September 8 to 16, 2012

in thein the

ITALIAN LAKE DISTRICTITALIAN LAKE DISTRICT

The University of TennesseeAlumni Association

Dear Alumni and Friends:

Ciao!

High on the list of the most captivating destinations in the world is northernItaly’s fabled Lake District. Its unique setting of glacial waters and Alpine peaks,sub-tropical climate, ancient towns painted in terra cotta and ochre, anddistinctly bella figura Italian style combined with a rich history, has inspiredpoets, composers, musicians, artists and philosophers for centuries.

We are delighted to offer this seven-night VILLAGE LIFE™ in the ITALIAN LAKE DISTRICT

program, a wonderful way to experience the true essence of life in and theincomparable beauty and charm of the fascinating region of Lombardy.Our expert-guided tours explore the artistic and architectural treasures left byRoman patricians, medieval lords and Renaissance princes, while enrichinglectures and the exclusive VILLAGE FORUM™ featuring local residents bring youpersonal perspectives on Lombardy’s cultural heritage and modern life. You willhave opportunities to taste—and even cook—northern Italy’s acclaimed cuisineand learn to speak basic Italian, making your visits to Como’s lively market allthe more enjoyable.

Complementing this one-of-a-kind comprehensive soggiorno areaccommodations in the charming HOTEL REGINA OLGA, overlooking Lake Como,and located in the heart of the ancient town of Cernobbio, just north of Milan.

VILLAGE LIFE™ in the ITALIAN LAKE DISTRICT is a popular travel program, anexcellent value and a great opportunity to really experience daily life in one ofItaly’s most unique settings with the convenience of unpacking only once.

Fellow alumni, family and friends won’t want to miss this tour!

Sincerely,

Kim W. CrossPresident,The University of TennesseeAlumni Association

Stroll along Bellagio’s narrow cobblestonestreets and experience its authentic old-worldcharm and beauty.

Cover: The stunning beauty and magnificentarchitecture of the Italian Lake District havemade it one of Italy’s premier destinations for2,000 years.

Visit picturesque Bellagio, a splendid combination of fin-de-siècle architecture and stunning panoramic viewsof Lake Como and the majestic Alps. Inset above: Statue at Villa del Balbianello.

in the

ITALIAN LAKE DISTRICT

La dolce vita (the sweet life)—the true character of Italy’s romantic Lombard province—is best found during this exclusive soggiorno along the shores of Lake Como andLake Maggiore, where you will experience firsthand the traditions and daily rhythms thatare a way of life in the charming lakeside città of Cernobbio, Como, Varenna, Bellagioand Stresa. Excursions are carefully planned and feature CULTURAL ENRICHMENTS that areonly available in this exclusively arranged offering. An excellent value, this popular, uniqueprogram in the VILLAGE LIFE™ travel program series immerses you for one full week in acomprehensive and intimate travel experience at just the right pace;and reserve by the Early Booking date for special savings!

CULTURAL ENRICHMENTS are key components of VILLAGE LIFE™ in theITALIAN LAKE DISTRICT and offer you a travel experience like no other:

Hear it from the Experts!u By special arrangement, a Comoscholar will present a lecture on his luogo natio (hometown).Throughout the program, experienced English-speaking guideswill enhance your appreciation and enjoyment of the history andculture of contemporary Italy.Learn key phrasesu and pronunciations enabling a more livelyand personal interaction with locals during “Parliamo Italiano!”the specially arranged introduction to the Italian language.Meet Lombardsu during the exclusive VILLAGE FORUM™, where residents of Lombardyshare their candid and fascinating perspectives on daily life.Discoveru up-close the region’s authentic, rich architecture and artistic heritage during theoptional excursion to the Aldo Galli Academy of Fine Arts.Prepareu and taste authentic regional specialties during the optional hands-on culinary classin a well-known local culinary institute.Sampleu typical northern Italian cuisine while dining in a Cernobbio ristorante.Savoru northern Italy’s famous Prosecco sparkling wine.Enjoy time on your ownu —explore the colorful three times weekly market in Como,ride a funicular up the mountain to the village of Brunate and observe daily village lifefrom a sidewalk café, just like the Lombards do.

The charming HOTEL REGINA OLGA has been specially selected for its ideal locationoverlooking Lake Como in peaceful Cernobbio. Regional cuisine and local specialties areprepared daily in its restaurant, making it the perfect home away from home. And, youonly need to unpack once for your seven-night stay in a comfortable lakeview room!

LakeLakeLuganoLugano L

ake

Como

Lak

eCom

o

Lake

Mag

gior

e

Lake

Mag

gior

e

Adriatic Sea

Mediterranean Sea

Isola Bella is the most spectacular of the three Borromean Islands, located on the Italian side of Lake Maggiore.Visit the magnificent 16th-century villa and stroll through one of the most beautiful gardens in the world.

DAY BY DAY ITINERARYDay Destination

MILAN PRE-PROGRAM OPTIONV

1 DEPART FROM THE U.S.

2 MILAN, ITALY/CERNOBBIO, LAKE COMO

Check into HOTEL REGINA OLGA.

3 COMO/CERNOBBIO

u Walking tour of “Old” Como.CULTURAL ENRICHMENT:u Lecture by Como scholar.u Cernobbio VILLAGE FORUM™.

4 LAKE COMO/VARENNA/BELLAGIO

u Scenic private cruise on Lake Como.u Tour of stunning Villa del Balbianello.u Leisure time in Bellagio and Varenna.

5 CERNOBBIO/COMO

u Visit Cernobbio’s morning market.COMO CULTURAL ENRICHMENT OPTIONV:u Private visit to the Aldo Galli

Academy of Fine Arts; andu Culinary class and dinner in a local

culinary institute.

6 LAKE MAGGIORE/STRESA/ISOLA BELLA

u Private cruise on Lake Maggiorearound the Borromean Islands.

u Tour of Isola Bella’s magnificentpalazzo and gardens.

u Leisure time in Stresa.

7 CERNOBBIO/LUGANO, SWITZERLAND

u Day at leisure in Cernobbio.LUGANO CULTURAL ENRICHMENT OPTIONV:u Funicular ride to the peak of

Monte Brè.u Visit Santa Maria degli Angioli Church.

8 CERNOBBIO/COMO

u Day at leisure.u Mingle with locals at Como’s

colorful market.

9 CERNOBBIO/MILAN/RETURN TO THE U.S.

CernobbioThis delightful town, located at the footof Mount Bisbino, is the perfect village“home” for our program. Stroll alongCernobbio’s bustling waterfront.Wander down the village’s narrowmedieval streets and amble through itsromantic piazzas, faced with handsomebuildings painted in the soft buttery hueseen throughout the Lake District.CULTURAL ENRICHMENT: A local scholarpresents an exclusive private lecture aboutComo from Roman times to the present.CULTURAL ENRICHMENT: Residents ofthe Lake District will discuss daily lifein this extraordinarily beautiful andhistoric region during the exclusiveVILLAGE FORUM™.

ComoFounded by the Romans in 196 B.C.,Como’s cobblestoned passages windpast medieval towers and walls,Renaissance palaces and churches,Neoclassical 19th-century villas, and

MILANMILAN

ITALIAN LAKEITALIAN LAKEDISTRICTDISTRICT

Air Routing

UNESCOWorld HeritageSite

BorromeanBorromeanIslandsIslands

STRESASTRESA COMOCOMO

BELLAGIOBELLAGIO

SWITZERLANDSWITZERLAND

ITALYITALY

CERNOBBIOCERNOBBIO

Villa delVilla delBalbianelloBalbianello

LUGANOLUGANOVARENNAVARENNA

Surrounded by mountains and a splendid lake, thetown of Lugano is full of parks and flowers, medievalmonuments and luxurious 19th-century villas.

small family-owned shops to thePiazza Cavour and the tranquil lakesidepromenade. The Piazza del Duomo,considered to be the most beautifulcathedral in Lombardy, took nearly 400years to complete and reflects a seamlessblend of Gothic and Renaissance styles.CULTURAL ENRICHMENT OPTIONV:Meet instructors and students of theAldo Galli Academy of Fine Arts duringa private presentation on art restoration.Then, learn secrets of great northernItalian cuisine during a hands-on culinaryclass followed by an authentic Italian meal.

Lake ComoComposer Franz Liszt romanticizedabout Como saying “When you write thestory of two happy lovers, place themon the shores of Lake Como.” Cruise byprivate boat across the sparkling watersof Italy’s deepest—and perhaps mostspectacular—lake. Its allure is enhancedby quaint coastal villages like Bellagioand Varenna, and grand Renaissancevillas built on the snow-cappedmountainsides surrounding Lake Como.

VarennaSplendidly located on the shores ofLake Como, Varenna’s narrow, pine-shadedstreets lead through the village’s beautifullypreserved medieval center. It is famous asthe source for the quarried black marbleused to decorate the floors of Milan’sfamous Duomo as well as the villas andcathedrals throughout Lombardy.

BellagioPerched on a promontory punctuatedby cypress trees, Bellagio is one of the

Lake District’s most famous towns andpopular European holiday destinationssince Roman times. In the 18th and19th centuries, Milanese nobility flockedhere to build elaborate villas andcultivate sub-tropical gardens.

Villa del BalbianelloJust across the lake from Bellagio isthe exquisite Villa del Balbianello andits magnificent terraced gardens.Built in 1787 by Cardinal AngeloMaria Durini, it was renovated in theearly 20th century by an Americanveteran of World War I and morerecently purchased by Italy’s firstexplorer to summit Mt. Everest,Guido Monzino, who bequeathed itto the Italian National Trust.Today, it remains an authentic Italianvilla masterpiece and repository of18th-century French and Englishfurniture and Monzino’s collection ofChinese, pre-Columbian and African art.

Lake MaggioreItaly’s second-largest lake and thenatural boundary between theregions of Lombardy and Piedmont,Lake Maggiore rivals Lake Como as themost remarkable in the Lake District.The lake’s mild climate allows forthe gardens to grow rare and exoticplants in the beautiful pleasure groundsbeneath the high Alps. The deep, clearwaters, have been a draw for manyfamous figures, including Flaubert,Wagner and Goethe.

Visit Milan’s towering Duomo on the Pre-Programoption, home to some of Italy’s finest religious art.

HOTEL REGINA OLGA

Overlooking Lake Como in the charmingvillage of Cernobbio, HOTEL REGINA OLGA

combines traditional Italian ambiancewith modern facilities, exceptional serviceand comfortable accommodations. It isa short water taxi ride from Como andwithin easy walking distance to boutiquesand trattorias. Its classic 19th-centuryItalian style takes you back to the goldenage of travel when the hotel opened.By special arrangement, your roomwill feature a lovely view of legendaryLake Como, a private bathroom andamenities including air conditioning,direct dial telephone, satellite television,minibar, hair dryer and ample closetspace. The elegant Cenobio DiningRoom serves northern Italian cuisine,and the lounge, coffee lounge and cocktail terrace bar provide ideal settings forconversation and refreshments. For your leisure, the hotel also offers beautifullylandscaped gardens, bicycles and an outdoor swimming pool.

Borromean IslandsCruise among Lake Maggiore’sIsola Bella, Isola di San Giovanni,Isola Madre and Isola dei Pescatori,collectively known as theBorromean Islands, named afterthe powerful and influentialBorromeo family. Visit the exquisitelypreserved Isola Bella where CountCarlo Borromeo III commissionedarchitect Angelo Crivelli in 1632 todesign and build a magnificent Baroqueretreat dedicated to his wife, Isabella.Walk through Isola Bella’s breathtakinggardens, where white peacocks strollamong the seasonal blaze of roses,gardenias, camellias, azaleas andrhododendrons. Tour the palazzo,filled with priceless masterpieces bysuch artists as Tiepolo and the sculptorCanova, and see the grottoes, decoratedwith shells, pebbles and pink marblecreating mosaics of marine life.

StresaAn 18th- and 19th-century “grand tour”of Europe was considered incompletewithout a visit to Stresa to experienceits spectacular mountain views, tropicalgardens and the resplendent glisteningwaters of Lake Maggiore. A youngErnest Hemingway, recuperating inStresa during World War I, was inspiredto make it the setting for Frederic Henryand Catherine Barkley’s reunion inA Farewell to Arms.

Lugano, SwitzerlandNestled between the Alpine peaks ofSan Salvatore and Monte Brè, thishistoric lakeside town is the culturalcenter of Ticino, the only Swiss regionwhere Italian is the official language.This optional, half-day excursionV

includes a funicular ride to the top ofMonte Brè and a visit to the simplechurch of Santa Maria degli Angioli withits amazingly vivid 16th-century fresco ofthe Passion of Christ by Bernardino Luini.

MilanPre-Program OptionV

Milan, recognized as a worldfashion and design capital, has anancient cultural heritage and legacythat blends the ornately preservedpalaces, churches and museums withvibrant contemporary life,an abundance of haute cuisine,art and operatic traditions.This two-night Pre-Program Optionwith accommodations in the deluxeSHERATON DIANA MAJESTIC is theperfect prelude to your Lake Districtsoggiorno and includes visits to thefamous Teatro alla Scala and theexquisite Duomo.

VThe Pre-Program Option, the Como CulturalEnrichment optional excursion and theLugano optional excursion are at additionalcost and details will be provided with yourreservation confirmation.

The Romantic Allureof the

Italian Lake DistrictFor centuries, Italy’s Lake District has seducedhearts, minds and souls; among them wereVirgil, Napoleon, Byron, Stendhal, Dickens,Flaubert, Puccini, Toscanini and Hemingway.But long before the Romans annexed theregion some 2,000 years ago and began tobuild their grid-based towns, it was settled byEtruscans and invaded by Celts. It seemed noone could resist the mild climate or the beautyof snow-capped Alpine peaks descending toserene lake shores. Following the Romans,Middle Ages and Renaissance nobility builtmagnificent holiday villas here, filled themwith priceless art and laid out extraordinarygardens. European aristocrats of the 18thand 19th centuries considered the Italian LakeDistrict an essential stop on their “grand tour”of Europe.

Lombardy became one of the richestand most economically developed areas ofItaly and Europe, thanks to its agriculturalproduction, trade and banking activities thatextended throughout Europe. “Lombard” wasthe name given to any merchant or bankercoming from northern Italy. And to this day,the region remains of paramount importanceto Italy.

From the deep-blue glacial lakes ofMaggiore and Como to the bewitchingVilla del Balbianello, from the medievalcobblestoned streets of Varenna to the modernsophistication of Milan, discover the exquisitegem that is the Italian Lake District.

The beautiful town of Stresa on Lake Maggiore hasbeckoned European aristocracy for centuries.

Included FeaturesIncluded FeaturesIn CernobbioIn Cernobbio

Seven nights in the charmingu

HOTEL REGINA OLGA in accommodationsoverlooking Lake Como.

Full buffet breakfast each morning.u

Four dinners, featuring northern Italianu

specialties with house wine.

Welcome reception featuring traditionalu

Italian wine.

Tours and Excursions led byexpert local guidesexpert local guides

Walking tour ofu Old Como.

Private boat cruise acrossu Lake Como tothe ancient villages of Varenna, Bellagioand Villa del Balbianello.

Walk through the perfectly preservedu

medieval quarters of Varenna.

Visit to romanticu Bellagio, the most famoustown on Lake Como.

Specially-arranged private tour of theu

Italian National Trust’s magnificentVilla del Balbianello.

Spectacular, full-day scenic tour ofu

Lake Maggiore, featuring a private boatcruise to the Borromean Islands and a visitto Isola Bella.

Exclusive Cultural EnrichmentsEngaging lecture and presentation by localu

experts about regional culture and historyincluding “Parliamo Italiano!”a language and customs presentation andan exclusive private lecture about Comopresented by a local scholar andComo native.

Specially arrangedu VILLAGE FORUM™

led by local residents who will discusscontemporary cultural and social topics.

Comprehensive Travel ServicesAll transfers and luggage handling abroadu

for participants who have purchased theirair tickets through Gohagan & Companyand whose arrival(s)/departure(s) coincidewith the scheduled group transfer(s).

Taxes included in the price of the program.u

Gratuities to local guides and drivers onu

included excursions and transfers.

Experienced Program Director tou

accompany you throughout the program.

Hospitality desk in the hotel.u

Travel document wallet, name badge andu

pre-departure information.

Nestled on the shores of Lake Como and surrounded by majestic Alpine peaks, the legendaryVilla del Balbianello has one of the most beautiful and dramatic settings in all of Italy.

Land TariffEarly Booking Price

throughMarch 23, 2012

Regular Priceafter

March 23, 2012

Per person, based on double occupancy $3495 $3795u Singles are available upon request for an additional $800.

u Taxes are included.

in the Italian Lake District Reservation Form

_____ __________________________________________________ __________Title Full name (exactly as it appears on your passport) Class Year

_____ __________________________________________________ __________Title Full name (exactly as it appears on your passport) Class Year

____________________________________________________________________Street Mailing Address (no P.O. Box number please)

______________________________________ ________ _____________-______City State ZIP Code

_________________________________ _________________________________Telephone: (Home) (Business)

_________________________________ _________________________________Email Address (Mobile)

____________________________________________________________________Preferred name(s) on badge(s) Tour No. 068-09/08/12-102

Program reservations require a deposit of $600 per person and$200 per person Milan Pre-Program option. By forwarding of deposit,I/we accept and agree to the Terms and Conditions.

o Enclosed is my/our check(s) for $__________ as deposit.Make checks payable to 2012 Village Life in the Italian Lake District.

o I/We authorize you to charge my/our deposit of $__________ to:o Visa o MasterCard

____________________________________________________ ______________Card Number Exp. Date

____________________________________________________________________Signature as it appears on credit card

All FINAL PAYMENTS are required to be made by check orwire transfer by June 5, 2012.

Please make my/our reservation(s):

o Double occupancy(one double bed).

o Double occupancy(two twin beds).

o Single accommodations.

o I am reserving as a single butprefer to share accommodationsand will allow you to selectmy roommate (shares cannotbe guaranteed).

Please make my/our reservation(s):

Milan Pre-Program Option

o Double at $795 per person.

o Single at $1095 per person.

o I am reserving as a single butprefer to share accommodationsand will allow you to selectmy roommate (shares cannotbe guaranteed).

o I/We want you to bookmy/our air from

__________________________(fill in departure city)

to and from Milan, Italy, atadditional cost to be advised.‡

o Economy Class

o Business Class

o First Class

‡Note: Airfare is subject to change andavailability and is nonrefundable.

o I/we will make my/our ownair arrangements.

Send to:The University of TennesseeAlumni Association600 Andy Holt TowerKnoxville, TN 37996-0165

If you have any questionsregarding tour logistics, pleasecall Gohagan & Company at(800) 922-3088 and ask for thepassenger services coordinatorhandling this tour.

CONTRACT: TERMS & CONDITIONS.IMPORTANT READ CAREFULLY.RESPONSIBILITY: Thomas P. Gohagan & Company, the sponsoringassociations/organizations, and its and their employees, shareholders,subsidiaries, affiliates, officers, directors or trustees, successors, agents,and assigns (collectively “Gohagan”), do not own or operate any entitywhich is to or does provide goods or services for your trip including,for example, lodging facilities, airline, vessel, or other transportationcompanies, guides or guide services, local ground operators, providersor organizers of optional excursions, food service providers, etc. Allsuch persons and entities are independent contractors. As a result,Gohagan is not liable for any negligent or willful act or failure to actof any such person or entity of any third party.

In addition and without limitation, Gohagan is not responsiblefor any injury, loss, death, inconvenience, delay, or damage to personor property in connection with the provision of any goods or serviceswhether resulting from, but not limited to, acts of God or forcemajeure, acts of war or civil unrest, insurrection or revolt, animals,strikes or other labor activities, criminal or terrorist activities ofany kind, sickness, illness, the lack of availability of or access toappropriate medical attention, overbooking or downgrading ofaccommodations, mechanical or other failure of airplanes or othermeans of transportation, or for any failure of any transportationmechanism to arrive or depart on time.

If due to weather, flight schedules or other uncontrollablefactors, you are required to spend an additional night(s), you will beresponsible for your own hotel, transfers and meal costs. Baggage isentirely at owner’s risk. The right is reserved to decline to accept orretain any person as a participant on these trips at any time. Specificroom/cabin assignments are within the sole discretion of the hotel/cruise line.

Gohagan reserves the right to change the itinerary or trip featuresat any time and for any reason, with or without notice, and Gohaganshall not be liable for any loss of any kind as a result of any suchchanges. Ship schedules, port calls, hours of arrival and departure,sightseeing events, special programs and guest lecture series (ifapplicable), are subject to change or cancellation without priornotice. Gohagan is not responsible therefore and is not required tocompensate passengers under these circumstances. Gohagan maycancel a trip (or an option) for any reason whatsoever; if so, itssole responsibility is to refund monies paid by the participant to it.Gohagan is not required to cancel any trip for any reason includingwithout limitation, United States Department of State, World HealthOrganization or other Warnings or Advisories of any kind. Gohaganis not responsible for penalties assessed by air carriers resulting fromoperational and/or itinerary changes, even if Gohagan makes theflight arrangements or cancels the trip. Gohagan reserves the right tosubstitute vessels, hotels or attractions of a similar category for thoselisted in this brochure.NOT INCLUDED: Passport, visas and associated fees; personalexpenses such as laundry, telephone calls and Internet access;accident/sickness, trip cancellation, and baggage insurance; gratuitiesto hotel personnel; optional sightseeing excursions; excess baggagecharges on aircraft; local departure air/airport tax(es); airfare andassociated local taxes, airport facility and security taxes and federalinspection fees not listed in the “Included Features” section of thebrochure; transfers and baggage handling to/from airport/hotel onday(s) of arrival and/or departure if you have not purchased yourinternational air arrangements through Gohagan or if you arearriving earlier or later than and/or departing earlier or later thanthe scheduled group transfer(s); any overnight on land due to flightschedule(s); meals, alcoholic or other beverages and all other servicesnot specifically mentioned in the “Included Features” section.AIRFARE: Airfare is subject to change and availability and isnonrefundable. Your airline ticket constitutes a contract betweenyou and the airline, even if purchased through Gohagan.LUGGAGE: Luggage allowance policies are set by the airlines andmay change without prior notice. Please contact your airline(s) forthe most current luggage allowance policy.PHYSICAL ACCESSIBILITY: All programs require physicalindependence and mobility. Any physical or mental condition thatmay require special medical attention or physical assistance (forexample, the need for a wheelchair) must be reported in writingwhen you make your reservation. Travelers must be able to embarkor disembark motorcoaches alone or with minimal assistance fromyour traveling companion and climb stairs without assistance.Travelers requiring assistance must travel with a companion whowill be responsible for handling equipment.DISCOUNTED RESERVATIONS: Discounts apply only tothose reservations received in the offices of Gohagan in writing,accompanied by the required deposit, by March 23, 2012. Inthe event a “discounted” reservation must be cancelled, no“replacement” reservation can be substituted at the discounted rate. A

“replacement” reservation is a new reservation and can be substitutedonly at the full-fare tariff. Cancellation penalties may apply.CANCELLATIONS: Cancellations for all or any part of the tripincluding Pre/Post Program(s) reservation(s) will not be effective untilreceived in writing in the offices of Gohagan. Should you have tocancel, the following terms will apply: reservation cancellation(s) aresubject to a $200 ($50 Pre/Post Program(s)) per person administrativefee from the time of booking through 120 days prior to departure;from 95 through 119 days prior to departure, $600 ($200 Pre/PostProgram(s)) per person; from 45 through 94 days prior to departure,50% of the published full regular tariffs; from 22 to 44 days prior todeparture, 75% of the published full regular tariffs; cancellations 21days or less prior to departure, a no-show, or early return from the tripwill result in forfeiture of 100% of the published full regular tariffs. Inaddition, any applicable airline cancellation fees, optional excursioncancellation fees and administrative fees may apply.TRIP INSURANCE: Because our cancellation policies are strictlyenforced, we strongly recommend that you purchase trip cancellationinsurance. In the event that you must cancel your participation in atravel program, trip cancellation insurance may be the only sourceof reimbursement.RATES: Prices quoted are based on fares in effect at the time ofprinting and are subject to change at any time. Gohagan reserves theright to increase the tour price in the event of cost increases due tochanges in airfares, currency fluctuations or fuel or energy surchargesand all such increases are to be paid to Gohagan upon notice to thetour participant of such increases.REGISTRATION: CST#: 2031868-40, WST#: 601 767 666,OST#: TA 0905.ARBITRATION AGREEMENT: Any controversy or claim arisingout of or relating in any way to these Terms and Conditions, thebrochure, or any other information relating in any way to the trip,or to the trip itself, shall be settled solely and exclusively by bindingarbitration in Chicago, Illinois, in accordance with the commercialrules of the American Arbitration Association then existent.

The arbitrator and not any federal, state, or local court or agencyshall have exclusive authority to resolve any dispute relating tothe interpretation, applicability, enforceability, conscionability, orformation of this contract, including but not limited to any claimthat all or any part of this contract is void or voidable.ACCEPTANCE OF CONTRACT: By forwarding of deposit, theparticipant certifies that he/she does not have any mental, physicalor other condition of disability that would create a hazard for him/herself or other participants and accepts the terms and conditionsof this contract.

Photo Credits: Alamy; picture swiss-image.ch/Roland Gerth; allimages are rights managed and cannot be used without permission.

University of Tennessee pub. #E88-1701-008-001-12.

1/12-2

Picturesque lakes, Alpine views and grand villasdefine the beauty and charm of Lake Maggiore.

PRSR

TST

DU

.S.P

osta

gePA

IDG

ohag

an&

Com

pany

Th

eU

niv

ersi

tyof

Ten

nes

see

Alu

mn

iAss

ocia

tion

600

An

dyH

olt

Tow

erK

nox

vill

e,T

N37

996-

0165