inhouse autumn 2009 edition

PatashallsChigwell see page 3

A Grade II Listed Farmhouse with

Thatched Barn, Stables and Grounds

LAWLORSE L I T E H O M E S

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We recognise that properties valued over one

million pounds require a more detailed and

personal approach.

Our experience of handling such Elite Homes has been established over

many years. James Lawlor FNAEA has been selling exclusive homes in

this area since 1972, ensuring exclusive, sound, background

knowledge of the superior homes in this area. James and Gerard

Houlihan MNAEA work closely to ensure that each sale is

perfectly handled from the moment we are

instructed right through to the completion of

the sale.

Working from our upper floor exclusive

Elite Homes Department in High Road,

Loughton, the Elite Homes team will create a

detailed marketing strategy for your property.

We understand your needs and offer the utmost

discretion and close attention to detail.

E L I T E H O M E SLAWLORS

Our Brand position in the market place combined with

our distinctive website ensures that each property is

presented to its best advantage. Our success over many

years guarantees that the Elite Homes Department of

Lawlors Property Services will always be the favoured

destination for the high net worth home seeker.

For an initial consultation or informaldiscussion regarding your property

requirements contact 020 8418 1890

email: [email protected]

L to R: Gerard Houlihan MNAEA, James Lawlor FNAEA

where elite homes are found...


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inhouse contents Autumn 2009

1 Patashalls, Chigwell

2 Elite Homes Department Editorial

3 FEATURE HOME:

Patashalls, Chigwell

4/5 Lettings Properties

6/7 Chigwell Office Properties

8 BB Partnership Ltd

9 Repton Park Properties

10/11 Loughton Office Properties

12 Attwater & Liell Solicitors

13 FEATURE HOME:Willow Mount, Toot Hill

14 Whiskers Solicitors

15 FEATURE HOME:Purcell House, Loughton

16 Loughton Office Properties

17 Chigwell Office Properties

18-20 Elite Homes

21 FEATURE HOME:Bretts, Rolls Park, Chigwell

22 Chatsworth Klien

23 FEATURE HOME:Manor Road, Chigwell

24 Lawlors Letting Services

Patashalls is a delightful Listed 15thCentury country house set in groundsof 5 ½ acres situated just outsideChigwell Village.

The house benefits from a wealth of period

features and offers a selection of good sized

reception rooms and bedrooms over two floors.

Included within the grounds is a substantial

thatched weatherboard coach house which offers

2,000 sq ft of useable space. The coach house

currently offers a suite of rooms on the upper

floor including kitchen/lounge/reception room

with open bedroom together with a separate

optional bedroom/study. There is also a first floor

bathroom. The ground floor is currently used as

storage. Subject to planning consent the property

may be capable of conversion. There is also a

range of stables.

£POA

PatashallsPUDDING LANE, CHIGWELL

Autumn 2009 inhouse 3


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4 inhouse Autumn 2009

A selection of properties available to let in West Essex and the surrounding areas.

RESIDENTIALLETTINGS

Chigwell £1,350 pcm

• AVAILABLE NOW

• Two Bedrooms

• Unfurnished

Buckhurst Hill £900 pcm

• AVAILABLE MID SEPTEMBER

• Two Double Bedrooms

• Unfurnished

Loughton £950 pcm

• AVAILABLE NOW

• Two Double Bedrooms

• Unfurnished

Loughton £1,600 pcm

• AVAILABLE NOW

• Three Bedroom Detached

• Unfurnished

Repton Park £1,350 pcm

• AVAILABLE NOW

• Two Bedrooms

• Unfurnished


• AVAILABLE NOW

• Two Bedrooms

• Unfurnished/Part furnished


• AVAILABLE WITH NOTICE

• Three Bedroom

• Furnished/Unfurnished

Woodford Green £1,250 pcm

• AVAILABLE EARLY SEPTEMBER

• Three Bedrooms

• Unfurnished


• AVAILABLE MID OCTOBER

• Three Bedrooms

• Unfurnished


165 High Road, Loughton,Essex, IG10 4LF

t: 020 8502 3388 f: 020 8418 7814e: [email protected] w: lawlors.co.uk

Sunday Viewing: 07736 23 44 22Landlord & Tenant 24h Emergency:07950 497 054

Please call 020 8502 3388 for more information on these and many more.


• AVAILABLE EARLY OCTOBER

• FIve Bedrooms

• Unfurnished


• AVAILABLE NOW

• Four Bedrooms

• Unfurnished

Waltham Abbey £2,500 pcm

• AVAILABLE WITH ONE MONTH’S NOTICE

• Six Bedrooms

• Partly Furnished

Theydon Bois £2,450 pcm

• AVAILABLE NOW

• Four Bedrooms

• Furnished/Unfurnished


• AVAILABLE NOW

• Three Bedrooms with En Suites

• Unfurnished


• AVAILABLE LATE OCTOBER

• Three Double Bedrooms

• Furnished to High Standard


• AVAILABLE NOW

• Four Bedrooms

• Unfurnished



• Five Bedrooms

• Unfurnished



• Five Bedroom, Five Bathroom

• Unfurnished, Very Spacious


Gainsborough Place £999,995

• Five Bedroom Detached Property

• Situated within a gated development

• Kitchen/breakfast room, utility room, three reception rooms

• Study, cloakroom/WC, en suites to two bedrooms

Courtland Drive £999,999 EXCLUSIVE AGENTS

• A magnificent chance to acquire a home with development potential

• Situated on a 70ft plus frontage

• Plans have been passed to create a five bedroom home

• Within walking distance to Chigwell's Central Line Tube Station

A selection of properties currently for sale in Chigwell and surrounding areas.

Chigwell Rise £749,995

• Three Bedroom Detached Family Home

• Kitchen/breakfast room, family room, TV room

• En suite to master bedroom

• Permission granted to extend to the front and to the side

Mount Pleasant Road £649,995

• Four Bedroom Semi-Detached Property

• Two reception rooms, kitchen, utility room

• Cloakroom/WC, master bedroom with en suite

• Approx 82ft rear garden

Cedar Park £699,995

• Four Bedroom Georgian-Styled Coach House

• Kitchen, utility room, cloakroom/WC, lounge, dining room

• En suites to three bedrooms

• Set in approximately six acres of private communal grounds

Chigwell Park £699,995

• Four Bedroom Detached Residence

• Lounge, kitchen/breakfast room, dining room/TV room

• Cloakroom/WC, family bathroom

• Detached garage to the rear

EXCLUSIVE AGENTS, NEW INSTRUCTIONEXCLUSIVE AGENTSEXCLUSIVE AGENTS

EXCLUSIVE AGENTS

EXCLUSIVE AGENTS

CHIGWELLOFFICE



116 High Road, Chigwell,Essex, IG7 5BJ

t: 020 8281 0123 f: 020 8281 0222e: [email protected]

Oak Lodge Avenue £599,995

• Four Bedroom Detached Family Home

• Lounge, kitchen, dining room, utility room

• Master bedroom with en suite and a family bathroom

• Within close proximity to Grange Hill Central Line Station

Great Oaks £579,995

• Four Bedroom Detached House

• Three reception rooms, utility room, cloakroom/WC

• En suite to master bedroom, family bathroom

• Approximately 200ft rear garden

Hainault Road £579,995

• Three Bedroom Victorian Semi-Detached Residence

• Large reception hall, kitchen, lounge, dining room

• Sitting room, shower room plus family bathroom

• Rear garden in excess of 180ft, detached garage at rear

Great Oaks £569,995

• Four Bedroom Detached Property

• Two receptions, cloakroom/WC, kitchen/breakfast room

• Utility room, en suite to master bedroom, family bathroom

• Stunning views, walking distance to Grange Hill Station

Dacre Close £569,995

• Five Bedroom Detached Family Home

• Kitchen, lounge, dining area, cloakroom/WC

• Off-road parking and double length garage

• In need of modernisation

The Bowls £449,995

• Three Bedroom Second Floor Apartment

• Kitchen, lounge, dining room, en suite to master bedroom

• Benefits from own balcony with stunning views

• Double garage and visitors’ parking

Ely Place, Woodford Green £439,995

• Four Bedroom Detached Property

• Lounge, dining area, fitted kitchen, cloakroom/WC

• Master bedroom with en suite plus family bathroom

• Detached garage converted to building regulation standards

The Bowls £399,995

• Two Bedroom Second Floor Apartment With Balcony

• Kitchen/diner, lounge, dining area

• Shower room and separate bathroom

• Garage en bloc and visitors’ parking

Ludham Close, Oakwood Gate £329,995

• Three Bedroom Semi-Detached House

• Lounge, kitchen/diner, cloakroom/WC

• En suite to master bedroom plus family bathroom

• Off-road parking

EXCLUSIVE AGENTS EXCLUSIVE AGENTS, SHARE OF FREEHOLD EXCLUSIVE AGENTS, NEW INSTRUCTION

EXCLUSIVE AGENTS, SHARE OF FREEHOLDEXCLUSIVE AGENTS, NEW INSTRUCTION EXCLUSIVE AGENTS

EXCLUSIVE AGENTS, NEW INSTRUCTIONEXCLUSIVE AGENTS, NEW INSTRUCTIONEXCLUSIVE AGENTS, NEW INSTRUCTION

Sunday Viewing: 07736 23 44 22


Sutherland House £459,995

• Two Bedroom First Floor Apartment

• Two en suites, cloakroom/WC, kitchen, spacious lounge

• Stunning views, two allocated parking spaces

• No on-going chain




REPTON PARKRESIDENTIAL SALES

Brandesbury Square £699,995

• Four Bedroom Townhouse

• Two en suites, family bathroom

• Lounge, kitchen/diner, utility room, cloakroom/WC

• Benefits from a sound system with inset speakers

Rosebury Square £759,500

• Four Bedroom Townhouse

• Kitchen/diner, utility room, cloakroom/WC

• Lounge, two en suites plus family bathroom

• NHBC guarantee remaining

Brandesbury Square £759,995

• Four Bedroom End of Terrace Townhouse

• Kitchen/breakfast room, cloakroom/WC

• En suites to two bedrooms plus family bathroom

• Garage with off-road parking

Douglas Close, The Avenue £659,995

• Five Bedroom Detached Townhouse

• Lounge, kitchen/breakfast room, utility room, cloakroom/WC

• Study, master bedroom with en suite, family bathroom

• Planning permission to build to the side

Devonshire House £535,000

• Three Bedroom Second Floor Apartment

• Kitchen, lounge, dining room, Jack and Jill bathroom

• En suite to master bedroom, walk-in wardrobe

• Two allocated parking spaces

Lombardy Close, The Avenue £415,000

• Three Double Bedroom Mid-Terrace property

• Fitted kitchen, two reception rooms, cloakroom/WC

• En suite shower room to master bedroom & family bathroom

• Landscaped garden, attached garage and off-road parking

Bradfield House £419,995

• Two Bedroom Top Floor Apartment

• Kitchen, lounge, en suite to master bedroom

• Two underground parking spaces


Wentworth House £364,995

• Two Bedroom First Floor Apartment

• Lounge, kitchen, bathroom

• Two underground parking spaces


LEASEHOLD, EXCLUSIVE AGENTS, NEW INSTRUCTIONEXCLUSIVE AGENTS, NEW INSTRUCTION

LEASEHOLD, EXCLUSIVE AGENTSLEASEHOLD

LEASEHOLD, NEW INSTRUCTION

EXCLUSIVE AGENTS, NEW INSTRUCTION

EXCLUSIVE AGENTSEXCLUSIVE AGENTSEXCLUSIVE AGENT, NEW INSTRUCTION

A selection of properties currently for sale in Loughton and surrounding areas.

LOUGHTONOFFICE

Hyde Cottage £895,000

• Grade II Listed Thatched Four Bedroom Cottage

• Situated within this most idyllic picturesque rural setting

• With far reaching views over Essex countryside

• Landscaped grounds, an orchard and a meadow

Fallow Fields £950,000 EXCLUSIVE AGENTS

• An exceptional Five Bedroom Detached family residence

• Landscaped grounds, ponds and porterage

• Modern kitchen/breakfast room

• Integral double garage, off-street parking & landscaped South facing rear garden

Edgfields, London Road £895,000

• Unique Five Bedroom Detached property

• Idyllic semi-rural location with views over the Essex countryside

• Rear garden with heated swimming pool

• kitchen/breakfast room, master bedroom with en suite

Elm Terrace, High Elms, £615,000

• Four/five bedroom, three storey mid terraced Victorian home

• Recently extended to create one/two bedrooms

• Benefiting from two en suites and conservatory

Bentley Way, £650,000

• Delightful four bedroom detached property

• Off-street parking for two vehicles, integral Garage

• Located in Quiet cul-de-sac

• Patio and mature gardens to the front and back

37 The Avenue £799,995

• Four Double Bedroom Detached Property

• Off street parking for 4+ vehicles

• Walking distance to Loughton underground station

• Panoramic Views

EXCLUSIVE AGENTSEXCLUSIVE AGENTS







Park Hill £550,000

• Offered Chain Free, Four Bedroom Detached family residence

• Positioned within the sought-after cul-de-sac in South Loughton

• Kitchen, lounge, dining room, master bedroom with en suite

• Off-street parking, double garage & rear garden

Stonards Hill, Epping £499,995

• Four Bedroom End-of-Terrace Neo-Georgian style residence

• Arranged over three floors with kitchen, cloakroom/WC,

dining room, study, utility room

• Master bedroom with en suite

• Landscaped garden

Patrick Grove, Waltham Abbey O.I.E.O £499,995

• Five Bedroom family residence in a gated development

• Offered chain free

• The property also benefits from en suite to master bedroom,

three reception rooms, and a modern fitted kitchen

• Boasting CCTV

Whitehall Lane £499,995

• Four Bedroom Link-Detached residence

• Benefiting from en suite bathroom to master bedroom

• Kitchen, cloakroom/WC, lounge, dining room

• Rear garden, off-street parking & integral garage

EXCLUSIVE AGENTS

EXCLUSIVE AGENTS EXCLUSIVE AGENTS


For advice on Declarations of Trust, please contactAlastair Liddiard at our Loughton office.

LOUGHTON OFFICE

147 High Road, Loughton,Essex IG10 4LY

tel. 0208 498 6573 fax. 020 8508 [email protected]

Many people planning to leave an inheritance are concerned about the recentdramatic falls in the value of their shares and houses, but at Attwaters Solicitorswe believe the recession could actually save them money in the long termthrough paying less Inheritance Tax.

HM Revenue and Customs has issued statistics showing that a large number ofpeople who die each year leave shares or property other than the house theylive in.

In the 05/06 tax year, 47% of estates where Inheritance Tax had to be paidcontained such assets, which were valued at nearly £9bn. After deduction ofmortgages and debts, this amounted to an Inheritance Tax bill of approximately£2.8bn being paid by these estates.

Here at Attwaters Solicitors we believe people could reduce the amount ofInheritance Tax payable when they die by taking advantage of falling asset pricesnow before values start to increase again in the years to come. Inheritance Taxis currently payable on estates worth more than £325,000, but the amount ofInheritance Tax payable can be mitigated by making lifetime gifts of assets.

Generally, any gifts over £3,000 are liable for Inheritance Tax if the personmaking the gift dies within seven years. The current low values of secondhomes, buy-to-let properties and shares provide a good opportunity to saveInheritance Tax on death.

Lifetime gifts are valued at the date of the transfer, so if you can afford to giveaway assets now currently worth say £200,000 and die within seven years whenthe value has increased to say £300,000, it will be the £200,000 figure that issubject to Inheritance Tax - a potential £40,000 saving to your estate.

If you die after seven years, the taxsaving is a massive £120,000!As long as you're not giving away a house you need to live in, or assets thatprovide an income to live on, this is the ideal moment to consider lifetime gifts.The only downside is that on making a gift of an investment property or sharesit might give rise to a Capital Gains Tax liability. Even so that expense will almostcertainly be far outweighed by the potential Inheritance Tax saving.

Lower property and share prices could reduce your Inheritance Tax


Willow MountTOOT HILL £POA

A picturesque family home withspacious accommodation, excellentleisure buildings and paddock land, all in an elevated position offeringoutstanding rural views.

The property boasts five reception rooms on theground floor with two bedrooms with en suitefacilities and two dressing rooms on the first floor.There are domestic offices/potential ancillaryaccommodation offering approx 800sqft, includingchanging anbd plant rooms. There is a five bay cartlodge, garden machinery store, two storeysummerhouse and stable block. The well tendedmature landscaped gardens also include aswimming pool ornamental pond and paddock allset within approx 8 and three quarter acres.


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It is becoming commonplace for couples to enter into CohabitationAgreements to set out their financial intentions. Whilst CohabitationAgreements are currently not legally binding in English law, the Law Courtswill give them some weight and validity if the following principals havebeen adhered to when the document is drawn up:

• Both Parties have received independent legal advice on the

terms of the agreement and provided full financial disclosure

• The Agreement is in writing and is clear and open in its intention

• The Agreement is in the form of a Deed

• The Agreement has been entered into once the couple

begin living together

Correctly drawn up Agreements which do not restrict any right to apply toa court for a financial order if necessary can, therefore, allow couples todetermine important financial issues which can effect the time they livetogether and also on the breakdown of their relationship. Recent cases ofSutton v Mishcon De Reya and Gawor & Co (2003) EWHC 3166demonstrate courts recognising the validity of Cohabitation Agreements.Agreements can cover a wide range of issues such as ownership ofproperty, child maintenance and children’s surnames (Any Agreementmade in connection to children will be limited by the Children Act 1989).Agreements can also cover practical issues such as how to divide householdbills and determine ownership of joint accounts.

Unmarried couples do not have the same rights under the MatrimonialCauses Act 1973 and couples can only seek legal recourse with regards toproperty and children matters on the breakdown of a relationship undergeneral property law or under the Children’s Act 1989. The relaxedattitudes of the courts is also demonstrated by the recent decision inRadmacher v Granatinio 2009 EWCA Civ 649 whereby the terms of a pre-nuptial agreement were up-held and it was stated that the “rights ofautonomous adults to govern their future financial relations” by suchagreements should be given great weight. So, whilst it may not seem themost romantic topic of discussions when you are moving in with yourpartner you do not want it to be one of the more important discussions youshould have had!

SOPHIA ISMAIL OR KATHRYN HENRY

WHISKERS LLP

SOLICITORS & NOTARIES

265 High Street, Epping,Essex CM16 4BS

Tel: 01992 561111

For further advice, contact:

As more and more couples choose to live together before marriage, they are leaving themselves open tofinancial complications if the relationship breaks down. By this time there may be a merging of financialassets and liabilities and the myth of “common law marriage” will not protect the couple’s interests.

Pre-Nuptial and Cohabitation Agreements

Be Prepared


Purcell HouseWARREN HEIGHTS, LOUGHTON PRICE GUIDE: £1,675,OOO

Four Bedroom Detached familyresidence situated within thisprestigious gated development of onlyfour executive homes. Purcell Houseoffers commanding views over thedevelopment and forestland beyond.

The current owner has re-decorated to acontemporary modern style with luxury fittings,Wifi and personalised music pad in most rooms.Property benefits include reception hall, sittingroom, dining room, family room, study, utility room, kitchen/breakfast room,cloakroom/WC, cinema room, master bedroomwith en suite dressing room and bathroom,bedrooms two and three with en suites, family shower room and double garage.


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LOUGHTONOFFICE




Kings Avenue £650,000

• Well presented four Bedroom Detached property

• Situated in the heart of Buckhurst Hill

• En suite to master bedroom, two generous sized reception rooms

• Detached garage with off-street parking for several vehicles

Fallow Fields £399,995

• Three Bedroom Semi-Detached residence

• Prestigious gated development, communal grounds, porterage

• Spacious, modern family accommodation

• Kitchen, lounge, master bedroom with en suite shower

room, family bathroom, single garage & off-street parking

Smarts Lane £350,000

• A delightful Two Double Bedroom character cottage

• Boasting off-street parking

• Extended kitchen/diner

• Close to Central Line and Loughton High Road

Woodside, Epping £475,000

• Delightful four bedroom property

• En suite Shower Room

• Modern Kitchen with integrated appliances

• Two bedrooms with En suite facilities

EXCLUSIVE AGENTS

EXCLUSIVE AGENTS





• Four Double Bedroom Detached residence • Lounge, family room, study• Fitted kitchen/dining room, utility room • En suites to two bedrooms, family bathroom

Vicarage Lane £995,000

EXCLUSIVE AGENTS

• Five Bedroom Detached property, no on-going chain • Master bedroom, en suite bathroom• Kitchen/breakfast room, three reception rooms • Approx 135' garden, planning permission

Manor Road £975,000

• Four Bedroom Detached family residence • Two reception rooms, kitchen, utility room• Cloakroom/WC, master bedroom with en suite • Offered chain free

Hainault Road £799,950

• Five Bedroom Detached house • Kitchen, sitting room, dining area, conservatory• Cloakroom/WC, TV room, two family bathrooms • Approx 75ft rear garden

Manor Road £689,995


• First Floor Three Bedroom Apartment • Lounge, dining area, cloakroom/WC• Fitted kitchen, en suite to master bedroom • Two garages en bloc

The Bowls £575,000

• Three Bedroom End of Terrace Cottage • Kitchen, conservatory/breakfast room• Cloakroom/WC, utility room • Master bedroom with en suite, stunning views

Grove Lane £475,000

EXCLUSIVE AGENTS

CHIGWELLOFFICE


ALDERWOOD BARN,ABRIDGE O.I.E.O £1 MILLION

FOREST LODGE, EPPING PRICE GUIDE: £1,375,000

A Grade II Listed Detached residence built

in 1690 during the reign of William and

Mary with the two wings built some

100 years later in the Georgian period.

The current owners have embarked on a

lengthy renovation programme with a

critical eye to maintain the integrity of

such a fine residence. Occupying a plot

of approx just under half an acre offering

stylish accommodation arranged over

three levels with 4,396 sq ft, to include a

self-contained one bedroom apartment

and 664 sq ft of useable basement.


Presenting this stunning Four Bedroom

Detached Barn - being one of only four

within this private gated development

with secure video entryphone, situated

upon an elevated position within this

semi-rural location offering panoramic

far-reaching views over the local

picturesque South-West Essex countryside.

Offering a contemporary interior boasting

quality fixtures and ample light with

flexible living accommodation arranged

over two floors. The exterior grounds

boast landscaping with mature

shrubberies and topiary designs and a

detached garage with home office.

This is an ideal opportunity for a

discerning purchaser to acquire an

impressive and unique residence.



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YORK HILL, LOUGHTON PRICE GUIDE: £P.O.A

NORTHFIELD, NURSERY ROAD,LOUGHTON PRICE GUIDE: £1,050,000

A stunning family property situated

within this prestigious cul-de-sac location.

The current vendors have made many

fine improvement to the property and

there is still potential to further enlarge

the property subject to planning

permission. Property benefits include:

kitchen/breakfast room, utility room,

cloakroom, three delightful reception

rooms, study, master bedroom with

en suite, four further bedrooms, attached

double garage, substantial off street

parking and secluded rear garden.


We are pleased to offer this

exceptional character residence

situated within this secluded position

in the heart of the Conservation area

of Loughton. The property occupies

one of the most elevated positions in

the area with far reaching views of

Canary Wharf and on to London

beyond. The property presently is one

single dwelling but offers the potential

to be two separate properties as it has

been in the past. This fine abode also

has the benefit of a self-contained

annex and detached garage all set

within private mature grounds.



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MARDEN ASH,CHIPPING ONGAR PRICE GUIDE: £P.O.A

VICARAGE LANE,CHIGWELL PRICE GUIDE: £P.O.A Presenting this Six Bedroom Detached residence with stunning panoramic

countryside views. Just some of the benefits include solid

oak staircase, bespoke kitchen, marble flooring with underfloor heating,

four reception rooms, six double bedrooms, six bathrooms, carriage

driveway and a Southerly aspect garden. An immediate viewing is a must

to fully appreciate the accommodation on offer.

A spectacular Grade II* Listed 17th

Century residence set in mature

grounds of approximately two

acres. The grand accommodation is

arranged over three floors with a

wealth of restored and retained

features throughout. Marden Ash

House is located on the edge of

Chipping Ongar, within easy access

of the Town Centre. Ten bedrooms,

four principal reception rooms,

grand hall, extensive kitchen

quarters, basement & wine store,

private courtyard.



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BrettsROLLS PARK, CHIGWELL

An imposing Neo-Georgian residence with elegantaccommodation extending to about 4,200 sq ft discretely locatedwithin private park-like grounds of approximately nine acres.

The property forms part of the exclusive and sought-after Rolls Park and iscomplemented by an adjacent detached three bedroom cottage and additionalpool house. There is planning permission for a substantial extension, furtherdetails available. All viewing strictly by appointment.

£POA


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Sometimes, it’s good to be different...

...living financeFor many high-net-worth clients, high-street banks simply do not provide a solution to their funding requirements. In ourexperience, they demand something more sophisticated, particularly if they have complicated income streams. Or, theymay require a large loan - anything above £500,000, which the high-street banks can't cater for and certainly not atcompetitive rates.

For these clients, private banks may provide the answer. Without a relationship with a private bank it can be very difficultto access such funding. However, at Chatsworth Klein, we have excellent contacts with a portfolio of private lenders. Weoften offer exclusive rates that are not available direct and can negotiate the rate and fee on behalf of the client. We canarrange funding on a fixed-rate basis, or linked to Bank Base Rate or Libor (London Interbank Offered Rate), dependingon your preference. Offshore funding and complicated tax structures can also be catered for, as well as multi-currencylending and deals with no early repayment charges.

To celebrate the Launch of Lawlors Elite Homes, Chatsworth Klein will be offering free consultations to clients who callfrom this advert quoting reference ‘Lawlors’.

Call 0845 680 9768 or visit chatsworthklein.co.uk

Residential Mortgages Buy to Let High Net Worth Large Loans Remortgage New Homes

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.Chatsworth Klein are an appointed representative of CWS Financial Services who are authorised and regulated by the Financial Services Authority.


Manor RoadCHIGWELLPRICE GUIDE: £P.O.A

Located backing Chigwell Golf Course on the ever-popular Manor Road, lies this Seven Bedroom character family residence.

Property benefits include four spacious receptionrooms, comprehensively fitted kitchen/breakfastroom, utility room, seven bedrooms - two with en suite facilities. Externally the property occupies a 100ft frontage with carriage driveway. To the rearof the property there is a spectacular rear gardenmeasuring approx 130ft with stunning views andswimming pool.


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- Let Only through to Full Management

- Full portfolio reviews

- Guaranteed rents

- Fully referenced professional tenants

- Remortgaging advice in association with our recommended

mortgage brokers, Chatsworth Klein

- Professional staff with extensive local knowledge

www.lawlors.co.uk

LAWLORSLETTINGS SERVICES

inhouse autumn 2009 edition

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