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Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults Lura Barber AIRS Conference 7 June 2011 Dearborn, Michigan

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Page 1: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

Improving the lives of older Americans

Beyond the Assembly Line:

Benefits Access & Economic Security

for Older Adults

Lura Barber

AIRS Conference

7 June 2011

Dearborn, Michigan

Page 2: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Innovation, circa 1910

Page 3: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Innovation, circa 2011?

Page 4: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization Credit: Fast Company

Page 5: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization Credit: AP

Page 6: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Seniors and Economic

Insecurity

More than 47 million Medicare

enrollees

• 39M 65+

• 8M younger adults with

disabilities

About 22 million live below

200% FPL

45% lives with 3 or more

chronic conditions

Page 7: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Page 8: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

LIS, $4,000.00

MSP, $1,157.00

SNAP, $1,000.00

SSI, $6,000.00

LIHEAP, $319.00

Estimated Annual Value of Core Benefits Programs

Total

Estimated

Annual

Value:

$12,476

Page 9: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Page 10: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Page 11: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Enrolled in Part D

Low-Income Subsidy

Likely eligible for

but not

receiving:

SNAP (41%)

MSP (31%)

LIHEAP (24%)

SSI (4%)

MISSING: $8,476

Page 12: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Enrolled in SNAP

Likely eligible

for but not

receiving:

LIS (46%)

SSI (30%)

LIHEAP (23%)

MSP (11%)

MISSING: $11,476

Page 13: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

NCOA Models for Person-Centered

Benefits Access:

Benefits Enrollment Centers

Economic Security Initiative Sites

Page 14: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

AK

AL

AR AZ

CA CO

CT

DC

DE

FL

GA

HI

IA

ID

IL IN

KS KY

LA

MA

MD

ME

MI

MN

MO

MS

MT

NC

ND

NE

NH

NJ

NM

NV

NY

OH

OK

OR

PA

PR

RI

SC

SD

TN

TX

UT

VA

VT WA

WI

WV

WY

Benefits Enrollment Centers (BECs)

Montana

Western Kentucky

Chicago, IL

Cleveland, OH

Coastal Alabama

Michigan

New York City

Maine

Western Maryland

Philadelphia, PA

•Santa Monica, CA

•Denver, CO

•Norwich, CT

•Jacksonville, FL

•Honolulu, HI

•Lexington, KY

•New York, NY

•Hillsboro, OR

•Charleston, WV

•Madison, WI

Page 15: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Foreclosure counseling

Home repair

Housing options counseling

Renters assistance

Eligibility and enrollment assistance

Emergency assistance for housing/fuel/food

Senior Community Service Employment Program

Workforce Investment Act

RSVP, Senior Corp, Americorps*, Americorps VISTA, Foster Grandparents

Health insurance counseling

Health promotion and disease prevention

Mental health services

Credit counseling

Debt relief

Daily Money Management

Financial literacy

Pre-lender HUD certified Reverse mortgage counseling

COMMUNITY

RESOURCES

will INCREASE

the ECONOMIC

SECURITY of

OLDER ADULTS

▪ Home and

community-based

services

▪ Nutrition programs

▪ Transportation, etc.

Debt mitigation

Eviction prevention

Pension assistance

Securing public benefits

Wills, trust, and end of life decisions

Adult Protective Services

Guardianship

Protection against financial fraud and scams

Jobs & Community

Service

Health

Finances

Legal Housing

Aging Network Services

Public Benefits

Consumer Protections

Economic Security Initiative Sites

Page 16: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Mapping

community

resources

and

strengths

Page 17: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Tools for Identifying Resources in

Your Community

BenefitsCheckUp

Application Form Centers and

Mapping Tools

Page 18: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Comprehensive benefits

screening

Online LIS/Extra Help

application

Enhanced

BenefitsCheckUp

Application Forms

Center

Medicaid Office Locator

SNAP Maps and

Application Form Center

Senior Housing Locator

Page 19: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Page 20: Improving the lives of older Americans Beyond the Assembly ... · Improving the lives of older Americans Beyond the Assembly Line: Benefits Access & Economic Security for Older Adults

© 2011. National Council on Aging A nonprofit service and advocacy organization

Questions and Comments

Lura Barber

National Center for Benefits Outreach and Enrollment

Questions or comments?

Contact:

Lura Barber

[email protected]

202.600.3152

Visit us on the web at:

www.ncoa.org

www.centerforbenefits.org

www.benefitscheckup.org

www.mymedicarecommunity.org