innovative ict solutions for transforming governance
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Innovative ICT solutions for transforming Governance. Focus : Rural India. Tanmoy Chakrabarty Vice-President & Head- Government ISU. 2 nd September, 2010. What makes a leader?. Leaders show the way to others. Treasury Management Solution was first implemented in Assam. Budget Management - PowerPoint PPT PresentationTRANSCRIPT
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Innovative ICT solutions for transforming GovernanceFocus : Rural India
2nd September, 2010
Tanmoy ChakrabartyVice-President &Head- Government ISU
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What makes a leader?
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Leaders show the way to others
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Treasury Management Solution was first implemented in Assam
BudgetManagement
System
DepartmentalSystem
ConsolidatedInformationWarehouse
TreasuryManagement
System
Single Window Interface !!!
Budgeting & Revision
Budget &Ceiling
Budget & Ceiling
Distribution at DDO Level
Payment & Receipt
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Directorate of Accounts & Treasuries (DoAT), Govt. of Assam,
› DoAT manages 53 treasuries across the state and provides management & monitoring reports to the Finance department
› Monitoring of actual expenses against the budget was extremely difficult on the existing manual system
› Real time ways and means position and elimination of overdrafts› Elimination of budgetary deficits through better management of
expenditure and incomes› Conservation of national resources through Real-time inputs to the
CAG
› Developed a central server based system connecting all treasuries, the Finance department and the DoAT office
Problem
Solution
Benefits
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It was then replicated across states
Assam became a beacon for other states
Assam can become a leader in eGovernance
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Genesis of undisputed leadership is innovation !
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INNOVATION... "THE KEY TO GROWTH "
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“The Bottom of the Pyramid market provides a new growth opportunity for the private sector and a forum for innovation”
C.K. Prahalad Author of :The Fortune at the Bottom of the Pyramid
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... “the place of innovation !”…“ the place for innovation !”
Rural Areas…
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Innovations in the area of ICT
Innovate to … “make computers affordable for all”
Innovate to… “make the Desktop mobile & reach the masses”.
Innovate to… “let the Technology reach the villagers”
Innovate to… “impart Literacy programs via mobile”
Innovate to… “provide Knowledge to farmers”
Innovate to… “create a solution to manage rural Finances”
Innovate to… “ensure equitable medical help..”
Lets Innovate…
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Innovate to … “make computers affordable for all”
Innovate to… “make the Desktop mobile & reach the masses”.
Innovate to… “let the Technology reach the villagers”
Innovate to… “increase Literacy via mobile”
Innovate to… “provide Knowledge to farmers”
Innovate to… “create a solution to manage rural Finances”
Innovate to… “ensure equitable medical help”
Lets Innovate…
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Innovate to … “make computers affordable for all”
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Simputer.. Affordable computing for all
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Simputer
Simputer
Solves the Last Mile Problem
Customized to local
requirements
Platform- independent
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Innovate to… “make the Desktop mobile & reach the masses”
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Computer-on-Wheels
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Computer-on-Wheels with Mobile Connectivity
Courtesy: Mrs. Rajeshwari, CoW Project
Motorcycle based unit with Laptop, solar panel
Information Provider goes around several villages giving and collecting relevant information
Links the villages to Commercial, Health and Agricultural services
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Innovate to… let the Technology reach villagers
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Grameenphone
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Small village in rural Bangladesh
Grameen Phone is
profit-based
Individuals pay for airtime
Low package cost
Phone belongs to a community
collective
Grameen Phone
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Innovate to… increase Literacy via mobile
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Adult Literacy Program
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TCS’ Adult Literacy Program
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Over 100,000 people
benefitted
Available in 8 Indian
languages
Computer Based
Functional Literacy
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Increasing the spread of literacy
The advantages of the Mobile Phone for scaling up the ALP programme:
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Portability
Higher population density vis-à-vis the internet
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Innovate to… “provide Knowledge to farmers”
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mKrishi
Also displays the geographical location of the farmer’s handset.
TCS Farmer Application mKrishi Advise on fertilizer
mKrishi on Mobile
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mKRISHI – Mobile Based Agro Advisory System
mKRISHI…
Trying to reduce the last mile gap between farmers and their eco system partners such as Agriculture experts, Markets, Government officials, Banks etc.
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mKrishi
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Innovate to… “create a solution to manage rural Finances”
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Financial Inclusion
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Financial Inclusion
Financial Exclusion in
India
Excluded Sections
Reasons for Exclusion
203 million households
in India
147 million households in rural areas
Farmer Households89 million
Farm households have no access to formal or informal sources of credit
• 51.4%
Farm households have no access to formal sources of credit 8%)
• 73% Source: http://www.ibef.org/artdisplay.aspx?tdy=1&cat_id=60&art_id=16840
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Financial Inclusion
Financial Exclusion in
India
Excluded Sections
Reasons for Exclusion
Marginal farmers, landless laborers
Self employed & unorganized sector
enterprises
Urban slum dwellers, migrants
Ethnic minorities and socially excluded groups
– senior citizens & women
Mostly in North East, Eastern and Central
regions
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Financial Inclusion
Financial Exclusion in
India
Excluded Sections
Reasons for Exclusion
Physical Access
Remote, hilly and sparsely
populated areas with
poor infrastructure
Demand Side
Lack of awareness,
low incomes/asse
ts, social exclusion, illiteracy
Supply Side
Distance from branch,
cumbersome documentatio
n and procedures, unsuitable products
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Financial Inclusion: Solution Framework
Rural BankingSegmentation of the Non-branch
banking
Non-branch banking
Without a brick & mortar branch
Areas where internet kiosks exist
Areas where there are motorable roads, good connectivity exist
Areas where there are no motorable roads, hilly terrain
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UID to remove Type I and Type II errors and change the face of rural India
Type I
InclusionNon-eligible citizens
in the BPL list
Bring the poor in the mainstream by providing Identity; provide inclusive growth and opportunity to people who are not a part of the system right now
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Innovate to… “ensure equitable medical help”
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Medicine
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Innovation in Medicine…
Webhealthcenter Portal
Telemedicine
Health Parameter Tracking
Decision Support System
Smart Chair & Silicon Locket
Remote Patient Care
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AND TO SUM IT ALL UP… “INNOVATE TO ENABLE ICT INTEGRATION"
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ICT Intervention for Integration
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e-enabledPublic Services StrongDatabase
InformationServices
Accessibility
Accounts & Fund Monitoring
TransparencyProjectMonitoringWeb based
Monitoring
Empowermentof Citizens
e-learning
CapacityBuilding