inclusive development in financial sector of bangladesh: after 1971 to present. ppt
TRANSCRIPT
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Welcome To Our Presentation
TopicInclusive Development In
Financial Sector Of Bangladesh: After 1971 To Present.
Course Name: Banking Law And Practice Course Code: 209
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Md. Sifat Hasan Studying Finance And Banking Jatiya Kabi Kazi Nazrul Islam UniversityTrishal Mymensingh
Prepared By
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Name Roll
1. Md.Sifat Hasan 14132622
2. Sanjayu Sutradhur 14132621
3. Md.Badrul Alam 14132613
4. Mahmudul Hasan 14132614
5. MD. Al-Amin 14132615
6. Md.Rasel Mia 14132612
7. Md. Shakhawat Hossain 14132618
8. Shafiqul Islam 14132620
9. Md. Zafor Ikbal 14132619
10. Saddam Hossain 14132616
Profile of the members
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Financial System Of Bangladesh
• Formal Sectors
• Semiformal Sectors• Informal Sectors
Types Of Financial Market • Money Market • Capital Market primary & secondary market stock exchange
Dhaka Stock Exchange Chittagong Stock Exchange
• Foreign Exchange Market
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Central Bank Schedule Bank • State Owned Commercial Banks• Specialized Banks• Private Commercial Banks
Conventional PCBs Islami Shariah Based PCBs
• Foreign Commercial BanksNon-schedule Bank
Regulation And Institutions
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1. Preliminary 2. Establishment, Incorporation,
Capital And Management 3. Business And Function Of The
Bank4. Collection And Furnishing Of
Credit Information 5. General
Important Amendment Of Bangladesh Bank• Capital Maintenance • Mentionable Share Holder • Election Of New Directors• Restrictions On The
Payment Of Dividends
Legal Framework Of Bangladesh Bank
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Products And Services Of Conventional Banks
Current Market Situation and Deposit Products• Savings Account / Special
Savings Accounts• Term Deposit Accounts
Deposit ProductsChecking accountsSavings accountsMoney market deposit accountTerm deposit
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A. Products 1. Deposit product
2.Investment product 3. Rural development scheme
B. Services • NRB servicers • SME services • Foreign exchange business
services • Locker services
Product and services of Islamic banks
Mudaraba Account Savings Account Term Deposit Account Special Savings (Pension) Account NRB Savings Bond Account Foreign Currency Deposit Account Farmers Savings Account
Al-wadeah accounts
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• ATM Banking• Internet Banking• Tele-banking• PC Banking• Debit Point- of-Sale• Mobile Banking• Cards: Credit/Debit Card
• SWIFT• Electronic Fund Transfer (EFT)• The Core Banking Solution
(CBS)• Business Intelligence System• Cross Border Operations• Automated Clearing House
System (ACHS)
E-banking In Bangladesh
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Challenges of E-Banking
•Challenges Related to Development of E-Banking•Challenges Regarding ATM Banking•Challenges Regarding Internet Banking•Challenges Regarding Mobile Banking•Challenges Regarding BACH and BEFTN
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Recent Developments in Financial Sector of Bangladesh
• Automation and Technological Development• Institutional Development• Regulatory Development
• Islamic banks showing a higher growth day by day.• The money and capital markets were more stable• Macroeconomic conditions of Bangladesh, influencing the
financial system, were mostly favorable
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Challenges And Concerns Relating To The Banking Sector And Corporate Sector
Problems regarding banking sector
Problems Regarding Non-bank Financial Institution• Sources of fund• High Cost of fund• Investment in High Risk Portfolio• Poor Capital Market Condition• Competition with Banks• Lack of Human Resource
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Participation Of Banks And Financial Institutions In The Economic Development Of
Bangladesh
• Participation of Financial Institutions to our (Bangladesh) GDP• Participation of banking industry in economic developments• Participation in foreign trade• Participation of capital market in the economic development of
Bangladesh
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Future Prospect Of Banking Business In Bangladesh
• Banks should be seen investing more in information technology• Improve supervisory capacity of watchdog agencies• Corporate Social Responsibility (CSR) and its adaptability in Banking• Discouraging OTC and encouraging P2PThe Future of Islamic Banking in Bangladesh• Need for Re-organization of the whole financial System• New banking philosophy for the Islamic Banks• Future Policy and Strategy
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Conclusion & Recommendations
• Development of human resources should be ensured• Ensure proper communication system•More interest should be paid on deposit account• Project Management’ must be practiced• Time consumed at service level should be minimized• Evaluate customer’s needs from their perspective
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