19/2018

152827 New Penn Financial, LLC63837 Michael Fienberg 09/19/2018

1762535 Quicken Loans Inc.63838 Evan Martin Hamp 09/19/2018

1708153 Quicken Loans Inc.63839 Brianna Faye Miarka 09/19/2018

1373016 PennyMac Loan Services, LLC63840 Edward Gary Overkleeft 09/19/2018

1588602 NORTHSTAR FUNDING INC63841 Jess Alexander Silva 09/17/2018

1772023 CrossCountry Mortgage, Inc.63842 Chandler Hastings Warren 09/14/2018

1760571 Better Mortgage Corporation63843 Dane Hallis Zunich 09/12/2018

1473241 Quicken Loans Inc.63847 Skyler Michael Arnold 09/20/2018

1708891 Quicken Loans Inc.63848 Denise Gaye Benson 09/20/2018

59896 New Penn Financial, LLC63849 Wendy Jean Campbell 09/14/2018

1771457 Quicken Loans Inc.63850 Sara A. Fairbairn 09/20/2018

1431574 Better Mortgage Corporation63851 James Corey Fasola 09/14/2018

1777771 Freedom Mortgage Corporation63852 Robert Franklin Gardner-Souza 09/21/2018

1768131 Sierra Pacific Mortgage Company, Inc.63853 Caitlin Conner Hollis 09/21/2018

1750662 CountryPlace Mortgage, Ltd.63854 Melissa Yvonne Miller 09/17/2018

1708728 Quicken Loans Inc.63855 Logan Lane Mitchell 09/20/2018

1708759 Quicken Loans Inc.63856 Krunaal Parthiv Mody 09/20/2018

1777757 Freedom Mortgage Corporation63857 Robert Paul Norman 09/21/2018

1771462 Quicken Loans Inc.63858 Shane Joseph O'Donnell 09/20/2018

1771063 Quicken Loans Inc.63859 Malcolm Del Pruitt 09/20/2018

1771232 Quicken Loans Inc.63861 Ian Andrew Sagester 09/20/2018

1771058 Quicken Loans Inc.63862 Mohamed Ihab Salamey 09/20/2018

1375987 Quicken Loans Inc.63863 Latoya Speight 09/20/2018

MLO Appendix 8 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1771491 Quicken Loans Inc.63864 Zachary Andrew Thornton 09/20/2018

1779986 Live Well Financial, Inc.63865 Destinee Victoria Lucille Blow 09/19/2018

358113 Village Capital & Investment LLC63866 Emerson Lawrence Budd 09/24/2018

1687606 Quicken Loans Inc.63867 Emilio Paolo Capitanio 09/21/2018

761034 Southeast Mortgage of Georgia, Inc.63869 John Richard Coe 09/18/2018

981151 DAS Acquisition Company, LLC63870 Rita Sherrhea Conner 09/21/2018

1771383 Quicken Loans Inc.63871 Janet Rebecca Currie 09/21/2018

1630187 Mortgage Research Center, LLC63872 Lucas Michael Hassemer 09/21/2018

1555049 Carrington Mortgage Services, LLC63873 Kristopher Wayne Howard 09/21/2018

1077048 Quicken Loans Inc.63874 Blake William Kalaf 09/21/2018

1450235 Carrington Mortgage Services, LLC63875 Kayla Marie Lalles 09/21/2018

303564 HomeBridge Financial Services, Inc.63876 Zachary K Larichiuta 09/18/2018

1134146 Southeast Mortgage of Georgia, Inc.63878 Seth Garrison McCaleb 09/18/2018

1751336 Quicken Loans Inc.63881 Caroline Rose Mohr 09/21/2018

1771432 Quicken Loans Inc.63885 Michael John Sovak II 09/21/2018

1553148 Quicken Loans Inc.63886 Garrett DeShawn Stewart 09/21/2018

1771635 Quicken Loans Inc.63887 Charles David Taylor 09/21/2018

957014 Get A Rate LLC63888 Daniel A. Valencia 09/21/2018

1509658 One Reverse Mortgage, LLC63889 Sarquese Tiara Williams 09/21/2018

106455 Prime Mortgage Lending, Inc.63890 Amy Bonis 09/17/2018

893082 Provident Funding Associates, L.P.63892 Christina Lynn Conlon 09/24/2018

1759978 Primary Residential Mortgage, Inc.63894 Falon Douglas Duty 09/17/2018

491913 Nationstar Mortgage LLC63895 William Hang 09/17/2018

1772548 Quicken Loans Inc.63897 Eric Michael Kireta 09/24/2018

1503678 Liberty Home Mortgage Corporation63898 Derek Joseph Kolick 09/17/2018

1608259 Towne Mortgage Company63899 Tia Janiece Lockett 09/28/2018

1771108 Quicken Loans Inc.63900 Adam Douglas Mitro 09/24/2018

1762653 Quicken Loans Inc.63904 JohnNae LaKendra Reynolds 09/24/2018

1774843 CityWorth Mortgage LLC63906 Evan Edward Sanders 09/24/2018

1778057 Freedom Mortgage Corporation63909 Adonis Alberto Blanco Jimenez 09/25/2018

1517088 Quicken Loans Inc.63910 Mario Santino Chiappelli 09/25/2018

1708214 Quicken Loans Inc.63911 Terry John Erskine 09/25/2018

1778059 Freedom Mortgage Corporation63912 Kevan James Gibbons Mullen 09/25/2018

1698867 Quicken Loans Inc.63913 Matthew Francis Greco 09/25/2018

1784262 CityWorth Mortgage LLC63914 Sage Rawlings Hamner 09/25/2018

1589874 Quicken Loans Inc.63915 Devon Connor Judge 09/25/2018

1438199 Quicken Loans Inc.63917 Alexis Janae Mabry 09/25/2018

MLO Appendix 9 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1406120 Lending Hand Mortgage, LLC63918 Amy Rebecca Miller 09/26/2018

1775583 North Georgia Lending, Inc.63920 Cara Motes 09/25/2018

1076385 HomeBridge Financial Services, Inc.63921 Gillen Hamilton Nowak 09/21/2018

1764140 Homestar Financial Corporation63922 Kevin Javier Perez Rivera 09/25/2018

1708833 Quicken Loans Inc.63923 Christian Tyler Porter 09/25/2018

1708806 Quicken Loans Inc.63924 Brooke Michelle Reid 09/25/2018

1637377 Quicken Loans Inc.63925 Sarena Ann Scales 09/25/2018

1777762 Freedom Mortgage Corporation63926 Christopher Thomas Schiavone 09/25/2018

1644262 Quicken Loans Inc.63927 Hamza Mohammed Shaukat 09/25/2018

1771050 Quicken Loans Inc.63928 Michael Christopher Stroud 09/25/2018

169642 Guaranteed Rate Affinity, LLC63929 David Joseph Baca 09/27/2018

861931 Nationstar Mortgage LLC63930 Daniel Ruben Cossettini 09/19/2018

1695241 Everett Financial, Inc.63931 Kevin B Enriquez 09/19/2018

1777004 Southeast Mortgage of Georgia, Inc.63932 Tammie Jean Prieto 09/20/2018

103230063933 Nader Odeh Snobar 09/26/2018

874521 Carrington Mortgage Services, LLC63934 Shawn Ivan Townes 09/26/2018

1607580 New Penn Financial, LLC63935 Andrew William Wagner 09/19/2018

1123155 Nationstar Mortgage LLC63937 Brent Paul Babb 09/24/2018

1608615 eHome Loan Advisors, LLC63938 Robert Gordon Bennett Jr 09/24/2018

1687858 Quicken Loans Inc.63941 Joseph Anthony Delaney 09/27/2018

1778062 Freedom Mortgage Corporation63942 Todd Jay Geweke Jr. 09/27/2018

1291937 CrossCountry Mortgage, Inc.63943 Jaclynn Lori Gottheim 09/24/2018

949055 Nationstar Mortgage LLC63944 Eric Hedglin 09/21/2018

1615422 Quicken Loans Inc.63946 Matthew Alan Jolly 09/27/2018

1762575 Quicken Loans Inc.63947 Nicholas John Kraft 09/27/2018

1772020 CrossCountry Mortgage, Inc.63949 Matthew William Letner 09/20/2018

1778060 Freedom Mortgage Corporation63950 Joseph Matthew Meyer 09/27/2018

1737394 Mortgage Research Center, LLC63951 Devin Scott Perkins 09/27/2018

1698832 Quicken Loans Inc.63952 Katherine Margaret Roark 09/27/2018

1777756 Freedom Mortgage Corporation63953 Sylvain Maxime Brice Roux 09/27/2018

1763126 Quicken Loans Inc.63954 Alexander James Shampay 09/27/2018

1635534 Union Home Mortgage Corp.63955 Rebecca Katharine Siegel 09/24/2018

1721746 New Day Financial, LLC63956 Jae Michael White 09/21/2018

1737684 FAIRWAY ASSET CORPORATION63957 janet sunok yim female 09/26/2018

1448802 Carrington Mortgage Services, LLC63959 Thomas Wayne Grimsey 09/28/2018

1777766 Freedom Mortgage Corporation63960 Kenneth Robert Parks Jr 09/28/2018

474166 Stearns Lending, LLC63961 Stephen B Perry 09/24/2018

MLO Appendix 10 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

1637657 American Advisors Group63965 Matthew Paul Abruzzo 09/25/2018

1543805 LoanUnited.com, LLC63967 Howard Frank Conoly II 09/24/2018

1654427 LoanUnited.com, LLC63972 JAMES EUGENE NOBLES 09/24/2018

1373749 LoanUnited.com, LLC63975 Tony Salter 09/27/2018

716263 Keller Mortgage, LLC63976 Nicholas Snively 09/28/2018

206045 LoanUnited.com, LLC63977 Gerald Strickland Jr. 09/24/2018

1737605 Lakeview Loan Servicing, LLC63985 Henry Alberto Llanos Coneo 09/25/2018

1772033 CrossCountry Mortgage, Inc.63989 Stephen Solomon Sopko 09/25/2018

1158596 Fairway Independent Mortgage Corporation63994 Kea Cook Blevins 09/27/2018

1544188 New Penn Financial, LLC63999 Stephanie Kilpatrick 09/27/2018

1609467 Watson Mortgage Corp.64017 Michael Shannon Ginn 09/27/2018

1707581 CrossCountry Mortgage, Inc.64022 Jose Rafael Quinones 09/27/2018

635563 Digital Risk Mortgage Services, LLC64027 Keith George Ulrick 09/27/2018

2Denied

168030360962 Evelyn M DeLeon 09/04/2018

144173961869 Kevin Alexander McGee 09/12/2018

MLO Appendix 11 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

41Terminated - Surrendered/Cancelled

4516324529 Stanley Robert Rodgers 09/26/2018

17417924625 Olivier Patrick Phliponeau 09/18/2018

19570126384 Benjamin J Perrone 09/19/2018

1697326877 Robert George Danis Jr. 09/04/2018

20417127222 Kevin Daniel Little 09/14/2018

2755128154 Max Charles Wegner 09/20/2018

8772730676 Yousef A Totah 09/10/2018

35351132512 Lawrence Chen 09/21/2018

48037732817 David Mark Sandler 09/24/2018

77542033115 Brandon Jacob Sundheimer 09/28/2018

59129333154 Carol Lynn Schneider 09/28/2018

93078935775 Kory Jerome Cassidy 09/18/2018

36285737335 Richard George Hakes II 09/26/2018

44809338953 Alan Joseph Coleman 09/20/2018

107705641218 Kellie Michelle Lederer 09/28/2018

5478641520 Matthew Louis Ricci 09/27/2018

57078141989 Nicholas Andrew Storey 09/17/2018

26013042801 Michael Dennison 09/10/2018

30198244110 Kevin John Cordell 09/19/2018

123768144237 Devon James Coates 09/24/2018

115992045297 Mario Andres Ramirez 09/21/2018

107283745522 Tammy Darlene Hutchinson 09/05/2018

7194645773 Patrick William Vertucci 09/18/2018

21284449192 Eric Gordon Lawson 09/21/2018

50024052968 Kevin James Heron 09/14/2018

155914453861 Vigan Mati 09/25/2018

127833854024 CRAIG BLAKE RITCHIE 09/06/2018

156657254721 Anne Alexa Hickner 09/05/2018

161504356619 Christopher Bradley Merrill 09/18/2018

162848956897 Michael Earl Richardson Jr. 09/18/2018

151511059125 Enrique Ortega 09/05/2018

106691159415 Dawn M Blake 09/12/2018

51858259757 Susan E Randonis 09/26/2018

169480360104 Jonothan Matthew Melloway 09/21/2018

162791160233 Leonard Paul Gadzinski 09/24/2018

MLO Appendix 12 of 13

Current Sponsoring Company Name(As of 09/30/2018)

License Status

Date

Entity NameNMLS#GRMA#

167985060370 Christian Birk Gonzalez 09/19/2018

169358760913 Chantel Marie Rogers 09/18/2018

115607461143 Christina Brianne Staggs 09/27/2018

169139961304 Richard Bryant Knox 09/14/2018

33622061393 Bradley James Murray 09/11/2018

175007162573 Brady Kenneth Sowers 09/05/2018

MLO Appendix 13 of 13

MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS

MORTGAGE COMPANY APPENDIX

License Status Definition

Approved The entity has an Approved license.

Denied The entity applied for a license and the request was Denied.

RevokedThe entity’s license was Revoked and the entity is no longer authorized to conduct business.

Terminated – Expired

The entity failed to renew or a bond cancellation went into effect. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia’s sponsorship requirement.

Terminated – Ordered to SurrenderAn entity has been ordered to surrender their approved license. The entity is not authorized to conduct business.

Terminated – Surrendered/CancelledThe entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

NMLS# Company Name City StateLicense NameGRMA# Date

Approved 20

166130 Five Star Manufactured Homes, Inc. Bowdon GAGA Mortgage Broker/Processor License/Registration

7320 09/13/2018

819382 NATIONWIDE MORTGAGE BANKERS, INC.

Lebanon NJGA Mortgage Lender License/Registration59112 09/12/2018

1202262 Drop Mortgage, Inc. Encinitas CAGA Mortgage Lender License/Registration62287 09/04/2018

1980 PMF,INC Tampa FLGA Mortgage Broker/Processor License/Registration

62464 09/10/2018

1758351 Sunrise Mortgage, Inc. Johns Creek GAGA Mortgage Broker/Processor License/Registration

62634 09/10/2018

1627976 Joseph Grant Ins and Financial Services Inc

Hinesville GAGA Mortgage Broker/Processor License/Registration

62692 09/18/2018

506371 First Heritage Financial, LLC TREVOSE PAGA Mortgage Lender License/Registration62936 09/28/2018

1735043 Arch Capital, Inc. Suwanee GAGA Mortgage Broker/Processor License/Registration

63036 09/07/2018

1655544 Chaos Home Loans LLC Las Vegas NVGA Mortgage Lender License/Registration63066 09/12/2018

1767490 LoanUnited.com, LLC Norcross GAGA Mortgage Lender License/Registration63067 09/18/2018

1561829 Union Plus Mortgage Company Mt. Laurel NJGA Mortgage Broker/Processor License/Registration

63085 09/10/2018

1773558 Atlantic Capital Mortgage, LLC Atlanta GAGA Mortgage Broker/Processor License/Registration

63118 09/18/2018

907795 Get A Rate LLC Elmwood Park NJGA Mortgage Lender License/Registration63211 09/11/2018

1771389 Isham, James, Victor Chattanooga TNGA Mortgage Broker/Processor License/Registration

63276 09/18/2018

1559635 Direct Mortgage Investors, Inc. Oak Lawn ILGA Mortgage Broker/Processor License/Registration

63331 09/25/2018

1720222 Shri Swarupsharan Llc suwanee GAGA Mortgage Broker/Processor License/Registration

63333 09/24/2018

810371 Family First Funding LLC Toms River NJGA Mortgage Lender License/Registration63359 09/28/2018

Mortgage Company Appendix 1 of 2

NMLS# Company Name City StateLicense NameGRMA# Date

1767587 Black Oak Mortgage LLC Woodstock GAGA Mortgage Lender License/Registration63419 09/28/2018

1773725 HS Solutions Investments & Loans, Inc Orlando FLGA Mortgage Broker/Processor License/Registration

63471 09/26/2018

131914 Liberty Mortgage Lending, Inc. Delray Beach FLGA Mortgage Lender License/Registration63473 09/25/2018

Revoked 1

1549459 Sara Brooke Barnes Senoia GAGA Mortgage Broker/Processor License/Registration

53392 09/28/2018

Terminated - Expired 1

170035 Avalon Mortgage Inc. Suwanee GAGA Mortgage Lender License/Registration12161 09/07/2018

Terminated - Surrendered/Cancelled 13

150530 Family First Mortgage, Inc. Duluth GAGA Mortgage Broker/Processor License/Registration

7521 09/04/2018

63371 Peoples Home Equity, Inc. Brentwood TNGA Mortgage Lender License/Registration23364 09/28/2018

499782 American 1st Rate Mortgage, LLC Chamblee GAGA Mortgage Lender License/Registration32292 09/21/2018

771904 1st Rate Mortgage Services LLC Cumming GAGA Mortgage Broker/Processor License/Registration

32549 09/21/2018

819916 Canopus Financial, LLC Bonaire GAGA Mortgage Broker/Processor License/Registration

32856 09/11/2018

930059 Intown Green Mortgage, Inc. Atlanta GAGA Mortgage Broker/Processor License/Registration

35511 09/04/2018

313571 Trinity Reverse Mortgage Walnut Creek CAGA Mortgage Broker/Processor License/Registration

38907 09/06/2018

1025894 Synergy One Lending, Inc. San Diego CAGA Mortgage Lender License/Registration46648 09/14/2018

1529851 Matt Mehan Roswell GAGA Mortgage Broker/Processor License/Registration

52404 09/04/2018

1570616 Craig Ritchie Norcross GAGA Mortgage Broker/Processor License/Registration

54068 09/06/2018

179242 Cendera Funding, Inc. Fort Worth TXGA Mortgage Lender License/Registration55285 09/25/2018

1594289 WB&T Mortgage LLC St Simons Island GAGA Mortgage Broker/Processor License/Registration

55899 09/14/2018

380304 Pacific Mortgage Inc. Honolulu HIGA Mortgage Broker/Processor License/Registration

57624 09/05/2018

Mortgage Company Appendix 2 of 2