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Improving the lives of older Americans
Beyond the Assembly Line:
Benefits Access & Economic Security
for Older Adults
Lura Barber
AIRS Conference
7 June 2011
Dearborn, Michigan
© 2011. National Council on Aging A nonprofit service and advocacy organization
Innovation, circa 1910
© 2011. National Council on Aging A nonprofit service and advocacy organization
Innovation, circa 2011?
© 2011. National Council on Aging A nonprofit service and advocacy organization Credit: Fast Company
© 2011. National Council on Aging A nonprofit service and advocacy organization Credit: AP
© 2011. National Council on Aging A nonprofit service and advocacy organization
Seniors and Economic
Insecurity
More than 47 million Medicare
enrollees
• 39M 65+
• 8M younger adults with
disabilities
About 22 million live below
200% FPL
45% lives with 3 or more
chronic conditions
© 2011. National Council on Aging A nonprofit service and advocacy organization
© 2011. National Council on Aging A nonprofit service and advocacy organization
LIS, $4,000.00
MSP, $1,157.00
SNAP, $1,000.00
SSI, $6,000.00
LIHEAP, $319.00
Estimated Annual Value of Core Benefits Programs
Total
Estimated
Annual
Value:
$12,476
© 2011. National Council on Aging A nonprofit service and advocacy organization
© 2011. National Council on Aging A nonprofit service and advocacy organization
© 2011. National Council on Aging A nonprofit service and advocacy organization
Enrolled in Part D
Low-Income Subsidy
Likely eligible for
but not
receiving:
SNAP (41%)
MSP (31%)
LIHEAP (24%)
SSI (4%)
MISSING: $8,476
© 2011. National Council on Aging A nonprofit service and advocacy organization
Enrolled in SNAP
Likely eligible
for but not
receiving:
LIS (46%)
SSI (30%)
LIHEAP (23%)
MSP (11%)
MISSING: $11,476
© 2011. National Council on Aging A nonprofit service and advocacy organization
NCOA Models for Person-Centered
Benefits Access:
Benefits Enrollment Centers
Economic Security Initiative Sites
© 2011. National Council on Aging A nonprofit service and advocacy organization
AK
AL
AR AZ
CA CO
CT
DC
DE
FL
GA
HI
IA
ID
IL IN
KS KY
LA
MA
MD
ME
MI
MN
MO
MS
MT
NC
ND
NE
NH
NJ
NM
NV
NY
OH
OK
OR
PA
PR
RI
SC
SD
TN
TX
UT
VA
VT WA
WI
WV
WY
Benefits Enrollment Centers (BECs)
Montana
Western Kentucky
Chicago, IL
Cleveland, OH
Coastal Alabama
Michigan
New York City
Maine
Western Maryland
Philadelphia, PA
•Santa Monica, CA
•Denver, CO
•Norwich, CT
•Jacksonville, FL
•Honolulu, HI
•Lexington, KY
•New York, NY
•Hillsboro, OR
•Charleston, WV
•Madison, WI
© 2011. National Council on Aging A nonprofit service and advocacy organization
Foreclosure counseling
Home repair
Housing options counseling
Renters assistance
Eligibility and enrollment assistance
Emergency assistance for housing/fuel/food
Senior Community Service Employment Program
Workforce Investment Act
RSVP, Senior Corp, Americorps*, Americorps VISTA, Foster Grandparents
Health insurance counseling
Health promotion and disease prevention
Mental health services
Credit counseling
Debt relief
Daily Money Management
Financial literacy
Pre-lender HUD certified Reverse mortgage counseling
COMMUNITY
RESOURCES
will INCREASE
the ECONOMIC
SECURITY of
OLDER ADULTS
▪ Home and
community-based
services
▪ Nutrition programs
▪ Transportation, etc.
Debt mitigation
Eviction prevention
Pension assistance
Securing public benefits
Wills, trust, and end of life decisions
Adult Protective Services
Guardianship
Protection against financial fraud and scams
Jobs & Community
Service
Health
Finances
Legal Housing
Aging Network Services
Public Benefits
Consumer Protections
Economic Security Initiative Sites
© 2011. National Council on Aging A nonprofit service and advocacy organization
Mapping
community
resources
and
strengths
© 2011. National Council on Aging A nonprofit service and advocacy organization
Tools for Identifying Resources in
Your Community
BenefitsCheckUp
Application Form Centers and
Mapping Tools
© 2011. National Council on Aging A nonprofit service and advocacy organization
Comprehensive benefits
screening
Online LIS/Extra Help
application
Enhanced
BenefitsCheckUp
Application Forms
Center
Medicaid Office Locator
SNAP Maps and
Application Form Center
Senior Housing Locator
© 2011. National Council on Aging A nonprofit service and advocacy organization
© 2011. National Council on Aging A nonprofit service and advocacy organization
Questions and Comments
Lura Barber
National Center for Benefits Outreach and Enrollment
Questions or comments?
Contact:
Lura Barber
202.600.3152
Visit us on the web at:
www.ncoa.org
www.centerforbenefits.org
www.benefitscheckup.org
www.mymedicarecommunity.org